Home > Mount Prospect National Bank > Income and Expense
Mount Prospect National Bank, Income and Expense
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $26,858,000 | 1,181 |
| Total interest expense | $12,789,000 | 1,164 |
| Net interest income | $14,069,000 | 1,197 |
| Provision for loan and lease losses | $1,681,000 | 600 |
| Total noninterest income | $1,403,000 | 2,328 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $497,000 | 2,457 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $906,000 | 1,961 |
| Total noninterest expense | $12,770,000 | 1,093 |
| Salaries and employee benefits | $9,293,000 | 793 |
| Premises and equipment expense | $1,396,000 | 1,424 |
| Additional noninterest expense | $2,081,000 | 1,939 |
| Pre-tax net operating income | $1,021,000 | 4,309 |
| Securities gains (losses) | $-352,000 | 8,423 |
| Applicable income taxes | $-118,000 | 8,256 |
| Income before extraordinary items | $787,000 | 4,390 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $787,000 | 4,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,279,000 | 278 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,139,000 | 3,568 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $17,709,000 | 1,208 |
| Total interest expense | $8,379,000 | 1,186 |
| Net interest income | $9,330,000 | 1,225 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $999,000 | 2,249 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $407,000 | 2,081 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $592,000 | 2,002 |
| Total noninterest expense | $5,746,000 | 1,607 |
| Salaries and employee benefits | $3,782,000 | 1,346 |
| Premises and equipment expense | $800,000 | 1,659 |
| Additional noninterest expense | $1,164,000 | 2,282 |
| Pre-tax net operating income | $4,583,000 | 1,042 |
| Securities gains (losses) | $30,000 | 626 |
| Applicable income taxes | $1,551,000 | 894 |
| Income before extraordinary items | $3,062,000 | 1,165 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,062,000 | 1,164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,631 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $3,042,200 | 1,156 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $8,713,000 | 1,216 |
| Total interest expense | $4,146,000 | 1,186 |
| Net interest income | $4,567,000 | 1,249 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $512,000 | 2,178 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $197,000 | 2,077 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $315,000 | 1,886 |
| Total noninterest expense | $2,916,000 | 1,571 |
| Salaries and employee benefits | $1,890,000 | 1,353 |
| Premises and equipment expense | $393,000 | 1,702 |
| Additional noninterest expense | $633,000 | 2,074 |
| Pre-tax net operating income | $2,163,000 | 1,082 |
| Securities gains (losses) | $30,000 | 480 |
| Applicable income taxes | $731,000 | 943 |
| Income before extraordinary items | $1,462,000 | 1,208 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,462,000 | 1,207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,955 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,441,900 | 1,206 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $33,121,000 | 1,185 |
| Total interest expense | $14,561,000 | 1,149 |
| Net interest income | $18,560,000 | 1,214 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $2,179,000 | 2,095 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $984,000 | 1,776 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,195,000 | 1,971 |
| Total noninterest expense | $11,940,000 | 1,493 |
| Salaries and employee benefits | $7,768,000 | 1,251 |
| Premises and equipment expense | $1,541,000 | 1,654 |
| Additional noninterest expense | $2,631,000 | 2,017 |
| Pre-tax net operating income | $8,799,000 | 1,114 |
| Securities gains (losses) | $5,000 | 1,264 |
| Applicable income taxes | $2,429,000 | 1,130 |
| Income before extraordinary items | $6,375,000 | 1,153 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $6,375,000 | 1,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-266,000 | 8,611 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $6,371,400 | 1,143 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $24,389,000 | 1,215 |
| Total interest expense | $10,578,000 | 1,159 |
| Net interest income | $13,811,000 | 1,243 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $1,556,000 | 2,170 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $659,000 | 1,952 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $897,000 | 1,981 |
| Total noninterest expense | $9,084,000 | 1,477 |
| Salaries and employee benefits | $5,868,000 | 1,260 |
| Premises and equipment expense | $1,135,000 | 1,689 |
| Additional noninterest expense | $2,081,000 | 1,874 |
| Pre-tax net operating income | $6,283,000 | 1,227 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $2,109,000 | 1,050 |
| Income before extraordinary items | $4,174,000 | 1,360 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $4,174,000 | 1,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-264,000 | 8,661 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $4,174,000 | 1,342 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $10,879,000 | 1,816 |
| Total interest expense | $4,547,000 | 1,706 |
| Net interest income | $6,332,000 | 1,836 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $781,000 | 2,634 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $333,000 | 2,450 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $448,000 | 2,368 |
| Total noninterest expense | $3,966,000 | 2,221 |
| Salaries and employee benefits | $2,658,000 | 1,845 |
| Premises and equipment expense | $391,000 | 3,062 |
| Additional noninterest expense | $917,000 | 2,775 |
| Pre-tax net operating income | $3,147,000 | 1,582 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,059,000 | 1,339 |
| Income before extraordinary items | $2,088,000 | 1,739 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,088,000 | 1,740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-212,000 | 8,682 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,088,000 | 1,725 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,261,000 | 1,826 |
| Total interest expense | $2,136,000 | 1,723 |
| Net interest income | $3,125,000 | 1,848 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $328,000 | 2,906 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $153,000 | 2,557 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $175,000 | 2,721 |
| Total noninterest expense | $2,006,000 | 2,209 |
| Salaries and employee benefits | $1,342,000 | 1,841 |
| Premises and equipment expense | $193,000 | 3,105 |
| Additional noninterest expense | $471,000 | 2,677 |
| Pre-tax net operating income | $1,447,000 | 1,672 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $486,000 | 1,431 |
| Income before extraordinary items | $961,000 | 1,863 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $961,000 | 1,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-73,000 | 8,584 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $961,000 | 1,845 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $19,243,000 | 1,734 |
| Total interest expense | $7,094,000 | 1,613 |
| Net interest income | $12,149,000 | 1,803 |
| Provision for loan and lease losses | $570,000 | 1,710 |
| Total noninterest income | $1,080,000 | 3,369 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $471,000 | 3,176 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $609,000 | 3,026 |
| Total noninterest expense | $7,777,000 | 2,148 |
| Salaries and employee benefits | $5,002,000 | 1,855 |
| Premises and equipment expense | $899,000 | 2,601 |
| Additional noninterest expense | $1,876,000 | 2,648 |
| Pre-tax net operating income | $4,882,000 | 1,906 |
| Securities gains (losses) | $-27,000 | 7,960 |
| Applicable income taxes | $1,572,000 | 1,653 |
| Income before extraordinary items | $3,283,000 | 2,086 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,283,000 | 2,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 2,966 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,301,360 | 2,053 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $14,102,000 | 1,741 |
| Total interest expense | $5,136,000 | 1,568 |
| Net interest income | $8,966,000 | 1,821 |
| Provision for loan and lease losses | $570,000 | 1,247 |
| Total noninterest income | $794,000 | 3,421 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $331,000 | 3,334 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $463,000 | 3,023 |
| Total noninterest expense | $5,755,000 | 2,152 |
| Salaries and employee benefits | $3,657,000 | 1,884 |
| Premises and equipment expense | $671,000 | 2,597 |
| Additional noninterest expense | $1,427,000 | 2,579 |
| Pre-tax net operating income | $3,435,000 | 2,014 |
| Securities gains (losses) | $-25,000 | 8,266 |
| Applicable income taxes | $1,083,000 | 1,775 |
| Income before extraordinary items | $2,327,000 | 2,200 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,327,000 | 2,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-92,000 | 8,616 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,344,000 | 2,146 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $9,523,000 | 1,681 |
| Total interest expense | $3,579,000 | 1,404 |
| Net interest income | $5,944,000 | 1,819 |
| Provision for loan and lease losses | $570,000 | 870 |
| Total noninterest income | $496,000 | 3,541 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $229,000 | 3,212 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $267,000 | 3,272 |
| Total noninterest expense | $3,838,000 | 2,128 |
| Salaries and employee benefits | $2,418,000 | 1,888 |
| Premises and equipment expense | $449,000 | 2,580 |
| Additional noninterest expense | $971,000 | 2,513 |
| Pre-tax net operating income | $2,032,000 | 2,159 |
| Securities gains (losses) | $-10,000 | 8,138 |
| Applicable income taxes | $627,000 | 1,933 |
| Income before extraordinary items | $1,395,000 | 2,347 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,395,000 | 2,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-64,000 | 8,545 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,401,900 | 2,313 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,357,000 | 1,794 |
| Total interest expense | $1,513,000 | 1,580 |
| Net interest income | $2,844,000 | 1,888 |
| Provision for loan and lease losses | $285,000 | 826 |
| Total noninterest income | $283,000 | 3,189 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $122,000 | 3,000 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $161,000 | 2,845 |
| Total noninterest expense | $1,902,000 | 2,170 |
| Salaries and employee benefits | $1,202,000 | 1,904 |
| Premises and equipment expense | $246,000 | 2,386 |
| Additional noninterest expense | $454,000 | 2,669 |
| Pre-tax net operating income | $940,000 | 2,275 |
| Securities gains (losses) | $-4,000 | 8,340 |
| Applicable income taxes | $283,000 | 2,063 |
| Income before extraordinary items | $653,000 | 2,444 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $653,000 | 2,445 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-62,000 | 8,696 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $655,800 | 2,399 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $14,799,000 | 1,922 |
| Total interest expense | $4,578,000 | 1,776 |
| Net interest income | $10,221,000 | 1,987 |
| Provision for loan and lease losses | $1,375,000 | 789 |
| Total noninterest income | $1,285,000 | 2,988 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $607,000 | 2,680 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $678,000 | 2,757 |
| Total noninterest expense | $7,101,000 | 2,246 |
| Salaries and employee benefits | $4,424,000 | 1,968 |
| Premises and equipment expense | $892,000 | 2,546 |
| Additional noninterest expense | $1,785,000 | 2,666 |
| Pre-tax net operating income | $3,030,000 | 2,568 |
| Securities gains (losses) | $13,000 | 2,682 |
| Applicable income taxes | $861,000 | 2,403 |
| Income before extraordinary items | $2,182,000 | 2,714 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,182,000 | 2,717 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $721,000 | 977 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $5,000,000 | 225 |
| Net operating income | $2,172,640 | 2,669 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $10,685,000 | 1,966 |
| Total interest expense | $3,247,000 | 1,843 |
| Net interest income | $7,438,000 | 2,021 |
| Provision for loan and lease losses | $1,105,000 | 712 |
| Total noninterest income | $926,000 | 3,093 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $469,000 | 2,632 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $457,000 | 2,955 |
| Total noninterest expense | $5,119,000 | 2,328 |
| Salaries and employee benefits | $3,188,000 | 2,045 |
| Premises and equipment expense | $672,000 | 2,522 |
| Additional noninterest expense | $1,259,000 | 2,801 |
| Pre-tax net operating income | $2,140,000 | 2,719 |
| Securities gains (losses) | $26,000 | 2,136 |
| Applicable income taxes | $606,000 | 2,560 |
| Income before extraordinary items | $1,560,000 | 2,856 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,560,000 | 2,857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $501,000 | 947 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $4,000,000 | 185 |
| Net operating income | $1,541,280 | 2,817 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,908,000 | 2,010 |
| Total interest expense | $2,077,000 | 1,909 |
| Net interest income | $4,831,000 | 2,070 |
| Provision for loan and lease losses | $835,000 | 610 |
| Total noninterest income | $606,000 | 3,142 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $320,000 | 2,571 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $286,000 | 3,072 |
| Total noninterest expense | $3,309,000 | 2,410 |
| Salaries and employee benefits | $2,032,000 | 2,144 |
| Premises and equipment expense | $448,000 | 2,516 |
| Additional noninterest expense | $829,000 | 2,846 |
| Pre-tax net operating income | $1,293,000 | 2,938 |
| Securities gains (losses) | $32,000 | 1,752 |
| Applicable income taxes | $366,000 | 2,725 |
| Income before extraordinary items | $959,000 | 3,039 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $959,000 | 3,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $502,000 | 707 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 168 |
| Net operating income | $935,960 | 3,013 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,397,000 | 2,054 |
| Total interest expense | $980,000 | 2,026 |
| Net interest income | $2,417,000 | 2,074 |
| Provision for loan and lease losses | $290,000 | 863 |
| Total noninterest income | $305,000 | 3,070 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $165,000 | 2,467 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $140,000 | 3,060 |
| Total noninterest expense | $1,766,000 | 2,254 |
| Salaries and employee benefits | $1,108,000 | 1,988 |
| Premises and equipment expense | $225,000 | 2,519 |
| Additional noninterest expense | $433,000 | 2,699 |
| Pre-tax net operating income | $666,000 | 2,815 |
| Securities gains (losses) | $14,000 | 1,880 |
| Applicable income taxes | $210,000 | 2,492 |
