Home > Montgomery Bank > Income and Expense

Montgomery Bank, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$15,781,000858
Total interest expense$4,254,0001,115
Net interest income$11,527,000776
Provision for loan and lease losses$-1,0004,161
Total noninterest income$1,966,000875
Gross Fiduciary activities income$0918
Service charges on deposit accounts$389,000718
Trading account gains and feesNANA
Additional Noninterest Income$1,577,000730
Total noninterest expense$9,396,000778
Salaries and employee benefits$4,921,000816
Premises and equipment expense$1,172,000604
Additional noninterest expense$1,577,000730
Pre-tax net operating income$4,098,000835
Securities gains (losses)$0665
Applicable income taxes$03,151
Income before extraordinary items$4,098,000729
Extraordinary gains, net$047
Net income$4,098,000742
Minority interest net income$065
Net income of bank and minority interests.$4,098,000729
Net charge-offs$-5,0003,884
Cash dividends$2,193,000530
Sale, conversion, retirement of capital stock, net$0467
Net operating income$4,098,000728
2024-12-31 (YTD Data)Rank
Total interest income$62,133,000867
Total interest expense$19,249,0001,064
Net interest income$42,884,000773
Provision for loan and lease losses$954,000959
Total noninterest income$8,142,000865
Gross Fiduciary activities income$01,000
Service charges on deposit accounts$1,612,000691
Trading account gains and feesNANA
Additional Noninterest Income$6,530,000735
Total noninterest expense$36,470,000779
Salaries and employee benefits$18,602,000837
Premises and equipment expense$4,628,000599
Additional noninterest expense$6,530,000735
Pre-tax net operating income$13,602,000926
Securities gains (losses)$0940
Applicable income taxes$277,0002,206
Income before extraordinary items$13,325,000804
Extraordinary gains, net$053
Net income$13,325,000808
Minority interest net income$090
Net income of bank and minority interests.$13,325,000804
Net charge-offs$-17,0004,035
Cash dividends$10,787,000489
Sale, conversion, retirement of capital stock, net$0564
Net operating income$13,325,000810
2024-09-30 (YTD Data)Rank
Total interest income$46,361,000862
Total interest expense$14,702,0001,048
Net interest income$31,659,000774
Provision for loan and lease losses$544,0001,033
Total noninterest income$6,127,000864
Gross Fiduciary activities income$0972
Service charges on deposit accounts$1,191,000695
Trading account gains and feesNANA
Additional Noninterest Income$4,936,000729
Total noninterest expense$27,139,000771
Salaries and employee benefits$13,772,000839
Premises and equipment expense$3,426,000602
Additional noninterest expense$4,936,000729
Pre-tax net operating income$10,103,000913
Securities gains (losses)$0930
Applicable income taxes$88,0002,654
Income before extraordinary items$10,015,000797
Extraordinary gains, net$051
Net income$10,015,000810
Minority interest net income$082
Net income of bank and minority interests.$10,015,000799
Net charge-offs$-39,0004,208
Cash dividends$9,165,000416
Sale, conversion, retirement of capital stock, net$0527
Net operating income$10,015,000795
2024-06-30 (YTD Data)Rank
Total interest income$30,625,000860
Total interest expense$9,831,0001,039
Net interest income$20,794,000782
Provision for loan and lease losses$403,000945
Total noninterest income$4,179,000854
Gross Fiduciary activities income$0962
Service charges on deposit accounts$772,000703
Trading account gains and feesNANA
Additional Noninterest Income$3,407,000726
Total noninterest expense$17,883,000782
Salaries and employee benefits$9,066,000849
Premises and equipment expense$2,219,000624
Additional noninterest expense$3,407,000726
Pre-tax net operating income$6,687,000916
Securities gains (losses)$0628
Applicable income taxes$88,0002,432
Income before extraordinary items$6,599,000799
Extraordinary gains, net$052
Net income$6,599,000809
Minority interest net income$084
Net income of bank and minority interests.$6,599,000801
Net charge-offs$-38,0004,254
Cash dividends$5,922,000423
Sale, conversion, retirement of capital stock, net$0496
Net operating income$6,599,000800
2024-03-31 (YTD Data)Rank
Total interest income$15,042,000867
Total interest expense$5,243,000970
Net interest income$9,799,000831
Provision for loan and lease losses$194,000864
Total noninterest income$2,088,000837
Gross Fiduciary activities income$0895
Service charges on deposit accounts$382,000713
Trading account gains and feesNANA
Additional Noninterest Income$1,706,000711
Total noninterest expense$8,954,000790
Salaries and employee benefits$4,626,000836
Premises and equipment expense$1,121,000628
Additional noninterest expense$1,706,000711
Pre-tax net operating income$2,739,0001,038
Securities gains (losses)$0689
Applicable income taxes$03,183
Income before extraordinary items$2,739,000926
Extraordinary gains, net$051
Net income$2,739,000936
Minority interest net income$072
Net income of bank and minority interests.$2,739,000926
Net charge-offs$-28,0004,314
Cash dividends$1,897,000560
Sale, conversion, retirement of capital stock, net$0434
Net operating income$2,739,000922
2023-12-31 (YTD Data)Rank
Total interest income$53,188,000872
Total interest expense$18,526,000823
Net interest income$34,662,000919
Provision for loan and lease losses$238,0001,892
Total noninterest income$9,169,000781
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,500,000734
Trading account gains and feesNANA
Additional Noninterest Income$7,669,000651
Total noninterest expense$33,877,000799
Salaries and employee benefits$16,970,000875
Premises and equipment expense$4,130,000656
Additional noninterest expense$7,669,000651
Pre-tax net operating income$9,716,0001,191
Securities gains (losses)$0988
Applicable income taxes$-306,0004,480
Income before extraordinary items$10,022,0001,005
Extraordinary gains, net$054
Net income$10,022,0001,018
Minority interest net income$088
Net income of bank and minority interests.$10,022,0001,008
Net charge-offs$-3,0003,644
Cash dividends$8,272,000564
Sale, conversion, retirement of capital stock, net$0540
Net operating income$10,022,0001,022
2023-09-30 (YTD Data)Rank
Total interest income$38,761,000879
Total interest expense$12,712,000827
Net interest income$26,049,000921
Provision for loan and lease losses$180,0001,734
Total noninterest income$7,028,000783
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,118,000737
Trading account gains and feesNANA
Additional Noninterest Income$5,910,000651
Total noninterest expense$25,095,000806
Salaries and employee benefits$12,653,000887
Premises and equipment expense$3,027,000670
Additional noninterest expense$5,910,000651
Pre-tax net operating income$7,802,0001,160
Securities gains (losses)$0849
Applicable income taxes$-21,0004,441
Income before extraordinary items$7,823,0001,024
Extraordinary gains, net$052
Net income$7,823,0001,029
Minority interest net income$081
Net income of bank and minority interests.$7,823,0001,024
Net charge-offs$-7,0003,746
Cash dividends$6,597,000491
Sale, conversion, retirement of capital stock, net$0507
Net operating income$7,823,0001,034
2023-06-30 (YTD Data)Rank
Total interest income$24,978,000878
Total interest expense$7,321,000853
Net interest income$17,657,000917
Provision for loan and lease losses$120,0001,688
Total noninterest income$4,800,000748
Gross Fiduciary activities income$0931
Service charges on deposit accounts$737,000736
Trading account gains and feesNANA
Additional Noninterest Income$4,063,000614
Total noninterest expense$16,522,000802
Salaries and employee benefits$8,426,000879
Premises and equipment expense$1,970,000677
Additional noninterest expense$4,063,000614
Pre-tax net operating income$5,815,0001,070
Securities gains (losses)$0938
Applicable income taxes$-21,0004,501
Income before extraordinary items$5,836,000942
Extraordinary gains, net$051
Net income$5,836,000954
Minority interest net income$081
Net income of bank and minority interests.$5,836,000942
Net charge-offs$-6,0003,775
Cash dividends$4,113,000511
Sale, conversion, retirement of capital stock, net$0486
Net operating income$5,836,000950
2023-03-31 (YTD Data)Rank
Total interest income$12,028,000900
Total interest expense$2,962,000901
Net interest income$9,066,000899
Provision for loan and lease losses$60,0001,563
Total noninterest income$2,329,000750
Gross Fiduciary activities income$0913
Service charges on deposit accounts$368,000744
Trading account gains and feesNANA
Additional Noninterest Income$1,961,000612
Total noninterest expense$8,409,000802
Salaries and employee benefits$4,259,000892
Premises and equipment expense$1,027,000673
Additional noninterest expense$1,961,000612
Pre-tax net operating income$2,926,0001,092
Securities gains (losses)$0950
Applicable income taxes$-21,0004,519
Income before extraordinary items$2,947,000954
Extraordinary gains, net$04
Net income$2,947,000953
Minority interest net income$048
Net income of bank and minority interests.$2,947,000953
Net charge-offs$-4,0003,763
Cash dividends$2,189,000449
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,947,000971
2022-12-31 (YTD Data)Rank
Total interest income$36,696,000958
Total interest expense$4,446,000859
Net interest income$32,250,000958
Provision for loan and lease losses$381,0001,379
Total noninterest income$8,390,000851
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,492,000742
Trading account gains and feesNANA
Additional Noninterest Income$6,898,000716
Total noninterest expense$29,070,000892
Salaries and employee benefits$14,909,000962
Premises and equipment expense$3,584,000730
Additional noninterest expense$6,898,000716
Pre-tax net operating income$11,189,0001,187
Securities gains (losses)$-31,0003,658
Applicable income taxes$452,0002,097
Income before extraordinary items$10,706,0001,047
Extraordinary gains, net$05
Net income$10,706,0001,047
Minority interest net income$063
Net income of bank and minority interests.$10,706,0001,047
Net charge-offs$-4,0003,445
Cash dividends$7,115,000595
Sale, conversion, retirement of capital stock, net$0568
Net operating income$10,735,7601,071
2022-09-30 (YTD Data)Rank
Total interest income$25,147,000995
Total interest expense$2,378,000869
Net interest income$22,769,0001,006
Provision for loan and lease losses$10,0002,666
Total noninterest income$6,205,000875
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,122,000750
Trading account gains and feesNANA
Additional Noninterest Income$5,083,000745
Total noninterest expense$20,643,000919
Salaries and employee benefits$10,614,0001,007
Premises and equipment expense$2,606,000749
Additional noninterest expense$5,083,000745
Pre-tax net operating income$8,321,0001,177
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$8,321,0001,018
Extraordinary gains, net$04
Net income$8,321,0001,016
Minority interest net income$057
Net income of bank and minority interests.$8,321,0001,018
Net charge-offs$16,0001,674
Cash dividends$5,785,000527
Sale, conversion, retirement of capital stock, net$0519
Net operating income$8,321,0001,040
2022-06-30 (YTD Data)Rank
Total interest income$16,209,000990
Total interest expense$1,324,000873
Net interest income$14,885,000993
Provision for loan and lease losses$-4,0004,365
Total noninterest income$4,040,000876
Gross Fiduciary activities income$0925
Service charges on deposit accounts$728,000758
Trading account gains and feesNANA
Additional Noninterest Income$3,312,000767
Total noninterest expense$13,304,000928
Salaries and employee benefits$7,016,0001,006
Premises and equipment expense$1,708,000753
Additional noninterest expense$4,580,000828
Pre-tax net operating income$5,625,0001,110
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$5,625,000963
Extraordinary gains, net$04
Net income$5,625,000962
Minority interest net income$060
Net income of bank and minority interests.$5,625,000963
Net charge-offs$-20,0003,883
Cash dividends$3,815,000514
Sale, conversion, retirement of capital stock, net$0494
Net operating income$5,625,000982
2022-03-31 (YTD Data)Rank
