Home > Mountain National Bank > Assets and Liabilities
Mountain National Bank, Assets and Liabilities
| 2006-09-30 | Rank | |
| # of Employees: | 64 | 2,747 |
| Assets and Liabilities | ||
| Total Assets: | $240,479,000 | 2,613 |
| Cash and due from depository institutions | $18,112,000 | 2,747 |
| Interest-bearing balances | $12,465,000 | 435 |
| Securities | $55,790,000 | 2,131 |
| Federal funds sold & reverse repurchase agreements | $22,250,000 | 597 |
| Net loans & leases | $137,044,000 | 3,002 |
| Loan loss allowance | $1,716,000 | 2,817 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,372,000 | 4,060 |
| Other real estate owned | $1,608,000 | 2,747 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $3,303,000 | 3,994 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $240,479,000 | 2,613 |
| Total liabilities | $224,270,000 | 2,531 |
| Total deposits | $223,700,000 | 2,303 |
| Interest-bearing deposits | $195,562,000 | 2,234 |
| Deposits held in domestic offices | $223,700,000 | 2,299 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $127,000 | 5,670 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $443,000 | 5,881 |
| Total equity capital | $16,209,000 | 3,754 |
| Total bank equity capital | $16,209,000 | 3,754 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,539,000 | 1,620 |
| Surplus | $10,206,000 | 2,357 |
| Undivided profits | $3,464,000 | 5,493 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,975,000 | 1,511 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,330,000 | 3,093 |
| Earning assets | $227,549,000 | 2,553 |
| Long-term assets (5+ years) | $55,234,000 | 1,722 |
| Average Assets, year-to-date | $235,156,500 | 2,613 |
| Average Assets, quarterly | $237,219,500 | 2,620 |
| Volatile liabilities | $34,179,000 | 3,441 |
| Insider loans | $100,000 | 7,104 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $1,250,000 | 7,730 |
| Tier 1 (core) risk-based capital | $16,209,000 | 3,677 |
| Tier 2 risk-based capital | $1,716,000 | 2,685 |
| Total risk weighted assets | $138,241,000 | 3,105 |
| Total unused commitments | $1,250,000 | 7,731 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 66 | 2,673 |
| Assets and Liabilities | ||
| Total Assets: | $233,960,000 | 2,662 |
| Cash and due from depository institutions | $19,179,000 | 2,673 |
| Interest-bearing balances | $12,169,000 | 452 |
| Securities | $53,785,000 | 2,178 |
| Federal funds sold & reverse repurchase agreements | $20,900,000 | 581 |
| Net loans & leases | $132,789,000 | 3,054 |
| Loan loss allowance | $1,702,000 | 2,798 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $2,413,000 | 4,011 |
| Other real estate owned | $1,670,000 | 2,673 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $3,224,000 | 4,011 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $233,960,000 | 2,662 |
| Total liabilities | $217,911,000 | 2,578 |
| Total deposits | $217,468,000 | 2,350 |
| Interest-bearing deposits | $189,383,000 | 2,292 |
| Deposits held in domestic offices | $217,468,000 | 2,346 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $11,000 | 5,785 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $432,000 | 5,634 |
| Total equity capital | $16,049,000 | 3,676 |
| Total bank equity capital | $16,049,000 | 3,676 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $2,539,000 | 1,614 |
| Surplus | $10,206,000 | 2,311 |
| Undivided profits | $3,304,000 | 5,457 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,058,000 | 874 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,337,000 | 2,800 |
| Earning assets | $219,643,000 | 2,601 |
| Long-term assets (5+ years) | $52,245,000 | 1,762 |
| Average Assets, year-to-date | $233,382,330 | 2,638 |
| Average Assets, quarterly | $233,927,000 | 2,650 |
| Volatile liabilities | $31,260,000 | 3,600 |
| Insider loans | $100,000 | 7,134 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $1,387,000 | 7,722 |
| Tier 1 (core) risk-based capital | $16,049,000 | 3,651 |
| Tier 2 risk-based capital | $1,678,000 | 2,699 |
| Total risk weighted assets | $134,236,000 | 3,146 |
| Total unused commitments | $1,387,000 | 7,723 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 64 | 2,743 |
| Assets and Liabilities | ||
| Total Assets: | $233,894,000 | 2,655 |
| Cash and due from depository institutions | $19,792,000 | 2,743 |
| Interest-bearing balances | $13,852,000 | 436 |
| Securities | $54,781,000 | 2,166 |
| Federal funds sold & reverse repurchase agreements | $21,000,000 | 667 |
| Net loans & leases | $131,031,000 | 3,029 |
| Loan loss allowance | $1,686,000 | 2,792 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,448,000 | 3,922 |
| Other real estate owned | $1,655,000 | 2,743 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $3,187,000 | 3,948 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $233,894,000 | 2,655 |
| Total liabilities | $218,046,000 | 2,557 |
| Total deposits | $217,577,000 | 2,335 |
| Interest-bearing deposits | $188,516,000 | 2,270 |
| Deposits held in domestic offices | $217,577,000 | 2,331 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $8,000 | 5,705 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $461,000 | 5,373 |
| Total equity capital | $15,848,000 | 3,682 |
| Total bank equity capital | $15,848,000 | 3,682 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,539,000 | 1,603 |
| Surplus | $10,206,000 | 2,247 |
| Undivided profits | $3,103,000 | 5,593 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,078,000 | 856 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,266,000 | 2,810 |
| Earning assets | $220,664,000 | 2,572 |
| Long-term assets (5+ years) | $53,069,000 | 1,705 |
| Average Assets, year-to-date | $233,093,500 | 2,631 |
| Average Assets, quarterly | $233,093,500 | 2,631 |
| Volatile liabilities | $29,017,000 | 3,602 |
| Insider loans | $100,000 | 7,138 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $2,170,000 | 7,313 |
| Tier 1 (core) risk-based capital | $15,848,000 | 3,642 |
| Tier 2 risk-based capital | $1,686,000 | 2,652 |
| Total risk weighted assets | $135,146,000 | 3,088 |
| Total unused commitments | $2,170,000 | 7,314 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 64 | 2,738 |
| Assets and Liabilities | ||
| Total Assets: | $232,293,000 | 2,647 |
| Cash and due from depository institutions | $23,280,000 | 2,738 |
| Interest-bearing balances | $15,733,000 | 348 |
| Securities | $56,777,000 | 2,122 |
| Federal funds sold & reverse repurchase agreements | $19,000,000 | 692 |
| Net loans & leases | $126,045,000 | 3,085 |
| Loan loss allowance | $1,681,000 | 2,752 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,458,000 | 3,900 |
| Other real estate owned | $1,655,000 | 2,738 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $3,078,000 | 4,027 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $232,293,000 | 2,647 |
| Total liabilities | $216,615,000 | 2,563 |
| Total deposits | $216,171,000 | 2,332 |
| Interest-bearing deposits | $188,971,000 | 2,224 |
| Deposits held in domestic offices | $216,171,000 | 2,327 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $58,000 | 5,753 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $386,000 | 5,704 |
| Total equity capital | $15,678,000 | 3,690 |
| Total bank equity capital | $15,678,000 | 3,690 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $2,539,000 | 1,590 |
| Surplus | $10,206,000 | 2,212 |
| Undivided profits | $2,933,000 | 5,740 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,105,000 | 839 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,143,000 | 3,086 |
| Earning assets | $217,555,000 | 2,587 |
| Long-term assets (5+ years) | $51,481,000 | 1,737 |
| Average Assets, year-to-date | $228,746,200 | 2,584 |
| Average Assets, quarterly | $232,093,000 | 2,636 |
| Volatile liabilities | $29,145,000 | 3,547 |
| Insider loans | $100,000 | 7,161 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $170,000 | 8,479 |
| Tier 1 (core) risk-based capital | $15,678,000 | 3,617 |
| Tier 2 risk-based capital | $1,634,000 | 2,691 |
| Total risk weighted assets | $130,655,000 | 3,153 |
| Total unused commitments | $170,000 | 8,481 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 65 | 2,674 |
| Assets and Liabilities | ||
| Total Assets: | $231,893,000 | 2,615 |
| Cash and due from depository institutions | $21,499,000 | 2,674 |
| Interest-bearing balances | $16,228,000 | 349 |
| Securities | $52,773,000 | 2,218 |
| Federal funds sold & reverse repurchase agreements | $29,200,000 | 459 |
| Net loans & leases | $121,321,000 | 3,158 |
| Loan loss allowance | $1,672,000 | 2,751 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,496,000 | 3,827 |
| Other real estate owned | $1,783,000 | 2,674 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $2,821,000 | 4,166 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $231,893,000 | 2,615 |
| Total liabilities | $216,257,000 | 2,514 |
| Total deposits | $215,774,000 | 2,280 |
| Interest-bearing deposits | $188,570,000 | 2,189 |
| Deposits held in domestic offices | $215,774,000 | 2,274 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $135,000 | 5,768 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $348,000 | 6,078 |
| Total equity capital | $15,636,000 | 3,650 |
| Total bank equity capital | $15,636,000 | 3,650 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,539,000 | 1,562 |
| Surplus | $10,206,000 | 2,148 |
| Undivided profits | $2,891,000 | 5,868 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,150,000 | 851 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,130,000 | 3,079 |
| Earning assets | $219,522,000 | 2,538 |
| Long-term assets (5+ years) | $43,511,000 | 1,964 |
| Average Assets, year-to-date | $227,859,500 | 2,576 |
| Average Assets, quarterly | $230,859,000 | 2,593 |
| Volatile liabilities | $27,987,000 | 3,565 |
| Insider loans | $100,000 | 7,197 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $1,343,000 | 7,697 |
| Tier 1 (core) risk-based capital | $15,636,000 | 3,572 |
| Tier 2 risk-based capital | $1,597,000 | 2,694 |
| Total risk weighted assets | $127,656,000 | 3,148 |
| Total unused commitments | $1,343,000 | 7,697 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 67 | 2,586 |
| Assets and Liabilities | ||
| Total Assets: | $229,825,000 | 2,585 |
| Cash and due from depository institutions | $22,203,000 | 2,586 |
| Interest-bearing balances | $16,624,000 | 341 |
| Securities | $53,068,000 | 2,249 |
| Federal funds sold & reverse repurchase agreements | $32,000,000 | 389 |
| Net loans & leases | $115,480,000 | 3,207 |
| Loan loss allowance | $1,668,000 | 2,718 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,526,000 | 3,752 |
| Other real estate owned | $1,784,000 | 2,586 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $2,764,000 | 4,102 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $229,825,000 | 2,585 |
| Total liabilities | $214,333,000 | 2,485 |
| Total deposits | $213,839,000 | 2,241 |
| Interest-bearing deposits | $188,307,000 | 2,163 |
