Home > MountainOne Bank > Net charge- offs to loans
MountainOne Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0835% | 1,030 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1627% | 4,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.6454% | 4,563 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0183% | 4,114 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0203% | 4,162 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0457% | 4,080 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.4839% | 104 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 7.4839% | 56 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0374% | 1,360 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2153% | 4,587 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.2226% | 4,593 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0108% | 3,969 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0120% | 4,033 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0581% | 4,120 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.0499% | 64 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 7.0499% | 70 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0884% | 4,491 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3258% | 4,632 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | -3.3398% | 4,622 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0117% | 4,031 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0130% | 4,045 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0555% | 4,128 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.6690% | 83 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.6690% | 116 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3884% | 4,644 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.6646% | 4,675 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | -6.7428% | 4,692 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0138% | 4,156 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0154% | 4,212 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0530% | 4,128 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.7908% | 112 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.7908% | 101 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0281% | 4,176 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1578% | 4,630 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3961% | 4,665 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0329% | 4,679 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0595% | 4,403 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0669% | 4,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1651% | 700 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1255% | 137 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.1255% | 122 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1887% | 4,632 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1912% | 4,673 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5489% | 4,714 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0026% | 4,682 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0315% | 4,220 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0355% | 4,291 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6513% | 4,622 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4617% | 114 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.4617% | 103 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0928% | 4,419 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0153% | 3,902 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0040% | 3,819 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0380% | 4,175 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0428% | 4,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7855% | 4,484 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7146% | 144 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7146% | 131 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1928% | 4,595 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0447% | 230 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1116% | 119 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1258% | 111 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.5532% | 4,561 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9829% | 237 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9829% | 214 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1045% | 834 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1210% | 318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6796% | 85 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1428% | 3,975 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2149% | 4,622 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2422% | 4,641 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0300% | 1,267 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1801% | 1,610 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1801% | 1,504 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1263% | 627 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1629% | 219 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8976% | 52 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1928% | 4,015 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2769% | 4,711 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3123% | 4,725 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0388% | 1,022 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.2638% | 4,713 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.2638% | 4,678 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1871% | 455 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2471% | 144 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3253% | 33 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2929% | 4,021 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3988% | 4,780 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4510% | 4,788 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0554% | 823 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.4136% | 4,785 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -2.4136% | 4,750 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4173% | 199 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6037% | 52 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.8317% | 13 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.8124% | 4,840 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.9201% | 4,847 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0305% | 3,978 |
| Percentage Net Loans Charged-off: Loans to individuals | -6.6104% | 4,834 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -6.6104% | 4,797 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2066% | 843 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0910% | 665 |
| Percentage Net Loans Charged-off:Construction & development | -0.0009% | 4,036 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2698% | 330 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3116% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0278% | 4,369 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0321% | 4,441 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3668% | 824 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.8884% | 56 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 6.8884% | 48 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1546% | 948 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0862% | 589 |
| Percentage Net Loans Charged-off:Construction & development | -0.0011% | 4,082 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3256% | 223 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0069% | 3,993 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0226% | 4,336 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0262% | 4,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0533% | 1,447 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.2711% | 50 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 7.2711% | 42 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1097% | 1,196 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0085% | 1,243 |
| Percentage Net Loans Charged-off:Construction & development | -0.0016% | 4,140 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0543% | 436 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0053% | 4,013 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0155% | 4,242 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0180% | 4,303 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1072% | 1,098 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.7245% | 49 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 7.7245% | 40 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0402% | 1,637 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0034% | 3,862 |
| Percentage Net Loans Charged-off:Construction & development | -0.0032% | 4,239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0061% | 4,010 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0071% | 4,087 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3989% | 4,709 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.5345% | 45 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 8.5345% | 35 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2588% | 800 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0699% | 932 |
| Percentage Net Loans Charged-off:Construction & development | -0.0015% | 4,146 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0498% | 764 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0055% | 4,088 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1245% | 555 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1972% | 173 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1122% | 584 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8655% | 581 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.3976% | 53 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 7.3976% | 43 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0814% | 1,668 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0335% | 1,149 |
| Percentage Net Loans Charged-off:Construction & development | -0.0021% | 4,214 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0037% | 4,142 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0740% | 703 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0775% | 264 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0734% | 685 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1076% | 1,424 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2774% | 167 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.2774% | 143 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0681% | 1,681 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0218% | 1,142 |
| Percentage Net Loans Charged-off:Construction & development | -0.0032% | 4,291 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0057% | 4,178 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0488% | 780 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1621% | 154 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0294% | 881 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0069% | 3,813 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2064% | 118 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.2064% | 100 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0524% | 1,536 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0039% | 4,105 |
| Percentage Net Loans Charged-off:Construction & development | -0.0032% | 4,419 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0069% | 4,245 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0081% | 4,320 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0326% | 1,015 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3724% | 120 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.3724% | 108 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1161% | 1,590 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0045% | 4,156 |
| Percentage Net Loans Charged-off:Construction & development | -0.0046% | 4,244 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0176% | 4,716 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0066% | 4,241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0032% | 2,008 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0418% | 449 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0034% | 4,254 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7681% | 611 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6670% | 204 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6670% | 177 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1182% | 1,325 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0317% | 4,769 |
| Percentage Net Loans Charged-off:Construction & development | -0.0050% | 4,307 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0981% | 5,114 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0089% | 4,283 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0055% | 4,250 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0550% | 354 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0159% | 4,552 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9695% | 441 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9277% | 190 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9277% | 164 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0449% | 1,968 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0218% | 4,648 |
| Percentage Net Loans Charged-off:Construction & development | -0.0039% | 4,371 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0389% | 5,005 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0067% | 4,313 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0195% | 4,609 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0228% | 4,712 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4439% | 659 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1695% | 592 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1695% | 525 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1175% | 1,078 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0081% | 1,126 |
| Percentage Net Loans Charged-off:Construction & development | -0.0041% | 4,489 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0451% | 325 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0086% | 4,427 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0101% | 4,528 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9198% | 336 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4571% | 1,400 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4571% | 1,287 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2052% | 1,262 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1240% | 833 |
| Percentage Net Loans Charged-off:Construction & development | -0.0517% | 4,670 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1911% | 510 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0038% | 4,385 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1323% | 867 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2506% | 4,131 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1984% | 600 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7681% | 742 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3287% | 608 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3287% | 547 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1262% | 1,521 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0516% | 1,265 |
| Percentage Net Loans Charged-off:Construction & development | -0.0571% | 4,733 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2025% | 383 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0050% | 4,426 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0109% | 4,701 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3337% | 4,183 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0451% | 1,398 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6333% | 666 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1841% | 301 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1841% | 267 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0312% | 2,578 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0165% | 1,646 |
| Percentage Net Loans Charged-off:Construction & development | -0.0610% | 4,790 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0386% | 621 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0079% | 4,476 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0193% | 1,566 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1236% | 305 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0014% | 1,701 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1065% | 1,259 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8676% | 201 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8676% | 175 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0567% | 1,766 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0227% | 1,195 |
| Percentage Net Loans Charged-off:Construction & development | -0.0685% | 4,919 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0794% | 326 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0061% | 1,303 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0071% | 1,188 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2519% | 677 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.9474% | 114 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.9474% | 97 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2098% | 1,323 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1350% | 1,004 |
| Percentage Net Loans Charged-off:Construction & development | -0.3515% | 5,150 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1352% | 5,506 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0828% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2985% | 522 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0584% | 4,130 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3593% | 417 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7922% | 762 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0902% | 827 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0902% | 760 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2781% | 828 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1753% | 675 |
| Percentage Net Loans Charged-off:Construction & development | -0.3254% | 5,208 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1067% | 5,514 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3829% | 52 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3291% | 425 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0774% | 4,187 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3984% | 334 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1136% | 460 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0321% | 794 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0321% | 721 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1373% | 1,504 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0968% | 1,054 |
| Percentage Net Loans Charged-off:Construction & development | -0.1405% | 5,095 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1489% | 5,657 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2122% | 87 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2617% | 565 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3073% | 468 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4621% | 769 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8384% | 974 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8384% | 878 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1184% | 1,408 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2041% | 523 |
| Percentage Net Loans Charged-off:Construction & development | -0.0590% | 5,010 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0043% | 5,044 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4394% | 44 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3457% | 425 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4071% | 351 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6279% | 5,664 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8032% | 982 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8032% | 882 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0913% | 2,523 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0682% | 2,017 |
| Percentage Net Loans Charged-off:Construction & development | -0.1276% | 5,078 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0093% | 5,135 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0043% | 4,694 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1499% | 1,366 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0565% | 777 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1669% | 1,247 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2897% | 1,328 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0653% | 3,415 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0653% | 3,260 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0621% | 2,704 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0332% | 2,323 |
| Percentage Net Loans Charged-off:Construction & development | -0.1369% | 5,154 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0110% | 5,236 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0058% | 4,743 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0913% | 1,683 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0758% | 661 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0941% | 1,610 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3205% | 1,041 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3432% | 5,754 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3432% | 5,702 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0400% | 2,880 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0045% | 4,812 |
| Percentage Net Loans Charged-off:Construction & development | -0.0915% | 5,149 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0132% | 5,372 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0165% | 2,328 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0196% | 2,159 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4164% | 820 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3961% | 1,605 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3961% | 1,488 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0249% | 2,667 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0063% | 4,904 |
