Home > Mountain National Bank > Income and Expense
Mountain National Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,693,000 | 4,665 |
| Total interest expense | $2,285,000 | 5,737 |
| Net interest income | $4,408,000 | 3,872 |
| Provision for loan and lease losses | $180,000 | 3,648 |
| Total noninterest income | $1,091,000 | 2,842 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $560,000 | 2,342 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $531,000 | 2,703 |
| Total noninterest expense | $2,803,000 | 4,331 |
| Salaries and employee benefits | $1,455,000 | 4,356 |
| Premises and equipment expense | $352,000 | 4,871 |
| Additional noninterest expense | $996,000 | 3,924 |
| Pre-tax net operating income | $2,516,000 | 2,896 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $153,000 | 7,571 |
| Income before extraordinary items | $2,363,000 | 2,231 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,363,000 | 2,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,805 |
| Cash dividends | $1,352,000 | 1,739 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,363,000 | 2,169 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,665,000 | 5,399 |
| Total interest expense | $1,955,000 | 6,506 |
| Net interest income | $3,710,000 | 4,602 |
| Provision for loan and lease losses | $193,000 | 3,505 |
| Total noninterest income | $1,058,000 | 2,993 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $519,000 | 2,630 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $539,000 | 2,774 |
| Total noninterest expense | $2,516,000 | 4,979 |
| Salaries and employee benefits | $1,317,000 | 4,805 |
| Premises and equipment expense | $315,000 | 5,388 |
| Additional noninterest expense | $884,000 | 4,826 |
| Pre-tax net operating income | $2,059,000 | 3,350 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $717,000 | 3,127 |
| Income before extraordinary items | $1,342,000 | 3,528 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,342,000 | 3,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,845 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,342,000 | 3,482 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,668,000 | 6,274 |
| Total interest expense | $1,593,000 | 7,438 |
| Net interest income | $3,075,000 | 5,391 |
| Provision for loan and lease losses | $60,000 | 5,704 |
| Total noninterest income | $1,016,000 | 3,066 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $621,000 | 2,179 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $395,000 | 3,334 |
| Total noninterest expense | $2,297,000 | 5,361 |
| Salaries and employee benefits | $1,152,000 | 5,401 |
| Premises and equipment expense | $269,000 | 6,072 |
| Additional noninterest expense | $876,000 | 4,883 |
| Pre-tax net operating income | $1,734,000 | 3,969 |
| Securities gains (losses) | $-2,000 | 9,253 |
| Applicable income taxes | $588,000 | 3,714 |
| Income before extraordinary items | $1,144,000 | 4,107 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,144,000 | 4,104 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,475 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,145,320 | 4,091 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,706,000 | 7,066 |
| Total interest expense | $1,134,000 | 8,166 |
| Net interest income | $2,572,000 | 6,320 |
| Provision for loan and lease losses | $13,000 | 8,228 |
| Total noninterest income | $709,000 | 4,080 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $496,000 | 2,768 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $213,000 | 5,065 |
| Total noninterest expense | $1,989,000 | 6,232 |
| Salaries and employee benefits | $985,000 | 6,160 |
| Premises and equipment expense | $262,000 | 6,316 |
| Additional noninterest expense | $742,000 | 6,042 |
| Pre-tax net operating income | $1,279,000 | 4,998 |
| Securities gains (losses) | $48,000 | 1,174 |
| Applicable income taxes | $446,000 | 4,420 |
| Income before extraordinary items | $881,000 | 4,994 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $881,000 | 4,999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 10,867 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $849,320 | 5,171 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,249,000 | 7,926 |
| Total interest expense | $1,037,000 | 8,935 |
| Net interest income | $2,212,000 | 7,155 |
| Provision for loan and lease losses | $25,000 | 8,682 |
| Total noninterest income | $608,000 | 4,914 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $468,000 | 2,981 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $140,000 | 6,785 |
| Total noninterest expense | $1,755,000 | 7,023 |
| Salaries and employee benefits | $824,000 | 7,174 |
| Premises and equipment expense | $257,000 | 6,565 |
| Additional noninterest expense | $674,000 | 6,756 |
| Pre-tax net operating income | $1,040,000 | 5,740 |
| Securities gains (losses) | $7,000 | 5,826 |
| Applicable income taxes | $327,000 | 5,764 |
| Income before extraordinary items | $720,000 | 5,985 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $720,000 | 6,145 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $715,170 | 5,753 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,746,000 | 9,444 |
| Total interest expense | $1,146,000 | 9,802 |
| Net interest income | $1,600,000 | 8,955 |
| Provision for loan and lease losses | $75,000 | 8,067 |
| Total noninterest income | $698,000 | 4,422 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $406,000 | 3,429 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $292,000 | 4,505 |
| Total noninterest expense | $1,440,000 | 8,136 |
| Salaries and employee benefits | $618,000 | 8,664 |
| Premises and equipment expense | $224,000 | 7,300 |
| Additional noninterest expense | $598,000 | 7,533 |
| Pre-tax net operating income | $783,000 | 6,642 |
| Securities gains (losses) | $20,000 | 5,594 |
| Applicable income taxes | $259,000 | 6,530 |
| Income before extraordinary items | $544,000 | 6,961 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $544,000 | 7,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 9,616 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $530,400 | 6,705 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.