| Deposits held in domestic offices | $213,839,000 | 2,236 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $162,000 | 5,666 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $332,000 | 5,920 |
| Total equity capital | $15,492,000 | 3,628 |
| Total bank equity capital | $15,492,000 | 3,628 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,539,000 | 1,543 |
| Surplus | $10,206,000 | 2,099 |
| Undivided profits | $2,747,000 | 5,929 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,167,000 | 816 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,081,000 | 2,955 |
| Earning assets | $217,172,000 | 2,517 |
| Long-term assets (5+ years) | $22,160,000 | 3,151 |
| Average Assets, year-to-date | $226,515,000 | 2,572 |
| Average Assets, quarterly | $227,994,000 | 2,581 |
| Volatile liabilities | $30,065,000 | 3,289 |
| Insider loans | $100,000 | 7,198 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $1,698,000 | 7,512 |
| Tier 1 (core) risk-based capital | $15,492,000 | 3,522 |
| Tier 2 risk-based capital | $1,531,000 | 2,765 |
| Total risk weighted assets | $122,355,000 | 3,188 |
| Total unused commitments | $1,698,000 | 7,514 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 65 | 2,634 |
| Assets and Liabilities | ||
| Total Assets: | $226,163,000 | 2,600 |
| Cash and due from depository institutions | $24,774,000 | 2,634 |
| Interest-bearing balances | $19,100,000 | 298 |
| Securities | $56,712,000 | 2,155 |
| Federal funds sold & reverse repurchase agreements | $24,300,000 | 501 |
| Net loans & leases | $113,229,000 | 3,200 |
| Loan loss allowance | $1,615,000 | 2,780 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,517,000 | 3,738 |
| Other real estate owned | $1,817,000 | 2,634 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $2,814,000 | 4,017 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $226,163,000 | 2,600 |
| Total liabilities | $210,805,000 | 2,501 |
| Total deposits | $210,472,000 | 2,268 |
| Interest-bearing deposits | $183,676,000 | 2,199 |
| Deposits held in domestic offices | $210,472,000 | 2,263 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $63,000 | 5,645 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $270,000 | 6,276 |
| Total equity capital | $15,358,000 | 3,584 |
| Total bank equity capital | $15,358,000 | 3,584 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,539,000 | 1,543 |
| Surplus | $10,205,000 | 2,049 |
| Undivided profits | $2,614,000 | 5,932 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,385,000 | 618 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,163,000 | 2,644 |
| Earning assets | $213,341,000 | 2,532 |
| Long-term assets (5+ years) | $21,469,000 | 3,291 |
| Average Assets, year-to-date | $224,860,000 | 2,591 |
| Average Assets, quarterly | $224,860,000 | 2,591 |
| Volatile liabilities | $23,817,000 | 3,752 |
| Insider loans | $100,000 | 7,223 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $1,292,000 | 7,864 |
| Tier 1 (core) risk-based capital | $15,358,000 | 3,505 |
| Tier 2 risk-based capital | $1,523,000 | 2,732 |
| Total risk weighted assets | $121,746,000 | 3,147 |
| Total unused commitments | $1,292,000 | 7,865 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 67 | 2,577 |
| Assets and Liabilities | ||
| Total Assets: | $223,557,000 | 2,622 |
| Cash and due from depository institutions | $25,151,000 | 2,577 |
| Interest-bearing balances | $19,497,000 | 288 |
| Securities | $42,109,000 | 2,772 |
| Federal funds sold & reverse repurchase agreements | $41,380,000 | 298 |
| Net loans & leases | $107,623,000 | 3,346 |
| Loan loss allowance | $1,659,000 | 2,697 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,556,000 | 3,677 |
| Other real estate owned | $2,131,000 | 2,577 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $2,607,000 | 4,146 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $223,557,000 | 2,622 |
| Total liabilities | $208,321,000 | 2,527 |
| Total deposits | $207,924,000 | 2,269 |
| Interest-bearing deposits | $181,605,000 | 2,199 |
| Deposits held in domestic offices | $207,924,000 | 2,264 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $54,000 | 5,714 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $343,000 | 5,656 |
| Total equity capital | $15,236,000 | 3,597 |
| Total bank equity capital | $15,236,000 | 3,597 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,539,000 | 1,526 |
| Surplus | $10,206,000 | 2,013 |
| Undivided profits | $2,491,000 | 6,122 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,111,000 | 1,254 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $876,000 | 3,429 |
| Earning assets | $210,609,000 | 2,561 |
| Long-term assets (5+ years) | $20,173,000 | 3,452 |
| Average Assets, year-to-date | $224,734,000 | 2,488 |
| Average Assets, quarterly | $224,211,500 | 2,581 |
| Volatile liabilities | $22,952,000 | 3,779 |
| Insider loans | $100,000 | 7,258 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $4,101,000 | 6,274 |
| Tier 1 (core) risk-based capital | $15,236,000 | 3,471 |
| Tier 2 risk-based capital | $1,495,000 | 2,768 |
| Total risk weighted assets | $119,408,000 | 3,186 |
| Total unused commitments | $4,101,000 | 6,274 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 65 | 2,647 |
| Assets and Liabilities | ||
| Total Assets: | $224,866,000 | 2,565 |
| Cash and due from depository institutions | $23,205,000 | 2,647 |
| Interest-bearing balances | $17,617,000 | 332 |
| Securities | $52,878,000 | 2,296 |
| Federal funds sold & reverse repurchase agreements | $32,800,000 | 352 |
