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Montana Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $19,416,000 | 1,595 |
| Total interest expense | $6,858,000 | 1,831 |
| Net interest income | $12,558,000 | 1,439 |
| Provision for loan and lease losses | $5,000 | 8,812 |
| Total noninterest income | $4,493,000 | 994 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,760,000 | 760 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $2,733,000 | 933 |
| Total noninterest expense | $16,472,000 | 934 |
| Salaries and employee benefits | $3,974,000 | 1,687 |
| Premises and equipment expense | $2,398,000 | 895 |
| Additional noninterest expense | $10,100,000 | 696 |
| Pre-tax net operating income | $574,000 | 8,161 |
| Securities gains (losses) | $-2,572,000 | 12,511 |
| Applicable income taxes | $68,000 | 10,056 |
| Income before extraordinary items | $-2,066,000 | 12,496 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-2,066,000 | 12,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $219,000 | 2,342 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $506,000 | 7,296 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $20,602,000 | 1,527 |
| Total interest expense | $7,879,000 | 1,668 |
| Net interest income | $12,723,000 | 1,427 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $3,197,000 | 1,386 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $2,203,000 | 622 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $994,000 | 2,040 |
| Total noninterest expense | $12,370,000 | 1,248 |
| Salaries and employee benefits | $5,279,000 | 1,271 |
| Premises and equipment expense | $1,721,000 | 1,246 |
| Additional noninterest expense | $5,370,000 | 1,200 |
| Pre-tax net operating income | $3,550,000 | 1,920 |
| Securities gains (losses) | $221,000 | 1,584 |
| Applicable income taxes | $1,311,000 | 1,782 |
| Income before extraordinary items | $2,460,000 | 2,037 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,460,000 | 2,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 6,216 |
| Cash dividends | $7,500,000 | 350 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,316,350 | 2,032 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $24,401,000 | 1,499 |
| Total interest expense | $9,756,000 | 1,748 |
| Net interest income | $14,645,000 | 1,271 |
| Provision for loan and lease losses | $-142,000 | 13,758 |
| Total noninterest income | $3,893,000 | 1,162 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $2,630,000 | 526 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,263,000 | 1,709 |
| Total noninterest expense | $12,313,000 | 1,290 |
| Salaries and employee benefits | $6,092,000 | 1,099 |
| Premises and equipment expense | $1,492,000 | 1,444 |
| Additional noninterest expense | $4,729,000 | 1,391 |
| Pre-tax net operating income | $6,367,000 | 1,018 |
| Securities gains (losses) | $57,000 | 3,915 |
| Applicable income taxes | $2,023,000 | 1,103 |
| Income before extraordinary items | $4,401,000 | 1,075 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $4,401,000 | 1,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $255,000 | 3,677 |
| Cash dividends | $2,924,000 | 607 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $4,361,670 | 992 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.