Home > Mountain Bank > Income and Expense
Mountain Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,965,000 | 4,517 |
| Total interest expense | $2,277,000 | 5,751 |
| Net interest income | $4,688,000 | 3,697 |
| Provision for loan and lease losses | $131,000 | 4,433 |
| Total noninterest income | $1,039,000 | 2,960 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $561,000 | 2,341 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $478,000 | 2,912 |
| Total noninterest expense | $3,823,000 | 3,311 |
| Salaries and employee benefits | $1,949,000 | 3,396 |
| Premises and equipment expense | $479,000 | 3,851 |
| Additional noninterest expense | $1,395,000 | 2,925 |
| Pre-tax net operating income | $1,773,000 | 3,906 |
| Securities gains (losses) | $37,000 | 1,522 |
| Applicable income taxes | $661,000 | 3,415 |
| Income before extraordinary items | $1,149,000 | 4,205 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,149,000 | 4,205 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,811 |
| Cash dividends | $725,000 | 2,719 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 536 |
| Net operating income | $1,125,320 | 4,220 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,127,000 | 5,103 |
| Total interest expense | $2,048,000 | 6,323 |
| Net interest income | $4,079,000 | 4,254 |
| Provision for loan and lease losses | $55,000 | 6,421 |
| Total noninterest income | $557,000 | 4,795 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $468,000 | 2,890 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 7,466 |
| Total noninterest expense | $2,963,000 | 4,344 |
| Salaries and employee benefits | $1,487,000 | 4,342 |
| Premises and equipment expense | $341,000 | 5,103 |
| Additional noninterest expense | $1,135,000 | 3,955 |
| Pre-tax net operating income | $1,618,000 | 4,089 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $572,000 | 3,726 |
| Income before extraordinary items | $1,046,000 | 4,314 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,046,000 | 4,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $1,000,000 | 2,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,046,000 | 4,265 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,775,000 | 5,369 |
| Total interest expense | $1,749,000 | 7,018 |
| Net interest income | $4,026,000 | 4,277 |
| Provision for loan and lease losses | $135,000 | 3,846 |
| Total noninterest income | $591,000 | 4,629 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $417,000 | 3,228 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $174,000 | 5,545 |
| Total noninterest expense | $1,991,000 | 6,000 |
| Salaries and employee benefits | $1,016,000 | 5,982 |
| Premises and equipment expense | $240,000 | 6,502 |
| Additional noninterest expense | $735,000 | 5,627 |
| Pre-tax net operating income | $2,491,000 | 2,858 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $903,000 | 2,591 |
| Income before extraordinary items | $1,588,000 | 3,088 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,588,000 | 3,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,645 |
| Cash dividends | $900,000 | 2,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,588,000 | 3,054 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,101,000 | 6,574 |
| Total interest expense | $862,000 | 9,301 |
| Net interest income | $3,239,000 | 5,277 |
| Provision for loan and lease losses | $120,000 | 4,039 |
| Total noninterest income | $430,000 | 5,855 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $383,000 | 3,530 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 9,769 |
| Total noninterest expense | $1,564,000 | 7,395 |
| Salaries and employee benefits | $855,000 | 6,901 |
| Premises and equipment expense | $170,000 | 8,080 |
| Additional noninterest expense | $539,000 | 7,526 |
| Pre-tax net operating income | $1,985,000 | 3,441 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $686,000 | 3,138 |
| Income before extraordinary items | $1,299,000 | 3,593 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,299,000 | 3,601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 10,731 |
| Cash dividends | $375,000 | 3,898 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,299,000 | 3,635 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,151,000 | 11,985 |
| Total interest expense | $271,000 | 12,781 |
| Net interest income | $880,000 | 11,236 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $161,000 | 10,000 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $133,000 | 7,508 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 11,437 |
| Total noninterest expense | $511,000 | 12,114 |
| Salaries and employee benefits | $286,000 | 11,805 |
| Premises and equipment expense | $22,000 | 13,043 |
| Additional noninterest expense | $203,000 | 11,689 |
| Pre-tax net operating income | $530,000 | 8,451 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $155,000 | 8,513 |
| Income before extraordinary items | $375,000 | 8,683 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $375,000 | 8,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 9,293 |
| Cash dividends | $587,000 | 2,725 |
| Sale, conversion, retirement of capital stock, net | $629,000 | 554 |
| Net operating income | $375,000 | 8,427 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,529,000 | 9,863 |
| Total interest expense | $822,000 | 11,229 |
| Net interest income | $1,707,000 | 8,627 |
| Provision for loan and lease losses | $79,000 | 7,959 |
| Total noninterest income | $298,000 | 7,752 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $216,000 | 5,697 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 8,755 |
| Total noninterest expense | $962,000 | 10,150 |
| Salaries and employee benefits | $426,000 | 10,562 |
| Premises and equipment expense | $123,000 | 9,930 |
| Additional noninterest expense | $413,000 | 9,411 |
| Pre-tax net operating income | $964,000 | 5,778 |
| Securities gains (losses) | $13,000 | 6,142 |
| Applicable income taxes | $389,000 | 4,899 |
| Income before extraordinary items | $588,000 | 6,653 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $588,000 | 6,736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 7,501 |
| Cash dividends | $245,000 | 4,546 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $579,680 | 6,356 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.