Home > Morganton Savings Bank, S.S.B. > Income and Expense
Morganton Savings Bank, S.S.B., Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $5,062,000 | 3,661 |
| Total interest expense | $792,000 | 3,861 |
| Net interest income | $4,270,000 | 3,540 |
| Provision for loan and lease losses | $0 | 3,275 |
| Total noninterest income | $357,000 | 3,665 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $80,000 | 3,531 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $277,000 | 3,451 |
| Total noninterest expense | $3,219,000 | 3,610 |
| Salaries and employee benefits | $2,015,000 | 3,438 |
| Premises and equipment expense | $300,000 | 3,586 |
| Additional noninterest expense | $277,000 | 3,451 |
| Pre-tax net operating income | $1,408,000 | 3,308 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $263,000 | 2,312 |
| Income before extraordinary items | $1,145,000 | 3,344 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,145,000 | 3,381 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $1,145,000 | 3,346 |
| Net charge-offs | $-2,000 | 3,575 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $1,145,000 | 3,360 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $3,621,000 | 3,702 |
| Total interest expense | $537,000 | 3,862 |
| Net interest income | $3,084,000 | 3,603 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $11,000 | 4,527 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $60,000 | 3,548 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-49,000 | 4,622 |
| Total noninterest expense | $2,549,000 | 3,539 |
| Salaries and employee benefits | $1,618,000 | 3,344 |
| Premises and equipment expense | $224,000 | 3,606 |
| Additional noninterest expense | $-49,000 | 4,622 |
| Pre-tax net operating income | $546,000 | 3,863 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $0 | 3,407 |
| Income before extraordinary items | $546,000 | 3,773 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $546,000 | 3,807 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $546,000 | 3,773 |
| Net charge-offs | $-1,000 | 3,402 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $546,000 | 3,800 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $2,426,000 | 3,688 |
| Total interest expense | $321,000 | 3,844 |
| Net interest income | $2,105,000 | 3,597 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $23,000 | 4,474 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $38,000 | 3,584 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-15,000 | 4,643 |
| Total noninterest expense | $1,736,000 | 3,520 |
| Salaries and employee benefits | $1,111,000 | 3,324 |
| Premises and equipment expense | $138,000 | 3,679 |
| Additional noninterest expense | $-15,000 | 4,643 |
| Pre-tax net operating income | $392,000 | 3,865 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $0 | 3,436 |
| Income before extraordinary items | $392,000 | 3,776 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $392,000 | 3,813 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $392,000 | 3,775 |
| Net charge-offs | $0 | 2,431 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $392,000 | 3,796 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $1,192,000 | 3,716 |
| Total interest expense | $121,000 | 3,934 |
| Net interest income | $1,071,000 | 3,600 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $19,000 | 4,424 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $19,000 | 3,593 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 4,577 |
| Total noninterest expense | $869,000 | 3,551 |
| Salaries and employee benefits | $575,000 | 3,329 |
| Premises and equipment expense | $64,000 | 3,800 |
| Additional noninterest expense | $0 | 4,577 |
| Pre-tax net operating income | $221,000 | 3,840 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $0 | 3,388 |
| Income before extraordinary items | $221,000 | 3,737 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $221,000 | 3,736 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $221,000 | 3,737 |
| Net charge-offs | $0 | 2,062 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $221,000 | 3,763 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $4,291,000 | 3,648 |
| Total interest expense | $499,000 | 3,243 |
| Net interest income | $3,792,000 | 3,667 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $51,000 | 4,559 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $65,000 | 3,772 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-14,000 | 4,689 |
| Total noninterest expense | $3,178,000 | 3,653 |
| Salaries and employee benefits | $2,036,000 | 3,451 |
| Premises and equipment expense | $314,000 | 3,600 |
| Additional noninterest expense | $-14,000 | 4,689 |
| Pre-tax net operating income | $665,000 | 4,042 |
| Securities gains (losses) | $-3,000 | 3,239 |
| Applicable income taxes | $0 | 3,596 |
| Income before extraordinary items | $662,000 | 3,958 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $662,000 | 3,957 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $662,000 | 3,958 |
| Net charge-offs | $0 | 2,620 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $665,000 | 3,975 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $2,974,000 | 3,713 |
| Total interest expense | $398,000 | 2,946 |
| Net interest income | $2,576,000 | 3,765 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $54,000 | 4,535 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $49,000 | 3,802 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 4,612 |
| Total noninterest expense | $2,178,000 | 3,746 |
| Salaries and employee benefits | $1,435,000 | 3,507 |
| Premises and equipment expense | $224,000 | 3,676 |
| Additional noninterest expense | $5,000 | 4,612 |
| Pre-tax net operating income | $452,000 | 4,105 |
| Securities gains (losses) | $-3,000 | 3,592 |
| Applicable income taxes | $10,000 | 3,480 |
| Income before extraordinary items | $439,000 | 4,021 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $439,000 | 4,020 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $439,000 | 4,020 |
| Net charge-offs | $0 | 2,349 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $441,940 | 4,051 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $1,715,000 | 3,882 |
| Total interest expense | $286,000 | 2,717 |
| Net interest income | $1,429,000 | 3,964 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $44,000 | 4,480 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $32,000 | 3,852 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 4,562 |
| Total noninterest expense | $1,428,000 | 3,777 |
| Salaries and employee benefits | $950,000 | 3,543 |
| Premises and equipment expense | $145,000 | 3,730 |
| Additional noninterest expense | $333,000 | 4,096 |
| Pre-tax net operating income | $45,000 | 4,502 |
| Securities gains (losses) | $-3,000 | 3,777 |
| Applicable income taxes | $0 | 3,564 |
| Income before extraordinary items | $42,000 | 4,465 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $42,000 | 4,465 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $42,000 | 4,465 |
| Net charge-offs | $0 | 2,156 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $45,000 | 4,495 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $906,000 | 3,783 |
| Total interest expense | $145,000 | 2,670 |
| Net interest income | $761,000 | 3,884 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $33,000 | 4,358 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $15,000 | 3,890 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 4,305 |
| Total noninterest expense | $724,000 | 3,763 |
| Salaries and employee benefits | $463,000 | 3,588 |
| Premises and equipment expense | $73,000 | 3,743 |
| Additional noninterest expense | $188,000 | 3,973 |
| Pre-tax net operating income | $70,000 | 4,244 |
| Securities gains (losses) | $-2,000 | 4,032 |
| Applicable income taxes | $10,000 | 3,133 |
| Income before extraordinary items | $58,000 | 4,249 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $58,000 | 4,248 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $58,000 | 4,249 |
| Net charge-offs | $0 | 1,838 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $59,700 | 4,267 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $3,866,000 | 3,805 |
| Total interest expense | $751,000 | 2,604 |
| Net interest income | $3,115,000 | 3,928 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $228,000 | 4,220 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $55,000 | 3,945 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $173,000 | 4,086 |
| Total noninterest expense | $2,813,000 | 3,837 |
| Salaries and employee benefits | $1,674,000 | 3,747 |
| Premises and equipment expense | $364,000 | 3,488 |
| Additional noninterest expense | $775,000 | 3,980 |
| Pre-tax net operating income | $530,000 | 4,227 |
| Securities gains (losses) | $278,000 | 497 |
| Applicable income taxes | $162,000 | 2,810 |
| Income before extraordinary items | $646,000 | 4,073 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $646,000 | 4,072 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $646,000 | 4,073 |
| Net charge-offs | $0 | 2,705 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $423,600 | 4,267 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $2,661,000 | 3,975 |
| Total interest expense | $578,000 | 2,657 |
| Net interest income | $2,083,000 | 4,108 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $191,000 | 4,182 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $39,000 | 4,028 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $152,000 | 4,018 |
| Total noninterest expense | $2,180,000 | 3,830 |
| Salaries and employee benefits | $1,358,000 | 3,677 |
| Premises and equipment expense | $284,000 | 3,471 |
| Additional noninterest expense | $538,000 | 4,104 |
| Pre-tax net operating income | $94,000 | 4,645 |
| Securities gains (losses) | $290,000 | 461 |
| Applicable income taxes | $82,000 | 3,005 |
| Income before extraordinary items | $302,000 | 4,391 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $302,000 | 4,390 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $302,000 | 4,391 |
| Net charge-offs | $0 | 2,463 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $72,900 | 4,662 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $1,822,000 | 3,978 |
| Total interest expense | $381,000 | 2,749 |
| Net interest income | $1,441,000 | 4,103 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $109,000 | 4,305 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $24,000 | 4,083 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 4,156 |
| Total noninterest expense | $1,405,000 | 3,876 |
| Salaries and employee benefits | $885,000 | 3,715 |
| Premises and equipment expense | $155,000 | 3,751 |
| Additional noninterest expense | $365,000 | 4,079 |
| Pre-tax net operating income | $145,000 | 4,524 |
| Securities gains (losses) | $285,000 | 390 |
| Applicable income taxes | $73,000 | 2,884 |
| Income before extraordinary items | $357,000 | 4,142 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $357,000 | 4,141 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $357,000 | 4,142 |
| Net charge-offs | $0 | 2,245 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $120,450 | 4,541 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $906,000 | 3,995 |
| Total interest expense | $187,000 | 2,850 |
| Net interest income | $719,000 | 4,106 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $96,000 | 3,907 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $12,000 | 4,083 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 3,664 |
| Total noninterest expense | $727,000 | 3,841 |
| Salaries and employee benefits | $474,000 | 3,633 |
| Premises and equipment expense | $93,000 | 3,518 |
| Additional noninterest expense | $160,000 | 4,236 |
| Pre-tax net operating income | $88,000 | 4,460 |
| Securities gains (losses) | $157,000 | 371 |
| Applicable income taxes | $41,000 | 2,776 |
| Income before extraordinary items | $204,000 | 4,022 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $204,000 | 4,021 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $204,000 | 4,022 |
| Net charge-offs | $0 | 1,930 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $73,690 | 4,494 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $3,903,000 | 3,919 |
| Total interest expense | $742,000 | 3,361 |
| Net interest income | $3,161,000 | 3,972 |
| Provision for loan and lease losses | $638,000 | 2,013 |
| Total noninterest income | $495,000 | 3,623 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $80,000 | 3,784 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $415,000 | 3,333 |
| Total noninterest expense | $2,629,000 | 3,979 |
| Salaries and employee benefits | $1,638,000 | 3,851 |
| Premises and equipment expense | $315,000 | 3,753 |
| Additional noninterest expense | $676,000 | 4,165 |
| Pre-tax net operating income | $389,000 | 4,331 |
| Securities gains (losses) | $-301,000 | 4,970 |
| Applicable income taxes | $-69,000 | 4,877 |
| Income before extraordinary items | $157,000 | 4,598 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $157,000 | 4,598 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $157,000 | 4,598 |
| Net charge-offs | $-15,000 | 4,338 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $458,000 | 4,195 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $2,852,000 | 3,978 |
| Total interest expense | $553,000 | 3,459 |
| Net interest income | $2,299,000 | 4,033 |
| Provision for loan and lease losses | $323,000 | 2,364 |
| Total noninterest income | $382,000 | 3,587 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $60,000 | 3,800 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $322,000 | 3,274 |
| Total noninterest expense | $1,976,000 | 3,974 |
| Salaries and employee benefits | $1,227,000 | 3,840 |
| Premises and equipment expense | $240,000 | 3,751 |
| Additional noninterest expense | $509,000 | 4,177 |
| Pre-tax net operating income | $382,000 | 4,220 |
| Securities gains (losses) | $-542,000 | 4,992 |
| Applicable income taxes | $-104,000 | 4,925 |
| Income before extraordinary items | $-56,000 | 4,821 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-56,000 | 4,821 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-56,000 | 4,821 |
| Net charge-offs | $-15,000 | 4,350 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $372,180 | 4,170 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $1,946,000 | 3,988 |
| Total interest expense | $360,000 | 3,605 |
| Net interest income | $1,586,000 | 4,021 |
| Provision for loan and lease losses | $170,000 | 2,555 |
| Total noninterest income | $257,000 | 3,571 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $38,000 | 3,885 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $219,000 | 3,219 |
| Total noninterest expense | $1,292,000 | 4,021 |
| Salaries and employee benefits | $814,000 | 3,870 |
| Premises and equipment expense | $148,000 | 3,847 |
| Additional noninterest expense | $330,000 | 4,225 |
| Pre-tax net operating income | $381,000 | 3,951 |
| Securities gains (losses) | $-553,000 | 5,007 |
| Applicable income taxes | $-90,000 | 4,928 |
| Income before extraordinary items | $-82,000 | 4,847 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-82,000 | 4,847 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-82,000 | 4,847 |
| Net charge-offs | $-15,000 | 4,435 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $354,870 | 3,901 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,008,000 | 3,985 |
| Total interest expense | $170,000 | 3,801 |
| Net interest income | $838,000 | 3,975 |
| Provision for loan and lease losses | $7,000 | 3,505 |
| Total noninterest income | $128,000 | 3,555 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $21,000 | 3,977 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 3,104 |
| Total noninterest expense | $649,000 | 4,054 |
| Salaries and employee benefits | $412,000 | 3,879 |
| Premises and equipment expense | $74,000 | 3,877 |
| Additional noninterest expense | $163,000 | 4,290 |
| Pre-tax net operating income | $310,000 | 3,367 |
| Securities gains (losses) | $-755,000 | 5,035 |
| Applicable income taxes | $-127,000 | 4,964 |
| Income before extraordinary items | $-318,000 | 4,920 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-318,000 | 4,920 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $-318,000 | 4,920 |
| Net charge-offs | $-15,000 | 4,590 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $278,450 | 3,354 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $4,336,000 | 3,958 |
| Total interest expense | $598,000 | 3,977 |
| Net interest income | $3,738,000 | 3,892 |
| Provision for loan and lease losses | $91,000 | 3,017 |
| Total noninterest income | $267,000 | 4,249 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $112,000 | 3,822 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $155,000 | 4,136 |
| Total noninterest expense | $2,587,000 | 4,098 |
| Salaries and employee benefits | $1,536,000 | 4,012 |
| Premises and equipment expense | $361,000 | 3,637 |
| Additional noninterest expense | $690,000 | 4,286 |
| Pre-tax net operating income | $1,327,000 | 3,542 |
| Securities gains (losses) | $234,000 | 588 |
| Applicable income taxes | $314,000 | 2,331 |
| Income before extraordinary items | $1,247,000 | 3,510 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,247,000 | 3,511 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,247,000 | 3,511 |
| Net charge-offs | $-559,000 | 5,121 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,059,800 | 3,670 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $2,938,000 | 4,137 |
| Total interest expense | $430,000 | 4,059 |
| Net interest income | $2,508,000 | 4,090 |
| Provision for loan and lease losses | $91,000 | 2,654 |
| Total noninterest income | $157,000 | 4,482 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $85,000 | 3,859 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 4,490 |
| Total noninterest expense | $1,959,000 | 4,113 |
| Salaries and employee benefits | $1,154,000 | 4,037 |
| Premises and equipment expense | $273,000 | 3,657 |
| Additional noninterest expense | $532,000 | 4,301 |
| Pre-tax net operating income | $615,000 | 4,163 |
| Securities gains (losses) | $186,000 | 548 |
| Applicable income taxes | $159,000 | 2,657 |
| Income before extraordinary items | $642,000 | 4,021 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $642,000 | 4,021 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $642,000 | 4,021 |
| Net charge-offs | $-303,000 | 5,130 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $493,200 | 4,264 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $1,875,000 | 4,210 |
| Total interest expense | $271,000 | 4,121 |
| Net interest income | $1,604,000 | 4,170 |
| Provision for loan and lease losses | $91,000 | 2,278 |
| Total noninterest income | $111,000 | 4,477 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $59,000 | 3,827 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 4,480 |
| Total noninterest expense | $1,331,000 | 4,111 |
| Salaries and employee benefits | $785,000 | 4,037 |
| Premises and equipment expense | $187,000 | 3,630 |
| Additional noninterest expense | $359,000 | 4,308 |
| Pre-tax net operating income | $293,000 | 4,457 |
| Securities gains (losses) | $248,000 | 338 |
| Applicable income taxes | $108,000 | 2,622 |
| Income before extraordinary items | $433,000 | 4,021 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $433,000 | 4,019 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $433,000 | 4,020 |
| Net charge-offs | $-74,000 | 5,002 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $234,600 | 4,534 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $901,000 | 4,296 |
| Total interest expense | $132,000 | 4,148 |
| Net interest income | $769,000 | 4,263 |
| Provision for loan and lease losses | $91,000 | 1,530 |
| Total noninterest income | $62,000 | 4,389 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $28,000 | 3,911 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 4,284 |
| Total noninterest expense | $670,000 | 4,140 |
| Salaries and employee benefits | $386,000 | 4,109 |
| Premises and equipment expense | $98,000 | 3,577 |
| Additional noninterest expense | $186,000 | 4,296 |
| Pre-tax net operating income | $70,000 | 4,848 |
| Securities gains (losses) | $197,000 | 198 |
| Applicable income taxes | $53,000 | 2,596 |
| Income before extraordinary items | $214,000 | 4,032 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $214,000 | 4,030 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $214,000 | 4,031 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $56,400 | 4,887 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $3,227,000 | 4,404 |
| Total interest expense | $247,000 | 4,678 |
| Net interest income | $2,980,000 | 4,320 |
| Provision for loan and lease losses | $89,000 | 3,172 |
| Total noninterest income | $159,000 | 4,795 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $104,000 | 4,095 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 4,869 |
| Total noninterest expense | $2,440,000 | 4,304 |
| Salaries and employee benefits | $1,433,000 | 4,235 |
| Premises and equipment expense | $320,000 | 3,926 |
| Additional noninterest expense | $687,000 | 4,424 |
| Pre-tax net operating income | $610,000 | 4,502 |
| Securities gains (losses) | $-58,000 | 4,883 |
| Applicable income taxes | $133,000 | 2,935 |
| Income before extraordinary items | $419,000 | 4,671 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $419,000 | 4,670 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $419,000 | 4,670 |
| Net charge-offs | $-28,000 | 4,758 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $464,820 | 4,608 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $2,381,000 | 4,465 |
| Total interest expense | $156,000 | 4,827 |
| Net interest income | $2,225,000 | 4,371 |
| Provision for loan and lease losses | $12,000 | 3,739 |
| Total noninterest income | $146,000 | 4,710 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $83,000 | 4,080 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 4,746 |
| Total noninterest expense | $1,842,000 | 4,320 |
| Salaries and employee benefits | $1,060,000 | 4,281 |
| Premises and equipment expense | $232,000 | 4,017 |
| Additional noninterest expense | $550,000 | 4,361 |
| Pre-tax net operating income | $517,000 | 4,488 |
| Securities gains (losses) | $3,000 | 888 |
| Applicable income taxes | $112,000 | 2,926 |
| Income before extraordinary items | $408,000 | 4,576 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $408,000 | 4,574 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $408,000 | 4,575 |
