Home > Morris Building and Loan, s.b. > Income and Expense
Morris Building and Loan, s.b., Income and Expense
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $417,000 | 7,790 |
| Total interest expense | $227,000 | 7,280 |
| Net interest income | $190,000 | 8,023 |
| Provision for loan and lease losses | $4,000 | 5,832 |
| Total noninterest income | $27,000 | 7,420 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $11,000 | 6,800 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $16,000 | 6,737 |
| Total noninterest expense | $332,000 | 7,199 |
| Salaries and employee benefits | $94,000 | 8,077 |
| Premises and equipment expense | $77,000 | 5,819 |
| Additional noninterest expense | $161,000 | 5,988 |
| Pre-tax net operating income | $-119,000 | 7,616 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-119,000 | 7,706 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-119,000 | 7,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-119,000 | 7,663 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,718,000 | 7,760 |
| Total interest expense | $831,000 | 7,440 |
| Net interest income | $887,000 | 7,889 |
| Provision for loan and lease losses | $2,000 | 6,808 |
| Total noninterest income | $156,000 | 7,075 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $63,000 | 6,552 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $93,000 | 6,320 |
| Total noninterest expense | $1,875,000 | 6,376 |
| Salaries and employee benefits | $588,000 | 7,573 |
| Premises and equipment expense | $353,000 | 5,384 |
| Additional noninterest expense | $934,000 | 4,860 |
| Pre-tax net operating income | $-834,000 | 7,980 |
| Securities gains (losses) | $-11,000 | 7,582 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-845,000 | 8,054 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-845,000 | 8,051 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,921 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-834,000 | 8,040 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,288,000 | 7,806 |
| Total interest expense | $604,000 | 7,525 |
| Net interest income | $684,000 | 7,899 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $124,000 | 7,041 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $53,000 | 6,468 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $71,000 | 6,326 |
| Total noninterest expense | $1,016,000 | 7,114 |
| Salaries and employee benefits | $445,000 | 7,537 |
| Premises and equipment expense | $257,000 | 5,464 |
| Additional noninterest expense | $314,000 | 6,944 |
| Pre-tax net operating income | $-208,000 | 7,895 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-208,000 | 7,940 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-208,000 | 7,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,136 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-208,000 | 7,922 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $852,000 | 7,857 |
| Total interest expense | $395,000 | 7,582 |
| Net interest income | $457,000 | 7,962 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $73,000 | 7,248 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $27,000 | 6,756 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $46,000 | 6,404 |
| Total noninterest expense | $669,000 | 7,181 |
| Salaries and employee benefits | $302,000 | 7,555 |
| Premises and equipment expense | $166,000 | 5,569 |
| Additional noninterest expense | $201,000 | 7,056 |
| Pre-tax net operating income | $-139,000 | 8,032 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-139,000 | 8,061 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-139,000 | 8,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-139,000 | 8,056 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $433,000 | 7,880 |
| Total interest expense | $199,000 | 7,595 |
| Net interest income | $234,000 | 7,997 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $37,000 | 7,221 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $14,000 | 6,735 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $23,000 | 6,395 |
| Total noninterest expense | $332,000 | 7,236 |
| Salaries and employee benefits | $154,000 | 7,564 |
| Premises and equipment expense | $78,000 | 5,747 |
| Additional noninterest expense | $100,000 | 7,079 |
| Pre-tax net operating income | $-61,000 | 8,064 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-61,000 | 8,082 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-61,000 | 8,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-61,000 | 8,068 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,818,000 | 7,683 |
| Total interest expense | $875,000 | 7,172 |
| Net interest income | $943,000 | 7,914 |
| Provision for loan and lease losses | $4,000 | 6,764 |
| Total noninterest income | $183,000 | 7,062 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $68,000 | 6,610 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $115,000 | 6,084 |
| Total noninterest expense | $1,315,000 | 7,202 |
| Salaries and employee benefits | $645,000 | 7,455 |
| Premises and equipment expense | $284,000 | 5,869 |
| Additional noninterest expense | $386,000 | 7,145 |
| Pre-tax net operating income | $-193,000 | 8,117 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $9,000 | 6,185 |
| Income before extraordinary items | $-202,000 | 8,150 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-202,000 | 8,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,935 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-202,000 | 8,143 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,373,000 | 7,734 |
| Total interest expense | $652,000 | 7,182 |
| Net interest income | $721,000 | 7,974 |
| Provision for loan and lease losses | $4,000 | 6,573 |
| Total noninterest income | $142,000 | 7,055 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $51,000 | 6,691 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $91,000 | 6,017 |
| Total noninterest expense | $986,000 | 7,204 |
| Salaries and employee benefits | $492,000 | 7,404 |
| Premises and equipment expense | $212,000 | 5,907 |
| Additional noninterest expense | $282,000 | 7,201 |
| Pre-tax net operating income | $-127,000 | 8,249 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-127,000 | 8,273 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-127,000 | 8,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,412 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-127,000 | 8,262 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $924,000 | 7,730 |
| Total interest expense | $447,000 | 7,084 |
| Net interest income | $477,000 | 8,024 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $90,000 | 7,160 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $25,000 | 7,011 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $65,000 | 5,924 |
| Total noninterest expense | $655,000 | 7,244 |
| Salaries and employee benefits | $336,000 | 7,391 |
| Premises and equipment expense | $144,000 | 5,879 |
| Additional noninterest expense | $175,000 | 7,338 |
| Pre-tax net operating income | $-88,000 | 8,329 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-88,000 | 8,337 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-88,000 | 8,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,958 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-88,000 | 8,333 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $466,000 | 7,724 |
| Total interest expense | $224,000 | 7,018 |
| Net interest income | $242,000 | 8,026 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $49,000 | 6,973 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $13,000 | 6,977 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $36,000 | 5,743 |
| Total noninterest expense | $338,000 | 7,190 |
| Salaries and employee benefits | $173,000 | 7,344 |
| Premises and equipment expense | $77,000 | 5,732 |
| Additional noninterest expense | $88,000 | 7,332 |
| Pre-tax net operating income | $-47,000 | 8,373 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-47,000 | 8,379 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-47,000 | 8,378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-47,000 | 8,365 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,959,000 | 7,490 |
| Total interest expense | $816,000 | 6,735 |
| Net interest income | $1,143,000 | 7,750 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $390,000 | 5,771 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $48,000 | 7,114 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $342,000 | 4,070 |
| Total noninterest expense | $1,485,000 | 6,914 |
| Salaries and employee benefits | $721,000 | 7,190 |
| Premises and equipment expense | $298,000 | 5,753 |
| Additional noninterest expense | $466,000 | 6,766 |
| Pre-tax net operating income | $48,000 | 8,142 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $48,000 | 8,154 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $48,000 | 8,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,831 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $48,000 | 8,125 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,477,000 | 7,501 |
| Total interest expense | $596,000 | 6,731 |
| Net interest income | $881,000 | 7,752 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $340,000 | 5,495 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $37,000 | 7,148 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $303,000 | 3,775 |
| Total noninterest expense | $1,170,000 | 6,779 |
| Salaries and employee benefits | $552,000 | 7,125 |
| Premises and equipment expense | $243,000 | 5,522 |
| Additional noninterest expense | $375,000 | 6,549 |
| Pre-tax net operating income | $51,000 | 8,186 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $51,000 | 8,181 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $51,000 | 8,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,349 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $51,000 | 8,150 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $967,000 | 7,519 |
| Total interest expense | $380,000 | 6,725 |
