Home > Morton Savings Bank > Income and Expense
Morton Savings Bank, Income and Expense
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $683,000 | 8,125 |
| Total interest expense | $457,000 | 7,601 |
| Net interest income | $226,000 | 8,288 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $-447,000 | 8,335 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-459,000 | 8,323 |
| Additional Noninterest Income | $12,000 | 7,702 |
| Total noninterest expense | $516,000 | 7,972 |
| Salaries and employee benefits | $281,000 | 7,989 |
| Premises and equipment expense | $77,000 | 7,630 |
| Additional noninterest expense | $158,000 | 7,873 |
| Pre-tax net operating income | $-737,000 | 7,395 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-1,000 | 7,236 |
| Income before extraordinary items | $-736,000 | 7,362 |
| Extraordinary gains, net | $-17,000 | 8,355 |
| Net income | $-753,000 | 7,373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-736,000 | 7,488 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $461,000 | 8,193 |
| Total interest expense | $320,000 | 7,651 |
| Net interest income | $141,000 | 8,362 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $-242,000 | 8,408 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-251,000 | 8,396 |
| Additional Noninterest Income | $9,000 | 7,734 |
| Total noninterest expense | $357,000 | 7,995 |
| Salaries and employee benefits | $186,000 | 8,048 |
| Premises and equipment expense | $52,000 | 7,661 |
| Additional noninterest expense | $119,000 | 7,800 |
| Pre-tax net operating income | $-458,000 | 7,575 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-1,000 | 7,539 |
| Income before extraordinary items | $-457,000 | 7,664 |
| Extraordinary gains, net | $-17,000 | 8,426 |
| Net income | $-474,000 | 7,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-457,000 | 7,640 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $232,000 | 8,253 |
| Total interest expense | $166,000 | 7,720 |
| Net interest income | $66,000 | 8,424 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $6,000 | 8,165 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $6,000 | 7,600 |
| Total noninterest expense | $145,000 | 8,202 |
| Salaries and employee benefits | $92,000 | 8,097 |
| Premises and equipment expense | $25,000 | 7,727 |
| Additional noninterest expense | $28,000 | 8,343 |
| Pre-tax net operating income | $-73,000 | 7,480 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-73,000 | 7,584 |
| Extraordinary gains, net | $-17,000 | 8,480 |
| Net income | $-90,000 | 7,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-73,000 | 7,533 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,068,000 | 8,156 |
| Total interest expense | $675,000 | 7,704 |
| Net interest income | $393,000 | 8,358 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $12,000 | 8,290 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $12,000 | 8,001 |
| Total noninterest expense | $584,000 | 8,239 |
| Salaries and employee benefits | $357,000 | 8,162 |
| Premises and equipment expense | $112,000 | 7,623 |
| Additional noninterest expense | $115,000 | 8,388 |
| Pre-tax net operating income | $-179,000 | 7,630 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-51,000 | 7,938 |
| Income before extraordinary items | $-128,000 | 7,651 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-128,000 | 7,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-128,000 | 7,632 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $804,000 | 8,211 |
| Total interest expense | $502,000 | 7,752 |
| Net interest income | $302,000 | 8,394 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $10,000 | 8,337 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $10,000 | 8,023 |
| Total noninterest expense | $436,000 | 8,229 |
| Salaries and employee benefits | $265,000 | 8,154 |
| Premises and equipment expense | $86,000 | 7,584 |
| Additional noninterest expense | $85,000 | 8,394 |
| Pre-tax net operating income | $-124,000 | 7,835 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-51,000 | 8,158 |
| Income before extraordinary items | $-73,000 | 7,820 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-73,000 | 7,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-73,000 | 7,804 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $534,000 | 8,279 |
| Total interest expense | $331,000 | 7,797 |
| Net interest income | $203,000 | 8,461 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $7,000 | 8,401 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $7,000 | 8,056 |
| Total noninterest expense | $289,000 | 8,280 |
| Salaries and employee benefits | $178,000 | 8,205 |
| Premises and equipment expense | $54,000 | 7,693 |
| Additional noninterest expense | $57,000 | 8,450 |
| Pre-tax net operating income | $-79,000 | 7,944 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-79,000 | 7,964 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-79,000 | 7,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-79,000 | 7,957 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $262,000 | 8,340 |
| Total interest expense | $161,000 | 7,859 |
| Net interest income | $101,000 | 8,515 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $4,000 | 8,418 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $4,000 | 8,000 |
| Total noninterest expense | $144,000 | 8,331 |
| Salaries and employee benefits | $88,000 | 8,258 |
| Premises and equipment expense | $27,000 | 7,716 |
| Additional noninterest expense | $29,000 | 8,463 |
| Pre-tax net operating income | $-39,000 | 7,999 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-39,000 | 8,020 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-39,000 | 8,019 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-39,000 | 8,007 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,029,000 | 8,259 |
| Total interest expense | $565,000 | 7,790 |
| Net interest income | $464,000 | 8,437 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $41,000 | 8,280 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $41,000 | 7,461 |
| Total noninterest expense | $575,000 | 8,355 |
| Salaries and employee benefits | $358,000 | 8,250 |
| Premises and equipment expense | $104,000 | 7,750 |
| Additional noninterest expense | $113,000 | 8,513 |
| Pre-tax net operating income | $-70,000 | 8,024 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-22,000 | 8,225 |
| Income before extraordinary items | $-48,000 | 8,031 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-48,000 | 8,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-48,000 | 8,021 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $773,000 | 8,324 |
| Total interest expense | $410,000 | 7,848 |
| Net interest income | $363,000 | 8,491 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $35,000 | 8,322 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $35,000 | 7,365 |
| Total noninterest expense | $424,000 | 8,386 |
| Salaries and employee benefits | $265,000 | 8,269 |
| Premises and equipment expense | $77,000 | 7,801 |
| Additional noninterest expense | $82,000 | 8,570 |
| Pre-tax net operating income | $-26,000 | 8,155 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $-22,000 | 8,447 |
| Income before extraordinary items | $-4,000 | 8,137 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-4,000 | 8,139 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-4,000 | 8,122 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $508,000 | 8,381 |
| Total interest expense | $263,000 | 7,874 |
| Net interest income | $245,000 | 8,548 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $30,000 | 8,281 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $30,000 | 7,109 |
| Total noninterest expense | $284,000 | 8,425 |
| Salaries and employee benefits | $176,000 | 8,321 |
| Premises and equipment expense | $55,000 | 7,735 |
| Additional noninterest expense | $53,000 | 8,619 |
| Pre-tax net operating income | $-9,000 | 8,200 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-9,000 | 8,207 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-9,000 | 8,209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-9,000 | 8,194 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $246,000 | 8,417 |
| Total interest expense | $126,000 | 7,884 |
| Net interest income | $120,000 | 8,580 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $6,000 | 8,542 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $6,000 | 7,952 |
| Total noninterest expense | $141,000 | 8,448 |
| Salaries and employee benefits | $87,000 | 8,352 |
| Premises and equipment expense | $28,000 | 7,712 |
| Additional noninterest expense | $26,000 | 8,641 |
| Pre-tax net operating income | $-15,000 | 8,268 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-15,000 | 8,273 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-15,000 | 8,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-15,000 | 8,257 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $932,000 | 8,385 |
| Total interest expense | $412,000 | 7,853 |
| Net interest income | $520,000 | 8,512 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $362,000 | 5,936 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $362,000 | 3,944 |
| Total noninterest expense | $577,000 | 8,453 |
| Salaries and employee benefits | $362,000 | 8,326 |
| Premises and equipment expense | $107,000 | 7,786 |
| Additional noninterest expense | $108,000 | 8,675 |
| Pre-tax net operating income | $305,000 | 7,361 |
| Securities gains (losses) | $-22,000 | 7,864 |
| Applicable income taxes | $104,000 | 5,343 |
| Income before extraordinary items | $179,000 | 7,675 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $179,000 | 7,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $193,080 | 7,590 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $690,000 | 8,430 |
| Total interest expense | $296,000 | 7,891 |
| Net interest income | $394,000 | 8,560 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $359,000 | 5,368 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $359,000 | 3,481 |
| Total noninterest expense | $437,000 | 8,439 |
| Salaries and employee benefits | $278,000 | 8,272 |
| Premises and equipment expense | $79,000 | 7,804 |
| Additional noninterest expense | $80,000 | 8,683 |
| Pre-tax net operating income | $316,000 | 7,138 |
| Securities gains (losses) | $-22,000 | 8,215 |
| Applicable income taxes | $104,000 | 5,203 |
| Income before extraordinary items | $190,000 | 7,500 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $190,000 | 7,501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $204,300 | 7,390 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $449,000 | 8,461 |
| Total interest expense | $190,000 | 7,892 |
| Net interest income | $259,000 | 8,580 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $338,000 | 4,463 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $338,000 | 2,843 |
| Total noninterest expense | $283,000 | 8,469 |
| Salaries and employee benefits | $180,000 | 8,316 |
| Premises and equipment expense | $49,000 | 7,887 |
| Additional noninterest expense | $54,000 | 8,692 |
| Pre-tax net operating income | $314,000 | 6,508 |
| Securities gains (losses) | $-10,000 | 8,138 |
| Applicable income taxes | $36,000 | 5,754 |
| Income before extraordinary items | $268,000 | 6,367 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $268,000 | 6,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $276,800 | 6,247 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $223,000 | 8,540 |
| Total interest expense | $90,000 | 7,965 |
| Net interest income | $133,000 | 8,646 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $4,000 | 8,750 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $4,000 | 8,331 |
| Total noninterest expense | $137,000 | 8,560 |
| Salaries and employee benefits | $87,000 | 8,433 |
| Premises and equipment expense | $25,000 | 7,927 |
| Additional noninterest expense | $25,000 | 8,768 |
| Pre-tax net operating income | $0 | 8,419 |
| Securities gains (losses) | $-10,000 | 8,531 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $-10,000 | 8,493 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-10,000 | 8,493 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $0 | 8,425 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $844,000 | 8,530 |
| Total interest expense | $330,000 | 7,955 |
| Net interest income | $514,000 | 8,632 |
| Provision for loan and lease losses | $-6,000 | 8,660 |
| Total noninterest income | $15,000 | 8,813 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $15,000 | 8,368 |
| Total noninterest expense | $548,000 | 8,618 |
| Salaries and employee benefits | $350,000 | 8,463 |
| Premises and equipment expense | $92,000 | 8,068 |
| Additional noninterest expense | $106,000 | 8,799 |
| Pre-tax net operating income | $-13,000 | 8,410 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $-13,000 | 8,451 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-13,000 | 8,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-13,000 | 8,418 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $637,000 | 8,574 |
| Total interest expense | $245,000 | 8,006 |
| Net interest income | $392,000 | 8,683 |
| Provision for loan and lease losses | $-6,000 | 8,766 |
| Total noninterest income | $12,000 | 8,871 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $12,000 | 8,377 |
| Total noninterest expense | $405,000 | 8,635 |
| Salaries and employee benefits | $262,000 | 8,465 |
| Premises and equipment expense | $69,000 | 8,064 |
| Additional noninterest expense | $74,000 | 8,852 |
| Pre-tax net operating income | $5,000 | 8,445 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $5,000 | 8,482 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $5,000 | 8,485 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $5,000 | 8,443 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $426,000 | 8,629 |
| Total interest expense | $165,000 | 8,062 |
| Net interest income | $261,000 | 8,739 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $9,000 | 8,913 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $9,000 | 8,365 |
| Total noninterest expense | $264,000 | 8,704 |
| Salaries and employee benefits | $172,000 | 8,532 |
| Premises and equipment expense | $44,000 | 8,143 |
| Additional noninterest expense | $48,000 | 8,917 |
| Pre-tax net operating income | $6,000 | 8,486 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $6,000 | 8,535 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,000 | 8,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $6,000 | 8,483 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $217,000 | 8,666 |
| Total interest expense | $85,000 | 8,087 |
| Net interest income | $132,000 | 8,769 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $4,000 | 8,960 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $4,000 | 8,419 |
| Total noninterest expense | $130,000 | 8,744 |
| Salaries and employee benefits | $85,000 | 8,586 |
| Premises and equipment expense | $22,000 | 8,152 |
| Additional noninterest expense | $23,000 | 8,965 |
| Pre-tax net operating income | $6,000 | 8,480 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $6,000 | 8,519 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $6,000 | 8,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $6,000 | 8,459 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $973,000 | 8,612 |
| Total interest expense | $422,000 | 8,038 |
| Net interest income | $551,000 | 8,761 |
| Provision for loan and lease losses | $5,000 | 7,519 |
| Total noninterest income | $21,000 | 9,003 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $21,000 | 8,405 |
| Total noninterest expense | $539,000 | 8,780 |
| Salaries and employee benefits | $343,000 | 8,609 |
| Premises and equipment expense | $91,000 | 8,181 |
| Additional noninterest expense | $105,000 | 8,982 |
| Pre-tax net operating income | $28,000 | 8,449 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $16,000 | 6,881 |
| Income before extraordinary items | $12,000 | 8,588 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $12,000 | 8,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,204 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $12,000 | 8,500 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $755,000 | 8,660 |
| Total interest expense | $329,000 | 8,117 |
| Net interest income | $426,000 | 8,806 |
| Provision for loan and lease losses | $5,000 | 7,333 |
| Total noninterest income | $17,000 | 9,062 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $17,000 | 8,372 |
| Total noninterest expense | $406,000 | 8,800 |
| Salaries and employee benefits | $258,000 | 8,624 |
| Premises and equipment expense | $69,000 | 8,186 |
| Additional noninterest expense | $79,000 | 9,022 |
| Pre-tax net operating income | $32,000 | 8,527 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $15,000 | 6,924 |
| Income before extraordinary items | $17,000 | 8,670 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $17,000 | 8,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,699 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $17,000 | 8,571 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $534,000 | 8,661 |
| Total interest expense | $226,000 | 8,169 |
| Net interest income | $308,000 | 8,778 |
| Provision for loan and lease losses | $5,000 | 7,119 |
| Total noninterest income | $11,000 | 9,102 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $11,000 | 8,392 |
| Total noninterest expense | $264,000 | 8,842 |
| Salaries and employee benefits | $166,000 | 8,687 |
| Premises and equipment expense | $45,000 | 8,229 |
| Additional noninterest expense | $53,000 | 9,050 |
| Pre-tax net operating income | $50,000 | 8,363 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $8,000 | 7,030 |
| Income before extraordinary items | $42,000 | 8,493 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $42,000 | 8,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,160 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $42,000 | 8,365 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $273,000 | 8,706 |
| Total interest expense | $115,000 | 8,239 |
| Net interest income | $158,000 | 8,797 |
| Provision for loan and lease losses | $3,000 | 6,662 |
| Total noninterest income | $5,000 | 9,143 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $5,000 | 8,460 |
| Total noninterest expense | $130,000 | 8,893 |
| Salaries and employee benefits | $82,000 | 8,740 |
| Premises and equipment expense | $23,000 | 8,216 |
| Additional noninterest expense | $25,000 | 9,104 |
| Pre-tax net operating income | $30,000 | 8,317 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $3,000 | 7,063 |
| Income before extraordinary items | $27,000 | 8,344 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $27,000 | 8,342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $27,000 | 8,215 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,156,000 | 8,716 |
| Total interest expense | $570,000 | 8,191 |
| Net interest income | $586,000 | 8,911 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $27,000 | 9,126 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $27,000 | 8,301 |
| Total noninterest expense | $527,000 | 8,936 |
| Salaries and employee benefits | $331,000 | 8,767 |
| Premises and equipment expense | $90,000 | 8,316 |
| Additional noninterest expense | $106,000 | 9,142 |
| Pre-tax net operating income | $86,000 | 8,354 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $12,000 | 7,232 |
| Income before extraordinary items | $74,000 | 8,447 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $74,000 | 8,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $74,000 | 8,358 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,245,000 | 8,958 |
| Total interest expense | $796,000 | 8,435 |
| Net interest income | $449,000 | 9,264 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $36,000 | 9,303 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $36,000 | 8,155 |
| Total noninterest expense | $493,000 | 9,197 |
| Salaries and employee benefits | $307,000 | 9,029 |
| Premises and equipment expense | $92,000 | 8,424 |
| Additional noninterest expense | $94,000 | 9,410 |
| Pre-tax net operating income | $-8,000 | 8,747 |
| Securities gains (losses) | $5,000 | 3,927 |
| Applicable income taxes | $4,000 | 7,767 |
| Income before extraordinary items | $-7,000 | 8,825 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-7,000 | 8,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-12,000 | 8,759 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,252,000 | 9,195 |
| Total interest expense | $763,000 | 8,721 |
| Net interest income | $489,000 | 9,475 |
| Provision for loan and lease losses | $-13,000 | 9,709 |
| Total noninterest income | $31,000 | 9,572 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $31,000 | 8,503 |
| Total noninterest expense | $485,000 | 9,429 |
| Salaries and employee benefits | $309,000 | 9,208 |
| Premises and equipment expense | $79,000 | 8,802 |
| Additional noninterest expense | $97,000 | 9,648 |
| Pre-tax net operating income | $48,000 | 8,970 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $7,000 | 8,144 |
| Income before extraordinary items | $41,000 | 8,989 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $41,000 | 8,988 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $41,000 | 8,973 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,206,000 | 9,416 |
| Total interest expense | $716,000 | 8,912 |
| Net interest income | $490,000 | 9,701 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $30,000 | 9,858 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $30,000 | 8,834 |
| Total noninterest expense | $471,000 | 9,713 |
| Salaries and employee benefits | $292,000 | 9,505 |
| Premises and equipment expense | $72,000 | 9,182 |
| Additional noninterest expense | $107,000 | 9,876 |
| Pre-tax net operating income | $49,000 | 9,240 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $8,000 | 8,537 |
| Income before extraordinary items | $41,000 | 9,282 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $41,000 | 9,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $41,000 | 9,249 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,182,000 | 9,678 |
| Total interest expense | $719,000 | 9,154 |
| Net interest income | $463,000 | 9,990 |
| Provision for loan and lease losses | $-7,000 | 10,207 |
| Total noninterest income | $26,000 | 10,144 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $26,000 | 9,196 |
| Total noninterest expense | $455,000 | 9,914 |
| Salaries and employee benefits | $283,000 | 9,707 |
| Premises and equipment expense | $61,000 | 9,545 |
| Additional noninterest expense | $111,000 | 10,042 |
| Pre-tax net operating income | $41,000 | 9,650 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $8,000 | 9,125 |
| Income before extraordinary items | $33,000 | 9,708 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $33,000 | 9,706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $33,000 | 9,650 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,153,000 | 10,125 |
| Total interest expense | $654,000 | 9,679 |
| Net interest income | $499,000 | 10,373 |
| Provision for loan and lease losses | $1,000 | 8,801 |
| Total noninterest income | $24,000 | 10,654 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $24,000 | 9,645 |
| Total noninterest expense | $460,000 | 10,287 |
| Salaries and employee benefits | $268,000 | 10,159 |
| Premises and equipment expense | $76,000 | 9,545 |
| Additional noninterest expense | $116,000 | 10,389 |
| Pre-tax net operating income | $62,000 | 10,203 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $14,000 | 9,835 |
| Income before extraordinary items | $49,000 | 10,243 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $49,000 | 10,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $48,220 | 10,213 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,093,000 | 10,684 |
| Total interest expense | $605,000 | 10,256 |
| Net interest income | $488,000 | 10,916 |
| Provision for loan and lease losses | $2,000 | 8,964 |
| Total noninterest income | $20,000 | 11,238 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $20,000 | 10,411 |
| Total noninterest expense | $521,000 | 10,494 |
| Salaries and employee benefits | $254,000 | 10,692 |
| Premises and equipment expense | $57,000 | 10,437 |
| Additional noninterest expense | $210,000 | 9,825 |
| Pre-tax net operating income | $-15,000 | 10,837 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $4,000 | 10,471 |
| Income before extraordinary items | $-19,000 | 10,872 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-19,000 | 10,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,441 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-19,000 | 10,827 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,055,000 | 11,190 |
| Total interest expense | $573,000 | 10,771 |
| Net interest income | $482,000 | 11,441 |
| Provision for loan and lease losses | $5,000 | 8,671 |
| Total noninterest income | $23,000 | 11,746 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $23,000 | 10,706 |
| Total noninterest expense | $441,000 | 11,279 |
| Salaries and employee benefits | $249,000 | 11,159 |
| Premises and equipment expense | $66,000 | 10,593 |
| Additional noninterest expense | $126,000 | 11,366 |
| Pre-tax net operating income | $59,000 | 11,272 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $14,000 | 10,859 |
| Income before extraordinary items | $45,000 | 11,312 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $45,000 | 11,311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $45,000 | 11,279 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,002,000 | 11,704 |
| Total interest expense | $486,000 | 11,160 |
| Net interest income | $516,000 | 11,953 |
| Provision for loan and lease losses | $4,000 | 8,908 |
| Total noninterest income | $33,000 | 12,227 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $33,000 | 10,596 |
| Total noninterest expense | $433,000 | 11,893 |
| Salaries and employee benefits | $226,000 | 11,876 |
| Premises and equipment expense | $64,000 | 11,169 |
| Additional noninterest expense | $143,000 | 11,879 |
| Pre-tax net operating income | $112,000 | 11,546 |
| Securities gains (losses) | $-4,000 | 9,291 |
| Applicable income taxes | $28,000 | 10,970 |
| Income before extraordinary items | $80,000 | 11,564 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $80,000 | 11,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,875 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $82,960 | 11,590 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,010,000 | 12,269 |
| Total interest expense | $479,000 | 11,781 |
| Net interest income | $531,000 | 12,464 |
| Provision for loan and lease losses | $11,000 | 9,693 |
| Total noninterest income | $42,000 | 12,725 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $42,000 | 10,560 |
| Total noninterest expense | $435,000 | 12,487 |
| Salaries and employee benefits | $227,000 | 12,396 |
| Premises and equipment expense | $68,000 | 11,579 |
| Additional noninterest expense | $140,000 | 12,544 |
| Pre-tax net operating income | $127,000 | 11,656 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $48,000 | 10,991 |
| Income before extraordinary items | $79,000 | 12,022 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $79,000 | 12,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $79,000 | 11,838 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,094,000 | 12,854 |
| Total interest expense | $600,000 | 12,290 |
| Net interest income | $494,000 | 13,103 |
| Provision for loan and lease losses | $15,000 | 10,851 |
| Total noninterest income | $50,000 | 13,106 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $50,000 | 10,399 |
| Total noninterest expense | $403,000 | 13,153 |
| Salaries and employee benefits | $205,000 | 13,100 |
| Premises and equipment expense | $64,000 | 12,099 |
| Additional noninterest expense | $134,000 | 13,161 |
| Pre-tax net operating income | $126,000 | 11,752 |
| Securities gains (losses) | $-3,000 | 12,949 |
| Applicable income taxes | $35,000 | 11,656 |
| Income before extraordinary items | $88,000 | 12,104 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $88,000 | 12,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $90,160 | 11,763 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.