Home > Mountain Heritage Bank > Assets and Liabilities
Mountain Heritage Bank, Assets and Liabilities
| 2011-03-31 | Rank | |
| # of Employees: | 20 | 5,455 |
| Assets and Liabilities | ||
| Total Assets: | $103,716,000 | 4,914 |
| Cash and due from depository institutions | $2,427,000 | 5,455 |
| Interest-bearing balances | $1,725,000 | 5,283 |
| Securities | $16,956,000 | 4,900 |
| Federal funds sold & reverse repurchase agreements | $7,600,000 | 1,072 |
| Net loans & leases | $56,268,000 | 5,086 |
| Loan loss allowance | $1,711,000 | 3,551 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $4,584,000 | 2,526 |
| Other real estate owned | $14,296,000 | 5,455 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $1,585,000 | 5,524 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $103,716,000 | 4,914 |
| Total liabilities | $102,664,000 | 4,627 |
| Total deposits | $89,554,000 | 4,860 |
| Interest-bearing deposits | $87,304,000 | 4,442 |
| Deposits held in domestic offices | $89,554,000 | 4,859 |
| % insured | 98.20% | 684 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $13,000,000 | 1,792 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $110,000 | 6,778 |
| Total equity capital | $1,052,000 | 7,527 |
| Total bank equity capital | $1,052,000 | 7,527 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $5,188,000 | 911 |
| Surplus | $5,249,000 | 3,810 |
| Undivided profits | $-9,385,000 | 7,168 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $10,684,000 | 1,364 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $269,000 | 6,357 |
| Earning assets | $82,549,000 | 5,292 |
| Long-term assets (5+ years) | $18,187,000 | 4,451 |
| Average Assets, year-to-date | $105,931,000 | 4,838 |
| Average Assets, quarterly | $105,931,000 | 4,838 |
| Volatile liabilities | $14,196,000 | 2,891 |
| Insider loans | $2,300,000 | 2,547 |
| FHLB advances | $13,000,000 | 1,698 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $3,407,000 | 5,774 |
| Tier 1 (core) risk-based capital | $1,188,000 | 7,511 |
| Tier 2 risk-based capital | $943,000 | 4,283 |
| Total risk weighted assets | $74,707,000 | 4,617 |
| Total unused commitments | $3,407,000 | 5,776 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 19 | 5,634 |
| Assets and Liabilities | ||
| Total Assets: | $108,146,000 | 4,814 |
| Cash and due from depository institutions | $3,078,000 | 5,634 |
| Interest-bearing balances | $1,496,000 | 5,237 |
| Securities | $18,275,000 | 4,605 |
| Federal funds sold & reverse repurchase agreements | $6,995,000 | 1,096 |
| Net loans & leases | $58,889,000 | 5,085 |
| Loan loss allowance | $1,637,000 | 3,648 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $4,641,000 | 2,534 |
| Other real estate owned | $14,448,000 | 5,634 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $1,820,000 | 5,371 |
| Life insurance assets | $0 | 3,769 |
| Total liabilities and capital | $108,146,000 | 4,814 |
| Total liabilities | $105,504,000 | 4,547 |
| Total deposits | $92,407,000 | 4,775 |
| Interest-bearing deposits | $83,398,000 | 4,569 |
| Deposits held in domestic offices | $92,407,000 | 4,773 |
| % insured | 98.35% | 584 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $13,000,000 | 1,953 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $97,000 | 6,934 |
| Total equity capital | $2,642,000 | 7,324 |
| Total bank equity capital | $2,642,000 | 7,323 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $5,188,000 | 915 |
| Surplus | $5,245,000 | 3,839 |
| Undivided profits | $-7,791,000 | 7,186 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $9,160,000 | 1,525 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $378,000 | 5,752 |
| Earning assets | $85,655,000 | 5,203 |
| Long-term assets (5+ years) | $20,364,000 | 4,195 |
| Average Assets, year-to-date | $115,186,600 | 4,587 |
| Average Assets, quarterly | $112,002,000 | 4,711 |
| Volatile liabilities | $50,299,000 | 2,507 |
| Insider loans | $2,556,000 | 2,439 |
| FHLB advances | $13,000,000 | 1,850 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $3,565,000 | 5,679 |
| Tier 1 (core) risk-based capital | $2,895,000 | 7,237 |
| Tier 2 risk-based capital | $970,000 | 4,262 |
| Total risk weighted assets | $76,931,000 | 4,614 |
| Total unused commitments | $3,565,000 | 5,680 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 20 | 5,556 |
| Assets and Liabilities | ||
| Total Assets: | $115,858,000 | 4,660 |
| Cash and due from depository institutions | $2,647,000 | 5,556 |
| Interest-bearing balances | $1,511,000 | 5,197 |
| Securities | $18,980,000 | 4,478 |
| Federal funds sold & reverse repurchase agreements | $12,130,000 | 625 |
| Net loans & leases | $62,742,000 | 5,014 |
| Loan loss allowance | $1,670,000 | 3,622 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $4,708,000 | 2,535 |
| Other real estate owned | $13,290,000 | 5,556 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $1,361,000 | 6,086 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $115,858,000 | 4,660 |
| Total liabilities | $111,857,000 | 4,431 |
| Total deposits | $98,751,000 | 4,604 |
| Interest-bearing deposits | $88,951,000 | 4,447 |
| Deposits held in domestic offices | $98,751,000 | 4,601 |
| % insured | 97.72% | 628 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $13,000,000 | 2,067 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $106,000 | 7,195 |
| Total equity capital | $4,001,000 | 7,083 |
| Total bank equity capital | $4,001,000 | 7,083 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $5,188,000 | 918 |
| Surplus | $5,242,000 | 3,860 |
| Undivided profits | $-6,429,000 | 7,240 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $10,211,000 | 1,422 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $410,000 | 5,772 |
| Earning assets | $95,363,000 | 4,946 |
| Long-term assets (5+ years) | $15,368,000 | 4,686 |
| Average Assets, year-to-date | $116,946,750 | 4,611 |
| Average Assets, quarterly | $115,139,500 | 4,670 |
| Volatile liabilities | $53,797,000 | 2,443 |
| Insider loans | $2,630,000 | 2,426 |
| FHLB advances | $13,000,000 | 1,964 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $3,487,000 | 5,842 |
| Tier 1 (core) risk-based capital | $3,820,000 | 7,071 |
| Tier 2 risk-based capital | $984,000 | 4,283 |
| Total risk weighted assets | $78,108,000 | 4,642 |
| Total unused commitments | $3,487,000 | 5,844 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 19 | 5,735 |
| Assets and Liabilities | ||
| Total Assets: | $114,421,000 | 4,706 |
| Cash and due from depository institutions | $509,000 | 5,735 |
| Interest-bearing balances | $89,000 | 6,646 |
| Securities | $19,224,000 | 4,495 |
| Federal funds sold & reverse repurchase agreements | $8,395,000 | 937 |
| Net loans & leases | $70,784,000 | 4,721 |
| Loan loss allowance | $2,501,000 | 2,765 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $4,763,000 | 2,528 |
| Other real estate owned | $9,240,000 | 5,735 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $1,506,000 | 5,919 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $114,421,000 | 4,706 |
| Total liabilities | $110,141,000 | 4,501 |
| Total deposits | $96,988,000 | 4,680 |
| Interest-bearing deposits | $94,411,000 | 4,303 |
| Deposits held in domestic offices | $96,988,000 | 4,678 |
| % insured | 97.79% | 641 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $13,000,000 | 2,141 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $153,000 | 6,866 |
| Total equity capital | $4,280,000 | 7,029 |
| Total bank equity capital | $4,280,000 | 7,029 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $5,188,000 | 933 |