| Income before extraordinary items | $470,000 | 3,085 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $470,000 | 3,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 87 |
| Net operating income | $460,340 | 3,023 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $12,854,000 | 2,232 |
| Total interest expense | $4,588,000 | 1,945 |
| Net interest income | $8,266,000 | 2,358 |
| Provision for loan and lease losses | $720,000 | 1,588 |
| Total noninterest income | $1,283,000 | 3,164 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $716,000 | 2,316 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $567,000 | 3,363 |
| Total noninterest expense | $5,909,000 | 2,631 |
| Salaries and employee benefits | $3,374,000 | 2,493 |
| Premises and equipment expense | $740,000 | 2,943 |
| Additional noninterest expense | $1,795,000 | 2,646 |
| Pre-tax net operating income | $2,920,000 | 2,566 |
| Securities gains (losses) | $82,000 | 2,069 |
| Applicable income taxes | $970,000 | 2,227 |
| Income before extraordinary items | $2,032,000 | 2,829 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,032,000 | 2,830 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $481,000 | 1,655 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,976,240 | 2,763 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,445,000 | 2,320 |
| Total interest expense | $3,597,000 | 1,943 |
| Net interest income | $5,848,000 | 2,498 |
| Provision for loan and lease losses | $540,000 | 1,554 |
| Total noninterest income | $1,049,000 | 3,036 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $548,000 | 2,290 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $501,000 | 3,137 |
| Total noninterest expense | $4,289,000 | 2,719 |
| Salaries and employee benefits | $2,320,000 | 2,708 |
| Premises and equipment expense | $550,000 | 2,972 |
| Additional noninterest expense | $1,419,000 | 2,517 |
| Pre-tax net operating income | $2,068,000 | 2,777 |
| Securities gains (losses) | $82,000 | 1,915 |
| Applicable income taxes | $702,000 | 2,384 |
| Income before extraordinary items | $1,448,000 | 3,041 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,448,000 | 3,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,498 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,393,060 | 2,976 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,196,000 | 2,367 |
| Total interest expense | $2,432,000 | 1,974 |
| Net interest income | $3,764,000 | 2,574 |
| Provision for loan and lease losses | $360,000 | 1,536 |
| Total noninterest income | $679,000 | 3,077 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $380,000 | 2,182 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $299,000 | 3,301 |
| Total noninterest expense | $2,561,000 | 2,992 |
| Salaries and employee benefits | $1,488,000 | 2,799 |
| Premises and equipment expense | $346,000 | 3,105 |
| Additional noninterest expense | $727,000 | 3,130 |
| Pre-tax net operating income | $1,522,000 | 2,551 |
| Securities gains (losses) | $82,000 | 1,661 |
| Applicable income taxes | $546,000 | 2,192 |
| Income before extraordinary items | $1,058,000 | 2,854 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,058,000 | 2,853 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,111 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,003,880 | 2,815 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,995,000 | 2,456 |
| Total interest expense | $1,199,000 | 2,053 |
| Net interest income | $1,796,000 | 2,688 |
| Provision for loan and lease losses | $180,000 | 1,475 |
| Total noninterest income | $330,000 | 3,038 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $209,000 | 1,950 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $121,000 | 3,587 |
| Total noninterest expense | $1,250,000 | 3,035 |
| Salaries and employee benefits | $723,000 | 2,868 |
| Premises and equipment expense | $159,000 | 3,329 |
| Additional noninterest expense | $368,000 | 3,059 |
| Pre-tax net operating income | $696,000 | 2,746 |
| Securities gains (losses) | $63,000 | 1,259 |
| Applicable income taxes | $258,000 | 2,282 |
| Income before extraordinary items | $501,000 | 2,941 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $501,000 | 2,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,979 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $459,420 | 2,977 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $12,556,000 | 2,465 |
| Total interest expense | $4,964,000 | 2,263 |
| Net interest income | $7,592,000 | 2,521 |
| Provision for loan and lease losses | $950,000 | 1,410 |
| Total noninterest income | $1,422,000 | 2,723 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $881,000 | 1,824 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $541,000 | 3,144 |
| Total noninterest expense | $4,738,000 | 3,064 |
| Salaries and employee benefits | $2,682,000 | 2,939 |
| Premises and equipment expense | $650,000 | 3,182 |
| Additional noninterest expense | $1,406,000 | 3,119 |
| Pre-tax net operating income | $3,326,000 | 2,302 |
| Securities gains (losses) | $81,000 | 1,947 |
| Applicable income taxes | $1,217,000 | 1,929 |
