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Moultrie Bank & Trust, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$1,432,0003,633
Total interest expense$466,0003,514
Net interest income$966,0003,649
Provision for loan and lease losses$73,0001,688
Total noninterest income$47,0003,920
Gross Fiduciary activities income$0918
Service charges on deposit accounts$14,0003,645
Trading account gains and feesNANA
Additional Noninterest Income$33,0003,737
Total noninterest expense$864,0003,519
Salaries and employee benefits$421,0003,638
Premises and equipment expense$125,0002,977
Additional noninterest expense$33,0003,737
Pre-tax net operating income$76,0003,991
Securities gains (losses)$0665
Applicable income taxes$03,151
Income before extraordinary items$76,0003,944
Extraordinary gains, net$047
Net income$76,0003,984
Minority interest net income$065
Net income of bank and minority interests.$76,0003,944
Net charge-offs$02,299
Cash dividends$02,364
Sale, conversion, retirement of capital stock, net$0467
Net operating income$76,0003,957
2024-12-31 (YTD Data)Rank
Total interest income$4,922,0003,759
Total interest expense$1,765,0003,574
Net interest income$3,157,0003,796
Provision for loan and lease losses$44,0002,883
Total noninterest income$144,0004,066
Gross Fiduciary activities income$01,000
Service charges on deposit accounts$38,0003,894
Trading account gains and feesNANA
Additional Noninterest Income$106,0003,891
Total noninterest expense$3,623,0003,476
Salaries and employee benefits$1,834,0003,544
Premises and equipment expense$445,0003,104
Additional noninterest expense$106,0003,891
Pre-tax net operating income$-366,0004,309
Securities gains (losses)$0940
Applicable income taxes$03,278
Income before extraordinary items$-366,0004,299
Extraordinary gains, net$053
Net income$-366,0004,298
Minority interest net income$090
Net income of bank and minority interests.$-366,0004,299
Net charge-offs$03,072
Cash dividends$03,434
Sale, conversion, retirement of capital stock, net$201,000400
Net operating income$-366,0004,310
2024-09-30 (YTD Data)Rank
Total interest income$3,533,0003,797
Total interest expense$1,272,0003,618
Net interest income$2,261,0003,847
Provision for loan and lease losses$22,0002,830
Total noninterest income$103,0004,096
Gross Fiduciary activities income$0972
Service charges on deposit accounts$26,0003,961
Trading account gains and feesNANA
Additional Noninterest Income$77,0003,921
Total noninterest expense$2,755,0003,434
Salaries and employee benefits$1,403,0003,512
Premises and equipment expense$307,0003,214
Additional noninterest expense$77,0003,921
Pre-tax net operating income$-413,0004,371
Securities gains (losses)$0930
Applicable income taxes$03,278
Income before extraordinary items$-413,0004,359
Extraordinary gains, net$051
Net income$-413,0004,359
Minority interest net income$082
Net income of bank and minority interests.$-413,0004,360
Net charge-offs$02,823
Cash dividends$03,076
Sale, conversion, retirement of capital stock, net$201,000356
Net operating income$-413,0004,371
2024-06-30 (YTD Data)Rank
Total interest income$2,178,0003,874
Total interest expense$799,0003,657
Net interest income$1,379,0003,939
Provision for loan and lease losses$29,0002,515
Total noninterest income$60,0004,152
Gross Fiduciary activities income$0962
Service charges on deposit accounts$16,0003,993
Trading account gains and feesNANA
Additional Noninterest Income$44,0003,977
Total noninterest expense$1,876,0003,423
Salaries and employee benefits$967,0003,488
Premises and equipment expense$177,0003,385
Additional noninterest expense$44,0003,977
Pre-tax net operating income$-466,0004,428
Securities gains (losses)$0628
Applicable income taxes$03,283
Income before extraordinary items$-466,0004,414
Extraordinary gains, net$052
Net income$-466,0004,415
Minority interest net income$084
Net income of bank and minority interests.$-466,0004,416
Net charge-offs$02,587
Cash dividends$02,949
Sale, conversion, retirement of capital stock, net$201,000296
Net operating income$-466,0004,427
2024-03-31 (YTD Data)Rank
Total interest income$1,029,0003,922
Total interest expense$370,0003,700
Net interest income$659,0003,991
Provision for loan and lease losses$-21,0004,216
Total noninterest income$24,0004,228
Gross Fiduciary activities income$0895
Service charges on deposit accounts$7,0004,035
Trading account gains and feesNANA
Additional Noninterest Income$17,0004,064
Total noninterest expense$791,0003,630
Salaries and employee benefits$440,0003,589
Premises and equipment expense$57,0003,800
Additional noninterest expense$17,0004,070
Pre-tax net operating income$-87,0004,374
Securities gains (losses)$0689
Applicable income taxes$03,183
Income before extraordinary items$-87,0004,370
Extraordinary gains, net$051
Net income$-87,0004,367
Minority interest net income$072
Net income of bank and minority interests.$-87,0004,370
Net charge-offs$02,217
Cash dividends$02,345
Sale, conversion, retirement of capital stock, net$0434
Net operating income$-87,0004,382
2023-12-31 (YTD Data)Rank
Total interest income$3,355,0004,009
Total interest expense$803,0003,850
Net interest income$2,552,0004,026
Provision for loan and lease losses$77,0002,599
Total noninterest income$50,0004,411
Gross Fiduciary activities income$0981
Service charges on deposit accounts$18,0004,206
Trading account gains and feesNANA
Additional Noninterest Income$32,0004,297
Total noninterest expense$2,771,0003,779
Salaries and employee benefits$1,647,0003,668
Premises and equipment expense$121,0004,251
Additional noninterest expense$32,0004,297
Pre-tax net operating income$-246,0004,444
Securities gains (losses)$0988
Applicable income taxes$03,369
Income before extraordinary items$-246,0004,415
Extraordinary gains, net$054
Net income$-246,0004,414
Minority interest net income$088
Net income of bank and minority interests.$-246,0004,415
Net charge-offs$02,884
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$200,000363
Net operating income$-246,0004,431
2023-09-30 (YTD Data)Rank
Total interest income$2,484,0004,026
Total interest expense$526,0003,879
Net interest income$1,958,0004,032
Provision for loan and lease losses$59,0002,425
Total noninterest income$35,0004,438
Gross Fiduciary activities income$0950
Service charges on deposit accounts$13,0004,229
Trading account gains and feesNANA
Additional Noninterest Income$22,0004,329
Total noninterest expense$2,058,0003,781
Salaries and employee benefits$1,232,0003,666
Premises and equipment expense$90,0004,259
Additional noninterest expense$22,0004,327
Pre-tax net operating income$-124,0004,430
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$-124,0004,442
Extraordinary gains, net$052
Net income$-124,0004,439
Minority interest net income$081
Net income of bank and minority interests.$-124,0004,442
Net charge-offs$02,641
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$200,000327
Net operating income$-124,0004,459
2023-06-30 (YTD Data)Rank
Total interest income$1,500,0004,108
Total interest expense$257,0003,986
Net interest income$1,243,0004,102
Provision for loan and lease losses$41,0002,332
Total noninterest income$22,0004,479
Gross Fiduciary activities income$0931
Service charges on deposit accounts$8,0004,270
Trading account gains and feesNANA
Additional Noninterest Income$14,0004,389
Total noninterest expense$1,377,0003,785
Salaries and employee benefits$840,0003,657
Premises and equipment expense$60,0004,277
Additional noninterest expense$14,0004,368
Pre-tax net operating income$-153,0004,491
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$-153,0004,516
Extraordinary gains, net$051
Net income$-153,0004,513
Minority interest net income$081
Net income of bank and minority interests.$-153,0004,515
Net charge-offs$02,431
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$200,000271
Net operating income$-153,0004,522
2023-03-31 (YTD Data)Rank
Total interest income$670,0004,212
Total interest expense$73,0004,211
Net interest income$597,0004,147
Provision for loan and lease losses$26,0002,035
Total noninterest income$7,0004,575
Gross Fiduciary activities income$0913
Service charges on deposit accounts$3,0004,348
Trading account gains and feesNANA
Additional Noninterest Income$4,0004,472
Total noninterest expense$557,0004,027
Salaries and employee benefits$365,0003,860
Premises and equipment expense$29,0004,357
Additional noninterest expense$4,0004,472
Pre-tax net operating income$21,0004,422
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$21,0004,401
Extraordinary gains, net$04
Net income$21,0004,402
Minority interest net income$048
Net income of bank and minority interests.$21,0004,401
Net charge-offs$02,062
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$21,0004,421
2022-12-31 (YTD Data)Rank
Total interest income$847,0004,579
Total interest expense$56,0004,522
Net interest income$791,0004,572
Provision for loan and lease losses$121,0002,096
Total noninterest income$12,0004,651
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$7,0004,467
Trading account gains and feesNANA
Additional Noninterest Income$5,0004,587
Total noninterest expense$3,014,0003,717
Salaries and employee benefits$1,866,0003,563
Premises and equipment expense$115,0004,383
Additional noninterest expense$5,0004,587
Pre-tax net operating income$-2,332,0004,678
Securities gains (losses)$0691
Applicable income taxes$03,596
Income before extraordinary items$-2,332,0004,664
Extraordinary gains, net$05
Net income$-2,332,0004,663
Minority interest net income$063
Net income of bank and minority interests.$-2,332,0004,664
Net charge-offs$02,620
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$21,838,00047
Net operating income$-2,332,0004,668
2022-09-30 (YTD Data)Rank
Total interest income$350,0004,671
Total interest expense$26,0004,608
Net interest income$324,0004,669
Provision for loan and lease losses$72,0002,093
Total noninterest income$6,0004,692
Gross Fiduciary activities income$0968
Service charges on deposit accounts$5,0004,512
Trading account gains and feesNANA
Additional Noninterest Income$1,0004,644
Total noninterest expense$2,391,0003,630
Salaries and employee benefits$1,477,0003,480
Premises and equipment expense$79,0004,444
Additional noninterest expense$1,0004,644
Pre-tax net operating income$-2,133,0004,735
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$-2,133,0004,705
Extraordinary gains, net$04
Net income$-2,133,0004,705
Minority interest net income$057
Net income of bank and minority interests.$-2,133,0004,705
Net charge-offs$02,349
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$21,838,00039
Net operating income$-2,133,0004,721
2022-06-30 (YTD Data)Rank
Total interest income$60,0004,756
Total interest expense$19,0004,657
Net interest income$41,0004,757
Provision for loan and lease losses$37,0002,032
Total noninterest income$2,0004,725
Gross Fiduciary activities income$0925
Service charges on deposit accounts$2,0004,593
Trading account gains and feesNANA
Additional Noninterest Income$04,696
Total noninterest expense$1,795,0003,485
Salaries and employee benefits$1,056,0003,402
Premises and equipment expense$52,0004,473
Additional noninterest expense$687,0003,222
Pre-tax net operating income$-1,789,0004,750
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$-1,789,0004,728
Extraordinary gains, net$04
Net income$-1,789,0004,728
Minority interest net income$060
Net income of bank and minority interests.$-1,789,0004,728
Net charge-offs$02,156
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$21,839,00032
Net operating income$-1,789,0004,745

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.