Home > Mountain State Bank > Assets and Liabilities
Mountain State Bank, Assets and Liabilities
| 2008-06-30 | Rank | |
| # of Employees: | 34 | 4,477 |
| Assets and Liabilities | ||
| Total Assets: | $166,287,000 | 3,682 |
| Cash and due from depository institutions | $3,263,000 | 4,477 |
| Interest-bearing balances | $84,000 | 5,275 |
| Securities | $10,935,000 | 5,767 |
| Federal funds sold & reverse repurchase agreements | $5,926,000 | 1,958 |
| Net loans & leases | $113,811,000 | 3,662 |
| Loan loss allowance | $11,600,000 | 557 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $7,928,000 | 1,629 |
| Other real estate owned | $2,573,000 | 4,477 |
| Goodwill and other intangibles | $15,681,000 | 497 |
| All other assets | $6,170,000 | 2,684 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $166,287,000 | 3,682 |
| Total liabilities | $134,843,000 | 3,954 |
| Total deposits | $133,793,000 | 3,679 |
| Interest-bearing deposits | $122,239,000 | 3,494 |
| Deposits held in domestic offices | $133,793,000 | 3,676 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $0 | 5,770 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,050,000 | 3,710 |
| Total equity capital | $31,444,000 | 2,191 |
| Total bank equity capital | $31,444,000 | 2,191 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $5,100,000 | 976 |
| Surplus | $26,486,000 | 1,180 |
| Undivided profits | $-142,000 | 7,380 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,704,000 | 952 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $880,000 | 4,145 |
| Earning assets | $130,756,000 | 4,117 |
| Long-term assets (5+ years) | $5,739,000 | 6,117 |
| Average Assets, year-to-date | $189,172,000 | 3,304 |
| Average Assets, quarterly | $181,153,500 | 3,431 |
| Volatile liabilities | $40,480,000 | 3,120 |
| Insider loans | $0 | 7,572 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $11,734,000 | 4,413 |
| Tier 1 (core) risk-based capital | $15,765,000 | 3,933 |
| Tier 2 risk-based capital | $1,761,000 | 2,742 |
| Total risk weighted assets | $131,031,000 | 3,427 |
| Total unused commitments | $11,734,000 | 4,413 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 35 | 4,373 |
| Assets and Liabilities | ||
| Total Assets: | $196,020,000 | 3,256 |
| Cash and due from depository institutions | $3,724,000 | 4,373 |
| Interest-bearing balances | $78,000 | 5,308 |
| Securities | $18,299,000 | 4,642 |
| Federal funds sold & reverse repurchase agreements | $3,031,000 | 4,239 |
| Net loans & leases | $138,104,000 | 3,123 |
| Loan loss allowance | $3,582,000 | 1,588 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $6,911,000 | 1,870 |
| Other real estate owned | $5,118,000 | 4,373 |
| Goodwill and other intangibles | $17,610,000 | 480 |
| All other assets | $3,223,000 | 4,044 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $196,020,000 | 3,256 |
| Total liabilities | $162,469,000 | 3,432 |
| Total deposits | $161,007,000 | 3,194 |
| Interest-bearing deposits | $149,797,000 | 2,970 |
| Deposits held in domestic offices | $161,007,000 | 3,191 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,462,000 | 3,139 |
| Total equity capital | $33,551,000 | 2,098 |
| Total bank equity capital | $33,551,000 | 2,098 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $5,100,000 | 969 |
| Surplus | $38,781,000 | 823 |
| Undivided profits | $-10,330,000 | 8,436 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,046,000 | 1,300 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,055,000 | 3,566 |
| Earning assets | $159,512,000 | 3,556 |
| Long-term assets (5+ years) | $14,153,000 | 4,532 |
| Average Assets, year-to-date | $200,614,500 | 3,145 |
| Average Assets, quarterly | $200,614,500 | 3,145 |
| Volatile liabilities | $55,851,000 | 2,402 |
| Insider loans | $3,925,000 | 1,923 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $16,840,000 | 3,730 |
| Tier 1 (core) risk-based capital | $15,717,000 | 3,937 |
| Tier 2 risk-based capital | $1,958,000 | 2,488 |
| Total risk weighted assets | $155,006,000 | 2,985 |
| Total unused commitments | $16,840,000 | 3,731 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 42 | 3,846 |
| Assets and Liabilities | ||
| Total Assets: | $205,209,000 | 3,058 |
| Cash and due from depository institutions | $3,080,000 | 3,846 |
| Interest-bearing balances | $75,000 | 5,098 |
| Securities | $19,132,000 | 4,570 |
| Federal funds sold & reverse repurchase agreements | $1,203,000 | 4,794 |
| Net loans & leases | $148,246,000 | 2,929 |
| Loan loss allowance | $3,156,000 | 1,735 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $7,004,000 | 1,839 |
| Other real estate owned | $5,522,000 | 3,846 |
| Goodwill and other intangibles | $17,690,000 | 476 |
| All other assets | $3,332,000 | 3,996 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $205,209,000 | 3,058 |
| Total liabilities | $171,365,000 | 3,239 |
| Total deposits | $169,615,000 | 3,006 |
| Interest-bearing deposits | $157,825,000 | 2,781 |
