Home > Mountain National Bank > Income and Expense
Mountain National Bank, Income and Expense
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,959,000 | 3,078 |
| Total interest expense | $4,866,000 | 2,369 |
| Net interest income | $4,093,000 | 3,790 |
| Provision for loan and lease losses | $54,000 | 4,980 |
| Total noninterest income | $466,000 | 4,675 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $299,000 | 3,581 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $167,000 | 4,918 |
| Total noninterest expense | $2,973,000 | 4,005 |
| Salaries and employee benefits | $1,408,000 | 4,459 |
| Premises and equipment expense | $367,000 | 4,337 |
| Additional noninterest expense | $1,198,000 | 3,140 |
| Pre-tax net operating income | $1,532,000 | 3,730 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $315,000 | 3,512 |
| Income before extraordinary items | $1,217,000 | 3,709 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,217,000 | 3,711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,263 |
| Cash dividends | $686,000 | 2,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,217,000 | 3,688 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,853,000 | 3,086 |
| Total interest expense | $3,105,000 | 2,366 |
| Net interest income | $2,748,000 | 3,789 |
| Provision for loan and lease losses | $36,000 | 4,837 |
| Total noninterest income | $308,000 | 4,666 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $222,000 | 3,316 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $86,000 | 5,447 |
| Total noninterest expense | $1,974,000 | 4,036 |
| Salaries and employee benefits | $927,000 | 4,517 |
| Premises and equipment expense | $244,000 | 4,337 |
| Additional noninterest expense | $803,000 | 3,125 |
| Pre-tax net operating income | $1,046,000 | 3,702 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $217,000 | 3,508 |
| Income before extraordinary items | $829,000 | 3,658 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $829,000 | 3,661 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,763 |
| Cash dividends | $458,000 | 2,514 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $829,000 | 3,651 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,838,000 | 3,117 |
| Total interest expense | $1,509,000 | 2,325 |
| Net interest income | $1,329,000 | 3,872 |
| Provision for loan and lease losses | $18,000 | 4,638 |
| Total noninterest income | $164,000 | 4,438 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $86,000 | 3,787 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $78,000 | 4,205 |
| Total noninterest expense | $973,000 | 4,091 |
| Salaries and employee benefits | $456,000 | 4,592 |
| Premises and equipment expense | $124,000 | 4,331 |
| Additional noninterest expense | $393,000 | 3,181 |
| Pre-tax net operating income | $502,000 | 3,718 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $103,000 | 3,558 |
| Income before extraordinary items | $399,000 | 3,718 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $399,000 | 3,717 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 2,748 |
| Cash dividends | $229,000 | 2,253 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $399,000 | 3,703 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,215,000 | 3,101 |
| Total interest expense | $5,116,000 | 2,160 |
| Net interest income | $5,099,000 | 3,897 |
| Provision for loan and lease losses | $72,000 | 5,255 |
| Total noninterest income | $593,000 | 4,814 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $312,000 | 4,085 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $281,000 | 4,481 |
| Total noninterest expense | $3,877,000 | 3,952 |
| Salaries and employee benefits | $1,928,000 | 4,235 |
| Premises and equipment expense | $490,000 | 4,248 |
| Additional noninterest expense | $1,459,000 | 3,302 |
| Pre-tax net operating income | $1,743,000 | 4,029 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $387,000 | 3,749 |
| Income before extraordinary items | $1,356,000 | 4,033 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,356,000 | 4,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 4,287 |
| Cash dividends | $914,000 | 2,628 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,356,000 | 4,004 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,515,000 | 3,102 |
| Total interest expense | $3,690,000 | 2,123 |
| Net interest income | $3,825,000 | 3,892 |
| Provision for loan and lease losses | $54,000 | 5,082 |
| Total noninterest income | $448,000 | 4,836 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $274,000 | 3,764 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $174,000 | 4,910 |
| Total noninterest expense | $2,827,000 | 4,014 |
| Salaries and employee benefits | $1,421,000 | 4,264 |
| Premises and equipment expense | $357,000 | 4,307 |
| Additional noninterest expense | $1,049,000 | 3,382 |
| Pre-tax net operating income | $1,392,000 | 3,953 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $306,000 | 3,774 |
| Income before extraordinary items | $1,086,000 | 3,939 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,086,000 | 3,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 3,746 |
| Cash dividends | $686,000 | 2,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,086,000 | 3,897 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,869,000 | 3,114 |
| Total interest expense | $2,317,000 | 2,124 |
| Net interest income | $2,552,000 | 3,865 |
| Provision for loan and lease losses | $36,000 | 4,958 |
| Total noninterest income | $293,000 | 4,852 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $211,000 | 3,380 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $82,000 | 5,563 |
| Total noninterest expense | $1,893,000 | 3,984 |
