Home > Mountain Community Bank > Loan Charge- Offs and Recoveries

Mountain Community Bank, Loan Charge- Offs and Recoveries

1998-12-31 (YTD Data)Rank
Total charge-offs$784,0001,110
Loans secured by real estate, total$48,0001,907
To non-U.S. addresseesNANA
Real estate loans in domestic offices$48,0001,905
Construction and land development$0630
Secured by farmland$0328
Total charge-offs secured by 1-4 family residential properties$48,0001,297
Secured by multifamily residential properties$0335
Secured by nonfarm nonresidential properties$01,530
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$2,0006,250
Loans to individuals$734,000587
Credit card loan charge offs$03,663
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$734,000447
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0296
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,225
Total recoveries$15,0005,786
Loans secured by real estate, total$3,0002,993
To non-U.S. addresseesNANA
Real estate loans in domestic offices$3,0002,994
Construction and land development$0460
Secured by farmland$0446
Secured by 1-4 family residential properties - total recoveries$3,0002,184
Secured by multifamily residential properties$0272
Secured by nonfarm nonresidential properties$01,438
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$06,193
Loans to individuals$12,0003,948
Credit card loan recoveries$02,637
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$12,0003,642
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,322
Net charge-offs$769,000911
Loans secured by real estate, total$45,0001,601
To non-U.S. addresseesNANA
Real estate loans in domestic offices$45,0001,599
Construction and land development$0552
Secured by farmland$0259
Secured by 1-4 family residential properties- net charge-offs$45,0001,127
Secured by multifamily residential properties$0283
Secured by nonfarm nonresidential properties$01,241
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$2,0005,131
To non-U.S. addresseesNANA
Loans to individuals$722,000512
Credit card loan net charge offs$03,434
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$722,000374
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0278
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,029
1997-12-31 (YTD Data)Rank
Total charge-offs$75,0005,490
Loans secured by real estate, total$24,0002,827
To non-U.S. addresseesNANA
Real estate loans in domestic offices$24,0002,827
Construction and land development$0676
Secured by farmland$0358
Total charge-offs secured by 1-4 family residential properties$24,0002,081
Secured by multifamily residential properties$0405
Secured by nonfarm nonresidential properties$01,725
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$46,0003,556
Loans to individuals$5,0007,727
Credit card loan charge offs$3,0003,039
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$2,0008,059
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0317
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,269
Total recoveries$69,0002,998
Loans secured by real estate, total$27,0001,573
To non-U.S. addresseesNANA
Real estate loans in domestic offices$27,0001,573
Construction and land development$0513
Secured by farmland$0504
Secured by 1-4 family residential properties - total recoveries$27,000923
Secured by multifamily residential properties$0333
Secured by nonfarm nonresidential properties$01,668
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$41,0001,987
Loans to individuals$1,0007,391
Credit card loan recoveries$02,736
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$1,0007,067
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0286
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,495
Net charge-offs$6,0007,728
Loans secured by real estate, total$-3,0009,352
To non-U.S. addresseesNANA
Real estate loans in domestic offices$-3,0009,373
Construction and land development$0590
Secured by farmland$0284
Secured by 1-4 family residential properties- net charge-offs$-3,0009,872
Secured by multifamily residential properties$0354
Secured by nonfarm nonresidential properties$01,405
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$5,0004,837
To non-U.S. addresseesNANA
Loans to individuals$4,0007,087
Credit card loan net charge offs$3,0002,845
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$1,0007,430
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0291
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,019
1996-12-31 (YTD Data)Rank
Total charge-offs$274,0002,777
Loans secured by real estate, total$25,0002,913
To non-U.S. addresseesNANA
Real estate loans in domestic offices$25,0002,913
Construction and land development$0737
Secured by farmland$0391
Total charge-offs secured by 1-4 family residential properties$15,0002,585
Secured by multifamily residential properties$10,000401
Secured by nonfarm nonresidential properties$01,929
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$240,0001,271
Loans to individuals$9,0007,123
Credit card loan charge offs$3,0003,228
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$6,0007,219
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0355
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,488
Total recoveries$193,0001,524
Loans secured by real estate, total$16,0002,202
To non-U.S. addresseesNANA
Real estate loans in domestic offices$16,0002,202
Construction and land development$0613
Secured by farmland$0587
Secured by 1-4 family residential properties - total recoveries$9,0001,782
Secured by multifamily residential properties$7,000280
Secured by nonfarm nonresidential properties$01,954
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$116,000966
Loans to individuals$61,0001,491
Credit card loan recoveries$02,751
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$61,0001,312
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0294
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,588
Net charge-offs$81,0004,343
Loans secured by real estate, total$9,0003,218
To non-U.S. addresseesNANA
Real estate loans in domestic offices$9,0003,218
Construction and land development$0634
Secured by farmland$0311
Secured by 1-4 family residential properties- net charge-offs$6,0002,833
Secured by multifamily residential properties$3,000390
Secured by nonfarm nonresidential properties$01,551
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$124,0001,574
To non-U.S. addresseesNANA
Loans to individuals$-52,00011,415
Credit card loan net charge offs$3,0003,001
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$-55,00011,410
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0316
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,236
1995-12-31 (YTD Data)Rank
Total charge-offs$66,0005,951
Loans secured by real estate, total$16,0003,641
To non-U.S. addresseesNANA
Real estate loans in domestic offices$16,0003,639
Construction and land development$0883
Secured by farmland$0381
Total charge-offs secured by 1-4 family residential properties$16,0002,631
Secured by multifamily residential properties$0559
Secured by nonfarm nonresidential properties$02,210
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$07,579
Loans to individuals$50,0003,585
Credit card loan charge offs$11,0001,980
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$39,0003,681
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0341
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,401
Total recoveries$19,0006,380
Loans secured by real estate, total$3,0003,971
To non-U.S. addresseesNANA
Real estate loans in domestic offices$3,0003,968
Construction and land development$0688
Secured by farmland$0623
Secured by 1-4 family residential properties - total recoveries$3,0002,770
Secured by multifamily residential properties$0496
Secured by nonfarm nonresidential properties$02,179
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$07,599
Loans to individuals$16,0003,688
Credit card loan recoveries$5,0001,280
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$11,0004,209
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0322
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,639
Net charge-offs$47,0005,247
Loans secured by real estate, total$13,0003,098
To non-U.S. addresseesNANA
Real estate loans in domestic offices$13,0003,096
Construction and land development$0772
Secured by farmland$0306
Secured by 1-4 family residential properties- net charge-offs$13,0002,382
Secured by multifamily residential properties$0498
Secured by nonfarm nonresidential properties$01,798
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$05,683
To non-U.S. addresseesNANA
Loans to individuals$34,0003,422
Credit card loan net charge offs$6,0002,255
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$28,0003,318
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0281
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,114
1994-12-31 (YTD Data)Rank
Total charge-offs$48,0006,916
Loans secured by real estate, total$23,0003,720
To non-U.S. addresseesNANA
Real estate loans in domestic offices$23,0003,719
Construction and land development$0994
Secured by farmland$0491
Total charge-offs secured by 1-4 family residential properties$04,860
Secured by multifamily residential properties$0659
Secured by nonfarm nonresidential properties$23,0001,789
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$07,969
Loans to individuals$25,0005,051
Credit card loan charge offs$04,000
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$25,0004,562
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0332
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,333
Total recoveries$18,0007,160
Loans secured by real estate, total$05,649
To non-U.S. addresseesNANA
Real estate loans in domestic offices$05,631
Construction and land development$0797
Secured by farmland$0744
Secured by 1-4 family residential properties - total recoveries$04,282
Secured by multifamily residential properties$0504
Secured by nonfarm nonresidential properties$02,421
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$7,0005,775
Loans to individuals$11,0004,728
Credit card loan recoveries$02,801
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$11,0004,467
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0351
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,776
Net charge-offs$30,0005,977
Loans secured by real estate, total$23,0003,002
To non-U.S. addresseesNANA
Real estate loans in domestic offices$23,0003,003
Construction and land development$0849
Secured by farmland$0385
Secured by 1-4 family residential properties- net charge-offs$04,088
Secured by multifamily residential properties$0608
Secured by nonfarm nonresidential properties$23,0001,499
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$-7,00010,201
To non-U.S. addresseesNANA
Loans to individuals$14,0004,900
Credit card loan net charge offs$03,705
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$14,0004,338
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0251
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,012
1993-12-31 (YTD Data)Rank
Total charge-offs$24,0009,416
Loans secured by real estate, total$07,166
To non-U.S. addresseesNANA
Real estate loans in domestic offices$07,160
Construction and land development$01,259
Secured by farmland$0674
Total charge-offs secured by 1-4 family residential properties$05,721
Secured by multifamily residential properties$0764
Secured by nonfarm nonresidential properties$03,211
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$16,0006,479
Loans to individuals$8,0008,104
Credit card loan charge offs$1,0003,705
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$7,0007,869
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0379
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,635
Total recoveries$51,0004,804
Loans secured by real estate, total$06,091
To non-U.S. addresseesNANA
Real estate loans in domestic offices$06,082
Construction and land development$0926
Secured by farmland$0821
Secured by 1-4 family residential properties - total recoveries$04,624
Secured by multifamily residential properties$0535
Secured by nonfarm nonresidential properties$02,606
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$37,0003,175
Loans to individuals$14,0004,532
Credit card loan recoveries$02,866
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$14,0004,270
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0365
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,965
Net charge-offs$-27,00012,315
Loans secured by real estate, total$06,077
To non-U.S. addresseesNANA
Real estate loans in domestic offices$06,070
Construction and land development$01,117
Secured by farmland$0548
Secured by 1-4 family residential properties- net charge-offs$04,945
Secured by multifamily residential properties$0715
Secured by nonfarm nonresidential properties$02,799
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$-21,00011,984
To non-U.S. addresseesNANA
Loans to individuals$-6,00012,501
Credit card loan net charge offs$1,0003,421
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$-7,00012,485
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0315
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,260
1992-12-31 (YTD Data)Rank
Total charge-offs$56,0008,719
Loans secured by real estate, total$08,179
To non-U.S. addresseesNANA
Real estate loans in domestic offices$08,166
Construction and land development$01,669
Secured by farmland$0904
Total charge-offs secured by 1-4 family residential properties$06,523
Secured by multifamily residential properties$0893
Secured by nonfarm nonresidential properties$03,945
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$19,0007,468
Loans to individuals$37,0005,385
Credit card loan charge offs$4,0003,059
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$33,0005,270
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0464
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,961
Total recoveries$100,0003,267
Loans secured by real estate, total$9,0003,607
To non-U.S. addresseesNANA
Real estate loans in domestic offices$9,0003,608
Construction and land development$01,048
Secured by farmland$0870
Secured by 1-4 family residential properties - total recoveries$9,0002,272
Secured by multifamily residential properties$0476
Secured by nonfarm nonresidential properties$02,509
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$62,0002,394
Loans to individuals$29,0003,051
Credit card loan recoveries$02,868
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$29,0002,832
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0397
Memoranda:
Loans to finance agricultural production and other loans to farmers$02,110
Net charge-offs$-44,00013,434
Loans secured by real estate, total$-9,00012,990
To non-U.S. addresseesNANA
Real estate loans in domestic offices$-9,00013,028
Construction and land development$01,547
Secured by farmland$0773
Secured by 1-4 family residential properties- net charge-offs$-9,00013,309
Secured by multifamily residential properties$0849
Secured by nonfarm nonresidential properties$03,618
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$-43,00013,332
To non-U.S. addresseesNANA
Loans to individuals$8,0007,550
Credit card loan net charge offs$4,0002,836
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$4,0008,074
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0406
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,543

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.