| Surplus | $5,238,000 | 3,877 |
| Undivided profits | $-6,146,000 | 7,310 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $12,862,000 | 1,239 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $527,000 | 5,044 |
| Earning assets | $98,492,000 | 4,865 |
| Long-term assets (5+ years) | $18,235,000 | 4,324 |
| Average Assets, year-to-date | $117,309,670 | 4,629 |
| Average Assets, quarterly | $116,651,000 | 4,654 |
| Volatile liabilities | $47,929,000 | 2,740 |
| Insider loans | $5,434,000 | 1,333 |
| FHLB advances | $13,000,000 | 2,050 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $6,064,000 | 4,989 |
| Tier 1 (core) risk-based capital | $4,058,000 | 7,026 |
| Tier 2 risk-based capital | $1,019,000 | 4,209 |
| Total risk weighted assets | $81,051,000 | 4,563 |
| Total unused commitments | $6,064,000 | 4,991 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 21 | 5,559 |
| Assets and Liabilities | ||
| Total Assets: | $118,881,000 | 4,672 |
| Cash and due from depository institutions | $376,000 | 5,559 |
| Interest-bearing balances | $194,000 | 6,339 |
| Securities | $19,678,000 | 4,495 |
| Federal funds sold & reverse repurchase agreements | $9,065,000 | 1,026 |
| Net loans & leases | $77,049,000 | 4,554 |
| Loan loss allowance | $2,588,000 | 2,715 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $4,823,000 | 2,535 |
| Other real estate owned | $6,255,000 | 5,559 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $1,635,000 | 5,848 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $118,881,000 | 4,672 |
| Total liabilities | $114,362,000 | 4,470 |
| Total deposits | $101,196,000 | 4,613 |
| Interest-bearing deposits | $98,806,000 | 4,241 |
| Deposits held in domestic offices | $101,196,000 | 4,611 |
| % insured | 97.76% | 676 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $13,000,000 | 2,264 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $166,000 | 6,773 |
| Total equity capital | $4,519,000 | 6,993 |
| Total bank equity capital | $4,519,000 | 6,993 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $5,188,000 | 949 |
| Surplus | $5,234,000 | 3,930 |
| Undivided profits | $-5,903,000 | 7,379 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $13,827,000 | 1,189 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $500,000 | 5,249 |
| Earning assets | $105,986,000 | 4,720 |
| Long-term assets (5+ years) | $19,344,000 | 4,230 |
| Average Assets, year-to-date | $118,754,000 | 4,664 |
| Average Assets, quarterly | $118,754,000 | 4,664 |
| Volatile liabilities | $48,948,000 | 2,758 |
| Insider loans | $5,623,000 | 1,344 |
| FHLB advances | $13,000,000 | 2,160 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $3,348,000 | 6,121 |
| Tier 1 (core) risk-based capital | $4,487,000 | 6,932 |
| Tier 2 risk-based capital | $1,062,000 | 4,153 |
| Total risk weighted assets | $83,526,000 | 4,551 |
| Total unused commitments | $3,348,000 | 6,125 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 21 | 5,590 |
| Assets and Liabilities | ||
| Total Assets: | $118,627,000 | 4,690 |
| Cash and due from depository institutions | $1,900,000 | 5,590 |
| Interest-bearing balances | $385,000 | 5,801 |
| Securities | $18,770,000 | 4,528 |
| Federal funds sold & reverse repurchase agreements | $6,405,000 | 1,323 |
| Net loans & leases | $80,767,000 | 4,476 |
| Loan loss allowance | $2,605,000 | 2,669 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $4,880,000 | 2,547 |
| Other real estate owned | $4,230,000 | 5,590 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $1,675,000 | 5,886 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $118,627,000 | 4,690 |
| Total liabilities | $113,817,000 | 4,494 |
| Total deposits | $100,653,000 | 4,612 |
| Interest-bearing deposits | $98,291,000 | 4,219 |
| Deposits held in domestic offices | $100,653,000 | 4,611 |
| % insured | 97.57% | 730 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $13,000,000 | 2,398 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $164,000 | 6,834 |
| Total equity capital | $4,810,000 | 6,957 |
| Total bank equity capital | $4,810,000 | 6,957 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $5,188,000 | 960 |
| Surplus | $5,230,000 | 3,954 |
| Undivided profits | $-5,608,000 | 7,424 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $8,941,000 | 1,606 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $514,000 | 5,323 |
| Earning assets | $106,327,000 | 4,719 |
| Long-term assets (5+ years) | $19,171,000 | 4,241 |
| Average Assets, year-to-date | $127,333,800 | 4,394 |
| Average Assets, quarterly | $120,505,500 | 4,627 |
| Volatile liabilities | $46,233,000 | 2,905 |
| Insider loans | $5,609,000 | 1,369 |
| FHLB advances | $13,000,000 | 2,288 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $2,973,000 | 6,273 |
| Tier 1 (core) risk-based capital | $4,835,000 | 6,865 |
| Tier 2 risk-based capital | $1,087,000 | 4,111 |
| Total risk weighted assets | $85,437,000 | 4,543 |
| Total unused commitments | $2,973,000 | 6,275 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 21 | 5,644 |
| Assets and Liabilities | ||
| Total Assets: | $122,384,000 | 4,597 |
| Cash and due from depository institutions | $1,007,000 | 5,644 |
| Interest-bearing balances | $220,000 | 6,005 |
| Securities | $19,767,000 | 4,467 |
| Federal funds sold & reverse repurchase agreements | $2,500,000 | 2,675 |
| Net loans & leases | $86,332,000 | 4,350 |
| Loan loss allowance | $2,762,000 | 2,473 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $4,938,000 | 2,539 |
| Other real estate owned | $4,833,000 | 5,644 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $3,007,000 | 4,224 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $122,384,000 | 4,597 |
| Total liabilities | $113,855,000 | 4,461 |
| Total deposits | $100,618,000 | 4,596 |
| Interest-bearing deposits | $99,212,000 | 4,195 |
| Deposits held in domestic offices | $100,618,000 | 4,594 |
| % insured | 97.58% | 890 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $13,000,000 | 2,505 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $237,000 | 6,714 |
| Total equity capital | $8,529,000 | 5,809 |
| Total bank equity capital | $8,529,000 | 5,808 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $5,188,000 | 976 |
| Surplus | $5,227,000 | 3,958 |
| Undivided profits | $-1,886,000 | 7,146 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $7,405,000 | 1,811 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $591,000 | 5,136 |
| Earning assets | $108,819,000 | 4,684 |
| Long-term assets (5+ years) | $19,251,000 | 4,231 |
| Average Assets, year-to-date | $129,510,500 | 4,380 |
| Average Assets, quarterly | $125,689,500 | 4,494 |
| Volatile liabilities | $46,297,000 | 2,922 |
| Insider loans | $5,546,000 | 1,390 |
| FHLB advances | $13,000,000 | 2,384 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $3,411,000 | 6,185 |
| Tier 1 (core) risk-based capital | $7,750,000 | 5,919 |
| Tier 2 risk-based capital | $1,154,000 | 3,950 |
| Total risk weighted assets | $90,689,000 | 4,399 |
| Total unused commitments | $3,411,000 | 6,187 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 22 | 5,572 |
| Assets and Liabilities | ||
| Total Assets: | $128,995,000 | 4,447 |
| Cash and due from depository institutions | $3,224,000 | 5,572 |
| Interest-bearing balances | $354,000 | 5,562 |
| Securities | $20,014,000 | 4,429 |
| Federal funds sold & reverse repurchase agreements | $3,700,000 | 2,378 |
| Net loans & leases | $89,228,000 | 4,283 |
| Loan loss allowance | $2,106,000 | 2,947 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,999,000 | 2,542 |
