Home > MontroseBank > Assets and Liabilities
MontroseBank, Assets and Liabilities
| 2014-12-31 | Rank | |
| # of Employees: | 58 | 2,487 |
| Assets and Liabilities | ||
| Total Assets: | $238,443,000 | 2,665 |
| Cash and due from depository institutions | $17,551,000 | 2,487 |
| Interest-bearing balances | $14,548,000 | 2,131 |
| Securities | $133,378,000 | 1,105 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,666 |
| Net loans & leases | $79,646,000 | 3,913 |
| Loan loss allowance | $1,492,000 | 3,339 |
| Trading account assets | $0 | 249 |
| Bank premises and fixed assets | $4,206,000 | 2,532 |
| Other real estate owned | $1,575,000 | 2,487 |
| Goodwill and other intangibles | $988,000 | 1,548 |
| All other assets | $1,099,000 | 5,268 |
| Life insurance assets | $0 | 3,804 |
| Total liabilities and capital | $238,443,000 | 2,665 |
| Total liabilities | $213,441,000 | 2,645 |
| Total deposits | $213,291,000 | 2,525 |
| Interest-bearing deposits | $139,956,000 | 2,915 |
| Deposits held in domestic offices | $213,291,000 | 2,524 |
| % insured | 92.40% | 1,188 |
| Federal funds purchased & repurchase agreements | $0 | 2,134 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $0 | 3,842 |
| Subordinated debt | $0 | 126 |
| All other liabilities | $150,000 | 5,457 |
| Total equity capital | $25,002,000 | 2,766 |
| Total bank equity capital | $25,002,000 | 2,766 |
| Perpetual preferred stock | $0 | 187 |
| Common stock | $1,000,000 | 2,056 |
| Surplus | $3,910,000 | 3,815 |
| Undivided profits | $20,092,000 | 1,921 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 150 |
| Memoranda | ||
| Noncurrent loans and leases | $812,000 | 3,502 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 938 |
| Income earned, not collected on loans | $913,000 | 2,806 |
| Earning assets | $227,572,000 | 2,590 |
| Long-term assets (5+ years) | $84,948,000 | 2,292 |
| Average Assets, year-to-date | $233,908,800 | 2,664 |
| Average Assets, quarterly | $236,855,500 | 2,667 |
| Volatile liabilities | $1,439,000 | 5,544 |
| Insider loans | $3,000 | 5,799 |
| FHLB advances | $0 | 3,651 |
| Loans and leases held for sale | $168,000 | 1,646 |
| Unused loan commitments | $15,206,000 | 3,159 |
| Tier 1 (core) risk-based capital | $22,961,000 | 2,859 |
| Tier 2 risk-based capital | $1,004,000 | 3,779 |
| Total risk weighted assets | $100,474,000 | 3,603 |
| Total unused commitments | $15,206,000 | 3,159 |
| Derivatives | $900,000 | 1,138 |
| 2014-09-30 | Rank | |
| # of Employees: | 61 | 2,409 |
| Assets and Liabilities | ||
| Total Assets: | $235,268,000 | 2,695 |
| Cash and due from depository institutions | $17,994,000 | 2,409 |
| Interest-bearing balances | $15,052,000 | 2,004 |
| Securities | $127,718,000 | 1,176 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,747 |
| Net loans & leases | $81,595,000 | 3,879 |
| Loan loss allowance | $1,513,000 | 3,381 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $4,267,000 | 2,515 |
| Other real estate owned | $1,425,000 | 2,409 |
| Goodwill and other intangibles | $988,000 | 1,564 |
| All other assets | $1,281,000 | 5,169 |
| Life insurance assets | $0 | 3,818 |
| Total liabilities and capital | $235,268,000 | 2,695 |
| Total liabilities | $210,662,000 | 2,677 |
| Total deposits | $210,084,000 | 2,554 |
| Interest-bearing deposits | $140,734,000 | 2,924 |
| Deposits held in domestic offices | $210,084,000 | 2,554 |
| % insured | 92.70% | 1,237 |
| Federal funds purchased & repurchase agreements | $0 | 2,181 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $0 | 3,890 |
| Subordinated debt | $0 | 131 |
| All other liabilities | $578,000 | 4,027 |
| Total equity capital | $24,606,000 | 2,788 |
| Total bank equity capital | $24,606,000 | 2,788 |
| Perpetual preferred stock | $0 | 194 |
| Common stock | $1,000,000 | 2,081 |
| Surplus | $3,910,000 | 3,850 |
| Undivided profits | $19,696,000 | 1,937 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 153 |
| Memoranda | ||
| Noncurrent loans and leases | $434,000 | 4,423 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 951 |
| Income earned, not collected on loans | $1,105,000 | 2,495 |
| Earning assets | $224,365,000 | 2,623 |
| Long-term assets (5+ years) | $90,265,000 | 2,225 |
| Average Assets, year-to-date | $232,775,250 | 2,690 |
| Average Assets, quarterly | $234,269,000 | 2,696 |
| Volatile liabilities | $1,423,000 | 5,603 |
| Insider loans | $3,000 | 5,905 |
| FHLB advances | $0 | 3,673 |
| Loans and leases held for sale | $255,000 | 1,560 |
| Unused loan commitments | $17,829,000 | 2,935 |
| Tier 1 (core) risk-based capital | $22,595,000 | 2,890 |
| Tier 2 risk-based capital | $1,257,000 | 3,319 |
| Total risk weighted assets | $100,335,000 | 3,620 |
| Total unused commitments | $17,829,000 | 2,935 |
| Derivatives | $1,657,000 | 1,026 |
| 2014-06-30 | Rank | |
| # of Employees: | 54 | 2,676 |
| Assets and Liabilities | ||
| Total Assets: | $233,270,000 | 2,718 |
| Cash and due from depository institutions | $14,984,000 | 2,676 |
| Interest-bearing balances | $8,641,000 | 2,914 |
| Securities | $126,974,000 | 1,189 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,844 |
| Net loans & leases | $83,423,000 | 3,824 |
| Loan loss allowance | $1,505,000 | 3,419 |
| Trading account assets | $0 | 246 |
| Bank premises and fixed assets | $4,319,000 | 2,497 |
| Other real estate owned | $1,501,000 | 2,676 |
| Goodwill and other intangibles | $988,000 | 1,554 |
| All other assets | $1,081,000 | 5,376 |
| Life insurance assets | $0 | 3,825 |
| Total liabilities and capital | $233,270,000 | 2,718 |
| Total liabilities | $208,815,000 | 2,704 |
| Total deposits | $208,372,000 | 2,576 |
| Interest-bearing deposits | $141,008,000 | 2,945 |
| Deposits held in domestic offices | $208,372,000 | 2,575 |
| % insured | 92.75% | 1,290 |
| Federal funds purchased & repurchase agreements | $0 | 2,152 |
| Trading liabilities | $0 | 168 |
| Other borrowed funds | $0 | 3,882 |
| Subordinated debt | $0 | 135 |
| All other liabilities | $443,000 | 4,333 |
| Total equity capital | $24,455,000 | 2,774 |
| Total bank equity capital | $24,455,000 | 2,774 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000,000 | 2,112 |
| Surplus | $3,910,000 | 3,879 |
| Undivided profits | $19,545,000 | 1,917 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 158 |
| Memoranda | ||
| Noncurrent loans and leases | $710,000 | 3,915 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 990 |
| Income earned, not collected on loans | $905,000 | 2,820 |
| Earning assets | $219,038,000 | 2,675 |
| Long-term assets (5+ years) | $92,486,000 | 2,185 |
| Average Assets, year-to-date | $231,944,330 | 2,705 |
| Average Assets, quarterly | $234,043,500 | 2,702 |
| Volatile liabilities | $1,746,000 | 5,463 |
| Insider loans | $3,000 | 5,967 |
| FHLB advances | $0 | 3,672 |
| Loans and leases held for sale | $0 | 1,950 |
| Unused loan commitments | $16,751,000 | 3,027 |
| Tier 1 (core) risk-based capital | $22,330,000 | 2,906 |
| Tier 2 risk-based capital | $1,285,000 | 3,296 |
| Total risk weighted assets | $102,602,000 | 3,573 |
| Total unused commitments | $16,751,000 | 3,027 |
| Derivatives | $1,073,000 | 1,132 |
| 2014-03-31 | Rank | |
| # of Employees: | 53 | 2,714 |
| Assets and Liabilities | ||
| Total Assets: | $234,817,000 | 2,710 |
| Cash and due from depository institutions | $17,434,000 | 2,714 |
| Interest-bearing balances | $11,155,000 | 2,842 |
| Securities | $125,912,000 | 1,198 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,112 |
| Net loans & leases | $83,301,000 | 3,822 |
| Loan loss allowance | $1,605,000 | 3,321 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $4,369,000 | 2,489 |
| Other real estate owned | $1,596,000 | 2,714 |
| Goodwill and other intangibles | $988,000 | 1,555 |
| All other assets | $1,217,000 | 5,268 |
| Life insurance assets | $0 | 3,830 |
| Total liabilities and capital | $234,817,000 | 2,710 |
| Total liabilities | $210,752,000 | 2,700 |
| Total deposits | $210,412,000 | 2,582 |
| Interest-bearing deposits | $141,427,000 | 2,969 |
| Deposits held in domestic offices | $210,412,000 | 2,582 |
| % insured | 91.76% | 1,610 |
| Federal funds purchased & repurchase agreements | $0 | 1,959 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $0 | 3,804 |
| Subordinated debt | $0 | 134 |
| All other liabilities | $340,000 | 4,633 |
| Total equity capital | $24,065,000 | 2,777 |
| Total bank equity capital | $24,065,000 | 2,777 |
| Perpetual preferred stock | $0 | 201 |
| Common stock | $1,000,000 | 2,135 |
| Surplus | $3,910,000 | 3,914 |
| Undivided profits | $19,155,000 | 1,902 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $859,000 | 3,788 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 998 |
| Income earned, not collected on loans | $1,030,000 | 2,468 |
| Earning assets | $220,368,000 | 2,669 |
| Long-term assets (5+ years) | $97,748,000 | 2,083 |
| Average Assets, year-to-date | $231,281,500 | 2,732 |
| Average Assets, quarterly | $231,281,500 | 2,732 |
| Volatile liabilities | $1,110,000 | 5,798 |
| Insider loans | $9,000 | 5,991 |
| FHLB advances | $0 | 3,598 |
| Loans and leases held for sale | $250,000 | 1,424 |
| Unused loan commitments | $15,745,000 | 3,168 |
| Tier 1 (core) risk-based capital | $22,246,000 | 2,903 |
| Tier 2 risk-based capital | $1,272,000 | 3,321 |
| Total risk weighted assets | $101,446,000 | 3,589 |
| Total unused commitments | $15,745,000 | 3,168 |
| Derivatives | $1,133,000 | 1,079 |
| 2013-12-31 | Rank | |
| # of Employees: | 52 | 2,783 |
| Assets and Liabilities | ||
| Total Assets: | $227,746,000 | 2,770 |
| Cash and due from depository institutions | $12,327,000 | 2,783 |
| Interest-bearing balances | $9,540,000 | 2,860 |
| Securities | $120,516,000 | 1,240 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,964 |
| Net loans & leases | $86,645,000 | 3,777 |
| Loan loss allowance | $1,773,000 | 3,137 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $4,387,000 | 2,488 |
| Other real estate owned | $1,725,000 | 2,783 |
| Goodwill and other intangibles | $988,000 | 1,549 |
| All other assets | $1,158,000 | 5,457 |
| Life insurance assets | $0 | 3,841 |
| Total liabilities and capital | $227,746,000 | 2,770 |
| Total liabilities | $204,051,000 | 2,757 |
| Total deposits | $203,785,000 | 2,636 |
| Interest-bearing deposits | $137,793,000 | 3,037 |
| Deposits held in domestic offices | $203,785,000 | 2,636 |
| % insured | 93.63% | 1,101 |
| Federal funds purchased & repurchase agreements | $0 | 2,281 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $0 | 3,907 |
| Subordinated debt | $0 | 136 |
| All other liabilities | $266,000 | 4,946 |
| Total equity capital | $23,695,000 | 2,765 |
| Total bank equity capital | $23,695,000 | 2,765 |
| Perpetual preferred stock | $0 | 206 |
| Common stock | $1,000,000 | 2,161 |
| Surplus | $3,910,000 | 3,958 |
| Undivided profits | $18,785,000 | 1,878 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $838,000 | 3,897 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 991 |
| Income earned, not collected on loans | $916,000 | 2,835 |
| Earning assets | $216,701,000 | 2,689 |
| Long-term assets (5+ years) | $93,409,000 | 2,131 |
| Average Assets, year-to-date | $226,042,000 | 2,755 |
| Average Assets, quarterly | $226,298,000 | 2,769 |
| Volatile liabilities | $1,114,000 | 5,907 |
| Insider loans | $12,000 | 6,033 |
| FHLB advances | $0 | 3,709 |
| Loans and leases held for sale | $0 | 1,902 |
| Unused loan commitments | $15,113,000 | 3,165 |
| Tier 1 (core) risk-based capital | $22,068,000 | 2,907 |
| Tier 2 risk-based capital | $1,283,000 | 3,314 |
| Total risk weighted assets | $102,180,000 | 3,597 |
| Total unused commitments | $15,113,000 | 3,165 |
| Derivatives | $592,000 | 1,163 |
| 2013-09-30 | Rank | |
| # of Employees: | 52 | 2,803 |
| Assets and Liabilities | ||
| Total Assets: | $224,850,000 | 2,793 |
| Cash and due from depository institutions | $16,029,000 | 2,803 |
| Interest-bearing balances | $10,039,000 | 2,822 |
| Securities | $111,543,000 | 1,346 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,981 |
| Net loans & leases | $88,632,000 | 3,751 |
| Loan loss allowance | $1,770,000 | 3,222 |
| Trading account assets | $0 | 248 |
| Bank premises and fixed assets | $4,424,000 | 2,485 |
| Other real estate owned | $1,914,000 | 2,803 |
| Goodwill and other intangibles | $988,000 | 1,541 |
| All other assets | $1,320,000 | 5,322 |
| Life insurance assets | $0 | 3,818 |
| Total liabilities and capital | $224,850,000 | 2,793 |
| Total liabilities | $201,237,000 | 2,785 |
| Total deposits | $200,624,000 | 2,662 |
| Interest-bearing deposits | $137,109,000 | 3,045 |
| Deposits held in domestic offices | $200,624,000 | 2,661 |
| % insured | 93.56% | 1,237 |
| Federal funds purchased & repurchase agreements | $0 | 2,308 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $0 | 3,930 |
| Subordinated debt | $0 | 150 |
| All other liabilities | $613,000 | 3,981 |
| Total equity capital | $23,613,000 | 2,776 |
| Total bank equity capital | $23,613,000 | 2,776 |
| Perpetual preferred stock | $0 | 217 |
| Common stock | $1,000,000 | 2,192 |
| Surplus | $3,910,000 | 3,993 |
| Undivided profits | $18,703,000 | 1,889 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 159 |
| Memoranda | ||
| Noncurrent loans and leases | $2,165,000 | 2,674 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,015 |
| Income earned, not collected on loans | $1,032,000 | 2,652 |
| Earning assets | $210,214,000 | 2,753 |
| Long-term assets (5+ years) | $95,318,000 | 2,106 |
| Average Assets, year-to-date | $225,616,000 | 2,780 |
| Average Assets, quarterly | $223,413,000 | 2,805 |
| Volatile liabilities | $1,112,000 | 5,978 |
| Insider loans | $13,000 | 6,084 |
| FHLB advances | $0 | 3,717 |
| Loans and leases held for sale | $0 | 2,008 |
| Unused loan commitments | $15,197,000 | 3,171 |
| Tier 1 (core) risk-based capital | $21,782,000 | 2,945 |
| Tier 2 risk-based capital | $1,293,000 | 3,333 |
| Total risk weighted assets | $102,958,000 | 3,588 |
| Total unused commitments | $15,197,000 | 3,171 |
| Derivatives | $950,000 | 1,144 |
| 2013-06-30 | Rank | |
| # of Employees: | 54 | 2,731 |
| Assets and Liabilities | ||
| Total Assets: | $221,976,000 | 2,819 |
| Cash and due from depository institutions | $11,035,000 | 2,731 |
| Interest-bearing balances | $5,964,000 | 3,898 |
| Securities | $109,650,000 | 1,367 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,098 |
| Net loans & leases | $92,439,000 | 3,652 |
| Loan loss allowance | $1,910,000 | 3,083 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $4,406,000 | 2,488 |
| Other real estate owned | $2,304,000 | 2,731 |
| Goodwill and other intangibles | $988,000 | 1,540 |
| All other assets | $1,154,000 | 5,503 |
| Life insurance assets | $0 | 3,807 |
| Total liabilities and capital | $221,976,000 | 2,819 |
| Total liabilities | $198,383,000 | 2,817 |
| Total deposits | $197,930,000 | 2,700 |
| Interest-bearing deposits | $138,572,000 | 3,048 |
| Deposits held in domestic offices | $197,930,000 | 2,699 |
| % insured | 92.90% | 1,503 |
| Federal funds purchased & repurchase agreements | $0 | 2,211 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $0 | 3,942 |
| Subordinated debt | $0 | 152 |