| Salaries and employee benefits | $962,000 | 4,192 |
| Premises and equipment expense | $238,000 | 4,284 |
| Additional noninterest expense | $693,000 | 3,391 |
| Pre-tax net operating income | $916,000 | 3,946 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $203,000 | 3,760 |
| Income before extraordinary items | $713,000 | 3,947 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $713,000 | 3,949 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 3,453 |
| Cash dividends | $457,000 | 2,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $713,000 | 3,892 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,368,000 | 3,134 |
| Total interest expense | $1,111,000 | 2,119 |
| Net interest income | $1,257,000 | 3,908 |
| Provision for loan and lease losses | $18,000 | 4,743 |
| Total noninterest income | $158,000 | 4,574 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $122,000 | 3,000 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $36,000 | 5,847 |
| Total noninterest expense | $940,000 | 4,031 |
| Salaries and employee benefits | $476,000 | 4,250 |
| Premises and equipment expense | $119,000 | 4,321 |
| Additional noninterest expense | $345,000 | 3,406 |
| Pre-tax net operating income | $457,000 | 3,919 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $105,000 | 3,690 |
| Income before extraordinary items | $352,000 | 3,943 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $352,000 | 3,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 1,526 |
| Cash dividends | $230,000 | 2,058 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $352,000 | 3,897 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,516,000 | 2,956 |
| Total interest expense | $4,328,000 | 1,879 |
| Net interest income | $5,188,000 | 3,705 |
| Provision for loan and lease losses | $72,000 | 5,454 |
| Total noninterest income | $754,000 | 4,210 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $526,000 | 3,021 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $228,000 | 4,823 |
| Total noninterest expense | $3,653,000 | 4,026 |
| Salaries and employee benefits | $1,888,000 | 4,187 |
| Premises and equipment expense | $432,000 | 4,539 |
| Additional noninterest expense | $1,333,000 | 3,451 |
| Pre-tax net operating income | $2,217,000 | 3,276 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $620,000 | 2,979 |
| Income before extraordinary items | $1,597,000 | 3,473 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,597,000 | 3,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 4,591 |
| Cash dividends | $914,000 | 2,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,597,000 | 3,407 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,191,000 | 2,911 |
| Total interest expense | $3,248,000 | 1,841 |
| Net interest income | $3,943,000 | 3,641 |
| Provision for loan and lease losses | $54,000 | 5,285 |
| Total noninterest income | $507,000 | 4,509 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $384,000 | 3,106 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $123,000 | 5,520 |
| Total noninterest expense | $2,645,000 | 4,120 |
| Salaries and employee benefits | $1,375,000 | 4,252 |
| Premises and equipment expense | $291,000 | 4,851 |
| Additional noninterest expense | $979,000 | 3,489 |
| Pre-tax net operating income | $1,751,000 | 3,207 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $495,000 | 2,917 |
| Income before extraordinary items | $1,256,000 | 3,423 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,256,000 | 3,423 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,743 |
| Cash dividends | $686,000 | 2,232 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,256,000 | 3,336 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,730,000 | 2,934 |
| Total interest expense | $2,180,000 | 1,820 |
| Net interest income | $2,550,000 | 3,717 |
| Provision for loan and lease losses | $36,000 | 5,137 |
| Total noninterest income | $340,000 | 4,488 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $258,000 | 3,067 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $82,000 | 5,559 |
| Total noninterest expense | $1,733,000 | 4,189 |
| Salaries and employee benefits | $890,000 | 4,357 |
| Premises and equipment expense | $194,000 | 4,859 |
| Additional noninterest expense | $649,000 | 3,511 |
| Pre-tax net operating income | $1,121,000 | 3,278 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $320,000 | 2,966 |
| Income before extraordinary items | $801,000 | 3,521 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $801,000 | 3,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,514 |
| Cash dividends | $457,000 | 2,274 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $801,000 | 3,437 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,351,000 | 2,962 |
| Total interest expense | $1,108,000 | 1,807 |
| Net interest income | $1,243,000 | 3,786 |
| Provision for loan and lease losses | $18,000 | 4,919 |
| Total noninterest income | $167,000 | 4,509 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $128,000 | 3,017 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $39,000 | 5,616 |
| Total noninterest expense | $851,000 | 4,284 |
| Salaries and employee benefits | $429,000 | 4,485 |
| Premises and equipment expense | $97,000 | 4,884 |
| Additional noninterest expense | $325,000 | 3,511 |
| Pre-tax net operating income | $541,000 | 3,329 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $155,000 | 3,023 |
| Income before extraordinary items | $386,000 | 3,604 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $386,000 | 3,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $228,000 | 2,030 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $386,000 | 3,487 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $10,349,000 | 2,736 |
| Total interest expense | $5,163,000 | 1,735 |
| Net interest income | $5,186,000 | 3,592 |
| Provision for loan and lease losses | $860,000 | 1,374 |
| Total noninterest income | $670,000 | 4,664 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $500,000 | 3,097 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $170,000 | 5,600 |
| Total noninterest expense | $3,344,000 | 4,275 |
| Salaries and employee benefits | $1,673,000 | 4,487 |
| Premises and equipment expense | $374,000 | 4,968 |
| Additional noninterest expense | $1,297,000 | 3,496 |
| Pre-tax net operating income | $1,652,000 | 3,868 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $501,000 | 3,374 |
| Income before extraordinary items | $1,151,000 | 4,250 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,151,000 | 4,251 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 4,174 |
| Cash dividends | $915,000 | 2,478 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,151,000 | 4,083 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,880,000 | 2,733 |
| Total interest expense | $3,982,000 | 1,761 |
| Net interest income | $3,898,000 | 3,602 |
| Provision for loan and lease losses | $842,000 | 1,043 |
| Total noninterest income | $444,000 | 5,052 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $336,000 | 3,387 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $108,000 | 5,935 |
| Total noninterest expense | $2,473,000 | 4,305 |
| Salaries and employee benefits | $1,195,000 | 4,634 |
| Premises and equipment expense | $285,000 | 4,889 |
| Additional noninterest expense | $993,000 | 3,419 |
| Pre-tax net operating income | $1,027,000 | 4,481 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $305,000 | 3,881 |
| Income before extraordinary items | $722,000 | 4,909 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $722,000 | 4,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 3,430 |
| Cash dividends | $687,000 | 2,208 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $722,000 | 4,714 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,418,000 | 2,681 |
| Total interest expense | $2,704,000 | 1,789 |
| Net interest income | $2,714,000 | 3,475 |
| Provision for loan and lease losses | $798,000 | 771 |
| Total noninterest income | $294,000 | 5,041 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $222,000 | 3,369 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $72,000 | 5,940 |
| Total noninterest expense | $1,642,000 | 4,310 |
| Salaries and employee benefits | $801,000 | 4,597 |
| Premises and equipment expense | $192,000 | 4,823 |
| Additional noninterest expense | $649,000 | 3,460 |
| Pre-tax net operating income | $568,000 | 4,991 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $425,000 | 2,580 |
| Income before extraordinary items | $143,000 | 7,514 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $143,000 | 7,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 3,150 |
| Cash dividends | $457,000 | 2,275 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $143,000 | 7,329 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,760,000 | 2,656 |
| Total interest expense | $1,375,000 | 1,804 |
| Net interest income | $1,385,000 | 3,390 |
| Provision for loan and lease losses | $18,000 | 5,381 |
| Total noninterest income | $155,000 | 4,810 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $119,000 | 3,102 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $36,000 | 5,881 |
| Total noninterest expense | $814,000 | 4,311 |
| Salaries and employee benefits | $396,000 | 4,643 |
| Premises and equipment expense | $96,000 | 4,835 |
| Additional noninterest expense | $322,000 | 3,431 |
| Pre-tax net operating income | $708,000 | 2,713 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $225,000 | 2,499 |
| Income before extraordinary items | $483,000 | 3,028 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $483,000 | 3,026 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,678 |
| Cash dividends | $229,000 | 2,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $483,000 | 2,886 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $12,493,000 | 2,474 |
| Total interest expense | $6,388,000 | 1,787 |
| Net interest income | $6,105,000 | 3,100 |
| Provision for loan and lease losses | $72,000 | 6,236 |
| Total noninterest income | $572,000 | 4,851 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $425,000 | 3,383 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $147,000 | 5,641 |
| Total noninterest expense | $3,288,000 | 4,157 |
| Salaries and employee benefits | $1,618,000 | 4,419 |
| Premises and equipment expense | $346,000 | 5,129 |
| Additional noninterest expense | $1,324,000 | 3,314 |
| Pre-tax net operating income | $3,317,000 | 2,307 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,086,000 | 2,085 |
| Income before extraordinary items | $2,231,000 | 2,568 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,231,000 | 2,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,516 |
| Cash dividends | $873,000 | 2,492 |
| Sale, conversion, retirement of capital stock, net | $-23,000 | 9,224 |
| Net operating income | $2,231,000 | 2,484 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $13,141,000 | 2,596 |
| Total interest expense | $8,383,000 | 1,932 |
| Net interest income | $4,758,000 | 3,584 |
| Provision for loan and lease losses | $72,000 | 6,148 |
| Total noninterest income | $483,000 | 5,154 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $411,000 | 3,313 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $72,000 | 7,063 |
| Total noninterest expense | $2,806,000 | 4,569 |
| Salaries and employee benefits | $1,357,000 | 4,871 |
| Premises and equipment expense | $274,000 | 5,820 |
| Additional noninterest expense | $1,175,000 | 3,567 |
| Pre-tax net operating income | $2,363,000 | 2,791 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $764,000 | 2,519 |
| Income before extraordinary items | $1,599,000 | 3,074 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,599,000 | 3,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 3,784 |
| Cash dividends | $794,000 | 2,658 |
| Sale, conversion, retirement of capital stock, net | $-27,000 | 9,468 |
| Net operating income | $1,599,000 | 2,976 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,290,000 | 2,837 |
| Total interest expense | $7,447,000 | 2,282 |
| Net interest income | $4,843,000 | 3,579 |
| Provision for loan and lease losses | $60,000 | 6,179 |
| Total noninterest income | $348,000 | 5,900 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $210,000 | 4,967 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $138,000 | 5,687 |
| Total noninterest expense | $2,158,000 | 5,408 |
| Salaries and employee benefits | $999,000 | 5,921 |
| Premises and equipment expense | $114,000 | 8,204 |
| Additional noninterest expense | $1,045,000 | 3,857 |
| Pre-tax net operating income | $2,973,000 | 2,410 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $967,000 | 2,186 |
| Income before extraordinary items | $2,006,000 | 2,557 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,006,000 | 2,556 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,352 |
| Cash dividends | $724,000 | 2,854 |
| Sale, conversion, retirement of capital stock, net | $-22,000 | 9,751 |
| Net operating income | $2,006,000 | 2,557 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,936,000 | 2,949 |
| Total interest expense | $6,275,000 | 2,340 |
| Net interest income | $4,661,000 | 3,673 |
| Provision for loan and lease losses | $60,000 | 6,124 |
| Total noninterest income | $288,000 | 6,550 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $166,000 | 5,590 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $122,000 | 6,135 |
| Total noninterest expense | $1,861,000 | 5,961 |
| Salaries and employee benefits | $847,000 | 6,545 |
| Premises and equipment expense | $92,000 | 8,784 |
| Additional noninterest expense | $922,000 | 4,295 |
| Pre-tax net operating income | $3,028,000 | 2,402 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $994,000 | 2,226 |
| Income before extraordinary items | $2,034,000 | 2,555 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,034,000 | 2,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,369 |
| Cash dividends | $689,000 | 2,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,034,000 | 2,517 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,807,000 | 2,985 |
| Total interest expense | $6,394,000 | 2,350 |
| Net interest income | $4,413,000 | 3,791 |
| Provision for loan and lease losses | $24,000 | 7,567 |
| Total noninterest income | $255,000 | 6,951 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $157,000 | 5,798 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $98,000 | 6,682 |
| Total noninterest expense | $1,823,000 | 5,942 |
| Salaries and employee benefits | $798,000 | 6,695 |
| Premises and equipment expense | $86,000 | 9,014 |
| Additional noninterest expense | $939,000 | 4,160 |
| Pre-tax net operating income | $2,821,000 | 2,511 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $937,000 | 2,427 |
| Income before extraordinary items | $1,884,000 | 2,700 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,884,000 | 2,701 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,973 |
| Cash dividends | $689,000 | 2,885 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,884,000 | 2,621 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,142,000 | 3,192 |
| Total interest expense | $5,868,000 | 2,543 |
| Net interest income | $4,274,000 | 4,002 |
| Provision for loan and lease losses | $45,000 | 6,862 |
| Total noninterest income | $279,000 | 6,898 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $172,000 | 5,793 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $107,000 | 6,595 |
| Total noninterest expense | $1,709,000 | 6,267 |
| Salaries and employee benefits | $764,000 | 6,953 |
| Premises and equipment expense | $85,000 | 9,322 |
| Additional noninterest expense | $860,000 | 4,476 |
| Pre-tax net operating income | $2,799,000 | 2,640 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $949,000 | 2,547 |
| Income before extraordinary items | $1,850,000 | 2,766 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,850,000 | 2,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,353 |
| Cash dividends | $690,000 | 2,829 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,850,000 | 2,715 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,677,000 | 6,224 |
| Total interest expense | $2,517,000 | 5,484 |
| Net interest income | $2,160,000 | 6,839 |
| Provision for loan and lease losses | $42,000 | 6,906 |
| Total noninterest income | $136,000 | 9,243 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $92,000 | 7,673 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 9,167 |
| Total noninterest expense | $854,000 | 9,219 |
| Salaries and employee benefits | $385,000 | 9,714 |
| Premises and equipment expense | $39,000 | 10,933 |
| Additional noninterest expense | $430,000 | 7,627 |
| Pre-tax net operating income | $1,400,000 | 4,578 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $475,000 | 4,313 |
| Income before extraordinary items | $925,000 | 4,778 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $925,000 | 4,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $925,000 | 4,726 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.