| Other real estate owned | $4,791,000 | 5,572 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $3,039,000 | 4,190 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $128,995,000 | 4,447 |
| Total liabilities | $120,211,000 | 4,323 |
| Total deposits | $106,889,000 | 4,423 |
| Interest-bearing deposits | $104,936,000 | 4,035 |
| Deposits held in domestic offices | $106,889,000 | 4,420 |
| % insured | 90.84% | 780 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $13,000,000 | 2,583 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $322,000 | 6,248 |
| Total equity capital | $8,784,000 | 5,731 |
| Total bank equity capital | $8,784,000 | 5,728 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $5,188,000 | 984 |
| Surplus | $5,223,000 | 3,991 |
| Undivided profits | $-1,627,000 | 7,198 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $4,087,000 | 2,519 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $761,000 | 4,295 |
| Earning assets | $113,296,000 | 4,576 |
| Long-term assets (5+ years) | $18,612,000 | 4,237 |
| Average Assets, year-to-date | $131,886,000 | 4,356 |
| Average Assets, quarterly | $132,874,000 | 4,358 |
| Volatile liabilities | $48,057,000 | 2,862 |
| Insider loans | $5,351,000 | 1,458 |
| FHLB advances | $13,000,000 | 2,461 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $7,861,000 | 4,860 |
| Tier 1 (core) risk-based capital | $8,353,000 | 5,766 |
| Tier 2 risk-based capital | $1,174,000 | 3,876 |
| Total risk weighted assets | $93,012,000 | 4,363 |
| Total unused commitments | $7,861,000 | 4,864 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 23 | 5,486 |
| Assets and Liabilities | ||
| Total Assets: | $136,753,000 | 4,290 |
| Cash and due from depository institutions | $5,294,000 | 5,486 |
| Interest-bearing balances | $403,000 | 5,135 |
| Securities | $20,352,000 | 4,397 |
| Federal funds sold & reverse repurchase agreements | $7,830,000 | 1,565 |
| Net loans & leases | $91,429,000 | 4,236 |
| Loan loss allowance | $1,916,000 | 3,072 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $5,075,000 | 2,527 |
| Other real estate owned | $4,085,000 | 5,486 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $2,688,000 | 4,468 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $136,753,000 | 4,290 |
| Total liabilities | $127,540,000 | 4,174 |
| Total deposits | $114,282,000 | 4,230 |
| Interest-bearing deposits | $111,915,000 | 3,846 |
| Deposits held in domestic offices | $114,282,000 | 4,227 |
| % insured | 90.90% | 795 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $13,000,000 | 2,622 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $258,000 | 6,535 |
| Total equity capital | $9,213,000 | 5,639 |
| Total bank equity capital | $9,213,000 | 5,638 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $5,188,000 | 984 |
| Surplus | $5,220,000 | 3,994 |
| Undivided profits | $-1,195,000 | 7,217 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $3,345,000 | 2,743 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $662,000 | 4,722 |
| Earning assets | $120,014,000 | 4,419 |
| Long-term assets (5+ years) | $18,745,000 | 4,217 |
| Average Assets, year-to-date | $133,331,500 | 4,340 |
| Average Assets, quarterly | $133,331,500 | 4,340 |
| Volatile liabilities | $21,490,000 | 4,794 |
| Insider loans | $4,973,000 | 1,568 |
| FHLB advances | $13,000,000 | 2,506 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $6,910,000 | 5,219 |
| Tier 1 (core) risk-based capital | $8,990,000 | 5,606 |
| Tier 2 risk-based capital | $1,199,000 | 3,804 |
| Total risk weighted assets | $97,137,000 | 4,240 |
| Total unused commitments | $6,910,000 | 5,220 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 25 | 5,276 |
| Assets and Liabilities | ||
| Total Assets: | $129,910,000 | 4,411 |
| Cash and due from depository institutions | $1,538,000 | 5,276 |
| Interest-bearing balances | $1,129,000 | 3,585 |
| Securities | $15,300,000 | 5,074 |
| Federal funds sold & reverse repurchase agreements | $8,341,000 | 1,185 |
| Net loans & leases | $94,966,000 | 4,166 |
| Loan loss allowance | $1,942,000 | 2,979 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $5,107,000 | 2,534 |
| Other real estate owned | $1,921,000 | 5,276 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $2,737,000 | 4,484 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $129,910,000 | 4,411 |
| Total liabilities | $120,706,000 | 4,290 |
| Total deposits | $107,399,000 | 4,339 |
| Interest-bearing deposits | $105,293,000 | 3,936 |
| Deposits held in domestic offices | $107,399,000 | 4,336 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $13,000,000 | 2,816 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $307,000 | 6,294 |
| Total equity capital | $9,204,000 | 5,650 |
| Total bank equity capital | $9,204,000 | 5,650 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $5,188,000 | 977 |
| Surplus | $5,202,000 | 3,984 |
| Undivided profits | $-1,186,000 | 7,311 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,459,000 | 1,756 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $680,000 | 4,858 |
| Earning assets | $119,736,000 | 4,379 |
| Long-term assets (5+ years) | $15,968,000 | 4,473 |
| Average Assets, year-to-date | $121,679,200 | 4,479 |
| Average Assets, quarterly | $126,951,000 | 4,442 |
| Volatile liabilities | $61,027,000 | 2,323 |
| Insider loans | $4,659,000 | 1,706 |
| FHLB advances | $13,000,000 | 2,707 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $9,543,000 | 4,578 |
| Tier 1 (core) risk-based capital | $9,015,000 | 5,602 |
| Tier 2 risk-based capital | $1,273,000 | 3,646 |
| Total risk weighted assets | $101,454,000 | 4,124 |
| Total unused commitments | $9,543,000 | 4,582 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 27 | 5,124 |
| Assets and Liabilities | ||
| Total Assets: | $123,992,000 | 4,506 |
| Cash and due from depository institutions | $1,895,000 | 5,124 |
| Interest-bearing balances | $1,562,000 | 2,587 |
| Securities | $12,701,000 | 5,408 |
| Federal funds sold & reverse repurchase agreements | $3,212,000 | 2,991 |
| Net loans & leases | $98,089,000 | 4,080 |
| Loan loss allowance | $1,497,000 | 3,423 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $4,907,000 | 2,633 |
| Other real estate owned | $1,009,000 | 5,124 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,179,000 | 5,082 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $123,992,000 | 4,506 |
| Total liabilities | $113,898,000 | 4,419 |
| Total deposits | $100,457,000 | 4,506 |
| Interest-bearing deposits | $97,846,000 | 4,103 |
| Deposits held in domestic offices | $100,457,000 | 4,502 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $13,000,000 | 2,814 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $441,000 | 5,732 |
| Total equity capital | $10,094,000 | 5,422 |
| Total bank equity capital | $10,094,000 | 5,422 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $5,188,000 | 979 |
| Surplus | $5,198,000 | 3,988 |
| Undivided profits | $-292,000 | 7,288 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,938,000 | 2,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $750,000 | 4,751 |
| Earning assets | $115,564,000 | 4,470 |
| Long-term assets (5+ years) | $12,408,000 | 4,903 |
| Average Assets, year-to-date | $119,621,500 | 4,533 |
| Average Assets, quarterly | $122,811,000 | 4,521 |
| Volatile liabilities | $20,892,000 | 4,685 |
| Insider loans | $4,582,000 | 1,729 |
| FHLB advances | $0 | 5,438 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $10,913,000 | 4,471 |
| Tier 1 (core) risk-based capital | $10,243,000 | 5,305 |
| Tier 2 risk-based capital | $1,330,000 | 3,460 |
