Home > Mountain Commerce Bank > Income and Expense
Mountain Commerce Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $82,342,000 | 625 |
| Total interest expense | $47,416,000 | 404 |
| Net interest income | $34,926,000 | 914 |
| Provision for loan and lease losses | $998,000 | 844 |
| Total noninterest income | $2,746,000 | 1,713 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $502,000 | 1,643 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $2,244,000 | 1,517 |
| Total noninterest expense | $24,031,000 | 1,043 |
| Salaries and employee benefits | $13,269,000 | 1,067 |
| Premises and equipment expense | $3,081,000 | 844 |
| Additional noninterest expense | $2,244,000 | 1,517 |
| Pre-tax net operating income | $12,643,000 | 971 |
| Securities gains (losses) | $-1,547,000 | 4,366 |
| Applicable income taxes | $2,428,000 | 859 |
| Income before extraordinary items | $8,668,000 | 1,143 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $8,668,000 | 1,157 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $8,668,000 | 1,146 |
| Net charge-offs | $459,000 | 790 |
| Cash dividends | $5,526,000 | 748 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $9,890,130 | 1,037 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $60,338,000 | 630 |
| Total interest expense | $33,550,000 | 398 |
| Net interest income | $26,788,000 | 905 |
| Provision for loan and lease losses | $-385,000 | 4,492 |
| Total noninterest income | $1,978,000 | 1,746 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $374,000 | 1,651 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $1,604,000 | 1,549 |
| Total noninterest expense | $17,661,000 | 1,058 |
| Salaries and employee benefits | $9,807,000 | 1,091 |
| Premises and equipment expense | $2,239,000 | 877 |
| Additional noninterest expense | $1,604,000 | 1,549 |
| Pre-tax net operating income | $11,490,000 | 869 |
| Securities gains (losses) | $-791,000 | 4,427 |
| Applicable income taxes | $2,096,000 | 814 |
| Income before extraordinary items | $8,603,000 | 936 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $8,603,000 | 941 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $8,603,000 | 936 |
| Net charge-offs | $66,000 | 1,364 |
| Cash dividends | $3,820,000 | 749 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $9,235,800 | 899 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $38,950,000 | 616 |
| Total interest expense | $20,735,000 | 383 |
| Net interest income | $18,215,000 | 885 |
| Provision for loan and lease losses | $26,000 | 2,530 |
| Total noninterest income | $1,520,000 | 1,538 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $243,000 | 1,661 |
| Trading account gains and fees | $0 | 112 |
| Additional Noninterest Income | $1,277,000 | 1,317 |
| Total noninterest expense | $12,053,000 | 1,036 |
| Salaries and employee benefits | $6,659,000 | 1,059 |
| Premises and equipment expense | $1,519,000 | 842 |
| Additional noninterest expense | $1,277,000 | 1,316 |
| Pre-tax net operating income | $7,656,000 | 887 |
| Securities gains (losses) | $-740,000 | 4,504 |
| Applicable income taxes | $1,294,000 | 850 |
| Income before extraordinary items | $5,622,000 | 970 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $5,622,000 | 983 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,622,000 | 970 |
| Net charge-offs | $49,000 | 1,178 |
| Cash dividends | $2,585,000 | 713 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $6,221,400 | 899 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $18,747,000 | 636 |
| Total interest expense | $8,926,000 | 388 |
| Net interest income | $9,821,000 | 840 |
| Provision for loan and lease losses | $587,000 | 477 |
| Total noninterest income | $689,000 | 1,635 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $123,000 | 1,665 |
| Trading account gains and fees | $0 | 97 |
| Additional Noninterest Income | $566,000 | 1,417 |
| Total noninterest expense | $5,952,000 | 1,058 |
| Salaries and employee benefits | $3,263,000 | 1,096 |
| Premises and equipment expense | $793,000 | 846 |
| Additional noninterest expense | $566,000 | 1,417 |
| Pre-tax net operating income | $3,971,000 | 882 |
| Securities gains (losses) | $-526,000 | 4,553 |
| Applicable income taxes | $721,000 | 826 |
| Income before extraordinary items | $2,724,000 | 1,006 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,724,000 | 1,005 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $2,724,000 | 1,005 |
| Net charge-offs | $23,000 | 1,067 |
| Cash dividends | $1,105,000 | 747 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $3,139,540 | 920 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $59,148,000 | 658 |
| Total interest expense | $9,565,000 | 464 |
| Net interest income | $49,583,000 | 676 |
| Provision for loan and lease losses | $2,210,000 | 484 |
| Total noninterest income | $2,903,000 | 1,667 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $483,000 | 1,722 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $2,420,000 | 1,454 |
| Total noninterest expense | $23,507,000 | 1,040 |
| Salaries and employee benefits | $13,354,000 | 1,056 |
| Premises and equipment expense | $2,302,000 | 1,076 |
| Additional noninterest expense | $2,420,000 | 1,454 |
| Pre-tax net operating income | $26,769,000 | 614 |
| Securities gains (losses) | $-1,729,000 | 4,534 |
| Applicable income taxes | $5,704,000 | 554 |
| Income before extraordinary items | $19,336,000 | 662 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $19,336,000 | 663 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $19,336,000 | 663 |
| Net charge-offs | $89,000 | 1,285 |
| Cash dividends | $7,284,000 | 588 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $20,701,910 | 641 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $41,527,000 | 663 |
| Total interest expense | $3,749,000 | 601 |
| Net interest income | $37,778,000 | 663 |
| Provision for loan and lease losses | $2,000,000 | 392 |
| Total noninterest income | $2,294,000 | 1,634 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $349,000 | 1,768 |
| Trading account gains and fees | $0 | 111 |
| Additional Noninterest Income | $1,945,000 | 1,398 |
| Total noninterest expense | $16,849,000 | 1,080 |
| Salaries and employee benefits | $9,416,000 | 1,100 |
| Premises and equipment expense | $1,554,000 | 1,159 |
| Additional noninterest expense | $1,945,000 | 1,398 |
| Pre-tax net operating income | $21,223,000 | 594 |
| Securities gains (losses) | $-1,399,000 | 4,597 |
| Applicable income taxes | $4,483,000 | 546 |
| Income before extraordinary items | $15,341,000 | 638 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $15,341,000 | 638 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $15,341,000 | 638 |
| Net charge-offs | $87,000 | 987 |
| Cash dividends | $4,906,000 | 596 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $16,446,210 | 608 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $25,946,000 | 663 |
| Total interest expense | $1,418,000 | 806 |
| Net interest income | $24,528,000 | 658 |
| Provision for loan and lease losses | $1,100,000 | 398 |
| Total noninterest income | $1,582,000 | 1,590 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $232,000 | 1,771 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $1,350,000 | 1,399 |
| Total noninterest expense | $11,248,000 | 1,066 |
| Salaries and employee benefits | $6,118,000 | 1,118 |
| Premises and equipment expense | $944,000 | 1,276 |
| Additional noninterest expense | $4,186,000 | 897 |
| Pre-tax net operating income | $13,762,000 | 572 |
| Securities gains (losses) | $-1,186,000 | 4,643 |
| Applicable income taxes | $2,808,000 | 531 |
| Income before extraordinary items | $9,768,000 | 613 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $9,768,000 | 613 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $9,768,000 | 613 |
| Net charge-offs | $75,000 | 819 |
| Cash dividends | $3,361,000 | 573 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $10,704,940 | 589 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $12,471,000 | 662 |
| Total interest expense | $529,000 | 1,035 |
| Net interest income | $11,942,000 | 649 |
| Provision for loan and lease losses | $650,000 | 272 |
| Total noninterest income | $964,000 | 1,405 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $110,000 | 1,821 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $854,000 | 1,192 |
| Total noninterest expense | $5,345,000 | 1,117 |
| Salaries and employee benefits | $3,223,000 | 1,083 |
| Premises and equipment expense | $442,000 | 1,349 |
| Additional noninterest expense | $1,680,000 | 1,057 |
| Pre-tax net operating income | $6,911,000 | 542 |
| Securities gains (losses) | $-517,000 | 4,678 |
| Applicable income taxes | $1,417,000 | 519 |
| Income before extraordinary items | $4,977,000 | 594 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,977,000 | 594 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $4,977,000 | 594 |
| Net charge-offs | $69,000 | 581 |
| Cash dividends | $1,549,000 | 544 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $5,385,430 | 560 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $47,471,000 | 713 |
| Total interest expense | $2,798,000 | 982 |
| Net interest income | $44,673,000 | 696 |
| Provision for loan and lease losses | $-2,625,000 | 4,621 |
| Total noninterest income | $2,464,000 | 2,014 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $430,000 | 1,772 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $2,034,000 | 1,885 |
| Total noninterest expense | $18,239,000 | 1,246 |
| Salaries and employee benefits | $10,706,000 | 1,232 |
| Premises and equipment expense | $1,897,000 | 1,273 |
| Additional noninterest expense | $5,636,000 | 1,194 |
| Pre-tax net operating income | $31,523,000 | 526 |
| Securities gains (losses) | $76,000 | 971 |
| Applicable income taxes | $7,070,000 | 495 |
| Income before extraordinary items | $24,529,000 | 558 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $24,529,000 | 558 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $24,529,000 | 559 |
| Net charge-offs | $164,000 | 1,116 |
| Cash dividends | $7,832,000 | 578 |
| Sale, conversion, retirement of capital stock, net | $479,000 | 315 |
| Net operating income | $24,468,960 | 550 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $34,986,000 | 735 |
| Total interest expense | $2,276,000 | 944 |
| Net interest income | $32,710,000 | 722 |
| Provision for loan and lease losses | $-3,300,000 | 4,730 |
| Total noninterest income | $1,864,000 | 2,048 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $312,000 | 1,800 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $1,552,000 | 1,920 |
| Total noninterest expense | $12,728,000 | 1,327 |
| Salaries and employee benefits | $7,287,000 | 1,337 |
| Premises and equipment expense | $1,421,000 | 1,282 |
| Additional noninterest expense | $4,020,000 | 1,254 |
| Pre-tax net operating income | $25,146,000 | 519 |
| Securities gains (losses) | $69,000 | 941 |
| Applicable income taxes | $6,002,000 | 462 |
| Income before extraordinary items | $19,213,000 | 543 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $19,213,000 | 542 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $19,213,000 | 543 |
| Net charge-offs | $159,000 | 884 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $308,000 | 298 |
| Net operating income | $19,158,490 | 542 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $22,699,000 | 747 |
| Total interest expense | $1,656,000 | 907 |
| Net interest income | $21,043,000 | 735 |
| Provision for loan and lease losses | $-3,500,000 | 4,780 |
| Total noninterest income | $1,309,000 | 1,945 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $201,000 | 1,790 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $1,108,000 | 1,809 |
| Total noninterest expense | $8,243,000 | 1,349 |
| Salaries and employee benefits | $4,688,000 | 1,358 |
| Premises and equipment expense | $945,000 | 1,283 |
| Additional noninterest expense | $2,610,000 | 1,269 |
| Pre-tax net operating income | $17,609,000 | 496 |
| Securities gains (losses) | $78,000 | 743 |
| Applicable income taxes | $4,336,000 | 440 |
| Income before extraordinary items | $13,351,000 | 527 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $13,351,000 | 526 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $13,351,000 | 527 |
| Net charge-offs | $140,000 | 781 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $197,000 | 274 |
| Net operating income | $13,289,380 | 522 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $11,282,000 | 743 |
| Total interest expense | $976,000 | 829 |
| Net interest income | $10,306,000 | 738 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $606,000 | 2,022 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $98,000 | 1,805 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $508,000 | 1,905 |