| Net loans & leases | $108,624,000 | 3,262 |
| Loan loss allowance | $1,670,000 | 2,686 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,342,000 | 3,852 |
| Other real estate owned | $2,056,000 | 2,647 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $2,961,000 | 3,828 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $224,866,000 | 2,565 |
| Total liabilities | $209,743,000 | 2,472 |
| Total deposits | $209,403,000 | 2,218 |
| Interest-bearing deposits | $183,091,000 | 2,156 |
| Deposits held in domestic offices | $209,403,000 | 2,212 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $47,000 | 5,764 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $293,000 | 6,263 |
| Total equity capital | $15,123,000 | 3,626 |
| Total bank equity capital | $15,123,000 | 3,626 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $2,539,000 | 1,515 |
| Surplus | $10,206,000 | 1,982 |
| Undivided profits | $2,378,000 | 6,263 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,100,000 | 1,336 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,258,000 | 2,471 |
| Earning assets | $211,919,000 | 2,503 |
| Long-term assets (5+ years) | $21,071,000 | 3,430 |
| Average Assets, year-to-date | $225,028,250 | 2,473 |
| Average Assets, quarterly | $224,599,000 | 2,533 |
| Volatile liabilities | $22,851,000 | 3,781 |
| Insider loans | $100,000 | 7,272 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $191,000 | 8,645 |
| Tier 1 (core) risk-based capital | $15,123,000 | 3,483 |
| Tier 2 risk-based capital | $1,514,000 | 2,712 |
| Total risk weighted assets | $120,935,000 | 3,105 |
| Total unused commitments | $191,000 | 8,647 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 66 | 2,629 |
| Assets and Liabilities | ||
| Total Assets: | $224,332,000 | 2,534 |
| Cash and due from depository institutions | $24,126,000 | 2,629 |
| Interest-bearing balances | $19,102,000 | 316 |
| Securities | $68,623,000 | 1,829 |
| Federal funds sold & reverse repurchase agreements | $17,500,000 | 602 |
| Net loans & leases | $108,145,000 | 3,223 |
| Loan loss allowance | $1,661,000 | 2,691 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,294,000 | 3,884 |
| Other real estate owned | $646,000 | 2,629 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $2,998,000 | 3,746 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $224,332,000 | 2,534 |
| Total liabilities | $209,435,000 | 2,454 |
| Total deposits | $209,118,000 | 2,192 |
| Interest-bearing deposits | $183,086,000 | 2,123 |
| Deposits held in domestic offices | $209,118,000 | 2,185 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $58,000 | 5,742 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $259,000 | 6,209 |
| Total equity capital | $14,897,000 | 3,555 |
| Total bank equity capital | $14,897,000 | 3,555 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $2,539,000 | 1,515 |
| Surplus | $10,206,000 | 1,938 |
| Undivided profits | $2,152,000 | 6,286 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,390,000 | 834 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,269,000 | 2,301 |
| Earning assets | $213,370,000 | 2,448 |
| Long-term assets (5+ years) | $23,536,000 | 3,309 |
| Average Assets, year-to-date | $225,082,330 | 2,470 |
| Average Assets, quarterly | $225,800,500 | 2,488 |
| Volatile liabilities | $21,757,000 | 3,795 |
| Insider loans | $100,000 | 7,314 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $183,000 | 8,713 |
| Tier 1 (core) risk-based capital | $14,897,000 | 3,480 |
| Tier 2 risk-based capital | $1,489,000 | 2,724 |
| Total risk weighted assets | $118,972,000 | 3,104 |
| Total unused commitments | $183,000 | 8,714 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 65 | 2,639 |
| Assets and Liabilities | ||
| Total Assets: | $227,269,000 | 2,464 |
| Cash and due from depository institutions | $21,266,000 | 2,639 |
| Interest-bearing balances | $16,332,000 | 442 |
| Securities | $55,239,000 | 2,237 |
| Federal funds sold & reverse repurchase agreements | $44,285,000 | 311 |
| Net loans & leases | $100,948,000 | 3,333 |
| Loan loss allowance | $1,656,000 | 2,674 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,293,000 | 3,859 |
| Other real estate owned | $456,000 | 2,639 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $2,782,000 | 3,799 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $227,269,000 | 2,464 |
| Total liabilities | $212,558,000 | 2,384 |
| Total deposits | $211,942,000 | 2,132 |
| Interest-bearing deposits | $186,045,000 | 2,070 |
| Deposits held in domestic offices | $211,942,000 | 2,127 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $218,000 | 5,431 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $398,000 | 5,489 |
| Total equity capital | $14,711,000 | 3,668 |
| Total bank equity capital | $14,711,000 | 3,668 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $2,539,000 | 1,509 |
| Surplus | $10,206,000 | 1,903 |
| Undivided profits | $1,966,000 | 6,635 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,263,000 | 920 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,190,000 | 2,406 |
| Earning assets | $216,804,000 | 2,382 |
| Long-term assets (5+ years) | $18,966,000 | 3,690 |
| Average Assets, year-to-date | $225,457,500 | 2,463 |
| Average Assets, quarterly | $225,457,500 | 2,463 |
| Volatile liabilities | $22,319,000 | 3,637 |
| Insider loans | $100,000 | 7,323 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $2,130,000 | 7,374 |
