Home > Monterey County Bank > Income and Expense
Monterey County Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $8,438,000 | 3,055 |
| Total interest expense | $2,424,000 | 2,851 |
| Net interest income | $6,014,000 | 3,098 |
| Provision for loan and lease losses | $0 | 3,275 |
| Total noninterest income | $1,511,000 | 2,296 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $62,000 | 3,697 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,449,000 | 1,915 |
| Total noninterest expense | $7,085,000 | 2,537 |
| Salaries and employee benefits | $3,215,000 | 2,854 |
| Premises and equipment expense | $847,000 | 2,218 |
| Additional noninterest expense | $1,449,000 | 1,915 |
| Pre-tax net operating income | $440,000 | 3,998 |
| Securities gains (losses) | $15,000 | 695 |
| Applicable income taxes | $-242,000 | 4,470 |
| Income before extraordinary items | $697,000 | 3,702 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $697,000 | 3,740 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $697,000 | 3,703 |
| Net charge-offs | $12,000 | 2,373 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $682,000 | 3,743 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $6,365,000 | 3,027 |
| Total interest expense | $1,596,000 | 2,879 |
| Net interest income | $4,769,000 | 3,046 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $1,373,000 | 2,109 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $46,000 | 3,718 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,327,000 | 1,729 |
| Total noninterest expense | $5,133,000 | 2,582 |
| Salaries and employee benefits | $2,383,000 | 2,847 |
| Premises and equipment expense | $646,000 | 2,204 |
| Additional noninterest expense | $1,327,000 | 1,729 |
| Pre-tax net operating income | $1,009,000 | 3,429 |
| Securities gains (losses) | $15,000 | 537 |
| Applicable income taxes | $0 | 3,407 |
| Income before extraordinary items | $1,024,000 | 3,273 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,024,000 | 3,304 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,024,000 | 3,273 |
| Net charge-offs | $-3,000 | 3,563 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,009,000 | 3,308 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $4,126,000 | 3,046 |
| Total interest expense | $833,000 | 2,986 |
| Net interest income | $3,293,000 | 3,022 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $383,000 | 3,010 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $31,000 | 3,718 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $352,000 | 2,593 |
| Total noninterest expense | $3,366,000 | 2,583 |
| Salaries and employee benefits | $1,592,000 | 2,847 |
| Premises and equipment expense | $414,000 | 2,264 |
| Additional noninterest expense | $352,000 | 2,588 |
| Pre-tax net operating income | $310,000 | 3,990 |
| Securities gains (losses) | $15,000 | 516 |
| Applicable income taxes | $0 | 3,436 |
| Income before extraordinary items | $325,000 | 3,879 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $325,000 | 3,917 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $325,000 | 3,878 |
| Net charge-offs | $-2,000 | 3,491 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $310,000 | 3,925 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $1,993,000 | 3,081 |
| Total interest expense | $230,000 | 3,432 |
| Net interest income | $1,763,000 | 2,940 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $130,000 | 3,383 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $14,000 | 3,799 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $116,000 | 3,008 |
| Total noninterest expense | $1,626,000 | 2,666 |
| Salaries and employee benefits | $802,000 | 2,873 |
| Premises and equipment expense | $201,000 | 2,341 |
| Additional noninterest expense | $116,000 | 3,008 |
| Pre-tax net operating income | $267,000 | 3,712 |
| Securities gains (losses) | $3,000 | 808 |
| Applicable income taxes | $0 | 3,388 |
| Income before extraordinary items | $270,000 | 3,586 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $270,000 | 3,585 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $270,000 | 3,586 |
| Net charge-offs | $-1,000 | 3,238 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $267,000 | 3,620 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $6,890,000 | 3,068 |
| Total interest expense | $444,000 | 3,359 |
| Net interest income | $6,446,000 | 3,004 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $966,000 | 2,852 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $61,000 | 3,808 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $905,000 | 2,435 |
| Total noninterest expense | $6,682,000 | 2,586 |
| Salaries and employee benefits | $3,245,000 | 2,819 |
| Premises and equipment expense | $797,000 | 2,314 |
| Additional noninterest expense | $905,000 | 2,435 |
| Pre-tax net operating income | $730,000 | 3,982 |
| Securities gains (losses) | $1,732,000 | 41 |
| Applicable income taxes | $956,000 | 1,589 |
| Income before extraordinary items | $1,506,000 | 3,262 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,506,000 | 3,259 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $1,506,000 | 3,261 |
| Net charge-offs | $115,000 | 1,171 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $137,720 | 4,444 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $4,947,000 | 3,079 |
| Total interest expense | $333,000 | 3,167 |
| Net interest income | $4,614,000 | 3,043 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $832,000 | 2,714 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $44,000 | 3,859 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $788,000 | 2,321 |
| Total noninterest expense | $4,834,000 | 2,632 |
| Salaries and employee benefits | $2,341,000 | 2,869 |
| Premises and equipment expense | $582,000 | 2,367 |
| Additional noninterest expense | $788,000 | 2,321 |
| Pre-tax net operating income | $612,000 | 3,910 |
| Securities gains (losses) | $1,919,000 | 33 |
| Applicable income taxes | $1,000 | 3,582 |
| Income before extraordinary items | $2,530,000 | 2,281 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,530,000 | 2,280 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $2,530,000 | 2,280 |
| Net charge-offs | $116,000 | 876 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $611,000 | 3,833 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $3,183,000 | 3,099 |
| Total interest expense | $253,000 | 2,899 |
| Net interest income | $2,930,000 | 3,080 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $591,000 | 2,638 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $29,000 | 3,907 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $562,000 | 2,267 |
| Total noninterest expense | $3,119,000 | 2,668 |
| Salaries and employee benefits | $1,544,000 | 2,895 |
| Premises and equipment expense | $384,000 | 2,388 |
| Additional noninterest expense | $1,191,000 | 2,307 |
| Pre-tax net operating income | $402,000 | 3,852 |
| Securities gains (losses) | $1,897,000 | 29 |
| Applicable income taxes | $1,000 | 3,535 |
| Income before extraordinary items | $2,298,000 | 1,814 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,298,000 | 1,815 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $2,298,000 | 1,814 |
| Net charge-offs | $116,000 | 681 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $401,000 | 3,766 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,571,000 | 3,077 |
| Total interest expense | $131,000 | 2,819 |
| Net interest income | $1,440,000 | 3,075 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $163,000 | 3,259 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $14,000 | 3,937 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $149,000 | 2,890 |
| Total noninterest expense | $1,573,000 | 2,653 |
| Salaries and employee benefits | $787,000 | 2,863 |
| Premises and equipment expense | $199,000 | 2,341 |
| Additional noninterest expense | $587,000 | 2,320 |
| Pre-tax net operating income | $30,000 | 4,417 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $0 | 3,450 |
| Income before extraordinary items | $30,000 | 4,391 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $30,000 | 4,390 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $30,000 | 4,391 |
| Net charge-offs | $0 | 1,838 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $30,000 | 4,408 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $7,496,000 | 2,899 |
| Total interest expense | $633,000 | 2,834 |
| Net interest income | $6,863,000 | 2,875 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $465,000 | 3,718 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $54,000 | 3,960 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $411,000 | 3,441 |
| Total noninterest expense | $7,263,000 | 2,421 |
| Salaries and employee benefits | $3,531,000 | 2,691 |
| Premises and equipment expense | $774,000 | 2,361 |
| Additional noninterest expense | $2,958,000 | 2,009 |
| Pre-tax net operating income | $65,000 | 4,627 |
| Securities gains (losses) | $167,000 | 670 |
| Applicable income taxes | $141,000 | 2,898 |
| Income before extraordinary items | $91,000 | 4,603 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $91,000 | 4,603 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $91,000 | 4,603 |
| Net charge-offs | $-559,000 | 4,729 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $-40,930 | 4,698 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $5,579,000 | 2,962 |
| Total interest expense | $486,000 | 2,892 |
| Net interest income | $5,093,000 | 2,931 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $523,000 | 3,383 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $39,000 | 4,028 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $484,000 | 3,099 |
| Total noninterest expense | $5,204,000 | 2,511 |
| Salaries and employee benefits | $2,524,000 | 2,781 |
| Premises and equipment expense | $583,000 | 2,387 |
| Additional noninterest expense | $2,097,000 | 2,094 |
| Pre-tax net operating income | $412,000 | 4,306 |
| Securities gains (losses) | $247,000 | 496 |
| Applicable income taxes | $59,000 | 3,139 |
| Income before extraordinary items | $600,000 | 4,055 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $600,000 | 4,054 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $600,000 | 4,055 |
| Net charge-offs | $-3,000 | 3,300 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $375,230 | 4,285 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $3,628,000 | 3,005 |
| Total interest expense | $326,000 | 2,966 |
| Net interest income | $3,302,000 | 2,984 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $180,000 | 3,976 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $25,000 | 4,055 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $155,000 | 3,754 |
| Total noninterest expense | $3,550,000 | 2,468 |
| Salaries and employee benefits | $1,696,000 | 2,760 |
| Premises and equipment expense | $384,000 | 2,390 |
| Additional noninterest expense | $1,470,000 | 1,999 |
| Pre-tax net operating income | $-68,000 | 4,832 |
| Securities gains (losses) | $390,000 | 322 |
| Applicable income taxes | $60,000 | 2,964 |
| Income before extraordinary items | $262,000 | 4,314 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $262,000 | 4,313 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $262,000 | 4,314 |
| Net charge-offs | $11,000 | 1,721 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $-53,900 | 4,815 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,893,000 | 2,957 |
| Total interest expense | $163,000 | 3,049 |
| Net interest income | $1,730,000 | 2,891 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $181,000 | 3,329 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $13,000 | 4,030 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $168,000 | 3,012 |
| Total noninterest expense | $1,949,000 | 2,310 |
| Salaries and employee benefits | $853,000 | 2,744 |
| Premises and equipment expense | $191,000 | 2,414 |
| Additional noninterest expense | $905,000 | 1,659 |
| Pre-tax net operating income | $-38,000 | 4,849 |
| Securities gains (losses) | $288,000 | 274 |
| Applicable income taxes | $60,000 | 2,596 |
| Income before extraordinary items | $190,000 | 4,072 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $190,000 | 4,071 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $190,000 | 4,072 |
| Net charge-offs | $75,000 | 695 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $-37,520 | 4,844 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $6,741,000 | 3,123 |
| Total interest expense | $807,000 | 3,249 |
| Net interest income | $5,934,000 | 3,065 |
| Provision for loan and lease losses | $0 | 4,319 |
| Total noninterest income | $590,000 | 3,446 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $87,000 | 3,701 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $503,000 | 3,145 |
| Total noninterest expense | $6,751,000 | 2,517 |
| Salaries and employee benefits | $3,445,000 | 2,712 |
| Premises and equipment expense | $776,000 | 2,388 |
| Additional noninterest expense | $2,530,000 | 2,187 |
| Pre-tax net operating income | $-227,000 | 4,826 |
| Securities gains (losses) | $1,903,000 | 229 |
| Applicable income taxes | $29,000 | 3,339 |
| Income before extraordinary items | $1,647,000 | 3,083 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,647,000 | 3,082 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,647,000 | 3,083 |
| Net charge-offs | $-231,000 | 4,880 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $-217,940 | 4,820 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $4,812,000 | 3,221 |
| Total interest expense | $620,000 | 3,309 |
| Net interest income | $4,192,000 | 3,180 |
| Provision for loan and lease losses | $0 | 4,239 |
| Total noninterest income | $528,000 | 3,249 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $72,000 | 3,633 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $456,000 | 2,919 |
| Total noninterest expense | $5,030,000 | 2,503 |
| Salaries and employee benefits | $2,565,000 | 2,716 |
| Premises and equipment expense | $560,000 | 2,426 |
| Additional noninterest expense | $1,905,000 | 2,149 |
| Pre-tax net operating income | $-310,000 | 4,878 |
| Securities gains (losses) | $1,606,000 | 209 |
| Applicable income taxes | $1,000 | 3,648 |
| Income before extraordinary items | $1,295,000 | 3,020 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,295,000 | 3,019 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,295,000 | 3,020 |
| Net charge-offs | $-160,000 | 4,889 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $-311,000 | 4,880 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $3,171,000 | 3,285 |
| Total interest expense | $428,000 | 3,350 |
| Net interest income | $2,743,000 | 3,229 |
| Provision for loan and lease losses | $0 | 4,134 |
| Total noninterest income | $343,000 | 3,243 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $57,000 | 3,467 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $286,000 | 2,953 |
| Total noninterest expense | $3,427,000 | 2,481 |
| Salaries and employee benefits | $1,726,000 | 2,705 |
| Premises and equipment expense | $366,000 | 2,446 |
| Additional noninterest expense | $1,335,000 | 2,065 |
| Pre-tax net operating income | $-341,000 | 4,914 |
| Securities gains (losses) | $1,456,000 | 158 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $1,115,000 | 2,656 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,115,000 | 2,655 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,115,000 | 2,656 |
| Net charge-offs | $-167,000 | 4,962 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $-341,000 | 4,913 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,653,000 | 3,233 |
| Total interest expense | $221,000 | 3,461 |
| Net interest income | $1,432,000 | 3,144 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $222,000 | 2,897 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $38,000 | 3,381 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $184,000 | 2,533 |
| Total noninterest expense | $1,669,000 | 2,540 |
| Salaries and employee benefits | $842,000 | 2,761 |
| Premises and equipment expense | $181,000 | 2,487 |
| Additional noninterest expense | $646,000 | 2,134 |
| Pre-tax net operating income | $-15,000 | 4,786 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $-15,000 | 4,777 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-15,000 | 4,777 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $-15,000 | 4,777 |
| Net charge-offs | $-283,000 | 5,061 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $-15,000 | 4,785 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $6,933,000 | 3,199 |
| Total interest expense | $796,000 | 3,628 |
| Net interest income | $6,137,000 | 3,060 |
| Provision for loan and lease losses | $175,000 | 2,481 |
| Total noninterest income | $1,293,000 | 2,488 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $164,000 | 3,397 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,129,000 | 2,120 |
| Total noninterest expense | $6,613,000 | 2,537 |
| Salaries and employee benefits | $3,265,000 | 2,783 |
| Premises and equipment expense | $713,000 | 2,511 |
| Additional noninterest expense | $2,635,000 | 2,131 |
| Pre-tax net operating income | $642,000 | 4,273 |
| Securities gains (losses) | $332,000 | 481 |
| Applicable income taxes | $-745,000 | 5,151 |
| Income before extraordinary items | $1,719,000 | 3,102 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,719,000 | 3,100 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,719,000 | 3,103 |
| Net charge-offs | $135,000 | 2,004 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,387,000 | 3,341 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $5,251,000 | 3,226 |
| Total interest expense | $591,000 | 3,676 |
| Net interest income | $4,660,000 | 3,075 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $1,120,000 | 2,295 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $116,000 | 3,500 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,004,000 | 1,909 |
| Total noninterest expense | $4,950,000 | 2,554 |
| Salaries and employee benefits | $2,474,000 | 2,771 |
| Premises and equipment expense | $530,000 | 2,536 |
| Additional noninterest expense | $1,946,000 | 2,158 |
| Pre-tax net operating income | $830,000 | 3,838 |
| Securities gains (losses) | $332,000 | 389 |
| Applicable income taxes | $1,000 | 3,858 |
| Income before extraordinary items | $1,161,000 | 3,289 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,161,000 | 3,288 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,161,000 | 3,289 |
| Net charge-offs | $7,000 | 3,061 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $829,000 | 3,726 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $3,498,000 | 3,237 |
| Total interest expense | $389,000 | 3,671 |
| Net interest income | $3,109,000 | 3,086 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $721,000 | 2,323 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $78,000 | 3,490 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $643,000 | 1,945 |
| Total noninterest expense | $3,344,000 | 2,554 |
| Salaries and employee benefits | $1,679,000 | 2,765 |
| Premises and equipment expense | $348,000 | 2,563 |
| Additional noninterest expense | $1,317,000 | 2,143 |
| Pre-tax net operating income | $486,000 | 4,014 |
| Securities gains (losses) | $79,000 | 608 |
| Applicable income taxes | $1,000 | 3,851 |
| Income before extraordinary items | $564,000 | 3,721 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $564,000 | 3,720 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $564,000 | 3,720 |
| Net charge-offs | $-71,000 | 4,994 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $485,000 | 3,883 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,701,000 | 3,300 |
| Total interest expense | $189,000 | 3,694 |
| Net interest income | $1,512,000 | 3,161 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $178,000 | 3,186 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $33,000 | 3,711 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $145,000 | 2,788 |
| Total noninterest expense | $1,649,000 | 2,596 |
| Salaries and employee benefits | $888,000 | 2,693 |
| Premises and equipment expense | $171,000 | 2,622 |
| Additional noninterest expense | $590,000 | 2,305 |
| Pre-tax net operating income | $41,000 | 4,989 |
| Securities gains (losses) | $103,000 | 275 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $144,000 | 4,383 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $144,000 | 4,382 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $144,000 | 4,382 |
| Net charge-offs | $-34,000 | 4,993 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $41,000 | 4,972 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $6,793,000 | 3,216 |
| Total interest expense | $763,000 | 3,332 |
| Net interest income | $6,030,000 | 3,158 |
| Provision for loan and lease losses | $115,000 | 2,947 |
| Total noninterest income | $816,000 | 3,127 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $151,000 | 3,664 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $665,000 | 2,707 |
| Total noninterest expense | $6,882,000 | 2,494 |
| Salaries and employee benefits | $3,443,000 | 2,710 |
| Premises and equipment expense | $672,000 | 2,648 |
| Additional noninterest expense | $2,767,000 | 2,057 |
| Pre-tax net operating income | $-151,000 | 5,283 |
| Securities gains (losses) | $56,000 | 401 |
| Applicable income taxes | $1,000 | 3,934 |
| Income before extraordinary items | $-96,000 | 5,270 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $-96,000 | 5,269 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-96,000 | 5,269 |
| Net charge-offs | $415,000 | 1,085 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $-152,000 | 5,282 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $5,148,000 | 3,203 |
| Total interest expense | $586,000 | 3,234 |
| Net interest income | $4,562,000 | 3,159 |
| Provision for loan and lease losses | $115,000 | 2,496 |
| Total noninterest income | $988,000 | 2,523 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $105,000 | 3,783 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $883,000 | 2,083 |
| Total noninterest expense | $4,907,000 | 2,582 |
| Salaries and employee benefits | $2,507,000 | 2,765 |
| Premises and equipment expense | $498,000 | 2,678 |
| Additional noninterest expense | $1,902,000 | 2,195 |
| Pre-tax net operating income | $528,000 | 4,474 |
| Securities gains (losses) | $56,000 | 394 |
| Applicable income taxes | $1,000 | 3,985 |
| Income before extraordinary items | $583,000 | 4,245 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $583,000 | 4,244 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $583,000 | 4,244 |
| Net charge-offs | $274,000 | 1,054 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $527,000 | 4,352 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,443,000 | 3,190 |
| Total interest expense | $395,000 | 3,146 |
| Net interest income | $3,048,000 | 3,164 |
| Provision for loan and lease losses | $115,000 | 2,104 |
| Total noninterest income | $461,000 | 2,990 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $74,000 | 3,728 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $387,000 | 2,563 |
| Total noninterest expense | $3,291,000 | 2,583 |
| Salaries and employee benefits | $1,678,000 | 2,789 |
| Premises and equipment expense | $331,000 | 2,698 |
| Additional noninterest expense | $1,282,000 | 2,183 |
| Pre-tax net operating income | $103,000 | 5,141 |
| Securities gains (losses) | $56,000 | 326 |
| Applicable income taxes | $1,000 | 3,958 |
| Income before extraordinary items | $158,000 | 4,935 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $158,000 | 4,934 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $158,000 | 4,934 |
| Net charge-offs | $281,000 | 760 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $102,560 | 5,108 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,727,000 | 3,189 |
| Total interest expense | $196,000 | 3,110 |
| Net interest income | $1,531,000 | 3,171 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $139,000 | 3,689 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $37,000 | 3,752 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $102,000 | 3,317 |
| Total noninterest expense | $1,585,000 | 2,678 |
| Salaries and employee benefits | $846,000 | 2,789 |
| Premises and equipment expense | $163,000 | 2,764 |
| Additional noninterest expense | $576,000 | 2,366 |
