Home > Mountain States Bank > Assets and Liabilities
Mountain States Bank, Assets and Liabilities
| 2006-06-30 | Rank | |
| # of Employees: | 99 | 1,767 |
| Assets and Liabilities | ||
| Total Assets: | $283,242,000 | 2,260 |
| Cash and due from depository institutions | $13,229,000 | 1,767 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $84,119,000 | 1,439 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $178,476,000 | 2,409 |
| Loan loss allowance | $2,874,000 | 1,799 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $2,634,000 | 3,783 |
| Other real estate owned | $0 | 1,767 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $4,784,000 | 3,087 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $283,242,000 | 2,260 |
| Total liabilities | $245,142,000 | 2,332 |
| Total deposits | $233,424,000 | 2,198 |
| Interest-bearing deposits | $157,866,000 | 2,693 |
| Deposits held in domestic offices | $233,424,000 | 2,194 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,918,000 | 1,212 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,800,000 | 2,325 |
| Total equity capital | $38,100,000 | 1,670 |
| Total bank equity capital | $38,100,000 | 1,670 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $3,000,000 | 1,384 |
| Surplus | $4,000,000 | 4,292 |
| Undivided profits | $31,100,000 | 1,105 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,350,000 | 1,161 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,600,000 | 2,352 |
| Earning assets | $262,595,000 | 2,227 |
| Long-term assets (5+ years) | $28,253,000 | 2,699 |
| Average Assets, year-to-date | $281,247,330 | 2,223 |
| Average Assets, quarterly | $280,920,500 | 2,248 |
| Volatile liabilities | $28,009,000 | 3,832 |
| Insider loans | $964,000 | 4,297 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $40,693,000 | 2,124 |
| Tier 1 (core) risk-based capital | $41,225,000 | 1,466 |
| Tier 2 risk-based capital | $2,443,000 | 2,004 |
| Total risk weighted assets | $194,987,000 | 2,302 |
| Total unused commitments | $40,693,000 | 2,125 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 99 | 1,749 |
| Assets and Liabilities | ||
| Total Assets: | $278,599,000 | 2,259 |
| Cash and due from depository institutions | $12,534,000 | 1,749 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $92,357,000 | 1,345 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $166,306,000 | 2,494 |
| Loan loss allowance | $2,935,000 | 1,723 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,669,000 | 3,692 |
| Other real estate owned | $158,000 | 1,749 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $4,575,000 | 3,113 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $278,599,000 | 2,259 |
| Total liabilities | $240,446,000 | 2,360 |
| Total deposits | $230,219,000 | 2,207 |
| Interest-bearing deposits | $154,984,000 | 2,706 |
| Deposits held in domestic offices | $230,219,000 | 2,203 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,072,000 | 1,290 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,155,000 | 2,058 |
| Total equity capital | $38,153,000 | 1,644 |
| Total bank equity capital | $38,153,000 | 1,644 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,000,000 | 1,378 |
| Surplus | $4,000,000 | 4,221 |
| Undivided profits | $31,153,000 | 1,108 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,455,000 | 1,737 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,599,000 | 2,231 |
| Earning assets | $258,663,000 | 2,233 |
| Long-term assets (5+ years) | $36,234,000 | 2,266 |
| Average Assets, year-to-date | $280,250,000 | 2,223 |
| Average Assets, quarterly | $280,250,000 | 2,223 |
| Volatile liabilities | $18,146,000 | 4,761 |
| Insider loans | $1,047,000 | 4,103 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $38,520,000 | 2,187 |
| Tier 1 (core) risk-based capital | $40,983,000 | 1,439 |
| Tier 2 risk-based capital | $2,329,000 | 2,041 |
| Total risk weighted assets | $185,718,000 | 2,341 |
| Total unused commitments | $38,520,000 | 2,188 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 99 | 1,738 |
| Assets and Liabilities | ||
| Total Assets: | $281,901,000 | 2,206 |
| Cash and due from depository institutions | $11,836,000 | 1,738 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $101,841,000 | 1,229 |
| Federal funds sold & reverse repurchase agreements | $3,150,000 | 3,263 |
| Net loans & leases | $157,385,000 | 2,579 |
| Loan loss allowance | $2,938,000 | 1,693 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,713,000 | 3,637 |
| Other real estate owned | $158,000 | 1,738 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $4,818,000 | 2,972 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $281,901,000 | 2,206 |
| Total liabilities | $243,904,000 | 2,302 |
| Total deposits | $241,128,000 | 2,084 |
| Interest-bearing deposits | $161,896,000 | 2,589 |
| Deposits held in domestic offices | $241,128,000 | 2,077 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $983,000 | 2,805 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,793,000 | 2,317 |
| Total equity capital | $37,997,000 | 1,624 |
| Total bank equity capital | $37,997,000 | 1,624 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $3,000,000 | 1,364 |
| Surplus | $4,000,000 | 4,183 |
| Undivided profits | $30,997,000 | 1,096 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,537,000 | 1,658 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,567,000 | 2,269 |
| Earning assets | $262,376,000 | 2,175 |
| Long-term assets (5+ years) | $29,933,000 | 2,551 |
| Average Assets, year-to-date | $280,915,200 | 2,102 |
| Average Assets, quarterly | $286,359,500 | 2,150 |
| Volatile liabilities | $11,910,000 | 5,686 |
| Insider loans | $1,199,000 | 3,829 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $37,298,000 | 2,183 |
| Tier 1 (core) risk-based capital | $40,748,000 | 1,421 |
| Tier 2 risk-based capital | $2,262,000 | 2,060 |
| Total risk weighted assets | $181,044,000 | 2,373 |
| Total unused commitments | $37,298,000 | 2,184 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 99 | 1,744 |
| Assets and Liabilities | ||
| Total Assets: | $290,818,000 | 2,094 |
| Cash and due from depository institutions | $14,044,000 | 1,744 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $105,881,000 | 1,169 |
| Federal funds sold & reverse repurchase agreements | $7,725,000 | 1,626 |
| Net loans & leases | $155,914,000 | 2,568 |
| Loan loss allowance | $3,110,000 | 1,578 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,760,000 | 3,577 |
| Other real estate owned | $0 | 1,744 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $4,494,000 | 3,067 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $290,818,000 | 2,094 |
| Total liabilities | $252,479,000 | 2,173 |
| Total deposits | $250,782,000 | 1,973 |
| Interest-bearing deposits | $168,135,000 | 2,436 |
| Deposits held in domestic offices | $250,782,000 | 1,968 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,697,000 | 2,364 |
| Total equity capital | $38,339,000 | 1,586 |
| Total bank equity capital | $38,339,000 | 1,586 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,000,000 | 1,334 |
| Surplus | $4,000,000 | 4,134 |
| Undivided profits | $31,339,000 | 1,096 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,793,000 | 1,440 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,691,000 | 2,018 |
| Earning assets | $269,520,000 | 2,076 |
| Long-term assets (5+ years) | $33,517,000 | 2,384 |
| Average Assets, year-to-date | $280,668,750 | 2,080 |
| Average Assets, quarterly | $281,912,500 | 2,136 |
| Volatile liabilities | $16,527,000 | 4,876 |
| Insider loans | $1,140,000 | 3,908 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $32,064,000 | 2,405 |
| Tier 1 (core) risk-based capital | $41,220,000 | 1,376 |
| Tier 2 risk-based capital | $2,431,000 | 1,921 |
| Total risk weighted assets | $193,615,000 | 2,205 |
| Total unused commitments | $32,064,000 | 2,409 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 99 | 1,740 |
| Assets and Liabilities | ||
| Total Assets: | $273,007,000 | 2,188 |
| Cash and due from depository institutions | $12,412,000 | 1,740 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $108,694,000 | 1,156 |
| Federal funds sold & reverse repurchase agreements | $515,000 | 4,919 |
| Net loans & leases | $144,322,000 | 2,674 |
| Loan loss allowance | $3,185,000 | 1,522 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,788,000 | 3,502 |
| Other real estate owned | $0 | 1,740 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $4,276,000 | 3,060 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $273,007,000 | 2,188 |
| Total liabilities | $234,687,000 | 2,296 |
| Total deposits | $233,021,000 | 2,067 |
| Interest-bearing deposits | $156,886,000 | 2,558 |
| Deposits held in domestic offices | $233,021,000 | 2,062 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,666,000 | 2,246 |
| Total equity capital | $38,320,000 | 1,548 |
| Total bank equity capital | $38,320,000 | 1,548 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,000,000 | 1,314 |
| Surplus | $4,000,000 | 4,088 |
| Undivided profits | $31,320,000 | 1,080 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $366,000 | 4,253 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,508,000 | 2,080 |
| Earning assets | $253,531,000 | 2,159 |
| Long-term assets (5+ years) | $36,392,000 | 2,241 |
| Average Assets, year-to-date | $277,285,670 | 2,098 |
| Average Assets, quarterly | $274,678,500 | 2,147 |
| Volatile liabilities | $12,591,000 | 5,397 |
| Insider loans | $1,402,000 | 3,444 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $32,000,000 | 2,337 |
| Tier 1 (core) risk-based capital | $40,226,000 | 1,367 |
| Tier 2 risk-based capital | $2,291,000 | 1,989 |
| Total risk weighted assets | $182,196,000 | 2,267 |
| Total unused commitments | $32,000,000 | 2,339 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 99 | 1,727 |
| Assets and Liabilities | ||
| Total Assets: | $276,350,000 | 2,128 |
| Cash and due from depository institutions | $11,523,000 | 1,727 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $110,627,000 | 1,144 |
| Federal funds sold & reverse repurchase agreements | $8,980,000 | 1,381 |
| Net loans & leases | $137,454,000 | 2,732 |
| Loan loss allowance | $3,197,000 | 1,491 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,825,000 | 3,444 |
| Other real estate owned | $0 | 1,727 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $4,941,000 | 2,737 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $276,350,000 | 2,128 |
| Total liabilities | $239,070,000 | 2,217 |
| Total deposits | $236,882,000 | 2,004 |
| Interest-bearing deposits | $160,010,000 | 2,515 |
| Deposits held in domestic offices | $236,882,000 | 1,999 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,188,000 | 1,825 |
| Total equity capital | $37,280,000 | 1,538 |
| Total bank equity capital | $37,280,000 | 1,538 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,000,000 | 1,309 |
| Surplus | $4,000,000 | 4,078 |
| Undivided profits | $30,280,000 | 1,088 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $458,000 | 3,891 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $90,000 | 823 |
| Income earned, not collected on loans | $1,671,000 | 1,788 |
| Earning assets | $257,061,000 | 2,100 |
| Long-term assets (5+ years) | $36,087,000 | 2,323 |
| Average Assets, year-to-date | $279,425,000 | 2,080 |
| Average Assets, quarterly | $279,425,000 | 2,080 |
| Volatile liabilities | $11,087,000 | 5,614 |
| Insider loans | $1,532,000 | 3,291 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $33,667,000 | 2,207 |
| Tier 1 (core) risk-based capital | $39,898,000 | 1,352 |
| Tier 2 risk-based capital | $2,187,000 | 2,047 |
| Total risk weighted assets | $173,922,000 | 2,324 |
| Total unused commitments | $33,667,000 | 2,212 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 99 | 1,719 |
| Assets and Liabilities | ||
| Total Assets: | $282,500,000 | 2,060 |
| Cash and due from depository institutions | $11,495,000 | 1,719 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $128,959,000 | 992 |
| Federal funds sold & reverse repurchase agreements | $8,650,000 | 1,348 |
| Net loans & leases | $126,195,000 | 2,912 |
| Loan loss allowance | $3,161,000 | 1,491 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,866,000 | 3,391 |
| Other real estate owned | $0 | 1,719 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $4,335,000 | 2,949 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $282,500,000 | 2,060 |
| Total liabilities | $244,522,000 | 2,140 |
| Total deposits | $242,830,000 | 1,939 |
| Interest-bearing deposits | $166,143,000 | 2,392 |
