Home > Montana State Bank > Income and Expense
Montana State Bank, Income and Expense
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $544,000 | 5,843 |
| Total interest expense | $15,000 | 5,865 |
| Net interest income | $529,000 | 5,827 |
| Provision for loan and lease losses | $310,000 | 1,956 |
| Total noninterest income | $15,000 | 5,819 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $12,000 | 5,653 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $3,000 | 5,756 |
| Total noninterest expense | $350,000 | 5,883 |
| Salaries and employee benefits | $197,000 | 5,872 |
| Premises and equipment expense | $30,000 | 5,841 |
| Additional noninterest expense | $123,000 | 5,874 |
| Pre-tax net operating income | $-116,000 | 5,703 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $74,000 | 3,451 |
| Income before extraordinary items | $-190,000 | 5,736 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-190,000 | 5,735 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-190,000 | 5,735 |
| Net charge-offs | $310,000 | 1,488 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $-190,000 | 5,725 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $1,707,000 | 5,120 |
| Total interest expense | $75,000 | 5,563 |
| Net interest income | $1,632,000 | 5,027 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $113,000 | 5,316 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $54,000 | 4,921 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $59,000 | 5,165 |
| Total noninterest expense | $1,647,000 | 4,776 |
| Salaries and employee benefits | $721,000 | 5,059 |
| Premises and equipment expense | $96,000 | 5,374 |
| Additional noninterest expense | $830,000 | 4,012 |
| Pre-tax net operating income | $98,000 | 5,507 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $98,000 | 5,528 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $98,000 | 5,527 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $98,000 | 5,528 |
| Net charge-offs | $-6,000 | 4,786 |
| Cash dividends | $226,000 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $98,000 | 5,489 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,111,000 | 5,208 |
| Total interest expense | $50,000 | 5,617 |
| Net interest income | $1,061,000 | 5,119 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $77,000 | 5,337 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $35,000 | 4,975 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $42,000 | 5,161 |
| Total noninterest expense | $753,000 | 5,335 |
| Salaries and employee benefits | $409,000 | 5,329 |
| Premises and equipment expense | $58,000 | 5,495 |
| Additional noninterest expense | $286,000 | 5,158 |
| Pre-tax net operating income | $385,000 | 4,481 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $385,000 | 4,320 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $385,000 | 4,317 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $385,000 | 4,318 |
| Net charge-offs | $-8,000 | 4,897 |
| Cash dividends | $219,000 | 2,787 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $385,000 | 4,243 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $561,000 | 5,234 |
| Total interest expense | $25,000 | 5,669 |
| Net interest income | $536,000 | 5,137 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $47,000 | 5,194 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $17,000 | 5,002 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $30,000 | 4,934 |
| Total noninterest expense | $387,000 | 5,342 |
| Salaries and employee benefits | $201,000 | 5,395 |
| Premises and equipment expense | $31,000 | 5,475 |
| Additional noninterest expense | $155,000 | 5,083 |
| Pre-tax net operating income | $196,000 | 4,457 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $196,000 | 4,269 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $196,000 | 4,266 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $196,000 | 4,268 |
| Net charge-offs | $3,000 | 2,735 |
| Cash dividends | $8,000 | 2,865 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $196,000 | 4,217 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $2,206,000 | 5,281 |
| Total interest expense | $126,000 | 5,586 |
| Net interest income | $2,080,000 | 5,202 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $136,000 | 5,496 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $68,000 | 5,134 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $68,000 | 5,349 |
| Total noninterest expense | $1,577,000 | 5,383 |
| Salaries and employee benefits | $873,000 | 5,367 |
| Premises and equipment expense | $132,000 | 5,529 |
| Additional noninterest expense | $572,000 | 5,234 |
| Pre-tax net operating income | $639,000 | 4,671 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $639,000 | 4,521 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $639,000 | 4,522 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $639,000 | 4,522 |
| Net charge-offs | $57,000 | 3,148 |
| Cash dividends | $446,000 | 3,047 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $639,000 | 4,475 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,627,000 | 5,373 |
| Total interest expense | $101,000 | 5,615 |
| Net interest income | $1,526,000 | 5,299 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $109,000 | 5,526 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $51,000 | 5,190 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $58,000 | 5,326 |
| Total noninterest expense | $1,103,000 | 5,509 |
| Salaries and employee benefits | $590,000 | 5,514 |
| Premises and equipment expense | $102,000 | 5,565 |
| Additional noninterest expense | $411,000 | 5,333 |
| Pre-tax net operating income | $532,000 | 4,659 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $532,000 | 4,477 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $532,000 | 4,479 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $532,000 | 4,480 |
| Net charge-offs | $42,000 | 2,903 |
| Cash dividends | $373,000 | 2,614 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $532,000 | 4,424 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,053,000 | 5,453 |
| Total interest expense | $69,000 | 5,644 |
| Net interest income | $984,000 | 5,372 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $76,000 | 5,527 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $34,000 | 5,212 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $42,000 | 5,306 |
| Total noninterest expense | $711,000 | 5,597 |
| Salaries and employee benefits | $392,000 | 5,574 |
| Premises and equipment expense | $57,000 | 5,763 |
| Additional noninterest expense | $262,000 | 5,441 |
| Pre-tax net operating income | $349,000 | 4,653 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $349,000 | 4,509 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $349,000 | 4,510 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $349,000 | 4,511 |
| Net charge-offs | $43,000 | 2,441 |
| Cash dividends | $290,000 | 2,467 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $349,000 | 4,439 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $519,000 | 5,506 |
| Total interest expense | $35,000 | 5,690 |
| Net interest income | $484,000 | 5,437 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $42,000 | 5,476 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $15,000 | 5,349 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $27,000 | 5,145 |
| Total noninterest expense | $359,000 | 5,643 |
| Salaries and employee benefits | $192,000 | 5,644 |
| Premises and equipment expense | $27,000 | 5,848 |
| Additional noninterest expense | $140,000 | 5,384 |
| Pre-tax net operating income | $167,000 | 4,686 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $167,000 | 4,552 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $167,000 | 4,554 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $167,000 | 4,556 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $135,000 | 2,126 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $167,000 | 4,471 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,366,000 | 5,401 |
| Total interest expense | $144,000 | 5,808 |
