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MountainOne Bank, Income and Expense

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2024-12-31 (YTD Data)		Rank
Total interest income	$50,737,000	1,035
Total interest expense	$19,949,000	1,032
Net interest income	$30,788,000	1,047
Provision for loan and lease losses	$702,000	1,139
Total noninterest income	$20,869,000	476
Gross Fiduciary activities income	$0	1,000
Service charges on deposit accounts	$658,000	1,400
Trading account gains and fees	NA	NA
Additional Noninterest Income	$20,211,000	353
Total noninterest expense	$39,005,000	736
Salaries and employee benefits	$24,548,000	652
Premises and equipment expense	$3,381,000	783
Additional noninterest expense	$20,211,000	353
Pre-tax net operating income	$11,950,000	1,014
Securities gains (losses)	$0	940
Applicable income taxes	$2,991,000	738
Income before extraordinary items	$8,959,000	1,102
Extraordinary gains, net	$0	53
Net income	$8,959,000	1,113
Minority interest net income	$0	90
Net income of bank and minority interests.	$8,959,000	1,102
Net charge-offs	$1,812,000	500
Cash dividends	$2,000,000	1,606
Sale, conversion, retirement of capital stock, net	$0	564
Net operating income	$8,959,000	1,115
2024-09-30 (YTD Data)		Rank
Total interest income	$38,181,000	1,024
Total interest expense	$15,119,000	1,026
Net interest income	$23,062,000	1,044
Provision for loan and lease losses	$361,000	1,315
Total noninterest income	$15,855,000	464
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$477,000	1,428
Trading account gains and fees	NA	NA
Additional Noninterest Income	$15,378,000	349
Total noninterest expense	$29,037,000	729
Salaries and employee benefits	$18,361,000	647
Premises and equipment expense	$2,515,000	788
Additional noninterest expense	$15,378,000	349
Pre-tax net operating income	$9,519,000	959
Securities gains (losses)	$0	930
Applicable income taxes	$2,399,000	708
Income before extraordinary items	$7,120,000	1,045
Extraordinary gains, net	$0	51
Net income	$7,120,000	1,060
Minority interest net income	$0	82
Net income of bank and minority interests.	$7,120,000	1,047
Net charge-offs	$1,288,000	469
Cash dividends	$2,000,000	1,179
Sale, conversion, retirement of capital stock, net	$0	527
Net operating income	$7,120,000	1,054
2024-06-30 (YTD Data)		Rank
Total interest income	$25,569,000	1,004
Total interest expense	$10,094,000	1,015
Net interest income	$15,475,000	1,032
Provision for loan and lease losses	$671,000	703
Total noninterest income	$10,559,000	460
Gross Fiduciary activities income	$0	962
Service charges on deposit accounts	$305,000	1,444
Trading account gains and fees	NA	NA
Additional Noninterest Income	$10,254,000	346
Total noninterest expense	$19,398,000	737
Salaries and employee benefits	$12,312,000	645
Premises and equipment expense	$1,678,000	797
Additional noninterest expense	$10,254,000	346
Pre-tax net operating income	$5,965,000	990
Securities gains (losses)	$0	628
Applicable income taxes	$1,513,000	720
Income before extraordinary items	$4,452,000	1,096
Extraordinary gains, net	$0	52
Net income	$4,452,000	1,112
Minority interest net income	$0	84
Net income of bank and minority interests.	$4,452,000	1,098
Net charge-offs	$1,071,000	401
Cash dividends	$2,000,000	901
Sale, conversion, retirement of capital stock, net	$0	496
Net operating income	$4,452,000	1,092
2024-03-31 (YTD Data)		Rank
Total interest income	$12,663,000	1,011
Total interest expense	$5,065,000	996
Net interest income	$7,598,000	1,043
Provision for loan and lease losses	$445,000	528
Total noninterest income	$5,268,000	455
Gross Fiduciary activities income	$0	895
Service charges on deposit accounts	$148,000	1,477
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,120,000	341
Total noninterest expense	$9,682,000	747
Salaries and employee benefits	$6,207,000	653
Premises and equipment expense	$853,000	798
Additional noninterest expense	$5,120,000	341
Pre-tax net operating income	$2,739,000	1,038
Securities gains (losses)	$0	689
Applicable income taxes	$688,000	761
Income before extraordinary items	$2,051,000	1,151
Extraordinary gains, net	$0	51
Net income	$2,051,000	1,162
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,051,000	1,151
Net charge-offs	$622,000	327
Cash dividends	$0	2,345
Sale, conversion, retirement of capital stock, net	$0	434
Net operating income	$2,051,000	1,147
2023-12-31 (YTD Data)		Rank
Total interest income	$47,835,000	962
Total interest expense	$15,418,000	959
Net interest income	$32,417,000	973
Provision for loan and lease losses	$339,000	1,566
Total noninterest income	$17,899,000	500
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$572,000	1,508
Trading account gains and fees	NA	NA
Additional Noninterest Income	$17,327,000	369
Total noninterest expense	$35,747,000	764
Salaries and employee benefits	$22,787,000	664
Premises and equipment expense	$3,276,000	799
Additional noninterest expense	$17,327,000	369
Pre-tax net operating income	$14,230,000	893
Securities gains (losses)	$2,000	927
Applicable income taxes	$3,682,000	659
Income before extraordinary items	$10,550,000	964
Extraordinary gains, net	$0	54
Net income	$10,550,000	978
Minority interest net income	$0	88
Net income of bank and minority interests.	$10,550,000	967
Net charge-offs	$605,000	686
Cash dividends	$0	3,459
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$10,548,420	984
2023-09-30 (YTD Data)		Rank
Total interest income	$35,426,000	955
Total interest expense	$10,808,000	942
Net interest income	$24,618,000	967
Provision for loan and lease losses	$-136,000	4,404
Total noninterest income	$13,751,000	486
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$421,000	1,522
Trading account gains and fees	NA	NA
Additional Noninterest Income	$13,330,000	367
Total noninterest expense	$26,941,000	765
Salaries and employee benefits	$17,253,000	664
Premises and equipment expense	$2,495,000	791
Additional noninterest expense	$13,330,000	367
Pre-tax net operating income	$11,564,000	867
Securities gains (losses)	$2,000	777
Applicable income taxes	$3,011,000	644
Income before extraordinary items	$8,555,000	944
Extraordinary gains, net	$0	52
Net income	$8,555,000	948
Minority interest net income	$0	81
Net income of bank and minority interests.	$8,555,000	944
Net charge-offs	$201,000	885
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$8,553,420	957
2023-06-30 (YTD Data)		Rank
Total interest income	$23,101,000	948
Total interest expense	$6,610,000	922
Net interest income	$16,491,000	969
Provision for loan and lease losses	$-313,000	4,523
Total noninterest income	$9,332,000	473
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$283,000	1,506
Trading account gains and fees	NA	NA
Additional Noninterest Income	$9,049,000	347
Total noninterest expense	$17,835,000	757
Salaries and employee benefits	$11,456,000	659
Premises and equipment expense	$1,671,000	776
Additional noninterest expense	$9,049,000	347
Pre-tax net operating income	$8,301,000	822
Securities gains (losses)	$2,000	835
Applicable income taxes	$2,171,000	624
Income before extraordinary items	$6,132,000	903
Extraordinary gains, net	$0	51
Net income	$6,132,000	915
Minority interest net income	$0	81
Net income of bank and minority interests.	$6,132,000	903
Net charge-offs	$-314,000	4,578
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$6,130,420	914
2023-03-31 (YTD Data)		Rank
Total interest income	$11,343,000	955
Total interest expense	$2,834,000	932
Net interest income	$8,509,000	948
Provision for loan and lease losses	$-218,000	4,586
Total noninterest income	$5,110,000	440
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$151,000	1,469
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,959,000	322
Total noninterest expense	$8,956,000	762
Salaries and employee benefits	$5,772,000	670
Premises and equipment expense	$834,000	811
Additional noninterest expense	$4,959,000	322
Pre-tax net operating income	$4,881,000	737
Securities gains (losses)	$2,000	837
Applicable income taxes	$1,297,000	561
Income before extraordinary items	$3,586,000	809
Extraordinary gains, net	$0	4
Net income	$3,586,000	807
Minority interest net income	$0	48
Net income of bank and minority interests.	$3,586,000	808
Net charge-offs	$-677,000	4,658
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$3,584,420	822
2022-12-31 (YTD Data)		Rank
Total interest income	$35,885,000	981
Total interest expense	$4,023,000	929
Net interest income	$31,862,000	971
Provision for loan and lease losses	$-2,100,000	4,661
Total noninterest income	$19,453,000	487
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$574,000	1,540
Trading account gains and fees	NA	NA
Additional Noninterest Income	$18,879,000	368
Total noninterest expense	$35,292,000	741
Salaries and employee benefits	$22,723,000	662
Premises and equipment expense	$3,243,000	802
Additional noninterest expense	$18,879,000	368
Pre-tax net operating income	$18,123,000	815
Securities gains (losses)	$0	691
Applicable income taxes	$4,812,000	625
Income before extraordinary items	$13,311,000	894
Extraordinary gains, net	$0	5
Net income	$13,311,000	895
Minority interest net income	$0	63
Net income of bank and minority interests.	$13,311,000	895
Net charge-offs	$-183,000	4,416
Cash dividends	$0	3,475
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$13,311,000	919
2022-09-30 (YTD Data)		Rank
Total interest income	$25,109,000	999
Total interest expense	$2,132,000	959
Net interest income	$22,977,000	994
Provision for loan and lease losses	$-1,100,000	4,661
Total noninterest income	$15,376,000	473
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$458,000	1,495
Trading account gains and fees	NA	NA
Additional Noninterest Income	$14,918,000	371
Total noninterest expense	$26,446,000	739
Salaries and employee benefits	$16,924,000	667
Premises and equipment expense	$2,453,000	788
Additional noninterest expense	$14,918,000	371
Pre-tax net operating income	$13,007,000	843
Securities gains (losses)	$0	740
Applicable income taxes	$3,447,000	639
Income before extraordinary items	$9,560,000	923
Extraordinary gains, net	$0	4
Net income	$9,560,000	923
Minority interest net income	$0	57
Net income of bank and minority interests.	$9,560,000	923
Net charge-offs	$-910,000	4,684
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$9,560,000	942
2022-06-30 (YTD Data)		Rank
Total interest income	$15,411,000	1,032
Total interest expense	$1,174,000	988
Net interest income	$14,237,000	1,034
Provision for loan and lease losses	$-400,000	4,585
Total noninterest income	$10,420,000	460
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$283,000	1,557
Trading account gains and fees	NA	NA
Additional Noninterest Income	$10,137,000	366
Total noninterest expense	$17,425,000	738
Salaries and employee benefits	$11,039,000	671
Premises and equipment expense	$1,688,000	758
Additional noninterest expense	$4,698,000	807
Pre-tax net operating income	$7,632,000	875
Securities gains (losses)	$0	687
Applicable income taxes	$2,009,000	655
Income before extraordinary items	$5,623,000	964
Extraordinary gains, net	$0	4
Net income	$5,623,000	963
Minority interest net income	$0	60
Net income of bank and minority interests.	$5,623,000	964
Net charge-offs	$-297,000	4,626
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$5,623,000	983
2022-03-31 (YTD Data)		Rank
Total interest income	$7,361,000	1,044
Total interest expense	$585,000	952
Net interest income	$6,776,000	1,053
Provision for loan and lease losses	$-400,000	4,614
Total noninterest income	$5,689,000	442
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$141,000	1,554
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,548,000	357
Total noninterest expense	$8,658,000	746
Salaries and employee benefits	$5,500,000	677
Premises and equipment expense	$851,000	761
Additional noninterest expense	$2,307,000	818
Pre-tax net operating income	$4,207,000	798
Securities gains (losses)	$0	623
Applicable income taxes	$1,114,000	602
Income before extraordinary items	$3,093,000	870
Extraordinary gains, net	$0	4
Net income	$3,093,000	869
Minority interest net income	$0	50
Net income of bank and minority interests.	$3,093,000	870
