Home > Mountain Community Bank > Assets and Liabilities
Mountain Community Bank, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 43 | 3,988 |
| Assets and Liabilities | ||
| Total Assets: | $86,482,000 | 4,902 |
| Cash and due from depository institutions | $5,836,000 | 3,988 |
| Interest-bearing balances | $3,336,000 | 1,629 |
| Securities | $3,361,000 | 9,353 |
| Federal funds sold & reverse repurchase agreements | $15,695,000 | 1,034 |
| Net loans & leases | $57,125,000 | 4,477 |
| Loan loss allowance | $779,000 | 4,108 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,470,000 | 2,336 |
| Other real estate owned | $111,000 | 3,988 |
| Goodwill and other intangibles | $36,000 | 3,017 |
| All other assets | $848,000 | 6,488 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $86,482,000 | 4,902 |
| Total liabilities | $80,543,000 | 4,759 |
| Total deposits | $78,002,000 | 4,620 |
| Interest-bearing deposits | $73,906,000 | 4,260 |
| Deposits held in domestic offices | $78,002,000 | 4,614 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,277,000 | 3,131 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $264,000 | 7,875 |
| Total equity capital | $5,939,000 | 6,406 |
| Total bank equity capital | $5,939,000 | 6,406 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $575,000 | 4,464 |
| Surplus | $1,500,000 | 6,191 |
| Undivided profits | $3,864,000 | 5,200 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $142,000 | 6,775 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $353,000 | 5,969 |
| Earning assets | $79,517,000 | 4,904 |
| Long-term assets (5+ years) | $11,820,000 | 4,325 |
| Average Assets, year-to-date | $84,017,600 | 4,797 |
| Average Assets, quarterly | $88,293,500 | 4,735 |
| Volatile liabilities | $8,255,000 | 5,559 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $5,909,000 | 476 |
| Unused loan commitments | $6,962,000 | 4,522 |
| Tier 1 (core) risk-based capital | $5,952,100 | 6,225 |
| Tier 2 risk-based capital | $762,500 | 3,819 |
| Total risk weighted assets | $60,983,100 | 4,350 |
| Total unused commitments | $6,962,000 | 4,528 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 50 | 3,586 |
| Assets and Liabilities | ||
| Total Assets: | $71,839,000 | 5,621 |
| Cash and due from depository institutions | $1,838,000 | 3,586 |
| Interest-bearing balances | $199,000 | 3,977 |
| Securities | $3,182,000 | 9,911 |
| Federal funds sold & reverse repurchase agreements | $1,105,000 | 6,214 |
| Net loans & leases | $61,212,000 | 4,250 |
| Loan loss allowance | $697,000 | 4,518 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,869,000 | 2,741 |
| Other real estate owned | $625,000 | 3,586 |
| Goodwill and other intangibles | $39,000 | 3,055 |
| All other assets | $969,000 | 6,146 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,839,000 | 5,621 |
| Total liabilities | $66,258,000 | 5,504 |
| Total deposits | $64,084,000 | 5,404 |
| Interest-bearing deposits | $60,587,000 | 5,033 |
| Deposits held in domestic offices | $64,084,000 | 5,399 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $1,873,000 | 2,992 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $301,000 | 7,777 |
| Total equity capital | $5,581,000 | 6,706 |
| Total bank equity capital | $5,581,000 | 6,706 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $575,000 | 4,627 |
| Surplus | $1,500,000 | 6,259 |
| Undivided profits | $3,506,000 | 5,571 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,187,000 | 2,144 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $594,000 | 4,008 |
| Earning assets | $65,698,000 | 5,642 |
| Long-term assets (5+ years) | $6,044,000 | 5,539 |
| Average Assets, year-to-date | $70,141,600 | 5,530 |
| Average Assets, quarterly | $73,438,000 | 5,464 |
| Volatile liabilities | $8,753,000 | 5,433 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $1,182,000 | 767 |
| Unused loan commitments | $4,315,000 | 5,564 |
| Tier 1 (core) risk-based capital | $5,586,500 | 6,563 |
| Tier 2 risk-based capital | $697,000 | 3,995 |
| Total risk weighted assets | $62,452,100 | 4,207 |
| Total unused commitments | $4,315,000 | 5,570 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 39 | 4,676 |
| Assets and Liabilities | ||
| Total Assets: | $63,896,000 | 6,263 |
| Cash and due from depository institutions | $3,485,000 | 4,676 |
| Interest-bearing balances | $1,353,000 | 2,054 |
| Securities | $3,093,000 | 10,511 |
| Federal funds sold & reverse repurchase agreements | $775,000 | 6,877 |
| Net loans & leases | $52,911,000 | 4,821 |
| Loan loss allowance | $583,000 | 5,323 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,445,000 | 3,161 |
| Other real estate owned | $174,000 | 4,676 |
| Goodwill and other intangibles | $26,000 | 3,049 |
| All other assets | $987,000 | 6,293 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $63,896,000 | 6,263 |
| Total liabilities | $58,892,000 | 6,154 |
| Total deposits | $54,872,000 | 6,218 |
| Interest-bearing deposits | $52,572,000 | 5,751 |
| Deposits held in domestic offices | $54,872,000 | 6,209 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $3,709,000 | 2,128 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $311,000 | 7,749 |
| Total equity capital | $5,004,000 | 7,232 |
| Total bank equity capital | $5,004,000 | 7,232 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $575,000 | 4,920 |
| Surplus | $1,500,000 | 6,419 |
| Undivided profits | $2,929,000 | 6,138 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $486,000 | 4,374 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $508,000 | 4,568 |
| Earning assets | $58,132,000 | 6,281 |
| Long-term assets (5+ years) | $11,227,000 | 3,936 |
| Average Assets, year-to-date | $57,661,800 | 6,534 |
| Average Assets, quarterly | $61,042,000 | 6,394 |
| Volatile liabilities | $14,637,000 | 3,681 |
| Insider loans | $35,000 | 9,700 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $1,304,000 | 8,369 |
| Tier 1 (core) risk-based capital | $5,025,000 | 7,123 |
| Tier 2 risk-based capital | $583,000 | 4,694 |
| Total risk weighted assets | $54,592,300 | 4,757 |
| Total unused commitments | $1,304,000 | 8,380 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 29 | 6,154 |
| Assets and Liabilities | ||
| Total Assets: | $52,311,000 | 7,245 |
| Cash and due from depository institutions | $1,754,000 | 6,154 |
| Interest-bearing balances | $311,000 | 3,740 |
| Securities | $2,942,000 | 11,050 |
| Federal funds sold & reverse repurchase agreements | $1,310,000 | 6,709 |
| Net loans & leases | $43,562,000 | 5,474 |
| Loan loss allowance | $490,000 | 6,138 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,817,000 | 4,031 |
| Other real estate owned | $202,000 | 6,154 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $724,000 | 7,737 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $52,311,000 | 7,245 |
| Total liabilities | $48,573,000 | 7,105 |
| Total deposits | $47,299,000 | 7,018 |
| Interest-bearing deposits | $43,889,000 | 6,654 |
| Deposits held in domestic offices | $47,299,000 | 7,013 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $940,000 | 3,031 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $334,000 | 7,868 |
| Total equity capital | $3,738,000 | 8,639 |
| Total bank equity capital | $3,738,000 | 8,639 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $575,000 | 5,183 |
| Surplus | $1,500,000 | 6,497 |
| Undivided profits | $1,663,000 | 8,033 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $501,000 | 4,267 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $463,000 | 5,100 |
| Earning assets | $48,125,000 | 7,211 |
| Long-term assets (5+ years) | $8,200,000 | 4,538 |
| Average Assets, year-to-date | $45,755,200 | 7,609 |
| Average Assets, quarterly | $49,815,000 | 7,376 |
| Volatile liabilities | $9,306,000 | 4,785 |
| Insider loans | $203,000 | 7,971 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $742,000 | 9,528 |
| Tier 1 (core) risk-based capital | $3,754,000 | 8,498 |
| Tier 2 risk-based capital | $490,000 | 5,363 |
| Total risk weighted assets | $43,554,700 | 5,592 |
| Total unused commitments | $742,000 | 9,537 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 22 | 7,672 |
| Assets and Liabilities | ||
| Total Assets: | $39,985,000 | 8,585 |
| Cash and due from depository institutions | $1,481,000 | 7,672 |
| Interest-bearing balances | $144,000 | 4,841 |
| Securities | $3,728,000 | 11,364 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $32,532,000 | 6,676 |
| Loan loss allowance | $386,000 | 7,311 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,772,000 | 4,064 |
| Other real estate owned | $162,000 | 7,672 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $310,000 | 11,070 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $39,985,000 | 8,585 |
| Total liabilities | $37,182,000 | 8,421 |
| Total deposits | $31,616,000 | 8,942 |
| Interest-bearing deposits | $28,293,000 | 8,710 |
| Deposits held in domestic offices | $31,616,000 | 8,937 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $5,068,000 | 1,707 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $498,000 | 5,222 |
| Total equity capital | $2,803,000 | 9,746 |
| Total bank equity capital | $2,803,000 | 9,746 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $575,000 | 5,456 |
| Surplus | $1,500,000 | 6,572 |
| Undivided profits | $728,000 | 9,707 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $679,000 | 3,503 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $233,000 | 7,790 |
| Earning assets | $36,404,000 | 8,576 |
| Long-term assets (5+ years) | $11,021,000 | 3,868 |
| Average Assets, year-to-date | $37,478,800 | 8,754 |
| Average Assets, quarterly | $39,728,500 | 8,570 |
| Volatile liabilities | $8,237,000 | 4,987 |
| Insider loans | $36,000 | 10,507 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $9,891,000 | 177 |
| Unused loan commitments | $284,000 | 10,915 |
| Tier 1 (core) risk-based capital | $2,945,000 | 9,665 |
| Tier 2 risk-based capital | $386,000 | 6,396 |
| Total risk weighted assets | $32,967,800 | 6,809 |
| Total unused commitments | $284,000 | 10,918 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 18 | 8,903 |
| Assets and Liabilities | ||
| Total Assets: | $35,881,000 | 9,369 |
| Cash and due from depository institutions | $2,597,000 | 8,903 |
| Interest-bearing balances | $1,707,000 | 2,639 |
| Securities | $5,105,000 | 11,218 |
| Federal funds sold & reverse repurchase agreements | $2,625,000 | 4,824 |
| Net loans & leases | $24,061,000 | 8,015 |
| Loan loss allowance | $384,000 | 7,605 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,016,000 | 6,063 |
| Other real estate owned | $205,000 | 8,903 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $272,000 | 11,557 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $35,881,000 | 9,369 |
| Total liabilities | $33,471,000 | 9,208 |
| Total deposits | $32,266,000 | 9,200 |
| Interest-bearing deposits | $30,080,000 | 8,792 |
| Deposits held in domestic offices | $32,266,000 | 9,194 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $996,000 | 2,772 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $209,000 | 9,083 |
| Total equity capital | $2,410,000 | 10,674 |
| Total bank equity capital | $2,410,000 | 10,674 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $575,000 | 5,698 |
| Surplus | $1,103,000 | 7,749 |
| Undivided profits | $732,000 | 10,217 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $523,000 | 4,781 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $215,000 | 7,769 |
| Earning assets | $33,498,000 | 9,247 |
| Long-term assets (5+ years) | $5,760,000 | 6,012 |
| Average Assets, year-to-date | $31,450,800 | 9,825 |
| Average Assets, quarterly | $35,261,000 | 9,388 |
| Volatile liabilities | $5,034,000 | 6,503 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $5,421,000 | 475 |
| Unused loan commitments | $879,000 | 9,525 |
| Tier 1 (core) risk-based capital | $2,410,000 | 10,638 |
| Tier 2 risk-based capital | $294,280 | 7,678 |
| Total risk weighted assets | $23,452,780 | 8,434 |
| Total unused commitments | $879,000 | 9,550 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 16 | 9,734 |
| Assets and Liabilities | ||
| Total Assets: | $26,663,000 | 10,944 |
| Cash and due from depository institutions | $3,787,000 | 9,734 |
| Interest-bearing balances | $1,745,000 | 2,932 |
| Securities | $7,311,000 | 10,368 |
| Federal funds sold & reverse repurchase agreements | $75,000 | 11,195 |
| Net loans & leases | $14,977,000 | 10,201 |
| Loan loss allowance | $308,000 | 8,664 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $76,000 | 13,058 |
| Other real estate owned | $160,000 | 9,734 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $277,000 | 12,019 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $26,663,000 | 10,944 |
| Total liabilities | $24,917,000 | 10,799 |
| Total deposits | $24,787,000 | 10,698 |
| Interest-bearing deposits | $22,974,000 | 10,326 |
| Deposits held in domestic offices | $24,787,000 | 10,694 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $130,000 | 11,612 |
| Total equity capital | $1,746,000 | 11,947 |
| Total bank equity capital | $1,746,000 | 11,947 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $575,000 | 5,995 |
| Surplus | $428,000 | 11,026 |
| Undivided profits | $743,000 | 10,264 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 12,991 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $167,000 | 9,552 |
| Earning assets | $24,108,000 | 10,928 |
| Long-term assets (5+ years) | $3,759,000 | 7,372 |
| Average Assets, year-to-date | $27,241,400 | 10,703 |
| Average Assets, quarterly | $27,602,000 | 10,738 |
| Volatile liabilities | $2,260,000 | 9,592 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $448,000 | 10,751 |
| Tier 1 (core) risk-based capital | $1,746,000 | 11,911 |
| Tier 2 risk-based capital | $186,450 | 9,776 |
| Total risk weighted assets | $14,794,150 | 10,693 |
| Total unused commitments | $448,000 | 10,776 |
| Derivatives | $0 | 651 |