Home > Mountain National Bank > Income and Expense
Mountain National Bank, Income and Expense
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,533,000 | 1,791 |
| Total interest expense | $1,264,000 | 733 |
| Net interest income | $2,269,000 | 2,309 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $898,000 | 1,454 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $271,000 | 1,234 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $627,000 | 1,346 |
| Total noninterest expense | $4,000,000 | 1,271 |
| Salaries and employee benefits | $1,644,000 | 1,602 |
| Premises and equipment expense | $649,000 | 945 |
| Additional noninterest expense | $1,707,000 | 985 |
| Pre-tax net operating income | $-833,000 | 6,923 |
| Securities gains (losses) | $13,000 | 1,412 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-820,000 | 6,929 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-820,000 | 6,930 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-820,000 | 6,930 |
| Net charge-offs | $192,000 | 1,391 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 761 |
| Net operating income | $-833,000 | 6,919 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $17,146,000 | 1,548 |
| Total interest expense | $6,216,000 | 688 |
| Net interest income | $10,930,000 | 1,995 |
| Provision for loan and lease losses | $2,866,000 | 802 |
| Total noninterest income | $4,723,000 | 1,196 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,219,000 | 1,164 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $3,504,000 | 1,055 |
| Total noninterest expense | $15,409,000 | 1,298 |
| Salaries and employee benefits | $5,289,000 | 1,905 |
| Premises and equipment expense | $2,650,000 | 910 |
| Additional noninterest expense | $7,470,000 | 932 |
| Pre-tax net operating income | $-2,622,000 | 6,854 |
| Securities gains (losses) | $1,123,000 | 463 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-1,499,000 | 6,785 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,499,000 | 6,782 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-1,499,000 | 6,783 |
| Net charge-offs | $5,536,000 | 533 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $59,000 | 677 |
| Net operating income | $-2,622,000 | 6,857 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $13,480,000 | 1,500 |
| Total interest expense | $4,836,000 | 694 |
| Net interest income | $8,644,000 | 1,929 |
| Provision for loan and lease losses | $10,000 | 5,570 |
| Total noninterest income | $4,029,000 | 1,086 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $914,000 | 1,174 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,115,000 | 919 |
| Total noninterest expense | $11,560,000 | 1,295 |
| Salaries and employee benefits | $3,604,000 | 2,077 |
| Premises and equipment expense | $1,947,000 | 932 |
| Additional noninterest expense | $6,009,000 | 873 |
| Pre-tax net operating income | $1,103,000 | 3,465 |
| Securities gains (losses) | $1,123,000 | 360 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $2,226,000 | 1,911 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,226,000 | 1,910 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,226,000 | 1,912 |
| Net charge-offs | $2,053,000 | 911 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $56,000 | 577 |
| Net operating income | $1,103,000 | 3,100 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $9,121,000 | 1,492 |
| Total interest expense | $3,284,000 | 711 |
| Net interest income | $5,837,000 | 1,896 |
| Provision for loan and lease losses | $10,000 | 5,356 |
| Total noninterest income | $3,122,000 | 947 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $619,000 | 1,139 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,503,000 | 791 |
| Total noninterest expense | $7,134,000 | 1,384 |
| Salaries and employee benefits | $1,905,000 | 2,593 |
| Premises and equipment expense | $1,228,000 | 979 |
| Additional noninterest expense | $4,001,000 | 860 |
| Pre-tax net operating income | $1,815,000 | 1,811 |
| Securities gains (losses) | $1,123,000 | 251 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $2,938,000 | 1,035 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,938,000 | 1,035 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,938,000 | 1,035 |
| Net charge-offs | $709,000 | 1,435 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $37,000 | 549 |
| Net operating income | $1,815,000 | 1,530 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,722,000 | 1,455 |
| Total interest expense | $1,682,000 | 723 |
| Net interest income | $3,040,000 | 1,836 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $1,271,000 | 1,106 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $313,000 | 1,121 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $958,000 | 933 |
| Total noninterest expense | $3,932,000 | 1,261 |
| Salaries and employee benefits | $1,869,000 | 1,386 |
| Premises and equipment expense | $524,000 | 1,143 |
| Additional noninterest expense | $1,539,000 | 1,106 |
| Pre-tax net operating income | $379,000 | 3,399 |
| Securities gains (losses) | $1,123,000 | 122 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $1,502,000 | 994 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,502,000 | 996 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,502,000 | 995 |
| Net charge-offs | $432,000 | 1,193 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 497 |
| Net operating income | $379,000 | 3,023 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $20,590,000 | 1,385 |
| Total interest expense | $7,602,000 | 777 |
| Net interest income | $12,988,000 | 1,721 |
| Provision for loan and lease losses | $33,597,000 | 151 |
| Total noninterest income | $-1,133,000 | 7,254 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,442,000 | 1,028 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-2,575,000 | 7,298 |
| Total noninterest expense | $17,866,000 | 1,103 |
| Salaries and employee benefits | $8,055,000 | 1,233 |
| Premises and equipment expense | $2,914,000 | 873 |
| Additional noninterest expense | $6,897,000 | 1,019 |
| Pre-tax net operating income | $-39,608,000 | 7,337 |
| Securities gains (losses) | $198,000 | 1,462 |
| Applicable income taxes | $-606,000 | 7,098 |
| Income before extraordinary items | $-38,804,000 | 7,335 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-38,804,000 | 7,335 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-38,804,000 | 7,335 |
| Net charge-offs | $28,295,000 | 192 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $103,000 | 657 |
| Net operating income | $-38,998,040 | 7,333 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $15,685,000 | 1,386 |
| Total interest expense | $5,824,000 | 798 |
| Net interest income | $9,861,000 | 1,707 |
| Provision for loan and lease losses | $23,865,000 | 154 |
| Total noninterest income | $-1,860,000 | 7,386 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,098,000 | 1,007 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-2,958,000 | 7,403 |
| Total noninterest expense | $13,292,000 | 1,111 |
| Salaries and employee benefits | $6,051,000 | 1,228 |
| Premises and equipment expense | $2,182,000 | 877 |
| Additional noninterest expense | $5,059,000 | 1,040 |
| Pre-tax net operating income | $-29,156,000 | 7,421 |
| Securities gains (losses) | $198,000 | 1,220 |
| Applicable income taxes | $-859,000 | 7,279 |
| Income before extraordinary items | $-28,099,000 | 7,417 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-28,099,000 | 7,416 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-28,099,000 | 7,416 |
| Net charge-offs | $18,555,000 | 204 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $77,000 | 618 |
| Net operating income | $-28,291,060 | 7,414 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $10,549,000 | 1,384 |
| Total interest expense | $3,940,000 | 820 |
| Net interest income | $6,609,000 | 1,697 |
| Provision for loan and lease losses | $20,363,000 | 135 |
| Total noninterest income | $-2,859,000 | 7,488 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $746,000 | 972 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-3,605,000 | 7,496 |
| Total noninterest expense | $8,948,000 | 1,116 |
| Salaries and employee benefits | $4,011,000 | 1,241 |
| Premises and equipment expense | $1,442,000 | 890 |
| Additional noninterest expense | $3,495,000 | 1,029 |
| Pre-tax net operating income | $-25,561,000 | 7,494 |
| Securities gains (losses) | $48,000 | 1,617 |
| Applicable income taxes | $-519,000 | 7,342 |
| Income before extraordinary items | $-24,994,000 | 7,487 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-24,994,000 | 7,486 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-24,994,000 | 7,486 |
| Net charge-offs | $15,735,000 | 186 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $51,000 | 538 |
| Net operating income | $-25,041,040 | 7,487 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $5,226,000 | 1,402 |
| Total interest expense | $2,011,000 | 840 |
| Net interest income | $3,215,000 | 1,736 |
| Provision for loan and lease losses | $3,000,000 | 364 |
| Total noninterest income | $887,000 | 1,327 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $378,000 | 954 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $509,000 | 1,326 |
| Total noninterest expense | $4,255,000 | 1,180 |
| Salaries and employee benefits | $1,995,000 | 1,257 |
| Premises and equipment expense | $714,000 | 926 |
| Additional noninterest expense | $1,546,000 | 1,158 |
| Pre-tax net operating income | $-3,153,000 | 7,462 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $99,000 | 2,192 |
| Income before extraordinary items | $-3,252,000 | 7,466 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-3,252,000 | 7,466 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-3,252,000 | 7,466 |
| Net charge-offs | $2,523,000 | 466 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 484 |
| Net operating income | $-3,252,000 | 7,468 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $23,456,000 | 1,315 |
| Total interest expense | $10,357,000 | 781 |
| Net interest income | $13,099,000 | 1,689 |
| Provision for loan and lease losses | $7,727,000 | 828 |
| Total noninterest income | $4,237,000 | 1,215 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,642,000 | 924 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,595,000 | 1,164 |
| Total noninterest expense | $17,450,000 | 1,155 |
| Salaries and employee benefits | $8,322,000 | 1,185 |
| Premises and equipment expense | $3,000,000 | 857 |
| Additional noninterest expense | $6,128,000 | 1,207 |
| Pre-tax net operating income | $-7,841,000 | 7,277 |
| Securities gains (losses) | $1,511,000 | 341 |
| Applicable income taxes | $3,645,000 | 463 |
| Income before extraordinary items | $-9,975,000 | 7,380 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-9,975,000 | 7,379 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-9,975,000 | 7,380 |
| Net charge-offs | $9,519,000 | 628 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $104,000 | 774 |
| Net operating income | $-11,486,000 | 7,403 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $17,987,000 | 1,305 |
| Total interest expense | $8,030,000 | 784 |
| Net interest income | $9,957,000 | 1,692 |
| Provision for loan and lease losses | $702,000 | 3,030 |
| Total noninterest income | $3,473,000 | 1,134 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,246,000 | 942 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $2,227,000 | 1,025 |
| Total noninterest expense | $13,242,000 | 1,113 |
| Salaries and employee benefits | $6,314,000 | 1,162 |
| Premises and equipment expense | $2,256,000 | 856 |
| Additional noninterest expense | $4,672,000 | 1,159 |
| Pre-tax net operating income | $-514,000 | 6,560 |
| Securities gains (losses) | $1,511,000 | 286 |
| Applicable income taxes | $-24,000 | 6,907 |
| Income before extraordinary items | $1,021,000 | 2,850 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,021,000 | 2,843 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,021,000 | 2,849 |
| Net charge-offs | $1,917,000 | 1,548 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $70,000 | 750 |
| Net operating income | $-490,000 | 6,601 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $11,962,000 | 1,321 |
