Home > Mount Diablo National Bank > Income and Expense
Mount Diablo National Bank, Income and Expense
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $20,277,000 | 1,410 |
| Total interest expense | $5,541,000 | 1,627 |
| Net interest income | $14,736,000 | 1,331 |
| Provision for loan and lease losses | $15,000 | 7,196 |
| Total noninterest income | $2,222,000 | 2,146 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $434,000 | 3,466 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,788,000 | 1,591 |
| Total noninterest expense | $11,589,000 | 1,384 |
| Salaries and employee benefits | $3,002,000 | 2,769 |
| Premises and equipment expense | $1,334,000 | 1,698 |
| Additional noninterest expense | $7,253,000 | 725 |
| Pre-tax net operating income | $5,354,000 | 1,533 |
| Securities gains (losses) | $644,000 | 644 |
| Applicable income taxes | $2,245,000 | 1,173 |
| Income before extraordinary items | $3,753,000 | 1,651 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,753,000 | 1,653 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $160,000 | 3,241 |
| Cash dividends | $1,485,000 | 1,753 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,340,840 | 1,770 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $15,120,000 | 1,445 |
| Total interest expense | $4,409,000 | 1,582 |
| Net interest income | $10,711,000 | 1,381 |
| Provision for loan and lease losses | $19,000 | 6,815 |
| Total noninterest income | $1,755,000 | 2,106 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $337,000 | 3,379 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,418,000 | 1,586 |
| Total noninterest expense | $8,834,000 | 1,376 |
| Salaries and employee benefits | $2,230,000 | 2,794 |
| Premises and equipment expense | $1,004,000 | 1,704 |
| Additional noninterest expense | $5,600,000 | 705 |
| Pre-tax net operating income | $3,613,000 | 1,727 |
| Securities gains (losses) | $528,000 | 660 |
| Applicable income taxes | $1,537,000 | 1,326 |
| Income before extraordinary items | $2,604,000 | 1,850 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,604,000 | 1,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $158,000 | 2,514 |
| Cash dividends | $1,119,000 | 1,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,266,080 | 1,976 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $10,089,000 | 1,457 |
| Total interest expense | $3,074,000 | 1,565 |
| Net interest income | $7,015,000 | 1,400 |
| Provision for loan and lease losses | $22,000 | 6,241 |
| Total noninterest income | $1,164,000 | 2,107 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $226,000 | 3,314 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $938,000 | 1,587 |
| Total noninterest expense | $5,918,000 | 1,365 |
| Salaries and employee benefits | $1,438,000 | 2,892 |
| Premises and equipment expense | $683,000 | 1,671 |
| Additional noninterest expense | $3,797,000 | 703 |
| Pre-tax net operating income | $2,239,000 | 1,851 |
| Securities gains (losses) | $455,000 | 615 |
| Applicable income taxes | $995,000 | 1,383 |
| Income before extraordinary items | $1,699,000 | 1,886 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,699,000 | 1,885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $174,000 | 1,809 |
| Cash dividends | $755,000 | 1,614 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,407,800 | 2,105 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $5,159,000 | 1,432 |
| Total interest expense | $1,463,000 | 1,708 |
| Net interest income | $3,696,000 | 1,322 |
| Provision for loan and lease losses | $19,000 | 5,348 |
| Total noninterest income | $532,000 | 2,184 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $112,000 | 3,257 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $420,000 | 1,680 |
| Total noninterest expense | $3,243,000 | 1,243 |
| Salaries and employee benefits | $677,000 | 3,039 |
| Premises and equipment expense | $346,000 | 1,660 |
| Additional noninterest expense | $2,220,000 | 618 |
| Pre-tax net operating income | $966,000 | 2,103 |
| Securities gains (losses) | $121,000 | 894 |
| Applicable income taxes | $399,000 | 1,627 |
| Income before extraordinary items | $688,000 | 2,223 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $688,000 | 2,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 1,061 |
| Cash dividends | $335,000 | 1,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $610,560 | 2,368 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $26,511,000 | 1,158 |
| Total interest expense | $8,360,000 | 1,351 |
| Net interest income | $18,151,000 | 1,058 |
| Provision for loan and lease losses | $-107,000 | 9,268 |
| Total noninterest income | $2,710,000 | 1,680 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $438,000 | 3,307 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,272,000 | 1,198 |
| Total noninterest expense | $12,167,000 | 1,261 |
| Salaries and employee benefits | $2,899,000 | 2,714 |