| Deposits held in domestic offices | $169,615,000 | 3,004 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,750,000 | 2,742 |
| Total equity capital | $33,844,000 | 2,056 |
| Total bank equity capital | $33,844,000 | 2,056 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $5,100,000 | 956 |
| Surplus | $38,781,000 | 812 |
| Undivided profits | $-10,037,000 | 8,486 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,833,000 | 2,343 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,177,000 | 3,483 |
| Earning assets | $168,656,000 | 3,368 |
| Long-term assets (5+ years) | $11,616,000 | 4,687 |
| Average Assets, year-to-date | $224,043,000 | 2,734 |
| Average Assets, quarterly | $217,351,500 | 2,868 |
| Volatile liabilities | $66,522,000 | 2,063 |
| Insider loans | $3,974,000 | 1,885 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $27,525,000 | 2,741 |
| Tier 1 (core) risk-based capital | $15,909,000 | 3,877 |
| Tier 2 risk-based capital | $2,076,000 | 2,324 |
| Total risk weighted assets | $165,026,000 | 2,808 |
| Total unused commitments | $27,525,000 | 2,742 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 46 | 3,568 |
| Assets and Liabilities | ||
| Total Assets: | $229,494,000 | 2,737 |
| Cash and due from depository institutions | $4,915,000 | 3,568 |
| Interest-bearing balances | $68,000 | 5,036 |
| Securities | $19,011,000 | 4,609 |
| Federal funds sold & reverse repurchase agreements | $6,971,000 | 1,997 |
| Net loans & leases | $157,871,000 | 2,717 |
| Loan loss allowance | $5,327,000 | 990 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $7,096,000 | 1,770 |
| Other real estate owned | $2,960,000 | 3,568 |
| Goodwill and other intangibles | $27,863,000 | 351 |
| All other assets | $2,807,000 | 4,468 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $229,494,000 | 2,737 |
| Total liabilities | $185,522,000 | 2,980 |
| Total deposits | $183,621,000 | 2,760 |
| Interest-bearing deposits | $169,589,000 | 2,598 |
| Deposits held in domestic offices | $183,621,000 | 2,757 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,000 | 3,423 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,879,000 | 2,602 |
| Total equity capital | $43,972,000 | 1,567 |
| Total bank equity capital | $43,972,000 | 1,567 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $5,100,000 | 931 |
| Surplus | $38,781,000 | 793 |
| Undivided profits | $91,000 | 7,576 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,801,000 | 801 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,341,000 | 3,283 |
| Earning assets | $183,921,000 | 3,090 |
| Long-term assets (5+ years) | $12,210,000 | 4,499 |
| Average Assets, year-to-date | $228,751,500 | 2,682 |
| Average Assets, quarterly | $234,287,000 | 2,667 |
| Volatile liabilities | $69,347,000 | 1,951 |
| Insider loans | $4,054,000 | 1,813 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $40,172,000 | 2,119 |
| Tier 1 (core) risk-based capital | $15,991,000 | 3,868 |
| Tier 2 risk-based capital | $2,224,000 | 2,181 |
| Total risk weighted assets | $174,785,000 | 2,612 |
| Total unused commitments | $40,172,000 | 2,119 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 44 | 3,734 |
| Assets and Liabilities | ||
| Total Assets: | $239,080,000 | 2,653 |
| Cash and due from depository institutions | $5,164,000 | 3,734 |
| Interest-bearing balances | $62,000 | 5,201 |
| Securities | $17,645,000 | 4,802 |
| Federal funds sold & reverse repurchase agreements | $5,975,000 | 2,355 |
| Net loans & leases | $171,923,000 | 2,533 |
| Loan loss allowance | $2,062,000 | 2,439 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $7,169,000 | 1,746 |
| Other real estate owned | $48,000 | 3,734 |
| Goodwill and other intangibles | $27,943,000 | 361 |
| All other assets | $3,213,000 | 4,082 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $239,080,000 | 2,653 |
| Total liabilities | $193,232,000 | 2,894 |
| Total deposits | $191,317,000 | 2,683 |
| Interest-bearing deposits | $175,872,000 | 2,530 |
| Deposits held in domestic offices | $191,317,000 | 2,681 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,000 | 3,386 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,896,000 | 2,457 |
| Total equity capital | $45,848,000 | 1,481 |
| Total bank equity capital | $45,848,000 | 1,481 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $5,100,000 | 919 |
| Surplus | $38,781,000 | 802 |
| Undivided profits | $1,967,000 | 6,292 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,946,000 | 1,868 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,426,000 | 2,911 |
| Earning assets | $195,605,000 | 2,906 |
| Long-term assets (5+ years) | $11,976,000 | 4,466 |
| Average Assets, year-to-date | $228,504,000 | 2,715 |
| Average Assets, quarterly | $235,990,500 | 2,661 |
| Volatile liabilities | $72,658,000 | 1,872 |
| Insider loans | $3,006,000 | 2,306 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $35,278,000 | 2,364 |
| Tier 1 (core) risk-based capital | $17,940,000 | 3,468 |
| Tier 2 risk-based capital | $2,062,000 | 2,317 |
| Total risk weighted assets | $182,971,000 | 2,489 |
| Total unused commitments | $35,278,000 | 2,364 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 48 | 3,479 |
| Assets and Liabilities | ||
| Total Assets: | $232,901,000 | 2,703 |
| Cash and due from depository institutions | $2,461,000 | 3,479 |
| Interest-bearing balances | $58,000 | 5,329 |
| Securities | $19,188,000 | 4,603 |
| Federal funds sold & reverse repurchase agreements | $4,006,000 | 3,805 |
| Net loans & leases | $168,534,000 | 2,544 |
| Loan loss allowance | $2,022,000 | 2,477 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $7,262,000 | 1,691 |
| Other real estate owned | $240,000 | 3,479 |
| Goodwill and other intangibles | $28,023,000 | 350 |
| All other assets | $3,187,000 | 4,021 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $232,901,000 | 2,703 |
| Total liabilities | $187,202,000 | 2,957 |
| Total deposits | $185,133,000 | 2,761 |
| Interest-bearing deposits | $169,621,000 | 2,617 |
| Deposits held in domestic offices | $185,133,000 | 2,758 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,069,000 | 2,346 |
| Total equity capital | $45,699,000 | 1,487 |
| Total bank equity capital | $45,699,000 | 1,487 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $5,100,000 | 903 |
| Surplus | $38,780,000 | 784 |
| Undivided profits | $1,819,000 | 6,476 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $305,000 | 4,827 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,271,000 | 3,113 |
| Earning assets | $191,786,000 | 2,973 |
| Long-term assets (5+ years) | $11,891,000 | 4,412 |
| Average Assets, year-to-date | $223,216,000 | 2,780 |
| Average Assets, quarterly | $223,216,000 | 2,780 |
| Volatile liabilities | $63,653,000 | 2,048 |
| Insider loans | $3,498,000 | 2,000 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $12,483,000 | 4,380 |
| Tier 1 (core) risk-based capital | $17,475,000 | 3,510 |
| Tier 2 risk-based capital | $2,022,000 | 2,353 |
| Total risk weighted assets | $180,782,000 | 2,497 |
| Total unused commitments | $12,483,000 | 4,380 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 34 | 4,525 |
| Assets and Liabilities | ||
| Total Assets: | $213,531,000 | 2,911 |
| Cash and due from depository institutions | $3,391,000 | 4,525 |
| Interest-bearing balances | $15,000 | 6,115 |
| Securities | $17,056,000 | 4,991 |
| Federal funds sold & reverse repurchase agreements | $330,000 | 5,932 |
| Net loans & leases | $153,903,000 | 2,744 |
| Loan loss allowance | $1,870,000 | 2,626 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $7,324,000 | 1,650 |
| Other real estate owned | $431,000 | 4,525 |
| Goodwill and other intangibles | $28,104,000 | 333 |
| All other assets | $2,992,000 | 4,210 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $213,531,000 | 2,911 |
| Total liabilities | $170,329,000 | 3,189 |
| Total deposits | $168,367,000 | 2,980 |
| Interest-bearing deposits | $154,880,000 | 2,789 |
| Deposits held in domestic offices | $168,367,000 | 2,977 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,962,000 | 2,417 |
| Total equity capital | $43,202,000 | 1,531 |
| Total bank equity capital | $43,202,000 | 1,531 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $5,100,000 | 893 |
| Surplus | $36,638,000 | 805 |
| Undivided profits | $1,464,000 | 6,770 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $466,000 | 3,994 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,305,000 | 3,186 |
| Earning assets | $171,304,000 | 3,235 |
| Long-term assets (5+ years) | $10,809,000 | 4,532 |
| Average Assets, year-to-date | $164,527,400 | 3,464 |
| Average Assets, quarterly | $192,531,500 | 3,122 |
| Volatile liabilities | $56,853,000 | 2,415 |
| Insider loans | $2,776,000 | 2,367 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $43,339,000 | 2,018 |
| Tier 1 (core) risk-based capital | $14,914,000 | 3,994 |
| Tier 2 risk-based capital | $1,870,000 | 2,506 |
| Total risk weighted assets | $167,432,000 | 2,660 |
| Total unused commitments | $43,339,000 | 2,018 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 30 | 4,948 |
| Assets and Liabilities | ||
| Total Assets: | $171,532,000 | 3,443 |
| Cash and due from depository institutions | $4,473,000 | 4,948 |
| Interest-bearing balances | $1,507,000 | 2,034 |
| Securities | $17,061,000 | 5,015 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $114,935,000 | 3,454 |
| Loan loss allowance | $1,240,000 | 3,623 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,554,000 | 2,140 |
| Other real estate owned | $0 | 4,948 |
| Goodwill and other intangibles | $26,770,000 | 351 |
| All other assets | $2,739,000 | 4,478 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $171,532,000 | 3,443 |
| Total liabilities | $131,061,000 | 3,899 |
| Total deposits | $126,112,000 | 3,731 |
| Interest-bearing deposits | $115,149,000 | 3,514 |
| Deposits held in domestic offices | $126,112,000 | 3,727 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,965,000 | 1,887 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $984,000 | 3,888 |
| Total equity capital | $40,471,000 | 1,631 |
| Total bank equity capital | $40,471,000 | 1,631 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,100,000 | 877 |
| Surplus | $34,448,000 | 840 |
| Undivided profits | $923,000 | 7,208 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,113,000 | 3,634 |
| Earning assets | $133,503,000 | 3,922 |
| Long-term assets (5+ years) | $10,569,000 | 4,538 |
| Average Assets, year-to-date | $152,276,500 | 3,711 |
| Average Assets, quarterly | $168,433,500 | 3,466 |
| Volatile liabilities | $52,853,000 | 2,522 |
| Insider loans | $699,000 | 4,904 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $10,948,000 | 4,584 |
| Tier 1 (core) risk-based capital | $13,553,000 | 4,282 |
| Tier 2 risk-based capital | $1,240,000 | 3,436 |
| Total risk weighted assets | $130,469,000 | 3,258 |
| Total unused commitments | $10,948,000 | 4,585 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 22 | 5,935 |
| Assets and Liabilities | ||
| Total Assets: | $165,335,000 | 3,519 |
| Cash and due from depository institutions | $6,590,000 | 5,935 |
| Interest-bearing balances | $2,007,000 | 1,792 |
| Securities | $16,169,000 | 5,138 |
| Federal funds sold & reverse repurchase agreements | $2,752,000 | 3,190 |
| Net loans & leases | $106,585,000 | 3,625 |
| Loan loss allowance | $1,143,000 | 3,801 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $5,607,000 | 2,074 |
| Other real estate owned | $0 | 5,935 |
| Goodwill and other intangibles | $26,463,000 | 355 |
| All other assets | $1,169,000 | 6,394 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $165,335,000 | 3,519 |
| Total liabilities | $125,476,000 | 3,981 |
| Total deposits | $124,400,000 | 3,745 |
| Interest-bearing deposits | $114,608,000 | 3,480 |
| Deposits held in domestic offices | $124,400,000 | 3,742 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,076,000 | 3,371 |
| Total equity capital | $39,859,000 | 1,597 |
| Total bank equity capital | $39,859,000 | 1,597 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $5,100,000 | 854 |
| Surplus | $34,448,000 | 830 |
| Undivided profits | $311,000 | 7,611 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $178,000 | 5,411 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $853,000 | 4,115 |
| Earning assets | $127,513,000 | 4,003 |
| Long-term assets (5+ years) | $10,534,000 | 4,520 |
| Average Assets, year-to-date | $145,858,000 | 3,829 |
| Average Assets, quarterly | $150,730,000 | 3,764 |
| Volatile liabilities | $49,224,000 | 2,618 |
| Insider loans | $880,000 | 4,469 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $32,643,000 | 2,466 |
| Tier 1 (core) risk-based capital | $13,397,000 | 4,244 |
| Tier 2 risk-based capital | $1,143,000 | 3,599 |
| Total risk weighted assets | $120,856,000 | 3,432 |
| Total unused commitments | $32,643,000 | 2,468 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 28 | 5,176 |
| Assets and Liabilities | ||
| Total Assets: | $136,125,000 | 4,057 |
| Cash and due from depository institutions | $4,780,000 | 5,176 |
| Interest-bearing balances | $2,000,000 | 1,922 |
| Securities | $16,294,000 | 5,172 |
| Federal funds sold & reverse repurchase agreements | $3,615,000 | 3,248 |
| Net loans & leases | $105,440,000 | 3,566 |
| Loan loss allowance | $1,065,000 | 3,952 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,258,000 | 2,633 |
| Other real estate owned | $0 | 5,176 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $1,738,000 | 5,395 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $136,124,000 | 4,057 |
| Total liabilities | $123,749,000 | 3,999 |
| Total deposits | $123,096,000 | 3,752 |
| Interest-bearing deposits | $115,756,000 | 3,435 |
| Deposits held in domestic offices | $123,096,000 | 3,748 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $653,000 | 4,543 |
| Total equity capital | $12,375,000 | 4,482 |
| Total bank equity capital | $12,375,000 | 4,482 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,100,000 | 842 |
| Surplus | $6,300,000 | 3,243 |
| Undivided profits | $975,000 | 7,115 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $250,000 | 4,920 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $763,000 | 4,291 |
| Earning assets | $127,349,000 | 3,995 |
| Long-term assets (5+ years) | $8,597,000 | 4,861 |
| Average Assets, year-to-date | $136,119,500 | 4,038 |
| Average Assets, quarterly | $136,119,500 | 4,038 |
| Volatile liabilities | $44,922,000 | 2,702 |
| Insider loans | $936,000 | 4,327 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $25,884,000 | 2,851 |
| Tier 1 (core) risk-based capital | $12,625,000 | 4,384 |
| Tier 2 risk-based capital | $1,065,000 | 3,746 |
| Total risk weighted assets | $121,391,000 | 3,370 |
| Total unused commitments | $25,884,000 | 2,853 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 28 | 5,186 |
| Assets and Liabilities | ||
| Total Assets: | $136,114,000 | 4,043 |
| Cash and due from depository institutions | $4,984,000 | 5,186 |
| Interest-bearing balances | $3,000,000 | 1,576 |
| Securities | $15,410,000 | 5,302 |
| Federal funds sold & reverse repurchase agreements | $8,791,000 | 1,544 |
| Net loans & leases | $101,073,000 | 3,667 |
| Loan loss allowance | $1,020,000 | 4,040 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $4,315,000 | 2,570 |
| Other real estate owned | $0 | 5,186 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,541,000 | 5,722 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $136,114,000 | 4,043 |
| Total liabilities | $124,134,000 | 3,983 |
| Total deposits | $123,626,000 | 3,707 |
| Interest-bearing deposits | $115,075,000 | 3,400 |
| Deposits held in domestic offices | $123,626,000 | 3,703 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $508,000 | 5,059 |
| Total equity capital | $11,980,000 | 4,551 |
| Total bank equity capital | $11,980,000 | 4,551 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $5,100,000 | 825 |
| Surplus | $6,300,000 | 3,206 |
| Undivided profits | $580,000 | 7,518 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $181,000 | 5,460 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $697,000 | 4,618 |
| Earning assets | $128,274,000 | 3,945 |
| Long-term assets (5+ years) | $8,383,000 | 4,915 |
| Average Assets, year-to-date | $104,078,200 | 4,707 |
| Average Assets, quarterly | $130,153,500 | 4,120 |
| Volatile liabilities | $45,130,000 | 2,641 |
| Insider loans | $3,707,000 | 1,769 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $27,816,000 | 2,660 |
| Tier 1 (core) risk-based capital | $12,223,000 | 4,441 |
| Tier 2 risk-based capital | $1,020,000 | 3,837 |
| Total risk weighted assets | $115,496,000 | 3,444 |
| Total unused commitments | $27,816,000 | 2,660 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 28 | 5,170 |
| Assets and Liabilities | ||
| Total Assets: | $124,193,000 | 4,255 |
| Cash and due from depository institutions | $4,379,000 | 5,170 |
| Interest-bearing balances | $3,000,000 | 1,576 |
| Securities | $13,129,000 | 5,696 |
| Federal funds sold & reverse repurchase agreements | $13,578,000 | 970 |
| Net loans & leases | $87,671,000 | 4,030 |
| Loan loss allowance | $885,000 | 4,435 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $4,353,000 | 2,492 |
| Other real estate owned | $0 | 5,170 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $1,083,000 | 6,519 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $124,193,000 | 4,255 |
| Total liabilities | $112,393,000 | 4,208 |
| Total deposits | $111,946,000 | 3,947 |
| Interest-bearing deposits | $104,291,000 | 3,625 |
| Deposits held in domestic offices | $111,946,000 | 3,942 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $447,000 | 5,429 |
| Total equity capital | $11,800,000 | 4,568 |
| Total bank equity capital | $11,800,000 | 4,568 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,100,000 | 797 |
| Surplus | $6,300,000 | 3,154 |
| Undivided profits | $400,000 | 7,754 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $462,000 | 5,996 |
| Earning assets | $117,378,000 | 4,163 |
| Long-term assets (5+ years) | $5,940,000 | 5,576 |
| Average Assets, year-to-date | $96,069,250 | 4,952 |
| Average Assets, quarterly | $108,736,000 | 4,638 |
| Volatile liabilities | $39,292,000 | 2,810 |
| Insider loans | $4,322,000 | 1,513 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $24,523,000 | 2,876 |
| Tier 1 (core) risk-based capital | $11,913,000 | 4,471 |
| Tier 2 risk-based capital | $885,000 | 4,200 |
| Total risk weighted assets | $102,125,000 | 3,737 |
| Total unused commitments | $24,523,000 | 2,878 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 27 | 5,301 |
| Assets and Liabilities | ||
| Total Assets: | $93,279,000 | 5,107 |
| Cash and due from depository institutions | $3,252,000 | 5,301 |
| Interest-bearing balances | $1,000,000 | 2,727 |
| Securities | $8,365,000 | 6,743 |
| Federal funds sold & reverse repurchase agreements | $208,000 | 5,351 |
| Net loans & leases | $75,884,000 | 4,362 |
| Loan loss allowance | $766,000 | 4,806 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,401,000 | 2,413 |
| Other real estate owned | $0 | 5,301 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $1,169,000 | 6,188 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $93,279,000 | 5,107 |
| Total liabilities | $81,651,000 | 5,154 |
| Total deposits | $81,212,000 | 4,883 |
| Interest-bearing deposits | $73,503,000 | 4,623 |
| Deposits held in domestic offices | $81,212,000 | 4,880 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $439,000 | 5,198 |
| Total equity capital | $11,628,000 | 4,560 |
| Total bank equity capital | $11,628,000 | 4,560 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,100,000 | 777 |
| Surplus | $6,300,000 | 3,100 |
| Undivided profits | $228,000 | 7,921 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $400,000 | 6,165 |
| Earning assets | $85,457,000 | 5,094 |
| Long-term assets (5+ years) | $3,620,000 | 6,331 |
| Average Assets, year-to-date | $86,694,670 | 5,265 |
| Average Assets, quarterly | $89,522,000 | 5,196 |
| Volatile liabilities | $22,055,000 | 4,040 |
| Insider loans | $4,305,000 | 1,485 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $25,751,000 | 2,703 |
| Tier 1 (core) risk-based capital | $11,728,000 | 4,438 |
| Tier 2 risk-based capital | $766,000 | 4,546 |
| Total risk weighted assets | $85,295,000 | 4,186 |
| Total unused commitments | $25,751,000 | 2,704 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 27 | 5,308 |
| Assets and Liabilities | ||
| Total Assets: | $85,765,000 | 5,378 |
| Cash and due from depository institutions | $1,549,000 | 5,308 |
| Interest-bearing balances | $1,000,000 | 2,716 |
| Securities | $7,880,000 | 6,916 |
| Federal funds sold & reverse repurchase agreements | $831,000 | 5,227 |
| Net loans & leases | $70,562,000 | 4,517 |
| Loan loss allowance | $713,000 | 5,048 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,419,000 | 2,382 |
| Other real estate owned | $0 | 5,308 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $524,000 | 7,781 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $85,765,000 | 5,378 |
| Total liabilities | $74,578,000 | 5,457 |
| Total deposits | $74,440,000 | 5,203 |
| Interest-bearing deposits | $69,157,000 | 4,871 |
| Deposits held in domestic offices | $74,440,000 | 5,199 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $138,000 | 7,525 |
| Total equity capital | $11,187,000 | 4,621 |
| Total bank equity capital | $11,187,000 | 4,621 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,100,000 | 763 |
| Surplus | $6,300,000 | 3,074 |
| Undivided profits | $-213,000 | 8,247 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $380,000 | 6,216 |
| Earning assets | $80,273,000 | 5,310 |
| Long-term assets (5+ years) | $3,177,000 | 6,578 |
| Average Assets, year-to-date | $83,402,500 | 5,445 |
| Average Assets, quarterly | $83,402,500 | 5,445 |
| Volatile liabilities | $16,481,000 | 4,626 |
| Insider loans | $2,184,000 | 2,569 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $26,214,000 | 2,621 |
| Tier 1 (core) risk-based capital | $11,300,000 | 4,512 |
| Tier 2 risk-based capital | $713,000 | 4,762 |
| Total risk weighted assets | $79,873,000 | 4,336 |
| Total unused commitments | $26,214,000 | 2,626 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 25 | 5,579 |
| Assets and Liabilities | ||
| Total Assets: | $81,040,000 | 5,553 |
| Cash and due from depository institutions | $2,900,000 | 5,579 |
| Interest-bearing balances | $1,500,000 | 2,360 |
| Securities | $7,016,000 | 7,122 |
| Federal funds sold & reverse repurchase agreements | $6,357,000 | 1,782 |
| Net loans & leases | $59,874,000 | 5,000 |
| Loan loss allowance | $605,000 | 5,515 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,461,000 | 2,336 |
| Other real estate owned | $0 | 5,579 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $432,000 | 8,071 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $81,040,000 | 5,553 |
| Total liabilities | $70,067,000 | 5,643 |
| Total deposits | $69,953,000 | 5,384 |
| Interest-bearing deposits | $64,646,000 | 5,071 |
| Deposits held in domestic offices | $69,953,000 | 5,381 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $114,000 | 7,744 |
| Total equity capital | $10,973,000 | 4,691 |
| Total bank equity capital | $10,973,000 | 4,691 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,100,000 | 749 |
| Surplus | $6,300,000 | 3,029 |
| Undivided profits | $-427,000 | 8,439 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $291,000 | 6,984 |
| Earning assets | $74,747,000 | 5,530 |
| Long-term assets (5+ years) | $3,236,000 | 6,632 |
| Average Assets, year-to-date | $62,438,200 | 6,243 |
| Average Assets, quarterly | $74,663,500 | 5,757 |
| Volatile liabilities | $9,633,000 | 5,919 |
| Insider loans | $949,000 | 4,248 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $21,810,000 | 2,853 |
| Tier 1 (core) risk-based capital | $11,012,000 | 4,542 |
| Tier 2 risk-based capital | $605,000 | 5,215 |
| Total risk weighted assets | $72,428,000 | 4,606 |
| Total unused commitments | $21,810,000 | 2,855 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 22 | 6,018 |
| Assets and Liabilities | ||
| Total Assets: | $68,287,000 | 6,049 |
| Cash and due from depository institutions | $1,566,000 | 6,018 |
| Interest-bearing balances | $500,000 | 3,495 |
| Securities | $8,112,000 | 6,909 |
| Federal funds sold & reverse repurchase agreements | $820,000 | 4,749 |
| Net loans & leases | $52,802,000 | 5,314 |
| Loan loss allowance | $533,000 | 5,868 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $4,489,000 | 2,276 |
| Other real estate owned | $0 | 6,018 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $498,000 | 7,948 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $68,287,000 | 6,049 |
| Total liabilities | $57,501,000 | 6,207 |
| Total deposits | $57,369,000 | 5,965 |
| Interest-bearing deposits | $55,188,000 | 5,560 |
| Deposits held in domestic offices | $57,369,000 | 5,962 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $132,000 | 7,790 |
| Total equity capital | $10,786,000 | 4,727 |
| Total bank equity capital | $10,786,000 | 4,727 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $5,100,000 | 737 |
| Surplus | $6,300,000 | 2,974 |
| Undivided profits | $-614,000 | 8,545 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $288,000 | 7,152 |
| Earning assets | $62,234,000 | 6,077 |
| Long-term assets (5+ years) | $4,344,000 | 6,327 |
| Average Assets, year-to-date | $57,787,750 | 6,512 |
| Average Assets, quarterly | $65,334,500 | 6,154 |
| Volatile liabilities | $9,102,000 | 6,055 |
| Insider loans | $1,717,000 | 2,988 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $17,681,000 | 3,264 |
| Tier 1 (core) risk-based capital | $10,809,000 | 4,566 |
| Tier 2 risk-based capital | $533,000 | 5,551 |
| Total risk weighted assets | $62,629,000 | 4,970 |
| Total unused commitments | $17,681,000 | 3,267 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 21 | 6,203 |
| Assets and Liabilities | ||
| Total Assets: | $62,382,000 | 6,341 |
| Cash and due from depository institutions | $1,302,000 | 6,203 |
| Interest-bearing balances | $1,100,000 | 2,738 |
| Securities | $8,042,000 | 7,001 |
| Federal funds sold & reverse repurchase agreements | $1,388,000 | 4,025 |
| Net loans & leases | $46,673,000 | 5,640 |
| Loan loss allowance | $470,000 | 6,229 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,502,000 | 2,227 |
| Other real estate owned | $0 | 6,203 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $475,000 | 8,008 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $62,382,000 | 6,341 |
| Total liabilities | $51,813,000 | 6,539 |
| Total deposits | $51,771,000 | 6,324 |
| Interest-bearing deposits | $47,149,000 | 6,087 |
| Deposits held in domestic offices | $51,771,000 | 6,322 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $42,000 | 8,738 |
| Total equity capital | $10,569,000 | 4,669 |
| Total bank equity capital | $10,569,000 | 4,669 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $5,100,000 | 720 |
| Surplus | $6,300,000 | 2,941 |
| Undivided profits | $-831,000 | 8,617 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $237,000 | 7,480 |
| Earning assets | $57,203,000 | 6,342 |
| Long-term assets (5+ years) | $4,541,000 | 6,376 |
| Average Assets, year-to-date | $54,288,000 | 6,716 |
| Average Assets, quarterly | $58,541,000 | 6,531 |
| Volatile liabilities | $3,613,000 | 7,733 |
| Insider loans | $780,000 | 4,590 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $15,687,000 | 3,490 |
| Tier 1 (core) risk-based capital | $10,676,000 | 4,556 |
| Tier 2 risk-based capital | $470,000 | 5,895 |
| Total risk weighted assets | $57,638,000 | 5,200 |
| Total unused commitments | $15,687,000 | 3,493 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 21 | 6,216 |
| Assets and Liabilities | ||
| Total Assets: | $54,700,000 | 6,747 |
| Cash and due from depository institutions | $1,194,000 | 6,216 |
| Interest-bearing balances | $1,000,000 | 3,071 |
| Securities | $8,059,000 | 6,983 |
| Federal funds sold & reverse repurchase agreements | $1,810,000 | 4,789 |
| Net loans & leases | $38,613,000 | 6,129 |
| Loan loss allowance | $389,000 | 6,787 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $4,647,000 | 2,145 |
| Other real estate owned | $0 | 6,216 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $377,000 | 8,288 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $54,700,000 | 6,747 |
| Total liabilities | $44,054,000 | 6,997 |
| Total deposits | $43,935,000 | 6,823 |
| Interest-bearing deposits | $40,979,000 | 6,547 |
| Deposits held in domestic offices | $43,935,000 | 6,820 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $119,000 | 7,914 |
| Total equity capital | $10,646,000 | 4,732 |
| Total bank equity capital | $10,646,000 | 4,732 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $5,100,000 | 714 |
| Surplus | $6,300,000 | 2,902 |
| Undivided profits | $-754,000 | 8,703 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $210,000 | 7,694 |
| Earning assets | $49,482,000 | 6,773 |
| Long-term assets (5+ years) | $4,753,000 | 6,274 |
| Average Assets, year-to-date | $50,241,000 | 6,951 |
| Average Assets, quarterly | $50,241,000 | 6,951 |
| Volatile liabilities | $4,206,000 | 7,456 |
| Insider loans | $774,000 | 4,588 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $11,222,000 | 4,135 |
| Tier 1 (core) risk-based capital | $10,630,000 | 4,543 |
| Tier 2 risk-based capital | $389,000 | 6,465 |
| Total risk weighted assets | $47,823,000 | 5,751 |
| Total unused commitments | $11,222,000 | 4,142 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 19 | 6,499 |
| Assets and Liabilities | ||
| Total Assets: | $45,782,000 | 7,247 |
| Cash and due from depository institutions | $626,000 | 6,499 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $7,578,000 | 7,171 |
| Federal funds sold & reverse repurchase agreements | $3,939,000 | 2,776 |
| Net loans & leases | $28,956,000 | 6,875 |
| Loan loss allowance | $292,000 | 7,426 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $4,370,000 | 2,257 |
| Other real estate owned | $0 | 6,499 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $313,000 | 8,561 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $45,782,000 | 7,247 |
| Total liabilities | $35,067,000 | 7,554 |
| Total deposits | $34,983,000 | 7,408 |
| Interest-bearing deposits | $31,627,000 | 7,210 |
| Deposits held in domestic offices | $34,983,000 | 7,407 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $84,000 | 8,324 |
| Total equity capital | $10,715,000 | 4,646 |
| Total bank equity capital | $10,715,000 | 4,646 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $5,100,000 | 718 |
| Surplus | $6,300,000 | 2,869 |
| Undivided profits | $-685,000 | 8,734 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $197,000 | 7,940 |
| Earning assets | $40,473,000 | 7,294 |
| Long-term assets (5+ years) | $6,759,000 | 5,729 |
| Average Assets, year-to-date | $33,700,330 | 7,851 |
| Average Assets, quarterly | $39,197,000 | 7,573 |
| Volatile liabilities | $3,294,000 | 7,851 |
| Insider loans | $565,000 | 5,208 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $7,938,000 | 4,798 |
| Tier 1 (core) risk-based capital | $10,728,000 | 4,477 |
| Tier 2 risk-based capital | $292,000 | 7,147 |
| Total risk weighted assets | $38,033,000 | 6,404 |
| Total unused commitments | $7,938,000 | 4,801 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 12 | 7,751 |
| Assets and Liabilities | ||
| Total Assets: | $32,612,000 | 8,001 |
| Cash and due from depository institutions | $381,000 | 7,751 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $7,574,000 | 7,103 |
| Federal funds sold & reverse repurchase agreements | $1,224,000 | 5,119 |
| Net loans & leases | $19,531,000 | 7,740 |
| Loan loss allowance | $197,000 | 8,122 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,664,000 | 2,645 |
| Other real estate owned | $0 | 7,751 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $238,000 | 8,864 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $32,612,000 | 8,001 |
| Total liabilities | $21,756,000 | 8,434 |
| Total deposits | $21,734,000 | 8,346 |
| Interest-bearing deposits | $19,856,000 | 8,203 |
| Deposits held in domestic offices | $21,734,000 | 8,345 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $22,000 | 9,157 |
| Total equity capital | $10,856,000 | 4,559 |
| Total bank equity capital | $10,856,000 | 4,559 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $5,100,000 | 706 |
| Surplus | $6,300,000 | 2,814 |
| Undivided profits | $-544,000 | 8,758 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $132,000 | 8,554 |
| Earning assets | $28,329,000 | 8,067 |
| Long-term assets (5+ years) | $5,729,000 | 6,034 |
| Average Assets, year-to-date | $27,659,500 | 8,254 |
| Average Assets, quarterly | $27,659,500 | 8,287 |
| Volatile liabilities | $3,282,000 | 7,940 |
| Insider loans | $452,000 | 5,651 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $5,322,000 | 5,653 |
| Tier 1 (core) risk-based capital | $10,885,000 | 4,398 |
| Tier 2 risk-based capital | $197,000 | 7,961 |
| Total risk weighted assets | $26,739,000 | 7,356 |
| Total unused commitments | $5,322,000 | 5,656 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 12 | 7,773 |
| Assets and Liabilities | ||
| Total Assets: | $22,707,000 | 8,618 |
| Cash and due from depository institutions | $237,000 | 7,773 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $4,170,000 | 7,992 |
| Federal funds sold & reverse repurchase agreements | $8,930,000 | 1,791 |
| Net loans & leases | $7,195,000 | 8,904 |
| Loan loss allowance | $73,000 | 8,936 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,011,000 | 4,130 |
| Other real estate owned | $0 | 7,773 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $164,000 | 9,070 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $22,707,000 | 8,618 |
| Total liabilities | $11,622,000 | 9,023 |
| Total deposits | $11,584,000 | 8,973 |
| Interest-bearing deposits | $11,182,000 | 8,858 |
| Deposits held in domestic offices | $11,584,000 | 8,971 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $38,000 | 9,079 |
| Total equity capital | $11,085,000 | 4,486 |
| Total bank equity capital | $11,085,000 | 4,486 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $5,700,000 | 624 |
| Surplus | $5,700,000 | 2,990 |
| Undivided profits | $-315,000 | 8,725 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $71,000 | 8,961 |
| Earning assets | $20,295,000 | 8,613 |
| Long-term assets (5+ years) | $2,298,000 | 7,153 |
| Average Assets, year-to-date | $22,707,000 | 8,584 |
| Average Assets, quarterly | $22,707,000 | 8,593 |
| Volatile liabilities | $2,421,000 | 8,339 |
| Insider loans | $81,000 | 7,649 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $2,420,000 | 7,106 |
| Tier 1 (core) risk-based capital | $11,069,000 | 4,282 |
| Tier 2 risk-based capital | $73,000 | 8,909 |
| Total risk weighted assets | $12,099,000 | 8,661 |
| Total unused commitments | $2,420,000 | 7,116 |
| Derivatives | $0 | 623 |