Home > Montgomery Bank & Trust > Assets and Liabilities
Montgomery Bank & Trust, Assets and Liabilities
| 2012-06-30 | Rank | |
| # of Employees: | 42 | 3,356 |
| Assets and Liabilities | ||
| Total Assets: | $153,208,000 | 3,792 |
| Cash and due from depository institutions | $17,968,000 | 3,356 |
| Interest-bearing balances | $14,736,000 | 2,376 |
| Securities | $4,684,000 | 6,374 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,541 |
| Net loans & leases | $97,090,000 | 3,605 |
| Loan loss allowance | $2,692,000 | 2,561 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $5,501,000 | 2,107 |
| Other real estate owned | $24,536,000 | 3,356 |
| Goodwill and other intangibles | $0 | 2,925 |
| All other assets | $3,429,000 | 3,754 |
| Life insurance assets | $1,049,000 | 2,978 |
| Total liabilities and capital | $153,207,000 | 3,792 |
| Total liabilities | $169,914,000 | 3,210 |
| Total deposits | $164,181,000 | 3,157 |
| Interest-bearing deposits | $139,704,000 | 3,071 |
| Deposits held in domestic offices | $164,181,000 | 3,156 |
| % insured | 93.36% | 2,440 |
| Federal funds purchased & repurchase agreements | $0 | 2,234 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $5,000,000 | 2,510 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $733,000 | 3,819 |
| Total equity capital | $-16,707,000 | 7,255 |
| Total bank equity capital | $-16,707,000 | 7,255 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $122,000 | 5,268 |
| Surplus | $38,512,000 | 892 |
| Undivided profits | $-55,341,000 | 7,185 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $12,005,000 | 957 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $400,000 | 5,207 |
| Earning assets | $116,510,000 | 4,271 |
| Long-term assets (5+ years) | $3,978,000 | 6,722 |
| Average Assets, year-to-date | $169,537,000 | 3,502 |
| Average Assets, quarterly | $163,421,500 | 3,619 |
| Volatile liabilities | $7,952,000 | 3,709 |
| Insider loans | $499,000 | 4,740 |
| FHLB advances | $5,000,000 | 2,409 |
| Loans and leases held for sale | $0 | 2,185 |
| Unused loan commitments | $1,793,000 | 6,217 |
| Tier 1 (core) risk-based capital | $-16,851,000 | 7,255 |
| Tier 2 risk-based capital | $0 | 7,181 |
| Total risk weighted assets | $117,519,000 | 3,319 |
| Total unused commitments | $1,793,000 | 6,217 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 45 | 3,194 |
| Assets and Liabilities | ||
| Total Assets: | $173,635,000 | 3,491 |
| Cash and due from depository institutions | $11,507,000 | 3,194 |
| Interest-bearing balances | $7,390,000 | 3,894 |
| Securities | $24,357,000 | 4,220 |
| Federal funds sold & reverse repurchase agreements | $900,000 | 2,872 |
| Net loans & leases | $102,989,000 | 3,466 |
| Loan loss allowance | $940,000 | 4,765 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $5,669,000 | 2,048 |
| Other real estate owned | $24,585,000 | 3,194 |
| Goodwill and other intangibles | $0 | 2,935 |
| All other assets | $3,628,000 | 3,635 |
| Life insurance assets | $1,047,000 | 2,963 |
| Total liabilities and capital | $173,634,000 | 3,491 |
| Total liabilities | $170,016,000 | 3,249 |
| Total deposits | $164,422,000 | 3,183 |
| Interest-bearing deposits | $142,633,000 | 3,059 |
| Deposits held in domestic offices | $164,422,000 | 3,182 |
| % insured | 88.27% | 4,336 |
| Federal funds purchased & repurchase agreements | $0 | 2,131 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $5,000,000 | 2,535 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $594,000 | 4,153 |
| Total equity capital | $3,618,000 | 6,812 |
| Total bank equity capital | $3,618,000 | 6,812 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $122,000 | 5,318 |
| Surplus | $38,289,000 | 899 |
| Undivided profits | $-34,793,000 | 7,210 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $14,992,000 | 858 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $573,000 | 4,255 |
| Earning assets | $135,636,000 | 3,900 |
| Long-term assets (5+ years) | $8,067,000 | 6,258 |
| Average Assets, year-to-date | $177,701,500 | 3,413 |
| Average Assets, quarterly | $177,701,500 | 3,413 |
| Volatile liabilities | $16,664,000 | 2,367 |
| Insider loans | $507,000 | 4,767 |
| FHLB advances | $5,000,000 | 2,440 |
| Loans and leases held for sale | $0 | 2,171 |
| Unused loan commitments | $2,909,000 | 5,839 |
| Tier 1 (core) risk-based capital | $3,592,000 | 6,770 |
| Tier 2 risk-based capital | $940,000 | 4,195 |
| Total risk weighted assets | $124,142,000 | 3,175 |
| Total unused commitments | $2,909,000 | 5,839 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 46 | 3,149 |
| Assets and Liabilities | ||
| Total Assets: | $181,768,000 | 3,354 |
| Cash and due from depository institutions | $18,005,000 | 3,149 |
| Interest-bearing balances | $14,700,000 | 2,305 |
| Securities | $16,954,000 | 4,871 |
| Federal funds sold & reverse repurchase agreements | $1,361,000 | 2,302 |
| Net loans & leases | $110,691,000 | 3,326 |
| Loan loss allowance | $3,131,000 | 2,282 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $5,741,000 | 2,033 |
| Other real estate owned | $25,520,000 | 3,149 |
| Goodwill and other intangibles | $0 | 2,970 |
| All other assets | $3,496,000 | 3,779 |
| Life insurance assets | $1,045,000 | 2,941 |
| Total liabilities and capital | $181,768,000 | 3,354 |
| Total liabilities | $177,973,000 | 3,100 |
| Total deposits | $172,182,000 | 3,029 |
| Interest-bearing deposits | $152,222,000 | 2,872 |
| Deposits held in domestic offices | $172,182,000 | 3,028 |
| % insured | 89.29% | 4,042 |
| Federal funds purchased & repurchase agreements | $0 | 2,367 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $5,000,000 | 2,688 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $791,000 | 3,668 |
| Total equity capital | $3,795,000 | 6,808 |
| Total bank equity capital | $3,795,000 | 6,808 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $122,000 | 5,344 |
| Surplus | $34,604,000 | 990 |
| Undivided profits | $-30,931,000 | 7,245 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $18,734,000 | 724 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $540,000 | 4,596 |
| Earning assets | $143,706,000 | 3,731 |
| Long-term assets (5+ years) | $6,723,000 | 5,801 |
| Average Assets, year-to-date | $207,488,400 | 2,975 |
| Average Assets, quarterly | $184,931,500 | 3,290 |
| Volatile liabilities | $17,490,000 | 2,437 |
| Insider loans | $890,000 | 4,033 |
| FHLB advances | $5,000,000 | 2,571 |
| Loans and leases held for sale | $0 | 1,918 |
| Unused loan commitments | $2,806,000 | 5,810 |
| Tier 1 (core) risk-based capital | $3,797,000 | 6,744 |
| Tier 2 risk-based capital | $1,811,000 | 2,649 |
| Total risk weighted assets | $143,576,000 | 2,842 |
| Total unused commitments | $2,806,000 | 5,810 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 41 | 3,425 |
| Assets and Liabilities | ||
| Total Assets: | $188,095,000 | 3,264 |
| Cash and due from depository institutions | $12,517,000 | 3,425 |
| Interest-bearing balances | $9,025,000 | 3,225 |
| Securities | $17,947,000 | 4,723 |
| Federal funds sold & reverse repurchase agreements | $1,704,000 | 2,308 |
| Net loans & leases | $120,566,000 | 3,150 |
| Loan loss allowance | $3,115,000 | 2,308 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $5,826,000 | 2,011 |
| Other real estate owned | $25,242,000 | 3,425 |
| Goodwill and other intangibles | $0 | 2,996 |
| All other assets | $4,293,000 | 3,429 |
| Life insurance assets | $1,043,000 | 2,919 |
| Total liabilities and capital | $188,095,000 | 3,264 |
| Total liabilities | $183,166,000 | 3,036 |
| Total deposits | $177,343,000 | 2,953 |
| Interest-bearing deposits | $155,980,000 | 2,814 |
| Deposits held in domestic offices | $177,343,000 | 2,952 |
| % insured | 90.31% | 3,852 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $5,000,000 | 2,771 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $823,000 | 3,781 |
| Total equity capital | $4,929,000 | 6,541 |
| Total bank equity capital | $4,929,000 | 6,541 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $122,000 | 5,406 |
| Surplus | $33,434,000 | 1,020 |
| Undivided profits | $-28,627,000 | 7,313 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $17,187,000 | 844 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $912,000 | 3,219 |
| Earning assets | $149,242,000 | 3,630 |
| Long-term assets (5+ years) | $11,082,000 | 5,282 |
| Average Assets, year-to-date | $213,918,500 | 2,912 |
| Average Assets, quarterly | $199,236,000 | 3,103 |
| Volatile liabilities | $24,396,000 | 1,922 |
| Insider loans | $822,000 | 4,182 |
| FHLB advances | $5,000,000 | 2,645 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $3,621,000 | 5,525 |
| Tier 1 (core) risk-based capital | $4,752,000 | 6,506 |
| Tier 2 risk-based capital | $1,800,000 | 2,686 |
| Total risk weighted assets | $142,686,000 | 2,877 |
| Total unused commitments | $3,621,000 | 5,527 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 59 | 2,594 |
| Assets and Liabilities | ||
| Total Assets: | $210,377,000 | 2,985 |
| Cash and due from depository institutions | $35,870,000 | 2,594 |
| Interest-bearing balances | $32,401,000 | 1,155 |
| Securities | $18,541,000 | 4,726 |
| Federal funds sold & reverse repurchase agreements | $2,552,000 | 1,909 |
| Net loans & leases | $119,435,000 | 3,189 |
| Loan loss allowance | $3,439,000 | 2,135 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $5,990,000 | 1,972 |
| Other real estate owned | $24,120,000 | 2,594 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $3,869,000 | 3,652 |
| Life insurance assets | $1,040,000 | 2,894 |
| Total liabilities and capital | $210,377,000 | 2,985 |
| Total liabilities | $204,017,000 | 2,779 |
| Total deposits | $198,083,000 | 2,692 |
| Interest-bearing deposits | $174,232,000 | 2,577 |
| Deposits held in domestic offices | $198,083,000 | 2,691 |
| % insured | 91.18% | 3,607 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $5,000,000 | 2,836 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $934,000 | 3,353 |
| Total equity capital | $6,360,000 | 6,157 |
| Total bank equity capital | $6,360,000 | 6,157 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $122,000 | 5,470 |
| Surplus | $33,434,000 | 1,018 |
| Undivided profits | $-27,196,000 | 7,376 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $17,396,000 | 866 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $713,000 | 3,917 |
| Earning assets | $172,929,000 | 3,233 |
| Long-term assets (5+ years) | $10,130,000 | 5,403 |
| Average Assets, year-to-date | $222,526,330 | 2,831 |
| Average Assets, quarterly | $218,976,500 | 2,882 |
| Volatile liabilities | $17,117,000 | 2,535 |
| Insider loans | $563,000 | 4,778 |
| FHLB advances | $5,000,000 | 2,712 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $3,390,000 | 5,712 |
| Tier 1 (core) risk-based capital | $6,300,000 | 6,066 |
| Tier 2 risk-based capital | $1,810,000 | 2,692 |
| Total risk weighted assets | $143,184,000 | 2,893 |
| Total unused commitments | $3,390,000 | 5,716 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 57 | 2,699 |
| Assets and Liabilities | ||
| Total Assets: | $227,576,000 | 2,810 |
| Cash and due from depository institutions | $39,091,000 | 2,699 |
| Interest-bearing balances | $35,618,000 | 1,098 |
| Securities | $22,045,000 | 4,316 |
| Federal funds sold & reverse repurchase agreements | $7,767,000 | 1,041 |
| Net loans & leases | $126,019,000 | 3,074 |
| Loan loss allowance | $3,032,000 | 2,374 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $6,031,000 | 1,973 |
| Other real estate owned | $22,687,000 | 2,699 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $3,936,000 | 3,664 |
| Life insurance assets | $1,037,000 | 2,898 |
| Total liabilities and capital | $227,576,000 | 2,810 |
| Total liabilities | $214,191,000 | 2,694 |
| Total deposits | $208,353,000 | 2,594 |
| Interest-bearing deposits | $182,637,000 | 2,500 |
| Deposits held in domestic offices | $208,353,000 | 2,592 |
| % insured | 92.52% | 3,119 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $5,000,000 | 2,893 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $838,000 | 3,476 |
| Total equity capital | $13,385,000 | 4,279 |
| Total bank equity capital | $13,385,000 | 4,278 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $122,000 | 5,523 |
| Surplus | $33,434,000 | 1,026 |
| Undivided profits | $-20,171,000 | 7,382 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $31,526,000 | 551 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $762,000 | 3,696 |
| Earning assets | $191,449,000 | 3,014 |
| Long-term assets (5+ years) | $6,820,000 | 5,784 |
| Average Assets, year-to-date | $228,601,000 | 2,782 |
| Average Assets, quarterly | $228,601,000 | 2,782 |
| Volatile liabilities | $17,111,000 | 2,578 |
| Insider loans | $887,000 | 4,163 |
| FHLB advances | $5,000,000 | 2,745 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $2,680,000 | 6,087 |