| Pre-tax net operating income | $85,000 | 4,974 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $85,000 | 4,914 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $85,000 | 4,913 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $85,000 | 4,914 |
| Net charge-offs | $-15,000 | 4,895 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $85,000 | 4,915 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $6,928,000 | 3,140 |
| Total interest expense | $880,000 | 2,776 |
| Net interest income | $6,048,000 | 3,162 |
| Provision for loan and lease losses | $185,000 | 2,451 |
| Total noninterest income | $2,916,000 | 1,620 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $242,000 | 3,182 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,674,000 | 1,266 |
| Total noninterest expense | $7,088,000 | 2,491 |
| Salaries and employee benefits | $3,403,000 | 2,764 |
| Premises and equipment expense | $703,000 | 2,651 |
| Additional noninterest expense | $2,982,000 | 1,939 |
| Pre-tax net operating income | $1,691,000 | 3,377 |
| Securities gains (losses) | $-34,000 | 5,253 |
| Applicable income taxes | $106,000 | 3,264 |
| Income before extraordinary items | $1,551,000 | 3,076 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,551,000 | 3,074 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,551,000 | 3,076 |
| Net charge-offs | $502,000 | 1,088 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,582,960 | 3,018 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $5,235,000 | 3,159 |
| Total interest expense | $669,000 | 2,724 |
| Net interest income | $4,566,000 | 3,172 |
| Provision for loan and lease losses | $185,000 | 2,092 |
| Total noninterest income | $2,522,000 | 1,463 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $169,000 | 3,326 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,353,000 | 1,141 |
| Total noninterest expense | $5,274,000 | 2,510 |
| Salaries and employee benefits | $2,509,000 | 2,811 |
| Premises and equipment expense | $531,000 | 2,657 |
| Additional noninterest expense | $2,234,000 | 1,947 |
| Pre-tax net operating income | $1,629,000 | 3,028 |
| Securities gains (losses) | $-34,000 | 5,544 |
| Applicable income taxes | $1,000 | 4,110 |
| Income before extraordinary items | $1,594,000 | 2,759 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,594,000 | 2,758 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,594,000 | 2,759 |
| Net charge-offs | $518,000 | 784 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,628,000 | 2,702 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,485,000 | 3,152 |
| Total interest expense | $438,000 | 2,707 |
| Net interest income | $3,047,000 | 3,178 |
| Provision for loan and lease losses | $185,000 | 1,625 |
| Total noninterest income | $1,360,000 | 1,690 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $108,000 | 3,380 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,252,000 | 1,337 |
| Total noninterest expense | $3,655,000 | 2,452 |
| Salaries and employee benefits | $1,673,000 | 2,828 |
| Premises and equipment expense | $360,000 | 2,642 |
| Additional noninterest expense | $1,622,000 | 1,810 |
| Pre-tax net operating income | $567,000 | 3,967 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $1,000 | 4,119 |
| Income before extraordinary items | $566,000 | 3,741 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $566,000 | 3,738 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $566,000 | 3,741 |
| Net charge-offs | $517,000 | 550 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $566,000 | 3,721 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,697,000 | 3,205 |
| Total interest expense | $214,000 | 2,725 |
| Net interest income | $1,483,000 | 3,225 |
| Provision for loan and lease losses | $185,000 | 985 |
| Total noninterest income | $1,081,000 | 1,250 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $52,000 | 3,444 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,029,000 | 930 |
| Total noninterest expense | $1,893,000 | 2,395 |
| Salaries and employee benefits | $866,000 | 2,788 |
| Premises and equipment expense | $177,000 | 2,718 |
| Additional noninterest expense | $850,000 | 1,746 |
| Pre-tax net operating income | $486,000 | 3,124 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $486,000 | 2,797 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $486,000 | 2,797 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $486,000 | 2,797 |
| Net charge-offs | $494,000 | 339 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $486,000 | 2,781 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $6,769,000 | 3,191 |
| Total interest expense | $957,000 | 2,499 |
| Net interest income | $5,812,000 | 3,253 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $1,204,000 | 2,771 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $192,000 | 3,632 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,012,000 | 2,396 |
| Total noninterest expense | $6,855,000 | 2,600 |
| Salaries and employee benefits | $3,440,000 | 2,791 |
| Premises and equipment expense | $711,000 | 2,703 |
| Additional noninterest expense | $2,704,000 | 2,153 |
| Pre-tax net operating income | $161,000 | 5,385 |
| Securities gains (losses) | $105,000 | 1,305 |
| Applicable income taxes | $-615,000 | 5,835 |
| Income before extraordinary items | $881,000 | 4,065 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $881,000 | 4,063 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $881,000 | 4,064 |
| Net charge-offs | $472,000 | 1,123 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $776,000 | 4,164 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,048,000 | 3,212 |
| Total interest expense | $726,000 | 2,476 |
| Net interest income | $4,322,000 | 3,279 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $894,000 | 2,793 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $136,000 | 3,740 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $758,000 | 2,381 |
| Total noninterest expense | $5,107,000 | 2,596 |
| Salaries and employee benefits | $2,522,000 | 2,824 |
| Premises and equipment expense | $537,000 | 2,701 |
| Additional noninterest expense | $2,048,000 | 2,136 |
| Pre-tax net operating income | $109,000 | 5,483 |
| Securities gains (losses) | $105,000 | 1,216 |
| Applicable income taxes | $1,000 | 4,258 |
| Income before extraordinary items | $213,000 | 5,226 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $213,000 | 5,226 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $213,000 | 5,226 |
| Net charge-offs | $321,000 | 1,081 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $108,000 | 5,458 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,312,000 | 3,255 |
| Total interest expense | $491,000 | 2,455 |
| Net interest income | $2,821,000 | 3,340 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $565,000 | 2,839 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $83,000 | 3,852 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $482,000 | 2,423 |
| Total noninterest expense | $3,490,000 | 2,568 |
| Salaries and employee benefits | $1,695,000 | 2,833 |
| Premises and equipment expense | $362,000 | 2,701 |
| Additional noninterest expense | $1,433,000 | 2,057 |
| Pre-tax net operating income | $-104,000 | 5,874 |
| Securities gains (losses) | $105,000 | 929 |
| Applicable income taxes | $1,000 | 4,252 |
| Income before extraordinary items | $0 | 5,797 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $0 | 5,795 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $0 | 5,795 |
| Net charge-offs | $95,000 | 1,666 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $-67,200 | 5,849 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,657,000 | 3,261 |
| Total interest expense | $251,000 | 2,434 |
| Net interest income | $1,406,000 | 3,352 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $335,000 | 2,587 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $31,000 | 4,301 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $304,000 | 2,075 |
| Total noninterest expense | $1,640,000 | 2,692 |
| Salaries and employee benefits | $864,000 | 2,798 |
| Premises and equipment expense | $183,000 | 2,714 |
| Additional noninterest expense | $593,000 | 2,414 |
| Pre-tax net operating income | $101,000 | 5,066 |
| Securities gains (losses) | $105,000 | 508 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $206,000 | 4,193 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $206,000 | 4,189 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $206,000 | 4,191 |
| Net charge-offs | $45,000 | 1,498 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $101,000 | 4,948 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $7,096,000 | 3,073 |
| Total interest expense | $1,085,000 | 2,287 |
| Net interest income | $6,011,000 | 3,189 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $1,947,000 | 2,153 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $236,000 | 3,445 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,711,000 | 1,703 |
| Total noninterest expense | $7,213,000 | 2,510 |
| Salaries and employee benefits | $3,192,000 | 2,921 |
| Premises and equipment expense | $724,000 | 2,749 |
| Additional noninterest expense | $3,297,000 | 1,827 |
| Pre-tax net operating income | $745,000 | 4,497 |
| Securities gains (losses) | $268,000 | 605 |
| Applicable income taxes | $75,000 | 3,466 |
| Income before extraordinary items | $938,000 | 4,025 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $938,000 | 4,024 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $938,000 | 4,025 |
| Net charge-offs | $1,366,000 | 541 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $688,760 | 4,382 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,189,000 | 3,161 |
| Total interest expense | $826,000 | 2,286 |
| Net interest income | $4,363,000 | 3,277 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $1,212,000 | 2,406 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $169,000 | 3,550 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,043,000 | 1,974 |
| Total noninterest expense | $5,346,000 | 2,543 |
| Salaries and employee benefits | $2,304,000 | 3,011 |
| Premises and equipment expense | $530,000 | 2,851 |
| Additional noninterest expense | $2,512,000 | 1,800 |
| Pre-tax net operating income | $229,000 | 5,398 |
| Securities gains (losses) | $224,000 | 588 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $453,000 | 4,695 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $453,000 | 4,698 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $453,000 | 4,699 |
| Net charge-offs | $1,337,000 | 383 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $229,000 | 5,297 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,506,000 | 3,130 |
| Total interest expense | $558,000 | 2,271 |
| Net interest income | $2,948,000 | 3,260 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $825,000 | 2,381 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $123,000 | 3,387 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $702,000 | 1,962 |
| Total noninterest expense | $3,637,000 | 2,512 |
| Salaries and employee benefits | $1,518,000 | 3,061 |
| Premises and equipment expense | $349,000 | 2,874 |
| Additional noninterest expense | $1,770,000 | 1,715 |
| Pre-tax net operating income | $136,000 | 5,470 |
| Securities gains (losses) | $230,000 | 472 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $366,000 | 4,425 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $366,000 | 4,427 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $366,000 | 4,427 |
| Net charge-offs | $1,174,000 | 317 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $136,000 | 5,385 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,758,000 | 3,140 |
| Total interest expense | $288,000 | 2,237 |
| Net interest income | $1,470,000 | 3,268 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $450,000 | 2,244 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $62,000 | 3,340 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $388,000 | 1,816 |
| Total noninterest expense | $1,787,000 | 2,559 |
| Salaries and employee benefits | $740,000 | 3,130 |
| Premises and equipment expense | $174,000 | 2,909 |
| Additional noninterest expense | $873,000 | 1,725 |
| Pre-tax net operating income | $133,000 | 4,969 |
| Securities gains (losses) | $230,000 | 315 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $363,000 | 3,311 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $363,000 | 3,314 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $363,000 | 3,314 |
| Net charge-offs | $530,000 | 336 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $133,000 | 4,746 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $7,618,000 | 2,979 |
| Total interest expense | $1,308,000 | 2,109 |
| Net interest income | $6,310,000 | 3,123 |
| Provision for loan and lease losses | $645,000 | 1,209 |
| Total noninterest income | $3,021,000 | 1,568 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $266,000 | 3,426 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,755,000 | 1,159 |
| Total noninterest expense | $6,554,000 | 2,745 |
| Salaries and employee benefits | $2,914,000 | 3,144 |
| Premises and equipment expense | $753,000 | 2,776 |
| Additional noninterest expense | $2,887,000 | 2,101 |
| Pre-tax net operating income | $2,132,000 | 2,877 |
| Securities gains (losses) | $180,000 | 857 |
| Applicable income taxes | $-1,335,000 | 6,436 |
| Income before extraordinary items | $3,647,000 | 1,701 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,647,000 | 1,702 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,647,000 | 1,700 |
| Net charge-offs | $235,000 | 2,293 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,467,000 | 1,750 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,830,000 | 2,970 |
| Total interest expense | $1,014,000 | 2,097 |
| Net interest income | $4,816,000 | 3,104 |
| Provision for loan and lease losses | $518,000 | 1,109 |
| Total noninterest income | $2,343,000 | 1,520 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $173,000 | 3,734 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $2,170,000 | 1,137 |
| Total noninterest expense | $5,403,000 | 2,555 |
| Salaries and employee benefits | $2,192,000 | 3,151 |
| Premises and equipment expense | $561,000 | 2,815 |
| Additional noninterest expense | $2,650,000 | 1,739 |
| Pre-tax net operating income | $1,238,000 | 3,375 |
| Securities gains (losses) | $180,000 | 678 |
| Applicable income taxes | $1,000 | 4,504 |
| Income before extraordinary items | $1,417,000 | 2,838 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,417,000 | 2,839 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,417,000 | 2,839 |
| Net charge-offs | $536,000 | 1,089 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,237,000 | 3,034 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,899,000 | 2,971 |
| Total interest expense | $714,000 | 2,014 |
| Net interest income | $3,185,000 | 3,122 |
| Provision for loan and lease losses | $355,000 | 1,097 |
| Total noninterest income | $1,486,000 | 1,561 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $110,000 | 3,783 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,376,000 | 1,166 |
| Total noninterest expense | $3,384,000 | 2,695 |
| Salaries and employee benefits | $1,464,000 | 3,169 |
| Premises and equipment expense | $372,000 | 2,850 |
| Additional noninterest expense | $1,548,000 | 1,969 |
| Pre-tax net operating income | $932,000 | 3,084 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $1,000 | 4,472 |
| Income before extraordinary items | $931,000 | 2,792 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $931,000 | 2,796 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $931,000 | 2,796 |
| Net charge-offs | $544,000 | 810 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $931,000 | 2,740 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,960,000 | 2,975 |
| Total interest expense | $370,000 | 1,997 |
| Net interest income | $1,590,000 | 3,138 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $420,000 | 2,298 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $54,000 | 3,799 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $366,000 | 1,767 |
| Total noninterest expense | $1,767,000 | 2,602 |
| Salaries and employee benefits | $769,000 | 3,077 |
| Premises and equipment expense | $186,000 | 2,896 |
| Additional noninterest expense | $812,000 | 1,866 |
| Pre-tax net operating income | $243,000 | 4,147 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $1,000 | 4,330 |
| Income before extraordinary items | $242,000 | 3,923 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $242,000 | 3,925 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $242,000 | 3,925 |
| Net charge-offs | $81,000 | 1,505 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $242,000 | 3,879 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,869,000 | 2,977 |
| Total interest expense | $1,757,000 | 1,919 |
| Net interest income | $6,112,000 | 3,232 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $1,997,000 | 2,176 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $285,000 | 3,444 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,712,000 | 1,703 |
| Total noninterest expense | $7,902,000 | 2,368 |
| Salaries and employee benefits | $3,088,000 | 3,038 |
| Premises and equipment expense | $793,000 | 2,725 |
| Additional noninterest expense | $4,021,000 | 1,613 |
| Pre-tax net operating income | $207,000 | 5,706 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $14,000 | 4,213 |
| Income before extraordinary items | $193,000 | 5,726 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $193,000 | 5,728 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $193,000 | 5,728 |
| Net charge-offs | $3,021,000 | 538 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $193,000 | 5,670 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,818,000 | 3,032 |
| Total interest expense | $1,363,000 | 1,917 |
| Net interest income | $4,455,000 | 3,322 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $2,212,000 | 1,666 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $235,000 | 3,302 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,977,000 | 1,285 |
| Total noninterest expense | $6,000,000 | 2,348 |
| Salaries and employee benefits | $2,315,000 | 3,074 |
| Premises and equipment expense | $602,000 | 2,724 |
| Additional noninterest expense | $3,083,000 | 1,579 |
| Pre-tax net operating income | $667,000 | 4,346 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $12,000 | 4,270 |
| Income before extraordinary items | $655,000 | 4,167 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $655,000 | 4,169 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $655,000 | 4,171 |
| Net charge-offs | $1,662,000 | 689 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $655,000 | 4,099 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,797,000 | 3,095 |
| Total interest expense | $934,000 | 1,893 |
| Net interest income | $2,863,000 | 3,402 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $1,730,000 | 1,498 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $156,000 | 3,275 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,574,000 | 1,163 |
| Total noninterest expense | $4,292,000 | 2,192 |
| Salaries and employee benefits | $1,592,000 | 3,033 |
| Premises and equipment expense | $408,000 | 2,704 |
| Additional noninterest expense | $2,292,000 | 1,429 |
| Pre-tax net operating income | $301,000 | 4,855 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $301,000 | 4,738 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $301,000 | 4,741 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $301,000 | 4,742 |
| Net charge-offs | $83,000 | 2,924 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $301,000 | 4,627 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,945,000 | 3,055 |
| Total interest expense | $474,000 | 1,918 |
| Net interest income | $1,471,000 | 3,344 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $1,789,000 | 897 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $81,000 | 3,220 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,708,000 | 668 |
| Total noninterest expense | $2,098,000 | 2,270 |
| Salaries and employee benefits | $815,000 | 3,007 |
| Premises and equipment expense | $207,000 | 2,699 |
| Additional noninterest expense | $1,076,000 | 1,506 |
| Pre-tax net operating income | $1,162,000 | 1,509 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $1,162,000 | 1,284 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,162,000 | 1,286 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,162,000 | 1,286 |
| Net charge-offs | $28,000 | 2,842 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,162,000 | 1,227 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $9,367,000 | 2,726 |
| Total interest expense | $2,447,000 | 1,788 |
| Net interest income | $6,920,000 | 3,008 |
| Provision for loan and lease losses | $2,125,000 | 1,021 |
| Total noninterest income | $789,000 | 3,666 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $282,000 | 3,610 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $507,000 | 3,326 |
| Total noninterest expense | $10,126,000 | 1,888 |
| Salaries and employee benefits | $3,330,000 | 2,908 |
| Premises and equipment expense | $939,000 | 2,384 |
| Additional noninterest expense | $5,857,000 | 1,178 |
| Pre-tax net operating income | $-4,542,000 | 6,950 |
| Securities gains (losses) | $2,488,000 | 211 |
| Applicable income taxes | $-369,000 | 6,863 |
| Income before extraordinary items | $-1,685,000 | 6,803 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,685,000 | 6,800 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-1,685,000 | 6,801 |
| Net charge-offs | $487,000 | 2,685 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-3,725,160 | 6,918 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,175,000 | 2,725 |
| Total interest expense | $1,938,000 | 1,764 |
| Net interest income | $5,237,000 | 3,036 |
| Provision for loan and lease losses | $2,126,000 | 804 |
| Total noninterest income | $1,334,000 | 2,364 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $200,000 | 3,757 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,134,000 | 1,833 |
| Total noninterest expense | $7,166,000 | 1,992 |
| Salaries and employee benefits | $2,452,000 | 2,962 |
| Premises and equipment expense | $725,000 | 2,369 |
| Additional noninterest expense | $3,989,000 | 1,273 |
| Pre-tax net operating income | $-2,721,000 | 7,026 |
| Securities gains (losses) | $940,000 | 426 |
| Applicable income taxes | $-369,000 | 7,017 |
| Income before extraordinary items | $-1,412,000 | 6,943 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-1,412,000 | 6,940 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,412,000 | 6,942 |
| Net charge-offs | $544,000 | 2,079 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-2,154,600 | 6,986 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,867,000 | 2,693 |
| Total interest expense | $1,357,000 | 1,747 |
| Net interest income | $3,510,000 | 3,036 |
| Provision for loan and lease losses | $2,125,000 | 610 |
| Total noninterest income | $1,128,000 | 1,984 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $129,000 | 3,816 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $999,000 | 1,521 |
| Total noninterest expense | $5,015,000 | 1,914 |
| Salaries and employee benefits | $1,670,000 | 2,920 |
| Premises and equipment expense | $481,000 | 2,369 |
| Additional noninterest expense | $2,864,000 | 1,197 |
| Pre-tax net operating income | $-2,502,000 | 7,117 |
| Securities gains (losses) | $934,000 | 298 |
| Applicable income taxes | $1,000 | 4,644 |
| Income before extraordinary items | $-1,569,000 | 7,077 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,569,000 | 7,076 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-1,569,000 | 7,077 |
| Net charge-offs | $1,136,000 | 1,038 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-2,503,000 | 7,125 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,565,000 | 2,593 |
| Total interest expense | $703,000 | 1,751 |
| Net interest income | $1,862,000 | 2,893 |
| Provision for loan and lease losses | $2,125,000 | 331 |
| Total noninterest income | $569,000 | 1,978 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $76,000 | 3,488 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $493,000 | 1,524 |
| Total noninterest expense | $2,768,000 | 1,746 |
| Salaries and employee benefits | $854,000 | 2,873 |
| Premises and equipment expense | $237,000 | 2,413 |
| Additional noninterest expense | $1,677,000 | 1,025 |
| Pre-tax net operating income | $-2,462,000 | 7,255 |
| Securities gains (losses) | $800,000 | 172 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-1,662,000 | 7,233 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,662,000 | 7,233 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-1,662,000 | 7,233 |
| Net charge-offs | $-3,000 | 6,199 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-2,462,000 | 7,256 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $11,282,000 | 2,483 |
| Total interest expense | $3,668,000 | 1,641 |
| Net interest income | $7,614,000 | 2,858 |
| Provision for loan and lease losses | $7,860,000 | 523 |
| Total noninterest income | $3,283,000 | 1,396 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $321,000 | 3,464 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $2,962,000 | 1,050 |
| Total noninterest expense | $13,121,000 | 1,485 |
| Salaries and employee benefits | $3,128,000 | 3,006 |
| Premises and equipment expense | $1,017,000 | 2,381 |
| Additional noninterest expense | $8,976,000 | 801 |
| Pre-tax net operating income | $-10,084,000 | 7,214 |
| Securities gains (losses) | $391,000 | 947 |
| Applicable income taxes | $3,287,000 | 545 |
| Income before extraordinary items | $-12,980,000 | 7,249 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-12,980,000 | 7,249 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-12,980,000 | 7,249 |
| Net charge-offs | $6,700,000 | 630 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-13,371,000 | 7,245 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,421,000 | 2,513 |
| Total interest expense | $2,851,000 | 1,651 |
| Net interest income | $5,570,000 | 2,924 |
| Provision for loan and lease losses | $2,500,000 | 1,066 |
| Total noninterest income | $3,067,000 | 1,220 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $244,000 | 3,446 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $2,823,000 | 875 |
| Total noninterest expense | $10,376,000 | 1,415 |
| Salaries and employee benefits | $2,406,000 | 2,950 |
| Premises and equipment expense | $772,000 | 2,379 |
| Additional noninterest expense | $7,198,000 | 734 |
| Pre-tax net operating income | $-4,239,000 | 7,196 |
| Securities gains (losses) | $256,000 | 1,025 |
| Applicable income taxes | $1,027,000 | 1,067 |
| Income before extraordinary items | $-5,010,000 | 7,244 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-5,010,000 | 7,242 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-5,010,000 | 7,243 |
| Net charge-offs | $2,253,000 | 1,132 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-5,266,000 | 7,251 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,584,000 | 2,541 |
| Total interest expense | $1,934,000 | 1,683 |
| Net interest income | $3,650,000 | 2,973 |
| Provision for loan and lease losses | $1,450,000 | 1,165 |
| Total noninterest income | $2,071,000 | 1,198 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $166,000 | 3,400 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,905,000 | 866 |
| Total noninterest expense | $8,000,000 | 1,248 |
| Salaries and employee benefits | $1,662,000 | 2,883 |
| Premises and equipment expense | $505,000 | 2,424 |
| Additional noninterest expense | $5,833,000 | 631 |
| Pre-tax net operating income | $-3,729,000 | 7,314 |
| Securities gains (losses) | $101,000 | 1,139 |
| Applicable income taxes | $788,000 | 929 |
| Income before extraordinary items | $-4,416,000 | 7,354 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-4,416,000 | 7,354 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-4,416,000 | 7,354 |
| Net charge-offs | $1,221,000 | 1,303 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-4,517,000 | 7,354 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,801,000 | 2,553 |
| Total interest expense | $967,000 | 1,736 |
| Net interest income | $1,834,000 | 2,948 |
| Provision for loan and lease losses | $1,100,000 | 794 |
| Total noninterest income | $951,000 | 1,258 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $85,000 | 3,313 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $866,000 | 913 |
| Total noninterest expense | $2,970,000 | 1,671 |
| Salaries and employee benefits | $903,000 | 2,688 |
| Premises and equipment expense | $262,000 | 2,388 |
| Additional noninterest expense | $1,805,000 | 982 |
| Pre-tax net operating income | $-1,285,000 | 7,319 |
| Securities gains (losses) | $8,000 | 1,369 |
| Applicable income taxes | $59,000 | 2,706 |
| Income before extraordinary items | $-1,336,000 | 7,344 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-1,336,000 | 7,344 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,336,000 | 7,345 |
| Net charge-offs | $1,039,000 | 837 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-1,344,000 | 7,342 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $12,412,000 | 2,422 |
| Total interest expense | $5,261,000 | 1,580 |
| Net interest income | $7,151,000 | 3,018 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $5,099,000 | 1,082 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $408,000 | 3,040 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $4,691,000 | 779 |
| Total noninterest expense | $14,723,000 | 1,361 |
| Salaries and employee benefits | $3,502,000 | 2,727 |
| Premises and equipment expense | $1,026,000 | 2,429 |
| Additional noninterest expense | $10,195,000 | 740 |
| Pre-tax net operating income | $-2,473,000 | 6,858 |
| Securities gains (losses) | $964,000 | 508 |
| Applicable income taxes | $-1,170,000 | 7,349 |
| Income before extraordinary items | $-339,000 | 6,271 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-339,000 | 6,272 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-339,000 | 6,273 |
| Net charge-offs | $370,000 | 4,033 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-955,960 | 6,534 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $9,627,000 | 2,401 |
| Total interest expense | $4,114,000 | 1,578 |
| Net interest income | $5,513,000 | 2,993 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $2,831,000 | 1,305 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $337,000 | 2,921 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $2,494,000 | 949 |
| Total noninterest expense | $11,681,000 | 1,273 |
| Salaries and employee benefits | $2,632,000 | 2,730 |
| Premises and equipment expense | $774,000 | 2,453 |
| Additional noninterest expense | $8,275,000 | 671 |
| Pre-tax net operating income | $-3,337,000 | 7,244 |
| Securities gains (losses) | $936,000 | 441 |
| Applicable income taxes | $-1,062,000 | 7,510 |
| Income before extraordinary items | $-1,339,000 | 6,996 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,339,000 | 6,995 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-1,339,000 | 6,996 |
| Net charge-offs | $276,000 | 3,837 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-1,938,040 | 7,098 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,631,000 | 2,354 |
| Total interest expense | $2,750,000 | 1,645 |
| Net interest income | $3,881,000 | 2,829 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $1,945,000 | 1,256 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $238,000 | 2,803 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,707,000 | 893 |
| Total noninterest expense | $6,715,000 | 1,474 |
| Salaries and employee benefits | $1,763,000 | 2,742 |
| Premises and equipment expense | $516,000 | 2,466 |
| Additional noninterest expense | $4,436,000 | 813 |
| Pre-tax net operating income | $-889,000 | 6,952 |
| Securities gains (losses) | $418,000 | 555 |
| Applicable income taxes | $-418,000 | 7,452 |
| Income before extraordinary items | $-53,000 | 6,318 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-53,000 | 6,320 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-53,000 | 6,318 |
| Net charge-offs | $278,000 | 3,141 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-320,520 | 6,664 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,349,000 | 2,376 |
| Total interest expense | $1,379,000 | 1,711 |
| Net interest income | $1,970,000 | 2,818 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $775,000 | 1,481 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $123,000 | 2,742 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $652,000 | 1,066 |
| Total noninterest expense | $2,893,000 | 1,725 |
| Salaries and employee benefits | $897,000 | 2,732 |
| Premises and equipment expense | $264,000 | 2,474 |
| Additional noninterest expense | $1,732,000 | 1,010 |
| Pre-tax net operating income | $-148,000 | 6,750 |
| Securities gains (losses) | $136,000 | 666 |
| Applicable income taxes | $-101,000 | 7,450 |
| Income before extraordinary items | $89,000 | 5,128 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $89,000 | 5,129 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $89,000 | 5,128 |
| Net charge-offs | $112,000 | 2,997 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,960 | 6,265 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $15,251,000 | 2,200 |
| Total interest expense | $7,575,000 | 1,551 |
| Net interest income | $7,676,000 | 2,829 |
| Provision for loan and lease losses | $3,368,000 | 1,834 |
| Total noninterest income | $5,971,000 | 950 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $627,000 | 2,462 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $5,344,000 | 670 |
| Total noninterest expense | $11,825,000 | 1,726 |
| Salaries and employee benefits | $3,055,000 | 3,124 |
| Premises and equipment expense | $1,023,000 | 2,525 |
| Additional noninterest expense | $7,747,000 | 1,015 |
| Pre-tax net operating income | $-1,546,000 | 6,459 |
| Securities gains (losses) | $3,189,000 | 189 |
| Applicable income taxes | $-382,000 | 6,950 |
| Income before extraordinary items | $2,025,000 | 1,655 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,025,000 | 1,653 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,025,000 | 1,654 |
| Net charge-offs | $2,251,000 | 1,894 |
| Cash dividends | $500,000 | 2,521 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-1,164,000 | 6,431 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $12,039,000 | 2,147 |
| Total interest expense | $6,898,000 | 1,362 |
| Net interest income | $5,141,000 | 3,114 |
| Provision for loan and lease losses | $1,918,000 | 1,963 |
| Total noninterest income | $4,620,000 | 946 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $493,000 | 2,385 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $4,127,000 | 678 |
| Total noninterest expense | $8,275,000 | 1,837 |
| Salaries and employee benefits | $2,373,000 | 3,062 |
| Premises and equipment expense | $764,000 | 2,564 |
| Additional noninterest expense | $5,138,000 | 1,099 |
| Pre-tax net operating income | $-432,000 | 6,265 |
| Securities gains (losses) | $3,153,000 | 152 |
| Applicable income taxes | $613,000 | 1,217 |
| Income before extraordinary items | $2,108,000 | 1,269 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,108,000 | 1,268 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,108,000 | 1,269 |
| Net charge-offs | $1,349,000 | 1,878 |
| Cash dividends | $500,000 | 1,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-319,810 | 6,248 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $8,452,000 | 2,080 |
| Total interest expense | $4,636,000 | 1,434 |
| Net interest income | $3,816,000 | 2,844 |
| Provision for loan and lease losses | $646,000 | 2,604 |
| Total noninterest income | $2,786,000 | 1,020 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $345,000 | 2,264 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $2,441,000 | 755 |
| Total noninterest expense | $5,501,000 | 1,873 |
| Salaries and employee benefits | $1,557,000 | 3,133 |
| Premises and equipment expense | $511,000 | 2,585 |
| Additional noninterest expense | $3,433,000 | 1,121 |
| Pre-tax net operating income | $455,000 | 3,460 |
| Securities gains (losses) | $1,135,000 | 257 |
| Applicable income taxes | $293,000 | 1,555 |
| Income before extraordinary items | $1,297,000 | 1,445 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,297,000 | 1,443 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,297,000 | 1,444 |
| Net charge-offs | $133,000 | 3,913 |
