Home > Mountain Bank > Income and Expense
Mountain Bank, Income and Expense
1996-12-31 (YTD Data) | Rank | |
Total interest income | $222,000 | 11,364 |
Total interest expense | $93,000 | 11,336 |
Net interest income | $129,000 | 11,375 |
Provision for loan and lease losses | $0 | 9,041 |
Total noninterest income | $54,000 | 10,781 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $16,000 | 9,652 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $38,000 | 9,447 |
Total noninterest expense | $179,000 | 11,386 |
Salaries and employee benefits | $71,000 | 11,400 |
Premises and equipment expense | $49,000 | 10,667 |
Additional noninterest expense | $59,000 | 11,354 |
Pre-tax net operating income | $4,000 | 10,761 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $1,000 | 10,529 |
Income before extraordinary items | $3,000 | 10,805 |
Extraordinary gains, net | $0 | 53 |
Net income | $3,000 | 10,800 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,805 |
Cash dividends | $0 | 8,336 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $3,000 | 10,757 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $4,683,000 | 6,257 |
Total interest expense | $1,679,000 | 7,190 |
Net interest income | $3,004,000 | 5,491 |
Provision for loan and lease losses | $0 | 8,958 |
Total noninterest income | $1,094,000 | 2,904 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $294,000 | 4,367 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $800,000 | 2,105 |
Total noninterest expense | $2,486,000 | 5,020 |
Salaries and employee benefits | $1,426,000 | 4,483 |
Premises and equipment expense | $391,000 | 4,635 |
Additional noninterest expense | $669,000 | 6,065 |
Pre-tax net operating income | $1,612,000 | 4,201 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $600,000 | 3,659 |
Income before extraordinary items | $1,012,000 | 4,559 |
Extraordinary gains, net | $0 | 65 |
Net income | $1,012,000 | 4,557 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-12,000 | 10,757 |
Cash dividends | $255,000 | 4,912 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $1,012,000 | 4,545 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $3,854,000 | 6,880 |
Total interest expense | $1,204,000 | 7,886 |
Net interest income | $2,650,000 | 6,175 |
Provision for loan and lease losses | $25,000 | 7,401 |
Total noninterest income | $1,111,000 | 2,886 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $264,000 | 4,831 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $847,000 | 2,063 |
Total noninterest expense | $2,125,000 | 5,903 |
Salaries and employee benefits | $1,218,000 | 5,175 |
Premises and equipment expense | $301,000 | 5,701 |
Additional noninterest expense | $606,000 | 6,996 |
Pre-tax net operating income | $1,611,000 | 4,146 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $589,000 | 3,567 |
Income before extraordinary items | $1,022,000 | 4,462 |
Extraordinary gains, net | $0 | 249 |
Net income | $1,022,000 | 4,463 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-5,000 | 10,447 |
Cash dividends | $859,000 | 2,161 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $1,022,000 | 4,504 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $3,892,000 | 6,996 |
Total interest expense | $1,166,000 | 8,416 |
Net interest income | $2,726,000 | 6,119 |
Provision for loan and lease losses | $185,000 | 4,083 |
Total noninterest income | $1,055,000 | 3,207 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $252,000 | 5,087 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $803,000 | 2,376 |
Total noninterest expense | $2,213,000 | 5,843 |
Salaries and employee benefits | $1,234,000 | 5,109 |
Premises and equipment expense | $283,000 | 6,138 |
Additional noninterest expense | $696,000 | 6,592 |
Pre-tax net operating income | $1,383,000 | 4,640 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $516,000 | 4,069 |
Income before extraordinary items | $867,000 | 5,229 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $867,000 | 5,371 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $41,000 | 6,463 |
Cash dividends | $350,000 | 3,982 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $867,000 | 5,017 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $3,986,000 | 7,527 |
Total interest expense | $1,379,000 | 8,927 |
Net interest income | $2,607,000 | 6,395 |
Provision for loan and lease losses | $25,000 | 10,242 |
Total noninterest income | $1,027,000 | 3,243 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $212,000 | 5,774 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $815,000 | 2,286 |
Total noninterest expense | $2,088,000 | 6,166 |
Salaries and employee benefits | $1,085,000 | 5,641 |
Premises and equipment expense | $285,000 | 6,202 |
Additional noninterest expense | $718,000 | 6,646 |
Pre-tax net operating income | $1,521,000 | 3,999 |
Securities gains (losses) | $0 | 8,369 |
Applicable income taxes | $598,000 | 3,446 |
Income before extraordinary items | $923,000 | 4,840 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $923,000 | 4,889 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $33,000 | 8,345 |
Cash dividends | $150,000 | 5,711 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $923,000 | 4,510 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.