Home > Monson Savings Bank > Income and Expense
Monson Savings Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $27,491,000 | 1,507 |
| Total interest expense | $7,382,000 | 1,581 |
| Net interest income | $20,109,000 | 1,432 |
| Provision for loan and lease losses | $44,000 | 2,855 |
| Total noninterest income | $3,859,000 | 1,394 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $1,231,000 | 859 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,628,000 | 1,374 |
| Total noninterest expense | $16,469,000 | 1,408 |
| Salaries and employee benefits | $8,636,000 | 1,502 |
| Premises and equipment expense | $1,334,000 | 1,678 |
| Additional noninterest expense | $2,628,000 | 1,374 |
| Pre-tax net operating income | $7,455,000 | 1,472 |
| Securities gains (losses) | $-399,000 | 4,135 |
| Applicable income taxes | $1,613,000 | 1,129 |
| Income before extraordinary items | $5,443,000 | 1,635 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,443,000 | 1,655 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $5,443,000 | 1,638 |
| Net charge-offs | $36,000 | 1,953 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $5,758,210 | 1,599 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $20,145,000 | 1,500 |
| Total interest expense | $4,792,000 | 1,623 |
| Net interest income | $15,353,000 | 1,417 |
| Provision for loan and lease losses | $31,000 | 2,686 |
| Total noninterest income | $2,887,000 | 1,388 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $903,000 | 875 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,984,000 | 1,366 |
| Total noninterest expense | $12,256,000 | 1,414 |
| Salaries and employee benefits | $6,421,000 | 1,517 |
| Premises and equipment expense | $1,017,000 | 1,653 |
| Additional noninterest expense | $1,984,000 | 1,366 |
| Pre-tax net operating income | $5,953,000 | 1,455 |
| Securities gains (losses) | $-399,000 | 4,334 |
| Applicable income taxes | $1,307,000 | 1,094 |
| Income before extraordinary items | $4,247,000 | 1,639 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $4,247,000 | 1,652 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,247,000 | 1,639 |
| Net charge-offs | $27,000 | 1,761 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $4,562,210 | 1,584 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $13,065,000 | 1,502 |
| Total interest expense | $2,805,000 | 1,630 |
| Net interest income | $10,260,000 | 1,435 |
| Provision for loan and lease losses | $17,000 | 2,651 |
| Total noninterest income | $1,903,000 | 1,345 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $572,000 | 892 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,331,000 | 1,272 |
| Total noninterest expense | $8,164,000 | 1,398 |
| Salaries and employee benefits | $4,293,000 | 1,502 |
| Premises and equipment expense | $687,000 | 1,639 |
| Additional noninterest expense | $1,331,000 | 1,271 |
| Pre-tax net operating income | $3,982,000 | 1,443 |
| Securities gains (losses) | $-10,000 | 3,794 |
| Applicable income taxes | $954,000 | 1,050 |
| Income before extraordinary items | $3,018,000 | 1,571 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,018,000 | 1,591 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,018,000 | 1,571 |
| Net charge-offs | $14,000 | 1,687 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $3,025,900 | 1,580 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $6,314,000 | 1,515 |
| Total interest expense | $1,126,000 | 1,702 |
| Net interest income | $5,188,000 | 1,430 |
| Provision for loan and lease losses | $7,000 | 2,414 |
| Total noninterest income | $869,000 | 1,411 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $277,000 | 927 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $592,000 | 1,373 |
| Total noninterest expense | $4,062,000 | 1,426 |
| Salaries and employee benefits | $2,171,000 | 1,515 |
| Premises and equipment expense | $347,000 | 1,658 |
| Additional noninterest expense | $592,000 | 1,373 |
| Pre-tax net operating income | $1,988,000 | 1,479 |
| Securities gains (losses) | $-11,000 | 4,042 |
| Applicable income taxes | $476,000 | 1,077 |
| Income before extraordinary items | $1,501,000 | 1,599 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,501,000 | 1,598 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,501,000 | 1,599 |
| Net charge-offs | $6,000 | 1,532 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,509,690 | 1,613 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $21,079,000 | 1,507 |
| Total interest expense | $1,519,000 | 1,898 |
| Net interest income | $19,560,000 | 1,462 |
| Provision for loan and lease losses | $-519,000 | 4,537 |
| Total noninterest income | $3,647,000 | 1,444 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $1,060,000 | 966 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,587,000 | 1,381 |
| Total noninterest expense | $15,801,000 | 1,421 |
| Salaries and employee benefits | $8,313,000 | 1,513 |
| Premises and equipment expense | $1,372,000 | 1,636 |
| Additional noninterest expense | $2,587,000 | 1,381 |
| Pre-tax net operating income | $7,925,000 | 1,497 |
| Securities gains (losses) | $-735,000 | 4,404 |
| Applicable income taxes | $1,684,000 | 1,188 |
| Income before extraordinary items | $5,506,000 | 1,709 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,506,000 | 1,706 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $5,506,000 | 1,708 |
| Net charge-offs | $42,000 | 1,632 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $6,086,650 | 1,639 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $15,078,000 | 1,512 |
| Total interest expense | $690,000 | 2,212 |
| Net interest income | $14,388,000 | 1,461 |
| Provision for loan and lease losses | $-63,000 | 4,422 |
| Total noninterest income | $2,742,000 | 1,460 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $768,000 | 1,006 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,974,000 | 1,383 |
| Total noninterest expense | $11,685,000 | 1,425 |
| Salaries and employee benefits | $6,234,000 | 1,527 |
| Premises and equipment expense | $1,043,000 | 1,622 |
| Additional noninterest expense | $1,974,000 | 1,383 |
| Pre-tax net operating income | $5,508,000 | 1,582 |
| Securities gains (losses) | $-188,000 | 4,348 |
| Applicable income taxes | $1,262,000 | 1,205 |
| Income before extraordinary items | $4,058,000 | 1,703 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,058,000 | 1,701 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $4,058,000 | 1,702 |
| Net charge-offs | $28,000 | 1,462 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $4,206,520 | 1,701 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $9,414,000 | 1,554 |
| Total interest expense | $413,000 | 2,218 |
| Net interest income | $9,001,000 | 1,503 |
| Provision for loan and lease losses | $23,000 | 2,232 |
| Total noninterest income | $1,821,000 | 1,455 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $491,000 | 1,021 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,330,000 | 1,417 |
| Total noninterest expense | $7,636,000 | 1,444 |
| Salaries and employee benefits | $4,054,000 | 1,553 |
| Premises and equipment expense | $701,000 | 1,630 |
| Additional noninterest expense | $2,881,000 | 1,199 |
| Pre-tax net operating income | $3,163,000 | 1,669 |
| Securities gains (losses) | $13,000 | 366 |
| Applicable income taxes | $738,000 | 1,201 |
| Income before extraordinary items | $2,438,000 | 1,747 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,438,000 | 1,747 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $2,438,000 | 1,747 |
| Net charge-offs | $23,000 | 1,274 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $2,427,730 | 1,786 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $4,428,000 | 1,588 |
| Total interest expense | $203,000 | 2,189 |
| Net interest income | $4,225,000 | 1,539 |
| Provision for loan and lease losses | $5,000 | 2,136 |
| Total noninterest income | $822,000 | 1,556 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $235,000 | 1,048 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $587,000 | 1,528 |
| Total noninterest expense | $3,709,000 | 1,467 |
| Salaries and employee benefits | $2,010,000 | 1,562 |
| Premises and equipment expense | $359,000 | 1,614 |
| Additional noninterest expense | $1,340,000 | 1,259 |
| Pre-tax net operating income | $1,333,000 | 1,791 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $300,000 | 1,307 |
| Income before extraordinary items | $1,033,000 | 1,883 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,033,000 | 1,881 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,033,000 | 1,883 |
| Net charge-offs | $20,000 | 954 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,033,000 | 1,900 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $19,416,000 | 1,517 |
| Total interest expense | $1,245,000 | 1,901 |
| Net interest income | $18,171,000 | 1,480 |
| Provision for loan and lease losses | $405,000 | 1,191 |
| Total noninterest income | $4,670,000 | 1,365 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $829,000 | 1,113 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,841,000 | 1,281 |
| Total noninterest expense | $14,550,000 | 1,496 |
| Salaries and employee benefits | $7,959,000 | 1,567 |
| Premises and equipment expense | $1,311,000 | 1,699 |
| Additional noninterest expense | $5,280,000 | 1,267 |
| Pre-tax net operating income | $7,886,000 | 1,504 |
| Securities gains (losses) | $115,000 | 803 |
| Applicable income taxes | $1,951,000 | 1,122 |
| Income before extraordinary items | $6,050,000 | 1,650 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $6,050,000 | 1,649 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $6,050,000 | 1,650 |
| Net charge-offs | $20,000 | 2,069 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $5,959,150 | 1,638 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $14,678,000 | 1,537 |
| Total interest expense | $997,000 | 1,897 |
| Net interest income | $13,681,000 | 1,498 |
| Provision for loan and lease losses | $399,000 | 988 |
| Total noninterest income | $3,507,000 | 1,402 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $575,000 | 1,168 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,932,000 | 1,313 |
| Total noninterest expense | $10,791,000 | 1,504 |
| Salaries and employee benefits | $5,887,000 | 1,592 |
| Premises and equipment expense | $967,000 | 1,749 |
| Additional noninterest expense | $3,937,000 | 1,271 |
| Pre-tax net operating income | $5,998,000 | 1,553 |
| Securities gains (losses) | $96,000 | 828 |
| Applicable income taxes | $1,486,000 | 1,158 |
| Income before extraordinary items | $4,608,000 | 1,702 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $4,608,000 | 1,700 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $4,608,000 | 1,702 |
| Net charge-offs | $5,000 | 2,152 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $4,532,160 | 1,690 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $9,737,000 | 1,539 |
| Total interest expense | $713,000 | 1,865 |
| Net interest income | $9,024,000 | 1,489 |
| Provision for loan and lease losses | $397,000 | 737 |
| Total noninterest income | $2,169,000 | 1,462 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $359,000 | 1,192 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,810,000 | 1,375 |
| Total noninterest expense | $7,082,000 | 1,524 |
| Salaries and employee benefits | $3,903,000 | 1,586 |
| Premises and equipment expense | $657,000 | 1,715 |
| Additional noninterest expense | $2,522,000 | 1,305 |
| Pre-tax net operating income | $3,714,000 | 1,607 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $892,000 | 1,235 |
| Income before extraordinary items | $2,822,000 | 1,774 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,822,000 | 1,774 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $2,822,000 | 1,774 |
| Net charge-offs | $-5,000 | 3,551 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $2,822,000 | 1,745 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $5,019,000 | 1,505 |
| Total interest expense | $381,000 | 1,860 |
| Net interest income | $4,638,000 | 1,450 |
| Provision for loan and lease losses | $295,000 | 623 |
| Total noninterest income | $1,013,000 | 1,501 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $170,000 | 1,236 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $843,000 | 1,419 |
| Total noninterest expense | $3,512,000 | 1,520 |
| Salaries and employee benefits | $1,993,000 | 1,553 |
| Premises and equipment expense | $326,000 | 1,727 |
| Additional noninterest expense | $1,193,000 | 1,335 |
| Pre-tax net operating income | $1,844,000 | 1,615 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $444,000 | 1,226 |
| Income before extraordinary items | $1,400,000 | 1,799 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,400,000 | 1,799 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,400,000 | 1,799 |
| Net charge-offs | $1,000 | 1,805 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,400,000 | 1,760 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $18,206,000 | 1,616 |
| Total interest expense | $2,838,000 | 1,556 |
| Net interest income | $15,368,000 | 1,621 |
| Provision for loan and lease losses | $1,754,000 | 1,143 |
| Total noninterest income | $4,319,000 | 1,394 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $750,000 | 1,193 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,569,000 | 1,303 |
| Total noninterest expense | $13,323,000 | 1,560 |
| Salaries and employee benefits | $7,220,000 | 1,645 |
| Premises and equipment expense | $1,105,000 | 1,894 |
| Additional noninterest expense | $4,998,000 | 1,281 |
| Pre-tax net operating income | $4,610,000 | 1,882 |
| Securities gains (losses) | $53,000 | 1,700 |
| Applicable income taxes | $1,011,000 | 1,421 |
| Income before extraordinary items | $3,652,000 | 2,033 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,652,000 | 2,033 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,652,000 | 2,033 |
| Net charge-offs | $14,000 | 2,926 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $3,610,130 | 1,992 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $13,226,000 | 1,667 |
| Total interest expense | $2,346,000 | 1,514 |
| Net interest income | $10,880,000 | 1,691 |
| Provision for loan and lease losses | $1,152,000 | 1,255 |
| Total noninterest income | $3,186,000 | 1,371 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $539,000 | 1,227 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,647,000 | 1,279 |
| Total noninterest expense | $9,636,000 | 1,583 |
| Salaries and employee benefits | $5,193,000 | 1,692 |
| Premises and equipment expense | $779,000 | 1,978 |
| Additional noninterest expense | $3,664,000 | 1,286 |
| Pre-tax net operating income | $3,278,000 | 1,930 |
| Securities gains (losses) | $10,000 | 2,124 |
| Applicable income taxes | $721,000 | 1,430 |
| Income before extraordinary items | $2,567,000 | 2,114 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,567,000 | 2,114 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,567,000 | 2,114 |
| Net charge-offs | $-20,000 | 4,425 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,559,100 | 2,060 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $8,812,000 | 1,684 |
| Total interest expense | $1,709,000 | 1,492 |
| Net interest income | $7,103,000 | 1,716 |
| Provision for loan and lease losses | $548,000 | 1,553 |
| Total noninterest income | $1,543,000 | 1,595 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $356,000 | 1,236 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,187,000 | 1,506 |
| Total noninterest expense | $6,196,000 | 1,633 |
| Salaries and employee benefits | $3,459,000 | 1,676 |
| Premises and equipment expense | $451,000 | 2,154 |
| Additional noninterest expense | $2,286,000 | 1,350 |
| Pre-tax net operating income | $1,902,000 | 2,073 |
| Securities gains (losses) | $8,000 | 1,922 |
| Applicable income taxes | $406,000 | 1,519 |
| Income before extraordinary items | $1,504,000 | 2,235 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,504,000 | 2,234 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,504,000 | 2,235 |
| Net charge-offs | $0 | 3,033 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,497,680 | 2,203 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $4,463,000 | 1,662 |
| Total interest expense | $939,000 | 1,493 |
| Net interest income | $3,524,000 | 1,698 |
| Provision for loan and lease losses | $56,000 | 2,435 |
| Total noninterest income | $589,000 | 1,773 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $224,000 | 1,200 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $365,000 | 1,819 |
| Total noninterest expense | $3,048,000 | 1,673 |
| Salaries and employee benefits | $1,726,000 | 1,692 |
| Premises and equipment expense | $231,000 | 2,146 |
| Additional noninterest expense | $1,091,000 | 1,409 |
| Pre-tax net operating income | $1,009,000 | 1,815 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $225,000 | 1,303 |
| Income before extraordinary items | $784,000 | 2,011 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $784,000 | 2,010 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $784,000 | 2,011 |
| Net charge-offs | $6,000 | 2,039 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $784,000 | 1,980 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $17,978,000 | 1,662 |
| Total interest expense | $3,722,000 | 1,562 |
| Net interest income | $14,256,000 | 1,676 |
| Provision for loan and lease losses | $370,000 | 1,756 |
| Total noninterest income | $3,207,000 | 1,499 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $973,000 | 1,158 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,234,000 | 1,442 |
| Total noninterest expense | $12,437,000 | 1,592 |
| Salaries and employee benefits | $6,309,000 | 1,772 |
| Premises and equipment expense | $873,000 | 2,221 |
| Additional noninterest expense | $5,255,000 | 1,187 |
| Pre-tax net operating income | $4,656,000 | 1,847 |
| Securities gains (losses) | $-94,000 | 5,077 |
| Applicable income taxes | $1,048,000 | 1,398 |
| Income before extraordinary items | $3,514,000 | 2,078 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,514,000 | 2,080 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,514,000 | 2,080 |
| Net charge-offs | $71,000 | 2,424 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $3,588,260 | 2,010 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $13,487,000 | 1,677 |
| Total interest expense | $2,761,000 | 1,582 |
| Net interest income | $10,726,000 | 1,688 |
| Provision for loan and lease losses | $310,000 | 1,574 |
| Total noninterest income | $2,283,000 | 1,545 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $709,000 | 1,182 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,574,000 | 1,491 |
| Total noninterest expense | $9,131,000 | 1,639 |
| Salaries and employee benefits | $4,734,000 | 1,780 |
| Premises and equipment expense | $647,000 | 2,250 |
| Additional noninterest expense | $3,750,000 | 1,246 |
| Pre-tax net operating income | $3,568,000 | 1,869 |
| Securities gains (losses) | $46,000 | 1,100 |
| Applicable income taxes | $856,000 | 1,362 |
| Income before extraordinary items | $2,758,000 | 2,054 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,758,000 | 2,053 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,758,000 | 2,055 |
| Net charge-offs | $61,000 | 2,092 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,721,660 | 2,047 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $8,923,000 | 1,687 |
| Total interest expense | $1,824,000 | 1,566 |
| Net interest income | $7,099,000 | 1,700 |
| Provision for loan and lease losses | $133,000 | 1,951 |
| Total noninterest income | $1,439,000 | 1,573 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $449,000 | 1,211 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $990,000 | 1,504 |
| Total noninterest expense | $6,060,000 | 1,641 |
| Salaries and employee benefits | $3,158,000 | 1,776 |
| Premises and equipment expense | $442,000 | 2,237 |
| Additional noninterest expense | $2,460,000 | 1,284 |
| Pre-tax net operating income | $2,345,000 | 1,872 |
| Securities gains (losses) | $43,000 | 789 |
| Applicable income taxes | $563,000 | 1,343 |
| Income before extraordinary items | $1,825,000 | 2,054 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,825,000 | 2,052 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,825,000 | 2,054 |
| Net charge-offs | $60,000 | 1,708 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,791,030 | 2,052 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $4,437,000 | 1,692 |
| Total interest expense | $901,000 | 1,547 |
| Net interest income | $3,536,000 | 1,720 |
| Provision for loan and lease losses | $56,000 | 1,990 |
| Total noninterest income | $668,000 | 1,620 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $223,000 | 1,217 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $445,000 | 1,566 |
| Total noninterest expense | $2,957,000 | 1,685 |
| Salaries and employee benefits | $1,551,000 | 1,819 |
| Premises and equipment expense | $241,000 | 2,137 |
| Additional noninterest expense | $1,165,000 | 1,326 |
| Pre-tax net operating income | $1,191,000 | 1,812 |
| Securities gains (losses) | $7,000 | 777 |
| Applicable income taxes | $284,000 | 1,295 |
| Income before extraordinary items | $914,000 | 2,002 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $914,000 | 2,000 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $914,000 | 2,001 |
| Net charge-offs | $5,000 | 2,211 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $908,470 | 1,989 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $15,836,000 | 1,784 |
| Total interest expense | $2,804,000 | 1,503 |
| Net interest income | $13,032,000 | 1,814 |
| Provision for loan and lease losses | $466,000 | 1,521 |
| Total noninterest income | $3,154,000 | 1,484 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $990,000 | 1,183 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,164,000 | 1,424 |
| Total noninterest expense | $11,295,000 | 1,715 |
| Salaries and employee benefits | $5,893,000 | 1,850 |
| Premises and equipment expense | $892,000 | 2,213 |
| Additional noninterest expense | $4,510,000 | 1,359 |
| Pre-tax net operating income | $4,425,000 | 1,962 |
| Securities gains (losses) | $-23,000 | 4,639 |
| Applicable income taxes | $974,000 | 1,415 |
| Income before extraordinary items | $3,428,000 | 2,122 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,428,000 | 2,120 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,428,000 | 2,121 |
| Net charge-offs | $11,000 | 3,326 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $3,446,170 | 2,110 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $11,539,000 | 1,810 |
| Total interest expense | $1,947,000 | 1,515 |
| Net interest income | $9,592,000 | 1,843 |
| Provision for loan and lease losses | $354,000 | 1,437 |
| Total noninterest income | $2,400,000 | 1,483 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $729,000 | 1,202 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,671,000 | 1,419 |
| Total noninterest expense | $8,267,000 | 1,744 |
| Salaries and employee benefits | $4,349,000 | 1,868 |
| Premises and equipment expense | $669,000 | 2,217 |
| Additional noninterest expense | $3,249,000 | 1,414 |
| Pre-tax net operating income | $3,371,000 | 1,957 |
| Securities gains (losses) | $-2,000 | 4,476 |
| Applicable income taxes | $760,000 | 1,424 |
| Income before extraordinary items | $2,609,000 | 2,108 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,609,000 | 2,106 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,609,000 | 2,107 |
| Net charge-offs | $1,000 | 3,412 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,610,580 | 2,106 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $7,473,000 | 1,841 |
| Total interest expense | $1,238,000 | 1,511 |
| Net interest income | $6,235,000 | 1,885 |
| Provision for loan and lease losses | $219,000 | 1,438 |
| Total noninterest income | $1,601,000 | 1,495 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $476,000 | 1,214 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,125,000 | 1,416 |
| Total noninterest expense | $5,434,000 | 1,779 |
| Salaries and employee benefits | $2,889,000 | 1,882 |
| Premises and equipment expense | $459,000 | 2,196 |
| Additional noninterest expense | $2,086,000 | 1,458 |
| Pre-tax net operating income | $2,183,000 | 1,966 |
| Securities gains (losses) | $-2,000 | 4,720 |
| Applicable income taxes | $487,000 | 1,436 |
| Income before extraordinary items | $1,694,000 | 2,126 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,694,000 | 2,123 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,694,000 | 2,125 |
| Net charge-offs | $-22,000 | 4,776 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,695,580 | 2,119 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,631,000 | 1,870 |
| Total interest expense | $586,000 | 1,515 |
| Net interest income | $3,045,000 | 1,912 |
| Provision for loan and lease losses | $63,000 | 1,862 |
| Total noninterest income | $780,000 | 1,507 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $254,000 | 1,161 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $526,000 | 1,440 |
| Total noninterest expense | $2,730,000 | 1,789 |
| Salaries and employee benefits | $1,441,000 | 1,911 |
| Premises and equipment expense | $246,000 | 2,132 |
| Additional noninterest expense | $1,043,000 | 1,450 |
| Pre-tax net operating income | $1,032,000 | 1,995 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $229,000 | 1,449 |
| Income before extraordinary items | $803,000 | 2,166 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $803,000 | 2,165 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $803,000 | 2,166 |
| Net charge-offs | $-34,000 | 5,135 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $803,000 | 2,150 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $13,543,000 | 1,917 |
| Total interest expense | $2,127,000 | 1,469 |
| Net interest income | $11,416,000 | 1,997 |
| Provision for loan and lease losses | $289,000 | 2,032 |
| Total noninterest income | $3,240,000 | 1,498 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $951,000 | 1,229 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,289,000 | 1,411 |
| Total noninterest expense | $10,426,000 | 1,846 |
| Salaries and employee benefits | $5,449,000 | 1,959 |
| Premises and equipment expense | $895,000 | 2,266 |
| Additional noninterest expense | $4,082,000 | 1,492 |
| Pre-tax net operating income | $3,941,000 | 2,061 |
| Securities gains (losses) | $-16,000 | 5,141 |
| Applicable income taxes | $1,644,000 | 1,456 |
| Income before extraordinary items | $2,281,000 | 2,472 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,281,000 | 2,472 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,281,000 | 2,472 |
| Net charge-offs | $87,000 | 2,558 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,291,240 | 2,445 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $10,011,000 | 1,944 |
| Total interest expense | $1,575,000 | 1,451 |
| Net interest income | $8,436,000 | 2,025 |
| Provision for loan and lease losses | $185,000 | 2,092 |
| Total noninterest income | $2,334,000 | 1,555 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $692,000 | 1,270 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,642,000 | 1,457 |
| Total noninterest expense | $7,697,000 | 1,863 |
| Salaries and employee benefits | $4,093,000 | 1,961 |
| Premises and equipment expense | $666,000 | 2,292 |
| Additional noninterest expense | $2,938,000 | 1,537 |
| Pre-tax net operating income | $2,888,000 | 2,127 |
| Securities gains (losses) | $-16,000 | 5,465 |
| Applicable income taxes | $877,000 | 1,581 |
| Income before extraordinary items | $1,995,000 | 2,411 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,995,000 | 2,410 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,995,000 | 2,411 |
| Net charge-offs | $90,000 | 2,024 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,006,040 | 2,382 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $6,571,000 | 1,957 |
| Total interest expense | $1,031,000 | 1,443 |
| Net interest income | $5,540,000 | 2,036 |
| Provision for loan and lease losses | $125,000 | 1,998 |
| Total noninterest income | $1,518,000 | 1,592 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $456,000 | 1,266 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,062,000 | 1,491 |
| Total noninterest expense | $5,135,000 | 1,862 |
| Salaries and employee benefits | $2,720,000 | 1,973 |
| Premises and equipment expense | $450,000 | 2,278 |
| Additional noninterest expense | $1,965,000 | 1,532 |
| Pre-tax net operating income | $1,798,000 | 2,189 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $534,000 | 1,635 |
| Income before extraordinary items | $1,264,000 | 2,432 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,264,000 | 2,432 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,264,000 | 2,432 |
| Net charge-offs | $58,000 | 1,882 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,264,000 | 2,409 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,239,000 | 1,965 |
| Total interest expense | $512,000 | 1,432 |
| Net interest income | $2,727,000 | 2,052 |
| Provision for loan and lease losses | $45,000 | 2,149 |
| Total noninterest income | $654,000 | 1,723 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $222,000 | 1,299 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $432,000 | 1,674 |
| Total noninterest expense | $2,521,000 | 1,913 |
| Salaries and employee benefits | $1,331,000 | 2,038 |
| Premises and equipment expense | $240,000 | 2,211 |
| Additional noninterest expense | $950,000 | 1,578 |
| Pre-tax net operating income | $815,000 | 2,253 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $234,000 | 1,719 |
| Income before extraordinary items | $581,000 | 2,514 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $581,000 | 2,513 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $581,000 | 2,514 |
| Net charge-offs | $57,000 | 1,242 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $581,000 | 2,491 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $12,191,000 | 2,050 |
| Total interest expense | $2,046,000 | 1,391 |
| Net interest income | $10,145,000 | 2,160 |
| Provision for loan and lease losses | $608,000 | 1,290 |
| Total noninterest income | $2,969,000 | 1,660 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $813,000 | 1,419 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $2,156,000 | 1,521 |
| Total noninterest expense | $9,940,000 | 1,918 |
| Salaries and employee benefits | $5,035,000 | 2,079 |
| Premises and equipment expense | $931,000 | 2,257 |
| Additional noninterest expense | $3,974,000 | 1,540 |
| Pre-tax net operating income | $2,566,000 | 2,636 |
| Securities gains (losses) | $44,000 | 1,919 |
| Applicable income taxes | $641,000 | 2,050 |
| Income before extraordinary items | $1,969,000 | 2,824 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,969,000 | 2,822 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,969,000 | 2,823 |
| Net charge-offs | $460,000 | 1,143 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,936,000 | 2,804 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $9,025,000 | 2,073 |
| Total interest expense | $1,529,000 | 1,392 |
| Net interest income | $7,496,000 | 2,187 |
| Provision for loan and lease losses | $449,000 | 1,271 |
| Total noninterest income | $2,201,000 | 1,673 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $597,000 | 1,441 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,604,000 | 1,517 |
| Total noninterest expense | $7,499,000 | 1,906 |
| Salaries and employee benefits | $3,825,000 | 2,061 |
| Premises and equipment expense | $692,000 | 2,274 |
| Additional noninterest expense | $2,982,000 | 1,546 |
| Pre-tax net operating income | $1,749,000 | 2,840 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $416,000 | 2,205 |
| Income before extraordinary items | $1,333,000 | 3,010 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,333,000 | 3,010 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,333,000 | 3,010 |
| Net charge-offs | $461,000 | 849 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,333,000 | 2,963 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $5,927,000 | 2,102 |
| Total interest expense | $1,005,000 | 1,418 |
| Net interest income | $4,922,000 | 2,216 |
| Provision for loan and lease losses | $302,000 | 1,229 |
| Total noninterest income | $1,385,000 | 1,716 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $399,000 | 1,430 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $986,000 | 1,566 |
| Total noninterest expense | $5,033,000 | 1,905 |
| Salaries and employee benefits | $2,573,000 | 2,046 |
| Premises and equipment expense | $475,000 | 2,233 |
| Additional noninterest expense | $1,985,000 | 1,542 |
| Pre-tax net operating income | $972,000 | 3,123 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $197,000 | 2,504 |
| Income before extraordinary items | $775,000 | 3,239 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $775,000 | 3,237 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $775,000 | 3,237 |
| Net charge-offs | $459,000 | 640 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $775,000 | 3,175 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,911,000 | 2,133 |
| Total interest expense | $488,000 | 1,447 |
| Net interest income | $2,423,000 | 2,237 |
| Provision for loan and lease losses | $74,000 | 1,856 |
| Total noninterest income | $635,000 | 1,774 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $188,000 | 1,497 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $447,000 | 1,633 |
| Total noninterest expense | $2,457,000 | 1,954 |
| Salaries and employee benefits | $1,320,000 | 2,016 |
| Premises and equipment expense | $247,000 | 2,174 |
| Additional noninterest expense | $890,000 | 1,705 |
| Pre-tax net operating income | $527,000 | 2,947 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $116,000 | 2,322 |
| Income before extraordinary items | $411,000 | 3,080 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $411,000 | 3,078 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $411,000 | 3,079 |
| Net charge-offs | $18,000 | 2,041 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $411,000 | 3,018 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $10,900,000 | 2,203 |
| Total interest expense | $1,726,000 | 1,577 |
| Net interest income | $9,174,000 | 2,313 |
| Provision for loan and lease losses | $519,000 | 1,311 |
| Total noninterest income | $3,124,000 | 1,561 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $844,000 | 1,413 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $2,280,000 | 1,381 |
| Total noninterest expense | $9,247,000 | 2,044 |
| Salaries and employee benefits | $4,708,000 | 2,164 |
| Premises and equipment expense | $979,000 | 2,207 |
| Additional noninterest expense | $3,560,000 | 1,698 |
| Pre-tax net operating income | $2,532,000 | 2,601 |
| Securities gains (losses) | $39,000 | 1,821 |
| Applicable income taxes | $634,000 | 2,015 |
| Income before extraordinary items | $1,937,000 | 2,791 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,937,000 | 2,793 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,937,000 | 2,794 |
| Net charge-offs | $711,000 | 882 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,907,750 | 2,767 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $8,123,000 | 2,227 |
| Total interest expense | $1,280,000 | 1,609 |
| Net interest income | $6,843,000 | 2,342 |
| Provision for loan and lease losses | $140,000 | 2,325 |
| Total noninterest income | $2,320,000 | 1,589 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $617,000 | 1,454 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,703,000 | 1,397 |
| Total noninterest expense | $6,799,000 | 2,077 |
| Salaries and employee benefits | $3,570,000 | 2,150 |
| Premises and equipment expense | $750,000 | 2,212 |
| Additional noninterest expense | $2,479,000 | 1,828 |
| Pre-tax net operating income | $2,224,000 | 2,383 |
| Securities gains (losses) | $33,000 | 1,737 |
| Applicable income taxes | $628,000 | 1,809 |
| Income before extraordinary items | $1,629,000 | 2,628 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,629,000 | 2,628 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,629,000 | 2,629 |
| Net charge-offs | $19,000 | 3,373 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,605,240 | 2,603 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,362,000 | 2,250 |
| Total interest expense | $840,000 | 1,643 |
| Net interest income | $4,522,000 | 2,355 |
| Provision for loan and lease losses | $4,000 | 3,959 |
| Total noninterest income | $1,477,000 | 1,633 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $401,000 | 1,468 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,076,000 | 1,478 |
| Total noninterest expense | $4,521,000 | 2,095 |
| Salaries and employee benefits | $2,361,000 | 2,179 |
| Premises and equipment expense | $524,000 | 2,146 |
| Additional noninterest expense | $1,636,000 | 1,848 |
| Pre-tax net operating income | $1,474,000 | 2,365 |
| Securities gains (losses) | $48,000 | 1,258 |
| Applicable income taxes | $424,000 | 1,792 |
| Income before extraordinary items | $1,098,000 | 2,588 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,098,000 | 2,590 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,098,000 | 2,590 |
| Net charge-offs | $6,000 | 3,419 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,063,440 | 2,584 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,678,000 | 2,251 |
| Total interest expense | $413,000 | 1,684 |
| Net interest income | $2,265,000 | 2,354 |
| Provision for loan and lease losses | $-5,000 | 6,089 |
| Total noninterest income | $602,000 | 1,867 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $189,000 | 1,508 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $413,000 | 1,738 |
| Total noninterest expense | $2,276,000 | 2,076 |
| Salaries and employee benefits | $1,195,000 | 2,162 |
| Premises and equipment expense | $281,000 | 2,054 |
| Additional noninterest expense | $800,000 | 1,881 |
| Pre-tax net operating income | $596,000 | 2,702 |
| Securities gains (losses) | $48,000 | 862 |
| Applicable income taxes | $160,000 | 2,035 |
| Income before extraordinary items | $484,000 | 2,783 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $484,000 | 2,786 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $484,000 | 2,786 |
| Net charge-offs | $-16,000 | 5,599 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $448,000 | 2,848 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $10,325,000 | 2,330 |
| Total interest expense | $1,726,000 | 1,678 |
| Net interest income | $8,599,000 | 2,467 |
| Provision for loan and lease losses | $134,000 | 2,888 |
| Total noninterest income | $2,575,000 | 1,758 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $810,000 | 1,564 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,765,000 | 1,606 |
| Total noninterest expense | $8,857,000 | 2,132 |
| Salaries and employee benefits | $4,519,000 | 2,244 |
| Premises and equipment expense | $986,000 | 2,271 |
| Additional noninterest expense | $3,352,000 | 1,839 |
| Pre-tax net operating income | $2,183,000 | 2,832 |
| Securities gains (losses) | $77,000 | 1,444 |
| Applicable income taxes | $549,000 | 2,108 |
| Income before extraordinary items | $1,711,000 | 3,004 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,711,000 | 3,003 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,711,000 | 3,004 |
| Net charge-offs | $-66,000 | 6,059 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,652,480 | 3,014 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $7,711,000 | 2,359 |
| Total interest expense | $1,293,000 | 1,699 |
| Net interest income | $6,418,000 | 2,485 |
| Provision for loan and lease losses | $129,000 | 2,559 |
| Total noninterest income | $1,931,000 | 1,751 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $580,000 | 1,634 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,351,000 | 1,575 |
| Total noninterest expense | $6,681,000 | 2,117 |
| Salaries and employee benefits | $3,402,000 | 2,242 |
| Premises and equipment expense | $745,000 | 2,278 |
| Additional noninterest expense | $2,534,000 | 1,820 |
| Pre-tax net operating income | $1,539,000 | 2,990 |
| Securities gains (losses) | $10,000 | 2,341 |
| Applicable income taxes | $346,000 | 2,330 |
| Income before extraordinary items | $1,203,000 | 3,141 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,203,000 | 3,141 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,203,000 | 3,142 |
| Net charge-offs | $197,000 | 2,007 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,195,200 | 3,112 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,125,000 | 2,355 |
| Total interest expense | $863,000 | 1,717 |
| Net interest income | $4,262,000 | 2,491 |
| Provision for loan and lease losses | $120,000 | 2,134 |
| Total noninterest income | $1,188,000 | 1,857 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $373,000 | 1,658 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $815,000 | 1,677 |
| Total noninterest expense | $4,427,000 | 2,134 |
| Salaries and employee benefits | $2,245,000 | 2,264 |
| Premises and equipment expense | $510,000 | 2,237 |
| Additional noninterest expense | $1,672,000 | 1,836 |
| Pre-tax net operating income | $903,000 | 3,145 |
| Securities gains (losses) | $10,000 | 1,948 |
| Applicable income taxes | $163,000 | 2,609 |
| Income before extraordinary items | $750,000 | 3,227 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $750,000 | 3,233 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $750,000 | 3,233 |
| Net charge-offs | $186,000 | 1,651 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $741,800 | 3,197 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,548,000 | 2,358 |
| Total interest expense | $424,000 | 1,766 |
| Net interest income | $2,124,000 | 2,490 |
| Provision for loan and lease losses | $113,000 | 1,499 |
| Total noninterest income | $598,000 | 1,800 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $178,000 | 1,707 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $420,000 | 1,589 |
| Total noninterest expense | $2,244,000 | 2,114 |
| Salaries and employee benefits | $1,139,000 | 2,248 |
| Premises and equipment expense | $275,000 | 2,145 |
| Additional noninterest expense | $830,000 | 1,828 |
| Pre-tax net operating income | $365,000 | 3,462 |
| Securities gains (losses) | $10,000 | 1,161 |
| Applicable income taxes | $54,000 | 2,899 |
| Income before extraordinary items | $321,000 | 3,425 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $321,000 | 3,428 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $321,000 | 3,428 |
| Net charge-offs | $223,000 | 877 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $312,400 | 3,433 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $9,871,000 | 2,456 |
| Total interest expense | $1,742,000 | 1,929 |
| Net interest income | $8,129,000 | 2,563 |
| Provision for loan and lease losses | $365,000 | 2,213 |
| Total noninterest income | $3,471,000 | 1,462 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $764,000 | 1,712 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,707,000 | 1,227 |
| Total noninterest expense | $8,626,000 | 2,186 |
| Salaries and employee benefits | $4,546,000 | 2,240 |
| Premises and equipment expense | $842,000 | 2,600 |
| Additional noninterest expense | $3,238,000 | 1,954 |
| Pre-tax net operating income | $2,609,000 | 2,396 |
| Securities gains (losses) | $258,000 | 760 |
| Applicable income taxes | $795,000 | 1,687 |
| Income before extraordinary items | $2,072,000 | 2,539 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,072,000 | 2,542 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,072,000 | 2,542 |
| Net charge-offs | $224,000 | 2,893 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,886,240 | 2,661 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,362,000 | 2,485 |
| Total interest expense | $1,305,000 | 1,977 |
| Net interest income | $6,057,000 | 2,593 |
| Provision for loan and lease losses | $105,000 | 3,304 |
| Total noninterest income | $2,669,000 | 1,459 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $555,000 | 1,761 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,114,000 | 1,222 |
| Total noninterest expense | $6,439,000 | 2,196 |
| Salaries and employee benefits | $3,399,000 | 2,242 |
| Premises and equipment expense | $613,000 | 2,684 |
| Additional noninterest expense | $2,427,000 | 1,930 |
| Pre-tax net operating income | $2,182,000 | 2,277 |
| Securities gains (losses) | $46,000 | 1,724 |
| Applicable income taxes | $638,000 | 1,661 |
| Income before extraordinary items | $1,590,000 | 2,547 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,590,000 | 2,551 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,590,000 | 2,551 |
| Net charge-offs | $178,000 | 2,695 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,557,340 | 2,502 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,891,000 | 2,485 |
| Total interest expense | $862,000 | 2,009 |
| Net interest income | $4,029,000 | 2,590 |
| Provision for loan and lease losses | $51,000 | 3,587 |
| Total noninterest income | $1,868,000 | 1,417 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $354,000 | 1,795 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,514,000 | 1,198 |
| Total noninterest expense | $4,284,000 | 2,196 |
| Salaries and employee benefits | $2,268,000 | 2,243 |
| Premises and equipment expense | $444,000 | 2,520 |
| Additional noninterest expense | $1,572,000 | 1,991 |
| Pre-tax net operating income | $1,562,000 | 2,128 |
| Securities gains (losses) | $45,000 | 1,592 |
| Applicable income taxes | $472,000 | 1,573 |
| Income before extraordinary items | $1,135,000 | 2,389 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,135,000 | 2,398 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,135,000 | 2,396 |
| Net charge-offs | $20,000 | 4,007 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,103,050 | 2,345 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,442,000 | 2,500 |
| Total interest expense | $428,000 | 2,066 |
| Net interest income | $2,014,000 | 2,600 |
| Provision for loan and lease losses | $46,000 | 2,880 |
| Total noninterest income | $784,000 | 1,592 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $169,000 | 1,858 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $615,000 | 1,364 |
| Total noninterest expense | $2,104,000 | 2,260 |
| Salaries and employee benefits | $1,127,000 | 2,272 |
| Premises and equipment expense | $228,000 | 2,488 |
| Additional noninterest expense | $749,000 | 2,081 |
| Pre-tax net operating income | $648,000 | 2,412 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $172,000 | 1,853 |
| Income before extraordinary items | $476,000 | 2,680 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $476,000 | 2,683 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $476,000 | 2,682 |
| Net charge-offs | $-132,000 | 6,877 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $476,000 | 2,605 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $9,799,000 | 2,614 |
| Total interest expense | $1,869,000 | 2,256 |
| Net interest income | $7,930,000 | 2,684 |
| Provision for loan and lease losses | $864,000 | 1,956 |
| Total noninterest income | $3,521,000 | 1,458 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $702,000 | 1,889 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,819,000 | 1,215 |
| Total noninterest expense | $8,066,000 | 2,334 |
| Salaries and employee benefits | $4,194,000 | 2,351 |
| Premises and equipment expense | $856,000 | 2,594 |
| Additional noninterest expense | $3,016,000 | 2,150 |
| Pre-tax net operating income | $2,521,000 | 2,389 |
| Securities gains (losses) | $163,000 | 1,869 |
| Applicable income taxes | $698,000 | 1,839 |
| Income before extraordinary items | $1,986,000 | 2,598 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,986,000 | 2,600 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,986,000 | 2,599 |
| Net charge-offs | $656,000 | 2,294 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,865,380 | 2,586 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,316,000 | 2,673 |
| Total interest expense | $1,434,000 | 2,299 |
| Net interest income | $5,882,000 | 2,750 |
| Provision for loan and lease losses | $561,000 | 2,137 |
| Total noninterest income | $2,410,000 | 1,565 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $513,000 | 1,955 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,897,000 | 1,313 |
| Total noninterest expense | $5,841,000 | 2,433 |
| Salaries and employee benefits | $2,974,000 | 2,479 |
| Premises and equipment expense | $635,000 | 2,649 |
| Additional noninterest expense | $2,232,000 | 2,176 |
| Pre-tax net operating income | $1,890,000 | 2,461 |
| Securities gains (losses) | $74,000 | 2,195 |
| Applicable income taxes | $515,000 | 1,907 |
| Income before extraordinary items | $1,449,000 | 2,704 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,449,000 | 2,705 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,449,000 | 2,704 |
| Net charge-offs | $438,000 | 2,350 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,394,240 | 2,638 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,818,000 | 2,723 |
| Total interest expense | $982,000 | 2,316 |
| Net interest income | $3,836,000 | 2,800 |
| Provision for loan and lease losses | $201,000 | 2,963 |
| Total noninterest income | $1,585,000 | 1,561 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $330,000 | 1,999 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,255,000 | 1,296 |
| Total noninterest expense | $3,820,000 | 2,475 |
| Salaries and employee benefits | $1,978,000 | 2,481 |
| Premises and equipment expense | $429,000 | 2,621 |
| Additional noninterest expense | $1,413,000 | 2,290 |
| Pre-tax net operating income | $1,400,000 | 2,256 |
| Securities gains (losses) | $74,000 | 1,801 |
| Applicable income taxes | $409,000 | 1,693 |
| Income before extraordinary items | $1,065,000 | 2,498 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,065,000 | 2,498 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,065,000 | 2,498 |
| Net charge-offs | $221,000 | 2,628 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,011,720 | 2,466 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,404,000 | 2,767 |
| Total interest expense | $504,000 | 2,358 |
| Net interest income | $1,900,000 | 2,839 |
| Provision for loan and lease losses | $56,000 | 3,589 |
| Total noninterest income | $797,000 | 1,530 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $152,000 | 2,115 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $645,000 | 1,251 |
| Total noninterest expense | $1,871,000 | 2,520 |
| Salaries and employee benefits | $981,000 | 2,517 |
| Premises and equipment expense | $213,000 | 2,658 |
| Additional noninterest expense | $677,000 | 2,361 |
| Pre-tax net operating income | $770,000 | 2,086 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $219,000 | 1,629 |
| Income before extraordinary items | $551,000 | 2,418 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $551,000 | 2,420 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $551,000 | 2,421 |
| Net charge-offs | $18,000 | 3,743 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $551,000 | 2,298 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $9,815,000 | 2,795 |
| Total interest expense | $2,430,000 | 2,376 |
| Net interest income | $7,385,000 | 2,924 |
| Provision for loan and lease losses | $651,000 | 3,050 |
| Total noninterest income | $2,554,000 | 1,688 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $721,000 | 1,935 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,833,000 | 1,446 |
| Total noninterest expense | $7,380,000 | 2,547 |
| Salaries and employee benefits | $3,749,000 | 2,558 |
| Premises and equipment expense | $865,000 | 2,731 |
| Additional noninterest expense | $2,766,000 | 2,367 |
| Pre-tax net operating income | $1,908,000 | 2,604 |
| Securities gains (losses) | $205,000 | 1,433 |
| Applicable income taxes | $528,000 | 1,979 |
| Income before extraordinary items | $1,585,000 | 2,671 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,585,000 | 2,672 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,585,000 | 2,672 |
| Net charge-offs | $897,000 | 2,490 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,431,250 | 2,769 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,362,000 | 2,828 |
| Total interest expense | $1,887,000 | 2,390 |
| Net interest income | $5,475,000 | 2,969 |
| Provision for loan and lease losses | $121,000 | 4,765 |
| Total noninterest income | $1,807,000 | 1,740 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $544,000 | 1,935 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,263,000 | 1,509 |
| Total noninterest expense | $5,548,000 | 2,542 |
| Salaries and employee benefits | $2,870,000 | 2,505 |
| Premises and equipment expense | $654,000 | 2,741 |
| Additional noninterest expense | $2,024,000 | 2,431 |
| Pre-tax net operating income | $1,613,000 | 2,448 |
| Securities gains (losses) | $200,000 | 1,216 |
| Applicable income taxes | $498,000 | 1,745 |
| Income before extraordinary items | $1,315,000 | 2,559 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,315,000 | 2,561 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,315,000 | 2,561 |
| Net charge-offs | $216,000 | 3,622 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,169,000 | 2,672 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,895,000 | 2,868 |
| Total interest expense | $1,287,000 | 2,425 |
| Net interest income | $3,608,000 | 2,997 |
| Provision for loan and lease losses | $79,000 | 4,672 |
| Total noninterest income | $1,171,000 | 1,786 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $354,000 | 1,951 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $817,000 | 1,540 |
| Total noninterest expense | $3,733,000 | 2,547 |
| Salaries and employee benefits | $1,896,000 | 2,540 |
| Premises and equipment expense | $441,000 | 2,725 |
| Additional noninterest expense | $1,396,000 | 2,404 |
| Pre-tax net operating income | $967,000 | 2,596 |
| Securities gains (losses) | $167,000 | 821 |
| Applicable income taxes | $301,000 | 1,791 |
| Income before extraordinary items | $833,000 | 2,602 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $833,000 | 2,602 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $833,000 | 2,602 |
| Net charge-offs | $257,000 | 2,855 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $711,090 | 2,811 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,449,000 | 2,874 |
| Total interest expense | $656,000 | 2,459 |
| Net interest income | $1,793,000 | 3,007 |
| Provision for loan and lease losses | $33,000 | 4,543 |
| Total noninterest income | $558,000 | 1,844 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $171,000 | 1,987 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $387,000 | 1,604 |
| Total noninterest expense | $1,798,000 | 2,643 |
| Salaries and employee benefits | $923,000 | 2,623 |
| Premises and equipment expense | $233,000 | 2,634 |
| Additional noninterest expense | $642,000 | 2,580 |
| Pre-tax net operating income | $520,000 | 2,483 |
| Securities gains (losses) | $121,000 | 479 |
| Applicable income taxes | $187,000 | 1,580 |
| Income before extraordinary items | $454,000 | 2,426 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $454,000 | 2,425 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $454,000 | 2,426 |
| Net charge-offs | $35,000 | 3,634 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $368,090 | 2,779 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $10,612,000 | 2,814 |
| Total interest expense | $3,168,000 | 2,486 |
| Net interest income | $7,444,000 | 2,920 |
| Provision for loan and lease losses | $773,000 | 3,444 |
| Total noninterest income | $2,885,000 | 1,597 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $747,000 | 1,942 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,138,000 | 1,345 |
| Total noninterest expense | $7,235,000 | 2,662 |
| Salaries and employee benefits | $3,513,000 | 2,716 |
| Premises and equipment expense | $870,000 | 2,773 |
| Additional noninterest expense | $2,852,000 | 2,378 |
| Pre-tax net operating income | $2,321,000 | 1,998 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $631,000 | 1,677 |
| Income before extraordinary items | $1,690,000 | 2,307 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,690,000 | 2,305 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,690,000 | 2,308 |
| Net charge-offs | $526,000 | 3,583 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,690,000 | 2,210 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,988,000 | 2,851 |
| Total interest expense | $2,452,000 | 2,522 |
| Net interest income | $5,536,000 | 2,980 |
| Provision for loan and lease losses | $599,000 | 3,263 |
| Total noninterest income | $1,654,000 | 1,944 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $546,000 | 2,036 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,108,000 | 1,684 |
| Total noninterest expense | $5,380,000 | 2,666 |
| Salaries and employee benefits | $2,676,000 | 2,689 |
| Premises and equipment expense | $652,000 | 2,839 |
| Additional noninterest expense | $2,052,000 | 2,435 |
| Pre-tax net operating income | $1,211,000 | 2,765 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $269,000 | 2,253 |
| Income before extraordinary items | $942,000 | 2,997 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $942,000 | 2,994 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $942,000 | 2,997 |
| Net charge-offs | $469,000 | 3,175 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $942,000 | 2,870 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,345,000 | 2,871 |
| Total interest expense | $1,696,000 | 2,522 |
| Net interest income | $3,649,000 | 3,014 |
| Provision for loan and lease losses | $478,000 | 2,926 |
| Total noninterest income | $986,000 | 2,076 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $358,000 | 2,061 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $628,000 | 1,806 |
| Total noninterest expense | $3,520,000 | 2,719 |
| Salaries and employee benefits | $1,786,000 | 2,711 |
| Premises and equipment expense | $427,000 | 2,898 |
| Additional noninterest expense | $1,307,000 | 2,527 |
| Pre-tax net operating income | $637,000 | 3,199 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $125,000 | 2,592 |
| Income before extraordinary items | $512,000 | 3,368 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $512,000 | 3,365 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $512,000 | 3,367 |
| Net charge-offs | $532,000 | 2,370 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $512,000 | 3,261 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,704,000 | 2,894 |
| Total interest expense | $887,000 | 2,528 |
| Net interest income | $1,817,000 | 3,044 |
| Provision for loan and lease losses | $225,000 | 2,809 |
| Total noninterest income | $406,000 | 2,342 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $166,000 | 2,165 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $240,000 | 2,129 |
| Total noninterest expense | $1,736,000 | 2,787 |
| Salaries and employee benefits | $887,000 | 2,766 |
| Premises and equipment expense | $219,000 | 2,901 |
| Additional noninterest expense | $630,000 | 2,596 |
| Pre-tax net operating income | $262,000 | 3,607 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $46,000 | 2,855 |
| Income before extraordinary items | $216,000 | 3,741 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $216,000 | 3,738 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $216,000 | 3,740 |
| Net charge-offs | $561,000 | 1,495 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $216,000 | 3,610 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $11,582,000 | 2,851 |
| Total interest expense | $4,582,000 | 2,442 |
| Net interest income | $7,000,000 | 3,064 |
| Provision for loan and lease losses | $1,216,000 | 3,190 |
| Total noninterest income | $2,653,000 | 1,749 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $649,000 | 2,400 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $2,004,000 | 1,369 |
| Total noninterest expense | $7,122,000 | 2,752 |
| Salaries and employee benefits | $3,564,000 | 2,739 |
| Premises and equipment expense | $853,000 | 2,956 |
| Additional noninterest expense | $2,705,000 | 2,569 |
| Pre-tax net operating income | $1,315,000 | 2,556 |
| Securities gains (losses) | $76,000 | 2,337 |
| Applicable income taxes | $285,000 | 2,073 |
| Income before extraordinary items | $1,106,000 | 2,607 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,106,000 | 2,605 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,106,000 | 2,606 |
| Net charge-offs | $115,000 | 5,568 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,045,200 | 2,649 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,769,000 | 2,865 |
| Total interest expense | $3,546,000 | 2,484 |
| Net interest income | $5,223,000 | 3,075 |
| Provision for loan and lease losses | $700,000 | 3,273 |
| Total noninterest income | $2,013,000 | 1,772 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $479,000 | 2,441 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,534,000 | 1,369 |
| Total noninterest expense | $5,317,000 | 2,771 |
| Salaries and employee benefits | $2,656,000 | 2,775 |
| Premises and equipment expense | $638,000 | 2,987 |
| Additional noninterest expense | $2,023,000 | 2,547 |
| Pre-tax net operating income | $1,219,000 | 2,409 |
| Securities gains (losses) | $-104,000 | 7,477 |
| Applicable income taxes | $241,000 | 2,136 |
| Income before extraordinary items | $874,000 | 2,708 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $874,000 | 2,705 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $874,000 | 2,708 |
| Net charge-offs | $95,000 | 5,104 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $955,120 | 2,510 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,949,000 | 2,855 |
| Total interest expense | $2,408,000 | 2,535 |
| Net interest income | $3,541,000 | 3,016 |
| Provision for loan and lease losses | $420,000 | 3,197 |
| Total noninterest income | $1,253,000 | 1,859 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $312,000 | 2,466 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $941,000 | 1,486 |
| Total noninterest expense | $3,597,000 | 2,763 |
| Salaries and employee benefits | $1,764,000 | 2,825 |
| Premises and equipment expense | $433,000 | 2,989 |
| Additional noninterest expense | $1,400,000 | 2,480 |
| Pre-tax net operating income | $777,000 | 2,561 |
| Securities gains (losses) | $-75,000 | 7,645 |
| Applicable income taxes | $143,000 | 2,315 |
| Income before extraordinary items | $559,000 | 2,890 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $559,000 | 2,889 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $559,000 | 2,890 |
| Net charge-offs | $97,000 | 4,280 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $619,000 | 2,630 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,981,000 | 2,878 |
| Total interest expense | $1,232,000 | 2,567 |
| Net interest income | $1,749,000 | 3,044 |
| Provision for loan and lease losses | $207,000 | 2,809 |
| Total noninterest income | $594,000 | 1,892 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $153,000 | 2,423 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $441,000 | 1,512 |
| Total noninterest expense | $1,706,000 | 2,807 |
| Salaries and employee benefits | $852,000 | 2,945 |
| Premises and equipment expense | $226,000 | 2,928 |
| Additional noninterest expense | $628,000 | 2,464 |
| Pre-tax net operating income | $430,000 | 2,669 |
| Securities gains (losses) | $-55,000 | 7,952 |
| Applicable income taxes | $84,000 | 2,361 |
| Income before extraordinary items | $291,000 | 3,189 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $291,000 | 3,189 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $291,000 | 3,189 |
| Net charge-offs | $-45,000 | 8,124 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $333,900 | 2,794 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $12,166,000 | 3,003 |
| Total interest expense | $5,543,000 | 2,703 |
| Net interest income | $6,623,000 | 3,210 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $1,259,000 | 2,958 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $596,000 | 2,660 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $663,000 | 2,731 |
| Total noninterest expense | $6,710,000 | 2,778 |
| Salaries and employee benefits | $3,548,000 | 2,784 |
| Premises and equipment expense | $834,000 | 3,073 |
| Additional noninterest expense | $2,328,000 | 2,490 |
| Pre-tax net operating income | $1,172,000 | 3,453 |
| Securities gains (losses) | $-138,000 | 7,282 |
| Applicable income taxes | $160,000 | 3,013 |
| Income before extraordinary items | $874,000 | 3,541 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $874,000 | 3,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 4,528 |
| Cash dividends | $10,000 | 5,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $991,300 | 3,454 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,171,000 | 3,053 |
| Total interest expense | $4,259,000 | 2,743 |
| Net interest income | $4,912,000 | 3,273 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $1,075,000 | 2,762 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $439,000 | 2,711 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $636,000 | 2,455 |
| Total noninterest expense | $4,977,000 | 2,788 |
| Salaries and employee benefits | $2,648,000 | 2,820 |
| Premises and equipment expense | $612,000 | 3,143 |
| Additional noninterest expense | $1,717,000 | 2,467 |
| Pre-tax net operating income | $1,010,000 | 3,664 |
| Securities gains (losses) | $-31,000 | 7,444 |
| Applicable income taxes | $196,000 | 2,936 |
| Income before extraordinary items | $783,000 | 3,610 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $783,000 | 3,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,348 |
| Cash dividends | $10,000 | 4,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $807,800 | 3,691 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,163,000 | 3,076 |
| Total interest expense | $2,963,000 | 2,740 |
| Net interest income | $3,200,000 | 3,317 |
| Provision for loan and lease losses | $1,000 | 6,652 |
| Total noninterest income | $721,000 | 2,787 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $288,000 | 2,727 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $433,000 | 2,459 |
| Total noninterest expense | $3,297,000 | 2,803 |
| Salaries and employee benefits | $1,756,000 | 2,874 |
| Premises and equipment expense | $398,000 | 3,226 |
| Additional noninterest expense | $1,143,000 | 2,446 |
| Pre-tax net operating income | $623,000 | 3,935 |
| Securities gains (losses) | $20,000 | 2,041 |
| Applicable income taxes | $125,000 | 3,214 |
| Income before extraordinary items | $518,000 | 3,952 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $518,000 | 3,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,590 |
| Cash dividends | $10,000 | 4,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $501,800 | 3,955 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,115,000 | 3,119 |
| Total interest expense | $1,572,000 | 2,760 |
| Net interest income | $1,543,000 | 3,415 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $383,000 | 2,681 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $140,000 | 2,764 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $243,000 | 2,272 |
| Total noninterest expense | $1,615,000 | 2,860 |
| Salaries and employee benefits | $879,000 | 2,901 |
| Premises and equipment expense | $196,000 | 3,298 |
| Additional noninterest expense | $540,000 | 2,539 |
| Pre-tax net operating income | $311,000 | 4,066 |
| Securities gains (losses) | $-17,000 | 8,359 |
| Applicable income taxes | $53,000 | 3,501 |
| Income before extraordinary items | $241,000 | 4,268 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $241,000 | 4,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 2,966 |
| Cash dividends | $10,000 | 3,645 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $254,940 | 4,070 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,469,000 | 3,179 |
| Total interest expense | $6,524,000 | 2,798 |
| Net interest income | $5,945,000 | 3,523 |
| Provision for loan and lease losses | $144,000 | 4,398 |
| Total noninterest income | $1,367,000 | 2,871 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $492,000 | 3,090 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $875,000 | 2,419 |
| Total noninterest expense | $6,248,000 | 2,858 |
| Salaries and employee benefits | $3,493,000 | 2,808 |
| Premises and equipment expense | $726,000 | 3,343 |
| Additional noninterest expense | $2,029,000 | 2,640 |
| Pre-tax net operating income | $920,000 | 4,906 |
| Securities gains (losses) | $77,000 | 675 |
| Applicable income taxes | $162,000 | 4,064 |
| Income before extraordinary items | $835,000 | 4,692 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $835,000 | 4,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 3,369 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $770,320 | 4,839 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,303,000 | 3,194 |
| Total interest expense | $4,858,000 | 2,815 |
| Net interest income | $4,445,000 | 3,543 |
| Provision for loan and lease losses | $108,000 | 3,997 |
| Total noninterest income | $832,000 | 3,312 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $330,000 | 3,330 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $502,000 | 2,838 |
| Total noninterest expense | $4,503,000 | 2,944 |
| Salaries and employee benefits | $2,495,000 | 2,931 |
| Premises and equipment expense | $532,000 | 3,385 |
| Additional noninterest expense | $1,476,000 | 2,650 |
| Pre-tax net operating income | $666,000 | 5,222 |
| Securities gains (losses) | $51,000 | 621 |
| Applicable income taxes | $114,000 | 4,317 |
| Income before extraordinary items | $603,000 | 4,994 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $603,000 | 4,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 3,232 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $560,160 | 5,144 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,125,000 | 3,238 |
| Total interest expense | $3,173,000 | 2,861 |
| Net interest income | $2,952,000 | 3,582 |
| Provision for loan and lease losses | $72,000 | 3,798 |
| Total noninterest income | $508,000 | 3,525 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $169,000 | 3,845 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $339,000 | 2,831 |
| Total noninterest expense | $2,963,000 | 2,996 |
| Salaries and employee benefits | $1,662,000 | 2,967 |
| Premises and equipment expense | $355,000 | 3,398 |
| Additional noninterest expense | $946,000 | 2,752 |
| Pre-tax net operating income | $425,000 | 5,383 |
| Securities gains (losses) | $55,000 | 514 |
| Applicable income taxes | $77,000 | 4,393 |
| Income before extraordinary items | $403,000 | 5,061 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $403,000 | 5,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,783 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $356,800 | 5,300 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,026,000 | 3,261 |
| Total interest expense | $1,556,000 | 2,891 |
| Net interest income | $1,470,000 | 3,595 |
| Provision for loan and lease losses | $36,000 | 3,550 |
| Total noninterest income | $244,000 | 3,589 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $83,000 | 3,831 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $161,000 | 2,888 |
| Total noninterest expense | $1,439,000 | 3,088 |
| Salaries and employee benefits | $826,000 | 2,996 |
| Premises and equipment expense | $181,000 | 3,371 |
| Additional noninterest expense | $432,000 | 2,968 |
| Pre-tax net operating income | $239,000 | 5,140 |
| Securities gains (losses) | $18,000 | 586 |
| Applicable income taxes | $44,000 | 4,256 |
| Income before extraordinary items | $213,000 | 4,913 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $213,000 | 4,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 2,389 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $198,060 | 5,073 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,330,000 | 3,243 |
| Total interest expense | $5,075,000 | 2,992 |
| Net interest income | $6,255,000 | 3,420 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $1,009,000 | 3,525 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $360,000 | 3,761 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $649,000 | 2,874 |
| Total noninterest expense | $5,841,000 | 2,935 |
| Salaries and employee benefits | $3,228,000 | 2,928 |
| Premises and equipment expense | $708,000 | 3,308 |
| Additional noninterest expense | $1,905,000 | 2,683 |
| Pre-tax net operating income | $1,423,000 | 4,410 |
| Securities gains (losses) | $-38,000 | 7,833 |
| Applicable income taxes | $367,000 | 3,548 |
| Income before extraordinary items | $1,018,000 | 4,673 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,018,000 | 4,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 4,186 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,046,120 | 4,601 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,348,000 | 3,268 |
| Total interest expense | $3,582,000 | 3,059 |
| Net interest income | $4,766,000 | 3,400 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $759,000 | 3,515 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $267,000 | 3,807 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $492,000 | 2,869 |
| Total noninterest expense | $4,302,000 | 2,974 |
| Salaries and employee benefits | $2,349,000 | 3,005 |
| Premises and equipment expense | $531,000 | 3,302 |
| Additional noninterest expense | $1,422,000 | 2,685 |
| Pre-tax net operating income | $1,223,000 | 4,255 |
| Securities gains (losses) | $21,000 | 729 |
| Applicable income taxes | $364,000 | 3,314 |
| Income before extraordinary items | $880,000 | 4,477 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $880,000 | 4,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 2,628 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $865,090 | 4,502 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,418,000 | 3,290 |
| Total interest expense | $2,196,000 | 3,147 |
| Net interest income | $3,222,000 | 3,365 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $496,000 | 3,550 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $172,000 | 3,851 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $324,000 | 2,878 |
| Total noninterest expense | $2,832,000 | 3,026 |
| Salaries and employee benefits | $1,535,000 | 3,062 |
| Premises and equipment expense | $355,000 | 3,295 |
| Additional noninterest expense | $942,000 | 2,711 |
| Pre-tax net operating income | $886,000 | 4,087 |
| Securities gains (losses) | $15,000 | 657 |
| Applicable income taxes | $275,000 | 3,162 |
| Income before extraordinary items | $626,000 | 4,332 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $626,000 | 4,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 2,108 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $615,650 | 4,369 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,647,000 | 3,292 |
| Total interest expense | $1,038,000 | 3,168 |
| Net interest income | $1,609,000 | 3,343 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $243,000 | 3,545 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $81,000 | 3,912 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $162,000 | 2,832 |
| Total noninterest expense | $1,397,000 | 3,067 |
| Salaries and employee benefits | $767,000 | 3,080 |
| Premises and equipment expense | $177,000 | 3,309 |
| Additional noninterest expense | $453,000 | 2,792 |
| Pre-tax net operating income | $455,000 | 3,973 |
| Securities gains (losses) | $11,000 | 557 |
| Applicable income taxes | $143,000 | 3,105 |
| Income before extraordinary items | $323,000 | 4,236 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $323,000 | 4,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 1,804 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $315,410 | 4,283 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,531,000 | 3,280 |
| Total interest expense | $3,407,000 | 3,008 |
| Net interest income | $6,124,000 | 3,367 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $1,121,000 | 3,282 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $319,000 | 4,042 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $802,000 | 2,536 |
| Total noninterest expense | $5,235,000 | 3,116 |
| Salaries and employee benefits | $2,826,000 | 3,134 |
| Premises and equipment expense | $686,000 | 3,294 |
| Additional noninterest expense | $1,723,000 | 2,880 |
| Pre-tax net operating income | $2,010,000 | 3,679 |
| Securities gains (losses) | $-15,000 | 7,693 |
| Applicable income taxes | $691,000 | 2,837 |
| Income before extraordinary items | $1,304,000 | 4,141 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,304,000 | 4,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,251 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,313,750 | 4,094 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,972,000 | 3,289 |
| Total interest expense | $2,408,000 | 3,018 |
| Net interest income | $4,564,000 | 3,374 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $907,000 | 3,130 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $234,000 | 4,103 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $673,000 | 2,377 |
| Total noninterest expense | $3,929,000 | 3,082 |
| Salaries and employee benefits | $2,080,000 | 3,158 |
| Premises and equipment expense | $512,000 | 3,301 |
| Additional noninterest expense | $1,337,000 | 2,753 |
| Pre-tax net operating income | $1,542,000 | 3,673 |
| Securities gains (losses) | $-11,000 | 7,939 |
| Applicable income taxes | $561,000 | 2,753 |
| Income before extraordinary items | $970,000 | 4,247 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $970,000 | 4,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,136 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $977,040 | 4,174 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,563,000 | 3,272 |
| Total interest expense | $1,524,000 | 3,004 |
| Net interest income | $3,039,000 | 3,372 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $629,000 | 2,990 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $152,000 | 4,120 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $477,000 | 2,260 |
| Total noninterest expense | $2,640,000 | 3,041 |
| Salaries and employee benefits | $1,374,000 | 3,170 |
| Premises and equipment expense | $354,000 | 3,160 |
| Additional noninterest expense | $912,000 | 2,663 |
| Pre-tax net operating income | $1,028,000 | 3,640 |
| Securities gains (losses) | $-34,000 | 8,509 |
| Applicable income taxes | $366,000 | 2,746 |
| Income before extraordinary items | $628,000 | 4,301 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $628,000 | 4,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-36,000 | 8,372 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $649,760 | 4,153 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,243,000 | 3,286 |
| Total interest expense | $712,000 | 3,072 |
| Net interest income | $1,531,000 | 3,354 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $379,000 | 2,593 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $73,000 | 4,143 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $306,000 | 1,873 |
| Total noninterest expense | $1,315,000 | 3,064 |
| Salaries and employee benefits | $699,000 | 3,124 |
| Premises and equipment expense | $182,000 | 3,111 |
| Additional noninterest expense | $434,000 | 2,794 |
| Pre-tax net operating income | $595,000 | 3,241 |
| Securities gains (losses) | $7,000 | 1,110 |
| Applicable income taxes | $227,000 | 2,400 |
| Income before extraordinary items | $375,000 | 3,781 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $375,000 | 3,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,370 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $370,520 | 3,780 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,302,000 | 3,313 |
| Total interest expense | $2,643,000 | 2,915 |
| Net interest income | $5,659,000 | 3,452 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $1,311,000 | 2,936 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $297,000 | 4,340 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,014,000 | 2,124 |
| Total noninterest expense | $5,192,000 | 3,006 |
| Salaries and employee benefits | $2,723,000 | 3,120 |
| Premises and equipment expense | $561,000 | 3,739 |
| Additional noninterest expense | $1,908,000 | 2,526 |
| Pre-tax net operating income | $1,778,000 | 3,817 |
| Securities gains (losses) | $106,000 | 1,198 |
| Applicable income taxes | $735,000 | 2,675 |
| Income before extraordinary items | $1,149,000 | 4,314 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,149,000 | 4,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,515 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,081,160 | 4,416 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,129,000 | 3,329 |
| Total interest expense | $1,958,000 | 2,896 |
| Net interest income | $4,171,000 | 3,477 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $922,000 | 3,103 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $222,000 | 4,387 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $700,000 | 2,268 |
| Total noninterest expense | $3,801,000 | 3,045 |
| Salaries and employee benefits | $2,005,000 | 3,119 |
| Premises and equipment expense | $408,000 | 3,816 |
| Additional noninterest expense | $1,388,000 | 2,552 |
| Pre-tax net operating income | $1,292,000 | 3,973 |
| Securities gains (losses) | $123,000 | 1,042 |
| Applicable income taxes | $552,000 | 2,725 |
| Income before extraordinary items | $863,000 | 4,397 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $863,000 | 4,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 4,559 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $784,280 | 4,596 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,005,000 | 3,380 |
| Total interest expense | $1,293,000 | 2,902 |
| Net interest income | $2,712,000 | 3,538 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $661,000 | 2,957 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $139,000 | 4,512 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $522,000 | 2,122 |
| Total noninterest expense | $2,526,000 | 3,058 |
| Salaries and employee benefits | $1,320,000 | 3,177 |
| Premises and equipment expense | $266,000 | 3,883 |
| Additional noninterest expense | $940,000 | 2,527 |
| Pre-tax net operating income | $847,000 | 3,965 |
| Securities gains (losses) | $171,000 | 720 |
| Applicable income taxes | $397,000 | 2,580 |
| Income before extraordinary items | $621,000 | 4,153 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $621,000 | 4,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,323 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $511,560 | 4,587 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,013,000 | 3,385 |
| Total interest expense | $658,000 | 2,904 |
| Net interest income | $1,355,000 | 3,539 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $296,000 | 3,138 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $71,000 | 4,385 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $225,000 | 2,286 |
| Total noninterest expense | $1,214,000 | 3,195 |
| Salaries and employee benefits | $640,000 | 3,282 |
| Premises and equipment expense | $127,000 | 4,055 |
| Additional noninterest expense | $447,000 | 2,622 |
| Pre-tax net operating income | $437,000 | 3,851 |
| Securities gains (losses) | $167,000 | 577 |
| Applicable income taxes | $236,000 | 2,279 |
| Income before extraordinary items | $368,000 | 3,733 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $368,000 | 3,732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,502 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $261,120 | 4,505 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,119,000 | 3,397 |
| Total interest expense | $2,833,000 | 3,013 |
| Net interest income | $5,286,000 | 3,542 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $1,869,000 | 2,429 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $282,000 | 4,460 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,587,000 | 1,754 |
| Total noninterest expense | $4,641,000 | 3,259 |
| Salaries and employee benefits | $2,350,000 | 3,436 |
| Premises and equipment expense | $448,000 | 4,377 |
| Additional noninterest expense | $1,843,000 | 2,584 |
| Pre-tax net operating income | $2,514,000 | 2,874 |
| Securities gains (losses) | $243,000 | 1,209 |
| Applicable income taxes | $1,076,000 | 2,078 |
| Income before extraordinary items | $1,681,000 | 3,264 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,681,000 | 3,266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-96,000 | 9,033 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,525,480 | 3,351 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,067,000 | 3,456 |
| Total interest expense | $2,172,000 | 3,060 |
| Net interest income | $3,895,000 | 3,605 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $1,599,000 | 2,253 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $204,000 | 4,566 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,395,000 | 1,612 |
| Total noninterest expense | $3,321,000 | 3,386 |
| Salaries and employee benefits | $1,672,000 | 3,572 |
| Premises and equipment expense | $335,000 | 4,389 |
| Additional noninterest expense | $1,314,000 | 2,681 |
| Pre-tax net operating income | $2,173,000 | 2,676 |
| Securities gains (losses) | $170,000 | 1,331 |
| Applicable income taxes | $909,000 | 2,005 |
| Income before extraordinary items | $1,434,000 | 3,067 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,434,000 | 3,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-59,000 | 8,989 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,325,200 | 3,092 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,085,000 | 3,449 |
| Total interest expense | $1,489,000 | 3,065 |
| Net interest income | $2,596,000 | 3,596 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $914,000 | 2,504 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $126,000 | 4,731 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $788,000 | 1,804 |
| Total noninterest expense | $2,159,000 | 3,460 |
| Salaries and employee benefits | $1,092,000 | 3,630 |
| Premises and equipment expense | $226,000 | 4,361 |
| Additional noninterest expense | $841,000 | 2,760 |
| Pre-tax net operating income | $1,351,000 | 2,823 |
| Securities gains (losses) | $200,000 | 1,039 |
| Applicable income taxes | $602,000 | 2,036 |
| Income before extraordinary items | $949,000 | 3,080 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $949,000 | 3,079 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-66,000 | 9,053 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $821,000 | 3,257 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,055,000 | 3,448 |
| Total interest expense | $765,000 | 3,057 |
| Net interest income | $1,290,000 | 3,603 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $496,000 | 2,291 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $59,000 | 4,806 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $437,000 | 1,627 |
| Total noninterest expense | $1,080,000 | 3,442 |
| Salaries and employee benefits | $536,000 | 3,690 |
| Premises and equipment expense | $114,000 | 4,333 |
| Additional noninterest expense | $430,000 | 2,682 |
| Pre-tax net operating income | $706,000 | 2,719 |
| Securities gains (losses) | $115,000 | 924 |
| Applicable income taxes | $307,000 | 2,016 |
| Income before extraordinary items | $514,000 | 2,886 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $514,000 | 2,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-66,000 | 9,153 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $440,400 | 3,073 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,588,000 | 3,432 |
| Total interest expense | $3,479,000 | 3,117 |
| Net interest income | $5,109,000 | 3,605 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $1,237,000 | 3,004 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $228,000 | 4,922 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,009,000 | 2,170 |
| Total noninterest expense | $3,875,000 | 3,645 |
| Salaries and employee benefits | $1,965,000 | 3,791 |
| Premises and equipment expense | $386,000 | 4,773 |
| Additional noninterest expense | $1,524,000 | 2,925 |
| Pre-tax net operating income | $2,471,000 | 2,903 |
| Securities gains (losses) | $-629,000 | 9,278 |
| Applicable income taxes | $708,000 | 2,817 |
| Income before extraordinary items | $1,134,000 | 4,235 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,134,000 | 4,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $186,000 | 3,129 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,536,560 | 3,326 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,208,000 | 3,556 |
| Total interest expense | $4,591,000 | 3,397 |
| Net interest income | $4,617,000 | 3,666 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $742,000 | 4,055 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $213,000 | 5,020 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $529,000 | 3,031 |
| Total noninterest expense | $3,577,000 | 3,761 |
| Salaries and employee benefits | $1,772,000 | 3,961 |
| Premises and equipment expense | $422,000 | 4,425 |
| Additional noninterest expense | $1,383,000 | 3,085 |
| Pre-tax net operating income | $1,782,000 | 3,458 |
| Securities gains (losses) | $-81,000 | 9,483 |
| Applicable income taxes | $653,000 | 2,803 |
| Income before extraordinary items | $1,048,000 | 4,152 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,048,000 | 4,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,710 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,099,840 | 3,911 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,656,000 | 3,870 |
| Total interest expense | $4,571,000 | 3,571 |
| Net interest income | $4,085,000 | 4,115 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $446,000 | 5,216 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $193,000 | 5,185 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $253,000 | 4,276 |
| Total noninterest expense | $3,182,000 | 4,031 |
| Salaries and employee benefits | $1,591,000 | 4,165 |
| Premises and equipment expense | $333,000 | 5,104 |
| Additional noninterest expense | $1,258,000 | 3,269 |
| Pre-tax net operating income | $1,349,000 | 4,385 |
| Securities gains (losses) | $119,000 | 528 |
| Applicable income taxes | $602,000 | 3,100 |
| Income before extraordinary items | $866,000 | 4,800 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $866,000 | 4,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,877 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $789,840 | 5,080 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,300,000 | 4,248 |
| Total interest expense | $3,776,000 | 3,771 |
| Net interest income | $3,524,000 | 4,636 |
| Provision for loan and lease losses | $180,000 | 3,760 |
| Total noninterest income | $330,000 | 6,173 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $150,000 | 5,840 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $180,000 | 5,187 |
| Total noninterest expense | $2,854,000 | 4,394 |
| Salaries and employee benefits | $1,453,000 | 4,444 |
| Premises and equipment expense | $315,000 | 5,322 |
| Additional noninterest expense | $1,086,000 | 3,746 |
| Pre-tax net operating income | $820,000 | 5,857 |
| Securities gains (losses) | $99,000 | 738 |
| Applicable income taxes | $355,000 | 4,440 |
| Income before extraordinary items | $564,000 | 6,081 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $564,000 | 6,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,495 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $500,640 | 6,418 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,721,000 | 4,541 |
| Total interest expense | $3,474,000 | 4,156 |
| Net interest income | $3,247,000 | 4,865 |
| Provision for loan and lease losses | $240,000 | 3,065 |
| Total noninterest income | $357,000 | 5,943 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $145,000 | 6,016 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $212,000 | 4,815 |
| Total noninterest expense | $2,679,000 | 4,534 |
| Salaries and employee benefits | $1,417,000 | 4,459 |
| Premises and equipment expense | $212,000 | 6,540 |
| Additional noninterest expense | $1,050,000 | 3,784 |
| Pre-tax net operating income | $685,000 | 6,541 |
| Securities gains (losses) | $102,000 | 1,260 |
| Applicable income taxes | $282,000 | 5,342 |
| Income before extraordinary items | $505,000 | 6,579 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $505,000 | 6,579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-216,000 | 10,357 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $439,720 | 6,887 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,601,000 | 4,724 |
| Total interest expense | $3,305,000 | 4,326 |
| Net interest income | $3,296,000 | 4,939 |
| Provision for loan and lease losses | $448,000 | 1,938 |
| Total noninterest income | $294,000 | 6,705 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $161,000 | 5,977 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $133,000 | 6,011 |
| Total noninterest expense | $2,626,000 | 4,583 |
| Salaries and employee benefits | $1,345,000 | 4,653 |
| Premises and equipment expense | $209,000 | 6,683 |
| Additional noninterest expense | $1,072,000 | 3,668 |
| Pre-tax net operating income | $516,000 | 7,833 |
| Securities gains (losses) | $15,000 | 2,081 |
| Applicable income taxes | $196,000 | 6,931 |
| Income before extraordinary items | $335,000 | 8,104 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $335,000 | 8,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $532,000 | 1,276 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $325,400 | 8,140 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,817,000 | 4,677 |
| Total interest expense | $3,515,000 | 4,187 |
| Net interest income | $3,302,000 | 5,074 |
| Provision for loan and lease losses | $1,289,000 | 835 |
| Total noninterest income | $288,000 | 7,093 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $175,000 | 6,012 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 6,777 |
| Total noninterest expense | $2,730,000 | 4,664 |
| Salaries and employee benefits | $1,223,000 | 5,111 |
| Premises and equipment expense | $209,000 | 6,873 |
| Additional noninterest expense | $1,298,000 | 3,535 |
| Pre-tax net operating income | $-429,000 | 11,216 |
| Securities gains (losses) | $-7,000 | 10,114 |
| Applicable income taxes | $-187,000 | 11,258 |
| Income before extraordinary items | $-249,000 | 11,144 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-249,000 | 11,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $527,000 | 1,370 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-244,520 | 11,110 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,902,000 | 4,620 |
| Total interest expense | $3,274,000 | 4,405 |
| Net interest income | $3,628,000 | 4,702 |
| Provision for loan and lease losses | $1,057,000 | 898 |
| Total noninterest income | $393,000 | 6,051 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $184,000 | 5,982 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $209,000 | 5,004 |
| Total noninterest expense | $2,496,000 | 5,000 |
| Salaries and employee benefits | $1,253,000 | 5,023 |
| Premises and equipment expense | $219,000 | 6,844 |
| Additional noninterest expense | $1,024,000 | 4,268 |
| Pre-tax net operating income | $468,000 | 8,628 |
| Securities gains (losses) | $66,000 | 1,139 |
| Applicable income taxes | $226,000 | 7,005 |
| Income before extraordinary items | $308,000 | 8,859 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $308,000 | 8,863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,069,000 | 851 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $265,760 | 9,243 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,916,000 | 4,923 |
| Total interest expense | $2,498,000 | 4,659 |
| Net interest income | $3,418,000 | 5,046 |
| Provision for loan and lease losses | $358,000 | 2,000 |
| Total noninterest income | $352,000 | 6,654 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $191,000 | 6,044 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $161,000 | 5,988 |
| Total noninterest expense | $2,535,000 | 5,107 |
| Salaries and employee benefits | $1,289,000 | 4,917 |
| Premises and equipment expense | $208,000 | 7,250 |
| Additional noninterest expense | $1,038,000 | 4,576 |
| Pre-tax net operating income | $877,000 | 6,505 |
| Securities gains (losses) | $-6,000 | 9,509 |
| Applicable income taxes | $414,000 | 4,646 |
| Income before extraordinary items | $457,000 | 7,643 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $457,000 | 7,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $426,000 | 1,519 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $460,840 | 7,665 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,822,000 | 5,088 |
| Total interest expense | $2,771,000 | 4,419 |
| Net interest income | $3,051,000 | 5,578 |
| Provision for loan and lease losses | $375,000 | 2,560 |
| Total noninterest income | $483,000 | 5,735 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $185,000 | 6,280 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $298,000 | 4,486 |
| Total noninterest expense | $2,420,000 | 5,409 |
| Salaries and employee benefits | $1,014,000 | 6,047 |
| Premises and equipment expense | $121,000 | 9,761 |
| Additional noninterest expense | $1,285,000 | 3,964 |
| Pre-tax net operating income | $739,000 | 7,157 |
| Securities gains (losses) | $32,000 | 4,013 |
| Applicable income taxes | $7,000 | 11,895 |
| Income before extraordinary items | $764,000 | 5,758 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $764,000 | 5,904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $889,000 | 1,241 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $732,320 | 5,654 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,468,000 | 5,164 |
| Total interest expense | $3,450,000 | 4,592 |
| Net interest income | $3,018,000 | 5,684 |
| Provision for loan and lease losses | $534,000 | 2,864 |
| Total noninterest income | $446,000 | 6,111 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $207,000 | 5,857 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $239,000 | 5,118 |
| Total noninterest expense | $2,514,000 | 5,290 |
| Salaries and employee benefits | $1,098,000 | 5,593 |
| Premises and equipment expense | $230,000 | 7,171 |
| Additional noninterest expense | $1,186,000 | 4,378 |
| Pre-tax net operating income | $416,000 | 9,100 |
| Securities gains (losses) | $-10,000 | 13,291 |
| Applicable income taxes | $66,000 | 10,825 |
| Income before extraordinary items | $340,000 | 8,821 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $340,000 | 8,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $526,000 | 2,389 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $348,400 | 8,372 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.