Home > Mountain National Bank > Assets and Liabilities
Mountain National Bank, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 46 | 3,856 |
| Assets and Liabilities | ||
| Total Assets: | $85,336,000 | 4,936 |
| Cash and due from depository institutions | $6,241,000 | 3,856 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $20,863,000 | 4,761 |
| Federal funds sold & reverse repurchase agreements | $3,320,000 | 3,699 |
| Net loans & leases | $50,703,000 | 4,921 |
| Loan loss allowance | $670,000 | 4,653 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,868,000 | 2,744 |
| Other real estate owned | $0 | 3,856 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,341,000 | 4,889 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $85,336,000 | 4,936 |
| Total liabilities | $77,635,000 | 4,876 |
| Total deposits | $76,936,000 | 4,668 |
| Interest-bearing deposits | $61,660,000 | 4,963 |
| Deposits held in domestic offices | $76,936,000 | 4,660 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $699,000 | 4,690 |
| Total equity capital | $7,701,000 | 5,350 |
| Total bank equity capital | $7,701,000 | 5,350 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $500,000 | 4,817 |
| Surplus | $500,000 | 8,800 |
| Undivided profits | $6,701,000 | 3,578 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,000 | 9,600 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $376,000 | 5,923 |
| Earning assets | $74,886,000 | 5,114 |
| Long-term assets (5+ years) | $17,159,000 | 3,091 |
| Average Assets, year-to-date | $79,748,800 | 5,023 |
| Average Assets, quarterly | $85,353,000 | 4,883 |
| Volatile liabilities | $10,208,000 | 4,942 |
| Insider loans | $658,000 | 4,668 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $14,505,000 | 2,675 |
| Tier 1 (core) risk-based capital | $7,560,000 | 5,273 |
| Tier 2 risk-based capital | $670,000 | 4,144 |
| Total risk weighted assets | $56,873,600 | 4,563 |
| Total unused commitments | $14,505,000 | 2,681 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 45 | 4,115 |
| Assets and Liabilities | ||
| Total Assets: | $74,718,000 | 5,584 |
| Cash and due from depository institutions | $6,087,000 | 4,115 |
| Interest-bearing balances | $95,000 | 5,011 |
| Securities | $16,170,000 | 6,107 |
| Federal funds sold & reverse repurchase agreements | $3,825,000 | 3,238 |
| Net loans & leases | $44,928,000 | 5,422 |
| Loan loss allowance | $507,000 | 5,853 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,315,000 | 3,333 |
| Other real estate owned | $79,000 | 4,115 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,314,000 | 5,140 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $74,718,000 | 5,584 |
| Total liabilities | $68,127,000 | 5,530 |
| Total deposits | $67,499,000 | 5,342 |
| Interest-bearing deposits | $55,340,000 | 5,541 |
| Deposits held in domestic offices | $67,499,000 | 5,332 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $628,000 | 5,087 |
| Total equity capital | $6,591,000 | 6,064 |
| Total bank equity capital | $6,591,000 | 6,064 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $500,000 | 5,112 |
| Surplus | $500,000 | 9,166 |
| Undivided profits | $5,591,000 | 4,085 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $318,000 | 6,647 |
| Earning assets | $65,018,000 | 5,819 |
| Long-term assets (5+ years) | $7,943,000 | 4,746 |
| Average Assets, year-to-date | $69,465,800 | 5,737 |
| Average Assets, quarterly | $75,410,000 | 5,513 |
| Volatile liabilities | $10,631,000 | 4,675 |
| Insider loans | $968,000 | 3,738 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $12,277,000 | 2,937 |
| Tier 1 (core) risk-based capital | $6,549,000 | 5,988 |
| Tier 2 risk-based capital | $507,000 | 5,206 |
| Total risk weighted assets | $49,872,000 | 5,069 |
| Total unused commitments | $12,277,000 | 2,952 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 36 | 5,163 |
| Assets and Liabilities | ||
| Total Assets: | $62,455,000 | 6,449 |
| Cash and due from depository institutions | $4,761,000 | 5,163 |
| Interest-bearing balances | $95,000 | 5,363 |
| Securities | $16,943,000 | 6,215 |
| Federal funds sold & reverse repurchase agreements | $1,760,000 | 5,927 |
| Net loans & leases | $35,599,000 | 6,306 |
| Loan loss allowance | $351,000 | 7,481 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,103,000 | 3,546 |
| Other real estate owned | $0 | 5,163 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,289,000 | 5,285 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $62,455,000 | 6,449 |
| Total liabilities | $57,164,000 | 6,357 |
| Total deposits | $56,373,000 | 6,206 |
| Interest-bearing deposits | $45,309,000 | 6,508 |
| Deposits held in domestic offices | $56,373,000 | 6,199 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $791,000 | 4,424 |
| Total equity capital | $5,291,000 | 7,110 |
| Total bank equity capital | $5,291,000 | 7,110 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $500,000 | 5,383 |
| Surplus | $500,000 | 9,516 |
| Undivided profits | $4,291,000 | 5,037 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $198,000 | 6,728 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $292,000 | 7,228 |
| Earning assets | $54,397,000 | 6,690 |
| Long-term assets (5+ years) | $6,276,000 | 5,211 |
| Average Assets, year-to-date | $58,338,000 | 6,580 |
| Average Assets, quarterly | $64,210,000 | 6,270 |
| Volatile liabilities | $6,266,000 | 6,156 |
| Insider loans | $847,000 | 4,151 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $10,662,000 | 3,123 |
| Tier 1 (core) risk-based capital | $5,208,000 | 7,049 |
| Tier 2 risk-based capital | $351,000 | 6,704 |
| Total risk weighted assets | $40,810,800 | 5,864 |
| Total unused commitments | $10,662,000 | 3,136 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 35 | 5,491 |
| Assets and Liabilities | ||
| Total Assets: | $51,780,000 | 7,343 |
| Cash and due from depository institutions | $4,121,000 | 5,491 |
| Interest-bearing balances | $95,000 | 5,733 |
| Securities | $13,004,000 | 7,702 |
| Federal funds sold & reverse repurchase agreements | $1,880,000 | 3,933 |
| Net loans & leases | $29,407,000 | 7,117 |
| Loan loss allowance | $301,000 | 8,374 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,113,000 | 3,477 |
| Other real estate owned | $271,000 | 5,491 |
| Goodwill and other intangibles | $15,000 | 2,826 |
| All other assets | $969,000 | 6,874 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $51,780,000 | 7,343 |
| Total liabilities | $47,747,000 | 7,241 |
| Total deposits | $47,431,000 | 7,050 |
| Interest-bearing deposits | $37,556,000 | 7,380 |
| Deposits held in domestic offices | $47,431,000 | 7,042 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $316,000 | 7,101 |
| Total equity capital | $4,033,000 | 8,148 |
| Total bank equity capital | $4,033,000 | 8,148 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $500,000 | 5,677 |
| Surplus | $500,000 | 9,881 |
| Undivided profits | $3,033,000 | 5,840 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $213,000 | 8,201 |
| Earning assets | $44,386,000 | 7,617 |
| Long-term assets (5+ years) | $4,032,000 | 6,606 |
| Average Assets, year-to-date | $49,591,000 | 7,436 |
| Average Assets, quarterly | $52,394,000 | 7,261 |
| Volatile liabilities | $3,323,000 | 8,142 |
| Insider loans | $656,000 | 4,855 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $10,191,000 | 3,083 |
| Tier 1 (core) risk-based capital | $4,056,000 | 8,198 |
| Tier 2 risk-based capital | $301,000 | 7,482 |
| Total risk weighted assets | $34,050,300 | 6,636 |
| Total unused commitments | $10,191,000 | 3,094 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 34 | 5,844 |
| Assets and Liabilities | ||
| Total Assets: | $47,385,000 | 7,989 |
| Cash and due from depository institutions | $4,129,000 | 5,844 |
| Interest-bearing balances | $100,000 | 6,134 |
| Securities | $11,131,000 | 8,655 |
| Federal funds sold & reverse repurchase agreements | $3,122,000 | 4,239 |
| Net loans & leases | $26,102,000 | 7,618 |
| Loan loss allowance | $277,000 | 8,971 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,857,000 | 3,885 |
| Other real estate owned | $65,000 | 5,844 |
| Goodwill and other intangibles | $37,000 | 2,568 |
| All other assets | $942,000 | 6,403 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $47,385,000 | 7,989 |
| Total liabilities | $44,195,000 | 7,857 |
| Total deposits | $43,912,000 | 7,700 |
| Interest-bearing deposits | $35,743,000 | 7,945 |
| Deposits held in domestic offices | $43,912,000 | 7,691 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $283,000 | 7,811 |
| Total equity capital | $3,190,000 | 9,491 |
| Total bank equity capital | $3,190,000 | 9,491 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $500,000 | 5,937 |
| Surplus | $500,000 | 10,245 |
| Undivided profits | $2,190,000 | 7,221 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $62,000 | 10,080 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $162,000 | 9,134 |
| Earning assets | $40,455,000 | 8,315 |
| Long-term assets (5+ years) | $4,173,000 | 6,960 |
| Average Assets, year-to-date | $44,734,600 | 8,101 |
| Average Assets, quarterly | $46,670,000 | 8,011 |
| Volatile liabilities | $4,957,000 | 6,559 |
| Insider loans | $990,000 | 3,777 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $9,661,000 | 3,180 |
| Tier 1 (core) risk-based capital | $3,153,000 | 9,491 |
| Tier 2 risk-based capital | $277,000 | 7,920 |
| Total risk weighted assets | $29,440,400 | 7,376 |
| Total unused commitments | $9,661,000 | 3,197 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 29 | 6,705 |
| Assets and Liabilities | ||
| Total Assets: | $41,744,000 | 8,766 |
| Cash and due from depository institutions | $3,125,000 | 6,705 |
| Interest-bearing balances | $691,000 | 4,408 |
| Securities | $15,207,000 | 7,284 |
| Federal funds sold & reverse repurchase agreements | $1,675,000 | 7,141 |
| Net loans & leases | $18,943,000 | 9,171 |
| Loan loss allowance | $252,000 | 9,551 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,647,000 | 4,295 |
| Other real estate owned | $61,000 | 6,705 |
| Goodwill and other intangibles | $58,000 | 2,431 |
| All other assets | $1,028,000 | 6,219 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $41,744,000 | 8,766 |
| Total liabilities | $39,274,000 | 8,593 |
| Total deposits | $39,088,000 | 8,462 |
| Interest-bearing deposits | $32,271,000 | 8,679 |
| Deposits held in domestic offices | $39,088,000 | 8,456 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $186,000 | 10,325 |
| Total equity capital | $2,470,000 | 10,619 |
| Total bank equity capital | $2,470,000 | 10,619 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $500,000 | 6,257 |
| Surplus | $500,000 | 10,509 |
| Undivided profits | $1,470,000 | 8,459 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,000 | 12,206 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $135,000 | 10,464 |
| Earning assets | $36,516,000 | 8,974 |
| Long-term assets (5+ years) | $5,326,000 | 6,297 |
| Average Assets, year-to-date | $38,398,200 | 9,026 |
| Average Assets, quarterly | $41,999,000 | 8,683 |
| Volatile liabilities | $1,833,000 | 10,249 |
| Insider loans | $76,000 | 6,367 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $0 | 12,570 |
| Tier 1 (core) risk-based capital | $2,412,000 | 10,678 |
| Tier 2 risk-based capital | $252,000 | 8,394 |
| Total risk weighted assets | $23,421,400 | 8,571 |
| Total unused commitments | $0 | 12,572 |
| Derivatives | $0 | 651 |