Home > Mountain National Bank > Assets and Liabilities
Mountain National Bank, Assets and Liabilities
| 2013-03-31 | Rank | |
| # of Employees: | 127 | 1,161 |
| Assets and Liabilities | ||
| Total Assets: | $437,282,000 | 1,536 |
| Cash and due from depository institutions | $34,795,000 | 1,161 |
| Interest-bearing balances | $27,544,000 | 1,647 |
| Securities | $71,490,000 | 2,045 |
| Federal funds sold & reverse repurchase agreements | $1,031,000 | 2,414 |
| Net loans & leases | $248,152,000 | 1,647 |
| Loan loss allowance | $12,001,000 | 603 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $30,351,000 | 347 |
| Other real estate owned | $27,942,000 | 1,161 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $23,521,000 | 897 |
| Life insurance assets | $12,668,000 | 625 |
| Total liabilities and capital | $437,282,000 | 1,536 |
| Total liabilities | $428,664,000 | 1,399 |
| Total deposits | $373,366,000 | 1,502 |
| Interest-bearing deposits | $360,535,000 | 1,275 |
| Deposits held in domestic offices | $373,366,000 | 1,502 |
| % insured | 93.98% | 1,174 |
| Federal funds purchased & repurchase agreements | $1,550,000 | 1,545 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $50,000,000 | 503 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $3,748,000 | 1,270 |
| Total equity capital | $8,618,000 | 5,334 |
| Total bank equity capital | $8,618,000 | 5,334 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $6,000,000 | 718 |
| Surplus | $38,508,000 | 896 |
| Undivided profits | $-35,890,000 | 6,928 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $33,057,000 | 323 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,043 |
| Income earned, not collected on loans | $989,000 | 2,651 |
| Earning assets | $348,217,000 | 1,747 |
| Long-term assets (5+ years) | $115,490,000 | 1,711 |
| Average Assets, year-to-date | $445,580,000 | 1,505 |
| Average Assets, quarterly | $445,580,000 | 1,505 |
| Volatile liabilities | $14,810,000 | 2,395 |
| Insider loans | $13,235,000 | 425 |
| FHLB advances | $50,000,000 | 457 |
| Loans and leases held for sale | $456,000 | 1,584 |
| Unused loan commitments | $28,057,000 | 2,166 |
| Tier 1 (core) risk-based capital | $8,566,000 | 5,227 |
| Tier 2 risk-based capital | $4,192,000 | 1,260 |
| Total risk weighted assets | $327,452,000 | 1,347 |
| Total unused commitments | $28,057,000 | 2,166 |
| Derivatives | $0 | 1,405 |
| 2012-12-31 | Rank | |
| # of Employees: | 126 | 1,165 |
| Assets and Liabilities | ||
| Total Assets: | $456,894,000 | 1,480 |
| Cash and due from depository institutions | $36,348,000 | 1,165 |
| Interest-bearing balances | $27,434,000 | 1,523 |
| Securities | $78,882,000 | 1,855 |
| Federal funds sold & reverse repurchase agreements | $1,743,000 | 1,939 |
| Net loans & leases | $257,106,000 | 1,604 |
| Loan loss allowance | $12,987,000 | 571 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $30,586,000 | 344 |
| Other real estate owned | $28,651,000 | 1,165 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $23,578,000 | 901 |
| Life insurance assets | $12,574,000 | 626 |
| Total liabilities and capital | $456,894,000 | 1,480 |
| Total liabilities | $444,087,000 | 1,355 |
| Total deposits | $390,509,000 | 1,431 |
| Interest-bearing deposits | $378,022,000 | 1,224 |
| Deposits held in domestic offices | $390,509,000 | 1,431 |
| % insured | 94.54% | 1,737 |
| Federal funds purchased & repurchase agreements | $595,000 | 1,951 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $50,000,000 | 531 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $2,983,000 | 1,540 |
| Total equity capital | $12,807,000 | 4,447 |
| Total bank equity capital | $12,807,000 | 4,446 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $6,000,000 | 721 |
| Surplus | $38,507,000 | 893 |
| Undivided profits | $-31,700,000 | 6,980 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $16,174,000 | 661 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,020 |
| Income earned, not collected on loans | $1,029,000 | 2,611 |
| Earning assets | $365,165,000 | 1,670 |
| Long-term assets (5+ years) | $126,128,000 | 1,551 |
| Average Assets, year-to-date | $491,400,800 | 1,356 |
| Average Assets, quarterly | $464,902,500 | 1,430 |
| Volatile liabilities | $15,037,000 | 2,428 |
| Insider loans | $13,482,000 | 418 |
| FHLB advances | $50,000,000 | 483 |
| Loans and leases held for sale | $1,211,000 | 1,351 |
| Unused loan commitments | $28,212,000 | 2,043 |
| Tier 1 (core) risk-based capital | $12,401,000 | 4,367 |
| Tier 2 risk-based capital | $4,320,000 | 1,223 |
| Total risk weighted assets | $336,820,000 | 1,311 |
| Total unused commitments | $28,212,000 | 2,043 |
| Derivatives | $0 | 1,366 |
| 2012-09-30 | Rank | |
| # of Employees: | 127 | 1,157 |
| Assets and Liabilities | ||
| Total Assets: | $472,911,000 | 1,424 |
| Cash and due from depository institutions | $45,681,000 | 1,157 |
| Interest-bearing balances | $36,791,000 | 1,104 |
| Securities | $85,399,000 | 1,732 |
| Federal funds sold & reverse repurchase agreements | $1,410,000 | 2,119 |
| Net loans & leases | $257,919,000 | 1,616 |
| Loan loss allowance | $12,820,000 | 590 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $30,813,000 | 343 |
| Other real estate owned | $27,955,000 | 1,157 |
| Goodwill and other intangibles | $0 | 2,937 |
| All other assets | $23,734,000 | 902 |
| Life insurance assets | $12,474,000 | 611 |
| Total liabilities and capital | $472,911,000 | 1,424 |
| Total liabilities | $459,266,000 | 1,320 |
| Total deposits | $400,039,000 | 1,388 |
| Interest-bearing deposits | $388,981,000 | 1,190 |
| Deposits held in domestic offices | $400,039,000 | 1,387 |
| % insured | 94.77% | 1,754 |
| Federal funds purchased & repurchase agreements | $674,000 | 1,924 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $55,000,000 | 513 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $3,553,000 | 1,427 |
| Total equity capital | $13,645,000 | 4,348 |
| Total bank equity capital | $13,645,000 | 4,347 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $6,000,000 | 733 |
| Surplus | $38,504,000 | 904 |
| Undivided profits | $-30,859,000 | 7,076 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $14,479,000 | 785 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,109,000 | 2,645 |
| Earning assets | $381,519,000 | 1,606 |
| Long-term assets (5+ years) | $109,659,000 | 1,733 |
| Average Assets, year-to-date | $500,027,500 | 1,352 |
| Average Assets, quarterly | $490,522,000 | 1,382 |
| Volatile liabilities | $20,845,000 | 1,972 |
| Insider loans | $13,196,000 | 431 |
| FHLB advances | $55,000,000 | 468 |
| Loans and leases held for sale | $1,874,000 | 1,128 |
| Unused loan commitments | $32,681,000 | 1,835 |
| Tier 1 (core) risk-based capital | $13,107,000 | 4,260 |
| Tier 2 risk-based capital | $4,324,000 | 1,232 |
| Total risk weighted assets | $337,040,000 | 1,318 |
| Total unused commitments | $32,681,000 | 1,835 |
| Derivatives | $456,000 | 1,277 |
| 2012-06-30 | Rank | |
| # of Employees: | 125 | 1,174 |
| Assets and Liabilities | ||
| Total Assets: | $508,133,000 | 1,336 |
| Cash and due from depository institutions | $65,779,000 | 1,174 |
| Interest-bearing balances | $55,431,000 | 735 |
| Securities | $88,257,000 | 1,666 |
| Federal funds sold & reverse repurchase agreements | $2,151,000 | 1,903 |
| Net loans & leases | $276,270,000 | 1,502 |
| Loan loss allowance | $14,164,000 | 563 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $31,178,000 | 338 |
| Other real estate owned | $18,736,000 | 1,174 |
| Goodwill and other intangibles | $0 | 2,925 |
| All other assets | $25,762,000 | 853 |
| Life insurance assets | $12,371,000 | 609 |
| Total liabilities and capital | $508,133,000 | 1,336 |
| Total liabilities | $494,445,000 | 1,216 |
| Total deposits | $436,190,000 | 1,277 |
| Interest-bearing deposits | $385,642,000 | 1,202 |
| Deposits held in domestic offices | $436,190,000 | 1,275 |
| % insured | 86.68% | 4,820 |
| Federal funds purchased & repurchase agreements | $818,000 | 1,920 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $55,000,000 | 522 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $2,437,000 | 1,790 |
| Total equity capital | $13,688,000 | 4,305 |
| Total bank equity capital | $13,688,000 | 4,303 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $6,000,000 | 749 |
| Surplus | $38,485,000 | 893 |
| Undivided profits | $-30,797,000 | 7,140 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $27,858,000 | 481 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $1,128,000 | 2,443 |
| Earning assets | $422,109,000 | 1,457 |
| Long-term assets (5+ years) | $111,816,000 | 1,679 |
| Average Assets, year-to-date | $509,066,330 | 1,331 |
| Average Assets, quarterly | $512,079,000 | 1,328 |
| Volatile liabilities | $22,067,000 | 1,894 |
| Insider loans | $13,032,000 | 430 |
| FHLB advances | $55,000,000 | 477 |
| Loans and leases held for sale | $3,113,000 | 803 |
| Unused loan commitments | $28,154,000 | 2,011 |
| Tier 1 (core) risk-based capital | $13,801,000 | 4,096 |
| Tier 2 risk-based capital | $4,357,000 | 1,221 |
| Total risk weighted assets | $338,712,000 | 1,307 |
| Total unused commitments | $28,154,000 | 2,011 |
| Derivatives | $1,408,000 | 1,101 |
| 2012-03-31 | Rank | |
| # of Employees: | 134 | 1,096 |
| Assets and Liabilities | ||
| Total Assets: | $516,025,000 | 1,320 |
| Cash and due from depository institutions | $53,509,000 | 1,096 |
| Interest-bearing balances | $43,774,000 | 1,006 |
| Securities | $76,433,000 | 1,895 |
| Federal funds sold & reverse repurchase agreements | $19,740,000 | 310 |
| Net loans & leases | $299,047,000 | 1,386 |
| Loan loss allowance | $14,431,000 | 555 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $31,469,000 | 332 |
| Other real estate owned | $10,679,000 | 1,096 |
| Goodwill and other intangibles | $0 | 2,935 |
| All other assets | $25,148,000 | 854 |
| Life insurance assets | $12,272,000 | 605 |
| Total liabilities and capital | $516,025,000 | 1,320 |
| Total liabilities | $504,107,000 | 1,209 |
| Total deposits | $443,998,000 | 1,268 |
| Interest-bearing deposits | $394,589,000 | 1,189 |
| Deposits held in domestic offices | $443,998,000 | 1,266 |
| % insured | 87.51% | 4,560 |
| Federal funds purchased & repurchase agreements | $1,204,000 | 1,724 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $55,200,000 | 529 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $3,705,000 | 1,306 |
| Total equity capital | $11,918,000 | 4,649 |
| Total bank equity capital | $11,918,000 | 4,649 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $6,000,000 | 762 |
| Surplus | $38,467,000 | 891 |
| Undivided profits | $-32,549,000 | 7,202 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $35,670,000 | 417 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $1,320,000 | 2,093 |
| Earning assets | $438,994,000 | 1,412 |
| Long-term assets (5+ years) | $76,551,000 | 2,278 |
| Average Assets, year-to-date | $509,533,000 | 1,335 |
| Average Assets, quarterly | $509,533,000 | 1,335 |
| Volatile liabilities | $22,961,000 | 1,850 |
| Insider loans | $14,330,000 | 372 |
| FHLB advances | $55,200,000 | 485 |
| Loans and leases held for sale | $2,951,000 | 798 |
| Unused loan commitments | $30,665,000 | 1,904 |
| Tier 1 (core) risk-based capital | $12,346,000 | 4,405 |
| Tier 2 risk-based capital | $4,557,000 | 1,171 |
| Total risk weighted assets | $354,686,000 | 1,252 |
| Total unused commitments | $30,665,000 | 1,904 |
| Derivatives | $953,000 | 1,125 |
| 2011-12-31 | Rank | |
| # of Employees: | 140 | 1,065 |
| Assets and Liabilities | ||
| Total Assets: | $509,271,000 | 1,338 |
| Cash and due from depository institutions | $39,888,000 | 1,065 |
| Interest-bearing balances | $30,616,000 | 1,257 |
| Securities | $96,410,000 | 1,494 |
| Federal funds sold & reverse repurchase agreements | $2,881,000 | 1,700 |
| Net loans & leases | $302,163,000 | 1,389 |
| Loan loss allowance | $14,421,000 | 555 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $31,548,000 | 332 |
| Other real estate owned | $10,773,000 | 1,065 |
| Goodwill and other intangibles | $0 | 2,970 |
| All other assets | $25,608,000 | 858 |
| Life insurance assets | $12,174,000 | 598 |
| Total liabilities and capital | $509,271,000 | 1,338 |
| Total liabilities | $492,136,000 | 1,233 |
| Total deposits | $432,162,000 | 1,287 |
| Interest-bearing deposits | $381,377,000 | 1,216 |
| Deposits held in domestic offices | $432,162,000 | 1,284 |
| % insured | 86.67% | 4,895 |
| Federal funds purchased & repurchase agreements | $851,000 | 1,977 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $55,200,000 | 557 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $3,923,000 | 1,258 |
| Total equity capital | $17,135,000 | 3,622 |
| Total bank equity capital | $17,135,000 | 3,621 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $6,000,000 | 765 |
| Surplus | $38,448,000 | 895 |
| Undivided profits | $-27,313,000 | 7,223 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $41,731,000 | 371 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $1,329,000 | 2,176 |
| Earning assets | $432,070,000 | 1,418 |
| Long-term assets (5+ years) | $122,960,000 | 1,268 |
| Average Assets, year-to-date | $527,920,400 | 1,269 |
| Average Assets, quarterly | $512,834,500 | 1,323 |
| Volatile liabilities | $20,784,000 | 2,137 |
| Insider loans | $14,476,000 | 369 |
| FHLB advances | $55,200,000 | 505 |
| Loans and leases held for sale | $2,687,000 | 772 |
| Unused loan commitments | $33,577,000 | 1,726 |
| Tier 1 (core) risk-based capital | $17,055,000 | 3,489 |
| Tier 2 risk-based capital | $4,611,000 | 1,159 |
| Total risk weighted assets | $359,063,000 | 1,246 |
| Total unused commitments | $33,577,000 | 1,727 |
| Derivatives | $296,000 | 1,114 |
| 2011-09-30 | Rank | |
| # of Employees: | 148 | 1,016 |
| Assets and Liabilities | ||
| Total Assets: | $516,398,000 | 1,318 |
| Cash and due from depository institutions | $29,757,000 | 1,016 |
| Interest-bearing balances | $20,384,000 | 1,873 |
| Securities | $86,226,000 | 1,612 |
| Federal funds sold & reverse repurchase agreements | $13,342,000 | 459 |
| Net loans & leases | $319,863,000 | 1,321 |
| Loan loss allowance | $14,872,000 | 561 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $31,787,000 | 327 |
| Other real estate owned | $8,438,000 | 1,016 |
| Goodwill and other intangibles | $0 | 2,996 |
| All other assets | $26,985,000 | 822 |
| Life insurance assets | $12,073,000 | 595 |
| Total liabilities and capital | $516,398,000 | 1,318 |
| Total liabilities | $494,405,000 | 1,221 |
| Total deposits | $434,593,000 | 1,276 |
| Interest-bearing deposits | $385,783,000 | 1,218 |
| Deposits held in domestic offices | $434,593,000 | 1,274 |
| % insured | 87.08% | 4,910 |
| Federal funds purchased & repurchase agreements | $842,000 | 1,969 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $55,200,000 | 566 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $3,770,000 | 1,303 |
| Total equity capital | $21,993,000 | 2,997 |
| Total bank equity capital | $21,993,000 | 2,995 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $6,000,000 | 776 |
| Surplus | $38,422,000 | 905 |
| Undivided profits | $-22,429,000 | 7,274 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $43,006,000 | 374 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $1,319,000 | 2,272 |
| Earning assets | $439,815,000 | 1,402 |
| Long-term assets (5+ years) | $110,513,000 | 1,352 |
| Average Assets, year-to-date | $532,582,750 | 1,252 |
| Average Assets, quarterly | $519,353,000 | 1,309 |
| Volatile liabilities | $15,236,000 | 2,725 |
| Insider loans | $15,518,000 | 345 |
| FHLB advances | $55,200,000 | 509 |
| Loans and leases held for sale | $448,000 | 1,426 |
| Unused loan commitments | $35,962,000 | 1,646 |
| Tier 1 (core) risk-based capital | $21,503,000 | 2,892 |
| Tier 2 risk-based capital | $4,779,000 | 1,122 |
| Total risk weighted assets | $372,223,000 | 1,200 |
| Total unused commitments | $35,962,000 | 1,649 |
| Derivatives | $448,000 | 1,114 |
| 2011-06-30 | Rank | |
| # of Employees: | 153 | 987 |
| Assets and Liabilities | ||
| Total Assets: | $522,234,000 | 1,300 |
| Cash and due from depository institutions | $27,037,000 | 987 |
| Interest-bearing balances | $14,630,000 | 2,248 |
| Securities | $88,800,000 | 1,566 |
| Federal funds sold & reverse repurchase agreements | $7,237,000 | 862 |
| Net loans & leases | $330,433,000 | 1,282 |
| Loan loss allowance | $14,190,000 | 605 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $31,974,000 | 329 |
| Other real estate owned | $9,620,000 | 987 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $27,133,000 | 817 |
| Life insurance assets | $11,972,000 | 593 |
| Total liabilities and capital | $522,234,000 | 1,300 |
| Total liabilities | $497,813,000 | 1,212 |
| Total deposits | $437,972,000 | 1,259 |
| Interest-bearing deposits | $387,239,000 | 1,216 |
| Deposits held in domestic offices | $437,972,000 | 1,256 |
| % insured | 86.52% | 5,174 |
| Federal funds purchased & repurchase agreements | $1,150,000 | 1,926 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $55,200,000 | 593 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $3,491,000 | 1,307 |
| Total equity capital | $24,421,000 | 2,674 |
| Total bank equity capital | $24,421,000 | 2,672 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $6,000,000 | 789 |
| Surplus | $38,397,000 | 902 |
| Undivided profits | $-19,976,000 | 7,323 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $44,709,000 | 383 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $1,383,000 | 2,124 |
| Earning assets | $441,100,000 | 1,392 |
| Long-term assets (5+ years) | $114,245,000 | 1,316 |
| Average Assets, year-to-date | $537,953,000 | 1,240 |
| Average Assets, quarterly | $528,400,500 | 1,277 |
| Volatile liabilities | $18,054,000 | 2,448 |
| Insider loans | $15,626,000 | 348 |
| FHLB advances | $55,200,000 | 531 |
| Loans and leases held for sale | $186,000 | 1,507 |
| Unused loan commitments | $37,314,000 | 1,594 |
| Tier 1 (core) risk-based capital | $23,964,000 | 2,583 |
| Tier 2 risk-based capital | $4,907,000 | 1,111 |
| Total risk weighted assets | $383,253,000 | 1,177 |
| Total unused commitments | $37,314,000 | 1,595 |
| Derivatives | $186,000 | 1,114 |
| 2011-03-31 | Rank | |
| # of Employees: | 150 | 1,015 |
| Assets and Liabilities | ||
| Total Assets: | $534,567,000 | 1,263 |
| Cash and due from depository institutions | $9,645,000 | 1,015 |
| Interest-bearing balances | $389,000 | 6,150 |
| Securities | $91,099,000 | 1,523 |
| Federal funds sold & reverse repurchase agreements | $6,249,000 | 1,286 |
| Net loans & leases | $355,090,000 | 1,200 |
| Loan loss allowance | $10,038,000 | 834 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $32,277,000 | 332 |
| Other real estate owned | $12,686,000 | 1,015 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $27,521,000 | 827 |
| Life insurance assets | $11,872,000 | 593 |
| Total liabilities and capital | $534,567,000 | 1,263 |
| Total liabilities | $488,810,000 | 1,239 |
| Total deposits | $429,401,000 | 1,296 |
| Interest-bearing deposits | $380,906,000 | 1,254 |
| Deposits held in domestic offices | $429,401,000 | 1,294 |
| % insured | 85.81% | 5,370 |
| Federal funds purchased & repurchase agreements | $866,000 | 1,960 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $55,200,000 | 613 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $3,343,000 | 1,334 |
| Total equity capital | $45,757,000 | 1,485 |
| Total bank equity capital | $45,757,000 | 1,483 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $6,000,000 | 798 |
| Surplus | $38,371,000 | 905 |
| Undivided profits | $1,386,000 | 5,615 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $54,492,000 | 333 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $1,662,000 | 1,763 |
| Earning assets | $452,827,000 | 1,371 |
| Long-term assets (5+ years) | $116,911,000 | 1,255 |
| Average Assets, year-to-date | $545,812,500 | 1,233 |
| Average Assets, quarterly | $545,812,500 | 1,233 |
| Volatile liabilities | $19,824,000 | 2,294 |
| Insider loans | $15,442,000 | 355 |
| FHLB advances | $55,200,000 | 550 |
| Loans and leases held for sale | $153,000 | 1,440 |
| Unused loan commitments | $35,847,000 | 1,657 |
| Tier 1 (core) risk-based capital | $46,299,000 | 1,386 |
| Tier 2 risk-based capital | $5,105,000 | 1,089 |
| Total risk weighted assets | $403,491,000 | 1,126 |
| Total unused commitments | $35,847,000 | 1,659 |
| Derivatives | $153,000 | 1,102 |
| 2010-12-31 | Rank | |
| # of Employees: | 150 | 1,014 |
| Assets and Liabilities | ||
| Total Assets: | $567,790,000 | 1,187 |
| Cash and due from depository institutions | $30,040,000 | 1,014 |
| Interest-bearing balances | $1,051,000 | 5,489 |
| Securities | $87,634,000 | 1,514 |
| Federal funds sold & reverse repurchase agreements | $2,536,000 | 2,260 |
| Net loans & leases | $368,398,000 | 1,186 |
| Loan loss allowance | $9,630,000 | 861 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $32,601,000 | 326 |
| Other real estate owned | $13,769,000 | 1,014 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $32,812,000 | 714 |
| Life insurance assets | $11,775,000 | 589 |
| Total liabilities and capital | $567,790,000 | 1,187 |
| Total liabilities | $508,597,000 | 1,188 |
| Total deposits | $449,644,000 | 1,212 |
| Interest-bearing deposits | $401,953,000 | 1,174 |
| Deposits held in domestic offices | $449,644,000 | 1,210 |
| % insured | 86.15% | 5,239 |
| Federal funds purchased & repurchase agreements | $432,000 | 2,314 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $55,200,000 | 649 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $3,321,000 | 1,364 |
| Total equity capital | $59,193,000 | 1,129 |
| Total bank equity capital | $59,193,000 | 1,127 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $6,000,000 | 802 |
| Surplus | $38,345,000 | 901 |
| Undivided profits | $14,848,000 | 2,122 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $57,848,000 | 323 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,496,000 | 2,010 |
| Earning assets | $459,619,000 | 1,346 |
| Long-term assets (5+ years) | $113,691,000 | 1,247 |
| Average Assets, year-to-date | $607,393,000 | 1,100 |
| Average Assets, quarterly | $575,508,000 | 1,181 |
| Volatile liabilities | $94,949,000 | 1,409 |
| Insider loans | $16,188,000 | 351 |
| FHLB advances | $55,200,000 | 588 |
| Loans and leases held for sale | $217,000 | 1,726 |
| Unused loan commitments | $41,155,000 | 1,477 |
| Tier 1 (core) risk-based capital | $55,926,000 | 1,127 |
| Tier 2 risk-based capital | $5,309,000 | 1,080 |
| Total risk weighted assets | $420,368,000 | 1,109 |
| Total unused commitments | $41,155,000 | 1,478 |
| Derivatives | $217,000 | 1,120 |
| 2010-09-30 | Rank | |
| # of Employees: | 152 | 1,002 |
| Assets and Liabilities | ||
| Total Assets: | $583,226,000 | 1,177 |
| Cash and due from depository institutions | $13,027,000 | 1,002 |
| Interest-bearing balances | $4,431,000 | 4,036 |
| Securities | $76,698,000 | 1,653 |
| Federal funds sold & reverse repurchase agreements | $31,509,000 | 194 |
| Net loans & leases | $382,256,000 | 1,163 |
| Loan loss allowance | $10,138,000 | 822 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $32,877,000 | 317 |
| Other real estate owned | $14,822,000 | 1,002 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $32,037,000 | 738 |
| Life insurance assets | $11,672,000 | 586 |
| Total liabilities and capital | $583,226,000 | 1,177 |
| Total liabilities | $522,451,000 | 1,175 |
| Total deposits | $463,049,000 | 1,192 |
| Interest-bearing deposits | $416,344,000 | 1,145 |
| Deposits held in domestic offices | $463,049,000 | 1,190 |
| % insured | 88.01% | 4,207 |
| Federal funds purchased & repurchase agreements | $756,000 | 2,164 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $55,200,000 | 692 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $3,446,000 | 1,456 |
| Total equity capital | $60,775,000 | 1,123 |
| Total bank equity capital | $60,770,000 | 1,122 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $6,000,000 | 808 |
| Surplus | $38,311,000 | 885 |
| Undivided profits | $16,459,000 | 2,056 |
| Noncontrolling interests in consolidated subsidiaries | $5,000 | 187 |
| Memoranda | ||
| Noncurrent loans and leases | $66,884,000 | 293 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,896,000 | 1,703 |
| Earning assets | $494,894,000 | 1,263 |
| Long-term assets (5+ years) | $95,085,000 | 1,447 |
| Average Assets, year-to-date | $617,293,750 | 1,085 |
| Average Assets, quarterly | $592,590,000 | 1,145 |
| Volatile liabilities | $99,309,000 | 1,408 |
| Insider loans | $16,692,000 | 336 |
| FHLB advances | $55,200,000 | 629 |
| Loans and leases held for sale | $1,053,000 | 1,233 |
| Unused loan commitments | $42,861,000 | 1,459 |
| Tier 1 (core) risk-based capital | $58,550,000 | 1,079 |
| Tier 2 risk-based capital | $5,625,000 | 1,033 |
| Total risk weighted assets | $445,446,000 | 1,057 |
| Total unused commitments | $42,861,000 | 1,460 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 154 | 1,006 |
| Assets and Liabilities | ||
| Total Assets: | $601,954,000 | 1,130 |
| Cash and due from depository institutions | $10,543,000 | 1,006 |
| Interest-bearing balances | $460,000 | 5,933 |
| Securities | $106,710,000 | 1,237 |
| Federal funds sold & reverse repurchase agreements | $18,209,000 | 374 |
| Net loans & leases | $386,084,000 | 1,163 |
| Loan loss allowance | $10,374,000 | 818 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $33,170,000 | 316 |
| Other real estate owned | $14,843,000 | 1,006 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $32,395,000 | 736 |
| Life insurance assets | $11,564,000 | 593 |
| Total liabilities and capital | $601,954,000 | 1,130 |
| Total liabilities | $541,454,000 | 1,124 |
| Total deposits | $472,161,000 | 1,167 |
| Interest-bearing deposits | $426,841,000 | 1,125 |
| Deposits held in domestic offices | $472,161,000 | 1,164 |
| % insured | 73.32% | 6,957 |
| Federal funds purchased & repurchase agreements | $3,199,000 | 1,556 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $62,700,000 | 644 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $3,394,000 | 1,427 |
| Total equity capital | $60,500,000 | 1,123 |
| Total bank equity capital | $60,495,000 | 1,121 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $6,000,000 | 817 |
| Surplus | $38,273,000 | 883 |
| Undivided profits | $16,222,000 | 2,032 |
| Noncontrolling interests in consolidated subsidiaries | $5,000 | 191 |
| Memoranda | ||
| Noncurrent loans and leases | $59,859,000 | 323 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $2,383,000 | 1,265 |
| Earning assets | $511,463,000 | 1,227 |
| Long-term assets (5+ years) | $93,786,000 | 1,459 |
| Average Assets, year-to-date | $628,649,670 | 1,075 |
| Average Assets, quarterly | $623,856,500 | 1,085 |
| Volatile liabilities | $98,794,000 | 1,443 |
| Insider loans | $21,395,000 | 242 |
| FHLB advances | $62,700,000 | 587 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $44,294,000 | 1,408 |
| Tier 1 (core) risk-based capital | $58,676,000 | 1,068 |
| Tier 2 risk-based capital | $5,637,000 | 1,048 |
| Total risk weighted assets | $446,163,000 | 1,065 |
| Total unused commitments | $44,294,000 | 1,409 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 160 | 971 |
| Assets and Liabilities | ||
| Total Assets: | $645,759,000 | 1,070 |
| Cash and due from depository institutions | $12,924,000 | 971 |
| Interest-bearing balances | $432,000 | 5,914 |
| Securities | $158,735,000 | 840 |
| Federal funds sold & reverse repurchase agreements | $595,000 | 3,980 |
| Net loans & leases | $393,051,000 | 1,168 |
| Loan loss allowance | $10,975,000 | 806 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $33,448,000 | 326 |
| Other real estate owned | $14,217,000 | 971 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $32,789,000 | 750 |
| Life insurance assets | $11,468,000 | 593 |
| Total liabilities and capital | $645,759,000 | 1,070 |
| Total liabilities | $585,937,000 | 1,066 |
| Total deposits | $517,775,000 | 1,077 |
| Interest-bearing deposits | $476,045,000 | 1,024 |
| Deposits held in domestic offices | $517,775,000 | 1,075 |
| % insured | 64.29% | 7,499 |
| Federal funds purchased & repurchase agreements | $2,175,000 | 1,782 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $62,900,000 | 691 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,087,000 | 1,520 |
| Total equity capital | $59,822,000 | 1,124 |
| Total bank equity capital | $59,810,000 | 1,122 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $6,000,000 | 833 |
| Surplus | $38,244,000 | 906 |
| Undivided profits | $15,566,000 | 2,094 |
| Noncontrolling interests in consolidated subsidiaries | $12,000 | 193 |
| Memoranda | ||
| Noncurrent loans and leases | $57,415,000 | 361 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $2,496,000 | 1,242 |
| Earning assets | $552,813,000 | 1,141 |
| Long-term assets (5+ years) | $89,437,000 | 1,526 |
| Average Assets, year-to-date | $641,997,500 | 1,079 |
| Average Assets, quarterly | $641,997,500 | 1,079 |
| Volatile liabilities | $96,777,000 | 1,542 |
| Insider loans | $20,954,000 | 272 |
| FHLB advances | $62,900,000 | 626 |
| Loans and leases held for sale | $871,000 | 972 |
| Unused loan commitments | $45,051,000 | 1,444 |
| Tier 1 (core) risk-based capital | $58,933,000 | 1,065 |
| Tier 2 risk-based capital | $5,655,000 | 1,061 |
| Total risk weighted assets | $447,046,000 | 1,098 |
| Total unused commitments | $45,051,000 | 1,447 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 181 | 843 |
| Assets and Liabilities | ||
| Total Assets: | $638,236,000 | 1,092 |
| Cash and due from depository institutions | $11,751,000 | 843 |
| Interest-bearing balances | $379,000 | 5,809 |
| Securities | $146,534,000 | 882 |
| Federal funds sold & reverse repurchase agreements | $2,354,000 | 2,667 |
| Net loans & leases | $396,349,000 | 1,191 |
| Loan loss allowance | $11,353,000 | 774 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $33,709,000 | 325 |
| Other real estate owned | $14,325,000 | 843 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $33,214,000 | 754 |
| Life insurance assets | $11,366,000 | 595 |
| Total liabilities and capital | $638,236,000 | 1,092 |
| Total liabilities | $578,544,000 | 1,092 |
| Total deposits | $510,728,000 | 1,088 |
| Interest-bearing deposits | $463,013,000 | 1,045 |
| Deposits held in domestic offices | $510,728,000 | 1,085 |
| % insured | 63.33% | 7,582 |
| Federal funds purchased & repurchase agreements | $1,776,000 | 1,967 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $62,900,000 | 738 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,140,000 | 1,502 |
| Total equity capital | $59,692,000 | 1,109 |
| Total bank equity capital | $59,680,000 | 1,106 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $6,000,000 | 838 |
| Surplus | $38,242,000 | 897 |
| Undivided profits | $15,438,000 | 2,071 |
| Noncontrolling interests in consolidated subsidiaries | $12,000 | 197 |
| Memoranda | ||
| Noncurrent loans and leases | $40,616,000 | 484 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $3,045,000 | 1,043 |
| Earning assets | $545,616,000 | 1,161 |
| Long-term assets (5+ years) | $164,480,000 | 853 |
| Average Assets, year-to-date | $654,915,800 | 1,059 |
| Average Assets, quarterly | $643,607,500 | 1,082 |
| Volatile liabilities | $100,073,000 | 1,497 |
| Insider loans | $22,228,000 | 260 |
| FHLB advances | $62,900,000 | 671 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $50,702,000 | 1,328 |
| Tier 1 (core) risk-based capital | $59,397,000 | 1,043 |
| Tier 2 risk-based capital | $5,890,000 | 1,041 |
| Total risk weighted assets | $465,740,000 | 1,072 |
| Total unused commitments | $50,702,000 | 1,330 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 186 | 837 |
| Assets and Liabilities | ||
| Total Assets: | $648,979,000 | 1,097 |
| Cash and due from depository institutions | $10,342,000 | 837 |
| Interest-bearing balances | $422,000 | 5,615 |
| Securities | $156,954,000 | 822 |
| Federal funds sold & reverse repurchase agreements | $3,094,000 | 2,394 |
| Net loans & leases | $404,594,000 | 1,189 |
| Loan loss allowance | $8,562,000 | 953 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $33,871,000 | 333 |
| Other real estate owned | $15,732,000 | 837 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $24,392,000 | 908 |
| Life insurance assets | $11,386,000 | 586 |
| Total liabilities and capital | $648,979,000 | 1,097 |
| Total liabilities | $583,980,000 | 1,092 |
| Total deposits | $496,483,000 | 1,131 |
| Interest-bearing deposits | $447,637,000 | 1,086 |
| Deposits held in domestic offices | $496,483,000 | 1,128 |
| % insured | 64.56% | 7,632 |
| Federal funds purchased & repurchase agreements | $2,300,000 | 1,902 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $82,900,000 | 621 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,297,000 | 2,101 |
| Total equity capital | $64,999,000 | 1,040 |
| Total bank equity capital | $64,979,000 | 1,039 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $6,000,000 | 846 |
| Surplus | $38,211,000 | 881 |
| Undivided profits | $20,768,000 | 1,618 |
| Noncontrolling interests in consolidated subsidiaries | $20,000 | 202 |
| Memoranda | ||
| Noncurrent loans and leases | $23,759,000 | 765 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $3,137,000 | 1,072 |
| Earning assets | $565,064,000 | 1,143 |
| Long-term assets (5+ years) | $158,647,000 | 881 |
| Average Assets, year-to-date | $659,085,750 | 1,066 |
| Average Assets, quarterly | $661,712,000 | 1,073 |
| Volatile liabilities | $119,754,000 | 1,279 |
| Insider loans | $22,736,000 | 252 |
| FHLB advances | $62,900,000 | 714 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $58,088,000 | 1,248 |
| Tier 1 (core) risk-based capital | $63,157,000 | 983 |
| Tier 2 risk-based capital | $5,886,000 | 1,041 |
| Total risk weighted assets | $468,194,000 | 1,098 |
| Total unused commitments | $58,088,000 | 1,248 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 195 | 812 |
| Assets and Liabilities | ||
| Total Assets: | $674,445,000 | 1,059 |
| Cash and due from depository institutions | $14,972,000 | 812 |
| Interest-bearing balances | $2,173,000 | 3,889 |
| Securities | $168,342,000 | 754 |
| Federal funds sold & reverse repurchase agreements | $6,700,000 | 1,493 |
| Net loans & leases | $404,924,000 | 1,206 |
| Loan loss allowance | $8,149,000 | 978 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $33,738,000 | 336 |
| Other real estate owned | $21,939,000 | 812 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $23,830,000 | 936 |
| Life insurance assets | $11,282,000 | 599 |
| Total liabilities and capital | $674,445,000 | 1,059 |
| Total liabilities | $611,710,000 | 1,053 |
| Total deposits | $539,495,000 | 1,038 |
| Interest-bearing deposits | $493,701,000 | 989 |
| Deposits held in domestic offices | $539,495,000 | 1,037 |
| % insured | 52.53% | 7,650 |
| Federal funds purchased & repurchase agreements | $7,216,000 | 1,286 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $62,900,000 | 822 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,099,000 | 2,287 |
| Total equity capital | $62,735,000 | 1,086 |
| Total bank equity capital | $62,715,000 | 1,085 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $6,000,000 | 849 |
| Surplus | $38,184,000 | 896 |
| Undivided profits | $18,531,000 | 1,769 |
| Noncontrolling interests in consolidated subsidiaries | $20,000 | 206 |
| Memoranda | ||
| Noncurrent loans and leases | $16,749,000 | 960 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $2,913,000 | 1,146 |
| Earning assets | $582,139,000 | 1,121 |
| Long-term assets (5+ years) | $164,937,000 | 846 |
| Average Assets, year-to-date | $662,454,670 | 1,074 |
| Average Assets, quarterly | $683,234,000 | 1,039 |
| Volatile liabilities | $106,681,000 | 1,440 |
| Insider loans | $23,570,000 | 252 |
| FHLB advances | $62,900,000 | 748 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $64,478,000 | 1,200 |
| Tier 1 (core) risk-based capital | $62,042,000 | 1,020 |
| Tier 2 risk-based capital | $6,112,000 | 1,006 |
| Total risk weighted assets | $486,882,000 | 1,077 |
| Total unused commitments | $64,478,000 | 1,201 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 183 | 861 |
| Assets and Liabilities | ||
| Total Assets: | $692,023,000 | 1,027 |
| Cash and due from depository institutions | $9,896,000 | 861 |
| Interest-bearing balances | $446,000 | 5,078 |
| Securities | $160,728,000 | 777 |
| Federal funds sold & reverse repurchase agreements | $39,682,000 | 262 |
| Net loans & leases | $406,142,000 | 1,227 |
| Loan loss allowance | $6,906,000 | 1,072 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $33,170,000 | 341 |
| Other real estate owned | $17,862,000 | 861 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $24,543,000 | 894 |
| Life insurance assets | $11,181,000 | 606 |
| Total liabilities and capital | $692,023,000 | 1,027 |
| Total liabilities | $628,108,000 | 1,020 |
| Total deposits | $556,915,000 | 1,000 |
| Interest-bearing deposits | $513,948,000 | 942 |
| Deposits held in domestic offices | $556,915,000 | 999 |
| % insured | 44.83% | 7,925 |
| Federal funds purchased & repurchase agreements | $5,042,000 | 1,512 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $62,900,000 | 868 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $3,251,000 | 1,605 |
| Total equity capital | $63,915,000 | 1,070 |
| Total bank equity capital | $63,887,000 | 1,068 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $6,000,000 | 852 |
| Surplus | $38,091,000 | 889 |
| Undivided profits | $19,796,000 | 1,697 |
| Noncontrolling interests in consolidated subsidiaries | $28,000 | 203 |
| Memoranda | ||
| Noncurrent loans and leases | $23,390,000 | 644 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $3,265,000 | 1,019 |
| Earning assets | $606,998,000 | 1,074 |
| Long-term assets (5+ years) | $163,671,000 | 834 |
| Average Assets, year-to-date | $656,459,500 | 1,084 |
| Average Assets, quarterly | $656,459,500 | 1,084 |
| Volatile liabilities | $117,537,000 | 1,316 |
| Insider loans | $22,440,000 | 273 |
| FHLB advances | $62,900,000 | 776 |
| Loans and leases held for sale | $963,000 | 1,123 |
| Unused loan commitments | $69,370,000 | 1,174 |
| Tier 1 (core) risk-based capital | $62,878,000 | 1,005 |
| Tier 2 risk-based capital | $6,125,000 | 986 |
| Total risk weighted assets | $489,111,000 | 1,075 |
| Total unused commitments | $69,370,000 | 1,176 |
| Derivatives | $963,000 | 1,019 |
| 2008-12-31 | Rank | |
| # of Employees: | 175 | 914 |
| Assets and Liabilities | ||
| Total Assets: | $620,896,000 | 1,139 |
| Cash and due from depository institutions | $14,013,000 | 914 |
| Interest-bearing balances | $462,000 | 4,456 |
| Securities | $126,696,000 | 971 |
| Federal funds sold & reverse repurchase agreements | $576,000 | 4,393 |
| Net loans & leases | $415,137,000 | 1,208 |
| Loan loss allowance | $5,292,000 | 1,330 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $31,484,000 | 364 |
| Other real estate owned | $9,444,000 | 914 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $23,546,000 | 934 |
| Life insurance assets | $11,079,000 | 613 |
| Total liabilities and capital | $620,896,000 | 1,139 |
| Total liabilities | $557,611,000 | 1,143 |
| Total deposits | $455,130,000 | 1,185 |
| Interest-bearing deposits | $410,014,000 | 1,157 |
| Deposits held in domestic offices | $455,130,000 | 1,184 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,912,000 | 673 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $72,900,000 | 843 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $2,669,000 | 1,855 |
| Total equity capital | $63,285,000 | 1,070 |
| Total bank equity capital | $63,285,000 | 1,070 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $6,000,000 | 852 |
| Surplus | $38,068,000 | 862 |
| Undivided profits | $19,217,000 | 1,729 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,839,000 | 980 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $2,738,000 | 1,314 |
| Earning assets | $542,871,000 | 1,187 |
| Long-term assets (5+ years) | $140,833,000 | 947 |
| Average Assets, year-to-date | $585,911,000 | 1,146 |
| Average Assets, quarterly | $613,241,000 | 1,141 |
| Volatile liabilities | $146,736,000 | 1,053 |
| Insider loans | $22,517,000 | 276 |
| FHLB advances | $72,900,000 | 762 |
| Loans and leases held for sale | $189,000 | 1,465 |
| Unused loan commitments | $82,097,000 | 1,056 |
| Tier 1 (core) risk-based capital | $63,433,000 | 983 |
| Tier 2 risk-based capital | $5,292,000 | 1,123 |
| Total risk weighted assets | $480,771,000 | 1,090 |
| Total unused commitments | $82,097,000 | 1,056 |
| Derivatives | $189,000 | 1,073 |
| 2008-09-30 | Rank | |
| # of Employees: | 173 | 939 |
| Assets and Liabilities | ||
| Total Assets: | $605,586,000 | 1,145 |
| Cash and due from depository institutions | $14,009,000 | 939 |
| Interest-bearing balances | $447,000 | 3,800 |
| Securities | $113,199,000 | 1,051 |
| Federal funds sold & reverse repurchase agreements | $482,000 | 5,105 |
| Net loans & leases | $414,315,000 | 1,195 |
| Loan loss allowance | $4,397,000 | 1,424 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $30,477,000 | 380 |
| Other real estate owned | $9,384,000 | 939 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $23,720,000 | 892 |
| Life insurance assets | $10,977,000 | 612 |
| Total liabilities and capital | $605,586,000 | 1,145 |
| Total liabilities | $542,484,000 | 1,150 |
| Total deposits | $448,418,000 | 1,182 |
| Interest-bearing deposits | $400,529,000 | 1,166 |
| Deposits held in domestic offices | $448,418,000 | 1,179 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,949,000 | 872 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $70,900,000 | 884 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,217,000 | 1,603 |
| Total equity capital | $63,102,000 | 1,074 |
| Total bank equity capital | $63,102,000 | 1,074 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $6,000,000 | 853 |
| Surplus | $38,068,000 | 850 |
| Undivided profits | $19,034,000 | 1,791 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,329,000 | 2,740 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $3,277,000 | 1,137 |
| Earning assets | $528,443,000 | 1,212 |
| Long-term assets (5+ years) | $127,995,000 | 1,028 |
| Average Assets, year-to-date | $577,164,750 | 1,167 |
| Average Assets, quarterly | $596,379,000 | 1,153 |
| Volatile liabilities | $178,715,000 | 845 |
| Insider loans | $23,222,000 | 266 |
| FHLB advances | $70,900,000 | 811 |
| Loans and leases held for sale | $65,000 | 1,575 |
| Unused loan commitments | $90,535,000 | 1,027 |
| Tier 1 (core) risk-based capital | $63,092,000 | 1,009 |
| Tier 2 risk-based capital | $4,397,000 | 1,295 |
| Total risk weighted assets | $481,392,000 | 1,080 |
| Total unused commitments | $90,535,000 | 1,028 |
| Derivatives | $65,000 | 1,064 |
| 2008-06-30 | Rank | |
| # of Employees: | 185 | 885 |
| Assets and Liabilities | ||
| Total Assets: | $587,172,000 | 1,174 |
| Cash and due from depository institutions | $11,557,000 | 885 |
| Interest-bearing balances | $442,000 | 3,682 |
| Securities | $91,334,000 | 1,332 |
| Federal funds sold & reverse repurchase agreements | $13,979,000 | 840 |
| Net loans & leases | $416,738,000 | 1,163 |
| Loan loss allowance | $4,427,000 | 1,334 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $28,300,000 | 401 |
| Other real estate owned | $1,488,000 | 885 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $23,776,000 | 862 |
| Life insurance assets | $10,864,000 | 615 |
| Total liabilities and capital | $587,172,000 | 1,174 |
| Total liabilities | $526,298,000 | 1,175 |
| Total deposits | $450,336,000 | 1,162 |
| Interest-bearing deposits | $396,446,000 | 1,165 |
| Deposits held in domestic offices | $450,336,000 | 1,158 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,991,000 | 1,570 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $65,900,000 | 909 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $3,071,000 | 1,671 |
| Total equity capital | $60,874,000 | 1,112 |
| Total bank equity capital | $60,874,000 | 1,112 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $6,000,000 | 845 |
| Surplus | $38,007,000 | 844 |
| Undivided profits | $16,867,000 | 2,019 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,060,000 | 2,083 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $2,955,000 | 1,251 |
| Earning assets | $522,493,000 | 1,217 |
| Long-term assets (5+ years) | $104,243,000 | 1,211 |
| Average Assets, year-to-date | $567,691,000 | 1,184 |
| Average Assets, quarterly | $581,014,000 | 1,171 |
| Volatile liabilities | $166,531,000 | 917 |
| Insider loans | $22,883,000 | 273 |
| FHLB advances | $65,900,000 | 850 |
| Loans and leases held for sale | $181,000 | 1,503 |
| Unused loan commitments | $103,286,000 | 963 |
| Tier 1 (core) risk-based capital | $62,042,000 | 1,016 |
| Tier 2 risk-based capital | $4,427,000 | 1,253 |
| Total risk weighted assets | $478,281,000 | 1,076 |
| Total unused commitments | $103,286,000 | 963 |
| Derivatives | $181,000 | 1,015 |
| 2008-03-31 | Rank | |
| # of Employees: | 183 | 890 |
| Assets and Liabilities | ||
| Total Assets: | $574,856,000 | 1,189 |
| Cash and due from depository institutions | $10,463,000 | 890 |
| Interest-bearing balances | $455,000 | 3,748 |
| Securities | $97,270,000 | 1,255 |
| Federal funds sold & reverse repurchase agreements | $2,946,000 | 4,314 |
| Net loans & leases | $412,492,000 | 1,155 |
| Loan loss allowance | $4,130,000 | 1,377 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $27,207,000 | 405 |
| Other real estate owned | $1,389,000 | 890 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $23,089,000 | 860 |
| Life insurance assets | $10,738,000 | 613 |
| Total liabilities and capital | $574,856,000 | 1,189 |
| Total liabilities | $513,974,000 | 1,186 |
| Total deposits | $406,826,000 | 1,310 |
| Interest-bearing deposits | $356,243,000 | 1,306 |
| Deposits held in domestic offices | $406,826,000 | 1,307 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $35,846,000 | 602 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $68,600,000 | 830 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,702,000 | 1,973 |
| Total equity capital | $60,882,000 | 1,141 |
| Total bank equity capital | $60,882,000 | 1,141 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $6,000,000 | 836 |
| Surplus | $37,943,000 | 844 |
| Undivided profits | $16,939,000 | 2,106 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $333,000 | 5,365 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $3,117,000 | 1,209 |
| Earning assets | $513,163,000 | 1,220 |
| Long-term assets (5+ years) | $106,383,000 | 1,156 |
| Average Assets, year-to-date | $557,950,500 | 1,202 |
| Average Assets, quarterly | $557,950,500 | 1,202 |
| Volatile liabilities | $174,481,000 | 852 |
| Insider loans | $23,264,000 | 253 |
| FHLB advances | $68,600,000 | 762 |
| Loans and leases held for sale | $381,000 | 1,332 |
| Unused loan commitments | $122,840,000 | 860 |
| Tier 1 (core) risk-based capital | $60,875,000 | 1,031 |
| Tier 2 risk-based capital | $4,130,000 | 1,311 |
| Total risk weighted assets | $470,293,000 | 1,081 |
| Total unused commitments | $122,840,000 | 861 |
| Derivatives | $381,000 | 1,011 |
| 2007-12-31 | Rank | |
| # of Employees: | 173 | 959 |
| Assets and Liabilities | ||
| Total Assets: | $541,045,000 | 1,250 |
| Cash and due from depository institutions | $13,012,000 | 959 |
| Interest-bearing balances | $484,000 | 3,222 |
| Securities | $83,159,000 | 1,431 |
| Federal funds sold & reverse repurchase agreements | $3,317,000 | 3,294 |
| Net loans & leases | $393,731,000 | 1,201 |
| Loan loss allowance | $3,944,000 | 1,418 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $25,427,000 | 427 |
| Other real estate owned | $1,329,000 | 959 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $21,070,000 | 926 |
| Life insurance assets | $8,650,000 | 750 |
| Total liabilities and capital | $541,045,000 | 1,250 |
| Total liabilities | $481,521,000 | 1,257 |
| Total deposits | $406,558,000 | 1,293 |
| Interest-bearing deposits | $348,067,000 | 1,327 |
| Deposits held in domestic offices | $406,558,000 | 1,291 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,742,000 | 1,555 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $65,356,000 | 816 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,865,000 | 1,865 |
| Total equity capital | $59,524,000 | 1,158 |
| Total bank equity capital | $59,524,000 | 1,158 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $6,000,000 | 821 |
| Surplus | $37,779,000 | 829 |
| Undivided profits | $15,745,000 | 2,210 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $197,000 | 5,797 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $2,702,000 | 1,512 |
| Earning assets | $480,691,000 | 1,271 |
| Long-term assets (5+ years) | $91,836,000 | 1,238 |
| Average Assets, year-to-date | $507,779,200 | 1,274 |
| Average Assets, quarterly | $536,753,500 | 1,245 |
| Volatile liabilities | $151,246,000 | 986 |
| Insider loans | $19,722,000 | 311 |
| FHLB advances | $65,356,000 | 751 |
| Loans and leases held for sale | $393,000 | 1,278 |
| Unused loan commitments | $125,475,000 | 857 |
| Tier 1 (core) risk-based capital | $59,803,000 | 1,052 |
| Tier 2 risk-based capital | $3,974,000 | 1,340 |
| Total risk weighted assets | $456,633,000 | 1,093 |
| Total unused commitments | $125,475,000 | 857 |
| Derivatives | $393,000 | 915 |
| 2007-09-30 | Rank | |
| # of Employees: | 167 | 994 |
| Assets and Liabilities | ||
| Total Assets: | $532,462,000 | 1,252 |
| Cash and due from depository institutions | $11,018,000 | 994 |
| Interest-bearing balances | $492,000 | 3,057 |
| Securities | $81,762,000 | 1,459 |
| Federal funds sold & reverse repurchase agreements | $11,069,000 | 1,332 |