| Net charge-offs | $-28,000 | 4,764 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $405,630 | 4,586 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $1,619,000 | 4,469 |
| Total interest expense | $103,000 | 4,836 |
| Net interest income | $1,516,000 | 4,366 |
| Provision for loan and lease losses | $12,000 | 3,504 |
| Total noninterest income | $95,000 | 4,780 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $57,000 | 4,070 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 4,838 |
| Total noninterest expense | $1,195,000 | 4,399 |
| Salaries and employee benefits | $699,000 | 4,329 |
| Premises and equipment expense | $150,000 | 4,086 |
| Additional noninterest expense | $346,000 | 4,492 |
| Pre-tax net operating income | $404,000 | 4,342 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $87,000 | 2,815 |
| Income before extraordinary items | $317,000 | 4,473 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $317,000 | 4,472 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $317,000 | 4,472 |
| Net charge-offs | $-28,000 | 4,853 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $317,000 | 4,481 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $845,000 | 4,439 |
| Total interest expense | $51,000 | 4,869 |
| Net interest income | $794,000 | 4,332 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $48,000 | 4,804 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $27,000 | 4,140 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 4,812 |
| Total noninterest expense | $618,000 | 4,402 |
| Salaries and employee benefits | $345,000 | 4,402 |
| Premises and equipment expense | $80,000 | 4,036 |
| Additional noninterest expense | $193,000 | 4,363 |
| Pre-tax net operating income | $224,000 | 4,222 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $48,000 | 2,725 |
| Income before extraordinary items | $176,000 | 4,331 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $176,000 | 4,329 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $176,000 | 4,331 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $176,000 | 4,337 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $3,008,000 | 4,594 |
| Total interest expense | $195,000 | 4,883 |
| Net interest income | $2,813,000 | 4,514 |
| Provision for loan and lease losses | $137,000 | 2,745 |
| Total noninterest income | $221,000 | 4,793 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $108,000 | 4,252 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 4,703 |
| Total noninterest expense | $2,455,000 | 4,444 |
| Salaries and employee benefits | $1,414,000 | 4,392 |
| Premises and equipment expense | $300,000 | 4,177 |
| Additional noninterest expense | $741,000 | 4,504 |
| Pre-tax net operating income | $442,000 | 4,818 |
| Securities gains (losses) | $-9,000 | 5,054 |
| Applicable income taxes | $682,000 | 2,180 |
| Income before extraordinary items | $-249,000 | 5,472 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-249,000 | 5,472 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-249,000 | 5,472 |
| Net charge-offs | $-8,000 | 4,751 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $-243,240 | 5,469 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $2,313,000 | 4,608 |
| Total interest expense | $144,000 | 4,936 |
| Net interest income | $2,169,000 | 4,514 |
| Provision for loan and lease losses | $137,000 | 2,379 |
| Total noninterest income | $171,000 | 4,807 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $82,000 | 4,276 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 4,729 |
| Total noninterest expense | $1,853,000 | 4,454 |
| Salaries and employee benefits | $1,052,000 | 4,427 |
| Premises and equipment expense | $230,000 | 4,166 |
| Additional noninterest expense | $571,000 | 4,489 |
| Pre-tax net operating income | $350,000 | 4,860 |
| Securities gains (losses) | $-9,000 | 5,385 |
| Applicable income taxes | $102,000 | 3,147 |
| Income before extraordinary items | $239,000 | 5,031 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $239,000 | 5,031 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $239,000 | 5,031 |
| Net charge-offs | $-8,000 | 4,678 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $245,300 | 5,002 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $1,457,000 | 4,701 |
| Total interest expense | $92,000 | 4,988 |
| Net interest income | $1,365,000 | 4,620 |
| Provision for loan and lease losses | $122,000 | 2,036 |
| Total noninterest income | $108,000 | 4,856 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $56,000 | 4,266 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 4,840 |
| Total noninterest expense | $1,252,000 | 4,463 |
| Salaries and employee benefits | $700,000 | 4,468 |
| Premises and equipment expense | $153,000 | 4,191 |
| Additional noninterest expense | $399,000 | 4,433 |
| Pre-tax net operating income | $99,000 | 5,298 |
| Securities gains (losses) | $-9,000 | 5,476 |
| Applicable income taxes | $18,000 | 3,663 |
| Income before extraordinary items | $72,000 | 5,359 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $72,000 | 5,357 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $72,000 | 5,358 |
| Net charge-offs | $12,000 | 2,827 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $79,200 | 5,326 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $630,000 | 4,907 |
| Total interest expense | $46,000 | 5,006 |
| Net interest income | $584,000 | 4,849 |
| Provision for loan and lease losses | $50,000 | 2,060 |
| Total noninterest income | $48,000 | 5,013 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $30,000 | 4,204 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 5,090 |
| Total noninterest expense | $599,000 | 4,592 |
| Salaries and employee benefits | $344,000 | 4,545 |
| Premises and equipment expense | $83,000 | 4,086 |
| Additional noninterest expense | $172,000 | 4,726 |
| Pre-tax net operating income | $-17,000 | 5,643 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $-13,000 | 5,706 |
| Income before extraordinary items | $-4,000 | 5,619 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $-4,000 | 5,620 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $-4,000 | 5,619 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $-4,000 | 5,614 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $2,563,000 | 4,909 |
| Total interest expense | $187,000 | 5,034 |
| Net interest income | $2,376,000 | 4,855 |
| Provision for loan and lease losses | $425,000 | 1,626 |
| Total noninterest income | $432,000 | 4,287 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $109,000 | 4,413 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $323,000 | 3,854 |
| Total noninterest expense | $2,419,000 | 4,603 |
| Salaries and employee benefits | $1,221,000 | 4,739 |
| Premises and equipment expense | $285,000 | 4,397 |
| Additional noninterest expense | $913,000 | 4,316 |
| Pre-tax net operating income | $-36,000 | 5,667 |
| Securities gains (losses) | $35,000 | 2,061 |
| Applicable income taxes | $-14,000 | 5,678 |
| Income before extraordinary items | $13,000 | 5,649 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $13,000 | 5,648 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $13,000 | 5,648 |
| Net charge-offs | $952,000 | 685 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $-9,400 | 5,654 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $1,959,000 | 4,932 |
| Total interest expense | $140,000 | 5,088 |
| Net interest income | $1,819,000 | 4,877 |
| Provision for loan and lease losses | $242,000 | 1,850 |
| Total noninterest income | $314,000 | 4,337 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $84,000 | 4,402 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $230,000 | 3,939 |
| Total noninterest expense | $1,836,000 | 4,607 |
| Salaries and employee benefits | $909,000 | 4,757 |
| Premises and equipment expense | $216,000 | 4,400 |
| Additional noninterest expense | $711,000 | 4,276 |
| Pre-tax net operating income | $55,000 | 5,612 |
| Securities gains (losses) | $35,000 | 2,004 |
| Applicable income taxes | $-1,000 | 5,769 |
| Income before extraordinary items | $91,000 | 5,546 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $91,000 | 5,545 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $91,000 | 5,546 |
| Net charge-offs | $86,000 | 2,188 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $56,000 | 5,596 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,347,000 | 4,947 |
| Total interest expense | $93,000 | 5,142 |
| Net interest income | $1,254,000 | 4,874 |
| Provision for loan and lease losses | $212,000 | 1,551 |
| Total noninterest income | $200,000 | 4,406 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $55,000 | 4,440 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $145,000 | 4,019 |
| Total noninterest expense | $1,194,000 | 4,696 |
| Salaries and employee benefits | $602,000 | 4,814 |
| Premises and equipment expense | $143,000 | 4,445 |
| Additional noninterest expense | $449,000 | 4,427 |
| Pre-tax net operating income | $48,000 | 5,642 |
| Securities gains (losses) | $39,000 | 1,599 |
| Applicable income taxes | $19,000 | 3,781 |
| Income before extraordinary items | $68,000 | 5,582 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $68,000 | 5,580 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $68,000 | 5,581 |
| Net charge-offs | $14,000 | 2,949 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $37,580 | 5,656 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $641,000 | 5,049 |
| Total interest expense | $47,000 | 5,174 |
| Net interest income | $594,000 | 4,986 |
| Provision for loan and lease losses | $50,000 | 2,135 |
| Total noninterest income | $110,000 | 4,269 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $30,000 | 4,339 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $80,000 | 3,869 |
| Total noninterest expense | $586,000 | 4,760 |
| Salaries and employee benefits | $297,000 | 4,873 |
| Premises and equipment expense | $68,000 | 4,552 |
| Additional noninterest expense | $221,000 | 4,472 |
| Pre-tax net operating income | $68,000 | 5,325 |
| Securities gains (losses) | $15,000 | 1,354 |
| Applicable income taxes | $26,000 | 3,362 |
| Income before extraordinary items | $57,000 | 5,388 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $57,000 | 5,389 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $57,000 | 5,389 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $46,650 | 5,443 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $2,627,000 | 5,034 |
| Total interest expense | $219,000 | 5,052 |
| Net interest income | $2,408,000 | 4,976 |
| Provision for loan and lease losses | $173,000 | 2,510 |
| Total noninterest income | $184,000 | 5,288 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $104,000 | 4,662 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $80,000 | 5,241 |
| Total noninterest expense | $2,206,000 | 4,907 |
| Salaries and employee benefits | $1,237,000 | 4,842 |
| Premises and equipment expense | $319,000 | 4,359 |
| Additional noninterest expense | $650,000 | 5,054 |
| Pre-tax net operating income | $213,000 | 5,436 |
| Securities gains (losses) | $22,000 | 2,184 |
| Applicable income taxes | $165,000 | 3,059 |
| Income before extraordinary items | $70,000 | 5,768 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $70,000 | 5,771 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $70,000 | 5,771 |
| Net charge-offs | $-15,000 | 5,278 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $55,920 | 5,757 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,944,000 | 5,108 |
| Total interest expense | $165,000 | 5,123 |
| Net interest income | $1,779,000 | 5,049 |
| Provision for loan and lease losses | $90,000 | 2,744 |
| Total noninterest income | $139,000 | 5,325 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $81,000 | 4,658 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $58,000 | 5,326 |
| Total noninterest expense | $1,612,000 | 4,976 |
| Salaries and employee benefits | $914,000 | 4,892 |
| Premises and equipment expense | $235,000 | 4,437 |
| Additional noninterest expense | $463,000 | 5,173 |
| Pre-tax net operating income | $216,000 | 5,427 |
| Securities gains (losses) | $22,000 | 1,962 |
| Applicable income taxes | $72,000 | 3,451 |
| Income before extraordinary items | $166,000 | 5,529 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $166,000 | 5,531 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $166,000 | 5,532 |
| Net charge-offs | $-35,000 | 5,502 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $150,600 | 5,539 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,308,000 | 5,132 |
| Total interest expense | $110,000 | 5,176 |
| Net interest income | $1,198,000 | 5,075 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $92,000 | 5,371 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $53,000 | 4,688 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $39,000 | 5,356 |
| Total noninterest expense | $1,066,000 | 5,038 |
| Salaries and employee benefits | $608,000 | 4,950 |
| Premises and equipment expense | $142,000 | 4,653 |
| Additional noninterest expense | $316,000 | 5,181 |
| Pre-tax net operating income | $224,000 | 5,147 |
| Securities gains (losses) | $14,000 | 1,877 |
| Applicable income taxes | $77,000 | 3,185 |
| Income before extraordinary items | $161,000 | 5,316 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $161,000 | 5,315 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $161,000 | 5,318 |
| Net charge-offs | $-5,000 | 5,028 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $151,480 | 5,317 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $648,000 | 5,180 |
| Total interest expense | $56,000 | 5,203 |
| Net interest income | $592,000 | 5,127 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $44,000 | 5,429 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $25,000 | 4,767 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $19,000 | 5,435 |
| Total noninterest expense | $532,000 | 5,082 |
| Salaries and employee benefits | $304,000 | 4,992 |
| Premises and equipment expense | $71,000 | 4,689 |
| Additional noninterest expense | $157,000 | 5,204 |
| Pre-tax net operating income | $104,000 | 5,183 |
| Securities gains (losses) | $14,000 | 1,369 |
| Applicable income taxes | $42,000 | 3,119 |
| Income before extraordinary items | $76,000 | 5,357 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $76,000 | 5,360 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $76,000 | 5,360 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $67,040 | 5,378 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,884,000 | 5,111 |
| Total interest expense | $278,000 | 5,072 |
| Net interest income | $2,606,000 | 5,069 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $195,000 | 5,446 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $123,000 | 4,688 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $72,000 | 5,502 |
| Total noninterest expense | $2,195,000 | 5,112 |
| Salaries and employee benefits | $1,206,000 | 5,064 |
| Premises and equipment expense | $336,000 | 4,456 |
| Additional noninterest expense | $653,000 | 5,261 |
| Pre-tax net operating income | $606,000 | 4,831 |
| Securities gains (losses) | $131,000 | 1,067 |
| Applicable income taxes | $287,000 | 2,681 |
| Income before extraordinary items | $450,000 | 5,040 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $450,000 | 5,039 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $450,000 | 5,040 |
| Net charge-offs | $-69,000 | 6,068 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $366,160 | 5,194 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,010,000 | 5,274 |
| Total interest expense | $215,000 | 5,096 |
| Net interest income | $1,795,000 | 5,234 |
| Provision for loan and lease losses | $45,000 | 3,462 |
| Total noninterest income | $142,000 | 5,531 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $91,000 | 4,772 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $51,000 | 5,615 |
| Total noninterest expense | $1,646,000 | 5,144 |
| Salaries and employee benefits | $901,000 | 5,102 |
| Premises and equipment expense | $249,000 | 4,535 |
| Additional noninterest expense | $496,000 | 5,284 |
| Pre-tax net operating income | $246,000 | 5,504 |
| Securities gains (losses) | $131,000 | 836 |
| Applicable income taxes | $148,000 | 3,035 |
| Income before extraordinary items | $229,000 | 5,471 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $229,000 | 5,472 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $229,000 | 5,473 |
| Net charge-offs | $24,000 | 3,745 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $145,160 | 5,715 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,371,000 | 5,272 |
| Total interest expense | $148,000 | 5,103 |
| Net interest income | $1,223,000 | 5,233 |
| Provision for loan and lease losses | $30,000 | 3,313 |
| Total noninterest income | $95,000 | 5,547 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $60,000 | 4,790 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $35,000 | 5,619 |
| Total noninterest expense | $1,095,000 | 5,197 |
| Salaries and employee benefits | $604,000 | 5,135 |
| Premises and equipment expense | $151,000 | 4,736 |
| Additional noninterest expense | $340,000 | 5,264 |
| Pre-tax net operating income | $193,000 | 5,355 |
| Securities gains (losses) | $73,000 | 959 |
| Applicable income taxes | $106,000 | 2,966 |
| Income before extraordinary items | $160,000 | 5,420 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $160,000 | 5,422 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $160,000 | 5,423 |
| Net charge-offs | $-6,000 | 5,507 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $113,280 | 5,644 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $698,000 | 5,299 |
| Total interest expense | $79,000 | 5,058 |
| Net interest income | $619,000 | 5,271 |
| Provision for loan and lease losses | $15,000 | 3,093 |
| Total noninterest income | $49,000 | 5,535 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $31,000 | 4,724 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $18,000 | 5,602 |
| Total noninterest expense | $543,000 | 5,269 |
| Salaries and employee benefits | $300,000 | 5,210 |
| Premises and equipment expense | $68,000 | 5,000 |
| Additional noninterest expense | $175,000 | 5,271 |
| Pre-tax net operating income | $110,000 | 5,176 |
| Securities gains (losses) | $41,000 | 722 |
| Applicable income taxes | $61,000 | 2,802 |
| Income before extraordinary items | $90,000 | 5,261 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $90,000 | 5,262 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $90,000 | 5,262 |
| Net charge-offs | $-47,000 | 6,293 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $63,760 | 5,533 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,958,000 | 5,246 |
| Total interest expense | $457,000 | 4,653 |
| Net interest income | $2,501,000 | 5,283 |
| Provision for loan and lease losses | $60,000 | 4,088 |
| Total noninterest income | $178,000 | 5,750 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $126,000 | 4,868 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $52,000 | 5,840 |
| Total noninterest expense | $2,100,000 | 5,387 |
| Salaries and employee benefits | $1,146,000 | 5,341 |
| Premises and equipment expense | $250,000 | 5,196 |
| Additional noninterest expense | $704,000 | 5,327 |
| Pre-tax net operating income | $519,000 | 4,968 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $250,000 | 2,780 |
| Income before extraordinary items | $269,000 | 5,504 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $269,000 | 5,509 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $269,000 | 5,509 |
| Net charge-offs | $51,000 | 4,333 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $269,000 | 5,452 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,250,000 | 5,280 |
| Total interest expense | $355,000 | 4,674 |
| Net interest income | $1,895,000 | 5,322 |
| Provision for loan and lease losses | $60,000 | 3,816 |
| Total noninterest income | $131,000 | 5,836 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $98,000 | 4,856 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $33,000 | 6,011 |
| Total noninterest expense | $1,604,000 | 5,376 |
| Salaries and employee benefits | $891,000 | 5,299 |
| Premises and equipment expense | $187,000 | 5,229 |
| Additional noninterest expense | $526,000 | 5,344 |
| Pre-tax net operating income | $362,000 | 5,142 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $203,000 | 2,781 |
| Income before extraordinary items | $159,000 | 5,795 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $159,000 | 5,797 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $159,000 | 5,797 |
| Net charge-offs | $51,000 | 3,838 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $159,000 | 5,730 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,541,000 | 5,251 |
| Total interest expense | $246,000 | 4,648 |
| Net interest income | $1,295,000 | 5,284 |
| Provision for loan and lease losses | $60,000 | 3,384 |
| Total noninterest income | $57,000 | 6,225 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $63,000 | 4,904 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-6,000 | 6,669 |
| Total noninterest expense | $1,070,000 | 5,402 |
| Salaries and employee benefits | $610,000 | 5,270 |
| Premises and equipment expense | $124,000 | 5,249 |
| Additional noninterest expense | $336,000 | 5,425 |
| Pre-tax net operating income | $222,000 | 5,197 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $70,000 | 3,268 |
| Income before extraordinary items | $152,000 | 5,544 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $152,000 | 5,547 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $152,000 | 5,547 |
| Net charge-offs | $51,000 | 3,336 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $152,000 | 5,436 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $726,000 | 5,403 |
| Total interest expense | $127,000 | 4,669 |
| Net interest income | $599,000 | 5,451 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $70,000 | 5,332 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $30,000 | 4,965 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $40,000 | 4,987 |
| Total noninterest expense | $545,000 | 5,405 |
| Salaries and employee benefits | $305,000 | 5,311 |
| Premises and equipment expense | $63,000 | 5,237 |
| Additional noninterest expense | $177,000 | 5,392 |
| Pre-tax net operating income | $124,000 | 5,079 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $37,000 | 3,209 |
| Income before extraordinary items | $87,000 | 5,396 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $87,000 | 5,398 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $87,000 | 5,398 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $87,000 | 5,294 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,158,000 | 5,381 |
| Total interest expense | $676,000 | 4,488 |
| Net interest income | $2,482,000 | 5,477 |
| Provision for loan and lease losses | $32,000 | 5,424 |
| Total noninterest income | $344,000 | 5,028 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $135,000 | 4,950 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $209,000 | 4,539 |
| Total noninterest expense | $2,319,000 | 5,349 |
| Salaries and employee benefits | $1,175,000 | 5,436 |
| Premises and equipment expense | $313,000 | 4,869 |
| Additional noninterest expense | $831,000 | 5,200 |
| Pre-tax net operating income | $475,000 | 4,975 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $88,000 | 3,599 |
| Income before extraordinary items | $387,000 | 5,235 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $387,000 | 5,232 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $387,000 | 5,233 |
| Net charge-offs | $672,000 | 2,271 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $387,000 | 5,037 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,421,000 | 5,426 |
| Total interest expense | $537,000 | 4,482 |
| Net interest income | $1,884,000 | 5,528 |
| Provision for loan and lease losses | $32,000 | 5,197 |
| Total noninterest income | $242,000 | 5,169 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $103,000 | 4,999 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $139,000 | 4,733 |
| Total noninterest expense | $1,800,000 | 5,305 |
| Salaries and employee benefits | $934,000 | 5,339 |
| Premises and equipment expense | $234,000 | 4,939 |
| Additional noninterest expense | $632,000 | 5,215 |
| Pre-tax net operating income | $294,000 | 5,323 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $20,000 | 4,156 |
| Income before extraordinary items | $274,000 | 5,433 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $274,000 | 5,432 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $274,000 | 5,432 |
| Net charge-offs | $648,000 | 1,901 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $274,000 | 5,242 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,624,000 | 5,465 |
| Total interest expense | $373,000 | 4,492 |
| Net interest income | $1,251,000 | 5,573 |
| Provision for loan and lease losses | $32,000 | 4,845 |
| Total noninterest income | $150,000 | 5,302 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $67,000 | 5,048 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $83,000 | 4,887 |
| Total noninterest expense | $1,185,000 | 5,363 |
| Salaries and employee benefits | $619,000 | 5,391 |
| Premises and equipment expense | $159,000 | 4,918 |
| Additional noninterest expense | $407,000 | 5,314 |
| Pre-tax net operating income | $184,000 | 5,392 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $-2,000 | 6,772 |
| Income before extraordinary items | $186,000 | 5,411 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $186,000 | 5,409 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $186,000 | 5,409 |
| Net charge-offs | $632,000 | 1,557 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $186,000 | 5,218 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $814,000 | 5,508 |
| Total interest expense | $197,000 | 4,486 |
| Net interest income | $617,000 | 5,631 |
| Provision for loan and lease losses | $32,000 | 4,066 |
| Total noninterest income | $136,000 | 4,429 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $36,000 | 4,904 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $100,000 | 3,714 |
| Total noninterest expense | $597,000 | 5,389 |
| Salaries and employee benefits | $306,000 | 5,456 |
| Premises and equipment expense | $76,000 | 5,053 |
| Additional noninterest expense | $215,000 | 5,197 |
| Pre-tax net operating income | $124,000 | 5,165 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $24,000 | 3,568 |
| Income before extraordinary items | $100,000 | 5,358 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $100,000 | 5,359 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $100,000 | 5,359 |
| Net charge-offs | $529,000 | 1,051 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $100,000 | 5,208 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,529,000 | 5,431 |
| Total interest expense | $1,069,000 | 4,252 |
| Net interest income | $2,460,000 | 5,685 |
| Provision for loan and lease losses | $1,700,000 | 1,748 |
| Total noninterest income | $378,000 | 4,876 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $168,000 | 4,694 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $210,000 | 4,401 |
| Total noninterest expense | $2,079,000 | 5,741 |
| Salaries and employee benefits | $1,255,000 | 5,425 |
| Premises and equipment expense | $407,000 | 4,521 |
| Additional noninterest expense | $417,000 | 6,499 |
| Pre-tax net operating income | $-941,000 | 6,563 |
| Securities gains (losses) | $167,000 | 1,606 |
| Applicable income taxes | $-406,000 | 7,029 |
| Income before extraordinary items | $-368,000 | 6,419 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-368,000 | 6,421 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-368,000 | 6,420 |
| Net charge-offs | $185,000 | 4,392 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-474,880 | 6,428 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,699,000 | 5,442 |
| Total interest expense | $826,000 | 4,292 |
| Net interest income | $1,873,000 | 5,690 |
| Provision for loan and lease losses | $1,690,000 | 1,399 |
| Total noninterest income | $285,000 | 4,910 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $133,000 | 4,607 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $152,000 | 4,506 |
| Total noninterest expense | $1,544,000 | 5,789 |
| Salaries and employee benefits | $936,000 | 5,437 |
| Premises and equipment expense | $309,000 | 4,539 |
| Additional noninterest expense | $299,000 | 6,603 |
| Pre-tax net operating income | $-1,076,000 | 6,814 |
| Securities gains (losses) | $167,000 | 1,336 |
| Applicable income taxes | $-338,000 | 7,156 |
| Income before extraordinary items | $-571,000 | 6,717 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-571,000 | 6,718 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-571,000 | 6,718 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-677,880 | 6,720 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,801,000 | 5,484 |
| Total interest expense | $563,000 | 4,340 |
| Net interest income | $1,238,000 | 5,740 |
| Provision for loan and lease losses | $60,000 | 4,872 |
| Total noninterest income | $189,000 | 4,944 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $90,000 | 4,586 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $99,000 | 4,553 |
| Total noninterest expense | $1,054,000 | 5,804 |
| Salaries and employee benefits | $623,000 | 5,495 |
| Premises and equipment expense | $205,000 | 4,602 |
| Additional noninterest expense | $226,000 | 6,523 |
| Pre-tax net operating income | $313,000 | 4,555 |
| Securities gains (losses) | $167,000 | 821 |
| Applicable income taxes | $570,000 | 1,197 |
| Income before extraordinary items | $-90,000 | 6,493 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-90,000 | 6,493 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-90,000 | 6,493 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-196,880 | 6,592 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $913,000 | 5,483 |
| Total interest expense | $288,000 | 4,411 |
| Net interest income | $625,000 | 5,734 |
| Provision for loan and lease losses | $30,000 | 4,582 |
| Total noninterest income | $81,000 | 5,264 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $40,000 | 4,752 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $41,000 | 4,959 |
| Total noninterest expense | $546,000 | 5,769 |
| Salaries and employee benefits | $324,000 | 5,429 |
| Premises and equipment expense | $104,000 | 4,611 |
| Additional noninterest expense | $118,000 | 6,519 |
| Pre-tax net operating income | $130,000 | 4,823 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $20,000 | 3,446 |
| Income before extraordinary items | $110,000 | 4,885 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $110,000 | 4,883 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $110,000 | 4,885 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $110,000 | 4,824 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,878,000 | 5,474 |
| Total interest expense | $1,283,000 | 4,641 |
| Net interest income | $2,595,000 | 5,687 |
| Provision for loan and lease losses | $165,000 | 5,547 |
| Total noninterest income | $598,000 | 4,245 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $598,000 | 2,923 |
| Total noninterest expense | $2,162,000 | 5,850 |
| Salaries and employee benefits | $1,330,000 | 5,387 |
| Premises and equipment expense | $426,000 | 4,596 |
| Additional noninterest expense | $406,000 | 6,779 |
| Pre-tax net operating income | $866,000 | 3,622 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $134,000 | 3,006 |
| Income before extraordinary items | $732,000 | 3,775 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $732,000 | 3,774 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $732,000 | 3,776 |
| Net charge-offs | $45,000 | 5,971 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $732,000 | 3,647 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,965,000 | 5,519 |
| Total interest expense | $980,000 | 4,753 |
| Net interest income | $1,985,000 | 5,720 |
| Provision for loan and lease losses | $145,000 | 5,303 |
| Total noninterest income | $473,000 | 4,179 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $473,000 | 2,848 |
| Total noninterest expense | $1,605,000 | 5,900 |
| Salaries and employee benefits | $991,000 | 5,444 |
| Premises and equipment expense | $323,000 | 4,642 |
| Additional noninterest expense | $291,000 | 6,896 |
| Pre-tax net operating income | $708,000 | 3,700 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $121,000 | 2,974 |
| Income before extraordinary items | $587,000 | 3,821 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $587,000 | 3,821 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $587,000 | 3,822 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $587,000 | 3,675 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,946,000 | 5,601 |
| Total interest expense | $669,000 | 4,805 |
| Net interest income | $1,277,000 | 5,828 |
| Provision for loan and lease losses | $24,000 | 6,332 |
| Total noninterest income | $329,000 | 4,071 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $329,000 | 2,705 |
| Total noninterest expense | $1,103,000 | 5,871 |
| Salaries and employee benefits | $685,000 | 5,387 |
| Premises and equipment expense | $219,000 | 4,628 |
| Additional noninterest expense | $199,000 | 6,916 |
| Pre-tax net operating income | $479,000 | 3,700 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $79,000 | 2,980 |
| Income before extraordinary items | $400,000 | 3,786 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $400,000 | 3,784 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $400,000 | 3,785 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $400,000 | 3,680 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $973,000 | 5,672 |
| Total interest expense | $342,000 | 4,883 |
| Net interest income | $631,000 | 5,889 |
| Provision for loan and lease losses | $12,000 | 6,061 |
| Total noninterest income | $194,000 | 3,714 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $194,000 | 2,445 |
| Total noninterest expense | $574,000 | 5,848 |
| Salaries and employee benefits | $359,000 | 5,277 |
| Premises and equipment expense | $112,000 | 4,636 |
| Additional noninterest expense | $103,000 | 6,955 |
| Pre-tax net operating income | $239,000 | 3,759 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $25,000 | 3,295 |
| Income before extraordinary items | $214,000 | 3,756 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $214,000 | 3,753 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $214,000 | 3,755 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $214,000 | 3,635 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,126,000 | 5,642 |
| Total interest expense | $1,587,000 | 5,036 |
| Net interest income | $2,539,000 | 5,797 |
| Provision for loan and lease losses | $172,000 | 5,946 |
| Total noninterest income | $460,000 | 4,878 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $460,000 | 3,342 |
| Total noninterest expense | $2,360,000 | 5,830 |
| Salaries and employee benefits | $1,436,000 | 5,324 |
| Premises and equipment expense | $415,000 | 4,889 |
| Additional noninterest expense | $509,000 | 6,751 |
| Pre-tax net operating income | $467,000 | 4,072 |
| Securities gains (losses) | $12,000 | 3,205 |
| Applicable income taxes | $98,000 | 2,893 |
| Income before extraordinary items | $381,000 | 4,233 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $381,000 | 4,233 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $381,000 | 4,233 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $371,400 | 4,193 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,106,000 | 5,688 |
| Total interest expense | $1,206,000 | 5,130 |
| Net interest income | $1,900,000 | 5,825 |
| Provision for loan and lease losses | $164,000 | 5,417 |
| Total noninterest income | $359,000 | 4,862 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $359,000 | 3,364 |
| Total noninterest expense | $1,797,000 | 5,813 |
| Salaries and employee benefits | $1,092,000 | 5,316 |
| Premises and equipment expense | $309,000 | 4,953 |
| Additional noninterest expense | $396,000 | 6,711 |
| Pre-tax net operating income | $298,000 | 4,536 |
| Securities gains (losses) | $12,000 | 2,919 |
| Applicable income taxes | $60,000 | 3,222 |
| Income before extraordinary items | $250,000 | 4,630 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $250,000 | 4,628 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $250,000 | 4,631 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $240,280 | 4,610 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,091,000 | 5,720 |
| Total interest expense | $808,000 | 5,255 |
| Net interest income | $1,283,000 | 5,808 |
| Provision for loan and lease losses | $64,000 | 5,788 |
| Total noninterest income | $259,000 | 4,734 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $259,000 | 3,241 |
| Total noninterest expense | $1,204,000 | 5,849 |
| Salaries and employee benefits | $724,000 | 5,388 |
| Premises and equipment expense | $203,000 | 5,035 |
| Additional noninterest expense | $277,000 | 6,658 |
| Pre-tax net operating income | $274,000 | 4,261 |
| Securities gains (losses) | $12,000 | 2,527 |
| Applicable income taxes | $38,000 | 3,337 |
| Income before extraordinary items | $248,000 | 4,257 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $248,000 | 4,257 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $248,000 | 4,257 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $237,560 | 4,213 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,046,000 | 5,765 |
| Total interest expense | $405,000 | 5,360 |
| Net interest income | $641,000 | 5,822 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $108,000 | 5,078 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $108,000 | 3,540 |
| Total noninterest expense | $621,000 | 5,709 |
| Salaries and employee benefits | $357,000 | 5,486 |
| Premises and equipment expense | $103,000 | 5,042 |
| Additional noninterest expense | $161,000 | 6,133 |
| Pre-tax net operating income | $128,000 | 4,725 |
| Securities gains (losses) | $12,000 | 1,860 |
| Applicable income taxes | $31,000 | 3,260 |
| Income before extraordinary items | $109,000 | 4,827 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $109,000 | 4,831 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $109,000 | 4,830 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $99,640 | 4,815 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,357,000 | 5,816 |
| Total interest expense | $1,641,000 | 5,784 |
| Net interest income | $2,716,000 | 5,688 |
| Provision for loan and lease losses | $2,000,000 | 1,789 |
| Total noninterest income | $430,000 | 5,146 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $430,000 | 3,458 |
| Total noninterest expense | $2,148,000 | 6,053 |
| Salaries and employee benefits | $1,300,000 | 5,759 |
| Premises and equipment expense | $394,000 | 5,125 |
| Additional noninterest expense | $454,000 | 6,829 |
| Pre-tax net operating income | $-1,002,000 | 7,019 |
| Securities gains (losses) | $4,000 | 2,823 |
| Applicable income taxes | $-548,000 | 7,527 |
| Income before extraordinary items | $-450,000 | 6,680 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-450,000 | 6,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-452,560 | 6,813 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,289,000 | 5,867 |
| Total interest expense | $1,239,000 | 5,885 |
| Net interest income | $2,050,000 | 5,723 |
| Provision for loan and lease losses | $2,000,000 | 1,187 |
| Total noninterest income | $329,000 | 5,192 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $329,000 | 3,529 |
| Total noninterest expense | $1,648,000 | 5,975 |
| Salaries and employee benefits | $1,015,000 | 5,641 |
| Premises and equipment expense | $294,000 | 5,163 |
| Additional noninterest expense | $339,000 | 6,823 |
| Pre-tax net operating income | $-1,269,000 | 7,655 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $154,000 | 3,202 |
| Income before extraordinary items | $-1,423,000 | 7,681 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,423,000 | 7,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,423,000 | 7,779 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,202,000 | 5,928 |
| Total interest expense | $840,000 | 5,996 |
| Net interest income | $1,362,000 | 5,757 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $225,000 | 5,205 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $225,000 | 3,538 |
| Total noninterest expense | $1,120,000 | 5,969 |
| Salaries and employee benefits | $690,000 | 5,635 |
| Premises and equipment expense | $194,000 | 5,229 |
| Additional noninterest expense | $236,000 | 6,762 |
| Pre-tax net operating income | $467,000 | 4,488 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $91,000 | 3,548 |
| Income before extraordinary items | $376,000 | 4,604 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $376,000 | 4,604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $376,000 | 4,534 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,115,000 | 5,982 |
| Total interest expense | $429,000 | 6,114 |
| Net interest income | $686,000 | 5,749 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $113,000 | 5,199 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $113,000 | 3,556 |
| Total noninterest expense | $546,000 | 6,070 |
| Salaries and employee benefits | $331,000 | 5,811 |
| Premises and equipment expense | $102,000 | 5,112 |
| Additional noninterest expense | $113,000 | 6,841 |
| Pre-tax net operating income | $253,000 | 4,507 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $54,000 | 3,490 |
| Income before extraordinary items | $199,000 | 4,675 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $199,000 | 4,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $199,000 | 4,574 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,398,000 | 6,034 |
| Total interest expense | $1,566,000 | 6,340 |
| Net interest income | $2,832,000 | 5,652 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $462,000 | 5,197 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $462,000 | 3,461 |
| Total noninterest expense | $2,081,000 | 6,118 |
| Salaries and employee benefits | $1,240,000 | 5,892 |
| Premises and equipment expense | $369,000 | 5,259 |
| Additional noninterest expense | $472,000 | 6,725 |
| Pre-tax net operating income | $1,213,000 | 4,338 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $285,000 | 3,437 |
| Income before extraordinary items | $928,000 | 4,480 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $928,000 | 4,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $928,000 | 4,474 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,285,000 | 6,065 |
| Total interest expense | $1,145,000 | 6,425 |
| Net interest income | $2,140,000 | 5,658 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $346,000 | 5,238 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $346,000 | 3,481 |
| Total noninterest expense | $1,541,000 | 6,144 |
| Salaries and employee benefits | $902,000 | 5,959 |
| Premises and equipment expense | $275,000 | 5,269 |
| Additional noninterest expense | $364,000 | 6,631 |
| Pre-tax net operating income | $945,000 | 4,481 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $225,000 | 3,575 |
| Income before extraordinary items | $720,000 | 4,587 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $720,000 | 4,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $720,000 | 4,581 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,169,000 | 6,123 |
| Total interest expense | $739,000 | 6,516 |
| Net interest income | $1,430,000 | 5,696 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $239,000 | 5,180 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $239,000 | 3,437 |
| Total noninterest expense | $1,025,000 | 6,187 |
| Salaries and employee benefits | $607,000 | 5,973 |
| Premises and equipment expense | $175,000 | 5,426 |
| Additional noninterest expense | $243,000 | 6,660 |
| Pre-tax net operating income | $644,000 | 4,499 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $154,000 | 3,613 |
| Income before extraordinary items | $490,000 | 4,589 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $490,000 | 4,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $490,000 | 4,586 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,071,000 | 6,160 |
| Total interest expense | $350,000 | 6,641 |
| Net interest income | $721,000 | 5,686 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $125,000 | 5,031 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $125,000 | 3,340 |
| Total noninterest expense | $515,000 | 6,207 |
| Salaries and employee benefits | $310,000 | 5,947 |
| Premises and equipment expense | $87,000 | 5,461 |
| Additional noninterest expense | $118,000 | 6,739 |
| Pre-tax net operating income | $331,000 | 4,428 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $82,000 | 3,544 |
| Income before extraordinary items | $249,000 | 4,569 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $249,000 | 4,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $249,000 | 4,555 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,117,000 | 6,041 |
| Total interest expense | $1,243,000 | 6,521 |
| Net interest income | $2,874,000 | 5,654 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $439,000 | 5,412 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $439,000 | 3,572 |
| Total noninterest expense | $2,008,000 | 6,152 |
| Salaries and employee benefits | $1,195,000 | 5,930 |
| Premises and equipment expense | $368,000 | 5,179 |
| Additional noninterest expense | $445,000 | 6,822 |
| Pre-tax net operating income | $1,305,000 | 4,600 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $349,000 | 3,594 |
| Income before extraordinary items | $956,000 | 4,808 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $956,000 | 4,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $956,000 | 4,794 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,054,000 | 6,074 |
| Total interest expense | $902,000 | 6,553 |
| Net interest income | $2,152,000 | 5,701 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $321,000 | 5,494 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $321,000 | 3,624 |
| Total noninterest expense | $1,482,000 | 6,188 |
| Salaries and employee benefits | $882,000 | 5,937 |
| Premises and equipment expense | $273,000 | 5,226 |
| Additional noninterest expense | $327,000 | 6,899 |
| Pre-tax net operating income | $991,000 | 4,729 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $269,000 | 3,728 |
| Income before extraordinary items | $722,000 | 4,946 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $722,000 | 4,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $722,000 | 4,937 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,012,000 | 6,096 |
| Total interest expense | $579,000 | 6,559 |
| Net interest income | $1,433,000 | 5,736 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $195,000 | 5,705 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $195,000 | 3,797 |
| Total noninterest expense | $997,000 | 6,182 |
| Salaries and employee benefits | $593,000 | 5,944 |
| Premises and equipment expense | $179,000 | 5,266 |
| Additional noninterest expense | $225,000 | 6,847 |
| Pre-tax net operating income | $631,000 | 4,875 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $182,000 | 3,736 |
| Income before extraordinary items | $449,000 | 5,134 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $449,000 | 5,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $449,000 | 5,131 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $978,000 | 6,148 |
| Total interest expense | $276,000 | 6,580 |
| Net interest income | $702,000 | 5,794 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $101,000 | 5,577 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $101,000 | 3,683 |
| Total noninterest expense | $513,000 | 6,104 |
| Salaries and employee benefits | $296,000 | 5,974 |
| Premises and equipment expense | $94,000 | 5,139 |
| Additional noninterest expense | $123,000 | 6,581 |
| Pre-tax net operating income | $290,000 | 5,049 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $82,000 | 3,858 |
| Income before extraordinary items | $208,000 | 5,271 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $208,000 | 5,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $208,000 | 5,267 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,610,000 | 6,107 |
| Total interest expense | $1,010,000 | 6,265 |
| Net interest income | $2,600,000 | 5,934 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $473,000 | 5,368 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $473,000 | 3,475 |
| Total noninterest expense | $1,962,000 | 6,181 |
| Salaries and employee benefits | $1,203,000 | 5,791 |
| Premises and equipment expense | $344,000 | 5,340 |
| Additional noninterest expense | $415,000 | 7,015 |
| Pre-tax net operating income | $1,111,000 | 5,074 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $291,000 | 4,177 |
| Income before extraordinary items | $820,000 | 5,292 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $820,000 | 5,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $820,000 | 5,266 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,659,000 | 6,144 |
| Total interest expense | $728,000 | 6,256 |
| Net interest income | $1,931,000 | 5,991 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $361,000 | 5,358 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $361,000 | 3,472 |
| Total noninterest expense | $1,469,000 | 6,149 |
| Salaries and employee benefits | $903,000 | 5,755 |
| Premises and equipment expense | $260,000 | 5,309 |
| Additional noninterest expense | $306,000 | 7,060 |
| Pre-tax net operating income | $823,000 | 5,269 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $209,000 | 4,347 |
| Income before extraordinary items | $614,000 | 5,393 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $614,000 | 5,396 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $614,000 | 5,362 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,729,000 | 6,157 |
| Total interest expense | $461,000 | 6,253 |
| Net interest income | $1,268,000 | 6,014 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $223,000 | 5,499 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $223,000 | 3,580 |
| Total noninterest expense | $987,000 | 6,119 |
| Salaries and employee benefits | $603,000 | 5,725 |
| Premises and equipment expense | $171,000 | 5,345 |
| Additional noninterest expense | $213,000 | 6,953 |
| Pre-tax net operating income | $504,000 | 5,466 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $125,000 | 4,510 |
| Income before extraordinary items | $379,000 | 5,571 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $379,000 | 5,574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $379,000 | 5,525 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $836,000 | 6,257 |
| Total interest expense | $221,000 | 6,290 |
| Net interest income | $615,000 | 6,155 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $112,000 | 5,441 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $112,000 | 3,523 |
| Total noninterest expense | $504,000 | 6,078 |
| Salaries and employee benefits | $309,000 | 5,696 |
| Premises and equipment expense | $87,000 | 5,339 |
| Additional noninterest expense | $108,000 | 6,948 |
| Pre-tax net operating income | $223,000 | 5,711 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $52,000 | 4,706 |
| Income before extraordinary items | $171,000 | 5,797 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $171,000 | 5,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $171,000 | 5,759 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,935,000 | 6,490 |
| Total interest expense | $882,000 | 5,997 |
| Net interest income | $2,053,000 | 6,557 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $446,000 | 5,545 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $446,000 | 3,518 |
| Total noninterest expense | $1,914,000 | 6,144 |
| Salaries and employee benefits | $1,132,000 | 5,885 |
| Premises and equipment expense | $353,000 | 5,182 |
| Additional noninterest expense | $429,000 | 6,968 |
| Pre-tax net operating income | $585,000 | 6,429 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $106,000 | 5,453 |
| Income before extraordinary items | $479,000 | 6,437 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $479,000 | 6,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $479,000 | 6,367 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,147,000 | 6,565 |
| Total interest expense | $665,000 | 5,967 |
| Net interest income | $1,482,000 | 6,656 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $334,000 | 5,576 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $334,000 | 3,531 |
| Total noninterest expense | $1,439,000 | 6,100 |
| Salaries and employee benefits | $839,000 | 5,867 |
| Premises and equipment expense | $267,000 | 5,121 |
| Additional noninterest expense | $333,000 | 6,847 |
| Pre-tax net operating income | $377,000 | 6,838 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $56,000 | 5,887 |
| Income before extraordinary items | $321,000 | 6,777 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $321,000 | 6,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $321,000 | 6,704 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,408,000 | 6,651 |
| Total interest expense | $447,000 | 5,975 |
| Net interest income | $961,000 | 6,770 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $210,000 | 5,711 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $210,000 | 3,644 |
| Total noninterest expense | $952,000 | 6,172 |
| Salaries and employee benefits | $561,000 | 5,907 |
| Premises and equipment expense | $174,000 | 5,230 |
| Additional noninterest expense | $217,000 | 6,946 |
| Pre-tax net operating income | $219,000 | 7,044 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $29,000 | 6,064 |
| Income before extraordinary items | $190,000 | 6,991 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $190,000 | 6,991 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $190,000 | 6,921 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $698,000 | 6,723 |
| Total interest expense | $226,000 | 5,989 |
| Net interest income | $472,000 | 6,853 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $105,000 | 5,670 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $105,000 | 3,606 |
| Total noninterest expense | $482,000 | 6,164 |
| Salaries and employee benefits | $283,000 | 5,919 |
| Premises and equipment expense | $87,000 | 5,269 |
| Additional noninterest expense | $112,000 | 6,871 |
| Pre-tax net operating income | $95,000 | 7,230 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $8,000 | 6,367 |
| Income before extraordinary items | $87,000 | 7,109 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $87,000 | 7,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $87,000 | 7,024 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,179,000 | 6,347 |
| Total interest expense | $1,000,000 | 6,127 |
| Net interest income | $2,179,000 | 6,340 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $519,000 | 5,338 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $519,000 | 3,518 |
| Total noninterest expense | $2,096,000 | 5,837 |
| Salaries and employee benefits | $1,328,000 | 5,272 |
| Premises and equipment expense | $341,000 | 5,265 |
| Additional noninterest expense | $427,000 | 6,989 |
| Pre-tax net operating income | $602,000 | 6,335 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $-38,000 | 8,847 |
| Income before extraordinary items | $640,000 | 5,803 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $640,000 | 5,806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $640,000 | 5,635 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,463,000 | 6,298 |
| Total interest expense | $766,000 | 6,193 |
| Net interest income | $1,697,000 | 6,262 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $414,000 | 5,218 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $414,000 | 3,466 |
| Total noninterest expense | $1,613,000 | 5,725 |
| Salaries and employee benefits | $1,017,000 | 5,193 |
| Premises and equipment expense | $263,000 | 5,158 |
| Additional noninterest expense | $333,000 | 6,866 |
| Pre-tax net operating income | $498,000 | 6,296 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $-48,000 | 9,015 |
| Income before extraordinary items | $546,000 | 5,632 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $546,000 | 5,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $546,000 | 5,451 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,725,000 | 6,196 |
| Total interest expense | $521,000 | 6,263 |
| Net interest income | $1,204,000 | 6,053 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $289,000 | 5,094 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $289,000 | 3,370 |
| Total noninterest expense | $1,092,000 | 5,680 |
| Salaries and employee benefits | $708,000 | 5,036 |
| Premises and equipment expense | $174,000 | 5,157 |
| Additional noninterest expense | $210,000 | 7,008 |
| Pre-tax net operating income | $401,000 | 5,854 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $-5,000 | 8,956 |
| Income before extraordinary items | $406,000 | 5,362 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $406,000 | 5,362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $406,000 | 5,164 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $919,000 | 6,033 |
| Total interest expense | $270,000 | 6,256 |
| Net interest income | $649,000 | 5,790 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $135,000 | 5,152 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $135,000 | 3,397 |
| Total noninterest expense | $557,000 | 5,586 |
| Salaries and employee benefits | $360,000 | 4,981 |
| Premises and equipment expense | $89,000 | 5,083 |
| Additional noninterest expense | $108,000 | 6,949 |
| Pre-tax net operating income | $227,000 | 5,529 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $227,000 | 4,985 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $227,000 | 4,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $227,000 | 4,780 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,843,000 | 6,038 |
| Total interest expense | $1,430,000 | 5,872 |
| Net interest income | $2,413,000 | 6,024 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $784,000 | 4,041 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $784,000 | 2,534 |
| Total noninterest expense | $1,968,000 | 5,926 |
| Salaries and employee benefits | $1,224,000 | 5,408 |
| Premises and equipment expense | $319,000 | 5,371 |
| Additional noninterest expense | $425,000 | 6,978 |
| Pre-tax net operating income | $1,229,000 | 4,637 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $367,000 | 4,063 |
| Income before extraordinary items | $862,000 | 4,997 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $862,000 | 4,997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $862,000 | 4,873 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,899,000 | 5,686 |
| Total interest expense | $2,189,000 | 5,826 |
| Net interest income | $2,710,000 | 5,436 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $377,000 | 5,843 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $377,000 | 3,660 |
| Total noninterest expense | $1,814,000 | 6,103 |
| Salaries and employee benefits | $1,186,000 | 5,371 |
| Premises and equipment expense | $208,000 | 6,684 |
| Additional noninterest expense | $420,000 | 6,990 |
| Pre-tax net operating income | $1,273,000 | 4,283 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $368,000 | 3,893 |
| Income before extraordinary items | $905,000 | 4,551 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $905,000 | 4,553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $905,000 | 4,439 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,185,000 | 5,609 |
| Total interest expense | $2,155,000 | 6,045 |
| Net interest income | $3,030,000 | 5,121 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $378,000 | 5,689 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $378,000 | 3,482 |
| Total noninterest expense | $1,695,000 | 6,277 |
| Salaries and employee benefits | $1,172,000 | 5,323 |
| Premises and equipment expense | $134,000 | 7,850 |
| Additional noninterest expense | $389,000 | 7,232 |
| Pre-tax net operating income | $1,713,000 | 3,686 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $570,000 | 3,219 |
| Income before extraordinary items | $1,143,000 | 3,997 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,143,000 | 3,999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,143,000 | 3,986 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,096,000 | 5,501 |
| Total interest expense | $2,154,000 | 5,729 |
| Net interest income | $2,942,000 | 5,238 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $280,000 | 6,628 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $280,000 | 4,174 |
| Total noninterest expense | $1,503,000 | 6,776 |
| Salaries and employee benefits | $992,000 | 5,920 |
| Premises and equipment expense | $152,000 | 7,631 |
| Additional noninterest expense | $359,000 | 7,612 |
| Pre-tax net operating income | $1,719,000 | 3,740 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $598,000 | 3,230 |
| Income before extraordinary items | $1,121,000 | 4,075 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,121,000 | 4,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,121,000 | 4,040 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,481,000 | 5,317 |
| Total interest expense | $2,180,000 | 5,873 |
| Net interest income | $3,301,000 | 4,801 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $270,000 | 6,773 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $270,000 | 4,239 |
| Total noninterest expense | $1,452,000 | 6,821 |
| Salaries and employee benefits | $942,000 | 6,021 |
| Premises and equipment expense | $141,000 | 7,860 |
| Additional noninterest expense | $369,000 | 7,484 |
| Pre-tax net operating income | $2,119,000 | 3,189 |
| Securities gains (losses) | $3,000 | 3,720 |
| Applicable income taxes | $791,000 | 2,766 |
| Income before extraordinary items | $1,331,000 | 3,603 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,331,000 | 3,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,329,080 | 3,516 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,449,000 | 5,447 |
| Total interest expense | $2,217,000 | 5,847 |
| Net interest income | $3,232,000 | 5,022 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $248,000 | 7,239 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $248,000 | 4,384 |
| Total noninterest expense | $1,470,000 | 6,865 |
| Salaries and employee benefits | $956,000 | 6,021 |
| Premises and equipment expense | $138,000 | 8,064 |
| Additional noninterest expense | $376,000 | 7,565 |
| Pre-tax net operating income | $2,010,000 | 3,518 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $791,000 | 2,954 |
| Income before extraordinary items | $1,219,000 | 3,999 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,219,000 | 3,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,219,000 | 3,926 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,363,000 | 5,631 |
| Total interest expense | $2,325,000 | 5,801 |
| Net interest income | $3,038,000 | 5,391 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $262,000 | 7,430 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $262,000 | 4,411 |
| Total noninterest expense | $1,948,000 | 6,041 |
| Salaries and employee benefits | $966,000 | 6,145 |
| Premises and equipment expense | $140,000 | 8,281 |
| Additional noninterest expense | $842,000 | 4,996 |
| Pre-tax net operating income | $1,352,000 | 4,704 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $508,000 | 4,101 |
| Income before extraordinary items | $844,000 | 5,097 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $844,000 | 5,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $844,000 | 5,045 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,265,000 | 5,768 |
| Total interest expense | $2,252,000 | 5,971 |
| Net interest income | $3,013,000 | 5,478 |
| Provision for loan and lease losses | $4,000 | 8,753 |
| Total noninterest income | $266,000 | 7,495 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $266,000 | 4,316 |
| Total noninterest expense | $1,470,000 | 7,360 |
| Salaries and employee benefits | $777,000 | 7,228 |
| Premises and equipment expense | $148,000 | 8,330 |
| Additional noninterest expense | $545,000 | 6,908 |
| Pre-tax net operating income | $1,805,000 | 3,834 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $682,000 | 3,307 |
| Income before extraordinary items | $1,123,000 | 4,177 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,123,000 | 4,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,178 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,123,000 | 4,158 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,250,000 | 5,440 |
| Total interest expense | $2,031,000 | 5,551 |
| Net interest income | $3,219,000 | 5,295 |
| Provision for loan and lease losses | $11,000 | 8,408 |
| Total noninterest income | $270,000 | 7,657 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $270,000 | 4,385 |
| Total noninterest expense | $1,293,000 | 8,272 |
| Salaries and employee benefits | $690,000 | 7,961 |
| Premises and equipment expense | $158,000 | 8,341 |
| Additional noninterest expense | $445,000 | 8,366 |
| Pre-tax net operating income | $2,185,000 | 3,194 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $934,000 | 2,384 |
| Income before extraordinary items | $1,251,000 | 3,711 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,251,000 | 3,717 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,826 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,251,000 | 3,743 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,434,000 | 5,390 |
| Total interest expense | $2,211,000 | 5,357 |
| Net interest income | $3,223,000 | 5,314 |
| Provision for loan and lease losses | $48,000 | 7,582 |
| Total noninterest income | $281,000 | 7,923 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $281,000 | 4,644 |
| Total noninterest expense | $1,166,000 | 9,030 |
| Salaries and employee benefits | $588,000 | 8,908 |
| Premises and equipment expense | $159,000 | 8,674 |
| Additional noninterest expense | $419,000 | 9,049 |
| Pre-tax net operating income | $2,290,000 | 2,936 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $902,000 | 2,515 |
| Income before extraordinary items | $1,388,000 | 3,480 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,388,000 | 3,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 10,864 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,388,000 | 3,290 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,672,000 | 5,741 |
| Total interest expense | $2,692,000 | 5,654 |
| Net interest income | $2,980,000 | 5,751 |
| Provision for loan and lease losses | $8,000 | 11,328 |
| Total noninterest income | $316,000 | 7,507 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $316,000 | 4,287 |
| Total noninterest expense | $1,094,000 | 9,538 |
| Salaries and employee benefits | $529,000 | 9,493 |
| Premises and equipment expense | $157,000 | 8,918 |
| Additional noninterest expense | $408,000 | 9,464 |
| Pre-tax net operating income | $2,194,000 | 2,847 |
| Securities gains (losses) | $2,000 | 7,695 |
| Applicable income taxes | $783,000 | 2,676 |
| Income before extraordinary items | $1,413,000 | 3,248 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,413,000 | 3,287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 10,157 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,411,720 | 3,021 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.