Total interest income$7,966,000979
Total interest expense$643,000852
Net interest income$7,323,000983
Provision for loan and lease losses$-20,0004,437
Total noninterest income$1,950,000900
Gross Fiduciary activities income$0892
Service charges on deposit accounts$346,000786
Trading account gains and feesNANA
Additional Noninterest Income$1,604,000797
Total noninterest expense$6,643,000935
Salaries and employee benefits$3,560,000996
Premises and equipment expense$883,000734
Additional noninterest expense$2,200,000848
Pre-tax net operating income$2,650,0001,108
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$2,650,000969
Extraordinary gains, net$04
Net income$2,650,000968
Minority interest net income$050
Net income of bank and minority interests.$2,650,000969
Net charge-offs$-24,0004,213
Cash dividends$1,236,000671
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,650,000981
2021-12-31 (YTD Data)Rank
Total interest income$33,174,000969
Total interest expense$2,873,000951
Net interest income$30,301,000961
Provision for loan and lease losses$-3,0004,133
Total noninterest income$7,999,000981
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,319,000774
Trading account gains and feesNANA
Additional Noninterest Income$6,680,000878
Total noninterest expense$25,453,000973
Salaries and employee benefits$12,049,0001,121
Premises and equipment expense$3,492,000749
Additional noninterest expense$9,912,000786
Pre-tax net operating income$12,850,0001,062
Securities gains (losses)$-128,0004,684
Applicable income taxes$03,710
Income before extraordinary items$12,722,000951
Extraordinary gains, net$010
Net income$12,722,000952
Minority interest net income$074
Net income of bank and minority interests.$12,722,000952
Net charge-offs$-57,0004,174
Cash dividends$8,720,000534
Sale, conversion, retirement of capital stock, net$0582
Net operating income$12,850,000927
2021-09-30 (YTD Data)Rank
Total interest income$24,986,000980
Total interest expense$2,225,000966
Net interest income$22,761,000976
Provision for loan and lease losses$-1,0004,274
Total noninterest income$6,009,000998
Gross Fiduciary activities income$0957
Service charges on deposit accounts$954,000800
Trading account gains and feesNANA
Additional Noninterest Income$5,055,000893
Total noninterest expense$20,226,000927
Salaries and employee benefits$10,327,0001,025
Premises and equipment expense$2,755,000735
Additional noninterest expense$7,144,000814
Pre-tax net operating income$8,545,0001,207
Securities gains (losses)$02,015
Applicable income taxes$03,719
Income before extraordinary items$8,545,0001,072
Extraordinary gains, net$08
Net income$8,545,0001,073
Minority interest net income$069
Net income of bank and minority interests.$8,545,0001,073
Net charge-offs$-6,0003,495
Cash dividends$6,490,000507
Sale, conversion, retirement of capital stock, net$0543
Net operating income$8,545,0001,059
2021-06-30 (YTD Data)Rank
Total interest income$16,531,000972
Total interest expense$1,529,000980
Net interest income$15,002,000971
Provision for loan and lease losses$-20,0004,411
Total noninterest income$3,992,0001,002
Gross Fiduciary activities income$0951
Service charges on deposit accounts$595,000811
Trading account gains and feesNANA
Additional Noninterest Income$3,397,000887
Total noninterest expense$13,321,000933
Salaries and employee benefits$6,852,0001,020
Premises and equipment expense$1,735,000769
Additional noninterest expense$4,734,000805
Pre-tax net operating income$5,693,0001,191
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$5,693,0001,073
Extraordinary gains, net$06
Net income$5,693,0001,074
Minority interest net income$067
Net income of bank and minority interests.$5,693,0001,074
Net charge-offs$-5,0003,551
Cash dividends$4,610,000466
Sale, conversion, retirement of capital stock, net$0517
Net operating income$5,693,0001,051
2021-03-31 (YTD Data)Rank
Total interest income$8,320,000963
Total interest expense$784,0001,008
Net interest income$7,536,000957
Provision for loan and lease losses$-16,0004,591
Total noninterest income$1,874,0001,046
Gross Fiduciary activities income$0922
Service charges on deposit accounts$306,000784
Trading account gains and feesNANA
Additional Noninterest Income$1,568,000951
Total noninterest expense$6,568,000931
Salaries and employee benefits$3,507,000988
Premises and equipment expense$900,000759
Additional noninterest expense$2,161,000845
Pre-tax net operating income$2,858,0001,177
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$2,858,0001,070
Extraordinary gains, net$03
Net income$2,858,0001,071
Minority interest net income$055
Net income of bank and minority interests.$2,858,0001,070
Net charge-offs$-2,0003,357
Cash dividends$1,706,000522
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,858,0001,036
2020-12-31 (YTD Data)Rank
Total interest income$35,683,000915
Total interest expense$4,180,0001,121
Net interest income$31,503,000896
Provision for loan and lease losses$876,0001,745
Total noninterest income$6,031,0001,121
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,324,000748
Trading account gains and feesNANA
Additional Noninterest Income$4,707,0001,057
Total noninterest expense$25,442,000938
Salaries and employee benefits$13,867,000966
Premises and equipment expense$3,486,000745
Additional noninterest expense$8,089,000873
Pre-tax net operating income$11,216,000964
Securities gains (losses)$-41,0004,913
Applicable income taxes$03,697
Income before extraordinary items$11,175,000866
Extraordinary gains, net$04
Net income$11,175,000866
Minority interest net income$072
Net income of bank and minority interests.$11,175,000866
Net charge-offs$954,000668
Cash dividends$7,413,000575
Sale, conversion, retirement of capital stock, net$0566
Net operating income$11,216,000823
2020-09-30 (YTD Data)Rank
Total interest income$26,426,000928
Total interest expense$3,285,0001,140
Net interest income$23,141,000904
Provision for loan and lease losses$486,0001,996
Total noninterest income$4,559,0001,089
Gross Fiduciary activities income$0981
Service charges on deposit accounts$981,000753
Trading account gains and feesNANA
Additional Noninterest Income$3,578,0001,015
Total noninterest expense$18,851,000930
Salaries and employee benefits$10,283,000964
Premises and equipment expense$2,620,000735
Additional noninterest expense$5,948,000868
Pre-tax net operating income$8,363,000940
Securities gains (losses)$-41,0004,908
Applicable income taxes$03,696
Income before extraordinary items$8,322,000837
Extraordinary gains, net$04
Net income$8,322,000837
Minority interest net income$065
Net income of bank and minority interests.$8,322,000837
Net charge-offs$594,000678
Cash dividends$6,584,000477
Sale, conversion, retirement of capital stock, net$0532
Net operating income$8,363,000803
2020-06-30 (YTD Data)Rank
Total interest income$17,564,000940
Total interest expense$2,332,0001,164
Net interest income$15,232,000910
Provision for loan and lease losses$308,0002,026
Total noninterest income$2,754,0001,099
Gross Fiduciary activities income$0970
Service charges on deposit accounts$661,000757
Trading account gains and feesNANA
Additional Noninterest Income$2,093,0001,053
Total noninterest expense$12,412,000932
Salaries and employee benefits$6,798,000961
Premises and equipment expense$1,711,000747
Additional noninterest expense$3,903,000871
Pre-tax net operating income$5,266,000910
Securities gains (losses)$02,249
Applicable income taxes$03,655
Income before extraordinary items$5,266,000811
Extraordinary gains, net$04
Net income$5,266,000811
Minority interest net income$065
Net income of bank and minority interests.$5,266,000811
Net charge-offs$579,000542
Cash dividends$3,006,000604
Sale, conversion, retirement of capital stock, net$0504
Net operating income$5,266,000777
2020-03-31 (YTD Data)Rank
Total interest income$8,906,000932
Total interest expense$1,391,0001,084
Net interest income$7,515,000904
Provision for loan and lease losses$15,0003,204
Total noninterest income$1,473,000994
Gross Fiduciary activities income$0941
Service charges on deposit accounts$394,000756
Trading account gains and feesNANA
Additional Noninterest Income$1,079,000923
Total noninterest expense$6,274,000931
Salaries and employee benefits$3,480,000942
Premises and equipment expense$855,000761
Additional noninterest expense$1,939,000894
Pre-tax net operating income$2,699,000818
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$2,699,000718
Extraordinary gains, net$04
Net income$2,699,000718
Minority interest net income$056
Net income of bank and minority interests.$2,699,000718
Net charge-offs$436,000408
Cash dividends$1,813,000552
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,699,000695
2019-12-31 (YTD Data)Rank
Total interest income$37,459,000903
Total interest expense$6,921,000932
Net interest income$30,538,000892
Provision for loan and lease losses$1,183,000811
Total noninterest income$5,680,0001,042
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,707,000725
Trading account gains and feesNANA
Additional Noninterest Income$3,973,000969
Total noninterest expense$25,046,000919
Salaries and employee benefits$13,617,000941
Premises and equipment expense$3,645,000700
Additional noninterest expense$7,784,000866
Pre-tax net operating income$9,989,0001,057
Securities gains (losses)$-445,0005,136
Applicable income taxes$03,859
Income before extraordinary items$9,544,000971
Extraordinary gains, net$011
Net income$9,544,000972
Minority interest net income$076
Net income of bank and minority interests.$9,544,000972
Net charge-offs$785,000779
Cash dividends$6,599,000650
Sale, conversion, retirement of capital stock, net$0626
Net operating income$9,989,000916
2019-09-30 (YTD Data)Rank
Total interest income$28,208,000902
Total interest expense$5,287,000929
Net interest income$22,921,000892
Provision for loan and lease losses$643,000960
Total noninterest income$3,869,0001,099
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,267,000732
Trading account gains and feesNANA
Additional Noninterest Income$2,602,0001,057
Total noninterest expense$18,938,000904
Salaries and employee benefits$10,149,000939
Premises and equipment expense$2,756,000693
Additional noninterest expense$6,033,000843
Pre-tax net operating income$7,209,0001,108
Securities gains (losses)$1,0002,065
Applicable income taxes$03,902
Income before extraordinary items$7,210,000978
Extraordinary gains, net$011
Net income$7,210,000979
Minority interest net income$072
Net income of bank and minority interests.$7,210,000979
Net charge-offs$545,000717
Cash dividends$5,074,000601
Sale, conversion, retirement of capital stock, net$0590
Net operating income$7,209,000955
2019-06-30 (YTD Data)Rank
Total interest income$18,659,000904
Total interest expense$3,462,000927
Net interest income$15,197,000889
Provision for loan and lease losses$398,0001,019
Total noninterest income$2,467,0001,111
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$827,000741
Trading account gains and feesNANA
Additional Noninterest Income$1,640,0001,091
Total noninterest expense$12,376,000913
Salaries and employee benefits$6,749,000938
Premises and equipment expense$1,854,000691
Additional noninterest expense$3,773,000904
Pre-tax net operating income$4,890,0001,071
Securities gains (losses)$1,0001,602
Applicable income taxes$03,901
Income before extraordinary items$4,891,000942
Extraordinary gains, net$011
Net income$4,891,000942
Minority interest net income$069
Net income of bank and minority interests.$4,891,000942
Net charge-offs$485,000582
Cash dividends$3,862,000547
Sale, conversion, retirement of capital stock, net$0573
Net operating income$4,890,000924
2019-03-31 (YTD Data)Rank
Total interest income$9,248,000908
Total interest expense$1,696,000918
Net interest income$7,552,000895
Provision for loan and lease losses$187,000996
Total noninterest income$1,124,0001,144
Gross Fiduciary activities income$0972
Service charges on deposit accounts$391,000767
