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MSB Bank, Assets and Liabilities

1997-12-31Rank
# of Employees:211842
Assets and Liabilities
Total Assets:$764,971,000658
Cash and due from depository institutions$16,909,000842
Interest-bearing balances$2,562,0001,509
Securities$276,877,000476
Federal funds sold & reverse repurchase agreements$21,065,000628
Net loans & leases$391,489,000779
Loan loss allowance$2,807,0001,328
Trading account assets$0203
Bank premises and fixed assets$14,043,000529
Other real estate owned$2,442,000842
Goodwill and other intangibles$29,349,000197
All other assets$12,797,000716
Life insurance assets$01
Total liabilities and capital$764,971,000658
Total liabilities$691,064,000660
Total deposits$683,426,000576
Interest-bearing deposits$621,600,000537
Deposits held in domestic offices$683,426,000570
% insured0.00%1
Federal funds purchased & repurchase agreements$55,0003,669
Trading liabilities$080
Other borrowed funds$05,103
Subordinated debt$0260
All other liabilities$7,583,000750
Total equity capital$73,907,000647
Total bank equity capital$73,907,000647
Perpetual preferred stock$0223
Common stock$1,0009,742
Surplus$41,980,000495
Undivided profits$31,926,000807
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,486,000813
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,731
Income earned, not collected on loans$2,471,000880
Earning assets$691,993,000665
Long-term assets (5+ years)$09,550
Average Assets, year-to-date$796,279,400611
Average Assets, quarterly$769,527,500649
Volatile liabilities$55,611,0001,294
Insider loans$385,0006,091
FHLB advances$0780
Loans and leases held for sale$01,579
Unused loan commitments$62,449,000909
Tier 1 (core) risk-based capital$45,314,000933
Tier 2 risk-based capital$2,806,0001,130
Total risk weighted assets$375,191,000806
Total unused commitments$62,449,000915
Derivatives$0533
1996-12-31Rank
# of Employees:226822
Assets and Liabilities
Total Assets:$820,346,000646
Cash and due from depository institutions$16,375,000822
Interest-bearing balances$1,172,0002,193
Securities$371,693,000387
Federal funds sold & reverse repurchase agreements$32,190,000418
Net loans & leases$338,519,000909
Loan loss allowance$1,960,0001,937
Trading account assets$0240
Bank premises and fixed assets$14,848,000515
Other real estate owned$915,000822
Goodwill and other intangibles$32,927,000181
All other assets$12,879,000738
Life insurance assets$01
Total liabilities and capital$820,346,000646
Total liabilities$749,403,000645
Total deposits$745,351,000564
Interest-bearing deposits$688,853,000532
Deposits held in domestic offices$745,351,000557
% insured0.00%1
Federal funds purchased & repurchase agreements$03,907
Trading liabilities$097
Other borrowed funds$05,299
Subordinated debt$0298
All other liabilities$4,052,0001,166
Total equity capital$70,943,000691
Total bank equity capital$70,943,000691
Perpetual preferred stock$0250
Common stock$1,00010,221
Surplus$41,980,000495
Undivided profits$28,962,000883
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,775,000734
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,832
Income earned, not collected on loans$2,135,0001,022
Earning assets$743,574,000654
Long-term assets (5+ years)$09,965
Average Assets, year-to-date$765,215,600660
Average Assets, quarterly$834,276,000631
Volatile liabilities$55,515,0001,294
Insider loans$486,0005,599
FHLB advances$0882
Loans and leases held for sale$01,560
Unused loan commitments$40,747,0001,235
Tier 1 (core) risk-based capital$42,727,0001,005
Tier 2 risk-based capital$1,960,0001,610
Total risk weighted assets$341,741,000901
Total unused commitments$41,469,0001,227
Derivatives$0549
1995-12-31Rank
# of Employees:1641,164
Assets and Liabilities
Total Assets:$453,774,0001,090
Cash and due from depository institutions$20,762,0001,164
Interest-bearing balances$5,037,000939
Securities$118,397,0001,061
Federal funds sold & reverse repurchase agreements$10,552,0001,346
Net loans & leases$280,517,0001,073
Loan loss allowance$1,659,0002,282
Trading account assets$0261
Bank premises and fixed assets$12,420,000604
Other real estate owned$806,0001,164
Goodwill and other intangibles$1,609,000958
All other assets$8,711,0001,056
Life insurance assets$01
Total liabilities and capital$453,774,0001,090
Total liabilities$412,264,0001,080
Total deposits$400,419,000994
Interest-bearing deposits$351,813,000992
Deposits held in domestic offices$400,419,000984
% insured0.00%1
Federal funds purchased & repurchase agreements$03,736
Trading liabilities$0110
Other borrowed funds$05,136
Subordinated debt$0337
All other liabilities$11,845,000613
Total equity capital$41,510,0001,125
Total bank equity capital$41,510,0001,125
Perpetual preferred stock$0288
Common stock$1,00010,688
Surplus$8,427,0001,859
Undivided profits$33,082,000790
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,962,0001,152
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,782
Income earned, not collected on loans$1,790,0001,251
Earning assets$414,503,0001,093
Long-term assets (5+ years)$010,367
Average Assets, year-to-date$438,625,2001,092
Average Assets, quarterly$456,801,5001,064
Volatile liabilities$32,864,0001,749
Insider loans$390,0006,350
FHLB advances$0855
Loans and leases held for sale$01,606
Unused loan commitments$27,541,0001,593
Tier 1 (core) risk-based capital$39,920,0001,100
Tier 2 risk-based capital$1,659,0001,861
Total risk weighted assets$231,190,0001,257
Total unused commitments$27,541,0001,604
Derivatives$0628
1994-12-31Rank
# of Employees:1691,151
Assets and Liabilities
Total Assets:$400,783,0001,195
Cash and due from depository institutions$10,425,0001,151
Interest-bearing balances$7,0006,780
Securities$126,324,0001,037
Federal funds sold & reverse repurchase agreements$8,642,0001,082
Net loans & leases$231,075,0001,237
Loan loss allowance$1,458,0002,601
Trading account assets$0286
Bank premises and fixed assets$10,455,000690
Other real estate owned$716,0001,151
Goodwill and other intangibles$882,0001,144
All other assets$12,264,000851
Life insurance assets$01
Total liabilities and capital$400,783,0001,195
Total liabilities$365,344,0001,192
Total deposits$361,135,0001,064
Interest-bearing deposits$326,914,0001,035
Deposits held in domestic offices$361,135,0001,053
% insured0.00%1
Federal funds purchased & repurchase agreements$04,788
Trading liabilities$087
Other borrowed funds$05,375
Subordinated debt$0372
All other liabilities$4,209,0001,023
Total equity capital$35,439,0001,164
Total bank equity capital$35,439,0001,164
Perpetual preferred stock$0310
Common stock$8,428,000454
Surplus$10,102,0001,506
Undivided profits$16,909,0001,401
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,766,0001,721
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,752
Income earned, not collected on loans$1,212,0001,615
Earning assets$366,048,0001,199
Long-term assets (5+ years)$54,542,0001,110
Average Assets, year-to-date$403,324,6001,140
Average Assets, quarterly$400,013,0001,178
Volatile liabilities$7,214,0005,441
Insider loans$361,0006,651
FHLB advances$0993
Loans and leases held for sale$116,0001,205
Unused loan commitments$27,851,0001,505
Tier 1 (core) risk-based capital$38,773,0001,061
Tier 2 risk-based capital$1,458,0002,076
Total risk weighted assets$218,353,8001,293
Total unused commitments$27,851,0001,515