| Net loans & leases | $384,071,000 | 1,214 |
| Loan loss allowance | $3,955,000 | 1,349 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $23,657,000 | 442 |
| Other real estate owned | $500,000 | 994 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $20,385,000 | 942 |
| Life insurance assets | $8,566,000 | 734 |
| Total liabilities and capital | $532,462,000 | 1,252 |
| Total liabilities | $474,540,000 | 1,264 |
| Total deposits | $401,697,000 | 1,304 |
| Interest-bearing deposits | $349,149,000 | 1,311 |
| Deposits held in domestic offices | $401,697,000 | 1,300 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,334,000 | 1,680 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $64,883,000 | 757 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,626,000 | 1,997 |
| Total equity capital | $57,922,000 | 1,178 |
| Total bank equity capital | $57,922,000 | 1,178 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $6,000,000 | 791 |
| Surplus | $37,725,000 | 815 |
| Undivided profits | $14,197,000 | 2,416 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,490,000 | 2,452 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $3,108,000 | 1,395 |
| Earning assets | $477,394,000 | 1,264 |
| Long-term assets (5+ years) | $89,718,000 | 1,235 |
| Average Assets, year-to-date | $499,462,750 | 1,292 |
| Average Assets, quarterly | $520,423,500 | 1,270 |
| Volatile liabilities | $155,460,000 | 925 |
| Insider loans | $20,034,000 | 301 |
| FHLB advances | $64,883,000 | 691 |
| Loans and leases held for sale | $495,000 | 1,160 |
| Unused loan commitments | $120,312,000 | 894 |
| Tier 1 (core) risk-based capital | $58,608,000 | 1,078 |
| Tier 2 risk-based capital | $3,986,000 | 1,316 |
| Total risk weighted assets | $444,161,000 | 1,101 |
| Total unused commitments | $120,312,000 | 894 |
| Derivatives | $495,000 | 903 |
| 2007-06-30 | Rank | |
| # of Employees: | 160 | 1,067 |
| Assets and Liabilities | ||
| Total Assets: | $508,385,000 | 1,312 |
| Cash and due from depository institutions | $9,694,000 | 1,067 |
| Interest-bearing balances | $476,000 | 3,150 |
| Securities | $81,646,000 | 1,455 |
| Federal funds sold & reverse repurchase agreements | $1,323,000 | 4,772 |
| Net loans & leases | $372,496,000 | 1,264 |
| Loan loss allowance | $3,804,000 | 1,405 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $22,013,000 | 487 |
| Other real estate owned | $920,000 | 1,067 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $20,293,000 | 950 |
| Life insurance assets | $8,472,000 | 734 |
| Total liabilities and capital | $508,385,000 | 1,312 |
| Total liabilities | $462,650,000 | 1,301 |
| Total deposits | $387,508,000 | 1,370 |
| Interest-bearing deposits | $330,880,000 | 1,400 |
| Deposits held in domestic offices | $387,508,000 | 1,365 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,570,000 | 1,383 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $64,909,000 | 713 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,663,000 | 1,893 |
| Total equity capital | $45,735,000 | 1,490 |
| Total bank equity capital | $45,735,000 | 1,490 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $6,000,000 | 782 |
| Surplus | $27,693,000 | 1,096 |
| Undivided profits | $12,042,000 | 2,708 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $748,000 | 3,422 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,787,000 | 1,455 |
| Earning assets | $455,941,000 | 1,334 |
| Long-term assets (5+ years) | $90,210,000 | 1,195 |
| Average Assets, year-to-date | $488,463,000 | 1,347 |
| Average Assets, quarterly | $497,948,000 | 1,326 |
| Volatile liabilities | $158,833,000 | 915 |
| Insider loans | $18,540,000 | 334 |
| FHLB advances | $64,909,000 | 642 |
| Loans and leases held for sale | $2,531,000 | 641 |
| Unused loan commitments | $124,979,000 | 883 |
| Tier 1 (core) risk-based capital | $47,398,000 | 1,350 |
| Tier 2 risk-based capital | $3,834,000 | 1,381 |
| Total risk weighted assets | $438,073,000 | 1,126 |
| Total unused commitments | $124,979,000 | 883 |
| Derivatives | $2,531,000 | 734 |
| 2007-03-31 | Rank | |
| # of Employees: | 159 | 1,059 |
| Assets and Liabilities | ||
| Total Assets: | $487,511,000 | 1,362 |
| Cash and due from depository institutions | $7,018,000 | 1,059 |
| Interest-bearing balances | $294,000 | 3,657 |
| Securities | $84,923,000 | 1,399 |
| Federal funds sold & reverse repurchase agreements | $3,169,000 | 4,249 |
| Net loans & leases | $351,717,000 | 1,321 |
| Loan loss allowance | $3,701,000 | 1,436 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $21,291,000 | 501 |
| Other real estate owned | $500,000 | 1,059 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $18,893,000 | 975 |
| Life insurance assets | $8,401,000 | 728 |
| Total liabilities and capital | $487,511,000 | 1,362 |
| Total liabilities | $441,822,000 | 1,350 |
| Total deposits | $385,411,000 | 1,369 |
| Interest-bearing deposits | $330,565,000 | 1,373 |
| Deposits held in domestic offices | $385,411,000 | 1,364 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,841,000 | 1,104 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $43,435,000 | 950 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,135,000 | 2,291 |
| Total equity capital | $45,689,000 | 1,488 |
| Total bank equity capital | $45,689,000 | 1,488 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $6,000,000 | 766 |
| Surplus | $27,661,000 | 1,079 |
| Undivided profits | $12,028,000 | 2,743 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $790,000 | 3,195 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $2,919,000 | 1,338 |
| Earning assets | $440,103,000 | 1,378 |
| Long-term assets (5+ years) | $91,770,000 | 1,171 |
| Average Assets, year-to-date | $478,502,000 | 1,379 |
| Average Assets, quarterly | $478,502,000 | 1,379 |
| Volatile liabilities | $167,740,000 | 839 |
| Insider loans | $17,800,000 | 342 |
| FHLB advances | $43,435,000 | 875 |
| Loans and leases held for sale | $1,300,000 | 876 |
| Unused loan commitments | $113,855,000 | 947 |
| Tier 1 (core) risk-based capital | $46,161,000 | 1,374 |
| Tier 2 risk-based capital | $3,731,000 | 1,416 |
| Total risk weighted assets | $406,076,000 | 1,200 |
| Total unused commitments | $113,855,000 | 947 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 150 | 1,132 |
| Assets and Liabilities | ||
| Total Assets: | $469,493,000 | 1,405 |
| Cash and due from depository institutions | $11,717,000 | 1,132 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $75,994,000 | 1,593 |
| Federal funds sold & reverse repurchase agreements | $1,679,000 | 4,698 |
| Net loans & leases | $340,232,000 | 1,347 |
| Loan loss allowance | $3,494,000 | 1,501 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $19,944,000 | 524 |
| Other real estate owned | $1,483,000 | 1,132 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $18,444,000 | 998 |
| Life insurance assets | $8,314,000 | 711 |
| Total liabilities and capital | $469,493,000 | 1,405 |
| Total liabilities | $425,195,000 | 1,383 |
| Total deposits | $364,729,000 | 1,442 |
| Interest-bearing deposits | $301,714,000 | 1,516 |
| Deposits held in domestic offices | $364,729,000 | 1,438 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,435,000 | 787 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $36,710,000 | 1,123 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,321,000 | 2,132 |
| Total equity capital | $44,298,000 | 1,495 |
| Total bank equity capital | $44,298,000 | 1,495 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $6,000,000 | 754 |
| Surplus | $27,568,000 | 1,051 |
| Undivided profits | $10,730,000 | 2,985 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $470,000 | 3,983 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,638,000 | 1,527 |
| Earning assets | $417,905,000 | 1,442 |
| Long-term assets (5+ years) | $81,861,000 | 1,270 |
| Average Assets, year-to-date | $411,169,800 | 1,548 |
| Average Assets, quarterly | $449,714,000 | 1,439 |
| Volatile liabilities | $160,213,000 | 977 |
| Insider loans | $16,976,000 | 356 |
| FHLB advances | $36,710,000 | 1,053 |
| Loans and leases held for sale | $1,559,000 | 792 |
| Unused loan commitments | $110,963,000 | 937 |
| Tier 1 (core) risk-based capital | $44,996,000 | 1,377 |
| Tier 2 risk-based capital | $3,524,000 | 1,481 |
| Total risk weighted assets | $397,052,000 | 1,204 |
| Total unused commitments | $110,963,000 | 937 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 158 | 1,090 |
| Assets and Liabilities | ||
| Total Assets: | $429,935,000 | 1,524 |
| Cash and due from depository institutions | $8,907,000 | 1,090 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $74,587,000 | 1,622 |
| Federal funds sold & reverse repurchase agreements | $1,091,000 | 4,618 |
| Net loans & leases | $307,962,000 | 1,493 |
| Loan loss allowance | $3,088,000 | 1,690 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $18,517,000 | 572 |
| Other real estate owned | $1,221,000 | 1,090 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $17,650,000 | 1,061 |
| Life insurance assets | $8,228,000 | 698 |
| Total liabilities and capital | $429,935,000 | 1,524 |
| Total liabilities | $387,156,000 | 1,528 |
| Total deposits | $343,739,000 | 1,511 |
| Interest-bearing deposits | $286,630,000 | 1,578 |
| Deposits held in domestic offices | $343,739,000 | 1,506 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,813,000 | 1,215 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $31,485,000 | 1,304 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,119,000 | 2,239 |
| Total equity capital | $42,779,000 | 1,535 |
| Total bank equity capital | $42,779,000 | 1,535 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $6,000,000 | 741 |
| Surplus | $27,551,000 | 1,050 |
| Undivided profits | $9,228,000 | 3,294 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $230,000 | 5,179 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,327,000 | 1,760 |
| Earning assets | $383,640,000 | 1,576 |
| Long-term assets (5+ years) | $80,898,000 | 1,272 |
| Average Assets, year-to-date | $396,589,000 | 1,624 |
| Average Assets, quarterly | $422,587,500 | 1,539 |
| Volatile liabilities | $111,806,000 | 1,340 |
| Insider loans | $19,024,000 | 314 |
| FHLB advances | $31,485,000 | 1,218 |
| Loans and leases held for sale | $3,625,000 | 477 |
| Unused loan commitments | $103,294,000 | 1,025 |
| Tier 1 (core) risk-based capital | $43,848,000 | 1,413 |
| Tier 2 risk-based capital | $3,118,000 | 1,651 |
| Total risk weighted assets | $364,146,000 | 1,328 |
| Total unused commitments | $103,294,000 | 1,026 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 143 | 1,222 |
| Assets and Liabilities | ||
| Total Assets: | $415,240,000 | 1,568 |
| Cash and due from depository institutions | $9,471,000 | 1,222 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $72,905,000 | 1,653 |
| Federal funds sold & reverse repurchase agreements | $13,809,000 | 930 |
| Net loans & leases | $284,250,000 | 1,591 |
| Loan loss allowance | $2,867,000 | 1,808 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $15,928,000 | 652 |
| Other real estate owned | $1,301,000 | 1,222 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $17,576,000 | 1,051 |
| Life insurance assets | $8,142,000 | 693 |
| Total liabilities and capital | $415,240,000 | 1,568 |
| Total liabilities | $374,250,000 | 1,575 |
| Total deposits | $336,806,000 | 1,534 |
| Interest-bearing deposits | $274,196,000 | 1,608 |
| Deposits held in domestic offices | $336,806,000 | 1,530 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,295,000 | 1,547 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $29,460,000 | 1,385 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,689,000 | 2,462 |
| Total equity capital | $40,990,000 | 1,537 |
| Total bank equity capital | $40,990,000 | 1,537 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $6,000,000 | 721 |
| Surplus | $27,534,000 | 1,034 |
| Undivided profits | $7,456,000 | 3,625 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $952,000 | 2,527 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,919,000 | 1,938 |
| Earning assets | $370,964,000 | 1,615 |
| Long-term assets (5+ years) | $77,276,000 | 1,315 |
| Average Assets, year-to-date | $385,473,670 | 1,675 |
| Average Assets, quarterly | $402,016,500 | 1,613 |
| Volatile liabilities | $113,987,000 | 1,305 |
| Insider loans | $14,490,000 | 430 |
| FHLB advances | $29,460,000 | 1,297 |
| Loans and leases held for sale | $3,039,000 | 525 |
| Unused loan commitments | $114,220,000 | 941 |
| Tier 1 (core) risk-based capital | $42,668,000 | 1,418 |
| Tier 2 risk-based capital | $2,897,000 | 1,717 |
| Total risk weighted assets | $333,961,000 | 1,424 |
| Total unused commitments | $114,220,000 | 941 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 136 | 1,266 |
| Assets and Liabilities | ||
| Total Assets: | $388,793,000 | 1,656 |
| Cash and due from depository institutions | $6,657,000 | 1,266 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $71,133,000 | 1,705 |
| Federal funds sold & reverse repurchase agreements | $6,572,000 | 2,158 |
| Net loans & leases | $270,677,000 | 1,625 |
| Loan loss allowance | $2,694,000 | 1,871 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $15,623,000 | 648 |
| Other real estate owned | $1,301,000 | 1,266 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $16,830,000 | 1,065 |
| Life insurance assets | $8,043,000 | 681 |
| Total liabilities and capital | $388,793,000 | 1,656 |
| Total liabilities | $355,748,000 | 1,630 |
| Total deposits | $327,547,000 | 1,553 |
| Interest-bearing deposits | $270,112,000 | 1,612 |
| Deposits held in domestic offices | $327,547,000 | 1,550 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,584,000 | 1,833 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $22,477,000 | 1,605 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,140,000 | 2,071 |
| Total equity capital | $33,045,000 | 1,911 |
| Total bank equity capital | $33,045,000 | 1,911 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $6,000,000 | 706 |
| Surplus | $20,016,000 | 1,291 |
| Undivided profits | $7,029,000 | 3,818 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,000 | 7,083 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,910,000 | 1,837 |
| Earning assets | $348,382,000 | 1,702 |
| Long-term assets (5+ years) | $74,361,000 | 1,327 |
| Average Assets, year-to-date | $370,590,500 | 1,728 |
| Average Assets, quarterly | $370,590,500 | 1,728 |
| Volatile liabilities | $105,629,000 | 1,332 |
| Insider loans | $15,708,000 | 381 |
| FHLB advances | $22,477,000 | 1,521 |
| Loans and leases held for sale | $802,000 | 940 |
| Unused loan commitments | $101,196,000 | 1,018 |
| Tier 1 (core) risk-based capital | $34,004,000 | 1,778 |
| Tier 2 risk-based capital | $2,724,000 | 1,776 |
| Total risk weighted assets | $314,722,000 | 1,469 |
| Total unused commitments | $101,196,000 | 1,018 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 131 | 1,313 |
| Assets and Liabilities | ||
| Total Assets: | $352,388,000 | 1,803 |
| Cash and due from depository institutions | $17,866,000 | 1,313 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $58,426,000 | 2,060 |
| Federal funds sold & reverse repurchase agreements | $2,032,000 | 3,966 |
| Net loans & leases | $245,290,000 | 1,752 |
| Loan loss allowance | $2,604,000 | 1,911 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $15,651,000 | 626 |
| Other real estate owned | $1,221,000 | 1,313 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $11,902,000 | 1,428 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $352,388,000 | 1,803 |
| Total liabilities | $320,245,000 | 1,785 |
| Total deposits | $285,584,000 | 1,752 |
| Interest-bearing deposits | $229,579,000 | 1,858 |
| Deposits held in domestic offices | $285,584,000 | 1,747 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,879,000 | 1,676 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $22,510,000 | 1,630 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $7,272,000 | 761 |
| Total equity capital | $32,143,000 | 1,948 |
| Total bank equity capital | $32,143,000 | 1,948 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $6,000,000 | 693 |
| Surplus | $20,000,000 | 1,260 |
| Undivided profits | $6,143,000 | 4,110 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $434,000 | 3,998 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,525,000 | 2,332 |
| Earning assets | $305,748,000 | 1,875 |
| Long-term assets (5+ years) | $65,485,000 | 1,450 |
| Average Assets, year-to-date | $320,325,400 | 1,853 |
| Average Assets, quarterly | $344,137,500 | 1,811 |
| Volatile liabilities | $84,247,000 | 1,588 |
| Insider loans | $14,454,000 | 400 |
| FHLB advances | $22,510,000 | 1,527 |
| Loans and leases held for sale | $474,000 | 1,172 |
| Unused loan commitments | $86,283,000 | 1,123 |
| Tier 1 (core) risk-based capital | $32,986,000 | 1,807 |
| Tier 2 risk-based capital | $2,634,000 | 1,812 |
| Total risk weighted assets | $273,548,000 | 1,669 |
| Total unused commitments | $86,283,000 | 1,123 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 126 | 1,358 |
| Assets and Liabilities | ||
| Total Assets: | $335,887,000 | 1,839 |
| Cash and due from depository institutions | $9,970,000 | 1,358 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $61,006,000 | 1,971 |
| Federal funds sold & reverse repurchase agreements | $9,127,000 | 1,404 |
| Net loans & leases | $231,446,000 | 1,807 |
| Loan loss allowance | $2,479,000 | 1,964 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $15,490,000 | 611 |
| Other real estate owned | $1,227,000 | 1,358 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $7,621,000 | 2,040 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $335,887,000 | 1,839 |
| Total liabilities | $304,186,000 | 1,829 |
| Total deposits | $278,700,000 | 1,764 |
| Interest-bearing deposits | $228,070,000 | 1,817 |
| Deposits held in domestic offices | $278,700,000 | 1,759 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,322,000 | 1,737 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $19,534,000 | 1,813 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,630,000 | 2,426 |
| Total equity capital | $31,701,000 | 1,940 |
| Total bank equity capital | $31,701,000 | 1,940 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $6,000,000 | 664 |
| Surplus | $20,000,000 | 1,221 |
| Undivided profits | $5,701,000 | 4,324 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $103,000 | 6,246 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,435,000 | 2,426 |
| Earning assets | $301,579,000 | 1,853 |
| Long-term assets (5+ years) | $67,094,000 | 1,405 |
| Average Assets, year-to-date | $312,309,750 | 1,885 |
| Average Assets, quarterly | $327,968,000 | 1,846 |
| Volatile liabilities | $84,224,000 | 1,525 |
| Insider loans | $11,315,000 | 526 |
| FHLB advances | $19,534,000 | 1,702 |
| Loans and leases held for sale | $347,000 | 1,373 |
| Unused loan commitments | $83,036,000 | 1,147 |
| Tier 1 (core) risk-based capital | $32,014,000 | 1,825 |
| Tier 2 risk-based capital | $2,509,000 | 1,866 |
| Total risk weighted assets | $254,943,000 | 1,721 |
| Total unused commitments | $83,036,000 | 1,148 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 114 | 1,509 |
| Assets and Liabilities | ||
| Total Assets: | $320,049,000 | 1,868 |
| Cash and due from depository institutions | $8,303,000 | 1,509 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $55,169,000 | 2,150 |
| Federal funds sold & reverse repurchase agreements | $5,900,000 | 1,843 |
| Net loans & leases | $226,872,000 | 1,797 |
| Loan loss allowance | $2,403,000 | 2,004 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $15,212,000 | 612 |
| Other real estate owned | $1,229,000 | 1,509 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $7,364,000 | 2,027 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $320,049,000 | 1,868 |
| Total liabilities | $297,364,000 | 1,814 |
| Total deposits | $269,836,000 | 1,789 |
| Interest-bearing deposits | $222,910,000 | 1,820 |
| Deposits held in domestic offices | $269,836,000 | 1,785 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,845,000 | 1,666 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $21,150,000 | 1,707 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,533,000 | 2,389 |
| Total equity capital | $22,685,000 | 2,611 |
| Total bank equity capital | $22,685,000 | 2,611 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $6,000,000 | 642 |
| Surplus | $12,000,000 | 1,863 |
| Undivided profits | $4,685,000 | 4,753 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,162,000 | 2,742 |
| Earning assets | $287,941,000 | 1,902 |
| Long-term assets (5+ years) | $64,362,000 | 1,468 |
| Average Assets, year-to-date | $304,450,670 | 1,917 |
| Average Assets, quarterly | $312,191,000 | 1,892 |
| Volatile liabilities | $86,289,000 | 1,464 |
| Insider loans | $13,091,000 | 409 |
| FHLB advances | $21,150,000 | 1,613 |
| Loans and leases held for sale | $1,595,000 | 798 |
| Unused loan commitments | $70,761,000 | 1,261 |
| Tier 1 (core) risk-based capital | $23,082,000 | 2,457 |
| Tier 2 risk-based capital | $2,433,000 | 1,896 |
| Total risk weighted assets | $249,307,000 | 1,716 |
| Total unused commitments | $70,761,000 | 1,261 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 112 | 1,526 |
| Assets and Liabilities | ||
| Total Assets: | $304,333,000 | 1,937 |
| Cash and due from depository institutions | $9,830,000 | 1,526 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $52,478,000 | 2,306 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $218,120,000 | 1,820 |
| Loan loss allowance | $2,339,000 | 2,033 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $14,911,000 | 616 |
| Other real estate owned | $1,596,000 | 1,526 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $7,398,000 | 1,990 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $304,333,000 | 1,937 |
| Total liabilities | $282,782,000 | 1,878 |
| Total deposits | $259,817,000 | 1,835 |
| Interest-bearing deposits | $218,521,000 | 1,840 |
| Deposits held in domestic offices | $259,817,000 | 1,831 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,783,000 | 1,253 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $13,550,000 | 2,146 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,632,000 | 2,258 |
| Total equity capital | $21,551,000 | 2,680 |
| Total bank equity capital | $21,551,000 | 2,680 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $6,000,000 | 621 |
| Surplus | $12,000,000 | 1,805 |
| Undivided profits | $3,551,000 | 5,311 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $31,000 | 7,129 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,259,000 | 2,436 |
| Earning assets | $270,598,000 | 1,996 |
| Long-term assets (5+ years) | $61,822,000 | 1,557 |
| Average Assets, year-to-date | $296,651,500 | 1,967 |
| Average Assets, quarterly | $296,651,500 | 1,967 |
| Volatile liabilities | $86,422,000 | 1,395 |
| Insider loans | $12,936,000 | 407 |
| FHLB advances | $13,550,000 | 2,037 |
| Loans and leases held for sale | $1,178,000 | 841 |
| Unused loan commitments | $57,161,000 | 1,472 |
| Tier 1 (core) risk-based capital | $22,257,000 | 2,506 |
| Tier 2 risk-based capital | $2,369,000 | 1,928 |
| Total risk weighted assets | $238,917,000 | 1,736 |
| Total unused commitments | $57,161,000 | 1,472 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 112 | 1,532 |
| Assets and Liabilities | ||
| Total Assets: | $288,970,000 | 2,022 |
| Cash and due from depository institutions | $8,770,000 | 1,532 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $50,721,000 | 2,391 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $205,934,000 | 1,886 |
| Loan loss allowance | $2,251,000 | 2,081 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $14,881,000 | 614 |
| Other real estate owned | $1,849,000 | 1,532 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $6,815,000 | 2,089 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $288,970,000 | 2,022 |
| Total liabilities | $267,608,000 | 1,977 |
| Total deposits | $245,497,000 | 1,917 |
| Interest-bearing deposits | $203,731,000 | 1,953 |
| Deposits held in domestic offices | $245,497,000 | 1,911 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,475,000 | 1,064 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $9,550,000 | 2,672 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,086,000 | 2,940 |
| Total equity capital | $21,362,000 | 2,697 |
| Total bank equity capital | $21,362,000 | 2,697 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $6,000,000 | 608 |
| Surplus | $12,000,000 | 1,779 |
| Undivided profits | $3,362,000 | 5,519 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $182,000 | 5,599 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,041,000 | 2,930 |
| Earning assets | $256,655,000 | 2,088 |
| Long-term assets (5+ years) | $60,650,000 | 1,612 |
| Average Assets, year-to-date | $252,943,000 | 2,201 |
| Average Assets, quarterly | $280,126,500 | 2,057 |
| Volatile liabilities | $70,954,000 | 1,607 |
| Insider loans | $12,746,000 | 420 |
| FHLB advances | $9,550,000 | 2,543 |
| Loans and leases held for sale | $1,158,000 | 811 |
| Unused loan commitments | $48,140,000 | 1,639 |
| Tier 1 (core) risk-based capital | $21,552,000 | 2,545 |
| Tier 2 risk-based capital | $2,281,000 | 1,967 |
| Total risk weighted assets | $223,311,000 | 1,842 |
| Total unused commitments | $48,140,000 | 1,639 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 111 | 1,552 |
| Assets and Liabilities | ||
| Total Assets: | $271,283,000 | 2,114 |
| Cash and due from depository institutions | $5,603,000 | 1,552 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $46,954,000 | 2,536 |
| Federal funds sold & reverse repurchase agreements | $6,325,000 | 1,739 |
| Net loans & leases | $188,503,000 | 2,030 |
| Loan loss allowance | $2,178,000 | 2,135 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $14,703,000 | 606 |
| Other real estate owned | $3,459,000 | 1,552 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $5,736,000 | 2,358 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $271,283,000 | 2,114 |
| Total liabilities | $250,204,000 | 2,067 |
| Total deposits | $240,595,000 | 1,919 |
| Interest-bearing deposits | $201,024,000 | 1,942 |
| Deposits held in domestic offices | $240,595,000 | 1,912 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,867,000 | 1,850 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $4,550,000 | 3,749 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,192,000 | 2,820 |
| Total equity capital | $21,079,000 | 2,712 |
| Total bank equity capital | $21,079,000 | 2,712 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $6,000,000 | 600 |
| Surplus | $12,000,000 | 1,749 |
| Undivided profits | $3,079,000 | 5,762 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $221,000 | 5,462 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $967,000 | 3,228 |
| Earning assets | $241,782,000 | 2,185 |
| Long-term assets (5+ years) | $57,990,000 | 1,684 |
| Average Assets, year-to-date | $243,936,250 | 2,277 |
| Average Assets, quarterly | $260,249,000 | 2,179 |
| Volatile liabilities | $63,593,000 | 1,710 |
| Insider loans | $10,650,000 | 529 |
| FHLB advances | $4,550,000 | 3,594 |
| Loans and leases held for sale | $952,000 | 907 |
| Unused loan commitments | $46,570,000 | 1,651 |
| Tier 1 (core) risk-based capital | $21,076,000 | 2,573 |
| Tier 2 risk-based capital | $2,208,000 | 1,990 |
| Total risk weighted assets | $210,071,000 | 1,898 |
| Total unused commitments | $46,570,000 | 1,652 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 110 | 1,564 |
| Assets and Liabilities | ||
| Total Assets: | $249,215,000 | 2,285 |
| Cash and due from depository institutions | $6,941,000 | 1,564 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $35,833,000 | 3,207 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $184,453,000 | 2,005 |
| Loan loss allowance | $2,054,000 | 2,228 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $13,809,000 | 633 |
| Other real estate owned | $1,869,000 | 1,564 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $6,310,000 | 2,175 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $249,215,000 | 2,285 |
| Total liabilities | $229,264,000 | 2,239 |
| Total deposits | $219,456,000 | 2,085 |
| Interest-bearing deposits | $183,290,000 | 2,121 |
| Deposits held in domestic offices | $219,456,000 | 2,079 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,955,000 | 1,215 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $853,000 | 3,294 |
| Total equity capital | $19,951,000 | 2,738 |
| Total bank equity capital | $19,951,000 | 2,738 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $6,000,000 | 588 |
| Surplus | $12,000,000 | 1,704 |
| Undivided profits | $1,951,000 | 6,441 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,619,000 | 1,720 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,093,000 | 2,691 |
| Earning assets | $220,286,000 | 2,371 |
| Long-term assets (5+ years) | $53,302,000 | 1,829 |
| Average Assets, year-to-date | $234,820,670 | 2,366 |
| Average Assets, quarterly | $240,131,500 | 2,339 |
| Volatile liabilities | $65,410,000 | 1,641 |
| Insider loans | $8,128,000 | 687 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $255,000 | 1,406 |
| Unused loan commitments | $40,390,000 | 1,838 |
| Tier 1 (core) risk-based capital | $20,689,000 | 2,570 |
| Tier 2 risk-based capital | $2,084,000 | 2,069 |
| Total risk weighted assets | $204,314,000 | 1,900 |
| Total unused commitments | $40,390,000 | 1,843 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 105 | 1,637 |
| Assets and Liabilities | ||
| Total Assets: | $231,048,000 | 2,431 |
| Cash and due from depository institutions | $4,753,000 | 1,637 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $22,705,000 | 4,411 |
| Federal funds sold & reverse repurchase agreements | $1,200,000 | 5,393 |
| Net loans & leases | $181,553,000 | 1,976 |
| Loan loss allowance | $1,940,000 | 2,333 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $13,113,000 | 652 |
| Other real estate owned | $1,969,000 | 1,637 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $5,755,000 | 2,230 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $231,048,000 | 2,431 |
| Total liabilities | $210,859,000 | 2,397 |
| Total deposits | $199,381,000 | 2,280 |
| Interest-bearing deposits | $169,122,000 | 2,267 |
| Deposits held in domestic offices | $199,381,000 | 2,274 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,308,000 | 1,603 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $6,000,000 | 3,123 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,170,000 | 2,879 |
| Total equity capital | $20,189,000 | 2,764 |
| Total bank equity capital | $20,189,000 | 2,764 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $6,000,000 | 584 |
| Surplus | $12,000,000 | 1,673 |
| Undivided profits | $2,189,000 | 6,452 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,605,000 | 1,815 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $989,000 | 2,931 |
| Earning assets | $205,458,000 | 2,515 |
| Long-term assets (5+ years) | $40,941,000 | 2,207 |
| Average Assets, year-to-date | $227,623,500 | 2,433 |
| Average Assets, quarterly | $227,623,500 | 2,433 |
| Volatile liabilities | $69,963,000 | 1,471 |
| Insider loans | $7,997,000 | 677 |
| FHLB advances | $6,000,000 | 2,971 |
| Loans and leases held for sale | $501,000 | 1,286 |
| Unused loan commitments | $38,100,000 | 1,871 |
| Tier 1 (core) risk-based capital | $20,136,000 | 2,607 |
| Tier 2 risk-based capital | $1,970,000 | 2,147 |
| Total risk weighted assets | $198,186,000 | 1,923 |
| Total unused commitments | $38,100,000 | 1,877 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 102 | 1,696 |
| Assets and Liabilities | ||
| Total Assets: | $224,199,000 | 2,496 |
| Cash and due from depository institutions | $5,969,000 | 1,696 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $22,256,000 | 4,527 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $176,734,000 | 2,021 |
| Loan loss allowance | $2,112,000 | 2,151 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $12,021,000 | 732 |
| Other real estate owned | $1,652,000 | 1,696 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $5,567,000 | 2,298 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $224,199,000 | 2,496 |
| Total liabilities | $204,568,000 | 2,464 |
| Total deposits | $197,155,000 | 2,296 |
| Interest-bearing deposits | $162,293,000 | 2,357 |
| Deposits held in domestic offices | $197,155,000 | 2,292 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,741,000 | 1,381 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $672,000 | 3,998 |
| Total equity capital | $19,631,000 | 2,775 |
| Total bank equity capital | $19,631,000 | 2,775 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $6,000,000 | 589 |
| Surplus | $12,000,000 | 1,644 |
| Undivided profits | $1,631,000 | 6,889 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,749,000 | 1,722 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $922,000 | 3,232 |
| Earning assets | $198,990,000 | 2,567 |
| Long-term assets (5+ years) | $39,751,000 | 2,280 |
| Average Assets, year-to-date | $209,099,600 | 2,591 |
| Average Assets, quarterly | $217,073,500 | 2,561 |
| Volatile liabilities | $56,090,000 | 1,767 |
| Insider loans | $8,780,000 | 571 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $1,127,000 | 839 |
| Unused loan commitments | $37,906,000 | 1,822 |
| Tier 1 (core) risk-based capital | $19,653,000 | 2,629 |
| Tier 2 risk-based capital | $2,142,000 | 1,979 |
| Total risk weighted assets | $191,279,000 | 1,960 |
| Total unused commitments | $37,906,000 | 1,826 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 105 | 1,679 |
| Assets and Liabilities | ||
| Total Assets: | $209,948,000 | 2,647 |
| Cash and due from depository institutions | $4,502,000 | 1,679 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $21,054,000 | 4,592 |
| Federal funds sold & reverse repurchase agreements | $225,000 | 6,283 |
| Net loans & leases | $165,761,000 | 2,142 |
| Loan loss allowance | $2,088,000 | 2,189 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $11,634,000 | 768 |
| Other real estate owned | $1,200,000 | 1,679 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $5,572,000 | 2,288 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $209,948,000 | 2,647 |
| Total liabilities | $190,728,000 | 2,615 |
| Total deposits | $187,583,000 | 2,412 |
| Interest-bearing deposits | $157,653,000 | 2,429 |
| Deposits held in domestic offices | $187,583,000 | 2,407 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,150,000 | 2,135 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $995,000 | 3,221 |
| Total equity capital | $19,220,000 | 2,817 |
| Total bank equity capital | $19,220,000 | 2,817 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $6,000,000 | 581 |
| Surplus | $12,000,000 | 1,626 |
| Undivided profits | $1,220,000 | 7,355 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,144,000 | 1,526 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $868,000 | 3,569 |
| Earning assets | $187,040,000 | 2,712 |
| Long-term assets (5+ years) | $33,304,000 | 2,578 |
| Average Assets, year-to-date | $205,324,750 | 2,646 |
| Average Assets, quarterly | $211,030,500 | 2,624 |
| Volatile liabilities | $46,873,000 | 2,031 |
| Insider loans | $7,247,000 | 715 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $998,000 | 1,139 |
| Unused loan commitments | $39,091,000 | 1,788 |
| Tier 1 (core) risk-based capital | $19,214,000 | 2,684 |
| Tier 2 risk-based capital | $2,118,000 | 1,995 |
| Total risk weighted assets | $178,746,000 | 2,072 |
| Total unused commitments | $39,091,000 | 1,790 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 103 | 1,697 |
| Assets and Liabilities | ||
| Total Assets: | $212,113,000 | 2,614 |
| Cash and due from depository institutions | $7,098,000 | 1,697 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $23,064,000 | 4,271 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $165,186,000 | 2,111 |
| Loan loss allowance | $1,940,000 | 2,291 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $11,081,000 | 797 |
| Other real estate owned | $377,000 | 1,697 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $5,307,000 | 2,290 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $212,113,000 | 2,614 |
| Total liabilities | $192,718,000 | 2,582 |
| Total deposits | $183,974,000 | 2,444 |
| Interest-bearing deposits | $151,759,000 | 2,512 |
| Deposits held in domestic offices | $183,974,000 | 2,439 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,819,000 | 1,866 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $5,250,000 | 3,221 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $675,000 | 4,299 |
| Total equity capital | $19,395,000 | 2,776 |
| Total bank equity capital | $19,395,000 | 2,776 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $6,000,000 | 573 |
| Surplus | $12,000,000 | 1,588 |
| Undivided profits | $1,395,000 | 7,214 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,574,000 | 1,294 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $875,000 | 3,423 |
| Earning assets | $188,250,000 | 2,677 |
| Long-term assets (5+ years) | $34,427,000 | 2,378 |
| Average Assets, year-to-date | $203,783,670 | 2,655 |
| Average Assets, quarterly | $205,634,000 | 2,660 |
| Volatile liabilities | $50,473,000 | 1,865 |
| Insider loans | $7,322,000 | 692 |
| FHLB advances | $5,250,000 | 3,045 |
| Loans and leases held for sale | $2,132,000 | 1,108 |
| Unused loan commitments | $32,211,000 | 2,013 |
| Tier 1 (core) risk-based capital | $19,177,000 | 2,634 |
| Tier 2 risk-based capital | $1,970,000 | 2,078 |
| Total risk weighted assets | $177,000,000 | 2,048 |
| Total unused commitments | $32,211,000 | 2,024 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 95 | 1,813 |
| Assets and Liabilities | ||
| Total Assets: | $199,155,000 | 2,718 |
| Cash and due from depository institutions | $4,670,000 | 1,813 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $26,525,000 | 3,845 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $151,612,000 | 2,255 |
| Loan loss allowance | $1,763,000 | 2,431 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $10,700,000 | 818 |
| Other real estate owned | $377,000 | 1,813 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $5,271,000 | 2,251 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $199,155,000 | 2,718 |
| Total liabilities | $179,967,000 | 2,704 |
| Total deposits | $175,121,000 | 2,531 |
| Interest-bearing deposits | $151,909,000 | 2,519 |
| Deposits held in domestic offices | $175,121,000 | 2,527 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,859,000 | 1,576 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $987,000 | 3,370 |
| Total equity capital | $19,188,000 | 2,755 |
| Total bank equity capital | $19,188,000 | 2,755 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $6,000,000 | 565 |
| Surplus | $12,000,000 | 1,557 |
| Undivided profits | $1,188,000 | 7,386 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $259,000 | 5,603 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $950,000 | 3,210 |
| Earning assets | $178,137,000 | 2,763 |
| Long-term assets (5+ years) | $36,027,000 | 2,241 |
| Average Assets, year-to-date | $199,619,000 | 2,697 |
| Average Assets, quarterly | $199,619,000 | 2,697 |
| Volatile liabilities | $50,497,000 | 1,821 |
| Insider loans | $7,780,000 | 646 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $1,829,000 | 1,059 |
| Unused loan commitments | $34,185,000 | 1,832 |
| Tier 1 (core) risk-based capital | $19,063,000 | 2,598 |
| Tier 2 risk-based capital | $1,793,000 | 2,196 |
| Total risk weighted assets | $164,932,000 | 2,157 |
| Total unused commitments | $34,185,000 | 1,844 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 91 | 1,888 |
| Assets and Liabilities | ||
| Total Assets: | $200,083,000 | 2,677 |
| Cash and due from depository institutions | $4,944,000 | 1,888 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $24,624,000 | 4,045 |
| Federal funds sold & reverse repurchase agreements | $10,225,000 | 1,400 |
| Net loans & leases | $144,773,000 | 2,333 |
| Loan loss allowance | $1,595,000 | 2,608 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $10,410,000 | 837 |
| Other real estate owned | $5,000 | 1,888 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $5,102,000 | 2,273 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $200,083,000 | 2,677 |
| Total liabilities | $181,143,000 | 2,649 |
| Total deposits | $175,908,000 | 2,468 |
| Interest-bearing deposits | $151,142,000 | 2,455 |
| Deposits held in domestic offices | $175,908,000 | 2,464 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,000,000 | 2,056 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $2,000,000 | 4,289 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,235,000 | 2,931 |
| Total equity capital | $18,940,000 | 2,756 |
| Total bank equity capital | $18,940,000 | 2,756 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $6,000,000 | 563 |
| Surplus | $12,000,000 | 1,523 |
| Undivided profits | $940,000 | 7,679 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $248,000 | 5,525 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $840,000 | 3,728 |
| Earning assets | $179,622,000 | 2,703 |
| Long-term assets (5+ years) | $31,480,000 | 2,450 |
| Average Assets, year-to-date | $169,043,400 | 2,954 |
| Average Assets, quarterly | $190,451,500 | 2,762 |
| Volatile liabilities | $49,721,000 | 1,844 |
| Insider loans | $4,506,000 | 1,139 |
| FHLB advances | $2,000,000 | 4,048 |
| Loans and leases held for sale | $2,092,000 | 1,030 |
| Unused loan commitments | $26,535,000 | 2,165 |
| Tier 1 (core) risk-based capital | $18,782,000 | 2,599 |
| Tier 2 risk-based capital | $1,595,000 | 2,409 |
| Total risk weighted assets | $156,766,000 | 2,235 |
| Total unused commitments | $26,535,000 | 2,170 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 71 | 2,391 |
| Assets and Liabilities | ||
| Total Assets: | $155,762,000 | 3,164 |
| Cash and due from depository institutions | $4,465,000 | 2,391 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $34,838,000 | 2,991 |
| Federal funds sold & reverse repurchase agreements | $4,575,000 | 2,974 |
| Net loans & leases | $101,582,000 | 3,101 |
| Loan loss allowance | $847,000 | 4,082 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $8,169,000 | 1,047 |
| Other real estate owned | $5,000 | 2,391 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $2,128,000 | 4,365 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $155,762,000 | 3,164 |
| Total liabilities | $144,241,000 | 3,081 |
| Total deposits | $142,530,000 | 2,862 |
| Interest-bearing deposits | $123,166,000 | 2,838 |
| Deposits held in domestic offices | $142,530,000 | 2,856 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,293,000 | 2,474 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $418,000 | 5,950 |
| Total equity capital | $11,521,000 | 4,026 |
| Total bank equity capital | $11,521,000 | 4,026 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $6,000,000 | 557 |
| Surplus | $6,000,000 | 2,662 |
| Undivided profits | $-479,000 | 9,031 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $26,000 | 7,950 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,027,000 | 3,376 |
| Earning assets | $140,995,000 | 3,174 |
| Long-term assets (5+ years) | $35,613,000 | 2,206 |
| Average Assets, year-to-date | $126,064,200 | 3,617 |
| Average Assets, quarterly | $146,790,500 | 3,297 |
| Volatile liabilities | $30,634,000 | 2,686 |
| Insider loans | $4,573,000 | 1,069 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $1,646,000 | 986 |
| Unused loan commitments | $28,547,000 | 1,927 |
| Tier 1 (core) risk-based capital | $11,445,000 | 3,885 |
| Tier 2 risk-based capital | $847,000 | 3,840 |
| Total risk weighted assets | $111,532,000 | 2,945 |
| Total unused commitments | $28,547,000 | 1,935 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 51 | 3,286 |
| Assets and Liabilities | ||
| Total Assets: | $104,941,000 | 4,288 |
| Cash and due from depository institutions | $4,049,000 | 3,286 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $15,406,000 | 5,489 |
| Federal funds sold & reverse repurchase agreements | $6,550,000 | 1,848 |
| Net loans & leases | $69,304,000 | 4,109 |
| Loan loss allowance | $571,000 | 5,278 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $7,589,000 | 1,087 |
| Other real estate owned | $0 | 3,286 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $2,043,000 | 3,881 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $104,941,000 | 4,288 |
| Total liabilities | $94,577,000 | 4,262 |
| Total deposits | $93,120,000 | 4,026 |
| Interest-bearing deposits | $78,022,000 | 4,094 |
| Deposits held in domestic offices | $93,120,000 | 4,021 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,096,000 | 2,713 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $361,000 | 6,776 |
| Total equity capital | $10,364,000 | 4,265 |
| Total bank equity capital | $10,364,000 | 4,265 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $6,000,000 | 548 |
| Surplus | $6,000,000 | 2,593 |
| Undivided profits | $-1,636,000 | 9,719 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $39,000 | 7,687 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $545,000 | 4,789 |
| Earning assets | $91,260,000 | 4,460 |
| Long-term assets (5+ years) | $10,996,000 | 4,381 |
| Average Assets, year-to-date | $78,181,000 | 5,101 |
| Average Assets, quarterly | $96,980,500 | 4,496 |
| Volatile liabilities | $20,235,000 | 3,623 |
| Insider loans | $4,504,000 | 1,068 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $771,000 | 809 |
| Unused loan commitments | $17,322,000 | 2,597 |
| Tier 1 (core) risk-based capital | $10,300,000 | 4,168 |
| Tier 2 risk-based capital | $571,000 | 4,966 |
| Total risk weighted assets | $79,221,600 | 3,797 |
| Total unused commitments | $17,322,000 | 2,601 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 41 | 4,097 |
| Assets and Liabilities | ||
| Total Assets: | $55,987,000 | 6,507 |
| Cash and due from depository institutions | $3,106,000 | 4,097 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $7,779,000 | 7,733 |
| Federal funds sold & reverse repurchase agreements | $4,250,000 | 2,201 |
| Net loans & leases | $34,422,000 | 6,357 |
| Loan loss allowance | $300,000 | 7,382 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,799,000 | 1,462 |
| Other real estate owned | $0 | 4,097 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $631,000 | 7,624 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $55,987,000 | 6,507 |
| Total liabilities | $45,952,000 | 6,793 |
| Total deposits | $45,245,000 | 6,623 |
| Interest-bearing deposits | $37,865,000 | 6,677 |
| Deposits held in domestic offices | $45,245,000 | 6,620 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $580,000 | 3,383 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $127,000 | 9,049 |
| Total equity capital | $10,035,000 | 4,233 |
| Total bank equity capital | $10,035,000 | 4,233 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $6,000,000 | 580 |
| Surplus | $6,000,000 | 2,547 |
| Undivided profits | $-1,965,000 | 10,061 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $202,000 | 7,770 |
| Earning assets | $46,451,000 | 6,814 |
| Long-term assets (5+ years) | $5,384,000 | 6,185 |
| Average Assets, year-to-date | $36,812,800 | 7,780 |
| Average Assets, quarterly | $50,699,500 | 6,803 |
| Volatile liabilities | $9,183,000 | 5,645 |
| Insider loans | $2,757,000 | 1,695 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $173,000 | 1,229 |
| Unused loan commitments | $8,572,000 | 4,107 |
| Tier 1 (core) risk-based capital | $10,191,000 | 4,183 |
| Tier 2 risk-based capital | $300,000 | 7,028 |
| Total risk weighted assets | $40,014,000 | 6,003 |
| Total unused commitments | $8,572,000 | 4,110 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 26 | 5,850 |
| Assets and Liabilities | ||
| Total Assets: | $18,722,000 | 9,642 |
| Cash and due from depository institutions | $639,000 | 5,850 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $1,358,000 | 9,961 |
| Federal funds sold & reverse repurchase agreements | $10,175,000 | 1,696 |
| Net loans & leases | $5,029,000 | 10,113 |
| Loan loss allowance | $35,000 | 10,214 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,371,000 | 5,032 |
| Other real estate owned | $0 | 5,850 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $150,000 | 10,128 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $18,722,000 | 9,642 |
| Total liabilities | $7,650,000 | 10,261 |
| Total deposits | $7,617,000 | 10,224 |
| Interest-bearing deposits | $5,420,000 | 10,223 |
| Deposits held in domestic offices | $7,617,000 | 10,224 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $33,000 | 10,346 |
| Total equity capital | $11,072,000 | 3,968 |
| Total bank equity capital | $11,072,000 | 3,968 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $5,900,000 | 598 |
| Surplus | $5,900,000 | 2,471 |
| Undivided profits | $-728,000 | 10,169 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $19,000 | 10,184 |
| Earning assets | $16,562,000 | 9,666 |
| Long-term assets (5+ years) | $1,337,000 | 8,162 |
| Average Assets, year-to-date | $18,722,000 | 9,543 |
| Average Assets, quarterly | $18,722,000 | 9,607 |
| Volatile liabilities | $1,546,000 | 9,371 |
| Insider loans | $1,144,000 | 3,247 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $130,000 | 1,537 |
| Unused loan commitments | $1,212,000 | 8,351 |
| Tier 1 (core) risk-based capital | $11,074,000 | 3,823 |
| Tier 2 risk-based capital | $35,000 | 10,176 |
| Total risk weighted assets | $8,967,700 | 9,824 |
| Total unused commitments | $1,212,000 | 8,359 |
| Derivatives | $0 | 527 |