| Total interest expense | $5,512,000 | 789 |
| Net interest income | $6,450,000 | 1,734 |
| Provision for loan and lease losses | $547,000 | 2,737 |
| Total noninterest income | $2,261,000 | 1,125 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $844,000 | 939 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,417,000 | 1,021 |
| Total noninterest expense | $8,753,000 | 1,125 |
| Salaries and employee benefits | $4,431,000 | 1,111 |
| Premises and equipment expense | $1,482,000 | 883 |
| Additional noninterest expense | $2,840,000 | 1,258 |
| Pre-tax net operating income | $-589,000 | 6,810 |
| Securities gains (losses) | $1,192,000 | 221 |
| Applicable income taxes | $-21,000 | 6,976 |
| Income before extraordinary items | $624,000 | 2,992 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $624,000 | 2,988 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $624,000 | 2,991 |
| Net charge-offs | $1,526,000 | 1,354 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 772 |
| Net operating income | $-568,000 | 6,863 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $6,031,000 | 1,342 |
| Total interest expense | $2,823,000 | 816 |
| Net interest income | $3,208,000 | 1,767 |
| Provision for loan and lease losses | $212,000 | 2,912 |
| Total noninterest income | $1,022,000 | 1,209 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $398,000 | 991 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $624,000 | 1,095 |
| Total noninterest expense | $4,606,000 | 1,083 |
| Salaries and employee benefits | $2,342,000 | 1,048 |
| Premises and equipment expense | $754,000 | 890 |
| Additional noninterest expense | $1,510,000 | 1,172 |
| Pre-tax net operating income | $-588,000 | 7,231 |
| Securities gains (losses) | $1,013,000 | 129 |
| Applicable income taxes | $23,000 | 3,365 |
| Income before extraordinary items | $402,000 | 2,542 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $402,000 | 2,540 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $402,000 | 2,542 |
| Net charge-offs | $591,000 | 1,462 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 972 |
| Net operating income | $-560,350 | 7,282 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $31,369,000 | 1,094 |
| Total interest expense | $12,966,000 | 912 |
| Net interest income | $18,403,000 | 1,214 |
| Provision for loan and lease losses | $11,673,000 | 763 |
| Total noninterest income | $2,652,000 | 1,750 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $2,327,000 | 724 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $325,000 | 3,870 |
| Total noninterest expense | $19,524,000 | 1,068 |
| Salaries and employee benefits | $9,670,000 | 1,017 |
| Premises and equipment expense | $2,931,000 | 923 |
| Additional noninterest expense | $6,923,000 | 1,124 |
| Pre-tax net operating income | $-10,142,000 | 7,493 |
| Securities gains (losses) | $2,562,000 | 219 |
| Applicable income taxes | $-3,621,000 | 7,672 |
| Income before extraordinary items | $-3,959,000 | 7,151 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-3,959,000 | 7,151 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-3,959,000 | 7,150 |
| Net charge-offs | $5,611,000 | 1,048 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $173,000 | 744 |
| Net operating income | $-5,598,680 | 7,332 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $24,413,000 | 1,068 |
| Total interest expense | $10,003,000 | 932 |
| Net interest income | $14,410,000 | 1,146 |
| Provision for loan and lease losses | $5,802,000 | 943 |
| Total noninterest income | $2,964,000 | 1,333 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,803,000 | 692 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,161,000 | 1,653 |
| Total noninterest expense | $14,531,000 | 1,059 |
| Salaries and employee benefits | $7,252,000 | 1,026 |
| Premises and equipment expense | $2,189,000 | 938 |
| Additional noninterest expense | $5,090,000 | 1,106 |
| Pre-tax net operating income | $-2,959,000 | 7,278 |
| Securities gains (losses) | $1,708,000 | 239 |
| Applicable income taxes | $-1,082,000 | 7,576 |
| Income before extraordinary items | $-169,000 | 6,078 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-169,000 | 6,079 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-169,000 | 6,078 |
| Net charge-offs | $2,531,000 | 1,311 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $144,000 | 653 |
| Net operating income | $-1,262,120 | 6,867 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $16,474,000 | 1,078 |
| Total interest expense | $6,872,000 | 958 |
| Net interest income | $9,602,000 | 1,158 |
| Provision for loan and lease losses | $5,181,000 | 718 |
| Total noninterest income | $2,367,000 | 1,169 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $1,195,000 | 697 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,172,000 | 1,287 |
| Total noninterest expense | $9,682,000 | 1,086 |
| Salaries and employee benefits | $4,753,000 | 1,067 |
| Premises and equipment expense | $1,424,000 | 987 |
| Additional noninterest expense | $3,505,000 | 1,098 |
| Pre-tax net operating income | $-2,894,000 | 7,553 |
| Securities gains (losses) | $245,000 | 893 |
| Applicable income taxes | $-1,392,000 | 7,821 |
| Income before extraordinary items | $-1,257,000 | 7,256 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,257,000 | 7,255 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,257,000 | 7,255 |
| Net charge-offs | $2,323,000 | 1,028 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $116,000 | 572 |
| Net operating income | $-1,413,800 | 7,303 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $8,389,000 | 1,056 |
| Total interest expense | $3,460,000 | 990 |
| Net interest income | $4,929,000 | 1,109 |
| Provision for loan and lease losses | $2,810,000 | 588 |
| Total noninterest income | $1,160,000 | 1,137 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $578,000 | 695 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $582,000 | 1,261 |
| Total noninterest expense | $4,421,000 | 1,135 |
| Salaries and employee benefits | $2,391,000 | 1,059 |
| Premises and equipment expense | $690,000 | 1,034 |
| Additional noninterest expense | $1,340,000 | 1,224 |
| Pre-tax net operating income | $-1,142,000 | 7,672 |
| Securities gains (losses) | $-102,000 | 7,984 |
| Applicable income taxes | $-665,000 | 7,923 |
| Income before extraordinary items | $-579,000 | 7,510 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-579,000 | 7,511 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-579,000 | 7,511 |
| Net charge-offs | $1,195,000 | 864 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 719 |
| Net operating income | $-513,720 | 7,431 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $35,194,000 | 1,080 |
| Total interest expense | $16,171,000 | 994 |
| Net interest income | $19,023,000 | 1,166 |
| Provision for loan and lease losses | $2,305,000 | 1,642 |
| Total noninterest income | $4,146,000 | 1,241 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,424,000 | 1,262 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,722,000 | 1,047 |
| Total noninterest expense | $16,027,000 | 1,223 |
| Salaries and employee benefits | $9,232,000 | 1,066 |
| Premises and equipment expense | $2,448,000 | 1,135 |
| Additional noninterest expense | $4,347,000 | 1,429 |
| Pre-tax net operating income | $4,837,000 | 1,135 |
| Securities gains (losses) | $179,000 | 773 |
| Applicable income taxes | $1,175,000 | 1,058 |
| Income before extraordinary items | $3,841,000 | 1,084 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,841,000 | 1,083 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $957,000 | 2,004 |
| Cash dividends | $500,000 | 3,349 |
| Sale, conversion, retirement of capital stock, net | $288,000 | 676 |
| Net operating income | $3,703,170 | 1,187 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $27,094,000 | 1,080 |
| Total interest expense | $12,459,000 | 998 |
| Net interest income | $14,635,000 | 1,149 |
| Provision for loan and lease losses | $1,105,000 | 1,719 |
| Total noninterest income | $2,670,000 | 1,429 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,068,000 | 1,268 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,602,000 | 1,301 |
| Total noninterest expense | $12,391,000 | 1,177 |
| Salaries and employee benefits | $7,349,000 | 1,041 |
| Premises and equipment expense | $1,827,000 | 1,140 |
| Additional noninterest expense | $3,215,000 | 1,393 |
| Pre-tax net operating income | $3,809,000 | 1,299 |
| Securities gains (losses) | $139,000 | 794 |
| Applicable income taxes | $948,000 | 1,201 |
| Income before extraordinary items | $3,000,000 | 1,245 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $3,000,000 | 1,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $652,000 | 1,675 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $288,000 | 494 |
| Net operating income | $2,894,360 | 1,357 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $18,219,000 | 1,080 |
| Total interest expense | $8,403,000 | 1,034 |
| Net interest income | $9,816,000 | 1,118 |
| Provision for loan and lease losses | $555,000 | 1,792 |
| Total noninterest income | $1,718,000 | 1,486 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $705,000 | 1,261 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,013,000 | 1,378 |
| Total noninterest expense | $8,355,000 | 1,162 |
| Salaries and employee benefits | $4,943,000 | 1,045 |
| Premises and equipment expense | $1,188,000 | 1,164 |
| Additional noninterest expense | $2,224,000 | 1,332 |
| Pre-tax net operating income | $2,624,000 | 1,326 |
| Securities gains (losses) | $34,000 | 1,705 |
| Applicable income taxes | $646,000 | 1,310 |
| Income before extraordinary items | $2,012,000 | 1,379 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,012,000 | 1,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 3,417 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $226,000 | 390 |
| Net operating income | $1,986,160 | 1,369 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $9,155,000 | 1,106 |
| Total interest expense | $4,370,000 | 1,073 |
| Net interest income | $4,785,000 | 1,144 |
| Provision for loan and lease losses | $225,000 | 1,695 |
| Total noninterest income | $805,000 | 1,560 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $346,000 | 1,273 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $459,000 | 1,499 |
| Total noninterest expense | $4,198,000 | 1,156 |
| Salaries and employee benefits | $2,521,000 | 1,033 |
| Premises and equipment expense | $569,000 | 1,213 |
| Additional noninterest expense | $1,108,000 | 1,296 |
| Pre-tax net operating income | $1,167,000 | 1,560 |
| Securities gains (losses) | $31,000 | 1,352 |
| Applicable income taxes | $290,000 | 1,511 |
| Income before extraordinary items | $908,000 | 1,640 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $908,000 | 1,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 2,711 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $163,000 | 244 |
| Net operating income | $884,440 | 1,617 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $36,714,000 | 1,156 |
| Total interest expense | $18,041,000 | 1,089 |
| Net interest income | $18,673,000 | 1,191 |
| Provision for loan and lease losses | $982,000 | 1,446 |
| Total noninterest income | $3,742,000 | 1,368 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,414,000 | 1,258 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,328,000 | 1,229 |
| Total noninterest expense | $15,108,000 | 1,233 |
| Salaries and employee benefits | $8,992,000 | 1,117 |
| Premises and equipment expense | $2,090,000 | 1,271 |
| Additional noninterest expense | $4,026,000 | 1,379 |
| Pre-tax net operating income | $6,325,000 | 1,334 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,729,000 | 1,272 |
| Income before extraordinary items | $4,596,000 | 1,407 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,596,000 | 1,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $533,000 | 1,615 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $212,000 | 740 |
| Net operating income | $4,596,000 | 1,393 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $27,277,000 | 1,165 |
| Total interest expense | $13,481,000 | 1,092 |
| Net interest income | $13,796,000 | 1,217 |
| Provision for loan and lease losses | $608,000 | 1,334 |
| Total noninterest income | $2,642,000 | 1,454 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,037,000 | 1,267 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,605,000 | 1,315 |
| Total noninterest expense | $11,087,000 | 1,252 |
| Salaries and employee benefits | $6,668,000 | 1,131 |
| Premises and equipment expense | $1,546,000 | 1,281 |
| Additional noninterest expense | $2,873,000 | 1,403 |
| Pre-tax net operating income | $4,743,000 | 1,428 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,287,000 | 1,368 |
| Income before extraordinary items | $3,456,000 | 1,475 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,456,000 | 1,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 2,336 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $157,000 | 656 |
| Net operating income | $3,456,000 | 1,465 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $17,914,000 | 1,195 |
| Total interest expense | $8,774,000 | 1,124 |
| Net interest income | $9,140,000 | 1,249 |
| Provision for loan and lease losses | $432,000 | 1,169 |
| Total noninterest income | $1,759,000 | 1,470 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $682,000 | 1,296 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,077,000 | 1,333 |
| Total noninterest expense | $7,345,000 | 1,275 |
| Salaries and employee benefits | $4,501,000 | 1,134 |
| Premises and equipment expense | $1,013,000 | 1,319 |
| Additional noninterest expense | $1,831,000 | 1,493 |
| Pre-tax net operating income | $3,122,000 | 1,482 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $845,000 | 1,439 |
| Income before extraordinary items | $2,277,000 | 1,542 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,277,000 | 1,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 1,840 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $124,000 | 551 |
| Net operating income | $2,277,000 | 1,522 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $8,788,000 | 1,203 |
| Total interest expense | $4,292,000 | 1,137 |
| Net interest income | $4,496,000 | 1,271 |
| Provision for loan and lease losses | $216,000 | 1,098 |
| Total noninterest income | $831,000 | 1,515 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $327,000 | 1,321 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $504,000 | 1,355 |
| Total noninterest expense | $3,667,000 | 1,272 |
| Salaries and employee benefits | $2,266,000 | 1,140 |
| Premises and equipment expense | $496,000 | 1,353 |
| Additional noninterest expense | $905,000 | 1,479 |
| Pre-tax net operating income | $1,444,000 | 1,586 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $372,000 | 1,603 |
| Income before extraordinary items | $1,072,000 | 1,610 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,072,000 | 1,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,204 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $93,000 | 368 |
| Net operating income | $1,072,000 | 1,594 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $29,001,000 | 1,371 |
| Total interest expense | $12,369,000 | 1,355 |
| Net interest income | $16,632,000 | 1,369 |
| Provision for loan and lease losses | $915,000 | 1,126 |
| Total noninterest income | $3,247,000 | 1,507 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,293,000 | 1,377 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,954,000 | 1,383 |
| Total noninterest expense | $12,889,000 | 1,386 |
| Salaries and employee benefits | $7,543,000 | 1,295 |
| Premises and equipment expense | $1,916,000 | 1,347 |
| Additional noninterest expense | $3,430,000 | 1,536 |
| Pre-tax net operating income | $6,075,000 | 1,582 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,633,000 | 1,545 |
| Income before extraordinary items | $4,442,000 | 1,629 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,442,000 | 1,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 4,834 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $68,000 | 959 |
| Net operating income | $4,442,000 | 1,614 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $20,621,000 | 1,440 |
| Total interest expense | $8,553,000 | 1,429 |
| Net interest income | $12,068,000 | 1,431 |
| Provision for loan and lease losses | $474,000 | 1,457 |
| Total noninterest income | $2,382,000 | 1,546 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $951,000 | 1,415 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,431,000 | 1,405 |
| Total noninterest expense | $9,386,000 | 1,437 |
| Salaries and employee benefits | $5,487,000 | 1,350 |
| Premises and equipment expense | $1,412,000 | 1,377 |
| Additional noninterest expense | $2,487,000 | 1,579 |
| Pre-tax net operating income | $4,590,000 | 1,615 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,278,000 | 1,572 |
| Income before extraordinary items | $3,312,000 | 1,683 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,312,000 | 1,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,863 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $51,000 | 814 |
| Net operating income | $3,312,000 | 1,667 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $13,070,000 | 1,484 |
| Total interest expense | $5,239,000 | 1,481 |
| Net interest income | $7,831,000 | 1,473 |
| Provision for loan and lease losses | $258,000 | 1,718 |
| Total noninterest income | $1,501,000 | 1,638 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $631,000 | 1,407 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $870,000 | 1,504 |
| Total noninterest expense | $6,010,000 | 1,497 |
| Salaries and employee benefits | $3,519,000 | 1,405 |
| Premises and equipment expense | $907,000 | 1,434 |
| Additional noninterest expense | $1,584,000 | 1,665 |
| Pre-tax net operating income | $3,064,000 | 1,619 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $914,000 | 1,500 |
| Income before extraordinary items | $2,150,000 | 1,696 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,150,000 | 1,697 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,553 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $34,000 | 683 |
| Net operating income | $2,150,000 | 1,680 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $6,085,000 | 1,562 |
| Total interest expense | $2,332,000 | 1,580 |
| Net interest income | $3,753,000 | 1,530 |
| Provision for loan and lease losses | $90,000 | 2,132 |
| Total noninterest income | $650,000 | 1,801 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $287,000 | 1,484 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $363,000 | 1,683 |
| Total noninterest expense | $2,885,000 | 1,559 |
| Salaries and employee benefits | $1,724,000 | 1,441 |
| Premises and equipment expense | $445,000 | 1,464 |
| Additional noninterest expense | $716,000 | 1,826 |
| Pre-tax net operating income | $1,428,000 | 1,697 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $424,000 | 1,587 |
| Income before extraordinary items | $1,004,000 | 1,784 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,004,000 | 1,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 514 |
| Net operating income | $1,004,000 | 1,772 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $19,224,000 | 1,737 |
| Total interest expense | $6,400,000 | 1,775 |
| Net interest income | $12,824,000 | 1,717 |
| Provision for loan and lease losses | $446,000 | 2,087 |
| Total noninterest income | $2,598,000 | 1,816 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,142,000 | 1,529 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,456,000 | 1,703 |
| Total noninterest expense | $9,939,000 | 1,711 |
| Salaries and employee benefits | $5,373,000 | 1,739 |
| Premises and equipment expense | $1,611,000 | 1,516 |
| Additional noninterest expense | $2,955,000 | 1,708 |
| Pre-tax net operating income | $5,037,000 | 1,859 |
| Securities gains (losses) | $55,000 | 892 |
| Applicable income taxes | $1,658,000 | 1,582 |
| Income before extraordinary items | $3,434,000 | 1,996 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,434,000 | 1,996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 3,452 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,397,150 | 1,992 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $13,728,000 | 1,789 |
| Total interest expense | $4,468,000 | 1,796 |
| Net interest income | $9,260,000 | 1,759 |
| Provision for loan and lease losses | $297,000 | 2,224 |
| Total noninterest income | $1,934,000 | 1,835 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $843,000 | 1,534 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,091,000 | 1,708 |
| Total noninterest expense | $7,246,000 | 1,732 |
| Salaries and employee benefits | $3,882,000 | 1,787 |
| Premises and equipment expense | $1,191,000 | 1,525 |
| Additional noninterest expense | $2,173,000 | 1,719 |
| Pre-tax net operating income | $3,651,000 | 1,919 |
| Securities gains (losses) | $56,000 | 839 |
| Applicable income taxes | $1,246,000 | 1,602 |
| Income before extraordinary items | $2,461,000 | 2,091 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,461,000 | 2,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 3,050 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,424,040 | 2,083 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $8,747,000 | 1,821 |
| Total interest expense | $2,741,000 | 1,834 |
| Net interest income | $6,006,000 | 1,795 |
| Provision for loan and lease losses | $198,000 | 2,189 |
| Total noninterest income | $1,243,000 | 1,878 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $547,000 | 1,543 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $696,000 | 1,756 |
| Total noninterest expense | $4,762,000 | 1,748 |
| Salaries and employee benefits | $2,504,000 | 1,826 |
| Premises and equipment expense | $806,000 | 1,493 |
| Additional noninterest expense | $1,452,000 | 1,706 |
| Pre-tax net operating income | $2,289,000 | 1,969 |
| Securities gains (losses) | $33,000 | 930 |
| Applicable income taxes | $792,000 | 1,630 |
| Income before extraordinary items | $1,530,000 | 2,197 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,530,000 | 2,195 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 2,825 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,508,220 | 2,176 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,114,000 | 1,885 |
| Total interest expense | $1,235,000 | 1,915 |
| Net interest income | $2,879,000 | 1,861 |
| Provision for loan and lease losses | $99,000 | 2,094 |
| Total noninterest income | $595,000 | 1,896 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $253,000 | 1,616 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $342,000 | 1,724 |
| Total noninterest expense | $2,291,000 | 1,818 |
| Salaries and employee benefits | $1,234,000 | 1,860 |
| Premises and equipment expense | $394,000 | 1,544 |
| Additional noninterest expense | $663,000 | 1,851 |
| Pre-tax net operating income | $1,084,000 | 2,034 |
| Securities gains (losses) | $21,000 | 781 |
| Applicable income taxes | $401,000 | 1,600 |
| Income before extraordinary items | $704,000 | 2,318 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $704,000 | 2,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,138 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $690,560 | 2,315 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $13,312,000 | 2,157 |
| Total interest expense | $3,378,000 | 2,375 |
| Net interest income | $9,934,000 | 2,041 |
| Provision for loan and lease losses | $468,000 | 2,075 |
| Total noninterest income | $2,163,000 | 2,088 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,041,000 | 1,685 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,122,000 | 2,000 |
| Total noninterest expense | $8,126,000 | 1,972 |
| Salaries and employee benefits | $4,457,000 | 1,956 |
| Premises and equipment expense | $1,414,000 | 1,642 |
| Additional noninterest expense | $2,255,000 | 2,164 |
| Pre-tax net operating income | $3,503,000 | 2,275 |
| Securities gains (losses) | $207,000 | 816 |
| Applicable income taxes | $1,365,000 | 1,729 |
| Income before extraordinary items | $2,345,000 | 2,554 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,345,000 | 2,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $329,000 | 1,857 |
| Cash dividends | $446,000 | 3,739 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,212,520 | 2,629 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $9,591,000 | 2,212 |
| Total interest expense | $2,370,000 | 2,469 |
| Net interest income | $7,221,000 | 2,097 |
| Provision for loan and lease losses | $351,000 | 1,998 |
| Total noninterest income | $1,566,000 | 2,149 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $778,000 | 1,706 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $788,000 | 2,090 |
| Total noninterest expense | $5,911,000 | 2,025 |
| Salaries and employee benefits | $3,303,000 | 1,976 |
| Premises and equipment expense | $1,029,000 | 1,698 |
| Additional noninterest expense | $1,579,000 | 2,282 |
| Pre-tax net operating income | $2,525,000 | 2,366 |
| Securities gains (losses) | $147,000 | 948 |
| Applicable income taxes | $984,000 | 1,801 |
| Income before extraordinary items | $1,688,000 | 2,691 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,688,000 | 2,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $285,000 | 1,495 |
| Cash dividends | $265,000 | 3,620 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,593,920 | 2,734 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,090,000 | 2,313 |
| Total interest expense | $1,479,000 | 2,606 |
| Net interest income | $4,611,000 | 2,170 |
| Provision for loan and lease losses | $234,000 | 1,960 |
| Total noninterest income | $1,001,000 | 2,194 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $527,000 | 1,660 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $474,000 | 2,281 |
| Total noninterest expense | $3,839,000 | 2,075 |
| Salaries and employee benefits | $2,148,000 | 2,027 |
| Premises and equipment expense | $651,000 | 1,769 |
| Additional noninterest expense | $1,040,000 | 2,313 |
| Pre-tax net operating income | $1,539,000 | 2,534 |
| Securities gains (losses) | $102,000 | 1,014 |
| Applicable income taxes | $605,000 | 1,917 |
| Income before extraordinary items | $1,036,000 | 2,843 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,036,000 | 2,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $292,000 | 1,060 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $970,720 | 2,932 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,943,000 | 2,393 |
| Total interest expense | $706,000 | 2,728 |
| Net interest income | $2,237,000 | 2,236 |
| Provision for loan and lease losses | $117,000 | 1,897 |
| Total noninterest income | $475,000 | 2,236 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $248,000 | 1,713 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $227,000 | 2,274 |
| Total noninterest expense | $1,937,000 | 2,069 |
| Salaries and employee benefits | $1,062,000 | 2,078 |
| Premises and equipment expense | $331,000 | 1,766 |
| Additional noninterest expense | $544,000 | 2,182 |
| Pre-tax net operating income | $658,000 | 2,844 |
| Securities gains (losses) | $102,000 | 794 |
| Applicable income taxes | $277,000 | 2,041 |
| Income before extraordinary items | $483,000 | 3,029 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $483,000 | 3,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $288,000 | 632 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $417,720 | 3,272 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $11,699,000 | 2,441 |
| Total interest expense | $3,108,000 | 2,773 |
| Net interest income | $8,591,000 | 2,254 |
| Provision for loan and lease losses | $735,000 | 1,566 |
| Total noninterest income | $1,935,000 | 2,373 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $925,000 | 1,869 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,010,000 | 2,369 |
| Total noninterest expense | $7,036,000 | 2,245 |
| Salaries and employee benefits | $4,014,000 | 2,120 |
| Premises and equipment expense | $1,212,000 | 1,890 |
| Additional noninterest expense | $1,810,000 | 2,625 |
| Pre-tax net operating income | $2,755,000 | 2,680 |
| Securities gains (losses) | $85,000 | 2,038 |
| Applicable income taxes | $1,022,000 | 2,147 |
| Income before extraordinary items | $1,818,000 | 3,078 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,818,000 | 3,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $189,000 | 2,971 |
| Cash dividends | $948,000 | 2,431 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,763,600 | 3,004 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,703,000 | 2,491 |
| Total interest expense | $2,405,000 | 2,786 |
| Net interest income | $6,298,000 | 2,318 |
| Provision for loan and lease losses | $585,000 | 1,445 |
| Total noninterest income | $1,457,000 | 2,410 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $668,000 | 1,937 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $789,000 | 2,386 |
| Total noninterest expense | $5,230,000 | 2,263 |
| Salaries and employee benefits | $2,995,000 | 2,135 |
| Premises and equipment expense | $898,000 | 1,912 |
| Additional noninterest expense | $1,337,000 | 2,644 |
| Pre-tax net operating income | $1,940,000 | 2,910 |
| Securities gains (losses) | $48,000 | 2,347 |
| Applicable income taxes | $713,000 | 2,361 |
| Income before extraordinary items | $1,275,000 | 3,342 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,275,000 | 3,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 3,923 |
| Cash dividends | $844,000 | 1,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,244,280 | 3,237 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,691,000 | 2,562 |
| Total interest expense | $1,690,000 | 2,726 |
| Net interest income | $4,001,000 | 2,430 |
| Provision for loan and lease losses | $390,000 | 1,435 |
| Total noninterest income | $925,000 | 2,479 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $441,000 | 1,924 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $484,000 | 2,489 |
| Total noninterest expense | $3,411,000 | 2,301 |
| Salaries and employee benefits | $1,951,000 | 2,176 |
| Premises and equipment expense | $589,000 | 1,933 |
| Additional noninterest expense | $871,000 | 2,685 |
| Pre-tax net operating income | $1,125,000 | 3,231 |
| Securities gains (losses) | $22,000 | 2,556 |
| Applicable income taxes | $406,000 | 2,658 |
| Income before extraordinary items | $741,000 | 3,702 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $741,000 | 3,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 3,533 |