| Net interest income | $2,222,000 | 5,296 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $150,000 | 5,665 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $69,000 | 5,405 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $81,000 | 5,415 |
| Total noninterest expense | $1,529,000 | 5,662 |
| Salaries and employee benefits | $824,000 | 5,654 |
| Premises and equipment expense | $146,000 | 5,722 |
| Additional noninterest expense | $559,000 | 5,491 |
| Pre-tax net operating income | $843,000 | 4,409 |
| Securities gains (losses) | $1,000 | 3,149 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $844,000 | 4,227 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $844,000 | 4,227 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $844,000 | 4,228 |
| Net charge-offs | $4,000 | 4,772 |
| Cash dividends | $530,000 | 2,777 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $843,000 | 4,177 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,757,000 | 5,483 |
| Total interest expense | $108,000 | 5,896 |
| Net interest income | $1,649,000 | 5,377 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $126,000 | 5,643 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $55,000 | 5,420 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $71,000 | 5,363 |
| Total noninterest expense | $1,065,000 | 5,799 |
| Salaries and employee benefits | $557,000 | 5,834 |
| Premises and equipment expense | $118,000 | 5,687 |
| Additional noninterest expense | $390,000 | 5,635 |
| Pre-tax net operating income | $710,000 | 4,320 |
| Securities gains (losses) | $1,000 | 2,871 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $711,000 | 4,111 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $711,000 | 4,112 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $711,000 | 4,112 |
| Net charge-offs | $1,000 | 4,590 |
| Cash dividends | $442,000 | 2,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $710,000 | 4,053 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,137,000 | 5,568 |
| Total interest expense | $72,000 | 5,948 |
| Net interest income | $1,065,000 | 5,452 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $83,000 | 5,681 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $36,000 | 5,452 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $47,000 | 5,399 |
| Total noninterest expense | $687,000 | 5,874 |
| Salaries and employee benefits | $373,000 | 5,876 |
| Premises and equipment expense | $70,000 | 5,870 |
| Additional noninterest expense | $244,000 | 5,747 |
| Pre-tax net operating income | $461,000 | 4,305 |
| Securities gains (losses) | $1,000 | 2,460 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $462,000 | 4,081 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $462,000 | 4,087 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $462,000 | 4,086 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $335,000 | 2,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $461,000 | 4,029 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $549,000 | 5,675 |
| Total interest expense | $36,000 | 6,021 |
| Net interest income | $513,000 | 5,568 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $45,000 | 5,626 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $17,000 | 5,529 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $28,000 | 5,227 |
| Total noninterest expense | $349,000 | 5,923 |
| Salaries and employee benefits | $191,000 | 5,899 |
| Premises and equipment expense | $36,000 | 5,908 |
| Additional noninterest expense | $122,000 | 5,803 |
| Pre-tax net operating income | $209,000 | 4,407 |
| Securities gains (losses) | $1,000 | 1,605 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $210,000 | 4,169 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $210,000 | 4,169 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $210,000 | 4,171 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $139,000 | 2,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $209,000 | 4,121 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,274,000 | 5,694 |
| Total interest expense | $153,000 | 6,158 |
| Net interest income | $2,121,000 | 5,554 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $164,000 | 5,818 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $77,000 | 5,566 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $87,000 | 5,495 |
| Total noninterest expense | $1,492,000 | 5,917 |
| Salaries and employee benefits | $793,000 | 5,920 |
| Premises and equipment expense | $155,000 | 5,886 |
| Additional noninterest expense | $544,000 | 5,732 |
| Pre-tax net operating income | $793,000 | 4,419 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $793,000 | 4,277 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $793,000 | 4,279 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $793,000 | 4,280 |
| Net charge-offs | $5,000 | 5,225 |
| Cash dividends | $487,000 | 2,813 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $793,000 | 4,222 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,668,000 | 5,788 |
| Total interest expense | $116,000 | 6,241 |
| Net interest income | $1,552,000 | 5,661 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $125,000 | 5,880 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $58,000 | 5,615 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $67,000 | 5,546 |
| Total noninterest expense | $1,050,000 | 6,035 |
| Salaries and employee benefits | $540,000 | 6,087 |
| Premises and equipment expense | $122,000 | 5,871 |
| Additional noninterest expense | $388,000 | 5,821 |
| Pre-tax net operating income | $627,000 | 4,439 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $627,000 | 4,236 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $627,000 | 4,238 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $627,000 | 4,240 |
| Net charge-offs | $-1,000 | 5,686 |
| Cash dividends | $405,000 | 2,308 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $627,000 | 4,168 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,059,000 | 5,901 |
| Total interest expense | $79,000 | 6,295 |
| Net interest income | $980,000 | 5,774 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $83,000 | 5,896 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $35,000 | 5,735 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $48,000 | 5,534 |
| Total noninterest expense | $700,000 | 6,078 |
| Salaries and employee benefits | $365,000 | 6,102 |
| Premises and equipment expense | $74,000 | 6,016 |
| Additional noninterest expense | $261,000 | 5,827 |
| Pre-tax net operating income | $363,000 | 4,625 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $363,000 | 4,485 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $363,000 | 4,487 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $363,000 | 4,488 |
| Net charge-offs | $-1,000 | 5,537 |
| Cash dividends | $288,000 | 2,257 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $363,000 | 4,380 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $516,000 | 5,980 |
| Total interest expense | $41,000 | 6,341 |
| Net interest income | $475,000 | 5,857 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $41,000 | 5,918 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $14,000 | 5,965 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $27,000 | 5,418 |
| Total noninterest expense | $354,000 | 6,109 |
| Salaries and employee benefits | $183,000 | 6,139 |
| Premises and equipment expense | $38,000 | 6,017 |
| Additional noninterest expense | $133,000 | 5,873 |
| Pre-tax net operating income | $162,000 | 4,762 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $162,000 | 4,623 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $162,000 | 4,624 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $162,000 | 4,625 |
| Net charge-offs | $-1,000 | 5,189 |
| Cash dividends | $144,000 | 1,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $162,000 | 4,516 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,221,000 | 5,995 |
| Total interest expense | $208,000 | 6,374 |
| Net interest income | $2,013,000 | 5,852 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $185,000 | 5,780 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $81,000 | 5,710 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $104,000 | 5,305 |
