Home > Mountain Iron First State Bank > Income and Expense
Mountain Iron First State Bank, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,060,000 | 4,925 |
| Total interest expense | $2,706,000 | 5,112 |
| Net interest income | $3,354,000 | 4,688 |
| Provision for loan and lease losses | $290,000 | 3,289 |
| Total noninterest income | $207,000 | 7,240 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $139,000 | 5,956 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $68,000 | 7,169 |
| Total noninterest expense | $1,851,000 | 6,021 |
| Salaries and employee benefits | $1,003,000 | 5,971 |
| Premises and equipment expense | $236,000 | 6,262 |
| Additional noninterest expense | $612,000 | 5,760 |
| Pre-tax net operating income | $1,420,000 | 4,005 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $62,000 | 6,510 |
| Income before extraordinary items | $1,358,000 | 3,482 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,358,000 | 3,485 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 4,051 |
| Cash dividends | $453,000 | 3,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,358,000 | 3,381 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,354,000 | 5,487 |
| Total interest expense | $2,685,000 | 5,321 |
| Net interest income | $2,669,000 | 5,582 |
| Provision for loan and lease losses | $152,000 | 4,371 |
| Total noninterest income | $219,000 | 7,076 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $159,000 | 5,636 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 7,469 |
| Total noninterest expense | $1,575,000 | 6,547 |
| Salaries and employee benefits | $855,000 | 6,484 |
| Premises and equipment expense | $195,000 | 6,852 |
| Additional noninterest expense | $525,000 | 6,244 |
| Pre-tax net operating income | $1,161,000 | 4,820 |
| Securities gains (losses) | $-6,000 | 8,044 |
| Applicable income taxes | $119,000 | 6,296 |
| Income before extraordinary items | $1,036,000 | 4,272 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,036,000 | 4,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,816 |
| Cash dividends | $249,000 | 4,799 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,041,400 | 4,267 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,250,000 | 6,151 |
| Total interest expense | $1,887,000 | 6,199 |
| Net interest income | $2,363,000 | 6,009 |
| Provision for loan and lease losses | $45,000 | 6,711 |
| Total noninterest income | $265,000 | 6,785 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $148,000 | 5,881 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $117,000 | 6,247 |
| Total noninterest expense | $1,528,000 | 6,706 |
| Salaries and employee benefits | $872,000 | 6,441 |
| Premises and equipment expense | $182,000 | 7,095 |
| Additional noninterest expense | $474,000 | 6,716 |
| Pre-tax net operating income | $1,055,000 | 5,149 |
| Securities gains (losses) | $-14,000 | 9,441 |
| Applicable income taxes | $97,000 | 6,963 |
| Income before extraordinary items | $944,000 | 4,596 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $944,000 | 4,597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,786 |
| Cash dividends | $200,000 | 5,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $956,740 | 4,521 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,440,000 | 7,021 |
| Total interest expense | $1,540,000 | 7,107 |
| Net interest income | $1,900,000 | 6,858 |
| Provision for loan and lease losses | $117,000 | 4,814 |
| Total noninterest income | $211,000 | 7,450 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $116,000 | 6,552 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 6,752 |
| Total noninterest expense | $1,289,000 | 7,284 |
| Salaries and employee benefits | $674,000 | 7,342 |
| Premises and equipment expense | $166,000 | 7,324 |
| Additional noninterest expense | $449,000 | 6,813 |
| Pre-tax net operating income | $705,000 | 6,457 |
| Securities gains (losses) | $9,000 | 3,034 |
| Applicable income taxes | $71,000 | 7,976 |
| Income before extraordinary items | $643,000 | 5,852 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $643,000 | 5,851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 9,413 |
| Cash dividends | $200,000 | 5,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $634,900 | 5,781 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,732,000 | 8,092 |
| Total interest expense | $1,228,000 | 8,041 |
| Net interest income | $1,504,000 | 7,971 |
| Provision for loan and lease losses | $10,000 | 8,395 |
| Total noninterest income | $220,000 | 7,587 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $126,000 | 6,643 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 6,947 |
| Total noninterest expense | $1,085,000 | 8,052 |
| Salaries and employee benefits | $606,000 | 7,877 |
| Premises and equipment expense | $159,000 | 7,611 |
| Additional noninterest expense | $320,000 | 8,120 |
| Pre-tax net operating income | $629,000 | 7,292 |
| Securities gains (losses) | $10,000 | 2,359 |
| Applicable income taxes | $87,000 | 8,619 |
| Income before extraordinary items | $552,000 | 6,656 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $552,000 | 6,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 9,915 |
| Cash dividends | $200,000 | 5,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $543,400 | 6,654 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,359,000 | 8,889 |
| Total interest expense | $1,072,000 | 8,779 |
| Net interest income | $1,287,000 | 8,799 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $345,000 | 6,484 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $120,000 | 7,065 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $225,000 | 4,864 |
| Total noninterest expense | $939,000 | 8,926 |
| Salaries and employee benefits | $493,000 | 8,944 |
| Premises and equipment expense | $150,000 | 8,057 |
| Additional noninterest expense | $296,000 | 8,928 |
| Pre-tax net operating income | $693,000 | 6,962 |
| Securities gains (losses) | $-2,000 | 9,485 |
| Applicable income taxes | $257,000 | 6,358 |
| Income before extraordinary items | $434,000 | 7,350 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $434,000 | 7,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 10,223 |
| Cash dividends | $120,000 | 6,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $435,280 | 7,291 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,930,000 | 9,835 |
| Total interest expense | $881,000 | 9,684 |
| Net interest income | $1,049,000 | 9,784 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $190,000 | 8,587 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $119,000 | 7,330 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 8,310 |
| Total noninterest expense | $854,000 | 9,534 |
| Salaries and employee benefits | $444,000 | 9,591 |
| Premises and equipment expense | $144,000 | 8,429 |
| Additional noninterest expense | $266,000 | 9,649 |
| Pre-tax net operating income | $385,000 | 9,162 |
| Securities gains (losses) | $-11,000 | 10,162 |
| Applicable income taxes | $131,000 | 8,602 |
| Income before extraordinary items | $243,000 | 9,476 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $243,000 | 9,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,150 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $250,150 | 9,391 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,740,000 | 10,287 |
| Total interest expense | $667,000 | 10,270 |
| Net interest income | $1,073,000 | 10,166 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $169,000 | 9,328 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $114,000 | 7,743 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 9,362 |
| Total noninterest expense | $795,000 | 10,271 |
| Salaries and employee benefits | $400,000 | 10,283 |
| Premises and equipment expense | $131,000 | 9,070 |
| Additional noninterest expense | $264,000 | 10,358 |
| Pre-tax net operating income | $447,000 | 9,009 |
| Securities gains (losses) | $-4,000 | 9,291 |
| Applicable income taxes | $172,000 | 7,876 |
| Income before extraordinary items | $271,000 | 9,478 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $271,000 | 9,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 11,382 |
| Cash dividends | $95,000 | 7,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $273,560 | 9,507 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,239,000 | 11,803 |
| Total interest expense | $470,000 | 11,831 |
| Net interest income | $769,000 | 11,618 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $140,000 | 10,406 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $108,000 | 8,152 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 11,170 |
| Total noninterest expense | $630,000 | 11,488 |
| Salaries and employee benefits | $284,000 | 11,829 |
| Premises and equipment expense | $105,000 | 10,294 |
| Additional noninterest expense | $241,000 | 11,187 |
| Pre-tax net operating income | $279,000 | 10,405 |
| Securities gains (losses) | $30,000 | 4,104 |
| Applicable income taxes | $106,000 | 9,601 |
| Income before extraordinary items | $203,000 | 10,615 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $203,000 | 10,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 11,729 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $495,000 | 605 |
| Net operating income | $183,200 | 10,615 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,042,000 | 12,955 |
| Total interest expense | $409,000 | 13,148 |
| Net interest income | $633,000 | 12,595 |
| Provision for loan and lease losses | $2,000 | 11,664 |
| Total noninterest income | $125,000 | 11,046 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $94,000 | 8,698 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 11,703 |
| Total noninterest expense | $560,000 | 12,302 |
| Salaries and employee benefits | $266,000 | 12,415 |
| Premises and equipment expense | $71,000 | 11,832 |
| Additional noninterest expense | $223,000 | 11,919 |
| Pre-tax net operating income | $196,000 | 11,110 |
| Securities gains (losses) | $61,000 | 3,800 |
| Applicable income taxes | $90,000 | 10,159 |
| Income before extraordinary items | $167,000 | 11,035 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $167,000 | 11,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 10,714 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $200,000 | 728 |
| Net operating income | $127,350 | 11,258 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.