| Premises and equipment expense | $1,416,000 | 1,571 |
| Additional noninterest expense | $7,852,000 | 677 |
| Pre-tax net operating income | $8,801,000 | 967 |
| Securities gains (losses) | $664,000 | 549 |
| Applicable income taxes | $3,607,000 | 789 |
| Income before extraordinary items | $5,858,000 | 1,068 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $5,858,000 | 1,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,669 |
| Cash dividends | $1,355,000 | 1,780 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $5,433,040 | 1,112 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $27,724,000 | 1,236 |
| Total interest expense | $9,998,000 | 1,619 |
| Net interest income | $17,726,000 | 1,025 |
| Provision for loan and lease losses | $203,000 | 4,092 |
| Total noninterest income | $1,100,000 | 3,120 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $379,000 | 3,556 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $721,000 | 2,531 |
| Total noninterest expense | $11,889,000 | 1,225 |
| Salaries and employee benefits | $2,842,000 | 2,642 |
| Premises and equipment expense | $1,479,000 | 1,459 |
| Additional noninterest expense | $7,568,000 | 696 |
| Pre-tax net operating income | $6,734,000 | 1,104 |
| Securities gains (losses) | $760,000 | 475 |
| Applicable income taxes | $2,785,000 | 894 |
| Income before extraordinary items | $4,709,000 | 1,153 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $4,709,000 | 1,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,788 |
| Cash dividends | $1,084,000 | 2,107 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $4,222,600 | 1,239 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $21,915,000 | 1,571 |
| Total interest expense | $7,016,000 | 2,406 |
| Net interest income | $14,899,000 | 1,181 |
| Provision for loan and lease losses | $2,499,000 | 525 |
| Total noninterest income | $914,000 | 3,352 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $285,000 | 4,205 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $629,000 | 2,563 |
| Total noninterest expense | $10,333,000 | 1,344 |
| Salaries and employee benefits | $3,027,000 | 2,364 |
| Premises and equipment expense | $649,000 | 3,070 |
| Additional noninterest expense | $6,657,000 | 768 |
| Pre-tax net operating income | $2,981,000 | 2,405 |
| Securities gains (losses) | $-2,000 | 7,578 |
| Applicable income taxes | $1,106,000 | 1,956 |
| Income before extraordinary items | $1,873,000 | 2,714 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,873,000 | 2,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 3,825 |
| Cash dividends | $616,000 | 3,143 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,874,280 | 2,712 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $14,949,000 | 2,183 |
| Total interest expense | $4,938,000 | 2,956 |
| Net interest income | $10,011,000 | 1,738 |
| Provision for loan and lease losses | $815,000 | 1,170 |
| Total noninterest income | $1,460,000 | 2,342 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $286,000 | 4,113 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,174,000 | 1,678 |
| Total noninterest expense | $5,657,000 | 2,396 |
| Salaries and employee benefits | $2,713,000 | 2,595 |
| Premises and equipment expense | $930,000 | 2,198 |
| Additional noninterest expense | $2,014,000 | 2,177 |
| Pre-tax net operating income | $4,999,000 | 1,510 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $2,044,000 | 1,209 |
| Income before extraordinary items | $2,955,000 | 1,801 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,955,000 | 1,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,628 |
| Cash dividends | $200,000 | 5,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,955,000 | 1,764 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,908,000 | 2,963 |
| Total interest expense | $4,158,000 | 3,553 |
| Net interest income | $6,750,000 | 2,514 |
| Provision for loan and lease losses | $790,000 | 1,197 |
| Total noninterest income | $597,000 | 4,403 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $186,000 | 5,341 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $411,000 | 3,372 |
| Total noninterest expense | $4,182,000 | 3,102 |
| Salaries and employee benefits | $2,046,000 | 3,264 |
| Premises and equipment expense | $655,000 | 2,944 |
| Additional noninterest expense | $1,481,000 | 2,814 |
| Pre-tax net operating income | $2,375,000 | 2,914 |
| Securities gains (losses) | $26,000 | 2,229 |
| Applicable income taxes | $979,000 | 2,352 |
| Income before extraordinary items | $1,422,000 | 3,397 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,422,000 | 3,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,452 |
| Cash dividends | $200,000 | 5,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,405,360 | 3,336 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,439,000 | 4,808 |
| Total interest expense | $2,557,000 | 5,328 |
| Net interest income | $3,882,000 | 4,351 |