| Tier 1 (core) risk-based capital | $14,711,000 | 3,483 |
| Tier 2 risk-based capital | $1,478,000 | 2,715 |
| Total risk weighted assets | $118,051,000 | 3,071 |
| Total unused commitments | $2,130,000 | 7,380 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 59 | 2,906 |
| Assets and Liabilities | ||
| Total Assets: | $223,646,000 | 2,501 |
| Cash and due from depository institutions | $19,051,000 | 2,906 |
| Interest-bearing balances | $13,956,000 | 454 |
| Securities | $65,359,000 | 1,963 |
| Federal funds sold & reverse repurchase agreements | $33,315,000 | 352 |
| Net loans & leases | $100,361,000 | 3,342 |
| Loan loss allowance | $1,639,000 | 2,672 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,213,000 | 3,926 |
| Other real estate owned | $459,000 | 2,906 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $2,888,000 | 3,749 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $223,646,000 | 2,501 |
| Total liabilities | $209,093,000 | 2,413 |
| Total deposits | $208,713,000 | 2,166 |
| Interest-bearing deposits | $183,889,000 | 2,100 |
| Deposits held in domestic offices | $208,713,000 | 2,161 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $45,000 | 5,648 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $335,000 | 5,787 |
| Total equity capital | $14,553,000 | 3,638 |
| Total bank equity capital | $14,553,000 | 3,638 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $2,539,000 | 1,516 |
| Surplus | $10,206,000 | 1,881 |
| Undivided profits | $1,808,000 | 6,712 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,997,000 | 776 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,269,000 | 2,358 |
| Earning assets | $212,991,000 | 2,411 |
| Long-term assets (5+ years) | $18,880,000 | 3,703 |
| Average Assets, year-to-date | $220,990,600 | 2,448 |
| Average Assets, quarterly | $224,856,500 | 2,469 |
| Volatile liabilities | $22,870,000 | 3,566 |
| Insider loans | $100,000 | 7,371 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $4,315,000 | 6,049 |
| Tier 1 (core) risk-based capital | $14,553,000 | 3,479 |
| Tier 2 risk-based capital | $1,469,000 | 2,714 |
| Total risk weighted assets | $117,358,000 | 3,084 |
| Total unused commitments | $4,315,000 | 6,054 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 59 | 2,921 |
| Assets and Liabilities | ||
| Total Assets: | $226,067,000 | 2,491 |
| Cash and due from depository institutions | $21,164,000 | 2,921 |
| Interest-bearing balances | $15,244,000 | 506 |
| Securities | $51,890,000 | 2,379 |
| Federal funds sold & reverse repurchase agreements | $51,825,000 | 300 |
| Net loans & leases | $95,639,000 | 3,441 |
| Loan loss allowance | $1,627,000 | 2,695 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,185,000 | 3,939 |
| Other real estate owned | $462,000 | 2,921 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $2,902,000 | 3,730 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $226,067,000 | 2,491 |
| Total liabilities | $211,715,000 | 2,394 |
| Total deposits | $211,392,000 | 2,154 |
| Interest-bearing deposits | $187,055,000 | 2,076 |
| Deposits held in domestic offices | $211,392,000 | 2,150 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $19,000 | 5,685 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $304,000 | 6,396 |
| Total equity capital | $14,352,000 | 3,653 |
| Total bank equity capital | $14,352,000 | 3,653 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,539,000 | 1,516 |
| Surplus | $10,206,000 | 1,858 |
| Undivided profits | $1,607,000 | 6,963 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,339,000 | 976 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,179,000 | 2,674 |
| Earning assets | $214,598,000 | 2,399 |
| Long-term assets (5+ years) | $17,072,000 | 3,937 |
| Average Assets, year-to-date | $220,326,750 | 2,475 |
| Average Assets, quarterly | $225,031,000 | 2,480 |
| Volatile liabilities | $22,809,000 | 3,555 |
| Insider loans | $100,000 | 7,431 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $6,374,000 | 5,257 |
| Tier 1 (core) risk-based capital | $14,352,000 | 3,502 |
| Tier 2 risk-based capital | $1,443,000 | 2,742 |
| Total risk weighted assets | $115,256,000 | 3,102 |
| Total unused commitments | $6,374,000 | 5,264 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 59 | 2,929 |
| Assets and Liabilities | ||
| Total Assets: | $223,995,000 | 2,485 |
| Cash and due from depository institutions | $20,028,000 | 2,929 |
| Interest-bearing balances | $14,056,000 | 587 |
| Securities | $48,093,000 | 2,474 |
| Federal funds sold & reverse repurchase agreements | $57,200,000 | 289 |
| Net loans & leases | $93,194,000 | 3,500 |
| Loan loss allowance | $1,610,000 | 2,681 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,194,000 | 3,908 |
| Other real estate owned | $465,000 | 2,929 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $2,821,000 | 3,672 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $223,995,000 | 2,485 |
| Total liabilities | $209,992,000 | 2,388 |
| Total deposits | $209,451,000 | 2,145 |
| Interest-bearing deposits | $184,779,000 | 2,073 |
| Deposits held in domestic offices | $209,451,000 | 2,140 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $216,000 | 5,491 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $325,000 | 6,298 |
| Total equity capital | $14,003,000 | 3,731 |
| Total bank equity capital | $14,003,000 | 3,731 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,539,000 | 1,511 |
| Surplus | $10,206,000 | 1,818 |