| Total risk weighted assets | $105,782,000 | 4,010 |
| Total unused commitments | $10,913,000 | 4,473 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 25 | 5,394 |
| Assets and Liabilities | ||
| Total Assets: | $121,630,000 | 4,571 |
| Cash and due from depository institutions | $771,000 | 5,394 |
| Interest-bearing balances | $538,000 | 3,467 |
| Securities | $12,445,000 | 5,510 |
| Federal funds sold & reverse repurchase agreements | $5,085,000 | 2,199 |
| Net loans & leases | $95,909,000 | 4,119 |
| Loan loss allowance | $1,189,000 | 3,899 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,275,000 | 2,917 |
| Other real estate owned | $1,009,000 | 5,394 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $2,136,000 | 5,092 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $121,630,000 | 4,571 |
| Total liabilities | $111,355,000 | 4,482 |
| Total deposits | $98,080,000 | 4,583 |
| Interest-bearing deposits | $95,193,000 | 4,188 |
| Deposits held in domestic offices | $98,080,000 | 4,579 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $13,000,000 | 2,719 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $275,000 | 6,696 |
| Total equity capital | $10,275,000 | 5,403 |
| Total bank equity capital | $10,275,000 | 5,403 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $5,188,000 | 966 |
| Surplus | $5,193,000 | 3,991 |
| Undivided profits | $-106,000 | 7,358 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,221,000 | 3,507 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $814,000 | 4,395 |
| Earning assets | $113,977,000 | 4,510 |
| Long-term assets (5+ years) | $12,983,000 | 4,821 |
| Average Assets, year-to-date | $118,164,670 | 4,598 |
| Average Assets, quarterly | $119,445,000 | 4,600 |
| Volatile liabilities | $19,266,000 | 4,911 |
| Insider loans | $2,851,000 | 2,509 |
| FHLB advances | $13,000,000 | 2,611 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $12,283,000 | 4,324 |
| Tier 1 (core) risk-based capital | $10,406,000 | 5,278 |
| Tier 2 risk-based capital | $1,189,000 | 3,705 |
| Total risk weighted assets | $106,234,000 | 4,001 |
| Total unused commitments | $12,283,000 | 4,324 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 25 | 5,429 |
| Assets and Liabilities | ||
| Total Assets: | $117,260,000 | 4,682 |
| Cash and due from depository institutions | $653,000 | 5,429 |
| Interest-bearing balances | $482,000 | 3,709 |
| Securities | $12,998,000 | 5,424 |
| Federal funds sold & reverse repurchase agreements | $800,000 | 5,883 |
| Net loans & leases | $96,345,000 | 4,053 |
| Loan loss allowance | $1,193,000 | 3,811 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $4,272,000 | 2,889 |
| Other real estate owned | $109,000 | 5,429 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $2,083,000 | 5,043 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $117,260,000 | 4,682 |
| Total liabilities | $106,896,000 | 4,599 |
| Total deposits | $93,676,000 | 4,715 |
| Interest-bearing deposits | $90,454,000 | 4,336 |
| Deposits held in domestic offices | $93,676,000 | 4,712 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $13,000,000 | 2,537 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $220,000 | 7,216 |
| Total equity capital | $10,364,000 | 5,446 |
| Total bank equity capital | $10,364,000 | 5,446 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $5,143,000 | 965 |
| Surplus | $5,143,000 | 3,990 |
| Undivided profits | $78,000 | 7,435 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $985,000 | 3,678 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $882,000 | 4,148 |
| Earning assets | $110,625,000 | 4,594 |
| Long-term assets (5+ years) | $12,080,000 | 4,853 |
| Average Assets, year-to-date | $116,432,000 | 4,649 |
| Average Assets, quarterly | $116,432,000 | 4,649 |
| Volatile liabilities | $18,285,000 | 4,992 |
| Insider loans | $4,342,000 | 1,772 |
| FHLB advances | $13,000,000 | 2,442 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $13,226,000 | 4,233 |
| Tier 1 (core) risk-based capital | $10,294,000 | 5,308 |
| Tier 2 risk-based capital | $1,193,000 | 3,631 |
| Total risk weighted assets | $105,359,000 | 3,979 |
| Total unused commitments | $13,226,000 | 4,236 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 24 | 5,561 |
| Assets and Liabilities | ||
| Total Assets: | $115,604,000 | 4,666 |
| Cash and due from depository institutions | $2,164,000 | 5,561 |
| Interest-bearing balances | $1,937,000 | 1,976 |
| Securities | $12,871,000 | 5,535 |
| Federal funds sold & reverse repurchase agreements | $6,155,000 | 2,151 |
| Net loans & leases | $88,571,000 | 4,264 |
| Loan loss allowance | $1,044,000 | 4,110 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $3,593,000 | 3,268 |
| Other real estate owned | $130,000 | 5,561 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $2,120,000 | 5,038 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $115,604,000 | 4,666 |
| Total liabilities | $105,526,000 | 4,584 |
| Total deposits | $91,898,000 | 4,727 |
| Interest-bearing deposits | $88,393,000 | 4,349 |
| Deposits held in domestic offices | $91,898,000 | 4,725 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $13,000,000 | 2,384 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $628,000 | 5,136 |
| Total equity capital | $10,078,000 | 5,482 |
| Total bank equity capital | $10,078,000 | 5,482 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $5,075,000 | 960 |
| Surplus | $5,070,000 | 3,995 |
| Undivided profits | $-67,000 | 7,618 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,574,000 | 2,589 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $692,000 | 5,142 |
| Earning assets | $109,534,000 | 4,573 |
| Long-term assets (5+ years) | $9,566,000 | 5,037 |
| Average Assets, year-to-date | $105,588,400 | 4,798 |
| Average Assets, quarterly | $114,756,500 | 4,648 |
| Volatile liabilities | $20,211,000 | 4,749 |
| Insider loans | $4,337,000 | 1,743 |
| FHLB advances | $13,000,000 | 2,275 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $15,774,000 | 3,868 |
| Tier 1 (core) risk-based capital | $10,113,000 | 5,337 |
| Tier 2 risk-based capital | $1,044,000 | 3,939 |
| Total risk weighted assets | $95,185,000 | 4,233 |
| Total unused commitments | $15,774,000 | 3,869 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 24 | 5,580 |
| Assets and Liabilities | ||
| Total Assets: | $113,909,000 | 4,657 |
| Cash and due from depository institutions | $1,459,000 | 5,580 |
| Interest-bearing balances | $1,178,000 | 2,264 |
| Securities | $13,789,000 | 5,406 |
| Federal funds sold & reverse repurchase agreements | $5,727,000 | 2,326 |
| Net loans & leases | $86,851,000 | 4,279 |
| Loan loss allowance | $993,000 | 4,199 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $3,639,000 | 3,201 |
| Other real estate owned | $130,000 | 5,580 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $2,314,000 | 4,922 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $113,909,000 | 4,657 |
| Total liabilities | $103,873,000 | 4,583 |
| Total deposits | $90,249,000 | 4,743 |
| Interest-bearing deposits | $87,228,000 | 4,359 |
| Deposits held in domestic offices | $90,249,000 | 4,740 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $13,000,000 | 2,267 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $624,000 | 5,244 |
| Total equity capital | $10,036,000 | 5,462 |
| Total bank equity capital | $10,036,000 | 5,462 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $5,075,000 | 935 |
| Surplus | $5,068,000 | 3,945 |
| Undivided profits | $-107,000 | 7,713 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $564,000 | 4,129 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $860,000 | 4,730 |
| Earning assets | $107,545,000 | 4,589 |
| Long-term assets (5+ years) | $10,247,000 | 4,788 |
| Average Assets, year-to-date | $103,084,500 | 4,869 |
| Average Assets, quarterly | $108,581,500 | 4,746 |
| Volatile liabilities | $19,171,000 | 4,820 |
| Insider loans | $4,306,000 | 1,715 |
| FHLB advances | $13,000,000 | 2,161 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $19,107,000 | 3,506 |
| Tier 1 (core) risk-based capital | $10,088,000 | 5,341 |
| Tier 2 risk-based capital | $993,000 | 4,023 |
| Total risk weighted assets | $93,677,000 | 4,229 |
| Total unused commitments | $19,107,000 | 3,506 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 24 | 5,620 |
| Assets and Liabilities | ||
| Total Assets: | $103,254,000 | 4,936 |
| Cash and due from depository institutions | $632,000 | 5,620 |
| Interest-bearing balances | $90,000 | 4,908 |
| Securities | $14,286,000 | 5,325 |
| Federal funds sold & reverse repurchase agreements | $4,921,000 | 2,696 |
| Net loans & leases | $77,652,000 | 4,531 |
| Loan loss allowance | $969,000 | 4,269 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $3,648,000 | 3,174 |
| Other real estate owned | $130,000 | 5,620 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $1,985,000 | 5,257 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $103,253,000 | 4,936 |
| Total liabilities | $93,551,000 | 4,886 |
| Total deposits | $80,312,000 | 5,105 |
| Interest-bearing deposits | $76,215,000 | 4,768 |
| Deposits held in domestic offices | $80,312,000 | 5,103 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $13,000,000 | 2,179 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $239,000 | 7,120 |
| Total equity capital | $9,702,000 | 5,516 |
| Total bank equity capital | $9,702,000 | 5,516 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $5,075,000 | 923 |
| Surplus | $5,066,000 | 3,948 |
| Undivided profits | $-439,000 | 7,892 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $541,000 | 4,011 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $745,000 | 4,944 |
| Earning assets | $96,949,000 | 4,866 |
| Long-term assets (5+ years) | $9,307,000 | 4,911 |
| Average Assets, year-to-date | $99,476,330 | 5,011 |
| Average Assets, quarterly | $100,661,500 | 5,010 |
| Volatile liabilities | $18,001,000 | 4,934 |
| Insider loans | $3,951,000 | 1,837 |
| FHLB advances | $13,000,000 | 2,062 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $16,177,000 | 3,842 |
| Tier 1 (core) risk-based capital | $9,893,000 | 5,381 |
| Tier 2 risk-based capital | $969,000 | 4,077 |
| Total risk weighted assets | $84,034,000 | 4,505 |
| Total unused commitments | $16,177,000 | 3,843 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 23 | 5,739 |
| Assets and Liabilities | ||
| Total Assets: | $98,069,000 | 5,114 |
| Cash and due from depository institutions | $4,176,000 | 5,739 |
| Interest-bearing balances | $2,919,000 | 1,626 |
| Securities | $11,565,000 | 5,811 |
| Federal funds sold & reverse repurchase agreements | $1,544,000 | 5,399 |
| Net loans & leases | $75,028,000 | 4,590 |
| Loan loss allowance | $927,000 | 4,399 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,667,000 | 3,142 |
| Other real estate owned | $130,000 | 5,739 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $1,959,000 | 5,186 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $98,069,000 | 5,114 |
| Total liabilities | $88,394,000 | 5,070 |
| Total deposits | $75,204,000 | 5,344 |
| Interest-bearing deposits | $72,634,000 | 4,921 |
| Deposits held in domestic offices | $75,204,000 | 5,341 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $13,000,000 | 2,105 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $190,000 | 7,425 |
| Total equity capital | $9,675,000 | 5,526 |
| Total bank equity capital | $9,675,000 | 5,526 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $5,075,000 | 908 |
| Surplus | $5,052,000 | 3,914 |
| Undivided profits | $-452,000 | 7,988 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $561,000 | 3,806 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $797,000 | 4,576 |
| Earning assets | $91,056,000 | 5,098 |
| Long-term assets (5+ years) | $6,077,000 | 5,569 |
| Average Assets, year-to-date | $97,587,500 | 5,100 |
| Average Assets, quarterly | $97,587,500 | 5,100 |
| Volatile liabilities | $42,458,000 | 2,825 |
| Insider loans | $3,887,000 | 1,818 |
| FHLB advances | $13,000,000 | 2,008 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $18,967,000 | 3,492 |
| Tier 1 (core) risk-based capital | $9,714,000 | 5,416 |
| Tier 2 risk-based capital | $927,000 | 4,205 |
| Total risk weighted assets | $79,731,000 | 4,612 |
| Total unused commitments | $18,967,000 | 3,493 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 23 | 5,740 |
| Assets and Liabilities | ||
| Total Assets: | $97,106,000 | 5,144 |
| Cash and due from depository institutions | $147,000 | 5,740 |
| Interest-bearing balances | $67,000 | 5,197 |
| Securities | $10,802,000 | 6,012 |
| Federal funds sold & reverse repurchase agreements | $7,707,000 | 2,093 |
| Net loans & leases | $72,826,000 | 4,661 |
| Loan loss allowance | $920,000 | 4,398 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $3,696,000 | 3,067 |
| Other real estate owned | $130,000 | 5,740 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,798,000 | 5,440 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $97,105,000 | 5,144 |
| Total liabilities | $87,645,000 | 5,092 |
| Total deposits | $77,411,000 | 5,229 |
| Interest-bearing deposits | $74,105,000 | 4,812 |
| Deposits held in domestic offices | $77,411,000 | 5,227 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $10,000,000 | 2,503 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $234,000 | 7,080 |
| Total equity capital | $9,460,000 | 5,545 |
| Total bank equity capital | $9,460,000 | 5,545 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $5,075,000 | 897 |
| Surplus | $5,049,000 | 3,860 |
| Undivided profits | $-664,000 | 8,086 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $565,000 | 3,629 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $683,000 | 5,216 |
| Earning assets | $91,402,000 | 5,056 |
| Long-term assets (5+ years) | $4,820,000 | 5,873 |
| Average Assets, year-to-date | $84,242,000 | 5,423 |
| Average Assets, quarterly | $92,901,500 | 5,227 |
| Volatile liabilities | $19,813,000 | 4,723 |
| Insider loans | $3,483,000 | 1,988 |
| FHLB advances | $10,000,000 | 2,386 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $14,969,000 | 3,917 |
| Tier 1 (core) risk-based capital | $9,516,000 | 5,436 |
| Tier 2 risk-based capital | $920,000 | 4,203 |
| Total risk weighted assets | $79,545,000 | 4,598 |
| Total unused commitments | $14,969,000 | 3,917 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 23 | 5,785 |
| Assets and Liabilities | ||
| Total Assets: | $88,697,000 | 5,391 |
| Cash and due from depository institutions | $318,000 | 5,785 |
| Interest-bearing balances | $115,000 | 4,560 |
| Securities | $10,261,000 | 6,145 |
| Federal funds sold & reverse repurchase agreements | $3,771,000 | 2,904 |
| Net loans & leases | $69,216,000 | 4,800 |
| Loan loss allowance | $972,000 | 4,269 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,742,000 | 3,027 |
| Other real estate owned | $130,000 | 5,785 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $1,259,000 | 6,299 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $88,697,000 | 5,391 |
| Total liabilities | $79,762,000 | 5,344 |
| Total deposits | $74,572,000 | 5,291 |
| Interest-bearing deposits | $71,139,000 | 4,891 |
| Deposits held in domestic offices | $74,572,000 | 5,288 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $5,000,000 | 3,572 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $190,000 | 7,492 |
| Total equity capital | $8,935,000 | 5,697 |
| Total bank equity capital | $8,935,000 | 5,697 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,075,000 | 881 |
| Surplus | $5,047,000 | 3,832 |
| Undivided profits | $-1,187,000 | 8,328 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $679,000 | 3,265 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $699,000 | 5,174 |
| Earning assets | $83,363,000 | 5,315 |
| Long-term assets (5+ years) | $3,807,000 | 6,178 |
| Average Assets, year-to-date | $81,026,000 | 5,572 |
| Average Assets, quarterly | $86,167,500 | 5,446 |
| Volatile liabilities | $20,184,000 | 4,706 |
| Insider loans | $2,697,000 | 2,388 |
| FHLB advances | $5,000,000 | 3,409 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $13,561,000 | 4,108 |
| Tier 1 (core) risk-based capital | $9,009,000 | 5,606 |
| Tier 2 risk-based capital | $931,000 | 4,180 |
| Total risk weighted assets | $74,390,000 | 4,783 |
| Total unused commitments | $13,561,000 | 4,108 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 23 | 5,813 |
| Assets and Liabilities | ||
| Total Assets: | $83,638,000 | 5,551 |
| Cash and due from depository institutions | $612,000 | 5,813 |
| Interest-bearing balances | $61,000 | 5,357 |
| Securities | $9,643,000 | 6,305 |
| Federal funds sold & reverse repurchase agreements | $743,000 | 4,796 |
| Net loans & leases | $67,493,000 | 4,856 |
| Loan loss allowance | $854,000 | 4,615 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $3,796,000 | 2,966 |
| Other real estate owned | $130,000 | 5,813 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $1,221,000 | 6,299 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $83,639,000 | 5,551 |
| Total liabilities | $74,974,000 | 5,526 |
| Total deposits | $69,836,000 | 5,472 |
| Interest-bearing deposits | $66,924,000 | 5,064 |
| Deposits held in domestic offices | $69,836,000 | 5,469 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $5,000,000 | 3,629 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $138,000 | 7,754 |
| Total equity capital | $8,665,000 | 5,673 |
| Total bank equity capital | $8,665,000 | 5,673 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $5,075,000 | 858 |
| Surplus | $5,047,000 | 3,780 |
| Undivided profits | $-1,457,000 | 8,407 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $598,000 | 3,369 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $589,000 | 5,386 |
| Earning assets | $77,940,000 | 5,495 |
| Long-term assets (5+ years) | $3,266,000 | 6,350 |
| Average Assets, year-to-date | $78,469,000 | 5,695 |
| Average Assets, quarterly | $80,744,500 | 5,644 |
| Volatile liabilities | $17,428,000 | 4,989 |
| Insider loans | $2,518,000 | 2,477 |
| FHLB advances | $5,000,000 | 3,453 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $15,475,000 | 3,855 |
| Tier 1 (core) risk-based capital | $8,841,000 | 5,590 |
| Tier 2 risk-based capital | $854,000 | 4,396 |
| Total risk weighted assets | $72,211,000 | 4,842 |
| Total unused commitments | $15,475,000 | 3,855 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 23 | 5,769 |
| Assets and Liabilities | ||
| Total Assets: | $77,851,000 | 5,759 |
| Cash and due from depository institutions | $1,171,000 | 5,769 |
| Interest-bearing balances | $87,000 | 5,203 |
| Securities | $9,709,000 | 6,351 |
| Federal funds sold & reverse repurchase agreements | $5,179,000 | 2,570 |
| Net loans & leases | $56,822,000 | 5,249 |
| Loan loss allowance | $716,000 | 5,093 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,840,000 | 2,872 |
| Other real estate owned | $130,000 | 5,769 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $1,000,000 | 6,663 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $77,851,000 | 5,759 |
| Total liabilities | $69,246,000 | 5,737 |
| Total deposits | $64,129,000 | 5,751 |
| Interest-bearing deposits | $61,846,000 | 5,293 |
| Deposits held in domestic offices | $64,129,000 | 5,748 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $5,000,000 | 3,527 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $117,000 | 7,852 |
| Total equity capital | $8,605,000 | 5,665 |
| Total bank equity capital | $8,605,000 | 5,665 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,075,000 | 845 |
| Surplus | $5,047,000 | 3,710 |
| Undivided profits | $-1,517,000 | 8,464 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $573,000 | 3,430 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $456,000 | 5,969 |
| Earning assets | $71,797,000 | 5,736 |
| Long-term assets (5+ years) | $2,793,000 | 6,510 |
| Average Assets, year-to-date | $75,884,500 | 5,802 |
| Average Assets, quarterly | $75,884,500 | 5,802 |
| Volatile liabilities | $17,675,000 | 4,833 |
| Insider loans | $2,847,000 | 2,229 |
| FHLB advances | $5,000,000 | 3,374 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $12,583,000 | 4,318 |
| Tier 1 (core) risk-based capital | $8,748,000 | 5,567 |
| Tier 2 risk-based capital | $716,000 | 4,850 |
| Total risk weighted assets | $56,826,000 | 5,440 |
| Total unused commitments | $12,583,000 | 4,318 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 23 | 5,797 |
| Assets and Liabilities | ||
| Total Assets: | $73,918,000 | 5,919 |
| Cash and due from depository institutions | $761,000 | 5,797 |
| Interest-bearing balances | $84,000 | 5,281 |
| Securities | $8,761,000 | 6,594 |
| Federal funds sold & reverse repurchase agreements | $4,707,000 | 2,586 |
| Net loans & leases | $54,856,000 | 5,335 |
| Loan loss allowance | $661,000 | 5,291 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,881,000 | 2,811 |
| Other real estate owned | $0 | 5,797 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $952,000 | 6,789 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $73,919,000 | 5,919 |
| Total liabilities | $65,524,000 | 5,926 |
| Total deposits | $60,423,000 | 5,918 |
| Interest-bearing deposits | $58,876,000 | 5,425 |
| Deposits held in domestic offices | $60,423,000 | 5,916 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,000,000 | 3,612 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $101,000 | 8,003 |
| Total equity capital | $8,395,000 | 5,715 |
| Total bank equity capital | $8,395,000 | 5,715 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $5,000,000 | 839 |
| Surplus | $4,972,000 | 3,736 |
| Undivided profits | $-1,577,000 | 8,541 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $933,000 | 2,469 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $348,000 | 6,776 |
| Earning assets | $68,408,000 | 5,879 |
| Long-term assets (5+ years) | $1,811,000 | 6,920 |
| Average Assets, year-to-date | $65,313,200 | 6,145 |
| Average Assets, quarterly | $72,202,500 | 5,963 |
| Volatile liabilities | $16,022,000 | 4,971 |
| Insider loans | $1,661,000 | 3,189 |
| FHLB advances | $5,000,000 | 3,452 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $9,791,000 | 4,772 |
| Tier 1 (core) risk-based capital | $8,509,000 | 5,628 |
| Tier 2 risk-based capital | $661,000 | 5,035 |
| Total risk weighted assets | $54,132,000 | 5,572 |
| Total unused commitments | $9,791,000 | 4,772 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 22 | 5,934 |
| Assets and Liabilities | ||
| Total Assets: | $70,487,000 | 6,051 |
| Cash and due from depository institutions | $294,000 | 5,934 |
| Interest-bearing balances | $71,000 | 5,413 |
| Securities | $7,299,000 | 6,937 |
| Federal funds sold & reverse repurchase agreements | $3,083,000 | 3,078 |
| Net loans & leases | $54,944,000 | 5,333 |
| Loan loss allowance | $645,000 | 5,361 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,916,000 | 2,740 |
| Other real estate owned | $0 | 5,934 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $951,000 | 6,803 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $70,488,000 | 6,051 |
| Total liabilities | $62,155,000 | 6,051 |
| Total deposits | $57,067,000 | 6,042 |
| Interest-bearing deposits | $55,425,000 | 5,569 |
| Deposits held in domestic offices | $57,067,000 | 6,039 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $5,000,000 | 3,667 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $88,000 | 8,261 |
| Total equity capital | $8,333,000 | 5,751 |
| Total bank equity capital | $8,333,000 | 5,751 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,000,000 | 810 |
| Surplus | $4,972,000 | 3,684 |
| Undivided profits | $-1,639,000 | 8,591 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,068,000 | 2,272 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $337,000 | 6,890 |
| Earning assets | $65,397,000 | 5,996 |
| Long-term assets (5+ years) | $299,000 | 7,683 |
| Average Assets, year-to-date | $63,162,000 | 6,261 |
| Average Assets, quarterly | $68,594,500 | 6,084 |
| Volatile liabilities | $15,179,000 | 5,084 |
| Insider loans | $1,082,000 | 4,014 |
| FHLB advances | $5,000,000 | 3,503 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $10,559,000 | 4,566 |
| Tier 1 (core) risk-based capital | $8,436,000 | 5,629 |
| Tier 2 risk-based capital | $645,000 | 5,083 |
| Total risk weighted assets | $51,787,000 | 5,673 |
| Total unused commitments | $10,559,000 | 4,568 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 21 | 6,099 |
| Assets and Liabilities | ||
| Total Assets: | $66,702,000 | 6,145 |
| Cash and due from depository institutions | $1,035,000 | 6,099 |
| Interest-bearing balances | $40,000 | 5,808 |
| Securities | $7,366,000 | 6,979 |
| Federal funds sold & reverse repurchase agreements | $3,029,000 | 2,904 |
| Net loans & leases | $50,723,000 | 5,484 |
| Loan loss allowance | $627,000 | 5,397 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,814,000 | 2,758 |
| Other real estate owned | $0 | 6,099 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $735,000 | 7,166 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $66,702,000 | 6,145 |
| Total liabilities | $58,435,000 | 6,168 |
| Total deposits | $53,353,000 | 6,199 |
| Interest-bearing deposits | $51,428,000 | 5,773 |
| Deposits held in domestic offices | $53,353,000 | 6,198 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $5,000,000 | 3,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $82,000 | 8,244 |
| Total equity capital | $8,267,000 | 5,719 |
| Total bank equity capital | $8,267,000 | 5,719 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,000,000 | 790 |
| Surplus | $4,972,000 | 3,637 |
| Undivided profits | $-1,705,000 | 8,620 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $453,000 | 3,870 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $272,000 | 7,188 |
| Earning assets | $61,158,000 | 6,134 |
| Long-term assets (5+ years) | $739,000 | 7,511 |
| Average Assets, year-to-date | $60,720,330 | 6,354 |
| Average Assets, quarterly | $65,112,000 | 6,175 |
| Volatile liabilities | $15,100,000 | 4,959 |
| Insider loans | $886,000 | 4,395 |
| FHLB advances | $5,000,000 | 3,449 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $9,749,000 | 4,707 |
| Tier 1 (core) risk-based capital | $8,342,000 | 5,591 |
| Tier 2 risk-based capital | $627,000 | 5,129 |
| Total risk weighted assets | $49,721,000 | 5,715 |
| Total unused commitments | $9,749,000 | 4,708 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 21 | 6,116 |
| Assets and Liabilities | ||
| Total Assets: | $63,522,000 | 6,300 |
| Cash and due from depository institutions | $2,733,000 | 6,116 |
| Interest-bearing balances | $2,503,000 | 1,758 |
| Securities | $7,311,000 | 7,030 |
| Federal funds sold & reverse repurchase agreements | $3,057,000 | 3,279 |
| Net loans & leases | $46,072,000 | 5,712 |
| Loan loss allowance | $592,000 | 5,589 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,644,000 | 2,827 |
| Other real estate owned | $0 | 6,116 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $705,000 | 7,273 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $63,522,000 | 6,300 |
| Total liabilities | $55,309,000 | 6,331 |
| Total deposits | $51,203,000 | 6,359 |
| Interest-bearing deposits | $49,746,000 | 5,921 |
| Deposits held in domestic offices | $51,203,000 | 6,357 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $4,000,000 | 3,827 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $106,000 | 7,895 |
| Total equity capital | $8,213,000 | 5,663 |
| Total bank equity capital | $8,213,000 | 5,663 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,000,000 | 776 |
| Surplus | $4,972,000 | 3,612 |
| Undivided profits | $-1,759,000 | 8,670 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $146,000 | 5,861 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $255,000 | 7,290 |
| Earning assets | $58,943,000 | 6,264 |
| Long-term assets (5+ years) | $513,000 | 7,669 |
| Average Assets, year-to-date | $57,729,500 | 6,554 |
| Average Assets, quarterly | $57,729,500 | 6,554 |
| Volatile liabilities | $15,152,000 | 4,851 |
| Insider loans | $852,000 | 4,450 |
| FHLB advances | $4,000,000 | 3,668 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $12,174,000 | 4,176 |
| Tier 1 (core) risk-based capital | $8,339,000 | 5,554 |
| Tier 2 risk-based capital | $566,000 | 5,417 |
| Total risk weighted assets | $45,231,000 | 5,969 |
| Total unused commitments | $12,174,000 | 4,176 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 17 | 6,700 |
| Assets and Liabilities | ||
| Total Assets: | $51,937,000 | 6,879 |
| Cash and due from depository institutions | $1,990,000 | 6,700 |
| Interest-bearing balances | $1,876,000 | 2,139 |
| Securities | $7,426,000 | 7,023 |
| Federal funds sold & reverse repurchase agreements | $4,859,000 | 2,287 |
| Net loans & leases | $34,281,000 | 6,508 |
| Loan loss allowance | $464,000 | 6,255 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,876,000 | 3,382 |
| Other real estate owned | $0 | 6,700 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $505,000 | 7,872 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $51,937,000 | 6,879 |
| Total liabilities | $43,537,000 | 7,006 |
| Total deposits | $39,458,000 | 7,067 |
| Interest-bearing deposits | $38,136,000 | 6,700 |
| Deposits held in domestic offices | $39,458,000 | 7,065 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $4,000,000 | 3,847 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $79,000 | 8,186 |
| Total equity capital | $8,400,000 | 5,596 |
| Total bank equity capital | $8,400,000 | 5,596 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,000,000 | 762 |
| Surplus | $4,972,000 | 3,570 |
| Undivided profits | $-1,572,000 | 8,717 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $177,000 | 7,994 |
| Earning assets | $48,442,000 | 6,834 |
| Long-term assets (5+ years) | $11,232,000 | 4,602 |
| Average Assets, year-to-date | $35,503,400 | 7,646 |
| Average Assets, quarterly | $48,522,500 | 7,011 |
| Volatile liabilities | $16,811,000 | 4,562 |
| Insider loans | $597,000 | 5,143 |
| FHLB advances | $4,000,000 | 3,675 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $12,511,000 | 3,999 |
| Tier 1 (core) risk-based capital | $8,459,000 | 5,446 |
| Tier 2 risk-based capital | $426,000 | 6,206 |