| Net interest income | $587,000 | 7,773 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $79,000 | 7,428 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $23,000 | 7,185 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $56,000 | 6,224 |
| Total noninterest expense | $698,000 | 7,066 |
| Salaries and employee benefits | $371,000 | 7,115 |
| Premises and equipment expense | $162,000 | 5,492 |
| Additional noninterest expense | $165,000 | 7,458 |
| Pre-tax net operating income | $-32,000 | 8,414 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $-32,000 | 8,445 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-32,000 | 8,445 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,682 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-32,000 | 8,413 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $476,000 | 7,591 |
| Total interest expense | $191,000 | 6,657 |
| Net interest income | $285,000 | 7,882 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $35,000 | 7,613 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $9,000 | 7,376 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $26,000 | 6,409 |
| Total noninterest expense | $355,000 | 7,071 |
| Salaries and employee benefits | $187,000 | 7,157 |
| Premises and equipment expense | $84,000 | 5,420 |
| Additional noninterest expense | $84,000 | 7,480 |
| Pre-tax net operating income | $-35,000 | 8,541 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $-35,000 | 8,561 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-35,000 | 8,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,504 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-35,000 | 8,535 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,895,000 | 7,489 |
| Total interest expense | $789,000 | 6,302 |
| Net interest income | $1,106,000 | 7,877 |
| Provision for loan and lease losses | $-29,000 | 8,717 |
| Total noninterest income | $221,000 | 6,985 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $48,000 | 7,325 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $173,000 | 5,410 |
| Total noninterest expense | $1,473,000 | 6,927 |
| Salaries and employee benefits | $804,000 | 6,911 |
| Premises and equipment expense | $320,000 | 5,489 |
| Additional noninterest expense | $349,000 | 7,413 |
| Pre-tax net operating income | $-117,000 | 8,498 |
| Securities gains (losses) | $-7,000 | 8,135 |
| Applicable income taxes | $30,000 | 6,350 |
| Income before extraordinary items | $-154,000 | 8,553 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-154,000 | 8,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,038 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-147,000 | 8,521 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,419,000 | 7,522 |
| Total interest expense | $596,000 | 6,271 |
| Net interest income | $823,000 | 7,924 |
| Provision for loan and lease losses | $-29,000 | 8,810 |
| Total noninterest income | $182,000 | 6,862 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $37,000 | 7,339 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $145,000 | 5,198 |
| Total noninterest expense | $1,091,000 | 6,931 |
| Salaries and employee benefits | $604,000 | 6,880 |
| Premises and equipment expense | $234,000 | 5,543 |
| Additional noninterest expense | $253,000 | 7,469 |
| Pre-tax net operating income | $-57,000 | 8,558 |
| Securities gains (losses) | $-10,000 | 8,513 |
| Applicable income taxes | $30,000 | 6,288 |
| Income before extraordinary items | $-97,000 | 8,621 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-97,000 | 8,624 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,697 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-87,000 | 8,586 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $954,000 | 7,540 |
| Total interest expense | $401,000 | 6,282 |
| Net interest income | $553,000 | 7,957 |
| Provision for loan and lease losses | $-29,000 | 8,898 |
| Total noninterest income | $124,000 | 6,836 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $25,000 | 7,362 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $99,000 | 5,168 |
| Total noninterest expense | $723,000 | 6,997 |
| Salaries and employee benefits | $401,000 | 6,939 |
| Premises and equipment expense | $152,000 | 5,624 |
| Additional noninterest expense | $170,000 | 7,485 |
| Pre-tax net operating income | $-17,000 | 8,578 |
| Securities gains (losses) | $-5,000 | 8,574 |
| Applicable income taxes | $30,000 | 6,027 |
| Income before extraordinary items | $-52,000 | 8,667 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-52,000 | 8,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,524 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-47,000 | 8,625 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $483,000 | 7,562 |
| Total interest expense | $205,000 | 6,288 |
| Net interest income | $278,000 | 7,975 |
| Provision for loan and lease losses | $-30,000 | 8,973 |
| Total noninterest income | $67,000 | 6,667 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $13,000 | 7,319 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $54,000 | 4,970 |
| Total noninterest expense | $369,000 | 6,987 |
| Salaries and employee benefits | $207,000 | 6,891 |
| Premises and equipment expense | $72,000 | 5,806 |
| Additional noninterest expense | $90,000 | 7,377 |
| Pre-tax net operating income | $6,000 | 8,480 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $30,000 | 5,394 |
| Income before extraordinary items | $-24,000 | 8,705 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-24,000 | 8,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-24,000 | 8,660 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,993,000 | 7,548 |
| Total interest expense | $962,000 | 6,225 |
| Net interest income | $1,031,000 | 8,053 |
| Provision for loan and lease losses | $2,000 | 7,605 |
| Total noninterest income | $451,000 | 5,687 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $64,000 | 7,203 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $387,000 | 4,040 |
| Total noninterest expense | $1,317,000 | 7,231 |
| Salaries and employee benefits | $720,000 | 7,235 |
| Premises and equipment expense | $298,000 | 5,678 |
| Additional noninterest expense | $299,000 | 7,762 |
| Pre-tax net operating income | $163,000 | 7,951 |
| Securities gains (losses) | $4,000 | 3,987 |
| Applicable income taxes | $50,000 | 6,270 |
| Income before extraordinary items | $117,000 | 8,143 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $117,000 | 8,145 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,174 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $114,200 | 8,041 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,502,000 | 7,625 |
| Total interest expense | $748,000 | 6,283 |
| Net interest income | $754,000 | 8,160 |
| Provision for loan and lease losses | $1,000 | 7,460 |
| Total noninterest income | $363,000 | 5,564 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $47,000 | 7,276 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $316,000 | 3,953 |
| Total noninterest expense | $966,000 | 7,289 |
| Salaries and employee benefits | $521,000 | 7,290 |
| Premises and equipment expense | $215,000 | 5,784 |
| Additional noninterest expense | $230,000 | 7,729 |
| Pre-tax net operating income | $150,000 | 7,971 |
| Securities gains (losses) | $4,000 | 3,690 |
| Applicable income taxes | $26,000 | 6,659 |
| Income before extraordinary items | $128,000 | 8,052 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $128,000 | 8,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,833 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $124,680 | 7,936 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,021,000 | 7,638 |
| Total interest expense | $519,000 | 6,280 |
| Net interest income | $502,000 | 8,204 |
| Provision for loan and lease losses | $1,000 | 7,297 |
| Total noninterest income | $260,000 | 5,356 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $31,000 | 7,289 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $229,000 | 3,782 |
| Total noninterest expense | $641,000 | 7,324 |
| Salaries and employee benefits | $345,000 | 7,335 |
| Premises and equipment expense | $143,000 | 5,813 |
| Additional noninterest expense | $153,000 | 7,719 |
| Pre-tax net operating income | $120,000 | 7,845 |
| Securities gains (losses) | $4,000 | 3,287 |
| Applicable income taxes | $16,000 | 6,732 |
| Income before extraordinary items | $108,000 | 7,865 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $108,000 | 7,866 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,047 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $104,520 | 7,736 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $529,000 | 7,609 |
| Total interest expense | $273,000 | 6,222 |
| Net interest income | $256,000 | 8,208 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $135,000 | 5,152 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $16,000 | 7,223 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $119,000 | 3,615 |
| Total noninterest expense | $335,000 | 7,239 |
| Salaries and employee benefits | $181,000 | 7,222 |
| Premises and equipment expense | $73,000 | 5,718 |
| Additional noninterest expense | $81,000 | 7,638 |
| Pre-tax net operating income | $56,000 | 7,901 |
| Securities gains (losses) | $5,000 | 2,406 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $61,000 | 7,669 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $61,000 | 7,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 3,624 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $56,000 | 7,620 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,483,000 | 7,378 |
| Total interest expense | $1,353,000 | 6,057 |
| Net interest income | $1,130,000 | 8,063 |
| Provision for loan and lease losses | $27,000 | 7,284 |
| Total noninterest income | $310,000 | 6,387 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $67,000 | 7,191 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $243,000 | 4,660 |
| Total noninterest expense | $1,384,000 | 7,085 |
| Salaries and employee benefits | $773,000 | 6,985 |
| Premises and equipment expense | $274,000 | 5,845 |
| Additional noninterest expense | $337,000 | 7,543 |
| Pre-tax net operating income | $29,000 | 8,543 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $29,000 | 8,631 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $29,000 | 8,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,332 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $29,000 | 8,551 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,874,000 | 7,385 |
| Total interest expense | $1,765,000 | 6,480 |
| Net interest income | $1,109,000 | 8,066 |
| Provision for loan and lease losses | $-18,000 | 9,456 |
| Total noninterest income | $324,000 | 6,209 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $61,000 | 7,379 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $263,000 | 4,391 |
| Total noninterest expense | $1,445,000 | 6,912 |
| Salaries and employee benefits | $802,000 | 6,762 |
| Premises and equipment expense | $269,000 | 5,864 |
| Additional noninterest expense | $374,000 | 7,332 |
| Pre-tax net operating income | $6,000 | 8,693 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $6,000 | 8,792 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $6,000 | 8,791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,336 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $6,000 | 8,712 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,253,000 | 7,162 |
| Total interest expense | $1,975,000 | 6,310 |
| Net interest income | $1,278,000 | 7,913 |
| Provision for loan and lease losses | $-2,000 | 9,689 |
| Total noninterest income | $195,000 | 7,335 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $52,000 | 7,570 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $143,000 | 5,596 |
| Total noninterest expense | $1,536,000 | 6,660 |
| Salaries and employee benefits | $865,000 | 6,437 |
| Premises and equipment expense | $298,000 | 5,442 |
| Additional noninterest expense | $373,000 | 7,382 |
| Pre-tax net operating income | $-61,000 | 9,213 |
| Securities gains (losses) | $4,000 | 1,432 |
| Applicable income taxes | $-41,000 | 9,456 |
| Income before extraordinary items | $-16,000 | 9,181 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-16,000 | 9,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,493 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-18,560 | 9,170 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,417,000 | 6,913 |
| Total interest expense | $2,030,000 | 5,949 |
| Net interest income | $1,387,000 | 7,800 |
| Provision for loan and lease losses | $80,000 | 5,643 |
| Total noninterest income | $258,000 | 6,862 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $54,000 | 7,732 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $204,000 | 4,897 |
| Total noninterest expense | $1,574,000 | 6,585 |
| Salaries and employee benefits | $826,000 | 6,629 |
| Premises and equipment expense | $304,000 | 5,425 |
| Additional noninterest expense | $444,000 | 6,948 |
| Pre-tax net operating income | $-9,000 | 9,433 |
| Securities gains (losses) | $29,000 | 1,221 |
| Applicable income taxes | $-25,000 | 9,744 |
| Income before extraordinary items | $45,000 | 9,266 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $45,000 | 9,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 3,793 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $16,000 | 9,358 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,552,000 | 6,899 |
| Total interest expense | $2,120,000 | 5,973 |
| Net interest income | $1,432,000 | 7,834 |
| Provision for loan and lease losses | $63,000 | 6,049 |
| Total noninterest income | $261,000 | 6,879 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $50,000 | 8,047 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $211,000 | 4,828 |
| Total noninterest expense | $1,583,000 | 6,464 |
| Salaries and employee benefits | $807,000 | 6,660 |
| Premises and equipment expense | $324,000 | 5,135 |
| Additional noninterest expense | $452,000 | 6,786 |
| Pre-tax net operating income | $47,000 | 9,631 |
| Securities gains (losses) | $61,000 | 1,591 |
| Applicable income taxes | $10,000 | 9,075 |
| Income before extraordinary items | $98,000 | 9,358 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $98,000 | 9,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 3,412 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $42,490 | 9,599 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,466,000 | 7,195 |
| Total interest expense | $1,883,000 | 6,505 |
| Net interest income | $1,583,000 | 7,812 |
| Provision for loan and lease losses | $66,000 | 6,012 |
| Total noninterest income | $258,000 | 7,121 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $51,000 | 8,399 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $207,000 | 4,872 |
| Total noninterest expense | $1,568,000 | 6,614 |
| Salaries and employee benefits | $811,000 | 6,726 |
| Premises and equipment expense | $314,000 | 5,292 |
| Additional noninterest expense | $443,000 | 6,984 |
| Pre-tax net operating income | $207,000 | 9,538 |
| Securities gains (losses) | $10,000 | 2,359 |
| Applicable income taxes | $48,000 | 9,287 |
| Income before extraordinary items | $169,000 | 9,411 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $169,000 | 9,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,419 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $161,200 | 9,443 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,258,000 | 7,652 |
| Total interest expense | $1,778,000 | 6,892 |
| Net interest income | $1,480,000 | 8,319 |
| Provision for loan and lease losses | $35,000 | 7,226 |
| Total noninterest income | $262,000 | 7,430 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $262,000 | 4,411 |
| Total noninterest expense | $1,876,000 | 6,224 |
| Salaries and employee benefits | $800,000 | 6,982 |
| Premises and equipment expense | $538,000 | 3,553 |
| Additional noninterest expense | $538,000 | 6,781 |
| Pre-tax net operating income | $-169,000 | 11,037 |
| Securities gains (losses) | $60,000 | 1,226 |
| Applicable income taxes | $-40,000 | 11,055 |
| Income before extraordinary items | $-69,000 | 10,954 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-69,000 | 10,952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,930 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-107,400 | 10,967 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,296,000 | 7,810 |
| Total interest expense | $1,765,000 | 6,978 |
| Net interest income | $1,531,000 | 8,450 |
| Provision for loan and lease losses | $-16,000 | 11,454 |
| Total noninterest income | $223,000 | 8,091 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $223,000 | 4,811 |
| Total noninterest expense | $1,448,000 | 7,436 |
| Salaries and employee benefits | $750,000 | 7,398 |
| Premises and equipment expense | $459,000 | 4,049 |
| Additional noninterest expense | $239,000 | 9,944 |
| Pre-tax net operating income | $322,000 | 9,594 |
| Securities gains (losses) | $17,000 | 2,020 |
| Applicable income taxes | $93,000 | 9,312 |
| Income before extraordinary items | $246,000 | 9,450 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $246,000 | 9,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,295 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $233,590 | 9,551 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,247,000 | 7,703 |
| Total interest expense | $1,540,000 | 6,775 |
| Net interest income | $1,707,000 | 8,280 |
| Provision for loan and lease losses | $45,000 | 6,361 |
| Total noninterest income | $204,000 | 8,663 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $204,000 | 5,199 |
| Total noninterest expense | $1,523,000 | 7,533 |
| Salaries and employee benefits | $793,000 | 7,245 |
| Premises and equipment expense | $486,000 | 3,899 |
| Additional noninterest expense | $244,000 | 10,595 |
| Pre-tax net operating income | $343,000 | 9,784 |
| Securities gains (losses) | $29,000 | 1,487 |
| Applicable income taxes | $107,000 | 9,194 |
| Income before extraordinary items | $265,000 | 9,542 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $265,000 | 9,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,376 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $244,410 | 9,833 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,438,000 | 7,622 |
| Total interest expense | $1,777,000 | 6,397 |
| Net interest income | $1,661,000 | 8,609 |
| Provision for loan and lease losses | $18,000 | 9,198 |
| Total noninterest income | $290,000 | 7,805 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $290,000 | 4,566 |
| Total noninterest expense | $1,359,000 | 8,303 |
| Salaries and employee benefits | $643,000 | 8,453 |
| Premises and equipment expense | $464,000 | 4,134 |
| Additional noninterest expense | $252,000 | 11,052 |
| Pre-tax net operating income | $574,000 | 8,137 |
| Securities gains (losses) | $200,000 | 1,693 |
| Applicable income taxes | $199,000 | 7,638 |
| Income before extraordinary items | $575,000 | 6,975 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $575,000 | 7,147 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 7,294 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $427,000 | 7,894 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,020,000 | 7,481 |
| Total interest expense | $2,411,000 | 6,157 |
| Net interest income | $1,609,000 | 8,934 |
| Provision for loan and lease losses | $132,000 | 6,450 |
| Total noninterest income | $733,000 | 4,254 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $733,000 | 2,442 |
| Total noninterest expense | $1,382,000 | 8,369 |
| Salaries and employee benefits | $622,000 | 8,624 |
| Premises and equipment expense | $440,000 | 4,435 |
| Additional noninterest expense | $320,000 | 10,554 |
| Pre-tax net operating income | $828,000 | 6,437 |
| Securities gains (losses) | $99,000 | 3,013 |
| Applicable income taxes | $180,000 | 7,969 |
| Income before extraordinary items | $747,000 | 5,646 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $747,000 | 5,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 10,157 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $666,810 | 5,775 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.