| Percentage Net Loans Charged-off:Construction & development | -0.1360% | 5,323 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0216% | 5,632 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0247% | 1,653 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0292% | 1,522 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2760% | 715 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8048% | 911 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8048% | 826 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1954% | 2,100 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1642% | 1,731 |
| Percentage Net Loans Charged-off:Construction & development | -0.5057% | 5,605 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0398% | 5,776 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0717% | 341 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3659% | 935 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2736% | 594 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3836% | 894 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4342% | 1,298 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4840% | 569 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4840% | 521 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1097% | 2,703 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1078% | 2,037 |
| Percentage Net Loans Charged-off:Construction & development | -0.6680% | 5,711 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0564% | 5,921 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0926% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2884% | 1,139 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2568% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2945% | 1,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0903% | 1,905 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5416% | 519 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5416% | 470 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2230% | 1,698 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2326% | 1,236 |
| Percentage Net Loans Charged-off:Construction & development | -0.0651% | 5,315 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0528% | 1,290 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1552% | 209 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3644% | 928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3882% | 438 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3598% | 920 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1025% | 1,606 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9421% | 400 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9421% | 359 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1467% | 1,839 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1267% | 1,491 |
| Percentage Net Loans Charged-off:Construction & development | -0.0141% | 5,242 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0126% | 5,783 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4499% | 102 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1831% | 1,249 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7735% | 236 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0701% | 1,643 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3196% | 804 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4195% | 1,617 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4195% | 1,503 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1146% | 3,670 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1149% | 3,030 |
| Percentage Net Loans Charged-off:Construction & development | 0.3563% | 1,188 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0278% | 2,480 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2178% | 5,303 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1616% | 2,508 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1911% | 2,221 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1050% | 2,540 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4721% | 2,164 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4721% | 2,027 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0703% | 3,924 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0566% | 3,370 |
| Percentage Net Loans Charged-off:Construction & development | 0.4770% | 991 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0414% | 2,088 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3079% | 5,367 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0522% | 3,218 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0617% | 2,968 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1932% | 1,971 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4929% | 1,882 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4929% | 1,756 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0619% | 3,820 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0516% | 6,357 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1468% | 6,518 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0111% | 6,041 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0129% | 6,061 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1105% | 821 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1603% | 5,889 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1603% | 5,838 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0163% | 5,625 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1214% | 6,583 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2827% | 6,678 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0580% | 6,375 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0674% | 6,398 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9430% | 709 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3091% | 2,028 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3091% | 1,890 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2181% | 3,644 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2662% | 2,899 |
| Percentage Net Loans Charged-off:Construction & development | 2.7094% | 911 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0711% | 2,821 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7306% | 509 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1900% | 3,061 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2226% | 2,730 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2461% | 6,325 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4476% | 2,533 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4476% | 2,376 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1476% | 6,935 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1351% | 6,932 |
| Percentage Net Loans Charged-off:Construction & development | 3.5066% | 727 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.0678% | 6,975 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0110% | 404 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0820% | 3,542 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0962% | 3,261 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2773% | 6,401 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1649% | 3,359 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1649% | 3,188 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4892% | 2,119 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6081% | 1,603 |
| Percentage Net Loans Charged-off:Construction & development | 4.9338% | 529 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9766% | 799 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5048% | 291 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0334% | 3,570 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0393% | 3,347 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6009% | 6,643 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2383% | 2,814 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2383% | 2,635 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1956% | 2,944 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2207% | 2,409 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3053% | 1,154 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1903% | 2,221 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2198% | 1,992 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0170% | 5,377 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7149% | 1,458 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7149% | 1,323 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0311% | 677 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2493% | 546 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.1099% | 110 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0140% | 6,915 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0158% | 6,906 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3580% | 3,032 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4407% | 2,995 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4176% | 2,796 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0665% | 5,295 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0911% | 4,335 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2355% | 2,258 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0282% | 6,981 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0318% | 6,986 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1620% | 6,565 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4733% | 2,648 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4418% | 2,438 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0800% | 4,841 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0878% | 4,039 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2000% | 2,045 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,039 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,832 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,288 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2733% | 3,085 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2490% | 2,908 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1604% | 3,522 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1759% | 2,850 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4097% | 1,196 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0115% | 6,824 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0130% | 6,832 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5200% | 2,038 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4496% | 1,871 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2783% | 4,633 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2951% | 3,750 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3696% | 2,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3043% | 2,962 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4304% | 1,314 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2889% | 2,935 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0465% | 6,724 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0873% | 2,015 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1631% | 