Net charge-offs	$-306,000	4,713
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$3,093,000	876
2021-12-31 (YTD Data)		Rank
Total interest income	$30,810,000	1,031
Total interest expense	$2,982,000	916
Net interest income	$27,828,000	1,034
Provision for loan and lease losses	$-2,150,000	4,602
Total noninterest income	$17,296,000	581
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$514,000	1,576
Trading account gains and fees	NA	NA
Additional Noninterest Income	$16,782,000	475
Total noninterest expense	$31,347,000	812
Salaries and employee benefits	$19,910,000	732
Premises and equipment expense	$2,877,000	896
Additional noninterest expense	$8,560,000	881
Pre-tax net operating income	$15,927,000	899
Securities gains (losses)	$0	2,062
Applicable income taxes	$4,224,000	704
Income before extraordinary items	$11,703,000	1,015
Extraordinary gains, net	$0	10
Net income	$11,703,000	1,016
Minority interest net income	$0	74
Net income of bank and minority interests.	$11,703,000	1,016
Net charge-offs	$703,000	521
Cash dividends	$0	3,608
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$11,703,000	1,002
2021-09-30 (YTD Data)		Rank
Total interest income	$23,360,000	1,042
Total interest expense	$2,365,000	909
Net interest income	$20,995,000	1,049
Provision for loan and lease losses	$200,000	1,464
Total noninterest income	$13,620,000	564
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$372,000	1,607
Trading account gains and fees	NA	NA
Additional Noninterest Income	$13,248,000	475
Total noninterest expense	$23,455,000	821
Salaries and employee benefits	$15,003,000	743
Premises and equipment expense	$2,167,000	903
Additional noninterest expense	$6,285,000	895
Pre-tax net operating income	$10,960,000	988
Securities gains (losses)	$0	2,015
Applicable income taxes	$2,889,000	767
Income before extraordinary items	$8,071,000	1,126
Extraordinary gains, net	$0	8
Net income	$8,071,000	1,126
Minority interest net income	$0	69
Net income of bank and minority interests.	$8,071,000	1,127
Net charge-offs	$645,000	431
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$8,071,000	1,112
2021-06-30 (YTD Data)		Rank
Total interest income	$15,794,000	1,016
Total interest expense	$1,680,000	893
Net interest income	$14,114,000	1,025
Provision for loan and lease losses	$200,000	1,183
Total noninterest income	$9,751,000	540
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$240,000	1,603
Trading account gains and fees	NA	NA
Additional Noninterest Income	$9,511,000	454
Total noninterest expense	$15,746,000	803
Salaries and employee benefits	$10,108,000	733
Premises and equipment expense	$1,463,000	899
Additional noninterest expense	$4,175,000	892
Pre-tax net operating income	$7,919,000	925
Securities gains (losses)	$0	1,818
Applicable income taxes	$2,100,000	727
Income before extraordinary items	$5,819,000	1,056
Extraordinary gains, net	$0	6
Net income	$5,819,000	1,056
Minority interest net income	$0	67
Net income of bank and minority interests.	$5,819,000	1,057
Net charge-offs	$648,000	340
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$5,819,000	1,035
2021-03-31 (YTD Data)		Rank
Total interest income	$7,940,000	1,005
Total interest expense	$899,000	887
Net interest income	$7,041,000	1,013
Provision for loan and lease losses	$150,000	937
Total noninterest income	$4,652,000	564
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$130,000	1,497
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,522,000	481
Total noninterest expense	$7,874,000	797
Salaries and employee benefits	$5,036,000	728
Premises and equipment expense	$737,000	902
Additional noninterest expense	$2,101,000	857
Pre-tax net operating income	$3,669,000	979
Securities gains (losses)	$0	1,392
Applicable income taxes	$968,000	768
Income before extraordinary items	$2,701,000	1,122
Extraordinary gains, net	$0	3
Net income	$2,701,000	1,122
Minority interest net income	$0	55
Net income of bank and minority interests.	$2,701,000	1,122
Net charge-offs	$732,000	213
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$2,701,000	1,093
2020-12-31 (YTD Data)		Rank
Total interest income	$35,390,000	922
Total interest expense	$6,348,000	756
Net interest income	$29,042,000	936
Provision for loan and lease losses	$8,600,000	399
Total noninterest income	$15,589,000	594
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$618,000	1,377
Trading account gains and fees	NA	NA
Additional Noninterest Income	$14,971,000	494
Total noninterest expense	$29,786,000	820
Salaries and employee benefits	$18,515,000	764
Premises and equipment expense	$2,925,000	876
Additional noninterest expense	$8,346,000	851
Pre-tax net operating income	$6,245,000	1,506
Securities gains (losses)	$14,000	2,219
Applicable income taxes	$1,503,000	1,134
Income before extraordinary items	$4,756,000	1,696
Extraordinary gains, net	$0	4
Net income	$4,756,000	1,696
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,756,000	1,696
Net charge-offs	$1,472,000	511
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$4,744,940	1,656
2020-09-30 (YTD Data)		Rank
Total interest income	$27,036,000	911
Total interest expense	$5,214,000	738
Net interest income	$21,822,000	932
Provision for loan and lease losses	$6,200,000	424
Total noninterest income	$11,685,000	568
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$462,000	1,366
Trading account gains and fees	NA	NA
Additional Noninterest Income	$11,223,000	477
Total noninterest expense	$22,430,000	809
Salaries and employee benefits	$13,919,000	752
Premises and equipment expense	$2,212,000	866
Additional noninterest expense	$6,299,000	831
Pre-tax net operating income	$4,877,000	1,426
Securities gains (losses)	$10,000	2,124
Applicable income taxes	$1,184,000	1,055
Income before extraordinary items	$3,703,000	1,611
Extraordinary gains, net	$0	4
Net income	$3,703,000	1,612
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,703,000	1,612
Net charge-offs	$830,000	553
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$3,695,100	1,570
2020-06-30 (YTD Data)		Rank
Total interest income	$18,645,000	891
Total interest expense	$3,880,000	718
Net interest income	$14,765,000	930
Provision for loan and lease losses	$3,800,000	483
Total noninterest income	$7,661,000	550
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$325,000	1,316
Trading account gains and fees	NA	NA
Additional Noninterest Income	$7,336,000	448
Total noninterest expense	$15,042,000	797
Salaries and employee benefits	$9,303,000	747
Premises and equipment expense	$1,491,000	854
Additional noninterest expense	$4,248,000	823
Pre-tax net operating income	$3,584,000	1,267
Securities gains (losses)	$10,000	1,872
Applicable income taxes	$885,000	914
Income before extraordinary items	$2,709,000	1,437
Extraordinary gains, net	$0	4
Net income	$2,709,000	1,437
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,709,000	1,437
Net charge-offs	$392,000	689
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$2,701,100	1,392
2020-03-31 (YTD Data)		Rank
Total interest income	$9,750,000	871
Total interest expense	$2,276,000	698
Net interest income	$7,474,000	915
Provision for loan and lease losses	$1,150,000	558
Total noninterest income	$4,049,000	494
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$194,000	1,322
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,855,000	386
Total noninterest expense	$7,802,000	775
Salaries and employee benefits	$4,824,000	731
Premises and equipment expense	$745,000	870
Additional noninterest expense	$2,233,000	792
Pre-tax net operating income	$2,571,000	852
Securities gains (losses)	$0	1,705
Applicable income taxes	$663,000	608
Income before extraordinary items	$1,908,000	976
Extraordinary gains, net	$0	4
Net income	$1,908,000	976
Minority interest net income	$0	56
Net income of bank and minority interests.	$1,908,000	976
Net charge-offs	$71,000	1,040
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,908,000	970
2019-12-31 (YTD Data)		Rank
Total interest income	$40,215,000	852
Total interest expense	$10,526,000	654
Net interest income	$29,689,000	911
Provision for loan and lease losses	$1,600,000	619
Total noninterest income	$13,029,000	577
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$866,000	1,252
Trading account gains and fees	NA	NA
Additional Noninterest Income	$12,163,000	458
Total noninterest expense	$30,407,000	764
Salaries and employee benefits	$19,017,000	709
Premises and equipment expense	$3,206,000	785
Additional noninterest expense	$8,184,000	838
Pre-tax net operating income	$10,711,000	1,007
Securities gains (losses)	$40,000	1,328
Applicable income taxes	$2,788,000	728
Income before extraordinary items	$7,963,000	1,117
Extraordinary gains, net	$0	11
Net income	$7,963,000	1,119
Minority interest net income	$0	76
Net income of bank and minority interests.	$7,963,000	1,119
Net charge-offs	$1,842,000	443
Cash dividends	$0	3,944
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$7,931,400	1,100
2019-09-30 (YTD Data)		Rank
Total interest income	$30,258,000	853
Total interest expense	$7,998,000	656
Net interest income	$22,260,000	912
Provision for loan and lease losses	$450,000	1,249
Total noninterest income	$9,805,000	573
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$648,000	1,258
Trading account gains and fees	NA	NA
Additional Noninterest Income	$9,157,000	456
Total noninterest expense	$23,130,000	754
Salaries and employee benefits	$14,520,000	694
Premises and equipment expense	$2,464,000	770
Additional noninterest expense	$6,146,000	830
Pre-tax net operating income	$8,485,000	976
Securities gains (losses)	$20,000	1,423
Applicable income taxes	$2,213,000	730
Income before extraordinary items	$6,292,000	1,097
Extraordinary gains, net	$0	11
Net income	$6,292,000	1,098
Minority interest net income	$0	72
Net income of bank and minority interests.	$6,292,000	1,098
Net charge-offs	$435,000	823
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$6,276,200	1,076
2019-06-30 (YTD Data)		Rank
Total interest income	$20,017,000	852
Total interest expense	$5,235,000	657
Net interest income	$14,782,000	914
Provision for loan and lease losses	$300,000	1,195
Total noninterest income	$6,244,000	582
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$430,000	1,244
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,814,000	463
Total noninterest expense	$15,599,000	752
Salaries and employee benefits	$9,798,000	675
Premises and equipment expense	$1,704,000	749
Additional noninterest expense	$4,097,000	841
Pre-tax net operating income	$5,127,000	1,025
Securities gains (losses)	$14,000	1,135
Applicable income taxes	$1,329,000	745
Income before extraordinary items	$3,812,000	1,151
Extraordinary gains, net	$0	11
Net income	$3,812,000	1,151
Minority interest net income	$0	69
Net income of bank and minority interests.	$3,812,000	1,151
Net charge-offs	$242,000	885
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$3,800,940	1,135
2019-03-31 (YTD Data)		Rank
Total interest income	$9,966,000	853
Total interest expense	$2,528,000	669
Net interest income	$7,438,000	914
Provision for loan and lease losses	$150,000	1,133
Total noninterest income	$3,367,000	553
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$207,000	1,281
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,160,000	423
Total noninterest expense	$7,744,000	748
Salaries and employee benefits	$4,863,000	677
Premises and equipment expense	$843,000	770
Additional noninterest expense	$2,038,000	827
Pre-tax net operating income	$2,911,000	890
Securities gains (losses)	$4,000	883
Applicable income taxes	$762,000	667
Income before extraordinary items	$2,153,000	1,018
Extraordinary gains, net	$0	5
Net income	$2,153,000	1,017
Minority interest net income	$0	52
Net income of bank and minority interests.	$2,153,000	1,017
Net charge-offs	$93,000	919
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$2,149,840	998
2018-12-31 (YTD Data)		Rank
Total interest income	$37,961,000	835
Total interest expense	$8,695,000	586
Net interest income	$29,266,000	910
Provision for loan and lease losses	$1,600,000	595
Total noninterest income	$12,961,000	571
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$933,000	1,224
Trading account gains and fees	NA	NA
Additional Noninterest Income	$12,028,000	444
Total noninterest expense	$31,148,000	733
Salaries and employee benefits	$19,055,000	662
Premises and equipment expense	$3,567,000	711
Additional noninterest expense	$8,526,000	804
Pre-tax net operating income	$9,479,000	1,086
Securities gains (losses)	$-9,000	4,385
Applicable income taxes	$2,427,000	763
Income before extraordinary items	$7,043,000	1,209
Extraordinary gains, net	$0	6
Net income	$7,043,000	1,208
Minority interest net income	$0	72
Net income of bank and minority interests.	$7,043,000	1,208
Net charge-offs	$835,000	685
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$7,050,110	1,207
2018-09-30 (YTD Data)		Rank
Total interest income	$28,134,000	826
Total interest expense	$6,194,000	583
Net interest income	$21,940,000	903
Provision for loan and lease losses	$1,150,000	585
Total noninterest income	$10,048,000	561
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$700,000	1,231
Trading account gains and fees	NA	NA
Additional Noninterest Income	$9,348,000	437
Total noninterest expense	$23,613,000	717
Salaries and employee benefits	$14,717,000	633
Premises and equipment expense	$2,710,000	700
Additional noninterest expense	$6,186,000	812
Pre-tax net operating income	$7,225,000	1,078
Securities gains (losses)	$6,000	797
Applicable income taxes	$1,857,000	765
Income before extraordinary items	$5,374,000	1,193
Extraordinary gains, net	$0	5
Net income	$5,374,000	1,192
Minority interest net income	$0	66
Net income of bank and minority interests.	$5,374,000	1,192
Net charge-offs	$639,000	615
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$5,369,260	1,186
2018-06-30 (YTD Data)		Rank
Total interest income	$18,588,000	823
Total interest expense	$3,863,000	574
Net interest income	$14,725,000	889
Provision for loan and lease losses	$650,000	646
Total noninterest income	$6,875,000	551
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$453,000	1,260
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,422,000	428
Total noninterest expense	$16,022,000	707
Salaries and employee benefits	$10,089,000	618
Premises and equipment expense	$1,853,000	687
Additional noninterest expense	$4,080,000	812
Pre-tax net operating income	$4,928,000	1,033
Securities gains (losses)	$-2,000	4,720
Applicable income taxes	$1,269,000	743
Income before extraordinary items	$3,657,000	1,142
Extraordinary gains, net	$0	6
Net income	$3,657,000	1,140
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,657,000	1,141
Net charge-offs	$163,000	1,033
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$3,658,580	1,137
2018-03-31 (YTD Data)		Rank
Total interest income	$9,285,000	810
Total interest expense	$1,803,000	579
Net interest income	$7,482,000	870
Provision for loan and lease losses	$150,000	1,106
Total noninterest income	$3,383,000	548
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$217,000	1,298
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,166,000	421
Total noninterest expense	$8,224,000	694
Salaries and employee benefits	$5,250,000	605
Premises and equipment expense	$938,000	681
Additional noninterest expense	$2,036,000	807
Pre-tax net operating income	$2,491,000	1,012
Securities gains (losses)	$0	735
Applicable income taxes	$645,000	714
Income before extraordinary items	$1,846,000	1,117
Extraordinary gains, net	$0	7
Net income	$1,846,000	1,116
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,846,000	1,117
Net charge-offs	$214,000	553
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$1,846,000	1,109
2017-12-31 (YTD Data)		Rank
Total interest income	$32,961,000	873
Total interest expense	$6,799,000	519
Net interest income	$26,162,000	958
Provision for loan and lease losses	$2,000,000	510
Total noninterest income	$16,111,000	494
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$850,000	1,354
Trading account gains and fees	NA	NA
Additional Noninterest Income	$15,261,000	383
Total noninterest expense	$30,291,000	727
Salaries and employee benefits	$18,772,000	650
Premises and equipment expense	$3,542,000	709
Additional noninterest expense	$7,977,000	834
Pre-tax net operating income	$9,982,000	992
Securities gains (losses)	$721,000	178
Applicable income taxes	$5,779,000	602
Income before extraordinary items	$4,924,000	1,361
Extraordinary gains, net	$0	9
Net income	$4,924,000	1,359
Minority interest net income	$0	76
Net income of bank and minority interests.	$4,924,000	1,361
Net charge-offs	$1,448,000	528
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$4,462,560	1,468
2017-09-30 (YTD Data)		Rank
Total interest income	$24,275,000	883
Total interest expense	$5,115,000	502
Net interest income	$19,160,000	994
Provision for loan and lease losses	$1,050,000	662
Total noninterest income	$12,850,000	482
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$615,000	1,395
Trading account gains and fees	NA	NA
Additional Noninterest Income	$12,235,000	369
Total noninterest expense	$22,529,000	731
Salaries and employee benefits	$13,982,000	657
Premises and equipment expense	$2,658,000	716
Additional noninterest expense	$5,889,000	834
Pre-tax net operating income	$8,431,000	911
Securities gains (losses)	$44,000	933
Applicable income taxes	$3,159,000	661
Income before extraordinary items	$5,316,000	1,111
Extraordinary gains, net	$0	9
Net income	$5,316,000	1,111
Minority interest net income	$0	71
Net income of bank and minority interests.	$5,316,000	1,111
Net charge-offs	$659,000	660
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$5,287,840	1,096
2017-06-30 (YTD Data)		Rank
Total interest income	$15,879,000	898
Total interest expense	$3,510,000	481
Net interest income	$12,369,000	1,014
Provision for loan and lease losses	$300,000	1,177
Total noninterest income	$6,535,000	573
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$403,000	1,404
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,132,000	454
Total noninterest expense	$14,755,000	739
Salaries and employee benefits	$9,144,000	675
Premises and equipment expense	$1,778,000	718
Additional noninterest expense	$3,833,000	856
Pre-tax net operating income	$3,849,000	1,231
Securities gains (losses)	$43,000	698
Applicable income taxes	$1,408,000	875
Income before extraordinary items	$2,484,000	1,435
Extraordinary gains, net	$0	11
Net income	$2,484,000	1,435
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,484,000	1,436
Net charge-offs	$108,000	1,461
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$2,456,480	1,432
2017-03-31 (YTD Data)		Rank
Total interest income	$7,620,000	919
Total interest expense	$1,744,000	471
Net interest income	$5,876,000	1,052
Provision for loan and lease losses	$150,000	1,115
Total noninterest income	$2,967,000	603
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$195,000	1,442
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,772,000	473
Total noninterest expense	$7,273,000	758
Salaries and employee benefits	$4,483,000	696
Premises and equipment expense	$912,000	702
Additional noninterest expense	$1,878,000	870
Pre-tax net operating income	$1,420,000	1,493
Securities gains (losses)	$44,000	362
Applicable income taxes	$511,000	1,061
Income before extraordinary items	$953,000	1,735
Extraordinary gains, net	$0	8
Net income	$953,000	1,734
Minority interest net income	$0	55
Net income of bank and minority interests.	$953,000	1,735
Net charge-offs	$97,000	948
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$924,400	1,748
2016-12-31 (YTD Data)		Rank
Total interest income	$30,968,000	870
Total interest expense	$6,988,000	433
Net interest income	$23,980,000	1,008
Provision for loan and lease losses	$1,000,000	889
Total noninterest income	$12,812,000	583
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$737,000	1,546
Trading account gains and fees	$0	170
Additional Noninterest Income	$12,075,000	445
Total noninterest expense	$29,689,000	724
Salaries and employee benefits	$17,231,000	690
Premises and equipment expense	$3,506,000	711
Additional noninterest expense	$8,952,000	745
Pre-tax net operating income	$6,103,000	1,381
Securities gains (losses)	$11,000	2,627
Applicable income taxes	$2,170,000	990
Income before extraordinary items	$3,944,000	1,671
Extraordinary gains, net	$0	5
Net income	$3,944,000	1,669
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,944,000	1,670
Net charge-offs	$1,446,000	501
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$3,936,850	1,643
2016-09-30 (YTD Data)		Rank
Total interest income	$23,254,000	862
Total interest expense	$5,223,000	428
Net interest income	$18,031,000	1,007
Provision for loan and lease losses	$700,000	907
Total noninterest income	$9,518,000	588
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$532,000	1,597
Trading account gains and fees	$0	169
Additional Noninterest Income	$8,986,000	444
Total noninterest expense	$22,368,000	717
Salaries and employee benefits	$12,919,000	690
Premises and equipment expense	$2,704,000	692
Additional noninterest expense	$6,745,000	740
Pre-tax net operating income	$4,481,000	1,426
Securities gains (losses)	$11,000	2,550
Applicable income taxes	$1,582,000	1,037
Income before extraordinary items	$2,910,000	1,731
Extraordinary gains, net	$0	5
Net income	$2,910,000	1,731
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,910,000	1,731
Net charge-offs	$1,437,000	368
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$2,902,850	1,682
2016-06-30 (YTD Data)		Rank
Total interest income	$15,299,000	876
Total interest expense	$3,480,000	421
Net interest income	$11,819,000	1,025
Provision for loan and lease losses	$300,000	1,234
Total noninterest income	$6,109,000	593
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$363,000	1,552
Trading account gains and fees	$0	157
Additional Noninterest Income	$5,746,000	451
Total noninterest expense	$14,583,000	732
Salaries and employee benefits	$8,980,000	659
Premises and equipment expense	$1,799,000	684
Additional noninterest expense	$3,804,000	866
Pre-tax net operating income	$3,045,000	1,386
Securities gains (losses)	$2,000	2,664
Applicable income taxes	$1,076,000	1,027
Income before extraordinary items	$1,971,000	1,684
Extraordinary gains, net	$0	16
Net income	$1,971,000	1,685
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,971,000	1,685
Net charge-offs	$471,000	623
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,969,700	1,633
2016-03-31 (YTD Data)		Rank
Total interest income	$7,618,000	880
Total interest expense	$1,774,000	409
Net interest income	$5,844,000	1,028
Provision for loan and lease losses	$150,000	1,146
Total noninterest income	$2,757,000	618
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$183,000	1,537
Trading account gains and fees	$0	142
Additional Noninterest Income	$2,574,000	466
Total noninterest expense	$7,232,000	737
Salaries and employee benefits	$4,503,000	660
Premises and equipment expense	$902,000	694
Additional noninterest expense	$1,827,000	895
Pre-tax net operating income	$1,219,000	1,645
Securities gains (losses)	$0	2,077
Applicable income taxes	$417,000	1,208
Income before extraordinary items	$802,000	1,981
Extraordinary gains, net	$0	12
Net income	$802,000	1,981
Minority interest net income	$0	62
Net income of bank and minority interests.	$802,000	1,981
Net charge-offs	$204,000	656
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$802,000	1,933
2015-12-31 (YTD Data)		Rank
Total interest income	$29,500,000	870
Total interest expense	$6,673,000	410
Net interest income	$22,827,000	1,016
Provision for loan and lease losses	$1,600,000	544
Total noninterest income	$12,296,000	587
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$797,000	1,483
Trading account gains and fees	$0	159
Additional Noninterest Income	$11,499,000	442
Total noninterest expense	$28,071,000	737
Salaries and employee benefits	$17,166,000	663
Premises and equipment expense	$3,702,000	669
Additional noninterest expense	$7,203,000	906
Pre-tax net operating income	$5,452,000	1,472
Securities gains (losses)	$326,000	514
Applicable income taxes	$1,930,000	1,033
Income before extraordinary items	$3,848,000	1,653
Extraordinary gains, net	$0	23
Net income	$3,848,000	1,655
