Home > Mountain Bank > Assets and Liabilities
Mountain Bank, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 51 | 3,657 |
| Assets and Liabilities | ||
| Total Assets: | $69,468,000 | 5,906 |
| Cash and due from depository institutions | $3,177,000 | 3,657 |
| Interest-bearing balances | $13,000 | 6,098 |
| Securities | $3,322,000 | 10,444 |
| Federal funds sold & reverse repurchase agreements | $665,000 | 7,102 |
| Net loans & leases | $51,755,000 | 4,900 |
| Loan loss allowance | $495,000 | 5,981 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,146,000 | 2,482 |
| Other real estate owned | $0 | 3,657 |
| Goodwill and other intangibles | $3,749,000 | 637 |
| All other assets | $3,654,000 | 2,061 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $69,468,000 | 5,906 |
| Total liabilities | $61,503,000 | 5,968 |
| Total deposits | $54,765,000 | 6,225 |
| Interest-bearing deposits | $39,817,000 | 6,912 |
| Deposits held in domestic offices | $54,765,000 | 6,216 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $6,271,000 | 1,648 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $467,000 | 6,213 |
| Total equity capital | $7,965,000 | 5,254 |
| Total bank equity capital | $7,965,000 | 5,254 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $440,000 | 5,658 |
| Surplus | $7,522,000 | 2,049 |
| Undivided profits | $3,000 | 10,763 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $739,000 | 3,350 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $625,000 | 223 |
| Income earned, not collected on loans | $478,000 | 4,861 |
| Earning assets | $55,755,000 | 6,466 |
| Long-term assets (5+ years) | $4,545,000 | 6,101 |
| Average Assets, year-to-date | $67,493,400 | 5,850 |
| Average Assets, quarterly | $71,526,500 | 5,719 |
| Volatile liabilities | $9,192,000 | 5,125 |
| Insider loans | $243,000 | 7,343 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $598,000 | 912 |
| Unused loan commitments | $1,847,000 | 7,638 |
| Tier 1 (core) risk-based capital | $4,216,000 | 7,889 |
| Tier 2 risk-based capital | $495,000 | 5,311 |
| Total risk weighted assets | $49,425,500 | 5,103 |
| Total unused commitments | $1,847,000 | 7,652 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 46 | 4,150 |
| Assets and Liabilities | ||
| Total Assets: | $62,651,000 | 6,432 |
| Cash and due from depository institutions | $5,410,000 | 4,150 |
| Interest-bearing balances | $55,000 | 5,676 |
| Securities | $6,133,000 | 9,722 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $48,886,000 | 5,063 |
| Loan loss allowance | $729,000 | 4,592 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,532,000 | 4,604 |
| Other real estate owned | $0 | 4,150 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $690,000 | 7,943 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $62,651,000 | 6,432 |
| Total liabilities | $57,626,000 | 6,321 |
| Total deposits | $53,908,000 | 6,430 |
| Interest-bearing deposits | $38,736,000 | 7,190 |
| Deposits held in domestic offices | $53,908,000 | 6,423 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $975,000 | 2,731 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $2,464,000 | 2,226 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $279,000 | 8,573 |
| Total equity capital | $5,025,000 | 7,351 |
| Total bank equity capital | $5,025,000 | 7,351 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $440,000 | 5,962 |
| Surplus | $2,850,000 | 4,382 |
| Undivided profits | $1,735,000 | 7,914 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $544,000 | 4,029 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $449,000 | 5,262 |
| Earning assets | $55,074,000 | 6,634 |
| Long-term assets (5+ years) | $5,530,000 | 5,557 |
| Average Assets, year-to-date | $56,858,200 | 6,692 |
| Average Assets, quarterly | $60,596,500 | 6,536 |
| Volatile liabilities | $8,873,000 | 4,932 |
| Insider loans | $29,000 | 10,236 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $3,426,000 | 6,003 |
| Tier 1 (core) risk-based capital | $5,006,000 | 7,236 |
| Tier 2 risk-based capital | $625,460 | 4,415 |
| Total risk weighted assets | $49,933,360 | 5,044 |
| Total unused commitments | $3,426,000 | 6,016 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 40 | 4,868 |
| Assets and Liabilities | ||
| Total Assets: | $54,251,000 | 7,122 |
| Cash and due from depository institutions | $9,423,000 | 4,868 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $4,602,000 | 11,029 |
| Federal funds sold & reverse repurchase agreements | $820,000 | 5,915 |
| Net loans & leases | $37,761,000 | 6,017 |
| Loan loss allowance | $717,000 | 4,739 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,000,000 | 6,090 |
| Other real estate owned | $0 | 4,868 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $645,000 | 8,593 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $54,251,000 | 7,122 |
| Total liabilities | $50,007,000 | 7,017 |
| Total deposits | $48,676,000 | 6,934 |
| Interest-bearing deposits | $35,803,000 | 7,616 |
| Deposits held in domestic offices | $48,676,000 | 6,926 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,000,000 | 3,112 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $331,000 | 6,892 |
| Total equity capital | $4,244,000 | 7,910 |
| Total bank equity capital | $4,244,000 | 7,910 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $440,000 | 6,312 |
| Surplus | $2,850,000 | 4,318 |
| Undivided profits | $954,000 | 9,132 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $679,000 | 3,503 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $359,000 | 5,692 |
| Earning assets | $43,183,000 | 7,737 |
| Long-term assets (5+ years) | $4,622,000 | 6,226 |
| Average Assets, year-to-date | $51,450,600 | 7,269 |
| Average Assets, quarterly | $53,384,500 | 7,157 |
| Volatile liabilities | $4,069,000 | 7,466 |
| Insider loans | $105,000 | 9,380 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,053,000 | 7,407 |
| Tier 1 (core) risk-based capital | $4,249,000 | 7,984 |
| Tier 2 risk-based capital | $503,990 | 5,254 |
| Total risk weighted assets | $40,106,190 | 5,897 |
| Total unused commitments | $2,053,000 | 7,422 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 41 | 4,957 |
| Assets and Liabilities | ||
| Total Assets: | $48,870,000 | 7,851 |
| Cash and due from depository institutions | $6,209,000 | 4,957 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $5,782,000 | 10,907 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 9,053 |
| Net loans & leases | $34,881,000 | 6,303 |
| Loan loss allowance | $686,000 | 5,045 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,041,000 | 5,968 |
| Other real estate owned | $0 | 4,957 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $457,000 | 9,727 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $48,870,000 | 7,851 |
| Total liabilities | $44,784,000 | 7,798 |
| Total deposits | $44,561,000 | 7,638 |
| Interest-bearing deposits | $31,739,000 | 8,528 |
| Deposits held in domestic offices | $44,561,000 | 7,630 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $223,000 | 8,788 |
| Total equity capital | $4,086,000 | 8,288 |
| Total bank equity capital | $4,086,000 | 8,288 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $440,000 | 6,615 |
| Surplus | $2,100,000 | 5,317 |
| Undivided profits | $1,546,000 | 8,317 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $795,000 | 3,694 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $333,000 | 397 |
| Income earned, not collected on loans | $326,000 | 5,634 |
| Earning assets | $41,163,000 | 8,225 |
| Long-term assets (5+ years) | $7,418,000 | 5,240 |
| Average Assets, year-to-date | $49,399,000 | 7,652 |
| Average Assets, quarterly | $50,483,500 | 7,632 |
| Volatile liabilities | $2,538,000 | 8,944 |
| Insider loans | $178,000 | 8,583 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,106,000 | 9,018 |
| Tier 1 (core) risk-based capital | $4,086,000 | 8,202 |
| Tier 2 risk-based capital | $448,440 | 5,757 |
| Total risk weighted assets | $35,637,840 | 6,431 |
| Total unused commitments | $1,106,000 | 9,042 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 40 | 5,189 |
| Assets and Liabilities | ||
| Total Assets: | $48,275,000 | 8,049 |
| Cash and due from depository institutions | $5,873,000 | 5,189 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $5,999,000 | 11,059 |
| Federal funds sold & reverse repurchase agreements | $1,525,000 | 7,447 |
| Net loans & leases | $33,269,000 | 6,540 |
| Loan loss allowance | $542,000 | 6,088 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,123,000 | 5,743 |
| Other real estate owned | $0 | 5,189 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $486,000 | 9,826 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $48,275,000 | 8,049 |
| Total liabilities | $44,706,000 | 7,953 |
| Total deposits | $44,466,000 | 7,810 |
| Interest-bearing deposits | $33,415,000 | 8,510 |
| Deposits held in domestic offices | $44,466,000 | 7,804 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $240,000 | 9,221 |
| Total equity capital | $3,569,000 | 8,840 |
| Total bank equity capital | $3,569,000 | 8,840 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $440,000 | 6,951 |
| Surplus | $1,900,000 | 5,709 |
| Undivided profits | $1,229,000 | 9,008 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $74,000 | 10,659 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $315,000 | 6,273 |
| Earning assets | $40,793,000 | 8,407 |
| Long-term assets (5+ years) | $5,709,000 | 6,058 |
| Average Assets, year-to-date | $45,560,000 | 8,191 |
| Average Assets, quarterly | $48,889,000 | 7,906 |
| Volatile liabilities | $3,089,000 | 8,445 |
| Insider loans | $14,000 | 8,645 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,386,000 | 6,800 |
| Tier 1 (core) risk-based capital | $3,569,000 | 8,764 |
| Tier 2 risk-based capital | $427,140 | 5,951 |
| Total risk weighted assets | $34,056,440 | 6,711 |
| Total unused commitments | $2,386,000 | 6,829 |
| Derivatives | $0 | 651 |