| Total noninterest expense | $4,213,000 | 1,314 |
| Salaries and employee benefits | $2,320,000 | 1,372 |
| Premises and equipment expense | $498,000 | 1,221 |
| Additional noninterest expense | $1,395,000 | 1,177 |
| Pre-tax net operating income | $6,699,000 | 608 |
| Securities gains (losses) | $1,000 | 1,331 |
| Applicable income taxes | $1,616,000 | 538 |
| Income before extraordinary items | $5,084,000 | 657 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $5,084,000 | 657 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $5,084,000 | 657 |
| Net charge-offs | $155,000 | 497 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $86,000 | 268 |
| Net operating income | $5,083,210 | 641 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $44,248,000 | 755 |
| Total interest expense | $8,001,000 | 609 |
| Net interest income | $36,247,000 | 791 |
| Provision for loan and lease losses | $7,500,000 | 438 |
| Total noninterest income | $1,457,000 | 2,461 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $453,000 | 1,725 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $1,004,000 | 2,472 |
| Total noninterest expense | $16,206,000 | 1,318 |
| Salaries and employee benefits | $9,567,000 | 1,302 |
| Premises and equipment expense | $1,738,000 | 1,353 |
| Additional noninterest expense | $4,901,000 | 1,307 |
| Pre-tax net operating income | $13,998,000 | 788 |
| Securities gains (losses) | $111,000 | 1,331 |
| Applicable income taxes | $3,180,000 | 673 |
| Income before extraordinary items | $10,929,000 | 883 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $10,929,000 | 883 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $10,929,000 | 883 |
| Net charge-offs | $20,000 | 2,800 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $387,000 | 295 |
| Net operating income | $10,841,310 | 850 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $32,547,000 | 776 |
| Total interest expense | $6,628,000 | 592 |
| Net interest income | $25,919,000 | 823 |
| Provision for loan and lease losses | $7,500,000 | 383 |
| Total noninterest income | $1,530,000 | 2,071 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $352,000 | 1,682 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $1,178,000 | 2,002 |
| Total noninterest expense | $11,957,000 | 1,318 |
| Salaries and employee benefits | $6,822,000 | 1,344 |
| Premises and equipment expense | $1,298,000 | 1,348 |
| Additional noninterest expense | $3,837,000 | 1,225 |
| Pre-tax net operating income | $7,992,000 | 978 |
| Securities gains (losses) | $55,000 | 1,499 |
| Applicable income taxes | $1,869,000 | 772 |
| Income before extraordinary items | $6,178,000 | 1,084 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $6,178,000 | 1,084 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $6,178,000 | 1,084 |
| Net charge-offs | $23,000 | 2,435 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $285,000 | 277 |
| Net operating income | $6,134,550 | 1,059 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $21,341,000 | 793 |
| Total interest expense | $4,864,000 | 596 |
| Net interest income | $16,477,000 | 856 |
| Provision for loan and lease losses | $4,995,000 | 398 |
| Total noninterest income | $1,266,000 | 1,778 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $236,000 | 1,697 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $1,030,000 | 1,647 |
| Total noninterest expense | $7,173,000 | 1,435 |
| Salaries and employee benefits | $4,011,000 | 1,483 |
| Premises and equipment expense | $879,000 | 1,328 |
| Additional noninterest expense | $2,283,000 | 1,352 |
| Pre-tax net operating income | $5,575,000 | 869 |
| Securities gains (losses) | $2,000 | 2,125 |
| Applicable income taxes | $1,436,000 | 620 |
| Income before extraordinary items | $4,141,000 | 1,011 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,141,000 | 1,010 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $4,141,000 | 1,011 |
| Net charge-offs | $27,000 | 2,053 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $184,000 | 259 |
| Net operating income | $4,139,420 | 986 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $10,583,000 | 803 |
| Total interest expense | $2,724,000 | 593 |
| Net interest income | $7,859,000 | 875 |
| Provision for loan and lease losses | $1,495,000 | 483 |
| Total noninterest income | $829,000 | 1,444 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $136,000 | 1,740 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $693,000 | 1,242 |
| Total noninterest expense | $3,850,000 | 1,370 |
| Salaries and employee benefits | $2,379,000 | 1,297 |
| Premises and equipment expense | $422,000 | 1,385 |
| Additional noninterest expense | $1,049,000 | 1,460 |
| Pre-tax net operating income | $3,343,000 | 665 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $870,000 | 509 |
| Income before extraordinary items | $2,473,000 | 777 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,473,000 | 777 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $2,473,000 | 777 |
| Net charge-offs | $-6,000 | 4,282 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $83,000 | 265 |
| Net operating income | $2,473,000 | 761 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $41,090,000 | 832 |
| Total interest expense | $11,650,000 | 607 |
| Net interest income | $29,440,000 | 916 |
| Provision for loan and lease losses | $-538,000 | 5,106 |
| Total noninterest income | $2,811,000 | 1,640 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $544,000 | 1,807 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $2,267,000 | 1,429 |
| Total noninterest expense | $15,225,000 | 1,342 |
| Salaries and employee benefits | $8,882,000 | 1,331 |
| Premises and equipment expense | $1,770,000 | 1,300 |
| Additional noninterest expense | $4,573,000 | 1,347 |
| Pre-tax net operating income | $17,564,000 | 673 |
| Securities gains (losses) | $-100,000 | 5,081 |
| Applicable income taxes | $4,462,000 | 542 |
| Income before extraordinary items | $13,002,000 | 750 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $13,002,000 | 751 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $13,002,000 | 751 |
| Net charge-offs | $269,000 | 1,439 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $343,000 | 334 |
| Net operating income | $13,081,000 | 735 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $30,425,000 | 847 |
| Total interest expense | $8,843,000 | 608 |
| Net interest income | $21,582,000 | 933 |
| Provision for loan and lease losses | $-750,000 | 5,204 |
| Total noninterest income | $1,949,000 | 1,704 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $416,000 | 1,780 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $1,533,000 | 1,519 |
| Total noninterest expense | $11,317,000 | 1,362 |
| Salaries and employee benefits | $6,600,000 | 1,342 |
| Premises and equipment expense | $1,314,000 | 1,320 |
| Additional noninterest expense | $3,403,000 | 1,355 |
| Pre-tax net operating income | $12,964,000 | 683 |
| Securities gains (losses) | $-171,000 | 5,189 |
| Applicable income taxes | $3,269,000 | 555 |
| Income before extraordinary items | $9,524,000 | 772 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $9,524,000 | 774 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $9,524,000 | 773 |
| Net charge-offs | $250,000 | 1,139 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $253,000 | 301 |
| Net operating income | $9,659,090 | 746 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $19,978,000 | 853 |
| Total interest expense | $5,890,000 | 596 |
| Net interest income | $14,088,000 | 950 |
| Provision for loan and lease losses | $-750,000 | 5,266 |
| Total noninterest income | $1,166,000 | 1,797 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $259,000 | 1,858 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $907,000 | 1,582 |
| Total noninterest expense | $7,471,000 | 1,372 |
| Salaries and employee benefits | $4,267,000 | 1,380 |
| Premises and equipment expense | $873,000 | 1,321 |
| Additional noninterest expense | $2,331,000 | 1,346 |
| Pre-tax net operating income | $8,533,000 | 679 |
| Securities gains (losses) | $-266,000 | 5,252 |
| Applicable income taxes | $2,090,000 | 559 |
| Income before extraordinary items | $6,177,000 | 768 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $6,177,000 | 769 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $6,177,000 | 768 |
| Net charge-offs | $247,000 | 877 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $164,000 | 286 |
| Net operating income | $6,387,140 | 735 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $9,844,000 | 863 |
| Total interest expense | $2,887,000 | 594 |
| Net interest income | $6,957,000 | 961 |
| Provision for loan and lease losses | $-450,000 | 5,317 |
| Total noninterest income | $678,000 | 1,604 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $127,000 | 1,877 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $551,000 | 1,356 |
| Total noninterest expense | $3,755,000 | 1,377 |
| Salaries and employee benefits | $2,196,000 | 1,354 |
| Premises and equipment expense | $433,000 | 1,348 |
| Additional noninterest expense | $1,126,000 | 1,371 |
| Pre-tax net operating income | $4,330,000 | 655 |
| Securities gains (losses) | $-297,000 | 5,332 |
| Applicable income taxes | $993,000 | 571 |
| Income before extraordinary items | $3,040,000 | 764 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,040,000 | 764 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $3,040,000 | 763 |
| Net charge-offs | $29,000 | 1,522 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $82,000 | 254 |
| Net operating income | $3,274,630 | 710 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $35,681,000 | 884 |
| Total interest expense | $8,628,000 | 593 |
| Net interest income | $27,053,000 | 964 |
| Provision for loan and lease losses | $573,000 | 1,347 |
| Total noninterest income | $1,692,000 | 2,180 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $525,000 | 1,911 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,167,000 | 2,068 |
| Total noninterest expense | $13,919,000 | 1,436 |
| Salaries and employee benefits | $8,006,000 | 1,420 |
| Premises and equipment expense | $1,633,000 | 1,378 |
| Additional noninterest expense | $4,280,000 | 1,415 |
| Pre-tax net operating income | $14,253,000 | 779 |
| Securities gains (losses) | $-39,000 | 4,794 |
| Applicable income taxes | $3,514,000 | 596 |
| Income before extraordinary items | $10,700,000 | 860 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $10,700,000 | 858 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $10,700,000 | 859 |
| Net charge-offs | $86,000 | 2,257 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $221,000 | 388 |
| Net operating income | $10,730,810 | 860 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $26,426,000 | 881 |
| Total interest expense | $5,987,000 | 599 |
| Net interest income | $20,439,000 | 956 |
| Provision for loan and lease losses | $450,000 | 1,204 |
| Total noninterest income | $1,141,000 | 2,327 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $393,000 | 1,927 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $748,000 | 2,257 |
| Total noninterest expense | $10,631,000 | 1,427 |
| Salaries and employee benefits | $6,194,000 | 1,381 |
| Premises and equipment expense | $1,264,000 | 1,360 |
| Additional noninterest expense | $3,173,000 | 1,445 |
| Pre-tax net operating income | $10,499,000 | 787 |
| Securities gains (losses) | $-39,000 | 5,091 |
| Applicable income taxes | $2,711,000 | 588 |
| Income before extraordinary items | $7,749,000 | 888 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $7,749,000 | 886 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $7,749,000 | 887 |
| Net charge-offs | $39,000 | 2,359 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $154,000 | 374 |
| Net operating income | $7,779,810 | 881 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $17,036,000 | 898 |
| Total interest expense | $3,667,000 | 605 |
| Net interest income | $13,369,000 | 964 |
| Provision for loan and lease losses | $450,000 | 888 |
| Total noninterest income | $862,000 | 2,178 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $246,000 | 1,999 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $616,000 | 2,033 |
| Total noninterest expense | $7,014,000 | 1,441 |
| Salaries and employee benefits | $4,009,000 | 1,424 |
| Premises and equipment expense | $883,000 | 1,315 |
| Additional noninterest expense | $2,122,000 | 1,437 |
| Pre-tax net operating income | $6,767,000 | 799 |
| Securities gains (losses) | $-39,000 | 5,232 |
| Applicable income taxes | $1,742,000 | 603 |
| Income before extraordinary items | $4,986,000 | 907 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,986,000 | 905 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $4,986,000 | 906 |
| Net charge-offs | $16,000 | 2,366 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $87,000 | 385 |
| Net operating income | $5,016,810 | 896 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $8,243,000 | 916 |
| Total interest expense | $1,682,000 | 614 |
| Net interest income | $6,561,000 | 976 |
| Provision for loan and lease losses | $225,000 | 854 |
| Total noninterest income | $435,000 | 2,148 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $114,000 | 2,124 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $321,000 | 1,943 |
| Total noninterest expense | $3,478,000 | 1,462 |
| Salaries and employee benefits | $1,960,000 | 1,461 |
| Premises and equipment expense | $455,000 | 1,301 |
| Additional noninterest expense | $1,063,000 | 1,424 |
| Pre-tax net operating income | $3,293,000 | 786 |
| Securities gains (losses) | $-37,000 | 5,378 |
| Applicable income taxes | $843,000 | 597 |
| Income before extraordinary items | $2,413,000 | 906 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $2,413,000 | 906 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $2,413,000 | 906 |
| Net charge-offs | $5,000 | 2,201 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $44,000 | 350 |
| Net operating income | $2,442,230 | 889 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $29,069,000 | 987 |
| Total interest expense | $5,219,000 | 651 |
| Net interest income | $23,850,000 | 1,050 |
| Provision for loan and lease losses | $1,006,000 | 883 |
| Total noninterest income | $1,346,000 | 2,535 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $461,000 | 2,164 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $885,000 | 2,435 |
| Total noninterest expense | $13,210,000 | 1,504 |
| Salaries and employee benefits | $7,478,000 | 1,488 |
| Premises and equipment expense | $1,624,000 | 1,409 |
| Additional noninterest expense | $4,108,000 | 1,482 |
| Pre-tax net operating income | $10,980,000 | 916 |
| Securities gains (losses) | $86,000 | 677 |
| Applicable income taxes | $5,098,000 | 653 |
| Income before extraordinary items | $5,968,000 | 1,177 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $5,968,000 | 1,177 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $5,968,000 | 1,177 |
| Net charge-offs | $134,000 | 2,170 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $202,000 | 404 |
| Net operating income | $5,912,960 | 1,166 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $21,091,000 | 1,019 |
| Total interest expense | $3,701,000 | 672 |
| Net interest income | $17,390,000 | 1,075 |
| Provision for loan and lease losses | $755,000 | 867 |
| Total noninterest income | $1,016,000 | 2,547 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $342,000 | 2,190 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $674,000 | 2,441 |
| Total noninterest expense | $9,644,000 | 1,542 |
| Salaries and employee benefits | $5,435,000 | 1,534 |
| Premises and equipment expense | $1,255,000 | 1,384 |
| Additional noninterest expense | $2,954,000 | 1,526 |
| Pre-tax net operating income | $8,007,000 | 960 |
| Securities gains (losses) | $86,000 | 643 |
| Applicable income taxes | $3,072,000 | 671 |
| Income before extraordinary items | $5,021,000 | 1,153 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $5,021,000 | 1,153 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $5,021,000 | 1,153 |
| Net charge-offs | $101,000 | 1,920 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $149,000 | 378 |
| Net operating income | $4,965,960 | 1,147 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $13,561,000 | 1,042 |
| Total interest expense | $2,348,000 | 680 |
| Net interest income | $11,213,000 | 1,101 |
| Provision for loan and lease losses | $524,000 | 826 |
| Total noninterest income | $577,000 | 2,768 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $214,000 | 2,275 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $363,000 | 2,708 |
| Total noninterest expense | $6,404,000 | 1,545 |
| Salaries and employee benefits | $3,597,000 | 1,552 |
| Premises and equipment expense | $845,000 | 1,371 |
| Additional noninterest expense | $1,962,000 | 1,534 |
| Pre-tax net operating income | $4,862,000 | 1,018 |
| Securities gains (losses) | $83,000 | 484 |
| Applicable income taxes | $1,876,000 | 695 |
| Income before extraordinary items | $3,069,000 | 1,220 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,069,000 | 1,220 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,069,000 | 1,220 |
| Net charge-offs | $99,000 | 1,526 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $98,000 | 358 |
| Net operating income | $3,015,880 | 1,214 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $6,573,000 | 1,059 |
| Total interest expense | $1,137,000 | 689 |
| Net interest income | $5,436,000 | 1,114 |
| Provision for loan and lease losses | $231,000 | 842 |
| Total noninterest income | $330,000 | 2,593 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $95,000 | 2,474 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $235,000 | 2,383 |
| Total noninterest expense | $3,200,000 | 1,556 |
| Salaries and employee benefits | $1,807,000 | 1,557 |
| Premises and equipment expense | $436,000 | 1,355 |
| Additional noninterest expense | $957,000 | 1,570 |
| Pre-tax net operating income | $2,335,000 | 1,029 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $885,000 | 717 |
| Income before extraordinary items | $1,450,000 | 1,258 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,450,000 | 1,257 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,450,000 | 1,258 |
| Net charge-offs | $3,000 | 2,592 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $49,000 | 323 |
| Net operating income | $1,450,000 | 1,241 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $23,186,000 | 1,140 |
| Total interest expense | $3,874,000 | 761 |
| Net interest income | $19,312,000 | 1,214 |
| Provision for loan and lease losses | $157,000 | 2,697 |
| Total noninterest income | $567,000 | 3,909 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $384,000 | 2,536 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $183,000 | 4,437 |
| Total noninterest expense | $12,201,000 | 1,587 |
| Salaries and employee benefits | $6,726,000 | 1,614 |
| Premises and equipment expense | $1,615,000 | 1,416 |
| Additional noninterest expense | $3,860,000 | 1,579 |
| Pre-tax net operating income | $7,521,000 | 1,164 |
| Securities gains (losses) | $98,000 | 1,356 |
| Applicable income taxes | $2,893,000 | 808 |
| Income before extraordinary items | $4,726,000 | 1,451 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,726,000 | 1,450 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $4,726,000 | 1,450 |
| Net charge-offs | $62,000 | 2,981 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $154,000 | 440 |
| Net operating income | $4,663,280 | 1,436 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $16,934,000 | 1,174 |
| Total interest expense | $2,805,000 | 779 |
| Net interest income | $14,129,000 | 1,240 |
| Provision for loan and lease losses | $158,000 | 2,305 |
| Total noninterest income | $575,000 | 3,454 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $283,000 | 2,566 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $292,000 | 3,611 |
| Total noninterest expense | $9,019,000 | 1,608 |
| Salaries and employee benefits | $4,914,000 | 1,649 |
| Premises and equipment expense | $1,220,000 | 1,404 |
| Additional noninterest expense | $2,885,000 | 1,595 |
| Pre-tax net operating income | $5,527,000 | 1,204 |
| Securities gains (losses) | $98,000 | 1,272 |
| Applicable income taxes | $2,154,000 | 834 |
| Income before extraordinary items | $3,471,000 | 1,498 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,471,000 | 1,497 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,471,000 | 1,498 |
| Net charge-offs | $-30,000 | 5,213 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $121,000 | 399 |
| Net operating income | $3,408,280 | 1,476 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $10,972,000 | 1,199 |
| Total interest expense | $1,789,000 | 815 |
| Net interest income | $9,183,000 | 1,272 |
| Provision for loan and lease losses | $158,000 | 1,855 |
| Total noninterest income | $540,000 | 2,906 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $180,000 | 2,619 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $360,000 | 2,790 |
| Total noninterest expense | $5,967,000 | 1,628 |
| Salaries and employee benefits | $3,248,000 | 1,672 |
| Premises and equipment expense | $833,000 | 1,380 |
| Additional noninterest expense | $1,886,000 | 1,617 |
| Pre-tax net operating income | $3,598,000 | 1,214 |
| Securities gains (losses) | $43,000 | 1,534 |
| Applicable income taxes | $1,402,000 | 837 |
| Income before extraordinary items | $2,239,000 | 1,528 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,239,000 | 1,527 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,239,000 | 1,528 |
| Net charge-offs | $-52,000 | 5,518 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $60,000 | 423 |
| Net operating income | $2,211,480 | 1,494 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $5,262,000 | 1,246 |
| Total interest expense | $864,000 | 837 |
| Net interest income | $4,398,000 | 1,317 |
| Provision for loan and lease losses | $158,000 | 1,115 |
| Total noninterest income | $386,000 | 2,408 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $85,000 | 2,699 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $301,000 | 2,087 |
| Total noninterest expense | $3,030,000 | 1,603 |
| Salaries and employee benefits | $1,657,000 | 1,646 |
| Premises and equipment expense | $417,000 | 1,390 |
| Additional noninterest expense | $956,000 | 1,585 |
| Pre-tax net operating income | $1,596,000 | 1,335 |
| Securities gains (losses) | $8,000 | 1,573 |
| Applicable income taxes | $609,000 | 906 |
| Income before extraordinary items | $995,000 | 1,627 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $995,000 | 1,628 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $995,000 | 1,628 |
| Net charge-offs | $-43,000 | 5,691 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 377 |
| Net operating income | $989,880 | 1,602 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $19,162,000 | 1,326 |
| Total interest expense | $2,758,000 | 1,026 |
| Net interest income | $16,404,000 | 1,361 |
| Provision for loan and lease losses | $775,000 | 995 |
| Total noninterest income | $1,412,000 | 2,562 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $374,000 | 2,639 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,038,000 | 2,331 |
| Total noninterest expense | $11,440,000 | 1,662 |
| Salaries and employee benefits | $6,214,000 | 1,698 |
| Premises and equipment expense | $1,504,000 | 1,529 |
| Additional noninterest expense | $3,722,000 | 1,633 |
| Pre-tax net operating income | $5,601,000 | 1,434 |
| Securities gains (losses) | $26,000 | 2,080 |
| Applicable income taxes | $2,127,000 | 972 |
| Income before extraordinary items | $3,500,000 | 1,794 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,500,000 | 1,795 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,500,000 | 1,796 |
| Net charge-offs | $103,000 | 2,627 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $63,000 | 568 |
| Net operating income | $3,483,360 | 1,771 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $14,028,000 | 1,357 |
| Total interest expense | $1,944,000 | 1,095 |
| Net interest income | $12,084,000 | 1,398 |
| Provision for loan and lease losses | $600,000 | 892 |
| Total noninterest income | $727,000 | 3,139 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $282,000 | 2,644 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $445,000 | 3,067 |
| Total noninterest expense | $8,250,000 | 1,732 |
| Salaries and employee benefits | $4,271,000 | 1,837 |
| Premises and equipment expense | $1,156,000 | 1,505 |
| Additional noninterest expense | $2,823,000 | 1,606 |
| Pre-tax net operating income | $3,961,000 | 1,536 |
| Securities gains (losses) | $20,000 | 2,017 |
| Applicable income taxes | $1,499,000 | 1,035 |
| Income before extraordinary items | $2,482,000 | 1,903 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,482,000 | 1,905 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,482,000 | 1,905 |
| Net charge-offs | $103,000 | 2,128 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 571 |
| Net operating income | $2,469,200 | 1,875 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $9,168,000 | 1,382 |
| Total interest expense | $1,217,000 | 1,161 |
| Net interest income | $7,951,000 | 1,414 |
| Provision for loan and lease losses | $525,000 | 728 |
| Total noninterest income | $445,000 | 3,285 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $183,000 | 2,668 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $262,000 | 3,241 |
| Total noninterest expense | $5,322,000 | 1,800 |
| Salaries and employee benefits | $2,788,000 | 1,889 |
| Premises and equipment expense | $767,000 | 1,525 |
| Additional noninterest expense | $1,767,000 | 1,721 |
| Pre-tax net operating income | $2,549,000 | 1,559 |
| Securities gains (losses) | $12,000 | 1,941 |
| Applicable income taxes | $956,000 | 1,059 |
| Income before extraordinary items | $1,605,000 | 1,925 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,605,000 | 1,927 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,605,000 | 1,927 |
| Net charge-offs | $-63,000 | 5,811 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,597,320 | 1,896 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $4,621,000 | 1,366 |
| Total interest expense | $596,000 | 1,183 |
| Net interest income | $4,025,000 | 1,401 |
| Provision for loan and lease losses | $262,000 | 721 |
| Total noninterest income | $198,000 | 3,445 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $83,000 | 2,821 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $115,000 | 3,387 |
| Total noninterest expense | $2,736,000 | 1,754 |
| Salaries and employee benefits | $1,432,000 | 1,846 |
| Premises and equipment expense | $382,000 | 1,555 |
| Additional noninterest expense | $922,000 | 1,633 |
| Pre-tax net operating income | $1,225,000 | 1,569 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $444,000 | 1,100 |
| Income before extraordinary items | $781,000 | 1,961 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $781,000 | 1,964 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $781,000 | 1,963 |
| Net charge-offs | $-7,000 | 5,272 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $781,000 | 1,903 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $15,670,000 | 1,590 |
| Total interest expense | $2,079,000 | 1,416 |
| Net interest income | $13,591,000 | 1,630 |
| Provision for loan and lease losses | $1,163,000 | 764 |
| Total noninterest income | $1,131,000 | 2,921 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $384,000 | 2,763 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $747,000 | 2,729 |
| Total noninterest expense | $9,615,000 | 1,973 |
| Salaries and employee benefits | $5,306,000 | 1,935 |
| Premises and equipment expense | $1,288,000 | 1,797 |
| Additional noninterest expense | $3,021,000 | 2,026 |
| Pre-tax net operating income | $3,944,000 | 1,858 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $1,443,000 | 1,231 |
| Income before extraordinary items | $2,501,000 | 2,308 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,501,000 | 2,308 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,501,000 | 2,308 |
| Net charge-offs | $1,815,000 | 554 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $-395,000 | 6,468 |
| Net operating income | $2,501,000 | 2,259 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $11,435,000 | 1,641 |
| Total interest expense | $1,476,000 | 1,527 |
| Net interest income | $9,959,000 | 1,668 |
| Provision for loan and lease losses | $1,140,000 | 591 |
| Total noninterest income | $602,000 | 3,508 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $301,000 | 2,704 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $301,000 | 3,639 |
| Total noninterest expense | $7,019,000 | 2,026 |
| Salaries and employee benefits | $3,731,000 | 2,070 |
| Premises and equipment expense | $995,000 | 1,768 |
| Additional noninterest expense | $2,293,000 | 1,996 |
| Pre-tax net operating income | $2,402,000 | 2,203 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $865,000 | 1,441 |
| Income before extraordinary items | $1,537,000 | 2,686 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,537,000 | 2,686 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,537,000 | 2,686 |
| Net charge-offs | $1,767,000 | 425 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $-395,000 | 6,560 |
| Net operating income | $1,537,000 | 2,641 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $7,332,000 | 1,697 |
| Total interest expense | $884,000 | 1,674 |
| Net interest income | $6,448,000 | 1,706 |
| Provision for loan and lease losses | $825,000 | 543 |
| Total noninterest income | $228,000 | 4,462 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $192,000 | 2,779 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $36,000 | 5,600 |
| Total noninterest expense | $4,523,000 | 2,090 |
| Salaries and employee benefits | $2,338,000 | 2,186 |
| Premises and equipment expense | $666,000 | 1,782 |
| Additional noninterest expense | $1,519,000 | 2,003 |
| Pre-tax net operating income | $1,328,000 | 2,454 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $463,000 | 1,611 |
| Income before extraordinary items | $865,000 | 2,941 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $865,000 | 2,947 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $865,000 | 2,947 |
| Net charge-offs | $1,489,000 | 371 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $865,000 | 2,882 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,514,000 | 1,774 |
| Total interest expense | $380,000 | 1,956 |
| Net interest income | $3,134,000 | 1,739 |
| Provision for loan and lease losses | $275,000 | 770 |
| Total noninterest income | $318,000 | 2,722 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $97,000 | 2,725 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $221,000 | 2,408 |
| Total noninterest expense | $2,263,000 | 2,099 |
| Salaries and employee benefits | $1,209,000 | 2,135 |
| Premises and equipment expense | $340,000 | 1,769 |
| Additional noninterest expense | $714,000 | 2,111 |
| Pre-tax net operating income | $914,000 | 1,897 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $314,000 | 1,302 |
| Income before extraordinary items | $600,000 | 2,268 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $600,000 | 2,269 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $600,000 | 2,270 |
| Net charge-offs | $31,000 | 2,192 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $600,000 | 2,230 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $13,556,000 | 1,840 |
| Total interest expense | $1,706,000 | 1,961 |
| Net interest income | $11,850,000 | 1,814 |
| Provision for loan and lease losses | $649,000 | 1,550 |
| Total noninterest income | $524,000 | 4,351 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $225,000 | 3,899 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $299,000 | 4,095 |
| Total noninterest expense | $9,129,000 | 2,075 |
| Salaries and employee benefits | $4,882,000 | 2,092 |
| Premises and equipment expense | $1,555,000 | 1,533 |
| Additional noninterest expense | $2,692,000 | 2,299 |
| Pre-tax net operating income | $2,596,000 | 2,411 |
| Securities gains (losses) | $-223,000 | 6,633 |
| Applicable income taxes | $-4,173,000 | 6,761 |
| Income before extraordinary items | $6,546,000 | 953 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,546,000 | 955 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $6,546,000 | 955 |
| Net charge-offs | $772,000 | 1,530 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $141,000 | 500 |
| Net operating income | $6,769,000 | 898 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $10,074,000 | 1,867 |
| Total interest expense | $1,281,000 | 2,001 |
| Net interest income | $8,793,000 | 1,829 |
| Provision for loan and lease losses | $460,000 | 1,600 |
| Total noninterest income | $198,000 | 5,384 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $174,000 | 3,882 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $24,000 | 6,169 |
| Total noninterest expense | $6,803,000 | 2,083 |
| Salaries and employee benefits | $3,240,000 | 2,328 |
| Premises and equipment expense | $1,141,000 | 1,564 |
| Additional noninterest expense | $2,422,000 | 1,935 |
| Pre-tax net operating income | $1,728,000 | 2,680 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $1,728,000 | 2,375 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,728,000 | 2,380 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,728,000 | 2,380 |
| Net charge-offs | $777,000 | 1,205 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 858 |
| Net operating income | $1,728,000 | 2,310 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $6,611,000 | 1,890 |
| Total interest expense | $846,000 | 2,041 |
| Net interest income | $5,765,000 | 1,854 |
| Provision for loan and lease losses | $271,000 | 1,785 |
| Total noninterest income | $79,000 | 5,944 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $102,000 | 4,073 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-23,000 | 6,713 |
| Total noninterest expense | $4,383,000 | 2,143 |
| Salaries and employee benefits | $2,045,000 | 2,446 |
| Premises and equipment expense | $761,000 | 1,572 |
| Additional noninterest expense | $1,577,000 | 1,982 |
| Pre-tax net operating income | $1,190,000 | 2,613 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $1,190,000 | 2,305 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,190,000 | 2,314 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,190,000 | 2,312 |
| Net charge-offs | $10,000 | 4,322 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 822 |
| Net operating income | $1,190,000 | 2,223 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,275,000 | 1,919 |
| Total interest expense | $442,000 | 2,016 |
| Net interest income | $2,833,000 | 1,882 |
| Provision for loan and lease losses | $245,000 | 1,174 |
| Total noninterest income | $219,000 | 3,505 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $48,000 | 4,162 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $171,000 | 2,996 |
| Total noninterest expense | $2,172,000 | 2,188 |
| Salaries and employee benefits | $995,000 | 2,521 |
| Premises and equipment expense | $381,000 | 1,596 |
| Additional noninterest expense | $796,000 | 1,965 |
| Pre-tax net operating income | $635,000 | 2,453 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $635,000 | 2,158 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $635,000 | 2,160 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $635,000 | 2,160 |
| Net charge-offs | $39,000 | 2,600 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $635,000 | 2,069 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $14,468,000 | 1,822 |
| Total interest expense | $2,655,000 | 1,663 |
| Net interest income | $11,813,000 | 1,854 |
| Provision for loan and lease losses | $835,000 | 2,007 |
| Total noninterest income | $306,000 | 5,180 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $219,000 | 4,094 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $87,000 | 5,457 |
| Total noninterest expense | $9,234,000 | 2,065 |
| Salaries and employee benefits | $4,682,000 | 2,129 |
| Premises and equipment expense | $1,606,000 | 1,480 |
| Additional noninterest expense | $2,946,000 | 2,208 |
| Pre-tax net operating income | $2,050,000 | 2,770 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $2,050,000 | 2,534 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,050,000 | 2,536 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,050,000 | 2,535 |
| Net charge-offs | $1,951,000 | 1,185 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $135,000 | 508 |
| Net operating income | $2,050,000 | 2,414 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $11,050,000 | 1,821 |
| Total interest expense | $2,155,000 | 1,618 |
| Net interest income | $8,895,000 | 1,869 |
| Provision for loan and lease losses | $339,000 | 2,821 |
| Total noninterest income | $640,000 | 3,568 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $170,000 | 4,080 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $470,000 | 3,042 |
| Total noninterest expense | $7,379,000 | 1,937 |
| Salaries and employee benefits | $3,619,000 | 2,069 |
| Premises and equipment expense | $1,348,000 | 1,336 |
| Additional noninterest expense | $2,412,000 | 2,032 |
| Pre-tax net operating income | $1,817,000 | 2,530 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $1,817,000 | 2,283 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,817,000 | 2,283 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,817,000 | 2,283 |
| Net charge-offs | $-84,000 | 7,005 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $131,000 | 419 |
| Net operating income | $1,817,000 | 2,159 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $7,484,000 | 1,802 |
| Total interest expense | $1,522,000 | 1,583 |
| Net interest income | $5,962,000 | 1,856 |
| Provision for loan and lease losses | $186,000 | 3,074 |
| Total noninterest income | $468,000 | 3,362 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $105,000 | 4,205 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $363,000 | 2,792 |
| Total noninterest expense | $4,965,000 | 1,939 |
| Salaries and employee benefits | $2,472,000 | 2,027 |
| Premises and equipment expense | $866,000 | 1,372 |
| Additional noninterest expense | $1,627,000 | 2,002 |
| Pre-tax net operating income | $1,279,000 | 2,400 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $1,279,000 | 2,158 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,279,000 | 2,158 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,279,000 | 2,158 |
| Net charge-offs | $-152,000 | 7,143 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $118,000 | 337 |
| Net operating income | $1,279,000 | 2,041 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,740,000 | 1,819 |
| Total interest expense | $820,000 | 1,537 |
| Net interest income | $2,920,000 | 1,901 |
| Provision for loan and lease losses | $33,000 | 4,053 |
| Total noninterest income | $307,000 | 2,917 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $48,000 | 4,361 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $259,000 | 2,294 |
| Total noninterest expense | $2,494,000 | 1,925 |
| Salaries and employee benefits | $1,269,000 | 1,976 |
| Premises and equipment expense | $411,000 | 1,450 |
| Additional noninterest expense | $814,000 | 2,000 |
| Pre-tax net operating income | $700,000 | 2,273 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $700,000 | 2,008 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $700,000 | 2,009 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $700,000 | 2,010 |
| Net charge-offs | $-231,000 | 7,240 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $78,000 | 251 |
| Net operating income | $700,000 | 1,910 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $16,664,000 | 1,695 |
| Total interest expense | $4,000,000 | 1,522 |
| Net interest income | $12,664,000 | 1,770 |
| Provision for loan and lease losses | $6,054,000 | 679 |
| Total noninterest income | $-1,673,000 | 7,286 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $241,000 | 4,034 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-1,914,000 | 7,263 |
| Total noninterest expense | $10,828,000 | 1,786 |
| Salaries and employee benefits | $5,345,000 | 1,828 |
| Premises and equipment expense | $1,729,000 | 1,445 |
| Additional noninterest expense | $3,754,000 | 1,798 |
| Pre-tax net operating income | $-5,891,000 | 7,106 |
| Securities gains (losses) | $448,000 | 862 |
| Applicable income taxes | $3,627,000 | 506 |
| Income before extraordinary items | $-9,070,000 | 7,197 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-9,070,000 | 7,197 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-9,070,000 | 7,197 |
| Net charge-offs | $6,358,000 | 658 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $183,000 | 540 |
| Net operating income | $-9,518,000 | 7,201 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $12,929,000 | 1,664 |
| Total interest expense | $3,148,000 | 1,502 |
| Net interest income | $9,781,000 | 1,720 |
| Provision for loan and lease losses | $1,415,000 | 1,565 |
| Total noninterest income | $-295,000 | 7,266 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $189,000 | 3,957 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-484,000 | 7,237 |
| Total noninterest expense | $8,384,000 | 1,731 |
| Salaries and employee benefits | $4,095,000 | 1,783 |
| Premises and equipment expense | $1,304,000 | 1,447 |
| Additional noninterest expense | $2,985,000 | 1,709 |
| Pre-tax net operating income | $-313,000 | 6,480 |
| Securities gains (losses) | $237,000 | 1,085 |
| Applicable income taxes | $-101,000 | 7,001 |
| Income before extraordinary items | $25,000 | 6,173 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $25,000 | 6,174 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $25,000 | 6,174 |
| Net charge-offs | $3,115,000 | 920 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $148,000 | 495 |
| Net operating income | $-126,680 | 6,359 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $8,672,000 | 1,666 |
| Total interest expense | $2,182,000 | 1,500 |
| Net interest income | $6,490,000 | 1,729 |
| Provision for loan and lease losses | $622,000 | 2,016 |
| Total noninterest income | $-243,000 | 7,367 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $117,000 | 4,088 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-360,000 | 7,342 |
| Total noninterest expense | $5,652,000 | 1,726 |
| Salaries and employee benefits | $2,736,000 | 1,792 |
| Premises and equipment expense | $827,000 | 1,518 |
| Additional noninterest expense | $2,089,000 | 1,650 |
| Pre-tax net operating income | $-27,000 | 6,278 |
| Securities gains (losses) | $237,000 | 654 |
| Applicable income taxes | $18,000 | 3,877 |
| Income before extraordinary items | $192,000 | 5,082 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $192,000 | 5,082 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $192,000 | 5,082 |
| Net charge-offs | $3,022,000 | 683 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $119,000 | 386 |
| Net operating income | $-23,670 | 6,307 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,328,000 | 1,681 |
| Total interest expense | $1,105,000 | 1,537 |
| Net interest income | $3,223,000 | 1,732 |
| Provision for loan and lease losses | $75,000 | 3,668 |
| Total noninterest income | $422,000 | 2,266 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $55,000 | 4,170 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $367,000 | 1,668 |
| Total noninterest expense | $2,689,000 | 1,830 |
| Salaries and employee benefits | $1,401,000 | 1,764 |
| Premises and equipment expense | $374,000 | 1,723 |
| Additional noninterest expense | $914,000 | 1,844 |
| Pre-tax net operating income | $881,000 | 1,623 |
| Securities gains (losses) | $9,000 | 1,340 |
| Applicable income taxes | $282,000 | 1,172 |
| Income before extraordinary items | $608,000 | 1,900 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $608,000 | 1,898 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $608,000 | 1,900 |
| Net charge-offs | $2,961,000 | 406 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $89,000 | 277 |
| Net operating income | $601,880 | 1,860 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $16,915,000 | 1,784 |
| Total interest expense | $5,207,000 | 1,598 |
| Net interest income | $11,708,000 | 1,875 |
| Provision for loan and lease losses | $3,848,000 | 1,371 |
| Total noninterest income | $1,079,000 | 3,104 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $241,000 | 4,073 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $838,000 | 2,429 |
| Total noninterest expense | $11,007,000 | 1,789 |
| Salaries and employee benefits | $5,516,000 | 1,761 |
| Premises and equipment expense | $1,807,000 | 1,427 |
| Additional noninterest expense | $3,684,000 | 1,933 |
| Pre-tax net operating income | $-2,068,000 | 6,788 |
| Securities gains (losses) | $840,000 | 573 |
| Applicable income taxes | $-472,000 | 7,152 |
| Income before extraordinary items | $-756,000 | 6,486 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-756,000 | 6,487 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-756,000 | 6,487 |
| Net charge-offs | $2,106,000 | 1,802 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $315,000 | 541 |
| Net operating income | $-1,293,600 | 6,666 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $12,752,000 | 1,813 |
| Total interest expense | $3,889,000 | 1,666 |
| Net interest income | $8,863,000 | 1,889 |
| Provision for loan and lease losses | $1,143,000 | 2,327 |
| Total noninterest income | $766,000 | 3,234 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $193,000 | 4,021 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $573,000 | 2,550 |
| Total noninterest expense | $8,126,000 | 1,805 |
| Salaries and employee benefits | $4,094,000 | 1,794 |
| Premises and equipment expense | $1,345,000 | 1,454 |
| Additional noninterest expense | $2,687,000 | 1,924 |
| Pre-tax net operating income | $360,000 | 4,643 |
| Securities gains (losses) | $828,000 | 483 |
| Applicable income taxes | $453,000 | 1,763 |
| Income before extraordinary items | $735,000 | 3,428 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $735,000 | 3,427 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $735,000 | 3,428 |
| Net charge-offs | $2,104,000 | 1,461 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $250,000 | 472 |
| Net operating income | $205,080 | 5,112 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $8,483,000 | 1,847 |
| Total interest expense | $2,540,000 | 1,749 |
| Net interest income | $5,943,000 | 1,883 |
| Provision for loan and lease losses | $425,000 | 3,102 |
| Total noninterest income | $404,000 | 3,616 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $119,000 | 4,161 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $285,000 | 2,922 |
| Total noninterest expense | $5,391,000 | 1,821 |
| Salaries and employee benefits | $2,729,000 | 1,809 |
| Premises and equipment expense | $945,000 | 1,404 |
| Additional noninterest expense | $1,717,000 | 2,007 |
| Pre-tax net operating income | $531,000 | 3,527 |
| Securities gains (losses) | $327,000 | 665 |
| Applicable income taxes | $326,000 | 1,654 |
| Income before extraordinary items | $532,000 | 3,305 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $532,000 | 3,302 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $532,000 | 3,304 |
| Net charge-offs | $713,000 | 2,065 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $200,000 | 374 |
| Net operating income | $322,720 | 4,037 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,178,000 | 1,918 |
| Total interest expense | $1,258,000 | 1,845 |
| Net interest income | $2,920,000 | 1,945 |
| Provision for loan and lease losses | $130,000 | 3,611 |
| Total noninterest income | $258,000 | 3,162 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $54,000 | 4,328 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $204,000 | 2,367 |
| Total noninterest expense | $2,677,000 | 1,855 |
| Salaries and employee benefits | $1,359,000 | 1,840 |
| Premises and equipment expense | $486,000 | 1,405 |
| Additional noninterest expense | $832,000 | 2,041 |
| Pre-tax net operating income | $371,000 | 2,954 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $141,000 | 1,791 |
| Income before extraordinary items | $230,000 | 3,642 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $230,000 | 3,639 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $230,000 | 3,641 |
| Net charge-offs | $138,000 | 2,810 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $125,000 | 284 |
| Net operating income | $230,000 | 3,512 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $18,828,000 | 1,817 |
| Total interest expense | $6,973,000 | 1,695 |
| Net interest income | $11,855,000 | 1,871 |
| Provision for loan and lease losses | $1,258,000 | 3,140 |
| Total noninterest income | $794,000 | 3,783 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $272,000 | 4,061 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $522,000 | 3,138 |
| Total noninterest expense | $10,904,000 | 1,870 |
| Salaries and employee benefits | $5,407,000 | 1,835 |
| Premises and equipment expense | $1,997,000 | 1,360 |
| Additional noninterest expense | $3,500,000 | 2,060 |
| Pre-tax net operating income | $487,000 | 4,026 |
| Securities gains (losses) | $456,000 | 939 |
| Applicable income taxes | $358,000 | 1,869 |
| Income before extraordinary items | $585,000 | 3,634 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $585,000 | 3,632 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $585,000 | 3,632 |
| Net charge-offs | $363,000 | 4,235 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $355,000 | 602 |
| Net operating income | $293,160 | 4,427 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $14,167,000 | 1,835 |
| Total interest expense | $5,623,000 | 1,648 |
| Net interest income | $8,544,000 | 1,937 |
| Provision for loan and lease losses | $659,000 | 3,380 |
| Total noninterest income | $680,000 | 3,589 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $213,000 | 4,003 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $467,000 | 2,922 |
| Total noninterest expense | $8,236,000 | 1,850 |
| Salaries and employee benefits | $4,229,000 | 1,776 |
| Premises and equipment expense | $1,488,000 | 1,381 |
| Additional noninterest expense | $2,519,000 | 2,096 |
| Pre-tax net operating income | $329,000 | 4,426 |
| Securities gains (losses) | $360,000 | 872 |
| Applicable income taxes | $223,000 | 2,217 |
| Income before extraordinary items | $466,000 | 3,807 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $466,000 | 3,804 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $466,000 | 3,805 |
| Net charge-offs | $308,000 | 3,667 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $275,000 | 524 |
| Net operating income | $221,200 | 4,687 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $9,555,000 | 1,850 |
| Total interest expense | $3,973,000 | 1,643 |
| Net interest income | $5,582,000 | 1,968 |
| Provision for loan and lease losses | $391,000 | 3,313 |
| Total noninterest income | $447,000 | 3,638 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $130,000 | 4,159 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $317,000 | 2,909 |
| Total noninterest expense | $5,431,000 | 1,895 |
| Salaries and employee benefits | $2,887,000 | 1,763 |
| Premises and equipment expense | $964,000 | 1,452 |
| Additional noninterest expense | $1,580,000 | 2,227 |
| Pre-tax net operating income | $207,000 | 4,606 |
| Securities gains (losses) | $360,000 | 654 |
| Applicable income taxes | $191,000 | 2,007 |
| Income before extraordinary items | $376,000 | 3,585 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $376,000 | 3,583 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $376,000 | 3,584 |
| Net charge-offs | $159,000 | 3,706 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $223,000 | 455 |
| Net operating income | $138,400 | 4,856 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,831,000 | 1,847 |
| Total interest expense | $2,074,000 | 1,634 |
| Net interest income | $2,757,000 | 1,985 |
| Provision for loan and lease losses | $-2,000 | 8,166 |
| Total noninterest income | $191,000 | 3,902 |
| Gross Fiduciary activities income | $32,000 | 844 |
| Service charges on deposit accounts | $60,000 | 4,245 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $99,000 | 3,674 |
| Total noninterest expense | $2,641,000 | 1,884 |
| Salaries and employee benefits | $1,519,000 | 1,702 |
| Premises and equipment expense | $451,000 | 1,576 |
| Additional noninterest expense | $671,000 | 2,315 |
| Pre-tax net operating income | $309,000 | 3,295 |
| Securities gains (losses) | $88,000 | 1,059 |
| Applicable income taxes | $142,000 | 1,798 |
| Income before extraordinary items | $255,000 | 3,410 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $255,000 | 3,411 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $255,000 | 3,411 |
| Net charge-offs | $171,000 | 2,292 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $163,000 | 297 |
| Net operating income | $198,680 | 3,726 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $18,961,000 | 2,009 |
| Total interest expense | $9,229,000 | 1,745 |
| Net interest income | $9,732,000 | 2,276 |
| Provision for loan and lease losses | $2,094,000 | 1,738 |
| Total noninterest income | $385,000 | 5,346 |
| Gross Fiduciary activities income | $67,000 | 940 |
| Service charges on deposit accounts | $258,000 | 4,296 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $60,000 | 6,572 |
| Total noninterest expense | $15,215,000 | 1,285 |
| Salaries and employee benefits | $6,749,000 | 1,533 |
| Premises and equipment expense | $2,015,000 | 1,364 |
| Additional noninterest expense | $6,451,000 | 996 |
| Pre-tax net operating income | $-7,192,000 | 7,906 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-1,390,000 | 7,817 |
| Income before extraordinary items | $-5,802,000 | 7,860 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-5,802,000 | 7,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $303,000 | 3,515 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $453,000 | 578 |
| Net operating income | $-5,802,000 | 7,906 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $14,021,000 | 2,092 |
| Total interest expense | $6,948,000 | 1,813 |
| Net interest income | $7,073,000 | 2,335 |
| Provision for loan and lease losses | $892,000 | 1,970 |
| Total noninterest income | $440,000 | 4,629 |
| Gross Fiduciary activities income | $37,000 | 975 |
| Service charges on deposit accounts | $200,000 | 4,259 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $203,000 | 4,383 |
| Total noninterest expense | $9,452,000 | 1,547 |
| Salaries and employee benefits | $5,757,000 | 1,344 |
| Premises and equipment expense | $1,521,000 | 1,363 |
| Additional noninterest expense | $2,174,000 | 2,002 |
| Pre-tax net operating income | $-2,831,000 | 8,001 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-1,114,000 | 8,076 |
| Income before extraordinary items | $-1,717,000 | 7,787 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,717,000 | 7,786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 3,346 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $364,000 | 452 |
| Net operating income | $-1,717,000 | 7,870 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $8,886,000 | 2,214 |
| Total interest expense | $4,585,000 | 1,879 |
| Net interest income | $4,301,000 | 2,544 |
| Provision for loan and lease losses | $601,000 | 1,691 |
| Total noninterest income | $268,000 | 4,846 |
| Gross Fiduciary activities income | $22,000 | 997 |
| Service charges on deposit accounts | $135,000 | 4,240 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $111,000 | 4,867 |
| Total noninterest expense | $6,391,000 | 1,516 |
| Salaries and employee benefits | $3,994,000 | 1,296 |
| Premises and equipment expense | $974,000 | 1,421 |
| Additional noninterest expense | $1,423,000 | 2,021 |
| Pre-tax net operating income | $-2,423,000 | 8,201 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-945,000 | 8,265 |
| Income before extraordinary items | $-1,478,000 | 8,144 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,478,000 | 8,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 2,922 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $257,000 | 370 |
| Net operating income | $-1,478,000 | 8,134 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,343,000 | 2,320 |
| Total interest expense | $2,398,000 | 1,932 |
| Net interest income | $1,945,000 | 2,767 |
| Provision for loan and lease losses | $243,000 | 1,624 |
| Total noninterest income | $75,000 | 5,992 |
| Gross Fiduciary activities income | $11,000 | 1,012 |
| Service charges on deposit accounts | $71,000 | 4,126 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-7,000 | 8,396 |
| Total noninterest expense | $3,353,000 | 1,429 |
| Salaries and employee benefits | $2,127,000 | 1,218 |
| Premises and equipment expense | $519,000 | 1,335 |
| Additional noninterest expense | $707,000 | 1,993 |
| Pre-tax net operating income | $-1,576,000 | 8,336 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-612,000 | 8,374 |
| Income before extraordinary items | $-964,000 | 8,299 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-964,000 | 8,299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,186 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $169,000 | 237 |
| Net operating income | $-964,000 | 8,287 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $13,647,000 | 2,920 |
| Total interest expense | $7,376,000 | 2,493 |
| Net interest income | $6,271,000 | 3,391 |
| Provision for loan and lease losses | $1,627,000 | 990 |
| Total noninterest income | $343,000 | 5,789 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $69,000 | 6,461 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $274,000 | 4,413 |
| Total noninterest expense | $10,815,000 | 1,709 |
| Salaries and employee benefits | $6,527,000 | 1,552 |
| Premises and equipment expense | $1,152,000 | 2,256 |
| Additional noninterest expense | $3,136,000 | 1,760 |
| Pre-tax net operating income | $-5,828,000 | 8,445 |
| Securities gains (losses) | $3,000 | 1,730 |
| Applicable income taxes | $-2,219,000 | 8,462 |
| Income before extraordinary items | $-3,606,000 | 8,419 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-3,606,000 | 8,416 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $442,000 | 1,839 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $219,000 | 730 |
| Net operating income | $-3,607,920 | 8,412 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,132,000 | 3,246 |
| Total interest expense | $4,685,000 | 2,907 |
| Net interest income | $4,447,000 | 3,540 |
| Provision for loan and lease losses | $1,064,000 | 860 |
| Total noninterest income | $406,000 | 4,868 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $56,000 | 6,413 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $350,000 | 3,457 |
| Total noninterest expense | $7,120,000 | 1,926 |
| Salaries and employee benefits | $4,267,000 | 1,766 |
| Premises and equipment expense | $444,000 | 3,865 |
| Additional noninterest expense | $2,409,000 | 1,688 |
| Pre-tax net operating income | $-3,331,000 | 8,502 |
| Securities gains (losses) | $3,000 | 1,317 |
| Applicable income taxes | $-984,000 | 8,493 |
| Income before extraordinary items | $-2,344,000 | 8,478 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-2,344,000 | 8,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $304,000 | 1,521 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-2,346,100 | 8,469 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,233,000 | 3,671 |
| Total interest expense | $2,372,000 | 3,594 |
| Net interest income | $2,861,000 | 3,665 |
| Provision for loan and lease losses | $645,000 | 825 |
| Total noninterest income | $325,000 | 4,488 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $39,000 | 6,398 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $286,000 | 3,100 |
| Total noninterest expense | $4,153,000 | 2,213 |
| Salaries and employee benefits | $2,448,000 | 2,088 |
| Premises and equipment expense | $238,000 | 4,518 |
| Additional noninterest expense | $1,467,000 | 1,848 |
| Pre-tax net operating income | $-1,612,000 | 8,533 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-492,000 | 8,549 |
| Income before extraordinary items | $-1,120,000 | 8,499 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,120,000 | 8,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $192,000 | 1,385 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-1,120,000 | 8,489 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,077,000 | 4,290 |
| Total interest expense | $796,000 | 4,578 |
| Net interest income | $1,281,000 | 3,955 |
| Provision for loan and lease losses | $130,000 | 1,659 |
| Total noninterest income | $61,000 | 6,498 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $23,000 | 6,169 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $38,000 | 5,593 |
| Total noninterest expense | $1,631,000 | 2,770 |
| Salaries and employee benefits | $977,000 | 2,593 |
| Premises and equipment expense | $109,000 | 4,791 |
| Additional noninterest expense | $545,000 | 2,414 |
| Pre-tax net operating income | $-419,000 | 8,483 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-131,000 | 8,531 |
| Income before extraordinary items | $-288,000 | 8,425 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-288,000 | 8,423 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $158,000 | 864 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-288,000 | 8,414 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,377,000 | 7,242 |
| Total interest expense | $866,000 | 7,192 |
| Net interest income | $1,511,000 | 7,164 |
| Provision for loan and lease losses | $200,000 | 3,517 |
| Total noninterest income | $59,000 | 8,141 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $33,000 | 7,126 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $26,000 | 7,799 |
| Total noninterest expense | $1,542,000 | 6,818 |
| Salaries and employee benefits | $884,000 | 6,706 |
| Premises and equipment expense | $146,000 | 7,306 |
| Additional noninterest expense | $512,000 | 6,482 |
| Pre-tax net operating income | $-172,000 | 8,096 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-72,000 | 8,330 |
| Income before extraordinary items | $-100,000 | 8,080 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-100,000 | 8,082 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $207,000 | 2,138 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-100,000 | 8,070 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $540,000 | 8,498 |
| Total interest expense | $203,000 | 8,388 |
| Net interest income | $337,000 | 8,524 |
| Provision for loan and lease losses | $100,000 | 4,067 |
| Total noninterest income | $19,000 | 8,467 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $9,000 | 7,461 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $10,000 | 8,238 |
| Total noninterest expense | $368,000 | 8,487 |
| Salaries and employee benefits | $223,000 | 8,414 |
| Premises and equipment expense | $32,000 | 8,477 |
| Additional noninterest expense | $113,000 | 8,397 |
| Pre-tax net operating income | $-112,000 | 8,230 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $-45,000 | 8,502 |
| Income before extraordinary items | $-67,000 | 8,213 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-67,000 | 8,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 3,924 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-67,000 | 8,207 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,207,000 | 5,870 |
| Total interest expense | $956,000 | 5,343 |
| Net interest income | $1,251,000 | 6,106 |
| Provision for loan and lease losses | $100,000 | 3,294 |
| Total noninterest income | $125,000 | 6,586 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $50,000 | 6,246 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $75,000 | 5,680 |
| Total noninterest expense | $1,179,000 | 5,663 |