| All other liabilities | $453,000 | 4,373 |
| Total equity capital | $23,593,000 | 2,776 |
| Total bank equity capital | $23,593,000 | 2,776 |
| Perpetual preferred stock | $0 | 228 |
| Common stock | $1,000,000 | 2,208 |
| Surplus | $3,910,000 | 4,006 |
| Undivided profits | $18,683,000 | 1,891 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 162 |
| Memoranda | ||
| Noncurrent loans and leases | $2,897,000 | 2,341 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,060 |
| Income earned, not collected on loans | $885,000 | 2,949 |
| Earning assets | $208,053,000 | 2,767 |
| Long-term assets (5+ years) | $76,008,000 | 2,423 |
| Average Assets, year-to-date | $225,871,330 | 2,784 |
| Average Assets, quarterly | $225,549,500 | 2,796 |
| Volatile liabilities | $1,146,000 | 5,969 |
| Insider loans | $13,000 | 6,143 |
| FHLB advances | $0 | 3,718 |
| Loans and leases held for sale | $770,000 | 1,367 |
| Unused loan commitments | $14,372,000 | 3,266 |
| Tier 1 (core) risk-based capital | $21,737,000 | 2,926 |
| Tier 2 risk-based capital | $1,320,000 | 3,299 |
| Total risk weighted assets | $104,663,000 | 3,560 |
| Total unused commitments | $14,372,000 | 3,266 |
| Derivatives | $2,563,000 | 1,002 |
| 2013-03-31 | Rank | |
| # of Employees: | 53 | 2,767 |
| Assets and Liabilities | ||
| Total Assets: | $229,123,000 | 2,795 |
| Cash and due from depository institutions | $21,751,000 | 2,767 |
| Interest-bearing balances | $16,561,000 | 2,506 |
| Securities | $105,963,000 | 1,436 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,440 |
| Net loans & leases | $92,703,000 | 3,624 |
| Loan loss allowance | $1,929,000 | 3,133 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $4,458,000 | 2,481 |
| Other real estate owned | $1,700,000 | 2,767 |
| Goodwill and other intangibles | $988,000 | 1,549 |
| All other assets | $1,560,000 | 5,083 |
| Life insurance assets | $0 | 3,804 |
| Total liabilities and capital | $229,123,000 | 2,795 |
| Total liabilities | $204,828,000 | 2,779 |
| Total deposits | $204,472,000 | 2,658 |
| Interest-bearing deposits | $144,536,000 | 2,980 |
| Deposits held in domestic offices | $204,472,000 | 2,658 |
| % insured | 92.29% | 1,708 |
| Federal funds purchased & repurchase agreements | $0 | 1,982 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $0 | 3,908 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $356,000 | 4,901 |
| Total equity capital | $24,295,000 | 2,792 |
| Total bank equity capital | $24,295,000 | 2,791 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $1,000,000 | 2,247 |
| Surplus | $3,910,000 | 4,042 |
| Undivided profits | $19,385,000 | 1,924 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $2,715,000 | 2,545 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,043 |
| Income earned, not collected on loans | $1,031,000 | 2,559 |
| Earning assets | $215,227,000 | 2,728 |
| Long-term assets (5+ years) | $66,093,000 | 2,666 |
| Average Assets, year-to-date | $227,819,000 | 2,803 |
| Average Assets, quarterly | $227,819,000 | 2,803 |
| Volatile liabilities | $618,000 | 6,346 |
| Insider loans | $15,000 | 6,201 |
| FHLB advances | $0 | 3,677 |
| Loans and leases held for sale | $0 | 2,154 |
| Unused loan commitments | $15,784,000 | 3,106 |
| Tier 1 (core) risk-based capital | $21,565,000 | 2,944 |
| Tier 2 risk-based capital | $1,313,000 | 3,321 |
| Total risk weighted assets | $104,410,000 | 3,564 |
| Total unused commitments | $15,784,000 | 3,106 |
| Derivatives | $2,670,000 | 999 |
| 2012-12-31 | Rank | |
| # of Employees: | 52 | 2,816 |
| Assets and Liabilities | ||
| Total Assets: | $226,515,000 | 2,818 |
| Cash and due from depository institutions | $15,865,000 | 2,816 |
| Interest-bearing balances | $8,768,000 | 3,407 |
| Securities | $104,973,000 | 1,415 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,307 |
| Net loans & leases | $96,739,000 | 3,586 |
| Loan loss allowance | $2,025,000 | 3,039 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $4,524,000 | 2,462 |
| Other real estate owned | $2,011,000 | 2,816 |
| Goodwill and other intangibles | $988,000 | 1,552 |
| All other assets | $1,415,000 | 5,308 |
| Life insurance assets | $0 | 3,787 |
| Total liabilities and capital | $226,515,000 | 2,818 |
| Total liabilities | $202,466,000 | 2,810 |
| Total deposits | $202,229,000 | 2,690 |
| Interest-bearing deposits | $137,493,000 | 3,087 |
| Deposits held in domestic offices | $202,229,000 | 2,689 |
| % insured | 95.41% | 1,377 |
| Federal funds purchased & repurchase agreements | $0 | 2,186 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $0 | 4,109 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $237,000 | 5,491 |
| Total equity capital | $24,049,000 | 2,803 |
| Total bank equity capital | $24,049,000 | 2,803 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $1,000,000 | 2,269 |
| Surplus | $3,910,000 | 4,071 |
| Undivided profits | $19,139,000 | 1,918 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $3,260,000 | 2,362 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,020 |
| Income earned, not collected on loans | $921,000 | 2,869 |
| Earning assets | $210,480,000 | 2,765 |
| Long-term assets (5+ years) | $58,003,000 | 2,890 |
| Average Assets, year-to-date | $223,298,000 | 2,807 |
| Average Assets, quarterly | $225,223,000 | 2,812 |
| Volatile liabilities | $932,000 | 6,202 |
| Insider loans | $16,000 | 6,265 |
| FHLB advances | $0 | 3,864 |
| Loans and leases held for sale | $0 | 2,229 |
| Unused loan commitments | $15,023,000 | 3,101 |
| Tier 1 (core) risk-based capital | $21,226,000 | 2,968 |
| Tier 2 risk-based capital | $1,349,000 | 3,275 |
| Total risk weighted assets | $107,864,000 | 3,503 |
| Total unused commitments | $15,023,000 | 3,101 |
| Derivatives | $366,000 | 1,279 |
| 2012-09-30 | Rank | |
| # of Employees: | 53 | 2,795 |
| Assets and Liabilities | ||
| Total Assets: | $223,931,000 | 2,833 |
| Cash and due from depository institutions | $12,509,000 | 2,795 |
| Interest-bearing balances | $9,415,000 | 3,162 |
| Securities | $99,876,000 | 1,493 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,418 |
| Net loans & leases | $103,005,000 | 3,452 |
| Loan loss allowance | $2,308,000 | 2,828 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $4,554,000 | 2,476 |
| Other real estate owned | $1,241,000 | 2,795 |
| Goodwill and other intangibles | $988,000 | 1,546 |
| All other assets | $1,758,000 | 5,032 |
| Life insurance assets | $0 | 3,771 |
| Total liabilities and capital | $223,931,000 | 2,833 |
| Total liabilities | $199,701,000 | 2,826 |
| Total deposits | $199,138,000 | 2,708 |
| Interest-bearing deposits | $139,199,000 | 3,073 |
| Deposits held in domestic offices | $199,138,000 | 2,707 |
| % insured | 94.92% | 1,707 |
| Federal funds purchased & repurchase agreements | $0 | 2,188 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $0 | 4,201 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $563,000 | 4,465 |
| Total equity capital | $24,230,000 | 2,824 |
| Total bank equity capital | $24,230,000 | 2,824 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000,000 | 2,307 |
| Surplus | $3,910,000 | 4,112 |
| Undivided profits | $19,320,000 | 1,931 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $3,893,000 | 2,243 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,192,000 | 2,474 |
| Earning assets | $212,296,000 | 2,753 |
| Long-term assets (5+ years) | $61,673,000 | 2,743 |
| Average Assets, year-to-date | $222,493,750 | 2,832 |
| Average Assets, quarterly | $221,773,500 | 2,860 |
| Volatile liabilities | $1,532,000 | 5,934 |
| Insider loans | $112,000 | 5,864 |
| FHLB advances | $0 | 3,944 |
| Loans and leases held for sale | $669,000 | 1,599 |
| Unused loan commitments | $14,002,000 | 3,256 |
| Tier 1 (core) risk-based capital | $21,059,000 | 3,000 |
| Tier 2 risk-based capital | $1,391,000 | 3,249 |
| Total risk weighted assets | $110,391,000 | 3,471 |
| Total unused commitments | $14,002,000 | 3,256 |
| Derivatives | $2,253,000 | 1,058 |
| 2012-06-30 | Rank | |
| # of Employees: | 54 | 2,765 |
| Assets and Liabilities | ||
| Total Assets: | $219,616,000 | 2,885 |
| Cash and due from depository institutions | $15,189,000 | 2,765 |
| Interest-bearing balances | $11,633,000 | 2,798 |
| Securities | $88,480,000 | 1,661 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,541 |
| Net loans & leases | $106,722,000 | 3,377 |
| Loan loss allowance | $2,206,000 | 2,940 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $4,587,000 | 2,451 |
| Other real estate owned | $2,139,000 | 2,765 |
| Goodwill and other intangibles | $988,000 | 1,542 |
| All other assets | $1,511,000 | 5,298 |
| Life insurance assets | $0 | 3,763 |
| Total liabilities and capital | $219,616,000 | 2,885 |
| Total liabilities | $195,939,000 | 2,873 |
| Total deposits | $195,525,000 | 2,738 |
| Interest-bearing deposits | $139,381,000 | 3,079 |
| Deposits held in domestic offices | $195,525,000 | 2,737 |
| % insured | 95.33% | 1,610 |
| Federal funds purchased & repurchase agreements | $0 | 2,234 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $0 | 4,239 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $414,000 | 4,864 |
| Total equity capital | $23,677,000 | 2,836 |
| Total bank equity capital | $23,677,000 | 2,836 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $1,000,000 | 2,343 |
| Surplus | $3,910,000 | 4,118 |
| Undivided profits | $18,767,000 | 1,921 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $3,880,000 | 2,291 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $851,000 | 3,149 |
| Earning assets | $206,835,000 | 2,791 |
| Long-term assets (5+ years) | $55,185,000 | 2,952 |
| Average Assets, year-to-date | $222,014,670 | 2,847 |
| Average Assets, quarterly | $222,325,500 | 2,853 |
| Volatile liabilities | $1,186,000 | 6,187 |
| Insider loans | $115,000 | 5,935 |
| FHLB advances | $0 | 3,987 |
| Loans and leases held for sale | $0 | 2,185 |
| Unused loan commitments | $14,501,000 | 3,167 |
| Tier 1 (core) risk-based capital | $20,760,000 | 3,006 |
| Tier 2 risk-based capital | $1,433,000 | 3,202 |
| Total risk weighted assets | $113,834,000 | 3,403 |
| Total unused commitments | $14,501,000 | 3,167 |
| Derivatives | $1,965,000 | 1,039 |
| 2012-03-31 | Rank | |
| # of Employees: | 55 | 2,721 |
| Assets and Liabilities | ||
| Total Assets: | $225,035,000 | 2,847 |
| Cash and due from depository institutions | $16,898,000 | 2,721 |
| Interest-bearing balances | $14,211,000 | 2,718 |
| Securities | $88,769,000 | 1,652 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,754 |
| Net loans & leases | $109,910,000 | 3,301 |
| Loan loss allowance | $2,157,000 | 3,027 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $4,618,000 | 2,454 |
| Other real estate owned | $1,946,000 | 2,721 |
| Goodwill and other intangibles | $988,000 | 1,547 |
| All other assets | $1,906,000 | 4,889 |
| Life insurance assets | $0 | 3,760 |
| Total liabilities and capital | $225,035,000 | 2,847 |
| Total liabilities | $201,547,000 | 2,844 |
| Total deposits | $201,236,000 | 2,696 |
| Interest-bearing deposits | $142,920,000 | 3,052 |
| Deposits held in domestic offices | $201,236,000 | 2,695 |
| % insured | 95.33% | 1,630 |
| Federal funds purchased & repurchase agreements | $0 | 2,131 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $0 | 4,273 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $311,000 | 5,282 |
| Total equity capital | $23,488,000 | 2,831 |
| Total bank equity capital | $23,488,000 | 2,831 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $1,000,000 | 2,372 |
| Surplus | $3,910,000 | 4,143 |
| Undivided profits | $18,578,000 | 1,901 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $2,809,000 | 2,840 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $1,155,000 | 2,379 |
| Earning assets | $212,890,000 | 2,760 |
| Long-term assets (5+ years) | $58,461,000 | 2,810 |
| Average Assets, year-to-date | $223,214,000 | 2,851 |
| Average Assets, quarterly | $223,214,000 | 2,851 |
| Volatile liabilities | $1,436,000 | 6,062 |
| Insider loans | $273,000 | 5,391 |
| FHLB advances | $0 | 4,028 |
| Loans and leases held for sale | $553,000 | 1,558 |
| Unused loan commitments | $17,581,000 | 2,825 |
| Tier 1 (core) risk-based capital | $20,709,000 | 3,005 |
| Tier 2 risk-based capital | $1,473,000 | 3,144 |
| Total risk weighted assets | $117,223,000 | 3,338 |
| Total unused commitments | $17,581,000 | 2,825 |
| Derivatives | $1,533,000 | 1,055 |
| 2011-12-31 | Rank | |
| # of Employees: | 55 | 2,730 |
| Assets and Liabilities | ||
| Total Assets: | $221,393,000 | 2,869 |
| Cash and due from depository institutions | $15,622,000 | 2,730 |
| Interest-bearing balances | $12,663,000 | 2,553 |
| Securities | $81,142,000 | 1,722 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,658 |
| Net loans & leases | $115,178,000 | 3,228 |
| Loan loss allowance | $2,147,000 | 3,021 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $4,680,000 | 2,428 |
| Other real estate owned | $1,993,000 | 2,730 |
| Goodwill and other intangibles | $988,000 | 1,542 |
| All other assets | $1,790,000 | 5,120 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $221,393,000 | 2,869 |
| Total liabilities | $198,334,000 | 2,860 |
| Total deposits | $198,081,000 | 2,694 |
| Interest-bearing deposits | $140,173,000 | 3,086 |
| Deposits held in domestic offices | $198,081,000 | 2,693 |
| % insured | 96.58% | 1,168 |
| Federal funds purchased & repurchase agreements | $0 | 2,367 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $0 | 4,481 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $253,000 | 5,596 |
| Total equity capital | $23,059,000 | 2,847 |
| Total bank equity capital | $23,059,000 | 2,846 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $1,000,000 | 2,390 |
| Surplus | $3,910,000 | 4,168 |
| Undivided profits | $18,149,000 | 1,928 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $2,317,000 | 3,139 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $1,020,000 | 2,828 |
| Earning assets | $208,983,000 | 2,770 |
| Long-term assets (5+ years) | $47,814,000 | 2,769 |
| Average Assets, year-to-date | $214,419,400 | 2,900 |
| Average Assets, quarterly | $220,450,000 | 2,850 |
| Volatile liabilities | $1,722,000 | 6,042 |
| Insider loans | $267,000 | 5,441 |
| FHLB advances | $0 | 4,174 |
| Loans and leases held for sale | $277,000 | 1,596 |
| Unused loan commitments | $16,254,000 | 2,901 |
| Tier 1 (core) risk-based capital | $20,364,000 | 3,019 |
| Tier 2 risk-based capital | $1,525,000 | 3,041 |
| Total risk weighted assets | $121,254,000 | 3,248 |
| Total unused commitments | $16,254,000 | 2,902 |
| Derivatives | $6,274,000 | 652 |
| 2011-09-30 | Rank | |
| # of Employees: | 55 | 2,741 |
| Assets and Liabilities | ||
| Total Assets: | $219,507,000 | 2,880 |
| Cash and due from depository institutions | $14,473,000 | 2,741 |
| Interest-bearing balances | $11,932,000 | 2,733 |
| Securities | $76,002,000 | 1,806 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $119,361,000 | 3,165 |
| Loan loss allowance | $2,214,000 | 2,974 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $4,750,000 | 2,413 |
| Other real estate owned | $1,934,000 | 2,741 |
| Goodwill and other intangibles | $988,000 | 1,561 |
| All other assets | $1,999,000 | 4,964 |
| Life insurance assets | $0 | 3,747 |
| Total liabilities and capital | $219,507,000 | 2,880 |
| Total liabilities | $196,945,000 | 2,862 |
| Total deposits | $196,363,000 | 2,710 |
| Interest-bearing deposits | $138,837,000 | 3,116 |
| Deposits held in domestic offices | $196,363,000 | 2,709 |
| % insured | 95.25% | 1,790 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,648 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $582,000 | 4,483 |
| Total equity capital | $22,562,000 | 2,922 |
| Total bank equity capital | $22,562,000 | 2,920 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $1,000,000 | 2,425 |
| Surplus | $3,910,000 | 4,203 |
| Undivided profits | $17,652,000 | 1,981 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $3,013,000 | 2,848 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $46,000 | 1,003 |
| Income earned, not collected on loans | $1,205,000 | 2,497 |
| Earning assets | $207,295,000 | 2,802 |
| Long-term assets (5+ years) | $45,618,000 | 2,817 |
| Average Assets, year-to-date | $212,676,000 | 2,924 |
| Average Assets, quarterly | $215,581,500 | 2,911 |
| Volatile liabilities | $1,689,000 | 6,111 |
| Insider loans | $269,000 | 5,517 |
| FHLB advances | $0 | 4,265 |
| Loans and leases held for sale | $123,000 | 1,777 |
| Unused loan commitments | $17,987,000 | 2,735 |
| Tier 1 (core) risk-based capital | $19,836,000 | 3,091 |
| Tier 2 risk-based capital | $1,582,000 | 2,995 |
| Total risk weighted assets | $125,919,000 | 3,190 |
| Total unused commitments | $17,987,000 | 2,737 |
| Derivatives | $4,249,000 | 795 |
| 2011-06-30 | Rank | |
| # of Employees: | 56 | 2,726 |
| Assets and Liabilities | ||
| Total Assets: | $211,656,000 | 2,966 |
| Cash and due from depository institutions | $14,999,000 | 2,726 |
| Interest-bearing balances | $12,199,000 | 2,546 |
| Securities | $66,951,000 | 1,991 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $121,147,000 | 3,155 |
| Loan loss allowance | $2,345,000 | 2,882 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $4,666,000 | 2,469 |
| Other real estate owned | $1,277,000 | 2,726 |
| Goodwill and other intangibles | $988,000 | 1,581 |
| All other assets | $1,628,000 | 5,390 |
| Life insurance assets | $0 | 3,737 |
| Total liabilities and capital | $211,656,000 | 2,966 |
| Total liabilities | $189,888,000 | 2,971 |
| Total deposits | $189,437,000 | 2,803 |
| Interest-bearing deposits | $139,140,000 | 3,134 |
| Deposits held in domestic offices | $189,437,000 | 2,802 |
| % insured | 95.58% | 1,715 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,735 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $451,000 | 4,792 |
| Total equity capital | $21,768,000 | 2,957 |
| Total bank equity capital | $21,768,000 | 2,955 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $1,000,000 | 2,461 |
| Surplus | $3,910,000 | 4,238 |
| Undivided profits | $16,858,000 | 2,007 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $3,197,000 | 2,805 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $46,000 | 1,006 |
| Income earned, not collected on loans | $932,000 | 3,081 |
| Earning assets | $200,297,000 | 2,874 |
| Long-term assets (5+ years) | $46,130,000 | 2,754 |
| Average Assets, year-to-date | $210,399,000 | 2,972 |
| Average Assets, quarterly | $211,360,000 | 2,973 |
| Volatile liabilities | $1,660,000 | 6,194 |
| Insider loans | $271,000 | 5,572 |
| FHLB advances | $0 | 4,341 |
| Loans and leases held for sale | $163,000 | 1,538 |
| Unused loan commitments | $17,492,000 | 2,803 |
| Tier 1 (core) risk-based capital | $19,538,000 | 3,097 |
| Tier 2 risk-based capital | $1,583,000 | 3,018 |
| Total risk weighted assets | $125,955,000 | 3,217 |
| Total unused commitments | $17,492,000 | 2,805 |
| Derivatives | $858,000 | 956 |
| 2011-03-31 | Rank | |
| # of Employees: | 57 | 2,699 |
| Assets and Liabilities | ||
| Total Assets: | $211,064,000 | 2,989 |
| Cash and due from depository institutions | $13,776,000 | 2,699 |
| Interest-bearing balances | $11,399,000 | 2,729 |
| Securities | $59,082,000 | 2,197 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $129,549,000 | 3,013 |
| Loan loss allowance | $2,274,000 | 2,962 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $4,726,000 | 2,461 |
| Other real estate owned | $966,000 | 2,699 |
| Goodwill and other intangibles | $988,000 | 1,577 |
| All other assets | $1,977,000 | 5,070 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $211,064,000 | 2,989 |
| Total liabilities | $190,121,000 | 2,983 |
| Total deposits | $189,779,000 | 2,817 |
| Interest-bearing deposits | $136,425,000 | 3,214 |
| Deposits held in domestic offices | $189,779,000 | 2,815 |
| % insured | 95.41% | 1,830 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,815 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $342,000 | 5,199 |
| Total equity capital | $20,943,000 | 3,028 |
| Total bank equity capital | $20,943,000 | 3,026 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $1,000,000 | 2,491 |
| Surplus | $3,910,000 | 4,272 |
| Undivided profits | $16,033,000 | 2,011 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $3,322,000 | 2,799 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $1,203,000 | 2,431 |
| Earning assets | $200,030,000 | 2,899 |
| Long-term assets (5+ years) | $43,490,000 | 2,792 |
| Average Assets, year-to-date | $209,770,500 | 2,993 |
| Average Assets, quarterly | $209,770,500 | 2,993 |
| Volatile liabilities | $1,657,000 | 6,217 |
| Insider loans | $353,000 | 5,352 |
| FHLB advances | $0 | 4,390 |
| Loans and leases held for sale | $1,430,000 | 642 |
| Unused loan commitments | $17,153,000 | 2,865 |
| Tier 1 (core) risk-based capital | $19,167,000 | 3,155 |
| Tier 2 risk-based capital | $1,658,000 | 2,910 |
| Total risk weighted assets | $133,056,000 | 3,099 |
| Total unused commitments | $17,153,000 | 2,866 |
| Derivatives | $3,793,000 | 664 |
| 2010-12-31 | Rank | |
| # of Employees: | 57 | 2,705 |
| Assets and Liabilities | ||
| Total Assets: | $208,477,000 | 3,023 |
| Cash and due from depository institutions | $16,518,000 | 2,705 |
| Interest-bearing balances | $14,279,000 | 2,175 |
| Securities | $47,158,000 | 2,534 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $136,208,000 | 2,965 |
| Loan loss allowance | $1,923,000 | 3,290 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $4,708,000 | 2,504 |
| Other real estate owned | $1,000,000 | 2,705 |
| Goodwill and other intangibles | $988,000 | 1,589 |
| All other assets | $1,897,000 | 5,281 |
| Life insurance assets | $0 | 3,769 |
| Total liabilities and capital | $208,477,000 | 3,023 |
| Total liabilities | $187,804,000 | 3,018 |
| Total deposits | $187,511,000 | 2,843 |
| Interest-bearing deposits | $135,662,000 | 3,242 |
| Deposits held in domestic offices | $187,511,000 | 2,841 |
| % insured | 94.19% | 2,334 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,983 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $293,000 | 5,579 |
| Total equity capital | $20,673,000 | 3,051 |
| Total bank equity capital | $20,673,000 | 3,050 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $1,000,000 | 2,526 |
| Surplus | $3,910,000 | 4,313 |
| Undivided profits | $15,763,000 | 2,021 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $1,611,000 | 3,928 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $988,000 | 3,049 |
| Earning assets | $197,645,000 | 2,924 |
| Long-term assets (5+ years) | $33,567,000 | 3,254 |
| Average Assets, year-to-date | $204,296,800 | 3,050 |
| Average Assets, quarterly | $206,872,500 | 3,031 |
| Volatile liabilities | $14,850,000 | 5,322 |
| Insider loans | $360,000 | 5,427 |
| FHLB advances | $0 | 4,551 |
| Loans and leases held for sale | $1,249,000 | 1,114 |
| Unused loan commitments | $17,011,000 | 2,844 |
| Tier 1 (core) risk-based capital | $19,134,000 | 3,159 |
| Tier 2 risk-based capital | $1,709,000 | 2,877 |
| Total risk weighted assets | $136,786,000 | 3,087 |
| Total unused commitments | $17,011,000 | 2,844 |
| Derivatives | $3,285,000 | 758 |
| 2010-09-30 | Rank | |
| # of Employees: | 59 | 2,646 |
| Assets and Liabilities | ||
| Total Assets: | $205,268,000 | 3,106 |
| Cash and due from depository institutions | $11,365,000 | 2,646 |
| Interest-bearing balances | $8,669,000 | 3,028 |
| Securities | $46,805,000 | 2,518 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $138,598,000 | 2,975 |
| Loan loss allowance | $1,631,000 | 3,684 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $4,756,000 | 2,510 |
| Other real estate owned | $645,000 | 2,646 |
| Goodwill and other intangibles | $988,000 | 1,581 |
| All other assets | $2,111,000 | 5,170 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $205,268,000 | 3,106 |
| Total liabilities | $183,920,000 | 3,111 |
| Total deposits | $183,301,000 | 2,922 |
| Interest-bearing deposits | $133,937,000 | 3,317 |
| Deposits held in domestic offices | $183,301,000 | 2,919 |
| % insured | 94.47% | 1,772 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,105 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $619,000 | 4,554 |
| Total equity capital | $21,348,000 | 3,052 |
| Total bank equity capital | $21,348,000 | 3,052 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $1,000,000 | 2,575 |
| Surplus | $3,910,000 | 4,345 |
| Undivided profits | $16,438,000 | 2,060 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $2,146,000 | 3,610 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,174,000 | 2,751 |
| Earning assets | $194,072,000 | 3,003 |
| Long-term assets (5+ years) | $23,873,000 | 3,863 |
| Average Assets, year-to-date | $203,251,750 | 3,099 |
| Average Assets, quarterly | $203,185,500 | 3,123 |
| Volatile liabilities | $15,352,000 | 5,362 |
| Insider loans | $360,000 | 5,498 |
| FHLB advances | $0 | 4,672 |
| Loans and leases held for sale | $1,692,000 | 1,032 |
| Unused loan commitments | $19,849,000 | 2,630 |
| Tier 1 (core) risk-based capital | $19,254,000 | 3,186 |
| Tier 2 risk-based capital | $1,631,000 | 3,017 |
| Total risk weighted assets | $140,484,000 | 3,068 |
| Total unused commitments | $19,849,000 | 2,632 |
| Derivatives | $2,860,000 | 889 |
| 2010-06-30 | Rank | |
| # of Employees: | 62 | 2,556 |
| Assets and Liabilities | ||
| Total Assets: | $201,103,000 | 3,170 |
| Cash and due from depository institutions | $10,422,000 | 2,556 |
| Interest-bearing balances | $7,761,000 | 3,085 |
| Securities | $44,917,000 | 2,606 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $137,369,000 | 3,028 |
| Loan loss allowance | $1,521,000 | 3,817 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $4,815,000 | 2,509 |
| Other real estate owned | $678,000 | 2,556 |
| Goodwill and other intangibles | $988,000 | 1,590 |
| All other assets | $1,914,000 | 5,389 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $201,103,000 | 3,170 |
| Total liabilities | $180,403,000 | 3,167 |
| Total deposits | $179,952,000 | 2,988 |
| Interest-bearing deposits | $134,079,000 | 3,341 |
| Deposits held in domestic offices | $179,952,000 | 2,985 |
| % insured | 95.19% | 1,575 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,212 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $451,000 | 5,113 |
| Total equity capital | $20,700,000 | 3,115 |
| Total bank equity capital | $20,700,000 | 3,115 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $1,000,000 | 2,602 |
| Surplus | $3,910,000 | 4,375 |
| Undivided profits | $15,790,000 | 2,088 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $1,551,000 | 4,169 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $961,000 | 3,276 |
| Earning assets | $190,047,000 | 3,078 |
| Long-term assets (5+ years) | $28,493,000 | 3,535 |
| Average Assets, year-to-date | $202,579,670 | 3,127 |
| Average Assets, quarterly | $203,170,500 | 3,133 |
| Volatile liabilities | $15,832,000 | 5,328 |
| Insider loans | $376,000 | 5,521 |
| FHLB advances | $0 | 4,785 |
| Loans and leases held for sale | $1,080,000 | 1,004 |
| Unused loan commitments | $21,261,000 | 2,540 |
| Tier 1 (core) risk-based capital | $18,955,000 | 3,202 |
| Tier 2 risk-based capital | $1,521,000 | 3,215 |
| Total risk weighted assets | $140,444,000 | 3,099 |
| Total unused commitments | $21,261,000 | 2,542 |
| Derivatives | $3,170,000 | 761 |
| 2010-03-31 | Rank | |
| # of Employees: | 62 | 2,576 |
| Assets and Liabilities | ||
| Total Assets: | $205,238,000 | 3,166 |
| Cash and due from depository institutions | $12,260,000 | 2,576 |
| Interest-bearing balances | $8,675,000 | 2,873 |
| Securities | $41,323,000 | 2,793 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $143,177,000 | 2,958 |
| Loan loss allowance | $1,464,000 | 3,938 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $4,861,000 | 2,522 |
| Other real estate owned | $479,000 | 2,576 |
| Goodwill and other intangibles | $988,000 | 1,601 |
| All other assets | $2,150,000 | 5,235 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $205,238,000 | 3,166 |
| Total liabilities | $184,867,000 | 3,167 |
| Total deposits | $184,521,000 | 2,955 |
| Interest-bearing deposits | $136,893,000 | 3,341 |
| Deposits held in domestic offices | $184,521,000 | 2,953 |
| % insured | 94.67% | 1,838 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 5,317 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $346,000 | 5,598 |
| Total equity capital | $20,371,000 | 3,178 |
| Total bank equity capital | $20,371,000 | 3,177 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $1,000,000 | 2,649 |
| Surplus | $3,910,000 | 4,435 |
| Undivided profits | $15,461,000 | 2,105 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $1,874,000 | 3,907 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,140,000 | 2,859 |
| Earning assets | $193,175,000 | 3,088 |
| Long-term assets (5+ years) | $26,685,000 | 3,648 |
| Average Assets, year-to-date | $203,318,000 | 3,178 |
| Average Assets, quarterly | $203,318,000 | 3,178 |
| Volatile liabilities | $16,324,000 | 5,337 |
| Insider loans | $376,000 | 5,577 |
| FHLB advances | $0 | 4,906 |
| Loans and leases held for sale | $981,000 | 923 |
| Unused loan commitments | $20,523,000 | 2,708 |
| Tier 1 (core) risk-based capital | $18,622,000 | 3,271 |
| Tier 2 risk-based capital | $1,464,000 | 3,333 |
| Total risk weighted assets | $152,310,000 | 2,970 |
| Total unused commitments | $20,523,000 | 2,712 |
| Derivatives | $3,741,000 | 700 |
| 2009-12-31 | Rank | |
| # of Employees: | 60 | 2,682 |
| Assets and Liabilities | ||
| Total Assets: | $201,398,000 | 3,219 |
| Cash and due from depository institutions | $10,576,000 | 2,682 |
| Interest-bearing balances | $4,920,000 | 3,347 |
| Securities | $37,628,000 | 2,989 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $144,786,000 | 2,982 |
| Loan loss allowance | $1,424,000 | 3,991 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $4,939,000 | 2,518 |
| Other real estate owned | $431,000 | 2,682 |
| Goodwill and other intangibles | $988,000 | 1,604 |
| All other assets | $2,050,000 | 5,419 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $201,398,000 | 3,219 |
| Total liabilities | $181,710,000 | 3,210 |
| Total deposits | $181,431,000 | 2,985 |
| Interest-bearing deposits | $131,932,000 | 3,412 |
| Deposits held in domestic offices | $181,431,000 | 2,983 |
| % insured | 94.75% | 1,806 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,407 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $279,000 | 6,049 |
| Total equity capital | $19,688,000 | 3,234 |
| Total bank equity capital | $19,688,000 | 3,234 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $1,000,000 | 2,691 |
| Surplus | $3,910,000 | 4,472 |
| Undivided profits | $14,778,000 | 2,153 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $574,000 | 5,564 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,013,000 | 3,311 |
| Earning assets | $187,334,000 | 3,171 |
| Long-term assets (5+ years) | $22,497,000 | 3,937 |
| Average Assets, year-to-date | $194,045,000 | 3,244 |
| Average Assets, quarterly | $202,151,000 | 3,200 |
| Volatile liabilities | $15,335,000 | 5,493 |
| Insider loans | $390,000 | 5,620 |
| FHLB advances | $0 | 5,026 |
| Loans and leases held for sale | $1,241,000 | 914 |
| Unused loan commitments | $21,495,000 | 2,615 |
| Tier 1 (core) risk-based capital | $18,288,000 | 3,298 |
| Tier 2 risk-based capital | $1,424,000 | 3,434 |
| Total risk weighted assets | $143,951,000 | 3,146 |
| Total unused commitments | $21,495,000 | 2,615 |
| Derivatives | $2,513,000 | 753 |
| 2009-09-30 | Rank | |
| # of Employees: | 60 | 2,714 |
| Assets and Liabilities | ||
| Total Assets: | $202,904,000 | 3,214 |
| Cash and due from depository institutions | $15,184,000 | 2,714 |
| Interest-bearing balances | $10,238,000 | 2,009 |
| Securities | $31,998,000 | 3,347 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $147,876,000 | 2,961 |
| Loan loss allowance | $1,392,000 | 3,931 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $5,028,000 | 2,499 |
| Other real estate owned | $446,000 | 2,714 |
| Goodwill and other intangibles | $988,000 | 1,664 |
| All other assets | $1,384,000 | 5,890 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $202,904,000 | 3,214 |
| Total liabilities | $183,098,000 | 3,199 |
| Total deposits | $182,417,000 | 2,968 |
| Interest-bearing deposits | $135,662,000 | 3,349 |
| Deposits held in domestic offices | $182,417,000 | 2,966 |
| % insured | 93.71% | 2,393 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,525 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $681,000 | 4,643 |
| Total equity capital | $19,806,000 | 3,309 |
| Total bank equity capital | $19,806,000 | 3,309 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $1,000,000 | 2,726 |
| Surplus | $3,910,000 | 4,493 |
| Undivided profits | $14,896,000 | 2,237 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $350,000 | 6,108 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,145,000 | 3,144 |
| Earning assets | $190,112,000 | 3,159 |
| Long-term assets (5+ years) | $23,184,000 | 3,868 |
| Average Assets, year-to-date | $192,206,750 | 3,288 |
| Average Assets, quarterly | $197,451,000 | 3,265 |
| Volatile liabilities | $15,881,000 | 5,471 |
| Insider loans | $385,000 | 5,682 |
| FHLB advances | $0 | 5,137 |
| Loans and leases held for sale | $215,000 | 1,540 |
| Unused loan commitments | $21,790,000 | 2,687 |
| Tier 1 (core) risk-based capital | $18,248,000 | 3,376 |
| Tier 2 risk-based capital | $1,392,000 | 3,453 |
| Total risk weighted assets | $145,064,000 | 3,157 |
| Total unused commitments | $21,790,000 | 2,689 |
| Derivatives | $4,889,000 | 659 |
| 2009-06-30 | Rank | |
| # of Employees: | 62 | 2,674 |
| Assets and Liabilities | ||
| Total Assets: | $191,998,000 | 3,349 |
| Cash and due from depository institutions | $11,149,000 | 2,674 |
| Interest-bearing balances | $6,333,000 | 2,418 |
| Securities | $23,118,000 | 4,056 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $149,499,000 | 2,960 |
| Loan loss allowance | $1,352,000 | 3,922 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $5,103,000 | 2,493 |
| Other real estate owned | $549,000 | 2,674 |
| Goodwill and other intangibles | $988,000 | 1,679 |
| All other assets | $1,592,000 | 5,624 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $191,998,000 | 3,349 |
| Total liabilities | $172,988,000 | 3,344 |
| Total deposits | $172,400,000 | 3,115 |
| Interest-bearing deposits | $127,185,000 | 3,515 |
| Deposits held in domestic offices | $172,400,000 | 3,113 |
| % insured | 83.13% | 2,766 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $0 | 5,613 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $588,000 | 5,006 |
| Total equity capital | $19,010,000 | 3,400 |
| Total bank equity capital | $19,010,000 | 3,400 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $1,000,000 | 2,766 |
| Surplus | $3,910,000 | 4,539 |
| Undivided profits | $14,100,000 | 2,279 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $729,000 | 5,227 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $986,000 | 3,519 |
| Earning assets | $178,950,000 | 3,309 |
| Long-term assets (5+ years) | $20,034,000 | 4,122 |
| Average Assets, year-to-date | $188,641,000 | 3,351 |
| Average Assets, quarterly | $189,615,500 | 3,363 |
| Volatile liabilities | $15,528,000 | 5,501 |
| Insider loans | $398,000 | 5,704 |
| FHLB advances | $0 | 5,202 |
| Loans and leases held for sale | $1,055,000 | 1,175 |
| Unused loan commitments | $23,504,000 | 2,644 |
| Tier 1 (core) risk-based capital | $17,858,000 | 3,469 |
| Tier 2 risk-based capital | $1,352,000 | 3,503 |
| Total risk weighted assets | $143,893,000 | 3,193 |
| Total unused commitments | $23,504,000 | 2,648 |
| Derivatives | $2,082,000 | 884 |
| 2009-03-31 | Rank | |
| # of Employees: | 63 | 2,640 |
| Assets and Liabilities | ||
| Total Assets: | $187,233,000 | 3,423 |
| Cash and due from depository institutions | $5,773,000 | 2,640 |
| Interest-bearing balances | $1,235,000 | 4,198 |
| Securities | $18,986,000 | 4,552 |
| Federal funds sold & reverse repurchase agreements | $5,915,000 | 2,002 |
| Net loans & leases | $148,679,000 | 2,990 |
| Loan loss allowance | $1,312,000 | 3,945 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $5,184,000 | 2,489 |
| Other real estate owned | $0 | 2,640 |
| Goodwill and other intangibles | $988,000 | 1,685 |
| All other assets | $1,708,000 | 5,462 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $187,233,000 | 3,423 |
| Total liabilities | $168,516,000 | 3,419 |
| Total deposits | $168,141,000 | 3,178 |
| Interest-bearing deposits | $121,128,000 | 3,639 |
| Deposits held in domestic offices | $168,141,000 | 3,176 |
| % insured | 83.34% | 2,765 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $0 | 5,670 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $375,000 | 5,874 |
| Total equity capital | $18,717,000 | 3,475 |
| Total bank equity capital | $18,717,000 | 3,475 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000,000 | 2,787 |
| Surplus | $3,910,000 | 4,557 |
| Undivided profits | $13,807,000 | 2,370 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $798,000 | 4,981 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,112,000 | 3,115 |
| Earning assets | $174,815,000 | 3,371 |
| Long-term assets (5+ years) | $17,615,000 | 4,333 |
| Average Assets, year-to-date | $186,962,500 | 3,400 |
| Average Assets, quarterly | $186,962,500 | 3,400 |
| Volatile liabilities | $14,005,000 | 5,727 |
| Insider loans | $388,000 | 5,777 |
| FHLB advances | $0 | 5,264 |
| Loans and leases held for sale | $1,293,000 | 996 |
| Unused loan commitments | $22,361,000 | 2,847 |
| Tier 1 (core) risk-based capital | $17,570,000 | 3,544 |
| Tier 2 risk-based capital | $1,312,000 | 3,595 |
| Total risk weighted assets | $147,365,000 | 3,149 |
| Total unused commitments | $22,361,000 | 2,850 |
| Derivatives | $5,364,000 | 724 |
| 2008-12-31 | Rank | |
| # of Employees: | 61 | 2,755 |
| Assets and Liabilities | ||
| Total Assets: | $186,692,000 | 3,406 |
| Cash and due from depository institutions | $6,317,000 | 2,755 |
| Interest-bearing balances | $1,330,000 | 3,422 |
| Securities | $19,213,000 | 4,542 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $153,228,000 | 2,941 |
| Loan loss allowance | $1,280,000 | 3,941 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $5,268,000 | 2,475 |
| Other real estate owned | $0 | 2,755 |
| Goodwill and other intangibles | $988,000 | 1,692 |
| All other assets | $1,678,000 | 5,582 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $186,692,000 | 3,406 |
| Total liabilities | $168,474,000 | 3,392 |
| Total deposits | $163,177,000 | 3,210 |
| Interest-bearing deposits | $114,971,000 | 3,710 |
| Deposits held in domestic offices | $163,177,000 | 3,208 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $5,019,000 | 4,111 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $278,000 | 6,487 |
| Total equity capital | $18,218,000 | 3,527 |
| Total bank equity capital | $18,218,000 | 3,527 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000,000 | 2,802 |
| Surplus | $3,910,000 | 4,545 |
| Undivided profits | $13,308,000 | 2,418 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $739,000 | 4,847 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,050,000 | 3,541 |
| Earning assets | $173,771,000 | 3,364 |
| Long-term assets (5+ years) | $17,440,000 | 4,298 |
| Average Assets, year-to-date | $187,667,400 | 3,299 |
| Average Assets, quarterly | $187,840,000 | 3,372 |
| Volatile liabilities | $12,905,000 | 5,886 |
| Insider loans | $403,000 | 5,806 |
| FHLB advances | $0 | 5,445 |
| Loans and leases held for sale | $346,000 | 1,274 |
| Unused loan commitments | $24,280,000 | 2,712 |
| Tier 1 (core) risk-based capital | $17,113,000 | 3,611 |
| Tier 2 risk-based capital | $1,280,000 | 3,627 |
| Total risk weighted assets | $152,740,000 | 3,075 |
| Total unused commitments | $24,280,000 | 2,714 |
| Derivatives | $5,430,000 | 647 |
| 2008-09-30 | Rank | |
| # of Employees: | 62 | 2,739 |
| Assets and Liabilities | ||
| Total Assets: | $188,988,000 | 3,356 |
| Cash and due from depository institutions | $9,128,000 | 2,739 |
| Interest-bearing balances | $2,090,000 | 2,284 |
| Securities | $20,386,000 | 4,352 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $151,047,000 | 2,982 |
| Loan loss allowance | $1,246,000 | 3,851 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $5,342,000 | 2,421 |
| Other real estate owned | $316,000 | 2,739 |
| Goodwill and other intangibles | $988,000 | 1,746 |
| All other assets | $1,781,000 | 5,538 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $188,988,000 | 3,356 |
| Total liabilities | $171,436,000 | 3,323 |
| Total deposits | $168,562,000 | 3,068 |
| Interest-bearing deposits | $116,330,000 | 3,628 |
| Deposits held in domestic offices | $168,562,000 | 3,065 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $2,270,000 | 4,870 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $604,000 | 5,026 |
| Total equity capital | $17,552,000 | 3,642 |
| Total bank equity capital | $17,552,000 | 3,642 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,000,000 | 2,830 |
| Surplus | $3,910,000 | 4,547 |
| Undivided profits | $12,642,000 | 2,565 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $387,000 | 5,540 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,099,000 | 3,547 |
| Earning assets | $173,523,000 | 3,344 |
| Long-term assets (5+ years) | $20,007,000 | 3,976 |
| Average Assets, year-to-date | $187,911,250 | 3,301 |
| Average Assets, quarterly | $186,987,000 | 3,367 |
| Volatile liabilities | $15,001,000 | 5,496 |
| Insider loans | $370,000 | 5,903 |
| FHLB advances | $0 | 5,438 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $26,857,000 | 2,671 |
| Tier 1 (core) risk-based capital | $16,559,000 | 3,753 |
| Tier 2 risk-based capital | $1,246,000 | 3,627 |
| Total risk weighted assets | $152,018,000 | 3,076 |
| Total unused commitments | $26,857,000 | 2,673 |
| Derivatives | $2,831,000 | 685 |
| 2008-06-30 | Rank | |
| # of Employees: | 60 | 2,859 |
| Assets and Liabilities | ||
| Total Assets: | $184,986,000 | 3,404 |
| Cash and due from depository institutions | $10,719,000 | 2,859 |
| Interest-bearing balances | $2,090,000 | 2,161 |
| Securities | $23,716,000 | 4,001 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $142,348,000 | 3,091 |
| Loan loss allowance | $1,210,000 | 3,852 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,427,000 | 2,386 |
| Other real estate owned | $211,000 | 2,859 |
| Goodwill and other intangibles | $988,000 | 1,762 |
| All other assets | $1,577,000 | 5,743 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $184,986,000 | 3,404 |
| Total liabilities | $167,894,000 | 3,366 |
| Total deposits | $163,465,000 | 3,163 |
| Interest-bearing deposits | $115,393,000 | 3,640 |
| Deposits held in domestic offices | $163,465,000 | 3,160 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,930,000 | 2,001 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $0 | 5,770 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $499,000 | 5,448 |
| Total equity capital | $17,092,000 | 3,768 |
| Total bank equity capital | $17,092,000 | 3,768 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,000,000 | 2,852 |
| Surplus | $3,910,000 | 4,556 |
| Undivided profits | $12,182,000 | 2,651 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $473,000 | 5,081 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $924,000 | 4,009 |
| Earning assets | $168,154,000 | 3,421 |
| Long-term assets (5+ years) | $19,377,000 | 4,026 |
| Average Assets, year-to-date | $187,552,330 | 3,324 |
| Average Assets, quarterly | $188,092,000 | 3,345 |
| Volatile liabilities | $15,891,000 | 5,366 |
| Insider loans | $362,000 | 5,922 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $319,000 | 1,317 |
| Unused loan commitments | $27,803,000 | 2,681 |
| Tier 1 (core) risk-based capital | $16,149,000 | 3,867 |
| Tier 2 risk-based capital | $1,210,000 | 3,661 |
| Total risk weighted assets | $145,167,000 | 3,172 |
| Total unused commitments | $27,803,000 | 2,682 |
| Derivatives | $2,083,000 | 713 |
| 2008-03-31 | Rank | |
| # of Employees: | 60 | 2,850 |
| Assets and Liabilities | ||
| Total Assets: | $191,198,000 | 3,315 |
| Cash and due from depository institutions | $10,336,000 | 2,850 |
| Interest-bearing balances | $2,755,000 | 2,020 |
| Securities | $24,895,000 | 3,891 |
| Federal funds sold & reverse repurchase agreements | $7,365,000 | 2,344 |
| Net loans & leases | $140,232,000 | 3,094 |
| Loan loss allowance | $1,242,000 | 3,712 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $5,522,000 | 2,323 |
| Other real estate owned | $211,000 | 2,850 |
| Goodwill and other intangibles | $988,000 | 1,760 |
| All other assets | $1,649,000 | 5,563 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $191,198,000 | 3,315 |
| Total liabilities | $174,257,000 | 3,249 |
| Total deposits | $173,807,000 | 2,978 |
| Interest-bearing deposits | $121,680,000 | 3,532 |
| Deposits held in domestic offices | $173,807,000 | 2,975 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $450,000 | 5,908 |
| Total equity capital | $16,941,000 | 3,864 |
| Total bank equity capital | $16,941,000 | 3,864 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,000,000 | 2,858 |
| Surplus | $3,910,000 | 4,540 |
| Undivided profits | $12,031,000 | 2,790 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $657,000 | 4,377 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,067,000 | 3,539 |
| Earning assets | $175,247,000 | 3,312 |
| Long-term assets (5+ years) | $20,240,000 | 3,839 |
| Average Assets, year-to-date | $188,835,500 | 3,301 |
| Average Assets, quarterly | $188,835,500 | 3,301 |
| Volatile liabilities | $13,652,000 | 5,666 |
| Insider loans | $400,000 | 5,791 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $150,000 | 1,602 |
| Unused loan commitments | $29,644,000 | 2,620 |
| Tier 1 (core) risk-based capital | $15,716,000 | 3,938 |
| Tier 2 risk-based capital | $1,242,000 | 3,533 |
| Total risk weighted assets | $145,515,000 | 3,141 |
| Total unused commitments | $29,644,000 | 2,623 |
| Derivatives | $2,450,000 | 755 |
| 2007-12-31 | Rank | |
| # of Employees: | 62 | 2,770 |
| Assets and Liabilities | ||
| Total Assets: | $186,473,000 | 3,336 |
| Cash and due from depository institutions | $9,136,000 | 2,770 |
| Interest-bearing balances | $1,615,000 | 2,139 |
| Securities | $19,594,000 | 4,511 |
| Federal funds sold & reverse repurchase agreements | $11,440,000 | 1,191 |
| Net loans & leases | $137,997,000 | 3,114 |
| Loan loss allowance | $1,242,000 | 3,676 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $5,531,000 | 2,293 |
| Other real estate owned | $211,000 | 2,770 |
| Goodwill and other intangibles | $988,000 | 1,761 |
| All other assets | $1,576,000 | 5,734 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $186,473,000 | 3,336 |
| Total liabilities | $169,887,000 | 3,265 |
| Total deposits | $169,477,000 | 3,011 |
| Interest-bearing deposits | $119,170,000 | 3,523 |
| Deposits held in domestic offices | $169,477,000 | 3,009 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $410,000 | 6,094 |
| Total equity capital | $16,586,000 | 3,887 |
| Total bank equity capital | $16,586,000 | 3,887 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000,000 | 2,860 |
| Surplus | $3,910,000 | 4,518 |
| Undivided profits | $11,676,000 | 2,822 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $311,000 | 5,214 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $997,000 | 4,009 |
| Earning assets | $170,646,000 | 3,342 |
| Long-term assets (5+ years) | $18,021,000 | 3,855 |
| Average Assets, year-to-date | $174,845,400 | 3,394 |
| Average Assets, quarterly | $182,876,000 | 3,356 |
| Volatile liabilities | $12,779,000 | 5,778 |
| Insider loans | $403,000 | 5,817 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $26,482,000 | 2,825 |
| Tier 1 (core) risk-based capital | $15,560,000 | 3,958 |
| Tier 2 risk-based capital | $1,242,000 | 3,514 |
| Total risk weighted assets | $144,707,000 | 3,117 |
| Total unused commitments | $26,482,000 | 2,826 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 64 | 2,692 |
| Assets and Liabilities | ||
| Total Assets: | $179,279,000 | 3,402 |
| Cash and due from depository institutions | $6,187,000 | 2,692 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $15,325,000 | 5,128 |
| Federal funds sold & reverse repurchase agreements | $4,625,000 | 2,706 |
| Net loans & leases | $144,540,000 | 2,941 |
| Loan loss allowance | $1,250,000 | 3,613 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $5,542,000 | 2,252 |
| Other real estate owned | $258,000 | 2,692 |
| Goodwill and other intangibles | $988,000 | 1,744 |
| All other assets | $1,814,000 | 5,498 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $179,279,000 | 3,402 |
| Total liabilities | $163,150,000 | 3,344 |
| Total deposits | $162,435,000 | 3,100 |
| Interest-bearing deposits | $111,497,000 | 3,699 |
| Deposits held in domestic offices | $162,435,000 | 3,097 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $715,000 | 4,871 |
| Total equity capital | $16,129,000 | 3,943 |
| Total bank equity capital | $16,129,000 | 3,943 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000,000 | 2,840 |
| Surplus | $3,910,000 | 4,479 |
| Undivided profits | $11,219,000 | 2,919 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $57,000 | 6,653 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,182,000 | 3,689 |
| Earning assets | $164,490,000 | 3,409 |
| Long-term assets (5+ years) | $14,150,000 | 4,212 |
| Average Assets, year-to-date | $171,938,500 | 3,434 |
| Average Assets, quarterly | $175,460,000 | 3,433 |
| Volatile liabilities | $11,845,000 | 5,928 |
| Insider loans | $383,000 | 5,866 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $33,588,000 | 2,415 |
| Tier 1 (core) risk-based capital | $15,133,000 | 4,053 |
| Tier 2 risk-based capital | $1,250,000 | 3,468 |
| Total risk weighted assets | $148,420,000 | 3,008 |
| Total unused commitments | $33,588,000 | 2,415 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 59 | 2,937 |
| Assets and Liabilities | ||
| Total Assets: | $171,641,000 | 3,509 |
| Cash and due from depository institutions | $6,257,000 | 2,937 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $15,379,000 | 5,143 |
| Federal funds sold & reverse repurchase agreements | $2,100,000 | 4,162 |
| Net loans & leases | $139,468,000 | 3,030 |
| Loan loss allowance | $1,286,000 | 3,533 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $5,587,000 | 2,239 |
| Other real estate owned | $218,000 | 2,937 |
| Goodwill and other intangibles | $988,000 | 1,747 |
| All other assets | $1,644,000 | 5,677 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $171,641,000 | 3,509 |
| Total liabilities | $156,324,000 | 3,460 |
| Total deposits | $155,768,000 | 3,217 |
| Interest-bearing deposits | $107,067,000 | 3,799 |
| Deposits held in domestic offices | $155,768,000 | 3,215 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $556,000 | 5,308 |
| Total equity capital | $15,317,000 | 4,048 |
| Total bank equity capital | $15,317,000 | 4,048 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000,000 | 2,842 |
| Surplus | $3,910,000 | 4,478 |
| Undivided profits | $10,407,000 | 3,027 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $676,000 | 3,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,059,000 | 3,782 |
| Earning assets | $156,947,000 | 3,511 |
| Long-term assets (5+ years) | $15,072,000 | 4,025 |
| Average Assets, year-to-date | $169,491,670 | 3,497 |
| Average Assets, quarterly | $171,863,000 | 3,484 |
| Volatile liabilities | $10,831,000 | 6,058 |
| Insider loans | $153,000 | 6,777 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $34,786,000 | 2,383 |
| Tier 1 (core) risk-based capital | $14,487,000 | 4,176 |
| Tier 2 risk-based capital | $1,286,000 | 3,394 |
| Total risk weighted assets | $144,131,000 | 3,078 |
| Total unused commitments | $34,786,000 | 2,383 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 57 | 3,006 |
| Assets and Liabilities | ||
| Total Assets: | $172,085,000 | 3,507 |
| Cash and due from depository institutions | $6,318,000 | 3,006 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $13,963,000 | 5,424 |
| Federal funds sold & reverse repurchase agreements | $7,865,000 | 2,424 |
| Net loans & leases | $135,475,000 | 3,076 |
| Loan loss allowance | $1,237,000 | 3,609 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,468,000 | 2,247 |
| Other real estate owned | $218,000 | 3,006 |
| Goodwill and other intangibles | $988,000 | 1,736 |
| All other assets | $1,790,000 | 5,387 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $172,085,000 | 3,507 |
| Total liabilities | $157,108,000 | 3,450 |
| Total deposits | $156,658,000 | 3,211 |
| Interest-bearing deposits | $107,451,000 | 3,808 |
| Deposits held in domestic offices | $156,658,000 | 3,209 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $450,000 | 5,818 |
| Total equity capital | $14,977,000 | 4,122 |
| Total bank equity capital | $14,977,000 | 4,122 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $3,910,000 | 4,449 |
| Undivided profits | $10,067,000 | 3,136 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $631,000 | 3,587 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,243,000 | 3,188 |
| Earning assets | $157,303,000 | 3,515 |
| Long-term assets (5+ years) | $14,983,000 | 3,986 |
| Average Assets, year-to-date | $168,417,000 | 3,540 |
| Average Assets, quarterly | $168,417,000 | 3,540 |
| Volatile liabilities | $11,770,000 | 5,829 |
| Insider loans | $317,000 | 6,101 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $31,361,000 | 2,553 |
| Tier 1 (core) risk-based capital | $13,981,000 | 4,266 |
| Tier 2 risk-based capital | $1,237,000 | 3,454 |
| Total risk weighted assets | $139,231,000 | 3,144 |
| Total unused commitments | $31,361,000 | 2,554 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 59 | 2,924 |
| Assets and Liabilities | ||
| Total Assets: | $164,749,000 | 3,605 |
| Cash and due from depository institutions | $6,252,000 | 2,924 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $11,156,000 | 5,945 |
| Federal funds sold & reverse repurchase agreements | $9,030,000 | 1,821 |
| Net loans & leases | $130,438,000 | 3,163 |
| Loan loss allowance | $1,183,000 | 3,701 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $5,035,000 | 2,388 |
| Other real estate owned | $218,000 | 2,924 |
| Goodwill and other intangibles | $988,000 | 1,729 |
| All other assets | $1,632,000 | 5,677 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $164,749,000 | 3,605 |
| Total liabilities | $150,236,000 | 3,538 |
| Total deposits | $149,878,000 | 3,299 |
| Interest-bearing deposits | $100,799,000 | 3,925 |
| Deposits held in domestic offices | $149,878,000 | 3,296 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $358,000 | 6,270 |
| Total equity capital | $14,513,000 | 4,148 |
| Total bank equity capital | $14,513,000 | 4,148 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,000,000 | 2,834 |
| Surplus | $3,910,000 | 4,419 |
| Undivided profits | $9,603,000 | 3,222 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,003,000 | 2,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,090,000 | 3,681 |
| Earning assets | $150,624,000 | 3,597 |
| Long-term assets (5+ years) | $13,390,000 | 4,153 |
| Average Assets, year-to-date | $153,079,800 | 3,690 |
| Average Assets, quarterly | $164,360,500 | 3,571 |
| Volatile liabilities | $12,165,000 | 5,791 |
| Insider loans | $375,000 | 5,918 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $27,051,000 | 2,781 |
| Tier 1 (core) risk-based capital | $13,541,000 | 4,300 |
| Tier 2 risk-based capital | $1,183,000 | 3,546 |
| Total risk weighted assets | $133,381,000 | 3,221 |
| Total unused commitments | $27,051,000 | 2,782 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 59 | 2,955 |
| Assets and Liabilities | ||
| Total Assets: | $163,972,000 | 3,579 |
| Cash and due from depository institutions | $6,790,000 | 2,955 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $9,048,000 | 6,410 |
| Federal funds sold & reverse repurchase agreements | $7,390,000 | 1,838 |
| Net loans & leases | $133,176,000 | 3,086 |
| Loan loss allowance | $1,135,000 | 3,838 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,819,000 | 2,447 |
| Other real estate owned | $0 | 2,955 |
| Goodwill and other intangibles | $988,000 | 1,726 |
| All other assets | $1,761,000 | 5,536 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $163,972,000 | 3,579 |
| Total liabilities | $150,067,000 | 3,510 |
| Total deposits | $149,424,000 | 3,248 |
| Interest-bearing deposits | $98,032,000 | 3,955 |
| Deposits held in domestic offices | $149,424,000 | 3,245 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $643,000 | 4,951 |
| Total equity capital | $13,905,000 | 4,260 |
| Total bank equity capital | $13,905,000 | 4,260 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000,000 | 2,848 |
| Surplus | $3,910,000 | 4,401 |
| Undivided profits | $8,995,000 | 3,368 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $783,000 | 3,007 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,189,000 | 3,426 |
| Earning assets | $149,614,000 | 3,587 |
| Long-term assets (5+ years) | $11,738,000 | 4,351 |
| Average Assets, year-to-date | $150,162,500 | 3,750 |
| Average Assets, quarterly | $158,362,500 | 3,653 |
| Volatile liabilities | $11,831,000 | 5,884 |
| Insider loans | $362,000 | 5,978 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $44,118,000 | 2,027 |
| Tier 1 (core) risk-based capital | $12,918,000 | 4,439 |
| Tier 2 risk-based capital | $1,135,000 | 3,650 |
| Total risk weighted assets | $136,070,000 | 3,152 |
| Total unused commitments | $44,118,000 | 2,029 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 62 | 2,845 |
| Assets and Liabilities | ||
| Total Assets: | $152,753,000 | 3,751 |
| Cash and due from depository institutions | $6,386,000 | 2,845 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $7,262,000 | 6,838 |
| Federal funds sold & reverse repurchase agreements | $2,135,000 | 3,556 |
| Net loans & leases | $129,801,000 | 3,119 |
| Loan loss allowance | $1,123,000 | 3,838 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $4,823,000 | 2,415 |
| Other real estate owned | $0 | 2,845 |
| Goodwill and other intangibles | $988,000 | 1,720 |
| All other assets | $1,358,000 | 6,054 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $152,753,000 | 3,751 |
| Total liabilities | $139,504,000 | 3,686 |
| Total deposits | $139,039,000 | 3,432 |
| Interest-bearing deposits | $92,377,000 | 4,077 |
| Deposits held in domestic offices | $139,039,000 | 3,429 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $465,000 | 5,442 |
| Total equity capital | $13,249,000 | 4,290 |
| Total bank equity capital | $13,249,000 | 4,290 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,000,000 | 2,841 |
| Surplus | $3,910,000 | 4,374 |
| Undivided profits | $8,339,000 | 3,385 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $458,000 | 3,888 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $797,000 | 4,327 |
| Earning assets | $139,198,000 | 3,752 |
| Long-term assets (5+ years) | $10,662,000 | 4,499 |
| Average Assets, year-to-date | $145,559,330 | 3,839 |
| Average Assets, quarterly | $149,818,000 | 3,780 |
| Volatile liabilities | $12,064,000 | 5,790 |
| Insider loans | $223,000 | 6,506 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $38,036,000 | 2,228 |
| Tier 1 (core) risk-based capital | $12,340,000 | 4,523 |
| Tier 2 risk-based capital | $1,123,000 | 3,646 |
| Total risk weighted assets | $130,868,000 | 3,215 |
| Total unused commitments | $38,036,000 | 2,229 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 59 | 2,945 |
| Assets and Liabilities | ||
| Total Assets: | $146,883,000 | 3,834 |
| Cash and due from depository institutions | $6,355,000 | 2,945 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $6,747,000 | 7,021 |
| Federal funds sold & reverse repurchase agreements | $7,155,000 | 2,025 |
| Net loans & leases | $119,323,000 | 3,272 |
| Loan loss allowance | $1,057,000 | 3,970 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,823,000 | 2,343 |
| Other real estate owned | $0 | 2,945 |
| Goodwill and other intangibles | $988,000 | 1,693 |
| All other assets | $1,492,000 | 5,760 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $146,883,000 | 3,834 |
| Total liabilities | $134,130,000 | 3,772 |
| Total deposits | $133,803,000 | 3,532 |
| Interest-bearing deposits | $88,000,000 | 4,231 |
| Deposits held in domestic offices | $133,803,000 | 3,528 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $327,000 | 6,199 |
| Total equity capital | $12,753,000 | 4,377 |
| Total bank equity capital | $12,753,000 | 4,377 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000,000 | 2,827 |
| Surplus | $3,910,000 | 4,302 |
| Undivided profits | $7,843,000 | 3,552 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $485,000 | 3,761 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $897,000 | 3,782 |
| Earning assets | $133,225,000 | 3,857 |
| Long-term assets (5+ years) | $10,454,000 | 4,516 |
| Average Assets, year-to-date | $141,962,500 | 3,910 |
| Average Assets, quarterly | $141,962,500 | 3,910 |
| Volatile liabilities | $12,029,000 | 5,680 |
| Insider loans | $260,000 | 6,360 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $32,931,000 | 2,424 |
| Tier 1 (core) risk-based capital | $11,800,000 | 4,600 |
| Tier 2 risk-based capital | $1,057,000 | 3,766 |
| Total risk weighted assets | $121,847,000 | 3,358 |
| Total unused commitments | $32,931,000 | 2,426 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 56 | 3,069 |
| Assets and Liabilities | ||
| Total Assets: | $137,042,000 | 4,022 |
| Cash and due from depository institutions | $4,951,000 | 3,069 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $6,698,000 | 7,064 |
| Federal funds sold & reverse repurchase agreements | $2,735,000 | 3,509 |
| Net loans & leases | $115,673,000 | 3,321 |
| Loan loss allowance | $1,004,000 | 4,082 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $4,560,000 | 2,456 |
| Other real estate owned | $0 | 3,069 |
| Goodwill and other intangibles | $988,000 | 1,691 |
| All other assets | $1,437,000 | 5,885 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $137,042,000 | 4,022 |
| Total liabilities | $124,833,000 | 3,961 |
| Total deposits | $124,660,000 | 3,675 |
| Interest-bearing deposits | $81,249,000 | 4,422 |
| Deposits held in domestic offices | $124,660,000 | 3,671 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $173,000 | 7,326 |
| Total equity capital | $12,209,000 | 4,483 |
| Total bank equity capital | $12,209,000 | 4,483 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,000,000 | 2,825 |
| Surplus | $3,910,000 | 4,272 |
| Undivided profits | $7,299,000 | 3,722 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $642,000 | 3,234 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $851,000 | 3,962 |
| Earning assets | $125,106,000 | 4,024 |
| Long-term assets (5+ years) | $10,041,000 | 4,581 |
| Average Assets, year-to-date | $129,333,400 | 4,031 |
| Average Assets, quarterly | $136,975,500 | 3,983 |
| Volatile liabilities | $9,744,000 | 6,093 |
| Insider loans | $347,000 | 6,008 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $33,610,000 | 2,347 |
| Tier 1 (core) risk-based capital | $11,248,000 | 4,728 |
| Tier 2 risk-based capital | $1,004,000 | 3,884 |
| Total risk weighted assets | $117,835,000 | 3,406 |
| Total unused commitments | $33,610,000 | 2,347 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 52 | 3,234 |
| Assets and Liabilities | ||
| Total Assets: | $136,909,000 | 3,960 |
| Cash and due from depository institutions | $4,941,000 | 3,234 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $7,159,000 | 6,974 |
| Federal funds sold & reverse repurchase agreements | $5,680,000 | 2,077 |
| Net loans & leases | $112,378,000 | 3,351 |
| Loan loss allowance | $942,000 | 4,265 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $4,449,000 | 2,453 |
| Other real estate owned | $0 | 3,234 |
| Goodwill and other intangibles | $988,000 | 1,669 |
| All other assets | $1,314,000 | 6,066 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $136,909,000 | 3,960 |
| Total liabilities | $125,136,000 | 3,892 |
| Total deposits | $124,656,000 | 3,613 |
| Interest-bearing deposits | $81,888,000 | 4,343 |
| Deposits held in domestic offices | $124,656,000 | 3,609 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $480,000 | 5,252 |
| Total equity capital | $11,773,000 | 4,576 |
| Total bank equity capital | $11,773,000 | 4,576 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000,000 | 2,806 |
| Surplus | $3,910,000 | 4,233 |
| Undivided profits | $6,863,000 | 3,910 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $257,000 | 5,052 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $750,000 | 4,353 |
| Earning assets | $125,217,000 | 3,956 |
| Long-term assets (5+ years) | $10,290,000 | 4,571 |
| Average Assets, year-to-date | $127,406,250 | 4,068 |
| Average Assets, quarterly | $133,053,000 | 4,005 |
| Volatile liabilities | $11,363,000 | 5,748 |
| Insider loans | $460,000 | 5,574 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $35,636,000 | 2,233 |
| Tier 1 (core) risk-based capital | $10,805,000 | 4,805 |
| Tier 2 risk-based capital | $942,000 | 4,029 |
| Total risk weighted assets | $115,985,000 | 3,391 |
| Total unused commitments | $35,636,000 | 2,235 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 54 | 3,118 |
| Assets and Liabilities | ||
| Total Assets: | $129,197,000 | 4,085 |
| Cash and due from depository institutions | $4,703,000 | 3,118 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $7,122,000 | 7,031 |
| Federal funds sold & reverse repurchase agreements | $2,910,000 | 2,972 |
| Net loans & leases | $107,792,000 | 3,395 |
| Loan loss allowance | $882,000 | 4,419 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,504,000 | 2,367 |
| Other real estate owned | $0 | 3,118 |
| Goodwill and other intangibles | $988,000 | 1,660 |
| All other assets | $1,178,000 | 6,178 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $129,197,000 | 4,085 |
| Total liabilities | $118,123,000 | 4,028 |
| Total deposits | $117,805,000 | 3,727 |
| Interest-bearing deposits | $80,028,000 | 4,363 |
| Deposits held in domestic offices | $117,805,000 | 3,725 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $318,000 | 6,030 |
| Total equity capital | $11,074,000 | 4,729 |
| Total bank equity capital | $11,074,000 | 4,729 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000,000 | 2,786 |
| Surplus | $3,660,000 | 4,330 |
| Undivided profits | $6,414,000 | 4,037 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $588,000 | 3,349 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $642,000 | 4,547 |
| Earning assets | $117,824,000 | 4,101 |
| Long-term assets (5+ years) | $10,576,000 | 4,590 |
| Average Assets, year-to-date | $124,238,670 | 4,146 |
| Average Assets, quarterly | $126,543,500 | 4,112 |
| Volatile liabilities | $11,747,000 | 5,579 |
| Insider loans | $293,000 | 6,225 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $30,364,000 | 2,426 |
| Tier 1 (core) risk-based capital | $10,099,000 | 4,963 |
| Tier 2 risk-based capital | $882,000 | 4,171 |
| Total risk weighted assets | $109,532,000 | 3,480 |
| Total unused commitments | $30,364,000 | 2,427 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 53 | 3,154 |
| Assets and Liabilities | ||
| Total Assets: | $123,890,000 | 4,199 |
| Cash and due from depository institutions | $4,591,000 | 3,154 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $6,889,000 | 7,137 |
| Federal funds sold & reverse repurchase agreements | $4,870,000 | 2,375 |
| Net loans & leases | $101,126,000 | 3,514 |
| Loan loss allowance | $831,000 | 4,603 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,292,000 | 2,440 |
| Other real estate owned | $0 | 3,154 |
| Goodwill and other intangibles | $988,000 | 1,654 |
| All other assets | $1,134,000 | 6,256 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $123,890,000 | 4,199 |
| Total liabilities | $113,227,000 | 4,123 |
| Total deposits | $112,957,000 | 3,875 |
| Interest-bearing deposits | $75,858,000 | 4,558 |
| Deposits held in domestic offices | $112,957,000 | 3,872 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $270,000 | 6,276 |
| Total equity capital | $10,663,000 | 4,776 |
| Total bank equity capital | $10,663,000 | 4,776 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000,000 | 2,793 |
| Surplus | $3,660,000 | 4,314 |
| Undivided profits | $6,003,000 | 4,121 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $125,000 | 6,068 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $609,000 | 4,645 |
| Earning assets | $112,885,000 | 4,230 |
| Long-term assets (5+ years) | $11,232,000 | 4,524 |
| Average Assets, year-to-date | $121,759,500 | 4,245 |
| Average Assets, quarterly | $121,759,500 | 4,245 |
| Volatile liabilities | $11,842,000 | 5,434 |
| Insider loans | $255,000 | 6,391 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $29,286,000 | 2,432 |
| Tier 1 (core) risk-based capital | $9,691,000 | 5,050 |
| Tier 2 risk-based capital | $831,000 | 4,322 |
| Total risk weighted assets | $102,221,000 | 3,626 |
| Total unused commitments | $29,286,000 | 2,437 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 53 | 3,178 |
| Assets and Liabilities | ||
| Total Assets: | $119,629,000 | 4,303 |
| Cash and due from depository institutions | $5,466,000 | 3,178 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $6,518,000 | 7,251 |
| Federal funds sold & reverse repurchase agreements | $2,750,000 | 3,366 |
| Net loans & leases | $98,548,000 | 3,547 |
| Loan loss allowance | $765,000 | 4,803 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,228,000 | 2,450 |
| Other real estate owned | $0 | 3,178 |
| Goodwill and other intangibles | $988,000 | 1,651 |
| All other assets | $1,131,000 | 6,272 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $119,629,000 | 4,303 |
| Total liabilities | $109,223,000 | 4,238 |
| Total deposits | $109,055,000 | 3,960 |
| Interest-bearing deposits | $73,870,000 | 4,630 |
| Deposits held in domestic offices | $109,055,000 | 3,956 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $168,000 | 7,181 |
| Total equity capital | $10,406,000 | 4,870 |
| Total bank equity capital | $10,406,000 | 4,870 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000,000 | 2,784 |
| Surplus | $3,660,000 | 4,285 |
| Undivided profits | $5,746,000 | 4,292 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $57,000 | 6,863 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $555,000 | 4,971 |
| Earning assets | $107,816,000 | 4,358 |
| Long-term assets (5+ years) | $11,029,000 | 4,634 |
| Average Assets, year-to-date | $106,251,200 | 4,539 |
| Average Assets, quarterly | $114,194,000 | 4,408 |
| Volatile liabilities | $10,549,000 | 5,708 |
| Insider loans | $996,000 | 4,134 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $26,336,000 | 2,510 |
| Tier 1 (core) risk-based capital | $9,428,000 | 5,063 |
| Tier 2 risk-based capital | $765,000 | 4,520 |
| Total risk weighted assets | $98,034,000 | 3,699 |
| Total unused commitments | $26,336,000 | 2,511 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 46 | 3,575 |
| Assets and Liabilities | ||
| Total Assets: | $108,759,000 | 4,564 |
| Cash and due from depository institutions | $4,372,000 | 3,575 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $7,080,000 | 7,156 |
| Federal funds sold & reverse repurchase agreements | $1,980,000 | 3,647 |
| Net loans & leases | $89,485,000 | 3,800 |
| Loan loss allowance | $682,000 | 5,157 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,817,000 | 2,654 |
| Other real estate owned | $0 | 3,575 |
| Goodwill and other intangibles | $988,000 | 1,627 |
| All other assets | $1,037,000 | 6,497 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $108,759,000 | 4,564 |
| Total liabilities | $99,082,000 | 4,485 |
| Total deposits | $98,753,000 | 4,210 |
| Interest-bearing deposits | $64,902,000 | 5,030 |
| Deposits held in domestic offices | $98,753,000 | 4,207 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $329,000 | 5,975 |
| Total equity capital | $9,677,000 | 5,090 |
| Total bank equity capital | $9,677,000 | 5,090 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,000,000 | 2,785 |
| Surplus | $3,325,000 | 4,478 |
| Undivided profits | $5,352,000 | 4,493 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $136,000 | 6,190 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $521,000 | 5,358 |
| Earning assets | $98,545,000 | 4,600 |
| Long-term assets (5+ years) | $12,118,000 | 4,547 |
| Average Assets, year-to-date | $102,906,750 | 4,650 |
| Average Assets, quarterly | $105,911,000 | 4,612 |
| Volatile liabilities | $4,304,000 | 7,508 |
| Insider loans | $955,000 | 4,195 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $24,101,000 | 2,649 |
| Tier 1 (core) risk-based capital | $8,695,000 | 5,318 |
| Tier 2 risk-based capital | $682,000 | 4,852 |
| Total risk weighted assets | $87,717,000 | 3,999 |
| Total unused commitments | $24,101,000 | 2,653 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 50 | 3,362 |
| Assets and Liabilities | ||
| Total Assets: | $103,063,000 | 4,709 |
| Cash and due from depository institutions | $4,296,000 | 3,362 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $12,890,000 | 5,970 |
| Federal funds sold & reverse repurchase agreements | $1,420,000 | 3,982 |
| Net loans & leases | $78,951,000 | 4,110 |
| Loan loss allowance | $636,000 | 5,366 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,547,000 | 2,794 |
| Other real estate owned | $0 | 3,362 |
| Goodwill and other intangibles | $988,000 | 1,626 |
| All other assets | $971,000 | 6,623 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $103,063,000 | 4,709 |
| Total liabilities | $94,002,000 | 4,646 |
| Total deposits | $93,757,000 | 4,359 |
| Interest-bearing deposits | $62,745,000 | 5,149 |
| Deposits held in domestic offices | $93,757,000 | 4,356 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $245,000 | 6,339 |
| Total equity capital | $9,061,000 | 5,222 |
| Total bank equity capital | $9,061,000 | 5,222 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,000,000 | 2,796 |
| Surplus | $3,000,000 | 4,647 |
| Undivided profits | $5,061,000 | 4,485 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,000 | 7,773 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $449,000 | 5,637 |
| Earning assets | $93,261,000 | 4,759 |
| Long-term assets (5+ years) | $15,383,000 | 4,189 |
| Average Assets, year-to-date | $100,956,000 | 4,736 |
| Average Assets, quarterly | $102,072,500 | 4,739 |
| Volatile liabilities | $5,202,000 | 7,162 |
| Insider loans | $587,000 | 5,136 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $26,927,000 | 2,444 |
| Tier 1 (core) risk-based capital | $8,126,000 | 5,524 |
| Tier 2 risk-based capital | $636,000 | 5,027 |
| Total risk weighted assets | $80,775,000 | 4,203 |
| Total unused commitments | $26,927,000 | 2,446 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 45 | 3,660 |
| Assets and Liabilities | ||
| Total Assets: | $101,082,000 | 4,787 |
| Cash and due from depository institutions | $3,528,000 | 3,660 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $14,169,000 | 5,722 |
| Federal funds sold & reverse repurchase agreements | $605,000 | 6,037 |
| Net loans & leases | $77,345,000 | 4,102 |
| Loan loss allowance | $599,000 | 5,529 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,395,000 | 2,866 |
| Other real estate owned | $0 | 3,660 |
| Goodwill and other intangibles | $988,000 | 1,633 |
| All other assets | $1,052,000 | 6,295 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $101,082,000 | 4,787 |
| Total liabilities | $92,199,000 | 4,705 |
| Total deposits | $92,030,000 | 4,427 |
| Interest-bearing deposits | $63,620,000 | 5,127 |
| Deposits held in domestic offices | $92,030,000 | 4,423 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $169,000 | 7,349 |
| Total equity capital | $8,883,000 | 5,344 |
| Total bank equity capital | $8,883,000 | 5,344 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,000,000 | 2,795 |
| Surplus | $3,000,000 | 4,621 |
| Undivided profits | $4,883,000 | 4,732 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $227,000 | 5,562 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $559,000 | 4,781 |
| Earning assets | $92,119,000 | 4,808 |
| Long-term assets (5+ years) | $14,883,000 | 4,207 |
| Average Assets, year-to-date | $99,902,500 | 4,788 |
| Average Assets, quarterly | $99,902,500 | 4,788 |
| Volatile liabilities | $5,874,000 | 6,867 |
| Insider loans | $414,000 | 5,780 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $14,977,000 | 3,514 |
| Tier 1 (core) risk-based capital | $7,828,000 | 5,601 |
| Tier 2 risk-based capital | $599,000 | 5,182 |
| Total risk weighted assets | $76,514,000 | 4,296 |
| Total unused commitments | $14,977,000 | 3,521 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 43 | 3,824 |
| Assets and Liabilities | ||
| Total Assets: | $98,723,000 | 4,840 |
| Cash and due from depository institutions | $4,963,000 | 3,824 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $15,276,000 | 5,573 |
| Federal funds sold & reverse repurchase agreements | $3,220,000 | 3,155 |
| Net loans & leases | $69,778,000 | 4,375 |
| Loan loss allowance | $562,000 | 5,702 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,356,000 | 2,887 |
| Other real estate owned | $181,000 | 3,824 |
| Goodwill and other intangibles | $988,000 | 1,627 |
| All other assets | $961,000 | 6,605 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $98,723,000 | 4,840 |
| Total liabilities | $90,050,000 | 4,768 |
| Total deposits | $89,855,000 | 4,500 |
| Interest-bearing deposits | $61,874,000 | 5,191 |
| Deposits held in domestic offices | $89,855,000 | 4,497 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $195,000 | 7,034 |
| Total equity capital | $8,673,000 | 5,350 |
| Total bank equity capital | $8,673,000 | 5,350 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,000,000 | 2,819 |
| Surplus | $3,000,000 | 4,596 |
| Undivided profits | $4,673,000 | 4,777 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $148,000 | 6,250 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $501,000 | 5,360 |
| Earning assets | $88,274,000 | 4,911 |
| Long-term assets (5+ years) | $15,475,000 | 4,145 |
| Average Assets, year-to-date | $93,178,800 | 4,911 |
| Average Assets, quarterly | $99,443,500 | 4,772 |
| Volatile liabilities | $7,133,000 | 6,505 |
| Insider loans | $379,000 | 5,942 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $15,760,000 | 3,334 |
| Tier 1 (core) risk-based capital | $7,661,000 | 5,638 |
| Tier 2 risk-based capital | $562,000 | 5,369 |
| Total risk weighted assets | $70,030,000 | 4,563 |
| Total unused commitments | $15,760,000 | 3,335 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 43 | 3,839 |
| Assets and Liabilities | ||
| Total Assets: | $100,164,000 | 4,774 |
| Cash and due from depository institutions | $3,673,000 | 3,839 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $15,066,000 | 5,531 |
| Federal funds sold & reverse repurchase agreements | $5,795,000 | 2,330 |
| Net loans & leases | $70,126,000 | 4,355 |
| Loan loss allowance | $560,000 | 5,742 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,390,000 | 2,826 |
| Other real estate owned | $181,000 | 3,839 |
| Goodwill and other intangibles | $988,000 | 1,610 |
| All other assets | $945,000 | 6,715 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $100,164,000 | 4,774 |
| Total liabilities | $91,692,000 | 4,690 |
| Total deposits | $91,347,000 | 4,416 |
| Interest-bearing deposits | $64,847,000 | 5,050 |
| Deposits held in domestic offices | $91,347,000 | 4,413 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $345,000 | 6,082 |
| Total equity capital | $8,472,000 | 5,433 |
| Total bank equity capital | $8,472,000 | 5,433 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $3,000,000 | 4,552 |
| Undivided profits | $4,472,000 | 4,911 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $91,000 | 6,986 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $503,000 | 5,511 |
| Earning assets | $90,987,000 | 4,793 |
| Long-term assets (5+ years) | $17,496,000 | 3,873 |
| Average Assets, year-to-date | $91,792,750 | 4,972 |
| Average Assets, quarterly | $95,693,500 | 4,899 |
| Volatile liabilities | $8,970,000 | 5,998 |
| Insider loans | $233,000 | 6,634 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $17,441,000 | 3,104 |
| Tier 1 (core) risk-based capital | $7,410,000 | 5,744 |
| Tier 2 risk-based capital | $560,000 | 5,382 |
| Total risk weighted assets | $72,248,000 | 4,445 |
| Total unused commitments | $17,441,000 | 3,107 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 40 | 4,085 |
| Assets and Liabilities | ||
| Total Assets: | $91,223,000 | 5,081 |
| Cash and due from depository institutions | $5,095,000 | 4,085 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $11,381,000 | 6,170 |
| Federal funds sold & reverse repurchase agreements | $1,735,000 | 5,044 |
| Net loans & leases | $67,761,000 | 4,441 |
| Loan loss allowance | $540,000 | 5,814 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,029,000 | 3,063 |
| Other real estate owned | $384,000 | 4,085 |
| Goodwill and other intangibles | $988,000 | 1,571 |
| All other assets | $850,000 | 6,900 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $91,223,000 | 5,081 |
| Total liabilities | $83,606,000 | 4,987 |
| Total deposits | $83,354,000 | 4,724 |
| Interest-bearing deposits | $60,612,000 | 5,276 |
| Deposits held in domestic offices | $83,354,000 | 4,721 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $252,000 | 6,900 |
| Total equity capital | $7,617,000 | 5,801 |
| Total bank equity capital | $7,617,000 | 5,801 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $2,000,000 | 5,445 |
| Undivided profits | $4,617,000 | 4,889 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $407,000 | 6,080 |
| Earning assets | $80,877,000 | 5,182 |
| Long-term assets (5+ years) | $13,338,000 | 4,339 |
| Average Assets, year-to-date | $89,002,330 | 5,093 |
| Average Assets, quarterly | $89,907,000 | 5,097 |
| Volatile liabilities | $8,189,000 | 6,239 |
| Insider loans | $754,000 | 4,621 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $16,202,000 | 3,190 |
| Tier 1 (core) risk-based capital | $6,564,000 | 6,134 |
| Tier 2 risk-based capital | $540,000 | 5,461 |
| Total risk weighted assets | $66,589,000 | 4,673 |
| Total unused commitments | $16,202,000 | 3,200 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 42 | 3,886 |
| Assets and Liabilities | ||
| Total Assets: | $88,591,000 | 5,133 |
| Cash and due from depository institutions | $3,137,000 | 3,886 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $12,861,000 | 5,900 |
| Federal funds sold & reverse repurchase agreements | $2,855,000 | 4,558 |
| Net loans & leases | $64,411,000 | 4,539 |
| Loan loss allowance | $516,000 | 5,908 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,026,000 | 3,028 |
| Other real estate owned | $425,000 | 3,886 |
| Goodwill and other intangibles | $988,000 | 1,543 |
| All other assets | $888,000 | 6,770 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $88,591,000 | 5,133 |
| Total liabilities | $81,325,000 | 5,034 |
| Total deposits | $81,137,000 | 4,796 |
| Interest-bearing deposits | $57,947,000 | 5,421 |
| Deposits held in domestic offices | $81,137,000 | 4,793 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $188,000 | 7,556 |
| Total equity capital | $7,266,000 | 5,893 |
| Total bank equity capital | $7,266,000 | 5,893 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000,000 | 2,845 |
| Surplus | $2,000,000 | 5,424 |
| Undivided profits | $4,266,000 | 5,006 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $148,000 | 6,444 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $473,000 | 5,583 |
| Earning assets | $80,127,000 | 5,169 |
| Long-term assets (5+ years) | $13,875,000 | 4,183 |
| Average Assets, year-to-date | $87,892,000 | 5,123 |
| Average Assets, quarterly | $87,892,000 | 5,123 |
| Volatile liabilities | $6,776,000 | 6,648 |
| Insider loans | $651,000 | 4,879 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $13,108,000 | 3,576 |
| Tier 1 (core) risk-based capital | $6,182,000 | 6,306 |
| Tier 2 risk-based capital | $516,000 | 5,553 |
| Total risk weighted assets | $62,287,000 | 4,823 |
| Total unused commitments | $13,108,000 | 3,593 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 44 | 3,714 |
| Assets and Liabilities | ||
| Total Assets: | $87,193,000 | 5,133 |
| Cash and due from depository institutions | $3,512,000 | 3,714 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $15,339,000 | 5,401 |
| Federal funds sold & reverse repurchase agreements | $1,100,000 | 5,726 |
| Net loans & leases | $62,356,000 | 4,658 |
| Loan loss allowance | $495,000 | 5,993 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,085,000 | 2,967 |
| Other real estate owned | $0 | 3,714 |
| Goodwill and other intangibles | $988,000 | 1,516 |
| All other assets | $813,000 | 7,069 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $87,193,000 | 5,133 |
| Total liabilities | $80,122,000 | 5,047 |
| Total deposits | $79,985,000 | 4,799 |
| Interest-bearing deposits | $55,778,000 | 5,492 |
| Deposits held in domestic offices | $79,985,000 | 4,794 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $137,000 | 8,186 |
| Total equity capital | $7,071,000 | 5,958 |
| Total bank equity capital | $7,071,000 | 5,958 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,000,000 | 2,848 |
| Surplus | $2,000,000 | 5,394 |
| Undivided profits | $4,071,000 | 5,123 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $579,000 | 3,873 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $393,000 | 6,416 |
| Earning assets | $78,795,000 | 5,174 |
| Long-term assets (5+ years) | $14,141,000 | 4,086 |
| Average Assets, year-to-date | $80,002,000 | 5,264 |
| Average Assets, quarterly | $85,602,000 | 5,160 |
| Volatile liabilities | $5,744,000 | 7,050 |
| Insider loans | $570,000 | 5,167 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $12,718,000 | 3,536 |
| Tier 1 (core) risk-based capital | $5,950,000 | 6,391 |
| Tier 2 risk-based capital | $495,000 | 5,663 |
| Total risk weighted assets | $58,684,000 | 4,992 |
| Total unused commitments | $12,718,000 | 3,540 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 36 | 4,380 |
| Assets and Liabilities | ||
| Total Assets: | $75,354,000 | 5,562 |
| Cash and due from depository institutions | $3,589,000 | 4,380 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $18,164,000 | 4,816 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $48,943,000 | 5,320 |
| Loan loss allowance | $425,000 | 6,362 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,931,000 | 3,013 |
| Other real estate owned | $0 | 4,380 |
| Goodwill and other intangibles | $988,000 | 1,464 |
| All other assets | $739,000 | 7,415 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $75,354,000 | 5,562 |
| Total liabilities | $69,373,000 | 5,469 |
| Total deposits | $68,940,000 | 5,219 |
| Interest-bearing deposits | $53,235,000 | 5,557 |
| Deposits held in domestic offices | $68,940,000 | 5,214 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $433,000 | 5,844 |
| Total equity capital | $5,981,000 | 6,438 |
| Total bank equity capital | $5,981,000 | 6,438 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,000,000 | 2,902 |
| Surplus | $2,000,000 | 5,389 |
| Undivided profits | $2,981,000 | 5,678 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $554,000 | 3,972 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $361,000 | 7,004 |
| Earning assets | $67,107,000 | 5,653 |
| Long-term assets (5+ years) | $11,586,000 | 4,466 |
| Average Assets, year-to-date | $68,979,000 | 5,684 |
| Average Assets, quarterly | $73,960,000 | 5,588 |
| Volatile liabilities | $6,193,000 | 6,898 |
| Insider loans | $136,000 | 7,376 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $9,535,000 | 4,038 |
| Tier 1 (core) risk-based capital | $4,897,000 | 7,033 |
| Tier 2 risk-based capital | $425,000 | 6,028 |
| Total risk weighted assets | $48,037,000 | 5,537 |
| Total unused commitments | $9,535,000 | 4,047 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 31 | 4,969 |
| Assets and Liabilities | ||
| Total Assets: | $63,405,000 | 6,036 |
| Cash and due from depository institutions | $2,824,000 | 4,969 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $13,240,000 | 5,933 |
| Federal funds sold & reverse repurchase agreements | $2,989,000 | 3,429 |
| Net loans & leases | $40,577,000 | 5,877 |
| Loan loss allowance | $409,000 | 6,385 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,929,000 | 4,109 |
| Other real estate owned | $252,000 | 4,969 |
| Goodwill and other intangibles | $1,042,000 | 1,410 |
| All other assets | $552,000 | 7,863 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $63,405,000 | 6,036 |
| Total liabilities | $58,369,000 | 5,919 |
| Total deposits | $56,931,000 | 5,743 |
| Interest-bearing deposits | $44,350,000 | 6,092 |
| Deposits held in domestic offices | $56,931,000 | 5,738 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,000,000 | 4,537 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $438,000 | 6,218 |
| Total equity capital | $5,036,000 | 7,051 |
| Total bank equity capital | $5,036,000 | 7,051 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,000,000 | 2,981 |
| Surplus | $2,000,000 | 5,403 |
| Undivided profits | $2,036,000 | 6,496 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $26,000 | 7,918 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $309,000 | 6,833 |
| Earning assets | $56,806,000 | 6,123 |
| Long-term assets (5+ years) | $7,847,000 | 5,118 |
| Average Assets, year-to-date | $57,787,200 | 6,178 |
| Average Assets, quarterly | $61,731,000 | 6,073 |
| Volatile liabilities | $5,098,000 | 7,408 |
| Insider loans | $336,000 | 6,296 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $5,220,000 | 5,300 |
| Tier 1 (core) risk-based capital | $3,986,000 | 7,777 |
| Tier 2 risk-based capital | $409,000 | 6,076 |
| Total risk weighted assets | $39,349,800 | 6,140 |
| Total unused commitments | $5,220,000 | 5,304 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 26 | 5,778 |
| Assets and Liabilities | ||
| Total Assets: | $52,603,000 | 6,713 |
| Cash and due from depository institutions | $2,651,000 | 5,778 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $12,558,000 | 6,383 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $33,880,000 | 6,409 |
| Loan loss allowance | $334,000 | 7,059 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,691,000 | 4,493 |
| Other real estate owned | $252,000 | 5,778 |
| Goodwill and other intangibles | $1,096,000 | 1,432 |
| All other assets | $475,000 | 8,356 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $52,603,000 | 6,713 |
| Total liabilities | $48,282,000 | 6,620 |
| Total deposits | $46,283,000 | 6,534 |
| Interest-bearing deposits | $36,130,000 | 6,860 |
| Deposits held in domestic offices | $46,283,000 | 6,531 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $770,000 | 3,224 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,000,000 | 4,511 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $229,000 | 7,724 |
| Total equity capital | $4,321,000 | 7,528 |
| Total bank equity capital | $4,321,000 | 7,528 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000,000 | 3,047 |
| Surplus | $2,000,000 | 5,449 |
| Undivided profits | $1,321,000 | 7,283 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $32,000 | 8,025 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $248,000 | 7,118 |
| Earning assets | $46,438,000 | 6,815 |
| Long-term assets (5+ years) | $8,133,000 | 5,332 |
| Average Assets, year-to-date | $51,367,000 | 6,660 |
| Average Assets, quarterly | $53,001,000 | 6,638 |
| Volatile liabilities | $5,350,000 | 7,163 |
| Insider loans | $399,000 | 5,897 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $7,036,000 | 4,591 |
| Tier 1 (core) risk-based capital | $3,322,000 | 8,416 |
| Tier 2 risk-based capital | $334,000 | 6,696 |
| Total risk weighted assets | $32,634,900 | 6,700 |
| Total unused commitments | $7,036,000 | 4,595 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 24 | 6,148 |
| Assets and Liabilities | ||
| Total Assets: | $47,850,000 | 7,132 |
| Cash and due from depository institutions | $2,543,000 | 6,148 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $12,959,000 | 6,296 |
| Federal funds sold & reverse repurchase agreements | $1,929,000 | 5,910 |
| Net loans & leases | $27,453,000 | 7,018 |
| Loan loss allowance | $274,000 | 7,669 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,369,000 | 5,036 |
| Other real estate owned | $87,000 | 6,148 |
| Goodwill and other intangibles | $1,149,000 | 1,349 |
| All other assets | $361,000 | 9,000 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $47,850,000 | 7,132 |
| Total liabilities | $43,940,000 | 7,014 |
| Total deposits | $42,570,000 | 6,938 |
| Interest-bearing deposits | $34,936,000 | 7,067 |
| Deposits held in domestic offices | $42,570,000 | 6,936 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,000,000 | 3,737 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $370,000 | 6,771 |
| Total equity capital | $3,910,000 | 8,000 |
| Total bank equity capital | $3,910,000 | 8,000 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000,000 | 3,049 |
| Surplus | $2,000,000 | 5,361 |
| Undivided profits | $910,000 | 8,359 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $55,000 | 8,036 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $207,000 | 7,819 |
| Earning assets | $42,341,000 | 7,245 |
| Long-term assets (5+ years) | $7,124,000 | 5,493 |
| Average Assets, year-to-date | $42,298,600 | 7,382 |
| Average Assets, quarterly | $46,702,000 | 7,136 |
| Volatile liabilities | $6,357,000 | 6,337 |
| Insider loans | $405,000 | 5,807 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,049,000 | 4,868 |
| Tier 1 (core) risk-based capital | $2,715,000 | 8,968 |
| Tier 2 risk-based capital | $274,000 | 7,299 |
| Total risk weighted assets | $28,274,100 | 7,116 |
| Total unused commitments | $6,049,000 | 4,872 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 23 | 6,565 |
| Assets and Liabilities | ||
| Total Assets: | $34,622,000 | 8,404 |
| Cash and due from depository institutions | $1,766,000 | 6,565 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $10,394,000 | 7,286 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $19,712,000 | 8,306 |
| Loan loss allowance | $174,000 | 9,148 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,182,000 | 5,461 |
| Other real estate owned | $86,000 | 6,565 |
| Goodwill and other intangibles | $1,203,000 | 1,237 |
| All other assets | $279,000 | 9,915 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $34,622,000 | 8,404 |
| Total liabilities | $31,118,000 | 8,364 |
| Total deposits | $29,230,000 | 8,423 |
| Interest-bearing deposits | $24,393,000 | 8,468 |
| Deposits held in domestic offices | $29,230,000 | 8,421 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $925,000 | 2,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $775,000 | 3,744 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $188,000 | 9,137 |
| Total equity capital | $3,504,000 | 8,521 |
| Total bank equity capital | $3,504,000 | 8,521 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000,000 | 3,120 |
| Surplus | $2,000,000 | 5,367 |
| Undivided profits | $504,000 | 9,451 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $77,000 | 8,059 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $144,000 | 9,133 |
| Earning assets | $30,106,000 | 8,570 |
| Long-term assets (5+ years) | $3,515,000 | 6,732 |
| Average Assets, year-to-date | $32,688,200 | 8,443 |
| Average Assets, quarterly | $34,528,000 | 8,368 |
| Volatile liabilities | $4,401,000 | 7,488 |
| Insider loans | $145,000 | 7,944 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $4,123,000 | 5,674 |
| Tier 1 (core) risk-based capital | $2,287,000 | 9,662 |
| Tier 2 risk-based capital | $174,000 | 8,772 |
| Total risk weighted assets | $20,269,200 | 8,386 |
| Total unused commitments | $4,123,000 | 5,683 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 14 | 8,770 |
| Assets and Liabilities | ||
| Total Assets: | $30,750,000 | 9,125 |
| Cash and due from depository institutions | $2,432,000 | 8,770 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $7,343,000 | 8,844 |
| Federal funds sold & reverse repurchase agreements | $2,030,000 | 4,839 |
| Net loans & leases | $16,452,000 | 9,045 |
| Loan loss allowance | $130,000 | 10,151 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,052,000 | 5,840 |
| Other real estate owned | $0 | 8,770 |
| Goodwill and other intangibles | $1,208,000 | 1,165 |
| All other assets | $233,000 | 10,669 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $30,750,000 | 9,125 |
| Total liabilities | $27,532,000 | 9,097 |
| Total deposits | $26,413,000 | 9,099 |
| Interest-bearing deposits | $22,463,000 | 9,086 |
| Deposits held in domestic offices | $26,413,000 | 9,096 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $873,000 | 3,497 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $246,000 | 8,614 |
| Total equity capital | $3,218,000 | 9,007 |
| Total bank equity capital | $3,218,000 | 9,007 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000,000 | 3,340 |
| Surplus | $2,000,000 | 5,450 |
| Undivided profits | $218,000 | 10,365 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $133,000 | 7,595 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $115,000 | 9,958 |
| Earning assets | $25,825,000 | 9,354 |
| Long-term assets (5+ years) | $7,074,000 | 5,034 |
| Average Assets, year-to-date | $28,392,800 | 9,241 |
| Average Assets, quarterly | $29,479,500 | 9,221 |
| Volatile liabilities | $3,980,000 | 7,785 |
| Insider loans | $174,000 | 7,972 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,769,000 | 6,647 |
| Tier 1 (core) risk-based capital | $2,027,000 | 10,272 |
| Tier 2 risk-based capital | $130,000 | 9,799 |
| Total risk weighted assets | $17,067,700 | 9,147 |
| Total unused commitments | $2,769,000 | 6,661 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 15 | 8,895 |
| Assets and Liabilities | ||
| Total Assets: | $27,297,000 | 9,836 |
| Cash and due from depository institutions | $1,891,000 | 8,895 |
| Interest-bearing balances | $299,000 | 3,823 |
| Securities | $7,261,000 | 9,274 |
| Federal funds sold & reverse repurchase agreements | $600,000 | 8,086 |
| Net loans & leases | $15,023,000 | 9,539 |
| Loan loss allowance | $159,000 | 10,060 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $947,000 | 6,240 |
| Other real estate owned | $0 | 8,895 |
| Goodwill and other intangibles | $1,298,000 | 1,052 |
| All other assets | $277,000 | 10,846 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $27,297,000 | 9,836 |
| Total liabilities | $24,209,000 | 9,845 |
| Total deposits | $21,494,000 | 10,081 |
| Interest-bearing deposits | $19,030,000 | 9,939 |
| Deposits held in domestic offices | $21,494,000 | 10,079 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $2,602,000 | 2,173 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $113,000 | 10,961 |
| Total equity capital | $3,088,000 | 9,378 |
| Total bank equity capital | $3,088,000 | 9,378 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000,000 | 3,492 |
| Surplus | $2,000,000 | 5,494 |
| Undivided profits | $88,000 | 11,178 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $126,000 | 10,178 |
| Earning assets | $23,183,000 | 10,024 |
| Long-term assets (5+ years) | $2,903,000 | 7,129 |
| Average Assets, year-to-date | $23,746,400 | 10,098 |
| Average Assets, quarterly | $25,813,500 | 9,961 |
| Volatile liabilities | $6,175,000 | 6,191 |
| Insider loans | $185,000 | 8,154 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,748,000 | 7,759 |
| Tier 1 (core) risk-based capital | $1,790,000 | 10,891 |
| Tier 2 risk-based capital | $159,000 | 9,584 |
| Total risk weighted assets | $15,363,800 | 9,725 |
| Total unused commitments | $1,748,000 | 7,773 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 19 | 8,329 |
| Assets and Liabilities | ||
| Total Assets: | $22,201,000 | 10,782 |
| Cash and due from depository institutions | $1,184,000 | 8,329 |
| Interest-bearing balances | $100,000 | 5,091 |
| Securities | $4,845,000 | 10,929 |
| Federal funds sold & reverse repurchase agreements | $1,040,000 | 5,397 |
| Net loans & leases | $14,162,000 | 10,002 |
| Loan loss allowance | $90,000 | 11,708 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $718,000 | 7,307 |
| Other real estate owned | $0 | 8,329 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $252,000 | 11,548 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $22,201,000 | 10,782 |
| Total liabilities | $20,506,000 | 10,677 |
| Total deposits | $18,818,000 | 10,822 |
| Interest-bearing deposits | $17,021,000 | 10,618 |
| Deposits held in domestic offices | $18,818,000 | 10,818 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,530,000 | 2,763 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $158,000 | 9,841 |
| Total equity capital | $1,695,000 | 11,348 |
| Total bank equity capital | $1,695,000 | 11,348 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000,000 | 3,640 |
| Surplus | $271,000 | 10,856 |
| Undivided profits | $424,000 | 10,492 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $223,000 | 6,474 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $105,000 | 10,769 |
| Earning assets | $20,147,000 | 10,772 |
| Long-term assets (5+ years) | $1,772,000 | 8,520 |
| Average Assets, year-to-date | $20,342,200 | 11,011 |
| Average Assets, quarterly | $22,436,000 | 10,720 |
| Volatile liabilities | $3,518,000 | 7,951 |
| Insider loans | $191,000 | 8,281 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,092,000 | 7,352 |
| Tier 1 (core) risk-based capital | $1,709,000 | 11,389 |
| Tier 2 risk-based capital | $90,000 | 11,408 |
| Total risk weighted assets | $13,406,400 | 10,450 |
| Total unused commitments | $2,092,000 | 7,367 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 14 | 9,983 |
| Assets and Liabilities | ||
| Total Assets: | $17,995,000 | 11,919 |
| Cash and due from depository institutions | $1,564,000 | 9,983 |
| Interest-bearing balances | $400,000 | 4,582 |
| Securities | $4,053,000 | 11,706 |
| Federal funds sold & reverse repurchase agreements | $2,285,000 | 5,311 |
| Net loans & leases | $9,363,000 | 11,534 |
| Loan loss allowance | $76,000 | 12,495 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $588,000 | 8,183 |
| Other real estate owned | $0 | 9,983 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $142,000 | 12,814 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $17,995,000 | 11,919 |
| Total liabilities | $16,383,000 | 11,889 |
| Total deposits | $16,241,000 | 11,800 |
| Interest-bearing deposits | $14,368,000 | 11,668 |
| Deposits held in domestic offices | $16,241,000 | 11,799 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $142,000 | 10,574 |
| Total equity capital | $1,612,000 | 11,916 |
| Total bank equity capital | $1,612,000 | 11,916 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000,000 | 3,765 |
| Surplus | $271,000 | 11,323 |
| Undivided profits | $341,000 | 11,317 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $41,000 | 10,689 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $40,000 | 12,613 |
| Earning assets | $16,101,000 | 11,931 |
| Long-term assets (5+ years) | $1,370,000 | 9,456 |
| Average Assets, year-to-date | $15,222,200 | 12,247 |
| Average Assets, quarterly | $16,867,000 | 12,046 |
| Volatile liabilities | $1,518,000 | 10,465 |
| Insider loans | $244,000 | 7,827 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $516,000 | 1,224 |
| Unused loan commitments | $498,000 | 10,556 |
| Tier 1 (core) risk-based capital | $1,612,000 | 11,888 |
| Tier 2 risk-based capital | $76,000 | 12,164 |
| Total risk weighted assets | $9,824,100 | 11,712 |
| Total unused commitments | $498,000 | 10,572 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 10 | 11,730 |
| Assets and Liabilities | ||
| Total Assets: | $13,707,000 | 13,041 |
| Cash and due from depository institutions | $1,396,000 | 11,730 |
| Interest-bearing balances | $1,089,000 | 3,642 |
| Securities | $2,670,000 | 12,729 |
| Federal funds sold & reverse repurchase agreements | $825,000 | 9,177 |
| Net loans & leases | $8,147,000 | 12,265 |
| Loan loss allowance | $77,000 | 12,985 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $519,000 | 8,779 |
| Other real estate owned | $0 | 11,730 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $150,000 | 13,342 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $13,707,000 | 13,041 |
| Total liabilities | $12,164,000 | 13,077 |
| Total deposits | $12,008,000 | 13,028 |
| Interest-bearing deposits | $11,304,000 | 12,785 |
| Deposits held in domestic offices | $12,008,000 | 13,027 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $156,000 | 11,017 |
| Total equity capital | $1,543,000 | 12,311 |
| Total bank equity capital | $1,543,000 | 12,311 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,000,000 | 3,936 |
| Surplus | $271,000 | 11,746 |
| Undivided profits | $272,000 | 11,700 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $64,000 | 10,907 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $60,000 | 12,719 |
| Earning assets | $12,731,000 | 12,939 |
| Long-term assets (5+ years) | $1,082,000 | 10,136 |
| Average Assets, year-to-date | $13,576,800 | 13,002 |
| Average Assets, quarterly | $13,992,500 | 12,969 |
| Volatile liabilities | $1,336,000 | 11,123 |
| Insider loans | $117,000 | 5,293 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $765,000 | 9,763 |
| Tier 1 (core) risk-based capital | $1,543,000 | 12,277 |
| Tier 2 risk-based capital | $77,000 | 12,546 |
| Total risk weighted assets | $8,456,300 | 12,544 |
| Total unused commitments | $765,000 | 9,790 |
| Derivatives | $0 | 651 |