Home > Morganfield National Bank > Income and Expense
Morganfield National Bank, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,104,000 | 3,506 |
| Total interest expense | $4,326,000 | 3,425 |
| Net interest income | $4,778,000 | 3,550 |
| Provision for loan and lease losses | $210,000 | 3,403 |
| Total noninterest income | $924,000 | 3,262 |
| Gross Fiduciary activities income | $172,000 | 896 |
| Service charges on deposit accounts | $504,000 | 2,551 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $248,000 | 4,451 |
| Total noninterest expense | $3,234,000 | 3,858 |
| Salaries and employee benefits | $1,723,000 | 3,792 |
| Premises and equipment expense | $352,000 | 4,862 |
| Additional noninterest expense | $1,159,000 | 3,471 |
| Pre-tax net operating income | $2,258,000 | 3,025 |
| Securities gains (losses) | $3,000 | 3,720 |
| Applicable income taxes | $781,000 | 2,796 |
| Income before extraordinary items | $1,480,000 | 3,299 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,480,000 | 3,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 2,836 |
| Cash dividends | $1,839,000 | 1,427 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,478,050 | 3,218 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,666,000 | 3,695 |
| Total interest expense | $4,184,000 | 3,514 |
| Net interest income | $4,482,000 | 3,826 |
| Provision for loan and lease losses | $360,000 | 2,248 |
| Total noninterest income | $792,000 | 3,598 |
| Gross Fiduciary activities income | $79,000 | 1,096 |
| Service charges on deposit accounts | $560,000 | 2,342 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $153,000 | 5,635 |
| Total noninterest expense | $3,349,000 | 3,745 |
| Salaries and employee benefits | $1,597,000 | 4,022 |
| Premises and equipment expense | $407,000 | 4,396 |
| Additional noninterest expense | $1,345,000 | 3,011 |
| Pre-tax net operating income | $1,565,000 | 4,327 |
| Securities gains (losses) | $-2,000 | 9,246 |
| Applicable income taxes | $362,000 | 5,191 |
| Income before extraordinary items | $1,201,000 | 4,058 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,201,000 | 4,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $184,000 | 2,672 |
| Cash dividends | $2,084,000 | 1,256 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,202,540 | 3,987 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,668,000 | 3,734 |
| Total interest expense | $4,094,000 | 3,630 |
| Net interest income | $4,574,000 | 3,844 |
| Provision for loan and lease losses | $180,000 | 3,640 |
| Total noninterest income | $780,000 | 3,773 |
| Gross Fiduciary activities income | $53,000 | 1,224 |
| Service charges on deposit accounts | $558,000 | 2,439 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $169,000 | 5,615 |
| Total noninterest expense | $3,360,000 | 3,926 |
| Salaries and employee benefits | $1,780,000 | 3,706 |
| Premises and equipment expense | $385,000 | 4,676 |
| Additional noninterest expense | $1,195,000 | 3,799 |
| Pre-tax net operating income | $1,814,000 | 3,696 |
| Securities gains (losses) | $6,000 | 2,865 |
| Applicable income taxes | $433,000 | 4,638 |
| Income before extraordinary items | $1,387,000 | 3,434 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,387,000 | 3,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $237,000 | 2,422 |
| Cash dividends | $975,000 | 2,203 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,382,440 | 3,397 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,218,000 | 3,913 |
| Total interest expense | $3,923,000 | 3,745 |
| Net interest income | $4,295,000 | 4,071 |
| Provision for loan and lease losses | $60,000 | 5,704 |
| Total noninterest income | $792,000 | 3,710 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $468,000 | 2,903 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $324,000 | 3,823 |
| Total noninterest expense | $3,183,000 | 4,080 |
| Salaries and employee benefits | $1,586,000 | 4,076 |
| Premises and equipment expense | $234,000 | 6,603 |
| Additional noninterest expense | $1,363,000 | 3,347 |
| Pre-tax net operating income | $1,844,000 | 3,748 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $435,000 | 4,647 |
| Income before extraordinary items | $1,410,000 | 3,434 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,410,000 | 3,432 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 4,113 |
| Cash dividends | $1,170,000 | 1,805 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,409,240 | 3,408 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,017,000 | 4,212 |
| Total interest expense | $2,856,000 | 4,141 |
| Net interest income | $4,161,000 | 4,232 |
| Provision for loan and lease losses | $15,000 | 8,073 |
| Total noninterest income | $783,000 | 3,788 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $410,000 | 3,310 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $373,000 | 3,564 |
| Total noninterest expense | $3,209,000 | 4,164 |
| Salaries and employee benefits | $1,690,000 | 3,845 |
| Premises and equipment expense | $395,000 | 4,630 |
| Additional noninterest expense | $1,124,000 | 4,291 |
| Pre-tax net operating income | $1,720,000 | 3,928 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $293,000 | 5,969 |
| Income before extraordinary items | $1,427,000 | 3,310 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,427,000 | 3,325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,352 |
| Cash dividends | $720,000 | 2,468 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,427,000 | 3,340 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,778,000 | 4,443 |
| Total interest expense | $2,719,000 | 4,486 |
| Net interest income | $4,059,000 | 4,340 |
| Provision for loan and lease losses | $90,000 | 6,008 |
| Total noninterest income | $687,000 | 4,502 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $412,000 | 3,356 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $275,000 | 4,715 |
| Total noninterest expense | $2,870,000 | 4,692 |
| Salaries and employee benefits | $1,480,000 | 4,326 |
| Premises and equipment expense | $221,000 | 7,269 |
| Additional noninterest expense | $1,169,000 | 4,289 |
| Pre-tax net operating income | $1,786,000 | 3,704 |
| Securities gains (losses) | $50,000 | 3,394 |
| Applicable income taxes | $464,000 | 4,461 |
| Income before extraordinary items | $1,372,000 | 3,519 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,372,000 | 3,634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 3,602 |
| Cash dividends | $580,000 | 2,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,334,500 | 3,428 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,306,000 | 4,649 |
| Total interest expense | $3,105,000 | 5,007 |
| Net interest income | $4,201,000 | 4,261 |
| Provision for loan and lease losses | $1,010,000 | 1,820 |
| Total noninterest income | $704,000 | 4,399 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $411,000 | 3,378 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $293,000 | 4,496 |
| Total noninterest expense | $2,752,000 | 4,893 |
| Salaries and employee benefits | $1,372,000 | 4,591 |
| Premises and equipment expense | $333,000 | 5,565 |
| Additional noninterest expense | $1,047,000 | 4,869 |
| Pre-tax net operating income | $1,143,000 | 5,119 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $268,000 | 6,393 |
| Income before extraordinary items | $875,000 | 5,023 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $875,000 | 5,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,107,000 | 1,468 |
| Cash dividends | $548,000 | 2,593 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $875,000 | 4,719 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.