| Deposits held in domestic offices | $242,830,000 | 1,934 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,692,000 | 2,179 |
| Total equity capital | $37,978,000 | 1,503 |
| Total bank equity capital | $37,978,000 | 1,503 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,000,000 | 1,289 |
| Surplus | $4,000,000 | 4,043 |
| Undivided profits | $30,978,000 | 1,080 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $342,000 | 4,504 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,594,000 | 1,848 |
| Earning assets | $263,804,000 | 2,033 |
| Long-term assets (5+ years) | $35,428,000 | 2,402 |
| Average Assets, year-to-date | $280,418,600 | 1,985 |
| Average Assets, quarterly | $285,446,500 | 2,027 |
| Volatile liabilities | $13,322,000 | 5,112 |
| Insider loans | $511,000 | 5,412 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $28,479,000 | 2,385 |
| Tier 1 (core) risk-based capital | $39,514,000 | 1,350 |
| Tier 2 risk-based capital | $2,060,000 | 2,150 |
| Total risk weighted assets | $163,687,000 | 2,432 |
| Total unused commitments | $28,479,000 | 2,386 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 99 | 1,722 |
| Assets and Liabilities | ||
| Total Assets: | $288,393,000 | 2,002 |
| Cash and due from depository institutions | $11,387,000 | 1,722 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $132,693,000 | 959 |
| Federal funds sold & reverse repurchase agreements | $15,295,000 | 739 |
| Net loans & leases | $122,415,000 | 2,940 |
| Loan loss allowance | $2,961,000 | 1,571 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,923,000 | 3,291 |
| Other real estate owned | $0 | 1,722 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $3,680,000 | 3,269 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $288,393,000 | 2,002 |
| Total liabilities | $249,472,000 | 2,072 |
| Total deposits | $249,099,000 | 1,862 |
| Interest-bearing deposits | $171,062,000 | 2,297 |
| Deposits held in domestic offices | $249,099,000 | 1,856 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $373,000 | 5,649 |
| Total equity capital | $38,921,000 | 1,448 |
| Total bank equity capital | $38,921,000 | 1,448 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $3,000,000 | 1,279 |
| Surplus | $4,000,000 | 4,004 |
| Undivided profits | $31,921,000 | 1,041 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $593,000 | 3,612 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $63,000 | 929 |
| Income earned, not collected on loans | $1,723,000 | 1,745 |
| Earning assets | $270,403,000 | 1,961 |
| Long-term assets (5+ years) | $29,096,000 | 2,790 |
| Average Assets, year-to-date | $279,898,250 | 1,994 |
| Average Assets, quarterly | $283,925,000 | 2,005 |
| Volatile liabilities | $14,034,000 | 4,970 |
| Insider loans | $516,000 | 5,392 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $24,802,000 | 2,591 |
| Tier 1 (core) risk-based capital | $39,064,000 | 1,348 |
| Tier 2 risk-based capital | $1,990,000 | 2,195 |
| Total risk weighted assets | $158,208,000 | 2,480 |
| Total unused commitments | $24,802,000 | 2,595 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 99 | 1,724 |
| Assets and Liabilities | ||
| Total Assets: | $279,457,000 | 2,032 |
| Cash and due from depository institutions | $11,476,000 | 1,724 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $129,504,000 | 985 |
| Federal funds sold & reverse repurchase agreements | $13,520,000 | 787 |
| Net loans & leases | $118,047,000 | 2,994 |
| Loan loss allowance | $2,921,000 | 1,571 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,931,000 | 3,251 |
| Other real estate owned | $0 | 1,724 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $3,979,000 | 3,092 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $279,457,000 | 2,032 |
| Total liabilities | $241,899,000 | 2,116 |
| Total deposits | $241,627,000 | 1,905 |
| Interest-bearing deposits | $164,242,000 | 2,355 |
| Deposits held in domestic offices | $241,627,000 | 1,897 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $272,000 | 6,089 |
| Total equity capital | $37,558,000 | 1,444 |
| Total bank equity capital | $37,558,000 | 1,444 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $3,000,000 | 1,280 |
| Surplus | $4,000,000 | 3,973 |
| Undivided profits | $30,558,000 | 1,026 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $696,000 | 3,335 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $148,000 | 711 |
| Income earned, not collected on loans | $1,466,000 | 1,947 |
| Earning assets | $261,071,000 | 2,010 |
| Long-term assets (5+ years) | $22,513,000 | 3,411 |
| Average Assets, year-to-date | $277,066,670 | 2,013 |
| Average Assets, quarterly | $277,427,000 | 2,022 |
| Volatile liabilities | $14,738,000 | 4,797 |
| Insider loans | $123,000 | 7,169 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $24,664,000 | 2,594 |
| Tier 1 (core) risk-based capital | $38,724,000 | 1,339 |
| Tier 2 risk-based capital | $1,917,000 | 2,228 |
| Total risk weighted assets | $152,281,000 | 2,524 |
| Total unused commitments | $24,664,000 | 2,598 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 99 | 1,725 |
| Assets and Liabilities | ||
| Total Assets: | $275,397,000 | 2,043 |
| Cash and due from depository institutions | $11,076,000 | 1,725 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $134,832,000 | 954 |
| Federal funds sold & reverse repurchase agreements | $8,370,000 | 1,787 |
| Net loans & leases | $114,858,000 | 2,999 |
| Loan loss allowance | $2,995,000 | 1,539 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,982,000 | 3,161 |
| Other real estate owned | $0 | 1,725 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $3,279,000 | 3,395 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $275,397,000 | 2,043 |
| Total liabilities | $236,148,000 | 2,134 |
| Total deposits | $235,184,000 | 1,932 |
| Interest-bearing deposits | $165,604,000 | 2,326 |
| Deposits held in domestic offices | $235,184,000 | 1,926 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $214,000 | 2,999 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $750,000 | 3,899 |
| Total equity capital | $39,249,000 | 1,415 |
| Total bank equity capital | $39,249,000 | 1,415 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $3,000,000 | 1,272 |
| Surplus | $4,000,000 | 3,944 |
