Home > Mt. Erie State Bank > Income and Expense
Mt. Erie State Bank, Income and Expense
1997-12-31 (YTD Data) | Rank | |
Total interest income | $1,134,000 | 10,153 |
Total interest expense | $617,000 | 9,775 |
Net interest income | $517,000 | 10,347 |
Provision for loan and lease losses | $0 | 8,829 |
Total noninterest income | $64,000 | 10,048 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $53,000 | 8,344 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $11,000 | 10,359 |
Total noninterest expense | $388,000 | 10,509 |
Salaries and employee benefits | $219,000 | 10,446 |
Premises and equipment expense | $23,000 | 10,723 |
Additional noninterest expense | $146,000 | 10,043 |
Pre-tax net operating income | $193,000 | 9,610 |
Securities gains (losses) | $-70,000 | 10,707 |
Applicable income taxes | $18,000 | 9,756 |
Income before extraordinary items | $105,000 | 9,930 |
Extraordinary gains, net | $0 | 44 |
Net income | $105,000 | 9,930 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-45,000 | 10,497 |
Cash dividends | $0 | 7,871 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $164,500 | 9,421 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $1,074,000 | 10,720 |
Total interest expense | $550,000 | 10,440 |
Net interest income | $524,000 | 10,839 |
Provision for loan and lease losses | $28,000 | 7,549 |
Total noninterest income | $76,000 | 10,350 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $54,000 | 8,722 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $22,000 | 10,300 |
Total noninterest expense | $398,000 | 10,978 |
Salaries and employee benefits | $209,000 | 10,963 |
Premises and equipment expense | $27,000 | 11,194 |
Additional noninterest expense | $162,000 | 10,409 |
Pre-tax net operating income | $174,000 | 9,937 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $37,000 | 9,921 |
Income before extraordinary items | $137,000 | 9,916 |
Extraordinary gains, net | $0 | 53 |
Net income | $137,000 | 9,915 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $28,000 | 6,265 |
Cash dividends | $22,000 | 8,024 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $137,000 | 9,862 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $991,000 | 11,293 |
Total interest expense | $514,000 | 10,970 |
Net interest income | $477,000 | 11,451 |
Provision for loan and lease losses | $2,000 | 8,854 |
Total noninterest income | $67,000 | 11,027 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $56,000 | 9,050 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $11,000 | 11,437 |
Total noninterest expense | $402,000 | 11,428 |
Salaries and employee benefits | $204,000 | 11,481 |
Premises and equipment expense | $45,000 | 11,233 |
Additional noninterest expense | $153,000 | 11,018 |
Pre-tax net operating income | $140,000 | 10,831 |
Securities gains (losses) | $-8,000 | 9,956 |
Applicable income taxes | $18,000 | 10,788 |
Income before extraordinary items | $114,000 | 10,802 |
Extraordinary gains, net | $0 | 65 |
Net income | $114,000 | 10,802 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $3,000 | 8,320 |
Cash dividends | $18,000 | 8,438 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $120,880 | 10,716 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $942,000 | 11,815 |
Total interest expense | $451,000 | 11,333 |
Net interest income | $491,000 | 12,028 |
Provision for loan and lease losses | $0 | 9,146 |
Total noninterest income | $60,000 | 11,716 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $51,000 | 9,666 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $9,000 | 12,149 |
Total noninterest expense | $408,000 | 12,003 |
Salaries and employee benefits | $191,000 | 12,126 |
Premises and equipment expense | $41,000 | 11,957 |
Additional noninterest expense | $176,000 | 11,454 |
Pre-tax net operating income | $143,000 | 11,324 |
Securities gains (losses) | $-12,000 | 9,966 |
Applicable income taxes | $17,000 | 11,218 |
Income before extraordinary items | $114,000 | 11,226 |
Extraordinary gains, net | $0 | 249 |
Net income | $114,000 | 11,233 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-1,000 | 9,875 |
Cash dividends | $11,000 | 8,747 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $124,440 | 11,162 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $958,000 | 12,380 |
Total interest expense | $442,000 | 11,995 |
Net interest income | $516,000 | 12,507 |
Provision for loan and lease losses | $89,000 | 6,111 |
Total noninterest income | $58,000 | 12,338 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $52,000 | 9,975 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $6,000 | 12,981 |
Total noninterest expense | $396,000 | 12,666 |
Salaries and employee benefits | $179,000 | 12,788 |
Premises and equipment expense | $40,000 | 12,537 |
Additional noninterest expense | $177,000 | 12,062 |
Pre-tax net operating income | $89,000 | 11,933 |
Securities gains (losses) | $33,000 | 3,976 |
Applicable income taxes | $17,000 | 11,667 |
Income before extraordinary items | $105,000 | 11,752 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $105,000 | 11,809 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $89,000 | 4,809 |
Cash dividends | $11,000 | 8,867 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $76,620 | 11,868 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $982,000 | 13,054 |
Total interest expense | $488,000 | 12,817 |
Net interest income | $494,000 | 13,103 |
Provision for loan and lease losses | $86,000 | 7,695 |
Total noninterest income | $59,000 | 12,872 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $51,000 | 10,268 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $8,000 | 13,487 |
Total noninterest expense | $357,000 | 13,375 |
Salaries and employee benefits | $173,000 | 13,379 |
Premises and equipment expense | $21,000 | 13,653 |
Additional noninterest expense | $163,000 | 12,748 |
Pre-tax net operating income | $110,000 | 11,917 |
Securities gains (losses) | $0 | 8,369 |
Applicable income taxes | $24,000 | 11,995 |
Income before extraordinary items | $86,000 | 12,138 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $86,000 | 12,186 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $86,000 | 6,285 |
Cash dividends | $11,000 | 8,681 |
Sale, conversion, retirement of capital stock, net | $4,000 | 1,110 |
Net operating income | $86,000 | 11,838 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.