Home > Mountain National Bank > Net charge- offs to loans
Mountain National Bank, Net charge- offs to loans
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2919% | 1,798 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2854% | 1,504 |
| Percentage Net Loans Charged-off:Construction & development | -5.1633% | 6,254 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4917% | 707 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1961% | 190 |
| Percentage Net Loans Charged-off: Home equity loans | 3.8693% | 88 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6782% | 305 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1139% | 5,671 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0902% | 302 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7044% | 367 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.8387% | 161 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9827% | 259 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9069% | 398 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7965% | 403 |
| Percentage Net Loans Charged-off:Construction & development | 0.8512% | 1,556 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6998% | 500 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.6673% | 145 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1491% | 302 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2841% | 526 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4276% | 273 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1836% | 779 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.8426% | 134 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1418% | 286 |
| Percentage Net Loans Charged-off: Other loans to individual | 10.3379% | 78 |
| Percentage Net Loans Charged-off: All other loans and lease | 11.8036% | 133 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9236% | 1,171 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9679% | 1,002 |
| Percentage Net Loans Charged-off:Construction & development | 2.4630% | 924 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2552% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.3070% | 112 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6317% | 1,421 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6399% | 381 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3063% | 2,218 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1350% | 6,170 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3246% | 231 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9948% | 292 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.5246% | 175 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4651% | 2,208 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4658% | 1,931 |
| Percentage Net Loans Charged-off:Construction & development | 0.0935% | 1,821 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3883% | 1,429 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.7559% | 101 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2620% | 2,348 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2321% | 1,083 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2718% | 2,198 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1708% | 6,237 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1810% | 263 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5854% | 332 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.5516% | 180 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5536% | 1,700 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5540% | 1,495 |
| Percentage Net Loans Charged-off:Construction & development | 0.3296% | 1,208 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6590% | 850 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.2182% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4212% | 1,604 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4705% | 711 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4048% | 1,539 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2933% | 6,418 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.4578% | 186 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8298% | 171 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.9542% | 164 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 8.1860% | 14 |
| Percentage Net Loans Charged-off: Total real estate loans | 8.8413% | 15 |
| Percentage Net Loans Charged-off:Construction & development | 20.4638% | 141 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.7485% | 347 |
| Percentage Net Loans Charged-off: Multi-family residential | 19.7576% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 7.8004% | 40 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2270% | 728 |
| All other 1-4 family - Percent of loans charged-off, net | 9.7226% | 36 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6172% | 2,540 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.9772% | 249 |
| Percentage Net Loans Charged-off: Credit card loans | 6.5290% | 148 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.5606% | 332 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.9813% | 36 |
| Percentage Net Loans Charged-off: Total real estate loans | 7.4896% | 32 |
| Percentage Net Loans Charged-off:Construction & development | 15.9438% | 208 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2570% | 412 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 8.4893% | 36 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2999% | 617 |
| All other 1-4 family - Percent of loans charged-off, net | 10.5333% | 29 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5597% | 2,313 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.7896% | 213 |
| Percentage Net Loans Charged-off: Credit card loans | 8.5165% | 109 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.4184% | 336 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 8.7197% | 26 |
| Percentage Net Loans Charged-off: Total real estate loans | 9.3876% | 25 |
| Percentage Net Loans Charged-off:Construction & development | 19.6790% | 163 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2051% | 476 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 11.2769% | 29 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0010% | 428 |
| All other 1-4 family - Percent of loans charged-off, net | 13.8786% | 19 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6458% | 1,955 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.0530% | 262 |
| Percentage Net Loans Charged-off: Credit card loans | 8.9815% | 104 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6570% | 725 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7346% | 399 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9072% | 343 |
| Percentage Net Loans Charged-off:Construction & development | 4.1348% | 709 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0330% | 6,996 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1306% | 406 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.5390% | 117 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1275% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 7.0045% | 95 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.9432% | 276 |
| Percentage Net Loans Charged-off: Credit card loans | 9.6259% | 114 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8875% | 1,180 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4116% | 784 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5138% | 683 |
| Percentage Net Loans Charged-off:Construction & development | 5.2854% | 1,186 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2585% | 1,037 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8946% | 701 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9241% | 920 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1820% | 608 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7669% | 2,856 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8436% | 471 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1511% | 293 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6388% | 2,833 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5448% | 2,586 |
| Percentage Net Loans Charged-off:Construction & development | 0.3912% | 2,657 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8098% | 1,332 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4059% | 2,350 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7986% | 907 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2870% | 2,667 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0452% | 2,174 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3243% | 373 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0824% | 240 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7578% | 2,347 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6153% | 2,224 |
| Percentage Net Loans Charged-off:Construction & development | 0.2577% | 2,446 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0293% | 980 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4882% | 1,932 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5519% | 919 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4686% | 1,892 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4543% | 1,648 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.7471% | 263 |
| Percentage Net Loans Charged-off: Credit card loans | 8.2350% | 168 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5825% | 2,350 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5457% | 1,961 |
| Percentage Net Loans Charged-off:Construction & development | 1.1554% | 1,435 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1391% | 1,552 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5366% | 1,501 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7282% | 637 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4777% | 1,527 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,838 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.2815% | 337 |
| Percentage Net Loans Charged-off: Credit card loans | 10.1119% | 140 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3570% | 1,842 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3549% | 1,492 |
| Percentage Net Loans Charged-off:Construction & development | 2.4791% | 1,886 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3009% | 2,158 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.6486% | 308 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1385% | 1,167 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9243% | 892 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2084% | 1,075 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9247% | 2,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5148% | 645 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9337% | 825 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.7135% | 159 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8133% | 2,335 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8013% | 1,830 |
| Percentage Net Loans Charged-off:Construction & development | 0.8783% | 2,227 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.9380% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2845% | 857 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2340% | 609 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3012% | 842 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2732% | 3,670 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0067% | 511 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1390% | 736 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.9347% | 131 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1181% | 1,624 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1532% | 1,233 |
| Percentage Net Loans Charged-off:Construction & development | 1.2027% | 1,706 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 15.2107% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4522% | 696 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2765% | 513 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5134% | 660 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2647% | 3,131 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5822% | 595 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8311% | 743 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.4465% | 91 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1470% | 1,202 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1698% | 913 |
| Percentage Net Loans Charged-off:Construction & development | 1.3396% | 1,126 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 30.4159% | 16 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4364% | 1,339 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9102% | 457 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2689% | 1,556 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5121% | 1,851 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1869% | 671 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5391% | 550 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.9685% | 52 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2306% | 3,935 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1946% | 2,914 |
| Percentage Net Loans Charged-off:Construction & development | 0.4583% | 2,047 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0054% | 2,312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0236% | 3,834 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0603% | 1,278 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0095% | 3,826 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4068% | 2,930 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9734% | 2,341 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5342% | 817 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2102% | 3,219 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2125% | 2,098 |
| Percentage Net Loans Charged-off:Construction & development | 0.5087% | 1,426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0073% | 1,702 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1814% | 2,902 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2387% | 4,289 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5183% | 993 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0350% | 4,990 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0049% | 3,693 |
| Percentage Net Loans Charged-off:Construction & development | 0.0039% | 1,689 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0109% | 1,259 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2704% | 2,109 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2610% | 3,759 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3923% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0383% | 3,958 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4193% | 1,260 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,977 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1432% | 3,294 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1239% | 1,883 |
| Percentage Net Loans Charged-off:Construction & development | 0.1086% | 1,173 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2546% | 712 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1294% | 3,075 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1565% | 1,371 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6155% | 326 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0536% | 4,099 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0378% | 2,296 |
| Percentage Net Loans Charged-off:Construction & development | 0.0973% | 752 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0195% | 7,917 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0040% | 3,259 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9237% | 1,506 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0365% | 385 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0686% | 3,270 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0610% | 1,558 |
| Percentage Net Loans Charged-off:Construction & development | 0.1471% | 459 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0195% | 7,961 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0062% | 2,698 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6501% | 1,962 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9608% | 529 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0103% | 4,097 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0064% | 7,674 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0226% | 8,033 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7476% | 1,643 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7415% | 546 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0085% | 5,872 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0026% | 3,319 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0214% | 7,985 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0365% | 2,169 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1397% | 392 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,710 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2427% | 4,230 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4276% | 1,140 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0052% | 7,332 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0068% | 7,754 |