| Undivided profits | $32,249,000 | 1,022 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $619,000 | 3,652 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $193,000 | 658 |
| Income earned, not collected on loans | $1,685,000 | 1,646 |
| Earning assets | $258,060,000 | 2,013 |
| Long-term assets (5+ years) | $17,909,000 | 3,815 |
| Average Assets, year-to-date | $275,871,500 | 2,024 |
| Average Assets, quarterly | $275,871,500 | 2,024 |
| Volatile liabilities | $16,879,000 | 4,372 |
| Insider loans | $131,000 | 7,111 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $26,620,000 | 2,414 |
| Tier 1 (core) risk-based capital | $38,718,000 | 1,330 |
| Tier 2 risk-based capital | $1,823,000 | 2,284 |
| Total risk weighted assets | $144,639,000 | 2,577 |
| Total unused commitments | $26,620,000 | 2,420 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 99 | 1,748 |
| Assets and Liabilities | ||
| Total Assets: | $276,346,000 | 2,029 |
| Cash and due from depository institutions | $12,601,000 | 1,748 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $138,579,000 | 976 |
| Federal funds sold & reverse repurchase agreements | $3,940,000 | 2,775 |
| Net loans & leases | $114,707,000 | 2,986 |
| Loan loss allowance | $2,979,000 | 1,540 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,042,000 | 3,102 |
| Other real estate owned | $0 | 1,748 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $3,477,000 | 3,275 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $276,346,000 | 2,029 |
| Total liabilities | $238,048,000 | 2,114 |
| Total deposits | $235,404,000 | 1,922 |
| Interest-bearing deposits | $166,123,000 | 2,309 |
| Deposits held in domestic offices | $235,404,000 | 1,919 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,304,000 | 2,160 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $340,000 | 5,752 |
| Total equity capital | $38,298,000 | 1,422 |
| Total bank equity capital | $38,298,000 | 1,422 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $3,000,000 | 1,280 |
| Surplus | $4,000,000 | 3,914 |
| Undivided profits | $31,298,000 | 1,027 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,159,000 | 2,400 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $174,000 | 644 |
| Income earned, not collected on loans | $1,490,000 | 1,979 |
| Earning assets | $257,226,000 | 2,005 |
| Long-term assets (5+ years) | $15,338,000 | 4,159 |
| Average Assets, year-to-date | $279,298,000 | 1,932 |
| Average Assets, quarterly | $279,282,500 | 1,987 |
| Volatile liabilities | $19,143,000 | 4,026 |
| Insider loans | $174,000 | 6,892 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $22,735,000 | 2,601 |
| Tier 1 (core) risk-based capital | $38,420,000 | 1,327 |
| Tier 2 risk-based capital | $1,787,000 | 2,296 |
| Total risk weighted assets | $141,914,000 | 2,594 |
| Total unused commitments | $22,735,000 | 2,605 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 99 | 1,766 |
| Assets and Liabilities | ||
| Total Assets: | $282,219,000 | 1,987 |
| Cash and due from depository institutions | $14,853,000 | 1,766 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $143,200,000 | 939 |
| Federal funds sold & reverse repurchase agreements | $9,435,000 | 1,524 |
| Net loans & leases | $107,823,000 | 3,124 |
| Loan loss allowance | $2,766,000 | 1,671 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,085,000 | 3,039 |
| Other real estate owned | $0 | 1,766 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $3,823,000 | 3,062 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $282,219,000 | 1,987 |
| Total liabilities | $244,028,000 | 2,069 |
| Total deposits | $243,346,000 | 1,860 |
| Interest-bearing deposits | $175,943,000 | 2,211 |
| Deposits held in domestic offices | $243,346,000 | 1,857 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $214,000 | 3,160 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $468,000 | 5,210 |
| Total equity capital | $38,191,000 | 1,443 |
| Total bank equity capital | $38,191,000 | 1,443 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $3,000,000 | 1,275 |
| Surplus | $4,000,000 | 3,856 |
| Undivided profits | $31,191,000 | 1,036 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,702,000 | 1,224 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $145,000 | 764 |
| Income earned, not collected on loans | $1,825,000 | 1,660 |
| Earning assets | $260,458,000 | 1,969 |
| Long-term assets (5+ years) | $13,722,000 | 4,411 |
| Average Assets, year-to-date | $280,036,000 | 1,946 |
| Average Assets, quarterly | $282,084,500 | 1,973 |
| Volatile liabilities | $18,717,000 | 4,039 |
| Insider loans | $138,000 | 7,169 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $20,167,000 | 2,821 |
| Tier 1 (core) risk-based capital | $38,226,000 | 1,345 |
| Tier 2 risk-based capital | $1,731,000 | 2,343 |
| Total risk weighted assets | $137,222,000 | 2,651 |
| Total unused commitments | $20,167,000 | 2,823 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 99 | 1,763 |
| Assets and Liabilities | ||
| Total Assets: | $281,950,000 | 1,971 |
| Cash and due from depository institutions | $13,903,000 | 1,763 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $126,515,000 | 1,028 |
| Federal funds sold & reverse repurchase agreements | $23,155,000 | 662 |
| Net loans & leases | $112,130,000 | 2,974 |
| Loan loss allowance | $2,793,000 | 1,621 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,156,000 | 2,940 |
| Other real estate owned | $0 | 1,763 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $3,091,000 | 3,435 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $281,950,000 | 1,971 |
| Total liabilities | $243,146,000 | 2,045 |
| Total deposits | $242,518,000 | 1,850 |
| Interest-bearing deposits | $172,064,000 | 2,220 |
| Deposits held in domestic offices | $242,518,000 | 1,846 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $214,000 | 3,047 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $414,000 | 5,623 |
| Total equity capital | $38,804,000 | 1,409 |
| Total bank equity capital | $38,804,000 | 1,409 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $3,000,000 | 1,262 |
| Surplus | $4,000,000 | 3,814 |
| Undivided profits | $31,804,000 | 1,027 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,493,000 | 2,090 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $58,000 | 1,115 |