| Salaries and employee benefits | $690,000 | 5,469 |
| Premises and equipment expense | $179,000 | 5,266 |
| Additional noninterest expense | $310,000 | 5,972 |
| Pre-tax net operating income | $97,000 | 7,716 |
| Securities gains (losses) | $-3,000 | 7,591 |
| Applicable income taxes | $1,000 | 6,575 |
| Income before extraordinary items | $93,000 | 7,582 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $93,000 | 7,583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 1,714 |
| Cash dividends | $16,000 | 4,993 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $95,970 | 7,572 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,097,000 | 5,850 |
| Total interest expense | $453,000 | 5,384 |
| Net interest income | $644,000 | 6,058 |
| Provision for loan and lease losses | $28,000 | 4,185 |
| Total noninterest income | $63,000 | 6,543 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $25,000 | 6,215 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $38,000 | 5,631 |
| Total noninterest expense | $609,000 | 5,577 |
| Salaries and employee benefits | $367,000 | 5,291 |
| Premises and equipment expense | $91,000 | 5,241 |
| Additional noninterest expense | $151,000 | 6,040 |
| Pre-tax net operating income | $70,000 | 7,436 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-2,000 | 8,456 |
| Income before extraordinary items | $72,000 | 7,166 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $72,000 | 7,166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 2,032 |
| Cash dividends | $16,000 | 3,852 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $72,000 | 7,167 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,420,000 | 5,538 |
| Total interest expense | $1,758,000 | 4,810 |
| Net interest income | $2,662,000 | 5,877 |
| Provision for loan and lease losses | $242,000 | 3,228 |
| Total noninterest income | $265,000 | 6,562 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $102,000 | 6,267 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $163,000 | 5,582 |
| Total noninterest expense | $2,375,000 | 5,535 |
| Salaries and employee benefits | $1,343,000 | 5,424 |
| Premises and equipment expense | $381,000 | 5,009 |
| Additional noninterest expense | $651,000 | 5,795 |
| Pre-tax net operating income | $310,000 | 7,344 |
| Securities gains (losses) | $118,000 | 654 |
| Applicable income taxes | $22,000 | 6,289 |
| Income before extraordinary items | $406,000 | 6,755 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $406,000 | 6,757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $242,000 | 2,022 |
| Cash dividends | $155,000 | 5,153 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $293,900 | 7,189 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,287,000 | 5,535 |
| Total interest expense | $1,291,000 | 4,735 |
| Net interest income | $1,996,000 | 5,893 |
| Provision for loan and lease losses | $190,000 | 3,039 |
| Total noninterest income | $200,000 | 6,589 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $77,000 | 6,297 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $123,000 | 5,562 |
| Total noninterest expense | $1,785,000 | 5,503 |
| Salaries and employee benefits | $1,003,000 | 5,409 |
| Premises and equipment expense | $281,000 | 5,047 |
| Additional noninterest expense | $501,000 | 5,691 |
| Pre-tax net operating income | $221,000 | 7,553 |
| Securities gains (losses) | $118,000 | 612 |
| Applicable income taxes | $17,000 | 6,363 |
| Income before extraordinary items | $322,000 | 6,800 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $322,000 | 6,799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $190,000 | 1,739 |
| Cash dividends | $126,000 | 4,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $209,900 | 7,362 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,215,000 | 5,433 |
| Total interest expense | $841,000 | 4,646 |
| Net interest income | $1,374,000 | 5,778 |
| Provision for loan and lease losses | $133,000 | 2,870 |
| Total noninterest income | $118,000 | 6,779 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $51,000 | 6,276 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $67,000 | 5,953 |
| Total noninterest expense | $1,188,000 | 5,509 |
| Salaries and employee benefits | $657,000 | 5,447 |
| Premises and equipment expense | $191,000 | 4,972 |
| Additional noninterest expense | $340,000 | 5,625 |
| Pre-tax net operating income | $171,000 | 7,397 |
| Securities gains (losses) | $119,000 | 518 |
| Applicable income taxes | $17,000 | 6,174 |
| Income before extraordinary items | $273,000 | 6,322 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $273,000 | 6,325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 1,596 |
| Cash dividends | $102,000 | 4,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $161,140 | 7,204 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,115,000 | 5,407 |
| Total interest expense | $412,000 | 4,587 |
| Net interest income | $703,000 | 5,721 |
| Provision for loan and lease losses | $102,000 | 2,017 |
| Total noninterest income | $56,000 | 6,874 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $25,000 | 6,268 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $31,000 | 6,124 |
| Total noninterest expense | $609,000 | 5,466 |
| Salaries and employee benefits | $350,000 | 5,290 |
| Premises and equipment expense | $97,000 | 4,978 |
| Additional noninterest expense | $162,000 | 5,752 |
| Pre-tax net operating income | $48,000 | 7,920 |
| Securities gains (losses) | $109,000 | 352 |
| Applicable income taxes | $6,000 | 6,318 |
| Income before extraordinary items | $151,000 | 6,074 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $151,000 | 6,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 1,113 |
| Cash dividends | $29,000 | 3,643 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $46,360 | 7,804 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,428,000 | 5,229 |
| Total interest expense | $1,580,000 | 4,378 |
| Net interest income | $2,848,000 | 5,579 |
| Provision for loan and lease losses | $141,000 | 4,364 |
| Total noninterest income | $262,000 | 6,675 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $109,000 | 6,343 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $153,000 | 5,645 |
| Total noninterest expense | $2,292,000 | 5,567 |
| Salaries and employee benefits | $1,281,000 | 5,483 |
| Premises and equipment expense | $341,000 | 5,302 |
| Additional noninterest expense | $670,000 | 5,669 |
| Pre-tax net operating income | $677,000 | 6,171 |
| Securities gains (losses) | $86,000 | 1,349 |
| Applicable income taxes | $46,000 | 6,089 |
| Income before extraordinary items | $717,000 | 5,523 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $717,000 | 5,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 3,122 |
| Cash dividends | $283,000 | 4,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $636,160 | 5,748 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,327,000 | 5,205 |
| Total interest expense | $1,186,000 | 4,321 |
| Net interest income | $2,141,000 | 5,561 |
| Provision for loan and lease losses | $109,000 | 4,145 |
| Total noninterest income | $198,000 | 6,690 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $84,000 | 6,332 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $114,000 | 5,670 |
| Total noninterest expense | $1,722,000 | 5,544 |
| Salaries and employee benefits | $954,000 | 5,469 |
| Premises and equipment expense | $250,000 | 5,344 |
| Additional noninterest expense | $518,000 | 5,541 |
| Pre-tax net operating income | $508,000 | 6,288 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $30,000 | 6,288 |
| Income before extraordinary items | $478,000 | 5,924 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $478,000 | 5,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 2,698 |
| Cash dividends | $98,000 | 4,661 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $478,000 | 5,846 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,209,000 | 5,233 |
| Total interest expense | $797,000 | 4,300 |
| Net interest income | $1,412,000 | 5,601 |
| Provision for loan and lease losses | $77,000 | 3,961 |
| Total noninterest income | $136,000 | 6,670 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $57,000 | 6,308 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $79,000 | 5,623 |
| Total noninterest expense | $1,142,000 | 5,591 |
| Salaries and employee benefits | $623,000 | 5,569 |
| Premises and equipment expense | $168,000 | 5,352 |
| Additional noninterest expense | $351,000 | 5,505 |
| Pre-tax net operating income | $329,000 | 6,313 |
| Securities gains (losses) | $-5,000 | 8,574 |
| Applicable income taxes | $19,000 | 6,311 |
| Income before extraordinary items | $305,000 | 6,006 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $305,000 | 6,007 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 2,510 |
| Cash dividends | $82,000 | 4,351 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $309,700 | 5,882 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,110,000 | 5,227 |
| Total interest expense | $403,000 | 4,305 |
| Net interest income | $707,000 | 5,598 |
| Provision for loan and lease losses | $36,000 | 3,870 |
| Total noninterest income | $65,000 | 6,712 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $28,000 | 6,308 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $37,000 | 5,724 |
| Total noninterest expense | $544,000 | 5,759 |
| Salaries and employee benefits | $290,000 | 5,834 |
| Premises and equipment expense | $86,000 | 5,308 |
| Additional noninterest expense | $168,000 | 5,640 |
| Pre-tax net operating income | $192,000 | 5,914 |
| Securities gains (losses) | $-5,000 | 8,841 |
| Applicable income taxes | $8,000 | 6,367 |
| Income before extraordinary items | $179,000 | 5,607 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $179,000 | 5,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 2,260 |
| Cash dividends | $25,000 | 3,626 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $183,800 | 5,428 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,388,000 | 5,331 |
| Total interest expense | $1,750,000 | 4,439 |
| Net interest income | $2,638,000 | 5,725 |
| Provision for loan and lease losses | $199,000 | 4,051 |
| Total noninterest income | $275,000 | 6,770 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $93,000 | 6,661 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $182,000 | 5,477 |
| Total noninterest expense | $2,206,000 | 5,666 |
| Salaries and employee benefits | $1,260,000 | 5,472 |
| Premises and equipment expense | $330,000 | 5,362 |
| Additional noninterest expense | $616,000 | 5,908 |
| Pre-tax net operating income | $508,000 | 6,652 |
| Securities gains (losses) | $219,000 | 1,280 |
| Applicable income taxes | $42,000 | 6,399 |
| Income before extraordinary items | $685,000 | 5,648 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $685,000 | 5,650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $199,000 | 2,879 |
| Cash dividends | $272,000 | 4,523 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $479,140 | 6,273 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,291,000 | 5,393 |
| Total interest expense | $1,343,000 | 4,490 |
| Net interest income | $1,948,000 | 5,793 |
| Provision for loan and lease losses | $149,000 | 3,948 |
| Total noninterest income | $193,000 | 6,942 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $70,000 | 6,717 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $123,000 | 5,698 |
| Total noninterest expense | $1,615,000 | 5,720 |
| Salaries and employee benefits | $911,000 | 5,556 |
| Premises and equipment expense | $240,000 | 5,461 |
| Additional noninterest expense | $464,000 | 5,868 |
| Pre-tax net operating income | $377,000 | 6,811 |
| Securities gains (losses) | $222,000 | 1,171 |
| Applicable income taxes | $38,000 | 6,421 |
| Income before extraordinary items | $561,000 | 5,575 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $561,000 | 5,576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 2,605 |
| Cash dividends | $110,000 | 4,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $352,320 | 6,463 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,239,000 | 5,346 |
| Total interest expense | $913,000 | 4,545 |
| Net interest income | $1,326,000 | 5,718 |
| Provision for loan and lease losses | $75,000 | 4,385 |
| Total noninterest income | $132,000 | 6,884 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $47,000 | 6,687 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $85,000 | 5,621 |
| Total noninterest expense | $1,100,000 | 5,650 |
| Salaries and employee benefits | $618,000 | 5,517 |
| Premises and equipment expense | $166,000 | 5,313 |
| Additional noninterest expense | $316,000 | 5,805 |
| Pre-tax net operating income | $283,000 | 6,609 |
| Securities gains (losses) | $147,000 | 1,237 |
| Applicable income taxes | $26,000 | 6,437 |
| Income before extraordinary items | $404,000 | 5,373 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $404,000 | 5,373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 2,900 |
| Cash dividends | $102,000 | 4,212 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $265,820 | 6,181 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,154,000 | 5,281 |
| Total interest expense | $461,000 | 4,598 |
| Net interest income | $693,000 | 5,579 |
| Provision for loan and lease losses | $44,000 | 4,021 |
| Total noninterest income | $66,000 | 6,832 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $23,000 | 6,666 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $43,000 | 5,547 |
| Total noninterest expense | $537,000 | 5,735 |
| Salaries and employee benefits | $291,000 | 5,726 |
| Premises and equipment expense | $85,000 | 5,226 |
| Additional noninterest expense | $161,000 | 5,702 |
| Pre-tax net operating income | $178,000 | 6,113 |
| Securities gains (losses) | $11,000 | 2,147 |
| Applicable income taxes | $11,000 | 6,507 |
| Income before extraordinary items | $178,000 | 5,620 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $178,000 | 5,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 2,327 |
| Cash dividends | $30,000 | 3,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $167,660 | 5,559 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,222,000 | 5,026 |
| Total interest expense | $1,894,000 | 4,987 |
| Net interest income | $3,328,000 | 4,932 |
| Provision for loan and lease losses | $168,000 | 4,725 |
| Total noninterest income | $179,000 | 7,523 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $91,000 | 6,741 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $88,000 | 6,695 |
| Total noninterest expense | $2,101,000 | 5,709 |
| Salaries and employee benefits | $1,176,000 | 5,556 |
| Premises and equipment expense | $366,000 | 4,955 |
| Additional noninterest expense | $559,000 | 6,170 |
| Pre-tax net operating income | $1,238,000 | 4,620 |
| Securities gains (losses) | $37,000 | 2,669 |
| Applicable income taxes | $87,000 | 6,093 |
| Income before extraordinary items | $1,188,000 | 4,116 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,188,000 | 4,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 3,303 |
| Cash dividends | $785,000 | 2,685 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,153,590 | 4,097 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,521,000 | 5,279 |
| Total interest expense | $2,948,000 | 4,793 |
| Net interest income | $2,573,000 | 5,618 |
| Provision for loan and lease losses | $149,000 | 4,824 |
| Total noninterest income | $195,000 | 7,358 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $86,000 | 6,853 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $109,000 | 6,235 |
| Total noninterest expense | $2,024,000 | 5,687 |
| Salaries and employee benefits | $1,111,000 | 5,612 |
| Premises and equipment expense | $345,000 | 5,075 |
| Additional noninterest expense | $568,000 | 6,045 |
| Pre-tax net operating income | $595,000 | 6,187 |
| Securities gains (losses) | $133,000 | 1,503 |
| Applicable income taxes | $40,000 | 6,882 |
| Income before extraordinary items | $688,000 | 5,271 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $688,000 | 5,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 4,067 |
| Cash dividends | $288,000 | 4,468 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $561,650 | 5,671 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,412,000 | 5,449 |
| Total interest expense | $3,051,000 | 4,857 |
| Net interest income | $2,361,000 | 6,021 |
| Provision for loan and lease losses | $93,000 | 5,470 |
| Total noninterest income | $160,000 | 7,748 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $85,000 | 6,874 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 7,039 |
| Total noninterest expense | $1,922,000 | 5,817 |
| Salaries and employee benefits | $1,047,000 | 5,745 |
| Premises and equipment expense | $334,000 | 5,094 |
| Additional noninterest expense | $541,000 | 6,125 |
| Pre-tax net operating income | $506,000 | 6,965 |
| Securities gains (losses) | $-31,000 | 8,962 |
| Applicable income taxes | $32,000 | 7,564 |
| Income before extraordinary items | $443,000 | 6,614 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $443,000 | 6,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 3,894 |
| Cash dividends | $133,000 | 5,658 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $471,830 | 6,490 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,092,000 | 5,507 |
| Total interest expense | $2,724,000 | 4,941 |
| Net interest income | $2,368,000 | 6,001 |
| Provision for loan and lease losses | $71,000 | 5,896 |
| Total noninterest income | $188,000 | 7,629 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $85,000 | 7,021 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $103,000 | 6,553 |
| Total noninterest expense | $1,847,000 | 5,989 |
| Salaries and employee benefits | $979,000 | 5,970 |
| Premises and equipment expense | $342,000 | 5,052 |
| Additional noninterest expense | $526,000 | 6,312 |
| Pre-tax net operating income | $638,000 | 6,576 |
| Securities gains (losses) | $5,000 | 2,145 |
| Applicable income taxes | $30,000 | 8,004 |
| Income before extraordinary items | $613,000 | 5,833 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $613,000 | 5,830 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,344 |
| Cash dividends | $206,000 | 5,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $608,250 | 5,829 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,761,000 | 5,864 |
| Total interest expense | $2,658,000 | 5,158 |
| Net interest income | $2,103,000 | 6,486 |
| Provision for loan and lease losses | $56,000 | 6,406 |
| Total noninterest income | $219,000 | 7,344 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $82,000 | 7,234 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $137,000 | 5,910 |
| Total noninterest expense | $1,765,000 | 6,088 |
| Salaries and employee benefits | $951,000 | 5,981 |
| Premises and equipment expense | $300,000 | 5,381 |
| Additional noninterest expense | $514,000 | 6,339 |
| Pre-tax net operating income | $501,000 | 7,358 |
| Securities gains (losses) | $97,000 | 1,291 |
| Applicable income taxes | $64,000 | 8,091 |
| Income before extraordinary items | $534,000 | 6,407 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $534,000 | 6,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,101 |
| Cash dividends | $195,000 | 5,445 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $447,670 | 6,833 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,592,000 | 6,137 |
| Total interest expense | $2,469,000 | 5,464 |
| Net interest income | $2,123,000 | 6,671 |
| Provision for loan and lease losses | $10,000 | 8,395 |
| Total noninterest income | $192,000 | 7,937 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $83,000 | 7,580 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $109,000 | 6,540 |
| Total noninterest expense | $1,665,000 | 6,379 |
| Salaries and employee benefits | $863,000 | 6,475 |
| Premises and equipment expense | $327,000 | 5,146 |
| Additional noninterest expense | $475,000 | 6,717 |
| Pre-tax net operating income | $640,000 | 7,247 |
| Securities gains (losses) | $-26,000 | 10,459 |
| Applicable income taxes | $-58,000 | 10,649 |
| Income before extraordinary items | $672,000 | 6,017 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $672,000 | 6,019 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,835 |
| Cash dividends | $221,000 | 5,187 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $698,000 | 5,870 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,185,000 | 6,696 |
| Total interest expense | $2,153,000 | 6,114 |
| Net interest income | $2,032,000 | 7,076 |
| Provision for loan and lease losses | $8,000 | 8,671 |
| Total noninterest income | $154,000 | 8,948 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $76,000 | 8,114 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 7,815 |
| Total noninterest expense | $1,696,000 | 6,615 |
| Salaries and employee benefits | $931,000 | 6,308 |
| Premises and equipment expense | $289,000 | 5,733 |
| Additional noninterest expense | $476,000 | 7,244 |
| Pre-tax net operating income | $482,000 | 8,049 |
| Securities gains (losses) | $-6,000 | 10,029 |
| Applicable income taxes | $149,000 | 7,882 |
| Income before extraordinary items | $327,000 | 8,193 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $327,000 | 8,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,694 |
| Cash dividends | $81,000 | 7,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $331,140 | 8,094 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,775,000 | 7,231 |
| Total interest expense | $1,863,000 | 6,751 |
| Net interest income | $1,912,000 | 7,504 |
| Provision for loan and lease losses | $-92,000 | 11,688 |
| Total noninterest income | $175,000 | 8,877 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $74,000 | 8,484 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 7,205 |
| Total noninterest expense | $1,567,000 | 7,075 |
| Salaries and employee benefits | $850,000 | 6,821 |
| Premises and equipment expense | $234,000 | 6,603 |
| Additional noninterest expense | $483,000 | 7,402 |
| Pre-tax net operating income | $612,000 | 7,812 |
| Securities gains (losses) | $-45,000 | 11,108 |
| Applicable income taxes | $115,000 | 8,883 |
| Income before extraordinary items | $452,000 | 7,621 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $452,000 | 7,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-142,000 | 11,802 |
| Cash dividends | $71,000 | 7,376 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $488,000 | 7,305 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,394,000 | 7,492 |
| Total interest expense | $1,448,000 | 7,059 |
| Net interest income | $1,946,000 | 7,690 |
| Provision for loan and lease losses | $-10,000 | 11,755 |
| Total noninterest income | $217,000 | 8,451 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $147,000 | 6,969 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 8,653 |
| Total noninterest expense | $1,612,000 | 7,261 |
| Salaries and employee benefits | $819,000 | 7,089 |
| Premises and equipment expense | $110,000 | 9,702 |
| Additional noninterest expense | $683,000 | 6,446 |
| Pre-tax net operating income | $561,000 | 8,241 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $112,000 | 9,094 |
| Income before extraordinary items | $450,000 | 7,713 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $450,000 | 7,725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 10,805 |
| Cash dividends | $71,000 | 7,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $449,200 | 7,767 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,278,000 | 7,878 |
| Total interest expense | $1,407,000 | 7,518 |
| Net interest income | $1,871,000 | 8,037 |
| Provision for loan and lease losses | $64,000 | 6,841 |
| Total noninterest income | $143,000 | 10,356 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $90,000 | 8,693 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 9,919 |
| Total noninterest expense | $1,504,000 | 7,825 |
| Salaries and employee benefits | $778,000 | 7,454 |
| Premises and equipment expense | $270,000 | 6,333 |
| Additional noninterest expense | $456,000 | 8,657 |
| Pre-tax net operating income | $446,000 | 9,058 |
| Securities gains (losses) | $35,000 | 3,910 |
| Applicable income taxes | $116,000 | 9,390 |
| Income before extraordinary items | $365,000 | 8,794 |
| Extraordinary gains, net | $12,000 | 2,892 |
| Net income | $377,000 | 8,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 4,689 |
| Cash dividends | $71,000 | 7,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $338,400 | 8,794 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,580,000 | 8,071 |
| Total interest expense | $1,756,000 | 7,747 |
| Net interest income | $1,824,000 | 8,270 |
| Provision for loan and lease losses | $87,000 | 7,678 |
| Total noninterest income | $153,000 | 10,441 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $67,000 | 9,657 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 8,594 |
| Total noninterest expense | $1,484,000 | 7,973 |
| Salaries and employee benefits | $744,000 | 7,653 |
| Premises and equipment expense | $200,000 | 7,833 |
| Additional noninterest expense | $540,000 | 8,084 |
| Pre-tax net operating income | $406,000 | 9,185 |
| Securities gains (losses) | $45,000 | 4,303 |
| Applicable income taxes | $113,000 | 9,575 |
| Income before extraordinary items | $338,000 | 8,843 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $338,000 | 8,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 6,002 |
| Cash dividends | $70,000 | 7,232 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $304,250 | 8,886 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.