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MTB Bank, Assets and Liabilities

1999-12-31Rank
# of Employees:1321,273
Assets and Liabilities
Total Assets:$277,867,0001,708
Cash and due from depository institutions$38,575,0001,273
Interest-bearing balances$29,671,000135
Securities$4,451,0008,865
Federal funds sold & reverse repurchase agreements$75,000,000185
Net loans & leases$131,295,0002,298
Loan loss allowance$2,118,0001,733
Trading account assets$14,420,00074
Bank premises and fixed assets$4,792,0001,773
Other real estate owned$01,273
Goodwill and other intangibles$03,276
All other assets$9,334,0001,060
Life insurance assets$01
Total liabilities and capital$277,867,0001,708
Total liabilities$249,711,0001,714
Total deposits$222,373,0001,697
Interest-bearing deposits$163,277,0002,000
Deposits held in domestic offices$169,107,0002,243
% insured0.00%1
Federal funds purchased & repurchase agreements$04,093
Trading liabilities$065
Other borrowed funds$05,751
Subordinated debt$0242
All other liabilities$27,338,000320
Total equity capital$28,156,0001,576
Total bank equity capital$28,156,0001,576
Perpetual preferred stock$0193
Common stock$5,000,000713
Surplus$21,455,000884
Undivided profits$1,701,0006,841
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,975,000516
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,502
Income earned, not collected on loans$1,439,0001,510
Earning assets$254,837,0001,697
Long-term assets (5+ years)$3,456,0006,947
Average Assets, year-to-date$298,658,2001,508
Average Assets, quarterly$268,622,5001,749
Volatile liabilities$123,381,000846
Insider loans$09,133
FHLB advances$0802
Loans and leases held for sale$01,487
Unused loan commitments$449,0009,249
Tier 1 (core) risk-based capital$28,206,0001,535
Tier 2 risk-based capital$1,935,6701,756
Total risk weighted assets$154,671,2701,976
Total unused commitments$449,0009,254
Derivatives$93,591,000190
1998-12-31Rank
# of Employees:240712
Assets and Liabilities
Total Assets:$337,813,0001,351
Cash and due from depository institutions$22,057,000712
Interest-bearing balances$8,284,000763
Securities$5,351,0008,643
Federal funds sold & reverse repurchase agreements$88,000,000205
Net loans & leases$169,882,0001,653
Loan loss allowance$2,118,0001,673
Trading account assets$21,559,00074
Bank premises and fixed assets$6,682,0001,186
Other real estate owned$50,000712
Goodwill and other intangibles$625,0001,699
All other assets$23,607,000489
Life insurance assets$01
Total liabilities and capital$337,813,0001,351
Total liabilities$312,371,0001,318
Total deposits$290,935,0001,270
Interest-bearing deposits$224,628,0001,412
Deposits held in domestic offices$193,650,0001,949
% insured0.00%1
Federal funds purchased & repurchase agreements$03,214
Trading liabilities$069
Other borrowed funds$05,274
Subordinated debt$0255
All other liabilities$21,436,000391
Total equity capital$25,442,0001,748
Total bank equity capital$25,442,0001,748
Perpetual preferred stock$0199
Common stock$5,000,000693
Surplus$21,454,000826
Undivided profits$-1,012,00010,256
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,309,0001,907
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,642
Income earned, not collected on loans$1,614,0001,282
Earning assets$293,076,0001,423
Long-term assets (5+ years)$3,942,0006,703
Average Assets, year-to-date$372,642,8001,178
Average Assets, quarterly$359,149,0001,252
Volatile liabilities$189,301,000553
Insider loans$09,309
FHLB advances$0740
Loans and leases held for sale$01,681
Unused loan commitments$100,0009,955
Tier 1 (core) risk-based capital$24,821,0001,681
Tier 2 risk-based capital$2,118,0001,540
Total risk weighted assets$188,376,8001,530
Total unused commitments$100,0009,956
Derivatives$151,657,000182
1997-12-31Rank
# of Employees:267660
Assets and Liabilities
Total Assets:$425,793,0001,115
Cash and due from depository institutions$57,623,000660
Interest-bearing balances$29,717,000147
Securities$1,494,00010,458
Federal funds sold & reverse repurchase agreements$75,000,000211
Net loans & leases$206,556,0001,389
Loan loss allowance$3,914,000999
Trading account assets$23,009,00076
Bank premises and fixed assets$27,198,000270
Other real estate owned$0660
Goodwill and other intangibles$1,241,0001,218
All other assets$33,672,000363
Life insurance assets$01
Total liabilities and capital$425,793,0001,115
Total liabilities$399,923,0001,071
Total deposits$380,128,000997
Interest-bearing deposits$320,157,0001,012
Deposits held in domestic offices$228,261,0001,628
% insured0.00%1
Federal funds purchased & repurchase agreements$03,723
Trading liabilities$080
Other borrowed funds$05,103
Subordinated debt$0260
All other liabilities$19,795,000410
Total equity capital$25,870,0001,725
Total bank equity capital$25,870,0001,725
Perpetual preferred stock$0223
Common stock$5,000,000704
Surplus$21,455,000825
Undivided profits$-585,00010,642
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$8,184,000401
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,731
Income earned, not collected on loans$1,804,0001,204
Earning assets$335,776,0001,279
Long-term assets (5+ years)$09,550
Average Assets, year-to-date$441,408,2001,031
Average Assets, quarterly$417,614,0001,113
Volatile liabilities$287,287,000432
Insider loans$09,792
FHLB advances$0780
Loans and leases held for sale$01,579
Unused loan commitments$100,00010,335
Tier 1 (core) risk-based capital$24,629,0001,728
Tier 2 risk-based capital$2,900,0001,102
Total risk weighted assets$230,985,6001,235
Total unused commitments$100,00010,337
Derivatives$313,503,000156
1996-12-31Rank
# of Employees:215870
Assets and Liabilities
Total Assets:$514,563,000948
Cash and due from depository institutions$92,619,000870
Interest-bearing balances$76,277,00072
Securities$4,638,0009,931
Federal funds sold & reverse repurchase agreements$125,000,000159
Net loans & leases$201,242,0001,464
Loan loss allowance$3,022,0001,323
Trading account assets$34,047,00061
Bank premises and fixed assets$23,349,000336
Other real estate owned$0870
Goodwill and other intangibles$865,0001,361
All other assets$32,803,000393
Life insurance assets$01
Total liabilities and capital$514,563,000948
Total liabilities$484,191,000919
Total deposits$460,224,000849
Interest-bearing deposits$384,347,000875
Deposits held in domestic offices$229,138,0001,662
% insured0.00%1
Federal funds purchased & repurchase agreements$03,907
Trading liabilities$097
Other borrowed funds$05,299
Subordinated debt$0298
All other liabilities$23,967,000373
Total equity capital$30,372,0001,484
Total bank equity capital$30,372,0001,484
Perpetual preferred stock$0250
Common stock$5,000,000750
Surplus$21,455,000867
Undivided profits$3,917,0005,204
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$9,646,000439
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,832
Income earned, not collected on loans$2,876,000775
Earning assets$441,204,0001,019
Long-term assets (5+ years)$09,965
Average Assets, year-to-date$432,291,4001,086
Average Assets, quarterly$465,852,0001,044
Volatile liabilities$370,592,000379
Insider loans$010,271
FHLB advances$0882
Loans and leases held for sale$01,560
Unused loan commitments$010,924
Tier 1 (core) risk-based capital$29,507,0001,451
Tier 2 risk-based capital$2,727,5801,189
Total risk weighted assets$217,912,2801,325
Total unused commitments$010,925
Derivatives$613,336,000133
1995-12-31Rank
# of Employees:198977
Assets and Liabilities
Total Assets:$440,135,0001,120
Cash and due from depository institutions$49,234,000977
Interest-bearing balances$24,117,000199
Securities$4,101,00010,582
Federal funds sold & reverse repurchase agreements$105,000,000205
Net loans & leases$192,383,0001,497
Loan loss allowance$1,384,0002,646
Trading account assets$58,670,00054
Bank premises and fixed assets$3,932,0001,961
Other real estate owned$0977
Goodwill and other intangibles$170,0002,101
All other assets$26,645,000483
Life insurance assets$01
Total liabilities and capital$440,135,0001,120
Total liabilities$409,074,0001,088
Total deposits$395,220,0001,011
Interest-bearing deposits$317,179,0001,078
Deposits held in domestic offices$201,031,0001,946
% insured0.00%1
Federal funds purchased & repurchase agreements$03,736
Trading liabilities$0110
Other borrowed funds$05,136
Subordinated debt$0337
All other liabilities$13,854,000561
Total equity capital$31,061,0001,462
Total bank equity capital$31,061,0001,462
Perpetual preferred stock$0288
Common stock$5,000,000752
Surplus$21,455,000867
Undivided profits$4,606,0004,782
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,287,0001,372
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,782
Income earned, not collected on loans$3,381,000689
Earning assets$384,271,0001,169
Long-term assets (5+ years)$61,00010,276
Average Assets, year-to-date$331,157,0001,375
Average Assets, quarterly$386,698,0001,237
Volatile liabilities$302,814,000421
Insider loans$010,773
FHLB advances$0855
Loans and leases held for sale$01,606
Unused loan commitments$011,319
Tier 1 (core) risk-based capital$30,891,0001,395
Tier 2 risk-based capital$1,384,0002,170
Total risk weighted assets$225,609,9001,281
Total unused commitments$011,320
Derivatives$364,295,000184
1994-12-31Rank
# of Employees:1751,117
Assets and Liabilities
Total Assets:$314,319,0001,465
Cash and due from depository institutions$37,879,0001,117
Interest-bearing balances$16,257,000240
Securities$2,723,00011,801
Federal funds sold & reverse repurchase agreements$76,798,000212
Net loans & leases$115,705,0002,344
Loan loss allowance$2,216,0001,809
Trading account assets$54,814,00054
Bank premises and fixed assets$2,877,0002,570
Other real estate owned$01,117
Goodwill and other intangibles$243,0001,825
All other assets$23,280,000539
Life insurance assets$01
Total liabilities and capital$314,319,0001,465
Total liabilities$285,505,0001,476
Total deposits$274,512,0001,385
Interest-bearing deposits$215,131,0001,543
Deposits held in domestic offices$144,752,0002,642
% insured0.00%1
Federal funds purchased & repurchase agreements$04,788
Trading liabilities$087
Other borrowed funds$05,375
Subordinated debt$0372
All other liabilities$10,993,000575
Total equity capital$28,814,0001,429
Total bank equity capital$28,814,0001,429
Perpetual preferred stock$0310
Common stock$5,000,000743
Surplus$21,455,000808
Undivided profits$2,359,0006,658
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$142,0007,666
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,752
Income earned, not collected on loans$1,781,0001,097
Earning assets$266,297,0001,583
Long-term assets (5+ years)$010,888
Average Assets, year-to-date$279,633,6001,609
Average Assets, quarterly$302,156,0001,517
Volatile liabilities$200,811,000549
Insider loans$97,0009,503
FHLB advances$0993
Loans and leases held for sale$01,430
Unused loan commitments$011,812
Tier 1 (core) risk-based capital$28,571,0001,452
Tier 2 risk-based capital$2,146,2701,482
Total risk weighted assets$171,631,9701,622
Total unused commitments$011,813
Derivatives$147,663,000258
1993-12-31Rank
# of Employees:1571,335
Assets and Liabilities
Total Assets:$289,700,0001,608
Cash and due from depository institutions$60,435,0001,335
Interest-bearing balances$45,887,000138
Securities$3,291,00012,038
Federal funds sold & reverse repurchase agreements$92,000,000201
Net loans & leases$82,995,0003,059
Loan loss allowance$1,694,0002,369
Trading account assets$33,381,00076
Bank premises and fixed assets$2,909,0002,527
Other real estate owned$01,335
Goodwill and other intangibles$341,0001,560
All other assets$14,348,000733
Life insurance assets$01
Total liabilities and capital$289,700,0001,608
Total liabilities$262,895,0001,626
Total deposits$249,782,0001,590
Interest-bearing deposits$198,191,0001,744
Deposits held in domestic offices$139,083,0002,830
% insured0.00%1
Federal funds purchased & repurchase agreements$03,944
Trading liabilities$01
Other borrowed funds$3,404,0001,767
Subordinated debt$0413
All other liabilities$9,709,000626
Total equity capital$26,805,0001,536
Total bank equity capital$26,805,0001,536
Perpetual preferred stock$0343
Common stock$5,000,000732
Surplus$21,455,000768
Undivided profits$350,00011,294
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$645,0004,210
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,950
Income earned, not collected on loans$013,162
Earning assets$257,554,0001,666
Long-term assets (5+ years)$011,403
Average Assets, year-to-date$215,871,6702,097
Average Assets, quarterly$233,547,0001,975
Volatile liabilities$195,183,000517
Insider loans$123,0009,370
FHLB advances$0821
Loans and leases held for sale$01,681
Unused loan commitments$012,206
Tier 1 (core) risk-based capital$26,464,0001,511
Tier 2 risk-based capital$1,694,0001,812
Total risk weighted assets$168,269,9001,641
Total unused commitments$012,208
Derivatives$78,900,000299