| Total noninterest expense | $1,472,000 | 6,138 |
| Salaries and employee benefits | $768,000 | 6,152 |
| Premises and equipment expense | $148,000 | 6,131 |
| Additional noninterest expense | $556,000 | 5,926 |
| Pre-tax net operating income | $726,000 | 4,464 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $726,000 | 4,418 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $726,000 | 4,415 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $726,000 | 4,417 |
| Net charge-offs | $-14,000 | 6,665 |
| Cash dividends | $328,000 | 3,208 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $726,000 | 4,250 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,624,000 | 6,123 |
| Total interest expense | $163,000 | 6,459 |
| Net interest income | $1,461,000 | 5,989 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $140,000 | 5,856 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $62,000 | 5,753 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $78,000 | 5,393 |
| Total noninterest expense | $1,045,000 | 6,272 |
| Salaries and employee benefits | $527,000 | 6,321 |
| Premises and equipment expense | $120,000 | 6,098 |
| Additional noninterest expense | $398,000 | 6,043 |
| Pre-tax net operating income | $556,000 | 4,573 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $556,000 | 4,500 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $556,000 | 4,499 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $556,000 | 4,498 |
| Net charge-offs | $-13,000 | 6,667 |
| Cash dividends | $246,000 | 2,748 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $556,000 | 4,322 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,042,000 | 6,237 |
| Total interest expense | $115,000 | 6,491 |
| Net interest income | $927,000 | 6,119 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $98,000 | 5,810 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $41,000 | 5,788 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $57,000 | 5,321 |
| Total noninterest expense | $697,000 | 6,320 |
| Salaries and employee benefits | $354,000 | 6,351 |
| Premises and equipment expense | $74,000 | 6,239 |
| Additional noninterest expense | $269,000 | 6,080 |
| Pre-tax net operating income | $328,000 | 4,738 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $328,000 | 4,678 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $328,000 | 4,681 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $328,000 | 4,681 |
| Net charge-offs | $-14,000 | 6,719 |
| Cash dividends | $147,000 | 2,767 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $328,000 | 4,494 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $516,000 | 6,310 |
| Total interest expense | $62,000 | 6,507 |
| Net interest income | $454,000 | 6,199 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $52,000 | 5,794 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $18,000 | 5,949 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $34,000 | 5,214 |
| Total noninterest expense | $363,000 | 6,294 |
| Salaries and employee benefits | $177,000 | 6,396 |
| Premises and equipment expense | $45,000 | 6,015 |
| Additional noninterest expense | $141,000 | 6,030 |
| Pre-tax net operating income | $143,000 | 5,008 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $143,000 | 4,923 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $143,000 | 4,926 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $143,000 | 4,927 |
| Net charge-offs | $-3,000 | 6,199 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $143,000 | 4,771 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,262,000 | 6,261 |
| Total interest expense | $302,000 | 6,545 |
| Net interest income | $1,960,000 | 6,120 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $173,000 | 5,891 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $71,000 | 5,961 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $102,000 | 5,289 |
| Total noninterest expense | $1,415,000 | 6,406 |
| Salaries and employee benefits | $745,000 | 6,392 |
| Premises and equipment expense | $133,000 | 6,549 |
| Additional noninterest expense | $537,000 | 6,173 |
| Pre-tax net operating income | $718,000 | 4,244 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $718,000 | 4,122 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $718,000 | 4,126 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $718,000 | 4,125 |
| Net charge-offs | $-4,000 | 6,925 |
| Cash dividends | $331,000 | 2,900 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $718,000 | 3,983 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,683,000 | 6,337 |
| Total interest expense | $236,000 | 6,603 |
| Net interest income | $1,447,000 | 6,194 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $133,000 | 5,974 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $51,000 | 6,049 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $82,000 | 5,309 |
| Total noninterest expense | $1,011,000 | 6,507 |
| Salaries and employee benefits | $516,000 | 6,531 |
| Premises and equipment expense | $106,000 | 6,541 |
| Additional noninterest expense | $389,000 | 6,262 |
| Pre-tax net operating income | $569,000 | 4,300 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $569,000 | 4,114 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $569,000 | 4,116 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $569,000 | 4,116 |
| Net charge-offs | $-4,000 | 6,858 |
| Cash dividends | $248,000 | 2,532 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $569,000 | 3,996 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,080,000 | 6,451 |
| Total interest expense | $165,000 | 6,653 |
| Net interest income | $915,000 | 6,328 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $85,000 | 6,045 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $33,000 | 6,080 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $52,000 | 5,412 |
| Total noninterest expense | $678,000 | 6,572 |
| Salaries and employee benefits | $345,000 | 6,579 |
| Premises and equipment expense | $60,000 | 6,753 |
| Additional noninterest expense | $273,000 | 6,255 |
| Pre-tax net operating income | $322,000 | 4,519 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $322,000 | 4,344 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $322,000 | 4,343 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $322,000 | 4,345 |
| Net charge-offs | $-4,000 | 6,815 |
| Cash dividends | $148,000 | 2,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $322,000 | 4,264 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $526,000 | 6,537 |
| Total interest expense | $87,000 | 6,688 |
| Net interest income | $439,000 | 6,423 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $49,000 | 5,964 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $16,000 | 6,075 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $33,000 | 5,265 |
| Total noninterest expense | $352,000 | 6,570 |
| Salaries and employee benefits | $181,000 | 6,548 |
| Premises and equipment expense | $30,000 | 6,806 |
| Additional noninterest expense | $141,000 | 6,247 |
| Pre-tax net operating income | $136,000 | 4,762 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $136,000 | 4,598 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $136,000 | 4,598 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $136,000 | 4,599 |
| Net charge-offs | $-4,000 | 6,688 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $136,000 | 4,540 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,375,000 | 6,459 |
| Total interest expense | $438,000 | 6,697 |
| Net interest income | $1,937,000 | 6,297 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $155,000 | 6,255 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $85,000 | 5,691 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $70,000 | 5,815 |
| Total noninterest expense | $1,501,000 | 6,525 |
| Salaries and employee benefits | $774,000 | 6,507 |
| Premises and equipment expense | $156,000 | 6,573 |
| Additional noninterest expense | $571,000 | 6,290 |
