Home > Muenster State Bank > Income and Expense

Muenster State Bank, Income and Expense

2021-12-31 (YTD Data)Rank
Total interest income$5,731,0003,286
Total interest expense$257,0003,903
Net interest income$5,474,0003,206
Provision for loan and lease losses$03,064
Total noninterest income$663,0003,387
Gross Fiduciary activities income$0994
Service charges on deposit accounts$170,0002,882
Trading account gains and feesNANA
Additional Noninterest Income$493,0003,275
Total noninterest expense$3,231,0003,652
Salaries and employee benefits$1,895,0003,597
Premises and equipment expense$210,0004,089
Additional noninterest expense$1,126,0003,541
Pre-tax net operating income$2,906,0002,729
Securities gains (losses)$143,000728
Applicable income taxes$03,710
Income before extraordinary items$3,049,0002,524
Extraordinary gains, net$010
Net income$3,049,0002,525
Minority interest net income$074
Net income of bank and minority interests.$3,049,0002,525
Net charge-offs$-186,0004,529
Cash dividends$2,000,0001,514
Sale, conversion, retirement of capital stock, net$0582
Net operating income$2,906,0002,564
2021-09-30 (YTD Data)Rank
Total interest income$4,072,0003,426
Total interest expense$199,0003,964
Net interest income$3,873,0003,343
Provision for loan and lease losses$02,963
Total noninterest income$480,0003,467
Gross Fiduciary activities income$0957
Service charges on deposit accounts$121,0002,946
Trading account gains and feesNANA
Additional Noninterest Income$359,0003,353
Total noninterest expense$1,832,0004,041
Salaries and employee benefits$1,019,0004,022
Premises and equipment expense$122,0004,338
Additional noninterest expense$691,0003,805
Pre-tax net operating income$2,521,0002,656
Securities gains (losses)$143,000682
Applicable income taxes$03,719
Income before extraordinary items$2,664,0002,424
Extraordinary gains, net$08
Net income$2,664,0002,424
Minority interest net income$069
Net income of bank and minority interests.$2,664,0002,424
Net charge-offs$-186,0004,636
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$2,521,0002,469
2021-06-30 (YTD Data)Rank
Total interest income$2,684,0003,469
Total interest expense$133,0004,034
Net interest income$2,551,0003,370
Provision for loan and lease losses$02,862
Total noninterest income$304,0003,507
Gross Fiduciary activities income$0951
Service charges on deposit accounts$76,0002,975
Trading account gains and feesNANA
Additional Noninterest Income$228,0003,382
Total noninterest expense$1,199,0004,086
Salaries and employee benefits$682,0004,044
Premises and equipment expense$72,0004,440
Additional noninterest expense$445,0003,848
Pre-tax net operating income$1,656,0002,648
Securities gains (losses)$72,000772
Applicable income taxes$03,702
Income before extraordinary items$1,728,0002,431
Extraordinary gains, net$06
Net income$1,728,0002,431
Minority interest net income$067
Net income of bank and minority interests.$1,728,0002,431
Net charge-offs$7,0001,839
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$1,656,0002,449
2021-03-31 (YTD Data)Rank
Total interest income$1,389,0003,418
Total interest expense$66,0004,113
Net interest income$1,323,0003,308
Provision for loan and lease losses$02,741
Total noninterest income$143,0003,571
Gross Fiduciary activities income$0922
Service charges on deposit accounts$38,0002,957
Trading account gains and feesNANA
Additional Noninterest Income$105,0003,465
Total noninterest expense$601,0004,084
Salaries and employee benefits$349,0004,031
Premises and equipment expense$36,0004,446
Additional noninterest expense$216,0003,872
Pre-tax net operating income$865,0002,570
Securities gains (losses)$72,000563
Applicable income taxes$03,613
Income before extraordinary items$937,0002,306
Extraordinary gains, net$03
Net income$937,0002,305
Minority interest net income$055
Net income of bank and minority interests.$937,0002,306
Net charge-offs$-2,0003,357
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$865,0002,363
2020-12-31 (YTD Data)Rank
Total interest income$5,200,0003,525
Total interest expense$390,0004,067
Net interest income$4,810,0003,411
Provision for loan and lease losses$60,0003,790
Total noninterest income$584,0003,458
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$169,0002,973
Trading account gains and feesNANA
Additional Noninterest Income$415,0003,333
Total noninterest expense$2,940,0003,840
Salaries and employee benefits$1,752,0003,747
Premises and equipment expense$212,0004,195
Additional noninterest expense$976,0003,729
Pre-tax net operating income$2,394,0002,728
Securities gains (losses)$358,000738
Applicable income taxes$03,697
Income before extraordinary items$2,752,0002,420
Extraordinary gains, net$04
Net income$2,752,0002,420
Minority interest net income$072
Net income of bank and minority interests.$2,752,0002,420
Net charge-offs$4,0003,213
Cash dividends$1,800,0001,621
Sale, conversion, retirement of capital stock, net$0566
Net operating income$2,394,0002,553
2020-09-30 (YTD Data)Rank
Total interest income$3,954,0003,544
Total interest expense$317,0004,073
Net interest income$3,637,0003,412
Provision for loan and lease losses$04,239
Total noninterest income$417,0003,506
Gross Fiduciary activities income$0981
Service charges on deposit accounts$126,0002,989
Trading account gains and feesNANA
Additional Noninterest Income$291,0003,379
Total noninterest expense$1,783,0004,103
Salaries and employee benefits$984,0004,128
Premises and equipment expense$125,0004,420
Additional noninterest expense$674,0003,820
Pre-tax net operating income$2,271,0002,406
Securities gains (losses)$300,000710
Applicable income taxes$03,696
Income before extraordinary items$2,571,0002,107
Extraordinary gains, net$04
Net income$2,571,0002,107
Minority interest net income$065
Net income of bank and minority interests.$2,571,0002,107
Net charge-offs$1,0003,162
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$2,271,0002,214
2020-06-30 (YTD Data)Rank
Total interest income$2,647,0003,573
Total interest expense$236,0004,064
Net interest income$2,411,0003,459
Provision for loan and lease losses$04,134
Total noninterest income$263,0003,542
Gross Fiduciary activities income$0970
Service charges on deposit accounts$83,0003,033
Trading account gains and feesNANA
Additional Noninterest Income$180,0003,418
Total noninterest expense$1,164,0004,147
Salaries and employee benefits$658,0004,146
Premises and equipment expense$76,0004,500
Additional noninterest expense$430,0003,887
Pre-tax net operating income$1,510,0002,380
Securities gains (losses)$49,0001,298
Applicable income taxes$03,655
Income before extraordinary items$1,559,0002,188
Extraordinary gains, net$04
Net income$1,559,0002,188
Minority interest net income$065
Net income of bank and minority interests.$1,559,0002,188
Net charge-offs$1,0002,929
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,510,0002,190
2020-03-31 (YTD Data)Rank
Total interest income$1,317,0003,585
Total interest expense$128,0004,086
Net interest income$1,189,0003,441
Provision for loan and lease losses$03,711
Total noninterest income$134,0003,499
Gross Fiduciary activities income$0941
Service charges on deposit accounts$50,0003,061
Trading account gains and feesNANA
Additional Noninterest Income$84,0003,370
Total noninterest expense$595,0004,161
Salaries and employee benefits$339,0004,148
Premises and equipment expense$40,0004,511
Additional noninterest expense$216,0003,928
Pre-tax net operating income$728,0002,288
Securities gains (losses)$49,000845
Applicable income taxes$03,513
Income before extraordinary items$777,0002,020
Extraordinary gains, net$04
Net income$777,0002,019
Minority interest net income$056
Net income of bank and minority interests.$777,0002,020
Net charge-offs$2,0002,313
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$728,0002,080
2019-12-31 (YTD Data)Rank
Total interest income$5,394,0003,607
Total interest expense$547,0004,062
Net interest income$4,847,0003,454
Provision for loan and lease losses$26,0003,644
Total noninterest income$609,0003,440
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$228,0002,998
Trading account gains and feesNANA
Additional Noninterest Income$381,0003,322
Total noninterest expense$2,823,0003,974
Salaries and employee benefits$1,708,0003,855
Premises and equipment expense$211,0004,321
Additional noninterest expense$904,0003,934
Pre-tax net operating income$2,607,0002,681
Securities gains (losses)$20,0001,651
Applicable income taxes$03,859
Income before extraordinary items$2,627,0002,504
Extraordinary gains, net$011
Net income$2,627,0002,505
Minority interest net income$076
Net income of bank and minority interests.$2,627,0002,506
Net charge-offs$202,0001,682
Cash dividends$1,800,0001,685
Sale, conversion, retirement of capital stock, net$0626
Net operating income$2,607,0002,487
2019-09-30 (YTD Data)Rank
Total interest income$4,024,0003,658
Total interest expense$411,0004,103
Net interest income$3,613,0003,509
Provision for loan and lease losses$03,836
Total noninterest income$444,0003,488
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$175,0003,010
Trading account gains and feesNANA
Additional Noninterest Income$269,0003,410
Total noninterest expense$1,733,0004,291
Salaries and employee benefits$980,0004,255
Premises and equipment expense$122,0004,614
Additional noninterest expense$631,0004,067
Pre-tax net operating income$2,324,0002,478
Securities gains (losses)$20,0001,423
Applicable income taxes$03,902
Income before extraordinary items$2,344,0002,286
Extraordinary gains, net$011
Net income$2,344,0002,287
Minority interest net income$072
Net income of bank and minority interests.$2,344,0002,287
Net charge-offs$203,0001,282
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$2,324,0002,268
2019-06-30 (YTD Data)Rank
Total interest income$2,667,0003,689
Total interest expense$266,0004,144
Net interest income$2,401,0003,541
Provision for loan and lease losses$03,685
Total noninterest income$297,0003,456
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$119,0002,979
Trading account gains and feesNANA
Additional Noninterest Income$178,0003,402
Total noninterest expense$1,133,0004,338
Salaries and employee benefits$656,0004,288
Premises and equipment expense$76,0004,683
Additional noninterest expense$401,0004,164
Pre-tax net operating income$1,565,0002,430
Securities gains (losses)$7,0001,296
Applicable income taxes$03,901
Income before extraordinary items$1,572,0002,264
Extraordinary gains, net$011
Net income$1,572,0002,264
Minority interest net income$069
Net income of bank and minority interests.$1,572,0002,264
Net charge-offs$5,0002,814
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,565,0002,239
2019-03-31 (YTD Data)Rank
Total interest income$1,322,0003,727
Total interest expense$122,0004,234
Net interest income$1,200,0003,573
Provision for loan and lease losses$03,406
Total noninterest income$145,0003,478
Gross Fiduciary activities income$0972
Service charges on deposit accounts$62,0002,912
Trading account gains and feesNANA
Additional Noninterest Income$83,0003,455
Total noninterest expense$582,0004,353
Salaries and employee benefits$335,0004,308
Premises and equipment expense$37,0004,749
Additional noninterest expense$210,0004,128
Pre-tax net operating income$763,0002,443
Securities gains (losses)$7,000777
Applicable income taxes$03,800
Income before extraordinary items$770,0002,240
Extraordinary gains, net$05
Net income$770,0002,239
Minority interest net income$052
Net income of bank and minority interests.$770,0002,239
Net charge-offs$5,0002,211
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$763,0002,228
2018-12-31 (YTD Data)Rank
Total interest income$5,035,0003,730
Total interest expense$446,0004,053
Net interest income$4,589,0003,643
Provision for loan and lease losses$04,082
Total noninterest income$669,0003,404
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$278,0002,864
Trading account gains and feesNANA
Additional Noninterest Income$391,0003,373
Total noninterest expense$2,777,0004,115
Salaries and employee benefits$1,685,0003,983
Premises and equipment expense$213,0004,459
Additional noninterest expense$879,0004,075
Pre-tax net operating income$2,481,0002,792
Securities gains (losses)$18,000598
Applicable income taxes$03,978
Income before extraordinary items$2,499,0002,591
Extraordinary gains, net$06
Net income$2,499,0002,590
Minority interest net income$072
Net income of bank and minority interests.$2,499,0002,590
Net charge-offs$2,0003,662
Cash dividends$1,750,0001,576
Sale, conversion, retirement of capital stock, net$0671
Net operating income$2,481,0002,592
2018-09-30 (YTD Data)Rank
Total interest income$3,720,0003,788
Total interest expense$320,0004,086
Net interest income$3,400,0003,702
Provision for loan and lease losses$03,948
Total noninterest income$492,0003,450
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$207,0002,887
Trading account gains and feesNANA
Additional Noninterest Income$285,0003,433
Total noninterest expense$1,703,0004,438
Salaries and employee benefits$984,0004,383
Premises and equipment expense$122,0004,767
Additional noninterest expense$597,0004,248
Pre-tax net operating income$2,189,0002,590
Securities gains (losses)$18,000592
Applicable income taxes$04,032
Income before extraordinary items$2,207,0002,365
Extraordinary gains, net$05
Net income$2,207,0002,364
Minority interest net income$066
Net income of bank and minority interests.$2,207,0002,364
Net charge-offs$03,489
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,189,0002,366
2018-06-30 (YTD Data)Rank
Total interest income$2,466,0003,794
Total interest expense$205,0004,093
Net interest income$2,261,0003,709
Provision for loan and lease losses$03,782
Total noninterest income$324,0003,502
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$133,0002,938
Trading account gains and feesNANA
Additional Noninterest Income$191,0003,446
Total noninterest expense$1,112,0004,513
Salaries and employee benefits$650,0004,436
Premises and equipment expense$77,0004,846
Additional noninterest expense$385,0004,322
Pre-tax net operating income$1,473,0002,545
Securities gains (losses)$18,000497
Applicable income taxes$04,018
Income before extraordinary items$1,491,0002,320
Extraordinary gains, net$06
Net income$1,491,0002,319
Minority interest net income$065
Net income of bank and minority interests.$1,491,0002,319
Net charge-offs$03,209
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,473,0002,341
2018-03-31 (YTD Data)Rank
Total interest income$1,212,0003,834
Total interest expense$100,0004,112
Net interest income$1,112,0003,759
Provision for loan and lease losses$03,508
Total noninterest income$157,0003,503
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$63,0003,029
Trading account gains and feesNANA
Additional Noninterest Income$94,0003,435
Total noninterest expense$560,0004,542
Salaries and employee benefits$325,0004,496
Premises and equipment expense$39,0004,886
Additional noninterest expense$196,0004,339
Pre-tax net operating income$709,0002,569
Securities gains (losses)$18,000355
Applicable income taxes$03,948
Income before extraordinary items$727,0002,321
Extraordinary gains, net$07
Net income$727,0002,319
Minority interest net income$052
Net income of bank and minority interests.$727,0002,321
Net charge-offs$02,722
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$709,0002,343
2017-12-31 (YTD Data)Rank
Total interest income$4,825,0003,811
Total interest expense$351,0004,188
Net interest income$4,474,0003,735
Provision for loan and lease losses$04,227
Total noninterest income$659,0003,557
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$293,0002,905
Trading account gains and feesNANA
Additional Noninterest Income$366,0003,560
Total noninterest expense$2,697,0004,297
Salaries and employee benefits$1,632,0004,128
Premises and equipment expense$208,0004,676
Additional noninterest expense$857,0004,261
Pre-tax net operating income$2,436,0002,788
Securities gains (losses)$180,000427
Applicable income taxes$04,135
Income before extraordinary items$2,616,0002,259
Extraordinary gains, net$09
Net income$2,616,0002,259
Minority interest net income$076
Net income of bank and minority interests.$2,616,0002,259
Net charge-offs$-1,0004,501
Cash dividends$1,750,0001,562
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,436,0002,336
2017-09-30 (YTD Data)Rank
Total interest income$3,605,0003,850
Total interest expense$262,0004,217
Net interest income$3,343,0003,776
Provision for loan and lease losses$04,088
Total noninterest income$474,0003,644
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$220,0002,922
Trading account gains and feesNANA
Additional Noninterest Income$254,0003,690
Total noninterest expense$1,636,0004,647
Salaries and employee benefits$969,0004,557
Premises and equipment expense$113,0005,047
Additional noninterest expense$554,0004,538
Pre-tax net operating income$2,181,0002,579
Securities gains (losses)$180,000394
Applicable income taxes$04,172
Income before extraordinary items$2,361,0002,124
Extraordinary gains, net$09
Net income$2,361,0002,125
Minority interest net income$071
Net income of bank and minority interests.$2,361,0002,125
Net charge-offs$-1,0004,281
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,181,0002,221
2017-06-30 (YTD Data)Rank
Total interest income$2,396,0003,856
Total interest expense$173,0004,214
Net interest income$2,223,0003,785
Provision for loan and lease losses$03,871
Total noninterest income$320,0003,631
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$150,0002,877
Trading account gains and feesNANA
Additional Noninterest Income$170,0003,689
Total noninterest expense$1,083,0004,687
Salaries and employee benefits$649,0004,588
Premises and equipment expense$67,0005,163
Additional noninterest expense$367,0004,576
Pre-tax net operating income$1,460,0002,536
Securities gains (losses)$180,000300
Applicable income taxes$04,189
Income before extraordinary items$1,640,0002,013
Extraordinary gains, net$011
Net income$1,640,0002,013
Minority interest net income$071
Net income of bank and minority interests.$1,640,0002,013
Net charge-offs$-1,0004,147
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,460,0002,169
2017-03-31 (YTD Data)Rank
Total interest income$1,195,0003,877
Total interest expense$83,0004,291
Net interest income$1,112,0003,796
Provision for loan and lease losses$03,537
Total noninterest income$150,0003,745
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$76,0002,859
Trading account gains and feesNANA
Additional Noninterest Income$74,0003,880
Total noninterest expense$554,0004,701
Salaries and employee benefits$331,0004,593
Premises and equipment expense$33,0005,214
Additional noninterest expense$190,0004,559
Pre-tax net operating income$708,0002,517
Securities gains (losses)$110,000224
Applicable income taxes$04,086
Income before extraordinary items$818,0001,947
Extraordinary gains, net$08
Net income$818,0001,947
Minority interest net income$055
Net income of bank and minority interests.$818,0001,947
Net charge-offs$1,0002,795
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$708,0002,145
2016-12-31 (YTD Data)Rank
Total interest income$4,667,0003,931
Total interest expense$308,0004,420
Net interest income$4,359,0003,847
Provision for loan and lease losses$25,0003,952
Total noninterest income$575,0003,879
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$249,0003,276
Trading account gains and fees$0170
Additional Noninterest Income$326,0003,839
Total noninterest expense$2,595,0004,481
Salaries and employee benefits$1,534,0004,365
Premises and equipment expense$222,0004,770
Additional noninterest expense$839,0004,486
Pre-tax net operating income$2,314,0002,806
Securities gains (losses)$225,000809
Applicable income taxes$04,278
Income before extraordinary items$2,539,0002,383
Extraordinary gains, net$05
Net income$2,539,0002,380
Minority interest net income$082
Net income of bank and minority interests.$2,539,0002,382
Net charge-offs$2,0004,145
Cash dividends$1,750,0001,555
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,314,0002,492
2016-09-30 (YTD Data)Rank
Total interest income$3,509,0003,951
Total interest expense$232,0004,449
Net interest income$3,277,0003,866
Provision for loan and lease losses$04,186
Total noninterest income$415,0003,974
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$181,0003,336
Trading account gains and fees$0169
Additional Noninterest Income$234,0003,914
Total noninterest expense$1,614,0004,815
Salaries and employee benefits$917,0004,742
Premises and equipment expense$127,0005,109
Additional noninterest expense$570,0004,678
Pre-tax net operating income$2,078,0002,551
Securities gains (losses)$225,000739
Applicable income taxes$04,325
Income before extraordinary items$2,303,0002,103
Extraordinary gains, net$05
Net income$2,303,0002,102
Minority interest net income$071
Net income of bank and minority interests.$2,303,0002,103
Net charge-offs$2,0003,786
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,078,0002,215
2016-06-30 (YTD Data)Rank
Total interest income$2,362,0003,968
Total interest expense$154,0004,490
Net interest income$2,208,0003,864
Provision for loan and lease losses$04,017
Total noninterest income$274,0003,982
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$121,0003,326
Trading account gains and fees$0157
Additional Noninterest Income$153,0003,949
Total noninterest expense$1,057,0004,892
Salaries and employee benefits$613,0004,789
Premises and equipment expense$79,0005,231
Additional noninterest expense$365,0004,788
Pre-tax net operating income$1,425,0002,491
Securities gains (losses)$225,000548
Applicable income taxes$04,338
Income before extraordinary items$1,650,0001,947
Extraordinary gains, net$016
Net income$1,650,0001,947
Minority interest net income$071
Net income of bank and minority interests.$1,650,0001,947
Net charge-offs$1,0003,591
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,425,0002,144
2016-03-31 (YTD Data)Rank
Total interest income$1,186,0003,968
Total interest expense$77,0004,516
Net interest income$1,109,0003,865
Provision for loan and lease losses$03,656
Total noninterest income$134,0003,993
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$59,0003,355
Trading account gains and fees$0142
Additional Noninterest Income$75,0003,944
Total noninterest expense$542,0004,894
Salaries and employee benefits$306,0004,823
Premises and equipment expense$41,0005,228
Additional noninterest expense$195,0004,691
Pre-tax net operating income$701,0002,483
Securities gains (losses)$225,000271
Applicable income taxes$04,259
Income before extraordinary items$926,0001,740
Extraordinary gains, net$012
Net income$926,0001,740
Minority interest net income$062
Net income of bank and minority interests.$926,0001,741
Net charge-offs$03,094
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$701,0002,141
2015-12-31 (YTD Data)Rank
Total interest income$4,673,0003,996
Total interest expense$303,0004,597
Net interest income$4,370,0003,885
Provision for loan and lease losses$04,380
Total noninterest income$567,0003,980
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$263,0003,267
Trading account gains and fees$0159
Additional Noninterest Income$304,0003,965
Total noninterest expense$2,413,0004,752
Salaries and employee benefits$1,474,0004,538
Premises and equipment expense$202,0005,081
Additional noninterest expense$737,0004,862
Pre-tax net operating income$2,524,0002,606
Securities gains (losses)$127,0001,023
Applicable income taxes$04,402
Income before extraordinary items$2,651,0002,238
Extraordinary gains, net$023
Net income$2,651,0002,238
Minority interest net income$081
Net income of bank and minority interests.$2,651,0002,239
Net charge-offs$-51,0005,571
Cash dividends$1,800,0001,451
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,524,0002,284
2015-09-30 (YTD Data)Rank
Total interest income$3,507,0004,036
Total interest expense$227,0004,663
Net interest income$3,280,0003,921
Provision for loan and lease losses$04,232
Total noninterest income$417,0004,040
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$198,0003,277
Trading account gains and fees$0153
Additional Noninterest Income$219,0004,026
Total noninterest expense$1,492,0005,095
Salaries and employee benefits$886,0004,943
Premises and equipment expense$106,0005,528
Additional noninterest expense$500,0005,055
Pre-tax net operating income$2,205,0002,399
Securities gains (losses)$127,000886
Applicable income taxes$04,489
Income before extraordinary items$2,332,0002,005
Extraordinary gains, net$021
Net income$2,332,0002,007
Minority interest net income$078
Net income of bank and minority interests.$2,332,0002,007
Net charge-offs$-60,0005,672
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,205,0002,053
2015-06-30 (YTD Data)Rank
Total interest income$2,387,0004,008
Total interest expense$152,0004,703
Net interest income$2,235,0003,885
Provision for loan and lease losses$04,069
Total noninterest income$267,0004,131
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$130,0003,295
Trading account gains and fees$0157
Additional Noninterest Income$137,0004,135
Total noninterest expense$965,0005,190
Salaries and employee benefits$594,0004,986
Premises and equipment expense$62,0005,692
Additional noninterest expense$309,0005,209
Pre-tax net operating income$1,537,0002,303
Securities gains (losses)$127,000722
Applicable income taxes$04,497
Income before extraordinary items$1,664,0001,882
Extraordinary gains, net$022
Net income$1,664,0001,885
Minority interest net income$075
Net income of bank and minority interests.$1,664,0001,885
Net charge-offs$-60,0005,798
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,537,0001,955
2015-03-31 (YTD Data)Rank
Total interest income$1,235,0003,938
Total interest expense$77,0004,734
Net interest income$1,158,0003,822
Provision for loan and lease losses$03,703
Total noninterest income$130,0004,149
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$63,0003,309
Trading account gains and fees$0152
Additional Noninterest Income$67,0004,158
Total noninterest expense$499,0005,182
Salaries and employee benefits$301,0005,006
Premises and equipment expense$31,0005,744
Additional noninterest expense$167,0005,113
Pre-tax net operating income$789,0002,238
Securities gains (losses)$108,000564
Applicable income taxes$04,400
Income before extraordinary items$897,0001,753
Extraordinary gains, net$013
Net income$897,0001,755
Minority interest net income$064
Net income of bank and minority interests.$897,0001,755
Net charge-offs$-60,0005,999
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$789,0001,887
2014-12-31 (YTD Data)Rank
Total interest income$5,069,0003,935
Total interest expense$303,0004,935
Net interest income$4,766,0003,774
Provision for loan and lease losses$40,0003,914
Total noninterest income$595,0004,009
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$296,0003,232
Trading account gains and fees$0180
Additional Noninterest Income$299,0004,023
Total noninterest expense$2,502,0004,894
Salaries and employee benefits$1,400,0004,788
Premises and equipment expense$262,0004,909
Additional noninterest expense$840,0004,805
Pre-tax net operating income$2,819,0002,371
Securities gains (losses)$413,000479
Applicable income taxes$04,531
Income before extraordinary items$3,232,0001,892
Extraordinary gains, net$017
Net income$3,232,0001,891
Minority interest net income$084
Net income of bank and minority interests.$3,232,0001,890
Net charge-offs$6,0004,705
Cash dividends$2,000,0001,263
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,819,0002,068
2014-09-30 (YTD Data)Rank
Total interest income$3,804,0003,974
Total interest expense$225,0005,022
Net interest income$3,579,0003,803
Provision for loan and lease losses$40,0003,578
Total noninterest income$435,0004,086
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$223,0003,245
Trading account gains and fees$0174
Additional Noninterest Income$212,0004,127
Total noninterest expense$1,528,0005,261
Salaries and employee benefits$834,0005,213
Premises and equipment expense$159,0005,328
Additional noninterest expense$535,0005,161
Pre-tax net operating income$2,446,0002,181
Securities gains (losses)$413,000371
Applicable income taxes$04,583
Income before extraordinary items$2,859,0001,656
Extraordinary gains, net$015
Net income$2,859,0001,657
Minority interest net income$081
Net income of bank and minority interests.$2,859,0001,656
Net charge-offs$7,0004,273
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,446,0001,846
2014-06-30 (YTD Data)Rank
Total interest income$2,562,0003,946
Total interest expense$150,0005,073
Net interest income$2,412,0003,765
Provision for loan and lease losses$40,0003,175
Total noninterest income$293,0004,068
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$149,0003,239
Trading account gains and fees$0172
Additional Noninterest Income$144,0004,091
Total noninterest expense$998,0005,341
Salaries and employee benefits$557,0005,249
Premises and equipment expense$98,0005,477
Additional noninterest expense$343,0005,245
Pre-tax net operating income$1,667,0002,100
Securities gains (losses)$365,000307
Applicable income taxes$04,568
Income before extraordinary items$2,032,0001,520
Extraordinary gains, net$020
Net income$2,032,0001,523
Minority interest net income$080
Net income of bank and minority interests.$2,032,0001,522
Net charge-offs$60,0002,626
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,667,0001,763
2014-03-31 (YTD Data)Rank
Total interest income$1,293,0003,943
Total interest expense$76,0005,122
Net interest income$1,217,0003,757
Provision for loan and lease losses$03,817
Total noninterest income$146,0004,027
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$74,0003,229
Trading account gains and fees$0147
Additional Noninterest Income$72,0004,055
Total noninterest expense$487,0005,446
Salaries and employee benefits$277,0005,321
Premises and equipment expense$50,0005,499
Additional noninterest expense$160,0005,406