| Undivided profits | $1,258,000 | 7,361 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,256,000 | 1,012 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,261,000 | 2,382 |
| Earning assets | $212,543,000 | 2,385 |
| Long-term assets (5+ years) | $17,983,000 | 3,673 |
| Average Assets, year-to-date | $218,413,330 | 2,482 |
| Average Assets, quarterly | $221,500,500 | 2,485 |
| Volatile liabilities | $23,226,000 | 3,444 |
| Insider loans | $100,000 | 7,491 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $3,158,000 | 6,640 |
| Tier 1 (core) risk-based capital | $14,003,000 | 3,525 |
| Tier 2 risk-based capital | $1,421,000 | 2,718 |
| Total risk weighted assets | $113,444,000 | 3,101 |
| Total unused commitments | $3,158,000 | 6,651 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 59 | 2,906 |
| Assets and Liabilities | ||
| Total Assets: | $219,006,000 | 2,491 |
| Cash and due from depository institutions | $18,763,000 | 2,906 |
| Interest-bearing balances | $12,868,000 | 661 |
| Securities | $55,805,000 | 2,157 |
| Federal funds sold & reverse repurchase agreements | $44,680,000 | 354 |
| Net loans & leases | $95,179,000 | 3,401 |
| Loan loss allowance | $887,000 | 4,239 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,413,000 | 5,014 |
| Other real estate owned | $468,000 | 2,906 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $2,698,000 | 3,769 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $219,006,000 | 2,491 |
| Total liabilities | $204,435,000 | 2,408 |
| Total deposits | $203,877,000 | 2,176 |
| Interest-bearing deposits | $179,432,000 | 2,114 |
| Deposits held in domestic offices | $203,877,000 | 2,172 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $74,000 | 5,518 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $484,000 | 5,233 |
| Total equity capital | $14,571,000 | 3,548 |
| Total bank equity capital | $14,571,000 | 3,548 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,539,000 | 1,516 |
| Surplus | $10,206,000 | 1,790 |
| Undivided profits | $1,826,000 | 6,773 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,185,000 | 2,513 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,414,000 | 2,138 |
| Earning assets | $208,532,000 | 2,400 |
| Long-term assets (5+ years) | $19,050,000 | 3,486 |
| Average Assets, year-to-date | $215,622,500 | 2,504 |
| Average Assets, quarterly | $215,622,500 | 2,504 |
| Volatile liabilities | $22,889,000 | 3,433 |
| Insider loans | $100,000 | 7,513 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $3,204,000 | 6,603 |
| Tier 1 (core) risk-based capital | $14,571,000 | 3,366 |
| Tier 2 risk-based capital | $887,000 | 3,924 |
| Total risk weighted assets | $112,923,000 | 3,072 |
| Total unused commitments | $3,204,000 | 6,616 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 59 | 2,868 |
| Assets and Liabilities | ||
| Total Assets: | $212,239,000 | 2,526 |
| Cash and due from depository institutions | $18,038,000 | 2,868 |
| Interest-bearing balances | $11,581,000 | 680 |
| Securities | $62,215,000 | 1,943 |
| Federal funds sold & reverse repurchase agreements | $32,315,000 | 436 |
| Net loans & leases | $95,185,000 | 3,375 |
| Loan loss allowance | $873,000 | 4,216 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,433,000 | 4,974 |
| Other real estate owned | $471,000 | 2,868 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $2,582,000 | 3,876 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $212,239,000 | 2,526 |
| Total liabilities | $197,922,000 | 2,446 |
| Total deposits | $197,227,000 | 2,201 |
| Interest-bearing deposits | $175,440,000 | 2,122 |
| Deposits held in domestic offices | $197,227,000 | 2,197 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $275,000 | 5,429 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $420,000 | 5,740 |
| Total equity capital | $14,317,000 | 3,556 |
| Total bank equity capital | $14,317,000 | 3,556 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,539,000 | 1,506 |
| Surplus | $10,206,000 | 1,746 |
| Undivided profits | $1,572,000 | 7,026 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,000 | 8,141 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,435,000 | 2,212 |
| Earning assets | $201,296,000 | 2,443 |
| Long-term assets (5+ years) | $20,534,000 | 3,276 |
| Average Assets, year-to-date | $213,277,200 | 2,405 |
| Average Assets, quarterly | $213,724,000 | 2,493 |
| Volatile liabilities | $23,261,000 | 3,381 |
| Insider loans | $100,000 | 7,530 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $3,274,000 | 6,421 |
| Tier 1 (core) risk-based capital | $14,317,000 | 3,368 |
| Tier 2 risk-based capital | $873,000 | 3,927 |
| Total risk weighted assets | $111,054,000 | 3,076 |
| Total unused commitments | $3,274,000 | 6,423 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 56 | 3,020 |
| Assets and Liabilities | ||
| Total Assets: | $209,265,000 | 2,443 |
| Cash and due from depository institutions | $15,629,000 | 3,020 |
| Interest-bearing balances | $10,989,000 | 639 |
| Securities | $67,750,000 | 1,654 |
| Federal funds sold & reverse repurchase agreements | $19,585,000 | 712 |
| Net loans & leases | $102,219,000 | 3,087 |
| Loan loss allowance | $802,000 | 4,265 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,431,000 | 4,972 |
| Other real estate owned | $0 | 3,020 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $2,651,000 | 3,723 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $209,265,000 | 2,443 |
| Total liabilities | $196,283,000 | 2,350 |
| Total deposits | $195,615,000 | 2,107 |
