Home > Mountain Valley National Bank > Income and Expense
Mountain Valley National Bank, Income and Expense
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,814,000 | 11,279 |
| Total interest expense | $450,000 | 12,970 |
| Net interest income | $1,364,000 | 9,757 |
| Provision for loan and lease losses | $51,000 | 8,987 |
| Total noninterest income | $535,000 | 5,379 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $350,000 | 3,907 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $185,000 | 5,932 |
| Total noninterest expense | $1,310,000 | 8,630 |
| Salaries and employee benefits | $518,000 | 9,599 |
| Premises and equipment expense | $102,000 | 10,663 |
| Additional noninterest expense | $690,000 | 6,820 |
| Pre-tax net operating income | $538,000 | 8,154 |
| Securities gains (losses) | $5,000 | 7,049 |
| Applicable income taxes | $205,000 | 7,460 |
| Income before extraordinary items | $338,000 | 8,843 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $338,000 | 8,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 5,904 |
| Cash dividends | $100,000 | 6,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $334,800 | 8,517 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.