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,848,000	1,655
Net charge-offs	$605,000	999
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$3,629,580	1,701
2015-09-30 (YTD Data)		Rank
Total interest income	$21,958,000	884
Total interest expense	$4,902,000	419
Net interest income	$17,056,000	1,024
Provision for loan and lease losses	$550,000	966
Total noninterest income	$9,713,000	566
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$593,000	1,508
Trading account gains and fees	$0	153
Additional Noninterest Income	$9,120,000	435
Total noninterest expense	$21,130,000	739
Salaries and employee benefits	$12,822,000	673
Premises and equipment expense	$2,823,000	676
Additional noninterest expense	$5,485,000	895
Pre-tax net operating income	$5,089,000	1,260
Securities gains (losses)	$325,000	445
Applicable income taxes	$1,944,000	867
Income before extraordinary items	$3,470,000	1,459
Extraordinary gains, net	$0	21
Net income	$3,470,000	1,460
Minority interest net income	$0	78
Net income of bank and minority interests.	$3,470,000	1,460
Net charge-offs	$306,000	1,185
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$3,262,000	1,490
2015-06-30 (YTD Data)		Rank
Total interest income	$14,471,000	892
Total interest expense	$3,192,000	422
Net interest income	$11,279,000	1,023
Provision for loan and lease losses	$300,000	1,096
Total noninterest income	$6,577,000	565
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$393,000	1,493
Trading account gains and fees	$0	157
Additional Noninterest Income	$6,184,000	438
Total noninterest expense	$14,129,000	739
Salaries and employee benefits	$8,615,000	669
Premises and equipment expense	$1,910,000	669
Additional noninterest expense	$3,604,000	902
Pre-tax net operating income	$3,427,000	1,229
Securities gains (losses)	$286,000	398
Applicable income taxes	$1,333,000	838
Income before extraordinary items	$2,380,000	1,400
Extraordinary gains, net	$0	22
Net income	$2,380,000	1,401
Minority interest net income	$0	75
Net income of bank and minority interests.	$2,380,000	1,401
Net charge-offs	$130,000	1,492
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$2,196,960	1,471
2015-03-31 (YTD Data)		Rank
Total interest income	$7,129,000	901
Total interest expense	$1,591,000	421
Net interest income	$5,538,000	1,040
Provision for loan and lease losses	$150,000	1,060
Total noninterest income	$2,911,000	602
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$178,000	1,596
Trading account gains and fees	$0	152
Additional Noninterest Income	$2,733,000	455
Total noninterest expense	$7,011,000	739
Salaries and employee benefits	$4,263,000	680
Premises and equipment expense	$996,000	643
Additional noninterest expense	$1,752,000	907
Pre-tax net operating income	$1,288,000	1,513
Securities gains (losses)	$286,000	276
Applicable income taxes	$552,000	954
Income before extraordinary items	$1,022,000	1,569
Extraordinary gains, net	$0	13
Net income	$1,022,000	1,570
Minority interest net income	$0	64
Net income of bank and minority interests.	$1,022,000	1,571
Net charge-offs	$40,000	1,719
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$836,100	1,796
2014-12-31 (YTD Data)		Rank
Total interest income	$27,870,000	908
Total interest expense	$7,034,000	397
Net interest income	$20,836,000	1,079
Provision for loan and lease losses	$1,300,000	687
Total noninterest income	$12,776,000	540
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$723,000	1,710
Trading account gains and fees	$0	180
Additional Noninterest Income	$12,053,000	391
Total noninterest expense	$27,508,000	740
Salaries and employee benefits	$16,697,000	661
Premises and equipment expense	$3,488,000	708
Additional noninterest expense	$7,323,000	894
Pre-tax net operating income	$4,804,000	1,584
Securities gains (losses)	$-470,000	6,447
Applicable income taxes	$1,871,000	1,029
Income before extraordinary items	$2,463,000	2,333
Extraordinary gains, net	$0	17
Net income	$2,463,000	2,333
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,463,000	2,333
Net charge-offs	$1,195,000	775
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,763,800	2,093
2014-09-30 (YTD Data)		Rank
Total interest income	$20,735,000	919
Total interest expense	$5,413,000	385
Net interest income	$15,322,000	1,105
Provision for loan and lease losses	$950,000	691
Total noninterest income	$9,652,000	536
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$540,000	1,721
Trading account gains and fees	$0	174
Additional Noninterest Income	$9,112,000	383
Total noninterest expense	$20,817,000	729
Salaries and employee benefits	$12,593,000	658
Premises and equipment expense	$2,642,000	700
Additional noninterest expense	$5,582,000	875
Pre-tax net operating income	$3,207,000	1,746
Securities gains (losses)	$-469,000	6,536
Applicable income taxes	$949,000	1,358
Income before extraordinary items	$1,789,000	2,405
Extraordinary gains, net	$0	15
Net income	$1,789,000	2,406
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,789,000	2,405
Net charge-offs	$498,000	1,161
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$2,093,850	2,106
2014-06-30 (YTD Data)		Rank
Total interest income	$13,648,000	922
Total interest expense	$3,630,000	386
Net interest income	$10,018,000	1,114
Provision for loan and lease losses	$800,000	564
Total noninterest income	$6,430,000	532
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$370,000	1,672
Trading account gains and fees	$0	172
Additional Noninterest Income	$6,060,000	383
Total noninterest expense	$13,949,000	725
Salaries and employee benefits	$8,503,000	645
Premises and equipment expense	$1,768,000	703
Additional noninterest expense	$3,678,000	880
Pre-tax net operating income	$1,699,000	2,059
Securities gains (losses)	$-2,000	6,107
Applicable income taxes	$570,000	1,411
Income before extraordinary items	$1,127,000	2,436
Extraordinary gains, net	$0	20
Net income	$1,127,000	2,440
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,127,000	2,440
Net charge-offs	$665,000	693
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,128,320	2,397
2014-03-31 (YTD Data)		Rank
Total interest income	$6,705,000	944
Total interest expense	$1,782,000	397
Net interest income	$4,923,000	1,137
Provision for loan and lease losses	$250,000	826
Total noninterest income	$2,946,000	553
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$189,000	1,632
Trading account gains and fees	$0	147
Additional Noninterest Income	$2,757,000	401
Total noninterest expense	$6,835,000	751
Salaries and employee benefits	$4,132,000	671
Premises and equipment expense	$887,000	722
Additional noninterest expense	$1,816,000	879
Pre-tax net operating income	$784,000	2,118
Securities gains (losses)	$1,000	1,605
Applicable income taxes	$244,000	1,528
Income before extraordinary items	$541,000	2,431
Extraordinary gains, net	$0	16
Net income	$541,000	2,434
Minority interest net income	$0	66
Net income of bank and minority interests.	$541,000	2,434
Net charge-offs	$215,000	903
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$540,310	2,396
2013-12-31 (YTD Data)		Rank
Total interest income	$26,976,000	938
Total interest expense	$7,309,000	431
Net interest income	$19,667,000	1,112
Provision for loan and lease losses	$1,153,000	984
Total noninterest income	$12,831,000	561
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$887,000	1,507
Trading account gains and fees	$0	184
Additional Noninterest Income	$11,944,000	423
Total noninterest expense	$27,855,000	725
Salaries and employee benefits	$13,447,000	803
Premises and equipment expense	$3,456,000	707
Additional noninterest expense	$10,952,000	631
Pre-tax net operating income	$3,490,000	1,908
Securities gains (losses)	$36,000	2,016
Applicable income taxes	$1,123,000	1,363
Income before extraordinary items	$2,403,000	2,270
Extraordinary gains, net	$0	29
Net income	$2,403,000	2,273
Minority interest net income	$0	90
Net income of bank and minority interests.	$2,403,000	2,273
Net charge-offs	$662,000	1,699
Cash dividends	$570,000	2,622
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$2,378,520	2,238
2013-09-30 (YTD Data)		Rank
Total interest income	$20,190,000	946
Total interest expense	$5,528,000	438
Net interest income	$14,662,000	1,122
Provision for loan and lease losses	$852,000	1,005
Total noninterest income	$10,013,000	556
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$664,000	1,515
Trading account gains and fees	$0	180
Additional Noninterest Income	$9,349,000	422
Total noninterest expense	$21,192,000	722
Salaries and employee benefits	$10,170,000	798
Premises and equipment expense	$2,626,000	704
Additional noninterest expense	$8,396,000	621
Pre-tax net operating income	$2,631,000	1,961
Securities gains (losses)	$36,000	1,884
Applicable income taxes	$849,000	1,393
Income before extraordinary items	$1,818,000	2,302
Extraordinary gains, net	$0	25
Net income	$1,818,000	2,307
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,818,000	2,307
Net charge-offs	$304,000	2,102
Cash dividends	$572,000	1,977
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,793,520	2,255
2013-06-30 (YTD Data)		Rank
Total interest income	$7,975,000	1,573
Total interest expense	$2,534,000	707
Net interest income	$5,441,000	1,941
Provision for loan and lease losses	$152,000	2,419
Total noninterest income	$5,308,000	657
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$190,000	2,893
Trading account gains and fees	$0	157
Additional Noninterest Income	$5,118,000	494
Total noninterest expense	$10,196,000	997
Salaries and employee benefits	$4,978,000	1,093
Premises and equipment expense	$1,352,000	896
Additional noninterest expense	$3,866,000	880
Pre-tax net operating income	$401,000	4,474
Securities gains (losses)	$5,000	2,459
Applicable income taxes	$58,000	3,418
Income before extraordinary items	$348,000	4,533
Extraordinary gains, net	$0	22
Net income	$348,000	4,535
Minority interest net income	$0	82
Net income of bank and minority interests.	$348,000	4,536
Net charge-offs	$100,000	2,758
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$343,700	4,459
2013-03-31 (YTD Data)		Rank
Total interest income	$3,938,000	1,603
Total interest expense	$1,304,000	706
Net interest income	$2,634,000	2,008
Provision for loan and lease losses	$75,000	2,354
Total noninterest income	$2,703,000	654
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$92,000	2,953
Trading account gains and fees	$0	148
Additional Noninterest Income	$2,611,000	489
Total noninterest expense	$5,266,000	971
Salaries and employee benefits	$2,665,000	1,020
Premises and equipment expense	$698,000	889
Additional noninterest expense	$1,903,000	892
Pre-tax net operating income	$-4,000	6,369
Securities gains (losses)	$0	1,966
Applicable income taxes	$-52,000	6,874
Income before extraordinary items	$48,000	5,881
Extraordinary gains, net	$0	10
Net income	$48,000	5,883
Minority interest net income	$0	76
Net income of bank and minority interests.	$48,000	5,883
Net charge-offs	$-13,000	6,296
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$48,000	5,796
2012-12-31 (YTD Data)		Rank
Total interest income	$17,910,000	1,481
Total interest expense	$6,299,000	679
Net interest income	$11,611,000	1,890
Provision for loan and lease losses	$279,000	3,503
Total noninterest income	$10,896,000	641
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$425,000	2,805
Trading account gains and fees	$0	166
Additional Noninterest Income	$10,471,000	479
Total noninterest expense	$20,797,000	959
Salaries and employee benefits	$10,814,000	964
Premises and equipment expense	$2,432,000	978
Additional noninterest expense	$7,551,000	921
Pre-tax net operating income	$1,431,000	3,404
Securities gains (losses)	$1,053,000	494
Applicable income taxes	$1,017,000	1,455
Income before extraordinary items	$1,467,000	3,174
Extraordinary gains, net	$0	29
Net income	$1,467,000	3,174
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,467,000	3,174
Net charge-offs	$698,000	2,237
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$793,080	4,112
2012-09-30 (YTD Data)		Rank
Total interest income	$13,709,000	1,478
Total interest expense	$4,915,000	686
Net interest income	$8,794,000	1,892
Provision for loan and lease losses	$186,000	3,599
Total noninterest income	$7,932,000	654
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$324,000	2,813
Trading account gains and fees	$0	157
Additional Noninterest Income	$7,608,000	485
Total noninterest expense	$16,053,000	936
Salaries and employee benefits	$8,525,000	922
Premises and equipment expense	$1,821,000	982
Additional noninterest expense	$5,707,000	913
Pre-tax net operating income	$487,000	4,745
Securities gains (losses)	$1,576,000	260
Applicable income taxes	$1,198,000	1,073
Income before extraordinary items	$865,000	3,722
Extraordinary gains, net	$0	20
Net income	$865,000	3,722
Minority interest net income	$0	86
Net income of bank and minority interests.	$865,000	3,724
Net charge-offs	$-356,000	7,133
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$-143,640	6,490
2012-06-30 (YTD Data)		Rank
Total interest income	$9,226,000	1,477
Total interest expense	$3,307,000	702
Net interest income	$5,919,000	1,874
Provision for loan and lease losses	$149,000	3,440
Total noninterest income	$5,011,000	677
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$292,000	2,209
Trading account gains and fees	$0	153
Additional Noninterest Income	$4,719,000	494
Total noninterest expense	$10,379,000	966
Salaries and employee benefits	$5,310,000	980
Premises and equipment expense	$1,212,000	986
Additional noninterest expense	$3,857,000	896
Pre-tax net operating income	$402,000	4,438
Securities gains (losses)	$1,068,000	266
Applicable income taxes	$437,000	1,633
Income before extraordinary items	$1,033,000	2,564
Extraordinary gains, net	$0	19
Net income	$1,033,000	2,564
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,033,000	2,564
Net charge-offs	$778,000	1,349
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$285,400	4,698
2012-03-31 (YTD Data)		Rank
Total interest income	$3,039,000	2,230
Total interest expense	$1,007,000	1,260
Net interest income	$2,032,000	2,691
Provision for loan and lease losses	$46,000	3,763
Total noninterest income	$2,219,000	734
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$64,000	3,833
Trading account gains and fees	$0	148
Additional Noninterest Income	$2,155,000	520
Total noninterest expense	$3,857,000	1,287
Salaries and employee benefits	$2,112,000	1,234
Premises and equipment expense	$474,000	1,262
Additional noninterest expense	$1,271,000	1,327
Pre-tax net operating income	$348,000	3,567
Securities gains (losses)	$503,000	278
Applicable income taxes	$276,000	1,376
Income before extraordinary items	$575,000	2,335
Extraordinary gains, net	$0	19
Net income	$575,000	2,337
Minority interest net income	$0	78
Net income of bank and minority interests.	$575,000	2,338
Net charge-offs	$97,000	2,472
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$232,960	3,978
2011-12-31 (YTD Data)		Rank
Total interest income	$12,669,000	2,211
Total interest expense	$4,167,000	1,455
Net interest income	$8,502,000	2,573
Provision for loan and lease losses	$3,975,000	952
Total noninterest income	$9,221,000	660
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$323,000	3,452
Trading account gains and fees	$0	146
Additional Noninterest Income	$8,898,000	472
Total noninterest expense	$14,823,000	1,320
Salaries and employee benefits	$7,824,000	1,262
Premises and equipment expense	$1,986,000	1,265
Additional noninterest expense	$5,013,000	1,376
Pre-tax net operating income	$-1,075,000	6,601
Securities gains (losses)	$-1,068,000	7,283
Applicable income taxes	$-965,000	7,159
Income before extraordinary items	$-1,178,000	6,693
Extraordinary gains, net	$0	29
Net income	$-1,178,000	6,693
Minority interest net income	$0	96
Net income of bank and minority interests.	$-1,178,000	6,693
Net charge-offs	$3,862,000	1,005
Cash dividends	$419,000	2,614
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$-494,480	6,434
2011-09-30 (YTD Data)		Rank
Total interest income	$9,714,000	2,183
Total interest expense	$3,116,000	1,517
Net interest income	$6,598,000	2,506
Provision for loan and lease losses	$74,000	5,278
Total noninterest income	$6,999,000	656
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$242,000	3,467
Trading account gains and fees	$0	145
Additional Noninterest Income	$6,757,000	464
Total noninterest expense	$10,876,000	1,348
Salaries and employee benefits	$6,365,000	1,166
Premises and equipment expense	$1,476,000	1,287
Additional noninterest expense	$3,035,000	1,683
Pre-tax net operating income	$2,647,000	1,651
Securities gains (losses)	$-341,000	7,322
Applicable income taxes	$844,000	1,238
Income before extraordinary items	$1,462,000	2,372
Extraordinary gains, net	$0	21
Net income	$1,462,000	2,373
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,462,000	2,373
Net charge-offs	$94,000	4,486
Cash dividends	$419,000	1,984
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,680,240	2,020
2011-06-30 (YTD Data)		Rank
Total interest income	$6,506,000	2,192
Total interest expense	$2,038,000	1,610
Net interest income	$4,468,000	2,469
Provision for loan and lease losses	$61,000	4,868
Total noninterest income	$4,546,000	664
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$164,000	3,422
Trading account gains and fees	$0	153
Additional Noninterest Income	$4,382,000	474
Total noninterest expense	$7,344,000	1,353
Salaries and employee benefits	$4,277,000	1,172
Premises and equipment expense	$986,000	1,297
Additional noninterest expense	$2,081,000	1,656
Pre-tax net operating income	$1,609,000	1,770
Securities gains (losses)	$-80,000	7,291
Applicable income taxes	$475,000	1,371
Income before extraordinary items	$1,054,000	2,186
Extraordinary gains, net	$0	15
Net income	$1,054,000	2,186
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,054,000	2,186
Net charge-offs	$74,000	4,133
Cash dividends	$216,000	2,228
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,109,200	2,015
2011-03-31 (YTD Data)		Rank
Total interest income	$3,154,000	2,265
Total interest expense	$1,010,000	1,671
Net interest income	$2,144,000	2,561
Provision for loan and lease losses	$31,000	4,567
Total noninterest income	$1,969,000	747
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$78,000	3,476
Trading account gains and fees	$0	158
Additional Noninterest Income	$1,891,000	534
Total noninterest expense	$3,726,000	1,334
Salaries and employee benefits	$2,242,000	1,132
Premises and equipment expense	$509,000	1,283
Additional noninterest expense	$975,000	1,744
Pre-tax net operating income	$356,000	3,211
Securities gains (losses)	$145,000	423
Applicable income taxes	$124,000	1,966
Income before extraordinary items	$377,000	2,789
Extraordinary gains, net	$0	9
Net income	$377,000	2,788
Minority interest net income	$0	86
Net income of bank and minority interests.	$377,000	2,789
Net charge-offs	$73,000	3,036
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$268,250	3,387
2010-12-31 (YTD Data)		Rank
Total interest income	$13,357,000	2,258
Total interest expense	$6,080,000	1,366
Net interest income	$7,277,000	2,978
Provision for loan and lease losses	$244,000	5,118
Total noninterest income	$8,129,000	741
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$349,000	3,341
Trading account gains and fees	$0	175
Additional Noninterest Income	$7,780,000	544
Total noninterest expense	$13,674,000	1,449
Salaries and employee benefits	$7,988,000	1,234
Premises and equipment expense	$1,889,000	1,365
Additional noninterest expense	$3,797,000	1,886
Pre-tax net operating income	$1,488,000	2,738
Securities gains (losses)	$-839,000	7,486
Applicable income taxes	$-64,000	6,754
Income before extraordinary items	$713,000	3,824
Extraordinary gains, net	$0	29
Net income	$713,000	3,823
Minority interest net income	$0	111
Net income of bank and minority interests.	$713,000	3,826
Net charge-offs	$489,000	3,683
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,552,000	2,355
2010-09-30 (YTD Data)		Rank
Total interest income	$10,256,000	2,258
Total interest expense	$4,752,000	1,355
Net interest income	$5,504,000	2,999
Provision for loan and lease losses	$306,000	4,286
Total noninterest income	$6,238,000	708
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$265,000	3,392
Trading account gains and fees	$0	165
Additional Noninterest Income	$5,973,000	516
Total noninterest expense	$10,260,000	1,449
Salaries and employee benefits	$6,103,000	1,201
Premises and equipment expense	$1,382,000	1,410
Additional noninterest expense	$2,775,000	1,884
Pre-tax net operating income	$1,176,000	2,820
Securities gains (losses)	$-353,000	7,558
Applicable income taxes	$90,000	3,194
Income before extraordinary items	$733,000	3,433
Extraordinary gains, net	$0	23
Net income	$733,000	3,431
Minority interest net income	$0	110
Net income of bank and minority interests.	$733,000	3,433
Net charge-offs	$214,000	4,147
Cash dividends	$69,000	3,356
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,047,170	2,671
2010-06-30 (YTD Data)		Rank
Total interest income	$6,971,000	2,248
Total interest expense	$3,216,000	1,392
Net interest income	$3,755,000	2,928
Provision for loan and lease losses	$303,000	3,581
Total noninterest income	$3,970,000	729
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$171,000	3,452
Trading account gains and fees	$0	152
Additional Noninterest Income	$3,799,000	512
Total noninterest expense	$6,766,000	1,461
Salaries and employee benefits	$4,046,000	1,207
Premises and equipment expense	$948,000	1,399
Additional noninterest expense	$1,772,000	1,946
Pre-tax net operating income	$656,000	3,153
Securities gains (losses)	$220,000	896
Applicable income taxes	$186,000	2,199
Income before extraordinary items	$690,000	2,794
Extraordinary gains, net	$0	19
Net income	$690,000	2,790
Minority interest net income	$0	105
Net income of bank and minority interests.	$690,000	2,793
Net charge-offs	$209,000	3,487
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$516,200	3,243
2010-03-31 (YTD Data)		Rank
Total interest income	$3,557,000	2,255
Total interest expense	$1,607,000	1,467
Net interest income	$1,950,000	2,842
Provision for loan and lease losses	$153,000	3,312
Total noninterest income	$1,967,000	726
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$79,000	3,603
Trading account gains and fees	$0	175
Additional Noninterest Income	$1,888,000	503
Total noninterest expense	$3,388,000	1,485
Salaries and employee benefits	$2,090,000	1,186
Premises and equipment expense	$480,000	1,420
Additional noninterest expense	$818,000	2,074
Pre-tax net operating income	$376,000	2,938
Securities gains (losses)	$154,000	614
Applicable income taxes	$136,000	1,819
Income before extraordinary items	$394,000	2,580
Extraordinary gains, net	$0	16
Net income	$394,000	2,576
Minority interest net income	$0	91
Net income of bank and minority interests.	$394,000	2,580
Net charge-offs	$83,000	3,275
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$280,040	3,157
2009-12-31 (YTD Data)		Rank
Total interest income	$14,486,000	2,305
Total interest expense	$8,355,000	1,434
Net interest income	$6,131,000	3,400
Provision for loan and lease losses	$1,588,000	2,805
Total noninterest income	$7,821,000	779
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$346,000	3,614
Trading account gains and fees	$0	211
Additional Noninterest Income	$7,475,000	544
Total noninterest expense	$13,199,000	1,574
Salaries and employee benefits	$8,008,000	1,228
Premises and equipment expense	$1,800,000	1,501
Additional noninterest expense	$3,391,000	2,111
Pre-tax net operating income	$-835,000	6,187
Securities gains (losses)	$670,000	709
Applicable income taxes	$-420,000	6,976
Income before extraordinary items	$255,000	4,620
Extraordinary gains, net	$0	34
Net income	$255,000	4,621
Minority interest net income	$0	115
Net income of bank and minority interests.	$255,000	4,621
Net charge-offs	$134,000	5,438
Cash dividends	$221,000	3,547
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$-173,800	5,779
2009-09-30 (YTD Data)		Rank
Total interest income	$10,899,000	2,327
Total interest expense	$6,626,000	1,429
Net interest income	$4,273,000	3,620
Provision for loan and lease losses	$581,000	3,572
Total noninterest income	$6,132,000	749
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$278,000	3,470
Trading account gains and fees	$0	212
Additional Noninterest Income	$5,854,000	529
Total noninterest expense	$10,001,000	1,536
Salaries and employee benefits	$5,995,000	1,254
Premises and equipment expense	$1,364,000	1,496
Additional noninterest expense	$2,642,000	2,000
Pre-tax net operating income	$-177,000	6,000
Securities gains (losses)	$679,000	544
Applicable income taxes	$34,000	3,540
Income before extraordinary items	$468,000	3,803
Extraordinary gains, net	$0	27
Net income	$468,000	3,800
Minority interest net income	$0	118
Net income of bank and minority interests.	$468,000	3,801
Net charge-offs	$41,000	5,820
Cash dividends	$136,000	3,400
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-163,470	6,048
2009-06-30 (YTD Data)		Rank
Total interest income	$7,173,000	2,394
Total interest expense	$4,646,000	1,426
Net interest income	$2,527,000	3,915
Provision for loan and lease losses	$60,000	5,816
Total noninterest income	$4,157,000	749
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$168,000	3,656
Trading account gains and fees	$0	193
Additional Noninterest Income	$3,989,000	520
Total noninterest expense	$6,713,000	1,552
Salaries and employee benefits	$4,038,000	1,256
Premises and equipment expense	$926,000	1,505
Additional noninterest expense	$1,749,000	2,034
Pre-tax net operating income	$-89,000	6,071
Securities gains (losses)	$406,000	601
Applicable income taxes	$-12,000	6,817
Income before extraordinary items	$329,000	3,810
Extraordinary gains, net	$0	21
Net income	$329,000	3,809
Minority interest net income	$0	112
Net income of bank and minority interests.	$329,000	3,809
Net charge-offs	$41,000	5,092
Cash dividends	$118,000	3,161
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$-77,000	6,098
2009-03-31 (YTD Data)		Rank
Total interest income	$3,691,000	2,359
Total interest expense	$2,401,000	1,439
Net interest income	$1,290,000	3,853
Provision for loan and lease losses	$30,000	5,394
Total noninterest income	$2,237,000	692
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$78,000	3,754
Trading account gains and fees	$0	171
Additional Noninterest Income	$2,159,000	475
Total noninterest expense	$3,477,000	1,431
Salaries and employee benefits	$2,071,000	1,241
Premises and equipment expense	$476,000	1,495
Additional noninterest expense	$930,000	1,741
Pre-tax net operating income	$20,000	6,025
Securities gains (losses)	$250,000	576
Applicable income taxes	$40,000	3,064
Income before extraordinary items	$230,000	3,618
Extraordinary gains, net	$0	15
Net income	$230,000	3,618
Minority interest net income	$0	102
Net income of bank and minority interests.	$230,000	3,619
Net charge-offs	$33,000	3,934
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$17,500	6,042
2008-12-31 (YTD Data)		Rank
Total interest income	$18,366,000	2,077
Total interest expense	$11,936,000	1,366
Net interest income	$6,430,000	3,290
Provision for loan and lease losses	$12,000	7,126
Total noninterest income	$9,070,000	650
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$421,000	3,358
Trading account gains and fees	$0	154
Additional Noninterest Income	$8,649,000	416
Total noninterest expense	$13,578,000	1,440
Salaries and employee benefits	$8,535,000	1,161
Premises and equipment expense	$1,834,000	1,510
Additional noninterest expense	$3,209,000	1,905
Pre-tax net operating income	$1,910,000	2,543
Securities gains (losses)	$-4,148,000	8,053
Applicable income taxes	$-1,397,000	7,820
Income before extraordinary items	$-841,000	6,919
Extraordinary gains, net	$0	39
Net income	$-841,000	6,922
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$202,000	4,078
Cash dividends	$480,000	3,434
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,813,720	2,300
2008-09-30 (YTD Data)		Rank
Total interest income	$13,915,000	2,102
Total interest expense	$9,293,000	1,370
Net interest income	$4,622,000	3,426
Provision for loan and lease losses	$4,000	6,911
Total noninterest income	$7,192,000	642
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$323,000	3,336
Trading account gains and fees	$0	148
Additional Noninterest Income	$6,869,000	436
Total noninterest expense	$10,187,000	1,417
Salaries and employee benefits	$6,437,000	1,179
Premises and equipment expense	$1,382,000	1,507
Additional noninterest expense	$2,368,000	1,873
Pre-tax net operating income	$1,623,000	2,682
Securities gains (losses)	$-4,284,000	8,188
Applicable income taxes	$340,000	2,322
Income before extraordinary items	$-3,001,000	8,012
Extraordinary gains, net	$0	31
Net income	$-3,001,000	8,011
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$37,000	4,962
Cash dividends	$428,000	2,954
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,283,000	2,763
2008-06-30 (YTD Data)		Rank
Total interest income	$9,261,000	2,126
Total interest expense	$6,371,000	1,386
Net interest income	$2,890,000	3,592
Provision for loan and lease losses	$3,000	6,580
Total noninterest income	$5,073,000	627
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$212,000	3,363
Trading account gains and fees	$0	149
Additional Noninterest Income	$4,861,000	442
Total noninterest expense	$6,909,000	1,391
Salaries and employee benefits	$4,454,000	1,143
Premises and equipment expense	$925,000	1,506
Additional noninterest expense	$1,530,000	1,884
Pre-tax net operating income	$1,051,000	2,849
Securities gains (losses)	$28,000	1,831
Applicable income taxes	$214,000	2,603
Income before extraordinary items	$865,000	2,888
Extraordinary gains, net	$0	21
Net income	$865,000	2,888
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$33,000	4,199
Cash dividends	$290,000	3,035
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$842,600	2,894
2008-03-31 (YTD Data)		Rank
Total interest income	$4,728,000	2,142
Total interest expense	$3,377,000	1,395
Net interest income	$1,351,000	3,763
Provision for loan and lease losses	$1,000	6,027
Total noninterest income	$2,824,000	585
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$105,000	3,347
Trading account gains and fees	$0	158
Additional Noninterest Income	$2,719,000	422
Total noninterest expense	$3,498,000	1,367
Salaries and employee benefits	$2,300,000	1,123
Premises and equipment expense	$470,000	1,483
Additional noninterest expense	$728,000	1,933
Pre-tax net operating income	$676,000	2,480
Securities gains (losses)	$106,000	688
Applicable income taxes	$194,000	2,016
Income before extraordinary items	$588,000	2,348
Extraordinary gains, net	$0	15
Net income	$588,000	2,350
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$30,000	2,966
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$508,500	2,580
2007-12-31 (YTD Data)		Rank
Total interest income	$20,206,000	2,078
Total interest expense	$14,180,000	1,411
Net interest income	$6,026,000	3,489
Provision for loan and lease losses	$15,000	6,431
Total noninterest income	$9,117,000	658
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$473,000	3,169
Trading account gains and fees	$0	178
Additional Noninterest Income	$8,644,000	451
Total noninterest expense	$14,463,000	1,279
Salaries and employee benefits	$9,615,000	1,043
Premises and equipment expense	$1,820,000	1,467
Additional noninterest expense	$3,028,000	1,821
Pre-tax net operating income	$665,000	5,535
Securities gains (losses)	$-217,000	8,267
Applicable income taxes	$-571,000	8,339
Income before extraordinary items	$1,019,000	4,272
Extraordinary gains, net	$0	39
Net income	$1,019,000	4,274
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,000	5,454
Cash dividends	$1,000,000	2,600
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,236,000	3,874
2007-09-30 (YTD Data)		Rank
Total interest income	$15,213,000	2,073
Total interest expense	$10,617,000	1,416
Net interest income	$4,596,000	3,456
Provision for loan and lease losses	$10,000	6,151
Total noninterest income	$7,055,000	641
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$356,000	3,145
Trading account gains and fees	$0	184
Additional Noninterest Income	$6,699,000	448
Total noninterest expense	$10,931,000	1,267
Salaries and employee benefits	$7,304,000	1,027
Premises and equipment expense	$1,352,000	1,476
Additional noninterest expense	$2,275,000	1,778
Pre-tax net operating income	$710,000	5,086
Securities gains (losses)	$-89,000	8,273
Applicable income taxes	$-308,000	8,372
Income before extraordinary items	$929,000	4,039
Extraordinary gains, net	$0	33
Net income	$929,000	4,039
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	5,022
Cash dividends	$750,000	2,379
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,018,000	3,838
2007-06-30 (YTD Data)		Rank
Total interest income	$10,059,000	2,099
Total interest expense	$6,949,000	1,436
Net interest income	$3,110,000	3,441
Provision for loan and lease losses	$8,000	5,855
Total noninterest income	$4,931,000	647
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$241,000	3,099
Trading account gains and fees	$0	168
Additional Noninterest Income	$4,690,000	455
Total noninterest expense	$6,686,000	1,383
Salaries and employee benefits	$4,314,000	1,183
Premises and equipment expense	$893,000	1,502
Additional noninterest expense	$1,479,000	1,832
Pre-tax net operating income	$1,347,000	2,881
Securities gains (losses)	$-56,000	8,322
Applicable income taxes	$148,000	3,673
Income before extraordinary items	$1,143,000	2,746
Extraordinary gains, net	$0	29
Net income	$1,143,000	2,745
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	4,420
Cash dividends	$500,000	2,415
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,192,840	2,638
2007-03-31 (YTD Data)		Rank
Total interest income	$5,017,000	2,101
Total interest expense	$3,424,000	1,448
Net interest income	$1,593,000	3,368
Provision for loan and lease losses	$4,000	5,479
Total noninterest income	$2,731,000	586
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$107,000	3,307
Trading account gains and fees	$0	195
Additional Noninterest Income	$2,624,000	418
Total noninterest expense	$3,332,000	1,390
Salaries and employee benefits	$2,167,000	1,185
Premises and equipment expense	$440,000	1,525
Additional noninterest expense	$725,000	1,847
Pre-tax net operating income	$988,000	2,190
Securities gains (losses)	$-36,000	8,460
Applicable income taxes	$208,000	2,349
Income before extraordinary items	$744,000	2,197
Extraordinary gains, net	$0	22
Net income	$744,000	2,197
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	4,049
Cash dividends	$250,000	2,166
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$772,080	2,120
2006-12-31 (YTD Data)		Rank
Total interest income	$18,991,000	2,081
Total interest expense	$12,404,000	1,354
Net interest income	$6,587,000	3,280
Provision for loan and lease losses	$12,000	6,496
Total noninterest income	$8,578,000	694
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$506,000	3,032
Trading account gains and fees	$0	130
Additional Noninterest Income	$8,072,000	479
Total noninterest expense	$13,025,000	1,370
Salaries and employee benefits	$8,015,000	1,218
Premises and equipment expense	$1,753,000	1,469
Additional noninterest expense	$3,257,000	1,617
Pre-tax net operating income	$2,128,000	3,511
Securities gains (losses)	$25,000	848
Applicable income taxes	$314,000	3,751
Income before extraordinary items	$1,839,000	3,295
Extraordinary gains, net	$0	51
Net income	$1,839,000	3,294
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$126,000	2,833
Cash dividends	$1,000,000	2,543
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,817,750	3,306
2006-09-30 (YTD Data)		Rank
Total interest income	$14,085,000	2,085
Total interest expense	$9,012,000	1,357
Net interest income	$5,073,000	3,222
Provision for loan and lease losses	$8,000	6,450
Total noninterest income	$6,543,000	700
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$367,000	3,122
Trading account gains and fees	$0	126
Additional Noninterest Income	$6,176,000	490
Total noninterest expense	$9,568,000	1,407
Salaries and employee benefits	$5,791,000	1,275
Premises and equipment expense	$1,337,000	1,450
Additional noninterest expense	$2,440,000	1,616
Pre-tax net operating income	$2,040,000	3,061
Securities gains (losses)	$-22,000	7,876
Applicable income taxes	$401,000	3,172
Income before extraordinary items	$1,617,000	3,031
Extraordinary gains, net	$0	45
Net income	$1,617,000	3,032
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$120,000	2,075
Cash dividends	$750,000	2,334
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,634,600	2,998
2006-06-30 (YTD Data)		Rank
Total interest income	$9,191,000	2,096
Total interest expense	$5,700,000	1,364
Net interest income	$3,491,000	3,139
Provision for loan and lease losses	$5,000	6,229
Total noninterest income	$4,448,000	690
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$243,000	3,116
Trading account gains and fees	$0	126
Additional Noninterest Income	$4,205,000	482
Total noninterest expense	$6,554,000	1,380
Salaries and employee benefits	$4,018,000	1,233
Premises and equipment expense	$901,000	1,441
Additional noninterest expense	$1,635,000	1,608
Pre-tax net operating income	$1,380,000	3,057
Securities gains (losses)	$-13,000	7,948
Applicable income taxes	$291,000	3,087
Income before extraordinary items	$1,076,000	3,042
Extraordinary gains, net	$0	39
Net income	$1,076,000	3,044
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$107,000	1,649
Cash dividends	$500,000	2,349
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,086,270	3,006
2006-03-31 (YTD Data)		Rank
Total interest income	$4,467,000	2,108
Total interest expense	$2,643,000	1,394
Net interest income	$1,824,000	3,015
Provision for loan and lease losses	$2,000	5,907
Total noninterest income	$2,591,000	602
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$111,000	3,255
Trading account gains and fees	$0	115
Additional Noninterest Income	$2,480,000	429
Total noninterest expense	$3,220,000	1,400
Salaries and employee benefits	$1,939,000	1,281
Premises and equipment expense	$463,000	1,404
Additional noninterest expense	$818,000	1,592
Pre-tax net operating income	$1,193,000	1,985
Securities gains (losses)	$-4,000	8,056
Applicable income taxes	$365,000	1,770
Income before extraordinary items	$824,000	2,125
Extraordinary gains, net	$0	21
Net income	$824,000	2,125
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$92,000	1,011
Cash dividends	$250,000	2,135
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$826,760	2,108
2005-12-31 (YTD Data)		Rank
Total interest income	$15,445,000	2,154
Total interest expense	$8,043,000	1,411
Net interest income	$7,402,000	2,895
Provision for loan and lease losses	$216,000	3,461
Total noninterest income	$8,107,000	725
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$336,000	3,934
Trading account gains and fees	$0	138
Additional Noninterest Income	$7,771,000	505
Total noninterest expense	$11,960,000	1,439
Salaries and employee benefits	$6,947,000	1,339
Premises and equipment expense	$1,785,000	1,379
Additional noninterest expense	$3,228,000	1,583
Pre-tax net operating income	$3,333,000	2,546
Securities gains (losses)	$78,000	785
Applicable income taxes	$927,000	2,361
Income before extraordinary items	$2,484,000	2,612
Extraordinary gains, net	$0	46
Net income	$2,484,000	2,612
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$240,000	2,039
Cash dividends	$1,000,000	2,429
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$2,427,060	2,626
2005-09-30 (YTD Data)		Rank
Total interest income	$11,299,000	2,152
Total interest expense	$5,624,000	1,426
Net interest income	$5,675,000	2,815
Provision for loan and lease losses	$180,000	3,127
Total noninterest income	$6,336,000	707
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$203,000	4,427
Trading account gains and fees	$0	126
Additional Noninterest Income	$6,133,000	486
Total noninterest expense	$9,112,000	1,396
Salaries and employee benefits	$5,307,000	1,309
Premises and equipment expense	$1,337,000	1,367
Additional noninterest expense	$2,468,000	1,523
Pre-tax net operating income	$2,719,000	2,413
Securities gains (losses)	$74,000	762
Applicable income taxes	$784,000	2,229
Income before extraordinary items	$2,009,000	2,479
Extraordinary gains, net	$0	35
Net income	$2,009,000	2,479
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$239,000	1,492
Cash dividends	$750,000	2,195
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,955,720	2,497
2005-06-30 (YTD Data)		Rank
Total interest income	$7,420,000	2,128
Total interest expense	$3,520,000	1,423
Net interest income	$3,900,000	2,727
Provision for loan and lease losses	$150,000	2,598
Total noninterest income	$4,580,000	658
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$124,000	4,588
Trading account gains and fees	$0	116
Additional Noninterest Income	$4,456,000	457
Total noninterest expense	$6,183,000	1,368
Salaries and employee benefits	$3,645,000	1,257
Premises and equipment expense	$897,000	1,343
Additional noninterest expense	$1,641,000	1,520
Pre-tax net operating income	$2,147,000	2,071
Securities gains (losses)	$62,000	723
Applicable income taxes	$679,000	1,827
Income before extraordinary items	$1,530,000	2,197
Extraordinary gains, net	$0	30
Net income	$1,530,000	2,195
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$210,000	1,164
Cash dividends	$500,000	2,165
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,487,220	2,212
2005-03-31 (YTD Data)		Rank
Total interest income	$3,609,000	2,144
Total interest expense	$1,627,000	1,468
Net interest income	$1,982,000	2,664
Provision for loan and lease losses	$75,000	2,455
Total noninterest income	$2,527,000	606
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$53,000	4,860
Trading account gains and fees	$0	115
Additional Noninterest Income	$2,474,000	426
Total noninterest expense	$3,033,000	1,395
Salaries and employee benefits	$1,714,000	1,350
Premises and equipment expense	$455,000	1,334
Additional noninterest expense	$864,000	1,450
Pre-tax net operating income	$1,401,000	1,620
Securities gains (losses)	$47,000	560
Applicable income taxes	$502,000	1,356
Income before extraordinary items	$946,000	1,785
Extraordinary gains, net	$0	24
Net income	$946,000	1,786
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$201,000	679
Cash dividends	$250,000	1,945
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$915,450	1,805
2004-12-31 (YTD Data)		Rank
Total interest income	$13,107,000	2,198
Total interest expense	$5,698,000	1,441
Net interest income	$7,409,000	2,733
Provision for loan and lease losses	$505,000	1,942
Total noninterest income	$7,321,000	768
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$251,000	4,739
Trading account gains and fees	$0	138
Additional Noninterest Income	$7,070,000	518
Total noninterest expense	$12,516,000	1,315
Salaries and employee benefits	$6,700,000	1,308
Premises and equipment expense	$1,727,000	1,339
Additional noninterest expense	$4,089,000	1,202
Pre-tax net operating income	$1,709,000	3,910
Securities gains (losses)	$354,000	568
Applicable income taxes	$420,000	3,640
Income before extraordinary items	$1,643,000	3,412
Extraordinary gains, net	$0	34
Net income	$1,643,000	3,411
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	8,038
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,359,800	3,819
2004-09-30 (YTD Data)		Rank
Total interest income	$9,658,000	2,200
Total interest expense	$4,165,000	1,450
Net interest income	$5,493,000	2,738
Provision for loan and lease losses	$115,000	4,038
Total noninterest income	$5,638,000	770
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$190,000	4,760
Trading account gains and fees	$0	134
Additional Noninterest Income	$5,448,000	510
Total noninterest expense	$8,670,000	1,410
Salaries and employee benefits	$4,801,000	1,374
Premises and equipment expense	$1,295,000	1,330
Additional noninterest expense	$2,574,000	1,434
Pre-tax net operating income	$2,346,000	2,526
Securities gains (losses)	$338,000	550
Applicable income taxes	$851,000	2,013
Income before extraordinary items	$1,833,000	2,528
Extraordinary gains, net	$0	26
Net income	$1,833,000	2,530
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,697
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,603,160	2,723
2004-06-30 (YTD Data)		Rank
Total interest income	$6,358,000	2,201
Total interest expense	$2,760,000	1,440
Net interest income	$3,598,000	2,774
Provision for loan and lease losses	$55,000	4,589
Total noninterest income	$4,010,000	728
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$127,000	4,740
Trading account gains and fees	$0	130
Additional Noninterest Income	$3,883,000	497
Total noninterest expense	$5,608,000	1,441
Salaries and employee benefits	$3,125,000	1,404
Premises and equipment expense	$878,000	1,308
Additional noninterest expense	$1,605,000	1,504
Pre-tax net operating income	$1,945,000	2,090
Securities gains (losses)	$218,000	616
Applicable income taxes	$720,000	1,670
Income before extraordinary items	$1,443,000	2,143
Extraordinary gains, net	$0	21
Net income	$1,443,000	2,144
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-18,000	8,391
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,296,940	2,288
2004-03-31 (YTD Data)		Rank
Total interest income	$3,214,000	2,178
Total interest expense	$1,391,000	1,443
Net interest income	$1,823,000	2,717
Provision for loan and lease losses	$15,000	5,048
Total noninterest income	$2,306,000	652
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$62,000	4,721
Trading account gains and fees	$0	121
Additional Noninterest Income	$2,244,000	445
Total noninterest expense	$2,792,000	1,460
Salaries and employee benefits	$1,582,000	1,400
Premises and equipment expense	$460,000	1,266
Additional noninterest expense	$750,000	1,590
Pre-tax net operating income	$1,322,000	1,562
Securities gains (losses)	$218,000	466
Applicable income taxes	$537,000	1,229
Income before extraordinary items	$1,003,000	1,594
Extraordinary gains, net	$0	16
Net income	$1,003,000	1,594
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-17,000	8,486
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$861,300	1,738
2003-12-31 (YTD Data)		Rank
Total interest income	$12,865,000	2,231
Total interest expense	$6,610,000	1,342
Net interest income	$6,255,000	3,073
Provision for loan and lease losses	$195,000	4,077
Total noninterest income	$6,589,000	910
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$180,000	5,484
Trading account gains and fees	$0	160
Additional Noninterest Income	$6,409,000	628
Total noninterest expense	$10,708,000	1,492
Salaries and employee benefits	$5,837,000	1,472
Premises and equipment expense	$1,559,000	1,457
Additional noninterest expense	$3,312,000	1,494
Pre-tax net operating income	$1,941,000	3,461
Securities gains (losses)	$631,000	652
Applicable income taxes	$681,000	2,847
Income before extraordinary items	$1,891,000	2,996
Extraordinary gains, net	$0	54
Net income	$1,891,000	2,995
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$79,000	4,437
Cash dividends	$335,000	4,211
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,424,060	3,526
2003-09-30 (YTD Data)		Rank
Total interest income	$9,775,000	2,226
Total interest expense	$5,201,000	1,333
Net interest income	$4,574,000	3,144
Provision for loan and lease losses	$180,000	3,498
Total noninterest income	$5,211,000	900
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$109,000	5,956
Trading account gains and fees	$0	153
Additional Noninterest Income	$5,102,000	628
Total noninterest expense	$7,545,000	1,602
Salaries and employee benefits	$4,016,000	1,613
Premises and equipment expense	$1,301,000	1,320
Additional noninterest expense	$2,228,000	1,636
Pre-tax net operating income	$2,060,000	2,783
Securities gains (losses)	$695,000	556
Applicable income taxes	$875,000	2,068
Income before extraordinary items	$1,880,000	2,458
Extraordinary gains, net	$0	40
Net income	$1,880,000	2,457
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,000	5,530
Cash dividends	$354,000	3,221
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,407,400	2,957
2003-06-30 (YTD Data)		Rank
Total interest income	$6,639,000	2,193
Total interest expense	$3,586,000	1,341
Net interest income	$3,053,000	3,140
Provision for loan and lease losses	$150,000	3,000
Total noninterest income	$3,456,000	892
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$73,000	5,939
Trading account gains and fees	$0	150
Additional Noninterest Income	$3,383,000	623
Total noninterest expense	$4,904,000	1,639
Salaries and employee benefits	$2,578,000	1,666
Premises and equipment expense	$848,000	1,355
Additional noninterest expense	$1,478,000	1,643
Pre-tax net operating income	$1,455,000	2,662
Securities gains (losses)	$816,000	423
Applicable income taxes	$896,000	1,488
Income before extraordinary items	$1,375,000	2,277
Extraordinary gains, net	$0	30
Net income	$1,375,000	2,275
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-6,000	8,344
Cash dividends	$161,000	3,757
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$852,760	3,169
2003-03-31 (YTD Data)		Rank
Total interest income	$3,432,000	2,142
Total interest expense	$1,862,000	1,308
Net interest income	$1,570,000	3,043
Provision for loan and lease losses	$75,000	2,805
Total noninterest income	$1,983,000	776
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$37,000	5,850
Trading account gains and fees	$0	134
Additional Noninterest Income	$1,946,000	551
Total noninterest expense	$2,493,000	1,601
Salaries and employee benefits	$1,295,000	1,645
Premises and equipment expense	$417,000	1,391
Additional noninterest expense	$781,000	1,516
Pre-tax net operating income	$985,000	2,075
Securities gains (losses)	$98,000	1,014
Applicable income taxes	$406,000	1,599
Income before extraordinary items	$677,000	2,254
Extraordinary gains, net	$0	21
Net income	$677,000	2,252
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-6,000	8,300
Cash dividends	$161,000	2,446
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$614,280	2,346
2002-12-31 (YTD Data)		Rank
Total interest income	$15,890,000	1,943
Total interest expense	$9,311,000	1,212
Net interest income	$6,579,000	2,899
Provision for loan and lease losses	$540,000	2,260
Total noninterest income	$5,412,000	974
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$166,000	5,635
Trading account gains and fees	$0	153
Additional Noninterest Income	$5,246,000	664
Total noninterest expense	$9,691,000	1,586
Salaries and employee benefits	$5,133,000	1,575
Premises and equipment expense	$1,507,000	1,471
Additional noninterest expense	$3,051,000	1,553
Pre-tax net operating income	$1,760,000	3,712
Securities gains (losses)	$252,000	1,015
Applicable income taxes	$449,000	3,664
Income before extraordinary items	$1,563,000	3,395
Extraordinary gains, net	$0	70
Net income	$1,563,000	3,394
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$301,000	2,366
Cash dividends	$700,000	2,886
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,366,440	3,641
2001-12-31 (YTD Data)		Rank
Total interest income	$16,490,000	2,076
Total interest expense	$10,429,000	1,562
Net interest income	$6,061,000	2,925
Provision for loan and lease losses	$180,000	4,345
Total noninterest income	$5,163,000	968
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$158,000	5,693
Trading account gains and fees	$0	177
Additional Noninterest Income	$5,005,000	663
Total noninterest expense	$8,988,000	1,621
Salaries and employee benefits	$4,818,000	1,565
Premises and equipment expense	$1,273,000	1,698
Additional noninterest expense	$2,897,000	1,605
Pre-tax net operating income	$2,056,000	3,117
Securities gains (losses)	$318,000	869
Applicable income taxes	$663,000	2,774
Income before extraordinary items	$1,711,000	2,915
Extraordinary gains, net	$0	105
Net income	$1,711,000	2,917
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$195,000	2,903
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,482,040	3,147
2000-12-31 (YTD Data)		Rank
Total interest income	$15,293,000	2,291
Total interest expense	$9,761,000	1,761
Net interest income	$5,532,000	3,180
Provision for loan and lease losses	$0	8,337
Total noninterest income	$4,980,000	931
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$116,000	6,289
Trading account gains and fees	$0	180
Additional Noninterest Income	$4,864,000	643
Total noninterest expense	$9,031,000	1,554
Salaries and employee benefits	$4,665,000	1,524
Premises and equipment expense	$1,145,000	1,831
Additional noninterest expense	$3,221,000	1,392
Pre-tax net operating income	$1,481,000	4,100
Securities gains (losses)	$28,000	862
Applicable income taxes	$382,000	4,077
Income before extraordinary items	$1,127,000	4,030
Extraordinary gains, net	$0	38
Net income	$1,127,000	4,032
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-7,000	9,082
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,106,000	4,087
1999-12-31 (YTD Data)		Rank
Total interest income	$13,413,000	2,436
Total interest expense	$7,669,000	1,948
Net interest income	$5,744,000	3,040
Provision for loan and lease losses	$0	8,503
Total noninterest income	$3,564,000	1,176
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$95,000	6,811
Trading account gains and fees	$0	173
Additional Noninterest Income	$3,469,000	808
Total noninterest expense	$8,284,000	1,666
Salaries and employee benefits	$4,025,000	1,712
Premises and equipment expense	$931,000	2,195
Additional noninterest expense	$3,328,000	1,388
Pre-tax net operating income	$1,024,000	5,238
Securities gains (losses)	$163,000	597
Applicable income taxes	$335,000	4,573
Income before extraordinary items	$852,000	4,896
Extraordinary gains, net	$0	35
Net income	$852,000	4,896
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$272,000	1,958
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$734,640	5,296
1998-12-31 (YTD Data)		Rank
Total interest income	$12,584,000	2,595
Total interest expense	$7,028,000	2,158
Net interest income	$5,556,000	3,090
Provision for loan and lease losses	$0	8,652
Total noninterest income	$256,000	6,931
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$71,000	7,518
Trading account gains and fees	$0	224
Additional Noninterest Income	$185,000	5,166
Total noninterest expense	$3,823,000	3,357
Salaries and employee benefits	$1,472,000	4,302
Premises and equipment expense	$477,000	3,824
Additional noninterest expense	$1,874,000	2,233
Pre-tax net operating income	$1,989,000	3,358
Securities gains (losses)	$1,135,000	353
Applicable income taxes	$956,000	2,387
Income before extraordinary items	$2,168,000	2,379
Extraordinary gains, net	$0	32
Net income	$2,168,000	2,378
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-203,000	10,352
Cash dividends	$10,000	7,368
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,384,850	3,378
1997-12-31 (YTD Data)		Rank
Total interest income	$12,307,000	2,661
Total interest expense	$6,661,000	2,258
Net interest income	$5,646,000	3,091
Provision for loan and lease losses	$-390,000	10,859
Total noninterest income	$227,000	7,501
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$75,000	7,762
Trading account gains and fees	$0	239
Additional Noninterest Income	$152,000	5,651
Total noninterest expense	$3,934,000	3,227
Salaries and employee benefits	$2,063,000	3,212
Premises and equipment expense	$552,000	3,412
Additional noninterest expense	$1,319,000	3,072
Pre-tax net operating income	$2,329,000	3,096
Securities gains (losses)	$603,000	385
Applicable income taxes	$1,180,000	2,116
Income before extraordinary items	$1,752,000	2,906
Extraordinary gains, net	$0	44
Net income	$1,752,000	2,905
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$39,000	5,539
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,366,080	3,566
1996-12-31 (YTD Data)		Rank
Total interest income	$11,874,000	2,775
Total interest expense	$6,818,000	2,270
Net interest income	$5,056,000	3,496
Provision for loan and lease losses	$2,470,000	526
Total noninterest income	$182,000	8,503
Gross Fiduciary activities income	$0	1,526
Service charges on deposit accounts	$72,000	8,218
Trading account gains and fees	$-17,000	4,656
Additional Noninterest Income	$127,000	6,441
Total noninterest expense	$3,176,000	4,117
Salaries and employee benefits	$1,635,000	3,992
Premises and equipment expense	$490,000	3,839
Additional noninterest expense	$1,051,000	4,231
Pre-tax net operating income	$-408,000	11,204
Securities gains (losses)	$820,000	301
Applicable income taxes	$77,000	9,213
Income before extraordinary items	$335,000	8,116
Extraordinary gains, net	$0	53
Net income	$335,000	8,116
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,415,000	719
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$-329,200	11,169
1995-12-31 (YTD Data)		Rank
Total interest income	$11,565,000	2,880
Total interest expense	$6,344,000	2,429
Net interest income	$5,221,000	3,391
Provision for loan and lease losses	$495,000	1,586
Total noninterest income	$263,000	7,534
Gross Fiduciary activities income	$0	1,590
Service charges on deposit accounts	$72,000	8,553
Trading account gains and fees	$42,000	339
Additional Noninterest Income	$149,000	6,005
Total noninterest expense	$3,233,000	4,031
Salaries and employee benefits	$1,629,000	3,980
Premises and equipment expense	$495,000	3,795
Additional noninterest expense	$1,109,000	4,003
Pre-tax net operating income	$1,756,000	3,919
Securities gains (losses)	$283,000	539
Applicable income taxes	$788,000	2,907
Income before extraordinary items	$1,251,000	3,818
Extraordinary gains, net	$0	65
Net income	$1,251,000	3,815
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$509,000	1,365
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$1,069,880	4,342
1994-12-31 (YTD Data)		Rank
Total interest income	$10,921,000	2,785
Total interest expense	$5,538,000	2,246
Net interest income	$5,383,000	3,332
Provision for loan and lease losses	$420,000	1,753
Total noninterest income	$237,000	8,129
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$69,000	9,035
Trading account gains and fees	$-12,000	4,818
Additional Noninterest Income	$180,000	5,611
Total noninterest expense	$3,423,000	3,928
Salaries and employee benefits	$1,622,000	3,981
Premises and equipment expense	$494,000	3,843
Additional noninterest expense	$1,307,000	3,757
Pre-tax net operating income	$1,777,000	3,787
Securities gains (losses)	$81,000	873
Applicable income taxes	$648,000	3,297
Income before extraordinary items	$1,210,000	3,823
Extraordinary gains, net	$0	249
Net income	$1,210,000	3,829
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$351,000	1,717
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,157,350	4,036
1993-12-31 (YTD Data)		Rank
Total interest income	$11,996,000	2,573
Total interest expense	$6,084,000	2,133
Net interest income	$5,912,000	3,068
Provision for loan and lease losses	$420,000	2,359
Total noninterest income	$182,000	9,559
Gross Fiduciary activities income	$0	1,630
Service charges on deposit accounts	$65,000	9,505
Trading account gains and fees	$-14,000	5,084
Additional Noninterest Income	$131,000	6,993
Total noninterest expense	$3,502,000	3,906
Salaries and employee benefits	$1,531,000	4,199
Premises and equipment expense	$491,000	3,926
Additional noninterest expense	$1,480,000	3,546
Pre-tax net operating income	$2,172,000	3,054
Securities gains (losses)	$8,000	5,699
Applicable income taxes	$847,000	2,638
Income before extraordinary items	$1,333,000	3,620
Extraordinary gains, net	$95,000	1,624
Net income	$1,428,000	3,498
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$292,000	2,515
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$1,327,880	3,445
1992-12-31 (YTD Data)		Rank
Total interest income	$14,069,000	2,500
Total interest expense	$7,910,000	2,154
Net interest income	$6,159,000	2,960
Provision for loan and lease losses	$510,000	2,951
Total noninterest income	$182,000	9,783
Gross Fiduciary activities income	$0	1,658
Service charges on deposit accounts	$58,000	9,997
Trading account gains and fees	$-5,000	5,204
Additional Noninterest Income	$129,000	7,194
Total noninterest expense	$3,685,000	3,756
Salaries and employee benefits	$1,519,000	4,186
Premises and equipment expense	$520,000	3,832
Additional noninterest expense	$1,646,000	3,329
Pre-tax net operating income	$2,146,000	2,899
Securities gains (losses)	$101,000	2,989
Applicable income taxes	$1,041,000	2,031
Income before extraordinary items	$1,206,000	3,784
Extraordinary gains, net	$641,000	170
Net income	$1,847,000	2,525
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$268,000	3,572
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$1,141,360	3,703

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.