| Cash dividends | $500,000 | 1,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $366,300 | 3,520 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,434,000 | 2,001 |
| Total interest expense | $2,239,000 | 1,528 |
| Net interest income | $2,195,000 | 2,457 |
| Provision for loan and lease losses | $250,000 | 2,548 |
| Total noninterest income | $1,216,000 | 1,095 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $191,000 | 2,043 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,025,000 | 836 |
| Total noninterest expense | $2,560,000 | 1,933 |
| Salaries and employee benefits | $792,000 | 3,124 |
| Premises and equipment expense | $260,000 | 2,597 |
| Additional noninterest expense | $1,508,000 | 1,113 |
| Pre-tax net operating income | $601,000 | 2,048 |
| Securities gains (losses) | $158,000 | 771 |
| Applicable income taxes | $74,000 | 2,496 |
| Income before extraordinary items | $685,000 | 1,577 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $685,000 | 1,578 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $685,000 | 1,579 |
| Net charge-offs | $31,000 | 3,989 |
| Cash dividends | $500,000 | 851 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $542,800 | 1,863 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $16,485,000 | 2,281 |
| Total interest expense | $9,153,000 | 1,765 |
| Net interest income | $7,332,000 | 2,922 |
| Provision for loan and lease losses | $1,132,000 | 2,525 |
| Total noninterest income | $4,833,000 | 1,089 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $761,000 | 2,202 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $4,072,000 | 763 |
| Total noninterest expense | $8,821,000 | 2,173 |
| Salaries and employee benefits | $3,636,000 | 2,729 |
| Premises and equipment expense | $960,000 | 2,725 |
| Additional noninterest expense | $4,225,000 | 1,466 |
| Pre-tax net operating income | $2,212,000 | 2,285 |
| Securities gains (losses) | $1,142,000 | 192 |
| Applicable income taxes | $1,221,000 | 1,022 |
| Income before extraordinary items | $2,133,000 | 1,871 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,133,000 | 1,873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $747,000 | 2,283 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,402,120 | 2,786 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $12,527,000 | 2,307 |
| Total interest expense | $6,884,000 | 1,829 |
| Net interest income | $5,643,000 | 2,885 |
| Provision for loan and lease losses | $250,000 | 3,846 |
| Total noninterest income | $3,176,000 | 1,251 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $571,000 | 2,223 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,605,000 | 909 |
| Total noninterest expense | $6,727,000 | 2,135 |
| Salaries and employee benefits | $2,863,000 | 2,653 |
| Premises and equipment expense | $711,000 | 2,768 |
| Additional noninterest expense | $3,153,000 | 1,420 |
| Pre-tax net operating income | $1,842,000 | 2,444 |
| Securities gains (losses) | $1,143,000 | 164 |
| Applicable income taxes | $1,080,000 | 1,088 |
| Income before extraordinary items | $1,905,000 | 1,861 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,905,000 | 1,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,620 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,173,480 | 2,940 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $8,589,000 | 2,282 |
| Total interest expense | $4,631,000 | 1,866 |
| Net interest income | $3,958,000 | 2,728 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $1,923,000 | 1,374 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $403,000 | 2,106 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,520,000 | 1,050 |
| Total noninterest expense | $4,422,000 | 2,168 |
| Salaries and employee benefits | $1,988,000 | 2,584 |
| Premises and equipment expense | $472,000 | 2,777 |
| Additional noninterest expense | $1,962,000 | 1,503 |
| Pre-tax net operating income | $1,459,000 | 2,250 |
| Securities gains (losses) | $1,143,000 | 163 |
| Applicable income taxes | $996,000 | 949 |
| Income before extraordinary items | $1,606,000 | 1,684 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,606,000 | 1,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $874,480 | 2,808 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,616,000 | 2,189 |
| Total interest expense | $2,340,000 | 1,979 |
| Net interest income | $2,276,000 | 2,407 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $1,852,000 | 802 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $163,000 | 2,450 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,689,000 | 569 |
| Total noninterest expense | $2,206,000 | 2,172 |
| Salaries and employee benefits | $1,099,000 | 2,379 |
| Premises and equipment expense | $238,000 | 2,764 |
| Additional noninterest expense | $869,000 | 1,652 |
| Pre-tax net operating income | $1,922,000 | 982 |
| Securities gains (losses) | $229,000 | 408 |
| Applicable income taxes | $859,000 | 653 |
| Income before extraordinary items | $1,292,000 | 1,163 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,292,000 | 1,166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,145,440 | 1,280 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $16,918,000 | 2,430 |
| Total interest expense | $7,291,000 | 2,526 |
| Net interest income | $9,627,000 | 2,315 |
| Provision for loan and lease losses | $865,000 | 1,590 |
| Total noninterest income | $4,765,000 | 1,141 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $634,000 | 2,567 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $4,131,000 | 804 |
| Total noninterest expense | $8,932,000 | 2,057 |
| Salaries and employee benefits | $4,017,000 | 2,488 |
| Premises and equipment expense | $866,000 | 2,892 |
| Additional noninterest expense | $4,049,000 | 1,374 |
| Pre-tax net operating income | $4,595,000 | 1,767 |
| Securities gains (losses) | $216,000 | 428 |
| Applicable income taxes | $1,874,000 | 1,187 |
| Income before extraordinary items | $2,937,000 | 2,085 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,937,000 | 2,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $245,000 | 2,567 |
| Cash dividends | $800,000 | 2,954 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,798,760 | 2,141 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $12,156,000 | 2,514 |
| Total interest expense | $5,096,000 | 2,704 |
| Net interest income | $7,060,000 | 2,376 |
| Provision for loan and lease losses | $415,000 | 1,807 |
| Total noninterest income | $3,738,000 | 1,100 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $460,000 | 2,619 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $3,278,000 | 779 |
| Total noninterest expense | $6,597,000 | 2,070 |
| Salaries and employee benefits | $3,038,000 | 2,468 |
| Premises and equipment expense | $622,000 | 2,983 |
| Additional noninterest expense | $2,937,000 | 1,371 |
| Pre-tax net operating income | $3,786,000 | 1,748 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,566,000 | 1,179 |
| Income before extraordinary items | $2,220,000 | 2,180 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,220,000 | 2,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $248,000 | 1,697 |
| Cash dividends | $100,000 | 4,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,220,000 | 2,169 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,777,000 | 2,620 |
| Total interest expense | $3,104,000 | 2,924 |
| Net interest income | $4,673,000 | 2,420 |
| Provision for loan and lease losses | $275,000 | 1,664 |
| Total noninterest income | $2,412,000 | 1,151 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $307,000 | 2,606 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $2,105,000 | 826 |
| Total noninterest expense | $4,408,000 | 2,089 |
| Salaries and employee benefits | $2,041,000 | 2,491 |
| Premises and equipment expense | $427,000 | 2,933 |
| Additional noninterest expense | $1,940,000 | 1,396 |
| Pre-tax net operating income | $2,402,000 | 1,870 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,028,000 | 1,250 |
| Income before extraordinary items | $1,374,000 | 2,363 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,374,000 | 2,362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $245,000 | 1,171 |
| Cash dividends | $100,000 | 4,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,374,000 | 2,347 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,798,000 | 2,664 |
| Total interest expense | $1,464,000 | 3,052 |
| Net interest income | $2,334,000 | 2,423 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $1,170,000 | 1,158 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $158,000 | 2,498 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,012,000 | 831 |
| Total noninterest expense | $2,192,000 | 2,107 |
| Salaries and employee benefits | $1,067,000 | 2,404 |
| Premises and equipment expense | $205,000 | 3,043 |
| Additional noninterest expense | $920,000 | 1,458 |
| Pre-tax net operating income | $1,312,000 | 1,737 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $563,000 | 1,175 |
| Income before extraordinary items | $749,000 | 2,184 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $749,000 | 2,184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $100,000 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $749,000 | 2,176 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $13,735,000 | 2,748 |
| Total interest expense | $4,514,000 | 3,283 |
| Net interest income | $9,221,000 | 2,462 |
| Provision for loan and lease losses | $410,000 | 2,219 |
| Total noninterest income | $5,563,000 | 1,008 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $547,000 | 2,872 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $5,016,000 | 672 |
| Total noninterest expense | $8,692,000 | 2,027 |
| Salaries and employee benefits | $3,818,000 | 2,542 |
| Premises and equipment expense | $799,000 | 3,012 |
| Additional noninterest expense | $4,075,000 | 1,307 |
| Pre-tax net operating income | $5,682,000 | 1,696 |
| Securities gains (losses) | $1,418,000 | 138 |
| Applicable income taxes | $3,041,000 | 931 |
| Income before extraordinary items | $4,059,000 | 1,766 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,059,000 | 1,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 3,120 |
| Cash dividends | $625,000 | 3,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,151,480 | 2,181 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,838,000 | 2,836 |
| Total interest expense | $3,199,000 | 3,324 |
| Net interest income | $6,639,000 | 2,577 |
| Provision for loan and lease losses | $145,000 | 3,470 |
| Total noninterest income | $4,079,000 | 1,037 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $404,000 | 2,936 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,675,000 | 692 |
| Total noninterest expense | $6,365,000 | 2,073 |
| Salaries and employee benefits | $2,741,000 | 2,645 |
| Premises and equipment expense | $599,000 | 3,004 |
| Additional noninterest expense | $3,025,000 | 1,322 |
| Pre-tax net operating income | $4,208,000 | 1,767 |
| Securities gains (losses) | $1,425,000 | 118 |
| Applicable income taxes | $2,449,000 | 923 |
| Income before extraordinary items | $3,184,000 | 1,750 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,184,000 | 1,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,141 |
| Cash dividends | $25,000 | 5,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,272,000 | 2,317 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,212,000 | 2,937 |
| Total interest expense | $2,008,000 | 3,366 |
| Net interest income | $4,204,000 | 2,692 |
| Provision for loan and lease losses | $95,000 | 3,398 |
| Total noninterest income | $2,656,000 | 1,053 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $267,000 | 2,931 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,389,000 | 698 |
| Total noninterest expense | $4,208,000 | 2,090 |
| Salaries and employee benefits | $1,825,000 | 2,650 |
| Premises and equipment expense | $389,000 | 3,077 |
| Additional noninterest expense | $1,994,000 | 1,341 |
| Pre-tax net operating income | $2,557,000 | 1,912 |
| Securities gains (losses) | $1,353,000 | 88 |
| Applicable income taxes | $1,700,000 | 896 |
| Income before extraordinary items | $2,210,000 | 1,645 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,210,000 | 1,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,860 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,344,080 | 2,525 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,925,000 | 3,036 |
| Total interest expense | $976,000 | 3,315 |
| Net interest income | $1,949,000 | 2,837 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $1,213,000 | 1,115 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $132,000 | 2,871 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,081,000 | 757 |
| Total noninterest expense | $2,081,000 | 2,128 |
| Salaries and employee benefits | $920,000 | 2,637 |
| Premises and equipment expense | $187,000 | 3,172 |
| Additional noninterest expense | $974,000 | 1,349 |
| Pre-tax net operating income | $1,081,000 | 2,147 |
| Securities gains (losses) | $1,315,000 | 60 |
| Applicable income taxes | $1,051,000 | 757 |
| Income before extraordinary items | $1,345,000 | 1,367 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,345,000 | 1,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $503,400 | 3,121 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,644,000 | 2,989 |
| Total interest expense | $3,145,000 | 3,204 |
| Net interest income | $7,499,000 | 2,859 |
| Provision for loan and lease losses | $150,000 | 4,107 |
| Total noninterest income | $4,726,000 | 1,132 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $564,000 | 2,795 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $4,162,000 | 771 |
| Total noninterest expense | $7,672,000 | 2,176 |
| Salaries and employee benefits | $3,251,000 | 2,762 |
| Premises and equipment expense | $695,000 | 3,251 |
| Additional noninterest expense | $3,726,000 | 1,370 |
| Pre-tax net operating income | $4,403,000 | 2,068 |
| Securities gains (losses) | $-119,000 | 8,472 |
| Applicable income taxes | $1,695,000 | 1,552 |
| Income before extraordinary items | $2,589,000 | 2,530 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,589,000 | 2,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,675 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,665,160 | 2,439 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,688,000 | 3,041 |
| Total interest expense | $2,284,000 | 3,157 |
| Net interest income | $5,404,000 | 2,958 |
| Provision for loan and lease losses | $125,000 | 3,813 |
| Total noninterest income | $3,226,000 | 1,217 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $432,000 | 2,739 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,794,000 | 863 |
| Total noninterest expense | $5,618,000 | 2,207 |
| Salaries and employee benefits | $2,372,000 | 2,794 |
| Premises and equipment expense | $499,000 | 3,362 |
| Additional noninterest expense | $2,747,000 | 1,384 |
| Pre-tax net operating income | $2,887,000 | 2,310 |
| Securities gains (losses) | $-102,000 | 8,629 |
| Applicable income taxes | $1,155,000 | 1,699 |
| Income before extraordinary items | $1,630,000 | 2,931 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,630,000 | 2,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,349 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,695,280 | 2,794 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,116,000 | 2,978 |
| Total interest expense | $1,460,000 | 3,112 |
| Net interest income | $3,656,000 | 2,883 |
| Provision for loan and lease losses | $125,000 | 2,939 |
| Total noninterest income | $2,075,000 | 1,233 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $302,000 | 2,607 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,773,000 | 880 |
| Total noninterest expense | $3,770,000 | 2,172 |
| Salaries and employee benefits | $1,639,000 | 2,707 |
| Premises and equipment expense | $304,000 | 3,587 |
| Additional noninterest expense | $1,827,000 | 1,358 |
| Pre-tax net operating income | $1,836,000 | 2,336 |
| Securities gains (losses) | $-93,000 | 8,696 |
| Applicable income taxes | $718,000 | 1,757 |
| Income before extraordinary items | $1,025,000 | 3,029 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,025,000 | 3,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,029 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,084,520 | 2,863 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,322,000 | 3,199 |
| Total interest expense | $697,000 | 3,129 |
| Net interest income | $1,625,000 | 3,181 |
| Provision for loan and lease losses | $2,000 | 6,096 |
| Total noninterest income | $1,014,000 | 1,233 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $135,000 | 2,769 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $879,000 | 872 |
| Total noninterest expense | $1,914,000 | 2,160 |
| Salaries and employee benefits | $848,000 | 2,634 |
| Premises and equipment expense | $140,000 | 3,846 |
| Additional noninterest expense | $926,000 | 1,340 |
| Pre-tax net operating income | $723,000 | 2,788 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $291,000 | 2,016 |
| Income before extraordinary items | $432,000 | 3,416 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $432,000 | 3,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $432,000 | 3,389 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,341,000 | 3,664 |
| Total interest expense | $2,063,000 | 3,557 |
| Net interest income | $5,278,000 | 3,656 |
| Provision for loan and lease losses | $185,000 | 3,829 |
| Total noninterest income | $4,144,000 | 1,238 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $517,000 | 3,068 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,627,000 | 854 |
| Total noninterest expense | $7,105,000 | 2,242 |
| Salaries and employee benefits | $2,974,000 | 2,864 |
| Premises and equipment expense | $635,000 | 3,379 |
| Additional noninterest expense | $3,496,000 | 1,417 |
| Pre-tax net operating income | $2,132,000 | 3,369 |
| Securities gains (losses) | $51,000 | 1,720 |
| Applicable income taxes | $893,000 | 2,355 |
| Income before extraordinary items | $1,290,000 | 4,013 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,290,000 | 4,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,038 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,257,360 | 4,022 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,283,000 | 3,756 |
| Total interest expense | $1,492,000 | 3,629 |
| Net interest income | $3,791,000 | 3,760 |
| Provision for loan and lease losses | $135,000 | 3,719 |
| Total noninterest income | $3,277,000 | 1,219 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $390,000 | 3,072 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,887,000 | 823 |
| Total noninterest expense | $5,285,000 | 2,245 |
| Salaries and employee benefits | $2,217,000 | 2,847 |
| Premises and equipment expense | $460,000 | 3,487 |
| Additional noninterest expense | $2,608,000 | 1,415 |
| Pre-tax net operating income | $1,648,000 | 3,374 |
| Securities gains (losses) | $45,000 | 1,750 |
| Applicable income taxes | $691,000 | 2,338 |
| Income before extraordinary items | $1,002,000 | 3,993 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,002,000 | 3,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,697 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $973,200 | 4,014 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,333,000 | 3,934 |
| Total interest expense | $943,000 | 3,785 |
| Net interest income | $2,390,000 | 3,915 |
| Provision for loan and lease losses | $105,000 | 3,376 |
| Total noninterest income | $2,135,000 | 1,226 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $258,000 | 3,067 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,877,000 | 841 |
| Total noninterest expense | $3,466,000 | 2,289 |
| Salaries and employee benefits | $1,501,000 | 2,829 |
| Premises and equipment expense | $293,000 | 3,625 |
| Additional noninterest expense | $1,672,000 | 1,443 |
| Pre-tax net operating income | $954,000 | 3,638 |
| Securities gains (losses) | $36,000 | 1,674 |
| Applicable income taxes | $407,000 | 2,526 |
| Income before extraordinary items | $583,000 | 4,329 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $583,000 | 4,330 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,314 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $559,960 | 4,343 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,591,000 | 4,087 |
| Total interest expense | $430,000 | 4,105 |
| Net interest income | $1,161,000 | 3,996 |
| Provision for loan and lease losses | $70,000 | 2,755 |
| Total noninterest income | $964,000 | 1,284 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $123,000 | 3,105 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $841,000 | 886 |
| Total noninterest expense | $1,679,000 | 2,371 |
| Salaries and employee benefits | $717,000 | 2,966 |
| Premises and equipment expense | $142,000 | 3,735 |
| Additional noninterest expense | $820,000 | 1,467 |
| Pre-tax net operating income | $376,000 | 4,239 |
| Securities gains (losses) | $36,000 | 1,385 |
| Applicable income taxes | $173,000 | 2,822 |
| Income before extraordinary items | $239,000 | 4,868 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $239,000 | 4,867 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $215,960 | 5,025 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,547,000 | 4,539 |
| Total interest expense | $1,776,000 | 4,383 |
| Net interest income | $3,771,000 | 4,559 |
| Provision for loan and lease losses | $155,000 | 4,520 |
| Total noninterest income | $4,293,000 | 1,275 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $505,000 | 3,066 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $3,788,000 | 932 |
| Total noninterest expense | $6,365,000 | 2,471 |
| Salaries and employee benefits | $2,564,000 | 3,212 |
| Premises and equipment expense | $550,000 | 3,778 |
| Additional noninterest expense | $3,251,000 | 1,522 |
| Pre-tax net operating income | $1,544,000 | 4,058 |
| Securities gains (losses) | $21,000 | 3,192 |
| Applicable income taxes | $647,000 | 2,927 |
| Income before extraordinary items | $918,000 | 4,882 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $918,000 | 4,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,233 |
| Cash dividends | $50,000 | 5,907 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $904,560 | 4,766 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,052,000 | 4,685 |
| Total interest expense | $1,351,000 | 4,473 |
| Net interest income | $2,701,000 | 4,725 |
| Provision for loan and lease losses | $75,000 | 5,202 |
| Total noninterest income | $2,987,000 | 1,372 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $376,000 | 3,093 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,611,000 | 1,017 |
| Total noninterest expense | $4,701,000 | 2,507 |
| Salaries and employee benefits | $1,837,000 | 3,324 |
| Premises and equipment expense | $417,000 | 3,736 |
| Additional noninterest expense | $2,447,000 | 1,501 |
| Pre-tax net operating income | $912,000 | 4,796 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $378,000 | 3,501 |
| Income before extraordinary items | $534,000 | 5,676 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $534,000 | 5,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,530 |
| Cash dividends | $50,000 | 5,093 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $534,000 | 5,501 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,629,000 | 4,818 |
| Total interest expense | $898,000 | 4,584 |
| Net interest income | $1,731,000 | 4,836 |
| Provision for loan and lease losses | $75,000 | 4,385 |
| Total noninterest income | $1,945,000 | 1,391 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $256,000 | 3,009 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,689,000 | 1,029 |
| Total noninterest expense | $3,032,000 | 2,565 |
| Salaries and employee benefits | $1,211,000 | 3,340 |
| Premises and equipment expense | $282,000 | 3,674 |
| Additional noninterest expense | $1,539,000 | 1,578 |
| Pre-tax net operating income | $569,000 | 4,983 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $230,000 | 3,698 |
| Income before extraordinary items | $339,000 | 5,812 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $339,000 | 5,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,788 |
| Cash dividends | $50,000 | 4,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $339,000 | 5,603 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,290,000 | 4,901 |
| Total interest expense | $446,000 | 4,694 |
| Net interest income | $844,000 | 4,901 |
| Provision for loan and lease losses | $50,000 | 3,651 |
| Total noninterest income | $959,000 | 1,379 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $133,000 | 2,842 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $826,000 | 1,026 |
| Total noninterest expense | $1,509,000 | 2,565 |
| Salaries and employee benefits | $611,000 | 3,309 |
| Premises and equipment expense | $151,000 | 3,467 |
| Additional noninterest expense | $747,000 | 1,579 |
| Pre-tax net operating income | $244,000 | 5,348 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $98,000 | 3,973 |
| Income before extraordinary items | $146,000 | 6,074 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $146,000 | 6,073 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,051 |
| Cash dividends | $50,000 | 3,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $146,000 | 5,894 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,870,000 | 5,264 |
| Total interest expense | $1,879,000 | 5,018 |
| Net interest income | $2,991,000 | 5,293 |
| Provision for loan and lease losses | $117,000 | 5,469 |
| Total noninterest income | $3,664,000 | 1,346 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $508,000 | 2,935 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,156,000 | 964 |
| Total noninterest expense | $5,614,000 | 2,635 |
| Salaries and employee benefits | $2,198,000 | 3,460 |
| Premises and equipment expense | $410,000 | 4,561 |
| Additional noninterest expense | $3,006,000 | 1,573 |
| Pre-tax net operating income | $924,000 | 5,402 |
| Securities gains (losses) | $163,000 | 1,309 |
| Applicable income taxes | $458,000 | 3,627 |
| Income before extraordinary items | $629,000 | 5,851 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $629,000 | 5,848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,336 |
| Cash dividends | $75,000 | 5,758 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $524,680 | 6,137 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,436,000 | 5,330 |
| Total interest expense | $2,438,000 | 5,477 |
| Net interest income | $2,998,000 | 5,074 |
| Provision for loan and lease losses | $185,000 | 4,295 |
| Total noninterest income | $3,377,000 | 1,347 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $494,000 | 2,862 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,883,000 | 972 |
| Total noninterest expense | $5,302,000 | 2,674 |
| Salaries and employee benefits | $2,147,000 | 3,387 |
| Premises and equipment expense | $371,000 | 4,833 |
| Additional noninterest expense | $2,784,000 | 1,657 |
| Pre-tax net operating income | $888,000 | 5,227 |
| Securities gains (losses) | $87,000 | 1,866 |
| Applicable income taxes | $312,000 | 4,186 |
| Income before extraordinary items | $663,000 | 5,356 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $663,000 | 5,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 4,283 |
| Cash dividends | $200,000 | 4,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $603,840 | 5,476 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,501,000 | 5,383 |
| Total interest expense | $2,326,000 | 5,797 |
| Net interest income | $3,175,000 | 4,952 |
| Provision for loan and lease losses | $130,000 | 4,683 |
| Total noninterest income | $2,951,000 | 1,370 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $418,000 | 3,127 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,533,000 | 961 |
| Total noninterest expense | $4,859,000 | 2,791 |
| Salaries and employee benefits | $1,917,000 | 3,603 |
| Premises and equipment expense | $345,000 | 4,979 |
| Additional noninterest expense | $2,597,000 | 1,710 |
| Pre-tax net operating income | $1,137,000 | 4,889 |
| Securities gains (losses) | $41,000 | 763 |
| Applicable income taxes | $397,000 | 3,991 |
| Income before extraordinary items | $781,000 | 5,113 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $781,000 | 5,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,408 |
| Cash dividends | $100,000 | 5,913 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $753,940 | 5,217 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,295,000 | 6,103 |
| Total interest expense | $1,762,000 | 6,438 |
| Net interest income | $2,533,000 | 5,752 |
| Provision for loan and lease losses | $174,000 | 3,923 |
| Total noninterest income | $2,537,000 | 1,549 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $389,000 | 3,284 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,148,000 | 1,098 |
| Total noninterest expense | $4,251,000 | 3,135 |
| Salaries and employee benefits | $1,738,000 | 3,851 |
| Premises and equipment expense | $335,000 | 5,122 |
| Additional noninterest expense | $2,178,000 | 1,998 |
| Pre-tax net operating income | $645,000 | 6,544 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $149,000 | 6,291 |
| Income before extraordinary items | $497,000 | 6,459 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $497,000 | 6,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 3,405 |
| Cash dividends | $50,000 | 6,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $496,230 | 6,446 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,757,000 | 6,700 |
| Total interest expense | $1,603,000 | 6,970 |
| Net interest income | $2,154,000 | 6,379 |
| Provision for loan and lease losses | $130,000 | 4,466 |
| Total noninterest income | $2,154,000 | 1,719 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $371,000 | 3,347 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,783,000 | 1,250 |
| Total noninterest expense | $3,558,000 | 3,559 |
| Salaries and employee benefits | $1,491,000 | 4,260 |
| Premises and equipment expense | $320,000 | 5,185 |
| Additional noninterest expense | $1,747,000 | 2,379 |
| Pre-tax net operating income | $620,000 | 6,812 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $134,000 | 7,060 |
| Income before extraordinary items | $486,000 | 6,689 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $486,000 | 6,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,482 |
| Cash dividends | $50,000 | 6,861 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $486,000 | 6,583 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,402,000 | 7,289 |
| Total interest expense | $1,447,000 | 7,474 |
| Net interest income | $1,955,000 | 7,012 |
| Provision for loan and lease losses | $120,000 | 4,629 |
| Total noninterest income | $1,918,000 | 1,834 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $328,000 | 3,796 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,590,000 | 1,281 |
| Total noninterest expense | $3,335,000 | 3,763 |
| Salaries and employee benefits | $1,397,000 | 4,508 |
| Premises and equipment expense | $281,000 | 5,637 |
| Additional noninterest expense | $1,657,000 | 2,488 |
| Pre-tax net operating income | $418,000 | 8,345 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $180,000 | 7,171 |
| Income before extraordinary items | $238,000 | 8,849 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $238,000 | 8,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 3,752 |
| Cash dividends | $170,000 | 5,700 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $238,000 | 8,816 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,139,000 | 7,828 |
| Total interest expense | $1,333,000 | 8,010 |
| Net interest income | $1,806,000 | 7,552 |
| Provision for loan and lease losses | $53,000 | 6,487 |
| Total noninterest income | $1,772,000 | 2,030 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $372,000 | 3,554 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,400,000 | 1,441 |
| Total noninterest expense | $3,186,000 | 4,100 |
| Salaries and employee benefits | $1,360,000 | 4,687 |
| Premises and equipment expense | $280,000 | 5,838 |
| Additional noninterest expense | $1,546,000 | 3,045 |
| Pre-tax net operating income | $339,000 | 8,870 |
| Securities gains (losses) | $6,000 | 2,865 |
| Applicable income taxes | $92,000 | 8,884 |
| Income before extraordinary items | $253,000 | 8,806 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $253,000 | 8,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,559 |
| Cash dividends | $150,000 | 5,964 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $248,620 | 8,785 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,952,000 | 8,276 |
| Total interest expense | $1,183,000 | 8,639 |
| Net interest income | $1,769,000 | 7,855 |
| Provision for loan and lease losses | $120,000 | 4,090 |
| Total noninterest income | $1,674,000 | 2,118 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $339,000 | 3,876 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,335,000 | 1,478 |
| Total noninterest expense | $2,953,000 | 4,345 |
| Salaries and employee benefits | $1,235,000 | 5,085 |
| Premises and equipment expense | $257,000 | 6,233 |
| Additional noninterest expense | $1,461,000 | 3,159 |
| Pre-tax net operating income | $370,000 | 9,259 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $107,000 | 9,035 |
| Income before extraordinary items | $263,000 | 9,295 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $263,000 | 9,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 3,084 |
| Cash dividends | $88,000 | 7,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $263,000 | 9,271 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,734,000 | 8,496 |
| Total interest expense | $934,000 | 8,972 |
| Net interest income | $1,800,000 | 8,047 |
| Provision for loan and lease losses | $30,000 | 7,083 |
| Total noninterest income | $1,605,000 | 2,174 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $416,000 | 3,267 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,189,000 | 1,634 |
| Total noninterest expense | $3,033,000 | 4,362 |
| Salaries and employee benefits | $1,180,000 | 5,316 |
| Premises and equipment expense | $561,000 | 3,461 |
| Additional noninterest expense | $1,292,000 | 3,796 |
| Pre-tax net operating income | $342,000 | 9,797 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $46,000 | 10,566 |
| Income before extraordinary items | $296,000 | 9,190 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $296,000 | 9,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,521 |
| Cash dividends | $88,000 | 7,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $296,000 | 9,250 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,605,000 | 8,995 |
| Total interest expense | $920,000 | 9,468 |
| Net interest income | $1,685,000 | 8,533 |
| Provision for loan and lease losses | $122,000 | 5,164 |
| Total noninterest income | $1,790,000 | 2,123 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $394,000 | 3,487 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,396,000 | 1,636 |
| Total noninterest expense | $3,041,000 | 4,455 |
| Salaries and employee benefits | $1,192,000 | 5,273 |
| Premises and equipment expense | $624,000 | 3,203 |
| Additional noninterest expense | $1,225,000 | 4,118 |
| Pre-tax net operating income | $312,000 | 10,140 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $32,000 | 11,333 |
| Income before extraordinary items | $280,000 | 9,695 |
| Extraordinary gains, net | $61,000 | 2,018 |
| Net income | $341,000 | 9,203 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 4,368 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $280,000 | 9,439 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,772,000 | 9,385 |
| Total interest expense | $1,108,000 | 9,952 |
| Net interest income | $1,664,000 | 8,766 |
| Provision for loan and lease losses | $134,000 | 6,421 |
| Total noninterest income | $1,171,000 | 2,918 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $347,000 | 3,946 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $824,000 | 2,270 |
| Total noninterest expense | $2,603,000 | 5,120 |
| Salaries and employee benefits | $1,055,000 | 5,762 |
| Premises and equipment expense | $582,000 | 3,466 |
| Additional noninterest expense | $966,000 | 5,197 |
| Pre-tax net operating income | $98,000 | 12,043 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $8,000 | 12,420 |
| Income before extraordinary items | $90,000 | 12,074 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $90,000 | 12,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 5,373 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $90,000 | 11,764 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.