Home > Mother Lode Bank > Income and Expense
Mother Lode Bank, Income and Expense
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,924,000 | 5,125 |
| Total interest expense | $25,000 | 6,169 |
| Net interest income | $1,899,000 | 4,967 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $517,000 | 3,688 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $108,000 | 4,248 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $409,000 | 3,184 |
| Total noninterest expense | $2,366,000 | 4,245 |
| Salaries and employee benefits | $1,166,000 | 4,448 |
| Premises and equipment expense | $148,000 | 5,162 |
| Additional noninterest expense | $1,052,000 | 3,565 |
| Pre-tax net operating income | $50,000 | 5,838 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $50,000 | 5,874 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $50,000 | 5,877 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $50,000 | 5,877 |
| Net charge-offs | $-168,000 | 5,925 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $50,000 | 5,831 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,301,000 | 5,143 |
| Total interest expense | $16,000 | 6,247 |
| Net interest income | $1,285,000 | 4,983 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $387,000 | 3,514 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $74,000 | 4,201 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $313,000 | 3,017 |
| Total noninterest expense | $1,561,000 | 4,315 |
| Salaries and employee benefits | $816,000 | 4,378 |
| Premises and equipment expense | $100,000 | 5,185 |
| Additional noninterest expense | $645,000 | 3,802 |
| Pre-tax net operating income | $111,000 | 5,580 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $111,000 | 5,556 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $111,000 | 5,556 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $111,000 | 5,558 |
| Net charge-offs | $-168,000 | 6,037 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $111,000 | 5,509 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $635,000 | 5,215 |
| Total interest expense | $7,000 | 6,327 |
| Net interest income | $628,000 | 5,048 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $186,000 | 3,540 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $37,000 | 4,194 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $149,000 | 3,024 |
| Total noninterest expense | $750,000 | 4,431 |
| Salaries and employee benefits | $411,000 | 4,397 |
| Premises and equipment expense | $51,000 | 5,218 |
| Additional noninterest expense | $288,000 | 4,060 |
| Pre-tax net operating income | $64,000 | 5,515 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $64,000 | 5,477 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $64,000 | 5,479 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $64,000 | 5,479 |
| Net charge-offs | $-3,000 | 4,874 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $64,000 | 5,416 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,294,000 | 5,456 |
| Total interest expense | $31,000 | 6,416 |
| Net interest income | $2,263,000 | 5,280 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $482,000 | 4,332 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $155,000 | 4,333 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $327,000 | 3,899 |
| Total noninterest expense | $3,006,000 | 4,490 |
| Salaries and employee benefits | $1,416,000 | 4,765 |
| Premises and equipment expense | $181,000 | 5,479 |
| Additional noninterest expense | $1,409,000 | 3,679 |
| Pre-tax net operating income | $-261,000 | 6,236 |
| Securities gains (losses) | $-237,000 | 6,415 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $-498,000 | 6,300 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-498,000 | 6,300 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-498,000 | 6,300 |
| Net charge-offs | $-12,000 | 5,693 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-261,000 | 6,244 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,688,000 | 5,548 |
| Total interest expense | $23,000 | 6,499 |
| Net interest income | $1,665,000 | 5,356 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $325,000 | 4,544 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $119,000 | 4,344 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $206,000 | 4,169 |
| Total noninterest expense | $2,182,000 | 4,580 |
| Salaries and employee benefits | $1,034,000 | 4,836 |
| Premises and equipment expense | $134,000 | 5,539 |
| Additional noninterest expense | $1,014,000 | 3,797 |
| Pre-tax net operating income | $-192,000 | 6,302 |
| Securities gains (losses) | $-42,000 | 6,329 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $-234,000 | 6,332 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-234,000 | 6,331 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-234,000 | 6,331 |
| Net charge-offs | $-9,000 | 5,598 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-192,000 | 6,316 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,090,000 | 5,637 |
| Total interest expense | $16,000 | 6,557 |
| Net interest income | $1,074,000 | 5,437 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $211,000 | 4,581 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $78,000 | 4,377 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $133,000 | 4,197 |
| Total noninterest expense | $1,418,000 | 4,670 |
| Salaries and employee benefits | $667,000 | 4,939 |
| Premises and equipment expense | $83,000 | 5,673 |
| Additional noninterest expense | $668,000 | 3,857 |
| Pre-tax net operating income | $-133,000 | 6,358 |
| Securities gains (losses) | $-36,000 | 6,451 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $-169,000 | 6,389 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-169,000 | 6,390 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-169,000 | 6,391 |
| Net charge-offs | $-6,000 | 5,507 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-133,000 | 6,361 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $543,000 | 5,694 |
| Total interest expense | $8,000 | 6,624 |
| Net interest income | $535,000 | 5,485 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $100,000 | 4,623 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $36,000 | 4,495 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $64,000 | 4,241 |
| Total noninterest expense | $649,000 | 4,928 |
| Salaries and employee benefits | $294,000 | 5,237 |
| Premises and equipment expense | $42,000 | 5,719 |
| Additional noninterest expense | $313,000 | 4,010 |
| Pre-tax net operating income | $-14,000 | 6,267 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $-14,000 | 6,277 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-14,000 | 6,278 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-14,000 | 6,278 |
| Net charge-offs | $-3,000 | 5,214 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-14,000 | 6,267 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,084,000 | 5,826 |
| Total interest expense | $39,000 | 6,699 |
| Net interest income | $2,045,000 | 5,623 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $475,000 | 4,476 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $137,000 | 4,736 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $338,000 | 3,934 |
| Total noninterest expense | $2,725,000 | 4,830 |
| Salaries and employee benefits | $1,156,000 | 5,328 |
| Premises and equipment expense | $190,000 | 5,627 |
| Additional noninterest expense | $1,379,000 | 3,855 |
| Pre-tax net operating income | $-205,000 | 6,368 |
| Securities gains (losses) | $367,000 | 598 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $162,000 | 5,814 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $162,000 | 5,817 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $162,000 | 5,817 |
| Net charge-offs | $157,000 | 3,288 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-205,000 | 6,386 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,563,000 | 5,884 |
| Total interest expense | $32,000 | 6,766 |
| Net interest income | $1,531,000 | 5,683 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $502,000 | 4,007 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $101,000 | 4,803 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $401,000 | 3,334 |
| Total noninterest expense | $2,028,000 | 4,864 |
| Salaries and employee benefits | $862,000 | 5,358 |
| Premises and equipment expense | $140,000 | 5,693 |
| Additional noninterest expense | $1,026,000 | 3,881 |
| Pre-tax net operating income | $5,000 | 6,260 |
| Securities gains (losses) | $367,000 | 543 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $372,000 | 5,021 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $372,000 | 5,023 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $372,000 | 5,024 |
| Net charge-offs | $177,000 | 2,700 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $5,000 | 6,283 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,044,000 | 5,915 |
| Total interest expense | $21,000 | 6,820 |
| Net interest income | $1,023,000 | 5,705 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $294,000 | 4,251 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $64,000 | 4,876 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $230,000 | 3,573 |
| Total noninterest expense | $1,348,000 | 4,891 |
| Salaries and employee benefits | $575,000 | 5,379 |
| Premises and equipment expense | $92,000 | 5,743 |
| Additional noninterest expense | $681,000 | 3,898 |
| Pre-tax net operating income | $-31,000 | 6,376 |
| Securities gains (losses) | $367,000 | 482 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $336,000 | 4,571 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $336,000 | 4,573 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $336,000 | 4,574 |
| Net charge-offs | $220,000 | 2,002 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-31,000 | 6,383 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $533,000 | 5,933 |
| Total interest expense | $11,000 | 6,895 |
| Net interest income | $522,000 | 5,696 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $113,000 | 4,652 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $29,000 | 5,027 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $84,000 | 4,006 |
| Total noninterest expense | $706,000 | 4,835 |
| Salaries and employee benefits | $284,000 | 5,432 |
| Premises and equipment expense | $45,000 | 5,811 |
| Additional noninterest expense | $377,000 | 3,662 |
| Pre-tax net operating income | $-71,000 | 6,574 |
| Securities gains (losses) | $367,000 | 277 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $296,000 | 3,592 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $296,000 | 3,592 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $296,000 | 3,594 |
| Net charge-offs | $225,000 | 1,263 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-71,000 | 6,592 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,238,000 | 5,982 |
| Total interest expense | $66,000 | 6,930 |
| Net interest income | $2,172,000 | 5,720 |
| Provision for loan and lease losses | $257,000 | 3,586 |
| Total noninterest income | $260,000 | 5,407 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $127,000 | 5,045 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $133,000 | 5,062 |
| Total noninterest expense | $2,475,000 | 5,195 |
| Salaries and employee benefits | $1,150,000 | 5,470 |
| Premises and equipment expense | $229,000 | 5,515 |
| Additional noninterest expense | $1,096,000 | 4,574 |
| Pre-tax net operating income | $-300,000 | 6,413 |
| Securities gains (losses) | $188,000 | 1,764 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-112,000 | 6,421 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-112,000 | 6,415 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-112,000 | 6,417 |
| Net charge-offs | $127,000 | 4,203 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 991 |
| Net operating income | $-300,000 | 6,439 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,690,000 | 6,074 |
| Total interest expense | $54,000 | 7,021 |
| Net interest income | $1,636,000 | 5,813 |
| Provision for loan and lease losses | $258,000 | 3,181 |
| Total noninterest income | $146,000 | 5,800 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $96,000 | 5,107 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $50,000 | 5,759 |
| Total noninterest expense | $1,824,000 | 5,276 |
| Salaries and employee benefits | $862,000 | 5,515 |
| Premises and equipment expense | $175,000 | 5,542 |
| Additional noninterest expense | $787,000 | 4,707 |
| Pre-tax net operating income | $-300,000 | 6,584 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-300,000 | 6,677 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-300,000 | 6,675 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-300,000 | 6,675 |
| Net charge-offs | $128,000 | 3,736 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 928 |
| Net operating income | $-300,000 | 6,603 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,126,000 | 6,119 |
| Total interest expense | $39,000 | 7,072 |
| Net interest income | $1,087,000 | 5,857 |
| Provision for loan and lease losses | $231,000 | 2,807 |
| Total noninterest income | $44,000 | 6,525 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $62,000 | 5,181 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-18,000 | 6,871 |
| Total noninterest expense | $1,211,000 | 5,314 |
| Salaries and employee benefits | $574,000 | 5,559 |
| Premises and equipment expense | $115,000 | 5,572 |
| Additional noninterest expense | $522,000 | 4,744 |
| Pre-tax net operating income | $-311,000 | 6,701 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-311,000 | 6,779 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-311,000 | 6,779 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-311,000 | 6,779 |
| Net charge-offs | $30,000 | 4,404 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 910 |
| Net operating income | $-311,000 | 6,723 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $572,000 | 6,140 |
| Total interest expense | $22,000 | 7,111 |
| Net interest income | $550,000 | 5,867 |
| Provision for loan and lease losses | $11,000 | 4,811 |
| Total noninterest income | $86,000 | 5,159 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $29,000 | 5,280 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $57,000 | 4,515 |
| Total noninterest expense | $593,000 | 5,402 |
| Salaries and employee benefits | $287,000 | 5,588 |
| Premises and equipment expense | $58,000 | 5,568 |
| Additional noninterest expense | $248,000 | 4,888 |
| Pre-tax net operating income | $32,000 | 6,107 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $32,000 | 6,192 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $32,000 | 6,190 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $32,000 | 6,192 |
| Net charge-offs | $-17,000 | 6,828 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 833 |
| Net operating income | $32,000 | 6,066 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,469,000 | 6,119 |
| Total interest expense | $163,000 | 7,029 |
| Net interest income | $2,306,000 | 5,819 |
| Provision for loan and lease losses | $306,000 | 4,076 |
| Total noninterest income | $245,000 | 5,492 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $122,000 | 5,242 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $123,000 | 5,096 |
| Total noninterest expense | $2,668,000 | 5,181 |
| Salaries and employee benefits | $1,297,000 | 5,338 |
| Premises and equipment expense | $268,000 | 5,477 |
| Additional noninterest expense | $1,103,000 | 4,683 |
| Pre-tax net operating income | $-423,000 | 6,369 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-423,000 | 6,450 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-423,000 | 6,453 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-423,000 | 6,452 |
| Net charge-offs | $237,000 | 4,091 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 1,038 |
| Net operating income | $-423,000 | 6,402 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,890,000 | 6,135 |
| Total interest expense | $129,000 | 7,092 |
| Net interest income | $1,761,000 | 5,826 |
| Provision for loan and lease losses | $281,000 | 3,700 |
| Total noninterest income | $184,000 | 5,579 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $95,000 | 5,201 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $89,000 | 5,217 |
| Total noninterest expense | $2,046,000 | 5,140 |
| Salaries and employee benefits | $1,003,000 | 5,270 |
| Premises and equipment expense | $200,000 | 5,512 |
| Additional noninterest expense | $843,000 | 4,635 |
| Pre-tax net operating income | $-382,000 | 6,531 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-382,000 | 6,627 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-382,000 | 6,629 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-382,000 | 6,629 |
| Net charge-offs | $43,000 | 5,079 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 973 |
| Net operating income | $-382,000 | 6,577 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,266,000 | 6,194 |
| Total interest expense | $89,000 | 7,164 |
| Net interest income | $1,177,000 | 5,860 |
| Provision for loan and lease losses | $166,000 | 3,778 |
| Total noninterest income | $232,000 | 4,607 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $65,000 | 5,142 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $167,000 | 3,776 |
| Total noninterest expense | $1,377,000 | 5,161 |
| Salaries and employee benefits | $670,000 | 5,312 |
| Premises and equipment expense | $135,000 | 5,527 |
| Additional noninterest expense | $572,000 | 4,649 |
| Pre-tax net operating income | $-134,000 | 6,477 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-134,000 | 6,548 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-134,000 | 6,548 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-134,000 | 6,548 |
| Net charge-offs | $75,000 | 4,116 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 928 |
| Net operating income | $-134,000 | 6,515 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $636,000 | 6,219 |
| Total interest expense | $46,000 | 7,219 |
| Net interest income | $590,000 | 5,858 |
| Provision for loan and lease losses | $20,000 | 4,994 |
| Total noninterest income | $128,000 | 4,473 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $33,000 | 5,074 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $95,000 | 3,654 |
| Total noninterest expense | $705,000 | 5,139 |
| Salaries and employee benefits | $337,000 | 5,327 |
| Premises and equipment expense | $69,000 | 5,544 |
| Additional noninterest expense | $299,000 | 4,538 |
| Pre-tax net operating income | $-7,000 | 6,387 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-7,000 | 6,422 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-7,000 | 6,422 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-7,000 | 6,422 |
| Net charge-offs | $78,000 | 2,978 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 891 |
| Net operating income | $-7,000 | 6,402 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,652,000 | 6,273 |
| Total interest expense | $307,000 | 7,041 |
| Net interest income | $2,345,000 | 5,904 |
| Provision for loan and lease losses | $612,000 | 3,813 |
| Total noninterest income | $62,000 | 6,962 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $158,000 | 4,820 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-96,000 | 7,192 |
| Total noninterest expense | $2,748,000 | 5,267 |
| Salaries and employee benefits | $1,246,000 | 5,581 |
| Premises and equipment expense | $299,000 | 5,412 |
| Additional noninterest expense | $1,203,000 | 4,606 |
| Pre-tax net operating income | $-953,000 | 6,457 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-953,000 | 6,572 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-953,000 | 6,573 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-953,000 | 6,573 |
| Net charge-offs | $1,348,000 | 2,293 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $2,867,000 | 217 |
| Net operating income | $-953,000 | 6,531 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,003,000 | 6,371 |
| Total interest expense | $248,000 | 7,102 |
| Net interest income | $1,755,000 | 6,005 |
| Provision for loan and lease losses | $363,000 | 4,053 |
| Total noninterest income | $245,000 | 5,360 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $125,000 | 4,809 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $120,000 | 4,972 |
| Total noninterest expense | $2,019,000 | 5,341 |
| Salaries and employee benefits | $910,000 | 5,677 |
| Premises and equipment expense | $221,000 | 5,511 |
| Additional noninterest expense | $888,000 | 4,638 |
| Pre-tax net operating income | $-382,000 | 6,458 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-382,000 | 6,601 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-382,000 | 6,601 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-382,000 | 6,601 |
| Net charge-offs | $824,000 | 2,424 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $2,857,000 | 170 |
| Net operating income | $-382,000 | 6,514 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,343,000 | 6,402 |
| Total interest expense | $180,000 | 7,114 |
| Net interest income | $1,163,000 | 6,031 |
| Provision for loan and lease losses | $305,000 | 3,565 |
| Total noninterest income | $141,000 | 5,591 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $81,000 | 4,856 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $60,000 | 5,377 |
| Total noninterest expense | $1,388,000 | 5,271 |
| Salaries and employee benefits | $610,000 | 5,694 |
| Premises and equipment expense | $145,000 | 5,586 |
| Additional noninterest expense | $633,000 | 4,448 |
| Pre-tax net operating income | $-389,000 | 6,658 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-389,000 | 6,773 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-389,000 | 6,775 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-389,000 | 6,774 |
| Net charge-offs | $756,000 | 2,000 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $2,848,000 | 123 |
| Net operating income | $-389,000 | 6,732 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $663,000 | 6,504 |
| Total interest expense | $94,000 | 7,185 |
| Net interest income | $569,000 | 6,128 |
| Provision for loan and lease losses | $275,000 | 2,549 |
| Total noninterest income | $54,000 | 6,024 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $37,000 | 5,011 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $17,000 | 6,134 |
| Total noninterest expense | $642,000 | 5,556 |
| Salaries and employee benefits | $313,000 | 5,701 |
| Premises and equipment expense | $71,000 | 5,721 |
| Additional noninterest expense | $258,000 | 5,022 |
| Pre-tax net operating income | $-294,000 | 6,960 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-294,000 | 7,069 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-294,000 | 7,070 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-294,000 | 7,069 |
| Net charge-offs | $622,000 | 1,423 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 794 |
| Net operating income | $-294,000 | 7,030 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,981,000 | 6,355 |
| Total interest expense | $719,000 | 6,639 |
| Net interest income | $2,262,000 | 6,086 |
| Provision for loan and lease losses | $1,570,000 | 2,819 |
| Total noninterest income | $-309,000 | 7,852 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $135,000 | 5,315 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-444,000 | 7,794 |
| Total noninterest expense | $3,257,000 | 4,940 |
| Salaries and employee benefits | $1,412,000 | 5,376 |
| Premises and equipment expense | $452,000 | 4,662 |
| Additional noninterest expense | $1,393,000 | 4,288 |
| Pre-tax net operating income | $-2,874,000 | 6,866 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-2,874,000 | 6,968 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,874,000 | 6,967 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,874,000 | 6,967 |
| Net charge-offs | $839,000 | 3,103 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $56,000 | 1,037 |
| Net operating income | $-2,874,000 | 6,974 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,283,000 | 6,393 |
| Total interest expense | $600,000 | 6,608 |
| Net interest income | $1,683,000 | 6,114 |
| Provision for loan and lease losses | $1,649,000 | 2,119 |
| Total noninterest income | $-265,000 | 7,971 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $100,000 | 5,365 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-365,000 | 7,931 |
| Total noninterest expense | $2,358,000 | 5,044 |
| Salaries and employee benefits | $1,068,000 | 5,382 |
| Premises and equipment expense | $317,000 | 4,888 |
| Additional noninterest expense | $973,000 | 4,476 |
| Pre-tax net operating income | $-2,589,000 | 7,191 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-2,589,000 | 7,307 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,589,000 | 7,306 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-2,589,000 | 7,307 |
| Net charge-offs | $593,000 | 2,819 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 963 |
| Net operating income | $-2,589,000 | 7,297 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,566,000 | 6,383 |
| Total interest expense | $459,000 | 6,457 |
| Net interest income | $1,107,000 | 6,153 |
| Provision for loan and lease losses | $946,000 | 2,139 |
| Total noninterest income | $-315,000 | 8,088 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $65,000 | 5,414 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-380,000 | 8,063 |
| Total noninterest expense | $1,593,000 | 5,067 |
| Salaries and employee benefits | $726,000 | 5,381 |
| Premises and equipment expense | $213,000 | 4,899 |
| Additional noninterest expense | $654,000 | 4,459 |
| Pre-tax net operating income | $-1,747,000 | 7,320 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-1,747,000 | 7,397 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,747,000 | 7,396 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,747,000 | 7,395 |
| Net charge-offs | $328,000 | 2,828 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 937 |
| Net operating income | $-1,747,000 | 7,406 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $822,000 | 6,338 |
| Total interest expense | $264,000 | 6,267 |
| Net interest income | $558,000 | 6,143 |
| Provision for loan and lease losses | $793,000 | 1,352 |
| Total noninterest income | $-410,000 | 8,193 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $30,000 | 5,504 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-440,000 | 8,191 |
| Total noninterest expense | $768,000 | 5,098 |
| Salaries and employee benefits | $375,000 | 5,351 |
| Premises and equipment expense | $106,000 | 4,952 |
| Additional noninterest expense | $287,000 | 4,547 |
| Pre-tax net operating income | $-1,413,000 | 7,734 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-1,413,000 | 7,814 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,413,000 | 7,815 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-1,413,000 | 7,815 |
| Net charge-offs | $101,000 | 2,855 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 842 |
| Net operating income | $-1,413,000 | 7,804 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,753,000 | 6,161 |
| Total interest expense | $1,227,000 | 6,394 |
| Net interest income | $2,526,000 | 5,888 |
| Provision for loan and lease losses | $1,178,000 | 2,478 |
| Total noninterest income | $312,000 | 5,765 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $118,000 | 5,672 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $194,000 | 4,885 |
| Total noninterest expense | $3,309,000 | 4,813 |
| Salaries and employee benefits | $1,736,000 | 4,901 |
| Premises and equipment expense | $481,000 | 4,562 |
| Additional noninterest expense | $1,092,000 | 4,557 |
| Pre-tax net operating income | $-1,649,000 | 7,246 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-1,649,000 | 7,254 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,649,000 | 7,251 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $844,000 | 2,151 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $52,000 | 1,116 |
| Net operating income | $-1,649,000 | 7,360 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,841,000 | 6,206 |
| Total interest expense | $912,000 | 6,531 |
| Net interest income | $1,929,000 | 5,885 |
| Provision for loan and lease losses | $935,000 | 1,905 |
| Total noninterest income | $241,000 | 5,786 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $87,000 | 5,730 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $154,000 | 4,897 |
| Total noninterest expense | $2,560,000 | 4,703 |
| Salaries and employee benefits | $1,380,000 | 4,737 |
| Premises and equipment expense | $354,000 | 4,627 |
| Additional noninterest expense | $826,000 | 4,471 |
| Pre-tax net operating income | $-1,325,000 | 7,677 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-1,325,000 | 7,647 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,325,000 | 7,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $559,000 | 1,840 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $62,000 | 901 |
| Net operating income | $-1,325,000 | 7,748 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,878,000 | 6,284 |
| Total interest expense | $610,000 | 6,650 |
| Net interest income | $1,268,000 | 5,921 |
| Provision for loan and lease losses | $699,000 | 1,535 |
| Total noninterest income | $165,000 | 5,816 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $57,000 | 5,778 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $108,000 | 4,918 |
| Total noninterest expense | $1,704,000 | 4,729 |
| Salaries and employee benefits | $956,000 | 4,670 |
| Premises and equipment expense | $234,000 | 4,684 |
| Additional noninterest expense | $514,000 | 4,649 |
| Pre-tax net operating income | $-970,000 | 7,892 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-970,000 | 7,984 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-970,000 | 7,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $199,000 | 2,244 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 795 |
| Net operating income | $-970,000 | 7,969 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $998,000 | 6,225 |
| Total interest expense | $354,000 | 6,489 |
| Net interest income | $644,000 | 5,916 |
| Provision for loan and lease losses | $96,000 | 2,788 |
| Total noninterest income | $84,000 | 5,778 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $27,000 | 5,833 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $57,000 | 4,793 |
| Total noninterest expense | $850,000 | 4,753 |
| Salaries and employee benefits | $510,000 | 4,483 |
| Premises and equipment expense | $117,000 | 4,703 |
| Additional noninterest expense | $223,000 | 5,038 |
| Pre-tax net operating income | $-218,000 | 7,792 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-218,000 | 7,872 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-218,000 | 7,871 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 668 |
| Net operating income | $-218,000 | 7,840 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,536,000 | 5,973 |
| Total interest expense | $1,532,000 | 6,392 |
| Net interest income | $3,004,000 | 5,498 |
| Provision for loan and lease losses | $235,000 | 3,640 |
| Total noninterest income | $346,000 | 5,770 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $115,000 | 5,830 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $231,000 | 4,763 |
| Total noninterest expense | $3,416,000 | 4,609 |
| Salaries and employee benefits | $2,013,000 | 4,368 |
| Premises and equipment expense | $439,000 | 4,757 |
| Additional noninterest expense | $964,000 | 4,767 |
| Pre-tax net operating income | $-301,000 | 7,711 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-301,000 | 7,778 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-301,000 | 7,776 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 5,668 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $119,000 | 889 |
| Net operating income | $-301,000 | 7,759 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,421,000 | 5,982 |
| Total interest expense | $1,127,000 | 6,461 |
| Net interest income | $2,294,000 | 5,483 |
| Provision for loan and lease losses | $85,000 | 4,429 |
| Total noninterest income | $264,000 | 5,794 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $82,000 | 5,941 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $182,000 | 4,678 |
| Total noninterest expense | $2,489,000 | 4,677 |
| Salaries and employee benefits | $1,466,000 | 4,445 |
| Premises and equipment expense | $314,000 | 4,875 |
| Additional noninterest expense | $709,000 | 4,760 |
| Pre-tax net operating income | $-16,000 | 7,680 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-16,000 | 7,717 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-16,000 | 7,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,810 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $81,000 | 803 |
| Net operating income | $-16,000 | 7,694 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,207,000 | 6,077 |
| Total interest expense | $726,000 | 6,542 |
| Net interest income | $1,481,000 | 5,592 |
| Provision for loan and lease losses | $30,000 | 4,873 |
| Total noninterest income | $185,000 | 5,728 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $54,000 | 5,982 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $131,000 | 4,571 |
| Total noninterest expense | $1,657,000 | 4,688 |
| Salaries and employee benefits | $981,000 | 4,471 |
| Premises and equipment expense | $203,000 | 4,994 |
| Additional noninterest expense | $473,000 | 4,751 |
| Pre-tax net operating income | $-21,000 | 7,831 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-21,000 | 7,847 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-21,000 | 7,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,997 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $55,000 | 715 |
| Net operating income | $-21,000 | 7,836 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,096,000 | 6,098 |
| Total interest expense | $360,000 | 6,576 |
| Net interest income | $736,000 | 5,634 |
| Provision for loan and lease losses | $15,000 | 4,592 |
| Total noninterest income | $102,000 | 5,507 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $25,000 | 6,052 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $77,000 | 4,286 |
| Total noninterest expense | $845,000 | 4,634 |
| Salaries and employee benefits | $514,000 | 4,345 |
| Premises and equipment expense | $101,000 | 5,017 |
| Additional noninterest expense | $230,000 | 4,807 |
| Pre-tax net operating income | $-22,000 | 7,956 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-22,000 | 7,965 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-22,000 | 7,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 603 |
| Net operating income | $-22,000 | 7,953 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,973,000 | 6,142 |
| Total interest expense | $1,500,000 | 6,111 |
| Net interest income | $2,473,000 | 6,059 |
| Provision for loan and lease losses | $190,000 | 3,623 |
| Total noninterest income | $224,000 | 6,725 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $71,000 | 6,569 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $153,000 | 5,584 |
| Total noninterest expense | $2,681,000 | 5,261 |
| Salaries and employee benefits | $1,470,000 | 5,268 |
| Premises and equipment expense | $331,000 | 5,489 |
| Additional noninterest expense | $880,000 | 4,933 |
| Pre-tax net operating income | $-174,000 | 8,099 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-174,000 | 8,127 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-174,000 | 8,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $205,000 | 758 |
| Net operating income | $-174,000 | 8,119 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,867,000 | 6,261 |
| Total interest expense | $1,129,000 | 6,049 |
| Net interest income | $1,738,000 | 6,268 |
| Provision for loan and lease losses | $146,000 | 3,462 |
| Total noninterest income | $147,000 | 6,992 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $49,000 | 6,738 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $98,000 | 5,880 |
| Total noninterest expense | $1,851,000 | 5,502 |
| Salaries and employee benefits | $1,023,000 | 5,483 |
| Premises and equipment expense | $230,000 | 5,715 |
| Additional noninterest expense | $598,000 | 5,231 |
| Pre-tax net operating income | $-112,000 | 8,230 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-112,000 | 8,255 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-112,000 | 8,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $119,000 | 680 |
| Net operating income | $-112,000 | 8,247 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,850,000 | 6,319 |
| Total interest expense | $739,000 | 6,014 |
| Net interest income | $1,111,000 | 6,406 |
| Provision for loan and lease losses | $44,000 | 4,630 |
| Total noninterest income | $92,000 | 7,117 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $32,000 | 6,791 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $60,000 | 6,084 |
| Total noninterest expense | $1,164,000 | 5,707 |
| Salaries and employee benefits | $639,000 | 5,703 |
| Premises and equipment expense | $136,000 | 6,020 |
| Additional noninterest expense | $389,000 | 5,300 |
| Pre-tax net operating income | $-5,000 | 8,186 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-5,000 | 8,192 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-5,000 | 8,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 656 |
| Net operating income | $-5,000 | 8,179 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $895,000 | 6,363 |
| Total interest expense | $344,000 | 6,078 |
| Net interest income | $551,000 | 6,441 |
| Provision for loan and lease losses | $24,000 | 4,343 |
| Total noninterest income | $40,000 | 7,310 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $15,000 | 6,832 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $25,000 | 6,361 |
| Total noninterest expense | $550,000 | 5,900 |
| Salaries and employee benefits | $307,000 | 5,861 |
| Premises and equipment expense | $66,000 | 6,124 |
| Additional noninterest expense | $177,000 | 5,560 |
| Pre-tax net operating income | $17,000 | 8,059 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $17,000 | 8,024 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $17,000 | 8,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $17,000 | 8,022 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,122,000 | 7,335 |
| Total interest expense | $535,000 | 7,513 |
| Net interest income | $1,587,000 | 7,178 |
| Provision for loan and lease losses | $250,000 | 3,152 |
| Total noninterest income | $196,000 | 7,098 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $41,000 | 7,214 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $155,000 | 5,671 |
| Total noninterest expense | $1,759,000 | 6,471 |
| Salaries and employee benefits | $790,000 | 6,970 |
| Premises and equipment expense | $109,000 | 7,762 |
| Additional noninterest expense | $860,000 | 4,922 |
| Pre-tax net operating income | $-226,000 | 8,398 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-226,000 | 8,431 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-226,000 | 8,431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 884 |
| Net operating income | $-226,000 | 8,406 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,347,000 | 7,668 |
| Total interest expense | $292,000 | 7,911 |
| Net interest income | $1,055,000 | 7,453 |
| Provision for loan and lease losses | $153,000 | 3,444 |
| Total noninterest income | $138,000 | 7,213 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $28,000 | 7,312 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $110,000 | 5,788 |
| Total noninterest expense | $1,196,000 | 6,724 |
| Salaries and employee benefits | $530,000 | 7,224 |
| Premises and equipment expense | $172,000 | 6,397 |
| Additional noninterest expense | $494,000 | 5,736 |
| Pre-tax net operating income | $-156,000 | 8,465 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $-156,000 | 8,495 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-156,000 | 8,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 721 |
| Net operating income | $-156,000 | 8,466 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $716,000 | 7,988 |
| Total interest expense | $94,000 | 8,475 |
| Net interest income | $622,000 | 7,700 |
| Provision for loan and lease losses | $92,000 | 3,475 |
| Total noninterest income | $87,000 | 7,281 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $17,000 | 7,375 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $70,000 | 5,870 |
| Total noninterest expense | $736,000 | 6,946 |
| Salaries and employee benefits | $330,000 | 7,395 |
| Premises and equipment expense | $113,000 | 6,431 |
| Additional noninterest expense | $293,000 | 6,074 |
| Pre-tax net operating income | $-119,000 | 8,506 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $-119,000 | 8,530 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-119,000 | 8,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-119,000 | 8,506 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $289,000 | 8,315 |
| Total interest expense | $40,000 | 8,608 |
| Net interest income | $249,000 | 8,073 |
| Provision for loan and lease losses | $39,000 | 3,651 |
| Total noninterest income | $26,000 | 7,944 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $7,000 | 7,502 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $19,000 | 6,923 |
| Total noninterest expense | $338,000 | 7,186 |
| Salaries and employee benefits | $157,000 | 7,557 |
| Premises and equipment expense | $56,000 | 6,500 |
| Additional noninterest expense | $125,000 | 6,554 |
| Pre-tax net operating income | $-102,000 | 8,647 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $-102,000 | 8,670 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-102,000 | 8,670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-102,000 | 8,647 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $176,000 | 8,891 |
| Total interest expense | $28,000 | 8,868 |
| Net interest income | $148,000 | 8,887 |
| Provision for loan and lease losses | $60,000 | 5,645 |
| Total noninterest income | $18,000 | 8,790 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $4,000 | 7,843 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $14,000 | 8,404 |
| Total noninterest expense | $690,000 | 8,332 |
| Salaries and employee benefits | $291,000 | 8,618 |
| Premises and equipment expense | $99,000 | 7,984 |
| Additional noninterest expense | $300,000 | 7,704 |
| Pre-tax net operating income | $-584,000 | 8,693 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $-584,000 | 8,747 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-584,000 | 8,748 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $9,313,000 | 124 |
| Net operating income | $-584,000 | 8,720 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $35,000 | 8,997 |
| Total interest expense | $4,000 | 8,981 |
| Net interest income | $31,000 | 8,990 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $3,000 | 8,948 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,000 | 7,910 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,000 | 8,821 |
| Total noninterest expense | $256,000 | 8,878 |
| Salaries and employee benefits | $121,000 | 8,912 |
| Premises and equipment expense | $40,000 | 8,582 |
| Additional noninterest expense | $95,000 | 8,736 |
| Pre-tax net operating income | $-222,000 | 8,662 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $-222,000 | 8,700 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-222,000 | 8,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $9,204,000 | 95 |
| Net operating income | $-222,000 | 8,670 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.