| Pre-tax net operating income | $591,000 | 4,169 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $591,000 | 4,094 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $591,000 | 4,093 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $591,000 | 4,094 |
| Net charge-offs | $-9,000 | 7,431 |
| Cash dividends | $433,000 | 2,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $591,000 | 3,956 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,777,000 | 6,566 |
| Total interest expense | $339,000 | 6,797 |
| Net interest income | $1,438,000 | 6,405 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $96,000 | 6,581 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $66,000 | 5,729 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $30,000 | 6,430 |
| Total noninterest expense | $1,047,000 | 6,692 |
| Salaries and employee benefits | $525,000 | 6,728 |
| Premises and equipment expense | $115,000 | 6,682 |
| Additional noninterest expense | $407,000 | 6,420 |
| Pre-tax net operating income | $487,000 | 4,247 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $487,000 | 4,165 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $487,000 | 4,166 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $487,000 | 4,166 |
| Net charge-offs | $-10,000 | 7,468 |
| Cash dividends | $225,000 | 2,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $487,000 | 4,012 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,143,000 | 6,676 |
| Total interest expense | $235,000 | 6,829 |
| Net interest income | $908,000 | 6,534 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $95,000 | 6,155 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $44,000 | 5,766 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $51,000 | 5,562 |
| Total noninterest expense | $685,000 | 6,770 |
| Salaries and employee benefits | $347,000 | 6,798 |
| Premises and equipment expense | $71,000 | 6,826 |
| Additional noninterest expense | $267,000 | 6,478 |
| Pre-tax net operating income | $318,000 | 4,325 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $318,000 | 4,197 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $318,000 | 4,196 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $318,000 | 4,196 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $148,000 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $318,000 | 4,064 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $573,000 | 6,745 |
| Total interest expense | $120,000 | 6,924 |
| Net interest income | $453,000 | 6,596 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $48,000 | 6,186 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $21,000 | 5,847 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $27,000 | 5,578 |
| Total noninterest expense | $355,000 | 6,797 |
| Salaries and employee benefits | $183,000 | 6,783 |
| Premises and equipment expense | $36,000 | 6,882 |
| Additional noninterest expense | $136,000 | 6,517 |
| Pre-tax net operating income | $146,000 | 4,593 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $146,000 | 4,423 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $146,000 | 4,424 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $146,000 | 4,422 |
| Net charge-offs | $-1,000 | 6,806 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $146,000 | 4,310 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,592,000 | 6,625 |
| Total interest expense | $657,000 | 6,775 |
| Net interest income | $1,935,000 | 6,417 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $207,000 | 6,177 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $90,000 | 5,891 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $117,000 | 5,441 |
| Total noninterest expense | $1,555,000 | 6,720 |
| Salaries and employee benefits | $752,000 | 6,822 |
| Premises and equipment expense | $160,000 | 6,838 |
| Additional noninterest expense | $643,000 | 6,318 |
| Pre-tax net operating income | $587,000 | 3,800 |
| Securities gains (losses) | $1,000 | 3,653 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $588,000 | 3,622 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $588,000 | 3,621 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $588,000 | 3,621 |
| Net charge-offs | $-41,000 | 7,948 |
| Cash dividends | $434,000 | 2,735 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $587,000 | 3,554 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,977,000 | 6,670 |
| Total interest expense | $521,000 | 6,818 |
| Net interest income | $1,456,000 | 6,443 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $156,000 | 6,277 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $68,000 | 5,928 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $88,000 | 5,568 |
| Total noninterest expense | $1,127,000 | 6,820 |
| Salaries and employee benefits | $529,000 | 6,982 |
| Premises and equipment expense | $117,000 | 6,923 |
| Additional noninterest expense | $481,000 | 6,346 |
| Pre-tax net operating income | $485,000 | 3,940 |
| Securities gains (losses) | $1,000 | 3,393 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $486,000 | 3,740 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $486,000 | 3,738 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $486,000 | 3,739 |
| Net charge-offs | $-41,000 | 8,009 |
| Cash dividends | $218,000 | 2,993 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $485,000 | 3,656 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,315,000 | 6,743 |
| Total interest expense | $366,000 | 6,857 |
| Net interest income | $949,000 | 6,508 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $109,000 | 6,264 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $43,000 | 6,001 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $66,000 | 5,442 |
| Total noninterest expense | $755,000 | 6,874 |
| Salaries and employee benefits | $358,000 | 7,039 |
| Premises and equipment expense | $71,000 | 7,112 |
| Additional noninterest expense | $326,000 | 6,314 |
| Pre-tax net operating income | $303,000 | 4,121 |
| Securities gains (losses) | $1,000 | 3,011 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $304,000 | 3,945 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $304,000 | 3,944 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $304,000 | 3,944 |
| Net charge-offs | $-37,000 | 8,065 |
| Cash dividends | $144,000 | 3,005 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $303,000 | 3,832 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $659,000 | 6,776 |
| Total interest expense | $190,000 | 6,901 |
| Net interest income | $469,000 | 6,538 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $64,000 | 6,000 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $21,000 | 6,011 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $43,000 | 5,090 |
| Total noninterest expense | $351,000 | 6,995 |
| Salaries and employee benefits | $185,000 | 7,012 |
| Premises and equipment expense | $39,000 | 7,024 |
| Additional noninterest expense | $127,000 | 6,685 |
| Pre-tax net operating income | $182,000 | 4,191 |
| Securities gains (losses) | $1,000 | 2,304 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $183,000 | 4,014 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $183,000 | 4,016 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $183,000 | 4,016 |
| Net charge-offs | $-20,000 | 7,996 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $182,000 | 3,876 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,022,000 | 6,605 |
| Total interest expense | $944,000 | 6,877 |
| Net interest income | $2,078,000 | 6,344 |
| Provision for loan and lease losses | $60,000 | 6,432 |
| Total noninterest income | $190,000 | 6,548 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $85,000 | 6,124 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $105,000 | 5,857 |
| Total noninterest expense | $1,523,000 | 6,836 |
| Salaries and employee benefits | $769,000 | 6,988 |
| Premises and equipment expense | $158,000 | 7,064 |
| Additional noninterest expense | $596,000 | 6,233 |
| Pre-tax net operating income | $685,000 | 4,431 |
| Securities gains (losses) | $49,000 | 1,613 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $734,000 | 3,871 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $734,000 | 3,870 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 6,011 |
