Morgantown Bank & Trust Company, Incorporated, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$13,468,0002,437
Total interest expense$5,155,0001,987
Net interest income$8,313,0002,632
Provision for loan and lease losses$146,0002,218
Total noninterest income$2,005,0002,007
Gross Fiduciary activities income$18,000830
Service charges on deposit accounts$660,0001,380
Trading account gains and feesNANA
Additional Noninterest Income$1,327,0002,000
Total noninterest expense$8,259,0002,288
Salaries and employee benefits$4,192,0002,450
Premises and equipment expense$899,0002,146
Additional noninterest expense$1,327,0002,000
Pre-tax net operating income$1,913,0003,002
Securities gains (losses)$0988
Applicable income taxes$332,0002,167
Income before extraordinary items$1,581,0003,021
Extraordinary gains, net$054
Net income$1,581,0003,054
Minority interest net income$088
Net income of bank and minority interests.$1,581,0003,023
Net charge-offs$59,0001,740
Cash dividends$880,0002,299
Sale, conversion, retirement of capital stock, net$0540
Net operating income$1,581,0003,057
2023-09-30 (YTD Data)Rank
Total interest income$9,624,0002,478
Total interest expense$3,567,0001,960
Net interest income$6,057,0002,700
Provision for loan and lease losses$86,0002,235
Total noninterest income$1,531,0001,987
Gross Fiduciary activities income$5,000856
Service charges on deposit accounts$492,0001,392
Trading account gains and feesNANA
Additional Noninterest Income$1,034,0001,949
Total noninterest expense$5,956,0002,335
Salaries and employee benefits$3,028,0002,494
Premises and equipment expense$661,0002,180
Additional noninterest expense$1,034,0001,949
Pre-tax net operating income$1,546,0002,991
Securities gains (losses)$0849
Applicable income taxes$267,0002,182
Income before extraordinary items$1,279,0003,022
Extraordinary gains, net$052
Net income$1,279,0003,053
Minority interest net income$081
Net income of bank and minority interests.$1,279,0003,023
Net charge-offs$49,0001,492
Cash dividends$820,0001,855
Sale, conversion, retirement of capital stock, net$0507
Net operating income$1,279,0003,055
2023-06-30 (YTD Data)Rank
Total interest income$6,144,0002,501
Total interest expense$2,213,0001,891
Net interest income$3,931,0002,759
Provision for loan and lease losses$48,0002,263
Total noninterest income$1,070,0001,876
Gross Fiduciary activities income$4,000841
Service charges on deposit accounts$309,0001,426
Trading account gains and feesNANA
Additional Noninterest Income$757,0001,806
Total noninterest expense$3,981,0002,312
Salaries and employee benefits$2,050,0002,475
Premises and equipment expense$441,0002,171
Additional noninterest expense$757,0001,804
Pre-tax net operating income$972,0003,072
Securities gains (losses)$0938
Applicable income taxes$147,0002,334
Income before extraordinary items$825,0003,084
Extraordinary gains, net$051
Net income$825,0003,117
Minority interest net income$081
Net income of bank and minority interests.$825,0003,083
Net charge-offs$45,0001,211
Cash dividends$795,0001,582
Sale, conversion, retirement of capital stock, net$0486
Net operating income$825,0003,100
2023-03-31 (YTD Data)Rank
Total interest income$2,920,0002,550
Total interest expense$1,044,0001,784
Net interest income$1,876,0002,838
Provision for loan and lease losses$24,0002,080
Total noninterest income$635,0001,729
Gross Fiduciary activities income$4,000834
Service charges on deposit accounts$153,0001,457
Trading account gains and feesNANA
Additional Noninterest Income$478,0001,558
Total noninterest expense$1,957,0002,371
Salaries and employee benefits$966,0002,611
Premises and equipment expense$224,0002,192
Additional noninterest expense$478,0001,558
Pre-tax net operating income$530,0003,032
Securities gains (losses)$0950
Applicable income taxes$97,0002,161
Income before extraordinary items$433,0003,087
Extraordinary gains, net$04
Net income$433,0003,086
Minority interest net income$048
Net income of bank and minority interests.$433,0003,087
Net charge-offs$30,000971
Cash dividends$750,000976
Sale, conversion, retirement of capital stock, net$0430
Net operating income$433,0003,113
2022-12-31 (YTD Data)Rank
Total interest income$9,589,0002,576
Total interest expense$1,791,0001,720
Net interest income$7,798,0002,724
Provision for loan and lease losses$66,0002,426
Total noninterest income$1,823,0002,138
Gross Fiduciary activities income$25,000850
Service charges on deposit accounts$654,0001,407
Trading account gains and feesNANA
Additional Noninterest Income$1,144,0002,192
Total noninterest expense$7,359,0002,431
Salaries and employee benefits$3,773,0002,586
Premises and equipment expense$938,0002,085
Additional noninterest expense$1,144,0002,192
Pre-tax net operating income$2,196,0003,019
Securities gains (losses)$0691
Applicable income taxes$485,0002,045
Income before extraordinary items$1,711,0003,114
Extraordinary gains, net$05
Net income$1,711,0003,111
Minority interest net income$063
Net income of bank and minority interests.$1,711,0003,113
Net charge-offs$42,0001,632
Cash dividends$523,0002,669
Sale, conversion, retirement of capital stock, net$0568
Net operating income$1,711,0003,153
2022-06-30 (YTD Data)Rank
Total interest income$4,419,0002,601
Total interest expense$655,0001,609
Net interest income$3,764,0002,723
Provision for loan and lease losses$12,0002,374
Total noninterest income$895,0002,183
Gross Fiduciary activities income$9,000809
Service charges on deposit accounts$318,0001,446
Trading account gains and feesNANA
Additional Noninterest Income$568,0002,257
Total noninterest expense$3,458,0002,507
Salaries and employee benefits$1,738,0002,709
Premises and equipment expense$409,0002,297
Additional noninterest expense$1,311,0002,180
Pre-tax net operating income$1,189,0002,815
Securities gains (losses)$0687
Applicable income taxes$262,0001,930
Income before extraordinary items$927,0002,909
Extraordinary gains, net$04
Net income$927,0002,908
Minority interest net income$060
Net income of bank and minority interests.$927,0002,909
Net charge-offs$10,0001,581
Cash dividends$100,0002,722
Sale, conversion, retirement of capital stock, net$0494
Net operating income$927,0002,943
2022-03-31 (YTD Data)Rank
Total interest income$2,141,0002,608
Total interest expense$336,0001,516
Net interest income$1,805,0002,736
Provision for loan and lease losses$6,0002,109
Total noninterest income$443,0002,187
Gross Fiduciary activities income$7,000786
Service charges on deposit accounts$159,0001,429
Trading account gains and feesNANA
Additional Noninterest Income$277,0002,268
Total noninterest expense$1,700,0002,536
Salaries and employee benefits$862,0002,721
Premises and equipment expense$196,0002,365
Additional noninterest expense$642,0002,201
Pre-tax net operating income$542,0002,825
Securities gains (losses)$0623
Applicable income taxes$121,0001,954
Income before extraordinary items$421,0002,928
Extraordinary gains, net$04
Net income$421,0002,926
Minority interest net income$050
Net income of bank and minority interests.$421,0002,928
Net charge-offs$8,0001,246
Cash dividends$51,0002,137
Sale, conversion, retirement of capital stock, net$0453
Net operating income$421,0002,956
2021-12-31 (YTD Data)Rank
Total interest income$10,733,0002,372
Total interest expense$1,572,0001,604
Net interest income$9,161,0002,444
Provision for loan and lease losses$116,0002,119
Total noninterest income$1,686,0002,430
Gross Fiduciary activities income$25,000814
Service charges on deposit accounts$527,0001,549
Trading account gains and feesNANA
Additional Noninterest Income$1,134,0002,499
Total noninterest expense$7,085,0002,462
Salaries and employee benefits$3,681,0002,633
Premises and equipment expense$792,0002,327
Additional noninterest expense$2,612,0002,192
Pre-tax net operating income$3,646,0002,447
Securities gains (losses)$02,062
Applicable income taxes$833,0001,731
Income before extraordinary items$2,813,0002,623
Extraordinary gains, net$010
Net income$2,813,0002,624
Minority interest net income$074
Net income of bank and minority interests.$2,813,0002,624
Net charge-offs$15,0002,163
Cash dividends$528,0002,768
Sale, conversion, retirement of capital stock, net$0582
Net operating income$2,813,0002,605
2021-09-30 (YTD Data)Rank
Total interest income$8,479,0002,333
Total interest expense$1,195,0001,660
Net interest income$7,284,0002,419
Provision for loan and lease losses$112,0001,881
Total noninterest income$1,232,0002,475
Gross Fiduciary activities income$15,000819
Service charges on deposit accounts$374,0001,602
Trading account gains and feesNANA
Additional Noninterest Income$843,0002,560
Total noninterest expense$5,278,0002,482
Salaries and employee benefits$2,732,0002,655
Premises and equipment expense$633,0002,269
Additional noninterest expense$1,913,0002,221
Pre-tax net operating income$3,126,0002,379
Securities gains (losses)$02,015
Applicable income taxes$721,0001,711
Income before extraordinary items$2,405,0002,561
Extraordinary gains, net$08
Net income$2,405,0002,561
Minority interest net income$069
Net income of bank and minority interests.$2,405,0002,561
Net charge-offs$02,463
Cash dividends$154,0002,926
Sale, conversion, retirement of capital stock, net$0543
Net operating income$2,405,0002,530
2021-06-30 (YTD Data)Rank
Total interest income$4,361,0002,724
Total interest expense$802,0001,728
Net interest income$3,559,0002,877
Provision for loan and lease losses$6,0002,748
Total noninterest income$817,0002,454
Gross Fiduciary activities income$14,000796
Service charges on deposit accounts$234,0001,625
Trading account gains and feesNANA
Additional Noninterest Income$569,0002,504
Total noninterest expense$3,266,0002,602
Salaries and employee benefits$1,665,0002,789
Premises and equipment expense$343,0002,550
Additional noninterest expense$1,258,0002,229
Pre-tax net operating income$1,104,0003,143
Securities gains (losses)$01,818
Applicable income taxes$237,0002,189
Income before extraordinary items$867,0003,300
Extraordinary gains, net$06
Net income$867,0003,299
Minority interest net income$067
Net income of bank and minority interests.$867,0003,300
Net charge-offs$-25,0004,135
Cash dividends$103,0002,833
Sale, conversion, retirement of capital stock, net$0517
Net operating income$867,0003,271
2021-03-31 (YTD Data)Rank
Total interest income$2,117,0002,764
Total interest expense$401,0001,790
Net interest income$1,716,0002,907
Provision for loan and lease losses$3,0002,653
Total noninterest income$406,0002,463
Gross Fiduciary activities income$14,000757
Service charges on deposit accounts$118,0001,623
Trading account gains and feesNANA
Additional Noninterest Income$274,0002,543
Total noninterest expense$1,572,0002,645
Salaries and employee benefits$769,0002,890
Premises and equipment expense$205,0002,322
Additional noninterest expense$598,0002,267
Pre-tax net operating income$547,0003,145
Securities gains (losses)$01,392
Applicable income taxes$116,0002,186
Income before extraordinary items$431,0003,289
Extraordinary gains, net$03
Net income$431,0003,290
Minority interest net income$055
Net income of bank and minority interests.$431,0003,289
Net charge-offs$-64,0004,669
Cash dividends$52,0002,271
Sale, conversion, retirement of capital stock, net$0482
Net operating income$431,0003,262
2020-12-31 (YTD Data)Rank
Total interest income$9,228,0002,638
Total interest expense$1,995,0001,986
Net interest income$7,233,0002,770
Provision for loan and lease losses$200,0003,026
Total noninterest income$1,443,0002,471
Gross Fiduciary activities income$7,000918
Service charges on deposit accounts$475,0001,662
Trading account gains and feesNANA
Additional Noninterest Income$961,0002,521
Total noninterest expense$6,739,0002,523
Salaries and employee benefits$3,465,0002,703
Premises and equipment expense$695,0002,533
Additional noninterest expense$2,579,0002,162
Pre-tax net operating income$1,737,0003,099
Securities gains (losses)$02,675
Applicable income taxes$282,0002,344
Income before extraordinary items$1,455,0003,223
Extraordinary gains, net$04
Net income$1,455,0003,222
Minority interest net income$072
Net income of bank and minority interests.$1,455,0003,223
Net charge-offs$89,0002,086
Cash dividends$513,0002,802
Sale, conversion, retirement of capital stock, net$0566
Net operating income$1,455,0003,156
2020-09-30 (YTD Data)Rank
Total interest income$7,026,0002,634
Total interest expense$1,559,0002,007
Net interest income$5,467,0002,759
Provision for loan and lease losses$200,0002,745
Total noninterest income$952,0002,582
Gross Fiduciary activities income$4,000909
Service charges on deposit accounts$346,0001,699
Trading account gains and feesNANA
Additional Noninterest Income$602,0002,647
Total noninterest expense$5,056,0002,495
Salaries and employee benefits$2,580,0002,700
Premises and equipment expense$528,0002,514
Additional noninterest expense$1,948,0002,109
Pre-tax net operating income$1,163,0003,270
Securities gains (losses)$02,494
Applicable income taxes$198,0002,391
Income before extraordinary items$965,0003,398
Extraordinary gains, net$04
Net income$965,0003,397
Minority interest net income$065
Net income of bank and minority interests.$965,0003,398
Net charge-offs$64,0001,921
Cash dividends$177,0002,974
Sale, conversion, retirement of capital stock, net$0532
Net operating income$965,0003,344
2020-06-30 (YTD Data)Rank
Total interest income$4,826,0002,618
Total interest expense$1,088,0002,044
Net interest income$3,738,0002,744
Provision for loan and lease losses$200,0002,381
Total noninterest income$602,0002,606
Gross Fiduciary activities income$4,000887
Service charges on deposit accounts$221,0001,778
Trading account gains and feesNANA
Additional Noninterest Income$377,0002,669
Total noninterest expense$3,340,0002,515
Salaries and employee benefits$1,690,0002,736
Premises and equipment expense$349,0002,521
Additional noninterest expense$1,301,0002,103
Pre-tax net operating income$800,0003,235
Securities gains (losses)$02,249
Applicable income taxes$145,0002,297
Income before extraordinary items$655,0003,377
Extraordinary gains, net$04
Net income$655,0003,376
Minority interest net income$065
Net income of bank and minority interests.$655,0003,377
Net charge-offs$1,0002,929
Cash dividends$119,0002,919
Sale, conversion, retirement of capital stock, net$0504
Net operating income$655,0003,318
2020-03-31 (YTD Data)Rank
Total interest income$2,273,0002,721
Total interest expense$580,0002,101
Net interest income$1,693,0002,865
Provision for loan and lease losses$03,711
Total noninterest income$319,0002,440
Gross Fiduciary activities income$3,000856
Service charges on deposit accounts$135,0001,748
Trading account gains and feesNANA
Additional Noninterest Income$181,0002,554
Total noninterest expense$1,719,0002,492
Salaries and employee benefits$919,0002,618
Premises and equipment expense$169,0002,594
Additional noninterest expense$631,0002,168
Pre-tax net operating income$293,0003,426
Securities gains (losses)$01,705
Applicable income taxes$48,0002,435
Income before extraordinary items$245,0003,512
Extraordinary gains, net$04
Net income$245,0003,513
Minority interest net income$056
Net income of bank and minority interests.$245,0003,513
Net charge-offs$6,0002,039
Cash dividends$59,0002,463
Sale, conversion, retirement of capital stock, net$0482
Net operating income$245,0003,489
2019-12-31 (YTD Data)Rank
Total interest income$9,032,0002,755
Total interest expense$2,098,0002,265
Net interest income$6,934,0002,858
Provision for loan and lease losses$03,973
Total noninterest income$1,930,0002,003
Gross Fiduciary activities income$24,000856
Service charges on deposit accounts$597,0001,675
Trading account gains and feesNANA
Additional Noninterest Income$1,309,0001,949
Total noninterest expense$7,481,0002,345
Salaries and employee benefits$3,414,0002,706
Premises and equipment expense$720,0002,499
Additional noninterest expense$3,347,0001,741
Pre-tax net operating income$1,383,0003,491
Securities gains (losses)$02,379
Applicable income taxes$202,0002,629
Income before extraordinary items$1,181,0003,586
Extraordinary gains, net$011
Net income$1,181,0003,586
Minority interest net income$076
Net income of bank and minority interests.$1,181,0003,587
Net charge-offs$35,0002,837
Cash dividends$395,0003,167
Sale, conversion, retirement of capital stock, net$0626
Net operating income$1,181,0003,554
2019-09-30 (YTD Data)Rank
Total interest income$6,695,0002,807
Total interest expense$1,517,0002,337
Net interest income$5,178,0002,902
Provision for loan and lease losses$03,836
Total noninterest income$1,560,0001,931
Gross Fiduciary activities income$8,000902
Service charges on deposit accounts$437,0001,717
Trading account gains and feesNANA
Additional Noninterest Income$1,115,0001,793
Total noninterest expense$5,734,0002,325
Salaries and employee benefits$2,621,0002,680
Premises and equipment expense$504,0002,628
Additional noninterest expense$2,609,0001,683
Pre-tax net operating income$1,004,0003,624
Securities gains (losses)$02,167
Applicable income taxes$176,0002,576
Income before extraordinary items$828,0003,759
Extraordinary gains, net$011
Net income$828,0003,758
Minority interest net income$072
Net income of bank and minority interests.$828,0003,759
Net charge-offs$27,0002,576
Cash dividends$149,0003,240
Sale, conversion, retirement of capital stock, net$0590
Net operating income$828,0003,728
2019-06-30 (YTD Data)Rank
Total interest income$4,389,0002,848
Total interest expense$946,0002,419
Net interest income$3,443,0002,923
Provision for loan and lease losses$03,685
Total noninterest income$667,0002,412
Gross Fiduciary activities income$7,000891
Service charges on deposit accounts$276,0001,764
Trading account gains and feesNANA
Additional Noninterest Income$384,0002,530
Total noninterest expense$3,456,0002,491
Salaries and employee benefits$1,732,0002,712
Premises and equipment expense$340,0002,601
Additional noninterest expense$1,384,0002,071
Pre-tax net operating income$654,0003,663
Securities gains (losses)$01,702
Applicable income taxes$113,0002,597
Income before extraordinary items$541,0003,772
Extraordinary gains, net$011
Net income$541,0003,771
Minority interest net income$069
Net income of bank and minority interests.$541,0003,771
Net charge-offs$-4,0004,200
Cash dividends$97,0003,189
Sale, conversion, retirement of capital stock, net$0573
Net operating income$541,0003,738
2019-03-31 (YTD Data)Rank
Total interest income$2,139,0002,906
Total interest expense$429,0002,534
Net interest income$1,710,0002,957
Provision for loan and lease losses$03,406
Total noninterest income$278,0002,612
Gross Fiduciary activities income$3,000886
Service charges on deposit accounts$132,0001,819
Trading account gains and feesNANA
Additional Noninterest Income$143,0002,800
Total noninterest expense$1,745,0002,485
Salaries and employee benefits$943,0002,589
Premises and equipment expense$169,0002,641
Additional noninterest expense$633,0002,202
Pre-tax net operating income$243,0004,026
Securities gains (losses)$01,087
Applicable income taxes$41,0002,771
Income before extraordinary items$202,0004,088
Extraordinary gains, net$05
Net income$202,0004,086
Minority interest net income$052
Net income of bank and minority interests.$202,0004,087
Net charge-offs$-14,0004,769
Cash dividends$45,0002,648
Sale, conversion, retirement of capital stock, net$0529
Net operating income$202,0004,081
2018-12-31 (YTD Data)Rank
Total interest income$8,251,0002,881
Total interest expense$1,452,0002,393
Net interest income$6,799,0002,950
Provision for loan and lease losses$04,082
Total noninterest income$1,324,0002,485
Gross Fiduciary activities income$19,000918
Service charges on deposit accounts$586,0001,763
Trading account gains and feesNANA
Additional Noninterest Income$719,0002,622
Total noninterest expense$6,266,0002,650
Salaries and employee benefits$3,097,0002,894
Premises and equipment expense$696,0002,586
Additional noninterest expense$2,473,0002,244
Pre-tax net operating income$1,857,0003,243
Securities gains (losses)$01,125
Applicable income taxes$310,0002,366
Income before extraordinary items$1,547,0003,326
Extraordinary gains, net$06
Net income$1,547,0003,324
Minority interest net income$072
Net income of bank and minority interests.$1,547,0003,325
Net charge-offs$22,0003,061
Cash dividends$439,0003,090
Sale, conversion, retirement of capital stock, net$0671
Net operating income$1,547,0003,330
2018-09-30 (YTD Data)Rank
Total interest income$6,086,0002,917
Total interest expense$1,043,0002,377
Net interest income$5,043,0002,981
Provision for loan and lease losses$03,948
Total noninterest income$988,0002,523
Gross Fiduciary activities income$8,000921
Service charges on deposit accounts$429,0001,822
Trading account gains and feesNANA
Additional Noninterest Income$551,0002,631
Total noninterest expense$4,669,0002,669
Salaries and employee benefits$2,339,0002,894
Premises and equipment expense$516,0002,618
Additional noninterest expense$1,814,0002,279
Pre-tax net operating income$1,362,0003,321
Securities gains (losses)$01,118
Applicable income taxes$220,0002,470
Income before extraordinary items$1,142,0003,393
Extraordinary gains, net$05
Net income$1,142,0003,392
Minority interest net income$066
Net income of bank and minority interests.$1,142,0003,392
Net charge-offs$33,0002,445
Cash dividends$157,0003,202
Sale, conversion, retirement of capital stock, net$0633
Net operating income$1,142,0003,392
2018-06-30 (YTD Data)Rank
Total interest income$3,991,0002,934
Total interest expense$670,0002,362
Net interest income$3,321,0003,011
Provision for loan and lease losses$03,782
Total noninterest income$682,0002,474
Gross Fiduciary activities income$6,000925
Service charges on deposit accounts$276,0001,861
Trading account gains and feesNANA
Additional Noninterest Income$400,0002,517
Total noninterest expense$3,044,0002,720
Salaries and employee benefits$1,523,0002,959
Premises and equipment expense$353,0002,592
Additional noninterest expense$1,168,0002,345
Pre-tax net operating income$959,0003,218
Securities gains (losses)$0961
Applicable income taxes$147,0002,430
Income before extraordinary items$812,0003,268
Extraordinary gains, net$06
Net income$812,0003,267
Minority interest net income$065
Net income of bank and minority interests.$812,0003,267
Net charge-offs$22,0002,198
Cash dividends$105,0003,150
Sale, conversion, retirement of capital stock, net$0620
Net operating income$812,0003,257
2018-03-31 (YTD Data)Rank
Total interest income$1,940,0002,988
Total interest expense$328,0002,316
Net interest income$1,612,0003,080
Provision for loan and lease losses$03,508
Total noninterest income$277,0002,728
Gross Fiduciary activities income$5,000887
Service charges on deposit accounts$133,0001,911
Trading account gains and feesNANA
Additional Noninterest Income$139,0002,938
Total noninterest expense$1,587,0002,676
Salaries and employee benefits$830,0002,832
Premises and equipment expense$191,0002,514
Additional noninterest expense$566,0002,398
Pre-tax net operating income$302,0003,848
Securities gains (losses)$0735
Applicable income taxes$46,0002,756
Income before extraordinary items$256,0003,882
Extraordinary gains, net$07
Net income$256,0003,882
Minority interest net income$052
Net income of bank and minority interests.$256,0003,882
Net charge-offs$-3,0004,242
Cash dividends$52,0002,546
Sale, conversion, retirement of capital stock, net$0580
Net operating income$256,0003,884
2017-12-31 (YTD Data)Rank
Total interest income$7,570,0002,983
Total interest expense$1,097,0002,393
Net interest income$6,473,0003,036
Provision for loan and lease losses$04,227
Total noninterest income$1,195,0002,695
Gross Fiduciary activities income$10,000980
Service charges on deposit accounts$593,0001,796
Trading account gains and feesNANA
Additional Noninterest Income$592,0002,947
Total noninterest expense$5,801,0002,831
Salaries and employee benefits$3,033,0002,952
Premises and equipment expense$643,0002,810
Additional noninterest expense$2,125,0002,545
Pre-tax net operating income$1,867,0003,218
Securities gains (losses)$02,243
Applicable income taxes$621,0002,259
Income before extraordinary items$1,246,0003,419
Extraordinary gains, net$09
Net income$1,246,0003,417
Minority interest net income$076
Net income of bank and minority interests.$1,246,0003,419
Net charge-offs$50,0002,967
Cash dividends$438,0003,091
Sale, conversion, retirement of capital stock, net$0711
Net operating income$1,246,0003,404
2017-09-30 (YTD Data)Rank
Total interest income$5,608,0003,017
Total interest expense$799,0002,413
Net interest income$4,809,0003,078
Provision for loan and lease losses$04,088
Total noninterest income$893,0002,730
Gross Fiduciary activities income$2,0001,029
Service charges on deposit accounts$446,0001,800
Trading account gains and feesNANA
Additional Noninterest Income$445,0002,966
Total noninterest expense$4,413,0002,822
Salaries and employee benefits$2,349,0002,925
Premises and equipment expense$496,0002,778
Additional noninterest expense$1,568,0002,584
Pre-tax net operating income$1,289,0003,385
Securities gains (losses)$02,274
Applicable income taxes$347,0002,366
Income before extraordinary items$942,0003,638
Extraordinary gains, net$09
Net income$942,0003,638
Minority interest net income$071
Net income of bank and minority interests.$942,0003,638
Net charge-offs$49,0002,480
Cash dividends$160,0003,226
Sale, conversion, retirement of capital stock, net$0677
Net operating income$942,0003,614
2017-06-30 (YTD Data)Rank
Total interest income$3,690,0003,025
Total interest expense$506,0002,462
Net interest income$3,184,0003,082
Provision for loan and lease losses$03,871
Total noninterest income$595,0002,724
Gross Fiduciary activities income$1,0001,033
Service charges on deposit accounts$289,0001,830
Trading account gains and feesNANA
Additional Noninterest Income$305,0002,916
Total noninterest expense$2,900,0002,875
Salaries and employee benefits$1,541,0002,969
Premises and equipment expense$333,0002,775
Additional noninterest expense$1,026,0002,616
Pre-tax net operating income$879,0003,335
Securities gains (losses)$01,906
Applicable income taxes$236,0002,349
Income before extraordinary items$643,0003,568
Extraordinary gains, net$011
Net income$643,0003,567
Minority interest net income$071
Net income of bank and minority interests.$643,0003,568
Net charge-offs$29,0002,369
Cash dividends$106,0003,168
Sale, conversion, retirement of capital stock, net$0659
Net operating income$643,0003,537
2017-03-31 (YTD Data)Rank
Total interest income$1,815,0003,071
Total interest expense$247,0002,480
Net interest income$1,568,0003,113
Provision for loan and lease losses$03,537
Total noninterest income$282,0002,789
Gross Fiduciary activities income$1,000986
Service charges on deposit accounts$136,0001,910
Trading account gains and feesNANA
Additional Noninterest Income$145,0002,972
Total noninterest expense$1,475,0002,859
Salaries and employee benefits$811,0002,921
Premises and equipment expense$175,0002,733
Additional noninterest expense$489,0002,710
Pre-tax net operating income$375,0003,506
Securities gains (losses)$01,153
Applicable income taxes$94,0002,483
Income before extraordinary items$281,0003,711
Extraordinary gains, net$08
Net income$281,0003,711
Minority interest net income$055
Net income of bank and minority interests.$281,0003,712
Net charge-offs$-8,0004,903
Cash dividends$53,0002,599
Sale, conversion, retirement of capital stock, net$0632
Net operating income$281,0003,688
2016-12-31 (YTD Data)Rank
Total interest income$7,070,0003,107
Total interest expense$940,0002,526
Net interest income$6,130,0003,152
Provision for loan and lease losses$04,332
Total noninterest income$1,245,0002,722
Gross Fiduciary activities income$19,000963
Service charges on deposit accounts$568,0001,876
Trading account gains and fees$0170
Additional Noninterest Income$658,0002,918
Total noninterest expense$5,824,0002,903
Salaries and employee benefits$2,971,0003,033
Premises and equipment expense$675,0002,801
Additional noninterest expense$2,178,0002,598
Pre-tax net operating income$1,551,0003,463
Securities gains (losses)$03,212
Applicable income taxes$400,0002,448
Income before extraordinary items$1,151,0003,702
Extraordinary gains, net$05
Net income$1,151,0003,700
Minority interest net income$082
Net income of bank and minority interests.$1,151,0003,701
Net charge-offs$86,0002,732
Cash dividends$396,0003,227
Sale, conversion, retirement of capital stock, net$0759
Net operating income$1,151,0003,646
2016-09-30 (YTD Data)Rank
Total interest income$5,258,0003,135
Total interest expense$695,0002,542
Net interest income$4,563,0003,173
Provision for loan and lease losses$04,186
Total noninterest income$938,0002,713
Gross Fiduciary activities income$4,0001,030
Service charges on deposit accounts$435,0001,849
Trading account gains and fees$0169
Additional Noninterest Income$499,0002,901
Total noninterest expense$4,423,0002,877
Salaries and employee benefits$2,295,0002,984
Premises and equipment expense$507,0002,804
Additional noninterest expense$1,621,0002,621
Pre-tax net operating income$1,078,0003,604
Securities gains (losses)$03,160
Applicable income taxes$268,0002,582
Income before extraordinary items$810,0003,828
Extraordinary gains, net$05
Net income$810,0003,826
Minority interest net income$071
Net income of bank and minority interests.$810,0003,828
Net charge-offs$73,0002,319
Cash dividends$153,0003,291
Sale, conversion, retirement of capital stock, net$0719
Net operating income$810,0003,774
2016-06-30 (YTD Data)Rank
Total interest income$3,450,0003,174
Total interest expense$454,0002,594
Net interest income$2,996,0003,220
Provision for loan and lease losses$04,017
Total noninterest income$599,0002,754
Gross Fiduciary activities income$3,0001,028
Service charges on deposit accounts$270,0001,940
Trading account gains and fees$0157
Additional Noninterest Income$326,0002,919
Total noninterest expense$2,937,0002,907
Salaries and employee benefits$1,522,0003,019
Premises and equipment expense$348,0002,767
Additional noninterest expense$1,067,0002,658
Pre-tax net operating income$658,0003,749
Securities gains (losses)$02,835
Applicable income taxes$167,0002,630
Income before extraordinary items$491,0003,989
Extraordinary gains, net$016
Net income$491,0003,987
Minority interest net income$071
Net income of bank and minority interests.$491,0003,988
Net charge-offs$46,0002,204
Cash dividends$108,0003,214
Sale, conversion, retirement of capital stock, net$0705
Net operating income$491,0003,913
2016-03-31 (YTD Data)Rank
Total interest income$1,712,0003,197
Total interest expense$225,0002,623
Net interest income$1,487,0003,243
Provision for loan and lease losses$03,656
Total noninterest income$276,0002,856
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$126,0002,042
Trading account gains and fees$0142
Additional Noninterest Income$150,0002,980
Total noninterest expense$1,435,0002,964
Salaries and employee benefits$733,0003,113
Premises and equipment expense$179,0002,750
Additional noninterest expense$523,0002,683
Pre-tax net operating income$328,0003,719
Securities gains (losses)$02,077
Applicable income taxes$81,0002,628
Income before extraordinary items$247,0003,943
Extraordinary gains, net$012
Net income$247,0003,940
Minority interest net income$062
Net income of bank and minority interests.$247,0003,941
Net charge-offs$3,0002,735
Cash dividends$54,0002,615
Sale, conversion, retirement of capital stock, net$0659
Net operating income$247,0003,881
2015-12-31 (YTD Data)Rank
Total interest income$6,919,0003,135
Total interest expense$882,0002,648
Net interest income$6,037,0003,180
Provision for loan and lease losses$04,380
Total noninterest income$1,015,0003,048
Gross Fiduciary activities income$16,0001,008
Service charges on deposit accounts$508,0002,118
Trading account gains and fees$0159
Additional Noninterest Income$491,0003,309
Total noninterest expense$5,681,0002,980
Salaries and employee benefits$2,964,0003,054
Premises and equipment expense$639,0002,978
Additional noninterest expense$2,078,0002,727
Pre-tax net operating income$1,371,0003,638
Securities gains (losses)$03,216
Applicable income taxes$350,0002,530
Income before extraordinary items$1,021,0003,897
Extraordinary gains, net$023
Net income$1,021,0003,897
Minority interest net income$081
Net income of bank and minority interests.$1,021,0003,898
Net charge-offs$-86,0005,691
Cash dividends$547,0002,839
Sale, conversion, retirement of capital stock, net$0804
Net operating income$1,021,0003,841
2015-09-30 (YTD Data)Rank
Total interest income$4,982,0003,251
Total interest expense$652,0002,699
Net interest income$4,330,0003,296
Provision for loan and lease losses$04,232
Total noninterest income$807,0002,961
Gross Fiduciary activities income$5,0001,047
Service charges on deposit accounts$382,0002,114
Trading account gains and fees$0153
Additional Noninterest Income$420,0003,150
Total noninterest expense$4,198,0003,032
Salaries and employee benefits$2,191,0003,112
Premises and equipment expense$456,0003,120
Additional noninterest expense$1,551,0002,718
Pre-tax net operating income$939,0003,838
Securities gains (losses)$03,031
Applicable income taxes$229,0002,710
Income before extraordinary items$710,0004,091
Extraordinary gains, net$021
Net income$710,0004,090
Minority interest net income$078
Net income of bank and minority interests.$710,0004,093
Net charge-offs$14,0003,512
Cash dividends$166,0003,229
Sale, conversion, retirement of capital stock, net$0773
Net operating income$710,0004,031
2015-06-30 (YTD Data)Rank
Total interest income$3,301,0003,284
Total interest expense$435,0002,711
Net interest income$2,866,0003,319
Provision for loan and lease losses$04,069
Total noninterest income$517,0003,017
Gross Fiduciary activities income$2,0001,087
Service charges on deposit accounts$245,0002,143
Trading account gains and fees$0157
Additional Noninterest Income$270,0003,195
Total noninterest expense$2,847,0003,001
Salaries and employee benefits$1,532,0003,036
Premises and equipment expense$298,0003,183
Additional noninterest expense$1,017,0002,768
Pre-tax net operating income$536,0004,076
Securities gains (losses)$02,636
Applicable income taxes$108,0002,973
Income before extraordinary items$428,0004,201
Extraordinary gains, net$022
Net income$428,0004,203
Minority interest net income$075
Net income of bank and minority interests.$428,0004,204
Net charge-offs$1,0003,770
Cash dividends$110,0003,175
Sale, conversion, retirement of capital stock, net$0751
Net operating income$428,0004,141
2015-03-31 (YTD Data)Rank
Total interest income$1,653,0003,283
Total interest expense$217,0002,729
Net interest income$1,436,0003,315
Provision for loan and lease losses$03,703
Total noninterest income$247,0003,063
Gross Fiduciary activities income$1,0001,061
Service charges on deposit accounts$115,0002,246
Trading account gains and fees$0152
Additional Noninterest Income$131,0003,228
Total noninterest expense$1,411,0003,028
Salaries and employee benefits$739,0003,132
Premises and equipment expense$146,0003,249
Additional noninterest expense$526,0002,685
Pre-tax net operating income$272,0004,033
Securities gains (losses)$02,027
Applicable income taxes$61,0002,857
Income before extraordinary items$211,0004,195
Extraordinary gains, net$013
Net income$211,0004,197
Minority interest net income$064
Net income of bank and minority interests.$211,0004,198
Net charge-offs$03,288
Cash dividends$55,0002,562
Sale, conversion, retirement of capital stock, net$0697
Net operating income$211,0004,125
2014-12-31 (YTD Data)Rank
Total interest income$6,647,0003,302
Total interest expense$937,0002,692
Net interest income$5,710,0003,359
Provision for loan and lease losses$10,0004,406
Total noninterest income$1,023,0003,078
Gross Fiduciary activities income$15,0001,039
Service charges on deposit accounts$555,0002,104
Trading account gains and fees$0180
Additional Noninterest Income$453,0003,411
Total noninterest expense$5,473,0003,115
Salaries and employee benefits$2,907,0003,150
Premises and equipment expense$611,0003,187
Additional noninterest expense$1,955,0002,926
Pre-tax net operating income$1,250,0003,778
Securities gains (losses)$03,259
Applicable income taxes$290,0002,670
Income before extraordinary items$960,0004,029
Extraordinary gains, net$017
Net income$960,0004,028
Minority interest net income$084
Net income of bank and minority interests.$960,0004,030
Net charge-offs$136,0002,876
Cash dividends$425,0003,046
Sale, conversion, retirement of capital stock, net$0862
Net operating income$960,0003,966
2014-09-30 (YTD Data)Rank
Total interest income$4,965,0003,343
Total interest expense$712,0002,709
Net interest income$4,253,0003,405
Provision for loan and lease losses$5,0004,279
Total noninterest income$806,0003,029
Gross Fiduciary activities income$1,0001,152
Service charges on deposit accounts$420,0002,085
Trading account gains and fees$0174
Additional Noninterest Income$385,0003,266
Total noninterest expense$4,061,0003,160
Salaries and employee benefits$2,128,0003,220
Premises and equipment expense$477,0003,144
Additional noninterest expense$1,456,0002,964
Pre-tax net operating income$993,0003,769
Securities gains (losses)$02,980
Applicable income taxes$235,0002,677
Income before extraordinary items$758,0003,994
Extraordinary gains, net$015
Net income$758,0003,997
Minority interest net income$081
Net income of bank and minority interests.$758,0003,997
Net charge-offs$27,0003,687
Cash dividends$169,0003,193
Sale, conversion, retirement of capital stock, net$0819
Net operating income$758,0003,943
2014-06-30 (YTD Data)Rank
Total interest income$3,269,0003,371
Total interest expense$481,0002,720
Net interest income$2,788,0003,435
Provision for loan and lease losses$04,196
Total noninterest income$530,0003,010
Gross Fiduciary activities income$1,0001,132
Service charges on deposit accounts$279,0002,068
Trading account gains and fees$0172
Additional Noninterest Income$250,0003,290
Total noninterest expense$2,733,0003,146
Salaries and employee benefits$1,454,0003,180
Premises and equipment expense$321,0003,144
Additional noninterest expense$958,0002,992
Pre-tax net operating income$585,0003,922
Securities gains (losses)$02,580
Applicable income taxes$130,0002,801
Income before extraordinary items$455,0004,114
Extraordinary gains, net$020
Net income$455,0004,120
Minority interest net income$080
Net income of bank and minority interests.$455,0004,119
Net charge-offs$16,0003,514
Cash dividends$113,0003,083
Sale, conversion, retirement of capital stock, net$0794
Net operating income$455,0004,053
2014-03-31 (YTD Data)Rank
Total interest income$1,618,0003,414
Total interest expense$246,0002,708
Net interest income$1,372,0003,479
Provision for loan and lease losses$03,817
Total noninterest income$259,0003,010
Gross Fiduciary activities income$1,0001,081
Service charges on deposit accounts$137,0002,080
Trading account gains and fees$0147
Additional Noninterest Income$121,0003,299
Total noninterest expense$1,305,0003,275
Salaries and employee benefits$686,0003,340
Premises and equipment expense$160,0003,196
Additional noninterest expense$459,0003,091
Pre-tax net operating income$326,0003,673
Securities gains (losses)$01,715
Applicable income taxes$72,0002,656
Income before extraordinary items$254,0003,828
Extraordinary gains, net$016
Net income$254,0003,831
Minority interest net income$066
Net income of bank and minority interests.$254,0003,831
Net charge-offs$-5,0005,444
Cash dividends$57,0002,503
Sale, conversion, retirement of capital stock, net$0747
Net operating income$254,0003,789
2013-12-31 (YTD Data)Rank
Total interest income$6,611,0003,408
Total interest expense$1,189,0002,583
Net interest income$5,422,0003,507
Provision for loan and lease losses$80,0003,888
Total noninterest income$1,012,0003,175
Gross Fiduciary activities income$12,0001,093
Service charges on deposit accounts$540,0002,252
Trading account gains and fees$0184
Additional Noninterest Income$460,0003,475
Total noninterest expense$5,014,0003,394
Salaries and employee benefits$2,727,0003,318
Premises and equipment expense$636,0003,164
Additional noninterest expense$1,651,0003,415
Pre-tax net operating income$1,340,0003,592
Securities gains (losses)$03,182
Applicable income taxes$312,0002,592
Income before extraordinary items$1,028,0003,839
Extraordinary gains, net$029
Net income$1,028,0003,842
Minority interest net income$090
Net income of bank and minority interests.$1,028,0003,843
Net charge-offs$73,0004,051
Cash dividends$427,0002,932
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,028,0003,783
2013-09-30 (YTD Data)Rank
Total interest income$4,937,0003,448
Total interest expense$918,0002,601
Net interest income$4,019,0003,558
Provision for loan and lease losses$55,0003,887
Total noninterest income$736,0003,283
Gross Fiduciary activities income$-4,0006,891
Service charges on deposit accounts$402,0002,274
Trading account gains and fees$0180
Additional Noninterest Income$338,0003,573
Total noninterest expense$3,666,0003,468
Salaries and employee benefits$2,034,0003,353
Premises and equipment expense$471,0003,244
Additional noninterest expense$1,161,0003,578
Pre-tax net operating income$1,034,0003,637
Securities gains (losses)$03,040
Applicable income taxes$239,0002,624
Income before extraordinary items$795,0003,833
Extraordinary gains, net$025
Net income$795,0003,836
Minority interest net income$084
Net income of bank and minority interests.$795,0003,836
Net charge-offs$51,0003,838
Cash dividends$170,0003,037
Sale, conversion, retirement of capital stock, net$0868
Net operating income$795,0003,763
2013-06-30 (YTD Data)Rank
Total interest income$3,269,0003,463
Total interest expense$625,0002,615
Net interest income$2,644,0003,576
Provision for loan and lease losses$55,0003,542
Total noninterest income$479,0003,370
Gross Fiduciary activities income$-4,0006,940
Service charges on deposit accounts$263,0002,275
Trading account gains and fees$0157
Additional Noninterest Income$220,0003,646
Total noninterest expense$2,445,0003,493
Salaries and employee benefits$1,406,0003,287
Premises and equipment expense$306,0003,310
Additional noninterest expense$733,0003,712
Pre-tax net operating income$623,0003,760
Securities gains (losses)$02,791
Applicable income taxes$136,0002,781
Income before extraordinary items$487,0003,988
Extraordinary gains, net$022
Net income$487,0003,990
Minority interest net income$082
Net income of bank and minority interests.$487,0003,991
Net charge-offs$44,0003,462
Cash dividends$113,0002,923
Sale, conversion, retirement of capital stock, net$0838
Net operating income$487,0003,889
2013-03-31 (YTD Data)Rank
Total interest income$1,651,0003,470
Total interest expense$321,0002,640
Net interest income$1,330,0003,588
Provision for loan and lease losses$15,0003,721
Total noninterest income$222,0003,483
Gross Fiduciary activities income$-5,0007,019
Service charges on deposit accounts$123,0002,384
Trading account gains and fees$0148
Additional Noninterest Income$104,0003,700
Total noninterest expense$1,249,0003,455
Salaries and employee benefits$682,0003,388
Premises and equipment expense$152,0003,355
Additional noninterest expense$415,0003,417
Pre-tax net operating income$288,0003,872
Securities gains (losses)$01,966
Applicable income taxes$58,0002,891
Income before extraordinary items$230,0004,030
Extraordinary gains, net$010
Net income$230,0004,033
Minority interest net income$076
Net income of bank and minority interests.$230,0004,033
Net charge-offs$5,0003,681
Cash dividends$57,0002,310
Sale, conversion, retirement of capital stock, net$0789
Net operating income$230,0003,939
2012-12-31 (YTD Data)Rank
Total interest income$6,809,0003,505
Total interest expense$1,421,0002,838
Net interest income$5,388,0003,621
Provision for loan and lease losses$175,0004,124
Total noninterest income$1,036,0003,200
Gross Fiduciary activities income$16,0001,085
Service charges on deposit accounts$559,0002,272
Trading account gains and fees$0166
Additional Noninterest Income$461,0003,445
Total noninterest expense$5,255,0003,340
Salaries and employee benefits$2,766,0003,314
Premises and equipment expense$578,0003,481
Additional noninterest expense$1,911,0003,197
Pre-tax net operating income$994,0004,030
Securities gains (losses)$03,810
Applicable income taxes$198,0003,017
Income before extraordinary items$796,0004,272
Extraordinary gains, net$029
Net income$796,0004,271
Minority interest net income$093
Net income of bank and minority interests.$796,0004,273
Net charge-offs$92,0004,485
Cash dividends$551,0002,660
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$796,0004,101
2012-09-30 (YTD Data)Rank
Total interest income$5,143,0003,550
Total interest expense$1,081,0002,902
Net interest income$4,062,0003,672
Provision for loan and lease losses$175,0003,700
Total noninterest income$774,0003,216
Gross Fiduciary activities income$3,0001,175
Service charges on deposit accounts$418,0002,304
Trading account gains and fees$0157
Additional Noninterest Income$353,0003,459
Total noninterest expense$3,825,0003,445
Salaries and employee benefits$2,015,0003,404
Premises and equipment expense$415,0003,629
Additional noninterest expense$1,395,0003,286
Pre-tax net operating income$836,0003,959
Securities gains (losses)$03,575
Applicable income taxes$182,0002,915
Income before extraordinary items$654,0004,213
Extraordinary gains, net$020
Net income$654,0004,213
Minority interest net income$086
Net income of bank and minority interests.$654,0004,213
Net charge-offs$109,0003,885
Cash dividends$172,0003,024
Sale, conversion, retirement of capital stock, net$0952
Net operating income$654,0004,042
2012-06-30 (YTD Data)Rank
Total interest income$3,451,0003,561
Total interest expense$720,0002,988
Net interest income$2,731,0003,669
Provision for loan and lease losses$125,0003,566
Total noninterest income$493,0003,265
Gross Fiduciary activities income$2,0001,169
Service charges on deposit accounts$266,0002,372
Trading account gains and fees$0153
Additional Noninterest Income$225,0003,502
Total noninterest expense$2,625,0003,388
Salaries and employee benefits$1,354,0003,401
Premises and equipment expense$282,0003,575
Additional noninterest expense$989,0003,153
Pre-tax net operating income$474,0004,188
Securities gains (losses)$03,178
Applicable income taxes$88,0003,159
Income before extraordinary items$386,0004,432
Extraordinary gains, net$019
Net income$386,0004,438
Minority interest net income$084
Net income of bank and minority interests.$386,0004,436
Net charge-offs$73,0003,710
Cash dividends$114,0002,915
Sale, conversion, retirement of capital stock, net$0928
Net operating income$386,0004,241
2012-03-31 (YTD Data)Rank
Total interest income$1,657,0003,721
Total interest expense$354,0003,118
Net interest income$1,303,0003,802
Provision for loan and lease losses$75,0003,178
Total noninterest income$171,0003,968
Gross Fiduciary activities income$2,0001,093
Service charges on deposit accounts$131,0002,388
Trading account gains and fees$0148
Additional Noninterest Income$38,0005,091
Total noninterest expense$1,174,0003,691
Salaries and employee benefits$625,0003,624
Premises and equipment expense$147,0003,517
Additional noninterest expense$402,0003,623
Pre-tax net operating income$225,0004,334
Securities gains (losses)$02,210
Applicable income taxes$39,0003,256
Income before extraordinary items$186,0004,501
Extraordinary gains, net$019
Net income$186,0004,503
Minority interest net income$078
Net income of bank and minority interests.$186,0004,504
Net charge-offs$16,0003,803
Cash dividends$57,0002,367
Sale, conversion, retirement of capital stock, net$0861
Net operating income$186,0004,359
2011-12-31 (YTD Data)Rank
Total interest income$6,468,0003,871
Total interest expense$1,526,0003,402
Net interest income$4,942,0003,936
Provision for loan and lease losses$275,0004,242
Total noninterest income$934,0003,231
Gross Fiduciary activities income$17,0001,051
Service charges on deposit accounts$612,0002,208
Trading account gains and fees$0146
Additional Noninterest Income$305,0003,844
Total noninterest expense$4,850,0003,619
Salaries and employee benefits$2,495,0003,566
Premises and equipment expense$590,0003,619
Additional noninterest expense$1,765,0003,446
Pre-tax net operating income$751,0004,170
Securities gains (losses)$03,838
Applicable income taxes$106,0003,346
Income before extraordinary items$645,0004,281
Extraordinary gains, net$029
Net income$645,0004,283
Minority interest net income$096
Net income of bank and minority interests.$645,0004,283
Net charge-offs$34,0005,679
Cash dividends$229,0003,239
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$645,0004,161
2011-09-30 (YTD Data)Rank
Total interest income$4,824,0003,921
Total interest expense$1,152,0003,512
Net interest income$3,672,0003,982
Provision for loan and lease losses$225,0003,970
Total noninterest income$716,0003,212
Gross Fiduciary activities income$2,0001,160
Service charges on deposit accounts$464,0002,195
Trading account gains and fees$0145
Additional Noninterest Income$250,0003,740
Total noninterest expense$3,310,0003,864
Salaries and employee benefits$1,778,0003,717
Premises and equipment expense$420,0003,800
Additional noninterest expense$1,112,0003,882
Pre-tax net operating income$853,0003,600
Securities gains (losses)$03,555
Applicable income taxes$175,0002,772
Income before extraordinary items$678,0003,810
Extraordinary gains, net$021
Net income$678,0003,811
Minority interest net income$087
Net income of bank and minority interests.$678,0003,811
Net charge-offs$7,0005,861
Cash dividends$171,0002,821
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$678,0003,703
2011-06-30 (YTD Data)Rank
Total interest income$3,222,0003,949
Total interest expense$776,0003,581
Net interest income$2,446,0003,990
Provision for loan and lease losses$150,0003,873
Total noninterest income$478,0003,212
Gross Fiduciary activities income$1,0001,171
Service charges on deposit accounts$302,0002,219
Trading account gains and fees$0153
Additional Noninterest Income$175,0003,705
Total noninterest expense$2,140,0003,995
Salaries and employee benefits$1,129,0003,874
Premises and equipment expense$264,0003,973
Additional noninterest expense$747,0003,910
Pre-tax net operating income$634,0003,361
Securities gains (losses)$02,914
Applicable income taxes$136,0002,602
Income before extraordinary items$498,0003,595
Extraordinary gains, net$015
Net income$498,0003,597
Minority interest net income$089
Net income of bank and minority interests.$498,0003,596
Net charge-offs$-3,0006,756
Cash dividends$114,0002,718
Sale, conversion, retirement of capital stock, net$0986
Net operating income$498,0003,496
2011-03-31 (YTD Data)Rank
Total interest income$1,588,0004,004
Total interest expense$378,0003,734
Net interest income$1,210,0004,028
Provision for loan and lease losses$75,0003,668
Total noninterest income$256,0003,115
Gross Fiduciary activities income$1,0001,126
Service charges on deposit accounts$145,0002,245
Trading account gains and fees$0158
Additional Noninterest Income$110,0003,402
Total noninterest expense$1,068,0004,016
Salaries and employee benefits$563,0003,903
Premises and equipment expense$130,0004,058
Additional noninterest expense$375,0003,894
Pre-tax net operating income$323,0003,383
Securities gains (losses)$01,772
Applicable income taxes$65,0002,620
Income before extraordinary items$258,0003,526
Extraordinary gains, net$09
Net income$258,0003,522
Minority interest net income$086
Net income of bank and minority interests.$258,0003,524
Net charge-offs$-5,0006,778
Cash dividends$57,0002,190
Sale, conversion, retirement of capital stock, net$0925
Net operating income$258,0003,464
2010-12-31 (YTD Data)Rank
Total interest income$6,462,0004,110
Total interest expense$2,025,0003,531
Net interest income$4,437,0004,286
Provision for loan and lease losses$1,660,0002,319
Total noninterest income$924,0003,359
Gross Fiduciary activities income$23,0001,048
Service charges on deposit accounts$633,0002,199
Trading account gains and fees$0175
Additional Noninterest Income$268,0004,129
Total noninterest expense$4,840,0003,709
Salaries and employee benefits$2,486,0003,595
Premises and equipment expense$538,0004,004
Additional noninterest expense$1,816,0003,514
Pre-tax net operating income$-1,139,0006,541
Securities gains (losses)$03,793
Applicable income taxes$-587,0007,206
Income before extraordinary items$-552,0006,394
Extraordinary gains, net$029
Net income$-552,0006,395
Minority interest net income$0111
Net income of bank and minority interests.$-552,0006,395
Net charge-offs$2,041,0001,837
Cash dividends$171,0003,412
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-552,0006,355
2010-09-30 (YTD Data)Rank
Total interest income$4,812,0004,212
Total interest expense$1,557,0003,602
Net interest income$3,255,0004,396
Provision for loan and lease losses$1,375,0002,101
Total noninterest income$683,0003,434
Gross Fiduciary activities income$11,0001,082
Service charges on deposit accounts$477,0002,240
Trading account gains and fees$0165
Additional Noninterest Income$195,0004,216
Total noninterest expense$3,327,0003,943
Salaries and employee benefits$1,832,0003,686
Premises and equipment expense$389,0004,160
Additional noninterest expense$1,106,0004,024
Pre-tax net operating income$-764,0006,683
Securities gains (losses)$03,651
Applicable income taxes$-341,0007,298
Income before extraordinary items$-423,0006,624
Extraordinary gains, net$023
Net income$-423,0006,624
Minority interest net income$0110
Net income of bank and minority interests.$-423,0006,624
Net charge-offs$2,039,0001,489
Cash dividends$171,0002,833
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-423,0006,552
2010-06-30 (YTD Data)Rank
Total interest income$3,189,0004,263
Total interest expense$1,088,0003,578
Net interest income$2,101,0004,492
Provision for loan and lease losses$450,0002,998
Total noninterest income$442,0003,457
Gross Fiduciary activities income$10,0001,056
Service charges on deposit accounts$301,0002,350
Trading account gains and fees$0152
Additional Noninterest Income$131,0004,207
Total noninterest expense$2,227,0003,935
Salaries and employee benefits$1,218,0003,724
Premises and equipment expense$256,0004,208
Additional noninterest expense$753,0003,939
Pre-tax net operating income$-134,0006,340
Securities gains (losses)$03,184
Applicable income taxes$-143,0007,264
Income before extraordinary items$9,0006,132
Extraordinary gains, net$019
Net income$9,0006,134
Minority interest net income$0105
Net income of bank and minority interests.$9,0006,133
Net charge-offs$536,0002,364
Cash dividends$114,0002,734
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$9,0006,032
2010-03-31 (YTD Data)Rank
Total interest income$1,580,0004,349
Total interest expense$553,0003,656
Net interest income$1,027,0004,594
Provision for loan and lease losses$75,0004,293
Total noninterest income$214,0003,504
Gross Fiduciary activities income$9,000991
Service charges on deposit accounts$139,0002,481
Trading account gains and fees$0175
Additional Noninterest Income$66,0004,229
Total noninterest expense$1,092,0004,025
Salaries and employee benefits$592,0003,872
Premises and equipment expense$114,0004,601
Additional noninterest expense$386,0003,886
Pre-tax net operating income$74,0005,366
Securities gains (losses)$02,284
Applicable income taxes$-25,0007,227
Income before extraordinary items$99,0004,997
Extraordinary gains, net$016
Net income$99,0004,998
Minority interest net income$091
Net income of bank and minority interests.$99,0004,997
Net charge-offs$48,0003,740
Cash dividends$57,0002,217
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$99,0004,884
2009-12-31 (YTD Data)Rank
Total interest income$6,867,0004,227
Total interest expense$2,481,0003,911
Net interest income$4,386,0004,301
Provision for loan and lease losses$550,0004,387
Total noninterest income$839,0003,673
Gross Fiduciary activities income$15,0001,124
Service charges on deposit accounts$633,0002,440
Trading account gains and fees$0211
Additional Noninterest Income$191,0004,711
Total noninterest expense$4,465,0004,033
Salaries and employee benefits$2,279,0003,976
Premises and equipment expense$543,0004,160
Additional noninterest expense$1,643,0003,843
Pre-tax net operating income$210,0004,780
Securities gains (losses)$03,754
Applicable income taxes$-70,0006,504
Income before extraordinary items$280,0004,535
Extraordinary gains, net$034
Net income$280,0004,535
Minority interest net income$0115
Net income of bank and minority interests.$280,0004,536
Net charge-offs$430,0003,990
Cash dividends$231,0003,508
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$280,0004,466
2009-09-30 (YTD Data)Rank
Total interest income$5,184,0004,265
Total interest expense$1,890,0004,003
Net interest income$3,294,0004,309
Provision for loan and lease losses$325,0004,466
Total noninterest income$621,0003,777
Gross Fiduciary activities income$3,0001,227
Service charges on deposit accounts$474,0002,467
Trading account gains and fees$0212
Additional Noninterest Income$144,0004,845
Total noninterest expense$3,288,0004,086
Salaries and employee benefits$1,764,0003,913
Premises and equipment expense$369,0004,468
Additional noninterest expense$1,155,0003,975
Pre-tax net operating income$302,0004,521
Securities gains (losses)$03,497
Applicable income taxes$-40,0006,786
Income before extraordinary items$342,0004,254
Extraordinary gains, net$027
Net income$342,0004,249
Minority interest net income$0118
Net income of bank and minority interests.$342,0004,252
Net charge-offs$304,0003,686
Cash dividends$174,0003,211
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$342,0004,182
2009-06-30 (YTD Data)Rank
Total interest income$3,566,0004,212
Total interest expense$1,268,0004,100
Net interest income$2,298,0004,155
Provision for loan and lease losses$250,0003,992
Total noninterest income$395,0003,865
Gross Fiduciary activities income$2,0001,233
Service charges on deposit accounts$309,0002,484
Trading account gains and fees$0193
Additional Noninterest Income$84,0005,093
Total noninterest expense$2,192,0004,109
Salaries and employee benefits$1,151,0003,994
Premises and equipment expense$247,0004,491
Additional noninterest expense$794,0003,893
Pre-tax net operating income$251,0004,375
Securities gains (losses)$03,136
Applicable income taxes$-26,0006,899
Income before extraordinary items$277,0004,089
Extraordinary gains, net$021
Net income$277,0004,089
Minority interest net income$0112
Net income of bank and minority interests.$277,0004,089
Net charge-offs$283,0003,005
Cash dividends$117,0003,169
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$277,0003,975
2009-03-31 (YTD Data)Rank
Total interest income$1,836,0004,180
Total interest expense$647,0004,163
Net interest income$1,189,0004,061
Provision for loan and lease losses$150,0003,210
Total noninterest income$178,0004,042
Gross Fiduciary activities income$1,0001,214
Service charges on deposit accounts$144,0002,555
Trading account gains and fees$0171
Additional Noninterest Income$33,0005,480
Total noninterest expense$1,070,0004,106
Salaries and employee benefits$565,0004,082
Premises and equipment expense$128,0004,454
Additional noninterest expense$377,0003,753
Pre-tax net operating income$147,0004,540
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$147,0004,387
Extraordinary gains, net$015
Net income$147,0004,390
Minority interest net income$0102
Net income of bank and minority interests.$147,0004,390
Net charge-offs$212,0002,087
Cash dividends$59,0002,588
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$147,0004,226
2008-12-31 (YTD Data)Rank
Total interest income$8,109,0004,096
Total interest expense$3,178,0004,089
Net interest income$4,931,0003,981
Provision for loan and lease losses$900,0002,867
Total noninterest income$932,0003,561
Gross Fiduciary activities income$30,0001,053
Service charges on deposit accounts$693,0002,360
Trading account gains and fees$0154
Additional Noninterest Income$209,0004,756
Total noninterest expense$4,254,0004,051
Salaries and employee benefits$2,448,0003,828
Premises and equipment expense$502,0004,443
Additional noninterest expense$1,304,0004,015
Pre-tax net operating income$709,0004,367
Securities gains (losses)$8,0002,595
Applicable income taxes$45,0003,900
Income before extraordinary items$672,0003,998
Extraordinary gains, net$039
Net income$672,0003,999
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$408,0003,093
Cash dividends$628,0003,019
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$664,4804,168
2008-09-30 (YTD Data)Rank
Total interest income$6,159,0004,139
Total interest expense$2,496,0004,080
Net interest income$3,663,0004,034
Provision for loan and lease losses$750,0002,169
Total noninterest income$685,0003,682
Gross Fiduciary activities income$11,0001,141
Service charges on deposit accounts$519,0002,380
Trading account gains and fees$0148
Additional Noninterest Income$155,0004,889
Total noninterest expense$3,023,0004,192
Salaries and employee benefits$1,809,0003,910
Premises and equipment expense$343,0004,721
Additional noninterest expense$871,0004,307
Pre-tax net operating income$575,0004,718
Securities gains (losses)$03,106
Applicable income taxes$47,0004,136
Income before extraordinary items$528,0004,346
Extraordinary gains, net$031
Net income$528,0004,344
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0004,332
Cash dividends$516,0002,684
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$528,0004,489
2008-06-30 (YTD Data)Rank
Total interest income$4,224,0004,101
Total interest expense$1,745,0004,098
Net interest income$2,479,0004,001
Provision for loan and lease losses$100,0004,246
Total noninterest income$461,0003,693
Gross Fiduciary activities income$7,0001,174
Service charges on deposit accounts$344,0002,380
Trading account gains and fees$0149
Additional Noninterest Income$110,0004,890
Total noninterest expense$2,031,0004,188
Salaries and employee benefits$1,204,0003,944
Premises and equipment expense$234,0004,684
Additional noninterest expense$593,0004,236
Pre-tax net operating income$809,0003,408
Securities gains (losses)$03,233
Applicable income taxes$177,0002,829
Income before extraordinary items$632,0003,521
Extraordinary gains, net$021
Net income$632,0003,521
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0004,471
Cash dividends$158,0003,678
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$632,0003,466
2008-03-31 (YTD Data)Rank
Total interest income$2,145,0004,132
Total interest expense$922,0004,121
Net interest income$1,223,0004,054
Provision for loan and lease losses$45,0003,899
Total noninterest income$232,0003,683
Gross Fiduciary activities income$6,0001,090
Service charges on deposit accounts$168,0002,389
Trading account gains and fees$0158
Additional Noninterest Income$58,0004,758
Total noninterest expense$992,0004,263
Salaries and employee benefits$582,0004,068
Premises and equipment expense$117,0004,703
Additional noninterest expense$293,0004,192
Pre-tax net operating income$418,0003,449
Securities gains (losses)$02,688
Applicable income taxes$92,0002,892
Income before extraordinary items$326,0003,621
Extraordinary gains, net$015
Net income$326,0003,625
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0004,162
Cash dividends$100,0002,880
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$326,0003,528
2007-12-31 (YTD Data)Rank
Total interest income$8,621,0004,157
Total interest expense$3,740,0004,183
Net interest income$4,881,0004,077
Provision for loan and lease losses$180,0004,023
Total noninterest income$887,0003,793
Gross Fiduciary activities income$31,0001,086
Service charges on deposit accounts$695,0002,383
Trading account gains and fees$0178
Additional Noninterest Income$161,0005,455
Total noninterest expense$3,733,0004,331
Salaries and employee benefits$1,971,0004,423
Premises and equipment expense$500,0004,362
Additional noninterest expense$1,262,0003,931
Pre-tax net operating income$1,855,0003,479
Securities gains (losses)$02,146
Applicable income taxes$317,0003,322
Income before extraordinary items$1,538,0003,387
Extraordinary gains, net$039
Net income$1,538,0003,386
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,761
Cash dividends$725,0003,129
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,538,0003,370
2007-09-30 (YTD Data)Rank
Total interest income$6,455,0004,184
Total interest expense$2,761,0004,228
Net interest income$3,694,0004,055
Provision for loan and lease losses$135,0003,624
Total noninterest income$650,0003,846
Gross Fiduciary activities income$9,0001,194
Service charges on deposit accounts$511,0002,401
Trading account gains and fees$0184
Additional Noninterest Income$130,0005,342
Total noninterest expense$3,042,0004,060
Salaries and employee benefits$1,737,0003,926
Premises and equipment expense$386,0004,270
Additional noninterest expense$919,0003,953
Pre-tax net operating income$1,167,0004,012
Securities gains (losses)$01,655
Applicable income taxes$255,0003,406
Income before extraordinary items$912,0004,091
Extraordinary gains, net$033
Net income$912,0004,090
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-44,0008,231
Cash dividends$520,0002,876
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$912,0004,076
2007-06-30 (YTD Data)Rank
Total interest income$4,214,0004,263
Total interest expense$1,793,0004,298
Net interest income$2,421,0004,141
Provision for loan and lease losses$90,0003,429
Total noninterest income$424,0003,902
Gross Fiduciary activities income$6,0001,205
Service charges on deposit accounts$344,0002,387
Trading account gains and fees$0168
Additional Noninterest Income$74,0005,653
Total noninterest expense$2,023,0004,097
Salaries and employee benefits$1,155,0003,967
Premises and equipment expense$262,0004,247
Additional noninterest expense$606,0003,984
Pre-tax net operating income$732,0004,215
Securities gains (losses)$01,444
Applicable income taxes$164,0003,526
Income before extraordinary items$568,0004,276
Extraordinary gains, net$029
Net income$568,0004,276
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,435
Cash dividends$243,0003,404
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$568,0004,266
2007-03-31 (YTD Data)Rank
Total interest income$2,062,0004,315
Total interest expense$867,0004,368
Net interest income$1,195,0004,174
Provision for loan and lease losses$38,0003,501
Total noninterest income$182,0004,231
Gross Fiduciary activities income$5,0001,109
Service charges on deposit accounts$158,0002,498
Trading account gains and fees$0195
Additional Noninterest Income$19,0006,688
Total noninterest expense$981,0004,203
Salaries and employee benefits$564,0004,051
Premises and equipment expense$135,0004,167
Additional noninterest expense$282,0004,146
Pre-tax net operating income$358,0004,257
Securities gains (losses)$01,187
Applicable income taxes$60,0003,913
Income before extraordinary items$298,0004,192
Extraordinary gains, net$022
Net income$298,0004,193
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,238
Cash dividends$184,0002,551
Sale, conversion, retirement of capital stock, net$0885
Net operating income$298,0004,173
2006-12-31 (YTD Data)Rank
Total interest income$7,578,0004,343
Total interest expense$3,040,0004,289
Net interest income$4,538,0004,313
Provision for loan and lease losses$290,0002,855
Total noninterest income$855,0003,897
Gross Fiduciary activities income$29,0001,113
Service charges on deposit accounts$651,0002,527
Trading account gains and fees$0130
Additional Noninterest Income$175,0005,346
Total noninterest expense$3,868,0004,083
Salaries and employee benefits$2,243,0003,922
Premises and equipment expense$491,0004,325
Additional noninterest expense$1,134,0004,112
Pre-tax net operating income$1,235,0004,724
Securities gains (losses)$-2,0006,862
Applicable income taxes$239,0004,096
Income before extraordinary items$994,0004,737
Extraordinary gains, net$051
Net income$994,0004,739
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$506,0001,164
Cash dividends$1,459,0001,978
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$995,6204,725
2006-09-30 (YTD Data)Rank
Total interest income$5,559,0004,389
Total interest expense$2,197,0004,292
Net interest income$3,362,0004,380
Provision for loan and lease losses$190,0002,962
Total noninterest income$611,0004,018
Gross Fiduciary activities income$14,0001,157
Service charges on deposit accounts$489,0002,525
Trading account gains and fees$0126
Additional Noninterest Income$108,0005,705
Total noninterest expense$2,887,0004,084
Salaries and employee benefits$1,648,0003,973
Premises and equipment expense$360,0004,385
Additional noninterest expense$879,0003,987
Pre-tax net operating income$896,0004,982
Securities gains (losses)$-2,0007,192
Applicable income taxes$130,0004,652
Income before extraordinary items$764,0004,799
Extraordinary gains, net$045
Net income$764,0004,803
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$167,0001,717
Cash dividends$1,280,0001,642
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$765,7004,798
2006-06-30 (YTD Data)Rank
Total interest income$3,562,0004,462
Total interest expense$1,401,0004,286
Net interest income$2,161,0004,499
Provision for loan and lease losses$165,0002,445
Total noninterest income$431,0003,874
Gross Fiduciary activities income$14,0001,120
Service charges on deposit accounts$329,0002,475
Trading account gains and fees$0126
Additional Noninterest Income$88,0005,398
Total noninterest expense$1,910,0004,123
Salaries and employee benefits$1,099,0003,987
Premises and equipment expense$238,0004,408
Additional noninterest expense$573,0004,054
Pre-tax net operating income$517,0005,333
Securities gains (losses)$01,185
Applicable income taxes$75,0004,845
Income before extraordinary items$442,0005,170
Extraordinary gains, net$039
Net income$442,0005,174
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$181,0001,173
Cash dividends$226,0003,528
Sale, conversion, retirement of capital stock, net$0887
Net operating income$442,0005,165
2006-03-31 (YTD Data)Rank
Total interest income$1,744,0004,464
Total interest expense$673,0004,276
Net interest income$1,071,0004,501
Provision for loan and lease losses$38,0003,609
Total noninterest income$209,0003,888
Gross Fiduciary activities income$9,0001,079
Service charges on deposit accounts$161,0002,439
Trading account gains and fees$0115
Additional Noninterest Income$39,0005,582
Total noninterest expense$960,0004,127
Salaries and employee benefits$540,0004,063
Premises and equipment expense$118,0004,464
Additional noninterest expense$302,0003,867
Pre-tax net operating income$282,0005,107
Securities gains (losses)$0955
Applicable income taxes$40,0004,735
Income before extraordinary items$242,0004,923
Extraordinary gains, net$021
Net income$242,0004,923
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0002,616
Cash dividends$163,0002,635
Sale, conversion, retirement of capital stock, net$0648
Net operating income$242,0004,902
2005-12-31 (YTD Data)Rank
Total interest income$6,503,0004,384
Total interest expense$2,443,0003,884
Net interest income$4,060,0004,576
Provision for loan and lease losses$50,0005,734
Total noninterest income$840,0003,945
Gross Fiduciary activities income$18,0001,196
Service charges on deposit accounts$702,0002,348
Trading account gains and fees$0138
Additional Noninterest Income$120,0006,115
Total noninterest expense$3,875,0003,955
Salaries and employee benefits$2,203,0003,839
Premises and equipment expense$474,0004,335
Additional noninterest expense$1,198,0003,878
Pre-tax net operating income$975,0005,416
Securities gains (losses)$-11,0007,567
Applicable income taxes$114,0005,263
Income before extraordinary items$850,0005,213
Extraordinary gains, net$046
Net income$850,0005,215
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$144,0002,792
Cash dividends$722,0003,016
Sale, conversion, retirement of capital stock, net$0934
Net operating income$859,6805,160
2005-09-30 (YTD Data)Rank
Total interest income$4,792,0004,390
Total interest expense$1,789,0003,809
Net interest income$3,003,0004,637
Provision for loan and lease losses$50,0005,172
Total noninterest income$608,0004,016
Gross Fiduciary activities income$9,0001,231
Service charges on deposit accounts$505,0002,433
Trading account gains and fees$0126
Additional Noninterest Income$94,0006,039
Total noninterest expense$2,752,0004,099
Salaries and employee benefits$1,585,0003,922
Premises and equipment expense$352,0004,350
Additional noninterest expense$815,0004,124
Pre-tax net operating income$809,0005,302
Securities gains (losses)$-3,0007,524
Applicable income taxes$88,0005,362
Income before extraordinary items$718,0005,025
Extraordinary gains, net$035
Net income$718,0005,026
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0003,724
Cash dividends$469,0002,916
Sale, conversion, retirement of capital stock, net$0769
Net operating income$720,6704,969
2005-06-30 (YTD Data)Rank
Total interest income$3,153,0004,350
Total interest expense$1,175,0003,675
Net interest income$1,978,0004,655
Provision for loan and lease losses$50,0004,523
Total noninterest income$395,0004,083
Gross Fiduciary activities income$8,0001,201
Service charges on deposit accounts$326,0002,452
Trading account gains and fees$0116
Additional Noninterest Income$61,0006,101
Total noninterest expense$1,804,0004,137
Salaries and employee benefits$1,039,0003,958
Premises and equipment expense$233,0004,340
Additional noninterest expense$532,0004,157
Pre-tax net operating income$519,0005,390
Securities gains (losses)$02,146
Applicable income taxes$73,0005,173
Income before extraordinary items$446,0005,170
Extraordinary gains, net$030
Net income$446,0005,172
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0003,582
Cash dividends$169,0003,711
Sale, conversion, retirement of capital stock, net$0643
Net operating income$446,0005,122
2005-03-31 (YTD Data)Rank
Total interest income$1,533,0004,411
Total interest expense$588,0003,558
Net interest income$945,0004,807
Provision for loan and lease losses$20,0004,626
Total noninterest income$190,0004,107
Gross Fiduciary activities income$3,0001,221
Service charges on deposit accounts$160,0002,428
Trading account gains and fees$0115
Additional Noninterest Income$27,0006,349
Total noninterest expense$897,0004,178
Salaries and employee benefits$516,0003,998
Premises and equipment expense$112,0004,492
Additional noninterest expense$269,0004,134
Pre-tax net operating income$218,0005,769
Securities gains (losses)$01,685
Applicable income taxes$20,0005,658
Income before extraordinary items$198,0005,441
Extraordinary gains, net$024
Net income$198,0005,442
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0003,138
Cash dividends$64,0003,285
Sale, conversion, retirement of capital stock, net$0491
Net operating income$198,0005,409
2004-12-31 (YTD Data)Rank
Total interest income$6,441,0004,045
Total interest expense$2,748,0002,807
Net interest income$3,693,0004,732
Provision for loan and lease losses$200,0003,677
Total noninterest income$844,0003,920
Gross Fiduciary activities income$27,0001,152
Service charges on deposit accounts$687,0002,410
Trading account gains and fees$0138
Additional Noninterest Income$130,0005,966
Total noninterest expense$3,651,0004,036
Salaries and employee benefits$2,157,0003,747
Premises and equipment expense$459,0004,351
Additional noninterest expense$1,035,0004,215
Pre-tax net operating income$686,0006,140
Securities gains (losses)$-1,0007,794
Applicable income taxes$53,0006,005
Income before extraordinary items$632,0005,841
Extraordinary gains, net$034
Net income$632,0005,843
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$396,0001,609
Cash dividends$353,0004,099
Sale, conversion, retirement of capital stock, net$0872
Net operating income$632,9205,760
2004-09-30 (YTD Data)Rank
Total interest income$4,785,0004,061
Total interest expense$2,112,0002,729
Net interest income$2,673,0004,832
Provision for loan and lease losses$175,0003,272
Total noninterest income$639,0003,925
Gross Fiduciary activities income$10,0001,242
Service charges on deposit accounts$517,0002,428
Trading account gains and fees$0134
Additional Noninterest Income$112,0005,710
Total noninterest expense$2,599,0004,182
Salaries and employee benefits$1,497,0003,954
Premises and equipment expense$351,0004,276
Additional noninterest expense$751,0004,283
Pre-tax net operating income$538,0006,153
Securities gains (losses)$03,710
Applicable income taxes$15,0006,651
Income before extraordinary items$523,0005,710
Extraordinary gains, net$026
Net income$523,0005,710
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$392,0001,180
Cash dividends$193,0004,050
Sale, conversion, retirement of capital stock, net$0738
Net operating income$523,0005,640
2004-06-30 (YTD Data)Rank
Total interest income$3,178,0004,076
Total interest expense$1,424,0002,686
Net interest income$1,754,0004,879
Provision for loan and lease losses$100,0003,453
Total noninterest income$421,0003,980
Gross Fiduciary activities income$10,0001,191
Service charges on deposit accounts$343,0002,439
Trading account gains and fees$0130
Additional Noninterest Income$68,0005,903
Total noninterest expense$1,730,0004,196
Salaries and employee benefits$992,0004,006
Premises and equipment expense$231,0004,319
Additional noninterest expense$507,0004,272
Pre-tax net operating income$345,0006,219
Securities gains (losses)$03,413
Applicable income taxes$10,0006,651
Income before extraordinary items$335,0005,783
Extraordinary gains, net$021
Net income$335,0005,783
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$312,0001,015
Cash dividends$128,0003,963
Sale, conversion, retirement of capital stock, net$0638
Net operating income$335,0005,698
2004-03-31 (YTD Data)Rank
Total interest income$1,577,0004,117
Total interest expense$704,0002,735
Net interest income$873,0004,901
Provision for loan and lease losses$38,0003,803
Total noninterest income$199,0004,074
Gross Fiduciary activities income$2,0001,290
Service charges on deposit accounts$155,0002,607
Trading account gains and fees$0121
Additional Noninterest Income$42,0005,474
Total noninterest expense$846,0004,303
Salaries and employee benefits$489,0004,082
Premises and equipment expense$112,0004,455
Additional noninterest expense$245,0004,392
Pre-tax net operating income$188,0005,963
Securities gains (losses)$02,934
Applicable income taxes$10,0006,242
Income before extraordinary items$178,0005,622
Extraordinary gains, net$016
Net income$178,0005,623
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0003,346
Cash dividends$64,0003,248
Sale, conversion, retirement of capital stock, net$0464
Net operating income$178,0005,496
2003-12-31 (YTD Data)Rank
Total interest income$6,417,0004,095
Total interest expense$2,946,0002,921
Net interest income$3,471,0004,829
Provision for loan and lease losses$67,0005,880
Total noninterest income$834,0004,132
Gross Fiduciary activities income$18,0001,266
Service charges on deposit accounts$660,0002,487
Trading account gains and fees$0160
Additional Noninterest Income$156,0005,758
Total noninterest expense$3,535,0004,076
Salaries and employee benefits$1,919,0004,065
Premises and equipment expense$499,0004,063
Additional noninterest expense$1,117,0003,933
Pre-tax net operating income$703,0006,007
Securities gains (losses)$3,0004,078
Applicable income taxes$20,0006,788
Income before extraordinary items$686,0005,644
Extraordinary gains, net$054
Net income$686,0005,646
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$116,0003,809
Cash dividends$385,0004,012
Sale, conversion, retirement of capital stock, net$0868
Net operating income$683,0905,485
2003-09-30 (YTD Data)Rank
Total interest income$4,846,0004,116
Total interest expense$2,210,0003,011
Net interest income$2,636,0004,784
Provision for loan and lease losses$67,0005,386
Total noninterest income$604,0004,266
Gross Fiduciary activities income$5,0001,384
Service charges on deposit accounts$484,0002,551
Trading account gains and fees$0153
Additional Noninterest Income$115,0005,813
Total noninterest expense$2,636,0004,075
Salaries and employee benefits$1,480,0003,964
Premises and equipment expense$365,0004,145
Additional noninterest expense$791,0004,089
Pre-tax net operating income$537,0006,129
Securities gains (losses)$04,204
Applicable income taxes$5,0007,232
Income before extraordinary items$532,0005,686
Extraordinary gains, net$040
Net income$532,0005,687
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0003,651
Cash dividends$193,0004,114
Sale, conversion, retirement of capital stock, net$0722
Net operating income$532,0005,510
2003-06-30 (YTD Data)Rank
Total interest income$3,254,0004,139
Total interest expense$1,467,0003,112
Net interest income$1,787,0004,735
Provision for loan and lease losses$67,0004,579
Total noninterest income$402,0004,235
Gross Fiduciary activities income$1,0001,488
Service charges on deposit accounts$326,0002,488
Trading account gains and fees$0150
Additional Noninterest Income$75,0005,841
Total noninterest expense$1,779,0004,041
Salaries and employee benefits$998,0003,924
Premises and equipment expense$244,0004,124
Additional noninterest expense$537,0004,026
Pre-tax net operating income$343,0006,215
Securities gains (losses)$03,782
Applicable income taxes$07,529
Income before extraordinary items$343,0005,785
Extraordinary gains, net$030
Net income$343,0005,784
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-13,0008,628
Cash dividends$128,0004,019
Sale, conversion, retirement of capital stock, net$0589
Net operating income$343,0005,573
2003-03-31 (YTD Data)Rank
Total interest income$1,632,0004,160
Total interest expense$725,0003,213
Net interest income$907,0004,684
Provision for loan and lease losses$50,0003,651
Total noninterest income$192,0004,272
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$157,0002,491
Trading account gains and fees$0134
Additional Noninterest Income$35,0005,938
Total noninterest expense$876,0004,077
Salaries and employee benefits$497,0003,921
Premises and equipment expense$118,0004,220
Additional noninterest expense$261,0004,074
Pre-tax net operating income$173,0006,189
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$173,0005,682
Extraordinary gains, net$021
Net income$173,0005,682
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-44,0009,086
Cash dividends$64,0003,271
Sale, conversion, retirement of capital stock, net$0419
Net operating income$173,0005,493
2002-12-31 (YTD Data)Rank
Total interest income$6,782,0004,156
Total interest expense$3,068,0003,482
Net interest income$3,714,0004,572
Provision for loan and lease losses$150,0004,907
Total noninterest income$822,0003,924
Gross Fiduciary activities income$54,0001,098
Service charges on deposit accounts$610,0002,538
Trading account gains and fees$0153
Additional Noninterest Income$158,0005,490
Total noninterest expense$3,526,0003,936
Salaries and employee benefits$1,960,0003,800
Premises and equipment expense$494,0003,965
Additional noninterest expense$1,072,0003,959
Pre-tax net operating income$860,0005,589
Securities gains (losses)$04,537
Applicable income taxes$42,0006,656
Income before extraordinary items$818,0005,138
Extraordinary gains, net$070
Net income$818,0005,137
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$171,0003,271
Cash dividends$385,0003,928
Sale, conversion, retirement of capital stock, net$0862
Net operating income$818,0005,005
2001-12-31 (YTD Data)Rank
Total interest income$7,903,0004,060
Total interest expense$4,054,0003,757
Net interest income$3,849,0004,241
Provision for loan and lease losses$637,0001,810
Total noninterest income$662,0004,328
Gross Fiduciary activities income$32,0001,221
Service charges on deposit accounts$535,0002,678
Trading account gains and fees$0177
Additional Noninterest Income$95,0006,539
Total noninterest expense$3,584,0003,756
Salaries and employee benefits$1,879,0003,770
Premises and equipment expense$533,0003,692
Additional noninterest expense$1,172,0003,576
Pre-tax net operating income$290,0007,461
Securities gains (losses)$04,612
Applicable income taxes$-100,0009,258
Income before extraordinary items$390,0006,636
Extraordinary gains, net$0105
Net income$390,0006,639
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$544,0001,472
Cash dividends$321,0004,269
Sale, conversion, retirement of capital stock, net$0922
Net operating income$390,0006,504
2000-12-31 (YTD Data)Rank
Total interest income$8,450,0003,953
Total interest expense$3,970,0004,002
Net interest income$4,480,0003,810
Provision for loan and lease losses$649,0001,506
Total noninterest income$1,015,0003,089
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$423,0003,101
Trading account gains and feesNANA
Additional Noninterest Income$592,0002,651
Total noninterest expense$3,341,0003,866
Salaries and employee benefits$1,835,0003,714
Premises and equipment expense$482,0003,901
Additional noninterest expense$1,024,0003,920
Pre-tax net operating income$1,505,0004,062
Securities gains (losses)$01,956
Applicable income taxes$285,0004,692
Income before extraordinary items$1,220,0003,815
Extraordinary gains, net$038
Net income$1,220,0003,815
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$485,0001,271
Cash dividends$546,0003,403
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,220,0003,798
1999-12-31 (YTD Data)Rank
Total interest income$7,792,0004,012
Total interest expense$3,495,0004,052
Net interest income$4,297,0003,929
Provision for loan and lease losses$208,0003,472
Total noninterest income$640,0004,238
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$273,0004,258
Trading account gains and feesNANA
Additional Noninterest Income$367,0003,601
Total noninterest expense$3,210,0003,987
Salaries and employee benefits$1,778,0003,785
Premises and equipment expense$442,0004,191
Additional noninterest expense$990,0004,050
Pre-tax net operating income$1,519,0004,056
Securities gains (losses)$03,155
Applicable income taxes$284,0004,933
Income before extraordinary items$1,235,0003,789
Extraordinary gains, net$035
Net income$1,235,0003,790
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$120,0003,239
Cash dividends$515,0003,438
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,235,0003,753
1998-12-31 (YTD Data)Rank
Total interest income$7,606,0004,114
Total interest expense$3,470,0004,165
Net interest income$4,136,0004,018
Provision for loan and lease losses$245,0003,032
Total noninterest income$775,0003,708
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$219,0004,881
Trading account gains and feesNANA
Additional Noninterest Income$556,0002,791
Total noninterest expense$2,928,0004,217
Salaries and employee benefits$1,444,0004,370
Premises and equipment expense$443,0004,074
Additional noninterest expense$1,041,0003,825
Pre-tax net operating income$1,738,0003,743
Securities gains (losses)$04,449
Applicable income taxes$284,0005,318
Income before extraordinary items$1,454,0003,341
Extraordinary gains, net$032
Net income$1,454,0003,341
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$204,0002,411
Cash dividends$513,0003,446
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,454,0003,249
1997-12-31 (YTD Data)Rank
Total interest income$7,214,0004,383
Total interest expense$3,274,0004,366
Net interest income$3,940,0004,290
Provision for loan and lease losses$175,0003,795
Total noninterest income$598,0004,423
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$228,0004,940
Trading account gains and feesNANA
Additional Noninterest Income$370,0003,454
Total noninterest expense$2,813,0004,320
Salaries and employee benefits$1,409,0004,481
Premises and equipment expense$427,0004,224
Additional noninterest expense$977,0003,996
Pre-tax net operating income$1,550,0004,372
Securities gains (losses)$03,944
Applicable income taxes$348,0005,329
Income before extraordinary items$1,202,0004,054
Extraordinary gains, net$044
Net income$1,202,0004,053
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$126,0003,357
Cash dividends$513,0003,402
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,202,0003,990
1996-12-31 (YTD Data)Rank
Total interest income$6,906,0004,633
Total interest expense$3,115,0004,621
Net interest income$3,791,0004,518
Provision for loan and lease losses$390,0002,134
Total noninterest income$647,0004,339
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$217,0005,270
Trading account gains and feesNANA
Additional Noninterest Income$430,0003,239
Total noninterest expense$2,552,0004,921
Salaries and employee benefits$1,252,0005,012
Premises and equipment expense$379,0004,733
Additional noninterest expense$921,0004,677
Pre-tax net operating income$1,496,0004,350
Securities gains (losses)$04,148
Applicable income taxes$350,0005,327
Income before extraordinary items$1,146,0004,021
Extraordinary gains, net$053
Net income$1,146,0004,022
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$330,0001,943
Cash dividends$513,0003,331
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,146,0003,966
1995-12-31 (YTD Data)Rank
Total interest income$6,392,0004,919
Total interest expense$2,860,0004,976
Net interest income$3,532,0004,829
Provision for loan and lease losses$85,0004,951
Total noninterest income$485,0005,299
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$196,0005,753
Trading account gains and feesNANA
Additional Noninterest Income$289,0004,091
Total noninterest expense$2,776,0004,560
Salaries and employee benefits$1,486,0004,318
Premises and equipment expense$317,0005,400
Additional noninterest expense$973,0004,458
Pre-tax net operating income$1,156,0005,395
Securities gains (losses)$03,831
Applicable income taxes$242,0006,761
Income before extraordinary items$914,0004,936
Extraordinary gains, net$065
Net income$914,0004,933
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0004,645
Cash dividends$428,0003,700
Sale, conversion, retirement of capital stock, net$0809
Net operating income$914,0004,926
1994-12-31 (YTD Data)Rank
Total interest income$5,575,0005,180
Total interest expense$2,161,0005,253
Net interest income$3,414,0005,053
Provision for loan and lease losses$90,0004,765
Total noninterest income$535,0005,040
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$215,0005,588
Trading account gains and feesNANA
Additional Noninterest Income$320,0003,914
Total noninterest expense$2,285,0005,563
Salaries and employee benefits$1,132,0005,516
Premises and equipment expense$232,0006,829
Additional noninterest expense$921,0005,081
Pre-tax net operating income$1,574,0004,233
Securities gains (losses)$03,600
Applicable income taxes$404,0004,721
Income before extraordinary items$1,170,0003,947
Extraordinary gains, net$0249
Net income$1,170,0003,951
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0004,590
Cash dividends$427,0003,564
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,170,0003,993
1993-12-31 (YTD Data)Rank
Total interest income$5,562,0005,285
Total interest expense$2,175,0005,430
Net interest income$3,387,0005,096
Provision for loan and lease losses$56,0007,224
Total noninterest income$486,0005,714
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$212,0005,745
Trading account gains and feesNANA
Additional Noninterest Income$274,0004,726
Total noninterest expense$2,357,0005,543
Salaries and employee benefits$1,259,0005,017
Premises and equipment expense$232,0007,056
Additional noninterest expense$866,0005,546
Pre-tax net operating income$1,460,0004,431
Securities gains (losses)$-8,00012,705
Applicable income taxes$355,0005,435
Income before extraordinary items$1,097,0004,337
Extraordinary gains, net$15,0002,819
Net income$1,112,0004,406
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-51,00012,676
Cash dividends$357,0003,950
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,103,0804,090
1992-12-31 (YTD Data)Rank
Total interest income$5,858,0005,599
Total interest expense$2,683,0005,667
Net interest income$3,175,0005,446
Provision for loan and lease losses$225,0004,908
Total noninterest income$475,0005,842
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$215,0005,714
Trading account gains and feesNANA
Additional Noninterest Income$260,0004,843
Total noninterest expense$2,318,0005,651
Salaries and employee benefits$1,157,0005,347
Premises and equipment expense$236,0007,050
Additional noninterest expense$925,0005,396
Pre-tax net operating income$1,107,0005,238
Securities gains (losses)$-3,00012,949
Applicable income taxes$241,0006,810
Income before extraordinary items$863,0005,070
Extraordinary gains, net$01,422
Net income$863,0005,123
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$201,0004,196
Cash dividends$121,0006,185
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$865,3404,754

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.