| Income before extraordinary items | $2,190,000 | 2,622 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,190,000 | 2,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $228,000 | 2,813 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,138,160 | 2,570 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $12,070,000 | 2,810 |
| Total interest expense | $6,382,000 | 2,510 |
| Net interest income | $5,688,000 | 3,085 |
| Provision for loan and lease losses | $640,000 | 1,801 |
| Total noninterest income | $1,091,000 | 3,138 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $711,000 | 2,115 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $380,000 | 3,643 |
| Total noninterest expense | $3,925,000 | 3,482 |
| Salaries and employee benefits | $2,232,000 | 3,282 |
| Premises and equipment expense | $554,000 | 3,587 |
| Additional noninterest expense | $1,139,000 | 3,667 |
| Pre-tax net operating income | $2,214,000 | 2,937 |
| Securities gains (losses) | $48,000 | 2,391 |
| Applicable income taxes | $730,000 | 2,593 |
| Income before extraordinary items | $1,532,000 | 3,174 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,532,000 | 3,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 3,658 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,499,360 | 3,123 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $11,042,000 | 3,131 |
| Total interest expense | $6,273,000 | 2,669 |
| Net interest income | $4,769,000 | 3,619 |
| Provision for loan and lease losses | $450,000 | 2,054 |
| Total noninterest income | $685,000 | 4,060 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $438,000 | 3,014 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $247,000 | 4,322 |
| Total noninterest expense | $3,178,000 | 4,040 |
| Salaries and employee benefits | $1,774,000 | 3,825 |
| Premises and equipment expense | $507,000 | 3,745 |
| Additional noninterest expense | $897,000 | 4,348 |
| Pre-tax net operating income | $1,826,000 | 3,536 |
| Securities gains (losses) | $-79,000 | 9,353 |
| Applicable income taxes | $561,000 | 3,244 |
| Income before extraordinary items | $1,186,000 | 3,894 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,186,000 | 3,894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,239,720 | 3,760 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,724,000 | 4,052 |
| Total interest expense | $4,141,000 | 3,485 |
| Net interest income | $3,583,000 | 4,569 |
| Provision for loan and lease losses | $435,000 | 1,967 |
| Total noninterest income | $338,000 | 6,110 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $223,000 | 4,823 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $115,000 | 6,295 |
| Total noninterest expense | $2,512,000 | 4,868 |
| Salaries and employee benefits | $1,290,000 | 4,901 |
| Premises and equipment expense | $451,000 | 4,112 |
| Additional noninterest expense | $771,000 | 4,924 |
| Pre-tax net operating income | $974,000 | 5,386 |
| Securities gains (losses) | $-1,000 | 8,592 |
| Applicable income taxes | $195,000 | 5,765 |
| Income before extraordinary items | $778,000 | 5,168 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $778,000 | 5,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,085 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $778,800 | 5,134 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,148,000 | 6,353 |
| Total interest expense | $2,474,000 | 5,404 |
| Net interest income | $1,674,000 | 7,339 |
| Provision for loan and lease losses | $420,000 | 1,980 |
| Total noninterest income | $151,000 | 8,220 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $91,000 | 7,039 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 7,800 |
| Total noninterest expense | $1,428,000 | 6,887 |
| Salaries and employee benefits | $775,000 | 6,793 |
| Premises and equipment expense | $236,000 | 6,171 |
| Additional noninterest expense | $417,000 | 7,080 |
| Pre-tax net operating income | $-23,000 | 9,837 |
| Securities gains (losses) | $33,000 | 2,048 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $10,000 | 9,796 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $10,000 | 9,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,985 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-23,000 | 9,835 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $373,000 | 10,764 |
| Total interest expense | $201,000 | 10,672 |
| Net interest income | $172,000 | 10,803 |
| Provision for loan and lease losses | $94,000 | 5,314 |
| Total noninterest income | $2,000 | 10,860 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 9,453 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,000 | 10,828 |
| Total noninterest expense | $463,000 | 10,270 |
| Salaries and employee benefits | $185,000 | 10,605 |
| Premises and equipment expense | $67,000 | 9,785 |
| Additional noninterest expense | $211,000 | 9,259 |
| Pre-tax net operating income | $-383,000 | 10,689 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $-383,000 | 10,718 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-383,000 | 10,718 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-383,000 | 10,698 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.