Trading account gains and feesNANA
Additional Noninterest Income$733,0001,132
Total noninterest expense$6,231,000900
Salaries and employee benefits$3,422,000929
Premises and equipment expense$955,000681
Additional noninterest expense$1,854,000895
Pre-tax net operating income$2,258,0001,117
Securities gains (losses)$1,0001,020
Applicable income taxes$03,800
Income before extraordinary items$2,259,000978
Extraordinary gains, net$05
Net income$2,259,000977
Minority interest net income$052
Net income of bank and minority interests.$2,259,000977
Net charge-offs$404,000389
Cash dividends$1,833,000549
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,258,000961
2018-12-31 (YTD Data)Rank
Total interest income$34,871,000907
Total interest expense$5,457,000860
Net interest income$29,414,000903
Provision for loan and lease losses$647,0001,219
Total noninterest income$4,330,0001,202
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,806,000711
Trading account gains and feesNANA
Additional Noninterest Income$2,524,0001,288
Total noninterest expense$24,685,000891
Salaries and employee benefits$13,224,000934
Premises and equipment expense$3,916,000645
Additional noninterest expense$7,545,000884
Pre-tax net operating income$8,412,0001,185
Securities gains (losses)$01,125
Applicable income taxes$-14,0005,231
Income before extraordinary items$8,426,0001,063
Extraordinary gains, net$06
Net income$8,426,0001,062
Minority interest net income$072
Net income of bank and minority interests.$8,426,0001,062
Net charge-offs$1,245,000488
Cash dividends$7,828,000515
Sale, conversion, retirement of capital stock, net$0671
Net operating income$8,426,0001,059
2018-09-30 (YTD Data)Rank
Total interest income$25,655,000909
Total interest expense$3,836,000857
Net interest income$21,819,000906
Provision for loan and lease losses$309,0001,546
Total noninterest income$3,249,0001,203
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,380,000691
Trading account gains and feesNANA
Additional Noninterest Income$1,869,0001,311
Total noninterest expense$18,545,000892
Salaries and employee benefits$9,937,000931
Premises and equipment expense$2,912,000653
Additional noninterest expense$5,696,000868
Pre-tax net operating income$6,214,0001,204
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$6,214,0001,066
Extraordinary gains, net$05
Net income$6,214,0001,065
Minority interest net income$066
Net income of bank and minority interests.$6,214,0001,065
Net charge-offs$878,000484
Cash dividends$6,410,000448
Sale, conversion, retirement of capital stock, net$0633
Net operating income$6,214,0001,062
2018-06-30 (YTD Data)Rank
Total interest income$16,774,000914
Total interest expense$2,455,000838
Net interest income$14,319,000914
Provision for loan and lease losses$63,0002,555
Total noninterest income$2,154,0001,204
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$912,000685
Trading account gains and feesNANA
Additional Noninterest Income$1,242,0001,319
Total noninterest expense$12,267,000905
Salaries and employee benefits$6,579,000937
Premises and equipment expense$1,919,000668
Additional noninterest expense$3,769,000878
Pre-tax net operating income$4,143,0001,184
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$4,143,0001,052
Extraordinary gains, net$06
Net income$4,143,0001,051
Minority interest net income$065
Net income of bank and minority interests.$4,143,0001,051
Net charge-offs$230,000859
Cash dividends$4,704,000418
Sale, conversion, retirement of capital stock, net$0620
Net operating income$4,143,0001,046
2018-03-31 (YTD Data)Rank
Total interest income$8,273,000913
Total interest expense$1,168,000835
Net interest income$7,105,000917
Provision for loan and lease losses$6,0003,271
Total noninterest income$986,0001,282
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$428,000726
Trading account gains and feesNANA
Additional Noninterest Income$558,0001,403
Total noninterest expense$6,058,000915
Salaries and employee benefits$3,307,000943
Premises and equipment expense$967,000667
Additional noninterest expense$1,784,000908
Pre-tax net operating income$2,027,0001,188
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$2,027,0001,049
Extraordinary gains, net$07
Net income$2,027,0001,048
Minority interest net income$052
Net income of bank and minority interests.$2,027,0001,049
Net charge-offs$-7,0004,604
Cash dividends$1,061,000673
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,027,0001,041
2017-12-31 (YTD Data)Rank
Total interest income$33,025,000872
Total interest expense$4,446,000770
Net interest income$28,579,000883
Provision for loan and lease losses$590,0001,315
Total noninterest income$4,340,0001,214
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,571,000790
Trading account gains and feesNANA
Additional Noninterest Income$2,769,0001,233
Total noninterest expense$24,096,000892
Salaries and employee benefits$13,046,000923
Premises and equipment expense$3,935,000625
Additional noninterest expense$7,115,000928
Pre-tax net operating income$8,233,0001,151
Securities gains (losses)$-1,0004,786
Applicable income taxes$04,135
Income before extraordinary items$8,232,000885
Extraordinary gains, net$09
Net income$8,232,000885
Minority interest net income$076
Net income of bank and minority interests.$8,232,000885
Net charge-offs$644,000936
Cash dividends$7,075,000491
Sale, conversion, retirement of capital stock, net$0711
Net operating income$8,233,000870
2017-09-30 (YTD Data)Rank
Total interest income$24,712,000864
Total interest expense$3,331,000746
Net interest income$21,381,000882
Provision for loan and lease losses$312,0001,594
Total noninterest income$3,528,0001,193
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,154,000809
Trading account gains and feesNANA
Additional Noninterest Income$2,374,0001,132
Total noninterest expense$18,001,000897
Salaries and employee benefits$9,830,000922
Premises and equipment expense$2,923,000640
Additional noninterest expense$5,248,000936
Pre-tax net operating income$6,596,0001,115
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$6,596,000893
Extraordinary gains, net$09
Net income$6,596,000894
Minority interest net income$071
Net income of bank and minority interests.$6,596,000893
Net charge-offs$235,0001,277
Cash dividends$5,035,000496
Sale, conversion, retirement of capital stock, net$0677
Net operating income$6,596,000881
2017-06-30 (YTD Data)Rank
Total interest income$16,257,000873
Total interest expense$2,123,000752
Net interest income$14,134,000884
Provision for loan and lease losses$193,0001,601
Total noninterest income$2,408,0001,160
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$738,000829
Trading account gains and feesNANA
Additional Noninterest Income$1,670,0001,103
Total noninterest expense$11,931,000909
Salaries and employee benefits$6,562,000923
Premises and equipment expense$1,939,000643
Additional noninterest expense$3,430,000952
Pre-tax net operating income$4,418,0001,093
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$4,418,000891
Extraordinary gains, net$011
Net income$4,418,000892
Minority interest net income$071
Net income of bank and minority interests.$4,418,000891
Net charge-offs$124,0001,367
Cash dividends$3,506,000483
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,418,000876
2017-03-31 (YTD Data)Rank
Total interest income$8,035,000877
Total interest expense$1,029,000754
Net interest income$7,006,000891
Provision for loan and lease losses$185,000985
Total noninterest income$1,388,0001,055
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$367,000830
Trading account gains and feesNANA
Additional Noninterest Income$1,021,000941
Total noninterest expense$5,972,000908
Salaries and employee benefits$3,291,000929
Premises and equipment expense$965,000655
Additional noninterest expense$1,716,000940
Pre-tax net operating income$2,237,0001,062
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$2,237,000852
Extraordinary gains, net$08
Net income$2,237,000853
Minority interest net income$055
Net income of bank and minority interests.$2,237,000852
Net charge-offs$124,000813
Cash dividends$1,132,000657
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,237,000838
2016-12-31 (YTD Data)Rank
Total interest income$31,807,000850
Total interest expense$3,705,000794
Net interest income$28,102,000850
Provision for loan and lease losses$450,0001,578
Total noninterest income$4,016,0001,335
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,523,000822
Trading account gains and fees$0170
Additional Noninterest Income$2,493,0001,378
Total noninterest expense$24,047,000889
Salaries and employee benefits$13,033,000914
Premises and equipment expense$4,027,000617
Additional noninterest expense$6,987,000942
Pre-tax net operating income$7,621,0001,155
Securities gains (losses)$127,0001,171
Applicable income taxes$04,278
Income before extraordinary items$7,748,000969
Extraordinary gains, net$05
Net income$7,748,000968
Minority interest net income$082
Net income of bank and minority interests.$7,748,000968
Net charge-offs$373,0001,327
Cash dividends$6,443,000539
Sale, conversion, retirement of capital stock, net$0759
Net operating income$7,621,000957
2016-09-30 (YTD Data)Rank
Total interest income$23,763,000845
Total interest expense$2,737,000802
Net interest income$21,026,000842
Provision for loan and lease losses$357,0001,459
Total noninterest income$3,046,0001,324
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,130,000829
Trading account gains and fees$0169
Additional Noninterest Income$1,916,0001,353
Total noninterest expense$17,817,000893
Salaries and employee benefits$9,678,000920
Premises and equipment expense$3,028,000619
Additional noninterest expense$5,111,000964
Pre-tax net operating income$5,898,0001,137
Securities gains (losses)$127,0001,102
Applicable income taxes$04,325
Income before extraordinary items$6,025,000927
Extraordinary gains, net$05
Net income$6,025,000926
Minority interest net income$071
Net income of bank and minority interests.$6,025,000927
Net charge-offs$199,0001,463
Cash dividends$5,191,000488
Sale, conversion, retirement of capital stock, net$0719
Net operating income$5,898,000924
2016-06-30 (YTD Data)Rank
Total interest income$15,715,000851
Total interest expense$1,788,000816
Net interest income$13,927,000848
Provision for loan and lease losses$238,0001,478
Total noninterest income$1,842,0001,401
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$734,000841
Trading account gains and fees$0157
Additional Noninterest Income$1,108,0001,445
Total noninterest expense$11,778,000905
Salaries and employee benefits$6,379,000939
Premises and equipment expense$2,019,000615
Additional noninterest expense$3,380,000975
Pre-tax net operating income$3,753,0001,172
Securities gains (losses)$127,000821
Applicable income taxes$04,338
Income before extraordinary items$3,880,000941
Extraordinary gains, net$016
Net income$3,880,000940
Minority interest net income$071
Net income of bank and minority interests.$3,880,000940
Net charge-offs$74,0001,872
Cash dividends$3,815,000472
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,753,000950
2016-03-31 (YTD Data)Rank
Total interest income$7,838,000853
Total interest expense$875,000825
Net interest income$6,963,000843
Provision for loan and lease losses$145,0001,246
Total noninterest income$852,0001,456
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$352,000870
Trading account gains and fees$0142
Additional Noninterest Income$500,0001,505
Total noninterest expense$5,814,000905
Salaries and employee benefits$3,185,000933
Premises and equipment expense$1,021,000616
Additional noninterest expense$1,608,0001,013
Pre-tax net operating income$1,856,0001,154
Securities gains (losses)$127,000429
Applicable income taxes$04,259
Income before extraordinary items$1,983,000901
Extraordinary gains, net$012
Net income$1,983,000902
Minority interest net income$062
Net income of bank and minority interests.$1,983,000902
Net charge-offs$38,0001,611
Cash dividends$1,653,000502
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,856,000923
2015-12-31 (YTD Data)Rank
Total interest income$31,530,000816
Total interest expense$3,171,000884
Net interest income$28,359,000797
Provision for loan and lease losses$1,814,000493
Total noninterest income$3,893,0001,321
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,611,000797
Trading account gains and fees$0159
Additional Noninterest Income$2,282,0001,378
Total noninterest expense$24,066,000860
Salaries and employee benefits$12,617,000896
Premises and equipment expense$4,008,000619
Additional noninterest expense$7,441,000877
Pre-tax net operating income$6,372,0001,289
Securities gains (losses)$1,132,000186
Applicable income taxes$7,0004,160
Income before extraordinary items$7,497,000956
Extraordinary gains, net$023
Net income$7,497,000956
Minority interest net income$081
Net income of bank and minority interests.$7,497,000956
Net charge-offs$2,286,000336
Cash dividends$6,582,000529
Sale, conversion, retirement of capital stock, net$0804
Net operating income$6,365,0001,082
2015-09-30 (YTD Data)Rank
Total interest income$23,658,000813
Total interest expense$2,356,000898
Net interest income$21,302,000802
Provision for loan and lease losses$1,395,000445
Total noninterest income$2,860,0001,359
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,210,000803
Trading account gains and fees$0153
Additional Noninterest Income$1,650,0001,436
Total noninterest expense$18,081,000868
Salaries and employee benefits$9,425,000912
Premises and equipment expense$2,977,000638
Additional noninterest expense$5,679,000864
Pre-tax net operating income$4,686,0001,340
Securities gains (losses)$896,000200
Applicable income taxes$13,0004,071
Income before extraordinary items$5,569,000957
Extraordinary gains, net$021
Net income$5,569,000957
Minority interest net income$078
Net income of bank and minority interests.$5,569,000957
Net charge-offs$1,857,000295
Cash dividends$4,936,000497
Sale, conversion, retirement of capital stock, net$0773
Net operating income$4,673,0001,105
2015-06-30 (YTD Data)Rank
Total interest income$15,751,000814
Total interest expense$1,585,000895
Net interest income$14,166,000797
Provision for loan and lease losses$1,062,000406
Total noninterest income$2,021,0001,318
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$778,000824
Trading account gains and fees$0157
Additional Noninterest Income$1,243,0001,338
Total noninterest expense$11,934,000885
Salaries and employee benefits$6,248,000915
Premises and equipment expense$1,985,000634
Additional noninterest expense$3,701,000878
Pre-tax net operating income$3,191,0001,305
Securities gains (losses)$896,000160
Applicable income taxes$13,0003,985
Income before extraordinary items$4,074,000876
Extraordinary gains, net$022
Net income$4,074,000876
Minority interest net income$075
Net income of bank and minority interests.$4,074,000876
Net charge-offs$1,360,000292
Cash dividends$3,669,000435
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,178,0001,081
2015-03-31 (YTD Data)Rank
Total interest income$7,825,000813
Total interest expense$792,000905
Net interest income$7,033,000800
Provision for loan and lease losses$358,000552
Total noninterest income$898,0001,386
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$374,000828
Trading account gains and fees$0152
Additional Noninterest Income$524,0001,457
Total noninterest expense$6,041,000867
Salaries and employee benefits$3,169,000902
Premises and equipment expense$981,000652
Additional noninterest expense$1,891,000850
Pre-tax net operating income$1,532,0001,308
Securities gains (losses)$597,000141
Applicable income taxes$04,400
Income before extraordinary items$2,129,000825
Extraordinary gains, net$013
Net income$2,129,000823
Minority interest net income$064
Net income of bank and minority interests.$2,129,000825
Net charge-offs$448,000391
Cash dividends$1,305,000526
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,532,0001,085
2014-12-31 (YTD Data)Rank
Total interest income$32,604,000773
Total interest expense$3,519,000846
Net interest income$29,085,000754
Provision for loan and lease losses$1,931,000482
Total noninterest income$3,869,0001,306
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,637,000822
Trading account gains and fees$0180
Additional Noninterest Income$2,232,0001,348
Total noninterest expense$24,060,000832
Salaries and employee benefits$12,589,000869
Premises and equipment expense$4,070,000609
Additional noninterest expense$7,401,000886
Pre-tax net operating income$6,963,0001,162
Securities gains (losses)$526,000377
Applicable income taxes$-297,0006,339
Income before extraordinary items$7,786,000854
Extraordinary gains, net$017
Net income$7,786,000853
Minority interest net income$084
Net income of bank and minority interests.$7,786,000853
Net charge-offs$2,337,000435
Cash dividends$6,371,000493
Sale, conversion, retirement of capital stock, net$0862
Net operating income$7,260,000898
2014-09-30 (YTD Data)Rank
Total interest income$24,611,000765
Total interest expense$2,665,000846
Net interest income$21,946,000753
Provision for loan and lease losses$1,322,000518
Total noninterest income$2,931,0001,313
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,217,000831
Trading account gains and fees$0174
Additional Noninterest Income$1,714,0001,328
Total noninterest expense$17,892,000844
Salaries and employee benefits$9,440,000874
Premises and equipment expense$3,048,000609
Additional noninterest expense$5,404,000898
Pre-tax net operating income$5,663,0001,090
Securities gains (losses)$17,0002,109
Applicable income taxes$-297,0006,481
Income before extraordinary items$5,977,000831
Extraordinary gains, net$015
Net income$5,977,000830
Minority interest net income$081
Net income of bank and minority interests.$5,977,000830
Net charge-offs$1,470,000496
Cash dividends$5,061,000430
Sale, conversion, retirement of capital stock, net$0819
Net operating income$5,960,000815
2014-06-30 (YTD Data)Rank
Total interest income$16,385,000767
Total interest expense$1,799,000835
Net interest income$14,586,000746
Provision for loan and lease losses$961,000462
Total noninterest income$2,197,0001,195
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$791,000843
Trading account gains and fees$0172
Additional Noninterest Income$1,406,0001,146
Total noninterest expense$11,958,000836
Salaries and employee benefits$6,330,000862
Premises and equipment expense$2,029,000607
Additional noninterest expense$3,599,000900
Pre-tax net operating income$3,864,0001,051
Securities gains (losses)$17,0001,729
Applicable income taxes$-297,0006,582
Income before extraordinary items$4,178,000778
Extraordinary gains, net$020
Net income$4,178,000778
Minority interest net income$080
Net income of bank and minority interests.$4,178,000779
Net charge-offs$1,029,000484
Cash dividends$3,298,000441
Sale, conversion, retirement of capital stock, net$0794
Net operating income$4,161,000757
2014-03-31 (YTD Data)Rank
Total interest income$8,277,000758
Total interest expense$912,000832
Net interest income$7,365,000738
Provision for loan and lease losses$362,000599
Total noninterest income$892,0001,353
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$391,000832
Trading account gains and fees$0147
Additional Noninterest Income$501,0001,416
Total noninterest expense$5,849,000858
Salaries and employee benefits$3,168,000877
Premises and equipment expense$1,040,000603
Additional noninterest expense$1,641,000980
Pre-tax net operating income$2,046,000958
Securities gains (losses)$01,715
Applicable income taxes$63,0002,770
Income before extraordinary items$1,983,000791
Extraordinary gains, net$016
Net income$1,983,000792
Minority interest net income$066
Net income of bank and minority interests.$1,983,000792
Net charge-offs$384,000608
Cash dividends$1,055,000577
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,983,000769
2013-12-31 (YTD Data)Rank
Total interest income$34,577,000718
Total interest expense$3,969,000854
Net interest income$30,608,000699
Provision for loan and lease losses$3,847,000340
Total noninterest income$3,819,0001,360
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,488,000928
Trading account gains and fees$0184
Additional Noninterest Income$2,331,0001,366
Total noninterest expense$24,235,000846
Salaries and employee benefits$12,627,000851
Premises and equipment expense$4,586,000538
Additional noninterest expense$7,022,000963
Pre-tax net operating income$6,345,0001,165
Securities gains (losses)$8,0002,703
Applicable income taxes$324,0002,556
Income before extraordinary items$6,029,0001,030
Extraordinary gains, net$029
Net income$6,029,0001,032
Minority interest net income$090
Net income of bank and minority interests.$6,029,0001,032
Net charge-offs$3,507,000472
Cash dividends$5,019,000557
Sale, conversion, retirement of capital stock, net$0924
Net operating income$6,021,4001,001
2013-09-30 (YTD Data)Rank
Total interest income$25,842,000723
Total interest expense$3,012,000873
Net interest income$22,830,000705
Provision for loan and lease losses$3,119,000320
Total noninterest income$2,845,0001,391
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,048,000989
Trading account gains and fees$0180
Additional Noninterest Income$1,797,0001,366
Total noninterest expense$17,957,000860
Salaries and employee benefits$9,446,000860
Premises and equipment expense$3,404,000548
Additional noninterest expense$5,107,000993
Pre-tax net operating income$4,599,0001,232
Securities gains (losses)$8,0002,578
Applicable income taxes$110,0003,244
Income before extraordinary items$4,497,0001,042
Extraordinary gains, net$025
Net income$4,497,0001,045
Minority interest net income$084
Net income of bank and minority interests.$4,497,0001,045
Net charge-offs$2,688,000466
Cash dividends$3,957,000513
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,489,1601,019
2013-06-30 (YTD Data)Rank
Total interest income$17,098,000724
Total interest expense$2,039,000878
Net interest income$15,059,000704
Provision for loan and lease losses$2,007,000360
Total noninterest income$1,789,0001,458
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$627,0001,076
Trading account gains and fees$0157
Additional Noninterest Income$1,162,0001,432
Total noninterest expense$11,807,000870
Salaries and employee benefits$6,254,000870
Premises and equipment expense$2,280,000539
Additional noninterest expense$3,273,0001,025
Pre-tax net operating income$3,034,0001,223
Securities gains (losses)$13,0002,195
Applicable income taxes$31,0003,745
Income before extraordinary items$3,016,0001,030
Extraordinary gains, net$022
Net income$3,016,0001,031
Minority interest net income$082
Net income of bank and minority interests.$3,016,0001,033
Net charge-offs$1,681,000524
Cash dividends$2,815,000477
Sale, conversion, retirement of capital stock, net$0838
Net operating income$3,003,130990
2013-03-31 (YTD Data)Rank
Total interest income$8,474,000740
Total interest expense$1,029,000905
Net interest income$7,445,000718
Provision for loan and lease losses$1,008,000384
Total noninterest income$924,0001,425
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$311,0001,073
Trading account gains and fees$0148
Additional Noninterest Income$613,0001,368
Total noninterest expense$5,951,000860
Salaries and employee benefits$3,109,000880
Premises and equipment expense$1,152,000538
Additional noninterest expense$1,690,000995
Pre-tax net operating income$1,410,0001,292
Securities gains (losses)$13,0001,412
Applicable income taxes$12,0003,847
Income before extraordinary items$1,411,0001,082
Extraordinary gains, net$010
Net income$1,411,0001,084
Minority interest net income$076
Net income of bank and minority interests.$1,411,0001,084
Net charge-offs$842,000541
Cash dividends$1,420,000413
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,398,1301,033
2012-12-31 (YTD Data)Rank
Total interest income$36,476,000715