Derivatives$0687
1993-12-31Rank
# of Employees:1811,133
Assets and Liabilities
Total Assets:$403,916,0001,186
Cash and due from depository institutions$11,024,0001,133
Interest-bearing balances$07,655
Securities$180,994,000782
Federal funds sold & reverse repurchase agreements$10,507,0001,279
Net loans & leases$182,713,0001,515
Loan loss allowance$1,465,0002,685
Trading account assets$0330
Bank premises and fixed assets$10,275,000706
Other real estate owned$1,301,0001,133
Goodwill and other intangibles$1,004,0001,003
All other assets$6,098,0001,350
Life insurance assets$01
Total liabilities and capital$403,916,0001,186
Total liabilities$364,514,0001,200
Total deposits$362,189,0001,089
Interest-bearing deposits$330,894,0001,048
Deposits held in domestic offices$362,189,0001,081
% insured0.00%1
Federal funds purchased & repurchase agreements$03,944
Trading liabilities$01
Other borrowed funds$05,027
Subordinated debt$0413
All other liabilities$2,325,0001,603
Total equity capital$39,402,0001,054
Total bank equity capital$39,402,0001,054
Perpetual preferred stock$0343
Common stock$8,428,000454
Surplus$9,775,0001,492
Undivided profits$21,199,0001,124
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,158,0002,842
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,0001,909
Income earned, not collected on loans$927,0001,895
Earning assets$374,214,0001,182
Long-term assets (5+ years)$53,657,0001,137
Average Assets, year-to-date$409,755,4001,131
Average Assets, quarterly$407,413,0001,164
Volatile liabilities$7,399,0005,082
Insider loans$275,0007,491
FHLB advances$0821
Loans and leases held for sale$14,122,000264
Unused loan commitments$18,810,0001,963
Tier 1 (core) risk-based capital$38,398,0001,052
Tier 2 risk-based capital$1,465,0002,061
Total risk weighted assets$194,596,6001,435
Total unused commitments$18,810,0001,981
Derivatives$0714
1992-12-31Rank
# of Employees:1901,121
Assets and Liabilities
Total Assets:$417,100,0001,178
Cash and due from depository institutions$14,762,0001,121
Interest-bearing balances$08,059
Securities$199,802,000688
Federal funds sold & reverse repurchase agreements$12,075,0001,379
Net loans & leases$170,296,0001,649
Loan loss allowance$1,381,0002,872
Trading account assets$0344
Bank premises and fixed assets$9,844,000742
Other real estate owned$1,422,0001,121
Goodwill and other intangibles$1,127,000944
All other assets$7,772,0001,187
Life insurance assets$01
Total liabilities and capital$417,100,0001,178
Total liabilities$379,637,0001,187
Total deposits$377,836,0001,106
Interest-bearing deposits$345,566,0001,065
Deposits held in domestic offices$377,836,0001,096
% insured0.00%1
Federal funds purchased & repurchase agreements$03,764
Trading liabilities$01
Other borrowed funds$05,085
Subordinated debt$0482
All other liabilities$1,801,0002,041
Total equity capital$37,463,0001,050
Total bank equity capital$37,463,0001,050
Perpetual preferred stock$0346
Common stock$8,428,000451
Surplus$9,669,0001,458
Undivided profits$19,366,0001,128
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,490,0001,933
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$1,064,0001,832
Earning assets$382,173,0001,169
Long-term assets (5+ years)$35,381,0001,598
Average Assets, year-to-date$396,298,6001,221
Average Assets, quarterly$415,344,5001,174
Volatile liabilities$7,454,0005,062
Insider loans$311,0002,848
FHLB advances$0832
Loans and leases held for sale$10,711,000224
Unused loan commitments$22,339,0001,700
Tier 1 (core) risk-based capital$36,336,0001,048
Tier 2 risk-based capital$1,381,0002,207
Total risk weighted assets$207,341,7001,399
Total unused commitments$22,339,0001,717
Derivatives$0651