Home > MontroseBank > Income and Expense
MontroseBank, Income and Expense
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $8,146,000 | 2,855 |
| Total interest expense | $307,000 | 4,910 |
| Net interest income | $7,839,000 | 2,674 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $1,407,000 | 2,608 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $982,000 | 1,314 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $425,000 | 3,512 |
| Total noninterest expense | $5,833,000 | 2,976 |
| Salaries and employee benefits | $3,253,000 | 2,924 |
| Premises and equipment expense | $1,693,000 | 1,400 |
| Additional noninterest expense | $887,000 | 4,703 |
| Pre-tax net operating income | $3,413,000 | 2,069 |
| Securities gains (losses) | $50,000 | 1,734 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $3,463,000 | 1,783 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,463,000 | 1,783 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,463,000 | 1,782 |
| Net charge-offs | $281,000 | 2,089 |
| Cash dividends | $2,569,000 | 1,060 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,413,000 | 1,780 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,152,000 | 2,865 |
| Total interest expense | $230,000 | 4,989 |
| Net interest income | $5,922,000 | 2,666 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $988,000 | 2,712 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $739,000 | 1,316 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $249,000 | 3,911 |
| Total noninterest expense | $4,540,000 | 2,908 |
| Salaries and employee benefits | $2,523,000 | 2,851 |
| Premises and equipment expense | $1,311,000 | 1,366 |
| Additional noninterest expense | $706,000 | 4,597 |
| Pre-tax net operating income | $2,370,000 | 2,226 |
| Securities gains (losses) | $37,000 | 1,650 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $2,407,000 | 1,906 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,407,000 | 1,906 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,407,000 | 1,905 |
| Net charge-offs | $260,000 | 1,718 |
| Cash dividends | $1,880,000 | 1,003 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,370,000 | 1,882 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,137,000 | 2,841 |
| Total interest expense | $152,000 | 5,049 |
| Net interest income | $3,985,000 | 2,632 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $688,000 | 2,631 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $490,000 | 1,295 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $198,000 | 3,648 |
| Total noninterest expense | $3,076,000 | 2,894 |
| Salaries and employee benefits | $1,688,000 | 2,858 |
| Premises and equipment expense | $868,000 | 1,376 |
| Additional noninterest expense | $520,000 | 4,403 |
| Pre-tax net operating income | $1,597,000 | 2,169 |
| Securities gains (losses) | $5,000 | 2,165 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $1,602,000 | 1,874 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,602,000 | 1,878 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,602,000 | 1,877 |
| Net charge-offs | $268,000 | 1,344 |
| Cash dividends | $1,340,000 | 914 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,597,000 | 1,829 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,052,000 | 2,873 |
| Total interest expense | $76,000 | 5,122 |
| Net interest income | $1,976,000 | 2,658 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $377,000 | 2,460 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $235,000 | 1,341 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $142,000 | 3,049 |
| Total noninterest expense | $1,540,000 | 2,923 |
| Salaries and employee benefits | $844,000 | 2,878 |
| Premises and equipment expense | $423,000 | 1,440 |
| Additional noninterest expense | $273,000 | 4,325 |
| Pre-tax net operating income | $813,000 | 2,074 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $813,000 | 1,789 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $813,000 | 1,793 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $813,000 | 1,792 |
| Net charge-offs | $168,000 | 1,049 |
| Cash dividends | $636,000 | 876 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $813,000 | 1,760 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $8,322,000 | 2,849 |
| Total interest expense | $333,000 | 5,220 |
| Net interest income | $7,989,000 | 2,607 |
| Provision for loan and lease losses | $77,000 | 3,923 |
| Total noninterest income | $1,552,000 | 2,529 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,019,000 | 1,333 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $533,000 | 3,269 |
| Total noninterest expense | $6,186,000 | 2,910 |
| Salaries and employee benefits | $3,328,000 | 2,900 |
| Premises and equipment expense | $1,676,000 | 1,420 |
| Additional noninterest expense | $1,182,000 | 4,236 |
| Pre-tax net operating income | $3,278,000 | 2,024 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $3,278,000 | 1,762 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,278,000 | 1,765 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,278,000 | 1,765 |
| Net charge-offs | $329,000 | 2,474 |
| Cash dividends | $2,436,000 | 1,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,278,000 | 1,733 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,196,000 | 2,894 |
| Total interest expense | $254,000 | 5,293 |
| Net interest income | $5,942,000 | 2,639 |
| Provision for loan and lease losses | $77,000 | 3,623 |
| Total noninterest income | $1,216,000 | 2,511 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $769,000 | 1,333 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $447,000 | 3,189 |
| Total noninterest expense | $4,614,000 | 2,943 |
| Salaries and employee benefits | $2,519,000 | 2,898 |
| Premises and equipment expense | $1,249,000 | 1,437 |
| Additional noninterest expense | $846,000 | 4,347 |
| Pre-tax net operating income | $2,467,000 | 2,080 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $2,467,000 | 1,788 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,467,000 | 1,792 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,467,000 | 1,793 |
| Net charge-offs | $332,000 | 2,017 |
| Cash dividends | $1,910,000 | 912 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,467,000 | 1,751 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,115,000 | 2,898 |
| Total interest expense | $174,000 | 5,307 |
| Net interest income | $3,941,000 | 2,645 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $884,000 | 2,401 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $507,000 | 1,318 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $377,000 | 2,886 |
| Total noninterest expense | $3,022,000 | 2,982 |
| Salaries and employee benefits | $1,671,000 | 2,920 |
| Premises and equipment expense | $824,000 | 1,459 |
| Additional noninterest expense | $527,000 | 4,510 |
| Pre-tax net operating income | $1,803,000 | 1,885 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $1,803,000 | 1,666 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,803,000 | 1,670 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,803,000 | 1,671 |
| Net charge-offs | $115,000 | 2,625 |
| Cash dividends | $1,292,000 | 882 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,803,000 | 1,592 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,094,000 | 2,876 |
| Total interest expense | $90,000 | 5,334 |
| Net interest income | $2,004,000 | 2,611 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $504,000 | 2,219 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $245,000 | 1,358 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $259,000 | 2,412 |
| Total noninterest expense | $1,526,000 | 2,971 |
| Salaries and employee benefits | $827,000 | 2,966 |
| Premises and equipment expense | $404,000 | 1,509 |
| Additional noninterest expense | $295,000 | 4,266 |
| Pre-tax net operating income | $982,000 | 1,742 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $982,000 | 1,513 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $982,000 | 1,516 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $982,000 | 1,515 |
| Net charge-offs | $96,000 | 1,931 |
| Cash dividends | $643,000 | 779 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $982,000 | 1,453 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $9,325,000 | 2,738 |
| Total interest expense | $446,000 | 5,335 |
| Net interest income | $8,879,000 | 2,421 |
| Provision for loan and lease losses | $1,050,000 | 1,714 |
| Total noninterest income | $1,424,000 | 2,687 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,052,000 | 1,356 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $372,000 | 3,729 |
| Total noninterest expense | $6,241,000 | 2,951 |
| Salaries and employee benefits | $3,303,000 | 2,926 |
| Premises and equipment expense | $1,646,000 | 1,447 |
| Additional noninterest expense | $1,292,000 | 4,169 |
| Pre-tax net operating income | $3,012,000 | 2,084 |
| Securities gains (losses) | $49,000 | 2,743 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $3,061,000 | 1,830 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,061,000 | 1,829 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,061,000 | 1,830 |
| Net charge-offs | $1,172,000 | 1,651 |
| Cash dividends | $2,199,000 | 1,139 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $3,012,000 | 1,753 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,136,000 | 2,747 |
| Total interest expense | $343,000 | 5,421 |
| Net interest income | $6,793,000 | 2,418 |
| Provision for loan and lease losses | $754,000 | 1,771 |
| Total noninterest income | $1,017,000 | 2,767 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $790,000 | 1,362 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $227,000 | 4,075 |
| Total noninterest expense | $4,633,000 | 2,979 |
| Salaries and employee benefits | $2,497,000 | 2,917 |
| Premises and equipment expense | $973,000 | 1,835 |
| Additional noninterest expense | $1,163,000 | 3,731 |
| Pre-tax net operating income | $2,423,000 | 2,038 |
| Securities gains (losses) | $37,000 | 2,600 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $2,460,000 | 1,778 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,460,000 | 1,777 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,460,000 | 1,779 |
| Net charge-offs | $593,000 | 1,989 |
| Cash dividends | $1,765,000 | 881 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,423,000 | 1,702 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,830,000 | 2,715 |
| Total interest expense | $235,000 | 5,462 |
| Net interest income | $4,595,000 | 2,371 |
| Provision for loan and lease losses | $610,000 | 1,554 |
| Total noninterest income | $698,000 | 2,688 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $534,000 | 1,328 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $164,000 | 3,941 |
| Total noninterest expense | $3,042,000 | 3,023 |
| Salaries and employee benefits | $1,675,000 | 2,912 |
| Premises and equipment expense | $827,000 | 1,434 |
| Additional noninterest expense | $540,000 | 4,647 |
| Pre-tax net operating income | $1,641,000 | 1,991 |
| Securities gains (losses) | $18,000 | 2,529 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $1,659,000 | 1,737 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,659,000 | 1,735 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,659,000 | 1,737 |
| Net charge-offs | $551,000 | 1,666 |
| Cash dividends | $1,263,000 | 807 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,641,000 | 1,672 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,451,000 | 2,700 |
| Total interest expense | $123,000 | 5,477 |
| Net interest income | $2,328,000 | 2,352 |
| Provision for loan and lease losses | $171,000 | 2,178 |
| Total noninterest income | $378,000 | 2,569 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $263,000 | 1,344 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $115,000 | 3,491 |
| Total noninterest expense | $1,533,000 | 2,993 |
| Salaries and employee benefits | $834,000 | 2,934 |
| Premises and equipment expense | $403,000 | 1,477 |
| Additional noninterest expense | $296,000 | 4,416 |
| Pre-tax net operating income | $1,002,000 | 1,675 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $1,002,000 | 1,456 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,002,000 | 1,456 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,002,000 | 1,457 |
| Net charge-offs | $161,000 | 2,025 |
| Cash dividends | $657,000 | 701 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,002,000 | 1,376 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $10,574,000 | 2,637 |
| Total interest expense | $758,000 | 5,045 |
| Net interest income | $9,816,000 | 2,231 |
| Provision for loan and lease losses | $967,000 | 2,466 |
| Total noninterest income | $1,495,000 | 2,455 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,077,000 | 1,380 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $418,000 | 3,370 |
| Total noninterest expense | $6,314,000 | 2,925 |
| Salaries and employee benefits | $3,307,000 | 2,886 |
| Premises and equipment expense | $1,686,000 | 1,475 |
| Additional noninterest expense | $1,321,000 | 4,195 |
| Pre-tax net operating income | $4,030,000 | 1,422 |
| Securities gains (losses) | $52,000 | 2,568 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $4,082,000 | 1,229 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,082,000 | 1,229 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $4,082,000 | 1,229 |
| Net charge-offs | $743,000 | 2,722 |
| Cash dividends | $2,851,000 | 691 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $4,030,000 | 1,173 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,000,000 | 2,639 |
| Total interest expense | $626,000 | 4,944 |
| Net interest income | $7,374,000 | 2,237 |
| Provision for loan and lease losses | $724,000 | 2,401 |
| Total noninterest income | $1,106,000 | 2,470 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $809,000 | 1,381 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $297,000 | 3,476 |
| Total noninterest expense | $4,904,000 | 2,840 |
| Salaries and employee benefits | $2,546,000 | 2,813 |
| Premises and equipment expense | $1,272,000 | 1,484 |
| Additional noninterest expense | $1,086,000 | 3,941 |
| Pre-tax net operating income | $2,852,000 | 1,550 |
| Securities gains (losses) | $52,000 | 2,307 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $2,904,000 | 1,331 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,904,000 | 1,331 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,904,000 | 1,331 |
| Net charge-offs | $433,000 | 2,830 |
| Cash dividends | $2,201,000 | 593 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,852,000 | 1,277 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,381,000 | 2,635 |
| Total interest expense | $466,000 | 4,798 |
| Net interest income | $4,915,000 | 2,235 |
| Provision for loan and lease losses | $634,000 | 1,998 |
| Total noninterest income | $755,000 | 2,415 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $538,000 | 1,361 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $217,000 | 3,361 |
| Total noninterest expense | $3,204,000 | 2,916 |
| Salaries and employee benefits | $1,717,000 | 2,808 |
| Premises and equipment expense | $846,000 | 1,491 |
| Additional noninterest expense | $641,000 | 4,346 |
| Pre-tax net operating income | $1,832,000 | 1,578 |
| Securities gains (losses) | $29,000 | 1,902 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $1,861,000 | 1,345 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,861,000 | 1,345 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,861,000 | 1,345 |
| Net charge-offs | $212,000 | 3,055 |
| Cash dividends | $1,456,000 | 585 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,832,000 | 1,298 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,692,000 | 2,654 |
| Total interest expense | $245,000 | 4,799 |
| Net interest income | $2,447,000 | 2,238 |
| Provision for loan and lease losses | $513,000 | 1,400 |
| Total noninterest income | $386,000 | 2,410 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $251,000 | 1,421 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $135,000 | 3,081 |
| Total noninterest expense | $1,549,000 | 3,023 |
| Salaries and employee benefits | $850,000 | 2,849 |
| Premises and equipment expense | $419,000 | 1,533 |
| Additional noninterest expense | $280,000 | 4,708 |
| Pre-tax net operating income | $771,000 | 1,829 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $771,000 | 1,530 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $771,000 | 1,530 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $771,000 | 1,530 |
| Net charge-offs | $162,000 | 2,293 |
| Cash dividends | $737,000 | 522 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $771,000 | 1,481 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $11,274,000 | 2,662 |
| Total interest expense | $1,296,000 | 4,614 |
| Net interest income | $9,978,000 | 2,201 |
| Provision for loan and lease losses | $979,000 | 3,086 |
| Total noninterest income | $1,597,000 | 2,429 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,067,000 | 1,425 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $530,000 | 3,101 |
| Total noninterest expense | $6,225,000 | 3,018 |
| Salaries and employee benefits | $3,498,000 | 2,734 |
| Premises and equipment expense | $1,648,000 | 1,547 |
| Additional noninterest expense | $1,079,000 | 4,896 |
| Pre-tax net operating income | $4,371,000 | 1,161 |
| Securities gains (losses) | $-8,000 | 7,016 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $4,363,000 | 991 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,363,000 | 993 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $4,363,000 | 994 |
| Net charge-offs | $480,000 | 3,708 |
| Cash dividends | $3,518,000 | 471 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $4,371,000 | 957 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,442,000 | 2,719 |
| Total interest expense | $1,022,000 | 4,641 |
| Net interest income | $7,420,000 | 2,253 |
| Provision for loan and lease losses | $233,000 | 4,666 |
| Total noninterest income | $1,154,000 | 2,491 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $805,000 | 1,457 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $349,000 | 3,306 |
| Total noninterest expense | $4,629,000 | 3,045 |
| Salaries and employee benefits | $2,600,000 | 2,755 |
| Premises and equipment expense | $1,223,000 | 1,590 |
| Additional noninterest expense | $806,000 | 4,904 |
| Pre-tax net operating income | $3,712,000 | 1,097 |
| Securities gains (losses) | $-8,000 | 7,200 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $3,704,000 | 940 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,704,000 | 942 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $3,704,000 | 942 |
| Net charge-offs | $26,000 | 5,891 |
| Cash dividends | $2,737,000 | 402 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $3,712,000 | 897 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,615,000 | 2,755 |
| Total interest expense | $724,000 | 4,588 |
| Net interest income | $4,891,000 | 2,274 |
| Provision for loan and lease losses | $109,000 | 5,075 |
| Total noninterest income | $763,000 | 2,437 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $529,000 | 1,489 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $234,000 | 3,227 |
| Total noninterest expense | $3,054,000 | 3,069 |
| Salaries and employee benefits | $1,727,000 | 2,775 |
| Premises and equipment expense | $810,000 | 1,618 |
| Additional noninterest expense | $517,000 | 5,001 |
| Pre-tax net operating income | $2,491,000 | 1,072 |
| Securities gains (losses) | $-2,000 | 7,211 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $2,489,000 | 902 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,489,000 | 902 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $2,489,000 | 903 |
| Net charge-offs | $12,000 | 5,739 |
| Cash dividends | $1,822,000 | 393 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,491,000 | 866 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,788,000 | 2,828 |
| Total interest expense | $387,000 | 4,561 |
| Net interest income | $2,401,000 | 2,344 |
| Provision for loan and lease losses | $44,000 | 5,047 |
| Total noninterest income | $386,000 | 2,431 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $256,000 | 1,524 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $130,000 | 3,077 |
| Total noninterest expense | $1,493,000 | 3,161 |
| Salaries and employee benefits | $861,000 | 2,833 |
| Premises and equipment expense | $384,000 | 1,769 |
| Additional noninterest expense | $248,000 | 5,136 |
| Pre-tax net operating income | $1,250,000 | 1,058 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $1,250,000 | 877 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,250,000 | 880 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,250,000 | 881 |
| Net charge-offs | $4,000 | 5,215 |
| Cash dividends | $916,000 | 373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,250,000 | 847 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $11,693,000 | 2,828 |
| Total interest expense | $2,041,000 | 4,387 |
| Net interest income | $9,652,000 | 2,262 |
| Provision for loan and lease losses | $429,000 | 4,778 |
| Total noninterest income | $1,832,000 | 2,249 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,048,000 | 1,612 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $784,000 | 2,488 |
| Total noninterest expense | $6,354,000 | 3,037 |
| Salaries and employee benefits | $3,545,000 | 2,750 |
| Premises and equipment expense | $1,691,000 | 1,585 |
| Additional noninterest expense | $1,118,000 | 4,926 |
| Pre-tax net operating income | $4,701,000 | 893 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $4,701,000 | 727 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,701,000 | 726 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $4,701,000 | 727 |
| Net charge-offs | $285,000 | 4,561 |
| Cash dividends | $3,526,000 | 490 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $4,701,000 | 721 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,701,000 | 2,884 |
| Total interest expense | $1,604,000 | 4,399 |
| Net interest income | $7,097,000 | 2,307 |
| Provision for loan and lease losses | $251,000 | 4,855 |
| Total noninterest income | $1,442,000 | 2,223 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $788,000 | 1,609 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $654,000 | 2,390 |
| Total noninterest expense | $4,756,000 | 3,050 |
| Salaries and employee benefits | $2,665,000 | 2,765 |
| Premises and equipment expense | $1,260,000 | 1,614 |
| Additional noninterest expense | $831,000 | 4,961 |
| Pre-tax net operating income | $3,532,000 | 944 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $3,532,000 | 768 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $3,532,000 | 766 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $3,532,000 | 769 |
| Net charge-offs | $139,000 | 4,712 |
| Cash dividends | $2,396,000 | 532 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,532,000 | 758 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,775,000 | 2,928 |
| Total interest expense | $1,096,000 | 4,465 |
| Net interest income | $4,679,000 | 2,330 |
| Provision for loan and lease losses | $197,000 | 4,357 |
| Total noninterest income | $1,010,000 | 2,181 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $516,000 | 1,600 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $494,000 | 2,246 |
| Total noninterest expense | $3,168,000 | 3,076 |
| Salaries and employee benefits | $1,784,000 | 2,794 |
| Premises and equipment expense | $862,000 | 1,618 |
| Additional noninterest expense | $522,000 | 5,129 |
| Pre-tax net operating income | $2,324,000 | 982 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $2,324,000 | 804 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,324,000 | 802 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $2,324,000 | 804 |
| Net charge-offs | $125,000 | 3,994 |
| Cash dividends | $1,578,000 | 565 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $2,324,000 | 773 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,852,000 | 2,990 |
| Total interest expense | $554,000 | 4,553 |
| Net interest income | $2,298,000 | 2,361 |
| Provision for loan and lease losses | $59,000 | 4,762 |
| Total noninterest income | $531,000 | 2,041 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $255,000 | 1,591 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $276,000 | 2,065 |
| Total noninterest expense | $1,506,000 | 3,138 |
| Salaries and employee benefits | $904,000 | 2,793 |
| Premises and equipment expense | $425,000 | 1,666 |
| Additional noninterest expense | $177,000 | 5,904 |
| Pre-tax net operating income | $1,264,000 | 1,002 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $1,264,000 | 830 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,264,000 | 831 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,264,000 | 832 |
| Net charge-offs | $27,000 | 4,102 |
| Cash dividends | $807,000 | 560 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,264,000 | 769 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $12,091,000 | 3,016 |
| Total interest expense | $2,878,000 | 4,375 |
| Net interest income | $9,213,000 | 2,376 |
| Provision for loan and lease losses | $290,000 | 4,686 |
| Total noninterest income | $1,477,000 | 2,664 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,018,000 | 1,731 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $459,000 | 3,336 |
| Total noninterest expense | $5,841,000 | 3,159 |
| Salaries and employee benefits | $3,314,000 | 2,974 |
| Premises and equipment expense | $1,607,000 | 1,711 |
| Additional noninterest expense | $920,000 | 5,083 |
| Pre-tax net operating income | $4,559,000 | 1,195 |
| Securities gains (losses) | $34,000 | 1,848 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $4,593,000 | 888 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,593,000 | 888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $252,000 | 3,785 |
| Cash dividends | $3,040,000 | 903 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $4,559,000 | 965 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,087,000 | 3,078 |
| Total interest expense | $2,262,000 | 4,359 |
| Net interest income | $6,825,000 | 2,426 |
| Provision for loan and lease losses | $251,000 | 3,843 |
| Total noninterest income | $1,071,000 | 2,772 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $755,000 | 1,763 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $316,000 | 3,600 |
| Total noninterest expense | $4,304,000 | 3,182 |
| Salaries and employee benefits | $2,491,000 | 2,996 |
| Premises and equipment expense | $1,188,000 | 1,737 |
| Additional noninterest expense | $625,000 | 5,311 |
| Pre-tax net operating income | $3,341,000 | 1,468 |
| Securities gains (losses) | $32,000 | 1,715 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $3,373,000 | 1,094 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $3,373,000 | 1,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $247,000 | 2,785 |
| Cash dividends | $2,374,000 | 889 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,341,000 | 1,186 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,088,000 | 3,112 |
| Total interest expense | $1,609,000 | 4,309 |
| Net interest income | $4,479,000 | 2,439 |
| Provision for loan and lease losses | $43,000 | 5,341 |
| Total noninterest income | $688,000 | 2,879 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $479,000 | 1,813 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $209,000 | 3,679 |
| Total noninterest expense | $2,838,000 | 3,232 |
| Salaries and employee benefits | $1,694,000 | 2,966 |
| Premises and equipment expense | $753,000 | 1,816 |
| Additional noninterest expense | $391,000 | 5,477 |
| Pre-tax net operating income | $2,286,000 | 1,500 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $2,286,000 | 1,213 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,286,000 | 1,214 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 3,371 |
| Cash dividends | $1,697,000 | 897 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,286,000 | 1,192 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,103,000 | 3,129 |
| Total interest expense | $902,000 | 4,175 |
| Net interest income | $2,201,000 | 2,482 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $360,000 | 2,794 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $226,000 | 1,875 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $134,000 | 3,238 |
| Total noninterest expense | $1,400,000 | 3,269 |
| Salaries and employee benefits | $853,000 | 2,986 |
| Premises and equipment expense | $351,000 | 1,942 |
| Additional noninterest expense | $196,000 | 5,438 |
| Pre-tax net operating income | $1,161,000 | 1,567 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $1,161,000 | 1,296 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,161,000 | 1,299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $1,005,000 | 720 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,161,000 | 1,262 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,941,000 | 3,078 |
| Total interest expense | $4,050,000 | 3,987 |
| Net interest income | $8,891,000 | 2,482 |
| Provision for loan and lease losses | $112,000 | 4,762 |
| Total noninterest income | $1,328,000 | 2,930 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $830,000 | 2,068 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $498,000 | 3,320 |
| Total noninterest expense | $5,406,000 | 3,239 |
| Salaries and employee benefits | $3,134,000 | 3,113 |
| Premises and equipment expense | $1,493,000 | 1,756 |
| Additional noninterest expense | $779,000 | 5,438 |
| Pre-tax net operating income | $4,701,000 | 1,737 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $4,701,000 | 1,374 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,701,000 | 1,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 4,564 |
| Cash dividends | $2,682,000 | 1,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $4,701,000 | 1,359 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,651,000 | 3,088 |
| Total interest expense | $2,993,000 | 4,033 |
| Net interest income | $6,658,000 | 2,498 |
| Provision for loan and lease losses | $112,000 | 3,950 |
| Total noninterest income | $982,000 | 2,950 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $621,000 | 2,049 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $361,000 | 3,402 |
| Total noninterest expense | $3,964,000 | 3,272 |
| Salaries and employee benefits | $2,328,000 | 3,116 |
| Premises and equipment expense | $1,098,000 | 1,788 |
| Additional noninterest expense | $538,000 | 5,617 |
| Pre-tax net operating income | $3,564,000 | 1,829 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $3,564,000 | 1,433 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,564,000 | 1,431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 3,780 |
| Cash dividends | $1,972,000 | 1,248 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,564,000 | 1,426 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,357,000 | 3,133 |
| Total interest expense | $1,950,000 | 4,079 |
| Net interest income | $4,407,000 | 2,534 |
| Provision for loan and lease losses | $112,000 | 3,133 |
| Total noninterest income | $609,000 | 3,116 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $398,000 | 2,123 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $211,000 | 3,679 |
| Total noninterest expense | $2,602,000 | 3,347 |
| Salaries and employee benefits | $1,547,000 | 3,163 |
| Premises and equipment expense | $704,000 | 1,866 |
| Additional noninterest expense | $351,000 | 5,675 |
| Pre-tax net operating income | $2,302,000 | 1,924 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $2,302,000 | 1,519 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,302,000 | 1,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,420 |
| Cash dividends | $1,357,000 | 1,211 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,302,000 | 1,502 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,084,000 | 3,210 |
| Total interest expense | $943,000 | 4,153 |
| Net interest income | $2,141,000 | 2,603 |
| Provision for loan and lease losses | $61,000 | 2,735 |
| Total noninterest income | $285,000 | 3,220 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $183,000 | 2,224 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $102,000 | 3,735 |
| Total noninterest expense | $1,304,000 | 3,347 |
| Salaries and employee benefits | $779,000 | 3,157 |
| Premises and equipment expense | $354,000 | 1,866 |
| Additional noninterest expense | $171,000 | 5,730 |
| Pre-tax net operating income | $1,061,000 | 2,065 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $1,061,000 | 1,622 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,061,000 | 1,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,384 |
| Cash dividends | $620,000 | 1,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,061,000 | 1,610 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,628,000 | 3,188 |
| Total interest expense | $2,845,000 | 4,459 |
| Net interest income | $8,783,000 | 2,572 |
| Provision for loan and lease losses | $265,000 | 2,996 |
| Total noninterest income | $733,000 | 4,258 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $656,000 | 2,503 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $77,000 | 6,735 |
| Total noninterest expense | $5,143,000 | 3,271 |
| Salaries and employee benefits | $2,884,000 | 3,247 |
| Premises and equipment expense | $1,282,000 | 1,965 |
| Additional noninterest expense | $977,000 | 4,587 |
| Pre-tax net operating income | $4,108,000 | 2,218 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $4,108,000 | 1,746 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,108,000 | 1,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 3,344 |
| Cash dividends | $1,816,000 | 1,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,108,000 | 1,732 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,511,000 | 3,225 |
| Total interest expense | $1,946,000 | 4,626 |
| Net interest income | $6,565,000 | 2,603 |
| Provision for loan and lease losses | $216,000 | 2,745 |
| Total noninterest income | $543,000 | 4,289 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $487,000 | 2,533 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $56,000 | 6,781 |
| Total noninterest expense | $3,910,000 | 3,228 |
| Salaries and employee benefits | $2,210,000 | 3,178 |
| Premises and equipment expense | $926,000 | 2,039 |
| Additional noninterest expense | $774,000 | 4,379 |
| Pre-tax net operating income | $2,982,000 | 2,339 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $2,982,000 | 1,841 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,982,000 | 1,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 2,535 |
| Cash dividends | $1,313,000 | 1,611 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,982,000 | 1,824 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,480,000 | 3,269 |
| Total interest expense | $1,152,000 | 4,845 |
| Net interest income | $4,328,000 | 2,631 |
| Provision for loan and lease losses | $138,000 | 2,788 |
| Total noninterest income | $362,000 | 4,268 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $322,000 | 2,527 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $40,000 | 6,712 |
| Total noninterest expense | $2,596,000 | 3,251 |
| Salaries and employee benefits | $1,451,000 | 3,222 |
| Premises and equipment expense | $627,000 | 2,008 |
| Additional noninterest expense | $518,000 | 4,360 |
| Pre-tax net operating income | $1,956,000 | 2,349 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $1,956,000 | 1,868 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,956,000 | 1,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 3,558 |
| Cash dividends | $864,000 | 1,626 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,956,000 | 1,848 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,568,000 | 3,372 |
| Total interest expense | $508,000 | 5,077 |
| Net interest income | $2,060,000 | 2,717 |
| Provision for loan and lease losses | $53,000 | 3,054 |
| Total noninterest income | $184,000 | 4,160 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $157,000 | 2,502 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $27,000 | 6,246 |
| Total noninterest expense | $1,230,000 | 3,398 |
| Salaries and employee benefits | $722,000 | 3,245 |
| Premises and equipment expense | $313,000 | 2,018 |
| Additional noninterest expense | $195,000 | 5,258 |
| Pre-tax net operating income | $961,000 | 2,345 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $961,000 | 1,863 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $961,000 | 1,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $410,000 | 1,581 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $961,000 | 1,845 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,159,000 | 3,377 |
| Total interest expense | $1,418,000 | 5,377 |
| Net interest income | $7,741,000 | 2,785 |
| Provision for loan and lease losses | $258,000 | 3,101 |
| Total noninterest income | $633,000 | 4,651 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $557,000 | 2,823 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $76,000 | 6,827 |
| Total noninterest expense | $4,555,000 | 3,494 |
| Salaries and employee benefits | $2,553,000 | 3,419 |
| Premises and equipment expense | $1,152,000 | 2,082 |
| Additional noninterest expense | $850,000 | 4,964 |
| Pre-tax net operating income | $3,561,000 | 2,427 |
| Securities gains (losses) | $-1,000 | 6,938 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $3,560,000 | 1,927 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,560,000 | 1,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 5,317 |
| Cash dividends | $1,989,000 | 1,490 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,561,000 | 1,903 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,667,000 | 3,399 |
| Total interest expense | $973,000 | 5,512 |
| Net interest income | $5,694,000 | 2,802 |
| Provision for loan and lease losses | $195,000 | 3,005 |
| Total noninterest income | $456,000 | 4,782 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $399,000 | 2,921 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $57,000 | 6,861 |
| Total noninterest expense | $3,283,000 | 3,586 |
| Salaries and employee benefits | $1,940,000 | 3,364 |
| Premises and equipment expense | $828,000 | 2,159 |
| Additional noninterest expense | $515,000 | 5,619 |
| Pre-tax net operating income | $2,672,000 | 2,447 |
| Securities gains (losses) | $-1,000 | 7,299 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $2,671,000 | 1,962 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,671,000 | 1,961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,651 |
| Cash dividends | $1,544,000 | 1,309 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,672,000 | 1,925 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,232,000 | 3,465 |
| Total interest expense | $569,000 | 5,713 |
| Net interest income | $3,663,000 | 2,881 |
| Provision for loan and lease losses | $132,000 | 2,878 |
| Total noninterest income | $294,000 | 4,840 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $258,000 | 2,945 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $36,000 | 6,940 |
| Total noninterest expense | $2,196,000 | 3,551 |
| Salaries and employee benefits | $1,296,000 | 3,340 |
| Premises and equipment expense | $462,000 | 2,512 |
| Additional noninterest expense | $438,000 | 4,815 |
| Pre-tax net operating income | $1,629,000 | 2,581 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $1,629,000 | 2,074 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,629,000 | 2,073 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,061 |
| Cash dividends | $958,000 | 1,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,629,000 | 2,038 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,978,000 | 3,635 |
| Total interest expense | $249,000 | 5,976 |
| Net interest income | $1,729,000 | 3,023 |
| Provision for loan and lease losses | $67,000 | 2,712 |
| Total noninterest income | $145,000 | 4,794 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $122,000 | 3,000 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $23,000 | 6,629 |
| Total noninterest expense | $1,098,000 | 3,568 |
| Salaries and employee benefits | $650,000 | 3,320 |
| Premises and equipment expense | $230,000 | 2,542 |
| Additional noninterest expense | $218,000 | 4,792 |
| Pre-tax net operating income | $709,000 | 2,827 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $709,000 | 2,302 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $709,000 | 2,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,435 |
| Cash dividends | $446,000 | 1,366 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $709,000 | 2,264 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,965,000 | 3,820 |
| Total interest expense | $659,000 | 6,730 |
| Net interest income | $6,306,000 | 3,160 |
| Provision for loan and lease losses | $204,000 | 3,651 |
| Total noninterest income | $610,000 | 4,777 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $491,000 | 3,184 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $119,000 | 6,114 |
| Total noninterest expense | $3,683,000 | 3,997 |
| Salaries and employee benefits | $2,125,000 | 3,796 |
| Premises and equipment expense | $967,000 | 2,365 |
| Additional noninterest expense | $591,000 | 6,025 |
| Pre-tax net operating income | $3,029,000 | 2,569 |
| Securities gains (losses) | $-2,000 | 7,892 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $3,027,000 | 2,059 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,027,000 | 2,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,855 |
| Cash dividends | $1,920,000 | 1,419 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,029,000 | 2,014 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,026,000 | 3,922 |
| Total interest expense | $474,000 | 6,832 |
| Net interest income | $4,552,000 | 3,248 |
| Provision for loan and lease losses | $121,000 | 3,964 |
| Total noninterest income | $463,000 | 4,744 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $362,000 | 3,237 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $101,000 | 5,900 |
| Total noninterest expense | $2,714,000 | 4,034 |
| Salaries and employee benefits | $1,575,000 | 3,811 |
| Premises and equipment expense | $714,000 | 2,383 |
| Additional noninterest expense | $425,000 | 6,128 |
| Pre-tax net operating income | $2,180,000 | 2,681 |
| Securities gains (losses) | $-2,000 | 8,174 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $2,178,000 | 2,149 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,178,000 | 2,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,361 |
| Cash dividends | $1,469,000 | 1,295 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,180,000 | 2,092 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,265,000 | 4,000 |
| Total interest expense | $319,000 | 6,843 |
| Net interest income | $2,946,000 | 3,318 |
| Provision for loan and lease losses | $75,000 | 3,988 |
| Total noninterest income | $318,000 | 4,669 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $230,000 | 3,329 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $88,000 | 5,416 |
| Total noninterest expense | $1,763,000 | 4,136 |
| Salaries and employee benefits | $1,032,000 | 3,883 |
| Premises and equipment expense | $467,000 | 2,419 |
| Additional noninterest expense | $264,000 | 6,362 |
| Pre-tax net operating income | $1,426,000 | 2,693 |
| Securities gains (losses) | $1,000 | 3,212 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $1,427,000 | 2,165 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,427,000 | 2,166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,839 |
| Cash dividends | $962,000 | 1,334 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,426,000 | 2,107 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,511,000 | 4,240 |
| Total interest expense | $164,000 | 6,840 |
| Net interest income | $1,347,000 | 3,553 |
| Provision for loan and lease losses | $36,000 | 3,870 |
| Total noninterest income | $178,000 | 4,348 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $106,000 | 3,438 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $72,000 | 4,381 |
| Total noninterest expense | $861,000 | 4,239 |
| Salaries and employee benefits | $499,000 | 4,011 |
| Premises and equipment expense | $232,000 | 2,460 |
| Additional noninterest expense | $130,000 | 6,436 |
| Pre-tax net operating income | $628,000 | 2,969 |
| Securities gains (losses) | $1,000 | 2,756 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $629,000 | 2,386 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $629,000 | 2,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $462,000 | 1,300 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $628,000 | 2,305 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,392,000 | 4,110 |
| Total interest expense | $736,000 | 6,914 |
| Net interest income | $5,656,000 | 3,346 |
| Provision for loan and lease losses | $88,000 | 5,533 |
| Total noninterest income | $476,000 | 5,561 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $399,000 | 3,657 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $77,000 | 6,944 |
| Total noninterest expense | $3,367,000 | 4,250 |
| Salaries and employee benefits | $1,924,000 | 4,060 |
| Premises and equipment expense | $912,000 | 2,449 |
| Additional noninterest expense | $531,000 | 6,372 |
| Pre-tax net operating income | $2,677,000 | 2,745 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $2,677,000 | 2,249 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,677,000 | 2,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,046 |
| Cash dividends | $1,966,000 | 1,410 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,677,000 | 2,145 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,875,000 | 4,094 |
| Total interest expense | $560,000 | 7,027 |
| Net interest income | $4,315,000 | 3,314 |
| Provision for loan and lease losses | $73,000 | 5,264 |
| Total noninterest income | $354,000 | 5,635 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $294,000 | 3,696 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $60,000 | 6,950 |
| Total noninterest expense | $2,546,000 | 4,207 |
| Salaries and employee benefits | $1,481,000 | 3,959 |
| Premises and equipment expense | $678,000 | 2,496 |
| Additional noninterest expense | $387,000 | 6,438 |
| Pre-tax net operating income | $2,050,000 | 2,797 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $2,050,000 | 2,281 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,050,000 | 2,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,109 |
| Cash dividends | $1,591,000 | 1,218 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,050,000 | 2,165 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,236,000 | 4,156 |
| Total interest expense | $373,000 | 7,167 |
| Net interest income | $2,863,000 | 3,327 |
| Provision for loan and lease losses | $53,000 | 5,070 |
| Total noninterest income | $234,000 | 5,637 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $196,000 | 3,670 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $38,000 | 7,030 |
| Total noninterest expense | $1,689,000 | 4,216 |
| Salaries and employee benefits | $1,003,000 | 3,901 |
| Premises and equipment expense | $434,000 | 2,564 |
| Additional noninterest expense | $252,000 | 6,505 |
| Pre-tax net operating income | $1,355,000 | 2,818 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $1,355,000 | 2,302 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,355,000 | 2,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,431 |
| Cash dividends | $741,000 | 1,657 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,355,000 | 2,176 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,569,000 | 4,295 |
| Total interest expense | $185,000 | 7,287 |
| Net interest income | $1,384,000 | 3,392 |
| Provision for loan and lease losses | $26,000 | 4,905 |
| Total noninterest income | $119,000 | 5,479 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $93,000 | 3,718 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $26,000 | 6,499 |
| Total noninterest expense | $882,000 | 4,054 |
| Salaries and employee benefits | $545,000 | 3,627 |
| Premises and equipment expense | $211,000 | 2,633 |
| Additional noninterest expense | $126,000 | 6,497 |
| Pre-tax net operating income | $595,000 | 3,101 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $595,000 | 2,563 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $595,000 | 2,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,508 |
| Cash dividends | $364,000 | 1,553 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $595,000 | 2,424 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,802,000 | 4,670 |
| Total interest expense | $988,000 | 6,963 |
| Net interest income | $4,814,000 | 3,775 |
| Provision for loan and lease losses | $215,000 | 4,215 |
| Total noninterest income | $391,000 | 5,832 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $330,000 | 4,021 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $61,000 | 7,318 |
| Total noninterest expense | $2,794,000 | 4,691 |
| Salaries and employee benefits | $1,532,000 | 4,624 |
| Premises and equipment expense | $776,000 | 2,744 |
| Additional noninterest expense | $486,000 | 6,585 |
| Pre-tax net operating income | $2,196,000 | 3,212 |
| Securities gains (losses) | $77,000 | 2,005 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $2,273,000 | 2,534 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,273,000 | 2,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 3,573 |
| Cash dividends | $1,220,000 | 1,920 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,196,000 | 2,517 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,690,000 | 5,171 |
| Total interest expense | $1,834,000 | 6,364 |
| Net interest income | $3,856,000 | 4,237 |
| Provision for loan and lease losses | $97,000 | 5,668 |
| Total noninterest income | $412,000 | 5,597 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $293,000 | 4,212 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $119,000 | 6,018 |
| Total noninterest expense | $2,206,000 | 5,383 |
| Salaries and employee benefits | $1,211,000 | 5,288 |
| Premises and equipment expense | $548,000 | 3,620 |
| Additional noninterest expense | $447,000 | 6,809 |
| Pre-tax net operating income | $1,965,000 | 3,208 |
| Securities gains (losses) | $25,000 | 2,980 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $1,990,000 | 2,552 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,990,000 | 2,558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 4,388 |
| Cash dividends | $1,132,000 | 2,046 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,965,000 | 2,497 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,673,000 | 5,958 |
| Total interest expense | $1,815,000 | 6,570 |
| Net interest income | $2,858,000 | 5,333 |
| Provision for loan and lease losses | $84,000 | 5,667 |
| Total noninterest income | $347,000 | 5,910 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $276,000 | 4,282 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 7,155 |
| Total noninterest expense | $1,775,000 | 6,111 |
| Salaries and employee benefits | $923,000 | 6,231 |
| Premises and equipment expense | $394,000 | 4,554 |
| Additional noninterest expense | $458,000 | 6,717 |
| Pre-tax net operating income | $1,346,000 | 4,397 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-12,000 | 9,336 |
| Income before extraordinary items | $1,358,000 | 3,517 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,358,000 | 3,516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,683 |
| Cash dividends | $748,000 | 2,807 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,358,000 | 3,505 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,997,000 | 6,368 |
| Total interest expense | $1,550,000 | 6,852 |
| Net interest income | $2,447,000 | 5,881 |
| Provision for loan and lease losses | $61,000 | 6,111 |
| Total noninterest income | $323,000 | 6,240 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $224,000 | 4,816 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $99,000 | 6,680 |
| Total noninterest expense | $1,461,000 | 6,880 |
| Salaries and employee benefits | $750,000 | 6,990 |
| Premises and equipment expense | $342,000 | 5,052 |
| Additional noninterest expense | $369,000 | 7,547 |
| Pre-tax net operating income | $1,248,000 | 4,654 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $66,000 | 7,402 |
| Income before extraordinary items | $1,182,000 | 3,919 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,182,000 | 3,920 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,765 |
| Cash dividends | $628,000 | 3,063 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,182,000 | 3,889 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,515,000 | 6,931 |
| Total interest expense | $1,384,000 | 7,457 |
| Net interest income | $2,131,000 | 6,430 |
| Provision for loan and lease losses | $97,000 | 5,195 |
| Total noninterest income | $247,000 | 7,041 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $206,000 | 5,076 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 8,487 |
| Total noninterest expense | $1,490,000 | 6,732 |
| Salaries and employee benefits | $789,000 | 6,733 |
| Premises and equipment expense | $322,000 | 5,158 |
| Additional noninterest expense | $379,000 | 7,394 |
| Pre-tax net operating income | $791,000 | 6,132 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $217,000 | 5,993 |
| Income before extraordinary items | $574,000 | 6,190 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $574,000 | 6,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 9,285 |
| Cash dividends | $200,000 | 5,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $574,000 | 6,077 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,578,000 | 8,277 |
| Total interest expense | $1,075,000 | 8,477 |
| Net interest income | $1,503,000 | 7,973 |
| Provision for loan and lease losses | $80,000 | 5,644 |
| Total noninterest income | $206,000 | 7,762 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $181,000 | 5,643 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 9,587 |
| Total noninterest expense | $1,005,000 | 8,328 |
| Salaries and employee benefits | $547,000 | 8,268 |
| Premises and equipment expense | $230,000 | 6,349 |
| Additional noninterest expense | $228,000 | 9,090 |
| Pre-tax net operating income | $624,000 | 7,311 |
| Securities gains (losses) | $-3,000 | 9,416 |
| Applicable income taxes | $192,000 | 6,988 |
| Income before extraordinary items | $429,000 | 7,446 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $429,000 | 7,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,655 |
| Cash dividends | $175,000 | 5,659 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $431,070 | 7,382 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,212,000 | 9,082 |
| Total interest expense | $913,000 | 9,284 |
| Net interest income | $1,299,000 | 8,776 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $215,000 | 8,019 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $176,000 | 5,995 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 9,409 |
| Total noninterest expense | $1,007,000 | 8,645 |
| Salaries and employee benefits | $487,000 | 8,981 |
| Premises and equipment expense | $219,000 | 6,706 |
| Additional noninterest expense | $301,000 | 8,872 |
| Pre-tax net operating income | $507,000 | 7,894 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $204,000 | 7,077 |
| Income before extraordinary items | $303,000 | 8,396 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $303,000 | 8,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 6,197 |
| Cash dividends | $155,000 | 5,923 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $303,000 | 8,341 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,174,000 | 11,011 |
| Total interest expense | $534,000 | 10,905 |
| Net interest income | $640,000 | 11,004 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $114,000 | 9,977 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $98,000 | 7,837 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 11,150 |
| Total noninterest expense | $534,000 | 10,869 |
| Salaries and employee benefits | $249,000 | 11,159 |
| Premises and equipment expense | $118,000 | 9,102 |
| Additional noninterest expense | $167,000 | 10,846 |
| Pre-tax net operating income | $220,000 | 10,321 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $62,000 | 9,940 |
| Income before extraordinary items | $158,000 | 10,392 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $158,000 | 10,395 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,657 |
| Cash dividends | $70,000 | 7,384 |
| Sale, conversion, retirement of capital stock, net | $1,305,000 | 265 |
| Net operating income | $158,000 | 10,367 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,671,000 | 10,406 |
| Total interest expense | $613,000 | 10,545 |
| Net interest income | $1,058,000 | 10,215 |
| Provision for loan and lease losses | $40,000 | 6,585 |
| Total noninterest income | $105,000 | 10,619 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $80,000 | 8,680 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 11,111 |
| Total noninterest expense | $820,000 | 10,146 |
| Salaries and employee benefits | $413,000 | 10,179 |
| Premises and equipment expense | $150,000 | 8,551 |
| Additional noninterest expense | $257,000 | 10,442 |
| Pre-tax net operating income | $303,000 | 10,126 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $85,000 | 9,683 |
| Income before extraordinary items | $218,000 | 10,055 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $218,000 | 10,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,205 |
| Cash dividends | $118,000 | 6,606 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $218,000 | 10,119 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,218,000 | 11,853 |
| Total interest expense | $503,000 | 11,669 |
| Net interest income | $715,000 | 11,813 |
| Provision for loan and lease losses | $21,000 | 8,998 |
| Total noninterest income | $82,000 | 11,757 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $59,000 | 9,720 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 11,812 |
| Total noninterest expense | $583,000 | 11,732 |
| Salaries and employee benefits | $295,000 | 11,706 |
| Premises and equipment expense | $108,000 | 10,198 |
| Additional noninterest expense | $180,000 | 12,017 |
| Pre-tax net operating income | $193,000 | 11,104 |
| Securities gains (losses) | $55,000 | 3,253 |
| Applicable income taxes | $62,000 | 10,653 |
| Income before extraordinary items | $186,000 | 10,805 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $186,000 | 10,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 7,578 |
| Cash dividends | $117,000 | 6,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $144,750 | 11,071 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,207,000 | 12,589 |
| Total interest expense | $585,000 | 12,357 |
| Net interest income | $622,000 | 12,638 |
| Provision for loan and lease losses | $12,000 | 11,000 |
| Total noninterest income | $56,000 | 12,964 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $43,000 | 10,593 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 13,144 |
| Total noninterest expense | $464,000 | 12,832 |
| Salaries and employee benefits | $213,000 | 13,018 |
| Premises and equipment expense | $96,000 | 10,873 |
| Additional noninterest expense | $155,000 | 12,864 |
| Pre-tax net operating income | $202,000 | 11,057 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $43,000 | 11,451 |
| Income before extraordinary items | $159,000 | 11,147 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $159,000 | 11,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $57,000 | 7,528 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $159,000 | 10,803 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.