| Income earned, not collected on loans | $1,357,000 | 2,202 |
| Earning assets | $261,800,000 | 1,953 |
| Long-term assets (5+ years) | $11,415,000 | 4,658 |
| Average Assets, year-to-date | $279,308,330 | 1,948 |
| Average Assets, quarterly | $277,904,000 | 1,971 |
| Volatile liabilities | $18,890,000 | 3,965 |
| Insider loans | $144,000 | 7,162 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $21,279,000 | 2,688 |
| Tier 1 (core) risk-based capital | $38,020,000 | 1,321 |
| Tier 2 risk-based capital | $1,836,000 | 2,187 |
| Total risk weighted assets | $146,002,000 | 2,458 |
| Total unused commitments | $21,279,000 | 2,695 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 99 | 1,730 |
| Assets and Liabilities | ||
| Total Assets: | $273,858,000 | 1,996 |
| Cash and due from depository institutions | $13,403,000 | 1,730 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $118,381,000 | 1,087 |
| Federal funds sold & reverse repurchase agreements | $18,145,000 | 886 |
| Net loans & leases | $117,438,000 | 2,828 |
| Loan loss allowance | $3,398,000 | 1,322 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,112,000 | 2,954 |
| Other real estate owned | $0 | 1,730 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $3,379,000 | 3,185 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $273,858,000 | 1,996 |
| Total liabilities | $235,537,000 | 2,086 |
| Total deposits | $234,521,000 | 1,884 |
| Interest-bearing deposits | $171,538,000 | 2,218 |
| Deposits held in domestic offices | $234,521,000 | 1,880 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $164,000 | 2,912 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $852,000 | 3,710 |
| Total equity capital | $38,321,000 | 1,388 |
| Total bank equity capital | $38,321,000 | 1,388 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $3,000,000 | 1,261 |
| Surplus | $4,000,000 | 3,765 |
| Undivided profits | $31,321,000 | 1,002 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,996,000 | 1,620 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $261,000 | 589 |
| Income earned, not collected on loans | $1,634,000 | 1,818 |
| Earning assets | $253,964,000 | 1,966 |
| Long-term assets (5+ years) | $14,657,000 | 4,045 |
| Average Assets, year-to-date | $277,987,500 | 1,947 |
| Average Assets, quarterly | $277,987,500 | 1,947 |
| Volatile liabilities | $18,464,000 | 3,977 |
| Insider loans | $147,000 | 7,168 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $17,611,000 | 2,937 |
| Tier 1 (core) risk-based capital | $37,750,000 | 1,311 |
| Tier 2 risk-based capital | $1,748,000 | 2,241 |
| Total risk weighted assets | $138,197,000 | 2,543 |
| Total unused commitments | $17,611,000 | 2,949 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 99 | 1,715 |
| Assets and Liabilities | ||
| Total Assets: | $282,117,000 | 1,909 |
| Cash and due from depository institutions | $16,551,000 | 1,715 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $119,119,000 | 1,047 |
| Federal funds sold & reverse repurchase agreements | $17,865,000 | 791 |
| Net loans & leases | $122,054,000 | 2,709 |
| Loan loss allowance | $3,226,000 | 1,359 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,185,000 | 2,867 |
| Other real estate owned | $0 | 1,715 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $3,343,000 | 3,195 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $282,117,000 | 1,909 |
| Total liabilities | $243,948,000 | 1,978 |
| Total deposits | $243,430,000 | 1,774 |
| Interest-bearing deposits | $173,069,000 | 2,153 |
| Deposits held in domestic offices | $243,430,000 | 1,771 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $214,000 | 3,011 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $304,000 | 6,597 |
| Total equity capital | $38,169,000 | 1,373 |
| Total bank equity capital | $38,169,000 | 1,373 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $3,000,000 | 1,251 |
| Surplus | $4,000,000 | 3,722 |
| Undivided profits | $31,169,000 | 990 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $881,000 | 2,988 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $153,000 | 735 |
| Income earned, not collected on loans | $1,711,000 | 1,819 |
| Earning assets | $259,038,000 | 1,888 |
| Long-term assets (5+ years) | $17,020,000 | 3,693 |
| Average Assets, year-to-date | $280,519,400 | 1,812 |
| Average Assets, quarterly | $279,073,500 | 1,904 |
| Volatile liabilities | $19,755,000 | 3,779 |
| Insider loans | $102,000 | 7,517 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $18,325,000 | 2,791 |
| Tier 1 (core) risk-based capital | $37,426,000 | 1,284 |
| Tier 2 risk-based capital | $1,749,000 | 2,216 |
| Total risk weighted assets | $140,246,000 | 2,485 |
| Total unused commitments | $18,325,000 | 2,798 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 89 | 1,927 |
| Assets and Liabilities | ||
| Total Assets: | $295,350,000 | 1,734 |
| Cash and due from depository institutions | $12,793,000 | 1,927 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $84,126,000 | 1,342 |
| Federal funds sold & reverse repurchase agreements | $34,470,000 | 425 |
| Net loans & leases | $157,096,000 | 2,076 |
| Loan loss allowance | $3,323,000 | 1,244 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,423,000 | 2,636 |
| Other real estate owned | $0 | 1,927 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $3,442,000 | 3,040 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $295,350,000 | 1,734 |
| Total liabilities | $259,004,000 | 1,785 |
| Total deposits | $258,171,000 | 1,560 |
| Interest-bearing deposits | $186,839,000 | 1,890 |
| Deposits held in domestic offices | $258,171,000 | 1,557 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $264,000 | 3,187 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $569,000 | 5,028 |
| Total equity capital | $36,346,000 | 1,349 |
| Total bank equity capital | $36,346,000 | 1,349 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $3,000,000 | 1,249 |
| Surplus | $4,000,000 | 3,643 |
| Undivided profits | $29,346,000 | 967 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $747,000 | 3,297 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $79,000 | 983 |
| Income earned, not collected on loans | $1,867,000 | 1,773 |
| Earning assets | $275,692,000 | 1,696 |
| Long-term assets (5+ years) | $24,192,000 | 2,907 |
| Average Assets, year-to-date | $271,660,600 | 1,783 |
| Average Assets, quarterly | $286,815,000 | 1,751 |
| Volatile liabilities | $27,605,000 | 2,905 |
| Insider loans | $115,000 | 7,553 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $27,203,000 | 2,015 |
| Tier 1 (core) risk-based capital | $35,658,000 | 1,281 |
| Tier 2 risk-based capital | $2,182,000 | 1,699 |
| Total risk weighted assets | $173,371,000 | 1,947 |
| Total unused commitments | $27,203,000 | 2,022 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 89 | 1,890 |
| Assets and Liabilities | ||
| Total Assets: | $247,988,000 | 1,947 |
| Cash and due from depository institutions | $12,594,000 | 1,890 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $62,598,000 | 1,754 |
| Federal funds sold & reverse repurchase agreements | $8,400,000 | 1,453 |
| Net loans & leases | $157,061,000 | 2,016 |
| Loan loss allowance | $2,881,000 | 1,345 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,471,000 | 2,528 |
| Other real estate owned | $0 | 1,890 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $3,864,000 | 2,283 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $247,988,000 | 1,947 |
| Total liabilities | $214,511,000 | 2,041 |
| Total deposits | $213,789,000 | 1,807 |
| Interest-bearing deposits | $158,386,000 | 2,144 |
| Deposits held in domestic offices | $213,789,000 | 1,803 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $200,000 | 3,495 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $522,000 | 5,639 |
| Total equity capital | $33,477,000 | 1,381 |
| Total bank equity capital | $33,477,000 | 1,381 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $3,000,000 | 1,251 |
| Surplus | $4,000,000 | 3,571 |
| Undivided profits | $26,477,000 | 1,008 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $993,000 | 2,305 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $53,000 | 1,011 |
| Income earned, not collected on loans | $1,080,000 | 2,508 |
| Earning assets | $228,059,000 | 1,962 |
| Long-term assets (5+ years) | $23,045,000 | 2,887 |
| Average Assets, year-to-date | $240,155,000 | 1,912 |
| Average Assets, quarterly | $251,182,500 | 1,892 |
| Volatile liabilities | $11,293,000 | 5,288 |
| Insider loans | $329,000 | 6,338 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $41,155,000 | 1,349 |
| Tier 1 (core) risk-based capital | $33,416,000 | 1,307 |
| Tier 2 risk-based capital | $2,105,630 | 1,702 |
| Total risk weighted assets | $167,674,630 | 1,913 |
| Total unused commitments | $41,155,000 | 1,350 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 89 | 1,943 |
| Assets and Liabilities | ||
| Total Assets: | $233,498,000 | 2,013 |
| Cash and due from depository institutions | $13,159,000 | 1,943 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $85,986,000 | 1,339 |
| Federal funds sold & reverse repurchase agreements | $5,940,000 | 1,623 |
| Net loans & leases | $120,896,000 | 2,464 |
| Loan loss allowance | $2,466,000 | 1,505 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,598,000 | 2,406 |
| Other real estate owned | $0 | 1,943 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $3,919,000 | 2,248 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $233,498,000 | 2,013 |
| Total liabilities | $202,376,000 | 2,092 |
| Total deposits | $201,308,000 | 1,877 |
| Interest-bearing deposits | $150,303,000 | 2,181 |
| Deposits held in domestic offices | $201,308,000 | 1,872 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $586,000 | 3,380 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $482,000 | 5,462 |
| Total equity capital | $31,122,000 | 1,419 |
| Total bank equity capital | $31,122,000 | 1,419 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,000,000 | 1,254 |
| Surplus | $4,000,000 | 3,535 |
| Undivided profits | $24,122,000 | 1,036 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,099,000 | 2,018 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $48,000 | 1,119 |
| Income earned, not collected on loans | $675,000 | 3,475 |
| Earning assets | $212,822,000 | 2,024 |
| Long-term assets (5+ years) | $25,945,000 | 2,809 |
| Average Assets, year-to-date | $230,010,800 | 1,962 |
| Average Assets, quarterly | $236,028,500 | 1,970 |
| Volatile liabilities | $8,694,000 | 5,811 |
| Insider loans | $256,000 | 6,784 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $33,454,000 | 1,618 |
| Tier 1 (core) risk-based capital | $31,401,000 | 1,379 |
| Tier 2 risk-based capital | $1,604,310 | 2,065 |
| Total risk weighted assets | $127,483,210 | 2,393 |
| Total unused commitments | $33,454,000 | 1,620 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 89 | 1,934 |
| Assets and Liabilities | ||
| Total Assets: | $226,408,000 | 2,041 |
| Cash and due from depository institutions | $12,864,000 | 1,934 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $91,210,000 | 1,278 |
| Federal funds sold & reverse repurchase agreements | $6,350,000 | 2,737 |
| Net loans & leases | $109,055,000 | 2,541 |
| Loan loss allowance | $2,391,000 | 1,509 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,749,000 | 2,181 |
| Other real estate owned | $0 | 1,934 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $3,180,000 | 2,343 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $226,408,000 | 2,041 |
| Total liabilities | $196,169,000 | 2,121 |
| Total deposits | $194,873,000 | 1,934 |
| Interest-bearing deposits | $144,531,000 | 2,270 |
| Deposits held in domestic offices | $194,873,000 | 1,928 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $812,000 | 2,501 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $9,000 | 5,164 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $475,000 | 5,931 |
| Total equity capital | $30,239,000 | 1,477 |
| Total bank equity capital | $30,239,000 | 1,477 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $3,000,000 | 1,210 |
| Surplus | $4,000,000 | 3,386 |
| Undivided profits | $23,239,000 | 1,107 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $607,000 | 3,505 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $133,000 | 792 |
| Income earned, not collected on loans | $659,000 | 3,545 |
| Earning assets | $206,615,000 | 2,055 |
| Long-term assets (5+ years) | $28,080,000 | 2,486 |
| Average Assets, year-to-date | $225,688,200 | 1,943 |
| Average Assets, quarterly | $229,008,000 | 1,985 |
| Volatile liabilities | $8,489,000 | 5,461 |
| Insider loans | $532,000 | 5,144 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $23,424,000 | 2,010 |
| Tier 1 (core) risk-based capital | $29,608,000 | 1,426 |
| Tier 2 risk-based capital | $1,465,730 | 2,154 |
| Total risk weighted assets | $116,333,430 | 2,460 |
| Total unused commitments | $23,424,000 | 2,013 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 89 | 1,990 |
| Assets and Liabilities | ||
| Total Assets: | $215,015,000 | 2,118 |
| Cash and due from depository institutions | $9,902,000 | 1,990 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $87,719,000 | 1,310 |
| Federal funds sold & reverse repurchase agreements | $8,755,000 | 1,581 |
| Net loans & leases | $101,794,000 | 2,720 |
| Loan loss allowance | $2,284,000 | 1,580 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,486,000 | 2,267 |
| Other real estate owned | $0 | 1,990 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $3,359,000 | 2,147 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $215,015,000 | 2,118 |
| Total liabilities | $187,196,000 | 2,188 |
| Total deposits | $186,032,000 | 2,032 |
| Interest-bearing deposits | $140,921,000 | 2,293 |
| Deposits held in domestic offices | $186,032,000 | 2,024 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $698,000 | 2,924 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $19,000 | 5,016 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $447,000 | 6,353 |
| Total equity capital | $27,819,000 | 1,633 |
| Total bank equity capital | $27,819,000 | 1,633 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $3,000,000 | 1,195 |
| Surplus | $4,000,000 | 3,327 |
| Undivided profits | $20,819,000 | 1,248 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $299,000 | 5,354 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $49,000 | 1,245 |
| Income earned, not collected on loans | $653,000 | 3,619 |
| Earning assets | $198,268,000 | 2,116 |
| Long-term assets (5+ years) | $30,504,000 | 2,041 |
| Average Assets, year-to-date | $210,574,400 | 2,064 |
| Average Assets, quarterly | $212,772,000 | 2,113 |
| Volatile liabilities | $7,030,000 | 6,115 |
| Insider loans | $176,000 | 7,665 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $23,226,000 | 1,883 |
| Tier 1 (core) risk-based capital | $27,495,000 | 1,551 |
| Tier 2 risk-based capital | $1,340,320 | 2,231 |
| Total risk weighted assets | $106,282,020 | 2,621 |
| Total unused commitments | $23,226,000 | 1,890 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 89 | 2,105 |
| Assets and Liabilities | ||
| Total Assets: | $211,644,000 | 2,199 |
| Cash and due from depository institutions | $9,310,000 | 2,105 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $99,901,000 | 1,193 |
| Federal funds sold & reverse repurchase agreements | $13,805,000 | 936 |
| Net loans & leases | $81,300,000 | 3,347 |
| Loan loss allowance | $2,241,000 | 1,715 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,612,000 | 2,192 |
| Other real estate owned | $300,000 | 2,105 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $3,416,000 | 2,202 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $211,644,000 | 2,199 |
| Total liabilities | $185,490,000 | 2,278 |
| Total deposits | $184,682,000 | 2,092 |
| Interest-bearing deposits | $135,061,000 | 2,464 |
| Deposits held in domestic offices | $184,682,000 | 2,082 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $344,000 | 3,445 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $27,000 | 5,151 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $437,000 | 6,472 |
| Total equity capital | $26,154,000 | 1,729 |
| Total bank equity capital | $26,154,000 | 1,729 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $3,000,000 | 1,254 |
| Surplus | $4,000,000 | 3,409 |
| Undivided profits | $19,154,000 | 1,358 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,252,000 | 2,258 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $15,000 | 1,592 |
| Income earned, not collected on loans | $542,000 | 4,257 |
| Earning assets | $195,006,000 | 2,191 |
| Long-term assets (5+ years) | $26,365,000 | 2,184 |
| Average Assets, year-to-date | $208,362,600 | 2,167 |
| Average Assets, quarterly | $208,031,500 | 2,225 |
| Volatile liabilities | $6,840,000 | 6,133 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $18,090,000 | 2,212 |
| Tier 1 (core) risk-based capital | $25,861,000 | 1,658 |
| Tier 2 risk-based capital | $1,115,030 | 2,674 |
| Total risk weighted assets | $88,076,230 | 3,120 |
| Total unused commitments | $18,090,000 | 2,228 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 89 | 2,190 |
| Assets and Liabilities | ||
| Total Assets: | $207,146,000 | 2,274 |
| Cash and due from depository institutions | $7,506,000 | 2,190 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $112,398,000 | 1,113 |
| Federal funds sold & reverse repurchase agreements | $11,100,000 | 1,266 |
| Net loans & leases | $68,529,000 | 3,819 |
| Loan loss allowance | $2,052,000 | 1,893 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,720,000 | 2,076 |
| Other real estate owned | $300,000 | 2,190 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $3,593,000 | 2,157 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $207,146,000 | 2,274 |
| Total liabilities | $182,538,000 | 2,327 |
| Total deposits | $181,048,000 | 2,183 |
| Interest-bearing deposits | $137,825,000 | 2,463 |
| Deposits held in domestic offices | $181,048,000 | 2,173 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,000,000 | 2,687 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $35,000 | 4,776 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $455,000 | 6,601 |
| Total equity capital | $24,608,000 | 1,828 |
| Total bank equity capital | $24,608,000 | 1,828 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $3,000,000 | 1,263 |
| Surplus | $4,000,000 | 3,420 |
| Undivided profits | $17,608,000 | 1,508 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,068,000 | 2,508 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $747,000 | 178 |
| Income earned, not collected on loans | $454,000 | 5,215 |
| Earning assets | $192,027,000 | 2,255 |
| Long-term assets (5+ years) | $18,960,000 | 2,598 |
| Average Assets, year-to-date | $196,349,000 | 2,303 |
| Average Assets, quarterly | $203,208,500 | 2,289 |
| Volatile liabilities | $8,843,000 | 4,942 |
| Insider loans | $46,000 | 9,950 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $15,016,000 | 2,428 |
| Tier 1 (core) risk-based capital | $24,040,000 | 1,788 |
| Tier 2 risk-based capital | $994,940 | 2,918 |
| Total risk weighted assets | $78,537,740 | 3,369 |
| Total unused commitments | $15,016,000 | 2,441 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 89 | 2,262 |
| Assets and Liabilities | ||
| Total Assets: | $195,761,000 | 2,364 |
| Cash and due from depository institutions | $3,973,000 | 2,262 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $124,184,000 | 1,051 |
| Federal funds sold & reverse repurchase agreements | $10,310,000 | 913 |
| Net loans & leases | $49,055,000 | 4,986 |
| Loan loss allowance | $1,955,000 | 2,007 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,902,000 | 1,922 |
| Other real estate owned | $300,000 | 2,262 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $4,037,000 | 2,050 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $195,761,000 | 2,364 |
| Total liabilities | $173,338,000 | 2,416 |
| Total deposits | $172,974,000 | 2,238 |
| Interest-bearing deposits | $131,616,000 | 2,510 |
| Deposits held in domestic offices | $172,974,000 | 2,229 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $42,000 | 5,069 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $322,000 | 7,027 |
| Total equity capital | $22,423,000 | 1,843 |
| Total bank equity capital | $22,423,000 | 1,843 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $3,000,000 | 1,277 |
| Surplus | $4,000,000 | 3,310 |
| Undivided profits | $15,423,000 | 1,530 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $45,000 | 9,768 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $330,000 | 6,081 |
| Earning assets | $183,549,000 | 2,304 |
| Long-term assets (5+ years) | $29,450,000 | 1,855 |
| Average Assets, year-to-date | $187,548,600 | 2,379 |
| Average Assets, quarterly | $192,150,500 | 2,381 |
| Volatile liabilities | $3,751,000 | 7,734 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $9,724,000 | 3,173 |
| Tier 1 (core) risk-based capital | $22,423,000 | 1,851 |
| Tier 2 risk-based capital | $754,950 | 3,745 |
| Total risk weighted assets | $59,196,150 | 4,279 |
| Total unused commitments | $9,724,000 | 3,184 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 89 | 2,352 |
| Assets and Liabilities | ||
| Total Assets: | $183,700,000 | 2,514 |
| Cash and due from depository institutions | $5,336,000 | 2,352 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $115,756,000 | 1,192 |
| Federal funds sold & reverse repurchase agreements | $9,595,000 | 1,427 |
| Net loans & leases | $45,581,000 | 5,199 |
| Loan loss allowance | $1,838,000 | 2,211 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,983,000 | 1,817 |
| Other real estate owned | $0 | 2,352 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $3,449,000 | 2,135 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $183,700,000 | 2,514 |
| Total liabilities | $162,860,000 | 2,580 |
| Total deposits | $162,279,000 | 2,443 |
| Interest-bearing deposits | $125,850,000 | 2,724 |
| Deposits held in domestic offices | $162,279,000 | 2,433 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $57,000 | 4,582 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $524,000 | 5,162 |
| Total equity capital | $20,840,000 | 1,968 |
| Total bank equity capital | $20,840,000 | 1,968 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $3,000,000 | 1,281 |
| Surplus | $4,000,000 | 3,264 |
| Undivided profits | $13,840,000 | 1,718 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $378,000 | 5,740 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $277,000 | 6,487 |
| Earning assets | $170,932,000 | 2,488 |
| Long-term assets (5+ years) | $26,576,000 | 2,106 |
| Average Assets, year-to-date | $175,497,600 | 2,562 |
| Average Assets, quarterly | $179,555,000 | 2,554 |
| Volatile liabilities | $4,894,000 | 6,609 |
| Insider loans | $801,000 | 4,354 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $371,000 | 1,314 |
| Unused loan commitments | $8,609,000 | 3,430 |
| Tier 1 (core) risk-based capital | $20,840,000 | 1,918 |
| Tier 2 risk-based capital | $699,730 | 3,947 |
| Total risk weighted assets | $54,840,230 | 4,520 |
| Total unused commitments | $8,609,000 | 3,450 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 89 | 2,438 |
| Assets and Liabilities | ||
| Total Assets: | $175,021,000 | 2,707 |
| Cash and due from depository institutions | $7,679,000 | 2,438 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $100,819,000 | 1,337 |
| Federal funds sold & reverse repurchase agreements | $13,875,000 | 1,206 |
| Net loans & leases | $45,441,000 | 5,195 |
| Loan loss allowance | $1,671,000 | 2,455 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $4,131,000 | 1,776 |
| Other real estate owned | $0 | 2,438 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $3,076,000 | 2,473 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $175,021,000 | 2,707 |
| Total liabilities | $155,847,000 | 2,780 |
| Total deposits | $155,408,000 | 2,651 |
| Interest-bearing deposits | $120,572,000 | 2,971 |
| Deposits held in domestic offices | $155,408,000 | 2,644 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $118,000 | 4,199 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $321,000 | 7,898 |
| Total equity capital | $19,174,000 | 2,026 |
| Total bank equity capital | $19,174,000 | 2,026 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $3,000,000 | 1,307 |
| Surplus | $4,000,000 | 3,152 |
| Undivided profits | $12,174,000 | 1,800 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $555,000 | 5,317 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $290,000 | 6,682 |
| Earning assets | $160,135,000 | 2,702 |
| Long-term assets (5+ years) | $18,523,000 | 2,765 |
| Average Assets, year-to-date | $166,521,400 | 2,760 |
| Average Assets, quarterly | $169,367,500 | 2,777 |
| Volatile liabilities | $5,932,000 | 5,924 |
| Insider loans | $3,000 | 9,303 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $9,532,000 | 3,057 |
| Tier 1 (core) risk-based capital | $19,174,000 | 1,981 |
| Tier 2 risk-based capital | $672,250 | 4,101 |
| Total risk weighted assets | $52,780,950 | 4,720 |
| Total unused commitments | $9,532,000 | 3,073 |
| Derivatives | $0 | 651 |