Pre-tax net operating income$876,0001,965
Securities gains (losses)$262,000237
Applicable income taxes$04,445
Income before extraordinary items$1,138,0001,333
Extraordinary gains, net$016
Net income$1,138,0001,334
Minority interest net income$066
Net income of bank and minority interests.$1,138,0001,335
Net charge-offs$-9,0005,700
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$876,0001,641
2013-12-31 (YTD Data)Rank
Total interest income$4,887,0004,136
Total interest expense$334,0005,216
Net interest income$4,553,0003,942
Provision for loan and lease losses$05,091
Total noninterest income$564,0004,225
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$304,0003,334
Trading account gains and fees$0184
Additional Noninterest Income$260,0004,277
Total noninterest expense$2,406,0005,125
Salaries and employee benefits$1,335,0005,044
Premises and equipment expense$257,0005,141
Additional noninterest expense$814,0005,039
Pre-tax net operating income$2,711,0002,325
Securities gains (losses)$135,0001,133
Applicable income taxes$04,631
Income before extraordinary items$2,846,0001,974
Extraordinary gains, net$029
Net income$2,846,0001,977
Minority interest net income$090
Net income of bank and minority interests.$2,846,0001,978
Net charge-offs$41,0004,492
Cash dividends$1,800,0001,299
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,711,0002,003
2013-09-30 (YTD Data)Rank
Total interest income$3,594,0004,237
Total interest expense$258,0005,261
Net interest income$3,336,0004,031
Provision for loan and lease losses$04,941
Total noninterest income$415,0004,322
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$232,0003,323
Trading account gains and fees$0180
Additional Noninterest Income$183,0004,421
Total noninterest expense$1,505,0005,485
Salaries and employee benefits$805,0005,451
Premises and equipment expense$152,0005,573
Additional noninterest expense$548,0005,265
Pre-tax net operating income$2,246,0002,230
Securities gains (losses)$135,0001,036
Applicable income taxes$04,713
Income before extraordinary items$2,381,0001,847
Extraordinary gains, net$025
Net income$2,381,0001,851
Minority interest net income$084
Net income of bank and minority interests.$2,381,0001,852
Net charge-offs$11,0004,675
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,246,0001,878
2013-06-30 (YTD Data)Rank
Total interest income$2,371,0004,273
Total interest expense$178,0005,269
Net interest income$2,193,0004,070
Provision for loan and lease losses$04,788
Total noninterest income$280,0004,334
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$150,0003,360
Trading account gains and fees$0157
Additional Noninterest Income$130,0004,404
Total noninterest expense$968,0005,571
Salaries and employee benefits$536,0005,486
Premises and equipment expense$95,0005,690
Additional noninterest expense$337,0005,419
Pre-tax net operating income$1,505,0002,186
Securities gains (losses)$10,0002,282
Applicable income taxes$04,679
Income before extraordinary items$1,515,0001,910
Extraordinary gains, net$022
Net income$1,515,0001,917
Minority interest net income$082
Net income of bank and minority interests.$1,515,0001,916
Net charge-offs$-2,0005,680
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,505,0001,850
2013-03-31 (YTD Data)Rank
Total interest income$1,183,0004,301
Total interest expense$91,0005,314
Net interest income$1,092,0004,078
Provision for loan and lease losses$04,409
Total noninterest income$139,0004,314
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$76,0003,310
Trading account gains and fees$0148
Additional Noninterest Income$63,0004,419
Total noninterest expense$472,0005,666
Salaries and employee benefits$268,0005,514
Premises and equipment expense$47,0005,752
Additional noninterest expense$157,0005,611
Pre-tax net operating income$759,0002,126
Securities gains (losses)$10,0001,481
Applicable income taxes$04,602
Income before extraordinary items$769,0001,852
Extraordinary gains, net$010
Net income$769,0001,853
Minority interest net income$076
Net income of bank and minority interests.$769,0001,854
Net charge-offs$-3,0005,668
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$759,0001,795
2012-12-31 (YTD Data)Rank
Total interest income$4,951,0004,324
Total interest expense$409,0005,506
Net interest income$4,542,0004,069
Provision for loan and lease losses$05,905
Total noninterest income$573,0004,259
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$315,0003,397
Trading account gains and fees$0166
Additional Noninterest Income$258,0004,261
Total noninterest expense$2,325,0005,341
Salaries and employee benefits$1,279,0005,242
Premises and equipment expense$264,0005,227
Additional noninterest expense$782,0005,311
Pre-tax net operating income$2,790,0002,221
Securities gains (losses)$251,0001,501
Applicable income taxes$04,751
Income before extraordinary items$3,041,0001,839
Extraordinary gains, net$029
Net income$3,041,0001,837
Minority interest net income$093
Net income of bank and minority interests.$3,041,0001,839
Net charge-offs$31,0005,193
Cash dividends$2,000,0001,202
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,790,0001,877
2012-09-30 (YTD Data)Rank
Total interest income$3,770,0004,355
Total interest expense$316,0005,582
Net interest income$3,454,0004,080
Provision for loan and lease losses$05,790
Total noninterest income$413,0004,373
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$230,0003,482
Trading account gains and fees$0157
Additional Noninterest Income$183,0004,375
Total noninterest expense$1,423,0005,794
Salaries and employee benefits$757,0005,718
Premises and equipment expense$164,0005,647
Additional noninterest expense$502,0005,671
Pre-tax net operating income$2,444,0002,017
Securities gains (losses)$251,0001,260
Applicable income taxes$04,802
Income before extraordinary items$2,695,0001,628
Extraordinary gains, net$020
Net income$2,695,0001,629
Minority interest net income$086
Net income of bank and minority interests.$2,695,0001,629
Net charge-offs$31,0004,837
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,444,0001,686
2012-06-30 (YTD Data)Rank
Total interest income$2,528,0004,377
Total interest expense$219,0005,590
Net interest income$2,309,0004,088
Provision for loan and lease losses$05,619
Total noninterest income$267,0004,438
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$149,0003,530
Trading account gains and fees$0153
Additional Noninterest Income$118,0004,421
Total noninterest expense$887,0005,940
Salaries and employee benefits$505,0005,774
Premises and equipment expense$91,0005,960
Additional noninterest expense$291,0005,963
Pre-tax net operating income$1,689,0001,941
Securities gains (losses)$251,000965
Applicable income taxes$04,770
Income before extraordinary items$1,940,0001,528
Extraordinary gains, net$019
Net income$1,940,0001,527
Minority interest net income$084
Net income of bank and minority interests.$1,940,0001,528
Net charge-offs$28,0004,441
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,689,0001,627
2012-03-31 (YTD Data)Rank
Total interest income$1,248,0004,462
Total interest expense$113,0005,653
Net interest income$1,135,0004,171
Provision for loan and lease losses$05,254
Total noninterest income$130,0004,510
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$73,0003,561
Trading account gains and fees$0148
Additional Noninterest Income$57,0004,515
Total noninterest expense$463,0005,922
Salaries and employee benefits$251,0005,823
Premises and equipment expense$58,0005,568
Additional noninterest expense$154,0005,887
Pre-tax net operating income$802,0002,027
Securities gains (losses)$251,000515
Applicable income taxes$04,704
Income before extraordinary items$1,053,0001,384
Extraordinary gains, net$019
Net income$1,053,0001,385
Minority interest net income$078
Net income of bank and minority interests.$1,053,0001,385
Net charge-offs$04,730
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$802,0001,694
2011-12-31 (YTD Data)Rank
Total interest income$5,063,0004,532
Total interest expense$605,0005,504
Net interest income$4,458,0004,235
Provision for loan and lease losses$06,496
Total noninterest income$570,0004,168
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$312,0003,526
Trading account gains and fees$0146
Additional Noninterest Income$258,0004,092
Total noninterest expense$2,270,0005,558
Salaries and employee benefits$1,202,0005,517
Premises and equipment expense$295,0005,268
Additional noninterest expense$773,0005,470
Pre-tax net operating income$2,758,0001,978
Securities gains (losses)$423,000891
Applicable income taxes$04,719
Income before extraordinary items$3,181,0001,532
Extraordinary gains, net$029
Net income$3,181,0001,532
Minority interest net income$096
Net income of bank and minority interests.$3,181,0001,532
Net charge-offs$11,0006,073
Cash dividends$2,000,000950
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,758,0001,650
2011-09-30 (YTD Data)Rank
Total interest income$3,848,0004,554
Total interest expense$479,0005,502
Net interest income$3,369,0004,232
Provision for loan and lease losses$06,393
Total noninterest income$409,0004,280
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$233,0003,538
Trading account gains and fees$0145
Additional Noninterest Income$176,0004,286
Total noninterest expense$1,397,0005,990
Salaries and employee benefits$701,0006,010
Premises and equipment expense$179,0005,753
Additional noninterest expense$517,0005,754
Pre-tax net operating income$2,381,0001,819
Securities gains (losses)$423,000730
Applicable income taxes$04,740
Income before extraordinary items$2,804,0001,376
Extraordinary gains, net$021
Net income$2,804,0001,376
Minority interest net income$087
Net income of bank and minority interests.$2,804,0001,376
Net charge-offs$8,0005,835
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,381,0001,524
2011-06-30 (YTD Data)Rank
Total interest income$2,554,0004,605
Total interest expense$338,0005,495
Net interest income$2,216,0004,286
Provision for loan and lease losses$06,217
Total noninterest income$273,0004,296
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$152,0003,563
Trading account gains and fees$0153
Additional Noninterest Income$121,0004,286
Total noninterest expense$892,0006,112
Salaries and employee benefits$464,0006,069
Premises and equipment expense$114,0005,857
Additional noninterest expense$314,0006,033
Pre-tax net operating income$1,597,0001,786
Securities gains (losses)$350,000488
Applicable income taxes$04,697
Income before extraordinary items$1,947,0001,289
Extraordinary gains, net$015
Net income$1,947,0001,289
Minority interest net income$089
Net income of bank and minority interests.$1,947,0001,289
Net charge-offs$05,875
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,597,0001,475
2011-03-31 (YTD Data)Rank
Total interest income$1,244,0004,693
Total interest expense$177,0005,503
Net interest income$1,067,0004,382
Provision for loan and lease losses$05,840
Total noninterest income$137,0004,345
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$75,0003,563
Trading account gains and fees$0158
Additional Noninterest Income$62,0004,333
Total noninterest expense$450,0006,131
Salaries and employee benefits$238,0006,073
Premises and equipment expense$50,0006,125
Additional noninterest expense$162,0005,996
Pre-tax net operating income$754,0001,863
Securities gains (losses)$228,000307
Applicable income taxes$04,545
Income before extraordinary items$982,0001,259
Extraordinary gains, net$09
Net income$982,0001,257
Minority interest net income$086
Net income of bank and minority interests.$982,0001,259
Net charge-offs$2,0004,883
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$754,0001,519
2010-12-31 (YTD Data)Rank
Total interest income$5,258,0004,679
Total interest expense$890,0005,484
Net interest income$4,368,0004,329
Provision for loan and lease losses$07,042
Total noninterest income$1,131,0003,014
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$338,0003,416
Trading account gains and fees$0175
Additional Noninterest Income$793,0002,505
Total noninterest expense$2,227,0005,773
Salaries and employee benefits$1,187,0005,701
Premises and equipment expense$260,0005,724
Additional noninterest expense$780,0005,669
Pre-tax net operating income$3,272,0001,500
Securities gains (losses)$514,000874
Applicable income taxes$04,655
Income before extraordinary items$3,786,0001,150
Extraordinary gains, net$029
Net income$3,786,0001,152
Minority interest net income$0111
Net income of bank and minority interests.$3,786,0001,153
Net charge-offs$-12,0007,458
Cash dividends$2,100,000776
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,272,0001,253
2010-09-30 (YTD Data)Rank
Total interest income$4,031,0004,709
Total interest expense$691,0005,560
Net interest income$3,340,0004,331
Provision for loan and lease losses$06,977
Total noninterest income$431,0004,366
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$266,0003,383
Trading account gains and fees$0165
Additional Noninterest Income$165,0004,505
Total noninterest expense$1,353,0006,258
Salaries and employee benefits$709,0006,180
Premises and equipment expense$152,0006,262
Additional noninterest expense$492,0006,079
Pre-tax net operating income$2,418,0001,634
Securities gains (losses)$514,000720
Applicable income taxes$04,726
Income before extraordinary items$2,932,0001,151
Extraordinary gains, net$023
Net income$2,932,0001,155
Minority interest net income$0110
Net income of bank and minority interests.$2,932,0001,155
Net charge-offs$-12,0007,492
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,418,0001,327
2010-06-30 (YTD Data)Rank
Total interest income$2,759,0004,677
Total interest expense$473,0005,601
Net interest income$2,286,0004,269
Provision for loan and lease losses$06,857
Total noninterest income$294,0004,305
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$185,0003,307
Trading account gains and fees$0152
Additional Noninterest Income$109,0004,502
Total noninterest expense$863,0006,368
Salaries and employee benefits$472,0006,229
Premises and equipment expense$99,0006,324
Additional noninterest expense$292,0006,328
Pre-tax net operating income$1,717,0001,515
Securities gains (losses)$444,000527
Applicable income taxes$04,691
Income before extraordinary items$2,161,0001,050
Extraordinary gains, net$019
Net income$2,161,0001,051
Minority interest net income$0105
Net income of bank and minority interests.$2,161,0001,051
Net charge-offs$-12,0007,511
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,717,0001,244
2010-03-31 (YTD Data)Rank
Total interest income$1,405,0004,679
Total interest expense$241,0005,688
Net interest income$1,164,0004,242
Provision for loan and lease losses$06,552
Total noninterest income$144,0004,358
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$98,0003,183
Trading account gains and fees$0175
Additional Noninterest Income$46,0004,823
Total noninterest expense$423,0006,493
Salaries and employee benefits$233,0006,333
Premises and equipment expense$49,0006,432
Additional noninterest expense$141,0006,459
Pre-tax net operating income$885,0001,481
Securities gains (losses)$32,0001,332
Applicable income taxes$04,611
Income before extraordinary items$917,0001,191
Extraordinary gains, net$016
Net income$917,0001,193
Minority interest net income$091
Net income of bank and minority interests.$917,0001,193
Net charge-offs$-12,0007,531
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$885,0001,200
2009-12-31 (YTD Data)Rank
Total interest income$5,685,0004,777
Total interest expense$1,126,0005,791
Net interest income$4,559,0004,185
Provision for loan and lease losses$07,427
Total noninterest income$584,0004,426
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$362,0003,521
Trading account gains and fees$0211
Additional Noninterest Income$222,0004,467
Total noninterest expense$2,139,0006,071
Salaries and employee benefits$1,115,0006,008
Premises and equipment expense$259,0005,981
Additional noninterest expense$765,0005,924
Pre-tax net operating income$3,004,0001,331
Securities gains (losses)$70,0002,414
Applicable income taxes$04,388
Income before extraordinary items$3,074,0001,098
Extraordinary gains, net$034
Net income$3,074,0001,096
Minority interest net income$0115
Net income of bank and minority interests.$3,074,0001,097
Net charge-offs$91,0005,775
Cash dividends$2,100,000866
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$3,004,0001,117
2009-09-30 (YTD Data)Rank
Total interest income$4,288,0004,819
Total interest expense$863,0005,883
Net interest income$3,425,0004,187
Provision for loan and lease losses$07,284
Total noninterest income$419,0004,568
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$260,0003,613
Trading account gains and fees$0212
Additional Noninterest Income$159,0004,665
Total noninterest expense$1,296,0006,556
Salaries and employee benefits$651,0006,576
Premises and equipment expense$158,0006,448
Additional noninterest expense$487,0006,316
Pre-tax net operating income$2,548,0001,269
Securities gains (losses)$70,0002,076
Applicable income taxes$04,592
Income before extraordinary items$2,618,0001,034
Extraordinary gains, net$027
Net income$2,618,0001,032
Minority interest net income$0118
Net income of bank and minority interests.$2,618,0001,034
Net charge-offs$76,0005,315
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,548,0001,055
2009-06-30 (YTD Data)Rank
Total interest income$2,890,0004,826
Total interest expense$587,0005,961
Net interest income$2,303,0004,142
Provision for loan and lease losses$07,158
Total noninterest income$273,0004,618
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$170,0003,632
Trading account gains and fees$0193
Additional Noninterest Income$103,0004,741
Total noninterest expense$844,0006,657
Salaries and employee benefits$433,0006,654
Premises and equipment expense$102,0006,546
Additional noninterest expense$309,0006,434
Pre-tax net operating income$1,732,0001,326
Securities gains (losses)$70,0001,698
Applicable income taxes$04,657
Income before extraordinary items$1,802,0001,060
Extraordinary gains, net$021
Net income$1,802,0001,057
Minority interest net income$0112
Net income of bank and minority interests.$1,802,0001,060
Net charge-offs$1,0006,525
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,732,0001,065
2009-03-31 (YTD Data)Rank
Total interest income$1,471,0004,809
Total interest expense$299,0006,023
Net interest income$1,172,0004,091
Provision for loan and lease losses$06,744
Total noninterest income$135,0004,646
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$86,0003,560
Trading account gains and fees$0171
Additional Noninterest Income$49,0004,878
Total noninterest expense$410,0006,696
Salaries and employee benefits$213,0006,726
Premises and equipment expense$60,0006,298
Additional noninterest expense$137,0006,532
Pre-tax net operating income$897,0001,439
Securities gains (losses)$8,0001,969
Applicable income taxes$04,835
Income before extraordinary items$905,0001,199
Extraordinary gains, net$015
Net income$905,0001,200
Minority interest net income$0102
Net income of bank and minority interests.$905,0001,201
Net charge-offs$1,0005,564
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$897,0001,143
2008-12-31 (YTD Data)Rank
Total interest income$5,362,0005,265
Total interest expense$1,524,0005,949
Net interest income$3,838,0004,706
Provision for loan and lease losses$07,334
Total noninterest income$576,0004,561
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$356,0003,685
Trading account gains and fees$0154
Additional Noninterest Income$220,0004,688
Total noninterest expense$1,830,0006,451
Salaries and employee benefits$992,0006,431
Premises and equipment expense$289,0005,897
Additional noninterest expense$549,0006,421
Pre-tax net operating income$2,584,0002,034
Securities gains (losses)$03,220
Applicable income taxes$8,0004,579
Income before extraordinary items$2,576,0001,573
Extraordinary gains, net$039
Net income$2,576,0001,574
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,039
Cash dividends$1,900,0001,423
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,576,0001,682
2008-09-30 (YTD Data)Rank
Total interest income$3,887,0005,423
Total interest expense$1,156,0006,049
Net interest income$2,731,0004,895
Provision for loan and lease losses$06,991
Total noninterest income$407,0004,784
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$250,0003,847
Trading account gains and fees$0148
Additional Noninterest Income$157,0004,873
Total noninterest expense$1,144,0006,841
Salaries and employee benefits$619,0006,854
Premises and equipment expense$168,0006,497
Additional noninterest expense$357,0006,717
Pre-tax net operating income$1,994,0002,319
Securities gains (losses)$03,106
Applicable income taxes$6,0004,986
Income before extraordinary items$1,988,0001,789
Extraordinary gains, net$031
Net income$1,988,0001,788
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0006,427
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,988,0001,883
2008-06-30 (YTD Data)Rank
Total interest income$2,466,0005,649
Total interest expense$749,0006,225
Net interest income$1,717,0005,082
Provision for loan and lease losses$06,671
Total noninterest income$244,0005,039
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$145,0004,106
Trading account gains and fees$0149
Additional Noninterest Income$99,0005,078
Total noninterest expense$729,0006,987
Salaries and employee benefits$403,0006,954
Premises and equipment expense$106,0006,646
Additional noninterest expense$220,0006,898
Pre-tax net operating income$1,232,0002,548
Securities gains (losses)$03,233
Applicable income taxes$4,0005,280
Income before extraordinary items$1,228,0002,145
Extraordinary gains, net$021
Net income$1,228,0002,145
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,228,0002,101
2008-03-31 (YTD Data)Rank
Total interest income$1,171,0005,871
Total interest expense$359,0006,460
Net interest income$812,0005,271
Provision for loan and lease losses$06,080
Total noninterest income$121,0005,062
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$75,0004,016
Trading account gains and fees$0158
Additional Noninterest Income$46,0005,219
Total noninterest expense$343,0007,133
Salaries and employee benefits$200,0007,001
Premises and equipment expense$50,0006,769
Additional noninterest expense$93,0007,181
Pre-tax net operating income$590,0002,741
Securities gains (losses)$02,688
Applicable income taxes$3,0005,279
Income before extraordinary items$587,0002,351
Extraordinary gains, net$015
Net income$587,0002,353
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$587,0002,283
2007-12-31 (YTD Data)Rank
Total interest income$4,227,0006,115
Total interest expense$1,338,0006,659
Net interest income$2,889,0005,600
Provision for loan and lease losses$06,851
Total noninterest income$426,0005,369
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$250,0004,456
Trading account gains and fees$0178
Additional Noninterest Income$176,0005,305
Total noninterest expense$1,575,0006,803
Salaries and employee benefits$872,0006,786
Premises and equipment expense$184,0006,893
Additional noninterest expense$519,0006,475
Pre-tax net operating income$1,740,0003,611
Securities gains (losses)$-25,0007,815
Applicable income taxes$06,070
Income before extraordinary items$1,715,0003,150
Extraordinary gains, net$039
Net income$1,715,0003,148
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0005,952
Cash dividends$1,200,0002,329
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,740,0003,105
2007-09-30 (YTD Data)Rank
Total interest income$3,102,0006,207
Total interest expense$989,0006,708
Net interest income$2,113,0005,694
Provision for loan and lease losses$06,528
Total noninterest income$306,0005,489
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$181,0004,547
Trading account gains and fees$0184
Additional Noninterest Income$125,0005,405
Total noninterest expense$1,027,0007,099
Salaries and employee benefits$578,0007,035
Premises and equipment expense$104,0007,346
Additional noninterest expense$345,0006,777
Pre-tax net operating income$1,392,0003,635
Securities gains (losses)$-11,0007,805
Applicable income taxes$06,220
Income before extraordinary items$1,381,0003,145
Extraordinary gains, net$033
Net income$1,381,0003,144
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0005,346
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,392,0003,114
2007-06-30 (YTD Data)Rank
Total interest income$2,034,0006,273
Total interest expense$646,0006,771
Net interest income$1,388,0005,767
Provision for loan and lease losses$06,209
Total noninterest income$188,0005,705
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$110,0004,742
Trading account gains and fees$0168
Additional Noninterest Income$78,0005,568
Total noninterest expense$672,0007,169
Salaries and employee benefits$377,0007,126
Premises and equipment expense$59,0007,585
Additional noninterest expense$236,0006,728
Pre-tax net operating income$904,0003,749
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$904,0003,232
Extraordinary gains, net$029
Net income$904,0003,231
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,997
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$904,0003,216
2007-03-31 (YTD Data)Rank
Total interest income$1,010,0006,303
Total interest expense$312,0006,833
Net interest income$698,0005,762
Provision for loan and lease losses$05,779
Total noninterest income$89,0005,768
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$52,0004,797
Trading account gains and fees$0195
Additional Noninterest Income$37,0005,638
Total noninterest expense$301,0007,417
Salaries and employee benefits$181,0007,251
Premises and equipment expense$21,0007,981
Additional noninterest expense$99,0007,103
Pre-tax net operating income$486,0003,589
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$486,0003,090
Extraordinary gains, net$022
Net income$486,0003,090
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0003,481
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$486,0003,070
2006-12-31 (YTD Data)Rank
Total interest income$3,666,0006,319
Total interest expense$989,0006,965
Net interest income$2,677,0005,828
Provision for loan and lease losses$06,850
Total noninterest income$417,0005,518
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$237,0004,622
Trading account gains and fees$0130
Additional Noninterest Income$180,0005,307
Total noninterest expense$1,333,0007,171
Salaries and employee benefits$699,0007,286
Premises and equipment expense$215,0006,577
Additional noninterest expense$419,0006,976
Pre-tax net operating income$1,761,0003,940
Securities gains (losses)$-43,0007,887
Applicable income taxes$06,600
Income before extraordinary items$1,718,0003,466
Extraordinary gains, net$051
Net income$1,718,0003,464
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0006,238
Cash dividends$1,200,0002,241
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,761,0003,391
2006-09-30 (YTD Data)Rank
Total interest income$2,698,0006,387
Total interest expense$710,0007,035
Net interest income$1,988,0005,916
Provision for loan and lease losses$06,685
Total noninterest income$315,0005,540
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$183,0004,588
Trading account gains and fees$0126
Additional Noninterest Income$132,0005,363
Total noninterest expense$759,0007,694
Salaries and employee benefits$449,0007,586
Premises and equipment expense$58,0008,100
Additional noninterest expense$252,0007,403
Pre-tax net operating income$1,544,0003,721
Securities gains (losses)$-43,0008,133
Applicable income taxes$06,687
Income before extraordinary items$1,501,0003,204
Extraordinary gains, net$045
Net income$1,501,0003,205
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,679
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,544,0003,134
2006-06-30 (YTD Data)Rank
Total interest income$1,760,0006,437
Total interest expense$450,0007,071
Net interest income$1,310,0005,984
Provision for loan and lease losses$06,419
Total noninterest income$208,0005,543
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$120,0004,594
Trading account gains and fees$0126
Additional Noninterest Income$88,0005,398
Total noninterest expense$481,0007,790
Salaries and employee benefits$297,0007,643
Premises and equipment expense$38,0008,135
Additional noninterest expense$146,0007,658
Pre-tax net operating income$1,037,0003,723
Securities gains (losses)$-43,0008,330
Applicable income taxes$06,706
Income before extraordinary items$994,0003,225
Extraordinary gains, net$039
Net income$994,0003,227
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,037,0003,118
2006-03-31 (YTD Data)Rank
Total interest income$872,0006,432
Total interest expense$216,0007,082
Net interest income$656,0005,996
Provision for loan and lease losses$06,013
Total noninterest income$116,0005,287
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$60,0004,537
Trading account gains and fees$0115
Additional Noninterest Income$56,0004,890
Total noninterest expense$235,0007,842
Salaries and employee benefits$149,0007,651
Premises and equipment expense$21,0008,027
Additional noninterest expense$65,0007,821
Pre-tax net operating income$537,0003,578
Securities gains (losses)$-34,0008,490
Applicable income taxes$06,588
Income before extraordinary items$503,0003,144
Extraordinary gains, net$021
Net income$503,0003,143
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$537,0002,971
2005-12-31 (YTD Data)Rank
Total interest income$3,236,0006,403
Total interest expense$702,0007,038
Net interest income$2,534,0006,007
Provision for loan and lease losses$07,120
Total noninterest income$403,0005,706
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$256,0004,528
Trading account gains and fees$0138
Additional Noninterest Income$147,0005,769
Total noninterest expense$1,145,0007,489
Salaries and employee benefits$630,0007,516
Premises and equipment expense$136,0007,451
Additional noninterest expense$379,0007,197
Pre-tax net operating income$1,792,0003,966
Securities gains (losses)$02,296
Applicable income taxes$2,0006,781
Income before extraordinary items$1,790,0003,370
Extraordinary gains, net$046
Net income$1,790,0003,372
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0008,049
Cash dividends$1,250,0002,073
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,790,0003,339
2005-09-30 (YTD Data)Rank
Total interest income$2,400,0006,424
Total interest expense$512,0007,036
Net interest income$1,888,0006,059
Provision for loan and lease losses$06,899
Total noninterest income$291,0005,831
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$191,0004,565
Trading account gains and fees$0126
Additional Noninterest Income$100,0005,941
Total noninterest expense$672,0007,910
Salaries and employee benefits$403,0007,768
Premises and equipment expense$53,0008,217
Additional noninterest expense$216,0007,718
Pre-tax net operating income$1,507,0003,735
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$1,507,0003,118
Extraordinary gains, net$035
Net income$1,507,0003,119
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0007,879
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,507,0003,079
2005-06-30 (YTD Data)Rank
Total interest income$1,589,0006,393
Total interest expense$332,0006,997
Net interest income$1,257,0006,045
Provision for loan and lease losses$06,626
Total noninterest income$193,0005,813
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$125,0004,565
Trading account gains and fees$0116
Additional Noninterest Income$68,0005,929
Total noninterest expense$434,0007,960
Salaries and employee benefits$263,0007,812
Premises and equipment expense$35,0008,242
Additional noninterest expense$136,0007,789
Pre-tax net operating income$1,016,0003,659
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$1,016,0003,050
Extraordinary gains, net$030
Net income$1,016,0003,050
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0007,785
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,016,0003,005
2005-03-31 (YTD Data)Rank
Total interest income$789,0006,417
Total interest expense$159,0007,057
Net interest income$630,0006,079
Provision for loan and lease losses$06,226
Total noninterest income$91,0005,905
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$60,0004,608
Trading account gains and fees$0115
Additional Noninterest Income$31,0006,124
Total noninterest expense$227,0007,969
Salaries and employee benefits$132,0007,865
Premises and equipment expense$18,0008,281
Additional noninterest expense$77,0007,634
Pre-tax net operating income$494,0003,709
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$494,0003,077
Extraordinary gains, net$024
Net income$494,0003,078
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0007,779
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$494,0003,036
2004-12-31 (YTD Data)Rank
Total interest income$3,119,0006,315
Total interest expense$612,0006,899
Net interest income$2,507,0006,001
Provision for loan and lease losses$07,314
Total noninterest income$359,0006,029
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$251,0004,739
Trading account gains and fees$0138
Additional Noninterest Income$108,0006,291
Total noninterest expense$1,032,0007,755
Salaries and employee benefits$587,0007,711
Premises and equipment expense$116,0007,765
Additional noninterest expense$329,0007,534
Pre-tax net operating income$1,834,0003,746
Securities gains (losses)$03,819
Applicable income taxes$421,0003,636
Income before extraordinary items$1,413,0003,777
Extraordinary gains, net$034
Net income$1,413,0003,778
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-21,0008,468
Cash dividends$1,300,0001,916
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,413,0003,719
2004-09-30 (YTD Data)Rank
Total interest income$2,346,0006,311
Total interest expense$462,0006,897
Net interest income$1,884,0005,996
Provision for loan and lease losses$07,100
Total noninterest income$261,0006,123
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$187,0004,797
Trading account gains and fees$0134
Additional Noninterest Income$74,0006,452
Total noninterest expense$616,0008,112
Salaries and employee benefits$381,0007,931
Premises and equipment expense$52,0008,371
Additional noninterest expense$183,0008,020
Pre-tax net operating income$1,529,0003,531
Securities gains (losses)$03,710
Applicable income taxes$356,0003,496
Income before extraordinary items$1,173,0003,600
Extraordinary gains, net$026
Net income$1,173,0003,600
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-23,0008,449
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,173,0003,530
2004-06-30 (YTD Data)Rank
Total interest income$1,560,0006,341
Total interest expense$311,0006,901
Net interest income$1,249,0006,028
Provision for loan and lease losses$06,885
Total noninterest income$171,0006,178
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$119,0004,892
Trading account gains and fees$0130
Additional Noninterest Income$52,0006,365
Total noninterest expense$396,0008,218
Salaries and employee benefits$250,0008,021
Premises and equipment expense$32,0008,470
Additional noninterest expense$114,0008,169
Pre-tax net operating income$1,024,0003,476
Securities gains (losses)$03,413
Applicable income taxes$232,0003,513
Income before extraordinary items$792,0003,542
Extraordinary gains, net$021
Net income$792,0003,542
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,0008,234
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$792,0003,457
2004-03-31 (YTD Data)Rank
Total interest income$784,0006,341
Total interest expense$158,0006,923
Net interest income$626,0006,005
Provision for loan and lease losses$06,501
Total noninterest income$77,0006,377
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$56,0004,941
Trading account gains and fees$0121
Additional Noninterest Income$21,0006,731
Total noninterest expense$208,0008,186
Salaries and employee benefits$123,0008,070
Premises and equipment expense$17,0008,430
Additional noninterest expense$68,0007,939
Pre-tax net operating income$495,0003,548
Securities gains (losses)$02,934
Applicable income taxes$123,0003,454
Income before extraordinary items$372,0003,706
Extraordinary gains, net$016
Net income$372,0003,705
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,0008,283
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$372,0003,579
2003-12-31 (YTD Data)Rank
Total interest income$3,367,0006,154
Total interest expense$731,0006,930
Net interest income$2,636,0005,729
Provision for loan and lease losses$07,651
Total noninterest income$307,0006,545
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$234,0004,903
Trading account gains and fees$0160
Additional Noninterest Income$73,0007,024
Total noninterest expense$973,0007,951
Salaries and employee benefits$582,0007,770
Premises and equipment expense$107,0007,982
Additional noninterest expense$284,0007,873
Pre-tax net operating income$1,970,0003,431
Securities gains (losses)$44,0002,634
Applicable income taxes$507,0003,351
Income before extraordinary items$1,507,0003,550
Extraordinary gains, net$054
Net income$1,507,0003,549
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-28,0008,820
Cash dividends$1,300,0001,940
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,474,0003,447
2003-09-30 (YTD Data)Rank
Total interest income$2,563,0006,177
Total interest expense$570,0006,985
Net interest income$1,993,0005,724
Provision for loan and lease losses$07,481
Total noninterest income$214,0006,735
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$178,0004,901
Trading account gains and fees$0153
Additional Noninterest Income$36,0007,634
Total noninterest expense$591,0008,305
Salaries and employee benefits$378,0008,062
Premises and equipment expense$57,0008,438
Additional noninterest expense$156,0008,405
Pre-tax net operating income$1,616,0003,359
Securities gains (losses)$44,0002,422
Applicable income taxes$419,0003,336
Income before extraordinary items$1,241,0003,405
Extraordinary gains, net$040
Net income$1,241,0003,404
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-30,0008,822
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,208,0003,315
2003-06-30 (YTD Data)Rank
Total interest income$1,727,0006,195
Total interest expense$398,0006,986
Net interest income$1,329,0005,709
Provision for loan and lease losses$07,324
Total noninterest income$132,0006,884
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$119,0004,882
Trading account gains and fees$0150
Additional Noninterest Income$13,0008,275
Total noninterest expense$369,0008,409
Salaries and employee benefits$250,0008,084
Premises and equipment expense$34,0008,559
Additional noninterest expense$85,0008,662
Pre-tax net operating income$1,092,0003,305
Securities gains (losses)$03,782
Applicable income taxes$274,0003,397
Income before extraordinary items$818,0003,453
Extraordinary gains, net$030
Net income$818,0003,453
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-20,0008,754
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$818,0003,268
2003-03-31 (YTD Data)Rank
Total interest income$876,0006,185
Total interest expense$198,0007,097
Net interest income$678,0005,643
Provision for loan and lease losses$06,934
Total noninterest income$68,0006,777
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$61,0004,717
Trading account gains and fees$0134
Additional Noninterest Income$7,0008,228
Total noninterest expense$185,0008,448
Salaries and employee benefits$124,0008,121
Premises and equipment expense$16,0008,615
Additional noninterest expense$45,0008,633
Pre-tax net operating income$561,0003,231
Securities gains (losses)$02,891
Applicable income taxes$139,0003,359
Income before extraordinary items$422,0003,338
Extraordinary gains, net$021
Net income$422,0003,335
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-18,0008,819
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$422,0003,168
2002-12-31 (YTD Data)Rank
Total interest income$3,790,0006,080
Total interest expense$940,0007,085
Net interest income$2,850,0005,454
Provision for loan and lease losses$08,089
Total noninterest income$264,0006,745
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$225,0004,953
Trading account gains and fees$0153
Additional Noninterest Income$39,0007,905
Total noninterest expense$997,0007,941
Salaries and employee benefits$587,0007,755
Premises and equipment expense$140,0007,578
Additional noninterest expense$270,0008,028
Pre-tax net operating income$2,117,0003,305
Securities gains (losses)$04,537
Applicable income taxes$551,0003,265
Income before extraordinary items$1,566,0003,388
Extraordinary gains, net$070
Net income$1,566,0003,387
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0008,455
Cash dividends$1,300,0001,827
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,566,0003,279
2001-12-31 (YTD Data)Rank
Total interest income$4,141,0006,241
Total interest expense$1,694,0006,616
Net interest income$2,447,0005,782
Provision for loan and lease losses$08,228
Total noninterest income$292,0006,501
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$209,0005,058
Trading account gains and fees$0177
Additional Noninterest Income$83,0006,816
Total noninterest expense$937,0008,122
Salaries and employee benefits$542,0007,964
Premises and equipment expense$149,0007,533
Additional noninterest expense$246,0008,257
Pre-tax net operating income$1,802,0003,428
Securities gains (losses)$04,612
Applicable income taxes$462,0003,460
Income before extraordinary items$1,340,0003,516
Extraordinary gains, net$0105
Net income$1,340,0003,519
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-61,0009,444
Cash dividends$1,100,0002,069
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,340,0003,417
2000-12-31 (YTD Data)Rank
Total interest income$4,045,0006,456
Total interest expense$1,756,0006,688
Net interest income$2,289,0006,131
Provision for loan and lease losses$08,337
Total noninterest income$251,0006,764
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$223,0004,836
Trading account gains and feesNANA
Additional Noninterest Income$28,0008,628
Total noninterest expense$888,0008,329
Salaries and employee benefits$550,0007,972
Premises and equipment expense$121,0008,080
Additional noninterest expense$217,0008,631
Pre-tax net operating income$1,652,0003,789
Securities gains (losses)$01,956
Applicable income taxes$409,0003,942
Income before extraordinary items$1,243,0003,771
Extraordinary gains, net$038
Net income$1,243,0003,772
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-61,0009,653
Cash dividends$1,000,0002,257
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,243,0003,751
1999-12-31 (YTD Data)Rank
Total interest income$3,949,0006,413
Total interest expense$1,677,0006,582
Net interest income$2,272,0006,137
Provision for loan and lease losses$08,503
Total noninterest income$193,0007,575
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$154,0005,778
Trading account gains and feesNANA
Additional Noninterest Income$39,0008,465
Total noninterest expense$870,0008,538
Salaries and employee benefits$511,0008,284
Premises and equipment expense$135,0007,931
Additional noninterest expense$224,0008,803
Pre-tax net operating income$1,595,0003,934
Securities gains (losses)$03,155
Applicable income taxes$403,0004,144
Income before extraordinary items$1,192,0003,902
Extraordinary gains, net$035
Net income$1,192,0003,903
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-76,0009,996
Cash dividends$1,000,0002,245
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,192,0003,866
1998-12-31 (YTD Data)Rank
Total interest income$3,922,0006,544
Total interest expense$1,682,0006,802
Net interest income$2,240,0006,232
Provision for loan and lease losses$08,652
Total noninterest income$163,0008,045
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$135,0006,186
Trading account gains and feesNANA
Additional Noninterest Income$28,0009,114
Total noninterest expense$784,0008,826
Salaries and employee benefits$466,0008,566
Premises and equipment expense$60,0009,567
Additional noninterest expense$258,0008,527
Pre-tax net operating income$1,619,0003,952
Securities gains (losses)$04,449
Applicable income taxes$349,0004,769
Income before extraordinary items$1,270,0003,751
Extraordinary gains, net$032
Net income$1,270,0003,750
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$90,0003,828
Cash dividends$1,000,0002,191
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,270,0003,666
1997-12-31 (YTD Data)Rank
Total interest income$3,848,0006,798
Total interest expense$1,560,0007,213
Net interest income$2,288,0006,382
Provision for loan and lease losses$08,829
Total noninterest income$161,0008,415
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$130,0006,560
Trading account gains and feesNANA
Additional Noninterest Income$31,0009,280
Total noninterest expense$733,0009,285
Salaries and employee benefits$456,0008,910
Premises and equipment expense$41,00010,416
Additional noninterest expense$236,0009,008
Pre-tax net operating income$1,716,0004,009
Securities gains (losses)$03,944
Applicable income taxes$511,0004,152
Income before extraordinary items$1,205,0004,038
Extraordinary gains, net$044
Net income$1,205,0004,037
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-85,00010,671
Cash dividends$1,000,0002,147
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,205,0003,973
1996-12-31 (YTD Data)Rank
Total interest income$3,671,0007,198
Total interest expense$1,512,0007,545
Net interest income$2,159,0006,842
Provision for loan and lease losses$09,041
Total noninterest income$168,0008,719
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$144,0006,583
Trading account gains and feesNANA
Additional Noninterest Income$24,00010,174
Total noninterest expense$761,0009,581
Salaries and employee benefits$468,0009,121
Premises and equipment expense$51,00010,608
Additional noninterest expense$242,0009,478
Pre-tax net operating income$1,566,0004,187
Securities gains (losses)$04,148
Applicable income taxes$414,0004,795
Income before extraordinary items$1,152,0004,007
Extraordinary gains, net$053
Net income$1,152,0004,008
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-123,00011,262
Cash dividends$800,0002,476
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,152,0003,951
1995-12-31 (YTD Data)Rank
Total interest income$3,487,0007,573
Total interest expense$1,446,0007,834
Net interest income$2,041,0007,213
Provision for loan and lease losses$08,958
Total noninterest income$176,0008,856
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$143,0006,812
Trading account gains and feesNANA
Additional Noninterest Income$33,00010,076
Total noninterest expense$775,0009,884
Salaries and employee benefits$449,0009,542
Premises and equipment expense$60,00010,776
Additional noninterest expense$266,0009,649
Pre-tax net operating income$1,442,0004,598
Securities gains (losses)$03,831
Applicable income taxes$334,0005,611
Income before extraordinary items$1,108,0004,228
Extraordinary gains, net$065
Net income$1,108,0004,225
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$100,0003,764
Cash dividends$600,0002,907
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,108,0004,205
1994-12-31 (YTD Data)Rank
Total interest income$3,424,0007,447
Total interest expense$1,291,0007,580
Net interest income$2,133,0007,241
Provision for loan and lease losses$09,146
Total noninterest income$166,0009,388
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$128,0007,411
Trading account gains and feesNANA
Additional Noninterest Income$38,00010,284
Total noninterest expense$767,00010,393
Salaries and employee benefits$439,0009,927
Premises and equipment expense$51,00011,600
Additional noninterest expense$277,00010,219
Pre-tax net operating income$1,532,0004,337
Securities gains (losses)$03,600
Applicable income taxes$377,0004,980
Income before extraordinary items$1,155,0004,005
Extraordinary gains, net$0249
Net income$1,155,0004,009
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0005,275
Cash dividends$500,0003,161
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,155,0004,041
1993-12-31 (YTD Data)Rank
Total interest income$3,347,0007,760
Total interest expense$1,252,0008,072
Net interest income$2,095,0007,431
Provision for loan and lease losses$010,371
Total noninterest income$157,00010,081
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$119,0007,868
Trading account gains and feesNANA
Additional Noninterest Income$38,00010,795
Total noninterest expense$733,00011,002
Salaries and employee benefits$397,00010,666
Premises and equipment expense$67,00011,617
Additional noninterest expense$269,00010,837
Pre-tax net operating income$1,519,0004,269
Securities gains (losses)$07,477
Applicable income taxes$393,0005,077
Income before extraordinary items$1,126,0004,239
Extraordinary gains, net$03,149
Net income$1,126,0004,362
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,00011,785
Cash dividends$500,0003,045
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,126,0004,025
1992-12-31 (YTD Data)Rank
Total interest income$3,581,0008,067
Total interest expense$1,397,0008,864
Net interest income$2,184,0007,283
Provision for loan and lease losses$011,756
Total noninterest income$158,00010,333
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$120,0007,946
Trading account gains and feesNANA
Additional Noninterest Income$38,00011,181
Total noninterest expense$709,00011,475
Salaries and employee benefits$382,00011,066
Premises and equipment expense$73,00011,760
Additional noninterest expense$254,00011,476
Pre-tax net operating income$1,633,0003,740
Securities gains (losses)$08,369
Applicable income taxes$394,0004,856
Income before extraordinary items$1,239,0003,698
Extraordinary gains, net$01,422
Net income$1,239,0003,742
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-44,00013,434
Cash dividends$500,0002,760
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,239,0003,423

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.