| Tier 1 (core) risk-based capital | $13,429,000 | 4,124 |
| Tier 2 risk-based capital | $1,949,000 | 2,550 |
| Total risk weighted assets | $154,832,000 | 2,733 |
| Total unused commitments | $2,680,000 | 6,087 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 54 | 2,851 |
| Assets and Liabilities | ||
| Total Assets: | $229,626,000 | 2,787 |
| Cash and due from depository institutions | $5,629,000 | 2,851 |
| Interest-bearing balances | $668,000 | 5,795 |
| Securities | $16,017,000 | 4,893 |
| Federal funds sold & reverse repurchase agreements | $44,836,000 | 128 |
| Net loans & leases | $128,619,000 | 3,096 |
| Loan loss allowance | $3,076,000 | 2,328 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $6,105,000 | 1,982 |
| Other real estate owned | $24,330,000 | 2,851 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $4,090,000 | 3,655 |
| Life insurance assets | $1,037,000 | 2,885 |
| Total liabilities and capital | $229,626,000 | 2,787 |
| Total liabilities | $212,969,000 | 2,705 |
| Total deposits | $206,731,000 | 2,600 |
| Interest-bearing deposits | $180,915,000 | 2,514 |
| Deposits held in domestic offices | $206,731,000 | 2,598 |
| % insured | 93.75% | 2,524 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $5,000,000 | 3,103 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $1,238,000 | 2,805 |
| Total equity capital | $16,657,000 | 3,651 |
| Total bank equity capital | $16,657,000 | 3,651 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $122,000 | 5,596 |
| Surplus | $33,434,000 | 1,027 |
| Undivided profits | $-16,899,000 | 7,431 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $34,007,000 | 535 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $801,000 | 3,646 |
| Earning assets | $190,140,000 | 3,038 |
| Long-term assets (5+ years) | $5,958,000 | 5,921 |
| Average Assets, year-to-date | $231,627,000 | 2,731 |
| Average Assets, quarterly | $224,503,000 | 2,827 |
| Volatile liabilities | $90,202,000 | 1,484 |
| Insider loans | $640,000 | 4,723 |
| FHLB advances | $5,000,000 | 2,939 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $2,040,000 | 6,370 |
| Tier 1 (core) risk-based capital | $16,749,000 | 3,520 |
| Tier 2 risk-based capital | $2,024,000 | 2,491 |
| Total risk weighted assets | $160,893,000 | 2,677 |
| Total unused commitments | $2,040,000 | 6,370 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 62 | 2,513 |
| Assets and Liabilities | ||
| Total Assets: | $219,380,000 | 2,928 |
| Cash and due from depository institutions | $6,924,000 | 2,513 |
| Interest-bearing balances | $570,000 | 5,857 |
| Securities | $11,171,000 | 5,497 |
| Federal funds sold & reverse repurchase agreements | $34,201,000 | 168 |
| Net loans & leases | $132,801,000 | 3,082 |
| Loan loss allowance | $3,528,000 | 2,111 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $6,383,000 | 1,926 |
| Other real estate owned | $23,640,000 | 2,513 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $4,260,000 | 3,637 |
| Life insurance assets | $1,040,000 | 2,891 |
| Total liabilities and capital | $219,380,000 | 2,928 |
| Total liabilities | $216,437,000 | 2,688 |
| Total deposits | $210,205,000 | 2,582 |
| Interest-bearing deposits | $194,182,000 | 2,391 |
| Deposits held in domestic offices | $210,205,000 | 2,579 |
| % insured | 84.70% | 5,168 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $5,000,000 | 3,225 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $1,232,000 | 3,128 |
| Total equity capital | $2,943,000 | 7,376 |
| Total bank equity capital | $2,943,000 | 7,376 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $122,000 | 5,685 |
| Surplus | $19,422,000 | 1,606 |
| Undivided profits | $-16,601,000 | 7,560 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $34,950,000 | 528 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $773,000 | 4,011 |
| Earning assets | $178,743,000 | 3,206 |
| Long-term assets (5+ years) | $4,515,000 | 6,201 |
| Average Assets, year-to-date | $232,127,250 | 2,757 |
| Average Assets, quarterly | $223,555,000 | 2,872 |
| Volatile liabilities | $90,291,000 | 1,539 |
| Insider loans | $686,000 | 4,690 |
| FHLB advances | $5,000,000 | 3,066 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $2,964,000 | 6,065 |
| Tier 1 (core) risk-based capital | $2,965,000 | 7,328 |
| Tier 2 risk-based capital | $2,051,000 | 2,526 |
| Total risk weighted assets | $162,582,000 | 2,711 |
| Total unused commitments | $2,964,000 | 6,067 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 64 | 2,475 |
| Assets and Liabilities | ||
| Total Assets: | $227,730,000 | 2,855 |
| Cash and due from depository institutions | $8,240,000 | 2,475 |
| Interest-bearing balances | $3,837,000 | 4,069 |
| Securities | $20,785,000 | 4,290 |
| Federal funds sold & reverse repurchase agreements | $19,581,000 | 349 |
| Net loans & leases | $137,654,000 | 3,020 |
| Loan loss allowance | $3,839,000 | 1,973 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $6,556,000 | 1,899 |
| Other real estate owned | $22,770,000 | 2,475 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $12,144,000 | 1,710 |
| Life insurance assets | $3,064,000 | 1,818 |
| Total liabilities and capital | $227,730,000 | 2,855 |
| Total liabilities | $223,828,000 | 2,628 |
| Total deposits | $217,320,000 | 2,495 |
| Interest-bearing deposits | $200,085,000 | 2,350 |
| Deposits held in domestic offices | $217,320,000 | 2,493 |
| % insured | 89.40% | 3,817 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $5,000,000 | 3,370 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,508,000 | 2,590 |
| Total equity capital | $3,902,000 | 7,154 |
| Total bank equity capital | $3,902,000 | 7,154 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $122,000 | 5,737 |
| Surplus | $19,422,000 | 1,605 |
| Undivided profits | $-15,642,000 | 7,626 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $25,424,000 | 703 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $1,225,000 | 2,584 |
| Earning assets | $181,857,000 | 3,181 |
| Long-term assets (5+ years) | $6,520,000 | 5,890 |
| Average Assets, year-to-date | $236,376,330 | 2,738 |
| Average Assets, quarterly | $231,976,500 | 2,801 |
| Volatile liabilities | $94,179,000 | 1,524 |
| Insider loans | $746,000 | 4,615 |
| FHLB advances | $5,000,000 | 3,218 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $1,896,000 | 6,634 |
| Tier 1 (core) risk-based capital | $3,885,000 | 7,085 |
| Tier 2 risk-based capital | $2,141,000 | 2,454 |
| Total risk weighted assets | $169,579,000 | 2,642 |
| Total unused commitments | $1,896,000 | 6,642 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 71 | 2,259 |
| Assets and Liabilities | ||
| Total Assets: | $236,223,000 | 2,810 |
| Cash and due from depository institutions | $7,954,000 | 2,259 |
| Interest-bearing balances | $2,633,000 | 4,525 |
| Securities | $14,986,000 | 5,033 |
| Federal funds sold & reverse repurchase agreements | $24,919,000 | 336 |
| Net loans & leases | $148,723,000 | 2,861 |
| Loan loss allowance | $1,743,000 | 3,551 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $6,663,000 | 1,900 |
| Other real estate owned | $20,655,000 | 2,259 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $12,323,000 | 1,737 |
| Life insurance assets | $3,313,000 | 1,724 |
| Total liabilities and capital | $236,223,000 | 2,810 |
| Total liabilities | $227,192,000 | 2,638 |
| Total deposits | $220,848,000 | 2,488 |
| Interest-bearing deposits | $204,990,000 | 2,336 |
| Deposits held in domestic offices | $220,848,000 | 2,486 |
| % insured | 89.37% | 3,934 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $5,000,000 | 3,478 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,344,000 | 2,825 |
| Total equity capital | $9,031,000 | 5,552 |
| Total bank equity capital | $9,031,000 | 5,551 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $122,000 | 5,819 |
| Surplus | $19,422,000 | 1,630 |
| Undivided profits | $-10,513,000 | 7,606 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $29,514,000 | 664 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,398,000 | 2,335 |
| Earning assets | $191,261,000 | 3,111 |
| Long-term assets (5+ years) | $6,942,000 | 5,861 |
| Average Assets, year-to-date | $240,699,500 | 2,757 |
| Average Assets, quarterly | $240,699,500 | 2,757 |
| Volatile liabilities | $87,714,000 | 1,678 |
| Insider loans | $739,000 | 4,723 |
| FHLB advances | $5,000,000 | 3,318 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $2,269,000 | 6,585 |
| Tier 1 (core) risk-based capital | $8,967,000 | 5,443 |
| Tier 2 risk-based capital | $1,743,000 | 2,922 |
| Total risk weighted assets | $180,344,000 | 2,574 |
| Total unused commitments | $2,269,000 | 6,590 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 87 | 1,833 |
| Assets and Liabilities | ||
| Total Assets: | $245,176,000 | 2,716 |
| Cash and due from depository institutions | $12,290,000 | 1,833 |
| Interest-bearing balances | $7,184,000 | 2,779 |
| Securities | $15,437,000 | 4,947 |
| Federal funds sold & reverse repurchase agreements | $23,768,000 | 321 |
| Net loans & leases | $154,504,000 | 2,830 |
| Loan loss allowance | $1,881,000 | 3,366 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $6,689,000 | 1,932 |
| Other real estate owned | $19,786,000 | 1,833 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $12,702,000 | 1,741 |
| Life insurance assets | $3,288,000 | 1,739 |
| Total liabilities and capital | $245,176,000 | 2,716 |
| Total liabilities | $236,041,000 | 2,569 |
| Total deposits | $219,379,000 | 2,499 |
| Interest-bearing deposits | $201,062,000 | 2,378 |
| Deposits held in domestic offices | $219,379,000 | 2,497 |
| % insured | 87.90% | 4,414 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $14,100,000 | 2,307 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,562,000 | 1,753 |
| Total equity capital | $9,135,000 | 5,509 |
| Total bank equity capital | $9,135,000 | 5,508 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $122,000 | 5,878 |
| Surplus | $19,422,000 | 1,624 |
| Undivided profits | $-10,409,000 | 7,669 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $29,793,000 | 633 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,362,000 | 2,496 |
| Earning assets | $200,893,000 | 2,993 |
| Long-term assets (5+ years) | $6,969,000 | 5,874 |
| Average Assets, year-to-date | $258,454,200 | 2,537 |
| Average Assets, quarterly | $253,754,500 | 2,618 |
| Volatile liabilities | $80,588,000 | 1,836 |
| Insider loans | $1,255,000 | 3,882 |
| FHLB advances | $14,100,000 | 2,195 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $1,911,000 | 6,768 |
| Tier 1 (core) risk-based capital | $9,157,000 | 5,371 |
| Tier 2 risk-based capital | $1,881,000 | 2,789 |
| Total risk weighted assets | $187,301,000 | 2,526 |
| Total unused commitments | $1,911,000 | 6,772 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 86 | 1,879 |
| Assets and Liabilities | ||
| Total Assets: | $262,333,000 | 2,561 |
| Cash and due from depository institutions | $11,881,000 | 1,879 |
| Interest-bearing balances | $6,044,000 | 2,780 |
| Securities | $16,793,000 | 4,816 |
| Federal funds sold & reverse repurchase agreements | $26,269,000 | 315 |
| Net loans & leases | $165,091,000 | 2,708 |
| Loan loss allowance | $4,694,000 | 1,642 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $6,815,000 | 1,917 |
| Other real estate owned | $23,995,000 | 1,879 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $11,489,000 | 1,681 |
| Life insurance assets | $3,261,000 | 1,742 |
| Total liabilities and capital | $262,333,000 | 2,561 |
| Total liabilities | $244,365,000 | 2,467 |
| Total deposits | $227,263,000 | 2,391 |
| Interest-bearing deposits | $210,143,000 | 2,262 |
| Deposits held in domestic offices | $227,263,000 | 2,389 |
| % insured | 86.01% | 5,229 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $14,100,000 | 2,402 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,002,000 | 1,695 |
| Total equity capital | $17,968,000 | 3,590 |
| Total bank equity capital | $17,968,000 | 3,590 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $122,000 | 5,947 |
| Surplus | $19,382,000 | 1,634 |
| Undivided profits | $-1,536,000 | 7,078 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $21,153,000 | 832 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,685,000 | 2,166 |
| Earning assets | $214,197,000 | 2,852 |
| Long-term assets (5+ years) | $3,007,000 | 6,640 |
| Average Assets, year-to-date | $261,773,750 | 2,515 |
| Average Assets, quarterly | $263,548,000 | 2,528 |
| Volatile liabilities | $72,180,000 | 2,061 |
| Insider loans | $1,246,000 | 3,911 |
| FHLB advances | $14,100,000 | 2,286 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $3,451,000 | 6,172 |
| Tier 1 (core) risk-based capital | $16,298,000 | 3,716 |
| Tier 2 risk-based capital | $2,561,000 | 2,154 |
| Total risk weighted assets | $202,711,000 | 2,375 |
| Total unused commitments | $3,451,000 | 6,174 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 86 | 1,924 |
| Assets and Liabilities | ||
| Total Assets: | $264,763,000 | 2,529 |
| Cash and due from depository institutions | $7,133,000 | 1,924 |
| Interest-bearing balances | $119,000 | 6,213 |
| Securities | $17,810,000 | 4,705 |
| Federal funds sold & reverse repurchase agreements | $22,559,000 | 379 |
| Net loans & leases | $174,616,000 | 2,619 |
| Loan loss allowance | $4,589,000 | 1,609 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $6,906,000 | 1,916 |
| Other real estate owned | $24,303,000 | 1,924 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $11,436,000 | 1,719 |
| Life insurance assets | $3,237,000 | 1,758 |
| Total liabilities and capital | $264,763,000 | 2,529 |
| Total liabilities | $248,594,000 | 2,426 |
| Total deposits | $231,060,000 | 2,349 |
| Interest-bearing deposits | $212,462,000 | 2,235 |
| Deposits held in domestic offices | $231,060,000 | 2,347 |
| % insured | 76.12% | 4,778 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $14,100,000 | 2,492 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,434,000 | 1,581 |
| Total equity capital | $16,169,000 | 3,866 |
| Total bank equity capital | $16,169,000 | 3,866 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $122,000 | 6,022 |
| Surplus | $17,144,000 | 1,814 |
| Undivided profits | $-1,097,000 | 7,083 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $8,435,000 | 1,589 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $2,014,000 | 1,715 |
| Earning assets | $215,104,000 | 2,829 |
| Long-term assets (5+ years) | $5,379,000 | 6,202 |
| Average Assets, year-to-date | $261,587,330 | 2,524 |
| Average Assets, quarterly | $262,009,000 | 2,543 |
| Volatile liabilities | $75,026,000 | 1,987 |
| Insider loans | $1,817,000 | 3,286 |
| FHLB advances | $14,100,000 | 2,366 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $2,825,000 | 6,599 |
| Tier 1 (core) risk-based capital | $14,430,000 | 4,102 |
| Tier 2 risk-based capital | $2,635,000 | 2,102 |
| Total risk weighted assets | $208,837,000 | 2,340 |
| Total unused commitments | $2,825,000 | 6,600 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 89 | 1,872 |
| Assets and Liabilities | ||
| Total Assets: | $259,255,000 | 2,579 |
| Cash and due from depository institutions | $11,729,000 | 1,872 |
| Interest-bearing balances | $181,000 | 5,715 |
| Securities | $18,739,000 | 4,591 |
| Federal funds sold & reverse repurchase agreements | $7,100,000 | 1,707 |
| Net loans & leases | $194,498,000 | 2,402 |
| Loan loss allowance | $2,879,000 | 2,230 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $7,036,000 | 1,879 |
| Other real estate owned | $10,134,000 | 1,872 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $10,019,000 | 1,884 |
| Life insurance assets | $3,213,000 | 1,762 |
| Total liabilities and capital | $259,255,000 | 2,579 |
| Total liabilities | $240,201,000 | 2,501 |
| Total deposits | $221,034,000 | 2,459 |
| Interest-bearing deposits | $203,202,000 | 2,336 |
| Deposits held in domestic offices | $221,034,000 | 2,457 |
| % insured | 73.80% | 5,394 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $16,100,000 | 2,334 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $3,067,000 | 1,682 |
| Total equity capital | $19,054,000 | 3,416 |
| Total bank equity capital | $19,054,000 | 3,416 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $122,000 | 6,058 |
| Surplus | $16,804,000 | 1,821 |
| Undivided profits | $2,128,000 | 5,758 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $21,371,000 | 693 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $2,784,000 | 1,226 |
| Earning assets | $220,518,000 | 2,781 |
| Long-term assets (5+ years) | $4,556,000 | 6,370 |
| Average Assets, year-to-date | $259,999,500 | 2,552 |
| Average Assets, quarterly | $259,999,500 | 2,552 |
| Volatile liabilities | $73,415,000 | 2,037 |
| Insider loans | $1,804,000 | 3,292 |
| FHLB advances | $16,100,000 | 2,223 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $5,208,000 | 5,767 |
| Tier 1 (core) risk-based capital | $19,101,000 | 3,287 |
| Tier 2 risk-based capital | $2,649,000 | 2,083 |
| Total risk weighted assets | $211,713,000 | 2,309 |
| Total unused commitments | $5,208,000 | 5,770 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 89 | 1,879 |
| Assets and Liabilities | ||
| Total Assets: | $260,744,000 | 2,537 |
| Cash and due from depository institutions | $5,231,000 | 1,879 |
| Interest-bearing balances | $111,000 | 5,584 |
| Securities | $20,163,000 | 4,433 |
| Federal funds sold & reverse repurchase agreements | $15,925,000 | 575 |
| Net loans & leases | $195,912,000 | 2,388 |
| Loan loss allowance | $4,043,000 | 1,670 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $7,127,000 | 1,853 |
| Other real estate owned | $5,991,000 | 1,879 |
| Goodwill and other intangibles | $43,000 | 2,954 |
| All other assets | $10,352,000 | 1,845 |
| Life insurance assets | $3,185,000 | 1,774 |
| Total liabilities and capital | $260,744,000 | 2,537 |
| Total liabilities | $241,714,000 | 2,468 |
| Total deposits | $221,869,000 | 2,382 |
| Interest-bearing deposits | $204,527,000 | 2,269 |
| Deposits held in domestic offices | $221,869,000 | 2,379 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $333,000 | 3,142 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $16,100,000 | 2,499 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $3,412,000 | 1,546 |
| Total equity capital | $19,030,000 | 3,407 |
| Total bank equity capital | $19,030,000 | 3,407 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $122,000 | 6,098 |
| Surplus | $16,804,000 | 1,788 |
| Undivided profits | $2,104,000 | 5,817 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,390,000 | 1,272 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $3,087,000 | 1,139 |
| Earning assets | $232,111,000 | 2,609 |
| Long-term assets (5+ years) | $3,041,000 | 6,669 |
| Average Assets, year-to-date | $256,430,600 | 2,496 |
| Average Assets, quarterly | $261,849,000 | 2,506 |
| Volatile liabilities | $120,569,000 | 1,260 |
| Insider loans | $1,752,000 | 3,403 |
| FHLB advances | $16,100,000 | 2,380 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $5,989,000 | 5,506 |
| Tier 1 (core) risk-based capital | $18,773,000 | 3,324 |
| Tier 2 risk-based capital | $2,648,000 | 2,070 |
| Total risk weighted assets | $210,484,000 | 2,327 |
| Total unused commitments | $5,989,000 | 5,509 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 90 | 1,885 |
| Assets and Liabilities | ||
| Total Assets: | $262,954,000 | 2,503 |
| Cash and due from depository institutions | $4,676,000 | 1,885 |
| Interest-bearing balances | $114,000 | 4,930 |
| Securities | $17,830,000 | 4,654 |
| Federal funds sold & reverse repurchase agreements | $16,705,000 | 701 |
| Net loans & leases | $204,305,000 | 2,317 |
| Loan loss allowance | $2,461,000 | 2,304 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $7,146,000 | 1,843 |
| Other real estate owned | $2,398,000 | 1,885 |
| Goodwill and other intangibles | $45,000 | 2,999 |
| All other assets | $9,849,000 | 1,904 |
| Life insurance assets | $3,162,000 | 1,776 |
| Total liabilities and capital | $262,954,000 | 2,503 |
| Total liabilities | $243,094,000 | 2,451 |
| Total deposits | $222,496,000 | 2,350 |
| Interest-bearing deposits | $204,618,000 | 2,224 |
| Deposits held in domestic offices | $222,496,000 | 2,346 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $523,000 | 3,122 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $16,150,000 | 2,516 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,925,000 | 1,378 |
| Total equity capital | $19,860,000 | 3,287 |
| Total bank equity capital | $19,860,000 | 3,287 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $122,000 | 6,150 |
| Surplus | $16,804,000 | 1,768 |
| Undivided profits | $2,934,000 | 5,468 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,884,000 | 1,291 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $2,919,000 | 1,308 |
| Earning assets | $238,954,000 | 2,531 |
| Long-term assets (5+ years) | $7,182,000 | 5,833 |
| Average Assets, year-to-date | $255,352,250 | 2,518 |
| Average Assets, quarterly | $255,700,500 | 2,547 |
| Volatile liabilities | $124,869,000 | 1,199 |
| Insider loans | $1,628,000 | 3,532 |
| FHLB advances | $16,150,000 | 2,405 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $9,810,000 | 4,694 |
| Tier 1 (core) risk-based capital | $19,903,000 | 3,178 |
| Tier 2 risk-based capital | $2,461,000 | 2,128 |
| Total risk weighted assets | $216,905,000 | 2,261 |
| Total unused commitments | $9,810,000 | 4,698 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 89 | 1,928 |
| Assets and Liabilities | ||
| Total Assets: | $248,447,000 | 2,640 |
| Cash and due from depository institutions | $4,829,000 | 1,928 |
| Interest-bearing balances | $220,000 | 4,253 |
| Securities | $17,926,000 | 4,708 |
| Federal funds sold & reverse repurchase agreements | $7,359,000 | 1,640 |
| Net loans & leases | $199,913,000 | 2,327 |
| Loan loss allowance | $2,406,000 | 2,285 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,976,000 | 1,870 |
| Other real estate owned | $1,911,000 | 1,928 |
| Goodwill and other intangibles | $46,000 | 3,029 |
| All other assets | $9,487,000 | 1,947 |
| Life insurance assets | $3,141,000 | 1,778 |
| Total liabilities and capital | $248,447,000 | 2,640 |
| Total liabilities | $229,143,000 | 2,572 |
| Total deposits | $208,440,000 | 2,498 |
| Interest-bearing deposits | $188,604,000 | 2,402 |
| Deposits held in domestic offices | $208,440,000 | 2,495 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $381,000 | 3,293 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $16,150,000 | 2,438 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $4,172,000 | 1,314 |
| Total equity capital | $19,304,000 | 3,384 |
| Total bank equity capital | $19,304,000 | 3,384 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $122,000 | 6,202 |
| Surplus | $16,804,000 | 1,752 |
| Undivided profits | $2,378,000 | 5,840 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,436,000 | 3,221 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $2,752,000 | 1,340 |
| Earning assets | $225,418,000 | 2,653 |
| Long-term assets (5+ years) | $9,139,000 | 5,437 |
| Average Assets, year-to-date | $252,818,330 | 2,555 |
| Average Assets, quarterly | $253,765,000 | 2,562 |
| Volatile liabilities | $115,574,000 | 1,291 |
| Insider loans | $2,268,000 | 2,904 |
| FHLB advances | $16,150,000 | 2,333 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $14,230,000 | 4,007 |
| Tier 1 (core) risk-based capital | $19,503,000 | 3,259 |
| Tier 2 risk-based capital | $2,406,000 | 2,129 |
| Total risk weighted assets | $209,503,000 | 2,327 |
| Total unused commitments | $14,230,000 | 4,007 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 86 | 1,990 |
| Assets and Liabilities | ||
| Total Assets: | $259,083,000 | 2,530 |
| Cash and due from depository institutions | $5,367,000 | 1,990 |
| Interest-bearing balances | $216,000 | 4,334 |
| Securities | $18,180,000 | 4,660 |
| Federal funds sold & reverse repurchase agreements | $26,465,000 | 566 |
| Net loans & leases | $190,015,000 | 2,381 |
| Loan loss allowance | $2,330,000 | 2,288 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $6,317,000 | 2,040 |
| Other real estate owned | $3,985,000 | 1,990 |
| Goodwill and other intangibles | $48,000 | 3,018 |
| All other assets | $8,706,000 | 2,020 |
| Life insurance assets | $3,120,000 | 1,776 |
| Total liabilities and capital | $259,083,000 | 2,530 |
| Total liabilities | $239,645,000 | 2,450 |
| Total deposits | $219,032,000 | 2,393 |
| Interest-bearing deposits | $197,892,000 | 2,289 |
| Deposits held in domestic offices | $219,032,000 | 2,390 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $416,000 | 2,884 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $16,200,000 | 2,244 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,997,000 | 1,434 |
| Total equity capital | $19,438,000 | 3,443 |
| Total bank equity capital | $19,438,000 | 3,443 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $122,000 | 6,229 |
| Surplus | $16,804,000 | 1,742 |
| Undivided profits | $2,512,000 | 5,928 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $743,000 | 4,161 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $2,585,000 | 1,481 |
| Earning assets | $234,876,000 | 2,557 |
| Long-term assets (5+ years) | $3,233,000 | 6,653 |
| Average Assets, year-to-date | $255,004,000 | 2,541 |
| Average Assets, quarterly | $255,004,000 | 2,541 |
| Volatile liabilities | $119,550,000 | 1,212 |
| Insider loans | $1,309,000 | 3,888 |
| FHLB advances | $16,200,000 | 2,157 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $19,170,000 | 3,455 |
| Tier 1 (core) risk-based capital | $19,092,000 | 3,320 |
| Tier 2 risk-based capital | $2,330,000 | 2,142 |
| Total risk weighted assets | $206,421,000 | 2,325 |
| Total unused commitments | $19,170,000 | 3,457 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 81 | 2,149 |
| Assets and Liabilities | ||
| Total Assets: | $250,925,000 | 2,573 |
| Cash and due from depository institutions | $5,747,000 | 2,149 |
| Interest-bearing balances | $194,000 | 4,065 |
| Securities | $16,862,000 | 4,893 |
| Federal funds sold & reverse repurchase agreements | $27,273,000 | 465 |
| Net loans & leases | $185,343,000 | 2,419 |
| Loan loss allowance | $2,265,000 | 2,311 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $6,054,000 | 2,121 |
| Other real estate owned | $974,000 | 2,149 |
| Goodwill and other intangibles | $56,000 | 2,988 |
| All other assets | $8,616,000 | 2,032 |
| Life insurance assets | $3,081,000 | 1,776 |
| Total liabilities and capital | $250,925,000 | 2,573 |
| Total liabilities | $231,901,000 | 2,493 |
| Total deposits | $211,364,000 | 2,440 |
| Interest-bearing deposits | $192,826,000 | 2,323 |
| Deposits held in domestic offices | $211,364,000 | 2,438 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $549,000 | 3,039 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $16,200,000 | 2,120 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,788,000 | 1,480 |
| Total equity capital | $19,024,000 | 3,448 |
| Total bank equity capital | $19,024,000 | 3,448 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $122,000 | 6,267 |
| Surplus | $16,804,000 | 1,723 |
| Undivided profits | $2,098,000 | 6,193 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,800,000 | 991 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $2,553,000 | 1,616 |
| Earning assets | $229,672,000 | 2,568 |
| Long-term assets (5+ years) | $4,498,000 | 6,133 |
| Average Assets, year-to-date | $222,644,600 | 2,751 |
| Average Assets, quarterly | $240,466,500 | 2,641 |
| Volatile liabilities | $117,875,000 | 1,247 |
| Insider loans | $1,349,000 | 3,821 |
| FHLB advances | $16,200,000 | 2,019 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $15,076,000 | 3,951 |
| Tier 1 (core) risk-based capital | $18,834,000 | 3,348 |
| Tier 2 risk-based capital | $2,265,000 | 2,169 |
| Total risk weighted assets | $199,786,000 | 2,360 |
| Total unused commitments | $15,076,000 | 3,953 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 79 | 2,193 |
| Assets and Liabilities | ||
| Total Assets: | $230,008,000 | 2,725 |
| Cash and due from depository institutions | $11,613,000 | 2,193 |
| Interest-bearing balances | $166,000 | 4,059 |
| Securities | $16,714,000 | 4,922 |
| Federal funds sold & reverse repurchase agreements | $8,774,000 | 1,671 |
| Net loans & leases | $177,908,000 | 2,462 |
| Loan loss allowance | $2,237,000 | 2,290 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $5,784,000 | 2,167 |
| Other real estate owned | $731,000 | 2,193 |
| Goodwill and other intangibles | $57,000 | 2,988 |
| All other assets | $8,427,000 | 2,042 |
| Life insurance assets | $3,058,000 | 1,743 |
| Total liabilities and capital | $230,008,000 | 2,725 |
| Total liabilities | $211,221,000 | 2,661 |
| Total deposits | $184,298,000 | 2,743 |
| Interest-bearing deposits | $165,220,000 | 2,659 |
| Deposits held in domestic offices | $184,298,000 | 2,740 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,510,000 | 1,793 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $18,750,000 | 1,834 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $3,663,000 | 1,521 |
| Total equity capital | $18,787,000 | 3,460 |
| Total bank equity capital | $18,787,000 | 3,460 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $122,000 | 6,277 |
| Surplus | $15,304,000 | 1,801 |
| Undivided profits | $3,361,000 | 5,502 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,492,000 | 1,710 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,334,000 | 1,934 |
| Earning assets | $203,562,000 | 2,804 |
| Long-term assets (5+ years) | $4,486,000 | 6,067 |
| Average Assets, year-to-date | $215,574,500 | 2,826 |
| Average Assets, quarterly | $220,138,000 | 2,803 |
| Volatile liabilities | $114,908,000 | 1,227 |
| Insider loans | $2,999,000 | 2,324 |
| FHLB advances | $18,750,000 | 1,738 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $15,289,000 | 3,942 |
| Tier 1 (core) risk-based capital | $18,723,000 | 3,354 |
| Tier 2 risk-based capital | $2,237,000 | 2,174 |
| Total risk weighted assets | $189,408,000 | 2,428 |
| Total unused commitments | $15,289,000 | 3,942 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 79 | 2,225 |
| Assets and Liabilities | ||
| Total Assets: | $210,268,000 | 2,961 |
| Cash and due from depository institutions | $6,838,000 | 2,225 |
| Interest-bearing balances | $212,000 | 3,886 |
| Securities | $16,579,000 | 4,946 |
| Federal funds sold & reverse repurchase agreements | $7,765,000 | 1,943 |
| Net loans & leases | $164,768,000 | 2,609 |
| Loan loss allowance | $2,184,000 | 2,334 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $5,836,000 | 2,147 |
| Other real estate owned | $468,000 | 2,225 |
| Goodwill and other intangibles | $62,000 | 3,004 |
| All other assets | $7,952,000 | 2,152 |
| Life insurance assets | $3,037,000 | 1,747 |
| Total liabilities and capital | $210,268,000 | 2,961 |
| Total liabilities | $192,317,000 | 2,911 |
| Total deposits | $169,915,000 | 2,987 |
| Interest-bearing deposits | $148,597,000 | 2,924 |
| Deposits held in domestic offices | $169,915,000 | 2,985 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $430,000 | 3,063 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $18,750,000 | 1,761 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,222,000 | 1,631 |
| Total equity capital | $17,951,000 | 3,544 |
| Total bank equity capital | $17,951,000 | 3,544 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $122,000 | 6,318 |
| Surplus | $15,304,000 | 1,802 |
| Undivided profits | $2,525,000 | 5,920 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $816,000 | 3,270 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,844,000 | 2,300 |
| Earning assets | $189,324,000 | 2,990 |
| Long-term assets (5+ years) | $7,311,000 | 5,325 |
| Average Assets, year-to-date | $210,763,330 | 2,919 |
| Average Assets, quarterly | $211,748,000 | 2,928 |
| Volatile liabilities | $95,222,000 | 1,459 |
| Insider loans | $3,092,000 | 2,261 |
| FHLB advances | $18,750,000 | 1,664 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $13,734,000 | 4,185 |
| Tier 1 (core) risk-based capital | $18,010,000 | 3,459 |
| Tier 2 risk-based capital | $2,179,000 | 2,231 |
| Total risk weighted assets | $174,338,000 | 2,600 |
| Total unused commitments | $13,734,000 | 4,185 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 79 | 2,205 |
| Assets and Liabilities | ||
| Total Assets: | $213,228,000 | 2,918 |
| Cash and due from depository institutions | $6,152,000 | 2,205 |
| Interest-bearing balances | $89,000 | 4,983 |
| Securities | $16,844,000 | 4,949 |
| Federal funds sold & reverse repurchase agreements | $25,460,000 | 734 |
| Net loans & leases | $151,768,000 | 2,782 |
| Loan loss allowance | $2,116,000 | 2,382 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,235,000 | 2,356 |
| Other real estate owned | $468,000 | 2,205 |
| Goodwill and other intangibles | $67,000 | 2,989 |
| All other assets | $7,234,000 | 2,258 |
| Life insurance assets | $3,016,000 | 1,734 |
| Total liabilities and capital | $213,228,000 | 2,918 |
| Total liabilities | $195,542,000 | 2,851 |
| Total deposits | $171,226,000 | 2,953 |
| Interest-bearing deposits | $148,058,000 | 2,927 |
| Deposits held in domestic offices | $171,226,000 | 2,951 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $320,000 | 2,816 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $20,800,000 | 1,578 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $3,196,000 | 1,701 |
| Total equity capital | $17,686,000 | 3,590 |
| Total bank equity capital | $17,686,000 | 3,590 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $122,000 | 6,340 |
| Surplus | $15,304,000 | 1,785 |
| Undivided profits | $2,260,000 | 6,177 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $990,000 | 2,808 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,560,000 | 2,607 |
| Earning assets | $194,161,000 | 2,931 |
| Long-term assets (5+ years) | $7,558,000 | 5,208 |
| Average Assets, year-to-date | $211,011,000 | 2,937 |
| Average Assets, quarterly | $211,011,000 | 2,937 |
| Volatile liabilities | $93,855,000 | 1,449 |
| Insider loans | $3,496,000 | 2,001 |
| FHLB advances | $20,800,000 | 1,498 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $13,354,000 | 4,237 |
| Tier 1 (core) risk-based capital | $17,624,000 | 3,492 |
| Tier 2 risk-based capital | $2,034,000 | 2,346 |
| Total risk weighted assets | $162,618,000 | 2,742 |
| Total unused commitments | $13,354,000 | 4,237 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 76 | 2,313 |
| Assets and Liabilities | ||
| Total Assets: | $208,794,000 | 2,964 |
| Cash and due from depository institutions | $5,528,000 | 2,313 |
| Interest-bearing balances | $203,000 | 4,009 |
| Securities | $16,863,000 | 5,021 |
| Federal funds sold & reverse repurchase agreements | $26,265,000 | 593 |
| Net loans & leases | $147,022,000 | 2,843 |
| Loan loss allowance | $2,045,000 | 2,416 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $5,240,000 | 2,321 |
| Other real estate owned | $468,000 | 2,313 |
| Goodwill and other intangibles | $73,000 | 2,969 |
| All other assets | $7,335,000 | 2,243 |
| Life insurance assets | $2,977,000 | 1,718 |
| Total liabilities and capital | $208,794,000 | 2,964 |
| Total liabilities | $191,665,000 | 2,900 |
| Total deposits | $167,748,000 | 2,992 |
| Interest-bearing deposits | $148,531,000 | 2,876 |
| Deposits held in domestic offices | $167,748,000 | 2,989 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $396,000 | 2,997 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $20,800,000 | 1,662 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,721,000 | 1,881 |
| Total equity capital | $17,129,000 | 3,613 |
| Total bank equity capital | $17,129,000 | 3,613 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $122,000 | 6,371 |
| Surplus | $15,304,000 | 1,741 |
| Undivided profits | $1,703,000 | 6,610 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,389,000 | 2,066 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,631,000 | 2,568 |
| Earning assets | $190,353,000 | 2,963 |
| Long-term assets (5+ years) | $5,536,000 | 5,659 |
| Average Assets, year-to-date | $202,177,800 | 2,937 |
| Average Assets, quarterly | $207,548,000 | 2,946 |
| Volatile liabilities | $93,425,000 | 1,601 |
| Insider loans | $2,976,000 | 2,253 |
| FHLB advances | $20,800,000 | 1,564 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $9,991,000 | 4,743 |
| Tier 1 (core) risk-based capital | $17,084,000 | 3,530 |
| Tier 2 risk-based capital | $1,962,000 | 2,391 |
| Total risk weighted assets | $156,847,000 | 2,809 |
| Total unused commitments | $9,991,000 | 4,743 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 72 | 2,452 |
| Assets and Liabilities | ||
| Total Assets: | $206,302,000 | 2,965 |
| Cash and due from depository institutions | $6,219,000 | 2,452 |
| Interest-bearing balances | $79,000 | 5,118 |
| Securities | $16,871,000 | 5,042 |
| Federal funds sold & reverse repurchase agreements | $18,177,000 | 758 |
| Net loans & leases | $151,635,000 | 2,747 |
| Loan loss allowance | $2,004,000 | 2,471 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,928,000 | 2,405 |
| Other real estate owned | $828,000 | 2,452 |
| Goodwill and other intangibles | $76,000 | 2,977 |
| All other assets | $7,568,000 | 2,181 |
| Life insurance assets | $2,957,000 | 1,684 |
| Total liabilities and capital | $206,302,000 | 2,965 |
| Total liabilities | $189,207,000 | 2,899 |
| Total deposits | $164,938,000 | 2,992 |
| Interest-bearing deposits | $145,704,000 | 2,883 |
| Deposits held in domestic offices | $164,938,000 | 2,989 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $446,000 | 3,198 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $20,850,000 | 1,728 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,973,000 | 1,738 |
| Total equity capital | $17,095,000 | 3,597 |
| Total bank equity capital | $17,095,000 | 3,597 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $122,000 | 6,425 |
| Surplus | $13,804,000 | 1,892 |
| Undivided profits | $3,169,000 | 5,687 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,116,000 | 2,361 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,752,000 | 2,421 |
| Earning assets | $186,762,000 | 2,989 |
| Long-term assets (5+ years) | $7,315,000 | 5,199 |
| Average Assets, year-to-date | $200,523,750 | 2,962 |
| Average Assets, quarterly | $205,111,000 | 2,959 |
| Volatile liabilities | $91,798,000 | 1,605 |
| Insider loans | $3,168,000 | 2,119 |