| Percentage Net Loans Charged-off:Construction & development | 0.0013% | 615 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0228% | 8,024 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0362% | 5,068 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0836% | 1,872 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0045% | 7,011 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0066% | 7,755 |
| Percentage Net Loans Charged-off:Construction & development | 0.0021% | 455 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0224% | 8,096 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0540% | 4,519 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1260% | 1,855 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0015% | 6,453 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0068% | 7,786 |
| Percentage Net Loans Charged-off:Construction & development | 0.0046% | 258 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0252% | 8,156 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1592% | 3,277 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2568% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0408% | 5,013 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0260% | 2,535 |
| Percentage Net Loans Charged-off:Construction & development | 0.0352% | 540 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0013% | 7,897 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0545% | 1,949 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2171% | 269 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4703% | 3,711 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2315% | 754 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0413% | 4,474 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0223% | 2,274 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0052% | 997 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0747% | 1,452 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2944% | 183 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5558% | 2,902 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4342% | 621 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0420% | 4,093 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0361% | 1,692 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0129% | 732 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1145% | 1,028 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4538% | 123 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2365% | 3,982 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4485% | 1,117 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0205% | 3,971 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0184% | 1,509 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0470% | 405 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0958% | 4,009 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2984% | 1,992 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1736% | 3,052 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1666% | 1,099 |
| Percentage Net Loans Charged-off:Construction & development | -0.0341% | 7,895 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2423% | 719 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2997% | 651 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4202% | 471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5764% | 3,470 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4991% | 1,127 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2055% | 2,286 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1944% | 816 |
| Percentage Net Loans Charged-off:Construction & development | -0.0469% | 7,913 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2486% | 514 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4258% | 408 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6095% | 282 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7896% | 2,415 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9695% | 908 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3192% | 1,487 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3037% | 503 |
| Percentage Net Loans Charged-off:Construction & development | -0.0724% | 7,902 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3880% | 357 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6604% | 241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9561% | 167 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2096% | 1,497 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9869% | 653 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6359% | 724 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6287% | 227 |
| Percentage Net Loans Charged-off:Construction & development | -0.1501% | 7,908 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8031% | 153 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3500% | 104 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9642% | 66 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9656% | 870 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7545% | 632 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1162% | 4,485 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0041% | 3,892 |
| Percentage Net Loans Charged-off:Construction & development | -0.0024% | 7,926 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0101% | 1,514 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,747 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2005% | 380 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6484% | 1,659 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0521% | 5,316 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0028% | 3,386 |
| Percentage Net Loans Charged-off:Construction & development | -0.0133% | 7,961 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0138% | 1,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1452% | 3,340 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1293% | 1,879 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7213% | 1,568 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0591% | 4,751 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0057% | 8,137 |
| Percentage Net Loans Charged-off:Construction & development | -0.0203% | 7,947 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7378% | 1,029 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0703% | 1,328 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0053% | 7,437 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0117% | 8,387 |
| Percentage Net Loans Charged-off:Construction & development | -0.0406% | 7,935 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1441% | 4,517 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8864% | 1,123 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0253% | 6,756 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0237% | 3,186 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0084% | 1,503 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0873% | 1,825 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2336% | 270 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0934% | 6,654 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2534% | 1,923 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2223% | 3,360 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0479% | 2,410 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0146% | 1,328 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1232% | 1,343 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3961% | 217 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8714% | 1,060 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1978% | 6,003 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6427% | 1,886 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0502% | 5,781 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,897 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,132 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |