Home > MONUMENT BANK > Income and Expense
MONUMENT BANK, Income and Expense
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $16,773,000 | 1,186 |
| Total interest expense | $2,314,000 | 938 |
| Net interest income | $14,459,000 | 1,216 |
| Provision for loan and lease losses | $433,000 | 1,292 |
| Total noninterest income | $-728,000 | 5,971 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $80,000 | 4,466 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $-808,000 | 5,978 |
| Total noninterest expense | $13,772,000 | 1,135 |
| Salaries and employee benefits | $6,445,000 | 1,295 |
| Premises and equipment expense | $1,112,000 | 1,547 |
| Additional noninterest expense | $6,215,000 | 806 |
| Pre-tax net operating income | $-474,000 | 5,876 |
| Securities gains (losses) | $64,000 | 1,582 |
| Applicable income taxes | $-30,000 | 5,841 |
| Income before extraordinary items | $-380,000 | 5,876 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-380,000 | 5,876 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-380,000 | 5,876 |
| Net charge-offs | $205,000 | 1,434 |
| Cash dividends | $114,000 | 3,425 |
| Sale, conversion, retirement of capital stock, net | $-5,127,000 | 5,968 |
| Net operating income | $-439,520 | 5,881 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $11,213,000 | 1,180 |
| Total interest expense | $1,479,000 | 979 |
| Net interest income | $9,734,000 | 1,202 |
| Provision for loan and lease losses | $357,000 | 1,110 |
| Total noninterest income | $268,000 | 4,026 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $55,000 | 4,440 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $213,000 | 3,510 |
| Total noninterest expense | $7,150,000 | 1,374 |
| Salaries and employee benefits | $4,317,000 | 1,302 |
| Premises and equipment expense | $672,000 | 1,688 |
| Additional noninterest expense | $2,161,000 | 1,428 |
| Pre-tax net operating income | $2,495,000 | 1,632 |
| Securities gains (losses) | $1,000 | 2,737 |
| Applicable income taxes | $946,000 | 1,124 |
| Income before extraordinary items | $1,550,000 | 2,066 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,550,000 | 2,066 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,550,000 | 2,066 |
| Net charge-offs | $228,000 | 1,032 |
| Cash dividends | $114,000 | 3,192 |
| Sale, conversion, retirement of capital stock, net | $-5,330,000 | 6,046 |
| Net operating income | $1,549,360 | 2,001 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $5,620,000 | 1,183 |
| Total interest expense | $675,000 | 1,059 |
| Net interest income | $4,945,000 | 1,190 |
| Provision for loan and lease losses | $302,000 | 667 |
| Total noninterest income | $179,000 | 3,539 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $29,000 | 4,379 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $150,000 | 2,980 |
| Total noninterest expense | $3,502,000 | 1,405 |
| Salaries and employee benefits | $2,183,000 | 1,287 |
| Premises and equipment expense | $337,000 | 1,694 |
| Additional noninterest expense | $982,000 | 1,547 |
| Pre-tax net operating income | $1,320,000 | 1,535 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $522,000 | 1,027 |
| Income before extraordinary items | $798,000 | 1,992 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $798,000 | 1,992 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $798,000 | 1,992 |
| Net charge-offs | $230,000 | 596 |
| Cash dividends | $77,000 | 2,505 |
| Sale, conversion, retirement of capital stock, net | $47,000 | 345 |
| Net operating income | $798,000 | 1,945 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $21,120,000 | 1,212 |
| Total interest expense | $2,531,000 | 1,106 |
| Net interest income | $18,589,000 | 1,230 |
| Provision for loan and lease losses | $942,000 | 858 |
| Total noninterest income | $699,000 | 3,645 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $116,000 | 4,504 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $583,000 | 3,076 |
| Total noninterest expense | $13,997,000 | 1,392 |
| Salaries and employee benefits | $8,390,000 | 1,296 |
| Premises and equipment expense | $1,430,000 | 1,604 |
| Additional noninterest expense | $4,177,000 | 1,469 |
| Pre-tax net operating income | $4,349,000 | 1,761 |
| Securities gains (losses) | $528,000 | 334 |
| Applicable income taxes | $1,828,000 | 1,063 |
| Income before extraordinary items | $3,049,000 | 2,025 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,049,000 | 2,026 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,049,000 | 2,027 |
| Net charge-offs | $904,000 | 746 |
| Cash dividends | $56,000 | 4,129 |
| Sale, conversion, retirement of capital stock, net | $1,592,000 | 167 |
| Net operating income | $2,711,080 | 2,158 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $15,612,000 | 1,231 |
| Total interest expense | $1,861,000 | 1,140 |
| Net interest income | $13,751,000 | 1,256 |
| Provision for loan and lease losses | $736,000 | 763 |
| Total noninterest income | $587,000 | 3,488 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $86,000 | 4,571 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $501,000 | 2,919 |
| Total noninterest expense | $10,583,000 | 1,385 |
| Salaries and employee benefits | $6,148,000 | 1,331 |
| Premises and equipment expense | $1,081,000 | 1,595 |
| Additional noninterest expense | $3,354,000 | 1,397 |
| Pre-tax net operating income | $3,019,000 | 1,891 |
| Securities gains (losses) | $528,000 | 291 |
| Applicable income taxes | $1,328,000 | 1,138 |
| Income before extraordinary items | $2,219,000 | 2,094 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,219,000 | 2,095 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,219,000 | 2,095 |
| Net charge-offs | $747,000 | 634 |
| Cash dividends | $43,000 | 3,691 |
| Sale, conversion, retirement of capital stock, net | $1,625,000 | 134 |
| Net operating income | $1,881,080 | 2,335 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $10,288,000 | 1,241 |
| Total interest expense | $1,191,000 | 1,187 |
| Net interest income | $9,097,000 | 1,260 |
| Provision for loan and lease losses | $532,000 | 719 |
| Total noninterest income | $97,000 | 5,316 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $58,000 | 4,557 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $39,000 | 5,356 |
| Total noninterest expense | $6,863,000 | 1,426 |
| Salaries and employee benefits | $4,022,000 | 1,362 |
| Premises and equipment expense | $721,000 | 1,614 |
| Additional noninterest expense | $2,120,000 | 1,460 |
| Pre-tax net operating income | $1,799,000 | 2,058 |
| Securities gains (losses) | $362,000 | 333 |
| Applicable income taxes | $793,000 | 1,231 |
| Income before extraordinary items | $1,368,000 | 2,206 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,368,000 | 2,208 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,368,000 | 2,209 |
| Net charge-offs | $725,000 | 460 |
| Cash dividends | $28,000 | 3,558 |
| Sale, conversion, retirement of capital stock, net | $1,271,000 | 121 |
| Net operating income | $1,136,320 | 2,469 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $5,062,000 | 1,253 |
| Total interest expense | $576,000 | 1,221 |
| Net interest income | $4,486,000 | 1,266 |
| Provision for loan and lease losses | $430,000 | 472 |
| Total noninterest income | $182,000 | 3,570 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $25,000 | 4,767 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $157,000 | 2,957 |
| Total noninterest expense | $3,439,000 | 1,427 |
| Salaries and employee benefits | $1,962,000 | 1,390 |
| Premises and equipment expense | $330,000 | 1,777 |
| Additional noninterest expense | $1,147,000 | 1,345 |
| Pre-tax net operating income | $799,000 | 2,210 |
| Securities gains (losses) | $229,000 | 317 |
| Applicable income taxes | $386,000 | 1,220 |
| Income before extraordinary items | $642,000 | 2,283 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $642,000 | 2,284 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $642,000 | 2,284 |
| Net charge-offs | $602,000 | 293 |
| Cash dividends | $14,000 | 2,820 |
| Sale, conversion, retirement of capital stock, net | $91,000 | 270 |
| Net operating income | $495,440 | 2,660 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $19,464,000 | 1,303 |
| Total interest expense | $2,318,000 | 1,248 |
| Net interest income | $17,146,000 | 1,305 |
| Provision for loan and lease losses | $1,890,000 | 494 |
| Total noninterest income | $123,000 | 5,822 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $91,000 | 5,126 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $32,000 | 5,909 |
| Total noninterest expense | $12,725,000 | 1,497 |
| Salaries and employee benefits | $7,676,000 | 1,374 |
| Premises and equipment expense | $1,335,000 | 1,733 |
| Additional noninterest expense | $3,714,000 | 1,672 |
| Pre-tax net operating income | $2,654,000 | 2,473 |
| Securities gains (losses) | $18,000 | 2,377 |
| Applicable income taxes | $988,000 | 1,551 |
| Income before extraordinary items | $1,684,000 | 3,033 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,684,000 | 3,033 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,684,000 | 3,034 |
| Net charge-offs | $1,026,000 | 881 |
| Cash dividends | $81,000 | 4,100 |
| Sale, conversion, retirement of capital stock, net | $-2,516,000 | 6,491 |
| Net operating income | $1,672,480 | 2,997 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $14,474,000 | 1,316 |
| Total interest expense | $1,728,000 | 1,270 |
| Net interest income | $12,746,000 | 1,316 |
| Provision for loan and lease losses | $1,016,000 | 655 |
| Total noninterest income | $481,000 | 3,918 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $65,000 | 5,246 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $416,000 | 3,182 |
| Total noninterest expense | $9,886,000 | 1,457 |
| Salaries and employee benefits | $5,569,000 | 1,431 |
| Premises and equipment expense | $1,064,000 | 1,660 |
| Additional noninterest expense | $3,253,000 | 1,462 |
| Pre-tax net operating income | $2,325,000 | 2,255 |
| Securities gains (losses) | $-24,000 | 6,271 |
| Applicable income taxes | $855,000 | 1,450 |
| Income before extraordinary items | $1,446,000 | 2,797 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,446,000 | 2,797 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,446,000 | 2,797 |
| Net charge-offs | $383,000 | 1,382 |
| Cash dividends | $64,000 | 3,599 |
| Sale, conversion, retirement of capital stock, net | $521,000 | 223 |
| Net operating income | $1,461,360 | 2,737 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $9,584,000 | 1,326 |
| Total interest expense | $1,147,000 | 1,291 |
| Net interest income | $8,437,000 | 1,319 |
| Provision for loan and lease losses | $524,000 | 817 |
| Total noninterest income | $314,000 | 3,955 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $47,000 | 5,160 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $267,000 | 3,197 |
| Total noninterest expense | $6,446,000 | 1,486 |
| Salaries and employee benefits | $3,593,000 | 1,461 |
| Premises and equipment expense | $720,000 | 1,640 |
| Additional noninterest expense | $2,133,000 | 1,477 |
| Pre-tax net operating income | $1,781,000 | 1,989 |
| Securities gains (losses) | $-24,000 | 6,406 |
| Applicable income taxes | $656,000 | 1,302 |
| Income before extraordinary items | $1,101,000 | 2,469 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,101,000 | 2,473 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,101,000 | 2,473 |
| Net charge-offs | $383,000 | 1,071 |
| Cash dividends | $42,000 | 3,479 |
| Sale, conversion, retirement of capital stock, net | $368,000 | 203 |
| Net operating income | $1,116,360 | 2,415 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $4,799,000 | 1,321 |
| Total interest expense | $575,000 | 1,305 |
| Net interest income | $4,224,000 | 1,312 |
| Provision for loan and lease losses | $246,000 | 861 |
| Total noninterest income | $157,000 | 3,917 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $22,000 | 5,246 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $135,000 | 3,123 |
| Total noninterest expense | $3,194,000 | 1,503 |
| Salaries and employee benefits | $1,775,000 | 1,483 |
| Premises and equipment expense | $352,000 | 1,712 |
| Additional noninterest expense | $1,067,000 | 1,472 |
| Pre-tax net operating income | $941,000 | 1,856 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $347,000 | 1,207 |
| Income before extraordinary items | $594,000 | 2,287 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $594,000 | 2,288 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $594,000 | 2,289 |
| Net charge-offs | $403,000 | 581 |
| Cash dividends | $21,000 | 2,760 |
| Sale, conversion, retirement of capital stock, net | $257,000 | 156 |
| Net operating income | $594,000 | 2,247 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $18,536,000 | 1,372 |
| Total interest expense | $2,186,000 | 1,563 |
| Net interest income | $16,350,000 | 1,331 |
| Provision for loan and lease losses | $118,000 | 3,553 |
| Total noninterest income | $971,000 | 3,244 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $90,000 | 5,385 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $881,000 | 2,537 |
| Total noninterest expense | $11,271,000 | 1,704 |
| Salaries and employee benefits | $6,258,000 | 1,642 |
| Premises and equipment expense | $1,382,000 | 1,690 |
| Additional noninterest expense | $3,631,000 | 1,748 |
| Pre-tax net operating income | $5,932,000 | 1,238 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $2,229,000 | 835 |
| Income before extraordinary items | $3,703,000 | 1,603 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,703,000 | 1,606 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,703,000 | 1,607 |
| Net charge-offs | $43,000 | 4,454 |
| Cash dividends | $101,000 | 3,939 |
| Sale, conversion, retirement of capital stock, net | $-2,136,000 | 6,789 |
| Net operating income | $3,703,000 | 1,564 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $13,649,000 | 1,405 |
| Total interest expense | $1,624,000 | 1,622 |
| Net interest income | $12,025,000 | 1,353 |
| Provision for loan and lease losses | $76,000 | 3,628 |
| Total noninterest income | $795,000 | 3,142 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $70,000 | 5,397 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $725,000 | 2,463 |
| Total noninterest expense | $8,164,000 | 1,769 |
| Salaries and employee benefits | $4,455,000 | 1,734 |
| Premises and equipment expense | $1,034,000 | 1,716 |
| Additional noninterest expense | $2,675,000 | 1,770 |
| Pre-tax net operating income | $4,580,000 | 1,240 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $1,718,000 | 846 |
| Income before extraordinary items | $2,862,000 | 1,571 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,862,000 | 1,574 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,862,000 | 1,575 |
| Net charge-offs | $46,000 | 3,927 |
| Cash dividends | $58,000 | 3,510 |
| Sale, conversion, retirement of capital stock, net | $-2,234,000 | 6,872 |
| Net operating income | $2,862,000 | 1,531 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $9,130,000 | 1,396 |
| Total interest expense | $1,086,000 | 1,647 |
| Net interest income | $8,044,000 | 1,344 |
| Provision for loan and lease losses | $76,000 | 3,204 |
| Total noninterest income | $577,000 | 3,052 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $51,000 | 5,273 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $526,000 | 2,406 |
| Total noninterest expense | $5,433,000 | 1,769 |
| Salaries and employee benefits | $2,896,000 | 1,775 |
| Premises and equipment expense | $700,000 | 1,691 |
| Additional noninterest expense | $1,837,000 | 1,729 |
| Pre-tax net operating income | $3,112,000 | 1,192 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $1,168,000 | 825 |
| Income before extraordinary items | $1,944,000 | 1,554 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,944,000 | 1,557 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,944,000 | 1,559 |
| Net charge-offs | $46,000 | 3,420 |
| Cash dividends | $28,000 | 3,414 |
| Sale, conversion, retirement of capital stock, net | $486,000 | 169 |
| Net operating income | $1,944,000 | 1,494 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,669,000 | 1,363 |
| Total interest expense | $566,000 | 1,633 |
| Net interest income | $4,103,000 | 1,315 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $275,000 | 3,116 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $25,000 | 5,295 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $250,000 | 2,470 |
| Total noninterest expense | $2,610,000 | 1,853 |
| Salaries and employee benefits | $1,446,000 | 1,803 |
| Premises and equipment expense | $350,000 | 1,718 |
| Additional noninterest expense | $814,000 | 1,930 |
| Pre-tax net operating income | $1,768,000 | 1,039 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $667,000 | 721 |
| Income before extraordinary items | $1,101,000 | 1,348 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,101,000 | 1,349 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,101,000 | 1,350 |
| Net charge-offs | $46,000 | 2,479 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $394,000 | 104 |
| Net operating income | $1,101,000 | 1,297 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $17,424,000 | 1,511 |
| Total interest expense | $2,842,000 | 1,565 |
| Net interest income | $14,582,000 | 1,502 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $1,683,000 | 2,445 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $89,000 | 5,598 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,594,000 | 1,789 |
| Total noninterest expense | $10,878,000 | 1,765 |
| Salaries and employee benefits | $6,696,000 | 1,519 |
| Premises and equipment expense | $1,175,000 | 1,982 |
| Additional noninterest expense | $3,007,000 | 2,155 |
| Pre-tax net operating income | $5,387,000 | 1,287 |
| Securities gains (losses) | $134,000 | 2,035 |
| Applicable income taxes | $2,065,000 | 855 |
| Income before extraordinary items | $3,456,000 | 1,649 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,456,000 | 1,649 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,456,000 | 1,650 |
| Net charge-offs | $115,000 | 4,299 |
| Cash dividends | $206,000 | 3,584 |
| Sale, conversion, retirement of capital stock, net | $403,000 | 341 |
| Net operating income | $3,370,240 | 1,595 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $13,012,000 | 1,560 |
| Total interest expense | $2,184,000 | 1,595 |
| Net interest income | $10,828,000 | 1,533 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $1,189,000 | 2,527 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $63,000 | 5,739 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,126,000 | 1,843 |
| Total noninterest expense | $7,967,000 | 1,801 |
| Salaries and employee benefits | $4,779,000 | 1,584 |
| Premises and equipment expense | $828,000 | 2,106 |
| Additional noninterest expense | $2,360,000 | 2,071 |
| Pre-tax net operating income | $4,050,000 | 1,312 |
| Securities gains (losses) | $70,000 | 2,233 |
| Applicable income taxes | $1,540,000 | 890 |
| Income before extraordinary items | $2,580,000 | 1,702 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,580,000 | 1,701 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,580,000 | 1,703 |
| Net charge-offs | $-25,000 | 6,798 |
| Cash dividends | $153,000 | 3,081 |
| Sale, conversion, retirement of capital stock, net | $359,000 | 276 |
| Net operating income | $2,535,200 | 1,622 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $8,742,000 | 1,560 |
| Total interest expense | $1,478,000 | 1,627 |
| Net interest income | $7,264,000 | 1,529 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $920,000 | 2,292 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $38,000 | 5,880 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $882,000 | 1,643 |
| Total noninterest expense | $5,245,000 | 1,833 |
| Salaries and employee benefits | $3,156,000 | 1,605 |
| Premises and equipment expense | $462,000 | 2,464 |
| Additional noninterest expense | $1,627,000 | 2,002 |
| Pre-tax net operating income | $2,939,000 | 1,215 |
| Securities gains (losses) | $70,000 | 1,836 |
| Applicable income taxes | $1,127,000 | 808 |
| Income before extraordinary items | $1,882,000 | 1,559 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,882,000 | 1,558 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,882,000 | 1,559 |
| Net charge-offs | $-8,000 | 6,578 |
| Cash dividends | $111,000 | 2,929 |
| Sale, conversion, retirement of capital stock, net | $228,000 | 253 |
| Net operating income | $1,837,200 | 1,512 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,387,000 | 1,573 |
| Total interest expense | $734,000 | 1,703 |
| Net interest income | $3,653,000 | 1,529 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $303,000 | 2,935 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $17,000 | 6,021 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $286,000 | 2,165 |
| Total noninterest expense | $2,610,000 | 1,834 |
| Salaries and employee benefits | $1,527,000 | 1,659 |
| Premises and equipment expense | $241,000 | 2,379 |
| Additional noninterest expense | $842,000 | 1,948 |
| Pre-tax net operating income | $1,346,000 | 1,302 |
| Securities gains (losses) | $15,000 | 1,690 |
| Applicable income taxes | $502,000 | 877 |
| Income before extraordinary items | $859,000 | 1,695 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $859,000 | 1,696 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $859,000 | 1,696 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $53,000 | 2,394 |
| Sale, conversion, retirement of capital stock, net | $102,000 | 220 |
| Net operating income | $849,400 | 1,609 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $16,093,000 | 1,750 |
| Total interest expense | $3,307,000 | 1,785 |
| Net interest income | $12,786,000 | 1,756 |
| Provision for loan and lease losses | $985,000 | 2,434 |
| Total noninterest income | $1,140,000 | 2,896 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $63,000 | 6,099 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,077,000 | 2,039 |
| Total noninterest expense | $8,943,000 | 2,131 |
| Salaries and employee benefits | $5,423,000 | 1,794 |
| Premises and equipment expense | $961,000 | 2,486 |
| Additional noninterest expense | $2,559,000 | 2,544 |
| Pre-tax net operating income | $3,998,000 | 1,432 |
| Securities gains (losses) | $7,000 | 3,433 |
| Applicable income taxes | $1,488,000 | 1,006 |
| Income before extraordinary items | $2,517,000 | 1,868 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,517,000 | 1,869 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,517,000 | 1,869 |
| Net charge-offs | $580,000 | 2,999 |
| Cash dividends | $312,000 | 2,962 |
| Sale, conversion, retirement of capital stock, net | $6,577,000 | 103 |
| Net operating income | $2,512,520 | 1,784 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $11,843,000 | 1,798 |
| Total interest expense | $2,538,000 | 1,816 |
| Net interest income | $9,305,000 | 1,804 |
| Provision for loan and lease losses | $954,000 | 2,018 |
| Total noninterest income | $886,000 | 2,816 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $41,000 | 6,288 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $845,000 | 1,961 |
| Total noninterest expense | $6,656,000 | 2,165 |
| Salaries and employee benefits | $3,978,000 | 1,844 |
| Premises and equipment expense | $722,000 | 2,507 |
| Additional noninterest expense | $1,956,000 | 2,520 |
| Pre-tax net operating income | $2,581,000 | 1,686 |
| Securities gains (losses) | $7,000 | 3,148 |
| Applicable income taxes | $959,000 | 1,121 |
| Income before extraordinary items | $1,629,000 | 2,176 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,629,000 | 2,176 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,629,000 | 2,177 |
| Net charge-offs | $35,000 | 5,217 |
| Cash dividends | $191,000 | 2,756 |
| Sale, conversion, retirement of capital stock, net | $6,649,000 | 87 |
| Net operating income | $1,624,520 | 2,084 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $7,696,000 | 1,866 |
| Total interest expense | $1,681,000 | 1,902 |
| Net interest income | $6,015,000 | 1,848 |
| Provision for loan and lease losses | $480,000 | 2,368 |
| Total noninterest income | $641,000 | 2,696 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $23,000 | 6,439 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $618,000 | 1,835 |
| Total noninterest expense | $4,383,000 | 2,203 |
| Salaries and employee benefits | $2,596,000 | 1,887 |
| Premises and equipment expense | $487,000 | 2,502 |
| Additional noninterest expense | $1,300,000 | 2,556 |
| Pre-tax net operating income | $1,793,000 | 1,599 |
| Securities gains (losses) | $1,000 | 2,791 |
| Applicable income taxes | $671,000 | 1,056 |
| Income before extraordinary items | $1,123,000 | 2,057 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,123,000 | 2,057 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,123,000 | 2,057 |
| Net charge-offs | $35,000 | 4,733 |
| Cash dividends | $129,000 | 2,631 |
| Sale, conversion, retirement of capital stock, net | $182,000 | 324 |
| Net operating income | $1,122,360 | 1,994 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,748,000 | 1,926 |
| Total interest expense | $812,000 | 2,029 |
| Net interest income | $2,936,000 | 1,883 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $156,000 | 4,087 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $8,000 | 6,661 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $148,000 | 2,922 |
| Total noninterest expense | $2,110,000 | 2,301 |
| Salaries and employee benefits | $1,235,000 | 1,985 |
| Premises and equipment expense | $246,000 | 2,523 |
| Additional noninterest expense | $629,000 | 2,626 |
| Pre-tax net operating income | $982,000 | 1,463 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $373,000 | 936 |
| Income before extraordinary items | $609,000 | 1,898 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $609,000 | 1,896 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $609,000 | 1,898 |
| Net charge-offs | $27,000 | 3,845 |
| Cash dividends | $65,000 | 2,137 |
| Sale, conversion, retirement of capital stock, net | $88,000 | 279 |
| Net operating income | $609,000 | 1,849 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $13,395,000 | 2,250 |
| Total interest expense | $2,867,000 | 2,697 |
| Net interest income | $10,528,000 | 2,071 |
| Provision for loan and lease losses | $1,012,000 | 3,027 |
| Total noninterest income | $598,000 | 4,245 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $25,000 | 6,566 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $573,000 | 2,984 |
| Total noninterest expense | $7,491,000 | 2,582 |
| Salaries and employee benefits | $4,209,000 | 2,295 |
| Premises and equipment expense | $939,000 | 2,611 |
| Additional noninterest expense | $2,343,000 | 2,821 |
| Pre-tax net operating income | $2,623,000 | 1,825 |
| Securities gains (losses) | $328,000 | 1,184 |
| Applicable income taxes | $1,164,000 | 1,098 |
| Income before extraordinary items | $1,787,000 | 2,212 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,787,000 | 2,214 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,787,000 | 2,215 |
| Net charge-offs | $714,000 | 3,144 |
| Cash dividends | $258,000 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $306,000 | 548 |
| Net operating income | $1,577,080 | 2,324 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $9,759,000 | 2,370 |
| Total interest expense | $2,091,000 | 2,858 |
| Net interest income | $7,668,000 | 2,161 |
| Provision for loan and lease losses | $569,000 | 3,330 |
| Total noninterest income | $136,000 | 6,197 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $17,000 | 6,689 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $119,000 | 4,985 |
| Total noninterest expense | $5,321,000 | 2,692 |
| Salaries and employee benefits | $2,973,000 | 2,434 |
| Premises and equipment expense | $702,000 | 2,647 |
| Additional noninterest expense | $1,646,000 | 2,957 |
| Pre-tax net operating income | $1,914,000 | 1,968 |
| Securities gains (losses) | $328,000 | 1,012 |
| Applicable income taxes | $885,000 | 1,104 |
| Income before extraordinary items | $1,357,000 | 2,338 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,357,000 | 2,336 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,357,000 | 2,340 |
| Net charge-offs | $407,000 | 3,332 |
| Cash dividends | $194,000 | 2,750 |
| Sale, conversion, retirement of capital stock, net | $130,000 | 584 |
| Net operating income | $1,147,080 | 2,508 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,255,000 | 2,482 |
| Total interest expense | $1,361,000 | 3,007 |
| Net interest income | $4,894,000 | 2,270 |
| Provision for loan and lease losses | $410,000 | 3,146 |
| Total noninterest income | $69,000 | 6,545 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $8,000 | 6,793 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $61,000 | 5,358 |
| Total noninterest expense | $3,412,000 | 2,783 |
| Salaries and employee benefits | $1,896,000 | 2,561 |
| Premises and equipment expense | $462,000 | 2,690 |
| Additional noninterest expense | $1,054,000 | 3,055 |
| Pre-tax net operating income | $1,141,000 | 2,132 |
| Securities gains (losses) | $7,000 | 2,699 |
| Applicable income taxes | $453,000 | 1,316 |
| Income before extraordinary items | $695,000 | 2,786 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $695,000 | 2,782 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $695,000 | 2,785 |
| Net charge-offs | $343,000 | 2,890 |
| Cash dividends | $129,000 | 2,658 |
| Sale, conversion, retirement of capital stock, net | $86,000 | 510 |
| Net operating income | $690,520 | 2,696 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,032,000 | 2,611 |
| Total interest expense | $676,000 | 3,142 |
| Net interest income | $2,356,000 | 2,393 |
| Provision for loan and lease losses | $110,000 | 3,837 |
| Total noninterest income | $23,000 | 6,985 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $4,000 | 6,875 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $19,000 | 5,996 |
| Total noninterest expense | $1,574,000 | 3,024 |
| Salaries and employee benefits | $863,000 | 2,828 |
| Premises and equipment expense | $219,000 | 2,901 |
| Additional noninterest expense | $492,000 | 3,233 |
| Pre-tax net operating income | $695,000 | 1,839 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $273,000 | 1,128 |
| Income before extraordinary items | $422,000 | 2,467 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $422,000 | 2,464 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $422,000 | 2,467 |
| Net charge-offs | $74,000 | 3,377 |
| Cash dividends | $65,000 | 2,154 |
| Sale, conversion, retirement of capital stock, net | $43,000 | 450 |
| Net operating income | $422,000 | 2,371 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $11,257,000 | 2,909 |
| Total interest expense | $3,097,000 | 3,334 |
| Net interest income | $8,160,000 | 2,672 |
| Provision for loan and lease losses | $1,164,000 | 3,258 |
| Total noninterest income | $70,000 | 7,243 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $12,000 | 6,992 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $58,000 | 6,221 |
| Total noninterest expense | $5,403,000 | 3,457 |
| Salaries and employee benefits | $2,964,000 | 3,211 |
| Premises and equipment expense | $709,000 | 3,420 |
| Additional noninterest expense | $1,730,000 | 3,709 |
| Pre-tax net operating income | $1,663,000 | 2,208 |
| Securities gains (losses) | $196,000 | 1,571 |
| Applicable income taxes | $694,000 | 1,255 |
| Income before extraordinary items | $1,165,000 | 2,523 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,165,000 | 2,521 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,165,000 | 2,522 |
| Net charge-offs | $339,000 | 4,332 |
| Cash dividends | $204,000 | 3,626 |
| Sale, conversion, retirement of capital stock, net | $6,855,000 | 138 |
| Net operating income | $1,039,560 | 2,656 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,245,000 | 3,021 |
| Total interest expense | $2,433,000 | 3,349 |
| Net interest income | $5,812,000 | 2,819 |
| Provision for loan and lease losses | $521,000 | 3,735 |
| Total noninterest income | $52,000 | 7,381 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $10,000 | 7,028 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $42,000 | 6,401 |
| Total noninterest expense | $3,927,000 | 3,537 |
| Salaries and employee benefits | $2,198,000 | 3,274 |
| Premises and equipment expense | $513,000 | 3,552 |
| Additional noninterest expense | $1,216,000 | 3,840 |
| Pre-tax net operating income | $1,416,000 | 2,145 |
| Securities gains (losses) | $4,000 | 3,208 |
| Applicable income taxes | $581,000 | 1,281 |
| Income before extraordinary items | $839,000 | 2,787 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $839,000 | 2,784 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $839,000 | 2,787 |
| Net charge-offs | $85,000 | 5,213 |
| Cash dividends | $140,000 | 3,383 |
| Sale, conversion, retirement of capital stock, net | $5,306,000 | 139 |
| Net operating income | $836,440 | 2,737 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,332,000 | 3,134 |
| Total interest expense | $1,687,000 | 3,374 |
| Net interest income | $3,645,000 | 2,947 |
| Provision for loan and lease losses | $251,000 | 3,987 |
| Total noninterest income | $31,000 | 7,498 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $6,000 | 7,103 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $25,000 | 6,587 |
| Total noninterest expense | $2,599,000 | 3,609 |
| Salaries and employee benefits | $1,443,000 | 3,344 |
| Premises and equipment expense | $344,000 | 3,573 |
| Additional noninterest expense | $812,000 | 3,832 |
| Pre-tax net operating income | $826,000 | 2,465 |
| Securities gains (losses) | $3,000 | 2,873 |
| Applicable income taxes | $345,000 | 1,401 |
| Income before extraordinary items | $484,000 | 3,157 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $484,000 | 3,155 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $484,000 | 3,156 |
| Net charge-offs | $85,000 | 4,421 |
| Cash dividends | $75,000 | 3,463 |
| Sale, conversion, retirement of capital stock, net | $4,796,000 | 116 |
| Net operating income | $482,080 | 3,055 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,565,000 | 3,274 |
| Total interest expense | $863,000 | 3,420 |
| Net interest income | $1,702,000 | 3,114 |
| Provision for loan and lease losses | $82,000 | 4,202 |
| Total noninterest income | $21,000 | 7,376 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $6,000 | 6,959 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $15,000 | 6,478 |
| Total noninterest expense | $1,249,000 | 3,657 |
| Salaries and employee benefits | $733,000 | 3,339 |
| Premises and equipment expense | $186,000 | 3,425 |
| Additional noninterest expense | $330,000 | 4,114 |
| Pre-tax net operating income | $392,000 | 2,840 |
| Securities gains (losses) | $3,000 | 2,164 |
| Applicable income taxes | $161,000 | 1,669 |
| Income before extraordinary items | $234,000 | 3,577 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $234,000 | 3,577 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $234,000 | 3,578 |
| Net charge-offs | $38,000 | 3,795 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $4,765,000 | 63 |
| Net operating income | $232,080 | 3,459 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,619,000 | 3,922 |
| Total interest expense | $3,296,000 | 3,997 |
| Net interest income | $5,323,000 | 3,780 |
| Provision for loan and lease losses | $578,000 | 3,582 |
| Total noninterest income | $100,000 | 7,301 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $41,000 | 6,766 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $59,000 | 6,588 |
| Total noninterest expense | $4,427,000 | 3,932 |
| Salaries and employee benefits | $2,665,000 | 3,589 |
| Premises and equipment expense | $757,000 | 3,322 |
| Additional noninterest expense | $1,005,000 | 4,811 |
| Pre-tax net operating income | $418,000 | 5,101 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-1,301,000 | 7,796 |
| Income before extraordinary items | $1,719,000 | 2,281 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,719,000 | 2,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $6,880,000 | 202 |
| Net operating income | $1,719,000 | 2,414 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,076,000 | 4,162 |
| Total interest expense | $2,347,000 | 4,260 |
| Net interest income | $3,729,000 | 3,982 |
| Provision for loan and lease losses | $461,000 | 2,851 |
| Total noninterest income | $78,000 | 7,373 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $32,000 | 6,794 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $46,000 | 6,702 |
| Total noninterest expense | $3,234,000 | 3,991 |
| Salaries and employee benefits | $1,984,000 | 3,638 |
| Premises and equipment expense | $558,000 | 3,385 |
| Additional noninterest expense | $692,000 | 4,989 |
| Pre-tax net operating income | $112,000 | 6,355 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $112,000 | 6,107 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $112,000 | 6,106 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $6,835,000 | 134 |
| Net operating income | $112,000 | 6,269 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,670,000 | 4,481 |
| Total interest expense | $1,433,000 | 4,638 |
| Net interest income | $2,237,000 | 4,271 |
| Provision for loan and lease losses | $271,000 | 2,703 |
| Total noninterest income | $57,000 | 7,339 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $24,000 | 6,737 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $33,000 | 6,662 |
| Total noninterest expense | $2,191,000 | 3,963 |
| Salaries and employee benefits | $1,341,000 | 3,633 |
| Premises and equipment expense | $382,000 | 3,329 |
| Additional noninterest expense | $468,000 | 4,942 |
| Pre-tax net operating income | $-168,000 | 7,287 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-168,000 | 7,360 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-168,000 | 7,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $6,805,000 | 92 |
| Net operating income | $-168,000 | 7,334 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,689,000 | 4,826 |
| Total interest expense | $672,000 | 4,990 |
| Net interest income | $1,017,000 | 4,566 |
| Provision for loan and lease losses | $121,000 | 2,446 |
| Total noninterest income | $25,000 | 7,510 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $13,000 | 6,679 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $12,000 | 7,050 |
| Total noninterest expense | $1,081,000 | 4,015 |
| Salaries and employee benefits | $671,000 | 3,659 |
| Premises and equipment expense | $191,000 | 3,362 |
| Additional noninterest expense | $219,000 | 5,093 |
| Pre-tax net operating income | $-160,000 | 7,681 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-160,000 | 7,769 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-160,000 | 7,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $6,779,000 | 57 |
| Net operating income | $-160,000 | 7,727 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,421,000 | 5,499 |
| Total interest expense | $2,217,000 | 5,587 |
| Net interest income | $3,204,000 | 5,322 |
| Provision for loan and lease losses | $414,000 | 2,649 |
| Total noninterest income | $62,000 | 7,922 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $25,000 | 7,085 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $37,000 | 7,367 |
| Total noninterest expense | $3,946,000 | 4,163 |
| Salaries and employee benefits | $2,335,000 | 3,910 |
| Premises and equipment expense | $735,000 | 3,313 |
| Additional noninterest expense | $876,000 | 5,045 |
| Pre-tax net operating income | $-1,094,000 | 8,076 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-1,094,000 | 8,134 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,094,000 | 8,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $69,000 | 1,014 |
| Net operating income | $-1,094,000 | 8,126 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,792,000 | 5,715 |
| Total interest expense | $1,566,000 | 5,758 |
| Net interest income | $2,226,000 | 5,565 |
| Provision for loan and lease losses | $254,000 | 2,588 |
| Total noninterest income | $40,000 | 8,048 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $17,000 | 7,155 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $23,000 | 7,559 |
| Total noninterest expense | $2,794,000 | 4,313 |
| Salaries and employee benefits | $1,616,000 | 4,139 |
| Premises and equipment expense | $543,000 | 3,339 |
| Additional noninterest expense | $635,000 | 5,107 |
| Pre-tax net operating income | $-782,000 | 8,223 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-782,000 | 8,266 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-782,000 | 8,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-782,000 | 8,257 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,323,000 | 5,957 |
| Total interest expense | $995,000 | 5,884 |
| Net interest income | $1,328,000 | 5,886 |
| Provision for loan and lease losses | $193,000 | 2,219 |
| Total noninterest income | $23,000 | 8,167 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $7,000 | 7,313 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $16,000 | 7,569 |
| Total noninterest expense | $1,843,000 | 4,371 |
| Salaries and employee benefits | $1,017,000 | 4,365 |
| Premises and equipment expense | $364,000 | 3,335 |
| Additional noninterest expense | $462,000 | 4,834 |
| Pre-tax net operating income | $-685,000 | 8,374 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-685,000 | 8,406 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-685,000 | 8,405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-685,000 | 8,398 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,036,000 | 6,239 |
| Total interest expense | $447,000 | 6,119 |
| Net interest income | $589,000 | 6,204 |
| Provision for loan and lease losses | $124,000 | 1,729 |
| Total noninterest income | $9,000 | 8,286 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $2,000 | 7,430 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $7,000 | 7,693 |
| Total noninterest expense | $837,000 | 4,660 |
| Salaries and employee benefits | $471,000 | 4,635 |
| Premises and equipment expense | $184,000 | 3,333 |
| Additional noninterest expense | $182,000 | 5,562 |
| Pre-tax net operating income | $-363,000 | 8,453 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-363,000 | 8,477 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-363,000 | 8,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-363,000 | 8,468 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,424,000 | 7,202 |
| Total interest expense | $793,000 | 7,333 |
| Net interest income | $1,631,000 | 7,006 |
| Provision for loan and lease losses | $285,000 | 2,880 |
| Total noninterest income | $33,000 | 8,330 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $3,000 | 7,545 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $30,000 | 7,694 |
| Total noninterest expense | $3,015,000 | 4,863 |
| Salaries and employee benefits | $1,658,000 | 4,881 |
| Premises and equipment expense | $770,000 | 3,102 |
| Additional noninterest expense | $587,000 | 6,119 |
| Pre-tax net operating income | $-1,636,000 | 8,547 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-1,636,000 | 8,566 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-1,636,000 | 8,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $99,000 | 894 |
| Net operating income | $-1,636,000 | 8,557 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,545,000 | 7,540 |
| Total interest expense | $472,000 | 7,661 |
| Net interest income | $1,073,000 | 7,333 |
| Provision for loan and lease losses | $215,000 | 2,754 |
| Total noninterest income | $21,000 | 8,448 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $2,000 | 7,617 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $19,000 | 7,867 |
| Total noninterest expense | $2,125,000 | 5,061 |
| Salaries and employee benefits | $1,122,000 | 5,173 |
| Premises and equipment expense | $587,000 | 3,065 |
| Additional noninterest expense | $416,000 | 6,286 |
| Pre-tax net operating income | $-1,246,000 | 8,626 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-1,246,000 | 8,640 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-1,246,000 | 8,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-1,246,000 | 8,632 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $838,000 | 7,870 |
| Total interest expense | $226,000 | 8,038 |
| Net interest income | $612,000 | 7,656 |
| Provision for loan and lease losses | $146,000 | 2,710 |
| Total noninterest income | $11,000 | 8,544 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,000 | 7,650 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $10,000 | 8,084 |
| Total noninterest expense | $1,346,000 | 5,247 |
| Salaries and employee benefits | $674,000 | 5,546 |
| Premises and equipment expense | $398,000 | 3,013 |
| Additional noninterest expense | $274,000 | 6,341 |
| Pre-tax net operating income | $-869,000 | 8,664 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-869,000 | 8,680 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-869,000 | 8,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-869,000 | 8,671 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $323,000 | 8,194 |
| Total interest expense | $65,000 | 8,432 |
| Net interest income | $258,000 | 7,933 |
| Provision for loan and lease losses | $91,000 | 2,117 |
| Total noninterest income | $5,000 | 8,568 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,000 | 7,643 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $4,000 | 8,174 |
| Total noninterest expense | $669,000 | 5,274 |
| Salaries and employee benefits | $392,000 | 5,082 |
| Premises and equipment expense | $177,000 | 3,309 |
| Additional noninterest expense | $100,000 | 7,083 |
| Pre-tax net operating income | $-497,000 | 8,694 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-497,000 | 8,706 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-497,000 | 8,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-497,000 | 8,697 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $323,000 | 8,709 |
| Total interest expense | $41,000 | 8,705 |
| Net interest income | $282,000 | 8,687 |
| Provision for loan and lease losses | $85,000 | 5,057 |
| Total noninterest income | $5,000 | 8,707 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,000 | 7,726 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $4,000 | 8,569 |
| Total noninterest expense | $1,495,000 | 6,894 |
| Salaries and employee benefits | $472,000 | 7,992 |
| Premises and equipment expense | $217,000 | 6,552 |
| Additional noninterest expense | $806,000 | 5,144 |
| Pre-tax net operating income | $-1,293,000 | 8,689 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-1,293,000 | 8,716 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-1,293,000 | 8,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $13,146,000 | 136 |
| Net operating income | $-1,293,000 | 8,699 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $122,000 | 8,806 |
| Total interest expense | $1,000 | 8,837 |
| Net interest income | $121,000 | 8,793 |
| Provision for loan and lease losses | $36,000 | 5,642 |
| Total noninterest income | $1,000 | 8,787 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,000 | 7,763 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $0 | 8,723 |
| Total noninterest expense | $776,000 | 7,669 |
| Salaries and employee benefits | $127,000 | 8,740 |
| Premises and equipment expense | $78,000 | 7,820 |
| Additional noninterest expense | $571,000 | 5,270 |
| Pre-tax net operating income | $-690,000 | 8,659 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $-690,000 | 8,693 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-690,000 | 8,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $13,146,000 | 96 |
| Net operating income | $-690,000 | 8,672 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.