Home > Morris State Bank > Income and Expense
Morris State Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,726,000 | 7,029 |
| Total interest expense | $1,399,000 | 7,206 |
| Net interest income | $2,327,000 | 6,805 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $806,000 | 3,701 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $188,000 | 6,107 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $618,000 | 2,528 |
| Total noninterest expense | $1,690,000 | 7,025 |
| Salaries and employee benefits | $1,046,000 | 5,870 |
| Premises and equipment expense | $173,000 | 8,008 |
| Additional noninterest expense | $471,000 | 8,140 |
| Pre-tax net operating income | $1,443,000 | 4,557 |
| Securities gains (losses) | $79,000 | 884 |
| Applicable income taxes | $330,000 | 5,513 |
| Income before extraordinary items | $1,192,000 | 3,884 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,192,000 | 3,889 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 10,519 |
| Cash dividends | $449,000 | 3,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,130,380 | 4,117 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,731,000 | 7,219 |
| Total interest expense | $1,352,000 | 7,706 |
| Net interest income | $2,379,000 | 6,770 |
| Provision for loan and lease losses | $15,000 | 9,365 |
| Total noninterest income | $605,000 | 4,930 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $191,000 | 6,139 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $414,000 | 3,676 |
| Total noninterest expense | $1,661,000 | 7,321 |
| Salaries and employee benefits | $999,000 | 6,143 |
| Premises and equipment expense | $159,000 | 8,674 |
| Additional noninterest expense | $503,000 | 8,182 |
| Pre-tax net operating income | $1,308,000 | 4,842 |
| Securities gains (losses) | $53,000 | 3,314 |
| Applicable income taxes | $463,000 | 4,471 |
| Income before extraordinary items | $898,000 | 5,106 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $898,000 | 5,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 7,654 |
| Cash dividends | $360,000 | 3,906 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $863,020 | 5,035 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,050,000 | 7,438 |
| Total interest expense | $1,884,000 | 7,392 |
| Net interest income | $2,166,000 | 7,327 |
| Provision for loan and lease losses | $35,000 | 9,755 |
| Total noninterest income | $359,000 | 6,994 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $182,000 | 6,352 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $177,000 | 6,089 |
| Total noninterest expense | $1,768,000 | 7,049 |
| Salaries and employee benefits | $846,000 | 6,960 |
| Premises and equipment expense | $154,000 | 8,989 |
| Additional noninterest expense | $768,000 | 6,294 |
| Pre-tax net operating income | $722,000 | 6,980 |
| Securities gains (losses) | $157,000 | 2,365 |
| Applicable income taxes | $312,000 | 5,769 |
| Income before extraordinary items | $567,000 | 6,799 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $567,000 | 6,887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 13,191 |
| Cash dividends | $360,000 | 3,572 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $464,950 | 7,267 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.