| Total risk weighted assets | $34,084,000 | 6,718 |
| Total unused commitments | $12,511,000 | 3,999 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 14 | 7,238 |
| Assets and Liabilities | ||
| Total Assets: | $45,108,000 | 7,197 |
| Cash and due from depository institutions | $665,000 | 7,238 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $7,004,000 | 7,177 |
| Federal funds sold & reverse repurchase agreements | $7,214,000 | 1,556 |
| Net loans & leases | $27,728,000 | 6,999 |
| Loan loss allowance | $287,000 | 7,401 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,068,000 | 4,172 |
| Other real estate owned | $0 | 7,238 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $429,000 | 8,152 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $45,108,000 | 7,197 |
| Total liabilities | $36,531,000 | 7,376 |
| Total deposits | $32,463,000 | 7,486 |
| Interest-bearing deposits | $31,279,000 | 7,176 |
| Deposits held in domestic offices | $32,463,000 | 7,484 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $4,000,000 | 3,884 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $68,000 | 8,495 |
| Total equity capital | $8,577,000 | 5,523 |
| Total bank equity capital | $8,577,000 | 5,523 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $5,000,000 | 748 |
| Surplus | $4,972,000 | 3,526 |
| Undivided profits | $-1,395,000 | 8,741 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $159,000 | 8,244 |
| Earning assets | $41,946,000 | 7,159 |
| Long-term assets (5+ years) | $1,026,000 | 7,542 |
| Average Assets, year-to-date | $31,395,000 | 7,906 |
| Average Assets, quarterly | $42,292,500 | 7,327 |
| Volatile liabilities | $13,366,000 | 5,102 |
| Insider loans | $681,000 | 4,860 |
| FHLB advances | $4,000,000 | 3,713 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $8,494,000 | 4,759 |
| Tier 1 (core) risk-based capital | $8,601,000 | 5,361 |
| Tier 2 risk-based capital | $287,000 | 7,146 |
| Total risk weighted assets | $28,970,000 | 7,095 |
| Total unused commitments | $8,494,000 | 4,763 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 14 | 7,300 |
| Assets and Liabilities | ||
| Total Assets: | $39,477,000 | 7,532 |
| Cash and due from depository institutions | $487,000 | 7,300 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $6,927,000 | 7,289 |
| Federal funds sold & reverse repurchase agreements | $9,774,000 | 1,117 |
| Net loans & leases | $20,304,000 | 7,612 |
| Loan loss allowance | $205,000 | 7,990 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,554,000 | 4,871 |
| Other real estate owned | $0 | 7,300 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $431,000 | 8,161 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $39,477,000 | 7,532 |
| Total liabilities | $30,845,000 | 7,773 |
| Total deposits | $26,773,000 | 7,910 |
| Interest-bearing deposits | $23,726,000 | 7,811 |
| Deposits held in domestic offices | $26,773,000 | 7,909 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $4,000,000 | 3,827 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $72,000 | 8,379 |
| Total equity capital | $8,632,000 | 5,389 |
| Total bank equity capital | $8,632,000 | 5,389 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $5,000,000 | 732 |
| Surplus | $4,972,000 | 3,482 |
| Undivided profits | $-1,340,000 | 8,747 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $111,000 | 8,550 |
| Earning assets | $37,005,000 | 7,470 |
| Long-term assets (5+ years) | $3,934,000 | 6,558 |
| Average Assets, year-to-date | $26,824,000 | 8,206 |
| Average Assets, quarterly | $31,883,000 | 7,941 |
| Volatile liabilities | $8,856,000 | 6,109 |
| Insider loans | $1,012,000 | 4,038 |
| FHLB advances | $4,000,000 | 3,653 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $4,771,000 | 5,987 |
| Tier 1 (core) risk-based capital | $8,719,000 | 5,277 |
| Tier 2 risk-based capital | $205,000 | 7,827 |
| Total risk weighted assets | $22,567,000 | 7,626 |
| Total unused commitments | $4,771,000 | 5,992 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 14 | 7,302 |
| Assets and Liabilities | ||
| Total Assets: | $24,289,000 | 8,417 |
| Cash and due from depository institutions | $235,000 | 7,302 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $6,134,000 | 7,473 |
| Federal funds sold & reverse repurchase agreements | $6,128,000 | 2,379 |
| Net loans & leases | $10,665,000 | 8,459 |
| Loan loss allowance | $108,000 | 8,601 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $963,000 | 5,957 |
| Other real estate owned | $0 | 7,302 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $164,000 | 8,898 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $24,289,000 | 8,417 |
| Total liabilities | $15,297,000 | 8,712 |
| Total deposits | $15,242,000 | 8,664 |
| Interest-bearing deposits | $14,476,000 | 8,536 |
| Deposits held in domestic offices | $15,242,000 | 8,663 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $55,000 | 8,690 |
| Total equity capital | $8,992,000 | 5,300 |
| Total bank equity capital | $8,992,000 | 5,300 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $5,000,000 | 725 |
| Surplus | $4,972,000 | 3,437 |
| Undivided profits | $-980,000 | 8,770 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $77,000 | 8,757 |
| Earning assets | $22,927,000 | 8,345 |
| Long-term assets (5+ years) | $537,000 | 7,842 |
| Average Assets, year-to-date | $20,497,500 | 8,609 |
| Average Assets, quarterly | $20,497,500 | 8,609 |
| Volatile liabilities | $5,200,000 | 7,096 |
| Insider loans | $1,008,000 | 3,999 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $3,718,000 | 6,474 |
| Tier 1 (core) risk-based capital | $8,955,000 | 5,128 |
| Tier 2 risk-based capital | $108,000 | 8,536 |
| Total risk weighted assets | $13,462,000 | 8,412 |
| Total unused commitments | $3,718,000 | 6,482 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 14 | 7,346 |
| Assets and Liabilities | ||
| Total Assets: | $16,706,000 | 8,833 |
| Cash and due from depository institutions | $674,000 | 7,346 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $3,014,000 | 8,293 |
| Federal funds sold & reverse repurchase agreements | $8,451,000 | 1,415 |
| Net loans & leases | $3,653,000 | 9,015 |
| Loan loss allowance | $37,000 | 8,991 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $822,000 | 6,265 |
| Other real estate owned | $0 | 7,346 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $92,000 | 9,106 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $16,706,000 | 8,833 |
| Total liabilities | $7,421,000 | 9,051 |
| Total deposits | $7,380,000 | 9,021 |
| Interest-bearing deposits | $7,089,000 | 8,951 |
| Deposits held in domestic offices | $7,380,000 | 9,020 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $41,000 | 8,890 |
| Total equity capital | $9,285,000 | 5,121 |
| Total bank equity capital | $9,285,000 | 5,121 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $5,000,000 | 728 |
| Surplus | $4,968,000 | 3,406 |
| Undivided profits | $-683,000 | 8,732 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $24,000 | 9,053 |
| Earning assets | $15,118,000 | 8,812 |
| Long-term assets (5+ years) | $642,000 | 7,836 |
| Average Assets, year-to-date | $16,706,000 | 8,812 |
| Average Assets, quarterly | $16,706,000 | 8,824 |
| Volatile liabilities | $2,836,000 | 8,060 |
| Insider loans | $574,000 | 5,180 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $671,000 | 8,351 |
| Tier 1 (core) risk-based capital | $9,277,000 | 4,961 |
| Tier 2 risk-based capital | $37,000 | 8,992 |
| Total risk weighted assets | $6,583,000 | 8,960 |
| Total unused commitments | $671,000 | 8,354 |
| Derivatives | $0 | 665 |