| FHLB advances | $20,850,000 | 1,622 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $11,824,000 | 4,426 |
| Tier 1 (core) risk-based capital | $17,076,000 | 3,519 |
| Tier 2 risk-based capital | $2,000,000 | 2,357 |
| Total risk weighted assets | $159,983,000 | 2,741 |
| Total unused commitments | $11,824,000 | 4,426 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 71 | 2,498 |
| Assets and Liabilities | ||
| Total Assets: | $203,920,000 | 2,970 |
| Cash and due from depository institutions | $1,979,000 | 2,498 |
| Interest-bearing balances | $105,000 | 4,714 |
| Securities | $16,232,000 | 5,128 |
| Federal funds sold & reverse repurchase agreements | $14,791,000 | 855 |
| Net loans & leases | $157,418,000 | 2,650 |
| Loan loss allowance | $1,930,000 | 2,528 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $4,698,000 | 2,479 |
| Other real estate owned | $998,000 | 2,498 |
| Goodwill and other intangibles | $82,000 | 2,962 |
| All other assets | $7,722,000 | 2,121 |
| Life insurance assets | $2,937,000 | 1,664 |
| Total liabilities and capital | $203,920,000 | 2,970 |
| Total liabilities | $187,632,000 | 2,906 |
| Total deposits | $164,004,000 | 2,995 |
| Interest-bearing deposits | $143,224,000 | 2,908 |
| Deposits held in domestic offices | $164,004,000 | 2,992 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $280,000 | 3,469 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $20,850,000 | 1,743 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,498,000 | 1,836 |
| Total equity capital | $16,288,000 | 3,631 |
| Total bank equity capital | $16,288,000 | 3,631 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $122,000 | 6,444 |
| Surplus | $13,804,000 | 1,857 |
| Undivided profits | $2,362,000 | 6,038 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,114,000 | 2,230 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,660,000 | 2,260 |
| Earning assets | $188,546,000 | 2,936 |
| Long-term assets (5+ years) | $5,201,000 | 5,735 |
| Average Assets, year-to-date | $198,597,670 | 2,989 |
| Average Assets, quarterly | $201,658,500 | 2,983 |
| Volatile liabilities | $86,175,000 | 1,687 |
| Insider loans | $3,097,000 | 2,111 |
| FHLB advances | $20,850,000 | 1,638 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $12,205,000 | 4,365 |
| Tier 1 (core) risk-based capital | $16,402,000 | 3,588 |
| Tier 2 risk-based capital | $1,930,000 | 2,400 |
| Total risk weighted assets | $164,200,000 | 2,648 |
| Total unused commitments | $12,205,000 | 4,365 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 70 | 2,508 |
| Assets and Liabilities | ||
| Total Assets: | $199,397,000 | 3,008 |
| Cash and due from depository institutions | $5,189,000 | 2,508 |
| Interest-bearing balances | $145,000 | 4,510 |
| Securities | $16,048,000 | 5,208 |
| Federal funds sold & reverse repurchase agreements | $8,750,000 | 1,709 |
| Net loans & leases | $157,510,000 | 2,599 |
| Loan loss allowance | $1,917,000 | 2,506 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,769,000 | 2,924 |
| Other real estate owned | $948,000 | 2,508 |
| Goodwill and other intangibles | $87,000 | 2,922 |
| All other assets | $7,096,000 | 2,213 |
| Life insurance assets | $2,916,000 | 1,635 |
| Total liabilities and capital | $199,397,000 | 3,008 |
| Total liabilities | $183,460,000 | 2,939 |
| Total deposits | $159,654,000 | 3,035 |
| Interest-bearing deposits | $137,385,000 | 2,996 |
| Deposits held in domestic offices | $159,654,000 | 3,032 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $308,000 | 3,094 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $20,900,000 | 1,676 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,598,000 | 1,785 |
| Total equity capital | $15,937,000 | 3,667 |
| Total bank equity capital | $15,937,000 | 3,667 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $122,000 | 6,458 |
| Surplus | $13,804,000 | 1,797 |
| Undivided profits | $2,011,000 | 6,309 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,541,000 | 1,657 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,412,000 | 2,509 |
| Earning assets | $182,453,000 | 3,011 |
| Long-term assets (5+ years) | $3,964,000 | 6,091 |
| Average Assets, year-to-date | $195,936,500 | 3,013 |
| Average Assets, quarterly | $195,936,500 | 3,013 |
| Volatile liabilities | $82,154,000 | 1,660 |
| Insider loans | $3,129,000 | 2,060 |
| FHLB advances | $20,900,000 | 1,592 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $17,088,000 | 3,641 |
| Tier 1 (core) risk-based capital | $16,019,000 | 3,602 |
| Tier 2 risk-based capital | $1,917,000 | 2,391 |
| Total risk weighted assets | $159,192,000 | 2,674 |
| Total unused commitments | $17,088,000 | 3,642 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 70 | 2,491 |
| Assets and Liabilities | ||
| Total Assets: | $192,476,000 | 3,056 |
| Cash and due from depository institutions | $5,396,000 | 2,491 |
| Interest-bearing balances | $159,000 | 4,502 |
| Securities | $15,115,000 | 5,351 |
| Federal funds sold & reverse repurchase agreements | $12,100,000 | 1,120 |
| Net loans & leases | $148,536,000 | 2,708 |
| Loan loss allowance | $1,857,000 | 2,538 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,813,000 | 2,860 |
| Other real estate owned | $594,000 | 2,491 |
| Goodwill and other intangibles | $91,000 | 2,911 |
| All other assets | $6,831,000 | 2,278 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $192,476,000 | 3,056 |
| Total liabilities | $177,119,000 | 2,991 |
| Total deposits | $150,775,000 | 3,164 |
| Interest-bearing deposits | $129,632,000 | 3,079 |
| Deposits held in domestic offices | $150,775,000 | 3,160 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,448,000 | 1,921 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $20,900,000 | 1,707 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,996,000 | 2,143 |
| Total equity capital | $15,357,000 | 3,749 |
| Total bank equity capital | $15,357,000 | 3,749 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $122,000 | 6,482 |
| Surplus | $13,804,000 | 1,756 |
| Undivided profits | $1,431,000 | 6,811 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,175,000 | 1,213 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,175,000 | 3,011 |
| Earning assets | $175,910,000 | 3,057 |
| Long-term assets (5+ years) | $4,350,000 | 5,998 |
| Average Assets, year-to-date | $173,225,400 | 3,205 |
| Average Assets, quarterly | $186,196,500 | 3,113 |
| Volatile liabilities | $80,680,000 | 1,645 |
| Insider loans | $4,437,000 | 1,514 |
| FHLB advances | $20,900,000 | 1,595 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $17,482,000 | 3,565 |
| Tier 1 (core) risk-based capital | $15,427,000 | 3,665 |
| Tier 2 risk-based capital | $1,857,000 | 2,427 |
| Total risk weighted assets | $150,161,000 | 2,791 |
| Total unused commitments | $17,482,000 | 3,566 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 70 | 2,479 |
| Assets and Liabilities | ||
| Total Assets: | $179,917,000 | 3,195 |
| Cash and due from depository institutions | $4,643,000 | 2,479 |
| Interest-bearing balances | $75,000 | 5,368 |
| Securities | $15,742,000 | 5,256 |
| Federal funds sold & reverse repurchase agreements | $8,650,000 | 1,472 |
| Net loans & leases | $139,679,000 | 2,817 |
| Loan loss allowance | $1,796,000 | 2,599 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,835,000 | 2,804 |
| Other real estate owned | $594,000 | 2,479 |
| Goodwill and other intangibles | $96,000 | 2,885 |
| All other assets | $6,678,000 | 2,261 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $179,917,000 | 3,195 |
| Total liabilities | $164,556,000 | 3,146 |
| Total deposits | $141,595,000 | 3,283 |
| Interest-bearing deposits | $119,992,000 | 3,224 |
| Deposits held in domestic offices | $141,595,000 | 3,279 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $20,950,000 | 1,725 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,011,000 | 2,061 |
| Total equity capital | $15,361,000 | 3,721 |
| Total bank equity capital | $15,361,000 | 3,721 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $122,000 | 6,508 |
| Surplus | $12,304,000 | 1,861 |
| Undivided profits | $2,935,000 | 5,836 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,606,000 | 1,598 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,101,000 | 3,146 |
| Earning assets | $164,146,000 | 3,190 |
| Long-term assets (5+ years) | $4,461,000 | 6,016 |
| Average Assets, year-to-date | $168,412,750 | 3,268 |
| Average Assets, quarterly | $175,388,500 | 3,220 |
| Volatile liabilities | $66,793,000 | 1,866 |
| Insider loans | $3,201,000 | 2,000 |
| FHLB advances | $20,950,000 | 1,625 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $18,216,000 | 3,456 |
| Tier 1 (core) risk-based capital | $15,369,000 | 3,622 |
| Tier 2 risk-based capital | $1,787,000 | 2,470 |
| Total risk weighted assets | $142,970,000 | 2,854 |
| Total unused commitments | $18,216,000 | 3,458 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 69 | 2,512 |
| Assets and Liabilities | ||
| Total Assets: | $170,860,000 | 3,259 |
| Cash and due from depository institutions | $9,698,000 | 2,512 |
| Interest-bearing balances | $135,000 | 4,668 |
| Securities | $16,127,000 | 5,222 |
| Federal funds sold & reverse repurchase agreements | $3,350,000 | 2,752 |
| Net loans & leases | $130,670,000 | 2,889 |
| Loan loss allowance | $1,771,000 | 2,591 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,867,000 | 2,719 |
| Other real estate owned | $594,000 | 2,512 |
| Goodwill and other intangibles | $102,000 | 2,840 |
| All other assets | $6,452,000 | 2,244 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $170,860,000 | 3,259 |
| Total liabilities | $156,076,000 | 3,216 |
| Total deposits | $131,636,000 | 3,412 |
| Interest-bearing deposits | $113,617,000 | 3,330 |
| Deposits held in domestic offices | $131,636,000 | 3,409 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,000,000 | 2,343 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $20,950,000 | 1,723 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,490,000 | 2,437 |
| Total equity capital | $14,784,000 | 3,770 |
| Total bank equity capital | $14,784,000 | 3,770 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $122,000 | 6,508 |
| Surplus | $12,304,000 | 1,817 |
| Undivided profits | $2,358,000 | 6,171 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,145,000 | 2,095 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,022,000 | 3,091 |
| Earning assets | $150,282,000 | 3,376 |
| Long-term assets (5+ years) | $2,496,000 | 6,735 |
| Average Assets, year-to-date | $164,578,000 | 3,319 |
| Average Assets, quarterly | $168,949,500 | 3,265 |
| Volatile liabilities | $61,471,000 | 1,935 |
| Insider loans | $1,444,000 | 3,402 |
| FHLB advances | $20,950,000 | 1,632 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $14,905,000 | 3,784 |
| Tier 1 (core) risk-based capital | $14,739,000 | 3,669 |
| Tier 2 risk-based capital | $1,670,000 | 2,561 |
| Total risk weighted assets | $133,495,000 | 2,963 |
| Total unused commitments | $14,905,000 | 3,785 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 69 | 2,484 |
| Assets and Liabilities | ||
| Total Assets: | $167,039,000 | 3,310 |
| Cash and due from depository institutions | $5,782,000 | 2,484 |
| Interest-bearing balances | $1,022,000 | 2,688 |
| Securities | $15,248,000 | 5,420 |
| Federal funds sold & reverse repurchase agreements | $14,400,000 | 856 |
| Net loans & leases | $120,663,000 | 3,039 |
| Loan loss allowance | $1,775,000 | 2,584 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,861,000 | 2,702 |
| Other real estate owned | $734,000 | 2,484 |
| Goodwill and other intangibles | $106,000 | 2,831 |
| All other assets | $6,245,000 | 2,290 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $167,039,000 | 3,310 |
| Total liabilities | $152,491,000 | 3,279 |
| Total deposits | $132,022,000 | 3,412 |
| Interest-bearing deposits | $111,321,000 | 3,402 |
| Deposits held in domestic offices | $132,022,000 | 3,408 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $19,000,000 | 1,762 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,469,000 | 2,424 |
| Total equity capital | $14,548,000 | 3,751 |
| Total bank equity capital | $14,548,000 | 3,751 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $122,000 | 6,560 |
| Surplus | $12,304,000 | 1,766 |
| Undivided profits | $2,122,000 | 6,285 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $978,000 | 2,408 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,030,000 | 2,981 |
| Earning assets | $151,333,000 | 3,337 |
| Long-term assets (5+ years) | $2,534,000 | 6,813 |
| Average Assets, year-to-date | $161,437,000 | 3,380 |
| Average Assets, quarterly | $161,437,000 | 3,380 |
| Volatile liabilities | $47,132,000 | 2,283 |
| Insider loans | $1,347,000 | 3,538 |
| FHLB advances | $19,000,000 | 1,667 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $16,971,000 | 3,478 |
| Tier 1 (core) risk-based capital | $14,534,000 | 3,669 |
| Tier 2 risk-based capital | $1,572,000 | 2,660 |
| Total risk weighted assets | $125,551,000 | 3,070 |
| Total unused commitments | $16,971,000 | 3,479 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 67 | 2,577 |
| Assets and Liabilities | ||
| Total Assets: | $155,835,000 | 3,487 |
| Cash and due from depository institutions | $6,374,000 | 2,577 |
| Interest-bearing balances | $2,530,000 | 1,785 |
| Securities | $14,281,000 | 5,634 |
| Federal funds sold & reverse repurchase agreements | $4,650,000 | 2,370 |
| Net loans & leases | $119,886,000 | 3,034 |
| Loan loss allowance | $1,746,000 | 2,589 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,884,000 | 2,660 |
| Other real estate owned | $725,000 | 2,577 |
| Goodwill and other intangibles | $111,000 | 2,808 |
| All other assets | $5,924,000 | 2,340 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $155,835,000 | 3,487 |
| Total liabilities | $141,553,000 | 3,459 |
| Total deposits | $124,403,000 | 3,556 |
| Interest-bearing deposits | $106,727,000 | 3,490 |
| Deposits held in domestic offices | $124,403,000 | 3,553 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $15,900,000 | 1,985 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,250,000 | 2,692 |
| Total equity capital | $14,282,000 | 3,805 |
| Total bank equity capital | $14,282,000 | 3,805 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $122,000 | 6,587 |
| Surplus | $12,304,000 | 1,744 |
| Undivided profits | $1,856,000 | 6,615 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,278,000 | 1,971 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $957,000 | 3,160 |
| Earning assets | $141,347,000 | 3,522 |
| Long-term assets (5+ years) | $4,293,000 | 6,270 |
| Average Assets, year-to-date | $151,470,200 | 3,459 |
| Average Assets, quarterly | $155,822,500 | 3,457 |
| Volatile liabilities | $41,227,000 | 2,478 |
| Insider loans | $1,810,000 | 2,930 |
| FHLB advances | $15,900,000 | 1,875 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $10,812,000 | 4,279 |
| Tier 1 (core) risk-based capital | $14,117,000 | 3,710 |
| Tier 2 risk-based capital | $1,558,000 | 2,674 |
| Total risk weighted assets | $124,459,000 | 3,078 |
| Total unused commitments | $10,812,000 | 4,279 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 67 | 2,573 |
| Assets and Liabilities | ||
| Total Assets: | $155,810,000 | 3,459 |
| Cash and due from depository institutions | $9,653,000 | 2,573 |
| Interest-bearing balances | $4,773,000 | 1,190 |
| Securities | $15,025,000 | 5,510 |
| Federal funds sold & reverse repurchase agreements | $4,300,000 | 2,374 |
| Net loans & leases | $116,545,000 | 3,077 |
| Loan loss allowance | $1,688,000 | 2,661 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,938,000 | 2,590 |
| Other real estate owned | $725,000 | 2,573 |
| Goodwill and other intangibles | $116,000 | 2,762 |
| All other assets | $5,508,000 | 2,428 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $155,810,000 | 3,459 |
| Total liabilities | $141,841,000 | 3,422 |
| Total deposits | $124,469,000 | 3,495 |
| Interest-bearing deposits | $106,374,000 | 3,451 |
| Deposits held in domestic offices | $124,469,000 | 3,490 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $15,950,000 | 1,981 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,422,000 | 2,472 |
| Total equity capital | $13,969,000 | 3,875 |
| Total bank equity capital | $13,969,000 | 3,875 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $122,000 | 6,629 |
| Surplus | $10,883,000 | 1,901 |
| Undivided profits | $2,964,000 | 5,860 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $979,000 | 2,620 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $959,000 | 3,258 |
| Earning assets | $140,643,000 | 3,509 |
| Long-term assets (5+ years) | $4,484,000 | 6,279 |
| Average Assets, year-to-date | $150,379,000 | 3,476 |
| Average Assets, quarterly | $152,369,000 | 3,489 |
| Volatile liabilities | $41,544,000 | 2,410 |
| Insider loans | $1,918,000 | 2,763 |
| FHLB advances | $15,950,000 | 1,867 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $7,628,000 | 4,969 |
| Tier 1 (core) risk-based capital | $13,704,000 | 3,783 |
| Tier 2 risk-based capital | $1,524,000 | 2,692 |
| Total risk weighted assets | $121,720,000 | 3,089 |
| Total unused commitments | $7,628,000 | 4,973 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 65 | 2,662 |
| Assets and Liabilities | ||
| Total Assets: | $148,928,000 | 3,573 |
| Cash and due from depository institutions | $4,091,000 | 2,662 |
| Interest-bearing balances | $75,000 | 5,573 |
| Securities | $15,000,000 | 5,571 |
| Federal funds sold & reverse repurchase agreements | $6,400,000 | 1,633 |
| Net loans & leases | $113,432,000 | 3,103 |
| Loan loss allowance | $1,678,000 | 2,670 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,919,000 | 2,559 |
| Other real estate owned | $585,000 | 2,662 |
| Goodwill and other intangibles | $121,000 | 2,755 |
| All other assets | $5,380,000 | 2,486 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $148,928,000 | 3,573 |
| Total liabilities | $135,541,000 | 3,531 |
| Total deposits | $123,492,000 | 3,534 |
| Interest-bearing deposits | $107,085,000 | 3,443 |
| Deposits held in domestic offices | $123,492,000 | 3,531 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $10,950,000 | 2,436 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,099,000 | 2,757 |
| Total equity capital | $13,387,000 | 3,890 |
| Total bank equity capital | $13,387,000 | 3,890 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $122,000 | 6,675 |
| Surplus | $10,883,000 | 1,856 |
| Undivided profits | $2,382,000 | 6,110 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,110,000 | 2,392 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $988,000 | 2,976 |
| Earning assets | $134,907,000 | 3,617 |
| Long-term assets (5+ years) | $5,160,000 | 6,188 |
| Average Assets, year-to-date | $148,568,670 | 3,519 |
| Average Assets, quarterly | $150,312,000 | 3,520 |
| Volatile liabilities | $41,767,000 | 2,355 |
| Insider loans | $2,212,000 | 2,486 |
| FHLB advances | $10,950,000 | 2,311 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $5,920,000 | 5,550 |
| Tier 1 (core) risk-based capital | $13,191,000 | 3,858 |
| Tier 2 risk-based capital | $1,481,000 | 2,734 |
| Total risk weighted assets | $118,264,000 | 3,127 |
| Total unused commitments | $5,920,000 | 5,551 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 66 | 2,602 |
| Assets and Liabilities | ||
| Total Assets: | $151,696,000 | 3,491 |
| Cash and due from depository institutions | $4,566,000 | 2,602 |
| Interest-bearing balances | $84,000 | 5,591 |
| Securities | $14,719,000 | 5,616 |
| Federal funds sold & reverse repurchase agreements | $8,700,000 | 1,711 |
| Net loans & leases | $113,974,000 | 3,024 |
| Loan loss allowance | $1,631,000 | 2,711 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,777,000 | 2,604 |
| Other real estate owned | $638,000 | 2,602 |
| Goodwill and other intangibles | $126,000 | 2,730 |
| All other assets | $5,196,000 | 2,412 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $151,696,000 | 3,491 |
| Total liabilities | $138,196,000 | 3,436 |
| Total deposits | $125,988,000 | 3,469 |
| Interest-bearing deposits | $105,778,000 | 3,473 |
| Deposits held in domestic offices | $125,988,000 | 3,465 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $11,000,000 | 2,276 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,208,000 | 2,823 |
| Total equity capital | $13,500,000 | 3,948 |
| Total bank equity capital | $13,500,000 | 3,948 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $122,000 | 6,694 |
| Surplus | $10,883,000 | 1,817 |
| Undivided profits | $2,495,000 | 6,231 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $919,000 | 2,832 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $966,000 | 3,000 |
| Earning assets | $137,477,000 | 3,542 |
| Long-term assets (5+ years) | $4,747,000 | 6,278 |
| Average Assets, year-to-date | $148,389,000 | 3,529 |
| Average Assets, quarterly | $148,389,000 | 3,529 |
| Volatile liabilities | $42,673,000 | 2,248 |
| Insider loans | $1,826,000 | 2,818 |
| FHLB advances | $11,000,000 | 2,154 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $7,062,000 | 5,153 |
| Tier 1 (core) risk-based capital | $13,051,000 | 3,867 |
| Tier 2 risk-based capital | $1,491,000 | 2,695 |
| Total risk weighted assets | $119,130,000 | 3,048 |
| Total unused commitments | $7,062,000 | 5,163 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 65 | 2,657 |
| Assets and Liabilities | ||
| Total Assets: | $145,082,000 | 3,615 |
| Cash and due from depository institutions | $5,643,000 | 2,657 |
| Interest-bearing balances | $29,000 | 6,185 |
| Securities | $14,734,000 | 5,680 |
| Federal funds sold & reverse repurchase agreements | $3,550,000 | 2,962 |
| Net loans & leases | $111,988,000 | 3,054 |
| Loan loss allowance | $1,604,000 | 2,730 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,435,000 | 2,821 |
| Other real estate owned | $631,000 | 2,657 |
| Goodwill and other intangibles | $131,000 | 2,712 |
| All other assets | $4,970,000 | 2,526 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $145,082,000 | 3,615 |
| Total liabilities | $132,015,000 | 3,571 |
| Total deposits | $124,922,000 | 3,463 |
| Interest-bearing deposits | $105,179,000 | 3,474 |
| Deposits held in domestic offices | $124,922,000 | 3,460 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $6,000,000 | 3,108 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,093,000 | 2,913 |
| Total equity capital | $13,067,000 | 3,973 |
| Total bank equity capital | $13,067,000 | 3,973 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $122,000 | 6,746 |
| Surplus | $10,883,000 | 1,797 |
| Undivided profits | $2,062,000 | 6,525 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $793,000 | 3,186 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $985,000 | 3,041 |
| Earning assets | $130,301,000 | 3,682 |
| Long-term assets (5+ years) | $4,979,000 | 6,227 |
| Average Assets, year-to-date | $137,711,800 | 3,651 |
| Average Assets, quarterly | $144,089,000 | 3,605 |
| Volatile liabilities | $42,125,000 | 2,257 |
| Insider loans | $2,745,000 | 2,028 |
| FHLB advances | $6,000,000 | 2,955 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $5,992,000 | 5,399 |
| Tier 1 (core) risk-based capital | $12,623,000 | 3,938 |
| Tier 2 risk-based capital | $1,458,000 | 2,733 |
| Total risk weighted assets | $116,470,000 | 3,105 |
| Total unused commitments | $5,992,000 | 5,405 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 66 | 2,639 |
| Assets and Liabilities | ||
| Total Assets: | $143,096,000 | 3,626 |
| Cash and due from depository institutions | $5,140,000 | 2,639 |
| Interest-bearing balances | $101,000 | 5,269 |
| Securities | $14,847,000 | 5,569 |
| Federal funds sold & reverse repurchase agreements | $9,650,000 | 1,478 |
| Net loans & leases | $104,623,000 | 3,211 |
| Loan loss allowance | $1,576,000 | 2,771 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,452,000 | 2,782 |
| Other real estate owned | $560,000 | 2,639 |
| Goodwill and other intangibles | $135,000 | 2,674 |
| All other assets | $4,689,000 | 2,619 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $143,096,000 | 3,626 |
| Total liabilities | $129,926,000 | 3,598 |
| Total deposits | $122,698,000 | 3,493 |
| Interest-bearing deposits | $104,501,000 | 3,499 |
| Deposits held in domestic offices | $122,698,000 | 3,490 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $6,050,000 | 3,045 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,178,000 | 2,894 |
| Total equity capital | $13,170,000 | 3,940 |
| Total bank equity capital | $13,170,000 | 3,940 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $122,000 | 6,792 |
| Surplus | $9,883,000 | 1,926 |
| Undivided profits | $3,165,000 | 5,739 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $483,000 | 4,400 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $885,000 | 3,496 |
| Earning assets | $129,221,000 | 3,675 |
| Long-term assets (5+ years) | $5,224,000 | 6,177 |
| Average Assets, year-to-date | $135,869,250 | 3,707 |
| Average Assets, quarterly | $141,437,500 | 3,652 |
| Volatile liabilities | $41,799,000 | 2,224 |
| Insider loans | $2,874,000 | 1,920 |
| FHLB advances | $6,050,000 | 2,885 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $7,675,000 | 4,863 |
| Tier 1 (core) risk-based capital | $12,676,000 | 3,905 |
| Tier 2 risk-based capital | $1,387,000 | 2,830 |
| Total risk weighted assets | $110,741,000 | 3,214 |
| Total unused commitments | $7,675,000 | 4,865 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 63 | 2,757 |
| Assets and Liabilities | ||
| Total Assets: | $139,779,000 | 3,692 |
| Cash and due from depository institutions | $5,640,000 | 2,757 |
| Interest-bearing balances | $67,000 | 5,787 |
| Securities | $14,603,000 | 5,551 |
| Federal funds sold & reverse repurchase agreements | $6,750,000 | 2,338 |
| Net loans & leases | $103,376,000 | 3,211 |
| Loan loss allowance | $1,517,000 | 2,831 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,488,000 | 2,710 |
| Other real estate owned | $660,000 | 2,757 |
| Goodwill and other intangibles | $141,000 | 2,605 |
| All other assets | $5,121,000 | 2,355 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $139,779,000 | 3,692 |
| Total liabilities | $126,920,000 | 3,659 |
| Total deposits | $119,939,000 | 3,564 |
| Interest-bearing deposits | $100,070,000 | 3,631 |
| Deposits held in domestic offices | $119,939,000 | 3,560 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $6,050,000 | 3,002 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $931,000 | 3,465 |
| Total equity capital | $12,859,000 | 4,016 |
| Total bank equity capital | $12,859,000 | 4,016 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $122,000 | 6,813 |
| Surplus | $9,883,000 | 1,886 |
| Undivided profits | $2,854,000 | 6,008 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,031,000 | 2,783 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $959,000 | 3,115 |
| Earning assets | $124,796,000 | 3,765 |
| Long-term assets (5+ years) | $5,875,000 | 5,906 |
| Average Assets, year-to-date | $133,460,330 | 3,768 |
| Average Assets, quarterly | $136,503,000 | 3,735 |
| Volatile liabilities | $39,722,000 | 2,272 |
| Insider loans | $3,040,000 | 1,812 |
| FHLB advances | $6,050,000 | 2,826 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $3,501,000 | 6,467 |
| Tier 1 (core) risk-based capital | $12,243,000 | 3,960 |
| Tier 2 risk-based capital | $1,357,000 | 2,840 |
| Total risk weighted assets | $108,396,000 | 3,227 |
| Total unused commitments | $3,501,000 | 6,477 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 62 | 2,769 |
| Assets and Liabilities | ||
| Total Assets: | $133,227,000 | 3,795 |
| Cash and due from depository institutions | $5,191,000 | 2,769 |
| Interest-bearing balances | $27,000 | 6,246 |
| Securities | $15,222,000 | 5,456 |
| Federal funds sold & reverse repurchase agreements | $6,200,000 | 2,682 |
| Net loans & leases | $99,201,000 | 3,267 |
| Loan loss allowance | $1,474,000 | 2,865 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,566,000 | 2,629 |
| Other real estate owned | $568,000 | 2,769 |
| Goodwill and other intangibles | $146,000 | 2,587 |
| All other assets | $3,133,000 | 3,353 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $133,227,000 | 3,795 |
| Total liabilities | $120,499,000 | 3,785 |
| Total deposits | $113,455,000 | 3,702 |
| Interest-bearing deposits | $96,023,000 | 3,738 |
| Deposits held in domestic offices | $113,455,000 | 3,699 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $6,050,000 | 2,914 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $994,000 | 3,348 |
| Total equity capital | $12,728,000 | 3,974 |
| Total bank equity capital | $12,728,000 | 3,974 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $122,000 | 6,846 |
| Surplus | $9,883,000 | 1,856 |
| Undivided profits | $2,723,000 | 6,059 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,097,000 | 2,662 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $937,000 | 3,242 |
| Earning assets | $120,650,000 | 3,830 |
| Long-term assets (5+ years) | $7,456,000 | 5,444 |
| Average Assets, year-to-date | $130,301,000 | 3,833 |
| Average Assets, quarterly | $130,301,000 | 3,833 |
| Volatile liabilities | $41,827,000 | 2,130 |
| Insider loans | $2,838,000 | 1,897 |
| FHLB advances | $6,050,000 | 2,748 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $6,089,000 | 5,245 |
| Tier 1 (core) risk-based capital | $12,148,000 | 3,927 |
| Tier 2 risk-based capital | $1,282,000 | 2,935 |
| Total risk weighted assets | $102,340,000 | 3,326 |
| Total unused commitments | $6,089,000 | 5,259 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 55 | 3,068 |
| Assets and Liabilities | ||
| Total Assets: | $127,375,000 | 3,886 |
| Cash and due from depository institutions | $4,541,000 | 3,068 |
| Interest-bearing balances | $45,000 | 5,862 |
| Securities | $15,418,000 | 5,385 |
| Federal funds sold & reverse repurchase agreements | $2,700,000 | 4,204 |
| Net loans & leases | $97,522,000 | 3,309 |
| Loan loss allowance | $1,424,000 | 2,878 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,537,000 | 2,624 |
| Other real estate owned | $473,000 | 3,068 |
| Goodwill and other intangibles | $84,000 | 2,732 |
| All other assets | $3,100,000 | 3,376 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $127,375,000 | 3,886 |
| Total liabilities | $115,036,000 | 3,873 |
| Total deposits | $108,033,000 | 3,790 |
| Interest-bearing deposits | $92,706,000 | 3,781 |
| Deposits held in domestic offices | $108,033,000 | 3,787 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $6,050,000 | 2,934 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $953,000 | 3,500 |
| Total equity capital | $12,339,000 | 4,032 |
| Total bank equity capital | $12,339,000 | 4,032 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $122,000 | 6,872 |
| Surplus | $9,883,000 | 1,818 |
| Undivided profits | $2,334,000 | 6,379 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,264,000 | 2,315 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $990,000 | 3,246 |
| Earning assets | $115,685,000 | 3,902 |
| Long-term assets (5+ years) | $7,458,000 | 5,379 |
| Average Assets, year-to-date | $122,292,400 | 3,876 |
| Average Assets, quarterly | $125,985,500 | 3,898 |
| Volatile liabilities | $40,789,000 | 2,164 |
| Insider loans | $2,316,000 | 2,237 |
| FHLB advances | $6,050,000 | 2,750 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $4,663,000 | 5,680 |
| Tier 1 (core) risk-based capital | $11,767,000 | 3,963 |
| Tier 2 risk-based capital | $1,255,000 | 2,925 |
| Total risk weighted assets | $100,266,000 | 3,340 |
| Total unused commitments | $4,663,000 | 5,684 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 54 | 3,118 |
| Assets and Liabilities | ||
| Total Assets: | $115,454,000 | 4,087 |
| Cash and due from depository institutions | $4,683,000 | 3,118 |
| Interest-bearing balances | $25,000 | 6,154 |
| Securities | $16,473,000 | 5,116 |
| Federal funds sold & reverse repurchase agreements | $1,150,000 | 5,666 |
| Net loans & leases | $87,363,000 | 3,535 |
| Loan loss allowance | $1,342,000 | 2,837 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,483,000 | 3,475 |
| Other real estate owned | $509,000 | 3,118 |
| Goodwill and other intangibles | $90,000 | 2,652 |
| All other assets | $2,703,000 | 3,666 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $115,454,000 | 4,087 |
| Total liabilities | $104,790,000 | 4,060 |
| Total deposits | $102,844,000 | 3,847 |
| Interest-bearing deposits | $86,790,000 | 3,872 |
| Deposits held in domestic offices | $102,844,000 | 3,841 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $700,000 | 4,878 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,246,000 | 2,929 |
| Total equity capital | $10,664,000 | 4,275 |
| Total bank equity capital | $10,664,000 | 4,275 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $122,000 | 7,043 |
| Surplus | $8,597,000 | 1,979 |
| Undivided profits | $1,945,000 | 6,603 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $723,000 | 3,351 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $958,000 | 3,610 |
| Earning assets | $105,011,000 | 4,112 |
| Long-term assets (5+ years) | $8,308,000 | 5,188 |
| Average Assets, year-to-date | $117,985,400 | 3,848 |
| Average Assets, quarterly | $115,865,500 | 4,042 |
| Volatile liabilities | $34,615,000 | 2,402 |
| Insider loans | $2,253,000 | 2,166 |
| FHLB advances | $700,000 | 4,597 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $2,806,000 | 6,740 |
| Tier 1 (core) risk-based capital | $10,173,000 | 4,292 |
| Tier 2 risk-based capital | $1,122,000 | 3,051 |
| Total risk weighted assets | $89,543,000 | 3,535 |
| Total unused commitments | $2,806,000 | 6,750 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 56 | 3,034 |
| Assets and Liabilities | ||
| Total Assets: | $121,695,000 | 3,761 |
| Cash and due from depository institutions | $4,651,000 | 3,034 |
| Interest-bearing balances | $65,000 | 5,173 |
| Securities | $15,267,000 | 5,516 |
| Federal funds sold & reverse repurchase agreements | $16,800,000 | 727 |
| Net loans & leases | $79,066,000 | 3,728 |
| Loan loss allowance | $1,162,000 | 3,058 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,795,000 | 3,089 |
| Other real estate owned | $500,000 | 3,034 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $2,616,000 | 3,183 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $121,695,000 | 3,761 |
| Total liabilities | $112,308,000 | 3,677 |
| Total deposits | $110,330,000 | 3,459 |
| Interest-bearing deposits | $85,025,000 | 3,807 |
| Deposits held in domestic offices | $110,330,000 | 3,455 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $800,000 | 4,771 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,178,000 | 3,155 |
| Total equity capital | $9,387,000 | 4,622 |
| Total bank equity capital | $9,387,000 | 4,622 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $122,000 | 7,274 |
| Surplus | $7,597,000 | 2,129 |
| Undivided profits | $1,668,000 | 6,922 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,150,000 | 2,044 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $875,000 | 3,149 |
| Earning assets | $111,198,000 | 3,790 |
| Long-term assets (5+ years) | $13,176,000 | 4,023 |
| Average Assets, year-to-date | $114,016,800 | 3,836 |
| Average Assets, quarterly | $122,159,000 | 3,709 |
| Volatile liabilities | $29,574,000 | 2,696 |
| Insider loans | $1,519,000 | 2,903 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $3,413,000 | 6,246 |
| Tier 1 (core) risk-based capital | $9,209,000 | 4,581 |
| Tier 2 risk-based capital | $1,057,690 | 3,119 |
| Total risk weighted assets | $84,510,590 | 3,595 |
| Total unused commitments | $3,413,000 | 6,249 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 46 | 3,730 |
| Assets and Liabilities | ||
| Total Assets: | $107,853,000 | 4,137 |
| Cash and due from depository institutions | $4,045,000 | 3,730 |
| Interest-bearing balances | $25,000 | 5,890 |
| Securities | $14,046,000 | 6,018 |
| Federal funds sold & reverse repurchase agreements | $16,050,000 | 634 |
| Net loans & leases | $68,338,000 | 4,056 |
| Loan loss allowance | $1,013,000 | 3,395 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,487,000 | 3,378 |
| Other real estate owned | $500,000 | 3,730 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,387,000 | 3,433 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $107,853,000 | 4,137 |
| Total liabilities | $99,767,000 | 4,043 |
| Total deposits | $92,793,000 | 3,992 |
| Interest-bearing deposits | $74,108,000 | 4,249 |
| Deposits held in domestic offices | $92,793,000 | 3,988 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $5,900,000 | 2,646 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,074,000 | 3,087 |
| Total equity capital | $8,086,000 | 5,073 |
| Total bank equity capital | $8,086,000 | 5,073 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $122,000 | 7,535 |
| Surplus | $6,597,000 | 2,364 |
| Undivided profits | $1,367,000 | 7,223 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $442,000 | 3,933 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $696,000 | 3,376 |
| Earning assets | $98,459,000 | 4,138 |
| Long-term assets (5+ years) | $5,002,000 | 6,309 |
| Average Assets, year-to-date | $98,022,400 | 4,323 |
| Average Assets, quarterly | $103,573,000 | 4,232 |
| Volatile liabilities | $32,991,000 | 2,360 |
| Insider loans | $2,063,000 | 2,171 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $3,740,000 | 6,193 |
| Tier 1 (core) risk-based capital | $8,217,000 | 4,999 |
| Tier 2 risk-based capital | $929,400 | 3,352 |
| Total risk weighted assets | $74,268,500 | 3,858 |
| Total unused commitments | $3,740,000 | 6,198 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 45 | 3,815 |
| Assets and Liabilities | ||
| Total Assets: | $94,411,000 | 4,567 |
| Cash and due from depository institutions | $3,422,000 | 3,815 |
| Interest-bearing balances | $49,000 | 5,569 |
| Securities | $12,598,000 | 6,392 |
| Federal funds sold & reverse repurchase agreements | $10,200,000 | 1,688 |
| Net loans & leases | $63,097,000 | 4,103 |
| Loan loss allowance | $856,000 | 3,793 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,408,000 | 3,342 |
| Other real estate owned | $500,000 | 3,815 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $2,186,000 | 3,298 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $94,411,000 | 4,567 |
| Total liabilities | $87,047,000 | 4,463 |
| Total deposits | $84,859,000 | 4,306 |
| Interest-bearing deposits | $68,987,000 | 4,510 |
| Deposits held in domestic offices | $84,859,000 | 4,300 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,000,000 | 3,737 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,188,000 | 3,059 |
| Total equity capital | $7,364,000 | 5,570 |
| Total bank equity capital | $7,364,000 | 5,570 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $122,000 | 7,692 |
| Surplus | $6,097,000 | 2,400 |
| Undivided profits | $1,145,000 | 8,020 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $361,000 | 4,763 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $666,000 | 3,507 |
| Earning assets | $85,944,000 | 4,599 |
| Long-term assets (5+ years) | $4,098,000 | 6,631 |
| Average Assets, year-to-date | $86,603,000 | 4,677 |
| Average Assets, quarterly | $91,036,000 | 4,641 |
| Volatile liabilities | $22,811,000 | 2,702 |
| Insider loans | $2,217,000 | 1,934 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,817,000 | 5,997 |
| Tier 1 (core) risk-based capital | $7,297,000 | 5,418 |
| Tier 2 risk-based capital | $841,710 | 3,518 |
| Total risk weighted assets | $67,322,410 | 4,007 |
| Total unused commitments | $3,817,000 | 6,001 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 46 | 3,856 |
| Assets and Liabilities | ||
| Total Assets: | $81,253,000 | 5,132 |
| Cash and due from depository institutions | $4,309,000 | 3,856 |
| Interest-bearing balances | $53,000 | 5,292 |
| Securities | $13,080,000 | 6,513 |
| Federal funds sold & reverse repurchase agreements | $5,350,000 | 2,552 |
| Net loans & leases | $54,125,000 | 4,671 |
| Loan loss allowance | $781,000 | 4,135 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,413,000 | 3,259 |
| Other real estate owned | $500,000 | 3,856 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,476,000 | 4,516 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $81,253,000 | 5,132 |
| Total liabilities | $74,716,000 | 5,034 |
| Total deposits | $73,700,000 | 4,836 |
| Interest-bearing deposits | $61,149,000 | 5,002 |
| Deposits held in domestic offices | $73,700,000 | 4,830 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,016,000 | 3,528 |
| Total equity capital | $6,537,000 | 6,056 |
| Total bank equity capital | $6,537,000 | 6,056 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $122,000 | 8,046 |
| Surplus | $5,091,000 | 2,710 |
| Undivided profits | $1,324,000 | 8,092 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $271,000 | 5,598 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $589,000 | 4,041 |
| Earning assets | $72,608,000 | 5,227 |
| Long-term assets (5+ years) | $4,960,000 | 5,990 |
| Average Assets, year-to-date | $77,684,000 | 5,117 |
| Average Assets, quarterly | $80,035,000 | 5,131 |
| Volatile liabilities | $18,297,000 | 3,218 |
| Insider loans | $2,379,000 | 1,768 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $2,821,000 | 6,677 |
| Tier 1 (core) risk-based capital | $6,536,000 | 5,931 |
| Tier 2 risk-based capital | $725,960 | 3,864 |
| Total risk weighted assets | $58,021,560 | 4,492 |
| Total unused commitments | $2,821,000 | 6,685 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 39 | 4,676 |
| Assets and Liabilities | ||
| Total Assets: | $76,045,000 | 5,523 |
| Cash and due from depository institutions | $3,560,000 | 4,676 |
| Interest-bearing balances | $47,000 | 5,444 |
| Securities | $15,648,000 | 6,265 |
| Federal funds sold & reverse repurchase agreements | $2,950,000 | 3,910 |
| Net loans & leases | $50,162,000 | 5,034 |
| Loan loss allowance | $721,000 | 4,570 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,764,000 | 4,154 |
| Other real estate owned | $537,000 | 4,676 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,424,000 | 4,800 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $76,045,000 | 5,523 |
| Total liabilities | $70,225,000 | 5,404 |
| Total deposits | $67,419,000 | 5,348 |
| Interest-bearing deposits | $54,545,000 | 5,598 |
| Deposits held in domestic offices | $67,419,000 | 5,338 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $2,000,000 | 2,667 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $806,000 | 4,159 |
| Total equity capital | $5,820,000 | 6,569 |
| Total bank equity capital | $5,820,000 | 6,569 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $122,000 | 8,465 |
| Surplus | $4,591,000 | 3,081 |
| Undivided profits | $1,107,000 | 8,666 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $583,000 | 3,925 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $594,000 | 3,888 |
| Earning assets | $68,807,000 | 5,573 |
| Long-term assets (5+ years) | $5,023,000 | 5,865 |
| Average Assets, year-to-date | $71,490,000 | 5,614 |
| Average Assets, quarterly | $73,906,500 | 5,603 |
| Volatile liabilities | $15,010,000 | 3,615 |
| Insider loans | $1,684,000 | 2,458 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,019,000 | 7,430 |
| Tier 1 (core) risk-based capital | $5,853,000 | 6,472 |
| Tier 2 risk-based capital | $670,220 | 4,207 |
| Total risk weighted assets | $53,566,720 | 4,825 |
| Total unused commitments | $2,019,000 | 7,444 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 37 | 5,049 |
| Assets and Liabilities | ||
| Total Assets: | $67,557,000 | 6,103 |
| Cash and due from depository institutions | $4,360,000 | 5,049 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $14,985,000 | 6,714 |
| Federal funds sold & reverse repurchase agreements | $4,250,000 | 3,330 |
| Net loans & leases | $41,659,000 | 5,670 |
| Loan loss allowance | $651,000 | 4,985 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $669,000 | 7,402 |
| Other real estate owned | $596,000 | 5,049 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,038,000 | 6,211 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $67,557,000 | 6,103 |
| Total liabilities | $62,232,000 | 5,980 |
| Total deposits | $61,418,000 | 5,821 |
| Interest-bearing deposits | $51,603,000 | 5,951 |
| Deposits held in domestic offices | $61,418,000 | 5,811 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $50,000 | 4,675 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $765,000 | 4,547 |
| Total equity capital | $5,325,000 | 7,083 |
| Total bank equity capital | $5,325,000 | 7,083 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $122,000 | 8,881 |
| Surplus | $4,091,000 | 3,366 |
| Undivided profits | $1,112,000 | 9,052 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $354,000 | 5,177 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $149,000 | 735 |
| Income earned, not collected on loans | $558,000 | 4,278 |
| Earning assets | $60,894,000 | 6,166 |
| Long-term assets (5+ years) | $4,829,000 | 5,893 |
| Average Assets, year-to-date | $61,027,600 | 6,340 |
| Average Assets, quarterly | $65,039,000 | 6,208 |
| Volatile liabilities | $12,066,000 | 3,976 |
| Insider loans | $1,409,000 | 2,913 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,547,000 | 8,046 |
| Tier 1 (core) risk-based capital | $5,202,000 | 7,053 |
| Tier 2 risk-based capital | $564,830 | 4,790 |
| Total risk weighted assets | $45,100,530 | 5,449 |
| Total unused commitments | $1,547,000 | 8,059 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 35 | 5,491 |
| Assets and Liabilities | ||
| Total Assets: | $57,077,000 | 6,891 |
| Cash and due from depository institutions | $2,511,000 | 5,491 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $7,587,000 | 9,699 |
| Federal funds sold & reverse repurchase agreements | $5,480,000 | 1,676 |
| Net loans & leases | $39,332,000 | 5,850 |
| Loan loss allowance | $479,000 | 6,378 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $671,000 | 7,537 |
| Other real estate owned | $636,000 | 5,491 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $860,000 | 7,398 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $57,077,000 | 6,891 |
| Total liabilities | $52,401,000 | 6,822 |
| Total deposits | $51,877,000 | 6,629 |
| Interest-bearing deposits | $44,267,000 | 6,642 |
| Deposits held in domestic offices | $51,877,000 | 6,623 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $125,000 | 4,673 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $399,000 | 6,091 |
| Total equity capital | $4,676,000 | 7,456 |
| Total bank equity capital | $4,676,000 | 7,456 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $122,000 | 9,373 |
| Surplus | $3,791,000 | 3,520 |
| Undivided profits | $763,000 | 9,632 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $564,000 | 3,971 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $507,000 | 4,169 |
| Earning assets | $52,399,000 | 6,861 |
| Long-term assets (5+ years) | $3,887,000 | 6,714 |
| Average Assets, year-to-date | $55,575,000 | 6,893 |
| Average Assets, quarterly | $56,576,500 | 6,891 |
| Volatile liabilities | $9,555,000 | 4,492 |
| Insider loans | $1,437,000 | 2,792 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,669,000 | 7,967 |
| Tier 1 (core) risk-based capital | $4,753,000 | 7,481 |
| Tier 2 risk-based capital | $479,000 | 5,463 |
| Total risk weighted assets | $42,171,400 | 5,675 |
| Total unused commitments | $1,669,000 | 7,976 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 35 | 5,698 |
| Assets and Liabilities | ||
| Total Assets: | $54,495,000 | 7,311 |
| Cash and due from depository institutions | $2,120,000 | 5,698 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $11,003,000 | 8,714 |
| Federal funds sold & reverse repurchase agreements | $3,750,000 | 3,643 |
| Net loans & leases | $35,558,000 | 6,227 |
| Loan loss allowance | $308,000 | 8,563 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $714,000 | 7,435 |
| Other real estate owned | $166,000 | 5,698 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,184,000 | 5,381 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $54,495,000 | 7,311 |
| Total liabilities | $50,317,000 | 7,208 |
| Total deposits | $49,696,000 | 7,089 |
| Interest-bearing deposits | $43,094,000 | 7,019 |
| Deposits held in domestic offices | $49,696,000 | 7,081 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $200,000 | 4,021 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $421,000 | 6,050 |
| Total equity capital | $4,178,000 | 8,168 |
| Total bank equity capital | $4,178,000 | 8,168 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $122,000 | 9,848 |
| Surplus | $3,413,000 | 3,761 |
| Undivided profits | $643,000 | 10,431 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $240,000 | 7,037 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $457,000 | 4,096 |
| Earning assets | $50,311,000 | 7,252 |
| Long-term assets (5+ years) | $4,656,000 | 6,622 |
| Average Assets, year-to-date | $51,817,800 | 7,398 |
| Average Assets, quarterly | $53,672,500 | 7,321 |
| Volatile liabilities | $8,236,000 | 4,716 |
| Insider loans | $594,000 | 5,199 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,665,000 | 8,020 |
| Tier 1 (core) risk-based capital | $4,178,000 | 8,085 |
| Tier 2 risk-based capital | $308,000 | 7,474 |
| Total risk weighted assets | $38,632,500 | 6,058 |
| Total unused commitments | $1,665,000 | 8,045 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 33 | 6,105 |
| Assets and Liabilities | ||
| Total Assets: | $48,719,000 | 7,999 |
| Cash and due from depository institutions | $2,611,000 | 6,105 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $6,703,000 | 10,692 |
| Federal funds sold & reverse repurchase agreements | $6,245,000 | 2,657 |
| Net loans & leases | $31,594,000 | 6,797 |
| Loan loss allowance | $284,000 | 9,072 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $695,000 | 7,661 |
| Other real estate owned | $167,000 | 6,105 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $704,000 | 8,054 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $48,719,000 | 7,999 |
| Total liabilities | $45,049,000 | 7,915 |
| Total deposits | $44,597,000 | 7,800 |
| Interest-bearing deposits | $36,351,000 | 8,079 |
| Deposits held in domestic offices | $44,597,000 | 7,794 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $452,000 | 6,263 |
| Total equity capital | $3,670,000 | 8,699 |
| Total bank equity capital | $3,670,000 | 8,699 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $122,000 | 10,308 |
| Surplus | $3,153,000 | 3,834 |
| Undivided profits | $395,000 | 11,328 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $656,000 | 4,811 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $463,000 | 4,405 |
| Earning assets | $44,542,000 | 7,981 |
| Long-term assets (5+ years) | $5,419,000 | 6,229 |
| Average Assets, year-to-date | $46,206,000 | 8,126 |
| Average Assets, quarterly | $47,440,000 | 8,090 |
| Volatile liabilities | $7,134,000 | 5,224 |
| Insider loans | $547,000 | 1,647 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,937,000 | 7,394 |
| Tier 1 (core) risk-based capital | $3,670,000 | 8,624 |
| Tier 2 risk-based capital | $284,000 | 7,885 |
| Total risk weighted assets | $33,707,200 | 6,770 |
| Total unused commitments | $1,937,000 | 7,426 |
| Derivatives | $0 | 651 |