Home > Mountain Community Bank > Income and Expense
Mountain Community Bank, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,231,000 | 3,461 |
| Total interest expense | $3,989,000 | 3,701 |
| Net interest income | $5,242,000 | 3,248 |
| Provision for loan and lease losses | $852,000 | 1,119 |
| Total noninterest income | $340,000 | 6,102 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $93,000 | 7,002 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $247,000 | 4,457 |
| Total noninterest expense | $4,141,000 | 3,129 |
| Salaries and employee benefits | $1,969,000 | 3,396 |
| Premises and equipment expense | $615,000 | 3,092 |
| Additional noninterest expense | $1,557,000 | 2,676 |
| Pre-tax net operating income | $589,000 | 6,975 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $589,000 | 6,109 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $589,000 | 6,109 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $769,000 | 911 |
| Cash dividends | $230,000 | 5,101 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $589,000 | 6,003 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,939,000 | 3,601 |
| Total interest expense | $3,305,000 | 4,326 |
| Net interest income | $5,634,000 | 3,100 |
| Provision for loan and lease losses | $120,000 | 4,629 |
| Total noninterest income | $349,000 | 6,178 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $72,000 | 7,828 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $277,000 | 4,108 |
| Total noninterest expense | $3,336,000 | 3,762 |
| Salaries and employee benefits | $1,773,000 | 3,698 |
| Premises and equipment expense | $425,000 | 4,244 |
| Additional noninterest expense | $1,138,000 | 3,501 |
| Pre-tax net operating income | $2,527,000 | 2,883 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $975,000 | 2,491 |
| Income before extraordinary items | $1,552,000 | 3,272 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,552,000 | 3,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,728 |
| Cash dividends | $975,000 | 2,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,552,000 | 3,192 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,913,000 | 4,628 |
| Total interest expense | $2,688,000 | 5,242 |
| Net interest income | $4,225,000 | 4,116 |
| Provision for loan and lease losses | $174,000 | 3,783 |
| Total noninterest income | $429,000 | 5,711 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $77,000 | 8,081 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $352,000 | 3,681 |
| Total noninterest expense | $2,386,000 | 5,204 |
| Salaries and employee benefits | $1,159,000 | 5,363 |
| Premises and equipment expense | $259,000 | 6,120 |
| Additional noninterest expense | $968,000 | 4,523 |
| Pre-tax net operating income | $2,094,000 | 3,290 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $724,000 | 3,105 |
| Income before extraordinary items | $1,370,000 | 3,471 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,370,000 | 3,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 4,343 |
| Cash dividends | $100,000 | 6,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,370,000 | 3,420 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,224,000 | 5,805 |
| Total interest expense | $1,992,000 | 6,479 |
| Net interest income | $3,232,000 | 5,188 |
| Provision for loan and lease losses | $151,000 | 3,608 |
| Total noninterest income | $382,000 | 6,152 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $59,000 | 8,952 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $323,000 | 3,831 |
| Total noninterest expense | $1,943,000 | 6,118 |
| Salaries and employee benefits | $947,000 | 6,307 |
| Premises and equipment expense | $210,000 | 7,008 |
| Additional noninterest expense | $786,000 | 5,329 |
| Pre-tax net operating income | $1,520,000 | 4,412 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $642,000 | 3,485 |
| Income before extraordinary items | $878,000 | 5,085 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $878,000 | 5,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,247 |
| Cash dividends | $130,000 | 6,332 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $878,000 | 5,073 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,151,000 | 6,524 |
| Total interest expense | $1,293,000 | 7,576 |
| Net interest income | $2,858,000 | 5,812 |
| Provision for loan and lease losses | $32,000 | 7,014 |
| Total noninterest income | $301,000 | 7,238 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $77,000 | 8,774 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $224,000 | 4,900 |
| Total noninterest expense | $1,894,000 | 6,469 |
| Salaries and employee benefits | $1,025,000 | 5,973 |
| Premises and equipment expense | $187,000 | 7,705 |
| Additional noninterest expense | $682,000 | 6,455 |
| Pre-tax net operating income | $1,233,000 | 5,139 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $497,000 | 4,070 |
| Income before extraordinary items | $736,000 | 5,688 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $736,000 | 5,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,977 |
| Cash dividends | $201,000 | 5,394 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $736,000 | 5,765 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,948,000 | 8,426 |
| Total interest expense | $1,060,000 | 8,844 |
| Net interest income | $1,888,000 | 7,983 |
| Provision for loan and lease losses | $48,000 | 7,582 |
| Total noninterest income | $328,000 | 7,285 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $65,000 | 9,505 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $263,000 | 4,852 |
| Total noninterest expense | $1,097,000 | 9,330 |
| Salaries and employee benefits | $513,000 | 9,547 |
| Premises and equipment expense | $186,000 | 7,988 |
| Additional noninterest expense | $398,000 | 9,288 |
| Pre-tax net operating income | $1,071,000 | 5,612 |
| Securities gains (losses) | $15,000 | 5,022 |
| Applicable income taxes | $422,000 | 4,812 |
| Income before extraordinary items | $664,000 | 6,324 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $664,000 | 6,499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 12,315 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $654,400 | 6,160 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,195,000 | 10,486 |
| Total interest expense | $1,128,000 | 9,870 |
| Net interest income | $1,067,000 | 10,825 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $162,000 | 10,242 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $73,000 | 9,449 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 8,478 |
| Total noninterest expense | $910,000 | 10,423 |
| Salaries and employee benefits | $379,000 | 11,109 |
| Premises and equipment expense | $181,000 | 8,279 |
| Additional noninterest expense | $350,000 | 10,192 |
| Pre-tax net operating income | $319,000 | 9,951 |
| Securities gains (losses) | $56,000 | 3,937 |
| Applicable income taxes | $101,000 | 9,893 |
| Income before extraordinary items | $274,000 | 9,632 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $274,000 | 9,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-44,000 | 13,434 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $233,120 | 9,781 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.