Home > Mountain West Bank > Income and Expense

Mountain West Bank, Income and Expense

2014-09-30 (YTD Data)Rank
Total interest income$4,860,0003,384
Total interest expense$313,0004,433
Net interest income$4,547,0003,245
Provision for loan and lease losses$12,0004,102
Total noninterest income$606,0003,496
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$206,0003,409
Trading account gains and fees$0174
Additional Noninterest Income$400,0003,226
Total noninterest expense$3,123,0003,752
Salaries and employee benefits$1,583,0003,898
Premises and equipment expense$461,0003,220
Additional noninterest expense$1,079,0003,667
Pre-tax net operating income$2,018,0002,495
Securities gains (losses)$-8,0006,123
Applicable income taxes$736,0001,598
Income before extraordinary items$1,274,0003,030
Extraordinary gains, net$015
Net income$1,274,0003,030
Minority interest net income$081
Net income of bank and minority interests.$1,274,0003,031
Net charge-offs$12,0004,087
Cash dividends$3,063,000658
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,279,1202,969
2014-06-30 (YTD Data)Rank
Total interest income$12,004,0001,066
Total interest expense$1,175,0001,259
Net interest income$10,829,0001,041
Provision for loan and lease losses$302,0001,218
Total noninterest income$2,392,0001,126
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$692,000949
Trading account gains and fees$0172
Additional Noninterest Income$1,700,0001,005
Total noninterest expense$9,997,0001,017
Salaries and employee benefits$5,708,000951
Premises and equipment expense$1,441,000856
Additional noninterest expense$2,848,0001,143
Pre-tax net operating income$2,922,0001,317
Securities gains (losses)$27,0001,498
Applicable income taxes$876,0001,061
Income before extraordinary items$2,073,0001,486
Extraordinary gains, net$020
Net income$2,073,0001,488
Minority interest net income$080
Net income of bank and minority interests.$2,073,0001,488
Net charge-offs$321,0001,209
Cash dividends$1,663,000759
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,054,1001,472
2014-03-31 (YTD Data)Rank
Total interest income$6,086,0001,053
Total interest expense$606,0001,248
Net interest income$5,480,0001,021
Provision for loan and lease losses$275,000770
Total noninterest income$1,082,0001,168
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$336,000960
Trading account gains and fees$0147
Additional Noninterest Income$746,0001,063
Total noninterest expense$5,070,0001,012
Salaries and employee benefits$2,880,000957
Premises and equipment expense$752,000841
Additional noninterest expense$1,438,0001,112
Pre-tax net operating income$1,217,0001,497
Securities gains (losses)$10,0001,161
Applicable income taxes$370,0001,141
Income before extraordinary items$857,0001,702
Extraordinary gains, net$016
Net income$857,0001,706
Minority interest net income$066
Net income of bank and minority interests.$857,0001,705
Net charge-offs$-30,0006,166
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$850,0001,691
2013-12-31 (YTD Data)Rank
Total interest income$25,276,000999
Total interest expense$2,775,0001,220
Net interest income$22,501,000963
Provision for loan and lease losses$-2,153,0006,732
Total noninterest income$5,300,0001,080
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,582,000880
Trading account gains and fees$0184
Additional Noninterest Income$3,718,000992
Total noninterest expense$22,747,000890
Salaries and employee benefits$12,460,000865
Premises and equipment expense$2,956,000827
Additional noninterest expense$7,331,000928
Pre-tax net operating income$7,207,0001,054
Securities gains (losses)$43,0001,909
Applicable income taxes$2,437,000780
Income before extraordinary items$4,813,0001,266
Extraordinary gains, net$029
Net income$4,813,0001,268
Minority interest net income$090
Net income of bank and minority interests.$4,813,0001,269
Net charge-offs$-444,0006,724
Cash dividends$2,303,0001,066
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,784,6201,252
2013-09-30 (YTD Data)Rank
Total interest income$18,839,0001,015
Total interest expense$2,139,0001,229
Net interest income$16,700,000985
Provision for loan and lease losses$-822,0006,767
Total noninterest income$4,189,0001,075
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,194,000876
Trading account gains and fees$0180
Additional Noninterest Income$2,995,000969
Total noninterest expense$17,240,000888
Salaries and employee benefits$9,541,000852
Premises and equipment expense$2,216,000831
Additional noninterest expense$5,483,000926
Pre-tax net operating income$4,471,0001,263
Securities gains (losses)$43,0001,775
Applicable income taxes$1,468,000946
Income before extraordinary items$3,046,0001,481
Extraordinary gains, net$025
Net income$3,046,0001,484
Minority interest net income$084
Net income of bank and minority interests.$3,046,0001,483
Net charge-offs$-61,0006,506
Cash dividends$2,303,000779
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,017,1901,460
2013-06-30 (YTD Data)Rank
Total interest income$12,551,0001,009
Total interest expense$1,479,0001,209
Net interest income$11,072,000974
Provision for loan and lease losses$19,0004,286
Total noninterest income$2,926,0001,033
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$777,000870
Trading account gains and fees$0157
Additional Noninterest Income$2,149,000939
Total noninterest expense$11,616,000884
Salaries and employee benefits$6,447,000844
Premises and equipment expense$1,478,000832
Additional noninterest expense$3,691,000920
Pre-tax net operating income$2,363,0001,506
Securities gains (losses)$43,0001,619
Applicable income taxes$747,0001,150
Income before extraordinary items$1,659,0001,762
Extraordinary gains, net$022
Net income$1,659,0001,767
Minority interest net income$082
Net income of bank and minority interests.$1,659,0001,768
Net charge-offs$-213,0006,812
Cash dividends$2,303,000558
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,629,3301,736
2013-03-31 (YTD Data)Rank
Total interest income$6,296,0001,006
Total interest expense$782,0001,190
Net interest income$5,514,000973
Provision for loan and lease losses$14,0003,892
Total noninterest income$1,406,0001,068
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$375,000892
Trading account gains and fees$0148
Additional Noninterest Income$1,031,000972
Total noninterest expense$5,812,000888
Salaries and employee benefits$3,231,000850
Premises and equipment expense$737,000852
Additional noninterest expense$1,844,000921
Pre-tax net operating income$1,094,0001,584
Securities gains (losses)$2,0001,785
Applicable income taxes$332,0001,236
Income before extraordinary items$764,0001,859
Extraordinary gains, net$010
Net income$764,0001,860
Minority interest net income$076
Net income of bank and minority interests.$764,0001,861
Net charge-offs$-227,0006,927
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$762,6001,792
2012-12-31 (YTD Data)Rank
Total interest income$26,973,000972
Total interest expense$4,433,0001,023
Net interest income$22,540,000967
Provision for loan and lease losses$460,0002,831
Total noninterest income$6,609,000934
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,596,000889
Trading account gains and fees$0166
Additional Noninterest Income$5,013,000811
Total noninterest expense$23,290,000868
Salaries and employee benefits$12,593,000830
Premises and equipment expense$2,855,000842
Additional noninterest expense$7,842,000886
Pre-tax net operating income$5,399,0001,284
Securities gains (losses)$124,0002,098
Applicable income taxes$1,804,000949
Income before extraordinary items$3,719,0001,545
Extraordinary gains, net$029
Net income$3,719,0001,547
Minority interest net income$093
Net income of bank and minority interests.$3,719,0001,546
Net charge-offs$1,430,0001,442
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,635,9201,486
2012-09-30 (YTD Data)Rank
Total interest income$20,431,000980
Total interest expense$3,478,0001,026
Net interest income$16,953,000971
Provision for loan and lease losses$440,0002,463
Total noninterest income$4,958,000920
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,268,000836
Trading account gains and fees$0157
Additional Noninterest Income$3,690,000797
Total noninterest expense$16,851,000894
Salaries and employee benefits$9,040,000864
Premises and equipment expense$2,117,000855
Additional noninterest expense$5,694,000916
Pre-tax net operating income$4,620,0001,163
Securities gains (losses)$91,0002,045
Applicable income taxes$1,763,000791
Income before extraordinary items$2,948,0001,511
Extraordinary gains, net$020
Net income$2,948,0001,512
Minority interest net income$086
Net income of bank and minority interests.$2,948,0001,512
Net charge-offs$1,052,0001,409
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,889,7601,440
2012-06-30 (YTD Data)Rank
Total interest income$13,639,000988
Total interest expense$2,419,0001,016
Net interest income$11,220,000986
Provision for loan and lease losses$424,0002,005
Total noninterest income$2,816,0001,036
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$824,000845
Trading account gains and fees$0153
Additional Noninterest Income$1,992,000914
Total noninterest expense$10,964,000917
Salaries and employee benefits$5,847,000892
Premises and equipment expense$1,392,000871
Additional noninterest expense$3,725,000928
Pre-tax net operating income$2,648,0001,335
Securities gains (losses)$13,0002,658
Applicable income taxes$992,000899
Income before extraordinary items$1,669,0001,731
Extraordinary gains, net$019
Net income$1,669,0001,729
Minority interest net income$084
Net income of bank and minority interests.$1,669,0001,731
Net charge-offs$889,0001,240
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,660,6801,655
2012-03-31 (YTD Data)Rank
Total interest income$6,813,000992
Total interest expense$1,242,0001,027
Net interest income$5,571,000990
Provision for loan and lease losses$417,0001,223
Total noninterest income$1,160,0001,191
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$396,000875
Trading account gains and fees$0148
Additional Noninterest Income$764,0001,111
Total noninterest expense$5,111,000973
Salaries and employee benefits$2,855,000913
Premises and equipment expense$667,000915
Additional noninterest expense$1,589,0001,075
Pre-tax net operating income$1,203,0001,442
Securities gains (losses)$02,210
Applicable income taxes$445,000983
Income before extraordinary items$758,0001,876
Extraordinary gains, net$019
Net income$758,0001,877
Minority interest net income$078
Net income of bank and minority interests.$758,0001,878
Net charge-offs$839,000762
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$758,0001,775
2011-12-31 (YTD Data)Rank
Total interest income$29,728,000941
Total interest expense$6,654,000912
Net interest income$23,074,000948
Provision for loan and lease losses$3,136,0001,158
Total noninterest income$3,957,0001,240
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,800,000817
Trading account gains and fees$0146
Additional Noninterest Income$2,157,0001,289
Total noninterest expense$20,917,000942
Salaries and employee benefits$11,019,000893
Premises and equipment expense$2,792,000902
Additional noninterest expense$7,106,000994
Pre-tax net operating income$2,978,0001,846
Securities gains (losses)$206,0001,429
Applicable income taxes$1,161,0001,220
Income before extraordinary items$2,023,0002,244
Extraordinary gains, net$029
Net income$2,023,0002,245
Minority interest net income$096
Net income of bank and minority interests.$2,023,0002,245
Net charge-offs$3,819,0001,014
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,891,1602,283
2011-09-30 (YTD Data)Rank
Total interest income$22,442,000948
Total interest expense$5,325,000883
Net interest income$17,117,000966
Provision for loan and lease losses$2,523,0001,058
Total noninterest income$2,730,0001,311
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,343,000828
Trading account gains and fees$0145
Additional Noninterest Income$1,387,0001,419
Total noninterest expense$15,268,000970
Salaries and employee benefits$7,963,000927
Premises and equipment expense$2,108,000901
Additional noninterest expense$5,197,0001,012
Pre-tax net operating income$2,056,0002,042
Securities gains (losses)$80,0001,980
Applicable income taxes$776,0001,315
Income before extraordinary items$1,360,0002,496
Extraordinary gains, net$021
Net income$1,360,0002,498
Minority interest net income$087
Net income of bank and minority interests.$1,360,0002,498
Net charge-offs$3,144,000911
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,308,8002,472
2011-06-30 (YTD Data)Rank
Total interest income$15,037,000959
Total interest expense$3,694,000883
Net interest income$11,343,000976
Provision for loan and lease losses$1,812,000986
Total noninterest income$1,803,0001,319
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$879,000833
Trading account gains and fees$0153
Additional Noninterest Income$924,0001,421
Total noninterest expense$10,046,0001,001
Salaries and employee benefits$5,214,000949
Premises and equipment expense$1,413,000909
Additional noninterest expense$3,419,0001,046
Pre-tax net operating income$1,288,0002,112
Securities gains (losses)$79,0001,299
Applicable income taxes$494,0001,332
Income before extraordinary items$873,0002,523
Extraordinary gains, net$015
Net income$873,0002,523
Minority interest net income$089
Net income of bank and minority interests.$873,0002,523
Net charge-offs$1,640,0001,046
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$822,4402,548
2011-03-31 (YTD Data)Rank
Total interest income$7,382,000980
Total interest expense$1,941,000871
Net interest income$5,441,0001,012
Provision for loan and lease losses$618,0001,230
Total noninterest income$732,0001,517
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$436,000824
Trading account gains and fees$0158
Additional Noninterest Income$296,0001,935
Total noninterest expense$5,151,000972
Salaries and employee benefits$2,603,000959
Premises and equipment expense$720,000916
Additional noninterest expense$1,828,000974
Pre-tax net operating income$404,0002,947
Securities gains (losses)$57,000715
Applicable income taxes$163,0001,712
Income before extraordinary items$298,0003,256
Extraordinary gains, net$09
Net income$298,0003,253
Minority interest net income$086
Net income of bank and minority interests.$298,0003,254
Net charge-offs$6,0004,589
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$260,9503,447
2010-12-31 (YTD Data)Rank
Total interest income$35,721,000848
Total interest expense$11,151,000720
Net interest income$24,570,000899
Provision for loan and lease losses$13,585,000516
Total noninterest income$4,520,0001,167
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,205,000676
Trading account gains and fees$0175
Additional Noninterest Income$2,315,0001,276
Total noninterest expense$23,149,000872
Salaries and employee benefits$12,136,000818
Premises and equipment expense$2,766,000920
Additional noninterest expense$8,247,000894
Pre-tax net operating income$-7,644,0007,263
Securities gains (losses)$429,0001,004
Applicable income taxes$-2,834,0007,520
Income before extraordinary items$-4,381,0007,136
Extraordinary gains, net$029
Net income$-4,381,0007,136
Minority interest net income$0111
Net income of bank and minority interests.$-4,381,0007,136
Net charge-offs$14,476,000446
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$7,001,000108
Net operating income$-4,655,5607,129
2010-09-30 (YTD Data)Rank
Total interest income$27,390,000837
Total interest expense$8,875,000701
Net interest income$18,515,000894
Provision for loan and lease losses$7,222,000660
Total noninterest income$3,657,0001,085
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,701,000675
Trading account gains and fees$0165
Additional Noninterest Income$1,956,0001,112
Total noninterest expense$16,900,000878
Salaries and employee benefits$9,126,000800
Premises and equipment expense$2,106,000917
Additional noninterest expense$5,668,000947
Pre-tax net operating income$-1,950,0007,050
Securities gains (losses)$428,000845
Applicable income taxes$-621,0007,408
Income before extraordinary items$-901,0006,863
Extraordinary gains, net$023
Net income$-901,0006,863
Minority interest net income$0110
Net income of bank and minority interests.$-901,0006,863
Net charge-offs$6,825,000633
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$7,001,00088
Net operating income$-1,174,9206,914
2010-06-30 (YTD Data)Rank
Total interest income$18,588,000833
Total interest expense$6,388,000674
Net interest income$12,200,000903
Provision for loan and lease losses$3,842,000786
Total noninterest income$2,297,0001,108
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,163,000656
Trading account gains and fees$0152
Additional Noninterest Income$1,134,0001,188
Total noninterest expense$11,006,000901
Salaries and employee benefits$6,039,000809
Premises and equipment expense$1,360,000966
Additional noninterest expense$3,607,000979
Pre-tax net operating income$-351,0006,621
Securities gains (losses)$427,000544
Applicable income taxes$8,0004,167
Income before extraordinary items$68,0005,758
Extraordinary gains, net$019
Net income$68,0005,760
Minority interest net income$0105
Net income of bank and minority interests.$68,0005,759
Net charge-offs$3,976,000669
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$7,001,00057
Net operating income$-312,0306,660
2010-03-31 (YTD Data)Rank
Total interest income$9,267,000850
Total interest expense$3,433,000662
Net interest income$5,834,000965
Provision for loan and lease losses$2,578,000615
Total noninterest income$1,515,000880
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$580,000657
Trading account gains and fees$0175
Additional Noninterest Income$935,000841
Total noninterest expense$5,409,000921
Salaries and employee benefits$3,057,000801
Premises and equipment expense$653,0001,043
Additional noninterest expense$1,699,0001,032
Pre-tax net operating income$-638,0007,262
Securities gains (losses)$46,0001,182
Applicable income taxes$-236,0007,592
Income before extraordinary items$-356,0007,137
Extraordinary gains, net$016
Net income$-356,0007,140
Minority interest net income$091
Net income of bank and minority interests.$-356,0007,138
Net charge-offs$1,723,000725
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-385,4407,145
2009-12-31 (YTD Data)Rank
Total interest income$46,831,000705
Total interest expense$19,631,000581
Net interest income$27,200,000793
Provision for loan and lease losses$20,671,000484
Total noninterest income$5,155,0001,068
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$2,611,000640
Trading account gains and fees$0211
Additional Noninterest Income$2,544,0001,161
Total noninterest expense$26,383,000799
Salaries and employee benefits$13,321,000732
Premises and equipment expense$3,850,000688
Additional noninterest expense$9,212,000866
Pre-tax net operating income$-14,699,0007,621
Securities gains (losses)$180,0001,627
Applicable income taxes$-5,711,0007,787
Income before extraordinary items$-8,808,0007,508
Extraordinary gains, net$034
Net income$-8,808,0007,507
Minority interest net income$0115
Net income of bank and minority interests.$-8,808,0007,507
Net charge-offs$14,862,000505
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$1,001,000429
Net operating income$-8,923,2007,520
2009-09-30 (YTD Data)Rank
Total interest income$36,214,000698
Total interest expense$15,750,000576
Net interest income$20,464,000787
Provision for loan and lease losses$11,466,000559
Total noninterest income$3,905,0001,068
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,945,000638
Trading account gains and fees$0212
Additional Noninterest Income$1,960,0001,167
Total noninterest expense$19,167,000820
Salaries and employee benefits$10,108,000731
Premises and equipment expense$2,886,000704
Additional noninterest expense$6,173,000911
Pre-tax net operating income$-6,264,0007,577
Securities gains (losses)$156,0001,478
Applicable income taxes$-2,391,0007,765
Income before extraordinary items$-3,717,0007,456
Extraordinary gains, net$027
Net income$-3,717,0007,456
Minority interest net income$0118
Net income of bank and minority interests.$-3,717,0007,456
Net charge-offs$5,526,000760
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$1,001,000352
Net operating income$-3,816,8407,475
2009-06-30 (YTD Data)Rank
Total interest income$24,720,000692
Total interest expense$10,747,000595
Net interest income$13,973,000772
Provision for loan and lease losses$3,541,000970
Total noninterest income$3,087,000941
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,275,000653
Trading account gains and fees$0193
Additional Noninterest Income$1,812,000956
Total noninterest expense$12,897,000830
Salaries and employee benefits$6,915,000723
Premises and equipment expense$1,960,000717
Additional noninterest expense$4,022,000954
Pre-tax net operating income$622,0002,953
Securities gains (losses)$139,0001,246
Applicable income taxes$261,0001,685
Income before extraordinary items$500,0003,092
Extraordinary gains, net$021
Net income$500,0003,090
Minority interest net income$0112
Net income of bank and minority interests.$500,0003,091
Net charge-offs$2,304,0001,035
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$408,2603,327
2009-03-31 (YTD Data)Rank
Total interest income$10,483,000834
Total interest expense$4,605,000723
Net interest income$5,878,000920
Provision for loan and lease losses$1,629,000863
Total noninterest income$1,322,0001,027
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$500,000812
Trading account gains and fees$0171
Additional Noninterest Income$822,000995
Total noninterest expense$5,203,000974
Salaries and employee benefits$2,877,000887
Premises and equipment expense$898,000787
Additional noninterest expense$1,428,0001,162
Pre-tax net operating income$368,0002,974
Securities gains (losses)$9,0001,939
Applicable income taxes$148,0001,756
Income before extraordinary items$229,0003,634
Extraordinary gains, net$015
Net income$229,0003,634
Minority interest net income$0102
Net income of bank and minority interests.$229,0003,635
Net charge-offs$1,378,000779
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$223,2403,532
2008-12-31 (YTD Data)Rank
Total interest income$49,331,000755
Total interest expense$19,546,000805
Net interest income$29,785,000734
Provision for loan and lease losses$4,151,0001,146
Total noninterest income$6,280,000876
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$2,156,000816
Trading account gains and fees$0154
Additional Noninterest Income$4,124,000752
Total noninterest expense$23,469,000851
Salaries and employee benefits$12,650,000786
Premises and equipment expense$3,636,000766
Additional noninterest expense$7,183,000900
Pre-tax net operating income$8,445,000651
Securities gains (losses)$-2,0006,877
Applicable income taxes$3,269,000438
Income before extraordinary items$5,174,000781
Extraordinary gains, net$039
Net income$5,174,000781
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,436,000911
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$5,175,280844
2008-09-30 (YTD Data)Rank
Total interest income$37,894,000758
Total interest expense$14,765,000838
Net interest income$23,129,000724
Provision for loan and lease losses$3,134,000878
Total noninterest income$4,878,000896
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,619,000825
Trading account gains and fees$0148
Additional Noninterest Income$3,259,000783
Total noninterest expense$17,518,000832
Salaries and employee benefits$9,420,000810
Premises and equipment expense$2,681,000780
Additional noninterest expense$5,417,000850
Pre-tax net operating income$7,355,000681
Securities gains (losses)$03,106
Applicable income taxes$2,788,000490
Income before extraordinary items$4,567,000802
Extraordinary gains, net$031
Net income$4,567,000801
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,778,000899
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,567,000849
2008-06-30 (YTD Data)Rank
Total interest income$25,363,000766
Total interest expense$10,110,000846
Net interest income$15,253,000726
Provision for loan and lease losses$1,710,000871
Total noninterest income$3,484,000857
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,039,000830
Trading account gains and fees$0149
Additional Noninterest Income$2,445,000729
Total noninterest expense$11,827,000820
Salaries and employee benefits$6,483,000794
Premises and equipment expense$1,719,000807
Additional noninterest expense$3,625,000828
Pre-tax net operating income$5,200,000672
Securities gains (losses)$03,233
Applicable income taxes$2,020,000512
Income before extraordinary items$3,180,000851
Extraordinary gains, net$021
Net income$3,180,000851
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$588,0001,189
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$3,180,000838
2008-03-31 (YTD Data)Rank
Total interest income$12,967,000773
Total interest expense$5,275,000860
Net interest income$7,692,000715
Provision for loan and lease losses$975,000630
Total noninterest income$1,678,000877
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$503,000855
Trading account gains and fees$0158
Additional Noninterest Income$1,175,000756
Total noninterest expense$6,005,000800
Salaries and employee benefits$3,213,000804
Premises and equipment expense$836,000835
Additional noninterest expense$1,956,000741
Pre-tax net operating income$2,390,000800
Securities gains (losses)$02,688
Applicable income taxes$916,000628
Income before extraordinary items$1,474,0001,026
Extraordinary gains, net$015
Net income$1,474,0001,029
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-391,0008,480
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,474,000981
2007-12-31 (YTD Data)Rank
Total interest income$51,429,000817
Total interest expense$21,161,000939
Net interest income$30,268,000731
Provision for loan and lease losses$2,631,000678
Total noninterest income$6,872,000846
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$2,005,000892
Trading account gains and fees$0178
Additional Noninterest Income$4,867,000697
Total noninterest expense$20,950,000890
Salaries and employee benefits$11,698,000849
Premises and equipment expense$2,794,000931
Additional noninterest expense$6,458,000877
Pre-tax net operating income$13,559,000639
Securities gains (losses)$02,146
Applicable income taxes$5,301,000518
Income before extraordinary items$8,258,000789
Extraordinary gains, net$039
Net income$8,258,000787
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,642,000711
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$8,258,000779
2007-09-30 (YTD Data)Rank
Total interest income$36,700,000850
Total interest expense$15,400,000960
Net interest income$21,300,000781
Provision for loan and lease losses$1,158,000797
Total noninterest income$4,933,000879
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,480,000890
Trading account gains and fees$0184
Additional Noninterest Income$3,453,000745
Total noninterest expense$15,203,000915
Salaries and employee benefits$8,518,000871
Premises and equipment expense$1,880,0001,054
Additional noninterest expense$4,805,000854
Pre-tax net operating income$9,872,000709
Securities gains (losses)$01,655
Applicable income taxes$3,771,000583
Income before extraordinary items$6,101,000862
Extraordinary gains, net$033
Net income$6,101,000860
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$351,0001,364
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$6,101,000851
2007-06-30 (YTD Data)Rank
Total interest income$23,355,000908
Total interest expense$9,699,0001,019
Net interest income$13,656,000826
Provision for loan and lease losses$1,156,000527
Total noninterest income$3,101,000945
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$953,000936
Trading account gains and fees$0168
Additional Noninterest Income$2,148,000810
Total noninterest expense$9,683,000975
Salaries and employee benefits$5,545,000912
Premises and equipment expense$1,177,0001,138
Additional noninterest expense$2,961,000930
Pre-tax net operating income$5,918,000817
Securities gains (losses)$01,444
Applicable income taxes$2,252,000658
Income before extraordinary items$3,666,000979
Extraordinary gains, net$029
Net income$3,666,000978
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$338,000946
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$3,666,000958
2007-03-31 (YTD Data)Rank
Total interest income$11,145,000943
Total interest expense$4,608,0001,064
Net interest income$6,537,000856
Provision for loan and lease losses$685,000397
Total noninterest income$1,537,000928
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$466,000931
Trading account gains and fees$0195
Additional Noninterest Income$1,071,000793
Total noninterest expense$4,629,0001,013
Salaries and employee benefits$2,694,000947
Premises and equipment expense$583,0001,159
Additional noninterest expense$1,352,0001,017
Pre-tax net operating income$2,760,000855
Securities gains (losses)$01,187
Applicable income taxes$1,053,000702
Income before extraordinary items$1,707,0001,037
Extraordinary gains, net$022
Net income$1,707,0001,036
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0002,916
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,707,0001,018
2006-12-31 (YTD Data)Rank
Total interest income$41,640,000935
Total interest expense$15,287,0001,096
Net interest income$26,353,000832
Provision for loan and lease losses$3,604,000326
Total noninterest income$6,125,000929
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,816,000971
Trading account gains and fees$0130
Additional Noninterest Income$4,309,000760
Total noninterest expense$17,907,0001,003
Salaries and employee benefits$9,969,000966
Premises and equipment expense$2,458,0001,018
Additional noninterest expense$5,480,000968
Pre-tax net operating income$10,967,000906
Securities gains (losses)$01,687
Applicable income taxes$4,223,000720
Income before extraordinary items$6,744,0001,108
Extraordinary gains, net$051
Net income$6,744,0001,108
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,675,000306
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$1,500,000448
Net operating income$6,744,0001,095
2006-09-30 (YTD Data)Rank
Total interest income$30,513,000957
Total interest expense$10,955,0001,119
Net interest income$19,558,000863
Provision for loan and lease losses$2,932,000282
Total noninterest income$4,179,0001,013
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,345,000989
Trading account gains and fees$0126
Additional Noninterest Income$2,834,000849
Total noninterest expense$12,971,0001,050
Salaries and employee benefits$7,328,000995
Premises and equipment expense$1,819,0001,045
Additional noninterest expense$3,824,0001,059
Pre-tax net operating income$7,834,000985
Securities gains (losses)$01,388
Applicable income taxes$2,979,000795
Income before extraordinary items$4,855,0001,178
Extraordinary gains, net$045
Net income$4,855,0001,178
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,363,000244
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$1,500,000338
Net operating income$4,855,0001,167
2006-06-30 (YTD Data)Rank
Total interest income$19,321,000991
Total interest expense$6,834,0001,133
Net interest income$12,487,000905
Provision for loan and lease losses$1,982,000276
Total noninterest income$2,614,0001,064
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$875,0001,005
Trading account gains and fees$0126
Additional Noninterest Income$1,739,000924
Total noninterest expense$8,405,0001,076
Salaries and employee benefits$4,731,0001,042
Premises and equipment expense$1,217,0001,047
Additional noninterest expense$2,457,0001,105
Pre-tax net operating income$4,714,0001,078
Securities gains (losses)$01,185
Applicable income taxes$1,791,000868
Income before extraordinary items$2,923,0001,285
Extraordinary gains, net$039
Net income$2,923,0001,286
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,807,000230
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$1,500,000237
Net operating income$2,923,0001,267
2006-03-31 (YTD Data)Rank
Total interest income$8,919,0001,043
Total interest expense$3,097,0001,185
Net interest income$5,822,000974
Provision for loan and lease losses$853,000306
Total noninterest income$1,200,0001,126
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$437,000974
Trading account gains and fees$0115
Additional Noninterest Income$763,000990
Total noninterest expense$4,049,0001,113
Salaries and employee benefits$2,289,0001,073
Premises and equipment expense$620,0001,017
Additional noninterest expense$1,140,0001,172
Pre-tax net operating income$2,120,0001,162
Securities gains (losses)$0955
Applicable income taxes$801,000932
Income before extraordinary items$1,319,0001,392
Extraordinary gains, net$021
Net income$1,319,0001,391
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,000,000215
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,319,0001,364
2005-12-31 (YTD Data)Rank
Total interest income$30,770,0001,070
Total interest expense$9,291,0001,219
Net interest income$21,479,000990
Provision for loan and lease losses$3,350,000330
Total noninterest income$5,268,0001,043
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,928,000897
Trading account gains and fees$0138
Additional Noninterest Income$3,340,000937
Total noninterest expense$15,029,0001,145
Salaries and employee benefits$8,212,0001,131
Premises and equipment expense$2,224,0001,084
Additional noninterest expense$4,593,0001,110
Pre-tax net operating income$8,368,0001,155
Securities gains (losses)$02,296
Applicable income taxes$3,168,000925
Income before extraordinary items$5,200,0001,367
Extraordinary gains, net$046
Net income$5,200,0001,368
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,839,000301
Cash dividends$1,040,0002,365
Sale, conversion, retirement of capital stock, net$0934
Net operating income$5,200,0001,355
2005-09-30 (YTD Data)Rank
Total interest income$22,214,0001,074
Total interest expense$6,554,0001,212
Net interest income$15,660,0001,004
Provision for loan and lease losses$1,216,000630
Total noninterest income$3,815,0001,079
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,452,000897
Trading account gains and fees$0126
Additional Noninterest Income$2,363,000982
Total noninterest expense$10,893,0001,180
Salaries and employee benefits$5,910,0001,162
Premises and equipment expense$1,609,0001,119
Additional noninterest expense$3,374,0001,118
Pre-tax net operating income$7,366,000996
Securities gains (losses)$02,317
Applicable income taxes$2,759,000833
Income before extraordinary items$4,607,0001,178
Extraordinary gains, net$035
Net income$4,607,0001,178
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$565,000759
Cash dividends$1,040,0001,734
Sale, conversion, retirement of capital stock, net$0769
Net operating income$4,607,0001,151
2005-06-30 (YTD Data)Rank
Total interest income$14,233,0001,085
Total interest expense$4,023,0001,240
Net interest income$10,210,0001,021
Provision for loan and lease losses$687,000733
Total noninterest income$2,337,0001,132
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$952,000895
Trading account gains and fees$0116
Additional Noninterest Income$1,385,0001,064
Total noninterest expense$7,069,0001,196
Salaries and employee benefits$3,817,0001,198
Premises and equipment expense$1,034,0001,155
Additional noninterest expense$2,218,0001,121
Pre-tax net operating income$4,791,000989
Securities gains (losses)$02,146
Applicable income taxes$1,820,000824
Income before extraordinary items$2,971,0001,183
Extraordinary gains, net$030
Net income$2,971,0001,184
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$89,0002,042
Cash dividends$1,040,0001,247
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,971,0001,157
2005-03-31 (YTD Data)Rank
Total interest income$6,746,0001,131
Total interest expense$1,914,0001,238
Net interest income$4,832,0001,078
Provision for loan and lease losses$346,000679
Total noninterest income$1,158,0001,119
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$467,000877
Trading account gains and fees$0115
Additional Noninterest Income$691,0001,052
Total noninterest expense$3,471,0001,218
Salaries and employee benefits$1,854,0001,239
Premises and equipment expense$506,0001,198
Additional noninterest expense$1,111,0001,111
Pre-tax net operating income$2,173,0001,065
Securities gains (losses)$01,685
Applicable income taxes$824,000883
Income before extraordinary items$1,349,0001,280
Extraordinary gains, net$024
Net income$1,349,0001,282
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0001,785
Cash dividends$104,0002,882
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,349,0001,256
2004-12-31 (YTD Data)Rank
Total interest income$26,232,0001,080
Total interest expense$7,191,0001,125
Net interest income$19,041,0001,046
Provision for loan and lease losses$1,558,000695
Total noninterest income$4,664,0001,146
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,596,0001,116
Trading account gains and fees$0138
Additional Noninterest Income$3,068,000968
Total noninterest expense$13,528,0001,207
Salaries and employee benefits$7,030,0001,250
Premises and equipment expense$1,947,0001,178
Additional noninterest expense$4,551,0001,081
Pre-tax net operating income$8,619,0001,017
Securities gains (losses)$03,819
Applicable income taxes$3,390,000822
Income before extraordinary items$5,229,0001,247
Extraordinary gains, net$034
Net income$5,229,0001,248
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$553,0001,241
Cash dividends$1,098,0002,173
Sale, conversion, retirement of capital stock, net$0872
Net operating income$5,229,0001,215
2004-09-30 (YTD Data)Rank
Total interest income$19,347,0001,082
Total interest expense$5,305,0001,125
Net interest income$14,042,0001,053
Provision for loan and lease losses$1,187,000654
Total noninterest income$3,344,0001,196
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,192,0001,123
Trading account gains and fees$0134
Additional Noninterest Income$2,152,0001,019
Total noninterest expense$9,680,0001,268
Salaries and employee benefits$4,970,0001,322
Premises and equipment expense$1,358,0001,263
Additional noninterest expense$3,352,0001,089
Pre-tax net operating income$6,519,0001,014
Securities gains (losses)$03,710
Applicable income taxes$2,590,000824
Income before extraordinary items$3,929,0001,257
Extraordinary gains, net$026
Net income$3,929,0001,258
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$302,0001,429
Cash dividends$1,098,0001,605
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,929,0001,220
2004-06-30 (YTD Data)Rank
Total interest income$12,583,0001,099
Total interest expense$3,489,0001,127
Net interest income$9,094,0001,075
Provision for loan and lease losses$792,000644
Total noninterest income$2,076,0001,258
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$803,0001,103
Trading account gains and fees$0130
Additional Noninterest Income$1,273,0001,122
Total noninterest expense$6,385,0001,276
Salaries and employee benefits$3,247,0001,346
Premises and equipment expense$884,0001,301
Additional noninterest expense$2,254,0001,090
Pre-tax net operating income$3,993,0001,086
Securities gains (losses)$03,413
Applicable income taxes$1,521,000913
Income before extraordinary items$2,472,0001,313
Extraordinary gains, net$021
Net income$2,472,0001,314
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$180,0001,482
Cash dividends$1,098,0001,171
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,472,0001,266
2004-03-31 (YTD Data)Rank
Total interest income$6,114,0001,138
Total interest expense$1,755,0001,139
Net interest income$4,359,0001,125
Provision for loan and lease losses$396,000633
Total noninterest income$939,0001,316
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$385,0001,114
Trading account gains and fees$0121
Additional Noninterest Income$554,0001,204
Total noninterest expense$3,160,0001,298
Salaries and employee benefits$1,609,0001,376
Premises and equipment expense$432,0001,349
Additional noninterest expense$1,119,0001,095
Pre-tax net operating income$1,742,0001,211
Securities gains (losses)$02,934
Applicable income taxes$664,0001,030
Income before extraordinary items$1,078,0001,488
Extraordinary gains, net$016
Net income$1,078,0001,488
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0002,637
Cash dividends$394,0001,463
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,078,0001,403
2003-12-31 (YTD Data)Rank
Total interest income$25,289,0001,128
Total interest expense$7,822,0001,145
Net interest income$17,467,0001,108
Provision for loan and lease losses$1,396,000871
Total noninterest income$4,763,0001,181
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,486,0001,166
Trading account gains and fees$0160
Additional Noninterest Income$3,277,0001,016
Total noninterest expense$12,994,0001,243
Salaries and employee benefits$6,593,0001,299
Premises and equipment expense$1,837,0001,227
Additional noninterest expense$4,564,0001,109
Pre-tax net operating income$7,840,0001,071
Securities gains (losses)$04,500
Applicable income taxes$3,065,000901
Income before extraordinary items$4,775,0001,335
Extraordinary gains, net$054
Net income$4,775,0001,337
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,108,000849
Cash dividends$1,027,0002,263
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,775,0001,268
2003-09-30 (YTD Data)Rank
Total interest income$19,246,0001,130
Total interest expense$6,031,0001,161
Net interest income$13,215,0001,108
Provision for loan and lease losses$955,000932
Total noninterest income$3,758,0001,149
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,085,0001,206
Trading account gains and fees$0153
Additional Noninterest Income$2,673,000998
Total noninterest expense$9,678,0001,264
Salaries and employee benefits$4,873,0001,344
Premises and equipment expense$1,370,0001,245
Additional noninterest expense$3,435,0001,115
Pre-tax net operating income$6,340,0001,025
Securities gains (losses)$04,204
Applicable income taxes$2,528,000886
Income before extraordinary items$3,812,0001,294
Extraordinary gains, net$040
Net income$3,812,0001,294
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$603,0001,010
Cash dividends$1,028,0001,697
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,812,0001,219
2003-06-30 (YTD Data)Rank
Total interest income$12,792,0001,140
Total interest expense$4,195,0001,140
Net interest income$8,597,0001,137
Provision for loan and lease losses$755,000805
Total noninterest income$2,556,0001,136
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$704,0001,227
Trading account gains and fees$0150
Additional Noninterest Income$1,852,000969
Total noninterest expense$6,507,0001,246
Salaries and employee benefits$3,232,0001,348
Premises and equipment expense$887,0001,293
Additional noninterest expense$2,388,0001,064
Pre-tax net operating income$3,891,0001,107
Securities gains (losses)$03,782
Applicable income taxes$1,571,000954
Income before extraordinary items$2,320,0001,428
Extraordinary gains, net$030
Net income$2,320,0001,428
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$251,0001,410
Cash dividends$489,0002,209
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,320,0001,332
2003-03-31 (YTD Data)Rank
Total interest income$6,401,0001,146
Total interest expense$2,160,0001,142
Net interest income$4,241,0001,157
Provision for loan and lease losses$424,000694
Total noninterest income$1,151,0001,198
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$335,0001,249
Trading account gains and fees$0134
Additional Noninterest Income$816,0001,034
Total noninterest expense$3,152,0001,288
Salaries and employee benefits$1,604,0001,352
Premises and equipment expense$421,0001,373
Additional noninterest expense$1,127,0001,094
Pre-tax net operating income$1,816,0001,188
Securities gains (losses)$02,891
Applicable income taxes$693,0001,068
Income before extraordinary items$1,123,0001,456
Extraordinary gains, net$021
Net income$1,123,0001,455
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$225,000880
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,123,0001,361
2002-12-31 (YTD Data)Rank
Total interest income$25,153,0001,220
Total interest expense$10,256,0001,088
Net interest income$14,897,0001,295
Provision for loan and lease losses$1,650,000870
Total noninterest income$4,239,0001,194
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,305,0001,235
Trading account gains and fees$0153
Additional Noninterest Income$2,934,0001,009
Total noninterest expense$12,114,0001,271
Salaries and employee benefits$6,315,0001,285
Premises and equipment expense$1,858,0001,192
Additional noninterest expense$3,941,0001,224
Pre-tax net operating income$5,372,0001,526
Securities gains (losses)$04,537
Applicable income taxes$2,111,0001,229
Income before extraordinary items$3,261,0001,838
Extraordinary gains, net$070
Net income$3,261,0001,837
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,006,000967
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$500,000471
Net operating income$3,261,0001,772
2001-12-31 (YTD Data)Rank
Total interest income$26,119,0001,313
Total interest expense$12,289,0001,325
Net interest income$13,830,0001,285
Provision for loan and lease losses$2,351,000618
Total noninterest income$3,798,0001,238
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,214,0001,230
Trading account gains and fees$0177
Additional Noninterest Income$2,584,0001,044
Total noninterest expense$10,206,0001,445
Salaries and employee benefits$5,429,0001,384
Premises and equipment expense$1,627,0001,316
Additional noninterest expense$3,150,0001,475
Pre-tax net operating income$5,071,0001,415
Securities gains (losses)$-2,0009,092
Applicable income taxes$1,792,0001,292
Income before extraordinary items$3,279,0001,619
Extraordinary gains, net$0105
Net income$3,279,0001,620
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,333,000769
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$2,300,000280
Net operating income$3,280,3001,547
2000-12-31 (YTD Data)Rank
Total interest income$21,917,0001,570
Total interest expense$10,082,0001,707
Net interest income$11,835,0001,484
Provision for loan and lease losses$929,0001,135
Total noninterest income$4,284,0001,029
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,128,0001,207
Trading account gains and fees$0180
Additional Noninterest Income$3,156,000836
Total noninterest expense$9,555,0001,455
Salaries and employee benefits$4,880,0001,454
Premises and equipment expense$1,510,0001,362
Additional noninterest expense$3,165,0001,415
Pre-tax net operating income$5,635,0001,311
Securities gains (losses)$01,956
Applicable income taxes$2,217,0001,058
Income before extraordinary items$3,418,0001,543
Extraordinary gains, net$038
Net income$3,418,0001,543
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$72,0004,135
Cash dividends$379,0004,066
Sale, conversion, retirement of capital stock, net$900,000469
Net operating income$3,418,0001,536
1999-12-31 (YTD Data)Rank
Total interest income$16,419,0001,976
Total interest expense$6,516,0002,264
Net interest income$9,903,0001,756
Provision for loan and lease losses$633,0001,436
Total noninterest income$3,020,0001,342
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$891,0001,463
Trading account gains and fees$0173
Additional Noninterest Income$2,129,0001,104
Total noninterest expense$7,923,0001,738
Salaries and employee benefits$3,924,0001,764
Premises and equipment expense$1,256,0001,627
Additional noninterest expense$2,743,0001,625
Pre-tax net operating income$4,367,0001,723
Securities gains (losses)$2,0002,566
Applicable income taxes$1,445,0001,644
Income before extraordinary items$2,924,0001,821
Extraordinary gains, net$035
Net income$2,924,0001,822
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$325,0001,700
Cash dividends$937,0002,402
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,922,6601,790
1998-12-31 (YTD Data)Rank
Total interest income$15,615,0002,092
Total interest expense$6,551,0002,308
Net interest income$9,064,0001,889
Provision for loan and lease losses$500,0001,714
Total noninterest income$2,942,0001,369
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$841,0001,498
Trading account gains and fees$0224
Additional Noninterest Income$2,101,0001,121
Total noninterest expense$7,896,0001,669
Salaries and employee benefits$2,816,0002,400
Premises and equipment expense$1,111,0001,769
Additional noninterest expense$3,969,0001,128
Pre-tax net operating income$3,610,0002,010
Securities gains (losses)$13,0002,771
Applicable income taxes$1,501,0001,631
Income before extraordinary items$2,122,0002,430
Extraordinary gains, net$032
Net income$2,122,0002,429
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$366,0001,618
Cash dividends$190,0005,469
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,113,6802,355
1997-12-31 (YTD Data)Rank
Total interest income$10,283,0003,160
Total interest expense$4,443,0003,330
Net interest income$5,840,0002,988
Provision for loan and lease losses$362,0002,243
Total noninterest income$2,124,0001,687
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$608,0002,155
Trading account gains and fees$0239
Additional Noninterest Income$1,516,0001,315
Total noninterest expense$4,019,0003,164
Salaries and employee benefits$1,811,0003,620
Premises and equipment expense$407,0004,396
Additional noninterest expense$1,801,0002,308
Pre-tax net operating income$3,583,0002,097
Securities gains (losses)$03,944
Applicable income taxes$1,356,0001,867
Income before extraordinary items$2,227,0002,341
Extraordinary gains, net$044
Net income$2,227,0002,341
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$166,0002,860
Cash dividends$176,0005,651
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,227,0002,288
1996-12-31 (YTD Data)Rank
Total interest income$9,257,0003,520
Total interest expense$4,201,0003,545
Net interest income$5,056,0003,496
Provision for loan and lease losses$553,0001,616
Total noninterest income$1,503,0002,293
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$546,0002,493
Trading account gains and feesNANA
Additional Noninterest Income$957,0001,873
Total noninterest expense$3,574,0003,708
Salaries and employee benefits$2,005,0003,326
Premises and equipment expense$364,0004,892
Additional noninterest expense$1,205,0003,766
Pre-tax net operating income$2,432,0002,836
Securities gains (losses)$-1,0009,274
Applicable income taxes$988,0002,377
Income before extraordinary items$1,443,0003,321
Extraordinary gains, net$053
Net income$1,443,0003,320
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$326,0001,958
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,443,6403,278
1995-12-31 (YTD Data)Rank
Total interest income$6,964,0004,575
Total interest expense$2,950,0004,843
Net interest income$4,014,0004,291
Provision for loan and lease losses$395,0001,883
Total noninterest income$1,201,0002,723
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$524,0002,578
Trading account gains and feesNANA
Additional Noninterest Income$677,0002,345
Total noninterest expense$2,980,0004,309
Salaries and employee benefits$1,599,0004,053
Premises and equipment expense$272,0006,038
Additional noninterest expense$1,109,0004,003
Pre-tax net operating income$1,840,0003,769
Securities gains (losses)$03,831
Applicable income taxes$695,0003,257
Income before extraordinary items$1,145,0004,103
Extraordinary gains, net$065
Net income$1,145,0004,100
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$207,0002,435
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,145,0004,093
1994-12-31 (YTD Data)Rank
Total interest income$4,618,0006,033
Total interest expense$1,312,0007,512
Net interest income$3,306,0005,193
Provision for loan and lease losses$268,0002,466
Total noninterest income$654,0004,362
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$400,0003,374
Trading account gains and feesNANA
Additional Noninterest Income$254,0004,551
Total noninterest expense$2,458,0005,237
Salaries and employee benefits$1,284,0004,937
Premises and equipment expense$233,0006,814
Additional noninterest expense$941,0004,973
Pre-tax net operating income$1,234,0005,133
Securities gains (losses)$03,600
Applicable income taxes$483,0004,166
Income before extraordinary items$751,0005,609
Extraordinary gains, net$0249
Net income$751,0005,628
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$107,0003,602
Cash dividends$84,0007,238
Sale, conversion, retirement of capital stock, net$1,000,000422
Net operating income$751,0005,678
1993-12-31 (YTD Data)Rank
Total interest income$3,313,0007,815
Total interest expense$965,0009,265
Net interest income$2,348,0006,826
Provision for loan and lease losses$171,0004,328
Total noninterest income$609,0004,901
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$353,0003,847
Trading account gains and feesNANA
Additional Noninterest Income$256,0004,949
Total noninterest expense$1,931,0006,519
Salaries and employee benefits$1,013,0006,053
Premises and equipment expense$210,0007,496
Additional noninterest expense$708,0006,505
Pre-tax net operating income$855,0006,548
Securities gains (losses)$07,477
Applicable income taxes$348,0005,524
Income before extraordinary items$507,0007,492
Extraordinary gains, net$79,0001,804
Net income$586,0007,064
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$105,0004,450
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$375,000657
Net operating income$507,0007,243
1992-12-31 (YTD Data)Rank
Total interest income$2,643,0009,645
Total interest expense$944,00010,641
Net interest income$1,699,0008,649
Provision for loan and lease losses$253,0004,557
Total noninterest income$415,0006,408
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$249,0005,154
Trading account gains and feesNANA
Additional Noninterest Income$166,0006,287
Total noninterest expense$1,598,0007,591
Salaries and employee benefits$821,0007,128
Premises and equipment expense$161,0008,809
Additional noninterest expense$616,0007,369
Pre-tax net operating income$263,00010,489
Securities gains (losses)$08,369
Applicable income taxes$106,0009,741
Income before extraordinary items$157,00011,181
Extraordinary gains, net$01,422
Net income$157,00011,271
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0007,310
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$157,00010,830

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.