Home > Monterey Bay Bank > Net charge- offs to loans
Monterey Bay Bank, Net charge- offs to loans
2003-06-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0244% | 5,619 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0122% | 2,558 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
Percentage Net Loans Charged-off: Commercial real estate | -0.0254% | 8,590 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0529% | 1,644 |
Percentage Net Loans Charged-off: Home equity loans | 1.1340% | 67 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.2949% | 2,423 |
Percentage Net Loans Charged-off: Loans to individuals | 3.3834% | 348 |
Percentage Net Loans Charged-off: Credit card loans | 7.6433% | 211 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2003-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0809% | 3,643 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0823% | 1,177 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
Percentage Net Loans Charged-off: Commercial real estate | 0.1712% | 393 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.1021% | 1,009 |
Percentage Net Loans Charged-off: Home equity loans | 2.2341% | 30 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
Percentage Net Loans Charged-off: Commercial and industrial | -0.0216% | 7,348 |
Percentage Net Loans Charged-off: Loans to individuals | 3.0038% | 498 |
Percentage Net Loans Charged-off: Credit card loans | 7.2948% | 278 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2002-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0960% | 5,231 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0961% | 1,861 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
Percentage Net Loans Charged-off: Commercial real estate | 0.3906% | 599 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0590% | 4,508 |
Percentage Net Loans Charged-off: Loans to individuals | 1.2749% | 1,771 |
Percentage Net Loans Charged-off: Credit card loans | 3.1368% | 903 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2001-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | -0.1139% | 9,334 |
Percentage Net Loans Charged-off: Total real estate loans | -0.1385% | 9,275 |
Percentage Net Loans Charged-off:Construction & development | -1.4235% | 8,374 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
Percentage Net Loans Charged-off: Commercial and industrial | 1.5641% | 1,244 |
Percentage Net Loans Charged-off: Loans to individuals | 0.8035% | 2,875 |
Percentage Net Loans Charged-off: Credit card loans | 2.2371% | 1,167 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2000-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.2427% | 2,693 |
Percentage Net Loans Charged-off: Total real estate loans | 0.2450% | 111 |
Percentage Net Loans Charged-off:Construction & development | 1.0227% | 30 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.1820% | 144 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
All other 1-4 family - Percent of loans charged-off, net | 0.1871% | 142 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,037 |
Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,356 |
Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 977 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1999-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0222% | 6,967 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0224% | 676 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0418% | 558 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
All other 1-4 family - Percent of loans charged-off, net | 0.0427% | 522 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,003 |
Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,370 |
Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1998-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0264% | 7,116 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0266% | 631 |
Percentage Net Loans Charged-off:Construction & development | 1.0406% | 26 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
Percentage Net Loans Charged-off: Multi-family residential | -0.0036% | 1,271 |
Percentage Net Loans Charged-off: 1-4 family residential | -0.1355% | 1,454 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
All other 1-4 family - Percent of loans charged-off, net | -0.1380% | 1,448 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 953 |
Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,315 |
Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 973 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1997-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0084% | 8,200 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0076% | 875 |
Percentage Net Loans Charged-off:Construction & development | 0.2887% | 106 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
Percentage Net Loans Charged-off: 1-4 family residential | -0.0024% | 1,267 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
All other 1-4 family - Percent of loans charged-off, net | -0.0025% | 1,270 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 888 |
Percentage Net Loans Charged-off: Loans to individuals | 0.3065% | 1,057 |
Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1996-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0341% | 7,478 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0232% | 761 |
Percentage Net Loans Charged-off:Construction & development | 0.2224% | 151 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0220% | 734 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
All other 1-4 family - Percent of loans charged-off, net | 0.0224% | 699 |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | 3.8604% | 87 |
Percentage Net Loans Charged-off: Credit card loans | 28.8221% | 11 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1995-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0000% | 8,856 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,049 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,034 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 989 |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,350 |
Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,020 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1994-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0000% | 8,921 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1993-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0066% | 9,711 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1992-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0000% | 11,197 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |