Home > Monument National Bank > Income and Expense

Monument National Bank, Income and Expense

1999-12-31 (YTD Data)Rank
Total interest income$778,0009,791
Total interest expense$103,00010,054
Net interest income$675,0009,340
Provision for loan and lease losses$143,0004,386
Total noninterest income$254,0006,908
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$186,0005,318
Trading account gains and feesNANA
Additional Noninterest Income$68,0007,482
Total noninterest expense$1,463,0006,875
Salaries and employee benefits$666,0007,411
Premises and equipment expense$231,0006,323
Additional noninterest expense$566,0006,046
Pre-tax net operating income$-678,0009,960
Securities gains (losses)$03,155
Applicable income taxes$08,765
Income before extraordinary items$-678,0009,994
Extraordinary gains, net$035
Net income$-678,0009,994
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$220,0002,256
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$1,173,000485
Net operating income$-678,0009,980
1998-12-31 (YTD Data)Rank
Total interest income$1,002,0009,855
Total interest expense$167,00010,222
Net interest income$835,0009,171
Provision for loan and lease losses$137,0004,364
Total noninterest income$378,0005,789
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$229,0004,761
Trading account gains and feesNANA
Additional Noninterest Income$149,0005,701
Total noninterest expense$1,729,0006,166
Salaries and employee benefits$610,0007,702
Premises and equipment expense$240,0006,105
Additional noninterest expense$879,0004,370
Pre-tax net operating income$-653,00010,250
Securities gains (losses)$-237,00010,421
Applicable income taxes$1,0009,299
Income before extraordinary items$-891,00010,348
Extraordinary gains, net$032
Net income$-891,00010,346
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$235,0002,198
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$60,000837
Net operating income$-654,00010,267
1997-12-31 (YTD Data)Rank
Total interest income$1,248,0009,991
Total interest expense$211,00010,660
Net interest income$1,037,0009,098
Provision for loan and lease losses$1,374,000778
Total noninterest income$461,0005,254
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$225,0004,980
Trading account gains and feesNANA
Additional Noninterest Income$236,0004,529
Total noninterest expense$1,477,0006,847
Salaries and employee benefits$748,0007,034
Premises and equipment expense$249,0006,069
Additional noninterest expense$480,0006,677
Pre-tax net operating income$-1,353,00010,873
Securities gains (losses)$03,944
Applicable income taxes$-44,00010,612
Income before extraordinary items$-1,309,00010,870
Extraordinary gains, net$044
Net income$-1,309,00010,870
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,068,000768
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$20,000913
Net operating income$-1,309,00010,859
1996-12-31 (YTD Data)Rank
Total interest income$1,129,00010,626
Total interest expense$194,00011,234
Net interest income$935,0009,743
Provision for loan and lease losses$7,0008,718
Total noninterest income$486,0005,266
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$250,0004,824
Trading account gains and feesNANA
Additional Noninterest Income$236,0004,706
Total noninterest expense$1,380,0007,446
Salaries and employee benefits$784,0007,058
Premises and equipment expense$265,0006,035
Additional noninterest expense$331,0008,563
Pre-tax net operating income$34,00010,663
Securities gains (losses)$04,148
Applicable income taxes$48,0009,729
Income before extraordinary items$-14,00010,856
Extraordinary gains, net$053
Net income$-14,00010,852
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$83,0004,297
Cash dividends$28,0007,926
Sale, conversion, retirement of capital stock, net$0953
Net operating income$-14,00010,810
1995-12-31 (YTD Data)Rank
Total interest income$1,240,00010,925
Total interest expense$194,00011,762
Net interest income$1,046,0009,790
Provision for loan and lease losses$08,958
Total noninterest income$412,0005,883
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$247,0004,995
Trading account gains and feesNANA
Additional Noninterest Income$165,0005,697
Total noninterest expense$1,334,0007,776
Salaries and employee benefits$779,0007,217
Premises and equipment expense$257,0006,233
Additional noninterest expense$298,0009,258
Pre-tax net operating income$124,00010,950
Securities gains (losses)$03,831
Applicable income taxes$15,00010,835
Income before extraordinary items$109,00010,849
Extraordinary gains, net$065
Net income$109,00010,849
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,856
Cash dividends$34,0008,122
Sale, conversion, retirement of capital stock, net$0809
Net operating income$109,00010,820
1994-12-31 (YTD Data)Rank
Total interest income$1,099,00011,530
Total interest expense$186,00012,369
Net interest income$913,00010,682
Provision for loan and lease losses$09,146
Total noninterest income$617,0004,560
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$268,0004,776
Trading account gains and feesNANA
Additional Noninterest Income$349,0003,726
Total noninterest expense$1,374,0007,991
Salaries and employee benefits$721,0007,723
Premises and equipment expense$283,0005,959
Additional noninterest expense$370,0009,124
Pre-tax net operating income$156,00011,225
Securities gains (losses)$03,600
Applicable income taxes$17,00011,218
Income before extraordinary items$139,00010,949
Extraordinary gains, net$0249
Net income$139,00010,955
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0006,783
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$139,00011,008
1993-12-31 (YTD Data)Rank
Total interest income$1,239,00011,803
Total interest expense$200,00012,991
Net interest income$1,039,00010,637
Provision for loan and lease losses$010,371
Total noninterest income$339,0007,160
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$220,0005,600
Trading account gains and feesNANA
Additional Noninterest Income$119,0007,333
Total noninterest expense$1,292,0008,540
Salaries and employee benefits$707,0007,958
Premises and equipment expense$268,0006,364
Additional noninterest expense$317,00010,230
Pre-tax net operating income$86,00011,955
Securities gains (losses)$07,477
Applicable income taxes$18,00011,644
Income before extraordinary items$68,00012,112
Extraordinary gains, net$17,0002,772
Net income$85,00011,995
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,00011,177
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$68,00011,953
1992-12-31 (YTD Data)Rank
Total interest income$1,235,00012,517
Total interest expense$320,00013,427
Net interest income$915,00011,448
Provision for loan and lease losses$11,00011,121
Total noninterest income$300,0007,734
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$224,0005,550
Trading account gains and feesNANA
Additional Noninterest Income$76,0009,018
Total noninterest expense$1,273,0008,753
Salaries and employee benefits$706,0007,941
Premises and equipment expense$278,0006,313
Additional noninterest expense$289,00010,986
Pre-tax net operating income$-69,00012,891
Securities gains (losses)$08,369
Applicable income taxes$012,680
Income before extraordinary items$-69,00013,020
Extraordinary gains, net$01,422
Net income$-69,00013,012
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0008,726
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$-69,00012,852

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.