| Cash dividends | $517,000 | 3,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $685,000 | 4,117 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,312,000 | 6,635 |
| Total interest expense | $750,000 | 6,886 |
| Net interest income | $1,562,000 | 6,379 |
| Provision for loan and lease losses | $60,000 | 5,691 |
| Total noninterest income | $148,000 | 6,612 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $66,000 | 6,104 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $82,000 | 5,922 |
| Total noninterest expense | $1,034,000 | 7,046 |
| Salaries and employee benefits | $524,000 | 7,165 |
| Premises and equipment expense | $118,000 | 7,132 |
| Additional noninterest expense | $392,000 | 6,511 |
| Pre-tax net operating income | $616,000 | 4,603 |
| Securities gains (losses) | $12,000 | 2,294 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $628,000 | 4,049 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $628,000 | 4,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 4,727 |
| Cash dividends | $274,000 | 3,529 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $616,000 | 4,233 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,546,000 | 6,695 |
| Total interest expense | $549,000 | 6,853 |
| Net interest income | $997,000 | 6,486 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $96,000 | 6,723 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $43,000 | 6,136 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $53,000 | 6,048 |
| Total noninterest expense | $688,000 | 7,094 |
| Salaries and employee benefits | $353,000 | 7,217 |
| Premises and equipment expense | $72,000 | 7,303 |
| Additional noninterest expense | $263,000 | 6,521 |
| Pre-tax net operating income | $405,000 | 4,777 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $405,000 | 4,443 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $405,000 | 4,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-45,000 | 8,244 |
| Cash dividends | $167,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $405,000 | 4,386 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $784,000 | 6,757 |
| Total interest expense | $291,000 | 6,890 |
| Net interest income | $493,000 | 6,535 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $48,000 | 6,727 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $16,000 | 6,480 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $32,000 | 5,807 |
| Total noninterest expense | $334,000 | 7,185 |
| Salaries and employee benefits | $180,000 | 7,191 |
| Premises and equipment expense | $37,000 | 7,277 |
| Additional noninterest expense | $117,000 | 6,779 |
| Pre-tax net operating income | $207,000 | 4,894 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $207,000 | 4,594 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $207,000 | 4,597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,107 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $207,000 | 4,499 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,157,000 | 6,752 |
| Total interest expense | $1,084,000 | 7,036 |
| Net interest income | $2,073,000 | 6,414 |
| Provision for loan and lease losses | $233,000 | 3,649 |
| Total noninterest income | $198,000 | 6,756 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $80,000 | 6,301 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $118,000 | 5,971 |
| Total noninterest expense | $1,473,000 | 6,955 |
| Salaries and employee benefits | $741,000 | 7,150 |
| Premises and equipment expense | $169,000 | 7,052 |
| Additional noninterest expense | $563,000 | 6,303 |
| Pre-tax net operating income | $565,000 | 5,780 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $565,000 | 5,466 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $565,000 | 5,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $235,000 | 2,618 |
| Cash dividends | $340,000 | 4,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $565,000 | 5,445 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,344,000 | 6,800 |
| Total interest expense | $801,000 | 7,086 |
| Net interest income | $1,543,000 | 6,470 |
| Provision for loan and lease losses | $233,000 | 2,738 |
| Total noninterest income | $147,000 | 6,808 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $61,000 | 6,317 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $86,000 | 6,048 |
| Total noninterest expense | $1,043,000 | 7,067 |
| Salaries and employee benefits | $499,000 | 7,332 |
| Premises and equipment expense | $127,000 | 7,026 |
| Additional noninterest expense | $417,000 | 6,284 |
| Pre-tax net operating income | $414,000 | 6,103 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $414,000 | 5,761 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $414,000 | 5,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $233,000 | 1,763 |
| Cash dividends | $277,000 | 3,739 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $414,000 | 5,747 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,526,000 | 6,888 |
| Total interest expense | $523,000 | 7,145 |
| Net interest income | $1,003,000 | 6,577 |
| Provision for loan and lease losses | $147,000 | 2,699 |
| Total noninterest income | $102,000 | 6,814 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $39,000 | 6,398 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $63,000 | 5,922 |
| Total noninterest expense | $658,000 | 7,209 |
| Salaries and employee benefits | $336,000 | 7,361 |
| Premises and equipment expense | $77,000 | 7,223 |
| Additional noninterest expense | $245,000 | 6,637 |
| Pre-tax net operating income | $300,000 | 6,038 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $300,000 | 5,658 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $300,000 | 5,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 1,641 |
| Cash dividends | $173,000 | 3,818 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $300,000 | 5,637 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $732,000 | 6,998 |
| Total interest expense | $260,000 | 7,178 |
| Net interest income | $472,000 | 6,736 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $57,000 | 6,621 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $18,000 | 6,477 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $39,000 | 5,553 |
| Total noninterest expense | $334,000 | 7,228 |
| Salaries and employee benefits | $171,000 | 7,378 |
| Premises and equipment expense | $40,000 | 7,184 |
| Additional noninterest expense | $123,000 | 6,638 |
| Pre-tax net operating income | $195,000 | 5,580 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $195,000 | 5,122 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $195,000 | 5,122 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $195,000 | 5,110 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,146,000 | 6,667 |
| Total interest expense | $904,000 | 7,116 |
| Net interest income | $2,242,000 | 6,288 |
| Provision for loan and lease losses | $67,000 | 5,219 |
| Total noninterest income | $203,000 | 6,902 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $85,000 | 6,362 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $118,000 | 6,046 |
| Total noninterest expense | $1,344,000 | 7,142 |
| Salaries and employee benefits | $713,000 | 7,230 |
| Premises and equipment expense | $172,000 | 7,010 |
| Additional noninterest expense | $459,000 | 6,735 |
| Pre-tax net operating income | $1,034,000 | 5,117 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $1,034,000 | 4,641 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,034,000 | 4,643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 2,401 |
| Cash dividends | $711,000 | 3,172 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,034,000 | 4,628 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,336,000 | 6,726 |
| Total interest expense | $649,000 | 7,189 |
| Net interest income | $1,687,000 | 6,343 |
| Provision for loan and lease losses | $67,000 | 4,730 |
| Total noninterest income | $153,000 | 6,930 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $64,000 | 6,430 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $89,000 | 6,050 |
| Total noninterest expense | $950,000 | 7,280 |
| Salaries and employee benefits | $489,000 | 7,427 |
| Premises and equipment expense | $131,000 | 7,005 |
| Additional noninterest expense | $330,000 | 6,877 |
| Pre-tax net operating income | $823,000 | 5,174 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $823,000 | 4,629 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $823,000 | 4,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 1,785 |
| Cash dividends | $284,000 | 3,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $823,000 | 4,627 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,564,000 | 6,703 |
| Total interest expense | $413,000 | 7,223 |
| Net interest income | $1,151,000 | 6,319 |
| Provision for loan and lease losses | $67,000 | 3,949 |
| Total noninterest income | $110,000 | 6,811 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $43,000 | 6,440 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $67,000 | 5,874 |
| Total noninterest expense | $631,000 | 7,332 |
| Salaries and employee benefits | $330,000 | 7,427 |
| Premises and equipment expense | $79,000 | 7,202 |
| Additional noninterest expense | $222,000 | 6,882 |
| Pre-tax net operating income | $563,000 | 5,144 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $563,000 | 4,594 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $563,000 | 4,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 1,324 |
| Cash dividends | $185,000 | 3,796 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $563,000 | 4,584 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $709,000 | 6,919 |
| Total interest expense | $193,000 | 7,291 |
| Net interest income | $516,000 | 6,607 |
| Provision for loan and lease losses | $50,000 | 3,099 |
| Total noninterest income | $61,000 | 6,597 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $22,000 | 6,377 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $39,000 | 5,582 |
| Total noninterest expense | $319,000 | 7,318 |
| Salaries and employee benefits | $167,000 | 7,416 |
| Premises and equipment expense | $43,000 | 7,055 |
| Additional noninterest expense | $109,000 | 6,888 |
| Pre-tax net operating income | $208,000 | 5,760 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $208,000 | 5,271 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $208,000 | 5,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 797 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $208,000 | 5,267 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,603,000 | 6,930 |
| Total interest expense | $557,000 | 7,457 |
| Net interest income | $2,046,000 | 6,599 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $208,000 | 7,005 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $78,000 | 6,621 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $130,000 | 5,978 |
| Total noninterest expense | $1,299,000 | 7,227 |
| Salaries and employee benefits | $672,000 | 7,370 |
| Premises and equipment expense | $193,000 | 6,791 |
| Additional noninterest expense | $434,000 | 6,911 |
| Pre-tax net operating income | $955,000 | 5,472 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $955,000 | 4,939 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $955,000 | 4,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $721,000 | 3,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $955,000 | 4,912 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,921,000 | 6,973 |
| Total interest expense | $401,000 | 7,468 |
| Net interest income | $1,520,000 | 6,642 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $152,000 | 7,070 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $58,000 | 6,669 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $94,000 | 6,039 |
| Total noninterest expense | $899,000 | 7,400 |
| Salaries and employee benefits | $446,000 | 7,609 |
| Premises and equipment expense | $146,000 | 6,780 |
| Additional noninterest expense | $307,000 | 7,054 |
| Pre-tax net operating income | $773,000 | 5,407 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $773,000 | 4,845 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $773,000 | 4,847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $322,000 | 3,419 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $773,000 | 4,810 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,241,000 | 7,001 |
| Total interest expense | $257,000 | 7,468 |
| Net interest income | $984,000 | 6,703 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $108,000 | 6,946 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $38,000 | 6,682 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $70,000 | 5,870 |
| Total noninterest expense | $599,000 | 7,403 |
| Salaries and employee benefits | $298,000 | 7,626 |
| Premises and equipment expense | $95,000 | 6,804 |
| Additional noninterest expense | $206,000 | 7,021 |
| Pre-tax net operating income | $493,000 | 5,511 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $493,000 | 4,919 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $493,000 | 4,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,447 |
| Cash dividends | $187,000 | 3,626 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $493,000 | 4,870 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $592,000 | 7,133 |
| Total interest expense | $123,000 | 7,523 |
| Net interest income | $469,000 | 6,872 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $49,000 | 7,108 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $18,000 | 6,743 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $31,000 | 6,124 |
| Total noninterest expense | $288,000 | 7,545 |
| Salaries and employee benefits | $150,000 | 7,665 |
| Premises and equipment expense | $50,000 | 6,770 |
| Additional noninterest expense | $88,000 | 7,402 |
| Pre-tax net operating income | $230,000 | 5,641 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $230,000 | 5,075 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $230,000 | 5,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,435 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $230,000 | 5,041 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,193,000 | 7,182 |
| Total interest expense | $409,000 | 7,653 |
| Net interest income | $1,784,000 | 6,916 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $195,000 | 7,193 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $78,000 | 6,793 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $117,000 | 6,149 |
| Total noninterest expense | $1,260,000 | 7,338 |
| Salaries and employee benefits | $674,000 | 7,379 |
| Premises and equipment expense | $170,000 | 7,102 |
| Additional noninterest expense | $416,000 | 7,041 |
| Pre-tax net operating income | $719,000 | 6,047 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $719,000 | 5,517 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $719,000 | 5,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,241 |
| Cash dividends | $651,000 | 3,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $719,000 | 5,435 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,619,000 | 7,239 |
| Total interest expense | $308,000 | 7,662 |
| Net interest income | $1,311,000 | 6,988 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $149,000 | 7,203 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $60,000 | 6,812 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $89,000 | 6,140 |
| Total noninterest expense | $873,000 | 7,469 |
| Salaries and employee benefits | $446,000 | 7,631 |
| Premises and equipment expense | $127,000 | 7,085 |
| Additional noninterest expense | $300,000 | 7,086 |
| Pre-tax net operating income | $587,000 | 5,958 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $587,000 | 5,418 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $587,000 | 5,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,006 |
| Cash dividends | $376,000 | 3,114 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $587,000 | 5,334 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,038,000 | 7,358 |
| Total interest expense | $211,000 | 7,685 |
| Net interest income | $827,000 | 7,151 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $108,000 | 7,087 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $39,000 | 6,883 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $69,000 | 5,871 |
| Total noninterest expense | $583,000 | 7,526 |
| Salaries and employee benefits | $301,000 | 7,673 |
| Premises and equipment expense | $79,000 | 7,252 |
| Additional noninterest expense | $203,000 | 7,091 |
| Pre-tax net operating income | $352,000 | 6,172 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $352,000 | 5,654 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $352,000 | 5,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,878 |
| Cash dividends | $126,000 | 3,976 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $352,000 | 5,569 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $511,000 | 7,441 |
| Total interest expense | $111,000 | 7,671 |
| Net interest income | $400,000 | 7,256 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $59,000 | 6,900 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $19,000 | 6,877 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $40,000 | 5,560 |
| Total noninterest expense | $290,000 | 7,576 |
| Salaries and employee benefits | $153,000 | 7,649 |
| Premises and equipment expense | $39,000 | 7,313 |
| Additional noninterest expense | $98,000 | 7,196 |
| Pre-tax net operating income | $169,000 | 6,189 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $169,000 | 5,733 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $169,000 | 5,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,966 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $169,000 | 5,612 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,231,000 | 7,342 |
| Total interest expense | $551,000 | 7,569 |
| Net interest income | $1,680,000 | 7,095 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $227,000 | 7,122 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $83,000 | 6,840 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $144,000 | 5,891 |
| Total noninterest expense | $1,180,000 | 7,509 |
| Salaries and employee benefits | $616,000 | 7,626 |
| Premises and equipment expense | $149,000 | 7,409 |
| Additional noninterest expense | $415,000 | 7,063 |
| Pre-tax net operating income | $727,000 | 5,917 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $727,000 | 5,480 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $727,000 | 5,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,786 |
| Cash dividends | $595,000 | 3,250 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $727,000 | 5,322 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,692,000 | 7,386 |
| Total interest expense | $424,000 | 7,671 |
| Net interest income | $1,268,000 | 7,109 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $181,000 | 7,067 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $63,000 | 6,886 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $118,000 | 5,763 |
| Total noninterest expense | $813,000 | 7,695 |
| Salaries and employee benefits | $415,000 | 7,857 |
| Premises and equipment expense | $99,000 | 7,650 |
| Additional noninterest expense | $299,000 | 7,148 |
| Pre-tax net operating income | $636,000 | 5,744 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $636,000 | 5,239 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $636,000 | 5,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,752 |
| Cash dividends | $271,000 | 3,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $636,000 | 5,068 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,122,000 | 7,442 |
| Total interest expense | $299,000 | 7,671 |
| Net interest income | $823,000 | 7,197 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $127,000 | 6,961 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $41,000 | 6,904 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $86,000 | 5,604 |
| Total noninterest expense | $560,000 | 7,644 |
| Salaries and employee benefits | $287,000 | 7,799 |
| Premises and equipment expense | $57,000 | 7,891 |
| Additional noninterest expense | $216,000 | 6,942 |
| Pre-tax net operating income | $390,000 | 5,930 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $390,000 | 5,480 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $390,000 | 5,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $176,000 | 3,665 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $390,000 | 5,267 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $573,000 | 7,437 |
| Total interest expense | $156,000 | 7,677 |
| Net interest income | $417,000 | 7,182 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $62,000 | 6,956 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $19,000 | 6,970 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $43,000 | 5,547 |
| Total noninterest expense | $277,000 | 7,698 |
| Salaries and employee benefits | $144,000 | 7,818 |
| Premises and equipment expense | $29,000 | 7,902 |
| Additional noninterest expense | $104,000 | 7,046 |
| Pre-tax net operating income | $202,000 | 5,818 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $202,000 | 5,310 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $202,000 | 5,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $202,000 | 5,119 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,424,000 | 7,423 |
| Total interest expense | $767,000 | 7,616 |
| Net interest income | $1,657,000 | 7,181 |
| Provision for loan and lease losses | $48,000 | 6,757 |
| Total noninterest income | $225,000 | 7,066 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $84,000 | 6,861 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $141,000 | 5,735 |
| Total noninterest expense | $1,168,000 | 7,542 |
| Salaries and employee benefits | $628,000 | 7,595 |
| Premises and equipment expense | $145,000 | 7,513 |
| Additional noninterest expense | $395,000 | 7,188 |
| Pre-tax net operating income | $666,000 | 6,206 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $666,000 | 5,681 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $666,000 | 5,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-83,000 | 9,217 |
| Cash dividends | $464,000 | 3,577 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $666,000 | 5,535 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,962,000 | 7,296 |
| Total interest expense | $1,321,000 | 7,364 |
| Net interest income | $1,641,000 | 7,080 |
| Provision for loan and lease losses | $48,000 | 6,745 |
| Total noninterest income | $197,000 | 7,335 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $74,000 | 7,088 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $123,000 | 5,948 |
| Total noninterest expense | $1,134,000 | 7,617 |
| Salaries and employee benefits | $597,000 | 7,687 |
| Premises and equipment expense | $134,000 | 7,784 |
| Additional noninterest expense | $403,000 | 7,120 |
| Pre-tax net operating income | $656,000 | 5,963 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $656,000 | 5,382 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $656,000 | 5,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,619 |
| Cash dividends | $552,000 | 3,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $656,000 | 5,261 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,168,000 | 7,236 |
| Total interest expense | $1,424,000 | 7,301 |
| Net interest income | $1,744,000 | 7,026 |
| Provision for loan and lease losses | $24,000 | 7,446 |
| Total noninterest income | $147,000 | 7,941 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $61,000 | 7,374 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 6,759 |
| Total noninterest expense | $1,022,000 | 7,959 |
| Salaries and employee benefits | $553,000 | 7,954 |
| Premises and equipment expense | $78,000 | 8,823 |
| Additional noninterest expense | $391,000 | 7,218 |
| Pre-tax net operating income | $845,000 | 5,714 |
| Securities gains (losses) | $-21,000 | 8,768 |
| Applicable income taxes | $200,000 | 5,386 |
| Income before extraordinary items | $624,000 | 5,730 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $624,000 | 5,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 3,956 |
| Cash dividends | $466,000 | 3,678 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $639,960 | 5,680 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,911,000 | 7,482 |
| Total interest expense | $1,273,000 | 7,466 |
| Net interest income | $1,638,000 | 7,314 |
| Provision for loan and lease losses | $40,000 | 6,849 |
| Total noninterest income | $139,000 | 8,256 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $61,000 | 7,576 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 7,202 |
| Total noninterest expense | $1,071,000 | 7,926 |
| Salaries and employee benefits | $548,000 | 8,056 |
| Premises and equipment expense | $87,000 | 8,879 |
| Additional noninterest expense | $436,000 | 7,001 |
| Pre-tax net operating income | $666,000 | 6,449 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $219,000 | 5,510 |
| Income before extraordinary items | $447,000 | 6,717 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $447,000 | 6,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,500 |
| Cash dividends | $351,000 | 4,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $447,000 | 6,690 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,050,000 | 7,475 |
| Total interest expense | $1,329,000 | 7,587 |
| Net interest income | $1,721,000 | 7,237 |
| Provision for loan and lease losses | $144,000 | 4,268 |
| Total noninterest income | $139,000 | 8,405 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $61,000 | 7,757 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 7,242 |
| Total noninterest expense | $952,000 | 8,269 |
| Salaries and employee benefits | $525,000 | 8,201 |
| Premises and equipment expense | $88,000 | 8,979 |
| Additional noninterest expense | $339,000 | 7,756 |
| Pre-tax net operating income | $764,000 | 6,242 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $266,000 | 5,488 |
| Income before extraordinary items | $498,000 | 6,627 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $498,000 | 6,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 4,888 |
| Cash dividends | $400,000 | 3,951 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $498,000 | 6,505 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,908,000 | 7,873 |
| Total interest expense | $1,293,000 | 7,863 |
| Net interest income | $1,615,000 | 7,736 |
| Provision for loan and lease losses | $6,000 | 8,580 |
| Total noninterest income | $144,000 | 8,689 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $63,000 | 8,074 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 7,347 |
| Total noninterest expense | $994,000 | 8,360 |
| Salaries and employee benefits | $507,000 | 8,554 |
| Premises and equipment expense | $107,000 | 8,804 |
| Additional noninterest expense | $380,000 | 7,527 |
| Pre-tax net operating income | $759,000 | 6,735 |
| Securities gains (losses) | $-2,000 | 9,246 |
| Applicable income taxes | $261,000 | 6,143 |
| Income before extraordinary items | $496,000 | 6,996 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $496,000 | 6,997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,460 |
| Cash dividends | $351,000 | 4,220 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $497,320 | 6,926 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,784,000 | 8,301 |
| Total interest expense | $1,298,000 | 8,113 |
| Net interest income | $1,486,000 | 8,300 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $131,000 | 9,344 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $56,000 | 8,671 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 7,907 |
| Total noninterest expense | $958,000 | 8,847 |
| Salaries and employee benefits | $501,000 | 8,885 |
| Premises and equipment expense | $87,000 | 9,625 |
| Additional noninterest expense | $370,000 | 8,155 |
| Pre-tax net operating income | $659,000 | 7,115 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $232,000 | 6,682 |
| Income before extraordinary items | $427,000 | 7,405 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $427,000 | 7,405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 10,158 |
| Cash dividends | $360,000 | 4,121 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $427,000 | 7,350 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,530,000 | 8,924 |
| Total interest expense | $1,107,000 | 8,883 |
| Net interest income | $1,423,000 | 8,732 |
| Provision for loan and lease losses | $-23,000 | 11,487 |
| Total noninterest income | $79,000 | 10,763 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $53,000 | 9,154 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 10,525 |
| Total noninterest expense | $881,000 | 9,426 |
| Salaries and employee benefits | $465,000 | 9,407 |
| Premises and equipment expense | $97,000 | 9,693 |
| Additional noninterest expense | $319,000 | 9,046 |
| Pre-tax net operating income | $644,000 | 7,626 |
| Securities gains (losses) | $-4,000 | 9,551 |
| Applicable income taxes | $225,000 | 7,020 |
| Income before extraordinary items | $415,000 | 7,923 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $415,000 | 7,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-37,000 | 11,327 |
| Cash dividends | $207,000 | 5,393 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $417,600 | 7,872 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,161,000 | 9,503 |
| Total interest expense | $873,000 | 9,247 |
| Net interest income | $1,288,000 | 9,492 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $107,000 | 10,582 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $53,000 | 9,590 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 9,402 |
| Total noninterest expense | $886,000 | 9,840 |
| Salaries and employee benefits | $438,000 | 9,934 |
| Premises and equipment expense | $109,000 | 9,741 |
| Additional noninterest expense | $339,000 | 9,479 |
| Pre-tax net operating income | $509,000 | 8,596 |
| Securities gains (losses) | $-9,000 | 9,765 |
| Applicable income taxes | $177,000 | 7,765 |
| Income before extraordinary items | $323,000 | 8,903 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $323,000 | 8,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,875 |
| Cash dividends | $464,000 | 3,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $328,850 | 8,895 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,264,000 | 9,649 |
| Total interest expense | $887,000 | 9,606 |
| Net interest income | $1,377,000 | 9,485 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $104,000 | 11,221 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $54,000 | 9,905 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 10,096 |
| Total noninterest expense | $891,000 | 10,235 |
| Salaries and employee benefits | $422,000 | 10,423 |
| Premises and equipment expense | $88,000 | 10,858 |
| Additional noninterest expense | $381,000 | 9,469 |
| Pre-tax net operating income | $590,000 | 8,008 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $223,000 | 7,210 |
| Income before extraordinary items | $367,000 | 8,775 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $367,000 | 8,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-85,000 | 12,882 |
| Cash dividends | $415,000 | 3,553 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $367,000 | 8,506 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,542,000 | 9,831 |
| Total interest expense | $1,244,000 | 9,443 |
| Net interest income | $1,298,000 | 9,984 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $107,000 | 11,520 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $51,000 | 10,268 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 10,037 |
| Total noninterest expense | $882,000 | 10,595 |
| Salaries and employee benefits | $415,000 | 10,682 |
| Premises and equipment expense | $103,000 | 10,619 |
| Additional noninterest expense | $364,000 | 10,021 |
| Pre-tax net operating income | $523,000 | 8,239 |
| Securities gains (losses) | $2,000 | 7,695 |
| Applicable income taxes | $170,000 | 8,171 |
| Income before extraordinary items | $355,000 | 8,666 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $355,000 | 8,796 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $223,000 | 3,967 |
| Cash dividends | $148,000 | 5,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $353,640 | 8,314 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.