Home > Mountain Valley Bank > Income and Expense

Mountain Valley Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$22,980,0001,721
Total interest expense$9,571,0001,334
Net interest income$13,409,0001,983
Provision for loan and lease losses$340,0001,561
Total noninterest income$1,448,0002,337
Gross Fiduciary activities income$0981
Service charges on deposit accounts$308,0002,158
Trading account gains and feesNANA
Additional Noninterest Income$1,140,0002,158
Total noninterest expense$12,624,0001,752
Salaries and employee benefits$5,259,0002,131
Premises and equipment expense$1,718,0001,387
Additional noninterest expense$1,140,0002,158
Pre-tax net operating income$1,893,0003,018
Securities gains (losses)$0988
Applicable income taxes$416,0002,025
Income before extraordinary items$1,477,0003,091
Extraordinary gains, net$054
Net income$1,477,0003,125
Minority interest net income$088
Net income of bank and minority interests.$1,477,0003,093
Net charge-offs$33,0001,979
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$1,477,0003,129
2023-09-30 (YTD Data)Rank
Total interest income$16,418,0001,739
Total interest expense$6,468,0001,339
Net interest income$9,950,0002,002
Provision for loan and lease losses$343,0001,257
Total noninterest income$1,093,0002,325
Gross Fiduciary activities income$0950
Service charges on deposit accounts$234,0002,151
Trading account gains and feesNANA
Additional Noninterest Income$859,0002,147
Total noninterest expense$9,466,0001,741
Salaries and employee benefits$4,021,0002,093
Premises and equipment expense$1,290,0001,383
Additional noninterest expense$859,0002,147
Pre-tax net operating income$1,234,0003,226
Securities gains (losses)$0849
Applicable income taxes$282,0002,146
Income before extraordinary items$952,0003,340
Extraordinary gains, net$052
Net income$952,0003,372
Minority interest net income$081
Net income of bank and minority interests.$952,0003,340
Net charge-offs$6,0002,278
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$952,0003,361
2023-06-30 (YTD Data)Rank
Total interest income$10,361,0001,782
Total interest expense$3,828,0001,342
Net interest income$6,533,0002,040
Provision for loan and lease losses$141,0001,611
Total noninterest income$733,0002,277
Gross Fiduciary activities income$0931
Service charges on deposit accounts$155,0002,145
Trading account gains and feesNANA
Additional Noninterest Income$578,0002,049
Total noninterest expense$6,136,0001,773
Salaries and employee benefits$2,550,0002,156
Premises and equipment expense$870,0001,361
Additional noninterest expense$578,0002,046
Pre-tax net operating income$989,0003,050
Securities gains (losses)$0938
Applicable income taxes$240,0002,016
Income before extraordinary items$749,0003,192
Extraordinary gains, net$051
Net income$749,0003,225
Minority interest net income$081
Net income of bank and minority interests.$749,0003,191
Net charge-offs$4,0002,088
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$749,0003,206
2023-03-31 (YTD Data)Rank
Total interest income$4,957,0001,822
Total interest expense$1,645,0001,345
Net interest income$3,312,0002,028
Provision for loan and lease losses$141,0001,102
Total noninterest income$356,0002,303
Gross Fiduciary activities income$0913
Service charges on deposit accounts$75,0002,199
Trading account gains and feesNANA
Additional Noninterest Income$281,0002,071
Total noninterest expense$3,108,0001,780
Salaries and employee benefits$1,242,0002,220
Premises and equipment expense$475,0001,297
Additional noninterest expense$281,0002,071
Pre-tax net operating income$419,0003,291
Securities gains (losses)$0950
Applicable income taxes$114,0002,056
Income before extraordinary items$305,0003,467
Extraordinary gains, net$04
Net income$305,0003,465
Minority interest net income$048
Net income of bank and minority interests.$305,0003,467
Net charge-offs$2,0001,796
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$305,0003,494
2022-12-31 (YTD Data)Rank
Total interest income$15,567,0001,900
Total interest expense$1,795,0001,719
Net interest income$13,772,0001,906
Provision for loan and lease losses$466,0001,270
Total noninterest income$1,515,0002,338
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$301,0002,250
Trading account gains and feesNANA
Additional Noninterest Income$1,214,0002,125
Total noninterest expense$12,753,0001,694
Salaries and employee benefits$5,460,0002,066
Premises and equipment expense$1,578,0001,478
Additional noninterest expense$1,214,0002,125
Pre-tax net operating income$2,068,0003,097
Securities gains (losses)$0691
Applicable income taxes$461,0002,077
Income before extraordinary items$1,607,0003,192
Extraordinary gains, net$05
Net income$1,607,0003,189
Minority interest net income$063
Net income of bank and minority interests.$1,607,0003,191
Net charge-offs$48,0001,566
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$1,607,0003,219
2022-09-30 (YTD Data)Rank
Total interest income$10,993,0001,930
Total interest expense$955,0001,828
Net interest income$10,038,0001,923
Provision for loan and lease losses$275,0001,267
Total noninterest income$1,078,0002,405
Gross Fiduciary activities income$0968
Service charges on deposit accounts$229,0002,240
Trading account gains and feesNANA
Additional Noninterest Income$849,0002,241
Total noninterest expense$9,087,0001,759
Salaries and employee benefits$3,906,0002,115
Premises and equipment expense$1,153,0001,509
Additional noninterest expense$849,0002,241
Pre-tax net operating income$1,754,0002,917
Securities gains (losses)$0740
Applicable income taxes$386,0002,005
Income before extraordinary items$1,368,0003,021
Extraordinary gains, net$04
Net income$1,368,0003,019
Minority interest net income$057
Net income of bank and minority interests.$1,368,0003,020
Net charge-offs$45,0001,274
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$1,368,0003,048
2022-06-30 (YTD Data)Rank
Total interest income$7,085,0001,921
Total interest expense$484,0002,003
Net interest income$6,601,0001,906
Provision for loan and lease losses$183,0001,174
Total noninterest income$736,0002,379
Gross Fiduciary activities income$0925
Service charges on deposit accounts$154,0002,234
Trading account gains and feesNANA
Additional Noninterest Income$582,0002,235
Total noninterest expense$5,627,0001,848
Salaries and employee benefits$2,509,0002,169
Premises and equipment expense$761,0001,527
Additional noninterest expense$2,357,0001,423
Pre-tax net operating income$1,527,0002,544
Securities gains (losses)$0687
Applicable income taxes$354,0001,747
Income before extraordinary items$1,173,0002,650
Extraordinary gains, net$04
Net income$1,173,0002,648
Minority interest net income$060
Net income of bank and minority interests.$1,173,0002,650
Net charge-offs$42,0001,041
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$1,173,0002,685
2022-03-31 (YTD Data)Rank
Total interest income$3,307,0001,985
Total interest expense$235,0001,991
Net interest income$3,072,0001,955
Provision for loan and lease losses$92,0001,015
Total noninterest income$356,0002,395
Gross Fiduciary activities income$0892
Service charges on deposit accounts$76,0002,237
Trading account gains and feesNANA
Additional Noninterest Income$280,0002,259
Total noninterest expense$2,827,0001,830
Salaries and employee benefits$1,221,0002,209
Premises and equipment expense$392,0001,502
Additional noninterest expense$1,214,0001,363
Pre-tax net operating income$509,0002,886
Securities gains (losses)$0623
Applicable income taxes$128,0001,910
Income before extraordinary items$381,0003,039
Extraordinary gains, net$04
Net income$381,0003,038
Minority interest net income$050
Net income of bank and minority interests.$381,0003,039
Net charge-offs$28,000856
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$381,0003,058
2021-12-31 (YTD Data)Rank
Total interest income$10,950,0002,333
Total interest expense$798,0002,521
Net interest income$10,152,0002,310
Provision for loan and lease losses$583,000927
Total noninterest income$2,646,0001,942
Gross Fiduciary activities income$0994
Service charges on deposit accounts$277,0002,283
Trading account gains and feesNANA
Additional Noninterest Income$2,369,0001,739
Total noninterest expense$8,222,0002,246
Salaries and employee benefits$3,471,0002,718
Premises and equipment expense$944,0002,105
Additional noninterest expense$3,807,0001,639
Pre-tax net operating income$3,993,0002,333
Securities gains (losses)$02,062
Applicable income taxes$925,0001,658
Income before extraordinary items$3,068,0002,514
Extraordinary gains, net$010
Net income$3,068,0002,515
Minority interest net income$074
Net income of bank and minority interests.$3,068,0002,515
Net charge-offs$42,0001,742
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$3,068,0002,490
2021-09-30 (YTD Data)Rank
Total interest income$8,037,0002,418
Total interest expense$609,0002,585
Net interest income$7,428,0002,391
Provision for loan and lease losses$324,0001,111
Total noninterest income$1,864,0002,048
Gross Fiduciary activities income$0957
Service charges on deposit accounts$215,0002,248
Trading account gains and feesNANA
Additional Noninterest Income$1,649,0001,868
Total noninterest expense$5,604,0002,394
Salaries and employee benefits$2,559,0002,763
Premises and equipment expense$686,0002,167
Additional noninterest expense$2,359,0001,908
Pre-tax net operating income$3,364,0002,277
Securities gains (losses)$02,015
Applicable income taxes$853,0001,588
Income before extraordinary items$2,511,0002,503
Extraordinary gains, net$08
Net income$2,511,0002,503
Minority interest net income$069
Net income of bank and minority interests.$2,511,0002,503
Net charge-offs$37,0001,488
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$2,511,0002,474
2021-06-30 (YTD Data)Rank
Total interest income$5,529,0002,357
Total interest expense$418,0002,608
Net interest income$5,111,0002,317
Provision for loan and lease losses$217,0001,134
Total noninterest income$1,391,0001,873
Gross Fiduciary activities income$0951
Service charges on deposit accounts$142,0002,208
Trading account gains and feesNANA
Additional Noninterest Income$1,249,0001,694
Total noninterest expense$3,785,0002,372
Salaries and employee benefits$1,656,0002,801
Premises and equipment expense$457,0002,165
Additional noninterest expense$1,672,0001,797
Pre-tax net operating income$2,500,0002,121
Securities gains (losses)$01,818
Applicable income taxes$590,0001,542
Income before extraordinary items$1,910,0002,285
Extraordinary gains, net$06
Net income$1,910,0002,283
Minority interest net income$067
Net income of bank and minority interests.$1,910,0002,285
Net charge-offs$-14,0003,929
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$1,910,0002,253
2021-03-31 (YTD Data)Rank
Total interest income$2,914,0002,270
Total interest expense$222,0002,598
Net interest income$2,692,0002,199
Provision for loan and lease losses$108,0001,202
Total noninterest income$727,0001,833
Gross Fiduciary activities income$0922
Service charges on deposit accounts$65,0002,303
Trading account gains and feesNANA
Additional Noninterest Income$662,0001,635
Total noninterest expense$1,978,0002,282
Salaries and employee benefits$845,0002,756
Premises and equipment expense$244,0002,095
Additional noninterest expense$889,0001,691
Pre-tax net operating income$1,333,0002,018
Securities gains (losses)$01,392
Applicable income taxes$318,0001,471
Income before extraordinary items$1,015,0002,194
Extraordinary gains, net$03
Net income$1,015,0002,194
Minority interest net income$055
Net income of bank and minority interests.$1,015,0002,194
Net charge-offs$-3,0003,553
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,015,0002,157
2020-12-31 (YTD Data)Rank
Total interest income$10,403,0002,459
Total interest expense$1,305,0002,578
Net interest income$9,098,0002,407
Provision for loan and lease losses$852,0001,773
Total noninterest income$2,049,0002,096
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$287,0002,286
Trading account gains and feesNANA
Additional Noninterest Income$1,762,0001,923
Total noninterest expense$7,215,0002,412
Salaries and employee benefits$3,338,0002,764
Premises and equipment expense$915,0002,147
Additional noninterest expense$2,962,0001,931
Pre-tax net operating income$3,080,0002,395
Securities gains (losses)$16,0002,179
Applicable income taxes$690,0001,717
Income before extraordinary items$2,406,0002,596
Extraordinary gains, net$04
Net income$2,406,0002,595
Minority interest net income$072
Net income of bank and minority interests.$2,406,0002,596
Net charge-offs$109,0001,945
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$2,393,3602,554
2020-09-30 (YTD Data)Rank
Total interest income$7,987,0002,438
Total interest expense$1,052,0002,563
Net interest income$6,935,0002,381
Provision for loan and lease losses$740,0001,619
Total noninterest income$1,410,0002,149
Gross Fiduciary activities income$0981
Service charges on deposit accounts$210,0002,332
Trading account gains and feesNANA
Additional Noninterest Income$1,200,0001,971
Total noninterest expense$5,450,0002,399
Salaries and employee benefits$2,555,0002,720
Premises and equipment expense$697,0002,123
Additional noninterest expense$2,198,0001,930
Pre-tax net operating income$2,155,0002,472
Securities gains (losses)$13,0002,050
Applicable income taxes$461,0001,788
Income before extraordinary items$1,707,0002,656
Extraordinary gains, net$04
Net income$1,707,0002,655
Minority interest net income$065
Net income of bank and minority interests.$1,707,0002,656
Net charge-offs$111,0001,601
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$1,696,7302,620
2020-06-30 (YTD Data)Rank
Total interest income$5,598,0002,389
Total interest expense$768,0002,550
Net interest income$4,830,0002,323
Provision for loan and lease losses$627,0001,412
Total noninterest income$774,0002,310
Gross Fiduciary activities income$0970
Service charges on deposit accounts$136,0002,403
Trading account gains and feesNANA
Additional Noninterest Income$638,0002,116
Total noninterest expense$3,608,0002,409
Salaries and employee benefits$1,728,0002,702
Premises and equipment expense$467,0002,116
Additional noninterest expense$1,413,0001,984
Pre-tax net operating income$1,369,0002,529
Securities gains (losses)$12,0001,821
Applicable income taxes$286,0001,783
Income before extraordinary items$1,095,0002,684
Extraordinary gains, net$04
Net income$1,095,0002,683
Minority interest net income$065
Net income of bank and minority interests.$1,095,0002,684
Net charge-offs$104,0001,340
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,085,5202,652
2020-03-31 (YTD Data)Rank
Total interest income$2,551,0002,524
Total interest expense$445,0002,479
Net interest income$2,106,0002,503
Provision for loan and lease losses$113,0001,875
Total noninterest income$297,0002,529
Gross Fiduciary activities income$0941
Service charges on deposit accounts$77,0002,474
Trading account gains and feesNANA
Additional Noninterest Income$220,0002,331
Total noninterest expense$1,740,0002,468
Salaries and employee benefits$807,0002,827
Premises and equipment expense$243,0002,084
Additional noninterest expense$690,0002,038
Pre-tax net operating income$550,0002,657
Securities gains (losses)$12,0001,271
Applicable income taxes$104,0001,906
Income before extraordinary items$458,0002,748
Extraordinary gains, net$04
Net income$458,0002,747
Minority interest net income$056
Net income of bank and minority interests.$458,0002,749
Net charge-offs$62,0001,110
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$448,2802,762
2019-12-31 (YTD Data)Rank
Total interest income$9,908,0002,597
Total interest expense$1,817,0002,498
Net interest income$8,091,0002,608
Provision for loan and lease losses$38,0003,506
Total noninterest income$1,193,0002,580
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$324,0002,489
Trading account gains and feesNANA
Additional Noninterest Income$869,0002,412
Total noninterest expense$6,423,0002,576
Salaries and employee benefits$2,936,0002,977
Premises and equipment expense$850,0002,260
Additional noninterest expense$2,637,0002,129
Pre-tax net operating income$2,823,0002,553
Securities gains (losses)$8,0001,962
Applicable income taxes$621,0001,809
Income before extraordinary items$2,210,0002,757
Extraordinary gains, net$011
Net income$2,210,0002,758
Minority interest net income$076
Net income of bank and minority interests.$2,210,0002,759
Net charge-offs$68,0002,450
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$2,203,6802,732
2019-09-30 (YTD Data)Rank
Total interest income$7,405,0002,643
Total interest expense$1,329,0002,547
Net interest income$6,076,0002,628
Provision for loan and lease losses$38,0003,286
Total noninterest income$835,0002,687
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$241,0002,527
Trading account gains and feesNANA
Additional Noninterest Income$594,0002,517
Total noninterest expense$4,758,0002,622
Salaries and employee benefits$2,133,0003,041
Premises and equipment expense$623,0002,305
Additional noninterest expense$2,002,0002,117
Pre-tax net operating income$2,115,0002,622
Securities gains (losses)$1,0002,065
Applicable income taxes$462,0001,864
Income before extraordinary items$1,654,0002,816
Extraordinary gains, net$011
Net income$1,654,0002,817
Minority interest net income$072
Net income of bank and minority interests.$1,654,0002,817
Net charge-offs$70,0001,998
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$1,653,2102,784
2019-06-30 (YTD Data)Rank
Total interest income$4,825,0002,689
Total interest expense$809,0002,660
Net interest income$4,016,0002,651
Provision for loan and lease losses$38,0002,954
Total noninterest income$525,0002,741
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$157,0002,546
Trading account gains and feesNANA
Additional Noninterest Income$368,0002,589
Total noninterest expense$3,057,0002,694
Salaries and employee benefits$1,373,0003,114
Premises and equipment expense$389,0002,411
Additional noninterest expense$1,295,0002,169
Pre-tax net operating income$1,446,0002,578
Securities gains (losses)$01,702
Applicable income taxes$315,0001,811
Income before extraordinary items$1,131,0002,762
Extraordinary gains, net$011
Net income$1,131,0002,762
Minority interest net income$069
Net income of bank and minority interests.$1,131,0002,761
Net charge-offs$42,0001,959
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,131,0002,739
2019-03-31 (YTD Data)Rank
Total interest income$2,318,0002,758
Total interest expense$336,0002,876
Net interest income$1,982,0002,701
Provision for loan and lease losses$38,0002,301
Total noninterest income$240,0002,820
Gross Fiduciary activities income$0972
Service charges on deposit accounts$77,0002,583
Trading account gains and feesNANA
Additional Noninterest Income$163,0002,660
Total noninterest expense$1,483,0002,765
Salaries and employee benefits$639,0003,276
Premises and equipment expense$190,0002,456
Additional noninterest expense$654,0002,144
Pre-tax net operating income$701,0002,570
Securities gains (losses)$01,087
Applicable income taxes$151,0001,825
Income before extraordinary items$550,0002,754
Extraordinary gains, net$05
Net income$550,0002,753
Minority interest net income$052
Net income of bank and minority interests.$550,0002,753
Net charge-offs$46,0001,257
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$550,0002,742
2018-12-31 (YTD Data)Rank
Total interest income$8,801,0002,760
Total interest expense$1,044,0002,870
Net interest income$7,757,0002,701
Provision for loan and lease losses$415,0001,627
Total noninterest income$1,044,0002,803
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$276,0002,872
Trading account gains and feesNANA
Additional Noninterest Income$768,0002,543
Total noninterest expense$5,675,0002,814
Salaries and employee benefits$2,591,0003,217
Premises and equipment expense$673,0002,641
Additional noninterest expense$2,411,0002,282
Pre-tax net operating income$2,711,0002,655
Securities gains (losses)$01,125
Applicable income taxes$636,0001,777
Income before extraordinary items$2,075,0002,877
Extraordinary gains, net$06
Net income$2,075,0002,876
Minority interest net income$072
Net income of bank and minority interests.$2,075,0002,876
Net charge-offs$227,0001,539
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$2,075,0002,873
2018-09-30 (YTD Data)Rank
Total interest income$6,547,0002,770
Total interest expense$750,0002,858
Net interest income$5,797,0002,720
Provision for loan and lease losses$415,0001,296
Total noninterest income$768,0002,847
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$196,0002,956
Trading account gains and feesNANA
Additional Noninterest Income$572,0002,578
Total noninterest expense$4,175,0002,858
Salaries and employee benefits$1,953,0003,211
Premises and equipment expense$484,0002,733
Additional noninterest expense$1,738,0002,346
Pre-tax net operating income$1,975,0002,752
Securities gains (losses)$01,118
Applicable income taxes$472,0001,837
Income before extraordinary items$1,503,0002,989
Extraordinary gains, net$05
Net income$1,503,0002,987
Minority interest net income$066
Net income of bank and minority interests.$1,503,0002,988
Net charge-offs$250,0001,101
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$1,503,0002,978
2018-06-30 (YTD Data)Rank
Total interest income$4,271,0002,800
Total interest expense$471,0002,878
Net interest income$3,800,0002,757
Provision for loan and lease losses$304,0001,157
Total noninterest income$534,0002,796
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$128,0002,988
Trading account gains and feesNANA
Additional Noninterest Income$406,0002,501
Total noninterest expense$2,702,0002,941
Salaries and employee benefits$1,308,0003,231
Premises and equipment expense$276,0003,019
Additional noninterest expense$1,118,0002,417
Pre-tax net operating income$1,328,0002,716
Securities gains (losses)$0961
Applicable income taxes$330,0001,780
Income before extraordinary items$998,0002,967
Extraordinary gains, net$06
Net income$998,0002,966
Minority interest net income$065
Net income of bank and minority interests.$998,0002,966
Net charge-offs$165,0001,030
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$998,0002,958
2018-03-31 (YTD Data)Rank
Total interest income$2,015,0002,906
Total interest expense$206,0003,037
Net interest income$1,809,0002,867
Provision for loan and lease losses$139,0001,228
Total noninterest income$230,0002,975
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$60,0003,115
Trading account gains and feesNANA
Additional Noninterest Income$170,0002,679
Total noninterest expense$1,327,0002,998
Salaries and employee benefits$626,0003,333
Premises and equipment expense$135,0003,086
Additional noninterest expense$566,0002,398
Pre-tax net operating income$573,0002,896
Securities gains (losses)$0735
Applicable income taxes$164,0001,755
Income before extraordinary items$409,0003,212
Extraordinary gains, net$07
Net income$409,0003,212
Minority interest net income$052
Net income of bank and minority interests.$409,0003,212
Net charge-offs$155,000664
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$409,0003,214
2017-12-31 (YTD Data)Rank
Total interest income$8,526,0002,747
Total interest expense$714,0003,105
Net interest income$7,812,0002,683
Provision for loan and lease losses$938,000947
Total noninterest income$568,0003,777
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$257,0003,090
Trading account gains and feesNANA
Additional Noninterest Income$311,0003,765
Total noninterest expense$5,208,0003,028
Salaries and employee benefits$2,528,0003,314
Premises and equipment expense$555,0003,062
Additional noninterest expense$2,125,0002,545
Pre-tax net operating income$2,234,0002,938
Securities gains (losses)$02,243
Applicable income taxes$1,201,0001,716
Income before extraordinary items$1,033,0003,681
Extraordinary gains, net$09
Net income$1,033,0003,680
Minority interest net income$076
Net income of bank and minority interests.$1,033,0003,681
Net charge-offs$557,0001,020
Cash dividends$400,0003,163
Sale, conversion, retirement of capital stock, net$0711
Net operating income$1,033,0003,673
2017-09-30 (YTD Data)Rank
Total interest income$6,354,0002,778
Total interest expense$512,0003,174
Net interest income$5,842,0002,710
Provision for loan and lease losses$842,000809
Total noninterest income$382,0003,936
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$195,0003,097
Trading account gains and feesNANA
Additional Noninterest Income$187,0004,044
Total noninterest expense$3,878,0003,049
Salaries and employee benefits$1,902,0003,318
Premises and equipment expense$418,0003,086
Additional noninterest expense$1,558,0002,598
Pre-tax net operating income$1,504,0003,171
Securities gains (losses)$02,274
Applicable income taxes$497,0002,080
Income before extraordinary items$1,007,0003,535
Extraordinary gains, net$09
Net income$1,007,0003,535
Minority interest net income$071
Net income of bank and minority interests.$1,007,0003,535
Net charge-offs$491,000822
Cash dividends$200,0003,115
Sale, conversion, retirement of capital stock, net$0677
Net operating income$1,007,0003,508
2017-06-30 (YTD Data)Rank
Total interest income$4,153,0002,796
Total interest expense$323,0003,236
Net interest income$3,830,0002,731
Provision for loan and lease losses$542,000809
Total noninterest income$228,0004,110
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$131,0003,086
Trading account gains and fees$0139
Additional Noninterest Income$97,0004,293
Total noninterest expense$2,613,0003,048
Salaries and employee benefits$1,281,0003,313
Premises and equipment expense$288,0003,031
Additional noninterest expense$1,044,0002,588
Pre-tax net operating income$903,0003,289
Securities gains (losses)$01,906
Applicable income taxes$293,0002,160
Income before extraordinary items$610,0003,635
Extraordinary gains, net$011
Net income$610,0003,633
Minority interest net income$071
Net income of bank and minority interests.$610,0003,635
Net charge-offs$412,000667
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$610,0003,613
2017-03-31 (YTD Data)Rank
Total interest income$1,996,0002,867
Total interest expense$161,0003,235
Net interest income$1,835,0002,808
Provision for loan and lease losses$243,000816
Total noninterest income$139,0003,845
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$62,0003,168
Trading account gains and fees$0142
Additional Noninterest Income$77,0003,824
Total noninterest expense$1,292,0003,111
Salaries and employee benefits$621,0003,420
Premises and equipment expense$139,0003,138
Additional noninterest expense$532,0002,544
Pre-tax net operating income$439,0003,299
Securities gains (losses)$01,153
Applicable income taxes$144,0002,155
Income before extraordinary items$295,0003,637
Extraordinary gains, net$08
Net income$295,0003,636
Minority interest net income$055
Net income of bank and minority interests.$295,0003,637
Net charge-offs$232,000543
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$295,0003,615
2016-12-31 (YTD Data)Rank
Total interest income$7,718,0002,925
Total interest expense$522,0003,575
Net interest income$7,196,0002,821
Provision for loan and lease losses$695,0001,199
Total noninterest income$504,0004,072
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$224,0003,433
Trading account gains and fees$0170
Additional Noninterest Income$280,0004,010
Total noninterest expense$5,126,0003,141
Salaries and employee benefits$2,525,0003,380
Premises and equipment expense$561,0003,149
Additional noninterest expense$2,040,0002,721
Pre-tax net operating income$1,879,0003,162
Securities gains (losses)$1,0003,113
Applicable income taxes$627,0002,066
Income before extraordinary items$1,253,0003,565
Extraordinary gains, net$05
Net income$1,253,0003,563
Minority interest net income$082
Net income of bank and minority interests.$1,253,0003,564
Net charge-offs$242,0001,745
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$1,252,3303,500
2016-09-30 (YTD Data)Rank
Total interest income$5,694,0002,964
Total interest expense$364,0003,717
Net interest income$5,330,0002,858
Provision for loan and lease losses$501,0001,134
Total noninterest income$412,0003,986
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$165,0003,467
Trading account gains and fees$0169
Additional Noninterest Income$247,0003,849
Total noninterest expense$3,864,0003,133
Salaries and employee benefits$1,922,0003,349
Premises and equipment expense$425,0003,145
Additional noninterest expense$1,517,0002,740
Pre-tax net operating income$1,377,0003,245
Securities gains (losses)$1,0003,060
Applicable income taxes$459,0002,131
Income before extraordinary items$919,0003,644
Extraordinary gains, net$05
Net income$919,0003,642
Minority interest net income$071
Net income of bank and minority interests.$919,0003,644
Net charge-offs$94,0002,112
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$918,3303,582
2016-06-30 (YTD Data)Rank
Total interest income$3,765,0002,991
Total interest expense$223,0003,883
Net interest income$3,542,0002,873
Provision for loan and lease losses$346,0001,140
Total noninterest income$302,0003,827
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$107,0003,511
Trading account gains and fees$0157
Additional Noninterest Income$195,0003,636
Total noninterest expense$2,636,0003,102
Salaries and employee benefits$1,331,0003,290
Premises and equipment expense$285,0003,137
Additional noninterest expense$1,020,0002,735
Pre-tax net operating income$862,0003,340
Securities gains (losses)$1,0002,737
Applicable income taxes$286,0002,173
Income before extraordinary items$577,0003,755
Extraordinary gains, net$016
Net income$577,0003,752
Minority interest net income$071
Net income of bank and minority interests.$577,0003,754
Net charge-offs$55,0002,078
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$576,3303,699
2016-03-31 (YTD Data)Rank
Total interest income$1,868,0003,015
Total interest expense$106,0003,985
Net interest income$1,762,0002,893
Provision for loan and lease losses$163,0001,102
Total noninterest income$149,0003,832
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$54,0003,493
Trading account gains and fees$0142
Additional Noninterest Income$95,0003,625
Total noninterest expense$1,331,0003,099
Salaries and employee benefits$679,0003,278
Premises and equipment expense$150,0003,055
Additional noninterest expense$502,0002,767
Pre-tax net operating income$417,0003,333
Securities gains (losses)$1,0001,958
Applicable income taxes$128,0002,249
Income before extraordinary items$290,0003,694
Extraordinary gains, net$012
Net income$290,0003,691
Minority interest net income$062
Net income of bank and minority interests.$290,0003,692
Net charge-offs$4,0002,652
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$289,3103,636
2015-12-31 (YTD Data)Rank
Total interest income$6,551,0003,259
Total interest expense$431,0004,007
Net interest income$6,120,0003,148
Provision for loan and lease losses$1,340,000628
Total noninterest income$448,0004,331
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$221,0003,564
Trading account gains and fees$0159
Additional Noninterest Income$227,0004,299
Total noninterest expense$4,998,0003,218
Salaries and employee benefits$2,570,0003,350
Premises and equipment expense$555,0003,266
Additional noninterest expense$1,873,0002,927
Pre-tax net operating income$230,0005,407
Securities gains (losses)$3,0002,963
Applicable income taxes$72,0003,486
Income before extraordinary items$161,0005,557
Extraordinary gains, net$023
Net income$161,0005,559
Minority interest net income$081
Net income of bank and minority interests.$161,0005,560
Net charge-offs$441,0001,280
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$158,9305,525
2015-09-30 (YTD Data)Rank
Total interest income$4,786,0003,351
Total interest expense$326,0004,049
Net interest income$4,460,0003,235
Provision for loan and lease losses$756,000738
Total noninterest income$409,0004,075
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$167,0003,571
Trading account gains and fees$0153
Additional Noninterest Income$242,0003,915
Total noninterest expense$3,790,0003,207
Salaries and employee benefits$1,954,0003,326
Premises and equipment expense$420,0003,295
Additional noninterest expense$1,416,0002,912
Pre-tax net operating income$323,0005,164
Securities gains (losses)$3,0002,757
Applicable income taxes$93,0003,314
Income before extraordinary items$233,0005,334
Extraordinary gains, net$021
Net income$233,0005,337
Minority interest net income$078
Net income of bank and minority interests.$233,0005,338
Net charge-offs$321,0001,156
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$230,8705,291
2015-06-30 (YTD Data)Rank
Total interest income$3,087,0003,425
Total interest expense$221,0004,051
Net interest income$2,866,0003,319
Provision for loan and lease losses$320,0001,050
Total noninterest income$177,0004,681
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$109,0003,587
Trading account gains and fees$0157
Additional Noninterest Income$68,0004,923
Total noninterest expense$2,476,0003,287
Salaries and employee benefits$1,286,0003,384
Premises and equipment expense$282,0003,296
Additional noninterest expense$908,0003,019
Pre-tax net operating income$247,0005,058
Securities gains (losses)$3,0002,361
Applicable income taxes$75,0003,197
Income before extraordinary items$175,0005,241
Extraordinary gains, net$022
Net income$175,0005,242
