Home > Mount Greenwood Bank > Income and Expense
Mount Greenwood Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,050,000 | 3,219 |
| Total interest expense | $4,741,000 | 3,137 |
| Net interest income | $5,309,000 | 3,289 |
| Provision for loan and lease losses | $336,000 | 2,396 |
| Total noninterest income | $1,233,000 | 2,569 |
| Gross Fiduciary activities income | $54,000 | 1,162 |
| Service charges on deposit accounts | $883,000 | 1,460 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $296,000 | 3,959 |
| Total noninterest expense | $5,181,000 | 2,483 |
| Salaries and employee benefits | $2,636,000 | 2,518 |
| Premises and equipment expense | $713,000 | 2,690 |
| Additional noninterest expense | $1,832,000 | 2,271 |
| Pre-tax net operating income | $1,025,000 | 5,756 |
| Securities gains (losses) | $190,000 | 733 |
| Applicable income taxes | $207,000 | 6,784 |
| Income before extraordinary items | $1,008,000 | 4,674 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,008,000 | 4,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 10,263 |
| Cash dividends | $1,319,000 | 1,767 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $850,300 | 5,198 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,686,000 | 3,375 |
| Total interest expense | $5,010,000 | 2,994 |
| Net interest income | $4,676,000 | 3,769 |
| Provision for loan and lease losses | $564,000 | 1,602 |
| Total noninterest income | $1,174,000 | 2,731 |
| Gross Fiduciary activities income | $51,000 | 1,232 |
| Service charges on deposit accounts | $771,000 | 1,738 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $352,000 | 3,681 |
| Total noninterest expense | $4,559,000 | 2,979 |
| Salaries and employee benefits | $2,117,000 | 3,162 |
| Premises and equipment expense | $728,000 | 2,687 |
| Additional noninterest expense | $1,714,000 | 2,798 |
| Pre-tax net operating income | $727,000 | 6,807 |
| Securities gains (losses) | $411,000 | 466 |
| Applicable income taxes | $85,000 | 9,017 |
| Income before extraordinary items | $1,053,000 | 4,295 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,053,000 | 4,296 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $585,000 | 1,261 |
| Cash dividends | $776,000 | 2,558 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $670,770 | 5,833 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,959,000 | 3,635 |
| Total interest expense | $4,627,000 | 3,237 |
| Net interest income | $4,332,000 | 4,042 |
| Provision for loan and lease losses | $-282,000 | 11,852 |
| Total noninterest income | $1,069,000 | 2,953 |
| Gross Fiduciary activities income | $42,000 | 1,316 |
| Service charges on deposit accounts | $628,000 | 2,163 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $399,000 | 3,320 |
| Total noninterest expense | $4,933,000 | 2,751 |
| Salaries and employee benefits | $1,910,000 | 3,442 |
| Premises and equipment expense | $751,000 | 2,636 |
| Additional noninterest expense | $2,272,000 | 2,173 |
| Pre-tax net operating income | $750,000 | 7,058 |
| Securities gains (losses) | $232,000 | 620 |
| Applicable income taxes | $-156,000 | 11,766 |
| Income before extraordinary items | $1,138,000 | 4,125 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,138,000 | 4,122 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-221,000 | 11,871 |
| Cash dividends | $1,273,000 | 1,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $906,000 | 4,950 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,123,000 | 3,290 |
| Total interest expense | $3,810,000 | 3,209 |
| Net interest income | $5,313,000 | 3,374 |
| Provision for loan and lease losses | $30,000 | 7,083 |
| Total noninterest income | $1,406,000 | 2,427 |
| Gross Fiduciary activities income | $46,000 | 1,319 |
| Service charges on deposit accounts | $613,000 | 2,218 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $747,000 | 2,235 |
| Total noninterest expense | $4,773,000 | 2,887 |
| Salaries and employee benefits | $2,155,000 | 3,069 |
| Premises and equipment expense | $661,000 | 2,982 |
| Additional noninterest expense | $1,957,000 | 2,630 |
| Pre-tax net operating income | $1,916,000 | 3,554 |
| Securities gains (losses) | $-147,000 | 11,783 |
| Applicable income taxes | $20,000 | 11,148 |
| Income before extraordinary items | $1,749,000 | 2,764 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,749,000 | 2,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 3,515 |
| Cash dividends | $1,843,000 | 1,199 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,894,530 | 2,581 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $10,265,000 | 3,016 |
| Total interest expense | $4,091,000 | 3,103 |
| Net interest income | $6,174,000 | 2,946 |
| Provision for loan and lease losses | $54,000 | 7,292 |
| Total noninterest income | $1,331,000 | 2,691 |
| Gross Fiduciary activities income | $45,000 | 1,362 |
| Service charges on deposit accounts | $648,000 | 2,116 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $638,000 | 2,774 |
| Total noninterest expense | $5,077,000 | 2,820 |
| Salaries and employee benefits | $2,169,000 | 3,020 |
| Premises and equipment expense | $805,000 | 2,546 |
| Additional noninterest expense | $2,103,000 | 2,614 |
| Pre-tax net operating income | $2,374,000 | 2,838 |
| Securities gains (losses) | $190,000 | 1,755 |
| Applicable income taxes | $338,000 | 5,636 |
| Income before extraordinary items | $2,226,000 | 2,250 |
| Extraordinary gains, net | $168,000 | 1,148 |
| Net income | $2,394,000 | 2,166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 3,773 |
| Cash dividends | $2,425,000 | 859 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,060,700 | 2,289 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $11,520,000 | 3,058 |
| Total interest expense | $5,648,000 | 2,949 |
| Net interest income | $5,872,000 | 3,118 |
| Provision for loan and lease losses | $340,000 | 3,839 |
| Total noninterest income | $1,025,000 | 3,253 |
| Gross Fiduciary activities income | $49,000 | 1,365 |
| Service charges on deposit accounts | $647,000 | 2,103 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $329,000 | 4,173 |
| Total noninterest expense | $4,512,000 | 3,152 |
| Salaries and employee benefits | $1,942,000 | 3,289 |
| Premises and equipment expense | $652,000 | 3,117 |
| Additional noninterest expense | $1,918,000 | 2,902 |
| Pre-tax net operating income | $2,045,000 | 3,042 |
| Securities gains (losses) | $441,000 | 1,187 |
| Applicable income taxes | $384,000 | 4,952 |
| Income before extraordinary items | $2,102,000 | 2,183 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,102,000 | 2,209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $328,000 | 3,167 |
| Cash dividends | $1,552,000 | 1,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,727,150 | 2,461 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.