| Provision for loan and lease losses | $463,000 | 1,901 |
| Total noninterest income | $329,000 | 6,344 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $160,000 | 6,003 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $169,000 | 5,381 |
| Total noninterest expense | $2,607,000 | 4,620 |
| Salaries and employee benefits | $1,322,000 | 4,721 |
| Premises and equipment expense | $372,000 | 4,691 |
| Additional noninterest expense | $913,000 | 4,248 |
| Pre-tax net operating income | $1,141,000 | 5,406 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $427,000 | 4,685 |
| Income before extraordinary items | $714,000 | 5,839 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $714,000 | 5,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 4,010 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $2,653,000 | 335 |
| Net operating income | $714,000 | 5,792 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,056,000 | 6,806 |
| Total interest expense | $1,671,000 | 7,161 |
| Net interest income | $2,385,000 | 6,410 |
| Provision for loan and lease losses | $181,000 | 3,625 |
| Total noninterest income | $159,000 | 8,869 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 9,883 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $158,000 | 5,829 |
| Total noninterest expense | $1,846,000 | 6,278 |
| Salaries and employee benefits | $856,000 | 6,674 |
| Premises and equipment expense | $344,000 | 5,065 |
| Additional noninterest expense | $646,000 | 6,058 |
| Pre-tax net operating income | $517,000 | 7,837 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $14,000 | 10,306 |
| Income before extraordinary items | $503,000 | 6,887 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $503,000 | 6,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-65,000 | 11,114 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $503,000 | 6,826 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,230,000 | 7,889 |
| Total interest expense | $1,451,000 | 7,823 |
| Net interest income | $1,779,000 | 7,818 |
| Provision for loan and lease losses | $122,000 | 4,063 |
| Total noninterest income | $89,000 | 10,523 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 10,307 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 7,639 |
| Total noninterest expense | $1,618,000 | 6,932 |
| Salaries and employee benefits | $801,000 | 7,099 |
| Premises and equipment expense | $274,000 | 6,002 |
| Additional noninterest expense | $543,000 | 6,919 |
| Pre-tax net operating income | $128,000 | 10,919 |
| Securities gains (losses) | $3,000 | 3,092 |
| Applicable income taxes | $-49,000 | 11,637 |
| Income before extraordinary items | $180,000 | 10,169 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $180,000 | 10,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,571 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $177,000 | 10,161 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,181,000 | 9,463 |
| Total interest expense | $681,000 | 10,205 |
| Net interest income | $1,500,000 | 8,886 |
| Provision for loan and lease losses | $222,000 | 2,841 |
| Total noninterest income | $75,000 | 11,378 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $3,000 | 10,814 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 8,568 |
| Total noninterest expense | $1,538,000 | 7,483 |
| Salaries and employee benefits | $739,000 | 7,607 |
| Premises and equipment expense | $251,000 | 6,508 |
| Additional noninterest expense | $548,000 | 7,436 |
| Pre-tax net operating income | $-185,000 | 12,255 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,000 | 11,577 |
| Income before extraordinary items | $-186,000 | 12,217 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-186,000 | 12,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 2,902 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-186,000 | 12,245 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,009,000 | 12,273 |
| Total interest expense | $344,000 | 12,472 |
| Net interest income | $665,000 | 11,993 |
| Provision for loan and lease losses | $186,000 | 4,080 |
| Total noninterest income | $28,000 | 12,964 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 11,351 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 11,437 |
| Total noninterest expense | $1,076,000 | 9,417 |
| Salaries and employee benefits | $496,000 | 9,707 |
| Premises and equipment expense | $212,000 | 7,448 |
| Additional noninterest expense | $368,000 | 9,631 |
| Pre-tax net operating income | $-569,000 | 12,878 |
| Securities gains (losses) | $7,000 | 5,826 |
| Applicable income taxes | $1,000 | 12,075 |
| Income before extraordinary items | $-563,000 | 12,911 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-563,000 | 12,919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 6,048 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $5,603,000 | 180 |
| Net operating income | $-570,000 | 12,861 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.