Total interest expense$5,878,000740
Net interest income$30,598,000708
Provision for loan and lease losses$5,042,000500
Total noninterest income$2,330,0001,969
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,439,000992
Trading account gains and fees$0166
Additional Noninterest Income$891,0002,527
Total noninterest expense$23,991,000836
Salaries and employee benefits$12,387,000845
Premises and equipment expense$4,447,000545
Additional noninterest expense$7,157,000979
Pre-tax net operating income$3,895,0001,686
Securities gains (losses)$1,412,000371
Applicable income taxes$57,0003,833
Income before extraordinary items$5,250,0001,120
Extraordinary gains, net$029
Net income$5,250,0001,121
Minority interest net income$093
Net income of bank and minority interests.$5,250,0001,121
Net charge-offs$4,865,000586
Cash dividends$4,901,000585
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,852,1201,412
2012-09-30 (YTD Data)Rank
Total interest income$27,766,000717
Total interest expense$4,602,000748
Net interest income$23,164,000703
Provision for loan and lease losses$4,253,000469
Total noninterest income$1,573,0002,118
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,051,0001,020
Trading account gains and fees$0157
Additional Noninterest Income$522,0002,883
Total noninterest expense$17,953,000829
Salaries and employee benefits$9,319,000844
Premises and equipment expense$3,258,000556
Additional noninterest expense$5,376,000972
Pre-tax net operating income$2,531,0001,952
Securities gains (losses)$1,412,000285
Applicable income taxes$36,0003,940
Income before extraordinary items$3,907,0001,156
Extraordinary gains, net$020
Net income$3,907,0001,157
Minority interest net income$086
Net income of bank and minority interests.$3,907,0001,157
Net charge-offs$4,124,000539
Cash dividends$3,499,000490
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,509,1201,639
2012-06-30 (YTD Data)Rank
Total interest income$18,812,000720
Total interest expense$3,153,000753
Net interest income$15,659,000695
Provision for loan and lease losses$3,102,000439
Total noninterest income$1,049,0002,099
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$700,0001,014
Trading account gains and fees$0153
Additional Noninterest Income$349,0002,853
Total noninterest expense$12,047,000821
Salaries and employee benefits$6,261,000834
Premises and equipment expense$2,165,000556
Additional noninterest expense$3,621,000960
Pre-tax net operating income$1,559,0002,074
Securities gains (losses)$1,412,000189
Applicable income taxes$24,0003,925
Income before extraordinary items$2,947,0001,032
Extraordinary gains, net$019
Net income$2,947,0001,032
Minority interest net income$084
Net income of bank and minority interests.$2,947,0001,032
Net charge-offs$2,848,000536
Cash dividends$2,229,000482
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,549,1201,747
2012-03-31 (YTD Data)Rank
Total interest income$9,563,000707
Total interest expense$1,613,000767
Net interest income$7,950,000680
Provision for loan and lease losses$1,898,000373
Total noninterest income$718,0001,665
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$328,0001,067
Trading account gains and fees$0148
Additional Noninterest Income$390,0001,785
Total noninterest expense$6,299,000795
Salaries and employee benefits$3,190,000809
Premises and equipment expense$1,115,000548
Additional noninterest expense$1,994,000852
Pre-tax net operating income$471,0002,997
Securities gains (losses)$841,000160
Applicable income taxes$12,0003,924
Income before extraordinary items$1,300,0001,139
Extraordinary gains, net$019
Net income$1,300,0001,139
Minority interest net income$078
Net income of bank and minority interests.$1,300,0001,139
Net charge-offs$1,742,000438
Cash dividends$1,020,000453
Sale, conversion, retirement of capital stock, net$0861
Net operating income$467,4102,612
2011-12-31 (YTD Data)Rank
Total interest income$39,805,000702
Total interest expense$7,775,000753
Net interest income$32,030,000671
Provision for loan and lease losses$5,535,000722
Total noninterest income$2,589,0001,672
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,680,000871
Trading account gains and fees$0146
Additional Noninterest Income$909,0002,274
Total noninterest expense$26,140,000754
Salaries and employee benefits$13,065,000763
Premises and equipment expense$4,584,000546
Additional noninterest expense$8,491,000842
Pre-tax net operating income$2,944,0001,865
Securities gains (losses)$1,261,000343
Applicable income taxes$24,0004,054
Income before extraordinary items$4,181,0001,204
Extraordinary gains, net$029
Net income$4,181,0001,204
Minority interest net income$096
Net income of bank and minority interests.$4,181,0001,204
Net charge-offs$5,221,000770
Cash dividends$2,802,000698
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,932,6101,567
2011-09-30 (YTD Data)Rank
Total interest income$29,995,000713
Total interest expense$6,028,000762
Net interest income$23,967,000684
Provision for loan and lease losses$4,001,000739
Total noninterest income$1,765,0001,773
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,261,000881
Trading account gains and fees$0145
Additional Noninterest Income$504,0002,690
Total noninterest expense$19,797,000745
Salaries and employee benefits$9,814,000757
Premises and equipment expense$3,473,000541
Additional noninterest expense$6,510,000824
Pre-tax net operating income$1,934,0002,133
Securities gains (losses)$1,261,000272
Applicable income taxes$12,0004,209
Income before extraordinary items$3,183,0001,216
Extraordinary gains, net$021
Net income$3,183,0001,216
Minority interest net income$087
Net income of bank and minority interests.$3,183,0001,216
Net charge-offs$3,864,000765
Cash dividends$1,821,000695
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,922,0001,805
2011-06-30 (YTD Data)Rank
Total interest income$19,989,000725
Total interest expense$4,152,000774
Net interest income$15,837,000695
Provision for loan and lease losses$2,401,000806
Total noninterest income$806,0002,312
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$840,000869
Trading account gains and fees$0153
Additional Noninterest Income$-34,0007,109
Total noninterest expense$12,877,000777
Salaries and employee benefits$6,472,000772
Premises and equipment expense$2,302,000548
Additional noninterest expense$4,103,000886
Pre-tax net operating income$1,365,0002,030
Securities gains (losses)$912,000218
Applicable income taxes$04,697
Income before extraordinary items$2,277,0001,087
Extraordinary gains, net$015
Net income$2,277,0001,086
Minority interest net income$089
Net income of bank and minority interests.$2,277,0001,087
Net charge-offs$2,656,000759
Cash dividends$1,205,000680
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,365,0001,679
2011-03-31 (YTD Data)Rank
Total interest income$10,038,000730
Total interest expense$2,150,000777
Net interest income$7,888,000690
Provision for loan and lease losses$696,0001,147
Total noninterest income$123,0004,558
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$403,000888
Trading account gains and fees$0158
Additional Noninterest Income$-280,0007,464
Total noninterest expense$6,377,000787
Salaries and employee benefits$3,247,000778
Premises and equipment expense$1,144,000578
Additional noninterest expense$1,986,000901
Pre-tax net operating income$938,0001,539
Securities gains (losses)$01,772
Applicable income taxes$-12,0007,028
Income before extraordinary items$950,0001,296
Extraordinary gains, net$09
Net income$950,0001,296
Minority interest net income$086
Net income of bank and minority interests.$950,0001,296
Net charge-offs$532,0001,281
Cash dividends$581,000642
Sale, conversion, retirement of capital stock, net$0925
Net operating income$950,0001,257
2010-12-31 (YTD Data)Rank
Total interest income$41,983,000720
Total interest expense$12,934,000612
Net interest income$29,049,000761
Provision for loan and lease losses$5,120,0001,128
Total noninterest income$2,319,0001,869
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,666,000907
Trading account gains and fees$0175
Additional Noninterest Income$653,0002,800
Total noninterest expense$25,012,000801
Salaries and employee benefits$12,418,000788
Premises and equipment expense$4,622,000555
Additional noninterest expense$7,972,000922
Pre-tax net operating income$1,236,0003,043
Securities gains (losses)$526,000852
Applicable income taxes$63,0003,515
Income before extraordinary items$1,699,0002,296
Extraordinary gains, net$029
Net income$1,699,0002,294
Minority interest net income$0111
Net income of bank and minority interests.$1,699,0002,297
Net charge-offs$4,177,0001,174
Cash dividends$2,205,000745
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,194,0402,803
2010-09-30 (YTD Data)Rank
Total interest income$31,616,000721
Total interest expense$9,918,000621
Net interest income$21,698,000759
Provision for loan and lease losses$3,126,0001,231
Total noninterest income$1,176,0002,460
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,230,000958
Trading account gains and fees$0165
Additional Noninterest Income$-54,0007,332
Total noninterest expense$18,222,000811
Salaries and employee benefits$9,254,000787
Premises and equipment expense$3,448,000558
Additional noninterest expense$5,520,000973
Pre-tax net operating income$1,526,0002,341
Securities gains (losses)$182,0001,448
Applicable income taxes$42,0003,653
Income before extraordinary items$1,666,0001,971
Extraordinary gains, net$023
Net income$1,666,0001,972
Minority interest net income$0110
Net income of bank and minority interests.$1,666,0001,973
Net charge-offs$2,754,0001,221
Cash dividends$1,588,000680
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,487,6402,068
2010-06-30 (YTD Data)Rank
Total interest income$21,106,000725
Total interest expense$6,725,000634
Net interest income$14,381,000765
Provision for loan and lease losses$1,223,0001,726
Total noninterest income$775,0002,416
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$825,000961
Trading account gains and fees$0152
Additional Noninterest Income$-50,0007,451
Total noninterest expense$12,472,000790
Salaries and employee benefits$6,518,000737
Premises and equipment expense$2,395,000533
Additional noninterest expense$3,559,000997
Pre-tax net operating income$1,461,0001,754
Securities gains (losses)$182,000995
Applicable income taxes$21,0003,764
Income before extraordinary items$1,622,0001,362
Extraordinary gains, net$019
Net income$1,622,0001,362
Minority interest net income$0105
Net income of bank and minority interests.$1,622,0001,363
Net charge-offs$982,0001,748
Cash dividends$988,000745
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,441,8201,458
2010-03-31 (YTD Data)Rank
Total interest income$10,359,000754
Total interest expense$3,359,000677
Net interest income$7,000,000789
Provision for loan and lease losses$716,0001,456
Total noninterest income$760,0001,495
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$401,000983
Trading account gains and fees$0175
Additional Noninterest Income$359,0001,628
Total noninterest expense$6,270,000793
Salaries and employee benefits$3,259,000751
Premises and equipment expense$1,394,000479
Additional noninterest expense$1,617,0001,083
Pre-tax net operating income$774,0001,671
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$774,0001,423
Extraordinary gains, net$016
Net income$774,0001,425
Minority interest net income$091
Net income of bank and minority interests.$774,0001,425
Net charge-offs$422,0001,729
Cash dividends$492,000702
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$774,0001,373
2009-12-31 (YTD Data)Rank
Total interest income$45,454,000730
Total interest expense$18,236,000626
Net interest income$27,218,000792
Provision for loan and lease losses$4,733,0001,481
Total noninterest income$4,886,0001,125
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,962,000877
Trading account gains and fees$0211
Additional Noninterest Income$2,924,0001,065
Total noninterest expense$26,191,000803
Salaries and employee benefits$13,704,000703
Premises and equipment expense$5,122,000519
Additional noninterest expense$7,365,0001,053
Pre-tax net operating income$1,180,0002,741
Securities gains (losses)$2,249,000249
Applicable income taxes$110,0002,820
Income before extraordinary items$3,319,0001,017
Extraordinary gains, net$034
Net income$3,319,0001,015
Minority interest net income$0115
Net income of bank and minority interests.$3,319,0001,016
Net charge-offs$4,268,0001,283
Cash dividends$3,532,000489
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,137,4702,508
2009-09-30 (YTD Data)Rank
Total interest income$34,595,000732
Total interest expense$14,354,000634
Net interest income$20,241,000800
Provision for loan and lease losses$4,504,0001,125
Total noninterest income$4,175,0001,012
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,489,000863
Trading account gains and fees$0212
Additional Noninterest Income$2,686,000935
Total noninterest expense$19,174,000819
Salaries and employee benefits$10,461,000697
Premises and equipment expense$3,747,000545
Additional noninterest expense$4,966,0001,135
Pre-tax net operating income$738,0003,232
Securities gains (losses)$2,249,000200
Applicable income taxes$97,0002,895
Income before extraordinary items$2,890,000935
Extraordinary gains, net$027
Net income$2,890,000936
Minority interest net income$0118
Net income of bank and minority interests.$2,890,000936
Net charge-offs$3,210,0001,134
Cash dividends$2,384,000533
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$708,4703,015
2009-06-30 (YTD Data)Rank
Total interest income$23,000,000757
Total interest expense$10,276,000625
Net interest income$12,724,000857
Provision for loan and lease losses$1,844,0001,472
Total noninterest income$2,124,0001,279
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$957,000886
Trading account gains and fees$0193
Additional Noninterest Income$1,167,0001,290
Total noninterest expense$12,458,000854
Salaries and employee benefits$6,946,000720
Premises and equipment expense$2,522,000549
Additional noninterest expense$2,990,0001,261
Pre-tax net operating income$546,0003,165
Securities gains (losses)$1,383,000218
Applicable income taxes$60,0003,028
Income before extraordinary items$1,869,0001,020
Extraordinary gains, net$021
Net income$1,869,0001,018
Minority interest net income$0112
Net income of bank and minority interests.$1,869,0001,020
Net charge-offs$1,247,0001,482
Cash dividends$1,602,000547
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$527,4902,892
2009-03-31 (YTD Data)Rank
Total interest income$11,589,000754
Total interest expense$5,388,000617
Net interest income$6,201,000868
Provision for loan and lease losses$1,148,0001,092
Total noninterest income$1,021,0001,261
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$437,000946
Trading account gains and fees$0171
Additional Noninterest Income$584,0001,256
Total noninterest expense$6,220,000822
Salaries and employee benefits$3,508,000716
Premises and equipment expense$1,280,000547
Additional noninterest expense$1,432,0001,160
Pre-tax net operating income$-146,0006,774
Securities gains (losses)$932,000199
Applicable income taxes$23,0003,465
Income before extraordinary items$763,0001,434
Extraordinary gains, net$015
Net income$763,0001,434
Minority interest net income$0102
Net income of bank and minority interests.$763,0001,436
Net charge-offs$982,000965
Cash dividends$872,000527
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-141,0406,830
2008-12-31 (YTD Data)Rank
Total interest income$54,433,000688
Total interest expense$25,808,000615
Net interest income$28,625,000756
Provision for loan and lease losses$5,966,000888
Total noninterest income$4,535,0001,150
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$2,018,000872
Trading account gains and fees$0154
Additional Noninterest Income$2,517,0001,111
Total noninterest expense$25,274,000787
Salaries and employee benefits$14,153,000699
Premises and equipment expense$4,955,000553
Additional noninterest expense$6,166,0001,043
Pre-tax net operating income$1,920,0002,532
Securities gains (losses)$694,000289
Applicable income taxes$60,0003,750
Income before extraordinary items$2,554,0001,587
Extraordinary gains, net$039
Net income$2,554,0001,588
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,532,000630
Cash dividends$4,700,000601
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,873,8802,238
2008-09-30 (YTD Data)Rank
Total interest income$41,917,000689
Total interest expense$19,949,000627
Net interest income$21,968,000759
Provision for loan and lease losses$3,893,000778
Total noninterest income$3,469,0001,166
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,527,000868
Trading account gains and fees$0148
Additional Noninterest Income$1,942,0001,134
Total noninterest expense$18,611,000785
Salaries and employee benefits$10,521,000718
Premises and equipment expense$3,672,000568
Additional noninterest expense$4,418,0001,037
Pre-tax net operating income$2,933,0001,664
Securities gains (losses)$694,000247
Applicable income taxes$45,0004,175
Income before extraordinary items$3,582,0001,022
Extraordinary gains, net$031
Net income$3,582,0001,021
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,236,000431
Cash dividends$3,897,000584
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,894,9401,356
2008-06-30 (YTD Data)Rank
Total interest income$28,626,000678
Total interest expense$13,975,000614
Net interest income$14,651,000752
Provision for loan and lease losses$945,0001,266
Total noninterest income$2,187,0001,231
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$989,000882
Trading account gains and fees$0149
Additional Noninterest Income$1,198,0001,237
Total noninterest expense$12,674,000769
Salaries and employee benefits$7,436,000674
Premises and equipment expense$2,432,000569
Additional noninterest expense$2,806,0001,071
Pre-tax net operating income$3,219,0001,097
Securities gains (losses)$577,000277
Applicable income taxes$30,0004,422
Income before extraordinary items$3,766,000728
Extraordinary gains, net$021
Net income$3,766,000727
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$712,0001,055
Cash dividends$2,391,000685
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$3,194,770835
2008-03-31 (YTD Data)Rank
Total interest income$14,813,000673
Total interest expense$7,586,000615
Net interest income$7,227,000758
Provision for loan and lease losses$270,0001,503
Total noninterest income$964,0001,367
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$447,000966
Trading account gains and fees$0158
Additional Noninterest Income$517,0001,386
Total noninterest expense$6,156,000776
Salaries and employee benefits$3,570,000712
Premises and equipment expense$1,180,000588
Additional noninterest expense$1,406,0001,024
Pre-tax net operating income$1,765,0001,080
Securities gains (losses)$576,000216
Applicable income taxes$15,0004,552
Income before extraordinary items$2,326,000663
Extraordinary gains, net$015
Net income$2,326,000664
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$93,0001,870
Cash dividends$935,000813
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,755,760820
2007-12-31 (YTD Data)Rank
Total interest income$61,992,000673
Total interest expense$33,205,000605
Net interest income$28,787,000764
Provision for loan and lease losses$1,748,000941
Total noninterest income$5,009,0001,099
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$2,091,000855
Trading account gains and fees$0178
Additional Noninterest Income$2,918,0001,037
Total noninterest expense$23,302,000790
Salaries and employee benefits$13,721,000706
Premises and equipment expense$3,931,000677
Additional noninterest expense$5,650,0001,007
Pre-tax net operating income$8,746,000976
Securities gains (losses)$02,146
Applicable income taxes$89,0004,560
Income before extraordinary items$8,657,000759
Extraordinary gains, net$039
Net income$8,657,000757
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,701,000695
Cash dividends$7,865,000506
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$8,657,000749
2007-09-30 (YTD Data)Rank
Total interest income$46,371,000674
Total interest expense$24,915,000605
Net interest income$21,456,000772
Provision for loan and lease losses$1,013,000892
Total noninterest income$3,939,0001,055
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,547,000849
Trading account gains and fees$0184
Additional Noninterest Income$2,392,000965
Total noninterest expense$16,746,000819
Salaries and employee benefits$9,984,000728
Premises and equipment expense$2,886,000687
Additional noninterest expense$3,876,0001,062
Pre-tax net operating income$7,636,000909
Securities gains (losses)$01,655
Applicable income taxes$51,0004,930
Income before extraordinary items$7,585,000696
Extraordinary gains, net$033
Net income$7,585,000694
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$609,000924
Cash dividends$6,762,000444
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$7,585,000684
2007-06-30 (YTD Data)Rank
Total interest income$30,471,000699
Total interest expense$16,380,000621
Net interest income$14,091,000803
Provision for loan and lease losses$616,000853
Total noninterest income$2,878,000995
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,032,000860
Trading account gains and fees$0168
Additional Noninterest Income$1,846,000909
Total noninterest expense$11,229,000832
Salaries and employee benefits$6,645,000753
Premises and equipment expense$1,993,000681
Additional noninterest expense$2,591,0001,071
Pre-tax net operating income$5,124,000938
Securities gains (losses)$01,444
Applicable income taxes$33,0005,052
Income before extraordinary items$5,091,000717
Extraordinary gains, net$029
Net income$5,091,000716
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$388,000857
Cash dividends$4,717,000444
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$5,091,000708
2007-03-31 (YTD Data)Rank
Total interest income$15,013,000702
Total interest expense$8,200,000611
Net interest income$6,813,000824
Provision for loan and lease losses$311,000769
Total noninterest income$1,044,0001,265
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$499,000862
Trading account gains and fees$0195
Additional Noninterest Income$545,0001,282
Total noninterest expense$5,468,000850
Salaries and employee benefits$3,313,000757
Premises and equipment expense$929,000737
Additional noninterest expense$1,226,0001,111
Pre-tax net operating income$2,078,0001,126
Securities gains (losses)$01,187
Applicable income taxes$15,0005,100
Income before extraordinary items$2,063,000861
Extraordinary gains, net$022
Net income$2,063,000860
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$105,0001,146
Cash dividends$1,506,000576
Sale, conversion, retirement of capital stock, net$0885
Net operating income$2,063,000853
2006-12-31 (YTD Data)Rank
Total interest income$56,072,000689
Total interest expense$29,220,000589
Net interest income$26,852,000824
Provision for loan and lease losses$2,398,000478
Total noninterest income$2,758,0001,743
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,739,0001,023
Trading account gains and fees$0130
Additional Noninterest Income$1,019,0002,191
Total noninterest expense$19,530,000903
Salaries and employee benefits$11,046,000873
Premises and equipment expense$3,296,000763
Additional noninterest expense$5,188,0001,024
Pre-tax net operating income$7,682,0001,274
Securities gains (losses)$-41,0007,867
Applicable income taxes$55,0005,382
Income before extraordinary items$7,586,000984
Extraordinary gains, net$051
Net income$7,586,000984
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$987,000692
Cash dividends$7,975,000477
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$7,626,590967
2006-09-30 (YTD Data)Rank
Total interest income$41,040,000708
Total interest expense$20,979,000606
Net interest income$20,061,000844
Provision for loan and lease losses$1,698,000474
Total noninterest income$2,043,0001,769
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,224,0001,092
Trading account gains and fees$0126
Additional Noninterest Income$819,0002,088
Total noninterest expense$14,273,000942
Salaries and employee benefits$8,018,000907
Premises and equipment expense$2,473,000785
Additional noninterest expense$3,782,0001,071
Pre-tax net operating income$6,133,0001,249
Securities gains (losses)$-41,0008,113
Applicable income taxes$39,0005,586
Income before extraordinary items$6,053,000957
Extraordinary gains, net$045
Net income$6,053,000956
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$596,000702
Cash dividends$5,564,000476
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$6,093,590941
2006-06-30 (YTD Data)Rank
Total interest income$26,208,000723
Total interest expense$13,073,000616
Net interest income$13,135,000859
Provision for loan and lease losses$1,038,000498
Total noninterest income$1,617,0001,523
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,019,000851
Trading account gains and fees$0126
Additional Noninterest Income$598,0001,963
Total noninterest expense$9,301,000964
Salaries and employee benefits$5,179,000940
Premises and equipment expense$1,681,000769
Additional noninterest expense$2,441,0001,109
Pre-tax net operating income$4,413,0001,151
Securities gains (losses)$-41,0008,319
Applicable income taxes$25,0005,675
Income before extraordinary items$4,347,000896
Extraordinary gains, net$039
Net income$4,347,000897
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$117,0001,561
Cash dividends$4,245,000433
Sale, conversion, retirement of capital stock, net$0887
Net operating income$4,387,590872
2006-03-31 (YTD Data)Rank
Total interest income$12,415,000742
Total interest expense$6,116,000616
Net interest income$6,299,000896
Provision for loan and lease losses$321,000736
Total noninterest income$819,0001,480
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$482,000874
Trading account gains and fees$0115
Additional Noninterest Income$337,0001,776
Total noninterest expense$4,567,000981
Salaries and employee benefits$2,555,000959
Premises and equipment expense$846,000770
Additional noninterest expense$1,166,0001,142
Pre-tax net operating income$2,230,0001,106
Securities gains (losses)$0955
Applicable income taxes$10,0005,755
Income before extraordinary items$2,220,000854
Extraordinary gains, net$021
Net income$2,220,000853
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0003,017
Cash dividends$546,0001,247
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,220,000840
2005-12-31 (YTD Data)Rank
Total interest income$40,221,000799
Total interest expense$16,381,000699
Net interest income$23,840,000898
Provision for loan and lease losses$1,109,000955
Total noninterest income$3,211,0001,519
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$2,188,000796
Trading account gains and fees$0138
Additional Noninterest Income$1,023,0002,179
Total noninterest expense$17,090,000992
Salaries and employee benefits$9,504,000962
Premises and equipment expense$2,810,000839
Additional noninterest expense$4,776,0001,074
Pre-tax net operating income$8,852,0001,093
Securities gains (losses)$02,296
Applicable income taxes$18,0006,362
Income before extraordinary items$8,834,000817
Extraordinary gains, net$046
Net income$8,834,000820
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$967,000698
Cash dividends$7,896,000457
Sale, conversion, retirement of capital stock, net$0934
Net operating income$8,834,000805
2005-09-30 (YTD Data)Rank
Total interest income$28,883,000822
Total interest expense$11,334,000706
Net interest income$17,549,000911
Provision for loan and lease losses$954,000792
Total noninterest income$2,361,0001,540
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,601,000811
Trading account gains and fees$0126
Additional Noninterest Income$760,0002,195
Total noninterest expense$13,128,000964
Salaries and employee benefits$7,445,000907
Premises and equipment expense$2,043,000859
Additional noninterest expense$3,640,0001,046
Pre-tax net operating income$5,828,0001,223
Securities gains (losses)$02,317
Applicable income taxes$18,0006,335
Income before extraordinary items$5,810,000928
Extraordinary gains, net$035
Net income$5,810,000929
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$892,000540
Cash dividends$5,077,000467
Sale, conversion, retirement of capital stock, net$0769
Net operating income$5,810,000911
2005-06-30 (YTD Data)Rank
Total interest income$18,399,000833
Total interest expense$6,967,000723
Net interest income$11,432,000914
Provision for loan and lease losses$493,000998
Total noninterest income$1,541,0001,559
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$1,033,000819
Trading account gains and fees$0116
Additional Noninterest Income$508,0002,154
Total noninterest expense$8,662,000968
Salaries and employee benefits$4,933,000906
Premises and equipment expense$1,367,000853
Additional noninterest expense$2,362,0001,065
Pre-tax net operating income$3,818,0001,222
Securities gains (losses)$02,146
Applicable income taxes$18,0006,142
Income before extraordinary items$3,800,000921
Extraordinary gains, net$030
Net income$3,800,000921
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$838,000411
Cash dividends$4,185,000386
Sale, conversion, retirement of capital stock, net$0643
Net operating income$3,800,000900
2005-03-31 (YTD Data)Rank
Total interest income$8,805,000854
Total interest expense$3,195,000751
Net interest income$5,610,000923
Provision for loan and lease losses$49,0003,251
Total noninterest income$700,0001,648
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$466,000882
Trading account gains and fees$0115
Additional Noninterest Income$234,0002,251
Total noninterest expense$4,145,0001,005
Salaries and employee benefits$2,472,000901
Premises and equipment expense$633,000936
Additional noninterest expense$1,040,0001,186
Pre-tax net operating income$2,116,0001,090
Securities gains (losses)$01,685
Applicable income taxes$15,0005,858
Income before extraordinary items$2,101,000834
Extraordinary gains, net$024
Net income$2,101,000835
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$662,000288
Cash dividends$2,205,000331
Sale, conversion, retirement of capital stock, net$0491
Net operating income$2,101,000813
2004-12-31 (YTD Data)Rank
Total interest income$30,326,000924
Total interest expense$9,748,000833
Net interest income$20,578,000961
Provision for loan and lease losses$1,560,000693
Total noninterest income$2,783,0001,721
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,779,000993
Trading account gains and fees$0138
Additional Noninterest Income$1,004,0002,145
Total noninterest expense$15,286,0001,051
Salaries and employee benefits$9,020,000950
Premises and equipment expense$2,468,000908
Additional noninterest expense$3,798,0001,308
Pre-tax net operating income$6,515,0001,325
Securities gains (losses)$421,000507
Applicable income taxes$53,0006,005
Income before extraordinary items$6,883,000964
Extraordinary gains, net$034
Net income$6,883,000965
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$283,0002,082
Cash dividends$7,542,000436
Sale, conversion, retirement of capital stock, net$0872
Net operating income$6,466,210991
2004-09-30 (YTD Data)Rank
Total interest income$21,918,000951
Total interest expense$6,853,000857
Net interest income$15,065,000975
Provision for loan and lease losses$1,242,000628
Total noninterest income$2,447,0001,506
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,623,000809
Trading account gains and fees$0134
Additional Noninterest Income$824,0002,035
Total noninterest expense$11,460,0001,054
Salaries and employee benefits$6,743,000943
Premises and equipment expense$1,878,000886
Additional noninterest expense$2,839,0001,306
Pre-tax net operating income$4,810,0001,352
Securities gains (losses)$421,000467
Applicable income taxes$53,0005,923
Income before extraordinary items$5,178,000957
Extraordinary gains, net$026
Net income$5,178,000958
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$284,0001,500
Cash dividends$4,866,000472
Sale, conversion, retirement of capital stock, net$0738
Net operating income$4,761,2101,006
2004-06-30 (YTD Data)Rank
Total interest income$13,990,000982
Total interest expense$4,343,000901
Net interest income$9,647,0001,013
Provision for loan and lease losses$766,000662
Total noninterest income$1,627,0001,504
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$1,079,000807
Trading account gains and fees$0130
Additional Noninterest Income$548,0002,047
Total noninterest expense$7,543,0001,065
Salaries and employee benefits$4,429,000956
Premises and equipment expense$1,257,000889
Additional noninterest expense$1,857,0001,311
Pre-tax net operating income$2,965,0001,439
Securities gains (losses)$64,0001,301
Applicable income taxes$53,0005,582
Income before extraordinary items$2,976,0001,106
Extraordinary gains, net$021
Net income$2,976,0001,107
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0004,897
Cash dividends$3,347,000451
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,913,2801,082
2004-03-31 (YTD Data)Rank
Total interest income$6,719,0001,030
Total interest expense$2,150,000934
Net interest income$4,569,0001,085
Provision for loan and lease losses$200,0001,147
Total noninterest income$757,0001,554
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$521,000811
Trading account gains and fees$0121
Additional Noninterest Income$236,0002,214
Total noninterest expense$3,594,0001,130
Salaries and employee benefits$2,035,0001,062
Premises and equipment expense$642,000888
Additional noninterest expense$917,0001,314
Pre-tax net operating income$1,532,0001,367
Securities gains (losses)$64,0001,060
Applicable income taxes$14,0006,056
Income before extraordinary items$1,582,0001,040
Extraordinary gains, net$016
Net income$1,582,0001,040
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,741
Cash dividends$1,139,000597
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,518,6401,018
2003-12-31 (YTD Data)Rank
Total interest income$27,429,0001,025
Total interest expense$10,932,000814
Net interest income$16,497,0001,175
Provision for loan and lease losses$942,0001,262
Total noninterest income$3,335,0001,547
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,857,000922
Trading account gains and fees$0160
Additional Noninterest Income$1,478,0001,845
Total noninterest expense$14,521,0001,113
Salaries and employee benefits$7,881,0001,070
Premises and equipment expense$2,727,000825
Additional noninterest expense$3,913,0001,266
Pre-tax net operating income$4,369,0001,847
Securities gains (losses)$1,541,000357
Applicable income taxes$48,0006,313
Income before extraordinary items$5,862,0001,105
Extraordinary gains, net$054
Net income$5,862,0001,108
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$568,0001,452
Cash dividends$4,829,000675
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,336,4101,388
2003-09-30 (YTD Data)Rank
Total interest income$20,647,0001,041
Total interest expense$8,597,000804
Net interest income$12,050,0001,209
Provision for loan and lease losses$325,0002,361
Total noninterest income$2,744,0001,476
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,333,000978
Trading account gains and fees$0153
Additional Noninterest Income$1,411,0001,593
Total noninterest expense$10,763,0001,136
Salaries and employee benefits$5,922,0001,077
Premises and equipment expense$2,020,000846
Additional noninterest expense$2,821,0001,309
Pre-tax net operating income$3,706,0001,698
Securities gains (losses)$1,344,000367
Applicable income taxes$40,0006,389
Income before extraordinary items$5,010,0001,007
Extraordinary gains, net$040
Net income$5,010,0001,007
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$333,0001,598
Cash dividends$3,812,000598
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,679,4401,275
2003-06-30 (YTD Data)Rank
Total interest income$13,704,0001,063
Total interest expense$5,826,000825
Net interest income$7,878,0001,236
Provision for loan and lease losses$07,324
Total noninterest income$1,825,0001,467
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$841,0001,022
Trading account gains and fees$0150
Additional Noninterest Income$984,0001,532
Total noninterest expense$7,037,0001,159
Salaries and employee benefits$3,871,0001,093
Premises and equipment expense$1,331,000856
Additional noninterest expense$1,835,0001,346
Pre-tax net operating income$2,666,0001,578
Securities gains (losses)$1,170,000329
Applicable income taxes$33,0006,264
Income before extraordinary items$3,803,000893
Extraordinary gains, net$030
Net income$3,803,000894
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0006,334
Cash dividends$2,675,000580
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,644,7001,168
2003-03-31 (YTD Data)Rank
Total interest income$7,009,0001,047
Total interest expense$2,904,000852
Net interest income$4,105,0001,191
Provision for loan and lease losses$06,934
Total noninterest income$903,0001,438
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$439,000950
Trading account gains and fees$0134
Additional Noninterest Income$464,0001,564
Total noninterest expense$3,600,0001,116
Salaries and employee benefits$2,023,0001,051
Premises and equipment expense$656,000881
Additional noninterest expense$921,0001,315
Pre-tax net operating income$1,408,0001,504
Securities gains (losses)$354,000456
Applicable income taxes$20,0006,071
Income before extraordinary items$1,742,000966
Extraordinary gains, net$021
Net income$1,742,000965
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,853
Cash dividends$1,076,000655
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,391,5401,110
2002-12-31 (YTD Data)Rank
Total interest income$29,834,0001,033
Total interest expense$12,625,000895
Net interest income$17,209,0001,119
Provision for loan and lease losses$1,412,000995
Total noninterest income$2,773,0001,647
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,550,0001,039
Trading account gains and fees$0153
Additional Noninterest Income$1,223,0001,917
Total noninterest expense$14,897,0001,042
Salaries and employee benefits$7,424,0001,076
Premises and equipment expense$2,842,000773
Additional noninterest expense$4,631,0001,066
Pre-tax net operating income$3,673,0002,129
Securities gains (losses)$1,907,000289
Applicable income taxes$124,0005,749
Income before extraordinary items$5,456,0001,150
Extraordinary gains, net$070
Net income$5,456,0001,149
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,222,000804
Cash dividends$5,500,000571
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,587,1401,617
2001-12-31 (YTD Data)Rank
Total interest income$37,963,000901
Total interest expense$22,946,000730
Net interest income$15,017,0001,180
Provision for loan and lease losses$933,0001,320
Total noninterest income$2,779,0001,568
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,394,0001,063
Trading account gains and fees$0177
Additional Noninterest Income$1,385,0001,639
Total noninterest expense$13,305,0001,117
Salaries and employee benefits$7,060,0001,049
Premises and equipment expense$2,606,000810
Additional noninterest expense$3,639,0001,293
Pre-tax net operating income$3,558,0001,958
Securities gains (losses)$529,000594
Applicable income taxes$71,0006,391
Income before extraordinary items$4,016,0001,361
Extraordinary gains, net$0105
Net income$4,016,0001,362
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$79,0004,430
Cash dividends$2,055,0001,291
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,497,5801,468
2000-12-31 (YTD Data)Rank
Total interest income$46,136,000770
Total interest expense$33,598,000571
Net interest income$12,538,0001,403
Provision for loan and lease losses$373,0002,410
Total noninterest income$2,019,0001,861
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,168,0001,159
Trading account gains and fees$0180
Additional Noninterest Income$851,0002,072
Total noninterest expense$12,060,0001,154
Salaries and employee benefits$6,361,0001,104
Premises and equipment expense$2,432,000822
Additional noninterest expense$3,267,0001,374
Pre-tax net operating income$2,124,0003,168
Securities gains (losses)$01,956
Applicable income taxes$78,0006,812
Income before extraordinary items$2,046,0002,512
Extraordinary gains, net$038
Net income$2,046,0002,511
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$289,0001,869
Cash dividends$3,540,000834
Sale, conversion, retirement of capital stock, net$-620,0009,839
Net operating income$2,046,0002,510
1999-12-31 (YTD Data)Rank
Total interest income$41,574,000816
Total interest expense$25,902,000639
Net interest income$15,672,0001,119
Provision for loan and lease losses$400,0002,102
Total noninterest income$1,861,0001,952
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,016,0001,294
Trading account gains and fees$0173
Additional Noninterest Income$845,0002,084
Total noninterest expense$11,576,0001,197
Salaries and employee benefits$6,277,0001,095
Premises and equipment expense$2,254,000888
Additional noninterest expense$3,045,0001,499
Pre-tax net operating income$5,557,0001,370
Securities gains (losses)$6,0002,044
Applicable income taxes$400,0004,165
Income before extraordinary items$5,163,0001,064
Extraordinary gains, net$035
Net income$5,163,0001,063
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$74,0004,121
Cash dividends$2,773,0001,042
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$5,157,4201,045
1998-12-31 (YTD Data)Rank
Total interest income$32,815,0001,002
Total interest expense$19,985,000811
Net interest income$12,830,0001,321
Provision for loan and lease losses$375,0002,169
Total noninterest income$2,002,0001,831
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$1,090,0001,158
Trading account gains and fees$0224
Additional Noninterest Income$912,0001,989
Total noninterest expense$9,027,0001,466
Salaries and employee benefits$4,999,0001,316
Premises and equipment expense$1,352,0001,452
Additional noninterest expense$2,676,0001,612
Pre-tax net operating income$5,430,0001,391
Securities gains (losses)$114,0001,198
Applicable income taxes$1,598,0001,535
Income before extraordinary items$3,946,0001,349
Extraordinary gains, net$032
Net income$3,946,0001,348
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$149,0002,932
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$-1,235,00010,429
Net operating income$3,865,0601,315
1997-12-31 (YTD Data)Rank
Total interest income$28,047,0001,196
Total interest expense$16,431,000992
Net interest income$11,616,0001,484
Provision for loan and lease losses$300,0002,568
Total noninterest income$1,569,0002,118
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$931,0001,381
Trading account gains and fees$0239
Additional Noninterest Income$638,0002,373
Total noninterest expense$7,412,0001,755
Salaries and employee benefits$4,022,0001,632
Premises and equipment expense$955,0002,063
Additional noninterest expense$2,435,0001,742
Pre-tax net operating income$5,473,0001,423
Securities gains (losses)$35,0001,545
Applicable income taxes$1,806,0001,452
Income before extraordinary items$3,702,0001,462
Extraordinary gains, net$044
Net income$3,702,0001,463
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$80,0004,246
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,678,5501,435
1996-12-31 (YTD Data)Rank
Total interest income$22,790,0001,484
Total interest expense$13,001,0001,252
Net interest income$9,789,0001,815
Provision for loan and lease losses$260,0002,872
Total noninterest income$1,358,0002,469
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$853,0001,567
Trading account gains and fees$0262
Additional Noninterest Income$505,0002,898
Total noninterest expense$6,656,0002,082
Salaries and employee benefits$3,477,0001,896
Premises and equipment expense$887,0002,240
Additional noninterest expense$2,292,0002,181
Pre-tax net operating income$4,231,0001,701
Securities gains (losses)$107,000930
Applicable income taxes$1,327,0001,815
Income before extraordinary items$3,011,0001,653
Extraordinary gains, net$053
Net income$3,011,0001,654
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0005,157
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,937,1701,654
1995-12-31 (YTD Data)Rank
Total interest income$20,385,0001,661
Total interest expense$12,027,0001,367
Net interest income$8,358,0002,148
Provision for loan and lease losses$150,0003,621
Total noninterest income$1,151,0002,805
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$704,0001,924
Trading account gains and fees$0522
Additional Noninterest Income$447,0003,084
Total noninterest expense$6,046,0002,255
Salaries and employee benefits$2,950,0002,238
Premises and equipment expense$907,0002,207
Additional noninterest expense$2,189,0002,230
Pre-tax net operating income$3,313,0002,223
Securities gains (losses)$-40,00011,046
Applicable income taxes$1,019,0002,338
Income before extraordinary items$2,254,0002,234
Extraordinary gains, net$065
Net income$2,254,0002,231
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0005,798
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,281,6002,181
1994-12-31 (YTD Data)Rank
Total interest income$16,645,0001,846
Total interest expense$9,301,0001,402
Net interest income$7,344,0002,461
Provision for loan and lease losses$195,0003,075
Total noninterest income$1,306,0002,568
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$620,0002,192
Trading account gains and fees$0475
Additional Noninterest Income$686,0002,365
Total noninterest expense$5,213,0002,666
Salaries and employee benefits$2,539,0002,623
Premises and equipment expense$856,0002,366
Additional noninterest expense$1,818,0002,803
Pre-tax net operating income$3,242,0002,190
Securities gains (losses)$03,600
Applicable income taxes$1,134,0001,985
Income before extraordinary items$2,108,0002,303
Extraordinary gains, net$0249
Net income$2,108,0002,299
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-56,00011,945
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,108,0002,327
1993-12-31 (YTD Data)Rank
Total interest income$14,236,0002,187
Total interest expense$7,928,0001,660
Net interest income$6,308,0002,878
Provision for loan and lease losses$150,0004,621
Total noninterest income$998,0003,348
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$568,0002,426
Trading account gains and fees$0532
Additional Noninterest Income$430,0003,593
Total noninterest expense$5,470,0002,621
Salaries and employee benefits$2,540,0002,597
Premises and equipment expense$887,0002,306
Additional noninterest expense$2,043,0002,681
Pre-tax net operating income$1,686,0003,907
Securities gains (losses)$799,000631
Applicable income taxes$646,0003,360
Income before extraordinary items$1,839,0002,721
Extraordinary gains, net$03,149
Net income$1,839,0002,800
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$102,0004,512
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,247,7403,658
1992-12-31 (YTD Data)Rank
Total interest income$13,220,0002,668
Total interest expense$8,056,0002,111
Net interest income$5,164,0003,525
Provision for loan and lease losses$175,0005,648
Total noninterest income$717,0004,330
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$503,0002,761
Trading account gains and fees$0504
Additional Noninterest Income$214,0005,441
Total noninterest expense$4,336,0003,271
Salaries and employee benefits$2,150,0002,994
Premises and equipment expense$743,0002,782
Additional noninterest expense$1,443,0003,713
Pre-tax net operating income$1,370,0004,403
Securities gains (losses)$520,0001,055
Applicable income taxes$570,0003,577
Income before extraordinary items$1,320,0003,466
Extraordinary gains, net$01,422
Net income$1,320,0003,508
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$108,0005,719
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$956,0004,366

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.