| Cash dividends | $346,000 | 2,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $726,700 | 3,571 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,807,000 | 2,619 |
| Total interest expense | $860,000 | 2,746 |
| Net interest income | $1,947,000 | 2,493 |
| Provision for loan and lease losses | $195,000 | 1,399 |
| Total noninterest income | $425,000 | 2,567 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $199,000 | 2,027 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $226,000 | 2,503 |
| Total noninterest expense | $1,658,000 | 2,339 |
| Salaries and employee benefits | $935,000 | 2,248 |
| Premises and equipment expense | $288,000 | 1,974 |
| Additional noninterest expense | $435,000 | 2,653 |
| Pre-tax net operating income | $519,000 | 3,406 |
| Securities gains (losses) | $5,000 | 2,406 |
| Applicable income taxes | $187,000 | 2,815 |
| Income before extraordinary items | $337,000 | 3,913 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $337,000 | 3,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,770 |
| Cash dividends | $56,000 | 3,348 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $333,800 | 3,766 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $10,552,000 | 2,879 |
| Total interest expense | $3,531,000 | 3,069 |
| Net interest income | $7,021,000 | 2,725 |
| Provision for loan and lease losses | $780,000 | 1,676 |
| Total noninterest income | $1,580,000 | 2,535 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $752,000 | 2,112 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $828,000 | 2,451 |
| Total noninterest expense | $6,011,000 | 2,457 |
| Salaries and employee benefits | $3,224,000 | 2,459 |
| Premises and equipment expense | $1,069,000 | 2,049 |
| Additional noninterest expense | $1,718,000 | 2,645 |
| Pre-tax net operating income | $1,810,000 | 3,647 |
| Securities gains (losses) | $295,000 | 906 |
| Applicable income taxes | $618,000 | 3,073 |
| Income before extraordinary items | $1,487,000 | 3,529 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,487,000 | 3,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,876 |
| Cash dividends | $150,000 | 5,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,277,550 | 3,823 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,402,000 | 3,496 |
| Total interest expense | $4,408,000 | 3,522 |
| Net interest income | $4,994,000 | 3,428 |
| Provision for loan and lease losses | $466,000 | 2,339 |
| Total noninterest income | $1,136,000 | 3,049 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $580,000 | 2,497 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $556,000 | 2,952 |
| Total noninterest expense | $4,650,000 | 3,005 |
| Salaries and employee benefits | $2,427,000 | 3,024 |
| Premises and equipment expense | $747,000 | 2,798 |
| Additional noninterest expense | $1,476,000 | 2,914 |
| Pre-tax net operating income | $1,014,000 | 4,863 |
| Securities gains (losses) | $131,000 | 1,520 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $1,145,000 | 3,924 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,145,000 | 3,925 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $190,000 | 2,951 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,014,000 | 4,129 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,089,000 | 5,026 |
| Total interest expense | $2,985,000 | 4,945 |
| Net interest income | $3,104,000 | 5,025 |
| Provision for loan and lease losses | $297,000 | 2,912 |
| Total noninterest income | $627,000 | 4,295 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $346,000 | 3,629 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $281,000 | 4,061 |
| Total noninterest expense | $3,371,000 | 3,846 |
| Salaries and employee benefits | $1,633,000 | 4,082 |
| Premises and equipment expense | $628,000 | 3,139 |
| Additional noninterest expense | $1,110,000 | 3,678 |
| Pre-tax net operating income | $63,000 | 8,929 |
| Securities gains (losses) | $46,000 | 727 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $109,000 | 8,645 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $109,000 | 8,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,671 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $63,000 | 8,894 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,517,000 | 7,890 |
| Total interest expense | $936,000 | 8,348 |
| Net interest income | $1,581,000 | 7,430 |
| Provision for loan and lease losses | $265,000 | 2,939 |
| Total noninterest income | $257,000 | 6,875 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $110,000 | 6,532 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $147,000 | 5,652 |
| Total noninterest expense | $2,656,000 | 4,650 |
| Salaries and employee benefits | $1,332,000 | 4,780 |
| Premises and equipment expense | $362,000 | 4,853 |
| Additional noninterest expense | $962,000 | 4,148 |
| Pre-tax net operating income | $-1,083,000 | 10,071 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-1,083,000 | 10,091 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-1,083,000 | 10,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $200,000 | 719 |
| Net operating income | $-1,083,000 | 10,081 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $257,000 | 10,330 |
| Total interest expense | $34,000 | 10,359 |
| Net interest income | $223,000 | 10,274 |
| Provision for loan and lease losses | $35,000 | 7,178 |
| Total noninterest income | $0 | 10,416 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $2,000 | 9,010 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-2,000 | 10,471 |
| Total noninterest expense | $917,000 | 8,383 |
| Salaries and employee benefits | $565,000 | 7,954 |
| Premises and equipment expense | $102,000 | 8,665 |
| Additional noninterest expense | $250,000 | 8,607 |
| Pre-tax net operating income | $-726,000 | 10,272 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $-726,000 | 10,310 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-726,000 | 10,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $11,800,000 | 79 |
| Net operating income | $-726,000 | 10,286 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.