Minority interest net income$075
Net income of bank and minority interests.$175,0005,245
Net charge-offs$1,0003,770
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$172,9005,215
2015-03-31 (YTD Data)Rank
Total interest income$1,601,0003,359
Total interest expense$113,0004,051
Net interest income$1,488,0003,242
Provision for loan and lease losses$185,000943
Total noninterest income$52,0005,275
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$49,0003,733
Trading account gains and fees$0152
Additional Noninterest Income$3,0006,096
Total noninterest expense$1,268,0003,254
Salaries and employee benefits$663,0003,356
Premises and equipment expense$143,0003,298
Additional noninterest expense$462,0002,968
Pre-tax net operating income$87,0005,322
Securities gains (losses)$3,0001,758
Applicable income taxes$27,0003,393
Income before extraordinary items$63,0005,486
Extraordinary gains, net$013
Net income$63,0005,487
Minority interest net income$064
Net income of bank and minority interests.$63,0005,487
Net charge-offs$1,0003,128
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$60,9005,454
2014-12-31 (YTD Data)Rank
Total interest income$3,309,0004,876
Total interest expense$238,0005,289
Net interest income$3,071,0004,757
Provision for loan and lease losses$371,0001,758
Total noninterest income$319,0004,924
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$68,0005,420
Trading account gains and fees$0180
Additional Noninterest Income$251,0004,248
Total noninterest expense$2,644,0004,777
Salaries and employee benefits$1,298,0004,932
Premises and equipment expense$304,0004,653
Additional noninterest expense$1,042,0004,368
Pre-tax net operating income$375,0005,308
Securities gains (losses)$40,0001,884
Applicable income taxes$140,0003,208
Income before extraordinary items$275,0005,462
Extraordinary gains, net$017
Net income$275,0005,461
Minority interest net income$084
Net income of bank and minority interests.$275,0005,462
Net charge-offs$146,0002,808
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$248,6005,493
2014-09-30 (YTD Data)Rank
Total interest income$1,644,0005,593
Total interest expense$117,0005,827
Net interest income$1,527,0005,501
Provision for loan and lease losses$135,0002,485
Total noninterest income$131,0005,615
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$33,0005,882
Trading account gains and fees$0174
Additional Noninterest Income$98,0005,066
Total noninterest expense$1,162,0005,677
Salaries and employee benefits$583,0005,769
Premises and equipment expense$132,0005,560
Additional noninterest expense$447,0005,435
Pre-tax net operating income$361,0005,162
Securities gains (losses)$-1,0005,909
Applicable income taxes$123,0003,162
Income before extraordinary items$237,0005,443
Extraordinary gains, net$015
Net income$237,0005,443
Minority interest net income$081
Net income of bank and minority interests.$237,0005,445
Net charge-offs$11,0004,115
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$237,6605,401
2014-06-30 (YTD Data)Rank
Total interest income$17,0006,650
Total interest expense$1,0006,622
Net interest income$16,0006,649
Provision for loan and lease losses$04,196
Total noninterest income$-14,0006,579
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$2,0006,440
Trading account gains and fees$0172
Additional Noninterest Income$-16,0006,496
Total noninterest expense$8,0006,653
Salaries and employee benefits$8,0006,642
Premises and equipment expense$06,637
Additional noninterest expense$06,653
Pre-tax net operating income$-6,0006,196
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$-6,0006,222
Extraordinary gains, net$020
Net income$-6,0006,224
Minority interest net income$080
Net income of bank and minority interests.$-6,0006,224
Net charge-offs$04,375
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$-6,0006,201
2014-03-31 (YTD Data)Rank
Total interest income$1,567,0003,478
Total interest expense$120,0004,260
Net interest income$1,447,0003,368
Provision for loan and lease losses$03,817
Total noninterest income$116,0004,402
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$30,0004,784
Trading account gains and fees$0147
Additional Noninterest Income$86,0003,790
Total noninterest expense$1,241,0003,395
Salaries and employee benefits$621,0003,566
Premises and equipment expense$152,0003,313
Additional noninterest expense$468,0003,047
Pre-tax net operating income$322,0003,695
Securities gains (losses)$-91,0006,641
Applicable income taxes$50,0002,948
Income before extraordinary items$181,0004,416
Extraordinary gains, net$016
Net income$181,0004,417
Minority interest net income$066
Net income of bank and minority interests.$181,0004,418
Net charge-offs$-8,0005,661
Cash dividends$81,0002,359
Sale, conversion, retirement of capital stock, net$0747
Net operating income$251,9803,807
2013-12-31 (YTD Data)Rank
Total interest income$6,442,0003,456
Total interest expense$550,0004,261
Net interest income$5,892,0003,322
Provision for loan and lease losses$-500,0006,582
Total noninterest income$543,0004,291
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$122,0004,928
Trading account gains and fees$0184
Additional Noninterest Income$421,0003,586
Total noninterest expense$5,306,0003,262
Salaries and employee benefits$2,636,0003,411
Premises and equipment expense$639,0003,158
Additional noninterest expense$2,031,0002,933
Pre-tax net operating income$1,629,0003,252
Securities gains (losses)$-25,0006,364
Applicable income taxes$469,0002,228
Income before extraordinary items$1,135,0003,655
Extraordinary gains, net$029
Net income$1,135,0003,658
Minority interest net income$090
Net income of bank and minority interests.$1,135,0003,659
Net charge-offs$-4,0006,009
Cash dividends$162,0003,711
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,152,7503,600
2013-09-30 (YTD Data)Rank
Total interest income$4,773,0003,516
Total interest expense$426,0004,274
Net interest income$4,347,0003,379
Provision for loan and lease losses$-300,0006,674
Total noninterest income$403,0004,373
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$94,0004,928
Trading account gains and fees$0180
Additional Noninterest Income$309,0003,707
Total noninterest expense$3,846,0003,353
Salaries and employee benefits$1,959,0003,450
Premises and equipment expense$495,0003,121
Additional noninterest expense$1,392,0003,135
Pre-tax net operating income$1,204,0003,358
Securities gains (losses)$39,0001,833
Applicable income taxes$346,0002,288
Income before extraordinary items$897,0003,621
Extraordinary gains, net$025
Net income$897,0003,623
Minority interest net income$084
Net income of bank and minority interests.$897,0003,625
Net charge-offs$-12,0006,172
Cash dividends$162,0003,061
Sale, conversion, retirement of capital stock, net$0868
Net operating income$868,9203,602
2013-06-30 (YTD Data)Rank
Total interest income$3,127,0003,559
Total interest expense$297,0004,245
Net interest income$2,830,0003,427
Provision for loan and lease losses$-300,0006,772
Total noninterest income$269,0004,403
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$65,0004,850
Trading account gains and fees$0157
Additional Noninterest Income$204,0003,759
Total noninterest expense$2,503,0003,416
Salaries and employee benefits$1,271,0003,528
Premises and equipment expense$337,0003,076
Additional noninterest expense$895,0003,214
Pre-tax net operating income$896,0003,106
Securities gains (losses)$2,0002,612
Applicable income taxes$217,0002,350
Income before extraordinary items$681,0003,370
Extraordinary gains, net$022
Net income$681,0003,371
Minority interest net income$082
Net income of bank and minority interests.$681,0003,373
Net charge-offs$5,0004,545
Cash dividends$81,0003,107
Sale, conversion, retirement of capital stock, net$0838
Net operating income$679,4803,283
2013-03-31 (YTD Data)Rank
Total interest income$1,535,0003,635
Total interest expense$156,0004,235
Net interest income$1,379,0003,505
Provision for loan and lease losses$04,409
Total noninterest income$130,0004,425
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$34,0004,757
Trading account gains and fees$0148
Additional Noninterest Income$96,0003,815
Total noninterest expense$1,242,0003,470
Salaries and employee benefits$632,0003,587
Premises and equipment expense$173,0003,049
Additional noninterest expense$437,0003,298
Pre-tax net operating income$267,0004,008
Securities gains (losses)$01,966
Applicable income taxes$81,0002,595
Income before extraordinary items$186,0004,393
Extraordinary gains, net$010
Net income$186,0004,396
Minority interest net income$076
Net income of bank and minority interests.$186,0004,395
Net charge-offs$-6,0005,985
Cash dividends$81,0002,175
Sale, conversion, retirement of capital stock, net$0789
Net operating income$186,0004,295
2012-12-31 (YTD Data)Rank
Total interest income$6,548,0003,620
Total interest expense$703,0004,399
Net interest income$5,845,0003,432
Provision for loan and lease losses$488,0002,752
Total noninterest income$436,0004,700
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$157,0004,698
Trading account gains and fees$0166
Additional Noninterest Income$279,0004,134
Total noninterest expense$5,639,0003,174
Salaries and employee benefits$2,894,0003,209
Premises and equipment expense$767,0002,830
Additional noninterest expense$1,978,0003,120
Pre-tax net operating income$154,0005,788
Securities gains (losses)$315,0001,328
Applicable income taxes$95,0003,542
Income before extraordinary items$374,0005,269
Extraordinary gains, net$029
Net income$374,0005,266
Minority interest net income$093
Net income of bank and minority interests.$374,0005,267
Net charge-offs$605,0002,403
Cash dividends$162,0003,755
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$122,0005,845
2012-09-30 (YTD Data)Rank
Total interest income$4,959,0003,664
Total interest expense$534,0004,491
Net interest income$4,425,0003,465
Provision for loan and lease losses$488,0002,310
Total noninterest income$323,0004,757
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$122,0004,695
Trading account gains and fees$0157
Additional Noninterest Income$201,0004,244
Total noninterest expense$4,368,0003,119
Salaries and employee benefits$2,243,0003,158
Premises and equipment expense$595,0002,795
Additional noninterest expense$1,530,0003,060
Pre-tax net operating income$-108,0006,434
Securities gains (losses)$315,0001,073
Applicable income taxes$29,0004,041
Income before extraordinary items$178,0005,815
Extraordinary gains, net$020
Net income$178,0005,814
Minority interest net income$086
Net income of bank and minority interests.$178,0005,814
Net charge-offs$544,0002,079
Cash dividends$162,0003,054
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-92,9006,434
2012-06-30 (YTD Data)Rank
Total interest income$3,383,0003,627
Total interest expense$360,0004,584
Net interest income$3,023,0003,426
Provision for loan and lease losses$488,0001,846
Total noninterest income$205,0004,834
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$83,0004,665
Trading account gains and fees$0153
Additional Noninterest Income$122,0004,372
Total noninterest expense$2,923,0003,124
Salaries and employee benefits$1,515,0003,137
Premises and equipment expense$412,0002,713
Additional noninterest expense$996,0003,132
Pre-tax net operating income$-183,0006,616
Securities gains (losses)$264,000930
Applicable income taxes$-8,0006,821
Income before extraordinary items$89,0006,010
Extraordinary gains, net$019
Net income$89,0006,010
Minority interest net income$084
Net income of bank and minority interests.$89,0006,010
Net charge-offs$527,0001,711
Cash dividends$81,0003,130
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-175,0006,621
2012-03-31 (YTD Data)Rank
Total interest income$1,719,0003,613
Total interest expense$180,0004,684
Net interest income$1,539,0003,389
Provision for loan and lease losses$488,0001,081
Total noninterest income$109,0004,807
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$50,0004,284
Trading account gains and fees$0148
Additional Noninterest Income$59,0004,465
Total noninterest expense$1,456,0003,127
Salaries and employee benefits$769,0003,113
Premises and equipment expense$226,0002,529
Additional noninterest expense$461,0003,291
Pre-tax net operating income$-296,0006,939
Securities gains (losses)$264,000496
Applicable income taxes$-33,0007,077
Income before extraordinary items$1,0006,515
Extraordinary gains, net$019
Net income$1,0006,516
Minority interest net income$078
Net income of bank and minority interests.$1,0006,515
Net charge-offs$677,000894
Cash dividends$81,0002,206
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-167,9606,844
2011-12-31 (YTD Data)Rank
Total interest income$7,174,0003,614
Total interest expense$890,0004,673
Net interest income$6,284,0003,344
Provision for loan and lease losses$1,060,0002,333
Total noninterest income$604,0004,057
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$205,0004,334
Trading account gains and fees$0146
Additional Noninterest Income$399,0003,443
Total noninterest expense$5,925,0003,090
Salaries and employee benefits$2,749,0003,322
Premises and equipment expense$916,0002,601
Additional noninterest expense$2,260,0002,798
Pre-tax net operating income$-97,0006,134
Securities gains (losses)$226,0001,363
Applicable income taxes$-100,0006,815
Income before extraordinary items$229,0005,457
Extraordinary gains, net$029
Net income$229,0005,459
Minority interest net income$096
Net income of bank and minority interests.$229,0005,459
Net charge-offs$968,0002,399
Cash dividends$121,0003,668
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,0006,028
2011-09-30 (YTD Data)Rank
Total interest income$5,418,0003,640
Total interest expense$695,0004,689
Net interest income$4,723,0003,361
Provision for loan and lease losses$675,0002,485
Total noninterest income$456,0004,071
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$158,0004,303
Trading account gains and fees$0145
Additional Noninterest Income$298,0003,473
Total noninterest expense$4,429,0003,098
Salaries and employee benefits$1,991,0003,413
Premises and equipment expense$771,0002,381
Additional noninterest expense$1,667,0002,858
Pre-tax net operating income$75,0005,910
Securities gains (losses)$8,0003,118
Applicable income taxes$22,0004,001
Income before extraordinary items$61,0006,048
Extraordinary gains, net$021
Net income$61,0006,049
Minority interest net income$087
Net income of bank and minority interests.$61,0006,049
Net charge-offs$920,0001,981
Cash dividends$40,0003,441
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$55,1605,959
2011-06-30 (YTD Data)Rank
Total interest income$3,598,0003,682
Total interest expense$487,0004,701
Net interest income$3,111,0003,383
Provision for loan and lease losses$585,0002,137
Total noninterest income$303,0004,086
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$111,0004,191
Trading account gains and fees$0153
Additional Noninterest Income$192,0003,548
Total noninterest expense$2,821,0003,255
Salaries and employee benefits$1,269,0003,549
Premises and equipment expense$501,0002,447
Additional noninterest expense$1,051,0003,080
Pre-tax net operating income$8,0006,159
Securities gains (losses)$8,0002,429
Applicable income taxes$3,0004,420
Income before extraordinary items$13,0006,238
Extraordinary gains, net$015
Net income$13,0006,238
Minority interest net income$089
Net income of bank and minority interests.$13,0006,238
Net charge-offs$382,0002,410
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$6,5206,195
2011-03-31 (YTD Data)Rank
Total interest income$1,769,0003,749
Total interest expense$260,0004,644
Net interest income$1,509,0003,450
Provision for loan and lease losses$135,0002,993
Total noninterest income$148,0004,190
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$57,0004,112
Trading account gains and fees$0158
Additional Noninterest Income$91,0003,718
Total noninterest expense$1,305,0003,460
Salaries and employee benefits$547,0003,984
Premises and equipment expense$252,0002,480
Additional noninterest expense$506,0003,145
Pre-tax net operating income$217,0004,098
Securities gains (losses)$01,772
Applicable income taxes$73,0002,521
Income before extraordinary items$144,0004,517
Extraordinary gains, net$09
Net income$144,0004,516
Minority interest net income$086
Net income of bank and minority interests.$144,0004,517
Net charge-offs$145,0002,391
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$144,0004,454
2010-12-31 (YTD Data)Rank
Total interest income$8,066,0003,530
Total interest expense$1,766,0003,871
Net interest income$6,300,0003,354
Provision for loan and lease losses$665,0003,684
Total noninterest income$789,0003,681
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$310,0003,567
Trading account gains and fees$0175
Additional Noninterest Income$479,0003,253
Total noninterest expense$5,667,0003,251
Salaries and employee benefits$2,652,0003,435
Premises and equipment expense$962,0002,564
Additional noninterest expense$2,053,0003,188
Pre-tax net operating income$757,0003,811
Securities gains (losses)$03,793
Applicable income taxes$249,0002,530
Income before extraordinary items$508,0004,297
Extraordinary gains, net$029
Net income$508,0004,298
Minority interest net income$0111
Net income of bank and minority interests.$508,0004,298
Net charge-offs$1,244,0002,397
Cash dividends$137,0003,554
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$508,0004,148
2010-09-30 (YTD Data)Rank
Total interest income$6,161,0003,551
Total interest expense$1,426,0003,832
Net interest income$4,735,0003,396
Provision for loan and lease losses$530,0003,453
Total noninterest income$550,0003,872
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$242,0003,557
Trading account gains and fees$0165
Additional Noninterest Income$308,0003,516
Total noninterest expense$3,929,0003,476
Salaries and employee benefits$1,827,0003,692
Premises and equipment expense$706,0002,639
Additional noninterest expense$1,396,0003,424
Pre-tax net operating income$826,0003,406
Securities gains (losses)$03,651
Applicable income taxes$278,0002,218
Income before extraordinary items$548,0003,947
Extraordinary gains, net$023
Net income$548,0003,949
Minority interest net income$0110
Net income of bank and minority interests.$548,0003,949
Net charge-offs$641,0002,729
Cash dividends$56,0003,416
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$548,0003,802
2010-06-30 (YTD Data)Rank
Total interest income$4,145,0003,551
Total interest expense$992,0003,833
Net interest income$3,153,0003,408
Provision for loan and lease losses$395,0003,213
Total noninterest income$361,0003,854
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$157,0003,606
Trading account gains and fees$0152
Additional Noninterest Income$204,0003,478
Total noninterest expense$2,621,0003,486
Salaries and employee benefits$1,231,0003,686
Premises and equipment expense$458,0002,714
Additional noninterest expense$932,0003,401
Pre-tax net operating income$498,0003,636
Securities gains (losses)$03,184
Applicable income taxes$178,0002,245
Income before extraordinary items$320,0004,186
Extraordinary gains, net$019
Net income$320,0004,185
Minority interest net income$0105
Net income of bank and minority interests.$320,0004,185
Net charge-offs$595,0002,249
Cash dividends$39,0003,255
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$320,0004,051
2010-03-31 (YTD Data)Rank
Total interest income$2,067,0003,622
Total interest expense$526,0003,795
Net interest income$1,541,0003,478
Provision for loan and lease losses$260,0002,614
Total noninterest income$193,0003,721
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$86,0003,446
Trading account gains and fees$0175
Additional Noninterest Income$107,0003,384
Total noninterest expense$1,311,0003,521
Salaries and employee benefits$599,0003,826
Premises and equipment expense$231,0002,764
Additional noninterest expense$481,0003,289
Pre-tax net operating income$163,0004,419
Securities gains (losses)$02,284
Applicable income taxes$51,0002,776
Income before extraordinary items$112,0004,824
Extraordinary gains, net$016
Net income$112,0004,824
Minority interest net income$091
Net income of bank and minority interests.$112,0004,823
Net charge-offs$242,0002,250
Cash dividends$11,0002,583
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$112,0004,720
2009-12-31 (YTD Data)Rank
Total interest income$8,411,0003,688
Total interest expense$2,385,0004,020
Net interest income$6,026,0003,457
Provision for loan and lease losses$1,517,0002,890
Total noninterest income$1,024,0003,294
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$420,0003,236
Trading account gains and fees$0211
Additional Noninterest Income$604,0002,894
Total noninterest expense$5,001,0003,686
Salaries and employee benefits$2,381,0003,840
Premises and equipment expense$889,0002,853
Additional noninterest expense$1,731,0003,707
Pre-tax net operating income$532,0003,920
Securities gains (losses)$03,754
Applicable income taxes$134,0002,677
Income before extraordinary items$398,0004,189
Extraordinary gains, net$034
Net income$398,0004,189
Minority interest net income$0115
Net income of bank and minority interests.$398,0004,189
Net charge-offs$503,0003,780
Cash dividends$18,0004,595
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$398,0004,119
2009-09-30 (YTD Data)Rank
Total interest income$6,286,0003,739
Total interest expense$1,802,0004,125
Net interest income$4,484,0003,478
Provision for loan and lease losses$427,0004,083
Total noninterest income$777,0003,329
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$321,0003,213
Trading account gains and fees$0212
Additional Noninterest Income$456,0002,970
Total noninterest expense$3,764,0003,674
Salaries and employee benefits$1,824,0003,810
Premises and equipment expense$669,0002,880
Additional noninterest expense$1,271,0003,719
Pre-tax net operating income$1,070,0002,623
Securities gains (losses)$03,497
Applicable income taxes$329,0001,829
Income before extraordinary items$741,0003,010
Extraordinary gains, net$027
Net income$741,0003,008
Minority interest net income$0118
Net income of bank and minority interests.$741,0003,011
Net charge-offs$167,0004,471
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$741,0002,927
2009-06-30 (YTD Data)Rank
Total interest income$4,099,0003,828
Total interest expense$1,209,0004,227
Net interest income$2,890,0003,562
Provision for loan and lease losses$292,0003,783
Total noninterest income$539,0003,233
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$211,0003,216
Trading account gains and fees$0193
Additional Noninterest Income$328,0002,842
Total noninterest expense$2,521,0003,694
Salaries and employee benefits$1,231,0003,811
Premises and equipment expense$448,0002,910
Additional noninterest expense$842,0003,738
Pre-tax net operating income$616,0002,967
Securities gains (losses)$03,136
Applicable income taxes$138,0002,347
Income before extraordinary items$478,0003,177
Extraordinary gains, net$021
Net income$478,0003,175
Minority interest net income$0112
Net income of bank and minority interests.$478,0003,176
Net charge-offs$152,0003,759
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$478,0003,064
2009-03-31 (YTD Data)Rank
Total interest income$2,020,0003,911
Total interest expense$632,0004,225
Net interest income$1,388,0003,665
Provision for loan and lease losses$96,0003,963
Total noninterest income$258,0003,317
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$95,0003,361
Trading account gains and fees$0171
Additional Noninterest Income$163,0002,831
Total noninterest expense$1,207,0003,744
Salaries and employee benefits$584,0003,994
Premises and equipment expense$227,0002,915
Additional noninterest expense$396,0003,606
Pre-tax net operating income$343,0003,110
Securities gains (losses)$02,434
Applicable income taxes$96,0002,232
Income before extraordinary items$247,0003,473
Extraordinary gains, net$015
Net income$247,0003,474
Minority interest net income$0102
Net income of bank and minority interests.$247,0003,474
Net charge-offs$72,0003,207
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$247,0003,319
2008-12-31 (YTD Data)Rank
Total interest income$8,352,0004,023
Total interest expense$3,059,0004,204
Net interest income$5,293,0003,792
Provision for loan and lease losses$480,0003,870
Total noninterest income$972,0003,473
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$397,0003,465
Trading account gains and fees$0154
Additional Noninterest Income$575,0002,957
Total noninterest expense$4,516,0003,874
Salaries and employee benefits$2,120,0004,261
Premises and equipment expense$767,0003,283
Additional noninterest expense$1,629,0003,413
Pre-tax net operating income$1,269,0003,314
Securities gains (losses)$03,220
Applicable income taxes$437,0001,984
Income before extraordinary items$832,0003,629
Extraordinary gains, net$039
Net income$832,0003,629
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$197,0004,109
Cash dividends$51,0005,224
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$832,0003,758
2008-09-30 (YTD Data)Rank
Total interest income$6,311,0004,060
Total interest expense$2,376,0004,225
Net interest income$3,935,0003,838
Provision for loan and lease losses$360,0003,240
Total noninterest income$674,0003,718
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$302,0003,475
Trading account gains and fees$0148
Additional Noninterest Income$372,0003,305
Total noninterest expense$3,203,0004,020
Salaries and employee benefits$1,518,0004,425
Premises and equipment expense$532,0003,500
Additional noninterest expense$1,153,0003,489
Pre-tax net operating income$1,046,0003,594
Securities gains (losses)$03,106
Applicable income taxes$345,0002,312
Income before extraordinary items$701,0003,810
Extraordinary gains, net$031
Net income$701,0003,809
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$177,0003,211
Cash dividends$51,0004,684
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$701,0003,951
2008-06-30 (YTD Data)Rank
Total interest income$4,221,0004,106
Total interest expense$1,649,0004,244
Net interest income$2,572,0003,896
Provision for loan and lease losses$240,0002,857
Total noninterest income$447,0003,766
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$182,0003,665
Trading account gains and fees$0149
Additional Noninterest Income$265,0003,241
Total noninterest expense$2,022,0004,202
Salaries and employee benefits$972,0004,619
Premises and equipment expense$331,0003,680
Additional noninterest expense$719,0003,644
Pre-tax net operating income$757,0003,557
Securities gains (losses)$03,233
Applicable income taxes$252,0002,416
Income before extraordinary items$505,0003,993
Extraordinary gains, net$021
Net income$505,0003,994
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$172,0002,387
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$505,0003,940
2008-03-31 (YTD Data)Rank
Total interest income$2,089,0004,195
Total interest expense$868,0004,288
Net interest income$1,221,0004,061
Provision for loan and lease losses$120,0002,457
Total noninterest income$211,0003,896
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$89,0003,686
Trading account gains and fees$0158
Additional Noninterest Income$122,0003,415
Total noninterest expense$927,0004,476
Salaries and employee benefits$422,0005,086
Premises and equipment expense$168,0003,671
Additional noninterest expense$337,0003,774
Pre-tax net operating income$385,0003,626
Securities gains (losses)$02,688
Applicable income taxes$125,0002,538
Income before extraordinary items$260,0004,117
Extraordinary gains, net$015
Net income$260,0004,119
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-14,0008,036
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$260,0004,017
2007-12-31 (YTD Data)Rank
Total interest income$8,422,0004,220
Total interest expense$3,347,0004,471
Net interest income$5,075,0003,958
Provision for loan and lease losses$570,0002,132
Total noninterest income$910,0003,726
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$276,0004,259
Trading account gains and fees$0178
Additional Noninterest Income$634,0002,925
Total noninterest expense$3,805,0004,283
Salaries and employee benefits$1,896,0004,575
Premises and equipment expense$590,0003,884
Additional noninterest expense$1,319,0003,800
Pre-tax net operating income$1,610,0003,773
Securities gains (losses)$02,146
Applicable income taxes$431,0002,932
Income before extraordinary items$1,179,0003,972
Extraordinary gains, net$039
Net income$1,179,0003,973
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0004,708
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$1,248,000406
Net operating income$1,179,0003,971
2007-09-30 (YTD Data)Rank
Total interest income$6,109,0004,330
Total interest expense$2,413,0004,591
Net interest income$3,696,0004,053
Provision for loan and lease losses$405,0001,836
Total noninterest income$711,0003,649
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$200,0004,340
Trading account gains and fees$0184
Additional Noninterest Income$511,0002,811
Total noninterest expense$2,823,0004,271
Salaries and employee benefits$1,392,0004,606
Premises and equipment expense$442,0003,879
Additional noninterest expense$989,0003,735
Pre-tax net operating income$1,179,0003,993
Securities gains (losses)$01,655
Applicable income taxes$335,0003,041
Income before extraordinary items$844,0004,237
Extraordinary gains, net$033
Net income$844,0004,237
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0003,718
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$1,128,000308
Net operating income$844,0004,223
2007-06-30 (YTD Data)Rank
Total interest income$3,878,0004,482
Total interest expense$1,527,0004,745
Net interest income$2,351,0004,237
Provision for loan and lease losses$240,0001,865
Total noninterest income$496,0003,580
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$132,0004,366
Trading account gains and fees$0168
Additional Noninterest Income$364,0002,707
Total noninterest expense$1,865,0004,340
Salaries and employee benefits$938,0004,621
Premises and equipment expense$297,0003,874
Additional noninterest expense$630,0003,875
Pre-tax net operating income$742,0004,187
Securities gains (losses)$01,444
Applicable income taxes$213,0003,185
Income before extraordinary items$529,0004,444
Extraordinary gains, net$029
Net income$529,0004,444
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0004,059
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$640,000275
Net operating income$529,0004,435
2007-03-31 (YTD Data)Rank
Total interest income$1,840,0004,641
Total interest expense$733,0004,849
Net interest income$1,107,0004,394
Provision for loan and lease losses$120,0001,752
Total noninterest income$242,0003,604
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$60,0004,528
Trading account gains and fees$0195
Additional Noninterest Income$182,0002,689
Total noninterest expense$946,0004,304
Salaries and employee benefits$481,0004,567
Premises and equipment expense$147,0003,913
Additional noninterest expense$318,0003,796
Pre-tax net operating income$283,0004,787
Securities gains (losses)$01,187
Applicable income taxes$86,0003,481
Income before extraordinary items$197,0005,093
Extraordinary gains, net$022
Net income$197,0005,093
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0002,733
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$640,000159
Net operating income$197,0005,083
2006-12-31 (YTD Data)Rank
Total interest income$6,105,0004,954
Total interest expense$2,163,0005,194
Net interest income$3,942,0004,696
Provision for loan and lease losses$380,0002,368
Total noninterest income$842,0003,931
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$199,0005,003
Trading account gains and fees$0130
Additional Noninterest Income$643,0002,890
Total noninterest expense$3,402,0004,486
Salaries and employee benefits$1,680,0004,843
Premises and equipment expense$525,0004,136
Additional noninterest expense$1,197,0003,943
Pre-tax net operating income$1,002,0005,200
Securities gains (losses)$01,687
Applicable income taxes$311,0003,760
Income before extraordinary items$691,0005,542
Extraordinary gains, net$051
Net income$691,0005,544
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$257,0001,873
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$1,095,000478
Net operating income$691,0005,531
2006-09-30 (YTD Data)Rank
Total interest income$4,373,0005,094
Total interest expense$1,515,0005,307
Net interest income$2,858,0004,842
Provision for loan and lease losses$298,0002,170
Total noninterest income$557,0004,243
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$150,0005,035
Trading account gains and fees$0126
Additional Noninterest Income$407,0003,190
Total noninterest expense$2,484,0004,561
Salaries and employee benefits$1,200,0004,973
Premises and equipment expense$376,0004,275
Additional noninterest expense$908,0003,896
Pre-tax net operating income$633,0005,745
Securities gains (losses)$01,388
Applicable income taxes$193,0004,173
Income before extraordinary items$440,0006,032
Extraordinary gains, net$045
Net income$440,0006,032
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$248,0001,314
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$81,000740
Net operating income$440,0006,027
2006-06-30 (YTD Data)Rank
Total interest income$2,767,0005,224
Total interest expense$934,0005,406
Net interest income$1,833,0004,976
Provision for loan and lease losses$215,0001,989
Total noninterest income$345,0004,393
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$96,0005,111
Trading account gains and fees$0126
Additional Noninterest Income$249,0003,332
Total noninterest expense$1,605,0004,667
Salaries and employee benefits$788,0005,035
Premises and equipment expense$241,0004,371
Additional noninterest expense$576,0004,040
Pre-tax net operating income$358,0006,116
Securities gains (losses)$01,185
Applicable income taxes$106,0004,446
Income before extraordinary items$252,0006,369
Extraordinary gains, net$039
Net income$252,0006,370
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$244,000954
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$81,000571
Net operating income$252,0006,377
2006-03-31 (YTD Data)Rank
Total interest income$1,308,0005,335
Total interest expense$433,0005,492
Net interest income$875,0005,115
Provision for loan and lease losses$133,0001,623
Total noninterest income$173,0004,302
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$45,0005,172
Trading account gains and fees$0115
Additional Noninterest Income$128,0003,265
Total noninterest expense$788,0004,743
Salaries and employee benefits$392,0005,082
Premises and equipment expense$114,0004,571
Additional noninterest expense$282,0004,091
Pre-tax net operating income$127,0006,716
Securities gains (losses)$0955
Applicable income taxes$35,0004,870
Income before extraordinary items$92,0006,859
Extraordinary gains, net$021
Net income$92,0006,860
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$200,000625
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$92,0006,856
2005-12-31 (YTD Data)Rank
Total interest income$3,570,0006,137
Total interest expense$1,007,0006,268
Net interest income$2,563,0005,972
Provision for loan and lease losses$384,0002,351
Total noninterest income$594,0004,811
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$153,0005,584
Trading account gains and fees$0138
Additional Noninterest Income$441,0003,602
Total noninterest expense$2,717,0005,095
Salaries and employee benefits$1,358,0005,386
Premises and equipment expense$445,0004,530
Additional noninterest expense$914,0004,713
Pre-tax net operating income$56,0008,120
Securities gains (losses)$02,296
Applicable income taxes$-10,0008,463
Income before extraordinary items$66,0008,089
Extraordinary gains, net$046
Net income$66,0008,086
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$66,0003,938
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$1,621,000424
Net operating income$66,0008,060
2005-09-30 (YTD Data)Rank
Total interest income$2,464,0006,357
Total interest expense$660,0006,509
Net interest income$1,804,0006,181
Provision for loan and lease losses$198,0002,988
Total noninterest income$403,0005,098
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$116,0005,590
Trading account gains and fees$0126
Additional Noninterest Income$287,0003,872
Total noninterest expense$1,975,0005,186
Salaries and employee benefits$966,0005,532
Premises and equipment expense$327,0004,564
Additional noninterest expense$682,0004,708
Pre-tax net operating income$34,0008,238
Securities gains (losses)$02,317
Applicable income taxes$-9,0008,599
Income before extraordinary items$43,0008,211
Extraordinary gains, net$035
Net income$43,0008,208
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$60,0003,238
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$1,546,000316
Net operating income$43,0008,179
2005-06-30 (YTD Data)Rank
Total interest income$1,553,0006,467
Total interest expense$314,0007,099
Net interest income$1,239,0006,083
Provision for loan and lease losses$93,0003,464
Total noninterest income$105,0006,977
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$74,0005,641
Trading account gains and fees$0116
Additional Noninterest Income$31,0007,144
Total noninterest expense$1,252,0005,331
Salaries and employee benefits$599,0005,750
Premises and equipment expense$211,0004,630
Additional noninterest expense$442,0004,787
Pre-tax net operating income$-1,0008,359
Securities gains (losses)$02,146
Applicable income taxes$-12,0008,632
Income before extraordinary items$11,0008,326
Extraordinary gains, net$030
Net income$11,0008,326
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0004,782
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$1,423,000223
Net operating income$11,0008,295
2005-03-31 (YTD Data)Rank
Total interest income$658,0006,888
Total interest expense$119,0007,571
Net interest income$539,0006,507
Provision for loan and lease losses$46,0003,310
Total noninterest income$43,0007,298
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$32,0005,874
Trading account gains and fees$0115
Additional Noninterest Income$11,0007,631
Total noninterest expense$579,0005,622
Salaries and employee benefits$264,0006,206
Premises and equipment expense$97,0004,978
Additional noninterest expense$218,0004,792
Pre-tax net operating income$-43,0008,560
Securities gains (losses)$01,685
Applicable income taxes$-18,0008,736
Income before extraordinary items$-25,0008,538
Extraordinary gains, net$024
Net income$-25,0008,538
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0003,869
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$1,372,000106
Net operating income$-25,0008,512
2004-12-31 (YTD Data)Rank
Total interest income$857,0008,520
Total interest expense$118,0008,696
Net interest income$739,0008,388
Provision for loan and lease losses$52,0005,880
Total noninterest income$55,0008,543
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$40,0007,439
Trading account gains and fees$0138
Additional Noninterest Income$15,0008,368
Total noninterest expense$1,165,0007,504
Salaries and employee benefits$554,0007,825
Premises and equipment expense$139,0007,453
Additional noninterest expense$472,0006,724
Pre-tax net operating income$-423,0008,624
Securities gains (losses)$03,819
Applicable income taxes$-148,0008,784
Income before extraordinary items$-275,0008,618
Extraordinary gains, net$034
Net income$-275,0008,619
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0005,112
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$4,459,000243
Net operating income$-275,0008,587
2004-09-30 (YTD Data)Rank
Total interest income$338,0008,843
Total interest expense$38,0008,889
Net interest income$300,0008,780
Provision for loan and lease losses$28,0006,061
Total noninterest income$20,0008,805
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$17,0007,679
Trading account gains and fees$0134
Additional Noninterest Income$3,0008,783
Total noninterest expense$592,0008,177
Salaries and employee benefits$232,0008,594
Premises and equipment expense$81,0007,866
Additional noninterest expense$279,0007,254
Pre-tax net operating income$-300,0008,695
Securities gains (losses)$03,710
Applicable income taxes$-104,0008,860
Income before extraordinary items$-196,0008,674
Extraordinary gains, net$026
Net income$-196,0008,676
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0004,559
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$3,434,000196
Net operating income$-196,0008,648
2004-06-30 (YTD Data)Rank
Total interest income$7,0009,072
Total interest expense$2,0009,040
Net interest income$5,0009,064
Provision for loan and lease losses$06,885
Total noninterest income$1,0009,014
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$1,0007,953
Trading account gains and fees$0130
Additional Noninterest Income$08,943
Total noninterest expense$23,0009,066
Salaries and employee benefits$09,056
Premises and equipment expense$7,0009,000
Additional noninterest expense$16,0009,055
Pre-tax net operating income$-17,0008,578
Securities gains (losses)$03,413
Applicable income taxes$-6,0008,761
Income before extraordinary items$-11,0008,610
Extraordinary gains, net$021
Net income$-11,0008,612
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$2,690,000152
Net operating income$-11,0008,562
2004-03-31 (YTD Data)Rank
Total interest income$126,0008,923
Total interest expense$23,0008,921
Net interest income$103,0008,886
Provision for loan and lease losses$2,0006,358
Total noninterest income$20,0008,411
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$10,0007,505
Trading account gains and fees$0121
Additional Noninterest Income$10,0007,740
Total noninterest expense$124,0008,785
Salaries and employee benefits$57,0008,890
Premises and equipment expense$32,0007,669
Additional noninterest expense$35,0008,744
Pre-tax net operating income$-3,0008,575
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$-3,0008,616
Extraordinary gains, net$016
Net income$-3,0008,616
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,405
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$-3,0008,561
2003-12-31 (YTD Data)Rank
Total interest income$522,0008,930
Total interest expense$111,0008,935
Net interest income$411,0008,888
Provision for loan and lease losses$9,0007,413
Total noninterest income$97,0008,329
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$49,0007,450
Trading account gains and fees$0160
Additional Noninterest Income$48,0007,613
Total noninterest expense$530,0008,797
Salaries and employee benefits$254,0008,892
Premises and equipment expense$130,0007,667
Additional noninterest expense$146,0008,777
Pre-tax net operating income$-31,0008,579
Securities gains (losses)$04,500
Applicable income taxes$-7,0008,748
Income before extraordinary items$-24,0008,662
Extraordinary gains, net$-11,0009,145
Net income$-35,0008,676
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0005,740
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-24,0008,575
2003-09-30 (YTD Data)Rank
Total interest income$391,0009,017
Total interest expense$88,0009,014
Net interest income$303,0008,978
Provision for loan and lease losses$9,0007,157
Total noninterest income$69,0008,455
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$37,0007,509
Trading account gains and fees$0153
Additional Noninterest Income$32,0007,787
Total noninterest expense$399,0008,817
Salaries and employee benefits$191,0008,923
Premises and equipment expense$97,0007,691
Additional noninterest expense$111,0008,808
Pre-tax net operating income$-36,0008,701
Securities gains (losses)$04,204
Applicable income taxes$-5,0008,883
Income before extraordinary items$-31,0008,779
Extraordinary gains, net$-11,0009,213
Net income$-42,0008,794
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0005,062
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$-31,0008,689
2003-06-30 (YTD Data)Rank
Total interest income$261,0009,061
Total interest expense$62,0009,050
Net interest income$199,0009,021
Provision for loan and lease losses$9,0006,877
Total noninterest income$41,0008,553
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$25,0007,506
Trading account gains and fees$0150
Additional Noninterest Income$16,0008,080
Total noninterest expense$258,0008,862
Salaries and employee benefits$126,0008,964
Premises and equipment expense$66,0007,663
Additional noninterest expense$66,0008,902
Pre-tax net operating income$-27,0008,729
Securities gains (losses)$03,782
Applicable income taxes$-4,0008,947
Income before extraordinary items$-23,0008,823
Extraordinary gains, net$030
Net income$-23,0008,824
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0004,226
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$-23,0008,719
2003-03-31 (YTD Data)Rank
Total interest income$131,0009,118
Total interest expense$31,0009,104
Net interest income$100,0009,067
Provision for loan and lease losses$8,0006,296
Total noninterest income$20,0008,615
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$12,0007,514
Trading account gains and fees$0134
Additional Noninterest Income$8,0008,105
Total noninterest expense$131,0008,887
Salaries and employee benefits$63,0008,994
Premises and equipment expense$31,0007,807
Additional noninterest expense$37,0008,864
Pre-tax net operating income$-19,0008,811
Securities gains (losses)$02,891
Applicable income taxes$-3,0009,011
Income before extraordinary items$-16,0008,862
Extraordinary gains, net$021
Net income$-16,0008,859
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0003,119
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$-16,0008,765
2002-12-31 (YTD Data)Rank
Total interest income$699,0009,060
Total interest expense$204,0009,064
Net interest income$495,0009,002
Provision for loan and lease losses$08,089
Total noninterest income$98,0008,423
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$50,0007,525
Trading account gains and fees$0153
Additional Noninterest Income$48,0007,649
Total noninterest expense$547,0008,893
Salaries and employee benefits$272,0008,992
Premises and equipment expense$115,0007,948
Additional noninterest expense$160,0008,814
Pre-tax net operating income$46,0008,488
Securities gains (losses)$04,537
Applicable income taxes$6,0007,413
Income before extraordinary items$40,0008,584
Extraordinary gains, net$070
Net income$40,0008,587
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0007,119
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$40,0008,504
2001-12-31 (YTD Data)Rank
Total interest income$819,0009,266
Total interest expense$224,0009,365
Net interest income$595,0009,043
Provision for loan and lease losses$9,0007,982
Total noninterest income$106,0008,425
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$54,0007,519
Trading account gains and fees$0177
Additional Noninterest Income$52,0007,628
Total noninterest expense$611,0008,901
Salaries and employee benefits$284,0009,122
Premises and equipment expense$129,0007,863
Additional noninterest expense$198,0008,670
Pre-tax net operating income$81,0008,419
Securities gains (losses)$04,612
Applicable income taxes$12,0007,523
Income before extraordinary items$69,0008,506
Extraordinary gains, net$0105
Net income$69,0008,505
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0006,796
Cash dividends$30,0006,329
Sale, conversion, retirement of capital stock, net$0922
Net operating income$69,0008,405
2000-12-31 (YTD Data)Rank
Total interest income$845,0009,508
Total interest expense$197,0009,664
Net interest income$648,0009,219
Provision for loan and lease losses$08,337
Total noninterest income$81,0008,866
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$49,0007,655
Trading account gains and feesNANA
Additional Noninterest Income$32,0008,456
Total noninterest expense$596,0009,102
Salaries and employee benefits$303,0009,239
Premises and equipment expense$113,0008,218
Additional noninterest expense$180,0008,975
Pre-tax net operating income$133,0008,672
Securities gains (losses)$-1,0007,406
Applicable income taxes$31,0007,597
Income before extraordinary items$101,0008,701
Extraordinary gains, net$038
Net income$101,0008,701
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0007,468
Cash dividends$60,0006,304
Sale, conversion, retirement of capital stock, net$0969
Net operating income$101,7708,689
1999-12-31 (YTD Data)Rank
Total interest income$759,0009,804
Total interest expense$173,0009,967
Net interest income$586,0009,537
Provision for loan and lease losses$9,0008,193
Total noninterest income$74,0009,230
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$46,0007,941
Trading account gains and feesNANA
Additional Noninterest Income$28,0008,915
Total noninterest expense$537,0009,513
Salaries and employee benefits$299,0009,470
Premises and equipment expense$88,0008,858
Additional noninterest expense$150,0009,512
Pre-tax net operating income$114,0009,005
Securities gains (losses)$03,155
Applicable income taxes$29,0008,032
Income before extraordinary items$85,0009,064
Extraordinary gains, net$035
Net income$85,0009,062
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,897
Cash dividends$60,0006,490
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$85,0009,033
1998-12-31 (YTD Data)Rank
Total interest income$768,00010,055
Total interest expense$174,00010,217
Net interest income$594,0009,754
Provision for loan and lease losses$8,0008,341
Total noninterest income$72,0009,485
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$25,0008,609
Trading account gains and feesNANA
Additional Noninterest Income$47,0008,260
Total noninterest expense$546,0009,626
Salaries and employee benefits$302,0009,616
Premises and equipment expense$89,0008,954
Additional noninterest expense$155,0009,612
Pre-tax net operating income$112,0009,355
Securities gains (losses)$04,449
Applicable income taxes$24,0008,804
Income before extraordinary items$88,0009,416
Extraordinary gains, net$032
Net income$88,0009,417
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,132
Cash dividends$90,0006,382
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$88,0009,353
1997-12-31 (YTD Data)Rank
Total interest income$771,00010,503
Total interest expense$179,00010,693
Net interest income$592,00010,203
Provision for loan and lease losses$16,0008,073
Total noninterest income$81,0009,741
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$27,0008,979
Trading account gains and feesNANA
Additional Noninterest Income$54,0008,261
Total noninterest expense$531,00010,014
Salaries and employee benefits$300,0009,951
Premises and equipment expense$81,0009,410
Additional noninterest expense$150,0009,996
Pre-tax net operating income$126,0009,963
Securities gains (losses)$-1,0009,009
Applicable income taxes$29,0009,573
Income before extraordinary items$96,0009,986
Extraordinary gains, net$044
Net income$96,0009,987
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0007,179
Cash dividends$100,0006,450
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$96,7709,941
1996-12-31 (YTD Data)Rank
Total interest income$810,00011,012
Total interest expense$192,00011,237
Net interest income$618,00010,612
Provision for loan and lease losses$9,0008,632
Total noninterest income$78,00010,319
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$28,0009,417
Trading account gains and feesNANA
Additional Noninterest Income$50,0008,888
Total noninterest expense$520,00010,502
Salaries and employee benefits$279,00010,516
Premises and equipment expense$93,0009,472
Additional noninterest expense$148,00010,565
Pre-tax net operating income$167,0009,982
Securities gains (losses)$-2,0009,485
Applicable income taxes$46,0009,765
Income before extraordinary items$119,00010,054
Extraordinary gains, net$053
Net income$119,00010,052
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0008,612
Cash dividends$140,0006,159
Sale, conversion, retirement of capital stock, net$0953
Net operating income$120,4409,988
1995-12-31 (YTD Data)Rank
Total interest income$823,00011,493
Total interest expense$188,00011,765
Net interest income$635,00011,019
Provision for loan and lease losses$50,0006,165
Total noninterest income$87,00010,576
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$27,0009,864
Trading account gains and feesNANA
Additional Noninterest Income$60,0008,751
Total noninterest expense$533,00010,874
Salaries and employee benefits$256,00011,111
Premises and equipment expense$103,0009,537
Additional noninterest expense$174,00010,767
Pre-tax net operating income$139,00010,839
Securities gains (losses)$-5,0009,676
Applicable income taxes$14,00010,859
Income before extraordinary items$120,00010,748
Extraordinary gains, net$065
Net income$120,00010,748
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0004,645
Cash dividends$75,0007,260
Sale, conversion, retirement of capital stock, net$0809
Net operating income$124,50010,688
1994-12-31 (YTD Data)Rank
Total interest income$745,00012,139
Total interest expense$176,00012,395
Net interest income$569,00011,806
Provision for loan and lease losses$09,146
Total noninterest income$71,00011,467
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$27,00010,401
Trading account gains and feesNANA
Additional Noninterest Income$44,0009,933
Total noninterest expense$530,00011,454
Salaries and employee benefits$256,00011,613
Premises and equipment expense$94,00010,216
Additional noninterest expense$180,00011,405
Pre-tax net operating income$110,00011,559
Securities gains (losses)$03,600
Applicable income taxes$30,00010,923
Income before extraordinary items$80,00011,564
Extraordinary gains, net$0249
Net income$80,00011,572
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0008,524
Cash dividends$45,0008,081
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$80,00011,610
1993-12-31 (YTD Data)Rank
Total interest income$742,00012,750
Total interest expense$204,00012,982
Net interest income$538,00012,436
Provision for loan and lease losses$2,00010,273
Total noninterest income$56,00012,391
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$39,00010,450
Trading account gains and feesNANA
Additional Noninterest Income$17,00012,255
Total noninterest expense$517,00012,079
Salaries and employee benefits$272,00011,958
Premises and equipment expense$98,00010,504
Additional noninterest expense$147,00012,465
Pre-tax net operating income$75,00012,021
Securities gains (losses)$07,477
Applicable income taxes$13,00011,760
Income before extraordinary items$62,00012,161
Extraordinary gains, net$03,149
Net income$62,00012,192
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,00010,864
Cash dividends$74,0007,466
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$62,00012,012
1992-12-31 (YTD Data)Rank
Total interest income$851,00013,270
Total interest expense$263,00013,573
Net interest income$588,00012,753
Provision for loan and lease losses$7,00011,393
Total noninterest income$75,00012,416
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$40,00010,701
Trading account gains and feesNANA
Additional Noninterest Income$35,00011,401
Total noninterest expense$568,00012,261
Salaries and employee benefits$270,00012,358
Premises and equipment expense$109,00010,409
Additional noninterest expense$189,00012,390
Pre-tax net operating income$88,00012,136
Securities gains (losses)$08,369
Applicable income taxes$11,00012,338
Income before extraordinary items$77,00012,270
Extraordinary gains, net$01,422
Net income$77,00012,291
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,00010,870
Cash dividends$43,0007,906
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$77,00011,967

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.