| Interest-bearing deposits | $174,460,000 | 2,028 |
| Deposits held in domestic offices | $195,615,000 | 2,102 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $149,000 | 5,357 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $519,000 | 5,314 |
| Total equity capital | $12,982,000 | 3,634 |
| Total bank equity capital | $12,982,000 | 3,634 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,311,000 | 1,670 |
| Surplus | $8,147,000 | 2,060 |
| Undivided profits | $2,524,000 | 6,047 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,068,000 | 2,563 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,547,000 | 2,193 |
| Earning assets | $200,543,000 | 2,317 |
| Long-term assets (5+ years) | $28,028,000 | 2,628 |
| Average Assets, year-to-date | $196,447,200 | 2,468 |
| Average Assets, quarterly | $209,674,000 | 2,414 |
| Volatile liabilities | $23,533,000 | 3,258 |
| Insider loans | $100,000 | 7,687 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $229,000 | 9,061 |
| Tier 1 (core) risk-based capital | $12,982,000 | 3,490 |
| Tier 2 risk-based capital | $802,000 | 4,007 |
| Total risk weighted assets | $112,562,000 | 2,928 |
| Total unused commitments | $229,000 | 9,064 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 41 | 4,004 |
| Assets and Liabilities | ||
| Total Assets: | $179,429,000 | 2,690 |
| Cash and due from depository institutions | $17,866,000 | 4,004 |
| Interest-bearing balances | $11,686,000 | 388 |
| Securities | $56,344,000 | 1,956 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $101,141,000 | 3,032 |
| Loan loss allowance | $848,000 | 3,980 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,654,000 | 4,566 |
| Other real estate owned | $30,000 | 4,004 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $2,394,000 | 3,460 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $179,429,000 | 2,690 |
| Total liabilities | $167,225,000 | 2,607 |
| Total deposits | $166,625,000 | 2,364 |
| Interest-bearing deposits | $148,114,000 | 2,285 |
| Deposits held in domestic offices | $166,625,000 | 2,358 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $45,000 | 5,575 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $555,000 | 5,438 |
| Total equity capital | $12,204,000 | 3,733 |
| Total bank equity capital | $12,204,000 | 3,733 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,103,000 | 1,797 |
| Surplus | $6,278,000 | 2,506 |
| Undivided profits | $3,823,000 | 5,056 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $133,000 | 6,384 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $615,000 | 4,384 |
| Earning assets | $169,171,000 | 2,621 |
| Long-term assets (5+ years) | $21,274,000 | 3,038 |
| Average Assets, year-to-date | $174,874,200 | 2,626 |
| Average Assets, quarterly | $180,024,500 | 2,642 |
| Volatile liabilities | $16,916,000 | 4,115 |
| Insider loans | $100,000 | 7,879 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $0 | 9,597 |
| Tier 1 (core) risk-based capital | $12,204,000 | 3,603 |
| Tier 2 risk-based capital | $848,000 | 3,740 |
| Total risk weighted assets | $108,369,700 | 2,887 |
| Total unused commitments | $0 | 9,600 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 34 | 4,797 |
| Assets and Liabilities | ||
| Total Assets: | $165,916,000 | 2,823 |
| Cash and due from depository institutions | $12,685,000 | 4,797 |
| Interest-bearing balances | $8,410,000 | 482 |
| Securities | $54,225,000 | 2,093 |
| Federal funds sold & reverse repurchase agreements | $12,655,000 | 767 |
| Net loans & leases | $83,356,000 | 3,451 |
| Loan loss allowance | $790,000 | 4,141 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,093,000 | 5,783 |
| Other real estate owned | $0 | 4,797 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,902,000 | 4,119 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $165,916,000 | 2,823 |
| Total liabilities | $154,972,000 | 2,745 |
| Total deposits | $154,282,000 | 2,495 |
| Interest-bearing deposits | $137,430,000 | 2,384 |
| Deposits held in domestic offices | $154,282,000 | 2,492 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $177,000 | 5,364 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $513,000 | 5,260 |
| Total equity capital | $10,944,000 | 3,947 |
| Total bank equity capital | $10,944,000 | 3,947 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,914,000 | 2,034 |
| Surplus | $4,576,000 | 3,234 |
| Undivided profits | $4,454,000 | 4,517 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $171,000 | 5,998 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $455,000 | 4,912 |
| Earning assets | $158,646,000 | 2,712 |
| Long-term assets (5+ years) | $12,894,000 | 4,290 |
| Average Assets, year-to-date | $160,430,200 | 2,798 |
| Average Assets, quarterly | $164,833,000 | 2,796 |
| Volatile liabilities | $16,305,000 | 3,998 |
| Insider loans | $0 | 9,133 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $5,161,000 | 5,383 |
| Tier 1 (core) risk-based capital | $10,944,000 | 3,940 |
| Tier 2 risk-based capital | $790,000 | 3,839 |
| Total risk weighted assets | $89,425,600 | 3,283 |
| Total unused commitments | $5,161,000 | 5,388 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 33 | 4,974 |
| Assets and Liabilities | ||
| Total Assets: | $154,416,000 | 2,953 |
| Cash and due from depository institutions | $8,754,000 | 4,974 |
| Interest-bearing balances | $4,649,000 | 1,296 |
| Securities | $43,304,000 | 2,639 |
| Federal funds sold & reverse repurchase agreements | $27,682,000 | 570 |
| Net loans & leases | $72,236,000 | 3,683 |
| Loan loss allowance | $795,000 | 4,031 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $660,000 | 7,107 |
| Other real estate owned | $0 | 4,974 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,780,000 | 3,900 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $154,416,000 | 2,953 |
| Total liabilities | $144,817,000 | 2,849 |
| Total deposits | $144,298,000 | 2,645 |
| Interest-bearing deposits | $128,261,000 | 2,524 |
| Deposits held in domestic offices | $144,298,000 | 2,640 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $25,000 | 5,044 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $494,000 | 5,800 |
| Total equity capital | $9,599,000 | 4,529 |
| Total bank equity capital | $9,599,000 | 4,529 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,914,000 | 1,988 |
| Surplus | $4,576,000 | 3,094 |
| Undivided profits | $3,109,000 | 5,790 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $249,000 | 5,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $369,000 | 5,813 |
| Earning assets | $147,871,000 | 2,858 |
| Long-term assets (5+ years) | $14,189,000 | 3,902 |
| Average Assets, year-to-date | $150,690,800 | 2,863 |
| Average Assets, quarterly | $152,651,500 | 2,933 |
| Volatile liabilities | $13,681,000 | 4,048 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,950,000 | 6,607 |
| Tier 1 (core) risk-based capital | $9,599,000 | 4,318 |
| Tier 2 risk-based capital | $795,000 | 3,692 |
| Total risk weighted assets | $78,058,900 | 3,517 |
| Total unused commitments | $2,950,000 | 6,621 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 33 | 5,163 |
| Assets and Liabilities | ||
| Total Assets: | $145,083,000 | 3,062 |
| Cash and due from depository institutions | $4,030,000 | 5,163 |
| Interest-bearing balances | $296,000 | 3,630 |
| Securities | $30,676,000 | 3,565 |
| Federal funds sold & reverse repurchase agreements | $37,450,000 | 378 |
| Net loans & leases | $70,711,000 | 3,793 |
| Loan loss allowance | $797,000 | 4,070 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $705,000 | 6,992 |
| Other real estate owned | $0 | 5,163 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,511,000 | 4,425 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $145,083,000 | 3,062 |
| Total liabilities | $136,679,000 | 2,943 |
| Total deposits | $135,905,000 | 2,741 |
| Interest-bearing deposits | $121,484,000 | 2,640 |
| Deposits held in domestic offices | $135,905,000 | 2,735 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $287,000 | 4,364 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $487,000 | 6,004 |
| Total equity capital | $8,404,000 | 5,011 |
| Total bank equity capital | $8,404,000 | 5,011 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,914,000 | 1,989 |
| Surplus | $4,576,000 | 3,018 |
| Undivided profits | $1,914,000 | 7,250 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $288,000 | 5,462 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $464,000 | 5,050 |
| Earning assets | $139,133,000 | 2,959 |
| Long-term assets (5+ years) | $7,105,000 | 5,161 |
| Average Assets, year-to-date | $136,324,200 | 3,108 |
| Average Assets, quarterly | $143,566,500 | 3,047 |
| Volatile liabilities | $13,652,000 | 4,028 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $0 | 10,531 |
| Tier 1 (core) risk-based capital | $8,404,000 | 4,865 |
| Tier 2 risk-based capital | $797,000 | 3,578 |
| Total risk weighted assets | $76,010,000 | 3,550 |
| Total unused commitments | $0 | 10,532 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 22 | 7,084 |
| Assets and Liabilities | ||
| Total Assets: | $126,172,000 | 3,581 |
| Cash and due from depository institutions | $3,485,000 | 7,084 |
| Interest-bearing balances | $98,000 | 4,954 |
| Securities | $31,497,000 | 3,773 |
| Federal funds sold & reverse repurchase agreements | $13,580,000 | 953 |
| Net loans & leases | $75,714,000 | 3,587 |
| Loan loss allowance | $762,000 | 4,401 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $731,000 | 6,999 |
| Other real estate owned | $0 | 7,084 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,165,000 | 5,610 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $126,172,000 | 3,581 |
| Total liabilities | $118,928,000 | 3,428 |
| Total deposits | $118,274,000 | 3,219 |
| Interest-bearing deposits | $105,894,000 | 3,108 |
| Deposits held in domestic offices | $118,274,000 | 3,209 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $280,000 | 4,346 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $374,000 | 7,059 |
| Total equity capital | $7,244,000 | 5,663 |
| Total bank equity capital | $7,244,000 | 5,663 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,914,000 | 2,111 |
| Surplus | $4,576,000 | 3,088 |
| Undivided profits | $754,000 | 9,329 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $134,000 | 7,580 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $473,000 | 4,917 |
| Earning assets | $120,889,000 | 3,437 |
| Long-term assets (5+ years) | $1,787,000 | 7,982 |
| Average Assets, year-to-date | $124,086,500 | 3,479 |
| Average Assets, quarterly | $124,086,500 | 3,591 |
| Volatile liabilities | $10,008,000 | 4,864 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $1,200,000 | 8,522 |
| Tier 1 (core) risk-based capital | $7,244,000 | 5,553 |
| Tier 2 risk-based capital | $762,000 | 3,800 |
| Total risk weighted assets | $76,193,200 | 3,567 |
| Total unused commitments | $1,200,000 | 8,536 |
| Derivatives | $0 | 549 |