5,016 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1665% | 4,071 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0271% | 3,054 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3416% | 2,577 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5753% | 1,036 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3135% | 2,571 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0115% | 4,289 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8208% | 2,340 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2377% | 4,177 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1805% | 3,648 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3967% | 2,141 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4434% | 1,948 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,819 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.6594% | 213 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1875% | 3,797 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0797% | 3,517 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1744% | 2,360 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1946% | 2,153 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,838 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.5652% | 140 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0808% | 6,299 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0278% | 5,556 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0503% | 4,415 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0553% | 4,162 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 5,131 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4630% | 452 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0337% | 6,425 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0382% | 4,927 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0658% | 3,775 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0722% | 3,511 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,579 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0640% | 7,339 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0509% | 5,773 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0580% | 4,148 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0962% | 3,040 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1052% | 2,771 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,950 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0956% | 7,299 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0828% | 4,338 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0892% | 2,974 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1432% | 2,051 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1559% | 1,844 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1937% | 3,738 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1289% | 4,944 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 5,348 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5510% | 1,329 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5517% | 444 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0315% | 5,638 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,589 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5906% | 1,861 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4321% | 3,475 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0420% | 4,858 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,788 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9328% | 1,117 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5511% | 2,713 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0759% | 3,354 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8655% | 497 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7351% | 1,951 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0139% | 6,022 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1009% | 1,451 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0101% | 5,518 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8140% | 1,711 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0114% | 4,903 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9318% | 1,401 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0051% | 4,310 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4195% | 2,363 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0824% | 3,626 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0611% | 1,784 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0960% | 1,472 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1048% | 1,321 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3417% | 2,005 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7434% | 2,056 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1053% | 2,617 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0823% | 1,215 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1296% | 973 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1416% | 900 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4277% | 1,414 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5702% | 2,288 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1433% | 1,950 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1264% | 830 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1985% | 660 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2167% | 602 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3392% | 1,395 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5472% | 2,212 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2508% | 1,083 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2602% | 344 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4151% | 288 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4543% | 257 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8934% | 1,402 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1610% | 2,722 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7625% | 395 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7937% | 2,393 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2133% | 1,849 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8522% | 241 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9736% | 1,670 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2795% | 1,370 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.2511% | 184 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0455% | 1,491 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5288% | 660 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.4418% | 85 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,245 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0020% | 7,856 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0060% | 7,976 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0088% | 8,064 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1001% | 6,058 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0363% | 7,431 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,496 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0018% | 7,555 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0081% | 8,007 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0117% | 8,100 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1343% | 6,035 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0352% | 7,239 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,086 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0252% | 7,940 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0247% | 8,290 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0350% | 8,386 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4086% | 6,036 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0370% | 7,180 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,607 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0488% | 7,973 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0499% | 8,531 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0695% | 8,578 |
| Percentage Net Loans Charged-off: Home equity loans | -0.8291% | 5,993 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0479% | 7,257 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,682 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0537% | 5,806 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0526% | 2,482 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0726% | 2,049 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0200% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0234% | 7,667 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4135% | 4,666 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0152% | 6,328 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0171% | 2,834 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0237% | 2,366 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3454% | 168 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0192% | 7,511 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0849% | 6,102 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0079% | 7,920 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0060% | 8,147 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0083% | 8,316 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1254% | 5,983 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0431% | 7,618 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0620% | 5,787 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0157% | 7,730 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0118% | 8,389 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0166% | 8,507 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2614% | 5,931 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0588% | 7,615 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,985 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1911% | 3,769 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0267% | 3,108 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0374% | 2,511 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7425% | 114 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4602% | 856 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2096% | 8,899 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1289% | 4,594 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0899% | 1,787 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1242% | 1,340 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1292% | 1,266 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7014% | 2,243 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3043% | 5,279 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0052% | 8,747 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2386% | 2,793 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2129% | 10,173 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0447% | 6,896 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7130% | 343 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6337% | 1,245 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4344% | 2,091 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3441% | 3,775 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2882% | 6,151 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |