Home > Mountain West Bank > Net charge- offs to loans
Mountain West Bank, Net charge- offs to loans
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0041% | 4,560 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,610 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,100 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,374 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,617 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,473 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3436% | 656 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1608% | 2,104 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2180% | 1,288 |
| Percentage Net Loans Charged-off:Construction & development | 0.2102% | 625 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1764% | 972 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5861% | 582 |
| Percentage Net Loans Charged-off: Home equity loans | -1.2407% | 4,851 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7677% | 419 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1956% | 5,650 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5233% | 1,479 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5233% | 1,350 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0298% | 5,552 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0246% | 5,783 |
| Percentage Net Loans Charged-off:Construction & development | 0.1232% | 489 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0662% | 854 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1131% | 6,286 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0744% | 4,620 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1167% | 6,270 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1809% | 5,661 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7120% | 1,166 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7120% | 1,060 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1084% | 6,489 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1703% | 6,545 |
| Percentage Net Loans Charged-off:Construction & development | -1.2091% | 6,004 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0242% | 6,077 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0889% | 6,416 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3042% | 4,918 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0742% | 6,373 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0178% | 3,001 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0918% | 1,059 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0918% | 949 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0454% | 5,688 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0198% | 6,041 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0419% | 6,291 |
| Percentage Net Loans Charged-off:Construction & development | 0.2495% | 1,149 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0304% | 6,169 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2145% | 6,589 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3832% | 4,968 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2035% | 6,568 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0799% | 5,540 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0342% | 1,014 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0342% | 917 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0314% | 5,691 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1031% | 6,508 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1217% | 6,565 |
| Percentage Net Loans Charged-off:Construction & development | -0.2312% | 5,820 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0446% | 6,322 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2969% | 6,665 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3658% | 4,976 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2927% | 6,647 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2565% | 6,025 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3733% | 743 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3733% | 666 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0477% | 5,730 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2184% | 6,702 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2607% | 6,739 |
| Percentage Net Loans Charged-off:Construction & development | -1.8096% | 6,159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0708% | 6,503 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1080% | 6,529 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3798% | 4,981 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0924% | 6,492 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1895% | 5,928 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9527% | 1,047 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9527% | 937 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0996% | 5,889 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3390% | 2,940 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2699% | 2,875 |
| Percentage Net Loans Charged-off:Construction & development | 0.4488% | 1,836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2029% | 2,271 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3321% | 623 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3708% | 2,218 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5102% | 5,157 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4133% | 1,991 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3750% | 2,329 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3094% | 531 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3094% | 491 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0426% | 5,981 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3333% | 2,790 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2291% | 2,914 |
| Percentage Net Loans Charged-off:Construction & development | 0.4025% | 1,748 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0865% | 2,443 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6105% | 1,484 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4703% | 5,199 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6623% | 1,312 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5502% | 1,772 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4010% | 482 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4010% | 440 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0710% | 6,101 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4154% | 2,375 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2624% | 2,605 |
| Percentage Net Loans Charged-off:Construction & development | 0.9550% | 1,305 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0387% | 2,294 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6017% | 1,441 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5562% | 5,230 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6541% | 1,296 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9567% | 1,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2621% | 542 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2621% | 490 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1061% | 6,159 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7776% | 1,322 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4020% | 1,834 |
| Percentage Net Loans Charged-off:Construction & development | 1.3848% | 855 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0349% | 1,609 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0146% | 851 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4986% | 5,240 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0808% | 794 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2752% | 596 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2420% | 253 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.2420% | 236 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8028% | 2,154 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7486% | 2,062 |
| Percentage Net Loans Charged-off:Construction & development | 1.5100% | 1,897 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4705% | 2,048 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.2947% | 414 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5513% | 2,094 |
| Percentage Net Loans Charged-off: Home equity loans | -1.3589% | 5,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6589% | 1,777 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9719% | 2,011 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2975% | 1,314 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2251% | 1,192 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6330% | 453 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8673% | 1,832 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8411% | 1,707 |
| Percentage Net Loans Charged-off:Construction & development | 1.7621% | 1,599 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4455% | 1,786 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.0626% | 321 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6775% | 1,634 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5550% | 5,410 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7519% | 1,467 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7948% | 2,007 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7722% | 871 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6480% | 788 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1578% | 493 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6669% | 2,166 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6913% | 1,868 |
| Percentage Net Loans Charged-off:Construction & development | 1.7070% | 1,440 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1775% | 2,096 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.6155% | 216 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0131% | 1,158 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3989% | 5,422 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1029% | 1,042 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2255% | 2,645 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8801% | 801 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7055% | 697 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7524% | 568 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0048% | 5,060 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0446% | 7,074 |
| Percentage Net Loans Charged-off:Construction & development | -0.0376% | 6,435 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0720% | 1,728 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4433% | 7,352 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3382% | 5,421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4501% | 7,341 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2491% | 1,934 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1222% | 6,242 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1057% | 6,219 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7809% | 309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5569% | 731 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7701% | 583 |
| Percentage Net Loans Charged-off:Construction & development | 5.3148% | 1,181 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4807% | 892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.1755% | 192 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1720% | 444 |
| All other 1-4 family - Percent of loans charged-off, net | 4.3267% | 206 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4395% | 2,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4520% | 854 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9550% | 553 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.3749% | 1,535 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5679% | 1,271 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5151% | 1,179 |
| Percentage Net Loans Charged-off:Construction & development | 3.6007% | 1,428 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3805% | 1,975 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3824% | 455 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1355% | 721 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4795% | 451 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4642% | 1,806 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1761% | 573 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9478% | 512 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.4928% | 1,533 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3490% | 1,411 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4543% | 1,162 |
| Percentage Net Loans Charged-off:Construction & development | 2.3287% | 1,537 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5125% | 1,466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3593% | 483 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9766% | 722 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4735% | 477 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5441% | 2,582 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2315% | 916 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3024% | 404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.7261% | 1,486 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1516% | 1,462 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1402% | 1,237 |
| Percentage Net Loans Charged-off:Construction & development | 1.4681% | 1,347 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5497% | 1,048 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4859% | 441 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6895% | 416 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7275% | 1,766 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2123% | 629 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2224% | 507 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0626% | 1,464 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2739% | 1,029 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3824% | 856 |
| Percentage Net Loans Charged-off:Construction & development | 6.3370% | 998 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5805% | 1,641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.5849% | 294 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8475% | 946 |
| All other 1-4 family - Percent of loans charged-off, net | 3.8341% | 304 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7262% | 2,098 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1473% | 1,232 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.9049% | 576 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0481% | 1,728 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1090% | 1,803 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1576% | 1,392 |
| Percentage Net Loans Charged-off:Construction & development | 3.7316% | 1,232 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1942% | 1,979 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4414% | 767 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7278% | 862 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5085% | 734 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5105% | 3,129 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3383% | 1,064 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6372% | 512 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0452% | 1,691 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6848% | 2,334 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6540% | 1,819 |
| Percentage Net Loans Charged-off:Construction & development | 1.8660% | 1,473 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2157% | 1,504 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7389% | 1,210 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0215% | 5,844 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8123% | 1,070 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5870% | 2,528 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4125% | 1,715 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7070% | 446 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0639% | 1,661 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9445% | 1,402 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9055% | 1,093 |
| Percentage Net Loans Charged-off:Construction & development | 2.5306% | 859 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3954% | 751 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8198% | 881 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8904% | 783 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1320% | 1,349 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6950% | 2,547 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4163% | 412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5620% | 2,130 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3955% | 1,965 |
| Percentage Net Loans Charged-off:Construction & development | 1.2570% | 1,417 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1280% | 7,958 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7637% | 838 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1956% | 392 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7189% | 829 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3050% | 1,533 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6272% | 3,283 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4336% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3839% | 2,133 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3587% | 1,492 |
| Percentage Net Loans Charged-off:Construction & development | 1.2637% | 954 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2591% | 8,052 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8673% | 543 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5809% | 251 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7925% | 553 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4121% | 2,226 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3490% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3841% | 394 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1904% | 2,817 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1871% | 1,805 |
| Percentage Net Loans Charged-off:Construction & development | 1.3487% | 644 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5156% | 8,135 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4134% | 913 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4568% | 789 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0556% | 2,863 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2795% | 3,687 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7823% | 324 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2530% | 8,236 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3641% | 8,310 |
| Percentage Net Loans Charged-off:Construction & development | 0.1401% | 920 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.0082% | 8,199 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5467% | 552 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6060% | 470 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0498% | 7,113 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2519% | 3,172 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.2580% | 186 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2925% | 1,861 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0304% | 3,267 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3051% | 875 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0532% | 6,034 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3444% | 765 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4404% | 863 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4671% | 3,198 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1329% | 416 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0852% | 3,442 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0012% | 7,469 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0072% | 7,723 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0080% | 7,711 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3338% | 1,814 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3396% | 3,367 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0568% | 368 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1269% | 2,411 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5856% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2346% | 3,484 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9630% | 359 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0101% | 4,103 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0942% | 7,337 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2340% | 2,979 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8544% | 299 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5525% | 640 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4996% | 380 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7986% | 1,901 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.1439% | 228 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6585% | 431 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8747% | 271 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1689% | 1,074 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.8307% | 180 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7641% | 369 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2515% | 258 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6878% | 1,828 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.8171% | 131 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8705% | 303 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8230% | 199 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0508% | 572 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5790% | 326 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6840% | 540 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0128% | 7,988 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0234% | 8,109 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0299% | 345 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0745% | 5,823 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6685% | 293 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1850% | 2,089 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0174% | 8,016 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0318% | 8,158 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7263% | 1,231 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0456% | 7,611 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7136% | 264 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0446% | 4,023 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0260% | 8,094 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0470% | 8,238 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1007% | 2,382 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0701% | 4,914 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6013% | 227 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0477% | 3,305 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0699% | 1,733 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2282% | 3,462 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6260% | 296 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1527% | 3,351 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0481% | 2,338 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0709% | 1,105 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0417% | 2,309 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0497% | 2,112 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4900% | 2,155 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1494% | 5,723 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1081% | 1,284 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1125% | 3,459 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0903% | 1,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1393% | 685 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0560% | 1,778 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0671% | 1,610 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2002% | 2,590 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,086 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1453% | 1,050 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1032% | 3,343 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1004% | 1,253 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1464% | 555 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0860% | 1,323 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1044% | 1,157 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1614% | 2,348 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1448% | 8,029 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0308% | 4,150 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0330% | 1,494 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1772% | 719 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2163% | 624 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2414% | 1,518 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.2100% | 8,731 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3370% | 2,223 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3693% | 1,313 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4301% | 4,590 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2456% | 2,535 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9405% | 1,479 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6446% | 3,224 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1534% | 3,249 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6561% | 1,707 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0652% | 8,122 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2787% | 1,875 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1287% | 947 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1980% | 4,270 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3374% | 2,476 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0103% | 3,689 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0181% | 1,432 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0024% | 8,297 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0026% | 8,305 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1927% | 1,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3810% | 4,912 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5225% | 1,545 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0200% | 3,113 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0833% | 1,703 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0871% | 1,604 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4229% | 1,353 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9374% | 850 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0367% | 6,176 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2175% | 3,008 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2793% | 2,632 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1910% | 3,931 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4355% | 2,032 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3541% | 2,424 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2829% | 3,129 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3968% | 3,354 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2741% | 6,292 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |